James N. Conklin (Updated: January, 2016)
C ONTACT
I NFORMATION
206 Brooks Hall
Department of Insurance, Legal Studies, and Real Estate
Terry College of Business
University of Georgia
Athens, GA 30602
E DUCATION
Ph.D. Business Administration (Concentration: Real Estate; Minor: Finance), The Pennsylvania State University, University Park, PA, August 2014.
Phone: (706) 542-4223
E-mail: jnc152@uga.edu
B.S. Business Administration, Cum Laude (Major: Finance; Minor: Management Information
Systems), University of Delaware, Newark, DE, May 2002.
R ESEARCH
I NTERESTS
Mortgage Markets and Institutions, Real Estate, Real Estate Finance, Corporate Finance
P ROFESSIONAL
E XPERIENCE
University of Georgia
Assistant Professor of Real Estate, Department of Insurance, Legal Studies, and Real
Estate, Athens, GA (08/14 - Present)
The Pennsylvania State University
Instructor / Research Assistant / Teaching Assistant, Department of Risk Management,
University Park, PA (08/08 - 07/14)
Coast to Coast Mortgage, Inc.
Vice President, Wilmington, DE (10/04 - 03/08)
Branch Manager, Los Angeles, CA (01/04 - 09/04)
Mortgage Broker, Hockessin, DE (07/02 - 12/03)
PFPC Inc.
Intern, Accounting Department, Wilmington, DE (06/01 - 02/02)
R EFEREED
J OURNAL
P UBLICATIONS
Ambrose, Brent W., James N. Conklin, and Jiro Yoshida. “Credit Rationing, Income Exaggeration, and Adverse Selection in the Mortgage Market," Journal of Finance (Forthcoming). (Accepted 2015)
Conklin, James N. “Financial Literacy, Broker-Borrower Interaction, and Mortgage Default," Real Estate Economics (Forthcoming). (Accepted 2015)
Ambrose, Brent W., and James N. Conklin. “Mortgage Brokers, Origination Fees, Price
Transparency and Competition," Real Estate Economics, 2014, 42(2): 363-421. (Accepted 2012)
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W ORKING PAPERS
“The Importance of Location in the Financing of Property Acquisitions by REITs," (with
Moussa Diop and Mingming Qiu).
“Real Earnings Management in the Subprime Mortgage Industry," (with Brent W. Ambrose).
“Mortgage Modification and Servicer Affiliation," (with Moussa Diop and Walter D’Lima).
W ORKS IN
P ROGRESS
“Competition and Information Loss: The Case of Residential Real Estate Appraisers,"
(with Ed Coulson, Moussa Diop and Thao Le).
“Does loan officer gender affect mortgage outcomes? Evidence from the Subprime Mortgage Market," (with Brent W. Ambrose and Luis Lopez).
ACADEMIC
P RESENTATIONS
FRB Atlanta Real Estate Finance Conference, New Orleans, LA (2015). “Credit Rationing, Income Exaggeration, and Adverse Selection the Mortgage Market."
AREUEA Annual Meeting, Boston, MA (2015). "Reputation and Exaggeration: Adverse
Selection and Moral Hazard in the Mortgage Market."
AREUEA Annual Meeting, Boston, MA (2015). Maintenance, Modification, and Rehabilitation Session, Discussant.
AREUEA National Meeting, Washington, DC (2014). "Financial Literacy, Broker-Borrower
Interaction, and Mortgage Default."
Devoe Moore Center - OCC Symposium: Current Issues in Housing Finance, Tallahassee, FL (2014). "Financial Literacy, Broker-Borrower Interaction, and Mortgage Default."
AREUEA Annual Meeting, Philadelphia, PA (2014). Commercial Real Estate Session,
Discussant.
Financial Management Association Doctoral Student Consortium, Chicago, IL (2013).
"Financial Literacy, Broker-Borrower Interaction, and Mortgage Default."
American Real Estate Society’s Annual Meeting, St. Petersburg, FL (2012). “Mortgage
Brokers, Origination Fees, Price Transparency and Competition."
American Real Estate Society’s Annual Meeting, St. Petersburg, FL (2012). “Asset
Specificity in the Market for Initial Public Offerings."
T EACHING
E XPERIENCE
University of Georgia, Athens, GA
• REAL 4000: Real Estate Principles
• REAL 5100: Real Estate Finance
• FINA 5100: Real Estate Finance
• REAL 7830: Real Estate Finance
The Pennsylvania State University, University Park, PA
• Analysis of Real Estate Markets
• Real Estate and Capital Markets
• Contemporary Issues in Real Estate Markets
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A D H OC R EFEREE Real Estate Economics, Management Science, Journal of Real Estate Finance and Economics,
Journal of Housing Economics, Managerial Finance
P ROFESSIONAL
M EMBERSHIPS
AEA, AFA, AREUEA
S KILLS
SAS, STATA, Mathematica, Matlab, LATEX
H ONORS AND
ACTIVITIES
2015-2016 Selected to participate in the Teaching Academy Fellow Program at UGA
2015 Awarded Outstanding Reviewer Status, Journal of Housing Economics
2014 Selected to participate in the AREUEA Doctoral Session
2013 Selected to participate in the Financial Management Association Doctoral Consortium
2013 The Jeanne and Charles Rider Graduate Fellowship
2013 Frank P. and Mary Jean Smeal Endowment Fund Summer Dissertation Award
2012 Awarded doctoral funding to attend Real Estate Research Institute annual conference
2012 Awarded doctoral funding to attend and present at ARES annual meeting
2011 William A. and Joan L. Schreyer Graduate Scholarship Recipient
2010 Pension Real Estate Association Scholarship Recipient
2010 Smeal Doctoral Research Grant Recipient
2008-2009 Licensed Real Estate Salesperson, Commonwealth of Pennsylvania
2007-2008 Math and Reading Tutor, Greater Newark Boys and Girls Club
2007 Volunteer of the Month, Greater Newark Boys and Girls Club
2006 Certified Mortgage Planning Specialist
2003 Award for Outstanding Achievement, Coast to Coast Mortgage, Inc.
1998-2002 Member, University of Delaware Honors Program
1998-2002 Dean’s List, University of Delaware
1994-2000 Volunteer, Camp Setebaid
C ITIZENSHIP
U.S. Citizen
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