001111
RAN:
Name:
APPLICATION FORM – WOODLOTS
Adviser Name
ADVISER’S STAMP
Company:
Adviser Company Name
REWARDS PROJECTS LTD - AFS LICENCE 224000
Post completed applications to: Rewards Projects Ltd, PO Box 803, West Perth WA 6872
This Application Form relates to the Product Disclosure Statement (PDS) dated 5 December 2008.
It is important that you have read the PDS accompanying this Application Form before applying for Woodlots in the Rewards Group
Premium Timber Project 2009 (ARSN 133 719 123). This Application Form must not be provided to any person unless at the same time
access is given to the PDS. If you have received this PDS electronically, the Responsible Entity will provide a free paper copy on request.
Unless otherwise defined in this Application Form, capitalised terms have the same meaning as defined in the PDS. Examples of how to
complete the Application Form are contained on our website www.rewardsgroup.com.au
1. Application Type
✔ Sole
Joint
2. Applicant Details
✔ Individual
Applicant 1
Mr/Mrs/Miss/Ms/Dr/Other
Joint
First Name
Middle Name
Corporate
Trust
Last Name
John Robert Citizen
Company Name
ACN
PL
E
Director 1
Director 2
Name of Trust
ABN
Trustee 1
Trustee 2
1 Residential Street
Residential Address/Registered Office
PERTH
State
6000
Postcode
AS ABOVE
AM
Postal address (if different to above)
Financial Planner
Occupation
WA
State
Postcode
Date of Birth
0
1 - 0
1 - 1
9
6
0
john@citizen.com.au
Email Address
Contact Numbers
0
Work
8 -
0444 444 444
Mobile
Individual
Joint
EX
Applicant 2
9999 9999
Mr/Mrs/Miss/Ms/Dr/Other
First Name
Home
0
8 -
9999 8888
Facsimile
0
8 -
9999 1111
Corporate
Middle Name
Trust
Last Name
Company Name
ACN
Director 1
Director 2
Name of Trust
ABN
Trustee 1
Trustee 2
Residential Address/Registered Office
State
Postcode
State
Postcode
Postal address (if different to above)
Occupation
-
Date of Birth
-
Email Address
Contact Numbers
Work
-
Mobile
Home
-
Facsimile
-
3. APPLICATION FOR WOODLOTS
I/We apply for
2
Woodlots at $5,500 (ex GST) per Woodlot totaling $
11,000
65
4. METHOD OF PAYMENT
Cheque (for full amount) $
payable to Rewards Projects Ltd Trust Account
Credit Card (for full amount)
Please debit my
MasterCard
Card Number
-
Debit the amount of $
Visa
Diners
-
Amex
-
Expiry Date
-
plus any applicable credit card merchant fee
Cardholders Name
Cardholders Signature
Date
-
-
12 Month Interest Free Loan
(complete section 7 and pages 67 to 75 of this Application Form)
✔ Finance Package
5. PRIVACY
Refer to Privacy information on page 62 and 63 of the PDS for further details.
Unless you tick the box below, we and other companies in the Rewards Projects Ltd group may use your personal information to
offer you products or services that may be of interest to you.
6. APPLICANTS’ SIGNATURE
PL
E
I do not consent to the use of my personal information for this purpose.
By signing this Application I/we acknowledge, agree and declare that:
(a) I/we the undersigned apply for the number of Woodlots specified
above;
(b) I/we have read and understand the terms of the PDS and have had
the opportunity to seek independent professional advice;
(h) to comply with the requirements of the Corporations Act, this
Application Form cannot be passed on unless attached to this
PDS;
(i)
the term of the Project is expected to be at least twenty (20)
years from the commencement date or until the expiration of
the management agreement;
(j)
Rewards Projects Ltd is not obliged to redeem, repurchase or
cause to be repurchased my/our interest in the Project;
(c) I/we acknowledge that Rewards Projects Ltd is not bound to
accept this application;
(e) I/we agree to be bound by the terms of the constitution for the
Rewards Group Premium Timber Project 2009 (as it may be amended
from time to time), the licence agreement and management
agreement (Agreements) and the provisions of this PDS;
(f)
(k) I/we acknowledge that the Responsible Entity does not
guarantee the repayment of capital invested, and that no return
is promised;
AM
(d) I/we have not relied on any statements or representations made
by any party (including Rewards Projects Ltd and its officers,
agents and employees) prior to applying, other than those written
representations made in the PDS;
I/we irrevocably appoint Rewards Projects Ltd and each director
for the time being of Rewards Projects Ltd as my/our Attorney on
the terms and with the powers set out on page 62 of the PDS and
direct that the Agreements be signed on my/our behalf pursuant
to those terms;
EX
(g) I/we acknowledge that the full amount of any application moneys is
immediately due and payable upon signing this Application Form;
(I)
Rewards Projects Ltd can provide information on the status of
my investment to my/our nominated adviser; and
(m) I/we consent to payment to licensed advisers for procuring my/
our investment, an amount calculated (as 8% (plus GST) of the
amount I/we invest, plus a further 2% (plus GST) for marketing),
as determined by Rewards Projects Ltd, if this Application Form
bears their stamp. Alternatively, Rewards Projects Ltd may offer
up front commission of up to $275 per Woodlot and trailing
commission of $55 per Woodlot per annum for the first 5 years
of the Project.
Signature of Applicant 1
Signature of Applicant 2
Name
Name
Date
-
-
Signature of Witness
Date
-
-
Name of Witness
Date
-
-
ENSURE YOUR SIGNATURE IS WITNESSED
Executed in Accordance with Section 127(1) of the Corporations Act by authority of its Directors in the presence of:
Signature of Director
Signature of Director/Company Secretary
Name
Name
Date
-
-
Signature of Witness
Date
66
-
Name of Witness
Date
ENSURE YOUR SIGNATURE IS WITNESSED
-
-
-
Finance Package
Rewards Group
PREMIUM TIMBER PROJECT 2009
EX
AM
PL
E
ARSN 133 719 123
Responsible Entity:
Rewards Projects Ltd (AFS Licence 224000)
Finance Provider:
Commonwealth Bank of Australia (ABN 48 123 123 124)
www.rewardsgroup.com.au
FINANCE PACKAGE
REWARDS GROUP PREMIUM TIMBER PROJECT 2009 ARSN 133 719 123
Rewards Projects Ltd (AFS Licence 224000)
This Finance Package relates to an investment in the Rewards Group Premium Timber Project 2009 which can only be made
via the Product Disclosure Statement dated 5 December 2008 (PDS) in relation to the Rewards Group Premium Timber
Project 2009.
It is important that you have read the PDS accompanying this Finance Package before applying for a Woodlot in the Rewards
Group Premium Timber Project 2009. This Finance Package must not be provided to any person unless at the same time
access is given to the PDS. If you have received the PDS electronically, the Responsible Entity will provide a free paper copy on
PL
E
request. Unless otherwise defined in this Finance Package, capitalised terms have the same meaning as defined in the PDS.
Financial Accommodation will be provided by Commonwealth Bank of Australia (ABN 48 123 123 124) (CBA). Financial
Accommodation provided by Commonwealth Bank of Australia (ABN 48 123 123 124) will be administered by Rewards
Projects Ltd.
POST ENTIRE COMPLETED FINANCE PACKAGE TO:
Rewards Group Premium Timber Project 2009 Finance Package
c/o Rewards Projects Ltd
PO Box 803
AM
West Perth WA 6872
CBA MIS LOAN APPLICATION REQUIREMENTS
"QQMJDBOUTNVTUDPNQMFUFBOETJHOUIF-PBO"QQMJDBUJPOBOE%JSFDU%FCJU"VUIPSJUZHSFFOQBHFT
t
"QQMJDBOUTSFRVJSJOHB(VBSBOUPST
UPRVBMJGZGPSUIFJS$#"-PBONVTUDPNQMFUFUIF(VBSBOUPSTFDUJPOHSFZQBHFT
EX
t
SUPPORTING DOCUMENTATION REQUIRED
PROOF OF INCOME REQUIRED
t
t
t
t
1":(oDPQZPGMBTUUXPUBYSFUVSOTPSMBTUUBYSFUVSOBOEBSFDFOUQBZTMJQPSUXPNPTUSFDFOUQBZTMJQTDPOGJSNJOHJODPNF
4FMGFNQMPZFEoMBTUUXPUBYSFUVSOTPSMFUUFSGSPN"DDPVOUBOUSFHBSEJOHFTUJNBUFEJODPNF
0UIFSUIJSEQBSUZoDPOGJSNBUJPOPGJODPNFEFDMBSFEFHWFSJGJFEMFUUFSGSPNFNQMPZFS
1SPPGPGJEFOUJUZBTQFS".-$5'SFRVJSFNFOUTQBHF
NVTUCFJODMVEFEJO1%4
Processing of your application may be delayed if you do not supply this information with your application.
Application Deadline
To ensure assessment of your application can be completed in time, your signed, completed
Finance Package and all supporting documentation, must reach the Provider by no later than
5:00pm on 30 June 2009
CBA LOAN APPLICATION
Rewards Group Premium Timber Project 2009 ARSN 133 719 123
Commonwealth Bank of Australia ABN 48 123 123 124
PERSONAL DETAILS - APPLICANT 1
Mr
Title
John
First Name
Citizen
Surname
Robert
Second Name
Date of Birth 0
1 -
0
1 -
1
9
6
0
0UIFSOBNFTLOPXOCZ
123456789
Drivers Licence (please supply a certified copy)
1 Residential Street
$VSSFOU3FTJEFOUJBM"EESFTTOPU10#PY
PERTH, WA
Suburb and State
How many years have you been a resident at the above address
0
0
/VNCFSPG:FBST&NQMPZNFOU 2
3
Postcode
2
0
0
AS ABOVE
Postal Address (if different from above)
Suburb and State
Postcode
.PCJMF
0444 444 444
08 9999 1111
Facsimile
PL
E
08 9999 9999
Telephone
6
john@citizen.com.au
Email
Citizen Financial Pty Ltd
Employer
Financial Planner
0DDVQBUJPO
Employment Status (full or part time, casual, self)
Full Time
Previous Employer (only if less than 2 years prior to current employment)
.BSJUBM4UBUVT
No
*G:FT"DDPVOU/VNCFS
AM
&YJTUJOH$#"DVTUPNFS:FT
Number of Dependent Children
PERSONAL DETAILS - APPLICANT 2
Title
First Name
Surname
0UIFSOBNFTLOPXOCZ
Second Name
Date of Birth
-
-
EX
Drivers Licence (please supply a certified copy)
$VSSFOU3FTJEFOUJBM"EESFTTOPU10#PY
Suburb and State
Postcode
How many years have you been a resident at the above address
Postal Address (if different from above)
Suburb and State
Postcode
.PCJMF
Telephone
Facsimile
Email
Employer
0DDVQBUJPO
/VNCFSPG:FBST&NQMPZNFOU
Employment Status (full or part time, casual, self)
Previous Employer (only if less than 2 years prior to current employment)
.BSJUBM4UBUVT
&YJTUJOH$#"DVTUPNFS:FT
No
Number of Dependent Children
*G:FT"DDPVOU/VNCFS
REWARDS GROUP PREMIUM TIMBER PROJECT 2009
1
CBA LOAN APPLICATION (continued)
Rewards Group Premium Timber Project 2009 ARSN 133 719 123
Commonwealth Bank of Australia ABN 48 123 123 124
CORPORATE/TRUST APPLICANT
Company Name or Trustee
Contact Person
Trust Name
"#/"$/
.PCJMF
Telephone
"SFZPVB4PMF%JSFDUPS :FT
Facsimile
No
Registered Business Address
Suburb and State
Postcode
Suburb and State
PL
E
Postal Address (if different from above)
Postcode
.PCJMF
Telephone
Email
Facsimile
$PQZPGUSVTUEFFEJTSFRVJSFE1MFBTFSFGFSUP".-$5'SFRVJSFNFOUTPOQBHF
DETAILS OF LOAN
FINANCE
2
AM
1MFBTFGJMMJOUIFOVNCFSPG3FXBSET(SPVQ1SFNJVN5JNCFS1SPKFDU8PPEMPUTCFMPX
8PPEMPUTYQMVT(45JGBQQMJDBCMF
$11,000.00
Loan Amount
-PBO1FSJPE1MFBTFUJDLSFMFWBOUCPY
:FBST
:FBST
✔ :FBST
EX
:FBST
*OUFSFTU0OMZ0QUJPOGJSTUNPOUITJOUFSFTUPOMZ
:FT
*OUFSFTU3BUF0QUJPO'JYFE
✔
Variable
No
:FBST
✔
:FBST
:FBST
1MFBTFUJDLSFMFWBOUCPY
1MFBTFUJDLSFMFWBOUCPY
Note: Fixed interest rate loans are only available for loan amounts of $12,100 or greater (ie. when you apply for 2 or more Woodlots).
Capitalisation of Fees
The Establishment Fee, Trust Review Fee (if any) and the Stamp Duty Administration Fee by default will be capitalised in the
-PBO"NPVOU1MFBTFUJDLUIFCFMPXCPYJGZPVEPOPUXBOUUPDBQJUBMJTFUIFTFGFFTBOEXJTIUPQBZUIFTFGFFTUPUIF-FOEFS
in full on 31 July 2009.
*8FEPOPUXJTIUPDBQJUBMJTFUIF&TUBCMJTINFOU'FF5SVTU3FWJFX'FFJGBOZ
BOEUIF4UBNQ%VUZ"ENJOJTUSBUJPO'FF
in the Loan Amount.
2
REWARDS GROUP PREMIUM TIMBER PROJECT 2009
STATEMENT OF INCOME
120,000
$VSSFOU(SPTT4BMBSZ
0UIFS*ODPNF%FUBJMT
STATEMENT OF ASSETS OF APPLICANT
3FTJEFOUJBM1SPQFSUZ
&TUJNBUFE7BMVF
1,200,000
Address
*OWFTUNFOU1SPQFSUZ
Address
&TUJNBUFE7BMVF
$BTI4IBSFT%FQPTJUT
Cash and Shares
&TUJNBUFE7BMVF
&TUJNBUFE7BMVF
150,000
MIS Investment
10,000
200
AM
$SFEJU$BSE
40,000
Visa
220
-JNJU
Joint
5,000
Total Assets
5PUBM$PNNJUNFOUT 5PUBM-JBCJMJUJFT
EX
✔
10,000
150
10000
1,450,000
Sole Applicant
5,000
MIS Investment
20,000
1FSTPOBM-PBOT
Car Loan
&TUJNBUFE7BMVF
Home Contents
-
Margin Loan
Superannuation
15,000
0UIFS"TTFUTDPOUFOUTFUD
400,000
PL
E
Car
3,200
*OWFTUNFOU1SPQFSUZ4IBSFT-PBOT
35,000
0UIFS"TTFUTWFIJDMFTFUD
STATEMENT OF LIABILITIES OF APPLICANT
3FTJEFOUJBM1SPQFSUZ-PBOT
.JOJNVN.POUIMZ #BMBODF0XJOH
Company
3,770
440,000
Trust
Please Tick
*8FIBWFFODMPTFEPVSUBYSFUVSOT
✔ *8FIBWFFODMPTFEPVSQBZTMJQT
SUPPORTING DOCUMENTATION REQUIRED
Proof of income required
t
1":($PQZPGMBTUUXPUBYSFUVSOTPSMBTUUBYSFUVSOBOEBSFDFOUQBZTMJQPSUXPNPTUSFDFOUQBZTMJQTDPOGJSNJOH
income.
t
4FMGFNQMPZFEoMBTUUXPUBYSFUVSOTPSMFUUFSGSPN"DDPVOUBOUSFFTUJNBUFEJODPNF
t
0UIFSUIJSEQBSUZoDPOGJSNBUJPOPGJODPNFEFDMBSFEFHWFSJGJFEMFUUFSGSPNFNQMPZFS
1SPPGPGJEFOUJUZBTQFS".-$5'JEFOUJGJDBUJPOJOGPSNBUJPOBOEEPDVNFOUTPOQBHF
Processing of your application may be delayed if you do not supply this information with your application.
REWARDS GROUP PREMIUM TIMBER PROJECT 2009
3
CBA LOAN APPLICATION (continued)
Rewards Group Premium Timber Project 2009 ARSN 133 719 123
Commonwealth Bank of Australia ABN 48 123 123 124
*8FIFSFCZBQQMZUPUIF$PNNPOXFBMUI#BOLPG"VTUSBMJB"#/the Lender) for loan finance in consideration of
UIFBNPVOUUIBUJTEVFBOEQBZBCMFCZNFVTJOUIF"QQMJDBUJPO'PSNGPSUIF3FXBSET(SPVQ1SFNJVN5JNCFS1SPKFDU
*8FXBSSBOUUIBUBMMPGUIFQFSTPOBMJOGPSNBUJPOJODMVEJOHBTTFUBOEMJBCJMJUZJOGPSNBUJPOQSPWJEFECZNFVTBUUIFEBUFPGNZ
PVSBQQMJDBUJPOJTUSVFBOEDPSSFDU*8FBDLOPXMFEHFUIBUUIF-FOEFSJTOPUPCMJHBUFEUPBDDFQUNZPVSGJOBODFBQQMJDBUJPO
PRIVACY ACT 1988 (Cth) CONSENT AND DECLARATION FOR THE PURPOSES OF THE CONSUMER CREDIT CODE
*8F BDLOPXMFEHF UIBU UIF -FOEFS PS 3FXBSET (SPVQ -JNJUFE PO JUT CFIBMG NBZ HJWF JOGPSNBUJPO BCPVU NFVT UP B DSFEJU
SFQPSUJOHBHFODZGPSUIFGPMMPXJOHQVSQPTFT
t
UPPCUBJOBDPOTVNFSDSFEJUSFQPSUBCPVUNFVTBOEPS
t
UPBMMPXUIFDSFEJUSFQPSUJOHBHFODZUPDSFBUFPSNBJOUBJOBDSFEJUJOGPSNBUJPOGJMFDPOUBJOJOHJOGPSNBUJPOBCPVUNFVT
The Lender may give information which is required or permitted to be given to a credit reporting agency by the Privacy Act,
JODMVEJOH
JEFOUJUZQBSUJDVMBSToNZPVSOBNFT
JODMVEJOHBOZLOPXOBMJBTFTTFYBEESFTTBOEUIFQSFWJPVTUXPBEESFTTFT
EBUFPGCJSUIOBNFPGFNQMPZFSBOEESJWFSTMJDFODFOVNCFS
t
NZPVSBQQMJDBUJPOGPSDPNNFSDJBMDSFEJUoUIFGBDUUIBU*XFIBWFBQQMJFEGPSDSFEJUBOEUIFBNPVOU
t
UIFGBDUUIBUUIF-FOEFSJTBDVSSFOUDSFEJUQSPWJEFSUPNFVT
t
MPBOSFQBZNFOUTXIJDIBSFPWFSEVFCZNPSFUIBOEBZTBOEGPSXIJDIEFCUDPMMFDUJPOBDUJPOIBTTUBSUFE
t
BEWJDFUIBUNZPVSMPBOSFQBZNFOUTBSFOPMPOHFSPWFSEVFJOSFTQFDUPGBOZEFGBVMUUIBUIBTCFFOMJTUFE
t
JOGPSNBUJPOUIBUJOUIFPQJOJPOPGUIF-FOEFS*XFIBWFDPNNJUUFEBTFSJPVTDSFEJUJOGSJOHFNFOU
UIBUJTBDUFEGSBVEVMFOUMZPSTIPXOBOJOUFOUJPOOPUUPDPNQMZXJUINZPVSDSFEJUPCMJHBUJPOT
t
EJTIPOPVSFEDIFRVFToESBXOCZNFVTGPSPSNPSFXIJDIIBWFCFFOEJTIPOPVSFENPSFUIBOPODF
t
UIBUUIF-FOEFSIBTDFBTFEUPCFBDSFEJUQSPWJEFSGPSNFVT
t
JOGPSNBUJPO GPS BTTFTTJOH XIFUIFS UP BVUIPSJTF B MBSHF DSFEJU USBOTBDUJPO PVUTJEF PG NZPVS OPSNBM USBOTBDUJPOBM
BDUJWJUJFTBOEPS
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PL
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AM
*8FVOEFSTUBOEUIJTJOGPSNBUJPONBZCFHJWFOCFGPSFEVSJOHPSBGUFSUIFQSPWJTJPOPGDSFEJUUPNFVT
*8FDPOTFOUUPUIF-FOEFSQSPWJEJOHUP3FXBSET(SPVQ-JNJUFEBOEJUTBHFOUTBOZDPOTVNFSDSFEJUSFQPSUPSBOZPUIFSDSFEJU
JOGPSNBUJPOBCPVUNFVT
Assessing commercial credit application
*8FBHSFFUIBUUIF-FOEFSNBZPCUBJOBDPOTVNFSDSFEJUSFQPSUDPOUBJOJOHJOGPSNBUJPOBCPVUNFVTGSPNBDSFEJUSFQPSUJOH
BHFODZGPSUIFQVSQPTFPGBTTFTTJOHNZPVSBQQMJDBUJPOGPSDPNNFSDJBMDSFEJU
EX
Business purpose declaration
*8FEFDMBSFUIBUUIFDSFEJUUPCFQSPWJEFEUPNFVTCZUIF-FOEFSJTUPCFBQQMJFEXIPMMZPSQSFEPNJOBOUMZGPSCVTJOFTTPS
investment purposes (or for both purposes).
Important
:PVTIPVMEOPUTJHOUIJTEFDMBSBUJPOVOMFTTUIJTMPBOJTXIPMMZPSQSFEPNJOBOUMZGPSCVTJOFTTPSJOWFTUNFOUQVSQPTFT
By signing this declaration you may lose your protection under the Consumer Credit Code.
*8FEFDMBSFUIBU*XFTJHOFEUIJTEFDMBSBUJPOCFGPSFFOUFSJOHJOUPUIJTDSFEJUDPOUSBDU
Signature of Applicant 1
Date
-
Signature of Applicant 2
-
Date
Applicant 1 Name
Print Name
4
REWARDS GROUP PREMIUM TIMBER PROJECT 2009
Print Name
-
-
AUTHORITY TO ACCEPT FACSIMILE
INSTRUCTION (INDIVIDUAL AND
CORPORATE BORROWERS)
2.2
Upon receipt of the Facsimile Instruction appearing to
comply with paragraph 2.1 the Lender may (but will not
be obliged to) telephone an Authorised Signatory (“the
Verifier”), other than the Authorised Signatory who gave
the Facsimile Instruction, to confirm authenticity of the
Facsimile Instruction. If and only if the Lender elects
to verify the Facsimile Instruction under this clause,
the Lender is entitled to assume when it telephones
the Client’s telephone number and asks to speak to the
Verifier that the person who identifies himself or herself
as the Verifier is that person and if that person verifies
the authenticity of the Facsimile Instruction, the Client’s
Facsimile Instruction is genuine.
2.3
The Lender is not obliged to honour the Client’s
Facsimile Instructions until the verification procedures
described in clause 2.2 have been fully completed or
if it for any other reason doubts the authenticity of
the instruction. Should this result in a payment being
delayed beyond relevant cut off times, the Lender shall
not incur any liability whatsoever to the Client. The
Lender will not be responsible for any delay due to
Facsimile Instructions which are incomplete or unclear.
To Commonwealth Bank of Australia, ABN 48 123 123 124
(the Lender)
Name
Client
(the “Client”)
Account number/s
Account
or
All accounts (“the Account” or “the Accounts”)
Authorisation
The Client and the Lender agree that this Authority
applies to the Facsimile Instructions in respect of the
Client’s Accounts.
5IF$MJFOUBDLOPXMFEHFTUIBU
(iii)
Facsimile Instructions are not subject to further
written or oral confirmation or verification and
the Client undertakes to reimburse the Lender
for all costs incurred by it if a further written
confirmation sent by the Client causes error or
duplication of payment in the funds transfer
process.
1.3
The Client shall pay the Lender’s fees (and any costs or
FYQFOTFTJODVSSFECZUIF-FOEFS
JODPOOFDUJPOXJUIUIJT
Authority or payments made pursuant to Instructions.
The Lender is authorised to debit the Client’s accounts
XJUIBMMTVDIGFFTDPTUTPSFYQFOTFT
2.
Contents of Facsimile Instructions and
2.1
3.
Release and Indemnity
In consideration of the Lender agreeing to act in
BDDPSEBODFXJUIUIJT"VUIPSJUZUIF$MJFOU
3.1
releases the Lender from any and all actions, suits,
proceedings, claims, accounts and demands of all kinds
which the Client may make or have against the Lender
GPS BOZ EJSFDU PS JOEJSFDU EBNBHF MPTT PS FYQFOTF
TVGGFSFEPSJODVSSFECZUIF$MJFOUBOE
3.2
indemnifies the Lender and agrees to keep the Lender
JOEFNOJGJFE BHBJOTU BMM MPTTFT DPTUT FYQFOTFT BOE
liabilities incurred, paid or payable by the Lender and
in connection with all actions, suits, proceedings,
claims, accounts and demands of all kinds which may
be taken or made against the Lender and against all
DPTUT DIBSHFT BOE FYQFOTFT JODVSSFE QBJE PS QBZBCMF
by the Lender in respect of all such actions, suits,
proceedings, claims, accounts and demands, in each
case in connection with the Lender acting in good
faith upon the Facsimile Instructions (including any
unauthorised or incorrect Facsimile Instructions) given
to the Lender in accordance with this Authority.
4.
4.1
General
This Authority may be terminated by the Client or the
Lender by giving written notice thereof to the other,
but without prejudice to the Client’s liability in respect
of any Facsimile Instruction received and acted upon
by the Lender prior to the receipt by the Lender or the
Client of such notice. Upon giving or receipt of such
notice by the Client, the Client must not give any further
Facsimile Instruction to the Lender.
4.2
This Agreement is governed by and construed in
accordance with the laws of Victoria and the Client and
the Lender irrevocably and unconditionally submit to
UIFOPOFYDMVTJWFKVSJTEJDUJPOPGUIFDPVSUTPGUIBUTUBUF
and its courts of appeal.
The Lender may at its sole discretion refuse to
accept any Facsimile Instructions provided that
the Client is notified of such refusal as soon as
practical.
EX
(ii)
A Facsimile Instruction received by the Lender
which is complete and regular on its face shall
be deemed to be an original document and to
have been sent by the Client to the Lender and
as between the Client and the Lender shall be
conclusive evidence that the Lender had authority
to comply with the Facsimile Instruction. In the
event of any dispute in connection with a Facsimile
Instruction given under this Authority the Client
waives the right to claim that any signature on
the Facsimile Instruction is not genuine or that
the Facsimile Instruction was sent to the Lender
without the authority of the Client.
AM
(i)
PL
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1.
1.1
Verification Procedures
Facsimile Instructions which include the name and
signature of the Authorised Signatory, and appear
to have been signed in accordance with the Client’s
Account Authority, will be deemed to be valid and
the Lender is authorised to act upon and to debit
the Client’s Account in accordance with the Facsimile
Instructions.
REWARDS GROUP PREMIUM TIMBER PROJECT 2009
5
CBA LOAN APPLICATION (continued)
Rewards Group Premium Timber Project 2009 ARSN 133 719 123
Commonwealth Bank of Australia ABN 48 123 123 124
5.
Interpretation
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5.1
Any reference to the singular number shall include a
reference to the plural number and vice versa where
two or more persons are parties to this Authority the
Authority shall bind them jointly and each of them
severally.
Authorised Signatory means a person authorised to
operate the Client’s account in accordance with the
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Facsimile Instructions means payment instructions
given to the Lender by facsimile transmission and
appearing or purporting to be a facsimile copy of the
signature of the Authorised Signatory and signed or
purporting to have been signed in accordance with the
Client’s Account Authority.
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Account Authority means the authority provided to the
Lender as amended or substituted from time to time
authorising one or more persons to be the Authorised
Signatory to operate the Client’s accounts with the
-FOEFS
AUTHORISED SIGNATORIES (CORPORATE BORROWERS ONLY)
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(Borrower) and Commonwealth Bank of Australia ACN 123 123 124.
Terms used in this notice and defined in the Loan Agreement have the meaning given to them in the Loan Agreement.
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Name (please print)
EX
Name (please print)
Signature
AM
Name of Authorised Signatory
Name (please print)
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persons.
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6
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REWARDS GROUP PREMIUM TIMBER PROJECT 2009
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TO BE COMPLETED BY ALL APPLICANTS
IMPORTANT INFORMATION (applies to all Applicants)
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independent professional advice.
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agreement.
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applying for finance or any investment in the Rewards Group Premium Timber Project 2009 ARSN 133 719 123.
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provide to the Lender) when providing financial accommodation to the Applicant.
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Application (including the Loan Agreement).
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Group Limited or any entity associated with the Lender or Rewards Group Limited.
Adviser Company Name
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Contact Name
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Telephone
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or other liabilities of the Lender or its associates and are subject to investment risk including possible delays in
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Responsible Entity of Rewards Group Premium Timber Project 2009 ARSN 133 719 123.
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Adviser Name
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Disclosure Statement issued with respect to the Rewards Group Premium Timber Project 2009 ARSN 133 719 123.
EX
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the names by which they are commonly known, I also understand that the law prohibits the use of false names, as well as
the giving, use or production of false or misleading information or documents in connection with the provision of financial
services and the making, possession or use of a false document in connection with an identification procedure.
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the Lender in time for the Lender to consider and process my application, I understand that, unless I elect not to do so
below, I will be taken to have applied to Rewards Projects Limited for a 12 month interest free loan on the terms set
out in the Product Disclosure Statement for the Rewards Group Premium Timber Project 2009 ARSN 133 719 123 (the
Rewards Loan), on the basis that the Lender may consider, during the period of 31 days after the date of funding of the
Rewards Loan, providing finance in accordance with this application (but with a term of one less month) for the purpose of
refinancing the Rewards Loan. If the Lender elects to provide such finance during this period, then I agree that the Lender
may provide finance to me on the terms of my original application for the purposes of refinancing the Rewards Loan.
I elect not to apply for a Rewards Loan if I have not provided all necessary supporting documentation required by the
Lender in time for the Lender to consider and process my application.
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REWARDS GROUP PREMIUM TIMBER PROJECT 2009
7
CBA LOAN APPLICATION (continued)
Rewards Group Premium Timber Project 2009 ARSN 133 719 123
Commonwealth Bank of Australia ABN 48 123 123 124
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INDIVIDUAL APPLICANTS
Signed, sealed and delivered
When Printed - Applicant 1 to sign here
When Printed - Witness to sign here
Signature of Applicant 1
Date
-
Signature of Witness
-
Date
-
Witness Name
Applicant 1 Name
Print Name
Print Name
Signature of Applicant 2
-
Signature of Witness
-
Date
-
-
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Date
-
Print Name
Print Name
CORPORATE APPLICANTS
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AM
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EX
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8
REWARDS GROUP PREMIUM TIMBER PROJECT 2009
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CBA DIRECT DEBIT REQUESTS
Rewards Group Premium Timber Project 2009 ARSN 133 719 123
Commonwealth Bank of Australia ABN 48 123 123 124
PART 1 – DIRECT DEBIT REQUEST SERVICE AGREEMENT
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this Direct Debit Request Service Agreement. The amounts drawn will be as due under that Loan Agreement or any
agreed variations to it thereafter or any greater amount which you, either of you, or a third party instruct us to draw,
provided such instruction is given in the manner specified in the operating authority held by us in connection with the
Direct Debit Account. Where the amount due under the Loan Agreement decreases, the Lender at its discretion may
decrease the amount drawn from your account or, unless you instruct us to decrease it, continue to draw the higher
amount.
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(iii)
in accordance with this Direct Debit Request Service Agreement.
The payment will be deducted from the Direct Debit Account on the payment due date. If the due date for payment falls on a
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debit funds from your account, either in full or partial payment of any amount overdue.
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Direct Debit Account at the time of the direct debit in accordance with our usual rates applying from time to time. As at the
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held as soon as possible so that we can resolve your query quickly.
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request of the financial institution in connection with a claim made to an alleged incorrect or wrongful debit, or otherwise
as required by law.
PART 2 – DIRECT DEBIT REQUEST
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funds to be debited from the following account (the Direct Debit Account) and as prescribed above through the Bulk Electronic
Clearing System or to debit the Direct Debit Account by any other means.
John R Citizen
Account (or Card) Name
The Bank
Account Bank (or Card)
9
Account BSB
123456
Account (or Card) Number
9
6
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1
1
1
This authorisation is to remain in force in accordance with the terms described in the Direct Debit Request Service Agreement.
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Bank of Australia to verify the details of the Direct Debit Account.
When Printed - Please sign here
Signature
Date
Signature
-
-
Date
-
-
Applicant 1 Name
Print Name (if joint account, all names required)
Print Name
REWARDS GROUP PREMIUM TIMBER PROJECT 2009
9
CBA LOAN APPLICATION: GUARANTOR
Rewards Group Premium Timber Project 2009 ARSN 133 719 123
Commonwealth Bank of Australia ABN 48 123 123 124
PERSONAL DETAILS - GUARANTOR 1
Title
First Name
Second Name
Surname
Date of Birth
-
-
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Drivers Licence (please supply a certified copy)
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Suburb and State
Postcode
How many years have you been a resident at the above address
Postal Address (if different from above)
Suburb and State
Postcode
Email
Employer
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Facsimile
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Telephone
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Employment Status (full or part time, casual, self)
Previous Employer (only if less than 2 years prior to current employment)
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No
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Number of Dependent Children
PERSONAL DETAILS - GUARANTOR 2
Title
First Name
Surname
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Second Name
Date of Birth
-
-
EX
Drivers Licence (please supply a certified copy)
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Suburb and State
Postcode
How many years have you been a resident at the above address
Postal Address (if different from above)
Suburb and State
Postcode
.PCJMF
Telephone
Facsimile
Email
Employer
0DDVQBUJPO
/VNCFSPG:FBST&NQMPZNFOU
Employment Status (full or part time, casual, self)
Previous Employer (only if less than 2 years prior to current employment)
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10
No
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REWARDS GROUP PREMIUM TIMBER PROJECT 2009
Number of Dependent Children
CORPORATE/TRUST GUARANTOR
Company Name or Trustee
Contact Person
Trust Name
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Telephone
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Facsimile
No
Registered Business Address
Suburb and State
Postcode
Suburb and State
Telephone
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Postal Address (if different from above)
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Email
Facsimile
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REWARDS GROUP PREMIUM TIMBER PROJECT 2009
11
CBA LOAN APPLICATION: GUARANTOR (continued)
Rewards Group Premium Timber Project 2009 ARSN 133 719 123
Commonwealth Bank of Australia ABN 48 123 123 124
STATEMENT OF INCOME - GUARANTOR 1
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STATEMENT OF ASSETS OF GUARANTOR 1
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STATEMENT OF LIABILITIES OF GUARANTOR 1
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Total Assets
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Sole Applicant
Joint
Company
Trust
Please Tick
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YOU MUST SUPPLY THE FOLLOWING SUPPORTING INFORMATION WITH YOUR APPLICATION
Proof of income required
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income.
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Processing of your application may be delayed if you do not supply this information with your application.
12
REWARDS GROUP PREMIUM TIMBER PROJECT 2009
STATEMENT OF INCOME - GUARANTOR 2
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STATEMENT OF ASSETS OF GUARANTOR 2
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STATEMENT OF LIABILITIES OF GUARANTOR 2
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Total Assets
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Sole Applicant
Joint
Company
Trust
Please Tick
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YOU MUST SUPPLY THE FOLLOWING SUPPORTING INFORMATION WITH YOUR APPLICATION
Proof of income required
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income.
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Processing of your application may be delayed if you do not supply this information with your application.
REWARDS GROUP PREMIUM TIMBER PROJECT 2009
13
CBA LOAN APPLICATION: GUARANTOR (continued)
Rewards Group Premium Timber Project 2009 ARSN 133 719 123
Commonwealth Bank of Australia ABN 48 123 123 124
TO BE COMPLETED BY ALL GUARANTORS
IMPORTANT INFORMATION (applies to all Guarantors)
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independent professional advice.
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agreement.
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applying for finance or any investment in the Rewards Group Premium Timber Project 2009 ARSN 133 719 123.
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provide to the Lender) when providing financial accommodation to the Applicant.
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Application (including the Loan Agreement).
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associated with the Lender or Rewards Group Limited.
/BNFPGGJOBODJBMBEWJTFSTPMJDJUPS
Contact Name
*8FIBWFSFBEBOEVOEFSTUPPEUIBU
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or other liabilities of the Lender or its associates or Rewards Group Ltd or any of its subsidiaries and are subject to
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Responsible Entity of the Rewards Group Premium Timber Project 2009 ARSN 133 719 123.
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BOZJMMFHBMJUZJODPOOFDUJPOXJUIUIF3FXBSET(SPVQ1SFNJVN5JNCFS1SPKFDU"34/PSBOZ1SPEVDU
Disclosure Statement issued with respect to the Rewards Group Premium Timber Project 2009 ARSN 133 719 123.
EX
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Telephone
AM
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PL
E
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14
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*8FVOEFSTUBOEBOEBDLOPXMFEHFUIBUUIFMBXSFRVJSFTTJHOBUPSJFTUPQSPWJEFUSVFBOEDPSSFDUJOGPSNBUJPOBOETUBUFBMM
the names by which they are commonly known, I also understand that the law prohibits the use of false names, as well as
the giving, use or production of false or misleading information or documents in connection with the provision of financial
services and the making, possession or use of a false document in connection with an identification procedure.
t
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documentation required by the Lender in time for the Lender to consider and process the Application, I understand that
the Applicant will be taken to have applied to Rewards Projects Limited for a 12 month interest free loan on the terms set
out in the Product Disclosure Statement (the Rewards Loan), on the basis that the Lender may consider, during the period
of 31 days after the date of funding of the Rewards Loan, providing finance in accordance with this application (but with
a term of one less month) for the purpose of refinancing the Rewards Loan. If the Lender elects to provide such finance
during this period, then I agree that the Lender may provide finance to the Applicant on the terms of the original application
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Lender to the Applicant.
REWARDS GROUP PREMIUM TIMBER PROJECT 2009
&YFDVUFEBTBEFFEQPMM
INDIVIDUAL GUARANTORS
Signed, sealed and delivered
Signature of Guarantor 1
Date
-
Signature of Witness
-
Date
-
-
-
Print Name
Print Name
Signature of Guarantor 2
-
Signature of Witness
-
Date
PL
E
Date
-
Print Name
Print Name
CORPORATE GUARANTORS
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4JHOBUVSFPG%JSFDUPSPSTPMF%JSFDUPSBOETPMF4FDSFUBSZ
AM
4JHOBUVSFPG4FDSFUBSZ%JSFDUPS
/BNFPG%JSFDUPSPSTPMF%JSFDUPSBOETPMF4FDSFUBSZJOGVMM
EX
/BNFPG4FDSFUBSZ%JSFDUPSJOGVMM
REWARDS GROUP PREMIUM TIMBER PROJECT 2009
15
CBA LOAN APPLICATION: GUARANTOR (continued)
Rewards Group Premium Timber Project 2009 ARSN 133 719 123
Commonwealth Bank of Australia ABN 48 123 123 124
PRIVACY ACKNOWLEDGEMENT AND CONSENT – INDIVIDUAL GUARANTOR/S
*8FIFSFCZBQQMZUPUIF$PNNPOXFBMUI#BOLPG"VTUSBMJB"#/UIF-FOEFS
BTHVBSBOUPST
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to be provided to the borrower to finance the amount that is due and payable in the Application Form for the Rewards Group
Premium Timber Project 2009 ARSN 133 719 123.
*8FXBSSBOUUIBUBMMPGUIFQFSTPOBMJOGPSNBUJPOJODMVEJOHBTTFUBOEMJBCJMJUZJOGPSNBUJPOQSPWJEFECZNFVTBUUIFEBUFPGNZ
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defined in any legislation relating to the provision of credit.
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B
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C
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(d)
for the purpose of assessing the risk in purchasing any credit facility (being a credit facility given to or applied for by
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case may be.
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guarantor for personal credit applied for, or provided to, the borrower.
EX
Signature of Guarantor 1
Date
-
-
Print Name
16
Signature of Guarantor 2
REWARDS GROUP PREMIUM TIMBER PROJECT 2009
Date
Print Name
-
-
ELECTION UNDER CLAUSE 28.16 OF THE CODE OF BANKING
PRACTICE (DIRECTOR GUARANTORS)
We are advised that you, as a Director of the Borrower, are considering providing a Guarantee in support of the Borrower’s
facilities.
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Part 1 – General information (applies in all cases)
A.
Code of Banking Practice protections of Guarantors
The Code of Banking Practice (“Code”) has certain provisions designed to protect Guarantors and proposed Guarantors.
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B.
Information which must be given to you
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Borrower with us.
AM
C.
Further information – waiver rights
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provides, however, that Director Guarantors (that is, Guarantors who are Directors of the Borrower company, other than Sole
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D.
Further information – details
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provision of this information.
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Documents not required
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any financial accounts or statements of financial position given to us by the Borrower for the purposes of the Facility within
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the latest statement of account relating to the Facility (and any other statement of account for a period during which
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any unsatisfied notice of demand made by us on the Borrower in relation to the Facility where the notice was given within
2 years prior to the day we provide you with this information.
REWARDS GROUP PREMIUM TIMBER PROJECT 2009
17
ELECTION UNDER CLAUSE 28.16 OF THE CODE OF BANKING
PRACTICE (DIRECTOR GUARANTORS) (continued)
Part 2 – “Face to Face”
E.
(a)
Elections under clause 28.16 of the Code
The nominations you have made regarding the information and documentation required to be provided by us to you are
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required to be given to you under clause 28.4 [including any information under clause 28.4(d)].
Acknowledgement by Proposed Director Guarantor
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information you receive from us.
Date
-
PL
E
Signature
-
Part 3 – “Telephone”
Elections under Clause 28.16 of the Code
Where we have spoken to you already, the nominations you have made regarding the information and documentation
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(b)
If, however, the nominations are incorrect or the information or documentation you have received is incomplete and you
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Guarantee, we will assume that you are satisfied with the information and documentation provided. Please also ensure
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AM
F.
(a)
G.
Contact unable to be made
Where we have not been able to contact you, we have assumed that your election is to receive all of the required information
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EX
Agent use only
To be signed only after telephone interview
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IBWFBMTPSFDPSEFEUIF(VBSBOUPSTOPNJOBUJPOTCZUJDLJOHUIFCPYFTBCPWF
03
To be signed where Agent unable to contact Director Guarantor
I certify that, on
-
-
I attempted to contact the Guarantor above by telephone but was unable to do so.
Signature of Agent
Name of Agent (please print)
Print Form
18
REWARDS GROUP PREMIUM TIMBER PROJECT 2009