Use Words and Phrases to Describe an Algebraic Expression The verbal descriptions are not limited to the following list. Algebraic Expression Verbal Description x+3 the sum of x and 3 x plus 3 3 greater than x x increased by 3 3 more than x y−7 the difference between y and 7 y minus 7 7 less than y y decreased by 7 7 is subtracted from y y reduced by 7 0.2z the product of 0.2 and z 0.2 multiplied by z 0.2 times z 20 percent of z a b the quotient of a and b a divided by b the ratio of a and b Example 1 The sum of a number and 5, then divided by 10. Example 2 A person’s monthly salary is a dollars. Write an expression for the person’s annual salary.