A Descriptive Profile of Medicaid Buy-In Participants from Linked Multi-Agency Data Su Liu Henry T. Ireys Craig Thornton AcademyHealth Annual Research Meeting Seattle, WA June 25 2006 Overview of Presentation Description of Medicaid Buy-In program Data construction Highlights from descriptive profile of participants Concluding comments 1 NOTE: research is conducted under a contract from the Centers for Medicare and Medicaid Services (CMS) (Contract no. 500-00-0047 05) The Medicaid Buy-In Program Encourages work by allowing individuals with disabilities to “buy into” Medicaid without giving up higher earnings or assets Optional state program under Medicaid Currently offered by 31 states More than 120,000 individuals enrolled 2 Medicaid Buy-In: State Variation Enacting legislation give states flexibility to – Set income and asset limitations – Establish premium rate structure – Require income verifications – Conduct outreach programs 3 Study Purpose To develop quantitative measures of participation in the Buy-In program – Enrollment – Expenditures – Earnings 4 Data Integration Process CMS data systems MBI participants finder files from states SSA data systems Medicaid eligibility and claims Social security disability Medicare eligibility and claims Annual reported earnings Integrated Individual-Level Analytical File 5 Number of States and Participants in Medicaid Buy-In Program, 1999-2005 35 90,000 32 76,679 27 80,000 71,357 70,000 25 Number of states 25 60,000 60,132 20 50,000 16 15 44,228 40,000 13 30,000 10 8 22,094 Number of participants 30 31 20,000 15,452 5 10,000 7,168 0 0 1999 2000 2001 2002 States with a Buy-In program 2003 2004 2005 Enrollment as of December 31 6 NOTE: Enrollment as of 12/31/05 includes estimated number of participants in AZ, IN and MS, because of missing data. DATA SOURCE: Quarterly Medicaid Infrastructure Grant (MIG) reports from states Distribution of Impairments Among Buy-In Participants, 27 States, 2000-2004 25% 30% 21% 12% 2% 9% Mental Illness/Disorders Mental Retardation Musculoskeletal System Sensory Disorder All other Unknown 7 DATA SOURCE: Buy-In finder files from 27 states and SSA’s Ticket Research File Distribution of Prior SSI and SSDI Status Among Buy-In Participants, 27 States, 2000-2004 26% 3% 2% SSDI Only 69% SSI Only SSI/SSDI Concurrent No SSI or SSDI 8 DATA SOURCE: Buy-In finder files from 27 states and SSA’s Ticket Research File Medicaid and Medicare Combined PMPM Expenditures ($) Among Buy-In Participants in 2002, by States 3500 3000 2500 2000 1500 1000 0 WA OR PA NE VT NM IL NJ CA ME WI MA AK IA AR SC CT MO MN NH UT IN 500 Paid by Medicaid Paid by Medicare 9 DATA SOURCE: Buy-In finder files from 22 states, MSIS claims files, and Medicare enrollment database and claims files Percent of Buy-In Participants with Reported Earnings Earning Above 100% FPL, by States, 2004 60 50 40 30 20 0 WV SC AK MA AR LA CA NM PA NE ME MI NJ OR NY WA CT VT IN IL MO NH MN UT KS WI IA 10 10 DATA SOURCE: Buy-In finder files from 27 states and SSA’s Master Earnings File Demographic Distribution: High Earners vs. All Participants, 27 States, 2004 2004 Buy-In Participants with Top 10 Percent Earnings ($16,205+) All 2004 Buy-In Participants Number 6,254 Percent 100 Number 94,963 Percent 100 141 2 1,142 1 Age 21-44 3,749 60 42,665 45 Age 45-64 2,315 37 50,032 53 49 1 1,105 1 White 3,808 61 74,715 79 Non-White 2,329 37 18,453 19 Total Age <21 Age 65+ 11 DATA SOURCE: Buy-In finder files from 27 states and SSA’s Master Earnings File Concluding Comments Many factors will shape future enrollment in Medicaid Buy-In program – Fiscal status of state Medicaid programs – Medicare Part D – Other public and private insurance initiatives – Support and advocacy from disability community – Changes in definition of disability – Statutory changes – Broad employment trends 12 Future Direction State-Based Research Resource Center – Identify states’ research interests and needs – Facilitate access to resources and coordinate research activities – Enhance states’ research capacity and quality 13 Questions/Comments? SLiu@Mathematica-mpr.com Sign up to receive email updates on future Medicaid Buy-In and disability research issue briefs