Taking the time and stress out of negotiating your loan

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Lending and Finance Services
Taking the time and stress out of
negotiating your loan
The finance industry is more
complex than ever before, with
frequent changes to interest
rates and banks being cautious
and selective about lending.
In this environment, where a
wrong decision could cost you
thousands of dollars, it’s vital to
work with a trusted lending team
that can help you find the right
deal, for you.
Negotiating a competitive
loan on your behalf – that
is tailored just for you
■■ Vehicle finance
If you’re looking to borrow for a business,
farm, motor vehicle, equipment or
personal needs our lending team can
obtain finance on your behalf. We can
negotiate directly with 30 banks and
financial institutions with over 2000
products to arrange a competitive loan,
saving you time and money.
■■ Business loans and leases
We work with lenders for financing and
purchase requests, security structures,
refinancing and debt consolidation or
facilities subject to a review. If you need
help analysing offers received from
other lenders for your project, we can
do that too. You can take the stress and
hassle out of the process as we can
negotiate a suitable outcome to meet
your objectives.
■■ Lending reviews and debt
restructures
Covering your financing
needs
As your finance brokers, we can help
you make decisions and arrange loans
for:
■■ Buying property (home and
investment loans)
■■ Property developments
Financial Advice
■■ Plant and equipment finance
■■ Commercial and industrial loans
■■ Expanding your business
■■ Rural loans
■■ Completing complex commercial
projects
Do you understand the
true cost of finance?
Finance companies impose many costs,
fees and conditions that are difficult
to identify. By working with banks and
finance companies for many years,
we’re familiar with their specific loan
requirements to assist you in achieving
a better deal. With strong negotiation
skills, our team provides an excellent,
efficient service and follow up to make
sure you’re satisfied.
Talk to one of our advisors
Please contact your local Crowe Horwath
advisor to find out how we can assist you.
Connect with us:
@CroweHorwath_AU
Crowe Horwath Australia
Helping you structure
your lending effectively
Beyond lending and
finance
Making sure your lending
arrangements are effectively structured
is an important first step. Unfortunately,
getting out of the wrong finance
arrangement can be an expensive
exercise. Quality and inclusive advice
up front can save you a lot of money
and time in the future. With access
to lending institutions right around
Australia, we’ll ensure you obtain the
right loan package to suit your needs.
Our comprehensive approach means
we don’t just provide lending and
finance solutions. We go further.
Our accounting, business, audit
and assurance, tax and financial
advisory teams are a one-stop shop
for companies and individuals wanting
to maximise their growth potential and
achieve financial goals. Our practical
advice covers all your business and
personal financial affairs.
Working for you –
not the bank
Call us about your loan
Providing you with answers and offering
ongoing feedback of the progress of
your loan is key to ensuring you have
peace of mind. Getting you the right
finance for your needs, by considering
all the options – not just what one
institution offers, is very important. You
don’t need to worry about the maze of
paperwork and applications to obtain a
loan as we’ll take all the paperwork and
deal with the lenders on your behalf.
If you’d like to speak to our lending
team, please call or email a lender at
your nearest office. Alternatively visit our
website at www.crowehorwath.com.au
About Crowe Horwath
Crowe Horwath Australasia is the largest provider of practical accounting,
audit, tax, business and financial advice to individuals and businesses from a
comprehensive network of over 100 offices.
Crowe Horwath is part of a global accounting network that delivers high quality
audit, tax and advisory services in over 100 countries. We are the relationship
that you can count on - large enough to offer a range of expertise and skills and small enough to provide the personal touch.
Tel 1300 856 065
www.crowehorwath.com.au
The relationship you can count on
This fact sheet provides general information only, current at the time of production. Any advice in it has been prepared without taking into account your personal
circumstances. You should seek professional advice before acting on any material.
Liability limited by a scheme approved under Professional Standards Legislation (other than for the acts or omissions of financial services licensees) in each State or
Territory other than Tasmania.
Crowe Horwath (Aust) Pty Ltd is a member of Crowe Horwath International, a Swiss verein. Each member firm of Crowe Horwath is a separate and independent legal
entity. Crowe Horwath (Aust) Pty Ltd and its affiliates are not responsible or liable for any acts or omissions of Crowe Horwath or any other member of Crowe Horwath
and specifically disclaim any and all responsibility or liability for acts or omissions of Crowe Horwath or any other Crowe Horwath member.
Crowe Horwath (Aust) Pty Ltd ABN 84 006 466 351 is the holder of Australian Credit Licence 389054 Date: March 2015
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