OUR INSURANCE LAW TEAM
MORE THAN JUST INSURANCE
CREATIVE. APPROACHABLE. BUSINESS-FOCUSED.
These are the qualities clients tell us they value in a law firm, and they’re the
qualities the lawyers at Cassels Brock possess in abundance. We’ve been in business
for over 120 years and have more than 200 lawyers committed to providing the very
best legal advice to all our clients, whether entrepreneurial start-ups, mid-market
enterprises or multinational corporations.
Brian Reeve,
Partner
Gordon Goodman,
Partner
416 869 5745
breeve@casselsbrock.com
416 869 5712
ggoodman@casselsbrock.com
Laurie LaPalme,
Partner
Erin Brady,
Associate
416 869 5781
llapalme@casselsbrock.com
416 860 2984
ebrady@casselsbrock.com
Richard Da Costa,
Associate
Miho Felicio,
Associate
416 860 6489
rdacosta@casselsbrock.com
416 860 6888
mfelicio@casselsbrock.com
Cassels Brock is a full-service firm organized into practice areas that meet clients’
wide-ranging needs. While clients may initially come into the firm via one practice
area, the full range of our expertise is available to them through their primary lawyer.
•
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•
•
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•
•
•
•
•
•
•
•
•
•
•
Aboriginal
Advertising & Marketing
Asset-Based Lending
Automotive
Aviation
Business
Charity & Not-For-Profit
Class Actions
Communications
Competition, Antitrust & Foreign
Investment
Construction
Corporate Tax
Education
Employment
Energy & Utilities
Entertainment
Equipment & Asset Financing
Family
Fashion
Financial Institutions Regulation
Financial Services
Franchise
Government Relations
Hospitality & Tourism
Information Technology
Infrastructure
Insolvency
Insurance — Corporate & Regulatory
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•
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•
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•
•
•
•
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•
•
•
•
•
•
•
•
•
•
Intellectual Property
International Business
International Trade
Land Development
Lending & Finance
Life Sciences
Litigation
Mergers & Acquisitions
Mining
Municipal, Planning & Environmental
Payments Industry
Pension, Benefits & Executive
Compensation
Privacy
Private Equity
Product Liability
Project Finance
Real Estate & Development
Registration & Compliance
Renewable Energy & Clean
Technology
Restructuring & Insolvency
Securities
Securities Litigation
Securitization & Structured Finance
Sports
Tax
Trusts & Estates
Cassels Brock & Blackwell LLP
Suite 2100, Scotia Plaza
40 King Street West
Toronto, ON Canada M5H 3C2
Suite 2200, HSBC Building
885 West Georgia Street
Vancouver, BC Canada V6C 3E8
Tel: 416 869 5300
Fax: 416 360 8877
Tel: 604 691 6100
Fax: 604 691 6120
www.casselsbrock.com
© 2012 Cassels Brock & Blackwell LLP. All rights reserved.
09/2012
CORPORATE &
REGULATORY
INSURANCE GROUP
OUR PRACTICE
OUR SERVICES
NOTABLE TRANSACTIONS
Cassels Brock has one of the largest and most respected corporate and regulatory
insurance law practices in Canada. With over 40 years of experience providing
practical legal, financial and market analysis advice, our expertise is second to
none. For this reason, local and international insurance industry and financial
institution clients rely on our specialized advice for a whole range of services,
including incorporation, licensing, mergers and reorganizations, acquisitions and
divestitures, new product launches, market expansion and distribution.
REGULATORY
• Acting as Chief Agent for Canadian branch operations of foreign
insurance companies
• Advising on carrying on business in Canada (both on a licensed and
unlicensed basis)
• Part XIII changes to the Insurance Companies Act as well as the new
reinsurance regulations
• Federal and provincial licensing
• Regulatory approvals and advice on dealing with both federal and provincial
insurance regulators
• Insurance broker, adjuster and managing general agency licensing issues
• Compliance matters
• Establishment of legal compliance management systems
• Acting as legal advisors to both the Canadian federal and provincial
governments in relation to the redrafting of insurance legislation
• Acting for a large life and health insurance company in its $200 million-plus
takeover of a mutual fund company
• Establishing Canadian branches for foreign life and property and casualty
insurers and reinsurers
• Acting for life and property and casualty insurers and reinsurers on
assumption reinsurance transactions
• Acting for a large public insurance company on its acquisition of a US
insurance company
• Acting in the demutualization of a Canadian mutual life insurance company
• Advising a large Bermuda-based reinsurer with the Canadian aspects of a
worldwide reorganization
• Acting on the sale of a large Canadian property and casualty insurance
company
• Advising industry associations regarding the Office of the Superintendent
of Financial Institution’s (OSFI) regulatory changes
• Advising syndicates and Lloyd’s managing agents on establishment of
agents and coverholders in Canada
INTERNATIONAL OPERATIONS
Our clients’ business requirements often take us beyond the borders of Toronto,
Ontario and Canada. As such, we have forged strong relationships with leading
organizations across the country and internationally including law firms, financial
institutions, consultants and business organizations. These links enable us to
help navigate our clients through local and international business expansion.
OUR CLIENTS
We provide corporate and regulatory legal services to a full range of clients in
the insurance industry including:
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Life insurers
Property and casualty insurers
Reinsurers
Mutual insurance companies
Fraternal benefit societies
Reciprocals
Insurance agents and brokers
Managing general agents
Coverholders
Lloyd’s syndicates
Captives
Third party warranty companies
Loss adjustment companies
Banks and trust companies
Risk management departments of large corporations
Finance corporations
Manufacturers and retailers
Industry and professional associations
TRANSACTIONS
• Formation and capitalization of new insurance companies and insurance
service providers
• Corporate reorganizations
• Mergers and acquisitions of insurers, reinsurers and brokers
• Assumption Reinsurance transactions
• Establishment of captive insurance companies
• Establishment of risk retention groups and pools
• Securities work for insurers including initial public offerings, private
placements, financings and compliance work
• Insurance-linked securities
• Investment and commercial lending
CORPORATE & COMMERCIAL
• Drafting and interpreting policies and reinsurance agreements
• Tax matters affecting insurers including life insurance taxation, excise tax
and permanent establishment issues, premium tax and provincial sales tax
• Intellectual property matters including trade-marks
• Software, information technology and licensing agreements
• Corporate governance work
• Advice to automobile and similar clubs that offer insurance products to
their members
• Warranty product development
• Drafting and reviewing outsourcing arrangements and service agreements
• Developing business continuity solutions
• Data protection and privacy
• Sale and marketing of insurance products over the internet, including
disclosure requirements and restrictions
• Review of real estate acquisition and lease documents
• Advice on employment and related Human Resources matters
• Advice on Investment Canada and competition law matters
MINIMIZE RISK. MAXIMIZE RESULTS.
INDUSTRY INVOLVEMENT
• Serving on boards of Canadian insurance companies, industry associations
and not-for-profit organizations
• Acting as Chief Agent for and Agent for Service for foreign insurers
• Members of many industry and trade organizations, including:
• The Reinsurance Research Council
• The Canadian Life and Health Insurance Association (CLHIA)
• The Federation of Regulatory Counsel, Inc.
• Our lawyers are speakers at local and international conferences as well as
regular contributors to leading industry publications
LEADING LAWYERS
Members of our group are recognized as leading insurance lawyers
by, among others, Martindale-Hubbell, Best Lawyers in Canada, The
International Who’s Who of Insurance and Reinsurance Lawyers,
and the Euromoney Guide to the World’s Leading Insurance and
Reinsurance Lawyers.
OUR PRACTICE
OUR SERVICES
NOTABLE TRANSACTIONS
Cassels Brock has one of the largest and most respected corporate and regulatory
insurance law practices in Canada. With over 40 years of experience providing
practical legal, financial and market analysis advice, our expertise is second to
none. For this reason, local and international insurance industry and financial
institution clients rely on our specialized advice for a whole range of services,
including incorporation, licensing, mergers and reorganizations, acquisitions and
divestitures, new product launches, market expansion and distribution.
REGULATORY
• Acting as Chief Agent for Canadian branch operations of foreign
insurance companies
• Advising on carrying on business in Canada (both on a licensed and
unlicensed basis)
• Part XIII changes to the Insurance Companies Act as well as the new
reinsurance regulations
• Federal and provincial licensing
• Regulatory approvals and advice on dealing with both federal and provincial
insurance regulators
• Insurance broker, adjuster and managing general agency licensing issues
• Compliance matters
• Establishment of legal compliance management systems
• Acting as legal advisors to both the Canadian federal and provincial
governments in relation to the redrafting of insurance legislation
• Acting for a large life and health insurance company in its $200 million-plus
takeover of a mutual fund company
• Establishing Canadian branches for foreign life and property and casualty
insurers and reinsurers
• Acting for life and property and casualty insurers and reinsurers on
assumption reinsurance transactions
• Acting for a large public insurance company on its acquisition of a US
insurance company
• Acting in the demutualization of a Canadian mutual life insurance company
• Advising a large Bermuda-based reinsurer with the Canadian aspects of a
worldwide reorganization
• Acting on the sale of a large Canadian property and casualty insurance
company
• Advising industry associations regarding the Office of the Superintendent
of Financial Institution’s (OSFI) regulatory changes
• Advising syndicates and Lloyd’s managing agents on establishment of
agents and coverholders in Canada
INTERNATIONAL OPERATIONS
Our clients’ business requirements often take us beyond the borders of Toronto,
Ontario and Canada. As such, we have forged strong relationships with leading
organizations across the country and internationally including law firms, financial
institutions, consultants and business organizations. These links enable us to
help navigate our clients through local and international business expansion.
OUR CLIENTS
We provide corporate and regulatory legal services to a full range of clients in
the insurance industry including:
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Life insurers
Property and casualty insurers
Reinsurers
Mutual insurance companies
Fraternal benefit societies
Reciprocals
Insurance agents and brokers
Managing general agents
Coverholders
Lloyd’s syndicates
Captives
Third party warranty companies
Loss adjustment companies
Banks and trust companies
Risk management departments of large corporations
Finance corporations
Manufacturers and retailers
Industry and professional associations
TRANSACTIONS
• Formation and capitalization of new insurance companies and insurance
service providers
• Corporate reorganizations
• Mergers and acquisitions of insurers, reinsurers and brokers
• Assumption Reinsurance transactions
• Establishment of captive insurance companies
• Establishment of risk retention groups and pools
• Securities work for insurers including initial public offerings, private
placements, financings and compliance work
• Insurance-linked securities
• Investment and commercial lending
CORPORATE & COMMERCIAL
• Drafting and interpreting policies and reinsurance agreements
• Tax matters affecting insurers including life insurance taxation, excise tax
and permanent establishment issues, premium tax and provincial sales tax
• Intellectual property matters including trade-marks
• Software, information technology and licensing agreements
• Corporate governance work
• Advice to automobile and similar clubs that offer insurance products to
their members
• Warranty product development
• Drafting and reviewing outsourcing arrangements and service agreements
• Developing business continuity solutions
• Data protection and privacy
• Sale and marketing of insurance products over the internet, including
disclosure requirements and restrictions
• Review of real estate acquisition and lease documents
• Advice on employment and related Human Resources matters
• Advice on Investment Canada and competition law matters
MINIMIZE RISK. MAXIMIZE RESULTS.
INDUSTRY INVOLVEMENT
• Serving on boards of Canadian insurance companies, industry associations
and not-for-profit organizations
• Acting as Chief Agent for and Agent for Service for foreign insurers
• Members of many industry and trade organizations, including:
• The Reinsurance Research Council
• The Canadian Life and Health Insurance Association (CLHIA)
• The Federation of Regulatory Counsel, Inc.
• Our lawyers are speakers at local and international conferences as well as
regular contributors to leading industry publications
LEADING LAWYERS
Members of our group are recognized as leading insurance lawyers
by, among others, Martindale-Hubbell, Best Lawyers in Canada, The
International Who’s Who of Insurance and Reinsurance Lawyers,
and the Euromoney Guide to the World’s Leading Insurance and
Reinsurance Lawyers.
OUR PRACTICE
OUR SERVICES
NOTABLE TRANSACTIONS
Cassels Brock has one of the largest and most respected corporate and regulatory
insurance law practices in Canada. With over 40 years of experience providing
practical legal, financial and market analysis advice, our expertise is second to
none. For this reason, local and international insurance industry and financial
institution clients rely on our specialized advice for a whole range of services,
including incorporation, licensing, mergers and reorganizations, acquisitions and
divestitures, new product launches, market expansion and distribution.
REGULATORY
• Acting as Chief Agent for Canadian branch operations of foreign
insurance companies
• Advising on carrying on business in Canada (both on a licensed and
unlicensed basis)
• Part XIII changes to the Insurance Companies Act as well as the new
reinsurance regulations
• Federal and provincial licensing
• Regulatory approvals and advice on dealing with both federal and provincial
insurance regulators
• Insurance broker, adjuster and managing general agency licensing issues
• Compliance matters
• Establishment of legal compliance management systems
• Acting as legal advisors to both the Canadian federal and provincial
governments in relation to the redrafting of insurance legislation
• Acting for a large life and health insurance company in its $200 million-plus
takeover of a mutual fund company
• Establishing Canadian branches for foreign life and property and casualty
insurers and reinsurers
• Acting for life and property and casualty insurers and reinsurers on
assumption reinsurance transactions
• Acting for a large public insurance company on its acquisition of a US
insurance company
• Acting in the demutualization of a Canadian mutual life insurance company
• Advising a large Bermuda-based reinsurer with the Canadian aspects of a
worldwide reorganization
• Acting on the sale of a large Canadian property and casualty insurance
company
• Advising industry associations regarding the Office of the Superintendent
of Financial Institution’s (OSFI) regulatory changes
• Advising syndicates and Lloyd’s managing agents on establishment of
agents and coverholders in Canada
INTERNATIONAL OPERATIONS
Our clients’ business requirements often take us beyond the borders of Toronto,
Ontario and Canada. As such, we have forged strong relationships with leading
organizations across the country and internationally including law firms, financial
institutions, consultants and business organizations. These links enable us to
help navigate our clients through local and international business expansion.
OUR CLIENTS
We provide corporate and regulatory legal services to a full range of clients in
the insurance industry including:
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Life insurers
Property and casualty insurers
Reinsurers
Mutual insurance companies
Fraternal benefit societies
Reciprocals
Insurance agents and brokers
Managing general agents
Coverholders
Lloyd’s syndicates
Captives
Third party warranty companies
Loss adjustment companies
Banks and trust companies
Risk management departments of large corporations
Finance corporations
Manufacturers and retailers
Industry and professional associations
TRANSACTIONS
• Formation and capitalization of new insurance companies and insurance
service providers
• Corporate reorganizations
• Mergers and acquisitions of insurers, reinsurers and brokers
• Assumption Reinsurance transactions
• Establishment of captive insurance companies
• Establishment of risk retention groups and pools
• Securities work for insurers including initial public offerings, private
placements, financings and compliance work
• Insurance-linked securities
• Investment and commercial lending
CORPORATE & COMMERCIAL
• Drafting and interpreting policies and reinsurance agreements
• Tax matters affecting insurers including life insurance taxation, excise tax
and permanent establishment issues, premium tax and provincial sales tax
• Intellectual property matters including trade-marks
• Software, information technology and licensing agreements
• Corporate governance work
• Advice to automobile and similar clubs that offer insurance products to
their members
• Warranty product development
• Drafting and reviewing outsourcing arrangements and service agreements
• Developing business continuity solutions
• Data protection and privacy
• Sale and marketing of insurance products over the internet, including
disclosure requirements and restrictions
• Review of real estate acquisition and lease documents
• Advice on employment and related Human Resources matters
• Advice on Investment Canada and competition law matters
MINIMIZE RISK. MAXIMIZE RESULTS.
INDUSTRY INVOLVEMENT
• Serving on boards of Canadian insurance companies, industry associations
and not-for-profit organizations
• Acting as Chief Agent for and Agent for Service for foreign insurers
• Members of many industry and trade organizations, including:
• The Reinsurance Research Council
• The Canadian Life and Health Insurance Association (CLHIA)
• The Federation of Regulatory Counsel, Inc.
• Our lawyers are speakers at local and international conferences as well as
regular contributors to leading industry publications
LEADING LAWYERS
Members of our group are recognized as leading insurance lawyers
by, among others, Martindale-Hubbell, Best Lawyers in Canada, The
International Who’s Who of Insurance and Reinsurance Lawyers,
and the Euromoney Guide to the World’s Leading Insurance and
Reinsurance Lawyers.
OUR INSURANCE LAW TEAM
MORE THAN JUST INSURANCE
CREATIVE. APPROACHABLE. BUSINESS-FOCUSED.
These are the qualities clients tell us they value in a law firm, and they’re the
qualities the lawyers at Cassels Brock possess in abundance. We’ve been in business
for over 120 years and have more than 200 lawyers committed to providing the very
best legal advice to all our clients, whether entrepreneurial start-ups, mid-market
enterprises or multinational corporations.
Brian Reeve,
Partner
Gordon Goodman,
Partner
416 869 5745
breeve@casselsbrock.com
416 869 5712
ggoodman@casselsbrock.com
Laurie LaPalme,
Partner
Erin Brady,
Associate
416 869 5781
llapalme@casselsbrock.com
416 860 2984
ebrady@casselsbrock.com
Richard Da Costa,
Associate
Miho Felicio,
Associate
416 860 6489
rdacosta@casselsbrock.com
416 860 6888
mfelicio@casselsbrock.com
Cassels Brock is a full-service firm organized into practice areas that meet clients’
wide-ranging needs. While clients may initially come into the firm via one practice
area, the full range of our expertise is available to them through their primary lawyer.
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Aboriginal
Advertising & Marketing
Asset-Based Lending
Automotive
Aviation
Business
Charity & Not-For-Profit
Class Actions
Communications
Competition, Antitrust & Foreign
Investment
Construction
Corporate Tax
Education
Employment
Energy & Utilities
Entertainment
Equipment & Asset Financing
Family
Fashion
Financial Institutions Regulation
Financial Services
Franchise
Government Relations
Hospitality & Tourism
Information Technology
Infrastructure
Insolvency
Insurance — Corporate & Regulatory
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Intellectual Property
International Business
International Trade
Land Development
Lending & Finance
Life Sciences
Litigation
Mergers & Acquisitions
Mining
Municipal, Planning & Environmental
Payments Industry
Pension, Benefits & Executive
Compensation
Privacy
Private Equity
Product Liability
Project Finance
Real Estate & Development
Registration & Compliance
Renewable Energy & Clean
Technology
Restructuring & Insolvency
Securities
Securities Litigation
Securitization & Structured Finance
Sports
Tax
Trusts & Estates
Cassels Brock & Blackwell LLP
Suite 2100, Scotia Plaza
40 King Street West
Toronto, ON Canada M5H 3C2
Suite 2200, HSBC Building
885 West Georgia Street
Vancouver, BC Canada V6C 3E8
Tel: 416 869 5300
Fax: 416 360 8877
Tel: 604 691 6100
Fax: 604 691 6120
www.casselsbrock.com
© 2012 Cassels Brock & Blackwell LLP. All rights reserved.
09/2012
CORPORATE &
REGULATORY
INSURANCE GROUP
OUR INSURANCE LAW TEAM
MORE THAN JUST INSURANCE
CREATIVE. APPROACHABLE. BUSINESS-FOCUSED.
These are the qualities clients tell us they value in a law firm, and they’re the
qualities the lawyers at Cassels Brock possess in abundance. We’ve been in business
for over 120 years and have more than 200 lawyers committed to providing the very
best legal advice to all our clients, whether entrepreneurial start-ups, mid-market
enterprises or multinational corporations.
Brian Reeve,
Partner
Gordon Goodman,
Partner
416 869 5745
breeve@casselsbrock.com
416 869 5712
ggoodman@casselsbrock.com
Laurie LaPalme,
Partner
Erin Brady,
Associate
416 869 5781
llapalme@casselsbrock.com
416 860 2984
ebrady@casselsbrock.com
Richard Da Costa,
Associate
Miho Felicio,
Associate
416 860 6489
rdacosta@casselsbrock.com
416 860 6888
mfelicio@casselsbrock.com
Cassels Brock is a full-service firm organized into practice areas that meet clients’
wide-ranging needs. While clients may initially come into the firm via one practice
area, the full range of our expertise is available to them through their primary lawyer.
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Aboriginal
Advertising & Marketing
Asset-Based Lending
Automotive
Aviation
Business
Charity & Not-For-Profit
Class Actions
Communications
Competition, Antitrust & Foreign
Investment
Construction
Corporate Tax
Education
Employment
Energy & Utilities
Entertainment
Equipment & Asset Financing
Family
Fashion
Financial Institutions Regulation
Financial Services
Franchise
Government Relations
Hospitality & Tourism
Information Technology
Infrastructure
Insolvency
Insurance — Corporate & Regulatory
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Intellectual Property
International Business
International Trade
Land Development
Lending & Finance
Life Sciences
Litigation
Mergers & Acquisitions
Mining
Municipal, Planning & Environmental
Payments Industry
Pension, Benefits & Executive
Compensation
Privacy
Private Equity
Product Liability
Project Finance
Real Estate & Development
Registration & Compliance
Renewable Energy & Clean
Technology
Restructuring & Insolvency
Securities
Securities Litigation
Securitization & Structured Finance
Sports
Tax
Trusts & Estates
Cassels Brock & Blackwell LLP
Suite 2100, Scotia Plaza
40 King Street West
Toronto, ON Canada M5H 3C2
Suite 2200, HSBC Building
885 West Georgia Street
Vancouver, BC Canada V6C 3E8
Tel: 416 869 5300
Fax: 416 360 8877
Tel: 604 691 6100
Fax: 604 691 6120
www.casselsbrock.com
© 2012 Cassels Brock & Blackwell LLP. All rights reserved.
09/2012
CORPORATE &
REGULATORY
INSURANCE GROUP