Minnesota State University, Mankato
Financial Planning Certificate Program
Retirement Planning – CF 204 – Classroom
Instructor: Dan Hiebert, CFP®, MSFS
E-mail: dnhiebert@gmail.com
(612)978-8937
COURSE DESCRIPTION:
This course is designed to cover retirement needs planning, including social security, IRAs, and
numerous qualified and non-qualified plans.
PREREQUISITIES:
Knowledge of Time Value of Money and your Calculator
CLASS OPENS:
March 2, 3, 9, 10, 23, 24, 30
March 30, Final Exam
OFFICE HOURS:
I will be available anytime via email or phone. Feel free to call me or
email during these times. Email is the best.
TEACHING METHOD:
Teaching methods used are PowerPoints, quizzes, case studies, and topical
reading. The class agenda will be roughly as follows:
1. Review of quiz for past week
2. Learning activity done in pairs
3. Review of PowerPoint slides to re-enforce concepts of topic
4. Quiz and learning activity to solidify understanding of material
Student preparation between classes will involve reading assigned
chapters, followed by completion of a quiz to check for understanding at
the end of each chapter.
We will have a mid-term part way through to check for understanding of
material covered to that point. There will be class time devoted to
preparation for this and the final exam.
TEXT:
Text’s needed for course
1. Retirement Planning and Employee Benefits, 7th edition
Michael Dalton
CALCULATOR/CALCULATIONS:
You are expected to know how to use your calculator and the basic Time Value of Money (TVM)
concepts and calculations prior to taking this course. If you do not feel you are skilled in TVM, or
wish a review; send me an email and I will help you through it. We will cover the retirement
funding concepts and calculations which are the inflation adjusted serial funding calculations.
Retirement Planning calculations are approximately 5-10% of this course.
GRADING:
CLASS PART. :
QUIZZES
FINAL EXAM
20%
30%
50%
85% to 100% A
70% to 84% B
60% to 69% C
50% to 59% D
Below 50% F
Note: Students need to maintain at least a B average to receive the MSU-Mankato’s completion
certificate.
ACADEMIC INTEGRITY:
The university’s policy on cheating and plagiarism is adhered to. Students should realize that the
material taught is essential for passing the CFP® Examination.
STUDENT EXPECTATIONS:
1. Read the assigned material in the Text and for that week.
2. Complete multiple choice questions at the end of chapter of Text
Quizzes: Will cover material assigned up through date of the class schedule.
FINAL: Will cover the course comprehensively.
ATTENDANCE:
The students are expected to keep pace with the classes, if there are times your health or business
conflict with completing the material in the assigned timeframe, contact me beforehand. Limited
exceptions may be made to extend the cutoff.
Minnesota State University, Mankato
Financial Planning Certificate Program
Retirement Planning – CF 204 – Classroom
Instructor: Dan Hiebert, CFP®
(612-978-8937) E-mail: dnhiebert@gmail.com
Session
Topic(s)
Dalton Chapter/CFP Topic
Mar 2
Intro to Retirement Planning
Retirement Accumulations and Distributions
Chap. 1-2
Mar 3
Qualified Plan Overview
Qualified Pension Plans
Chap. 3
Chap. 4
46,49,50
46,49
Profit Sharing Plans
Chap. 5
46
44
Quiz #1
Mar 9
Stock Bonus Plans and ESOP’s
Distributions from Qualified Plans
Chap. 6
Chap. 7
46
52
Mar 10
Plan Installation, Admin., Termination
IRA’s and SEPs
Quiz #2
Chap. 8
Chap. 9
47,49,51,50,51
48
Chap. 10
46
Mar 23
Mar 24
Mar 30
Simple, 403(b), and 457 Plans
Social Security
Deferred Compensation and nonqualified
Course review
Quiz #3
Final Exam - Comprehensive
Chap. 11
Chap. 12
45
48