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PLAN  PREPARE  PAY
For Postsecondary Completion and Career Success
Student Information Series
12th Grade Presentation
FACILITATOR GUIDE
© American Student Achievement Institute
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FACILITATOR GUIDE:
1.
Introduction::
Learn More Indiana’s PLAYPREPAREPAY Student Information Series is a
collection of five Power Point presentations designed to be shared with students
either at the beginning of the school year or immediately proceeding the time when
students register for classes for the following year.
Each presentation presents age-appropriate academic and career knowledge.
When mastered by the student, this knowledge will help students make sound
choices that support high achievement, postsecondary access and postsecondary
completion. The degree to which students make these choices is reflected in the
data provided by the Learn More Indiana Student Survey.
The content in these presentations is aligned with the Indiana Student Standards
for Guidance published by the Indiana Department of Education and the American
School Counselor Association National Standards.
© American Student Achievement Institute
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FACILITATOR GUIDE:
2.
Presentation Format:
Each of the presentation in the Learn More Indiana Student Information Series
follows the same general format.
A.
B.
C.
D.
E.
F.
Why should I continue my education after HS?
What postsecondary options exist?
What do I do as a [grade level] to prepare for my future?
•
PLAN
•
PREPARE
•
PAY
Where should I keep track of my plan?
What’s my [grade level] timeline?
Who can help me?
© American Student Achievement Institute
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FACILITATOR GUIDE:
The presentation at each grade level covers various topics in more depth.
GRADE
IN-DEPTH CONTENT
8th
High school course planning
•
•
•
•
•
Indiana diploma requirements
Career planning
Postsecondary planning
Postsecondary admissions requirements
NCAA eligibility requirements
Indiana Career Explorer
Indiana Graduation Plan
9th
Adjusting to High School
•
•
•
Finding academic support
Study skills
Student leadership / volunteerism
10th
Advanced Placement / Dual Credit
11th
Postsecondary exploration
Merit-based financial aid
12th
College applications
FAFSA Process
© American Student Achievement Institute
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FACILITATOR GUIDE
3.
Presenters:
Schools: It is hoped that every Indiana student’s school counselor will enable his
or her students to hear this presentation either by presenting the information
himself or herself during individual and group guidance activities, or by ensuring
that the presentation is made by others in the school (e.g. teacher advisors or
homeroom teachers).
Community Organizations: Community organizations may also wish to make
these presentations with students who participate in their programs. Organization
leaders may make the presentations themselves or invite a local speaker certified
by Learn More Indiana to make the presentation.
Learn More Indiana Speakers Bureau: Learn More Indiana certifies local
presenters throughout the state to present these presentations and others on
behalf of Learn More Indiana. Certified speakers participate in training and assure
Learn More Indiana that they will present the presentation content accurately and
professionally. Learn More Indiana matches certified speakers with event hosts. If
you are interested in becoming a certified speaker or requesting a speaker for an
event you are hosting, please go to www.learnmoreindiana.org and click “Speakers
Bureau.”
© American Student Achievement Institute
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FACILITATOR GUIDE
4.
Script: To see the speaker notes for each slide, click “View” and then “Normal” –
or click the “normal” icon found on your screen.
5.
Timing: Most presenters spend an average of 30 seconds per slide. To calculate
the minutes needed for this presentation, divide the total number of slides by two.
Practice the presentation for the best time estimate. To assure that you have
adequate time to finish the presentation, ask people to hold their questions to the
end of your presentation. You may wish to break the presentation into two or more
smaller presentations.
© American Student Achievement Institute
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FACILITATOR GUIDE
6.
Presentation Tips:
KNOW THE CONTENT: Read through the speakers notes for each slide. If you
don’t understand the content, contact Susan Tharp at 765-366-9151 or
stharp@learnmore.org
PRATICE: While speaker notes are provided, practice giving the presentation in
your own words. Use the slides as reminders for what to talk about next.
Become familiar with the content so you can present it well and do so within the
time limit.
STRESS: It is natural for speakers to be nervous before a presentation. Get to
the event site early enough to a) find the room where you will be presenting, b)
set up and test your AV equipment, and c) have time to think about nothing else
but your presentation. Remember that even if your presentation is a little shaky,
you are still conveying information that is very important to students’ futures.
LOOK PROFESSIONAL: A professional appearance shows a lot about a
person’s professionalism and confidence. Dress the part!
© American Student Achievement Institute
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FACILITATOR GUIDE
BE PROFESSIONAL: Be courteous to your host and to other presenters. Be
on time. Pay attention to other presenters. Refrain from texting or taking phone
calls while at the event site.
GREAT PEOPLE AT THE DOOR: As people enter the room where you are
presenting, stand at the door and great them with a smile. Later, when you’re in
front making your presentation, they will remember your warm smile.
EYE CONTACT: Make eye contact with as many people as you can while you’re
talking. Make a point to look at people in the front of the room, back of the room
and both sides of the room.
SPEAK CLEARLY: Make sure your voice is clear and loud enough to be heard
in the back of the room. As a general rule of thumb, most people need a
microphone if there are 50 or more people in the room. A microphone might feel
uncomfortable to you, but it’s necessary if the group is large or if you’re soft
spoken.
© American Student Achievement Institute
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FACILITATOR GUIDE
ENGAGE THE AUDIENCE: Speakers are much more interesting if they engage
the audience. You can do this by 1) asking people if they have questions, 2)
asking people to share their experiences, 3) sharing a tasteful story. Another
tip is to provide the audience with notecards where they can write the questions
they plan to ask later or notepaper listing the topics you will be presenting and
leaving space for the audience to take notes.
BE EXCITED! Your presentation is important. It will help students develop the
knowledge they need to make sound choices in areas that impact postsecondary
access and success. They are fortunately to have you as a presenter!
PAY ATTENTION: As you present, pay attention to your audience. Do they look
confused? If so, repeat what you’ve just said in a way that is more clear. Are
they falling asleep? If so, walk around the room as you’re presenting or take a
short break.
© American Student Achievement Institute
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FACILITATOR GUIDE
ANSWER QUESTIONS: Answer questions at the end of your presentation. Be
sure to repeat the question loudly so everyone will hear what was asked. That
will also give you time to time about your answer. Be sure you understand the
question. If not, ask for clarification. If you don’t know the answer to a question,
be honest. Tell the group that you will look into the answer and get back with
them. Later, contact Susan Tharp at 765-366-9151 or stharp@learnmore.org
LEARN FROM YOUR EXPERIENCE: Every time you present, you will have an
opportunity to learn. What went well? Where do you need to improve. Make
adjustments in your next presentation based on what you learned from your past
presentations.
© American Student Achievement Institute
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FACILITATOR GUIDE
7.
Copyright:
The materials that you are presenting are copyrighted by the American Student
Achievement Institute (ASAI).
You have ASAI’s permission to copy and distribute this presentation for
educational purposes provided that the copies include proper citation and you
are not generating an income from their use.
You also have ASAI’s permission to omit, add or edit slides in this presentation.*
If making changes, you must change the citation to read, ““Adapted from the
College Readiness Power Point Series, © American Student Achievement
Institute.”
* Learn More Indiana certified speakers may change the presentation format,
but may not change the presentation content to insure accuracy of the content.
© American Student Achievement Institute
PAYING
For Postsecondary Completion and Career Success
Information Series for Adults Who Serve Youth
© American Student Achievement Institute
© American Student Achievement Institute
Paying for College
INDIANA COLLEGE SUCCESS SPEAKERS BUREAU
Sponsored by Learn More Indiana
Planning for College
Preparing for College
Paying for College
© American Student Achievement Institute
Paying for College
INTENDED FOR
Adults Who Advise Youth
Parents
School Counselors
Teachers
Scout Leaders
Youth Ministers
Members of the College Success Coalition
© American Student Achievement Institute
Paying for College
PURPOSE
To help adults in the community become
knowledgeable about the pathway to
college so they can prove sound information
and guidance for the community’s young
people.
© American Student Achievement Institute
Paying for College
GOAL
Wherever kids turn,
someone is talking to them
about college.
© American Student Achievement Institute
What do we mean by “college?”
Level
Example
Credential
4-year college
Indiana University
Bachelor / Adv.
2-year college
Ivy Tech Community College
Associate
Career college
College of Court Reporting
Certificate
Apprenticeship
Carpenter’s Apprenticeship
Certificate
Work Experience
Military
U.S. Army
Certificate
Work Experience
© American Student Achievement Institute
Presentation Topics
1. College Benefits
2. Saving for College
3. Financial Aid
• Terminology
• Merit-based Aid
• FAFSA
• Financial Aid Package
• 21st Century Scholars
• Institutional Aid
• Private Aid
4. Financial Aid Resources
© American Student Achievement Institute
Preparing for College

College Benefits
© American Student Achievement Institute
Why continue your education?
Why continue?
To qualify for a job
in which you’re
interested.
Source: U.S. Bureau of Labor Statistics, 2009 (http://www.bls.gov/emp/ep_chart_001.htm)
© American Student Achievement Institute
Why continue your education?
Why continue?
GREATER INCOME:
Source: U.S. Bureau of Labor Statistics, 2009 (http://www.bls.gov/emp/ep_chart_001.htm)
© American Student Achievement Institute
Why continue your education?
Why continue?
UNEMPLOYMENT RATE:
Source: U.S. Bureau of Labor Statistics, 2009 (http://www.bls.gov/emp/ep_chart_001.htm)
© American Student Achievement Institute
Why continue your education?
Why continue?
OTHER BENEFITS:
College degree holders:
• Smoke at less than half the national average
• Exercise twice as much
• Spend more time on education with their children
• Volunteer twice as often
• Vote at a rate 20-30% higher
Enrico Moretti, Estimating the Social Return to Education: Evidence from Longitudinal and Repeated CrossSectional Data.” Journal of Econometrics 21:1 (July-August 2004): 175-212.
© American Student Achievement Institute
Preparing for College

What’s included in college
costs?
© American Student Achievement Institute
Understand Postsecondary Financing
YOUR COSTS
• Tuition
• Room
• Board (meals)
• Books
• Fees
• Personal costs (pizza, shampoo, etc.)
• Transportation to and from home
© American Student Achievement Institute
Understand Postsecondary Financing
AVERAGE “LIST PRICE”
TYPE OF INSTITUTION
AVERAGE COST
4-yr College – private
39,772 *
4-yr College - public
20,114 *
2-yr College – private (career college)
24,654 *
2-yr College - public
12,398 *
•
For a full-time student living on campus, 2010-2011
Source: National Center for Educational Statistics (http://nces.ed.gov/programs/coe/tables/table-cst-1.asp)
TYPE OF INSTITUTION
AVERAGE COST
Apprenticeship Program
None
Military
None
© American Student Achievement Institute
Understand Postsecondary Financing
List Price
─ Financial Aid
_______________
ACTUAL COST
(also called “net” cost)
Understand Postsecondary Financing
ACTUAL COST EXAMPLES
PUBLIC
COLLEGE
PRIVATE
COLLEGE
List Price
20,000
40,000
Financial Aid
17,000
39,000
ACTUAL COST
3,000 / yr
1,000 / yr
Preparing for College

Saving for College
© American Student Achievement Institute
Understand Postsecondary Financing
UNDERSTAND: INDIANA COLLEGE COST
ESTIMATOR
• Compares the
estimated net
cost of Indiana
colleges
• FREE!
www.indianacollegecosts.org
© American Student Achievement Institute
College Choice 529 Direct Savings Plan
• Indiana
taxpayers are
eligible for a
state income
tax credit of up
to 20% of
contributions to
a CollegeChoice 529
account, up to
$1,000 credit
per year.
https://collegechoicedirect.s.upromise.com/content/home.html
© American Student Achievement Institute
Saving for College
Financial Aid
How much should families save?
© American Student Achievement Institute
Preparing for College

Financial Aid
© American Student Achievement Institute
Terminology
© American Student Achievement Institute
Understand Postsecondary Financing
NEED-BASED vs MERIT-BASED AID
Need-Based Aid
• Awarded to students who meet the
government’s definition of needy. Not
competitive. Sometimes called a grant.
Merit-Based Aid
• Awarded to students who have certain
qualities, accomplishments or skills.
Usually competitive. Sometimes called a
scholarship.
© American Student Achievement Institute
Understand Postsecondary Financing
TYPES OF FINANCIAL AID
Gift Money
• No need to repay
Work-Study
• Student paid for working
Student Loans
• Must be repaid to the lender
© American Student Achievement Institute
Understand Postsecondary Financing
TYPES OF LOANS
STUDENT LOAN - SUBSIDIZED
• Government pays the interest
• Repayment begins after college
STUDENT LOAN - UNSUBSIDIZED
• Student pays the interest
• Repayment begins after college
PARENT LOAN - UNSUBSIDIZED
• Parent pays the interest
• Repayment begins immediately
© American Student Achievement Institute
Merit-based
Financial Aid
© American Student Achievement Institute
Finding Merit-Based Aid
Pay
JUNIORS AND SENIORS
Should search for
and apply for
merit-based aid.
© American Student Achievement Institute
Finding Merit-Based Aid
GET ORGANIZED
1. Have a folder for each scholarship
Write the scholarship name and due date on folder tab
2. Sort the folders by deadline
3. Set aside a time each week to complete
scholarship applications
Finding Merit-Based Aid
SCHOOL ANNOUNCEMENTS
Information about many merit-based scholarships is
sent to your school. Finds out how your school
shares this information with students.
1.
2.
3.
4.
Morning announcements?
Scholarship newsletter?
Email listserv?
List in the counselors office?
Finding Merit-Based Aid
MERIT-BASED SCHOLARSHIPS
1. Parents’ employers
Ask your parents to ask their employers if they
provide scholarships for children of employees
2. Community organizations
Listen to your school announcements and read
publications coming from your school counselor
to learn about local scholarships
Finding Merit-Based Aid
MERIT-BASED SCHOLARSHIPS
Go to: www.indianacareerexplorer.com
1. Login
2. Click tab:
Plan for Education
3. Click link:
Learn About
Financial Aid
4. Click link:
Find and Apply
for Scholarships
& Grants
1
2
Private Aid
DOLLARS FOR SCHOLARS
• Community-based scholarship foundations
• Managed by a board of local volunteers who
o Receive training from Indiana Dollars for Scholars
o Receive resources form Indiana Dollars for Scholars
(e.g. scholarship application templates)
o Manage local organizations’ scholarships
o Raise funds
o Awards scholarships to local students
• 104 Indiana communities currently have DFS
chapters!
• www.in.dollarsforscholars.org
© American Student Achievement Institute
Finding Merit-Based Aid
SCHOLARSHIP SEARCH COMPANY SCAMS
Many scholarship search companies are scams. The Federal Trade
Commission warns students to look for these “red flag” statements:
• A scholarship is guaranteed or your money back.
• You can't get this information anywhere else.
• I just need your credit card or bank account number to hold this
scholarship.
• We'll do all the work. You just pay a processing fee.
• The scholarship will cost some money.
• You've been selected" by a "national foundation" to receive a
scholarship.
• You're a finalist - in a contest you never entered.
Federal Trade Commission Website (2013) - http://www.consumer.ftc.gov/articles/0082-scholarship-and-financial-aid-scams
FAFSA
(Free Application for Federal Student Aid)
© American Student Achievement Institute
FAFSA
What does the FAFSA cover?
By submitting one application, students apply for all
need-based programs:
Federal Programs
1. Grants (gift money)
2. Student work-study
3. Student loans
4. Parent loans
State Programs
FAFSA
Who should apply ?
EVERYONE
planning to continue their education after high school
Students from well-off families may have need if they
attend expensive private colleges.
If your financial situation changes (e.g. a parent is laid
off), you can obtain aid if you have applied for needbased financial aid
FAFSA
PART 1:
Complete and submit the FAFSA
1. Complete taxes
• Your taxes
• Your parents’ taxes
2. Obtain a FAFSA application in December from:
• Online FAFSA: www.fafsa.gov
• Paper FAFSA: Your school counselor
3. Fill out the FAFSA (based on your tax forms)
FAFSA
PART 1 (cont):
Deadlines
1. To qualify for federal programs:
• June 30
2. To qualify for state programs:
• March 10
3. To qualify for institutional programs:
• Check with the institutions to which you’re
applying
FAFSA
PART 1 (cont):
Where to get help:
1. FAFSA Friday
•
•
•
Live, interactive webcast about the FAFSA
February
http://www.in.gov/learnmoreindiana/2704.htm
2. COLLEGE GOAL Sunday
•
•
•
Face-to-face help with your FAFSA
February
www.collegegoalsunday.org
3. School counselor
4. Financial aid representative at the institution
5. National Center for College Costs
www.indianacollegecosts.org
FAFSA
PART 2:
Review the Student Aid Report - SAR
1. You will receive an SAR:
• As an email attachment
• In the mail.
NOTE: The colleges that you listed on the FAFSA
will also receive the SAR
2. VERY IMPORTANT
Immediately check this report for accuracy
• If there are errors, follow directions for
correcting those errors
FAFSA
PART 2 (cont):
Review the Student Aid Report - SAR (cont)
The SAR includes your:
EXPECTED FAMILY CONTRIBUTION (EFC)
This is the amount of money that the government
feels you and your family can contribute toward your
college education each year.
Each college will use your EFC to determine how
much financial aid you need to attend their school and
create a financial aid package.
Financial Aid
Package
© American Student Achievement Institute
Financial Aid Package
Once the college receives your SAR, they will use
your EFC to determine your “need.”
COLLEGE A
(public)
COLLEGE B
(private)
20,000
40,000
EFC
3,000
3,000
Need
17,000
37,000
List Price
Financial Aid Package
PART 3:
NEED
Financial
Aid
Package
List Price
In late
spring,
colleges
will send
you a
financial
aid
package.
COLLEGE A
COLLEGE B
20,000
40,000
EFC
3,000
3,000
Need
17,000
37,000
FINANCIAL AID
PACKAGE
COLLEGE A
COLLEGE B
Grants
3,100
3,100
Loans
1,500
1,500
Work-Study
1,700
1,700
Institution
8,500
33,700
UNMET NEED
2,200
0
TOTAL COST
(EFC + unmet need)
5,200
3,000
Which college costs more? Why?
State College
Total College Cost
Expected Family Contribution
Need
Private College
24,000
41,000
8,300
8,300
15,700
32,700
FINANCIAL AID PACKAGE
Federal Grants
7,500
9,200
Loan
4,200
3,500
Work Study
2,500
2,500
College Scholarship (merit)
0
17,500
Total Financial Aid Package
14,200
32,700
Expected Family Contribution
8,300
8,300
Unmet Need
1,500
0
Cost to the Family
9,800
8,300
© American Student Achievement Institute
Which package is best for the student?
College A
Total College Cost
Expected Family Contribution
Need
College B
24,000
24,000
8,300
8,300
15,700
15,700
FINANCIAL AID PACKAGE
Federal Grants
7,500
9,200
Loan
4,200
3,500
Work Study
2,500
2,500
14,200
14,200
9,800
9,800
Total Financial Aid Package
Cost to the Family
© American Student Achievement Institute
Which package is best for the student?
College A
Total College Cost
Expected Family Contribution
LOAN
Need
College A
College B
24,000
41,000
8,300
8,300
15,700
15,700
College B
Subsidized
2,000
3,200
Unsubsidized
2,200
1,000
4,200
7,5004,200
7,500
Loan
4,200
4,200
Work Study
2,500
2,500
14,200
14,200
9,800
9,800
Financial Aid Package
Federal GrantsTOTAL
Total Financial Aid Package
Cost to the Family
© American Student Achievement Institute
Financial Aid Package
IF THE FINANCIAL AID PACKAGE IS NOT
SATISFACTORY:
• Contact the Financial Aid Office at
the college
• Explain your circumstances
• Share what other colleges have
offered
© American Student Achievement Institute
Indiana
21st Century
Scholars
© American Student Achievement Institute
Twenty-first Century Scholars
Eligibility: 7th, and 8th graders who:
•
•
•
Qualify as income eligible in one of the following ways:
o Receive free/reduced lunch
o Live in a foster home
o Meet family income requirements
Enroll in the program
Sign a promise of good citizenship
Amount:
• 2 or 4 yr college = public college tuition
• At a private career college = cost of Ivy Tech
Application:
• School counselor
• 1-888-528-4719
• Apply online: http://www.in.gov/ssaci/2429.htm
Deadline:
• June 30
© American Student Achievement Institute
Institutional
Aid
© American Student Achievement Institute
Institutional Aid
Award Amount:
• Varies
Eligibility:
• Varies
Application:
• College Financial Aid Office
© American Student Achievement Institute
Preparing for College

Financial Aid Resources
© American Student Achievement Institute
Cash For College Campaign
• Statewide
campaign to
encourage
students to
apply for
financial aid
© American Student Achievement Institute
www.learnmoreindiana.org/cashforcollege
© American Student Achievement Institute
FAFSA Friday Webinar
• Online webinars
where students
and parents can
chat with a
financial aid
expert
• FREE!
© American Student Achievement Institute
http://www.in.gov/learnmoreindiana/2704.htm
© American Student Achievement Institute
College Goal Sunday
• Community-based events where financial aid
experts help students and parents complete the
FAFSA
• 30+ locations in Indiana
• FREE!
© American Student Achievement Institute
www.collegegoalsunday.org
© American Student Achievement Institute
THANK YOU!
Paying for Postsecondary Completion and Career
Success
Information Series for Adults Who Serve Youth
© American Student Achievement Institute
© American Student Achievement Institute