Aajeevika [National Rural Livelihoods Mission (NRLM]
Agenda Items for Performance Review Committee Meeting
January 2015
I.
Status of Transition of States to N.R.L.M and sanction of Annual Action Plans (AAP) for FY
2014-15 of Mission States
PRC Agenda: HR-IB-CB
1. Feedback on Previous Meeting Minutes
Issue
Participatory Identification of the
Poor:
All State Missions need to focus on
Participatory Identification of Poor
(PIP), particularly in villages where
Village Organizations have been
formed in Resource and Intensive
blocks. The P.I.P process will have to be
communitized and the C.R.P s will play
a critical role. All senior staff of the
Mission along with the Secretary
should participate in the PIP process.
Vision of Resource Block (R.B):
State Missions implementing resource
block strategy from the last two years
should prepare a 5 year vision of each
of their Resource Blocks. Each R.B
should be seen as a training centre for
the new blocks.
Action Taken
 Revision in the PIP strategy – PIP to
be conducted in two stages:
o The first stage would be conducted
by the
CRPs during the
mobilization drive. The second
stage would be when VO comes
into being, in the village/hamlet,
 Jharkhand has been nurtured as a
resource state for PIP - 11 Master
Resource Persons have been
trained for PIP in the state
 MP is training its staff in PIP
 Resource
Block
Strategy
(implementation and way forward)
discussed in the National Annual
Writeshop with five states that have
completed at least 2 years of the
resource block strategy (Chhattisgarh,
Maharashtra, Jharkhand, Rajasthan,
Madhya Pradesh)
 Advisory on the protocol for
deepening resource block work has
been issued to the SRLMs by NMMU
Resource block to intensive block roll  Advisory has been issued to the
out:
SRLMs
Protocols and planning for roll out of  Jharkhand
and
Chhattisgarh
intensive blocks with the help of
identified new blocks for expansion,
internal CRPs should be worked out.
implementation to begin by March
2015
 Maharashtra, MP and Rajasthan to
move into this phase in 2015-16
Action Pending
In line with this,
PIP advisory is
being finalized to
be sent to states
in January 2015.
PIP roll-out plans
have to be made
in all states.
Writeshop:

i. National writeshop - 11-18
NW
Regional
Writeshop
is
National Annual Writeshop for 13
NRLP states (plus three advanced
1
The
Resource
Block
Visioning
needs
to
be
completed, in line
with
the
discussions in the
writeshop and the
subsequent
advisory.
November 2014) at NIRD
Hyderabad;
ii. Regional
write-shop
–
November/December
at
Kohima and Srinagar for NE and
NW States.
State Mission Directors should be
present during the last 3-4 days of the
write-shop. Rationalization of HR
structure at DMMU/BMMU and SMMU
would be one of the prime agenda for
the write-shop.

Adoption of HR Manual:
Model HR Manual circulated by NMMU
may be customized, adopted and
implemented by State Missions. All
States to pay attention on improving
HR hygiene factors so that the field
teams are motivated and deliver
quality results.
Model SHG Act:
Towards ‘SHG Act’ – UNDP Round
Table is scheduled in October. State
Mission may also have similar
consultation at their level and provide
their
suggestions
and
recommendations.
states AP, Telangana and Kerala, 1
scheduled
at
UT – Puducherry) held during 12-18 Chandigarh during
November.
in Feb 2015.
o 200 participants (comprising of
COOs, state mission managers,
district mission managers) took
part
o SMDs of 8 SRLMs participated
in the last three days
o 1-2 Representatives each from
other states also participated
North east Writeshop was held
during 12-17 December; Northwest
Writeshop to be held during Feb,
2015
 Writeshop agreed on the need for
rationalising HR structure in the
SRLM
 Follow-up workshop on HR
Rationalisation was held with
SRLMs in December
 Post writeshop follow-up Advisories
including on Communitization and
HR Rationalization are being issued
to states.
 SRLMs have adapted the model HR
Manual, however only 4 SRLMs
(Jharkhand, Haryana, Bihar and
Odisha) have got it approved by
their EC.
 Revised Model HRM has been
discussed and fine-tuned at the
writeshop. Advisory to adapt the
model draft HRM with due approval
from their ECs, would be sent to
states in January.
 Roundtable on legal framework for
SHGs and their federations was held
on 9 Oct 2014.
 Conclusions:
o Existing legal framework (MACS
Act, Societies Act, Mutual Benefit
Trust Act, etc.) may be continued
to be used to register SHG
federations.
2
Capacity Building Missions to States:
NMMU would be planning to field
Capacity Building Missions to Bihar,
Madhya Pradesh, Jharkhand and
Chhattisgarh, Maharashtra, Rajasthan
and Odisha. Detailed Mission objective
and scheduled would be shared with
the States, soon.
o SHGs may continue to remain as
informal bodies.
o States need to come with a statespecific way forward in 2015.
 Plan for the Missions has been
outlined and shared with these
states; NMMU to field CB Missions
over 6-8 rounds to each SRLM in a
one-year period
 One round has been conducted in
Madhya Pradesh, Chhattisgarh, and
Odisha and two rounds have been
completed in Jharkhand and
Rajasthan
 This will be initiated in Bihar and
Maharashtra in February 2015.
Action Taken by the States
 Jharkhand and Rajasthan have held
state-level writeshops. Key points
from these writeshops fed into the
national Writeshop.
 MP,
Chattisgarh,
Jharkhand,
Rajasthan are in the process of
developing their comprehensive CB
Plans.
2. Core Issues Causing Problems in Implementation of the Schemes including financial
issues, State specific
2.1 Capacity Building of Staff: Capacity Building of staff of the SRLMs has emerged as an
area of concern in most SRLMs. The states need to develop a capacity building
framework and lay down the architecture to implement this framework. Engagement of
resource pools, capacity building agencies and resource agencies has been found
lacking. Capacity building modules (beyond induction), calendars and a mechanism to
monitor capacity building need to be developed in the states. CB Missions from N.R.L.M
to states (as in Chattisgarh, Jharkhand, MP, Rajasthan, Odisha, Maharshtra and Bihar)
would front-end this issue and states would be supported in taking this agenda forward.
2.2 HR Issues: Only four SRLMs – Jharkhand, Bihar, Haryana and Odisha have HR Manuals in
place. In other states, the HR Manual is in the draft stage and is pending approval from
their respective ECs. Even in states that have a HR Manual in place, HR hygiene factors
are not satisfactory. Further, some SRLMs (eg. Rajasthan, UP, Uttarakhand, Himachal
Pradesh) are facing difficulties/bottlenecks from their respective State governments in
procuring the services of a HR agency. It has also been found that there is a lack of parity
in the remunerations, TA/DA norms and performance incentives between professionals
3
who have hired for the same position from different sources (government and open
market).
Area Responsibility and Collapse of Specialisation: Given that the focus of NRLM in the
initial stages is solely on mobilisation and institution building, the SRLMs need to break
the tendency of the staff to work on specific thematic areas initially. It has been found
that staff are not able to provide quality time to the implementation in the blocks due to
the demands of their thematic work. Collapse of specialisation of SRLM staff and
adoption of area responsibility must be done immediately. JDs of the staff need to be
tailored accordingly.
In this context, national writeshop has revised the model draft HRM. This is being
further fine-tuned based on the discussions in Communitization and HR Rationalization
workshops in December 2014 at Delhi and the advisory would be sent to SRLMs in
January 2015.
2.3 Disbursement of Funds to the Community: The CIF to eligible SHGs is supposed to be
released within 15 days of preparation of their Micro Credit Plans (MCPs). SRLMs are
taking much more time in approving the MCP and releasing the fund. Further, SHG
Federations (VOs) are coming into existence and the Vulnerability Reduction Fund needs
to be released to them. VRF is meant to address the specific vulnerabilities of members
or the vulnerable people in the village. The CIF repaid by the SHGs to VOs need to be relent to SHGs against MCPs. The SHGs of the vulnerable including PwD need to be
released Revolving Fund and CIF, with slightly differentiated triggers, norms and
protocols. In view of this, an advisory on Funds to the Community has been issued to
SRLMs in December 2014 for implementation with immediate effect.
2.4 Communitisation of Interventions: National writeshop has discussed the
Communitization in NRLM. Communitization includes Community Institutions taking
over the Mission activities as early as possible; augmented availability and deployment
of various kinds of community cadres, accountable to community institutions; reduced
but competent integrating generalist Mission HR. This has emerged as priority. 2015 can
be considered as year of Communitization in NRLM. Accordingly, SRLMs must focus on
building the capacities of the community institutions to take over the responsibilities
currently being handled by SRLM staff (at the block level to begin with). The pace of
developing community cadres is lagging behind the pace at which the Mission is growing
in most states. This would affect the quality of support provided to the SHGs and
federations and the sustainability of these institutions in the long run. Also, Mission HR
needs to be rationalized as per the revised Mission Structures with generalist
integration orientation and area responsibility. These HR need to spend most of their
time in field (including night stays in the villages) in mentoring the cutting-edge staff,
community cadres and community institutions for total communitization in due course.
2.5 PIP: The SRLMs (except Jharkhand and Madhya Pradesh) do not have a concrete policy
on PIP or a plan on how to roll out the strategy in the state. Jharkhand has trained its
staff on PIP and in the process of creating a resource pool for PIP while MP has started
the process of capacity building of its staff. A PIP advisory based on the discussions in
national writeshop and the experience in Jharkhand and MP would be issued in January
2015. Other states need to develop a plan for rolling-out PIP, in line with the advisory.
4
2.6 Recruitment of Additional CEO/COO: Recruitment of a seasoned development
professional from the market as a deputy to the SRLM CEO (Additional CEO/COO) to
lead and guide the programme team(s) is pending many states except Jharkhand. This is
a critical gap.
2.7 Tenure of the CEO: In many states, CEO with reasonably long tenure (say three years) is
still a big gap. This is affecting the results, quality and pace in SRLMs. This needs to be
remedied.
2.8 Externally Aided Projects with NRLM: In states where Externally Aided Projects (EAPs)
exist (Rajasthan, MP, Odisha, Tamil Nadu), the SRLMs have found it difficult to dissolve
the differences between the EAPs and NRLM. Further, some of these EAPs would be
wrapping-up and the blocks need to be integrated into NRLM. The states need to think
through for harmony while the EAPs are there and for integration thereafter.
3. Guidelines/Policy Matters/Support to States
3.1 Deepening Resource Blocks: CRP rounds and Senior CRP rounds would continue in
the Resource Blocks till all villages are covered, VOs and CLFs come into being and
strengthened. The SRLM, with the support of the NRO would identify and nurture
social capital – Women Activists, Resource Bookkeepers and MCP trainers in good
numbers. These cadres would be employed to deepen activities in the Resource
Blocks, as well as to scale up NRLM in the newer blocks. (Resource Block ProgressAnnexure-II)
3.2 Exposure visits to the NRO would be necessary for the office bearers of newly
formed VOs and CLFs. Block staff need to visit the NRO to learn best practices in VO and
CLF management. Exposure visits for branch managers of the local banks and other
stakeholders is necessary for ensuring their cooperation.
An advisory on deepening Resource Blocks has been issued to SRLMs in the first week of
January 2015.
3.3 Transition to Intensive Blocks: Each Resource Block which has completed 2.5 years
of CRP rounds is expected to generate internal CRPs to service 10 blocks in the next
12 months. The five states - Chhattisgarh, Jharkhand, Madhya Pradesh,
Maharashtra and Rajasthan - would be moving into this phase in 2015-16.
The new blocks would be identified keeping mind the capacity of the Resource
Block to service that block (in terms of availability of CRPs and other social capital).
Further, the SRLM would prepare timelines for completion of work in an intensive
block.
The SRLMs would post the requisite staff: Block Mission Managers, Cluster
Coordinators and one dedicated anchor at the district level to handle scaling up
strategy in the intensive blocks. The SRLM would also engage in the capacity
building of its staff (facilitated by the NRO) in the expansion strategy.
An advisory on expanding into intensive blocks with social capital from Resource
Blocks has been issued to SRLMs in the first week of January 2015.
3.4 Communitisation and HR Rationalization: Based on the experience of the three
years of NRLM, it has been realized that Communitisation is critical for NRLM to
scale-up, for it to be a real movement and for the institutions to be sustainable.
5
Communitisation would help the mission to lay a strong foundation for sustainable
institutions as the community cadre would be able to give more time and a better
hand holding support with more accountability towards the community and its
institutions. 2015 would be considered as year of Communitization in NRLM. This
would imply that the community institutions and community cadre would need to
take over the activities presently handled by the Mission at various levels (entire
gamut of activities from identifying poor to building capacities to layering),
community cadres augmented in large numbers and HR of the SRLM is rationalized
with generalist integration orientation and area responsibility.
Accordingly, HR Rationalization at the state, district and block levels has emerged as
a clear and immediate agenda. The existing staff at the district and state levels must
concentrate on implementing and deepening interventions in the Resource Blocks
and expanding to intensive blocks with social capital from Resource Blocks. In this
critical stage, specializations at the state, district and block level need to be
collapsed and all staff should have area responsibility as the primary responsibility.
They need to be in the field most of the time, including night field stays in the
villages, being with and listening to community. Job Descriptions need to be revised
and Performance Management Systems need to be established accordingly.
Therefore, SRLMs need to freeze any further recruitment and focus on lateral or
vertical movement of the staff which is inducted, trained and committed in NRLM
processes. SRLMs must avoid having staff for layering initiatives in advance at the
state and district levels. Recruitment of these positions should correspond to
layering interventions being introduced in the blocks, starting with Resource Blocks.
( Human Resource Status (Thematic Area) is at Annexure-I)
3.5 Community Institutions to Serve as Resource Organisations: The community
institutions, community cadre and CRPs have played a leading role in implementing
NRLM in 18 States so far. Keeping this in mind, National Writeshop has
recommended that the CLFs/BLFs be recognized as Resource Organisations, in
addition to the 4 advanced SRLMs (AP, Telangana, Kerala and Bihar) identified as
National Resource Organisations (NROs). To begin with, the Mandal
Samakhyas/Mahasamakhyas/Zilla Samakhyas serving the communities in various
states through the SRLM-NROs could be recognized as National Resource
Organizations.
Initially, the SRLMs would enter into a 3-year agreement with the CBOs Mahasamakhyas or CLFs or their equivalent in the advanced (NRO) states to deepen
NRLM interventions in Resource Blocks and to prepare the CLFs/BLFs in each
Resource Block to service the mobilization and capacity needs of 15-20 newer
blocks. Over the next 3 years, as the CLFs/BLFs in the Resource Blocks mature, the
SRLMs must utilize their services for scaling up within the state. The federations
would graduate from being local resource organisations to State Resource
Organisations (SROs), National Resource Organisations (NROs) and in the future
even International Resource Organisations (IROs), as the scale of their operations
grows.
6
Advisory would be issued to states in line with this strategy/policy, as a step in the
direction of enhanced communitization in NRLM.
3.6 Participatory Identification of Poor in Two Stages: PIP would be done periodically
(in several stages). The first stage would be conducted by the CRPs during the
mobilization drive as part of the CRP rounds. CRPs, having experienced poverty
themselves and having been trained in identifying poor are capable of conducting
the PIP process. Additionally, they would be given some training in the PIP method
to bolster their skills. The second stage PIP would be conducted by the VO when it
comes into being in the village/hamlet, to include any left out poor, if any. VO
would also take over the responsibility of conducting the PIP at regular intervals
subsequently.
4. Capacity Building and Technical Assistance to States
4.1 Capacity Building: The states are including a capacity building plan as an integral
part of their AAP 2015-16. The plan should consist of a capacity building calendar
for each level (community, community cadres and staff at various levels),
implementation plan and a corresponding budget. The capacity building plan will be
closely monitored by NMMU.
4.2 Self-Reliant SRLMs: NMMU has initiated bi-monthly capacity building missions (6-8
rounds) to the SRLMs. The objective of these Missions is to make the SRLMs selfreliant over a period of one year in meeting the capacity building needs of its staff,
community cadre and community institutions. At present, NMMU is focusing on 7
states (Bihar, Chhattisgarh, Jharkhand, Madhya Pradesh, Maharashtra, Odisha and
Rajasthan); more states will be included in this process as the scale of
implementation grows in these states. Through the Capacity Building missions,
NMMU guides the states to develop a capacity building framework and
create/strengthen the capacity building architecture required to implement the
framework. The expected outcomes of these Missions are as follows:
 SRLM to depend lesser on NMMU to meet its HR & Capacity Building needs
 HR Manual of state – including staff structure, performance management
system, delegation of power, fitment and de-selection policy in place
 CB framework created and implemented in the state
 Training calendars for state, district and block staff prepared
 Resource pools at state and district levels are in place to support capacity
building
 Training modules and other material developed
 Learning forums established in the SRLMs
4.3 Pools of Resource Persons and Capacity Building Resource Agencies: A pool of
100+ resource persons at the national level has been prepared by NIRD/NMMU,
based on mutual exploration and assessment of their thematic interest and
usefulness, and they have been oriented to NRLM. The resource persons have been
graded for paying resource fee based on the grade. The resource person list based
on the geographic and thematic interests of the resource persons is dynamic and
would be updated regularly. SRLMs/SIRDs have been asked to develop their own
State Resource Pools (SRP) to meet the capacity building needs. These State pools
would be inducted by SRLMs with support from the national resource pool. Also, a
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framework for taking the services of Capacity Building Resource Agencies has been
approved and the services of enlisted/empanelled CB Agencies could be taken up by
SRLMs on partnership basis as per the framework. CB Agencies and other
Training/Management Institutes are coming up with custom-tailored programs for
various levels/aspects in NRLM so that SRLMs can depute participants accordingly
to meet the CB needs at various levels.
NMMU and SRLMs will focus on increasing this list of resource persons and capacity
building agencies in terms of both numbers and span of expertise to meet the
increasing demands of the SRLMs/community. The procedure for engaging the
resource persons and capacity building agencies would be made simpler to ensure
that their services are used easily.
Technical Assistance to SRLMs: NMMU has begun to move from individual state
anchors to creating a state anchor team for each state. The state anchor continues
to play the pivotal role in supporting the state individually and build a state anchor
team with NMMU members, SMMU members from select SRLMs and the Resource
Pool at the national level in providing technical assistance to the SRLMs on a more
regular (monthly/quarterly) basis.
NMMU would facilitate strategic planning workshops in SRLMs which have
completed their visioning exercise (viz. Jharkhand, Madhya Pradesh, Chhattisgarh,
Karnataka, Maharashtra and Rajasthan). Further, SRLMs, with support from NMMU
(state anchor teams) would build resource pools at the state level and ensure that
all staff at district and block levels are provided with all the basic inputs (bookkeeping, micro-planning, participation skills, direct training skills, management (self,
team, and project) skills, and leadership skills, gender sensitization, povertyvulnerability-leadership understanding, NRLM processes, 10-year HH, SHG, VO, CLF
and Block Processes) and the vision and strategic plan would be taken to the
community and staff at all levels. Also, bottom-up planning would be initiated.
Monthly/bi-monthly video/skype conferencing and bi-monthly review meetings
with State Missions would also facilitate technical support to States.
4.4 Model Manuals: The Model Human Resource Manual, Model Community
Operational Manual (COM), Capacity Building (Community, Community Cadres and
Mission Staff) Modules, and Model Finance Management Manual were revised
during the National Annual Writeshop. Model Performance Management System is
being developed and tested. NMMU would issue the advisories on how to adapt
these manuals in January/February 2015. The states need to adapt these model
manuals to their local context, in consultation with the key stakeholders wherever
necessary, with due approval of the competent authority in the SRLMs.
4.6 Timelines for Submission of AAP
1. NRLP states are required to submit draft AAP 2015-16 by 31st January 2015, while NRLM
States are required to submit their AAP by 15 th February 20151. Thereafter, MORD
8
would review the AAP and suggest changes, if found necessary. On the basis of the
changes suggested, states would submit a revised AAP by 28 th Feb 2014 after seeking
necessary approval from the competent authority. The MoRD would then undertake
appraisal of the AAPs and place them before the Empowered Committee for approval.
The final approvals are likely to be given by 15th March 2015.
II. Financial Inclusion and Building Access to Finance
1. Feedback on previous meeting minutes
Issue
Ensure adherence
timelines
‘Capitalization
individual SHG’
Action Taken by States
Action Pending with States
to - Delay in disbursement of - Delay
in
disbursement
of
on Revolving Fund (RF) to SHGs has Community Investment Fund (CIF)
of been minimized
on account of delay in preparation
of Micro Credit Plan still exist
- West Bengal, Karnataka, Odisha,
Himachal Pradesh, UP and all
North-Eastern states have not
disbursed any CIF to SHGs
Prepare bank branch wise - All States have finalized Credit - All states to take up Bank Branch
credit linkage plan
Linkage Targets with respective wise credit linkage plan
SLBC and set District wise and
Bank wise credit targets
Monitor achievement of - Monitoring of SHG Bank Linkage
Year Wise ‘Block Bank being done based on reports
Linkage Outcomes’.
placed on SHG Bank Linkage
portal
Capacity Building of staff - SRLMs have conducted training
on SHG Bank Linkage
programme and immersion for
staff on SHG Bank Linkage
Conduct Training and - Jharkhand, Chhattisgarh, MP,
Immersion
of
Bank Maharashtra, Rajasthan, Tamil
Branch Managers to best Nadu, Karnataka, Gujarat, Orissa,
practice sites
Bihar
has
established
arrangements for conduct of
training and immersion of bank
branch managers
Place ‘Bank Mitra’ with
- Bihar, Jharkhand, Chhattisgarh,
bank branches in
MP, Maharashtra, Tamil Nadu,
intensive blocks to
Gujarat, Orissa and Assam have
facilitate smooth linkage
conducted training of Bank mitra
of SHGs with banks
Establish
Community - Jharkhand and Chhattisgarh have
Based
Recovery initiated the process for CBRM in
Mechanism (CBRM) in all select Bank Branches
bank
branches
in
9
- Capacity of SRLM staff particularly
at district and block level needs be
reinforced with supplementary
training
- Remaining states are required to
make necessary arrangements for
training of bankers
- Maharashtra and Gujarat to place
bank mitra with bank branches
- Other States to make necessary
arrangement for placement of bank
mitra
- Other States to adopt the CBRM in
all bank branches in Resource and
Intensive Blocks
Issue
Action Taken by States
Action Pending with States
Resource & Intensive
Blocks
Monitor achievement of - Achievements for SHG Bank - States are required to reconcile
SHG Bank Linkage and Linkage being monitored through reports placed on the SHG Bank
NPA through SHG Bank SHG Bank Linkage Portal
Linkage portal
with credit
Linkage
Portal
on - Manual data for RRBs and disbursement
reports
from
monthly basis; Reconcile Cooperative Banks reported by respective SLBCs
data with SLBC on Karnataka, Maharashtra, MP, - All other states are required to
monthly basis
Bihar, Meghalaya, Nagaland, report manual data for RRBs and
Jharkhand,
Rajasthan, Cooperatives not sharing data
Chhattisgarh.
through CBS
Conduct of BLBC, DCC and - SLBC Sub Committee meetings
SLBC
Sub-Committee and DCC meeting are held at
meeting on a monthly/ bi- regular intervals
monthly basis
Exempt
stamp
duty
charged to Self Help
Groups
- All states are required to take steps
to ensure regular BLBC meetings
- Stamp duty for SHGs is in force in
Jharkhand and Nagaland
- All states are required to ensure
that banks do not levy stamp duty
and processing charges
while
documentation for loans
Evolve
strategy
for - Tamil Nadu, MP, Maharashtra, Other States may also devise
implementing
and Chhattisgarh, Karnataka have strategy for bank linkage in nonmonitoring
of
Bank devised strategies for bank intensive blocks
linkage in Non-intensive linkage in selected non-intensive
blocks
blocks
Disbursement of Interest - Assam, Chhattisgarh, Karnataka, - Maharashtra, Bihar, Tamil Nadu
Subvention to SHGs in Kerela, Maharashtra, Bihar, and West Bengal to disburse
Category-II districts
Tamil Nadu and West Bengal has Interest
subvention to
the
initiated
disbursement
of remaining
eligible
SHGs
in
Interest Subvention to SHGs in respective states
Category-II districts
- All other states to initiate the
process for Interest Subvention to
eligible SHGs in Category-II districts
2. Issues and Challenges in implementation
The challenges faced in implementation of the programme are as follows:
i.
Limited capacity of staff and community cadre to facilitate preparation of Micro Credit
Plans and bank linkage documents for Self Help Groups, resulting in delay CIF release
and credit linkage of SHGs.
ii.
Discrepancy in figures reported on SHG Bank linkage as reported by respective SLBC,
Banks (as reported on SHG Bank Linkage portal) and NABARD creates confusion and
problems in monitoring. Reconciliation of SHG Bank linkage figures requires
reconciliation across sources for effective monitoring and implementation.
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Decline in bank linkage by Public Sector Banks have resulted in decline in overall SHG
credit linkage in many states.
iv.
High NPA on SHG loan (including loans sanctioned under SGSY) remains an area of
concern
3. Guidelines/ Policy Matters
The following guidelines have been issued during the last quarter (Oct – Dec 2014)
i.
Detailed guidelines for implementation of Interest Subvention for the year 2014-15 has
been issued by RBI and NABARD
ii.
Advisory issued by NMMU on Strengthening SHG Bank Linkage including placement of
Bank Mitra and reduction of NPA.
iii.
Tracker on SHG Bank Linkage shared with respective states and leading Public Sector
Banks
iv.
Common Application form for A/c opening and loan documentation of SHGs approved
by Indian Bank’s Association (IBA)
4. Best Practices
The following good practices are adopted by states:
i. Bihar has adopted a systematic approach for training of SRLM staff on Book Keeping,
Micro Planning, Community Fund Management, SHG Bank Linkage etc for a period of 15
days. This is supplemented by on the job inputs by senior professionals. This has been
effective to impart the basic knowledge and skill required by staff to work at the field
level.
ii. Karnataka has adopted a planned approach for conducting SLBC and DLCC sub
committee meetings. SRLM along with SLBC have set pre-decided dates for meetings of
these forums for the entire year. Detailed agenda and all supporting reports are shared
with participants prior to the meeting. This has resulted in effective conduct of the
meeting and has translated into improved credit linkage in the state.
iii. Assam has demonstrated a simple but effective block level SHG Linkage planning
exercise involving the SHG/ VO leaders, community cadres, SRLM staff, Bankers and
Govt Officials. This has resulted in minimizing the delay in disbursal of community funds
and speed up credit linkage of SHGs.
iii.
iv. Madhya Pradesh, Bihar and Rajasthan has made arrangements for conducting Credit
Linkage camps at district level involving senior authorities from Govt and Banks. This has
resulted in improved SHG credit linkage even in underserved/ difficult districts.
v. Tamil Nadu and Gujarat has adopted a comprehensive strategy for training of all bank
branch managers in the state. This has contributed in apprising the bankers about the
key features of NRLM.
5. Progress Update
A. Roll out of the Interest Subvention Scheme
Category I districts:
Progress Updates:
1. 25 Public Sector Banks have lodged claims of Rs 159.38 Cr through Canara Bank
Category II districts
Progress Updates:
11
1.
SERP, Andhra Pradesh is providing technical support to SRLMs for
operationalization of the scheme in the Category II Districts, i.e. other than 150
Districts for which a dedicated web portal has been hoisted.
2. 8 state missions have accessed the reports and transferred interest subvention
amounts to eligible SHGs directly.
State wise status of disbursement of Interest Subvention in Category-I and II districts is placed
at Annexure – III
B. Credit Targets:
State wise achievement of SHG credit linkage is placed at Annexure – IV and SHG Bank
Linkage Target for 2014-15 is at Annexure-V
6. Focus for the quarter Jan – Mar 2015:
All SRLMs are required to make the following arrangements for ensuring adequate flow of
bank credit to eligible SHGs.
i. Inventory on SHG Credit Linkage potential: Preparation of District wise, Block wise
inventory of SHG for Credit Linkage; Ensure preparation and submission of documents for
linkage to bank branch in a time bound manner.
ii. Follow-up with Banks for disbursement: Rigorous review and follow-up with banks
workout district wise, block wise, bank wise and bank branch wise on disbursement of
Credit to SHGs. Organize consultation with SLBC, NABARD & Controlling offices of
different banks to resolve ground level issues if any.
iii. Capacity Building: Organize State & District level workshop involving bankers, SRLM staff
and other stakeholders to apprise them of the targets and evolve district specific
strategies for achieving the same.
iv. SLBC, DLCC Sub committees and BLBC meetings: Regularize conduct of SLBC, DLCC subcommittee meeting and BLBC meeting.
v. Disbursal of interest subvention: Facilitate disbursement of interest subvention amount
to all eligible SHGs in Category –II districts.
Review and Reconciliation of data on SHG Bank Linkage: Institutionalize an arrangement with
support of SLBC to undertake monthly review (district, block, bank and branch wise) of the SHG
credit linkage against set target, NPA among SHG loans based on the reports placed on the
Bank Linkage portal. Discrepancy if any may be reconciled on monthly basis.
III. Rural Self Employment Training Institutes (RSETIs)
6.1
Issues related to RSETI
Background
 As on date 581 RUDSETIs/ RSETIs are functional across the country sponsored by all the
Nationalised Banks in their respective lead Districts.
 Total candidates trained – from 1982-2014 is 18.14 lakhs and the number of candidates
settled is 12.06 lakhs. Percentage of settlement to trained candidates is 66%.
 Variety of training programmes to suit the local needs
 Skill coupled with EDP inputs
 Run by an experienced banker with emphasis on settlement with Credit linkage
 Practical orientation, rigorous training and extended hours of learning
12
6.2 Issues for discussion:
Action point by State
(i) Allotment and handing over possession of land for construction of RSETIs. List of
completed projects is placed in Annexure - VI. It may be noted that as against 577
RSETIs currently functioning, construction of only 59 buildings have been completed.
(ii) Ensuring seamless reimbursement of Training cost to banks
Action point by Banks
(i). Director/Faculty/Office staff to move out for organising Awareness programmes
and for personal follow up of trained candidates
(ii). Financial sanctions for entire year shall be made available by the Banks based on the
Annual Action Plan prepared by the RSETI and approved by LAC.
(iii). Special care and attention shall be given to compilation and updating of MIS
(iv). Best Practices of RUDSETIs to be meticulously followed by all RSETIs
(v). Banks to ensure availability of adequate training equipment at all training
programmes at all RSETIs
(vi). LAC meetings shall be convened regularly once in a quarter
(vii). BLBC / DLRC/ BCC and LAC to review the performance of RSETI with special reference
to credit linkage of RSETI trained candidates and to ensure good settlement rate
6.3
Grading of RSETIs
In order to encourage a spirit of excellence amongst the RSETIs, an initiative was taken in
the year 2012 to grade the RSETIs on transparent parameters.
For the year 2014, grading parameters have been suitably modified to emphasize more on
post training activities such as settlement of candidates and bank linkage. The grading
exercise for 2013-14 has been completed and is under validation.
IV. Start-up Village Entrepreneurship Programme for youths [SVEP] –
The overall objective of SVEP is the provide fillip to the Government’s efforts to energize and
streamline economic growth by providing necessary thrust from the grass root i.e.; villages
towards creation of sustainable self-employment opportunities for inclusive growth.
The key objectives of SVEP are:
A. To enable 1.82 lakh youths to set up their enterprises in its proof of concept phase by
developing a sustainable model for Village Entrepreneurship promotion through an
integrated IT enabled E-ecosystem consolidation approach of training and capacity building,
personalized advisory services to strengthen enterprise performance and linkages with
banks and financial institutions;
B. To “communitize” by strengthening the pool of village level community cadre for enterprise
promotion and build the capacity of the local institutions nurtured by NRLM in aggregation
and delivery of need based services to Enterprise owners in a saturation mode;
13
C. To bridge the gap between demand and supply side of missing ecosystem in village
entrepreneurship to encourage competitive performance, innovations and appropriate
service products for Village enterprises;
Implementation of SVEP will be managed by NRLM through the State Rural Livelihood Missions.
Two routes for implementation to be followed:
1. NRO route – National Resource Organizations (NRO) recognized by NRLM that have entered
into partnerships with SRLMs for taking up pilot enterprise development initiatives to
implemented SVEP in select areas. The NROs under SVEP will be Kudumbashree (Kerala
State Poverty Eradication Mission) NRO, OMPLIS (Orvakkal Mandal Samakhya) NRO, EDII
(Entrepreneurship Development Institute, India) NRO and the NAR (National Academy of
RUDSETI) NRO.
2. PIA route – SRLMs to identify Project Implementation Agencies (PIAs) from among qualified
non-governmental organizations, civil society organizations, technical institutions, and
community based organizations etc., to take up implementation in select areas. Selection of
PIA will be done in an objective and transparent manner, following process prescribed by
NRLM.
V.
Livelihoods Promotions: Mahila Kisan Sashaktikaran Pariyojana (MKSP):
8.1 Activities undertaken & Progress
 Since inception of MKSP, 59 projects in 15 States have been sanctioned with a total project
outlay of Rs 822.07 Crore covering more than 28.5 lakhs Mahila Kisan (at the end of Q2 FY
2014-15).
 In Andhra Pradesh, Telangana and Kerala projects are being implemented by respective
State Rural Livelihoods Missions are covering all the districts and blocks of the States. In rest
of the 12 States, where MKSP is being implemented, the coverage is in 181 blocks of 82
districts.
 MKSP is now focusing on identifying the strategies being implemented by different PIAs for
the Ultra-poor farmers through promotion of Climate change resilient eco-agriculture
practices like CMSA.
 Identification of the suitable agro ecological models for the ultra-poor households across
the different states is the major thrust area under Farm Livelihood interventions promoted
under NRLM
 Restructuring of the existing projects of PIAs has been initiated with the following focus- a)
Redesigning activities to suit the specific requirements of Ultra-poor households, and, b)
Creating at least two livelihood opportunities for each Ultra-poor household covered.


A major drive has been taken up by NRLM in 2014 to replicate CMSA model, for the Ultrapoor households which has been developed and scaled up by SERP; across Andhra Pradesh
and Telangana. This is a community driven model, in which, the best practitioners are
trained and deployed as CRPs for seamless scaling up of the process.
Deployment of large number of Community Resource Persons (CRPs) for promotion of
sustainable agro-ecological practices will be a key strategy for NRLM in primary sector
14




livelihoods interventions across the country. This strategy will be specifically adopted to
reach out to the bottom 20% of the poor women farmers.
State Missions of Rajasthan, Madhya Pradesh, Jharkhand, Chhattisgarh and Jammu Kashmir
signed an MOU with SERP for rolling out Ultra-poor strategy in the resource blocks of their
state. During Kharif 2014, 9 districts, 10 blocks and 80 villages were covered. More than 700
Ultra-poor households were covered in the fold.
NRLM livestock strategy with focus on building a community owned and community
managed extension architecture for the delivery of door-step extension services to rural
poor households has been developed and shared with the state missions. This strategy aims
to promote cost effective and improved Livestock Management practices for the Ultra-poor
households.
o NRLM will invest in the training and capacity building of the PashuSakhi in a continuous
manner who will form the backbone of last mile extension service.
o
Integration of PashuSakhi model with the sustainable agriculture model under MKSP
as well as Ultra-poor strategy roll out in the resource blocks will be promoted.
A MKSP like program has been planned for the promotion of rural artisans Livelihoods and
Handloom Weavers. After several rounds of workshops with key domain experts, guidelines
for this program has been prepared.
State Missions are expected to suggest best practices, in the domain of Handloom and
handicrafts which can be taken up for study, funding, scale-up and replication.
Start-up Village Entrepreneurship Program is planned in 2015-16 with an annual budgetary
outlay for 2015-16, at 24 crore INR (subject to approval). The states are expected to create
resources for rolling out this program in their respective states.
Action Points:
 All the States now would come through Annual Action Plan (AAP) route for MKSP projects
from 2015 (AAP to be focused on replicating the successful models of agro ecological
farming practices like Non Pesticide Management).
 Desk and Field appraisal of 5 projects identified by TNSRLM, has been completed.
Annual Action Plan for MKSP (AAP-MKSP) from TNSRLM has been received by this
Ministry through mail. It will be taken up for approval by the E.C of the Ministry.
 A workshop with the different state missions willing to submit proposals under AAPMKSP during 2015-16 is planned in January 2015
 NSO-PRADAN and N.M.M.U. team has started compilation and documentation of the
existing best practices in the different States.
 Some of the best practices identified by NSO in West Bengal, Kerala and Jharkhand was
shared with the MKSP partners and state missions,
 An MoU has been signed with Digital GREEN as National Support Organisation for
Innovative Information and Communication Technology application for livelihoods
 Large number of audio visual training materials on agro ecological practices developed
by community members, across the country with the support of Digital Green, have
been proved very useful for community led strategy for capacity building. This training
strategy involving audio visual materials has already been successfully implemented in
AP and Bihar.
15






Digital GREEN is supporting in the structuring of data collection, collation and reporting
mechanisms for the MKSP PIAs. It has already engaged with MSSRF-Maharashtra, IDFKarnataka, Green Foundation-Karnataka (MKSP PIAs) for the production of videos for
different practices promoted by them.
A documentary film on Mahila Kisan Shashaktikaran Pariyojana is currently under
production, with the support of UNDP. This film is capturing the key learnings of MKSP in
different States.
Printed communication materials like brochure, foldable material and a compilation of
stories of “ best practicing community heroes” is currently under development, with the
support of UNDP. These are expected to present the work done under MKSP for the larger
audience.
An MIS agency has been hired and the development of web enabled MIS for Farm
Livelihoods is currently underway with the support of UNDP. This MIS will be later
integrated with e-NRLMS.
 Development of MIS is expected to be completed by the end of January, which will be
followed by a month of testing on ground.
Sustainable Livelihoods and Adaptation to Climate Change (SLACC) project is due to be
launched with the support from Global Environment Fund (GEF). This covers 2 states – Bihar
and M.P. Ground work for the same has been completed.
A third party evaluation of all MKSP proposals is planned. For this, procurement of a
suitable agency will be done before end of the FY 2014-15.
8.2 Issues with implementation of MKSP
 Absence of dedicated staff for monitoring MKSP activities in the States which affects the
proper implementation of project
 Poor due diligence carried out by SRLMs on the MKSP projects received Absence of desk appraisal/field appraisal reports on the received projects by the
States, forwarded to N.M.M.U.-SRLM Tamil Nadu, SRLM Jharkhand, SRLM MP etc.
 Poor quality of MKSP projects received by N.M.M.U.- Projects do not adhere to the
submission templates, budget templates etc.-SRLM-TN, SRLM-MP
 Holding/Delay of transfer of funds/central share to the PIA by the SRLM. eg. SRLM
Karnataka,, SRLM-Maharashtra, SRLM Assam, etc.
 Absence of bi-monthly review of PIA by the State mission
 Mandatory documents like DPR, Baseline report and quarterly reports have not been
submitted by SRLM-Bihar, in spite of several reminders during many previous quarterly
review meetings.
 Poor attendance of the SRLM teams to the quarterly review of PIAs. In the previous MKSP
quarterly review, SPMs from Odisha, Jharkhand, Gujarat, Chhattisgarh, MP and AP only
attended the review. SRLM Bihar has not participated in the last review meeting in July
2014.
Action Points (for SRLMs):
 The States need to put in place district and Block level teams for livelihoods verticals
 Undertake bi monthly review meeting and field visits with the MKSP partners implementing
projects in the respective States16

It is expected that States like- Jharkhand, Madhya Pradesh, Karnataka and Gujarat
initiate the process at the earliest.
 To include MKSP areas under intensive strategy and initiate social mobilization process in an
intensive manner.
 Except AP, Bihar and Kerala, all other States (11 States) covered under MKSP may
consider the MKSP areas under intensive blocks
 Explore possibilities to take services from NSO-PRADAN for capacity building of livelihood
team and also identify best practices in agro ecological farming specially the central Indian
States like MP, Jharkhand, Odisha and Chhattisgarh
 Collaborate with NSO-digital GREEN to develop audio-visual training and capacity building
products in the Livelihoods domain, which will make the process more efficient on account
of reduced communication loss. The priority States envisaged for this collaboration are
West Bengal, Rajasthan, Madhya Pradesh, Odisha, Gujarat and Karnataka
 To identify Livelihoods CRPs and other best practitioners from among the MKSP partners in
the State and utilize their services for scaling up of the local best practices in other intensive
blocks of the State
 Organize exposure visits for the SHG members to the best practice sites of the agro
ecological farming practice covered by the MKSP partners to support scaling up of best
practices to other areas.
8.3 Poorest of Poor strategy roll out through CMSA to support agriculture based livelihoods
SERP is currently supporting roll out of Community Managed Sustainable Agriculture practices
with a specific focus of Poorest of the Poor (POP) farmers in two resource blocks covering 20
villages each in the States of Rajasthan, Jharkhand, Chhattisgarh, MP and Jammu & Kashmir
where sufficient levels of social mobilization has been completed. Four rounds of CRP drive
have been completed till December 2014, in the aforementioned states with the support of
CMSA CRPs, drawn from the pool of community resource on CMSA implementation developed
in Andhra Pradesh and Telangana. In the Rabi season, focus has been given towards deepening
of interventions in the villages, by targeting to cover one member per SHG under the protocols
of CMSA. Meanwhile, the state missions have focussed on identification of best practitioners
who will be groomed continuously to scale up the process in other intensive blocks of the state
Action Points (for the State Missions implementing Ultra-poor strategy in their state):

It is planned to expand the Ultra-poor strategy to six new states- Karnataka, Haryana,
Assam, West Bengal, Maharashtra and Uttar Pradesh

The State missions are expected to provide support for the implementation of of Ultrapoor strategy in their states In this context, placement of one Young Professional per
resource block identified for Ultra-poor strategy roll out needs to be undertaken by the
respective state missions

N.M.M.U. team will facilitate smooth functioning of Partnership/MoU between SRLM and
SERP

Troubleshoot any issues/bottlenecks arising in the implementation of PoP strategy in
resource blocks

N.M.M.U. will evaluate the quality of services and provide requisite technical assistance to
both SERP and SRLM for achieving optimum level of outcomes
17

N.M.M.U. will assist SRLM and SERP in identifying District and State anchors to be
deployed for CMSA roll out in the resource blocks and guide them from time to time.
VI.
Social inclusion and Social Development
9.1
Agenda Points:
1. NRLM is undertaking 3 special projects on pilot mode.
o Anti-Human Trafficking pilot project to bring victims of trafficking into NRLM fold Andhra Pradesh, Maharashtra, Karnataka, Odisha, Kerala;
o Persons Engaged in Unhygienic Occupations (eg. manual scavenging) for rehabilitating
them into other livelihood options – Maharashtra;
o People with Disabilities – bringing them into the fold of NRLM and creating community
cadres for supporting other states on the same subject in future - Andhra Pradesh,
Maharashtra.
The report on implementation status is attached in the Annexure – VII
Since the projects were sanctioned in November 2013, the states which have taken up pilot
projects but did not start to implement yet would not be pursued and the same may be
intimated to Ministry at the earliest.
2. Due to partition of Andhra Pradesh State, the area of intervention of PwD pilot has been
changed (18 blocks in Andhra Pradesh and 12 blocks in Telangana). Both the states were
asked to submit a separate proposal for each state (Andhra and Telangana) with specific
activities, timeline, budget and coverage for approval to NMMU. SERP-Andhra Pradesh
submitted proposal with extending their mandals from 18 to 30, accordingly NMMU asked
them to add this pilot project in their revised AAP and the same is awaited. Govt. of
Telangana has not yet submitted any proposal.
3. NRLM has undertaken PRI-CBO convergence pilot projects that link mainly the Gram
Sabha with SHGs, availing the MGNREGS entitlement to SHG women and participation of
SHG women in planning process of village development by PRIs with the support of
Kudumbashree NRO. As of now SRLMs of Aasam, Jharkhand, Odisha Maharashtra and
Karnataka are implementing the pilot.The report on implementation status is attached in
the Annexure - VIII
4. As part of strategizing the social inclusion and social development agenda of NRLM in
resource and intensive blocks, a two day workshop on Social Inclusion and Social
Development was conducted on 30th and 31st October, 2014 with 13 NRLP States. In this
workshop, it was decided to initiate the interventions of Gender and Social Action
Committees, Health and Nutrition and Persons with Disability in the resource blocks of
Jharkhand and Chhattisgarh with the support of external Community Resource Persons
(CRPs) from National Resource Organization (NRO), SERP-Andhra Pradesh and Telangana.
NMMU has requested these SRLMs and NROs to conduct a recce visit followed by a
planning workshop for strategizing the implementation in resource blocks.
5. Discussion on a pilot nutrition intervention programme - “Swabhiman” supported by
UNICEF for enhancing the nutrition of rural women by integrating nutrition, livelihood,
health, water and sanitation has undertaken with the SRLMs of Jharkhand, Chhattisgarh,
18
and Odisha. The project proposals have been developed in a two day consultation with
SRLMs and UNICEF team.
6. As part of Swacch Bharat Mission, one year action plan for NRLM has been developed and
disseminated to all SRLMs. States have been asked to prepare 5 year action plan for
implementing Swachh Bharat Mission’s activities under NRLM.
7. Aging and the concerns of elderly is one of the concerns of NRLM. As part of inclusion
measures to bring poor elders into exclusive elderly SHGs, a two day writeshop for
drafting the project proposal on SHGs of Elderly from 11th to 12th December, 2014 was
organized with the technical help of HelpAge India in which draft proposals has been
developed for five SRLMs of Andhra Pradesh, Telangana, Kerala, Bihar and Tamil Nadu.
Among these Kerala, Tamil Nadu and Telangana have submitted their final proposal for
consideration.
8. As part of incorporating gender agenda into NRLM a two day writeshop has conducted by
NRLM in which a draft strategy-cum-action plan on Gender and Social Action Committees
interventions in Resource blocks of Rajasthan, Jharkhand and Chhattisgarh has been
developed. The SRLMs were asked to submit the detailed proposal and awaiting the same.
It was proposed to sign a MoU between SRLMs of Jharkhand, Rajasthan and Chhattisgarh
with NRO-SERP for partnership in Gender and Social Action Committee interventions in
Resource Blocks.
9. Similarly a writeshop cum planning meeting would be organized for strategizing
intervention of Health & Nutrition and People with Disabilities in resource blocks after
necessary recce visits with Chhattisgarh and Jharkhand SRLMs and NRO in the month of
January.
10. There are two pilot projects being implemented in Bihar and Madhya Pradesh with the
support of UN Women for developing gender aspect into the livelihood initiatives. A midterm review had taken place at Delhi on 10th December and it was decided to incorporate
best practices of gender intervention programmes of SERP and Kudumbashree in the
supported pilots.
Action Points:
1. SRLMs of Rajasthan, Chhattisgarh and Jharkhand need to finalize the interventions of
gender & social action committees in 2 resource blocks each with SERP NRO.
2. SRLMs of Chhattisgarh and Jharkhand need to finalize the interventions of health and
nutrition and people with disabilities in 2 resource blocks each with SERP-NROs.
3. SRLMs of Odhisha, Chhattisgarh and Jharkhand need to finalize the interventions of
‘swabhiman’ project in 2 resource blocks each with UNICEF.
4. SRLMs of Kerala, Tamil Nadu, Andhra Pradesh, Telangana and Bihar to finalize the
proposal on ‘SHGs of Elderly’ and incorporate the same into the 2015-16 AAP.
5. All SRLMs needs to submit their 5 year action plan on Swachh Bharat Abhiyan by
incorporating the interventions within the strategy of NRLM.
6. SRLM of Kerala, Andhra Pradesh, Maharashtra, and Odisha need to speed up the
implementation of all ongoing social inclusion pilots and report to ministry regularly.
19
VII. Monitoring, Evaluation and MIS:
1. Feedback on Previous Meeting
S.
Issue
No.
1. All State Mission are
required to ensure the
following:
 Entry of online MPR
data by all blocks as
per protocol by 10th
of each month;
Action Taken by States
(Names)
 All intensive blocks are
entering MPR data online
 However, except for
blocks in Jharkhand and
Gujarat, the data entry is
not being done on-time
by most of the blocks in
other states.
 Use/ facilitate use of  Some SMMUs have been
‘R’ series reports
using the ‘R’ series reports
(based on MPR data
as part of their reviews.
on 17 key progress
indicators, which can
be drilled down to
block level) and use
them for decision
making, supervision
and review.
 Use/ facilitate use of  SRLMs have not uploaded
SHG profile data as
profiles of all SHGs in the
well as ‘S’ series
states.
reports (which can be  Based on feedback from
drilled down to SHG
states, software
level) for decision
application (SHG report
making, supervision
card) for generating ‘S’
and review.
series reports is being fine
tuned.
Action Pending with States
(Name)








20
All states need to ensure
that the MPR data entry is
completed by all intensive
blocks by 10th of every
month.
All states need to institute
quality checks to ensure
consistency,
correctness
and completeness in MPR
data.
All SRLMs need to institute
regular internal review
mechanisms at SMMU,
DMMU and BMMU levels.
Only regular internal use of
data/reports will improve
the data quality.
All SRLMs are required to
upload all SHG profiles by
March 2015
All SRLMs are required to
establish
necessary
computer infrastructure at
block level
All SRLMs are required to
institute
appropriate
mechanisms for collection
of SHG transactions data –
institution
of
books,
bookkeepers, and regular
bookkeeping,
Identify, train and use the
services of CRPs/ Point
S.
No.
2.
3.
Issue
Action Taken by States
(Names)
The performance of
 NMMU has started using
SRLM on key indicators
‘R’ series reports (based
will henceforth be
on MPR data) for
reviewed on the basis
reviewing SRLMs
of “R” and “S” series
reports (by NMMU)
In respect of baseline
studies, the SRLMs are
required to ensure that:
 the contracted
 NMMU has issued
agencies adhere to
advisories to the states to
the TOR of the study
ensure adherence to the
including:
points stated.
- sample size and
 Jharkhand, Madhya
distribution in the
Pradesh and Maharashtra
‘Mission’ and
are adhering to the
‘control’ areas;
provisions of the advisory
- deployment of
dedicated full-time
leader and two fulltime team members
for the entire
duration of the
contract period,
besides other staff;
- use of CRPs as part of
enumerators/
investigators;
- ensure that the team
members deployed in
a given state are not
concurrently
deployed elsewhere;
and
- closely monitor
conduct of Baseline
through a dedicated
21
Action Pending with States
(Name)
Persons
to
collect
transactions data from
SHGs
 Establish protocols for
compilation and reporting
of transactions data

NMMU to finalize ‘S’ series
application by February,
2015

Assam, Bihar, Chhattisgarh,
Karnataka, Gujarat and
West Bengal with baseline
survey agencies on board
are required to adhere to
the provisions stated.
Other SRLMs are also
required to adhere to the
advisory as and when they
commence base line survey

S.
No.
4.
Issue
team at all stages.
All SRLMs (except
Jharkhand, MP and
Maharashtra) are
required to complete
procurement of
baseline survey
agencies by end of Oct
’14.
Action Taken by States
(Names)
 As of December 2014, in
addition to Jharkhand,
Madhya Pradesh and
Maharashtra, the States
of Assam, Bihar,
Chhattisgarh, Karnataka,
Gujarat and West Bengal
have got the baseline
agencies on board.
Action Pending with States
(Name)

5.
All SRLMs (except Bihar,  All SRLMs are using basic

Jharkhand, Rajasthan
NRLM MIS modules
and Gujarat), are
designed by NIC
required to procure
 9 out of 13 NRLP states
services of MIS Agency
have not yet procured
by end of Oct 14
services of MIS design and
development agency
 As design and
development of
transaction based MIS
application takes 18 to 24
months, states have been
advised to adopt MIS
developed and being used
in Jammu & Kashmir or
Jharkhand or Chhattisgarh
in a partnership mode.
6.
All SRLMs are
requested to update
their staff details on
NRLM MIS on a
dynamic basis.
Further all SRLMs are
required to ensure that
the number of SHG
reported in MPR and
the number of SHG
profiles entered in
NRLM portal match
with each other.
 All SRLMs are uploading
their HR details on the
NRLM portal. However,
the attrition and
replacement details are
not being regularly
updated by all.
22

Rajasthan, Tamil Nadu,
Odisha and Uttar Pradesh
are required to complete
procurement of baseline
survey agencies without
further delay
All SRLMs (other than
Jammu & Kashmir, Bihar,
Jharkhand, Chhattisgarh
and Gujarat) are advised to
adopt the MIS developed
and being implemented in
Jammu & Kashmir or
Jharkhand or Chhattisgarh .
Alternatively the State may
design and develop their
own systems as early as
possible.
All SRLMs are required to
update HR information on a
dynamic basis to reflect
attrition, replacement and
new recruitment.
S.
Action Taken by States
Issue
No.
(Names)
7.
West Bengal SRLM has
 No progress
not uploaded profiles of
SHGs in the NRLM
portal.
Action Pending with States
(Name)
 West Bengal is required to
upload profiles of 41,696
SHG profiles on the portal
with further delay.
2. Core issues causing problems in implementation of the schemes including financial issues,
State specific
In respect of implementation of SRLM-MIS, the following issues are observed:

Prolonged delays in procurement of MIS design and development agency at the state
level due to: (i) shortage of key procurement and MIS professionals at SMMUs; (ii)
preparation of unviable and expensive proposals by SRLMs; (iii) multistage approval
process; (iv) delays in design and development of software application; and (v) delays in
establishing computer infrastructure and other complementary systems at the block
and sub-block levels.
3. Guidelines/Policy Matters
In order to address the issues in implementation of MIS and commissioning of baseline and
other studies, the NMMU has issued the following guidelines/advisories during the last
three months:
S.
Advisory
Purpose
No.
1. Advisory for early institution To facilitate adoption of transaction based MIS designed,
of MIS by all SRLMs (dated developed and being implemented by Jammu & Kashmir,
10.11.2014)
Chhattisgarh and Jharkhand by other SRLMs
2. Advisory to SRLMs on To provide detailed guidelines to the SRLMs on (i) key
conduct of Baseline Survey outcome indicators to be assessed; (ii) suggested
(dated 11.11.2014)
methodology; (iii) sample size and distribution; (iv) tools to
be used; (v) team size and composition; (vi) field team; (vii)
use of community investigators; (ix) timelines; and (x)
procurement and contract management issues.
3. Advisory to SRLMs on To ensure that external agencies whose services are
baseline
survey
teams contracted by SRLMs do not deploy the same team
(dated 8.09.2014)
members concurrently in other states/studies
4. MIS- State Specific Issues
(a) All State Missions are currently using NRLM MIS V1.0 covering the following
modules:
 Module-1: SHG Profile Database;
 Module-2: Monthly Progress Report Module;
 Module-3: HR Module;
 Module-4: SHG Report Card Module (under testing);
23

Reports: (SHG Profile based reports ‘G’-series (10), MPR based reports ‘R-series’
(19) and SHG report card based ‘S’-series (6); Exception Reports (6); and Core staff
reports (4))
The following issues are observed in respect of NRLM-MIS Version 1.0 used by SRLMs:
 Occasional delays in reporting data from the BMMUs;
 Occasional lack of consistency in data reported;
 Lack of adequate quality assurance systems at the block and sub-block levels;
 Inadequate computer infrastructure and complementary systems at block level;
 Inadequate use of information at BMMU, DMMU and SMMU for decision making
and supervision; and
 Inadequate systems for data collection, compilation and reporting at the sub-block
level.
(b) Status of state specific MISs in place:
 Category-A States (Transaction Based MIS in Place): The State Missions of
Chhattisgarh, Jharkhand and Jammu and Kashmir have transaction based systems.
Other states have been advised to examine, pilot test and adopt any one of the
systems after necessary customization.
 Category-B States (Transaction Based MIS in the Development Stage): MIS
agencies on board in Bihar, Gujarat and Rajasthan. Long time delays observed in the
rollout of MIS. The states are required to facilitate early completion and rollout of
MIS.
 Category-C States (States without Transaction Based MISs): All other states are
advised to adopt system being implemented in Jammu & Kashmir or Jharkhand or
Chhattisgarh, after necessary customization.
5. Best Practice/ Innovations/ Case Studies
The following best practices have been observed in M&E and MIS:
 Development and use of transaction based CBO-centred MIS in Jammu & Kashmir in
shortest possible time with moderate cost. A unique feature of MIS is that every
bank branch providing loans to SHGs is given access to MIS;
 In-house development of MIS by Chhattisgarh SRLM in partnership with NIC;
 Use of community enumerators for conducting baseline survey in Chhattisgarh; and
 Introduction of community based monitoring in two districts of Jharkhand.
VIII. Financial Management:
1. Closure report of SGSY:
In the PRC meeting held on 5th June, 2014 SRLMs were requested to submit a final/interim
closure report indicating the position of SGSY Audit reports and Transfer of the un-utilized
funds under SGSY to the SRLM accounts, by 31st July, 2014. Current status is as under :
24
S.
No.
State
Amount collected
Rs. In Lakhs
Statu of report
1
2
3
4
5
Tamil Nadu
Chhattisgarh
Nagaland
Mizoram
Haryana
593.65
3866.61
49.95
1.02
1722
Final closure report
Final closure report
Final closure report
Final closure report
Final closure report
6
7
8
9
10
11
12
Rajasthan
Madhya Pradesh
Karnataka
Gujarat
Meghalaya
Jharkhand
Odisha
2013.53
4421.00
620.00
1331.36
3.18
5820.56
2316.78
Interim closure report
Interim closure report
Interim closure report
Interim closure report
Interim closure report
Interim closure report
Interim closure report
All SRLMs except Chhattisgarh, Haryana, Mizoram, Nagaland and Tamil Nadu are requested to
submit SGSY closure report by end of February, 2015 positively.
2. Audit of Accounts for the year 2013-14:
All SRLMs have Appointment of Statutory Audit and status of submission of Audit report is
as under:Statement showing Audit Status of NRLP States for the year 2013-14
Status
State
Report
Assam, Bihar, Chhattisgarh, Jharkhand, Madhya Pradesh(NRLP part) and
Submitted
West Bengal
Audit Completed Gujarat, Karnataka, Maharashtra, Odisha and Tamil Nadu, Uttar Pradesh
Progress
Rajasthan, Audit is in progress
Statement showing Audit Status of NRLM States for the year 2013-14
Status
State
Report Submitted
Haryana and Meghalaya.
Audit Completed
Andhra Pradesh and Punjab
Rest of the SRLMs need to expedite completion of the Audit for the year 2013-14 and
submit the Audit Report.
3. Roll out of Tally based Accounting System (FMS)
NMMU is coordinating with Tally Solutions Pvt Ltd., to provide solution for some practical
problems being faced in preparing IUFRs. All SRLMs have procured and installed Tally software.
Accounts are being maintained in Tally-FMS for the financial year 2014-15 and IUFRs for
individual accounting centers are being generated. SRLMs were facing problems in generating
25
consolidated IUFR. NMMU has coordinated with Tally Solutions to resolve the issue and FMS
2.53 version has been released.
o
o
o
Jharkhand, Madhya Pradesh, Maharashtra (NRLP part) , Chhattisgarh and Karnataka(NRLP
part) have submitted System generated IUFRs.
Rest of the NRLP States need to expedite.
FMS implementation in the NRLM – States will be taken-up shortly.
4. Liquidation of SGSY unspent balances:
In the last Performance Review Committee (PRC) meeting held on 5 th June 2014, it was agreed
that the excess unspent balances, including SGSY balances, in the SRLM accounts that cannot
be utilized during the course of the year may be surrendered to the Ministry.
With concurrence of Ministry’s Integrated Finance Division surrender of funds is sought based
on the norm that 75% of the available balance as on 30th June (i.e, the Central share of the
balance) does not exceed the current year’s Central allocation. In case 75% of the available
balance exceeds the current year’s Central allocation, the balance amount should be
surrendered to the Ministry.
Punjab and Uttar Pradesh has surrendered a sum of Rs. 450.00 lakhs and Rs.63251.94 lakhs
respectively. Rest of the SRLMs should expiate action for refunding the excess balance.
5. Strengthening of Internal Control System at District and sub-district level:
At the bi-monthly Finance review meeting held on 15th and 16th Septembers, 2014 SRLMs were
guided to hold regular review meetings with District Staff on fixed/common set of agenda items
and start grading the performance of Districts on Financial Management issues. Common set of
parameters and format for grading were shared with the SRLMs.
Tamil Nadu, Madhya Pradesh, Jharkhand, Chhattisgarh and Maharashtra are holding regular
review meeting with District staff to monitor their activities and guiding them for improvement
and stablishing of the Financial Management System.
All the SRLMs are requested to establish system of regular review of Districts on Financial
Management issues and circulate the minutes along with Action points to DMMUs under
intimation to NMMU.
A similar system of reviewing Financial Management issues at sub-district level by Districts may
also be established
26
IX.
Agenda Note on Procurement
1. Feedback on Previous Meeting Minutes
S.
Issue
Action Taken by States
No.
1.
Out of 85 services The status of procurement as on 31st
identified for procurement Dec 2014 is as follows:
in 12 NRLP states (other
than
Bihar)
(covering
services of Statutory Audit,
Internal Audit, FMTSA,
Baseline Survey agency,
Process
Monitoring
Agency, MIS Design and
development agency, HR
agency and supplier of
office equipment) the
status
as
on
18th
September 2014 is as
follows:
 Completed - 36;
 Completed–67**;
 Final stage -15;
 Final stage-8;
 RFP stage -10;
 RFP stage-8; and
 TOR/EOI stage-17; and  TOR/EOI stage-21.
 Yet be started -7.
2. Odisha and Karnataka to Both states have completed
ensure that procurement procurement of services of Statutory
of statutory auditor is Auditors.
completed before the end
of Sep 14
3. West Bengal and Odisha West
Bengal
has
completed
are required to make procurement of 5 essential services
special efforts to speed up (viz., Statutory Auditors, Baseline
procurement of essential Survey Agency, FMTSA, HR agency and
services
agency
for supply
of
office
equipment).
Odisha has completed procurement of
three services (viz., Statutory Auditor,
FMTSA and supplier for office
equipment).
27
Action Pending
with the States
States need to
complete
procurement of all
services by March
2015. Status of
procurement
is
furnished
in
Annexures-XII& XIII
Nil
West Bengal and
Odisha
are
required
to
complete
procurement
of
other services by
end of March 2015.
S.
Issue
No.
4. All NRLP states are
required to complete
procurement of essential
services by Oct/ Nov 2014
Action Taken by States
State
Bihar
Chhattisgarh
Gujarat
Jharkhand
Assam
MP
Maharashtra
Rajasthan
West Bengal
Odisha
Tamil Nadu
Karnataka
Uttar
Pradesh
Total
Note: ** Including 8 services procured by Bihar
Procureme To be
nt
Comple
Completed ted
8
0
7
1
7
1
7
1
6
2
6
2
6
2
6
2
5
3
3
5
3
5
2
6
1
7
67
37
Action Pending
with the States
All
states
are
required
to
complete
procurement
of
remaining services
by March 2015.
2. Core issues causing problems in implementation of the schemes including financial issues,
State specific
S.
No
1.
State
Tamil Nadu
2.
Karnataka
3.
Odisha
4.
Uttar Pradesh
Issues








Prolonged delays in procurement of goods and services (Baseline
survey, Process monitoring, HR agency)
Procurement not initiated in respect of MIS agency
No procurement professional at SMMU
Procurement of MIS agency not initiated
Prolonged delays in procurement at each stage (Baseline Survey, HR
agency, MIS)
Process monitoring not initiated
No procurement professional at SMMU
Procurement of MIS agency and internal auditors not initiated
3. Guidelines/Policy Matters

Advisory issued for states to adopt MIS of Jammu & Kashmir/Jharkhand/Chhattisgarh
28
X NRLP States -Mid Term Review
Role of SRLMs
1.
The Mid-Term Review of NRLP is scheduled to be completed by March 25, 2015. The
NRLM and the World Bank will jointly undertake the Mid-Term Review. The purpose of the MidTerm Review is to take stock of the:
(i)
implementation progress and key achievements of NRLP in each state;
(ii) key processes instituted with respect to results indicators;
(iii) key constraints and issues faced in respect of progress, scaling-up and quality of
outcomes;
(iv) feasibility of achieving resource/ intensive block results indicators in the remaining
period of NRLP; and
(v) identify any strategic changes, corrective measures and further restructuring that may
be necessary for accelerated implementation and scaling-up, improved outcomes and
utilization of NRLP funds.
2.
All NRLP states are required to participate in the mid-term review and provide necessary
information and conduct the MTR related sample studies. The NRLP states are required to
undertake the following activities:
(a)
(b)
(c)
(d)
(e)
(f)
(g)
(h)
(i)
(j)
Nominate a nodal person to coordinate the MTR related studies and provide necessary
information;
Participate in the preparatory workshop scheduled for 6 th and 7th January at NIRD,
Hyderabad;
Identify sample districts, blocks, clusters and villages following the guidelines;
Undertake process efficiency assessment study using the suggested tools and methods
and by organizing necessary workshops/focus groups;
Identify and train internal teams for conducting sample studies;
Conduct sample studies using SHG schedules, VO schedules and Cluster schedule;
Digitized sample data in the suggested format after necessary cleaning;
Provide necessary state level information in the suggested template;
Facilitate visit of joint assessment teams of MORD and the World Bank; and
Furnish any other information that might be required for MTR.
A tentative schedule of the MTR related activities and the relative roles of the NMMU and the
states are presented in Annexure-XI.
29
Aajeevika [National Rural Livelihoods Mission (NRLM]
Annexures-Performance Review Committee Meeting
Annexure I
Human Resource Status (Thematic Area)
Progress up to 31st December, 2014
S.
State
No.
1
2
3
4
5
6
7
8
9
10
11
12
13
Assam
Bihar
Chhattisgarh
Gujarat
Jharkhand
Karnataka
Madhya Pradesh
Maharashtra
Odisha
Rajasthan
Tamil Nadu
Uttar Pradesh
West Bengal
Total NRLP
States
14 Arunachal Pradesh
15 Haryana
16 Himachal Pradesh
17
18
19
20
21
22
23
Jammu & Kashmir
Meghalaya
Mizoram
Nagaland
Punjab
Tripura
Uttarakhand
Total
Positions
Approved
Positions
Filled in
Positions
Filled (In %)
476
7714
145
476
596
187
894
642
1923
181
4550
273
208
357
5041
120
308
487
156
855
448
389
116
2214
185
80
75%
65%
83%
65%
82%
83%
96%
70%
20%
64%
49%
68%
38%
18374
10765
59%
66
137
50
5
114
36
8%
83%
72%
51
34
319
63
142
50
19286
25
33
27
166
54
44
36
11305
65%
79%
52%
86%
31%
72%
59%
30
Annexure- II
Resource Block Progress – (Up to November, 2014)
State wise progress in Resource block implementation
S.
N
o
Indicator
1
2
No. of Districts
Number of
Resource Blocks
No. of CRP
rounds
completed
Number of
villages to be
covered
% of villages
covered
No. of New
SHGs formed
No. of
old/dormant/
defunct groups
revived
Total no. of
SHGs supported
by SRLM
Total BPL
Households to
be covered
Total HHs
covered in SHGs
% of 2 months
old (and above)
SHGs have a
bank account
No. of SHGs
eligible for
receiving RF
(3-6months)
No. of SHGs
received RF
3
4
5
6
7
8
9
1
0
1
1
1
2
1
3
Progr Chh Maha Jhar MP
Rajast Harya J&K
Nag Miz Tota
ess
atisg rashtr khan
han
na
alan ora
l
upto
arh
a
d
d
m
June
2014
41
6
4
4
6
10
7
9
9
2
57
49
6
8
7
6
10
7
10
9
4
67
NA
11
9
8
7
7
6
10
3
2677
681
879
482
610
759
279
607
156
45
86
67
75
63
41
75
94
77
15,17 3853
0
3,326 904
4088 2738 3028
4818
1132
4691
527
902
236
64
1
26
18,49 4757
6
5596 4179 3930
5054
1196
4478
425
457,9 8603
64 1
110,4 8984 7618
45
2
6
139,0
64
27960
1516 1441
211,3 5161 62221 4321 4293
25 9
6
6
87
86
76
76
77
2
NA
70 4523
18
66
189 2506
4
146 5236
314 2992
9
8881 1868 2455 5727
4
7
0
65
54583 13701
63
47572 1062 5045 3315
0
13
99
99
99
99
86
12,62 3254
1
4331 2943 2340
3671
938
3670
659
575 2238
1
9,729 2704
2869 2692 1948
3120
786
3630
340
459 1854
8
31
1
4
1
5
1
6
1
7
1
8
1
9
2
0
2
1
2
2
2
3
% of eligible
SHGs received
RF
Amount of RF
disbursed (Rs.in
Lakhs)
No. of SHGs
eligible for
receiving CIF
through
MCP/MIP
% of 6 month
old (and above)
SHGs that have
prepared Micro
Investment Plan
No. of SHGs
received CIF
Amount of CIF
disbursed (Rs.in
lakhs)
% of 6 months
old (and above)
SHGs credit
linked to Banks
Amount of
credit leveraged
from Banks
(Rs.in lakhs)
No of
community
professionals
identified for
supporting SHGs
(excluding
Bookkeepers)
No. of
community
professionals
trained for
working in the
villages
(excluding Bookkeepers)
77
83
66
91
83
85
84
99
52
3,167
406
423
404
300
468
206.8
542.1
6
51
3464 2751 2148
3010
625
2403
1719
6
9,933 2795
31
41
80
63.6 2865
75
70
87
46
98
63
3,612 1033
724 2006
677
2197
413
2349
9399
1,410
599
412 1003
339
2417
206.5
919.6
5896
.1
53
51
29
30
16
32
18
51
1
29
1,276 1165
602
433
121
417
135.9
5
486.5
8
3368
.45
1371 1004
971
1394
360
1830
36
115 8067
308
400
102
1480
36
16 3749
5,494
986
1,397
498
21
80
419
490
32
2
4
2
5
2
6
2
7
2
8
No. of Villages
where 6 months
of CRP work is
completed
No. of Sr. CRP
rounds
completed
No. of Village
Organizations
formed
No. of Village
Organizations
received
training by Sr.
CRP teams
No. of Village
Organizations
received startup
cost
1,398
570
360
142
250
84
106
427
10
NA
7
2
4
0
2
0
0
0
0
NA
542
175
72
142
0
84
97
202
0
27
799
411
175
72
142
0
84
0
0
0
0
473
335
127
72
140
0
84
58
380
0
0
861
33
27 1976
Annexure_III
Disbursal of Interest Subvention during the year FY 2014-15
Amount in Rs. lakhs
Category - I districts
Category - II districts
No. of
No. of
I.S.
Sl. No
State Name
I.S Amount
Accounts
Accounts
Amount
1
ANDHRA PRADESH
1805145
12677.19
2
ARUNACHAL PRADESH
622
2.35
3
ASSAM
2177
4.73
662
7.94
4
BIHAR
60516
67.79
274
2.7
5
CHHATISGARH
9553
21.59
515
4.92
6
GOA
3911
20.71
7
GUJARAT
8661
14.94
8
HARYANA
812
2.47
9
HIMACHAL PRADESH
3838
17.43
10
JAMMU AND KASHMIR
8320
15.84
11
JHARKHAND
12824
63.96
12
KARNATAKA
420969
1299.83
85794
1298
13
KERALA
33356
124.18
33070
723.35
14
MADHYA PRADESH
9582
15.27
15
MAHARASHTRA
28989
110.34
869
9.79
16
MIZORAM
42
0.26
17
NAGALAND
133
0.28
18
ODISHA
143412
399.36
19
PUNJAB
295
1.02
20
RAJASTHAN
6003
27.88
21
SIKKIM
219
0.63
22
TAMIL NADU
150177
942.09
17700
940
23
TRIPURA
584
2.18
24
UTTAR PRADESH
4060
13.06
25
UTTARAKHAND
603
1.10
26
WEST BENGAL
47079
91.65
54
0.32
Total
2761882
15938.12
138664
2984.32
* Note: For Category-I districts Rs 132.53 Cr is under process for release by MoRD. Remaining
claims being consolidated by Canara Bank
34
Annexure – IV
Achievement of SHG Credit Linkage during the year FY 2014-15
Target
Achievement
Achievement (%
Total Loan
Total Loan
S.No
States & UTs
of target for FY
Amount
Total SHGs
Amount
2014-15)
(Rs Cr)
(Rs Cr)
1
ANDHRA PRADESH
9214.00
70,572
2203.11
23.91%
2
TELANGANA
5373.00
61,810
1706.17
31.75%
3
KARNATAKA
2925.00
87,437
1607.80
54.97%
4
TAMIL NADU
6000.00
48,078
1207.75
20.13%
5
KERALA
1000.00
24,611
584.86
58.49%
6
MAHARASHTRA
300.00
16,897
189.69
63.23%
7
WEST BENGAL
1018.80
15,459
172.84
16.96%
8
BIHAR
941.00
19,156
124.56
13.24%
9
ORISSA
500.00
11,306
111.81
22.36%
10
CHATTISGARH
80.00
6,633
65.24
81.55%
11
GUJARAT
132.00
5,436
48.69
36.89%
12
RAJASTHAN
77.50
5,429
45.89
59.21%
13
MADHYA PRADESH
500.00
2,639
30.09
6.02%
14
ASSAM
350.00
3,113
20.59
5.88%
15
JHARKHAND
200.00
1,474
13.56
6.78%
16
UTTAR PRADESH
10.00
1,037
13.22
132.18%
17
HIMACHAL PRADESH
48.00
383
7.46
15.55%
18
NAGALAND
12.50
292
4.93
39.41%
19
GOA
NA
161
3.94
NA
20
HARYANA
45.00
327
3.66
8.14%
21
PUNJAB
20.00
143
2.33
11.65%
22
UTTARAKHAND
45.00
210
2.06
4.58%
23
JAMMU & KASHMIR
20.00
110
0.82
4.09%
24
TRIPURA
7.50
94
0.52
6.97%
25
ARUNACHAL PRADESH
2.50
11
0.21
8.54%
26
MANIPUR
5.00
21
0.21
4.14%
27
MEGHALAYA
12.50
23
0.20
1.60%
28
SIKKIM
5.00
25
0.10
2.06%
29
MIZORAM
7.50
4
0.09
1.23%
Total
28851.80
382891
8172.41
28.33%
Source: SHG Bank Linkage Portal; Manual information on Cooperative Banks as shared
by SRLMs
35
Annexure – V
SHG Bank Linkage Target for 2014-15
SL
State
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
Andhra Pradesh
Tamil Nadu
Telangana
Karnataka
West Bengal
Kerala
Bihar
Madhya Pradesh
Orissa
Assam
Maharashtra
Jharkhand
Gujarat
Chhattisgarh
Rajasthan
Himachal Pradesh
Haryana
Uttrakhand
Punjab
J&K
Nagaland
Meghalaya
Uttar Pradesh
Tripura
Mizoram
Manipur
Sikkim
Arunachal Pradesh
Total
36
No. of SHGs to be
Linked
Amount of Credit
(Rs Cr)
281438
300000
184887
225000
143435
80000
165865
30000
50000
59000
40900
35000
17800
15000
14500
8000
7500
2000
4000
4000
2500
2500
2000
1500
1500
1000
1000
500
1685825
9214
6000
5373
2925
1018.8
1000
941
500
500
350
300
200
132
80
77.5
48
45
10
20
20
12.5
12.5
10
7.5
7.5
5
5
2.5
28817.14
Annexure – VI
List of Completed RSETIs
Sl
1
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
State
District
3
AP
Ananthapur
Ranga Reddy
Prakasam
Medak
Nizamabad
Nalgonda
Bihar
Begusarai
Chattisgarh Bilaspur
Karnataka
Bagalkot
Bidar
Bijapur
Belgam
Chikmangulur
Chitradurga
Davangare
Dharward
D.Kannada/Ujjaire
Gadag
Gulberga
Haveri
Kolar
Mandya
Mysore
Udipi
U.Kannada/Kumpta
Chikbalapur
Shimoga
Banglore Rural
Tumkur
Kodagu
Gujarat
Banaskantha/Palanp
ur
32
Patan
33
Jamnagar
34 Kerala
Kannur
35 Maharashtra Solapur
36
Latur
37 MP
Ujjain
GRADING 2013
RUDSETI
SBH
RUDSETI
SBI
SBH
SBH
UCO
SBI
ING Vysya
DCC
RUDSETI
Syndicate Bank
Corporation Bank
RUDSETI
Canara Bank
RUDSETI
RUDSETI
SBI
SBI
Vijaya Bank
Canara Bank
Vijaya Bank
RUDSETI
RUDSETI
Syndicate Bank
Canara Bank
Canara Bank
RUDSETI
SBM
Corp. Bank
Dena Bank
Total
Amount
Released (lakh)
5
*
100.00
100.00
100.00
100.00
100.00
100.00
100.00
99.02
93.45
100.00
60.00
100.00
100.00
94.57
90.98
100.00
80.00
100.00
100.00
100.00
100.00
99.58
90.93
100.00
100.00
100.00
*
100.00
100.00
100.00
Dena Bank
SBI
RUDSETI
BOI
SBI
Bank of India
100.00
*
100.00
100.00
100.00
100.00
AA
Name of the Bank
2
4
37
6
AA
AA
AA
A
AA
AA
A
AA
AA
AA
AA
AA
AA
AA
AA
AA
AA
BB
AA
AA
AA
AA
AA
AA
AA
AA
AA
AA
AA
N.G.
BA
AA
AA
BB
AA
BA
38
Housangabad
39
Narsingpur
40
Shahdol
41
Dewas
42 Odisha
Khorda
43
Kendrapara
44 Punjab
Ferojpur
45
Moga
46
Faridkot
47 Rajstahan
Ajmer
48
Banswara
49
Pratapgarh
50
Sirohi
51
Rajasmand
52
Udaipur
53
Jaipur
54
Bhilwara
55
Kota
56 Tamilnadu
Shivgangai
57 Uttarakhand Udham singh Nagar
58 U P
Agra
59
Ghaziabad
Note: N.G.: Not Graded for the year
CBI
CBI
CBI
BOI
RUDSETI
SBI
OBC
PSB
PSB
BOB
BOB
BoB
SBBJ
SBBJ
ICICI
RUDSETI
RUDSETI
CBI
Canara Bank
BoB
RUDSETI
RUDSETI
38
100.00
100.00
*
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
*
100.00
100.00
100.00
*
*
CB
A
C
BA
AA
A
AA
AA
AB
BA
CA
CB
AB
BA
AA
AA
A
AA
N.G.
B
AB
AA
Annexure – VII
Status of SI-SD Pilots
Projec
t
States
Status
 360 Gender CRPs have been identified and trained and ready to support
other SRLMs.
 6000 women have been identified which includes trafficking survivors and
at-risk women.
SERP, Andhra

Groups of identified SHG members and adolescent girls have been trained.
Pradesh
30 SHG women have been trained on different skills of stitching.
 Two training modules/kits has been developed signed on trafficking for
awareness generation.
AntiHuma
n
Traffic
king
(AHT)
MSRLM,
Maharashtra
 Completed sensitization and capacity building of UMED staff and meeting
with various stake holders
 Completed need assessment, profiling of women from Shanti Sadan shelter
home.
 Started tailoring classes at Bhiwandi brothel area and Shanti Sadan shelter
home.
 Conducted sessions on health, hygiene and art therapy for the shelter home
inmates.
 Total 90 villages identified from Osmanabad district based on the
vulnerability indicators for prevention intervention.
 Formation of adolescent girls groups started.
 Exposure visit conducted at SERP AP to understand gender strategy.
Kudumbashr
e, Kerala
 Consultation meetings and situational analysis for the identification of
issues completed.
 Workshops were conducted for Elected representatives, officials, ASHA,
Anganwadi workers, Officials from different departments and
Kudumbashree CBO
 Convergence platform created to prevent the trafficking issues in the
39
Projec
t
States
Status
concerned blocks.
 Gender Help Desk has started and working 24 hrs to address atrocities
against women and Children and also trafficking issues.
 Migration Center at Chittur, Mananthavadi and Devikulam block providing
guidance to women going to other states/places for work. Center is also
updating details of people coming to the selected region to stay for short
term
OLM, Odisha
 Selection and training of Gender CRPs and Block Level Federation (BLF).
 Orientation of AWWs, BLF members, Sarpanches, and CRPs from local NGO
has been done with the help of external Resource Persons.
 At- Risk HHs has been identified and one migration register has been
initiated which are being maintained by the gender CRP to keep track of the
migrating Households.
 Awareness campaigns (village meeting, street play, wall painting, leaflet
distribution) on safe migration and trafficking is going on in four pilot G.Ps.
KSRLM,
Karnataka
 Strategy of implementation and the districts to be covered under the pilot
has been changed on the direction of State Government.
 Proposal has been revised and awaiting for approval.
Person
engag
ed in
Unhygi
enic
Maharashtra
Occup
ation
(PEiHO
)
 Total 275 households of persons engaged in unhygienic occupations
mapped from Sholapur district.
 Meetings were conducted with communities. Discussed on the aspect of
health, caste based stigma, alternate opportunity available through Focus
Group Discussion and Rapport building meetings.
 Baseline study in 105 households was undertaken to understand the
dynamics within the settlements, concerns of the PEIUO. The data analysis
and report compilation is in process.
 A Perspective study on the Unhygienic occupations concept was undertaken
at Pilgrimage sites to understand the work patterns, group dynamics,
40
Projec
t
States
Status
challenges of large no of PEIUO employed it has been culminated in a
process document.
 Partnership proposal to work with Jan is in process
SERP, AP
Person
with
Disabil
ities
(PwDs)
Maharashtra
 Due to partition of State, the area of intervention of pilot has been changed
(18 blocks in Andhra Pradesh and 12 blocks in Telangana.
 Submission of separate proposal for each state (Andhra and Telangana) with
specific activities, timeline, budget and coverage for approval to NMMU is
under process




64 Self Help Groups have been formed and trained.
Revolving fund has been released to 26 SHGs
Training on life skills, leadership etc. had been imparted to SHGs
Detailed proposal on PwDs to be submitted to NMMU for approval with
specific activities, timeline, budget and coverage
41
Annexure – VIII
PRI CBO Convergence Projects – Partner-State-wise status update as on 10 December 2014
Status Parameter
Assam
Jharkhand
Karnataka
Maharashtra
Pilot area
2 blocks in 2 districts 6 blocks in 6 districts (3 4 blocks in 2
by JSLPS, 3 by PRADAN) districts
Formation of SRG
and their
Orientation (all
SRLMs completed)
SRG formed. Current
composition not
very active. Have
participated in the
ToT of the scoping
study team
SRG formed. Core
group of SRG
participated in project
activities and is active
in the planning phase
SRG formed.
SRG formed. Active SRG Formed. Current
Active group.
participation
Have
in State
composition not very
representatives
Strategy formulation
active
from NGOs
involved in SHG
work in Karnataka
and Government
department
personnel.
Scoping study
- Training Study
team
- Conduct of
Scoping and Field
Level Assessment
-Finalization of
Scoping report
Completed; good
mix of community
representatives in
the study team.
Completed. Study team
was sourced from NYK
as the Coordinator is
also an SRG member.
No community
participation. The
BPMs are planning to
share the scoping study
findings with the
community
Completed.
Scoping study has
been revised into
Field Level
Assessment. The
team consists of
personnel from
the pilot blocks
who have been
associated with
organisations
working with
SHGs. The
assessment has
just begun at field
level.
42
3 blocks in 3
districts
Odisha
Completed. High
level of community
level involvement.
Scoping team to be
continued as Blocklevel Master
trainers
4 blocks in 4 districts
Completed and there
was active community
involvement and of
elected
representatives.
Participation of SIRD
trainers in the scoping
study team
Status Parameter
State Strategy
Formulation
Assam
Jharkhand
Karnataka
Maharashtra
Odisha
Completed
Completed
Not started
Completed
Completed
Selection of Local Completed
Resource Groups
Completed
Started
Completed
Completed
Involvement of
SRG for
developing
capacity building
modules
SRG Core group formed
for the purpose;
focussed activities not
done
SRG participated in
validation of Field
Level Assessment
module and
translation of the
training modules
SRG members
Not done
assigned tasks;
follow up by
MSRLM being done.
Phase 1 done
Not started
Phase 1 done
Capacity building Completed. Phase 2 Phase 1 done
of PRI – 1
being planned
Not started
Completed. Phase 2 Phase 1 completed
being planned
Gram Sabha
oriented
mobilization
around specific
schemes
Not started
Mobilisation done
for Gram Sabha
held on 15 August.
Increased
participation of
SHG women.
Palli sabhas and Gram
Sabhas conducted for
IPPE during November
for submitting NREGS
plans
Not started
Not started
Completed in three
blocks
Not started
Conduct underway To start in January
Not done
Capacity building Phase 1 done
of LRG & CBO
Mobilisation done
Gram Sabhas for IPPE
for Gram Sabha held has been completed
on 2 October and 1
November
Intensive
To take place in
participatory
Novemberplanning exercise December
(IPPE) for NREGS
Participatory
Assessment of
Entitlements
(Baseline)
Completed in two
blocks. To be taken up
in the third block in
December
To start in December To be started in
January
43
Phase 1 done
Annexure-IX
Procurement Status of Procurement of Essential Services: NRLP States As on 31.12.2014
Procurement Status
Sl.
Thematic
No.
Area
TOR/EOI stage
RFP Stage
Final Stage
Completed
(1)
(2)
(3)
(4)
(5)
(6)
1. Baseline
Odisha (1)
Rajasthan(1)
Uttar
Bihar, Jharkhand, Assam,
Survey
Pradesh,
Chhattisgarh, Gujarat, Maharashtra,
Tamil Nadu
Madhya Pradesh, West Bengal,
(2)
Karnataka (9)
2. MIS
Maharashtra, Madhya Pradesh,
Bihar, Jharkhand, Chhattisgarh,
Assam, West Bengal, Tamil Nadu,
Gujarat, Rajasthan, (5)
Odisha, Karnataka, Uttar –Pradesh
(8)
3. FMTSA
Madhya Pradesh (1)
Karnataka, Uttar
Bihar, Assam, West Bengal,
Pradesh (2)
Chhattisgarh, Tamil Nadu,
Odisha, Gujarat, Jharkhand and
Rajasthan, Maharashtra (10)
4. Process
Jharkhand, Rajasthan, Assam,
Chhattisgarh,
Gujarat,
Bihar, Madhya Pradesh, (2)
Monitoring
West Bengal, Tamil Nadu, Odisha, Maharashtra, (2) Karnataka, (2)
Uttar Pradesh (7)
5. Internal Audit Odisha (Sub Judice) Uttar
West Bengal,
Tamil Nadu
Bihar, Assam, Chhattisgarh, Gujarat,
Pradesh,(2)
Karnataka (2)
(1)
Jharkhand, Rajasthan, Maharashtra,
Madhya Pradesh (8)
6. Statutory
All 13 NRLP states completed
Audit
Statutory Auditors (13)
7. Office
Karnataka,
Bihar, Jharkhand, Chhattisgarh,
Furniture
Uttar Pradesh Gujarat, Maharashtra, Rajasthan,
(2)
Madhya Pradesh, Assam, West
Bengal, Tamil Nadu, Odisha, (11)
8. HR Agency
Odisha, Karnataka, (2)
Tamil Nadu, (1)
Uttar
Bihar, Jharkhand, Chhattisgarh,
Pradesh, (1)
Gujarat, Maharashtra, Rajasthan,
44
Total
21
8
45
8
Madhya Pradesh, Assam, West
Bengal, (9)
67
Annexure-X
Procurement
Status of Procurement of Essential Services: NRLP States
As on 31.12.2014
S.
No
(1)
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
State
Completed
TOR/EOI
RFP
Final Stage
(2)
(3)
8
7
7
7
6
6
6
6
5
3
3
2
1
67
(4)
(5)
(6)
Bihar
Chhattisgarh
Gujarat
Jharkhand
Assam
MP
Maharashtra
Rajasthan
West Bengal
Odisha
Tamil Nadu
Karnataka
Uttar Pradesh
Total
1
1
1
2
2
1
1
2
5
2
2
3
21
46
1
1
1
1
2
1
8
2
2
3
8
Total Key
services
(7)
8
8
8
8
8
8
8
8
8
8
8
8
8
104
Annexure - XI
Tentative Time Schedule for MTR Studies
S.
No.
1.
2.
3.
4.
5.
6.
Activity
Preparation of MTR study
methods and tools
Field testing of tools by
Jharkhand and Chhattisgarh
Fine tuning of schedules
Orientation on MTR studies
Finalization of MTR study
methods and tools
Conduct of process
assessment study
Tentative Timeline/
Dates
20-24 December,
2014
26-30 December,
2014
1-4 January, 2015
6-7 January, 2015
8-10 January, 2015
Jharkhand and Chhattisgarh
M&E team and IB-CB team
Organize workshop to state
professionals
M&E team, NMMU
-Depute 2/3 senior SMMU nodal
persons to the workshop
Support inputs
Conduct of process assessment
workshop at SMMU and sample
DMMU and BMMUs
Constitute internal teams;
Organize training for internal
teams;
Role of NRLP States
7.
Training of field teams
19-20 January, 2015
NMMU state anchors to visit
states, plan and conduct
process study workshops
Training support
8.
Conduct of sample study
9.
10.
Data cleaning and digitization
Data analysis and report
preparation
Workshop for presentation of
report
Joint Missions to States
22 January – 5
February, 2015
06-10 February, 2015
11-25 February, 2015
State anchors to support
sample study
Support
NMMU
Conduct of sample study by
internal teams
State teams
Support inputs
Organize workshop and
finalize reports
Facilitate and participate in
visits
Organize wrap-up workshop
Agreement on revisions
Provide feedback
11.
12.
13.
Preparation of MTR report and
presentation of proposals for
revision if necessary
14-18 January, 2015
Role of
MORD-NMMU
Preparation of methods and
tools
--
First week of March
10-20 March, 2015
25 March, 2015
47
Support visits
Participation