Final MICRO-ENTERPRISE DEVELOPMENT PROGRAMME Impact Study on Empowerment of Women, Dalits, Indigenous Nationalities and Other Hardcore Poor through Micro-Enterprise Development Programme Chhaya Jha (HURDEC), Team Leader and Development Management Institute Team December 2014 Final Report, GESI Impact Study, MEDEP Acknowledgments We thank the many women and men who have been working as micro-entrepreneurs over many decades in Nepal and have provided immense lessons to the sector. We would like to specially thank the respondents in the ten districts we conducted the survey in for their patience and their time. We appreciate the inputs provided to the team by different informants both at district and central levels. We are very grateful for the guidance of the National Program Director and to the guidance of others from the Ministry of Industry. Contributions of Ms Tara Gurung, Mr Padam Bhusal of DFAT, Heema Khadka, Nabina Shrestha and Binda Magar from UNDP is also appreciated. The commitment of MEDEP to contribute to the improvement of the lives of women, poor and the excluded is inspirational. We sincerely value the inputs that the MEDEP staff provided to ensure the accuracy and quality of the report. We are specially obliged to Ramji Neupane, NPM, MEDEP and Sabita Dhakwa, Senior Institutional Development Specialist, MEDEP for their support and management of the study. We are grateful to all others in VDCs, municipalities, districts and in Kathmandu who shared their experiences with us and provided us valuable insights. We sincerely acknowledge the support of all those who directly or indirectly supported us in this study. Chhaya Jha, Team Leader Rajendra Giri, Executive Director, Development Management Institute ii Final Report, GESI Impact Study, MEDEP Table of Contents Acknowledgments ................................................................................................................................ ii Table of Contents ................................................................................................................................ iii List of Figures.......................................................................................................................................vi List of Tables ........................................................................................................................................ix List of Annexes ......................................................................................................................................x List of Boxes........................................................................................................................................ xii List of Abbreviations ........................................................................................................................ xiii Executive Summary ...........................................................................................................................xiv 1. Introduction ................................................................................................................................1 1.1 Context ........................................................................................................................................................1 1.2 Study Objectives .........................................................................................................................................2 1.3 Theory of Change and Operational Frameworks of GESI Impact Study ....................................................2 1.4 Methodology ...............................................................................................................................................3 1.4.1 1.4.2 1.5 Survey ............................................................................................................................................3 Qualitative methods.......................................................................................................................4 Respondent's Profile ....................................................................................................................................5 1.5.1 1.5.2 1.5.3 Respondent's Profile: Programme (Treatment) Group .................................................................5 Respondent Profile: Non- Programme (Control) Group ............................................................... 8 Comparison of respondents and MEDEP project beneficiaries ....................................................9 1.6 Limitations of the Study ............................................................................................................................ 10 1.7 Organisation of the Report ........................................................................................................................ 10 2. GESI in the Policy and Institutional Context of MEDEP .....................................................11 2.1 National Commitments for GESI .............................................................................................................. 11 2.2 GESI in Micro-enterprise related Policies ................................................................................................. 11 2.3 Micro-Enterprise Development for Poverty Alleviation (MEDPA) .......................................................... 13 2.4 GESI in MEDEP Policies .......................................................................................................................... 14 2.5 GESI Institutional Analysis of MEDEP .................................................................................................... 15 2.5.1 2.5.2 2.5.3 2.5.4 2.5.5 2.5.6 2.6 Financial Allocation Analysis ................................................................................................................... 24 2.6.1 2.6.2 2.6.3 2.6.4 3. MEDEP ....................................................................................................................................... 15 Business Development Service Provider Organisations (BDSPOs) ............................................ 18 District Micro-enterprise Group Associations (DMEGA) .......................................................... 20 GESI in human resource and personnel management of NMEFEN ........................................... 23 GESI in human resource and personnel management of NEDC ................................................. 23 DCSI and CSIDB......................................................................................................................... 23 MEDEP ....................................................................................................................................... 24 District Microentrepreneurs Group Association (DMEGA) ....................................................... 25 Business Development Service Providing Organisations (BDSPO) .......................................... 26 National Micro-entrepreneurs Federation of Nepal (NMEFEN) ................................................ 27 GESI Profile of Micro-entrepreneurs of MEDEP .................................................................28 iii Final Report, GESI Impact Study, MEDEP 3.1 Caste/ethnicity profile of total project beneficiaries .................................................................................. 28 3.2 Active, Seasonally active and Inactive Status of Micro-entrepreneurs ..................................................... 29 3.3 Micro-entrepreneurs making income above and below poverty income line ............................................ 31 3.4 Enterprise category with caste/ethnicity and sex disaggregation .............................................................. 33 4. Impact of MEDEP on Micro-entrepreneurs ..........................................................................33 4.1 Overall household profile of respondents .................................................................................................. 33 4.1.1 4.1.2 4.2 Changes in Assets and Services (Livelihood Empowerment) of MEDEP Micro-entrepreneurs ............... 40 4.2.1 4.2.2 4.2.3 4.2.4 4.2.5 4.2.6 4.2.7 4.2.8 4.2.9 4.2.10 4.2.11 4.2.12 4.2.13 4.2.14 4.2.15 4.2.16 4.2.17 4.2.18 4.2.19 4.2.20 4.2.21 4.2.22 4.2.23 4.3 iv Training and capacity building ................................................................................................... 72 Building voice and influence through group membership ........................................................... 74 Participation in DDC/VDC meetings .......................................................................................... 77 Access to VDC/DDC budgets ...................................................................................................... 79 Ability to demand services ........................................................................................................... 80 Networks/linkages ....................................................................................................................... 81 Capacity to access different source of funds ............................................................................... 82 Response of family to increased voice of women ........................................................................ 82 Change in level of respect received ............................................................................................. 85 Recommendations for voice and ability to influence domain ...................................................... 87 Changes in the Rules of the Game ............................................................................................................ 88 4.4.1 4.4.2 4.4.3 4.4.4 4.4.5 4.4.6 4.4.7 4.4.8 4.4.9 5. Type of Micro enterprise ............................................................................................................. 40 Enterprise category-function and sector ..................................................................................... 41 Operational and non-operational micro-enterprises .................................................................. 42 Source and amount of investment in micro-enterprises .............................................................. 43 Sources of credit .......................................................................................................................... 44 Savings ........................................................................................................................................ 45 Enterprise Selection .................................................................................................................... 48 Decisions regarding selection of enterprise ................................................................................ 49 Services provided to micro-entrepreneurs by MEDEP ............................................................... 50 Access to finance ......................................................................................................................... 52 Raw materials.............................................................................................................................. 55 Technology and equipment.......................................................................................................... 55 Common Facility Centres ............................................................................................................ 57 Access to Market ......................................................................................................................... 58 Increase in income ...................................................................................................................... 58 Women in trading sector ............................................................................................................. 64 Women's participation in decision making in selected enterprise management issues ............... 64 Major challenges experienced by micro-entrepreneurs .............................................................. 65 Gender/caste/ethnicity/poverty based constraints ....................................................................... 65 Shifts in food security of MEDEP beneficiaries .......................................................................... 66 Change in assets .......................................................................................................................... 67 Changes in sanitation levels, and awareness of diseases ............................................................ 68 Recommendations for assets and services domain ...................................................................... 70 Changes in Voice and Influence (social mobilisation empowerment) ...................................................... 72 4.3.1 4.3.2 4.3.3 4.3.4 4.3.5 4.3.6 4.3.7 4.3.8 4.3.9 4.3.10 4.4 Background information about Treatment Group respondents ................................................... 34 Background information about Control Group respondents ....................................................... 37 Knowledge and participation in policy formulation .................................................................... 88 Changes in social practices ......................................................................................................... 89 Mobility ....................................................................................................................................... 90 Changes in women's decision making power .............................................................................. 91 Labour, access and control profile ............................................................................................ 106 Work-burden and time poverty .................................................................................................. 106 Gender based violence .............................................................................................................. 109 Caste/language based discrimination ....................................................................................... 110 Recommendations for the Rules of the Game domain ............................................................... 111 Returning to the Conceptual Framework ............................................................................112 Final Report, GESI Impact Study, MEDEP 5.1 Understanding the contribution of MEDEP to the livelihood changes of women, Dalits, Janajatis and Hardcore poor .......................................................................................................................................... 112 5.2 Understanding the contribution of MEDEP to the changes in voice and ability to influence of women, Dalits, Janajatis and Hardcore poor ......................................................................................................... 113 5.3 Understanding the contribution of MEDEP to the changes in gender norms and discriminatory practices, processes and policies ............................................................................................................................. 114 5.4 Dalits’ ability to benefit from the range of services being provided by MEDEP .................................... 116 5.4.1 5.4.2 5.4.3 5.4.4 Profile of Dalit micro-entrepreneurs......................................................................................... 116 Investment and loans ................................................................................................................. 116 Services ..................................................................................................................................... 117 Training ..................................................................................................................................... 117 5.5 Understanding policy and institutional changes due to MEDEP ............................................................. 117 5.6 Key Findings ........................................................................................................................................... 118 5.6.1 5.6.2 5.6.3 5.6.4 Economic, social and political empowerment ........................................................................... 118 Challenges faced by entrepreneurs ........................................................................................... 120 Ability of Dalits to benefit from MEDEP services ..................................................................... 121 Policy level and structural changes for GESI ........................................................................... 121 6. Conclusions and Recommendations ......................................................................................122 7. Conclusion ...............................................................................................................................131 Annexes ..............................................................................................................................................133 v Final Report, GESI Impact Study, MEDEP List of Figures Figure 1.1 Figure 1.2 Figure 1.3 Figure 1.4 Figure 1.5 Figure 1.6 Figure 2.1 Figure 2.2 Figure 2.3 Figure 2.4 Figure 2.5 Figure 2.6 Figure 2.7 Figure 2.8 Figure 3.1 Figure 3.2 Figure 3.3 Figure 3.4 Figure 4.1 Figure 4.2 Figure 4.3 Figure 4.4 Figure 4.5 Figure 4.6 Figure 4.7 Figure 4.8 Figure 4.9 Figure 4.10 Figure 4.11 Figure 4.12 Figure 4.13 Figure 4.14 Figure 4.15 Figure 4.16 Figure 4.17 Figure 4.18 Figure 4.19 Figure 4.20 Figure 4.21 Figure 4.22 Figure 4.23 Figure 4.24 Figure 4.25 Figure 4.26 vi Gender analysis profile: labour, access and control analysis by Tharu women ........................ 5 Respondent by caste/ethnicity and sex ...................................................................................... 6 Respondents by MEDEP phase (in percent) ............................................................................. 7 Caste/ethnicity and well-being profile ...................................................................................... 7 Distribution of control groups respondents by sex and caste/ethnicity ..................................... 8 Distribution of respondents of control group by poverty and caste/ethnicity ........................... 9 MEDEP Staff by management level and sex .......................................................................... 16 MEDEP Staff by caste/ethnicity, regional identity and sex .................................................... 17 MEDEP Staff by management level, caste/ethnicity, regional identity and sex ..................... 17 Diversity of staff of five BDSPOs .......................................................................................... 19 Staff diversity in DMEGAs ..................................................................................................... 22 Staff diversity by caste and ethnicity ...................................................................................... 22 Budget by domains of change ................................................................................................. 26 Budget by GESI category (Dadeldhura and Jumla) ................................................................ 27 Status of Active, Seasonally-Active and Inactive Micro-entrepreneurs .................................. 29 Status by sex (in percentage of number of persons within that group) ................................... 30 Profit level by sex ................................................................................................................... 31 Profit by sex (in percentage of number of persons) ................................................................ 32 Major sources of income of programme respondents (in percent) .......................................... 34 Education level of respondent’s family members ................................................................... 35 Percentage distribution of sample population (16 years and above) by occupation ................ 35 Main Reason for Female Household Head (in percent) amongst respondents ........................ 36 Source of income of control group respondents ...................................................................... 37 Education level of respondent’s family members ................................................................... 38 Percentage distribution of sample population (16 years and above) by occupation ................ 39 Major Reason for Female Household Head (in percent) in control group .............................. 40 Sector classification of micro enterprises of respondents ....................................................... 41 Sector classification of micro enterprises by caste/ethnicity, sex and poverty (in percentage) 42 Number of closed enterprises by phase of establishment (in numbers) .................................. 43 Distribution of closed enterprises by product/commodity (in %) ........................................... 43 Average investment (Rs.) in micro enterprise by source ........................................................ 44 Preference of Respondents for Lending Institution (in percentage) ........................................ 45 Distribution of respondents by saving status and by caste ethnicity and sex (in percent) ....... 46 Distribution of respondents by saving status and by caste ethnicity and poverty (in percent) 46 Saving status before and after MEDEP by caste ethnicity and sex (in percent) ...................... 47 Saving status before and after MEDEP by caste ethnicity and poverty (in percent) ............... 47 Demand Driven Model MEDEP ............................................................................................. 48 Reason for selecting the enterprise (in percentage) ................................................................. 48 Participation of women in selection of micro-enterprise by social group and sex (in percent)49 Participation of women in selection of micro-enterprise by social group and poverty (in %) 50 Six major components of MEDEP enterprise development model ......................................... 50 Provision of services and their usefulness (in percent) ........................................................... 51 Women's level of participation in decisions regarding financial source for credit by caste/ethnicity (in percent) ...................................................................................................... 54 Women's level of participation in decisions regarding financial source for credit by sex and by poverty (in percent) ................................................................................................................. 54 Final Report, GESI Impact Study, MEDEP Figure 4.27 Figure 4.28 Figure 4.29 Figure 4.30 Figure 4.31 Figure 4.32 Figure 4.33 Figure 4.34 Figure 4.35 Figure 4.36 Figure 4.37 Figure 4.38 Figure 4.39 Figure 4.40 Figure 4.41 Figure 4.42 Figure 4.43 Figure 4.44 Figure 4.45 Figure 4.46 Figure 4.47 Figure 4.48 Figure 4.49 Figure 4.50 Figure 4.51 Figure 4.52 Figure 4.53 Figure 4.54 Figure 4.55 Figure 4.56 Figure 4.57 Figure 4.58 Figure 4.59 Figure 4.60 Figure 4.61 Figure 4.62 Figure 4.63 Figure 4.64 Figure 4.65 Participation of women in decisions on purchase of machinery and equipment by caste ethnicity and sex (in percent) .................................................................................................. 56 Participation of women in decisions on purchase of machinery and equipment by caste ethnicity and poverty (in percent) ........................................................................................... 56 Usefulness of Common Facility Centres (in percent) ............................................................. 57 Average net earnings per month from micro enterprises (in Rs.) ........................................... 59 Per capita income (PCI) of treatment and control groups (in Rs.) .......................................... 60 Percent of women respondents stating increase in income by caste/ethnicity ........................ 61 Participation of women in use of income by sex and caste/ethnicity (in percent) .................. 61 Participation of women in use of income by poverty and caste/ethnicity (in percent) ............ 62 Change in women's decision making on use of income by caste ethnicity (in percent) .......... 63 Change in women's decision making on use of income by sex and by poverty (in percent) .. 63 Women's participation in enterprise related decision making (in percent) ............................. 64 Comparison of Treatment and Control (Improvement in food security after being entrepreneur) by caste/ethnicity (in percent) ........................................................................... 66 Comparison of Treatment and Control (Food Security) by poverty (in percent) .................... 67 Average value of assets owned by households (NRs. '000) .................................................... 67 Use of improved cooking stove and access to safe drinking water (in percent) ...................... 68 Awareness of HIV/AIDS and Malaria (in percent) ................................................................. 69 Participation in training and its usefulness by sex (in percent) ............................................... 73 Participation in training and its usefulness by poverty (in percent) ........................................ 73 Member of other organisations and presence in meetings (in percent) ................................... 75 Voice raised on issues affecting women and presence in meetings (in percent) ..................... 76 Response on issues raised in meetings (in percent) ................................................................ 76 Reason for being members in organisations other than MEDEP (in percent) ......................... 77 Participation in DDC/VDC meetings by caste ethnicity (in percent) ...................................... 78 Participation in DDC/VDC meetings by sex and poverty (in percent) ................................... 78 Access to VDC/DDC budget allocation process by caste ethnicity (in percent) ..................... 79 Access in budget allocation by sex and by poverty (in percent) ............................................. 79 Raise voice in government offices for services by caste ethnicity (in percent) ....................... 80 Raise voice in government offices for services by sex and by poverty (in percent) ............... 81 Status of addressing and implementing women's advice by male member of society/family by caste ethnicity (in percent) ...................................................................................................... 83 Status of addressing and implementing women's advice by male member of society/family by sex and by poverty (in percent) ............................................................................................... 83 Status of support from husband and male members in child caring, cooking and cleaning by caste ethnicity (in percent) ...................................................................................................... 84 Status of support from husband and male members in child caring, cooking and cleaning by sex and by poverty (in percent) ............................................................................................... 85 Status of respect from family and community by caste ethnicity (in percent) ........................ 86 Status of respect from family and community by sex and by poverty (in percent) ................. 86 Status of change in social practices (in percent) ..................................................................... 90 Change in women's decision making on sale and purchase of livestock by caste ethnicity (in %) 91 Change in women's decision making on sale and purchase of livestock by sex and by poverty (in percent) .............................................................................................................................. 92 Change in women's decision making on purchase of house by sex and by poverty (in percent) ................................................................................................................................................ 93 Change in women's decision making on food for family members by sex and by poverty (in percent) ................................................................................................................................... 94 vii Final Report, GESI Impact Study, MEDEP Figure 4.66 Figure 4.67 Figure 4.68 Figure 4.69 Figure 4.70 Figure 4.71 Figure 4.72 Figure 4.73 Figure 4.74 Figure 4.75 Figure 4.76 Figure 4.77 Figure 4.78 Figure 4.79 Figure 4.80 Figure 4.81 Figure 4.82 Figure 4.83 viii Change in women's decision making on health treatment by caste ethnicity (in percent) ...... 95 Change in women's decision making health treatment by sex and by poverty (in percent) .... 95 Change in women's decision making on number of children by sex and by poverty (in percent) ................................................................................................................................... 96 Change in women's decision making on use of family planning device by caste ethnicity (in percent) ................................................................................................................................... 97 Change in women's decision making on use of family planning device by sex and by poverty (in percent) .............................................................................................................................. 98 Change in women's decision making on children's education by sex and by poverty (in percent) ................................................................................................................................... 99 Change in women's decision making on religious and social functions by caste ethnicity (in percent) ................................................................................................................................. 100 Change in women's decision making on religious and social functions by sex and by poverty (in percent) ............................................................................................................................ 100 Change in women's decision making on investment of assets by sex and by poverty (in percent) ................................................................................................................................. 101 Change in women's decision making regarding household assets by caste ethnicity (in percent) ................................................................................................................................. 102 Change in women's decision making regarding household assets by sex and by poverty (in percent) ................................................................................................................................. 103 Change in women's decision making related with business assets by sex and by poverty (in percent) ................................................................................................................................. 104 Change in women's decision making on use of labour by sex and by poverty (in percent) .. 105 Change in women's decision making on wage of labour by caste ethnicity (in percent) ...... 105 Change in women's decision making on wage of labour by sex and by poverty (in percent) 106 Change on time pressure before and after MEDEP by caste/ethnicity and sex..................... 107 Change on time pressure before and after MEDEP by caste ethnicity and poverty .............. 108 Change on time pressure before and after MEDEP by caste ethnicity and poverty (Control) .............................................................................................................................................. 109 Final Report, GESI Impact Study, MEDEP List of Tables Table 1.1 Table 1.2 Table 1.3 Table 2.1 Table 2.2 Table 2.3 Table 2.4 Table 2.5 Table 2.6 Table 2.7 Table 2.8 Table 2.9 Table 2.10 Table 3.1 Table 3.2 Table 3.3 Table 3.4 Table 3.5 Table 3.6 Table 3.7 Well-being, sex and caste/ethnicity profile of programme respondents.................................... 6 Sample size of respondents of control group ............................................................................ 8 Comparison of respondents and MEDEP project beneficiaries ................................................ 9 Budget by activity type ........................................................................................................... 24 Budget by GESI category ....................................................................................................... 24 Budget by Domains of Change ............................................................................................... 25 DMEGA and Workplan Period for GESI analysis .................................................................. 25 Budget by activity type ........................................................................................................... 25 Budget by GESI category ....................................................................................................... 26 Budget of BDSPOs by activity type ........................................................................................ 26 Budget by GESI category ....................................................................................................... 27 BDSPO Budget by domains of change ................................................................................... 27 Budget of NMEFEN by activity type ...................................................................................... 28 Entrepreneurs by caste and ethnicity and sex (in percent) ...................................................... 29 Status by sex (in number of persons) ...................................................................................... 29 Status by poverty and sex (in percentage of number of persons) ............................................ 30 Status by caste/ethnicity and sex (in % of number of persons within that social group) ........ 31 Profit above Rs. 21,168 by caste ethnicity (in percentage of number of persons) .................. 32 Profit below Rs. 21,168 by caste ethnicity (in percentage of number of persons) .................. 32 Micro-entrepreneurs by enterprise sector (in percent) ............................................................ 33 ix Final Report, GESI Impact Study, MEDEP List of Annexes Annex 1: Annex 2: Annex 3: Annex 4: Annex 5: Annex 6: Annex 7: Annex 8: Annex 9: Annex 10: Annex 11: Annex 12: Annex 13: Annex 14: Annex 15: Annex 16: Annex 17: Annex 18: Annex 19: Annex 20: Annex 21: Annex 22: Annex 23: Annex 24: Annex 25: Annex 26: Annex 27: Annex 28: Annex 29: Annex 30: Annex 31: Annex 32: Annex 33: Annex 34: Annex 35: Annex 36: Annex 37: Annex 38: Annex 39: Annex 40: Annex 41: Annex 42: Annex 43: Annex 44: Annex 45: x Terms of Reference ............................................................................................................... 133 Theory of Change for GESI Impact Study ............................................................................ 143 Note on Statistical Design of Study ...................................................................................... 144 Field work details .................................................................................................................. 148 List of Focus Group Discussions and Key Informant Interviews ......................................... 151 List of policies reviewed ....................................................................................................... 152 List of organisations and documents reviewed ..................................................................... 152 Sample distribution by district (Treatment) .......................................................................... 153 Sample distribution by project phase (Treatment) ................................................................ 155 Sample distribution by district (Control) .............................................................................. 156 GESI analysis of selected policies ........................................................................................ 158 GESI analysis of MEDPA Operational Guidelines ............................................................... 166 GESI analysis of BDSPO documents.................................................................................... 175 GESI analysis of DMEGA documents .................................................................................. 188 GESI analysis of NMEFEN documents ................................................................................ 201 List of MEDEP annual workplan activities categorised from a GESI perspective ............... 204 Average income by source (Treatment) ................................................................................ 209 Education Status of Respondent Family by Poverty (Treatment) ......................................... 211 Education Status of Respondent Family (Treatment) ........................................................... 212 Drop-out Status of Respondent Family (Treatment) ............................................................. 213 Reason for female household head (Treatment) .................................................................... 214 Average income by source (Control) .................................................................................... 215 Education Status of Respondent Family by Poverty (Control) ............................................. 217 Education Status of Respondent Family (Control) ................................................................ 218 Drop-out Status of Respondent Family (Control) ................................................................. 219 Reason for female household head (Control) ........................................................................ 220 Type of Micro-Enterprises (Treatment) ................................................................................ 221 Number of male and female in women group (Treatment) ................................................... 222 Classification of micro-enterprises (Treatment).................................................................... 223 Micro-enterprises by function (Treatment) ........................................................................... 225 Number of closed Micro Enterprises by project phase (Treatment) ..................................... 226 Preference for lending institutions (Treatment) .................................................................... 227 Saving status (Treatment) ..................................................................................................... 228 Reason for selecting enterprise (Treatment) ......................................................................... 230 Participation of women in enterprise selection (Treatment) ................................................. 231 Women's level of participation in decisions regarding financial source ............................... 232 Participation of women in decisions on purchase of machinery and equipment (Treatment) 234 Usefulness of Common Facility Centre (Treatment) ............................................................ 235 Test for difference of mean values of "treatment" and "control" groups .............................. 236 Number and percentage of households below and above poverty level PCI ........................ 237 Participation of women in use of income by poverty and caste/ethnicity (in percent) (Treatment) ........................................................................................................................... 239 Change in women's decision making on use of income (Treatment) .................................... 240 Average number of persons engaged in micro-enterprises ................................................... 242 Food sufficiency from own production ................................................................................. 244 Roof of house ........................................................................................................................ 246 Final Report, GESI Impact Study, MEDEP Annex 46: Annex 47: Annex 48: Annex 49: Annex 50: Annex 51: Annex 52: Annex 53: Annex 54: Annex 55: Annex 56: Annex 57: Annex 58: Annex 59: Annex 60: Annex 61: Annex 62: Annex 63: Annex 64: Annex 65: Annex 66: Annex 67: Annex 68: Annex 69: Annex 70: Annex 71: Annex 72: Annex 73: Annex 74: Annex 75: Ownership of goods (Treatment) .......................................................................................... 248 Ownership of goods (Control) .............................................................................................. 250 Toilet facility at home ........................................................................................................... 251 Awareness on health (Treatment) ......................................................................................... 252 Participation in training (Treatment) ..................................................................................... 253 Member of other organization and presence in the meeting (Treatment) ............................. 255 Voice raised on women issue and presence in the meeting (Treatment) ............................... 256 Response on issues raised in the meeting (Treatment) .......................................................... 257 Reason for being members in organization other than MEDEP (Treatment) ....................... 258 Participation in DDC/VDC meetings (Treatment) ................................................................ 259 Access in budget allocation (Treatment) ............................................................................... 261 Raise voice in government office on necessary services (Treatment) ................................... 263 Status of addressing and implementing women's advice by male member of society/family (Treatment) ........................................................................................................................... 265 Status of support from husband and male members in child caring, cooking and sanitation (Treatment) ........................................................................................................................... 267 Status of respect from family and community (Treatment) .................................................. 269 Change in women's decision making on sale and purchase of livestock (Treatment) ........... 271 Change in women's decision making on purchase of house (Treatment) .............................. 273 Change in women's decision making on food for family members (Treatment) .................. 275 Change in women's decision making on health treatment (Treatment) ................................. 277 Change in women's decision making on number of children (Treatment) ............................ 279 Change in women's decision making on use of family planning device (Treatment) ........... 281 Change in women's decision making on children's education (Treatment) ........................... 283 Change in women's decision making on religious and social function (Treatment) ............. 285 Change in women's decision making on investment of assets (Treatment) .......................... 287 Change in women's decision making on increased household assets (Treatment) ................ 289 Change in women's decision making on increase of business assets (Treatment) ................ 291 Change in women's decision making on use of labour (Treatment)...................................... 293 Change in women's decision making on wage of labour (Treatment) .................................. 295 Change on time pressure before and after MEDEP (Treatment)........................................... 297 Change on time pressure before and after MEDEP (Control) ............................................... 298 xi Final Report, GESI Impact Study, MEDEP List of Boxes Box 4.1: Box 4.2: Box 4.3: Box 4.4: Box 5.1: xii Access to finance arrangements of MEDEP ........................................................................... 52 Changes after MEDEP ............................................................................................................ 75 Benefits of increased linkages ................................................................................................. 82 Shifts in level of respect received ........................................................................................... 85 Overview of strength of voice of different social groups ...................................................... 113 Final Report, GESI Impact Study, MEDEP List of Abbreviations ADB/N Agriculture Development Bank Nepal APSO Area Support Office BC Brahman Chhetri BDSPOs Business Development Service Providers Organizations CFC Common Facility Centre CTVET Council for Technical education & Vocational Training CSIDB Cottage and Small Industry Development Board DCSI Department of Cottage and Small Industry DDC District Development Committee DEIDC District Enterprise Development Implementation Committees DFAT Department of Foreign Affairs and Trade DMEGA District Micro Entrepreneurs' Group Association DPC District Programme Coordinator EDF Enterprise Development Facilitators FGD Focus Group Discussion GESI Gender Equality and Social Inclusion GoN Government of Nepal GSIMIS Gender and Social Inclusive Management Information System ICS Improved Cooking Stoves ILO International Labour Organization KII Key Informant Interview MEC Micro Entrepreneurs’ Cooperatives MEDEP Micro-Enterprise Development Programme MEDF Microenterprise Development Fund MEDPA Micro-Enterprise Development for Poverty Alleviation MEGA Micro Entrepreneurs' Group Association MER Micro-entrepreneur MFI Micro-Finance Institutes MoI Ministry of Industry NEDC National Entrepreneurship Development Center NEX National Execution Guidelines NMEFEN National Micro Entrepreneurs’ Federation Nepal NPD National Programme Director NPM National Programme Manager OBC Other Backward Class PRA Participatory Rural Appraisal ToR Terms of Reference TYIP Three Year Interim Plan UNDP United Nations Development Programme VDC Village Development Committee xiii Final Report, GESI Impact Study, MEDEP Executive Summary The Government of Nepal (GoN) has adopted the Micro-Enterprise Development Programme (MEDEP) model for poverty alleviation and has been replicating it within its Micro-Enterprise Development for Poverty Alleviation (MEDPA) programme currently covering 50 districts. MEDEP has been contributing to the GoN's efforts on poverty reduction in rural areas through the development of micro-entrepreneurs and employment generation since 1998. The programme, implemented by UNDP through Ministry of Industry (MoI), targets people below the nationally defined poverty line, with special focus on women and socially excluded groups, such as Dalits, Indigenous Nationalities and unemployed youths. MEDEP was started as a pilot programme in June 1998 in ten districts and by end of third phase (July 2013), it had covered 38 districts representing, mountains, mid hills, Terai, across all five regions of the country. The GoN has a plan to replicate it in all the 75 districts. With MEDEP in its fourth phase (2013-2018), it was considered imperative by the donors, the Australian Department of Foreign Affairs and Trade (DFAT), and United Nations Development Program (UNDP), to analyse its contribution to addressing gender equality and social inclusion (GESI) issues and for empowering women and excluded groups. The findings and the lessons learned from this impact study will contribute and guide the interventions of MEDEP Phase IV and MEDPA. OBJECTIVES The objectives of the study included: a. To assess the impact of the programme on the social, economic and political empowerment of Women, Dalits, Indigenous Nationalities and other Hardcore poor in decision-making processes at household and community level, entrepreneurs and institutional levels. b. To identify the challenges faced by entrepreneurs (Women, Dalits, Indigenous Nationalities and other Hardcore groups) to expand their enterprises and recommend measures to address these challenges. c. To assess whether the deprived groups particularly the Dalits are equally able/unable to benefit from the range of services being provided by MEDEP and recommend measures to strengthen their participation. To analyse the policy level and structural changes due to the MEDEP intervention to promote Gender and Social Inclusion. To recommend how gender and social inclusion interventions can be strengthened in MEDEP and MEDPA. d. e. THE THEORY OF CHANGE AND CONCEPTUAL FRAMEWORK The theory of change of the GESI impact study built up on MEDEP's vision, goal and objectives. The Theory of Change was that the problem of unequal power relations and existing discriminatory practices create different levels of barriers for women, Dalits, Indigenous Nationalities and the Hardcore poor in building assets and capacities to access resources and opportunities and in having a voice to influence service providers and make them accountable. The existing formal and informal policies and social practices create institutional barriers that determine who will have access to what resources and enjoy what benefits. If interventions address these constraints i.e. build up assets and services, enhance voice and ability to influence and make informal and formal policies and practices more equitable, there will be improved GESI mainstreaming in micro-enterprise development xiv Final Report, GESI Impact Study, MEDEP programmes, leading to empowerment of women, Dalits, Indigenous Nationalities and the Hardcore poor and resulting in their empowerment and reduction of inequality in society and state structures. Thus the framework for the study focused on identifying the contribution of MEDEP: i. to improve the access of women, Dalits, Indigenous Nationalities and Hardcore poor to assets, opportunities and services; ii. to building up the ability of the target group to claim their rights and influence decisions that affect their lives; iii. to changing the “rules of the game”, both formal and informal. METHODOLOGY The study administered a survey in 10 districts covering 583 (programme group) and 288 (nonprogramme) respondents. It conducted around 20 focus group discussions covering the 10 districts and key informant interviews at both district and central levels. It used the GESI analysis framework to analyse policies, institutions, programmes and budgets of MEDEP, BDSPO, DMEGAs, NMEFEN and NEDC. KEY FINDINGS The key findings of the study, aligned with the study objectives are presented below. Economic, social and political empowerment Economic empowerment Increase in income: There has been strong evidence of increase in income of women and men entrepreneurs. MEDEP has provided opportunities for independent earning to very disadvantaged women. Sixty-nine per cent of women stated that there has been an increase in their income. Women, who were dependent on their husbands even for their own pocket money, have now been able to share the household expenses. While there have been gender and caste/ethnic disparities, all across the board have enhanced their earnings. Gender and social differentials: Men have a higher level of earning than women. The Hardcore have expectedly the lowest net earning. Comparatively non-hardcore poor have higher participation in training, access to budget, access to finance than the Hardcore poor. Per capita income (PCI). The PCI of the treatment group is higher by 55.5 percent from the PCI of the control group. But within the PCI of the treatment group there are social and ecological disparities. The average PCI of MEDEP project beneficiaries is NRs 44253. The (hill) Brahman/Chhetri, hill Indigenous groups and the non Hardcore have a PCI higher than this average while the groups with PCI lower than this average include the Madhesi Dalits, Muslims, Other Madhesi Caste and the Terai Indigenous - all groups of the Terai. Of the 30 percent households below the poverty line of Rs 21,168, 56 percent are Other Madhesi groups. The mean difference between treatment and control groups is found to be statistically significant at five percent level of significance. Stronger role of women in enterprise related decision making: Women are actively participating in decision making with respect to activities from the selection of enterprise to use of profit from micro enterprise. Improved Savings: “MEDEP’s active role to encourage savings from group members has contributed to increased capacity at the local level to mobilise savings”. Fifty-eight percent of respondents reported that they initiated savings habits after becoming a member of MEDEP. xv Final Report, GESI Impact Study, MEDEP Improved food security: MEDEP has contributed to increased food self sufficiency both in terms of increased production from own land and with increased capacity to purchase food grains to meet household food requirements. Differences existed between social groups with the Dalits experiencing this benefit the least. Increased value of assets: On an average the value of assets per household of treatment group was 115 percent higher than that of control group. The value of assets of non Hardcore group of the project beneficiaries was higher than of the Hardcore. Average value of assets owned by households of treatment group was NRs 1,562,000 while that of the control group was NRs 726,000 only. Value of assets owned by hill Dalits was the lowest at NRs 745000 while the households with higher value of assets were of terai Janajati, hill Brahman/Chhetri, Muslims, Other Madhesi Caste group and of men. Social empowerment Increased confidence: Access to information and exposure to various issues enhanced the confidence of the target group, esp women and they became members of other community based organizations (CBOs) in the area. 57 percent treatment group responses compared to 39 percent control group women became group members. Of these Hill Dalit women were the highest. Increase in status: Increase in women’s income, financial contribution to household expenses and ability to work with outsiders (e.g. suppliers) has made a great difference in their status and has led to increased value for their opinions and views within families. Janajati and Dalit women experienced this less compared to other social groups. Male members of non Hardcore poor groups listen more to their women. Non Hardcore poor have gained higher respect from family and community. Strengthened women's voice: Above 90 percent of women reported that they are able to influence household decisions with husbands and family gatekeepers listening to their voice. Seventy-five percent of women stated that their participation in decisions regarding use of income was high. Male Members of the Family Listen and Implement Women’s Suggestions. Enhanced ability to influence decisions: Women have a major say in decisions both at family and community levels after MEDEP. Increased awareness of health and education: Increased understanding about health care and significance of education enabled the micro-entrepreneurs to spend their increased income on children’s health and education. This was true across all social groups. Changing social norms and discriminatory practices: Due to the overall change in Nepal's context, there has been lessening of discriminatory practices such as child marriage, menstrual exclusion and veiling. Change has also enabled women to become more mobile and a few Dalit project beneficiaries to attempt food and beverage related enterprises. Some forms of gender based violence have decreased across social groups, though other forms still exist. The practice of dowry was perceived to have increased by all the Terai groups. Decrease in caste-based discrimination: There has been some slight change in this form of discrimination after Dalits joined MEDEP. 6 percent respondents shared that they are permitted to enter households. Amongst Dalits, Hill Dalits experienced better change compared to Madhesi Dalits. xvi Final Report, GESI Impact Study, MEDEP Political empowerment Increased network: Women, especially those who were the first beneficiaries of MEDEP, have been able to increase their network and become members of different groups. Improved participation: Project beneficiaries participate more in VDC/DDC meetings after joining MEDEP. Responses of before and after joining MEDEP demonstrate high differences: from 2 percent to 43 percent women and from 12 percent to 64 percent men. Strengthened capacity to claim services: Almost eighty percent of women respondents reported that their ability to demand services and claim their rights from government offices was high. Inputs in rules and regulations of micro-enterprise organisations in districts/VDC: 34 percent men and 17 percent women were consulted. Those who were not consulted were the Other Madhesi caste group, Muslim and Terai Janajati women and men. Challenges faced by entrepreneurs The challenges experienced by women, Dalits, Indigenous Nationalities and other Hardcore groups to expand their enterprises is summarised below: Limited access to finance: Inadequate working capital is a major challenge and had affected business expansion of the micro-entrepreneurs across groups. Dalits and women faced relatively higher constraint on expansion due to inadequate working capital. Gender based constraints limits women's access to finance and hence constrains them in their choice of businesses. Inadequate product development and marketing mechanisms: The different constraints of the target group of MEDEP in terms of finance, experience, access to information, credit, training opportunities, business partners and new market entry impact their ability to have vibrant micro-enterprises. Weak backward and forward linkages affect the growth of enterprises of all, more specifically women and the Hardcore poor due to their additional vulnerabilities. MEDEP's efforts to address these kinds of structural barriers have been insufficient to propel the micro-enterprises into high profit. Gender biased division of labour: The household work burden results in women having limited opportunities to become full time entrepreneurs. Traditional division of labour with women being responsible for the private and men for the public domain is still widely prevalent. Household work is primarily women's responsibility and becoming an entrepreneur has not necessarily changed that, even though there has been an increase in the support of men for such tasks in some social groups. Time poverty: Women's time poverty is a major challenge for their growth as entrepreneurs. Time pressure has increased by more than double for treatment group (34 percent) compared to control group (12.5 percent). The kind of enterprise which can yield higher results may require more time and undisturbed, dedicated attention or time away from home. These are not possible for women, especially younger women due to their multiple responsibilities. With high male migration, women experience time shortages to work on both on-farm and off -farm. Reproductive tasks like child care, cooking, cleaning are time consuming and community management of such tasks have not been accepted or support provided. This time poverty leaves women with less time for learning and/or exploring business prospects. xvii Final Report, GESI Impact Study, MEDEP Tension in family and break-up: 14 percent respondents of treatment group reported of family breakup while only 9 percent respondents of control group said so. Ability of Dalits to benefit from MEDEP services Dalits benefited from training and services as much as others: Dalits were able to benefit from the services and training that MEDEP provided as much as the other target groups. Hill Dalits had more opportunities for training compared to Madhesi Dalits. Dalit men had higher participation in training and development of TOPE, TOSE and technical skill development training than the women. Dalits have not had comparable income benefits as others: There was a higher dependency of Dalits on village money lenders and a higher percent of Dalits had not experienced an increase in income from enterprises. Policy level and structural changes for GESI Policy influencing of MEDEP has resulted in micro-enterprise becoming a part of the industrial policy framework in Nepal. Gender responsive provisions in the Industrial policy such as 35 percent exemption for women in the registration fee, special fund for women and other such directives have created a positive policy environment for women entrepreneurs. MEDEP has succeeded in establishing that a targeted approach is necessary in micro-enterprise. Specifying that a certain percentage of women, Dalits, Indigenous Nationalities and Hardcore poor are to be the project beneficiaries, it demonstrated that directives for inclusion of such groups was essential. It has additionally demonstrated that structures and mechanism need to ensure that the voice of the excluded is included e.g. by establishing a structure such as the DMEGA which is composed of the target group itself. Its modality of service provision through local service providers has shown how women, the poor and the excluded can access services. Human resource and personnel policies are not evenly GESI responsive across institutions. Very rarely are gender (beyond maternity leave) and caste specific aspects addressed in human resource arrangements. Skills and competencies on GESI are inadequate of staff of concerned organisations and need further attention and investment. Financial allocation analysis from a GESI perspective indicates that the budget of MEDEP and its local partners are focused on providing services to the target group. A key gap in the financial allocation was for interventions to address deeply embedded discriminatory patriarchal and social practices and for working on addressing these barriers in a systemic and structural manner. CONCLUSIONS AND RECOMMENDATIONS Based on the discussions in the previous chapters and the fey findings, conclusions and recommendations are presented below. All the six recommendations are relevant for the three key actors: MoI/GoN, UNDP and DFAT but their role is different. MoI/GoN has to ensure that the policy directive for the implementation of these recommendations is in place, UNDP is responsible for the effective implementation of these directives and DFAT for quality assurance and GESI responsive performance. xviii Final Report, GESI Impact Study, MEDEP Conclusion 1: MEDEP has contributed significantly in improving livelihoods - active microentrepreneurs across social profiles, have improved income levels and are able to spend on health, education and sanitation but progressing beyond subsistence level enterprises is challenging. Opportunities for an alternative occupation have been provided to a group which had previously never had this chance. Dalits, women, the hard-core poor had never before been able to raise the required resources, equipment or even the courage to take such risks that a micro-enterprise demands. Support to address different kinds of barriers e.g. space, finance, technology, linkages with market have all facilitated this. "Children, both girls and boys, go to school. All of us have better access to health care as we can now pay for it." (FGD responses). Due to inadequate resources and other barriers such as limited access to finance, marketing support, gender and caste based discriminatory practices, it has been challenging for women, Dalit, Janajati and Hardcore poor micro-entrepreneurs to move out of subsistence level easily. There is usually no additional assistance from Government organisations and hence there is dependency on MEDEP and its staff for any kind of support. Recommendation 1: A critical analysis of market and strengthening the range of services based on social realities, should be provided to women, Dalits, Janajatis and Hardcore poor microentrepreneurs by MEDEP/MEDPA. MEDEP is providing or facilitating access to a range of services like access to markets, information about raw material and technology, design inputs and product development. But this has been insufficient till now for developing sustainable and growth oriented MEs. Twenty-one percent enterprises have closed down and many others have generated marginal income. The three main pillars of micro-enterprises development i) identification of activities ii) nurturing of entrepreneur skills and iii) ensuring access to range of services and inputs (like access to finance and market information; provisions of inputs for design and product development; introduction of marketing linkages etc.) and creating enabling conditions, all need to be further strengthened by MEDEP/MEDPA. A more thorough analysis of market and ways to reach them for the different social and economic groups of women and men have to be identified and supported. The MEDPA operational guidelines outline the different steps to be taken to support the programme beneficiaries. At each step specific interventions to address needs and interests of women, Dalits, Janajatis and the Hardcore poor should be taken. The preliminary survey must be informed by a gender and social relations analysis. Based on this, the services to the micro-entrepreneurs must be adjusted and delivered e.g. assessment of raw materials availability must include a disaggregated analysis of access of women, Dalits, Janajatis and Hardcore poor to the available raw materials (Annex 12 provides detailed suggestions for mainstreaming GESI in the MEDPA Operational Guidelines). Measures to improve access to finance (e.g. through MFIs) have not been adequate enough for this target group to access higher level of finances to enable proper growth. Key issues of access to finance and market require further work and innovative strategies (e.g. the cooperatives being promoted by MEDEP need to be more widespread, the MoUs with the central banks may hopefully lead to improved results). These measures too need to consider the social differences of the micro-entrepreneurs and which group and which gender may experience additional issues. Banks need to become familiar with the obstacles women, poor and excluded micro-entrepreneurs experience and learn how to meet their specific needs. xix Final Report, GESI Impact Study, MEDEP Conclusion 2: Voice of women, across social and geographic groups, has increased due to their ability to earn an income and contribute to household financial expenses but deeply embedded patriarchal values still persist and impact women's growth as entrepreneurs. There are various opportunities for women and the excluded now to access information, training, capacity building processes especially through groups and cooperatives. Their views are heard more and opinions respected. "Even my husband sometimes asks for my opinion on different household and agriculture matters. Now I feel that I am being heard and respected" Madhesi women reported the highest increase in the respect they received after joining MEDEP. But deep-seated structural issues are challenging to raise a voice against - hence many traditional practices have to be accepted and followed like gender biased work division, managing the micro-enterprise along with other responsibilities; staying within the frame of responsibilities and tasks set by family and society. Recommendation 2: Identify GESI barriers of women, including of different social groups, and develop activities into each step of programme implementation of MEDEP/MEDPA to address them. Social mobilisation component of MEDEP's cycle requires improved integration of GESI aspects. Micro-level initiatives for the awareness and sensitisation of women, Hardcore poor and Dalits is specially necessary. Advocacy activities with family members and husbands will support women to dedicate time to their enterprises as a professional. At the moment, for many, it is a work to be done in times snatched after all caring/cooking responsibilities are completed. This has to be changed as without working professionally women will not be able to ensure the growth of their enterprises. This will also provide wider options as choice of enterprises many times are limited for women by the amount of time they can work on it, how can they manage work and caring responsibilities and what is typically accepted as women's work. GESI demands a very systematic analysis of barriers as this informs the strategies and activities to be adopted by the programme. While MEDEP has been doing some assessment during its social mobilisation stage, the depth and coverage is inadequate. To understand the barriers these groups experience, it is necessary to look at and think through several aspects a. barriers at household,/community level caused by practices, beliefs, values, traditions at family and community levels which constrain women, the poor and excluded from accessing resources, opportunities and services for micro-enterprise development; b. substantive evidence reflecting status of women, poor and the excluded to illustrate the situation of the target group to inform strategies and activities; c. policy analysis to identify the impact of existing policies on women, poor and the excluded and the potential to transform existing relations of inequality; d. review of formal institutional structures and processes to understand how responsive these are to the needs and issues of the excluded; e. analysis of programming and budgeting to identify how much of the budget allocation and expenditure is on activities to address the three domains of change; and f. assess informal institutions and the barriers caused by income, social and welfare characteristics of the target group. Recommendation 2 in the main report provides in detail the required level of analysis, what to do and suggestions on how to do it. Conclusion 3: There have been changes in the formal and informal rules of the game but MEDEP/MEDPA policies and interventions do not address such issues explicitly and do not provide directives for systematic work on changing the informal rules of the game i.e. the existing gender and social norms. xx Final Report, GESI Impact Study, MEDEP Women's mobility is much higher, women being engaged in micro-enterprises and dealing with male suppliers is accepted, Dalits making and selling ice-cream, Madhesi Dalit women baking bread is being promoted. Social practices like menstrual exclusion, dowry, early marriage, untouchability and other such discriminatory issues which constrain MEDEP's target group from participating and benefitting fully from MEDEP's interventions have decreased. While MEDEP has had an impact and made progress in shifting social norms, there still exist discriminatory practices which constrain women, Dalits and other excluded groups from working fully and with dedication on their enterprises. Gender equality and social inclusion is always a work-inprogress as while some issues are addressed, others arise which block the development and growth of women and the excluded. Hence a keen eye has to be always maintained and a continuous effort to assess, analyse and revise strategies are necessary. Recommendation 3: Social issues need to be addressed systematically by formal and informal policies, institutions and interventions as part of the regular activities and process of MEDEP and MEDPA's service delivery. Directives for gender specific support and for provision of measures to address gender and caste-based discrimination are necessary. Institutional arrangements, budget allocations and expenditures and monitoring/reporting all need to be GESI responsive for which policies and guidelines are required. The training of staff including the courses run by CTEVT need to be GESI responsive and practical. SIYB modules require to be implemented with GESI inputs. Tax incentives by Government of Nepal to organisations working on such issues and to micro-enterprises led by women or Dalits are needed. MEDEP/MEDPA, to address the socio-cultural barriers and the weaknesses in the policy framework or delivery system, need to revise/strengthen policies, programme activities, resource allocations, institutional arrangements and staff incentives, as well as the monitoring and reporting systems. Key steps at policy, institutions, planning and budgeting, monitoring and reporting are required. Existing policies like the Micro-Enterprise Policy, Technology Fund Guidelines need to explicitly address the constraints of women and the excluded, and mandate action to address them. They should cover the three domains of change and aim to improve the assets, capabilities and voice of women, the poor and excluded. The constitution, policies, rules, procedures of NEDC, NMEFEN, BDSPOs and DMEGA should mainstream GESI and bring changes in all three domains for women, poor and the excluded. Institutionally, desks/units/sections/ departments with specific responsibility on gender equality and social inclusion should be located within the MOI, Departments, MEDEP/MEDPA, NEDC, NMEFEN, BDSPOs, and DMEGAs. This should be adequately resourced and mandated to provide technical support for addressing GESI issues. There should be programmatic activities and budget allocations that specifically address the issues experienced by women and people of excluded groups. Activities (e.g. sustained dialogue and advocacy) must also be developed and implemented to address the informal institutions that violate the human rights of women, the poor and the excluded and negatively impact micro-enterprises. Strategies to work with the advantaged, men and boys for changing of values and attitudes should be included. The existing monitoring and reporting system of MEDEP needs to be improved to include disaggregated data on outputs, outcomes and development results linked to the three domains of change. The disaggregation level should also be revised to reflect the population diversity and government definitions regarding excluded social groups. Reporting should reflect progress against the three domains of change and analyse with disaggregation so that informed decisions can be made by the policy makers. Recommendation 4 in the main report provides details on the above. xxi Final Report, GESI Impact Study, MEDEP Conclusion 4: MEDEP has not recognised that sexual and gender minorities, persons living with disability or even women headed households are sub-groups of the existing project beneficiaries and hence there are no special measures for these disadvantaged groups. None of the policy or implementation directives or practical processes of MEDEP address the issues of social groups such as sexual and gender minorities, persons with disability and women headed households. There is a missing recognition that these groups are also sub-groups of the existing project beneficiaries. These social groups require special attention due to the nature of their exclusion. For sexual and gender minorities, using opportunities to work as micro-entrepreneurs in itself could be a challenge. Market biases could result in inability to secure supplies or sell produce at correct prices. For persons living with disability, assistive devices, appropriate micro-enterprises, adapted training methodologies would be necessary but there was no evidence that such measures were being taken by MEDEP/MEDPA. Specific issues of women headed households, unfortunately could not be identified in this study but the heavy work burden, the control over distance by husbands and the limited abilities to make informed choices about micro-enterprises and its management, are aspects which were not explicitly dealt with in MEDEP/MEDPA's guidelines and strategies. Recommendation 4: MEDPA Operational Guidelines should integrate issues of sexual and gender minorities, persons living with disability and of women headed households. MEDPA Operational Guidelines should integrate issues of sexual and gender minorities, persons living with disability and of women headed households so that the regular activities of the programme can identify the specific issues of these groups and address them. Part 2 of the Operational Guidelines about the target group should include these groups and define them clearly. The skills of staff need to be appropriately enhanced to work with such diverse groups of clients. Conclusion 5: Relevant service providing institutions need deeper understanding and high levels of responsive skills to address deeply complex issues of GESI impact on micro-entrepreneurs of different social profiles. The related institutions from Ministry of Industry, relevant Departments to DMEGA, have been working on gender and inclusion issues without proper training or capacity strengthening. Due to its targeting, MEDEP/MEDPA ensures participation of women, Dalits, Janajatis and the Hardcore poor. What was found inadequate were the tools, competencies, skills and systems which would ensure that a mapping of the existing status of women, the poor and socially excluded, based on disaggregated qualitative and quantitative data would be done along with an assessment of the available evidence. A systematic analysis of existing policies, formal institutional structures and processes, and informal institutions to understand how exactly social inequities based on gender, caste, religion, ethnicity and location impact the micro-enterprises, was not an integral part of the process. This impacts different aspects of the programme functioning. Recommendation 5: Develop a GESI capacity strengthening plan, including GESI mainstreaming implementation guidelines, covering different levels and audiences. A capacity strengthening plan to enhance skills and competencies of staff and to strengthen the organisational systems of the different organisations linked with MEDEP/MEDPA is required. This will need to be part of the MEDPA Operational Guidelines so that it is not treated in isolation and is accepted as a mandatory part of the working process. xxii Final Report, GESI Impact Study, MEDEP Capacity strengthening should address aspects of tools, skills, staff and infrastructure, structures, systems and roles.1 Work at all these four levels will ensure a systematic integration of GESI in the full MEDEP/MEDPA cycle. The points made for recommendations 2 and 3 also contribute to capacity strengthening with improved systems, specific location of GESI responsibility and use of GESI responsive tools. Decision makers and staff skills need to be enhanced so that a GESI lens can be applied by all to whatever work they are doing. For staff, issues like motivation, values, commitment and also initiative need to be addressed for both technical and personal change. A core group of GESI trainers and resource persons (both from government and non-government organisations) need to be developed at both national and district levels. This trained pool can then act as trainers, facilitators, technical support persons for the entire MEDEP/MEDPA operations at national and district levels. With the gradual phasing out of MEDEP and full implementation of MEDPA, it will be all the more essential for skills enhancement at all levels due to the limited capacities of government systems and officers to address process related GESI issues. Conclusion 6: Gender based norms limit options of women to work on more profitable microenterprises and thus MEDEP has had limited impact on substantive transformation of gender and power relations. Despite the broader shifts in the social context of women and improved gender situation, there are various constraints which inhibit women's growth as a micro-entrepreneur. Many women cannot work because of their family responsibilities, many need to work within a social construct framework which positions them as the primary home maker and family care taker and manage a secondary role as a micro-entrepreneur. This basic constraint in itself limits women's abilities to do well and have a microenterprise which can be highly profitable. While examples exist that this can be achieved, as some women micro-entrepreneurs have demonstrated (one has even received an international award), it cannot be done by all, without special support and transformation in approach and thinking. The findings of this study indicated high participation and decision making power of women. But till now women have usually been limiting themselves to micro-enterprises which were not affecting men or making such high incomes that men would be strongly involved in the management of and decisions about the income. Hence it is essential that a second generation of gender and inclusion issues be identified and addressed. Recommendation 6: Transformative interventions need to be built into the MEDEP/MEDPA programme for more equitable outcomes for women and other excluded groups. Interventions that work at the cusp of social and physical space can be transformative. 2 These are required for women especially due to inherent gender based constraints existing in Nepali society, like inability to travel alone and far due to safety concerns, inability to take higher risks due to lack of means for collateral, limited capacities to take informed decisions regarding complicated enterprises and low literacy capacities to manage leading to lack of confidence and self-esteem. 1 2 see Potter and Brough's Conceptual Framework of Capacity Building see Inclusion Matters - Advance copy by World Bank, 2014 for more discussion on this xxiii Final Report, GESI Impact Study, MEDEP Inclusion in physical spaces can be deepened through improvements in security and services. Advocacy and formal measures to promote security (e.g. travel and accommodation support for groups of women to travel together, accommodation support for Dalits who are refused accommodation during field work) are required. Strong measures by government to sanction VDCs/DDCs which tolerate abuse of women in any form can gradually improve the situation for women though this would require a multisectoral and multi-ministerial intervention. MEDEP/MEDPA is attempting to weaken gender stereotypes in both the domestic and public spheres by creating micro-entrepreneur role models but this is insufficient for the women to graduate from survival level type of enterprises to growth oriented enterprises. For this the different constraints need to be well handled. Women's “capacity to aspire” as well as the attitudes of others towards them need to be addressed through complementary supportive measures. CONCLUSION MEDEP has positively impacted the lives of its target beneficiaries. Women, Dalits, Indigenous Nationalities and the Hardcore poor have all improved income and the quality of their lives with the support of MEDEP. MEDEP has made extensive and in-depth efforts to address different issues from policy to providing tools for economic growth to poor women and the excluded. Recognising barriers caused by socioeconomic realities, it has adopted a process of social mobilisation and invested in strengthening capacity through training and information about micro-enterprises, working space for the Hardcore poor, promoting different measures for increasing access to finance and other aspects required for enterprise development. With such opportunities and with the changing context in Nepal, women have an improved voice and are able to influence decisions at family and community levels, Dalits are experiencing lower levels of caste-based discrimination. There has been an increase in income which has been invested in improving children's education and health and an increase in the status of the project beneficiaries. These are all very worthwhile contributions of MEDEP. Structured and systematic interventions to assess and address the deeply embedded patriarchal and social values that create constraints for women, poor and the excluded are necessary as are improved mechanisms to support for the full enterprise chain. Only with such support will the women, Dalits, Indigenous Nationalities and the Hardcore poor will be able to grow beyond subsistence levels to manage growth oriented enterprises. For MEDEP to deliver its intended outcome of poverty reduction for women, poor and the excluded, careful work needs to be done in future to ensure that all policies, strategies and activities are addressing along with the livelihoods, aspects of voice and for changing unequal gender relations and discriminatory social practices constraining the growth of the target group effectively. xxiv Final Report, GESI Impact Study, MEDEP 1. Introduction 1.1 Context Micro-Enterprise Development Programme (MEDEP) has been contributing to the Government of Nepal’s (GoN) efforts on poverty reduction in rural areas through the development of microentrepreneurs and employment generation since 1998. The programme, implemented Ministry of Industry (MoI) with technical support of United Nations Developmetn Programme (UNDP) and differetn donors, targets people below the nationally defined poverty line, with special focus on women and socially excluded groups, such as Dalits, Indigenous Nationalities and unemployed youths. MEDEP was started as a pilot programme in June 1998 in ten districts and by end of third phase (July 2013), it had covered 38 districts representing, mountains, mid hills, Terai, across all five regions of the country. The fourth phase of MEDEP started from August 2013 and will be implemented until July 2018. The Government of Nepal (GoN) has adopted the MEDEP model for poverty alleviation and has been replicating it within its Micro-Enterprise Development for Poverty Alleviation (MEDPA) programme approved by Council of Ministers and currently covering 50 districts. The GoN has a plan to replicate it in all the 75 districts. MEDEP IV Phase aims to build the capacity of GoN to implement MEDPA effectively. MEDEP has adopted a Gender Equality and Social Inclusion (GESI) approach which includes minimum representation of 60 percent women (in MEDEP phase IV the target is increased to 70 percent), 40 percent Indigenous Nationalities, 30 percent Dalits, and 60 percent unemployed youths and other deprived sections of the communities. MEDEP has also adopted the principle of ensuring 'two third of positions by Women, Dalits and Indigenous Nationalities in all decision-making' positions in the organisations such as Micro-Entrepreneurs Associations and Business Development Service Providing Organisations (BDSPOs) promoted by MEDEP. Further, MEDEP has also adopted a Gender and Social Inclusive Management Information System (GSIMIS) database system and has applied these tools for internal verification of achievements of results by the entrepreneurs themselves. An impact assessment study was commissioned by the Ministry of Industry (MoI) and the United Nations Development Programme (UNDP) in 2010 for systematic analysis of the changes brought in the socio-economic conditions and livelihoods of its beneficiaries and how they benefited from microenterprise operations. The study found that a larger percentage of women entrepreneur families (74.6%) had moved out of poverty as compared to men entrepreneur families (69.5%). The study also showed that women’s role in decision-making increased in the form of representation of women entrepreneurs in community institutions, participation in community/social work, holding decision-making positions in political parties, participation in VDC/municipalities meetings and ability to raise voices in VDC/DDC meetings. However the study overlooked analysis of the magnitude of change brought by the MEDEP intervention. With MEDEP in its fourth phase, it was considered imperative by the donors, the Australian Department of Foreign Affairs and Trade (DFAT), and United Nations Development Program (UNDP), to analyse its contribution to addressing GESI issues and for empowering women and excluded groups. The 1 Final Report, GESI Impact Study, MEDEP findings and the lessons learned from this impact study will contribute and guide the interventions of MEDEP Phase IV and MEDPA. This report is the final report of the study and is based on secondary document review, policy, institution and financial allocation analysis, survey in ten districts and consultations with target groups and stakeholders from community to national levels. 1.2 Study Objectives The objectives of the study as stated in the Terms of Reference (ToR) (refer Annex 1 for the ToR) included: a. To assess the impact of the programme on the social, economic and political empowerment of Women, Dalits, Indigenous Nationalities and other Hardcore Poor3 in decision-making processes at household and community level, entrepreneurs and institutional levels. b. To identify the challenges faced by entrepreneurs (Women, Dalits, Indigenous Nationalities and other Hardcore Poor groups) to expand their enterprises and recommend measures to address these challenges. c. To assess whether the deprived groups particularly the Dalits are equally able/unable to benefit from the range of services being provided by MEDEP and recommend measures to strengthen their participation. d. To analyse the policy level and structural changes due to the MEDEP intervention to promote Gender and Social Inclusion. e. To recommend how gender and social inclusion interventions can be strengthened in MEDEP and MEDPA. 1.3 Theory of Change and Operational Frameworks of GESI Impact Study The study built up on MEDEP's vision of a dynamic micro-enterprise development sector, goals of poverty reduction of low income families and capacity strengthening of service providers and objectives of development of micro-entrepreneurs and creation of sustainable service delivery mechanism for micro-enterprises. The Theory of Change for empowering Women, Dalits, Indigenous Nationalities and the Hardcore poor4 through micro-enterprise is presented in Annex 2 (refer Inception Report for details). Conceptual and Operational frameworks of the GESI impact study focused on identifying the contribution of MEDEP: i. to improve the access of women, Dalits, Indigenous Nationalities and Hardcore poor to assets, opportunities and services (i.e how has MEDEP contributed to building the livelihood security by improving their income, health and education indicators through micro-enterprise development); ii. to building up the ability of the target group to claim their rights and influence decisions that affect their lives (i.e how has MEDEP contributed to enhancing the capability of women, Dalits, Indigenous Nationalities and Hardcore poor to claim their entitlements, to engage with, influence and hold Defined by MEDEP as people of any caste/ethnicity (those who cannot meet the costs of food items) having per capita income less than Rs. 12,700 (60% of NRs 21,168 required to meet cost of food items to provide 2,226 calorie energy) (source: Pre-bid meeting briefing by MEDEP) 4 Persons with disability were not clearly specified in the target group of MEDEP and hence their issues were not addressed. 3 2 Final Report, GESI Impact Study, MEDEP accountable institutions concerned with their lives and their micro-enterprises; how has it strengthened their capacities to fight against gender and caste based violence); iii. to changing the “rules of the game” (as manifested in informal and formal policies, values, beliefs, behavior, and social practices (i.e how has MEDEP contributed to improving policies, regulations and legislation and shifting informal norms and practices (at all levels) to make them more responsive for women, Dalits, Indigenous Nationalities and Hardcore Poor; how has it changed mindsets regarding violence against women and about untouchability). The GESI analytical framework was applied to analyse policies impacting MEDEP and the microentrepreneurs' organisations like DMEGA. The budgets of MEDEP, BDSPO and DMEGA 5 were reviewed from a GESI perspective to identify how much of the financial allocation were for activities which could be categorized as i. specific and targeted (i.e. providing direct benefits for a specific group); ii. supportive and responsive (i.e. for creating an enabling environment) and lastly iii. neutral (that is assuming that these specific social groups would benefit too from general interventions). The existing gender and power relations impacting micro-enterprises, revealed by who does the work (labour), who has access to what resources and who has decision making power, who experiences violence and caste/ethnicity based discrimination which constrain women, Dalits and Indigenous Nationalities were mapped to identify how MEDEP has contributed to shifts in existing gender and power relations. 1.4 Methodology The study used both qualitative and quantitative methods, a survey using enumerators and qualitative tools such as focus group discussions and key informant interviews. 1.4.1 Survey By the end of third phase (July 2013) MEDEP had covered 38 districts representing Mountain, Hills and Terai across all the five development regions of the country. 44,587 households of beneficiaries of MEDEP were the basic population based on which the numbers for the survey were selected, using statistical techniques. A survey covering 583 micro-entrepreneurs from among direct beneficiaries of programme support (treatment group) and 228 sample from non-programme implemented groups (control group) was conducted. The sampling design ensured that all five regions, eco-regions and three MEDEP phases were covered. The name list of beneficiaries provided by MEDEP was used as a frame. Three stage sampling technique was used. At the first stage , sampling units were the project districts. The second stage sampling units were Rural Market Centers (RMCs) and at the third stage (ultimate stage) project beneficiary households were the sampling units. At the first stage 10 MEDEP districts were selected purposively, based on a set of criteria taking all districts as the sampling frame. At the second stage, cluster sampling technique was used. The sampling frame was the name list of RMCs and sampling units were the RMC/its division. For this, RMCs were considered as clusters. To select the cluster, name list of all RMCs along with their size within selected districts was prepared and two clusters were selected from each district by using probability proportion to size. For the large RMC, it was divided into two or three 5 Budget and workplans of MEDEP, 2 BDSPOs, 7 DMEGAs and of NMEFIN were reviewed. 3 Final Report, GESI Impact Study, MEDEP sub-divisions according to its size and each sub-division was considered as a cluster. Households were drawn from the list of clusters of the selected RMC/its division by using systematic random sampling mechanism after constructing sampling frames of the selected RMCs (Annex 3 for note on statistical design). To increase the coverage and to meet the objectives of social inclusion (gender, caste and ethnicity), the frames of households were constructed according to the caste/ethnicity and gender. By arranging the name list in ascending order of caste/ethnicity and gender the proportion of respective gender and caste/ethnicity according to the population was maintained. Based on statistical values, the required sample size was calculated to be 380. Taking 1.5 as adjustment for the design effect, the required sample size was estimated to be 570. The actual number of sample households (treatment group) was 583 which exceeded this number. This sample size was taken only from program implemented group (treatment group). To compare the results from the programme beneficiary group (treatment group) a a sample size of 228 was taken to represent the control group. This number is slightly lower that 50% of the sample size of treatment group. Selection of Control Group The selection of sample households of the control group was based on two stage sampling technique. In the first stage VDCs were selected purposively in the selected sample districts of treatment sample. It was ensured that the selected VDCs had similar socio economic condition as that of project VDCs at the time of MEDEP intervention. The additional condition imposed was that the selected VDCs (control) had not benefited from any donor assisted project. After the VDCs were selected the sample size was distributed according to the ethnic groups approximately in the ratio of the treatment group (about 50% was targeted but the actual control sample was less than that mainly due to the difficulty and longer than anticipated time taken to identify the control VDCs for the sampling process to select the control groups). The households were selected randomly from the list prepared in the VDCs for the sampling purpose. The control group respondents were not micro-entrepreneurs but simply women and men respondents. Refer Annex 4 for field work details. 1.4.2 Qualitative methods Qualitative methods included Focus Group Discussion (FGD) and key informant interviews with women and men micro-entrepreneurs. Husbands of entrepreneurs, local leaders at the community level, Enterprise Development Facilitators (EDFs), Business Development Service Providing (BDSPOs), district level micro-entrepreneurs' organisations (DMEGA), District Enterprise Development Committees (DEDC), MEDEP project staff including from Area Support Offices to the central office, and local government bodies. A PRA tool to map changes in gender relations and the differences due to the project, was used with women in their FGD. 4 Final Report, GESI Impact Study, MEDEP Figure 1.1 Gender analysis profile: labour, access and control analysis by Tharu women Source: Field work, 2014 Meetings were conducted with Ministry of Industry, Department of Cottage and Small Industry, Cottage and Small Industry Development Board and Coulcil for Technical Education and Vocational Training (CTEVT) (refer Annex 5 for list of FGDs, KIIs and meetings/consultations). Policy analysis from a GESI perspective was done of GoN's mandates for micro-enterprise and policies that direct MEDEP's work (refer Annex 6 for list of policies documents reviewed). Institutional analysis of MEDEP, and of BDSPOs and DMEGAs of the study districts was done. Information and documents about the functions of these organisations, the location of responsibility for addressing GESI within the organisations, the GESI integration in job descriptions and the social diversity of the personnel was collected and reviewed (refer Annex 7 for the list of organisations and the documents reviewed). The annual work-plans of MEDEP (from 2011-2013), of one year of BDSPOs and DMEGA were reviewed for assessing which activities supported the target groups in what way. 1.5 Respondent's Profile The details of the treatment and control group respondents is presented below. 1.5.1 Respondent's Profile: Programme (Treatment) Group Of the 583 respondents of the study, 72 percent of the respondents were women and 28 percent men. Caste/ethnic group wise, the highest percent of respondents were from Hill Brahman/Chhetri (32.4%), followed by 27 percent of Hill Indigenous Nationalities (Janajatis).6 The hill Dalits were 17 percent, Terai Janajatis were 12 percent, Madhesi Dalit were 9.6 percent, Other Madhesi Caste Group 1.5 percent and Muslims, 0.9 percent. Refer Annex 8 for sample distribution by district and by caste ethnicity, sex and poverty. 6 Madhesi Brahman Chhetri and Newars, who were initially part of the survey respondent profile, were dropped due to very small numbers. Newars are taken as separate group within the hill Janajatis due to their advanced indicators which masks the disparities within the Janajati group. But for this study since the Newars in the sample size were minimal and MEDEP does not disaggregated its project beneficiaries within the hill Janajatis group, this disaggregation has been done only for staff profile discussions. 5 Final Report, GESI Impact Study, MEDEP Table 1.1 Well-being, sex and caste/ethnicity profile of programme respondents Household characteristic Description/Sample size [number (%)] Districts covered (10 districts, 583 samples) Sindhupalchowk 69 (12%), Jumla 27 (5%), Terhathum 71 (12%), Parbat 74 (13%), Salyan 28 (5%), Dadeldhura 66 (11%), Sunsari 97 (17%), Mahottari 19 (3%), Nawalparasi 83 (14%), Kailali 49 (8%) Geographical distribution Mountains 10 percent, Hills 50 percent, Terai 40 percent Well-being Hardcore poor 15 percent, Non-Hardcore Poor 85 percent Caste/ethnicity Hill-Dalit 17 percent, Terai-Dalit 10 percent, Hill-Janajati 27 percent, Terai-Janajati 12 percent, Hill-Brahmin/ Chettri 32 percent, Muslims 1 percent, Other Madhesi Caste 2 percent Sex of Respondents Women 72 percent, Men 28 percent Note: For the categorisation of social groups, the terminology accepted by GoN is followed: Madhesi Dalit instead of Terai Dalit; Other Madhesi Caste/Other Backward Class instead of Other Madhesi Source: Survey, 2014 Amongst the social groups, women of the Terai Indigenous group were the highest (93%), followed by Other Madhesi Caste Group (77.8%), Madhesi Dalit (78.6%) and Hill Dalits (59.2%). The Muslim women were the lowest (40%). Figure 1.2 Respondent by caste/ethnicity and sex 93 Female % Male % 79 78 70 72 69 60 59 41 40 31 30 22 21 28 7 Hill Dalit Source: Survey 2014 Madhesi Dalit Hill Terai Indigenous Indigenous Hill BC Muslims Other Madhesi Caste Overall BC: Brahman/Chhetri The majority of the respondents were of the third phase of MEDEP (41.5 percent). There were 39.6 percent from the second phase and 18 percent from the first phase. 6 Final Report, GESI Impact Study, MEDEP Figure 1.3 Respondents by MEDEP phase (in percent) 100 Phase I Phase II Phase III 67 54 4442 52 51 45 41 36 41 34 24 25 21 23 14 22 16 11 5 40 40 38 20 4042 19 10 By Social Group By Sex Overall Non-hardcore Poor Hardcore Poor Female Male Other Madhesi Caste Muslims Hill BC Hill Indigenous Terai Indigenous 00 Madhesi Dalit Hill Dalit 42 32 27 4341 By Poverty Total Source: Survey 2014 Refer Annex 9 for sample distribution by project phase and by caste ethnicity, sex and poverty. The proportion of different caste/ethnic groups within each well-being group (Figure 1.4) shows the distribution of Hardcore and non Hardcore poor within the social groups. Figure 1.4 Caste/ethnicity and well-being profile 26 Hardcore poor % Non-Hardcore poor % 22 14 11 9 3 Hill Dalit 6 4 1 1 Madhesi Dalit Hill Indigenous Source: Field Survey 2014 Terai Indigenous 0 Hill BC 1 Muslims 0 1 Other Madhesi Caste BC: Brahman/Chhetri The proportion of different caste/ethnic groups within sex of respondents shows that only among Muslims the percent of men is higher than women. 7 Final Report, GESI Impact Study, MEDEP Other details 60 percent of the respondents had mobiles. Only 14 percent Madhesi Dalit women owned a mobile while 70-80 percent Brahman/Chhetris and the Janajatis did. 85 percent respondents were Hindus and 10 percent Buddhists. The rest were Muslims, Christian and others. 1.5.2 Respondent Profile: Non- Programme (Control) Group The distribution of sample households (control) is shown in the figure below (Refer Annex 10 for sample distribution of control group by district and by caste ethnicity, sex and poverty). There is no gender classification in control group because there are no entrepreneurs as in treatment group, only women and men respondents. Of the 228 respondents of the control group, 56 percent were women. The Other Madhesi Caste had the lowest share of female respondents (43%) followed by Hill Indigenous (49%) and Hill – Brahmin/Chhetris (49%). The Terai Indigenous group had the highest share of female respondents (73%), followed by Hill Dalits (64%) and Madhesi Dalit (57%). Table 1.2 Sample size of respondents of control group Male Strata Female Sample Number Percent Number Percent Number Percent Hill Dalit 19 36 34 64 53 23.2 Madhesi Dalit 9 43 12 57 21 9.2 Hill Indigenous 18 51 17 49 35 15.4 Terai Indigenous 8 27 22 73 30 13.2 Hill Brahman/Chhetri 42 51 40 49 82 36.0 Other Madhesi Caste 4 57 3 43 7 3.1 100 44 128 56 228 100.0 Overall Source: Field Survey, 2014 Figure 1.5 Distribution of control groups respondents by sex and caste/ethnicity 73 Female % 64 57 43 49 51 49 51 57 43 Male % 56 44 36 27 Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill BC Other Madhesi CasteTotal Source: Field Survey, 2014 8 BC: Brahman/Chhetri Final Report, GESI Impact Study, MEDEP Poverty dimensions of control group respondents Of the total number of respondents an overwhelming majority (71%) were non-hardcore poor with only 21 percent representing the hardcore poor. The Terai Indigenous had the lowest share of Hardcore poor respondents (23%) followed by Hill – Brahmin/Chhetris (24%) and Madhesi Dailts (24%). The Hill Dalits had the highest share of hardcore poor respondents (43%), followed by Other Madhesi Caste (29%) and Hill Indigenous (26%). The smallest difference between hard and non Hardcore poor was among hill Dalit respondents. Figure 1.6 Distribution of respondents of control group by poverty and caste/ethnicity Hard-core poor % Non hard-core poor % 76 77 74 76 71 71 57 43 26 24 Hill Dalit 23 Madhesi Dalit Hill Indigenous Source: Field Survey, 2014 Terai Indigenous 24 Hill BC 29 29 Other Madhesi Caste Total BC: Brahman/Chhetri The control group did not have any Muslim respondents and hence the comparative discussion for this group was not possible. Even amongst the programme respondents the Muslim sample was small (only five of whom two were women). The Other Madhesi Caste group too did not have a large sample size - only nine in the treatment and seven in the control group. 1.5.3 Comparison of respondents and MEDEP project beneficiaries Reflecting the selected districts population profile and MEDEP's overall project beneficiaries, there was a high percent of Brahman Chhetris amongst the respondents. Other caste/ethnic groups also had a fair representation, apart from Muslim and Other Madhesi Caste groups. Table 1.3 Comparison of respondents and MEDEP project beneficiaries Programme Control MEDEP's Database figure (as of May 2014) (in percent) Hill Dalits 16.8 23.2 18 Madhesi Dalit 9.6 9.2 6.39 Hill Brahman/Chhetri 32.4 36.0 31 Hill Janajati 26.6 15.4 30 Terai Janajati 12.2 13.2 7 Other Backward Class (OBC)/ Other Madhesi Caste 1.5 3.1 7 Muslims 0.9 0 1.12 Hardcore Poor 15 29 54 Non Hardcore Poor 85 71 42 Caste/ethnicity Survey Sample Size (in percent) Source; MEDEP database, Survey details, 2014 9 Final Report, GESI Impact Study, MEDEP The above table indicates that there were some differences in the caste ethnic profile of the respondents and the MEDEP project beneficiaries especially in Muslims and Other Madhesi Caste groups. There is also a difference in the Hardcore and non Hardcore poor sample and MEDEP beneficiaries. 1.6 Limitations of the Study There were a number of limitations experienced by the study. The ToR had asked for only two component experts in the national team which resulted in limited skills availability within the team itself. A major limitation was the lack of demand by the ToR of a qualified statistician and data analyst in the team. This meant that the comparative analysis of survey data for higher level conclusions7 was not possible. Additionally, the control group used was not completely reflective of the profile of the respondent's group since they had to be selected at random in the areas of interview. The control group were not micro-entrepreneurs but just local women and men of the socialgroups covered under the treatment group. The information about programme respondents used during the statistical design was inadequate resulting in changes at the field level of the respondents selected. Many had moved way or were not available. There were differences in the numbers of respondents as a result. A key limitation also was the lack of complete baseline information about project beneficiaries with MEDEP. The study depended upon the difference between control and treatment group responses to address this gap. 1.7 Organisation of the Report This chapter provides a brief overview to the study and the methods followed, underlining the qualitative and quantitative processes adopted. Chapter 2 describes the policy and institutional context of micro-enterprise in Nepal and of MEDEP. Chapter 3 presents a disaggregated analysis of the microentrepreneurs information available from MEDEP's database. Chapter 4 shifts to the local level and to what is the core of the study to assess what change has occurred in the livelihoods of the microentrepreneurs of different social groups and gender. This chapter draws on the survey data to look at change down to the household level. In Chapter 5 the links between the three domains of change are presented and forms the basis for the conclusions and recommendations in Chapter 6. 7 The study would have benefited from an analysis of whose live improved the most and whose enterprise was most profitable amongst the different social groups. But that was not possible as it would require minute review of all data ensuring its accuracy, fixing a score for each variable, determining class intervals for each variable and then scoring each social and income group and gender. 10 Final Report, GESI Impact Study, MEDEP 2. GESI in the Policy and Institutional Context of MEDEP 2.1 National Commitments for GESI The overall policy and legal framework for gender equality and social inclusion is positive in Nepal. Positive provisions in the Interim Constitution,8, Government of Nepal (GON)’s Three Year Interim Plan (TYIP) (2007-2010), Three Year Plan (2010-2013) and Approach to the Thirteenth Plan, establish the fundamental rights of women, Dalits, Madhesis, Muslims, Adivasi Janajatis (Indigenous Nationalities)9, sexual and gender minorities, and persons with disability. The Gender Equality Act (2006) has repealed and amended 56 discriminatory provisions of various Acts and has incorporated provisions to ensure women's rights. The 2007 amendment to the Civil Service Act has provided 45 percent seat reservation to excluded people and backward regions10. The Blended Block Grant Guideline (2010) of the Ministry of Federal Affairs and Local Development (MoFALD) allocates a 35 percent targeted fund for women (10%), children (10%), and disadvantaged communities (15%) in the District Development Committees (DDC), Village Development Committees (VDCs) and municipalities. Caste-based Discrimination and Untouchability Act (May 2011) declared untouchability a legal offence. Inclusive rules ensured 33 percent representation of women in the Constituent Assembly of Nepal. Nepal is signatory of various human rights instruments such as Convention on the Elimination of Discrimination Against Women (CEDAW), Convention of the Rights of the Child (CRC), Convention to Eliminate Racial Discrimination (CERD) and Convention for Persons Living with Disability. ILO Convention 169, ratified by Nepal in 2007, ensures rights of indigenous nationalities about their ownership and tenure right to land and water resources. UN Security Council Resolutions such as UNSCR 1325 and 1820 provide directives to address gender based violence and for protection of women rights during conflict. Thus there exists a strong national and international policy mandate for gender equality and social inclusion in Nepal. 2.2 GESI in Micro-enterprise related Policies A review of policies such as the Industrial Enterprises Act, 1992, Micro Enterprise Policy 2064 (2007), Industrial Policy, 2067 (2010) indicates that policies developed in recent years are attempting to address GESI in some ways. Industrial Enterprises Act The Industrial Enterprises Act does not recognise issues of women and other excluded groups at all and all its provisions are more supportive for middle and large size enterprises. The Micro-Enterprise policy11 is more GESI sensitive and reinforces the strong linkage between micro-enterprises and livelihood improvement of the poor, women, Dalit, indigenous nationalities, Madhesi and other backward communities. It mandates that special priorities be provided to the targeted group specified Interim Constitution: Section 3: Fundamental rights: Article 13 states: No one will be discriminated against on the basis of religion, caste, ethnicity, gender, language (pg 4); for women, Dalit, Adivasi Janajati, Madhesi, and socially or culturally discriminated groups affirmative actions can be taken, (pg 5). 9 This report has used the terminology Janajatis and Indigenous Nationalities interchangeably 10 The Civil Service Amendment provisions for: women (33%), Janajati (27%) Madhesi (22%), Dalits (9%), persons with disabilities (5%), and backward regions (4%), while filling vacant posts through free competition. 11 MEDEP had also contributed to the development of this policy (Source: Annual Report , MEDEP, 2012) 8 11 Final Report, GESI Impact Study, MEDEP by GoN and their capacity strengthened. But it fails to direct clearly the integration of GESI in the proposed legal and institutional mechanisms and infrastructures, establishment, management and operation process of micro-enterprises or to make the market environment more GESI responsive. The Industrial Policy provides special priority to women in the establishment and operation of microenterprises ("Special provisions shall be made to attract talented and creative youth and women in micro enterprises, cottage and small industries through Business Incubation centre; Provisions shall be made for making available loans in simple and easy manner from banks and financial institutions to women entrepreneurs engaged in micro, cottage and small-scaled industries"). It includes a section on special provisions for women which has some very progressive directives. Representation of women from different social backgrounds is made mandatory in policy formulation processes for any industrial enterprise. An exemption of 35 percent in the registration fee is provided if an industry is registered in the name of a woman. Women are provided with an exemption of 20 percent in the fee for patent, design and trademark and other such registrations. Special priority to women, a separate fund for women entrepreneurship, gender analysis and assessment are all provided for. While these are all very progressive policy directives, a gap exists that there are no specifications for any concrete action to address socio-cultural and political barriers of women, poor and the excluded to develop as microentrepreneurs. Monetary Policy for Fiscal Year 2013/14 The monetary policy has provisions for women under deprived sector lending, for rural areas and for branchless and mobile banking services.12 Priority to districts with very limited financial access has been emphasised and corporate social responsibilities of BFIs have been highlighted. These provisions can support access of women, poor and the excluded to finance. A key aspect would be the effective implementation of these provisions and monitoring as required. Technology Development Fund Guidelines The Technology Development Fund Guidelines, 2070 (2012-13) establishes a fund for new and alternate technology which can be accessed by the micro-entrepreneurs. The roles and responsibilities of the fund do not integrate GESI aspects e.g. it states new technology need to be developed/standardised but does not specifically add that technology which can be GESI responsive, particularly women friendly, need to be researched, developed and promoted. The composition of the executive committee to decide about the technology funds has provisioned for representation of at least one woman from related universities. There needs to be inclusion of representatives from excluded social groups through their identity based organisations. The guidelines do not direct for addressing of GESI issues in any of the other provisions such as formation of sub-committees, evaluation of proposals or in monitoring. 12 "Project credit up to Rs. 5,00,000 provided by BFIs to micro-enterprises promoted by women will be included in deprived sector lending and provision will be made to insure such credit"."High priority has been given to expand inclusive access to finance by the NRB. As a result, new micro finance institutions have come into operation and BFIs have expanded their branches in rural areas, and started branchless and mobile banking services. However, considering still inadequate financial access to rural areas and low-income groups, priority is given to extending financial access to rural and remote areas. Likewise, financial literacy has also been taken as an integral part of enhancing access to finance." "Since the financial system contributes to the sustainable development, BFIs will be encouraged to conduct activities related to environment and corporate social responsibility." 12 Final Report, GESI Impact Study, MEDEP Women Entrepreneurship Development Fund Guidelines The government's initiative to have a separate fund with guidelines for women entrepreneurship development is to be appreciated. The Women Entrepreneurship Development Fund Guidelines (Karyabidhi), 2069 (2012) provisions for collateral free loan to women13 with low interest rates and has ensured representation of women in the executive and management committee. The functions of the executive and management committee include facilitating establishment of women's enterprises and promoting women to do micro-enterprise. It has not specified that socio-cultural gender-based constraints experienced by women should be identified and addressed. Also it has not recognised that other social variables such as caste/ethnicity, age and location can create multiple barriers for women to become successful entrepreneurs. The committee needs to be made responsible to develop innovative measures to support such women. Refer Annex 11 for GESI analysis of selected policies. 2.3 Micro-Enterprise Development for Poverty Alleviation (MEDPA) The government's micro-enterprise programme, MEDPA, which is internalising the MEDEP model, has developed a five year Strategic Plan (approved July 2013) and Operational Guidelines (approved January 7, 2014). These documents have clearly specified the target group and have many other positive provisions. The key principles of the strategic plan include targeting and inclusion, pro-poor public-private partnerships and programme interventions have pro-poor capacity building amongst others. The objective of the Operational Guidelines has provisions such as the basket fund at the district level, evaluation of the GESI policy of applicant organisations and representation from socially excluded groups (women, indigenous nationalities) in local level committees. The lack of direction to BDSPOs for conducting gender and social relations analysis, inadequate integration of GESI in the roles and responsibilities of the different committees, lack of specific guidance to ensure that specialised training and appropriate technology reaches women and men of different social groups and ensures representation in monitoring committees, are some areas which require strengthening. For example the roles and responsibilities of Microenterprise Development Fund (MEDF) states that MEDF must "Prepare and implement annual programme of the Fund and ensure value for money" but does not direct that this annual programme should be GESI responsive. The Fund is asked to submit reports regularly "Prepare regular programme progress report, financial and audit report of the Fund" but again is not directed to do so with disaggregation and analysis from a gender and inclusion perspective. Additionally there has to be more of an explicit effort to ensure that women move to micro-enterprises which have higher returns and that specific sectors which are not allowed for Dalits due to caste-based discrimination are promoted (e.g. food and beverage sector). A clear identification of income, location, gender, caste and ethnicity based barriers for women and the excluded in developing micro-enterprises is necessary so that interventions to address them can be integrated into programme components. Refer Annex 12 for a detailed GESI analysis of MEDPA Operational Guidelines. 13 In field level interviews, people stated that this has not been well implemented. Only in Parbat was there an instance when Rs two crores was accessed by women from this fund @ six percent interest. (field interviews, June 2014) 13 Final Report, GESI Impact Study, MEDEP 2.4 GESI in MEDEP Policies MEDEP, being a Ministry of Industry programme, is bound by Government of Nepal and MoI's policies and being a NEX executed programme of UNDP, works within the framework of UNDP policies.14 The performance indicators of outcome, outputs and activity results demand disaggregation by gender and social groups and have separate gender equality related indicators, which is excellent. A gap is in the lack of indicators related with addressing discriminatory social practices constraining the enterprise development of women and other excluded groups and an explicit indicator on increase in income of women micro-entrepreneurs. MEDEP has adopted a GESI responsive targeting approach and the 14 guiding principles that it follows has a specific direction for applying “Gender and Social Inclusion” at policy, institutional and programme levels by directly targeting Women, Dalits, Indigenous Nationalities, Muslims, Other Backward Class (OBCs/Other Madhesi Caste Groups) and specially disadvantaged groups.15 As a result, MEDEP has specified targeting based on income poverty having per capita income of NRs. 21,168, representation of women has to be 60 percent (70% in Phase IV), 30 percent of poor Dalits, 40 percent of poor Indigenous Nationalities ensuring representation of Nepal's eco-regions (Mountains, Hills and Terai) and 60 percent unemployed youth of poor income families. MEDEP has directed that all associations and committees must have appropriate women and social group representation, which has ensured that women, Dalits and Indigenous Nationalities occupy 60 percent, 21 percent and 36 percent respectively of decision-making positions in 36 DMEGAs across the country. The different guidelines (e.g. Common Facility Centre guideline) also address GESI aspects e.g. CFCs are for those who do not have space to run their enterprise and provides support to the Hardcore poor to have a common place for training, raw material collection, production, storage and marketing. CFCs are also resources which the group can use to raise funds. CFC guidelines has mandated that all the centres must have child care facilities, drinking water and toilets, without which they will not be approved. Enterprise Development Facilitators Training Curricula MEDEP has ensured that professionals for the sector like Enterprise Development Facilitators (EDFs) are developed. The directives for EDFs mandates women and social group representation amongst them. The EDF curriculum16 in its GESI module discusses the GESI concepts but a limitation is in its practical application. Skills and tools which the EDFs could use while working with the different target groups (e.g. to identify barriers, to integrate GESI in business plans) are not part of the course. GESI is also not integrated into the different modules which results in EDFs not learning effectively about how to mainstream it into their different functions.17 MEDEP's interventions are designed to address the UNDAF outcome ‘Vulnerable groups have improved access to economic opportunities and adequate social protection’ and the CPAP outcome ‘Government has improved capacity to design, execute and manage economic development programmes and strategies’ through increased capacity to design, implement and monitor a multipartner supported microenterprise development programme (source Annual Reports, 2012, 21013) 15 Annual Progress Report, 2012, MEDEP/UNDP and MoI 16 CTEVT conducts a 15 month course for EDFs (which was also developed due to MEDEP's influence). Of the 25 modules for the course, one module is on GESI. This is divided into five sections with one section on gender concepts, second on HIV and AIDs, third on legal advocacy, fourth on social inclusion and fifth on rights based approach. 17 None of the EDFs met in the field by the team leader and component experts had been through this course or received any orientation on GESI by MEDEP. 14 14 Final Report, GESI Impact Study, MEDEP A key gap in MEDEP's policy mandate is a recognition that the different target groups (e.g. women, Dalits, Indigenous Nationalities, youth) have different barriers and that the same approach may not enable each social group to benefit equally from the opportunities and resources created by MEDEP. Conclusion: The policy analysis of government documents reveals that the micro-enterprise sector has been considerably strengthened by MEDEP's work. GESI issues have yet to be fully integrated into government mandates for micro-enterprise development. MEDEP, with clear targeting mandates, has been addressing GESI aspects due to the very nature of its beneficiaries. There is space for MEDEP to identify the non-economic enterprise related barriers such as discrimintory gender norms and social practices, which constrain women, Dalits and other excluded groups from benefiting more from the interventions of MEDEP and from micro-enterprise development. 2.5 GESI Institutional Analysis of MEDEP Institutional arrangements, the location of responsibility for GESI, and institutional culture and attitudes of staff can greatly determine the access of women, the poor and excluded to MEDEP's services. Following the GESI analytical framework and as per the ToR, various human-resource-related issues are assessed in this section to understand the GESI responsiveness of MEDEP institutions. The institutional analysis covers the BDSPO and DMEGA of the sample study districts18 and MEDEP. 2.5.1 MEDEP GESI in human resource and personnel management MEDEP as a NEX programme of UNDP, follows the NEX guidelines in its human resource management. The NEX guidelines details out the ToRs of National Programme Director (NPD) and National Programme Manager (NPM), the recruitment process and also staff benefits and facilities. The duties and responsibilities of the NPD and NPM as described in the NEX guidelines, while being comprehensive otherwise, do not direct them to ensure that GESI issues are addressed in all the aspects of the programme execution, implementation and operation. The ToRs in the project document of MEDEP Phase IV of the NPD and NPM, the 5 Component Managers, Chief Monitoring and Evaluation Specialist and the Senior Institutional Development Specialist all have stated a task of ‘ensuring that MEDEP activities are planned and implemented in a gender sensitive and inclusive manner and that all partners are trained in GESI’. Specific GESI tasks linked to the responsibilities of the different positions are not included. The required experiences and skills for these positions do not specify a basic understanding of GESI. Despite the targeted approach of MEDEP, there is no GESI specialist/officer in the central team. From a GESI perspective, NEX guidelines have ensured that there is representation of a gender specialist in the NEX recruitment committee and in the Project recruitment committee (if there is a project gender specialist) but the ToRs of the two committees do not mandate that GESI aspects be addressed by the committee in the full recruitment process. The Gender Parity Action Plan of 2014 cover some of these 18 Information of all DMEGAs and BDSPO were not available to the study team, despite follow-up. This report covers the following: Staff profile of MEDEP (Central and area offices), BDSPO staff of five districts (Jumla, Mahottari, Nawalparasi, Sindhupalchowk, Terathum), BDSPO Board profile of four districts (Dadeldhura, Mahottari, Sindhupalchowk, Sunsari) and DMEGA staff of eight districts (Dadeldhura, Jumla, Kailali, Mahottari, Parbat, Salyan, Sindhupalchowk, Sunsari), DMEGA Board profile of three districts (Jumla, Parbat, Sunsari) 15 Final Report, GESI Impact Study, MEDEP missing aspects. During the recruitment process of staff , the UNDP Workforce Diversity Policy 2009. is followed which provides direction for promoting an inclusive workforce. The UNDP guideline for panel members for interviews is also mandatory to implement. Sixty days of maternity leave is provided to women staff with full time service contract. There is no provision specified for child care, breast feeding and flexible hours.19 While the NEX guidelines do not have provision for such facilities, workforce diversity plans direct for affirmative action during recruitment and provide gender specific support. The Performance Appraisal Report has a section on performance on gender related dimensions of the job description.20 Diversity Profile of MEDEP staff A disaggregation of 79 staff of MEDEP (covering 21 staff at the centre office and 58 in the eight Area Support Offices in districts21) indicates that there are 23 percent women and 77 percent men. There are no women in senior (top) management. Typically there are more women at the mid level management and administration22 (Figure 2.1). There are three women at NPPP III23 level: Senior Monitoring and Evaluation Specialist, Senior Instutional Capacity Development and Strategy Specialist and Area Programme Support Manager. Figure 2.1 MEDEP Staff by management level and sex Source: MEDEP staff list; analysis by study team. 2014 National Execution Guidelines, Updated Version July 2001 (provided to the study team by MEDEP) Discussion with staff are still to be held by the study team to understand the effectiveness of this 21 Staff data of MEDEP is as provided by MEDEP in May 2014. The Area Support Offices are in Biratnagar, Lahan, Heatuda, Kathmandu, Pokhara, Gorahi, Birendranagar and Dhangadi. 22 The posts categorised under different levels by the study team is: senior level management (2): CTA 1, NPM 1; mid level management (14): ASPM 7, component manager 4, admin and finance manager 1, senior monitoring and evaluation specialist 1, and senior institutional development and strategy specialist 1; Admin (49): Admin Assistant/Office Secretary 1, SAFA 2, MISS 1, MISA 4, MDS 16, GSS 15, C&DS 1, AFA 8, AEDS 1; and drivers (13) and messenger (1) are included in other support staff (14). 23 In the UNDP NEX system, NPPP III level staffs are considered as senior staff involved in managerial work particularly in MEDEP 19 20 16 Final Report, GESI Impact Study, MEDEP Almost 50 percent of the staff are hill Brahman/Chhetri (with six percent women); 11 percent are Newars24 (4% women); 20 percent Hill Janajati (6% women) and Madhesi Brahman/Chhetris 2.5 percent. Other Backward Class (Madhesi Other Caste) are only five percent. There are no Madhesi Dalits and Muslims (Figure 2.2). Figure 2.2 MEDEP Staff by caste/ethnicity, regional identity and sex 43 Female % Male % 14 6 3 Brahman Chhetri Hill 3 Brahman Chhetri Madhesi 6 4 Dalit Hill 4 Janajati (Hill except Newar) 8 3 Janajati (Newar) 3 4 1 Janajati (Terai) Other Madhesi Caste Source: MEDEP staff list; analysis by study team The senior and middle management level has predominantly staff from hill Brahman/Chhetri and Newar groups. Administration level has apart from the hill Brahman/Chhetri, four percent hill Dalit women (Figure 2.3). Figure 2.3 MEDEP Staff by management level, caste/ethnicity, regional identity and sex 64 Senior level management 50 Mid level management 50 Admin 43 37 Other support staff 21 14 767 0 F% 4 6 78 2 M% F% M% F% 7 M% Brahman Chhetri Hill F% Brahman Chhetri Madhesi Dalit Hill 14 7 7 76 2 0 M% Janajati (Hill except Newar) F% M% Janajati (Newar) 7 4 4 2 4 F% M% F% M% Janajati (Terai) Other Madhesi Caste Source: MEDEP staff list; analysis by study team 24 The caste/ethnic disaggregation used here is what has been used now by different Ministries (e.g. MoHP for its NDHS Further Analysis) and Social Inclusion Action Group (SIAG) for its workforce diversity analysis. The difference from MEDEP's categorisation is that Newars are included within Hill Janajati group by MEDEP while now-a-days, they are being separated as their indicators are high and influence the indicators of other hill Janajati groups. We suggest that in future this be done by MEDEP also and hence have preferred to follow this level of disaggregation where information was available. 17 Final Report, GESI Impact Study, MEDEP Overall the staff profile analysis indicates that MEDEP has made efforts to be representative but there is room for improvement for better representation of women, especially in higher positions and of certain social groups, to be representative of the population profile of the districts they are working in. MEDEP Enterprise Development Facilitators (EDFs) Out of total 713 EDFs, 541 were available for MEDEP and MEDPA programmes in November 2013. Of these there were 311 women and 230 men, Indigenous Nationalities 161, Dalit 127, Muslim 2 and other 251.25 Further disaggregated details (e.g. sex disaggregation within the different social groups) are unavailable but women EDFs of Madhesi social profiles are insufficient and hence difficult to find (as shared by President , BDSPO, Mahottari). 2.5.2 Business Development Service Provider Organisations (BDSPOs) Findings below are based on the information provided by the BDSPOs of different districts.26 GESI in human resource and personnel management of BDSPOs BDSPOs are crucial for creation of new entrepreneurs according to the specified target group of MEDEP i.e. women, the Hardcore poor, Dalits, Indigenous Nationalities and other excluded groups. Hence it is essential that these organisations be GESI responsive and integrate GESI in their planning, programming, budgeting, monitoring and reporting. Most of the reviewed BDSPOs have objectives that mention “discrimination and untouchability on the basis of sex and caste shall be opposed”. Likewise, the goal, mission and vision stated in constitution have included terms like “women and poor” and “marginalized groups”. Some of the BDSPOs’ reviewed (e.g. Save the Earth of Sunsari and SEEDS of Dadeldhura) work under a Constitution that does not very explicitly direct them to work on GESI issues.27 For being more specific in implementation, a few BDSPOs (e.g Deurali Society, Tehrathum) have adopted “GESI internalization” as one of its core values. Almost all BDSPOs have mandatory provision of representation of women and marginalized groups in their executive committee. A further provision for women and the marginalized at decision making level within the executive committee, would have strengthened the commitment of BDSPOs formally to gender equality. Some BDSPOs (e.g. SEEDS) have very sensitive gender related provisions in their administration policy. SEEDS has approved criteria, prioritising women and people from excluded groups in its membership and it has very sensitively provisioned for breast feeding time for women employees with small children. Women are prioritised for capacity development opportunities. Gender sensitive behaviour is a criteria for staff performance evaluation, which is excellent. Save the Earth has included gender equity as a cross-cutting issue and has identified gender as an organisational value but its theory Annual Report 2013, MEDEP/UNDP and MOI BDSPO (Sustainable Enterprise and Environment Development Working Awareness Center- SEEWAC/ Nepal; Tehrathum BDSPO (Deurali Society); Mahottari BDSPO (Rural Community Development Service Council-RCDSC); Nawalparasi BDSPO (Resource Center for Enterprise Development Nepal or Udhyam Bikas Shrot Kendra; Sindhupalchowk BDSPO/ Sindhu Development Center (SIDEC); Jumla BDSPO (Panch Tara Yuba Samrekshak Manch); Sunsari BDSPO (Save the Earth Foundation International); Dadeldhura BDSPO (Social Environment and Enterprise Development Society/Nepal- SEEDS Nepal); Information was not sent in by the other BDSPOs to the study team despite follow-up. 27 Constitution, SEEDS and Save the Earth, Organisational Profile, Save the Earth and Administration Policy of SEEDS 25 26 Kailali 18 Final Report, GESI Impact Study, MEDEP of change needs to integrate GESI explicitly. nor is GESI integrated in written in the responsibilities. staff BDSPOs, while practically working on GESI issues, have not yet mainstreamed GESI activities across all the ToRs of their staff. The need for candidates to possess relevant GESI knowledge and skills have not been integrated into the ToRs. Additionally, there are no provisions of gender and social inclusion sensitisation trainings, workshops and conferences for enhancing capability of appointed staffs. Progress reports of BDSPOs report on activities conducted but there is limited analysis of shifts in gender and other social power relations (refer Annex 13 for detailed analysis of the BDSPO documents). Diversity in BDSPO Executive Committee During the course of this impact study, four BDSPO’s provided information about their Executive Board members and five BDSPO’s provided information about their staffs. Hence the analysis below is based on the above information only. There are 36 Executive Committee members altogether in four BDSPO executive committees.28 Fortytwo percent are women and 58 percent men. A dominance of hill Brahman Chhetri with almost 45 percent (19% women) is seen. With two Terai districts covered, there is a presence of Madhesi Dalit at 11 percent, Terai Janajati at 14 percent (6% women) and Other Backward Class/Other Madhesi Caste at 14 percent (6% women). Diversity of staff of five BDSPOs A disaggregation of 3229 staff of BDSPOs30 indicates that there are 31 percent women and 69 percent men. The proportion of presence of women at management level and field level are almost the same (30~32 percent). Diversity of BDSPO staff by social group and sex is presented below (Figure 2.4). Figure 2.4 Diversity of staff of five BDSPOs 16 19 16 Female % 6 6 3 Brahman Chhetri Hill Dalit Hill 19 Male % 3 Dalit Madhesi Janajati (Hill except Newar) 6 3 Janajati (Newar) 3 Janajati (Terai) Other Madhesi Caste Source: Analysis by study team SEEDS Dadeldhura, Save the Earth Sunsari, RCSDC Mahottari, and SIDEC Sindhupalchowk Covering five staff in management level, five in admin and 22 under field level staff 30 Jumla (seven staff), Mahottari (five staff), Nawalparasi (six staff), Sindhupalchok (seven staff), Terathum (seven staff) 28 29 19 Final Report, GESI Impact Study, MEDEP There are almost 35 percent staff from Hill Brahman Chhetri (BC), 22 percent from Hill Dalit, almost 19 percent from OBC/Other Madhesi Caste, nine percent from Hill Janajati (except Newar), 9 percent from Janajati (Terai), three percent Janajati (Newar) and three percent Madhesi Dalit. Of the five staff in management level, men of Brahman Chhetri hill dominate (40 percent). The administration staff is diverse with one each of Brahman Chhetri Hill woman, Dalit Hill man, Janajati (Hill except Newar) woman and a man and an OBC man. There are 22 staff at the field level. Men of Hill BC, Hill Dalit and OBC are18 percent each. Percentage of Hill BC women is 14 whereas Hill Dalit women and Janajati (Terai) men are nine percent each. Madhesi Dalit women, Janajati (Hill except Newar) men and Janajati (Terai) women are five percent each. Hence there is a diversity amongst the BDSPO staff. Of the ones reviewed, there is a gap in women from Other Madhesi Caste/Other Backward Class group. Muslims are also not reflected, maybe because the districts did not have a Muslim population. 2.5.3 District Micro-enterprise Group Associations (DMEGA) Information of DMEGAs covering human resource issues and staff diversity was sent in by DMEGAs of Dadeldhura, Kailali, Parbat, Jumla, Mahottari, Nawalparasi, Salyan, Sindhupalchowk and Sunsari. Some information has been analysed below (refer Annex 14 for detailed analysis of the DMEGA documents). GESI in policies, human resource and personnel management of DMEGAs The constitution of DMEGAs give special focus on enterprise development, employment generation and poverty reduction. The objectives of almost all DMEGAs mention “operation of programs will be focused towards socially and economically marginalized communities, poor, Dalits, Janajatis etc. However, much of the attention is given to promote entrepreneurship and develop enterprises. The “gender and social inclusion guidelines” of BDSPOs of Tehrathum and Mahottari are exemplary examples of GESI sensitive policy documents. In the structure and composition of executive committee as well as management teams, women and socially excluded groups have significant presence since DMEGAs are representatives of the project beneficiaries, who are already a targeted group. A District Programme Coordinator (DPC) is fully responsible under DMEGA to oversee the whole programme. The ToR of the DPC does not integrate GESI in the responsibilities and does not mandate that the DPC ensure that GESI aspects are mainstreamed in all aspects of the programme implementation and in staff management. Skills and qualifications in the ToR do not demand even basic understanding of GESI. While various training and capacity building interventions have been done for DMEGA staff by MEDEP, there have been minimal GESI training or coaching.31 In the staff regulations, all DMEGAs have a “benefits and services” section. DMEGAs in Nawalparasi and Dadeldhura have an innovative policy provision which provides privilege to women staffs against harsh transfers. In geographically challenging areas, women staff may face several social as well as security problems. Keeping this in mind, the policy directs women to have transfers always near their family home. 31 As shared during the field visit of study team by DMEGA staff 20 Final Report, GESI Impact Study, MEDEP Initiatives taken by some DMEGA to recognise women based enterprises through ‘best women entrepreneur of the year’ award are excellent. But there is an absence of investing in capacity strengthening of staff on GESI - GESI sensitization trainings are not reflected in the work plans reviewed. DMEGA Executive Committees DMEGA executive committees are formed by the women and men entrepreneurs of MEDEP, representing the Micro-entrepreneurs groups. Thus these executive committees are important forums for the micro-entrepreneurs to have a voice. There are 51 Executive Committee members altogether in three DMEGA executive committees32. Forty-five percent are women and 56 percent men. A dominance of Hill Brahman Chhetri with almost 32 percent (12% women) is seen. There are 26 percent of Hill Dalit at and 18 percent Janajati (Hill except Newar), Terai Janajati are 14 percent (all women) and OBC four percent (all men). Percentage of Newar is only two (probably because the districts do not have Newari population). DMEGA Executive Committee members demonstrate diversity. Staff diversity in DMEGAs A disaggregation of 60 staff 33of eight DMEGA34 indicates that there are 42 percent women and 58 percent men. Typically there are more women at the field level (56%). 35 Women and men at the administration level are equal. There are less women in management level (26%) with no presence at support (e.g. driver, messenger) levels (Figure 2.5). This indicates that most women are now getting opportunities as Enterprise Development Facilitators (which is to be appreciated) but not as District Programme Coordinator and Business Development Counselor (posts which demand higher qualifications and experience)36. Jumla (11), Parbat (19), and Sunsari (21). Information of executive committees was provided by only these three DMEGAs Covering 23 staff under management level, 10 admin, 25 field level, and 2 under support staff 34 Dadeldhura 7 (F3, M4), Jumla 7 (M7), Kailali 6 (F4, M2), Mahottari 7 (F2, M5), Parbat 10 (F6, M4), Salyan 8 (F2, M6), Sindhupalchowk 8 (F6, M2), Sunsari 7 (F2, M5) (F: female, M: male) 35 The posts of DMEGA categorised under different levels by the study team is: management level: District Programme Coordinator, Senior Enterprise Development Facilitator, HDO, Enterpreneur Development Consultant, Business Development Counselor, Field level: Enterprise Development Facilitator, A-EDF; Admin: Office Assistant, Finance and Admin Assistant, DBA\AFA, Database/Admin and finance Assistant, Database assistant and AFA, AFA/DBA, AFA; and messengers are included in other support staff. 36 At present there are four categories of EDFs working in MEDEP. 15 months Technical SLC course passed level 2, skill test (by experiences) passed through National Skill Tresting Board (NSTB) under CTEVT level 2 and 3 and non skill tested. As per CTEVT and Public Service Commission policy EDF level 2 is Non Gazetted Class II Technical and level 3 is Non Gazetted Class I Technical. Since DPS and BDC positions are of officer level EDFs should pass skill test level 4. At present MEDEP has made temporary provision of a candidate having Bachelors Degree in development field with minimum of five years experiences are eligible for DPC and BDC positions since CTEVT/NSTB and MEDEP are in the process of developing Occupational Profile (OP) for level 4. Once this OP is approved and EDF level 3 undergo skill test of level 4 many women and excluded will have opportunity to get into these positions. 32 33 21 Final Report, GESI Impact Study, MEDEP Figure 2.5 Staff diversity in DMEGAs Female % Male % 100 74 50 56 50 44 26 Management level Admin staff Field level staff Other support staff Source: Analysis by study team Amongst the staff, there is a dominance of hill Brahman Chhetris with 43 percent (18% women), again maybe a reflection of both the districts covered which may have a higher population of Brahman Chhetris and also of the historical advantage of the group. Eighteen percent are Hill Dalit (8% women), 12 percent Terai Janajati (7% women), 10 percent OBC, eight percent Janajati (Hill except Newar), three percent each of Madhesi BC and Janajati (Newar), two percent Madhesi Dalit. So there is diversity though there is an absence of Muslims. At management Brahman/Chhetris (predominantly of hill origin) dominate (75%). Janajati (Newar) and OBC are 12.5 percent each. In admin staff too, out of 10 staff, Hill BrahmanChhetris are the highest (40%). Hill Dalit and OBC are each 20 percent and Janajati (Hill except Newar) and Janajati (Terai) (each 10%). At the field level, of 25 staff, Hill Dalit are 32 percent whereas Hill BrahmanChhetris are 24 percent followed by Terai Janajati (20%). Representation of Janajati (Hill except Newar) and OBC are same (each 8%), Madhesi Brahmin/Chhetri and Madhesi Dalit's are four percent each. In support staff category there are only men from hill Brahman Chhetri (Figure 2.6). Figure 2.6 Staff diversity by caste and ethnicity 43 40 Management level Admin staff Field level staff 17 12 16 10 12 4 4 F% M% BC Hill M% BC Madhesi F% 16 10 4 M% Dalit Hill Source: Staff list of DMEGAs, analysis by study team 22 20 16 4 F% 4 8 F% 10 4 4 4 M% F% M% Dalit Janajati Hill Madhesi (ex. Newar) M: Male, F: Female Janajati (Newar) F% 10 4 4 9 8 M% M% Janajati (Terai) OBC Final Report, GESI Impact Study, MEDEP 2.5.4 GESI in human resource and personnel management of NMEFEN National Micro Entrepreneurs’ Federation Nepal (NMEFEN) is a federated entity of district based District Micro Entrepreneurs’ Group Association and promoted by Micro Enterprise Development Programme (MEDEP) and the Ministry of Industry. As an apex body, it has focused most of its activities in policy advocacy, planning arrangements and capacity building for the sustainability of its member enterprises. The vision, mission and goal stated in the constitution have given high priority to policy advocacy and institutional networking among enterprises through enhanced partnerships and strategies. The federation has envisaged taking a leadership role in directing enterprises towards business success through reliable and affordable mechanisms of exploring and expanding markets. Further provisions to safeguard enterprises operated by disadvantaged groups from market shocks and at the same time to enhance knowledge and skills necessary for business success, would support the vulnerable within the micro-entrepreneurs (refer Annex 15 for detailed analysis of the NMEFEN documents). The Terms of Reference (ToRs) of staffs have yet to integrate GESI. 2.5.5 GESI in human resource and personnel management of NEDC National Entrepreneurship Development Center (NEDC) is a federated entity of 21 Business Development Services Providing Organizations (BDSPOs) promoted by MEDEP. Of its twelve objectives, an objective mentions “to foster self-reliance among socially excluded groups like ultra-poor, women, Janajatis, Dalits, conflict affected people etc”. All other objectives are focused on enterprise development, providing services and trainings. However, the goal, mission and vision are not explicitly GESI responsive. The executive committee members of NEDC are representatives from ten BDSPOs of the five development regions of Nepal. There is a provision for an additional executive member from among the women, Dalit, Janajatis. The inclusiveness of executive committee largely depends on the nominations from BDSPOs. There are no provisions specifying diversity in the representatives to be sent by BDSPOs. There is need to explicitly define GESI roles and responsibilities of the executive committee. A clause on staffs code of conduct obliges staffs to “follow the gender and inclusion norms”, These gender and inclusion norms need to be further defined. The Terms of Reference (TORs) of staff also require to integrate GESI functions. 2.5.6 DCSI and CSIDB The Government Officers of the Department of Cottage and Small Industry (DCSI) and Cottage and Small Industry Development Board (CSIDB) comprise 11 women and 30 men (22 Hill Brahman/Chhetri (BC), five Hill Indigenous Nationalities, two Dalits, two Madhesi Dalits).37 Conclusion: The institutional analysis of MEDEP, BDSPO and DMEGA reveals that some organisations are ahead in having a diverse workforce and in having GESI sensitive human resource policy provisions (e.g. SEEDS). Some BDSPOs have provided for child care, breast feeding and safety/security issues of women. None of the organisations reviewed have provisioned for addressing 37 Annual Report 2013, MEDEP/UNDP and MOI 23 Final Report, GESI Impact Study, MEDEP caste-based discrimination experienced by Dalits e.g. identifying measures to ensure that Dalit staff do not experience humiliation while seeking accommodation during field visits. There is effort to have staff diversity however, more effort is required to increase women’s representation in senior positions. There is over representation of hill Brahman/Chhetri in decision making positions and an absence of Muslims. The caste/ethnicity profile of course has to be reflective of the district population profile (which this study has not done since it was beyond its scope). 2.6 Financial Allocation Analysis 2.6.1 MEDEP Financial allocation analysis38 from a GESI perspective was conducted of a number of work-plans39. A GESI analysis of the financial allocation of MEDEP's annual work plan of the years 2011-201340 indicates that 72 percent budget (over the three years) was programme related and 28 percent for administration. Table 2.1 Budget by activity type Activity Type Programme Administration Total Budget in US$ 9,511,376 3,627,785 13,139,161 Percent 72.39 27.61 100.00 Source: Annual workplans of MEDEP 2011-2013, analysis by study team Of the 72 percent, 65 percent of the programme budget was GESI responsive (33 percent was specific i.e. directly benefiting the different target groups of MEDEP and 32 percent was supportive i.e. contributing to developing an enabling environment for the target group) and 35 percent neutral (refer Annex 16 for details of the activity categorisation). This is to be expected as MEDEP is targeted to women and the excluded. The issue is to further identify how much of this budget is spent on activities directly benefiting women and people of different social groups.41 Table 2.2 Budget by GESI category GESI Category GESI specific GESI responsive 38 This Budget in US$ 3,172,161 2,997,591 Percent 33.35 31.52 financial allocation analysis is a tool that is used for identifying the GESI responsiveness of the allocated budget. This tool is different from the Gender Responsive Budgeting (GRB) practice of Government of Nepal and can be applied as a sub-activity of GRB. The MoF's GRB guidelines directs categorisation of all expenditure items in the Ministry budget into three categories, (direct, indirect and neutral) based on the following five indicators of gender responsiveness: i. participation of women in planning and implementation (20%); ii. capacity building (20%); iii. secured benefits to, and control of women (30%); iv. increased access to employment and income earning opportunities (20%); and v. qualitative improvements in women’s time use and reduced workload (10%). This study has not applied this tool as it i. applies to gender only and does not include social inclusion aspects; ii. is more appropriate for an assessment of the whole process of planning and programming rather than just a specific focus on the financial allocations. Financial Allocation analysis tool has been used in various assessments in Nepal (e.g. GESI Reflected in Child Health and Family Health Planning, FHD, CHD and NHSSP, 2013; Sectoral Perspectives of Gender and Social Inclusion sponsored by WB, ADB and DFID, 2012) and South and South-East Asia (in Maldives, Indonesia, Philippines). 39 These included the following: MEDEP 2011-2013 and Aug-Dec 2013, 2 BDSPO (Dadeldhura 2013 and Jumla from 2012-2014); 7 DMEGAs (Dadeldhura: 2011-2013, Jumla: 2014 (April-June), Kailali (2013- July-Dec), Parbat 2013, Salyan 2013, Jan-June 2014, Sindhupalchowk 2014, Sunsari 2013) NMEFEN 2012 to 2014 40 Actual expenditure during the period of Jan-July (from 2013 AWP, Phase III) is considered by MEDEP as a plan (allocation) for that period. The allocation of August-December (Phase IV) reflected the AWP of 2013. 41 It was challenging for the study team to do this as details of the specific budget were not available in the work-plans. It would require further detailed sub-activity level information to know who e.g. were the participants in a specific training and would require breaking up of the allocated budget to calculate what percentage was for a specific group. 24 Final Report, GESI Impact Study, MEDEP Neutral Total 3,341,624 9,511,376 35.13 100.00 Source: Annual workplans 2011-2013, analysis by study team The financial allocation analysis indicates that MEDEP's work is focused on improving assets. Ninety percent of the 72 percent GESI responsive budget is spent on this domain and nine percent on the rules of the game domain (Table 2.3). Table 2.3 Budget by Domains of Change Domains of Change Budget in US$ Percent 5,559,529 29,363 580,860 59,74,402 90.11 0.48 9.41 100.00 Access to services Voice Rules of the Game Total Source: Annual workplans 2011-2013, analysis by study team The financial allocation analysis indicates that MEDEP's targeted approach is ensuring that women, poor and the excluded access the resources and opportunities of the programme. An areas of improvement identified is a better balance in addressing the domains of change. Both capacity to identify issues and influence decisions and also to address policies and gender norms are important for lasting change in the lives of the programme beneficiaries. 2.6.2 District Microentrepreneurs Group Association (DMEGA) The workplans of seven DMEGAs were reviewed from a GESI perspective. The districts and the time period are provided below (Table 2.4). Table 2.4 DMEGA and Workplan Period for GESI analysis DMEGA Period Dadeldhura 2011, 2012, 2013 Jumla 2014 (Apr-June) Kailali 2013 (July-Dec) Parbat 2013 Salyan 2013, 2014 (Jan-June) Sindhupalchok 2014 Sunsari 2013 Source: Study team, 2014 A GESI analysis of the financial allocation of DMEGA indicates that 67 percent budget was programme related and 33 percent for administration. In Parbat and Sindhupalchok 100 percent of the budget provided to the study team was programme related. Table 2.5 Budget by activity type Activity Type Budget in NRs Percent Programme 24,085,827 66.96 Administration 11,882,746 33.04 Total 35,968,573 100.00 25 Final Report, GESI Impact Study, MEDEP Source: DMEGA documents, analysis by study team, 2014 Of the 67 percent, 97 percent of the programme budget was GESI responsive (43 percent was specific i.e. directly benefiting the different target groups of DMEGA and 54 percent was responsive/ supportive i.e. contributing to developing an enabling environment for the target group) and only three percent neutral. Out of the seven districts Dadeldhura has highest (83 percent) and Sindhupalchok has the lowest (13 percent) GESI specific budget. Table 2.6 Budget by GESI category GESI category Budget in NRs Percent GESI specific 10,416,298 43.25 GESI responsive 13,045,529 54.16 624,000 2.59 24,085,827 100.00 Neutral Total Source: Analysis by study team, 2014 The financial allocation analysis indicates that DMEGA’s work is focused on improving assets. Eighty three percent of 67 percent program budget is spent on this domain and eight percent on the rules of the game and nine percent on voice domain. Figure 2.7 Budget by domains of change Voice 9% Rules of Game 8% Access to services 83% Source: Study team, 2014 2.6.3 Business Development Service Providing Organisations (BDSPO) The workplans of two BDSPOs (Dadeldhura and Jumla)42 were reviewed from a GESI perspective, which indicates that 72 percent budget was programme related and 28 percent for administration. Table 2.7 Budget of BDSPOs by activity type Activity Type 42 Budget in NRs Percent Programme 6,220,185 71.64 Administration 2,461,891 28.36 The workplan of 2013 of Dadeldhura BDSPO and three years workplan (from 2012-14) of Jumla's BDSPO were reviewed. 26 Final Report, GESI Impact Study, MEDEP Total 8,682,076 100.00 Source: Analysis by study team, 2014 Of the 72 percent, about 99 percent of the programme budget was GESI responsive (80% was specific i.e. directly benefiting the different target groups of BDSPO and 19 percent was supportive i.e. contributing to developing an enabling environment for the target group) and only about one percent neutral. Out of the two districts Dadeldhura has highest (98%) with the remaining two percent as GESI supportive and Jumla has 67 percent GESI specific budget. Table 2.8 Budget by GESI category GESI category Budget in NRs Percent GESI specific 5,008,140 80.51 GESI responsive 1,174,824 18.89 37,221 0.60 6,220,185 100.00 Neutral Total Source: BDSPO documents, analysis by study team, 2014 Figure 2.8 Budget by GESI category (Dadeldhura and Jumla) Neutral 1% Jumla GESI responsive 2% Neutral 0% Dadeldhura GESI responsive 32% GESI specific 67% GESI specific 98% Source: Analysis by study team, 2014 The financial allocation analysis indicates that BDSPO’s work is focused on improving assets. Ninety six percent of 72 percent program budget is spent on this domain and one percent on the rules of the game and two percent on voice domain. Table 2.9 BDSPO Budget by domains of change GESI category Budget in NRs Access to services Voice Rules of the Game Total Percent 5,959,988 96.39 136,638 2.21 86,338 1.40 6,182,964 100.00 Source: Analysis by study team, 2014 2.6.4 National Micro-entrepreneurs Federation of Nepal (NMEFEN) A GESI analysis of the financial allocation of NMEFEN's annual workplan of the years 2012-2014 indicates that 97 percent budget (over the three years) was programme related and three percent for administration. 27 Final Report, GESI Impact Study, MEDEP Table 2.10 Budget of NMEFEN by activity type Activity type Budget in NRs Programme Administration Total Percent 14,379,350 96.71 489,553 3.29 14,868,903 100.00 Of the 97 percent, 100 percent of the programme budget was GESI responsive. 100 percent budget was supportive i.e. contributing to developing an enabling environment for the target group. Budget by Domains of Change The financial allocation analysis indicates that NMEFEN’s work is focused on improving rules of the game. Eighty percent of 97 percent programme budget is spent on this domain and 13 percent on access to services and seven percent on voice domain, which is a good reflection of the mandate of an organisation like NMEFEN. NMEFEN is supposed to represent DMEGA's and hence its work has to be on changing policies. 3. GESI Profile of Micro-entrepreneurs of MEDEP The information from MEDEP's database (of May 2014) about the micro-entrepreneurs (MERs) was reviewed to identify which women and which men are active, semi-active and inactive MERs. Additionally to understand the levels of profit made, the assessment of the active micro-entrepreneurs was further analysed to identify who have made a profit of above or below of Rs 21168 (the per capita income considered to be the poverty line). This was analysed and linked to category of enterprises to understand better how the enterprises impacted the income potential of the women and men of different social groups. This section discusses the findings from the data analysis and supports the analysis of the survey findings (presented in the next chapter). While by July 2014 MEDEP had more than 70,000 micro-entrepreneurs, the database provided to the study team had information of 53373 microentrepreneurs. This is what was used for this review. 3.1 Caste/ethnicity profile of total project beneficiaries The caste/ethnicity disaggregation of the 53,373 responses in the MEDEP data base43 indicates that there are almost 31 percent MERs from the hill Brahman/Chhetri social group (with 20.4% women), followed by 30 percent of hill Janajati (21.4 % women). Hill Dalits are 18 percent and Terai Janajati and Other Backward Class (OBCs)/Other Madhesi Caste, around seven percent. This profile needs to be compared to the population profile of the 38 districts44 MEDEP is working in and within that the population profile of the low income and Hardcore poor families that MEDEP targets. The figures represent the number of project beneficiaries upto May 2014, the month of the start of this study. The number of project beneficiaries vary with each succeeding month as additions are made. 44 MEDEP works in six mountain, 17 hill and 15 Terai districts. In the FWR it covers 4 districts, in MWR 11, WR- 5, CRl - 11 and ER - 7. The details are: Far Western development Region: Darchula (M), Baitadi, Dadekdhura (H) nd Kailali (T); Mid-Western Region: Jumla, Kaliot (M), Dailekh, Rukum, Salyan, Rolpa, Surkhet, Pyuthan (H), Bardiya, Banke, Dang (T), Western Region: Myagdi, Baglung, Parbat (H), Central Region: Rasuwa, Sindhupalchowk, Dolakha (M), Nuwakot, Ramechhap, Sindhuli, Kavrepalanchowk (H), Rautahat, Sarlahi, Mahottari, Dhanusha (T),; Eastern Development Region: Udaypur, Terhathum (H), Sunsari, Siraha, Saptari, Morang, Jhapa (M=mountain, H= hill, T=Terai). The population profile of these regions and districts are varied and hence to understand the context better this further analysis would be good. It was beyond the scope of this study. 43 28 Final Report, GESI Impact Study, MEDEP Table 3.1 Entrepreneurs by caste and ethnicity and sex (in percent) Caste and ethnicity Men BC Hill Women Total 10.07 20.42 30.49 BC Madhesi 0.12 0.38 0.50 Dalit Hill 5.99 11.60 17.59 Dalit Madhesi 1.81 4.58 6.39 Janajati Hill 8.17 21.45 29.62 Janajati Terai 1.70 6.04 7.73 Muslim 0.43 0.70 1.12 Other Backward Class 2.52 4.05 6.56 Others 0.00 0.01 0.01 Total 30.79 69.21 100.00 Source: MEDEP database May 2014, analysis by study team 3.2 Active, Seasonally active and Inactive Status of Micro-entrepreneurs A large portion of the micro-entrepreneurs are active. Of the 53,373 responses in the database, almost 34,000 (64%) are active. 7892 (15%) are seasonally-active and 11494 (21.5%) are inactive.45 Table 3.2 Status by sex (in number of persons) Sex Inactive Seasonally Active Active Total response Men 3,161 2,425 10,850 16,436 Women 8,333 5,467 23,137 36,937 Total 11,494 7,892 33,987 53,373 Source: Analysis by study team, 2014 Amongst the inactive ones, women are 16 percent (8,333 women) while men are only six percent and amongst the seasonally-active ones, women are 10 percent (5,467 women), men only five percent. Amongst the active ones, women dominate at 43 percent (Figure 3.1), a result probably also of their higher presence amongst micro-entrepreneurs (MERs). Figure 3.1 Status of Active, Seasonally-Active and Inactive Micro-entrepreneurs 43.35 20.33 15.61 5.92 Inactive Men % Women % 10.24 4.54 Semi Active Active Source: MEDEP database, analysis by study team, 2014 45 The inactive group may include migrated, deaths and forceful stop due to natural calamity figures. These sub-figures were not provided to the study team. 29 Final Report, GESI Impact Study, MEDEP But the picture is different when women are compared within the women group and men within the male group. Sixty-six percent men are active while only 62 percent women are so. A slightly higher percentage of women are inactive (Figure 3.2). Figure 3.2 Status by sex (in percentage of number of persons within that group) 66.01 62.64 Men % 19.23 22.56 14.75 Inactive Women % 14.80 Semi Active Active Source: MEDEP database, analysis by study team, 2014 Status of "activeness" by poverty and sex indicates that a lower percentage of women of extreme poor, poor and lower middle class group are active compared to the men of that group (Table 3.3). Table 3.3 Status by poverty and sex (in percentage of number of persons) Inactive Poverty Semi Active Active Men % Women % Men % Women % Men % Women % Extreme poor 20.84 26.17 16.40 16.63 62.76 57.20 Poor 16.35 17.22 11.63 11.96 72.02 70.82 Lower Middle Class 23.66 32.45 21.07 21.14 55.27 46.41 Middle Class 14.29 2.94 14.29 14.71 71.43 82.35 Upper Class 50.00 50.00 0.00 0.00 50.00 50.00 Total 19.23 22.56 14.75 14.80 66.01 62.64 Source: MEDEP database, analysis by study team Caste/ethnicity-wise the picture is shown in Table 3.4 a higher percentage of women are inactive in hill Dalit, OBC and Muslims group. In the semi-active category, Madhesi Brahman/Chhetri women are more semi-active than their men while amongst Muslims it is men again who are better off. Amongst the active, except for hill Brahman Chhetri and hill Janajati group, women are behind the men of their social group, with the highest gender gap existing in the Madhesi Brahman Chhetri group. 30 Final Report, GESI Impact Study, MEDEP Table 3.4 Status by caste/ethnicity and sex (in % of number of persons within that social group) Caste and ethnicity Inactive Semi active Active Men % Women % Men % Women % Men % Women % BC Hill 23.69 24.13 17.66 16.75 58.65 59.12 BC Madhesi 29.69 35.82 6.25 14.43 64.06 49.75 Dalit Hill 16.13 24.58 11.13 12.58 72.74 62.83 Dalit Madhesi 12.02 14.37 10.16 14.82 77.82 70.81 Janajati Hill 20.26 22.51 15.14 13.75 64.60 63.74 Janajati Terai 24.20 25.70 12.71 18.19 63.09 56.11 Muslim 7.02 16.71 26.32 18.33 66.67 64.96 Other Backward Class 8.86 13.43 13.63 11.21 77.51 75.36 Others 0.00 33.33 0.00 33.33 0.00 33.33 Total 19.23 22.56 14.75 14.80 66.01 62.64 Source: MEDEP database, analysis by study team, 2014 The data regarding which women and which men are active indicates that women of Dalits, OBC and Muslim group are more inactive. The causes behind this are not available directly from the database but will be discussed in the next chapter on the findings of the survey. 3.3 Micro-entrepreneurs making income above and below poverty income line Regarding the profit status, almost 40% women are below the Rs 21,168 income line while it is only 14 percent men who are so (Figure 3.3). Figure 3.3 Profit level by sex 39.46 29.82 16.73 Above or = 21168 Men % 13.99 Women % Below 21168 Source: MEDEP database, analysis by study team When women and men are compared within their own group, men are again found to be better off they are almost 50 percent above Rs. 21,168 while women are around 39 percent (Figure 3.4). 31 Final Report, GESI Impact Study, MEDEP Figure 3.4 Profit by sex (in percentage of number of persons) 51.46 49.03 38.88 41.00 Men % Women % Above or = 21168 Below 21168 Source: MEDEP database, analysis by study team, 2014 Women are behind men almost consistently across all social groups in making a profit above Rs 21,168. Other Backward Class and Muslims as a social group are being able to earn the highest while hill Dalits are the ones earning the lowest. Table 3.5 Profit above Rs. 21,168 by caste ethnicity (in percentage of number of persons) Caste and ethnicity Men % Women % Total % BC Hill 48.24 39.84 42.61 BC Madhesi 56.25 51.24 52.45 Dalit Hill 48.33 28.46 35.23 Dalit Madhesi 41.45 36.55 37.94 Janajati Hill 47.63 41.00 42.83 Janajati Terai 42.21 38.55 39.35 Muslim 56.14 58.49 57.60 Other Backward Class 66.87 51.27 57.25 Others 0.00 66.67 66.67 Total 49.03 38.88 42.01 Source: MEDEP database, analysis by study team, 2014 Across almost all caste/ethnic/social groups, it is the women making less profit. Women of OBC and hill Dalits group seem to have the lowest profit. Table 3.6 Profit below Rs. 21,168 by caste ethnicity (in percentage of number of persons) Caste and ethnicity Men % Women % Total % BC Hill 42.83 51.20 48.43 BC Madhesi 40.63 45.77 44.53 Dalit Hill 40.17 62.33 54.78 Dalit Madhesi 49.12 47.65 48.06 Janajati Hill 39.30 48.66 46.08 Janajati Terai 51.38 54.22 53.60 Muslim 39.04 36.39 37.40 Other Backward Class 28.67 39.69 35.47 Others 0.00 33.33 33.33 Total 41.00 51.46 48.23 Source: MEDEP database, analysis by study team, 2014 32 Final Report, GESI Impact Study, MEDEP 3.4 Enterprise category with caste/ethnicity and sex disaggregation MEDEP follows the enterprise categorization as directed by MoI's policies. According to MEDEP's database (July 2014), it was the agriculture sector which was the preferred enterprise category of the MERs: 54 percent of the MEDEP MERs were in Agro Based enterprise; 19 percent in Forest Based; 14 in Artisan Based; 2 in Tourism Based; 6 in Service Based; and 5 in Others. 37 percent women and 17 percent men were in agro-based enterprises, with women of all three social grouping used by MEDEP (Dalit, Indigenous and Others)46 being the highest in this category. There is no and minimal presence of Dalits and Indigenous in the tourism and service categories. Table 3.7 Micro-entrepreneurs by enterprise sector (in percent) Enterprise sector (APSO-Wise Value in %) Total % of MERs Dalit Indigenous Others W M T W M T W M T W M T Agro based 37 17 54 4 8 12 6 13 19 7 15 22 Forest based 13 6 19 1 3 4 2 5 7 2 5 8 Artisan based 10 4 14 1 2 3 2 3 5 2 4 6 Tourism based 1 1 2 0 0 0 0 0 1 0 1 1 Service based 4 2 6 0 1 1 1 2 2 1 2 3 Others 3 2 5 0 1 1 1 1 2 1 1 2 Total 68 32 100 7 16 23 12 25 36 13 28 41 Source: MEDEP MIS, 2014 This reflects the dependency of the project beneficiaries on a sector they are familiar with - agriculture. 4. Impact of MEDEP on Micro-entrepreneurs This chapter is based on the survey data collected from ten districts, covering approximately 800 programme and non-programme respondents and qualitative data collection in seven districts and in Kathmandu. Focus group discussions and key informant interviews were held with community level women and men micro-entrepreneurs, their husbands, EDFs, BDSPOs, DMEGA, MEDEP project staff, local government bodies, CSIDB, DSCI, and MoI. 4.1 Overall household profile of respondents Some details about the respondents are provided in Chapter 1 in the section on respondent's profile. Other details are presented here in order to provide an understanding about the background of the respondents. 46 MEDEP uses only three disaggregation groups: Dalits, Indigenous and Others. In this section we have followed that pattern (not the full disaggregation of different social groups with regional identity like Hill Dalits and Madhesi Dalits, Other Madhesi Caste, used in other sections of the report) as this information was provided by MEDEP MIS staff. 33 Final Report, GESI Impact Study, MEDEP 4.1.1 Background information about Treatment Group respondents Average income by source The major source of income of respondents (treatment group) was micro enterprises including retail shops and tailoring (34%), followed by remittance (26%), agriculture including sale of live animals and products (13%), service (8%), business (4%) and others (including driving, tractor operation, pension, and art making (15%). The following Figure 4.1 shows the major sources of household income of the sample households earned within the period of one year preceding the survey. Figure 4.1 Major sources of income of programme respondents (in percent) Business 4% Other 15% Micro enterprise 34% Service 8% Agrricuture 13% Remittance 26% The average annual household income of the sample respondents has been estimated to be Rs. 256,667. Among the different caste/ethnic groups, Hill Brahmin/Chhetri have the highest income (NRs. 296,520), followed by of Hill Dalit (NRs. 253,975) and the lowest is of Madhesi Dalit (NRs. 199,048). Micro enterprise is the highest source for all caste/ethnic groups, except Madhesi Dalit for whom the highest source is Service (Refer Annex 17 for household income by source). Education level of Respondents’ Family Majority (37%) of the family members were in grade 5 to 10 with girls being more than boys in this group. 29 percent were literate and with primary level education. Only one percent of the family members had a master degree and above and 14 percent were illiterate. Majority of the Hill Dalits, Hill and Terai Janajatis, and Hill Brahmin/Chettris were in grade 5–10, while majority of Madhesi Dalit, Muslims and Other Madhesi Caste were literate and at primary level. The highest level of education of Muslims and Other Madhesi Caste was School Leaving Certificate (SLC) with none pursuing higher secondary and above. Also Hill Dalit and Hill Janajati did not have family members with a master degree or above. There were minimal gender differences but girls were higher in the primary level category and boys being higher in the SLC category. Refer Annex 18 and Annex 19 for details of education status of men and women respondents respectively. 34 Final Report, GESI Impact Study, MEDEP Figure 4.2 Education level of respondent’s family members 35 30 38 37 Male % 14 14 14 Illiterate Female % Total % 29 29 11 Literate and Class 5 to 10 Primary Level 9 10 SLC 6 7 6 Twelve (10+2) 2 3 3 Graduate 1 1 1 Master and Above Source: Field Survey, 2014 The average school dropout ratio of the sample population is 72 percent. Among the caste/ethnic groups, the highest dropout ratio is of Other Madhesi Caste (79%), followed by Hill Janajati (75%). The lowest is of Hill Brahmin/Chettris (70%). Overall the dropout of men (73%) is slightly higher than that of women (72%). Within the different caste/ethnic groups, the highest dropout rate of men is among Muslims (46%) and of women is among Terai-Janajati (67%). Refer Annex 20 for detail. Occupation of sample population Majority of the sample population (16 years and above) are involved in agriculture (22%), followed by enterprise(17%), student (14%) and foreign labor (13%), and wage earning (8%). Similar pattern of prime occupation is seen among men and women population. Between men and women, while a higher percent of men compared to women are involved in agriculture, more women compared to men are involved in business, as student and foreign labor. Figure 4.3 Percentage distribution of sample population (16 years and above) by occupation Senior citizen Unemployed 4% 2% Pensioner 1% Agriculture 22% House work 5% Foreign Labor 13% Student 14% Private Business 4% Others 2% Govt. Service 4% Wage earner 8% Enterprise 17% Skilled labor 4% Source: Field Survey, 2014 35 Final Report, GESI Impact Study, MEDEP Among the different caste/ethnic groups, majority of hill Dalits (24%) and Other Madhesi Caste (37%) are involved in business; Madhesi Dalits in wage earning (23%); hill Janajatis (25%), terai-Janajatis (24%), hill Brahmin/Chhetris (21%) and Muslims (47%) in agriculture. Between hardcore poor and non-hardcore poor, a higher percent of men hardcore-poor compared to non-hardcore poor are involved in agriculture and as student. A higher percent of non-hardcore poor compared to hardcore poor is involved in business and foreign labour. Female headed household amongst respondents Among the overall respondents, there were 14 percent women headed households in the treatment group and 10 percent in the control group. The main reason for female household head was husband outside home followed by being widow and the lowest reason cited was separation from husband. According to men respondents, being widow was the main reason. Among the caste/ ethnic groups, there was no response by Muslims and Other Madhesi Caste. For the rest of the groups, husband outside the home was the main reason, except for Madhesi Dalit, who attributed women being widow as the main reason. While for hardcore poor the main reason was women being widow followed by divorce; for nonhardcore poor the main reason was husband outside home with no attribution to divorce. Figure 4.4 Main Reason for Female Household Head (in percent) amongst respondents Husband outside home 75 50 53 50 30 25 55 51 40 34 29 33 30 35 By Caste Ethnicity Source: Field Survey, 2014 Refer Annex 21 for details. Note: BC: Brahman/Chhetri By Sex By Poverty Overall Non-Hardcore Hardcore Male Female Hill Indigenous Terai Indigenous 20 Madhesi Dalit Hill Dalit 27 50 43 42 Hill BC 73 36 Widow Overall Final Report, GESI Impact Study, MEDEP 4.1.2 Background information about Control Group respondents Average income by source The major source of income is agriculture, followed by service, driving, remittance, business, livestock sale and others (livestock products sale, wages, retail shop, tractor operating, and art making). Figure 4.5 Source of income of control group respondents Livestock sale 7% Others 11% Agriculture 31% Business 8% Remittance 10% Driving 11% Service 22% Source: Field Survey, 2014 Among the different caste/ethnic groups, Hill Janajati reported the highest family income (NRs. 186,957) majority of which came from service followed by agriculture, followed by Other Madhesi Caste (NRs. 174,429) the primary source of which was remittance; and the lowest was of Madhesi Dalit (NRs. 102,548) the major source of which was service followed by others. Refer Annex 22 for detail. Men (NRs. 149,033) stated slightly higher income than that of women (NRs. 148,966). Also the income of non-hardcore poor (NRs. 294,578) was significantly higher than that of hardcore poor (NRs. 48,997). Education level of Respondents’ Family (Sample Population) Majority (33%) of the family members of the respondents were in grades 5 to 10, followed by literate and primary level at 32 percent. While only one percent of the family members have master degree and above, 20 percent are illiterate. Majority of the Hill Dalits, Terai Janajatis, and Hill Brahmin/Chettris are pursuing education of grade 5–10, while majority of Madhesi Dalit, Hill Janajatis and Other Madhesi Caste are literate and pursuing primary level. Also Hill Dalit, Madhesi Dalit and Hill Janajati do not have family members with Master degree and above. The highest qualification of Hill Janajati is SLC. While majority of men and hardcore poor responded that most of their family are pursuing education of grade 5 to 10, followed by literate and primary level; women and non-hardcore poor responded that most of their family members are literate and pursuing primary level, followed by class 5 to 10. Refer Annex 23 and Annex 24 for details of education status of men and women respectively. 37 Final Report, GESI Impact Study, MEDEP Figure 4.6 Education level of respondent’s family members 36 33 31 32 Male % 33 Female % Total % 30 26 20 15 9 8 9 4 Illiterate Literate and Class 5 to 10 Primary Level SLC 3 4 Twelve (10+2) 2 1 2 Graduate 1 1 1 Master and Above Source: Field Survey, 2014 The illiteracy rate of women was higher in the control group compared to the treatment group. The average school dropout ratio of the sample population is 92 percent. Among the caste/ethnic groups, the highest (97%) dropout ratio is of Madhesi Dalit and Hill Janajati, followed (95%) by Hill Dalit and Other Madhesi Caste. The lowest is of Hill Brahmin/Chettris (88%). Overall the dropout of women (93%) is slightly higher than that of men (92%). Within the different caste/ethnic groups, the highest dropout rate of men is among Hill Janajati (51%) and of women is among Madhesi Dalit (47%). Refer Annex 25 for detail. Occupation of sample population Families of majority of the sample population (16 years and above) are involved in agriculture (26%), followed by house work (20%), as wage earner (12%) or student (12%). Men responded that majority of the family members are involved in agriculture, followed by wage earning and foreign labor. Women stated that majority of the family members are involved in housework, followed by agriculture, student and wage earning. 38 Final Report, GESI Impact Study, MEDEP Figure 4.7 Percentage distribution of sample population (16 years and above) by occupation Senior citizen 4% Unemployed Others 2% 3% Agriculture 26% House work 20% Foreign Labor 8% Student 11% Private Business 1% Govt. Service 2% Wage earner 12% Enterprise 7% Skilled labor 4% Source: Field Survey, 2014 Among the different caste/ethnic groups, majority of hill Dalits (27%), Madhesi Dalits (36%), HillBrahmin/Chhetri (28%) and Other Madhesi Caste (30%) are involved in agriculture; Terai Janajati in wage earning (33%); hill Janajatis (22%) in agriculture and housework. Majority of hardcore-poor are involved in agriculture (38%), followed by housework (15%), wage earning (14%) and student (11%); majority of non-hardcore poor are involved in house work (22%) followed by agriculture (21%), 11 percent in wage earning and student and foreign labor (10%). Reason for female household head Among the overall respondents and non-hardcore poor, the main reason for female household head was husband outside home followed by being widow, separated from husband, and others. None of the respondents attributed divorce as a reason. Women, Hill Brahmin/Chhetri and hardcore poor attributed mainly husband outside home, followed by being widow as the only reasons. All of Terai Janajati respondents attributed husband outside home as the reason for female headed household. For Madhesi Dalits, the reason was equally split between husband outside home and widow. It is only among Hill Janajati that the main reason was women being widow, followed by husband outside home and others. For Hill Dalits the reason was primarily husband outside home followed equally by women being widow and separated from husband. 39 Final Report, GESI Impact Study, MEDEP Figure 4.8 Major Reason for Female Household Head (in percent) in control group Husband outside home Widow 100 70 65 60 50 50 61 50 30 25 20 61 60 50 40 35 30 28 17 By Caste Ethnicity Source: Field Survey, 2014 By Sex By Poverty Overall Non-Hardcore Hardcore Male Female Hill BC Terai Indigenous Hill Indigenous Madhesi Dalit Hill Dalit 0 Overall Note: BC: Brahman/Chhetri Refer Annex 26 for details. 4.2 Changes in Assets and Services (Livelihood Empowerment) of MEDEP Micro-entrepreneurs In this chapter, the range of ways in which MEDEP has affected the livelihoods of its project beneficiaries is discussed. The analysis is based on an assessment of changes in well-being, gender and casteethnicity and the interplay of these factors. We also look at time-based differences between different phases of MEDEP, where they are significant. In particular we focus on how individual micro-enterprises contributed to changes in livelihoods and access to basic economic security. This is primarily drawn from the differences in responses by treatment and control respondents. 4.2.1 Type of Micro enterprise About 92 percent of enterprises are individual with the remaining enterprises being operated on group basis (Annex 27). The entrepreneurs belonging to the Hardcore poor group are relatively more involved in group enterprises (11%) as compared to non Hardcore poor group (8%). MEDEP supports Hardcore group by providing access to Common Facility Centres (CFCs) which is critical for the Hardcore poor to start micro enterprise given their limited capacity to invest in plant, equipment and physical facilities (refer below for more discussion on CFCs). Among Hardcore poor male indigenous nationalities have the highest share of 13.3 percent out of the total enterprises of the strata. Among the caste/ethnic groups 13.9 percent of hill Dalits men are engaged in group enterprises. On an average women groups are relatively larger with 7.3 members as compared to 4.9 members in men's groups. 40 Final Report, GESI Impact Study, MEDEP On an average 62.4% of the enterprises were operated on a year round basis whereas the rest (37.6%) were not operated for the whole year which could be due to seasonal nature of production or other factors including time constraints. . The male operated enterprises were mostly operated throughout the year (71.7%) compared to that only 58.5% of the total women run enterprises were operated throughout the year (Annex 28). 4.2.2 Enterprise category-function and sector Most of the entrepreneurs belong to the category of primary producers (72%). On an average across the total number of entrepreneurs less than five percent were processors, 5.4 percent belonged to the category of traders including retailers/wholesalers and exporters. Service providers (tailors, beauty parlor, restaurant and hotel operators) constituted 4.7 percent. Dhaka weavers constituted 0.2 percent. About 13 percent were involved in more than one function such as primary producer-processor, and producer-processor-trader. Overall about 11 percent men and 2.2 percent women entrepreneurs were processors. Among different caste/ethnic groups Dalits were more into processing enterprises (15%) compared to other groups (Annex 29). This shows the low significance of value adding activities through product processing and marketing which results in comparatively lower returns to micro entrepreneurs. The sector classification shows that agriculture sector dominates with 59.6 percent of entrepreneurs engaged in this particular sector followed by 10 percent in traditional skill based, 10 percent in agriforest based (beekeeping) and nine percent in service based, 6.1 percent in forest based and five percent in others category (Annex 30) (Figure 4.9). Figure 4.9 Sector classification of micro enterprises of respondents Agri+Forest based Others (Bee keeping) 5% 10% Service based 9% Agriculture based 60% Traditional skill based 10% Forest based 6% Source: Field Survey 2014 Of the sample respondents, 42 percent men and 49 percent women were in agriculture. Above 90 percent of the Dalit respondents (61% Madhesi Dalits and 30% hill Dalits) were in agriculture; 87 percent of the Janajatis; 51 percent of the Brahman/Chhetris; 100 percent of the Muslims and 89 percent of Other Madhesi Caste were in agriculture (Figure 4.10). 41 Final Report, GESI Impact Study, MEDEP Figure 4.10 Sector classification of micro enterprises by caste/ethnicity, sex and poverty (in percentage) Agriculture based Forest based Traditional skill based Service Bee keeping Skill related 100 89 74 66 63 63 60 62 60 51 47 34 34 31 0 000 By Caste Ethnicity 3 By Sex 12 4 4 1 1010 9 6 4 By Poverty 10910 8 4 Overall 00000 13 8 6 4 Non-Hardcore 3 7989 Hardcore 22 Other Madhesi Caste 2 4 Muslims 10 Male 11 Female 10 4 17 17 Hill BC 2 Hill Indigenous Madhesi Dalit Hill Dalit 3 869 Terai Indigenous 910 4 4 2 0 17 16 15 9 Overall Source: Field Survey 2014 4.2.3 Operational and non-operational micro-enterprises A total of 120 enterprises out of the total sample of 583 were not in operation. The distribution of closed enterprises by phase of establishment shows that the maximum number 77 (64.2%) were enterprises established in the second phase (Annex 31). This has been the case across all ethnic groups, male and female entrepreneurs, and Hardcore poor and non Hardcore poor (Figure 4.11). The probable reason could be that the period coincided with the height of the insurgency in the country, a situation that was least favourable for access to inputs and services. 42 Final Report, GESI Impact Study, MEDEP Figure 4.11 Number of closed enterprises by phase of establishment (in numbers) 2 8 7 By Caste Ethnicity 8 9 10 9 By Sex 26 17 4 2 Non-Hardcore 3 22 15 Hardcore 11 15 Male 7 Female 0 Madhesi Dalit Hill Dalit 0 17 Terai Indigenous 10 5 62 26 16 Hill BC 18 Hill Indigenous 7 0 77 67 Overall First Phase Second Phase Third Phase By Poverty Overall Source: Field Survey, 2014 The distribution of closed enterprises by product type shows that Agarbatti (incense sticks) constitutes the highest share (19%) followed by vegetable production (11%), mushroom production (9%), beekeeping/honey production (8%), and snacks (7%). Figure 4.12 Distribution of closed enterprises by product/commodity (in %) 19.2 9.2 7.5 2.5 2.5 0.8 0.8 2.5 0.8 1.7 1.7 0.8 2.5 0.8 0.8 0.8 3.3 3.3 1.7 1.7 0.8 2.5 2.5 Bindi Agarbatti (incense Sticks) Agriculture Bag Making Bakery Bamboo Product Bee Keeping Allo Candle Chalk Industry Snacks Dhaka Weaving Electronic Mechanical work Fish production Carpet Ginger Production Goat Raising Gundri (Straw Mat) Lapsi farming/product Retail shop Rice Mill Dairy Mushroom Sewing Soap Production Vegetable Others 3.3 6.7 10.8 8.3 Source: Field Survey 2014 4.2.4 Source and amount of investment in micro-enterprises On an average Rs. 31,378 was invested by entrepreneurs in micro enterprise with a loan component of 37 percent. Highest investment of own money is unsurprisingly by men, Brahman/Chhetri social group and the non Hardcore poor. The highest dependence on loan is of Hill Dalits. MEDEP has been the 43 Final Report, GESI Impact Study, MEDEP highest source of finance for Madhesi Dalits. The sampled Muslim respondents were using either their own money or were supported by MEDEP. Figure 4.13 Average investment (Rs.) in micro enterprise by source Own 24,193 23,570 MEDEP 19,355 15,787 4,400 798 5,556 7,783 5,631 2,578 2,764 11,665 4,080 2,003 3,902 3,619 By Caste Ethnicity By Sex By Poverty Overall Non-Hardcore Hardcore Male Muslims Hill BC 0 Terai Indigenous Hill Indigenous 12,345 8,399 7,661 2,738 Madhesi Dalit 13,370 13,200 Female 2,784 16,094 Other Madhesi Caste 12,479 11,612 10,164 8,340 6,740 6,261 Hill Dalit 18,198 16,222 12,037 11,115 Credit 22,509 Overall Source: Field Survey 2014 4.2.5 Sources of credit The various sources of loan included primary cooperative societies mainly saving and credit cooperatives, micro finance institutions (MFIs), saving groups, banks/finance companies and village money lenders. The saving groups were the main source for about 34 percent of the sample respondents, followed by village money lenders (20%), saving and credit cooperatives (16%), MFIs (14%) and banks/finance institutions (14%) (Figure 4.14). MEDEP's active role to encourage savings from group members has contributed to increased capacity at the local level to mobilise savings. Some of the groups have graduated into Savings and Credit Cooperatives, thus improving access to financial services in the rural areas. Average interest paid was 17.5%. Women of hill Dalit group paid the highest (27%) interest as they mainly borrowed from MFIs. Gender differences exist in selection of institution for accessing loan. Saving and credit groups, cooperatives were women's preference for accessing finance while for men the saving and credit group and the village money lender were the main sources (Figure 4.14). 44 Final Report, GESI Impact Study, MEDEP Figure 4.14 Preference of Respondents for Lending Institution (in percentage) Co-operatives Micro-finance Saving & credit group 57 50 39 50 39 Bank/Finance 50 50 38 34 33 29 36 33 33 34 29 By Caste Ethnicity 15 15 12 13 13 8 20 16 1517 16 14 14 13 By Sex By Poverty Overall 0 Non-Hardcore 000 13 13 Hardcore 10 Male 0 Terai Indigenous 0 Hill Indigenous 0 Madhesi Dalit 0 14 10 Female 14 8 7 Hill Dalit 15 Other Madhesi Caste 17 25 21 21 19 15 Hill BC 19 7 Village/money lender Overall Source: Field Survey, 2014 Refer Annex 32 for details. Other Madhesi Caste and Terai Indigenous groups prefer cooperatives while Madhesi Dalits have accessed banks. The hill Dalits access funds from village moneylenders the most while Brahman/Chhetris access most from saving and credit groups. Micro-finance Institutions (MFIs) are the least preferred of the available options across all social groups. Women, especially those who started in the first phase of MEDEP, have been able to increase their network and become members of different groups. This enables them to access finance more easily than their male counterparts since many of these groups target women. MEDEP supported in group formation, which they consider as instrumental in getting any type of training/machinery/funding support not only from MEDEP but from any other organization/projects such as CSIDB and I/NGOs, even from VDCs. Due to lack or limited finance, many micro-entrepreneurs have been unable to expand their enterprise. This is particularly true with respect to working capital. Overall 42 percent of respondents reported that inadequate working capital affected their micro enterprise expansion. Among the caste/ethnic groups mainly hill Dalits and hill indigenous and Hardcore poor faced the problem in relatively higher terms. Around 32 percent of both women and men entrepreneurs experienced inadequacy of working capital. Dalits and women faced relatively higher constraint on expansion due to inadequate working capital. 4.2.6 Savings Most of the respondents (58%) reported that they initiated saving habits after becoming a member of MEG. Among those who initiated saving practices after MEDEP were mostly from Muslim (100%), Madhesi Dalit (82%) and Other Madhesi Caste group (78%). Refer Annex 33 for details. 45 Final Report, GESI Impact Study, MEDEP In 68 percent of the cases, saving was found to be initiated and continued by women. Women from Terai Indigenous (86%), Madhesi Dalit (78%) and Hill Indigenous (73%) community reported the highest incidence of savings. Figure 4.15 Distribution of respondents by saving status and by caste ethnicity and sex (in percent) Saving Regularly 78 67 87 86 78 69 75 Saved by female member 100 100100 100 100 100 100 100 93 92 88 85 Saved by male member 77 88 80 85 82 84 68 67 61 61 79 82 80 77 5050 39 33 22 33 31 25 14 18 12 7 0 M F M Hill Dalit 32 23 F M F M F M Madhesi Hill Terai Dalit Indigenous Indigenous Source: Field Survey, 2014 F 0 M Hill BC 0 F 0 M Muslims F M Other Madhesi Caste F All Total Total Note: M: Male, F: Female Figure 4.16 Distribution of respondents by saving status and by caste ethnicity and poverty (in percent) Saving Regularly Saved by male member Saved by female member 100 100 89 100 100 100 100 100 86 73 73 58 88 86 83 82 78 86 86 82 75 77 77 76 72 42 37 27 22 28 14 17 24 NHC Hill Dalit HC Madhesi Dalit Source: Field Survey, 2014 46 NHC HC NHC HC 25 23 NHC HC 68 33 32 NHC All 14 0 HC 80 67 63 59 54 81 NHC Hill Terai Indigenous Indigenous HC NHC Hill BC 000 0 0 HC NHC HC Muslims Note: HC: Hardcore poor, NHC: Non-hardcore poor Other Madhesi Caste Total Total Final Report, GESI Impact Study, MEDEP Non Hardcore poor (81.1%) reported slightly higher incidence of savings than Hardcore poor (76.7%). Figure 4.17 Saving status before and after MEDEP by caste ethnicity and sex (in percent) Before MEDEP 82 100 After MEDEP 100 86 82 75 69 64 68 56 53 47 44 36 58 58 50 50 5149 5149 42 42 58 42 33 31 25 18 18 14 0 M F Hill Dalit M F M F M F Madhesi Hill Terai Dalit Indigenous Indigenous Source: Field Survey, 2014 M F Hill BC M 0 F Muslims M F M Other Madhesi Caste F Total All Total Note: M: Male, F: Female Figure 4.18 Saving status before and after MEDEP by caste ethnicity and poverty (in percent) Before MEDEP 100 After MEDEP 86 82 80 73 64 63 62 54 46 36 39 37 57 61 58 50 50 52 48 43 42 27 20 71 39 58 42 29 18 14 00 0 HC NHC HC NHC HC NHC HC NHC HC NHC HC NHC HC NHC HC NHC All Hill Dalit Madhesi Hill Terai Dalit Indigenous Indigenous Source: Field Survey, 2014 Hill BC Muslims Other Madhesi Caste Total Total Note: HC: Hardcore poor, NHC: Non-hardcore poor 47 Final Report, GESI Impact Study, MEDEP Women from the FGD groups unanimously reported that, forced saving gave them financial strength. Most of them reported to have started their savings as the saving credit group, which in many cases was turned to a cooperative. 4.2.7 Enterprise Selection MEDEP follows a demand driven approach to support sustainable micro enterprises in the rural areas. This integrated approach considers three main aspects, availability of resources at local level, (potential), peoples' needs and demands and the market demand for the products or services (Figure 4.19). Figure 4.19 Demand Driven Model MEDEP Source: MEDEP Documents The reasons given for selection of enterprises are consistent with the approach followed by MEDEP (Figure 4.20). Product demand, availability of raw materials at local level, and traditional skill constitute the main reasons for the selection of enterprise. Figure 4.20 Reason for selecting the enterprise (in percentage) 11 24 16 4 Terai Indigenous Hill Indigenous Madhesi Dalit Hill Dalit 2 By Caste Ethnicity Source: Field Survey, 2014 Refer Annex 34 for details. 48 2222 20 19 0 2423 21 1916 0 0 36 34 28 24 13 By Sex 27 1819 By Poverty 34 27 20 18 Overall 17 26 32 Female 13 35 30 Other Madhesi Caste 27 32 28 Muslims 32 28 23 17 Hill BC 36 35 Non-Hardcore 56 51 Hardcore 60 Availability of raw materials at local level Based on traditional skill High demand Others Male 80 Overall Final Report, GESI Impact Study, MEDEP In the case of Dalits and hill indigenous groups relatively higher proportion are involved in enterprises that are based on traditional occupational skills such as blacksmith (Aran), leather works and tailoring for Dalit men and women and traditional Allo fibre extraction and weaving and bamboo products in case of indigenous groups (as shared during field visit by the micro-entrepreneurs). This to an extent can be regarded as the traditional stereotypical division of enterprises by gender, and caste/ethnicity. MEDEP has supported all micro-entrepreneurs to select enterprises suitable for their circumstances. These people, especially the women had never been entrepreneurs. It was the encouragement of MEDEP that enabled a woman member of DMEGA Sunsari to start something which had not much acceptance in the community, a beauty parlour. Madhesi Dalit women making bread and the men making ice-cream, was made possible with support of MEDEP. Tharu women making woollen small carpets in Sunsari, Dalit men establishing a musical band, poultry farming among Dalits in Parbat are some enterprises selected by the target beneficiaries. Tailoring and knitting of Dhaka are the enterprises where more women are involved in Parbat. Women are equally active in cash crops such as ‘ginger’ and vegetable production. They support their family enterprise such as dairy products/collection center and fish farming. 4.2.8 Decisions regarding selection of enterprise Overwhelming majority (about 70%) women stated that they participated in the selection of the microenterprise. Only five percent women stated that they did not. While 58 percent men stated that women participate in decisions regarding enterprise selection, 74 percent women claimed that women participate in such decisions. While 90 percent of Brahman/Chhetri women believed that women participated in such decisions, only 35 percent of Madhesi Dalit women believed so (Figure 4.21). Refer Annex 35 for details. Figure 4.21 Participation of women in selection of micro-enterprise by social group and sex (in percent) 100 No Limited 85 100 100 91 100 81 74 71 High 57 49 62 35 5050 42 38 29 14 2 M 0 F Hill Dalit 20 16 13 M 3 0 F Madhesi Dalit Source: Field Survey, 2014 M 69 58 53 43 37 63 3 0 0 F M 0 F M 0 F Hill Terai Hill Indigenous Indigenous Brahman/ Chhetri 26 13 9 8 4 24 M 00 F Muslims 0 0 0 0 M F 5 2 M Other Madhesi Caste F All Total Note: M: Male respondent, F: Female respondent There was no difference in the Hardcore and non Hardcore poor responses (Figure 4.22). 49 Final Report, GESI Impact Study, MEDEP Figure 4.22 Participation of women in selection of micro-enterprise by social group and poverty (in %) 100 No 80 Limited High 56 42 HC NHC Hill Dalit 70 42 27 25 19 0 0 2 00 HC NHC HC NHC HC Madhesi Dalit 69 69 53 3 Source: Field Survey, 2014 4.2.9 75 53 47 20 17 13 100 83 79 70 60 20 20 100 90 4 NHC 10 0 HC 25 26 14 3 NHC Hill Terai Hill Indigenous Indigenous Brahman/ Chhetri 000 0 0 0 0 0 HC NHC HC NHC Muslims Other Madhesi Caste 3 6 HC NHC 5 All Total Note: HC: Hardcore Poor; NHC: Non-Hardcore Poor Services provided to micro-entrepreneurs by MEDEP MEDEP through the local organisation, the BDSPO, identifies the target groups (as per MEDEP's criteria) after a process of household survey and orientation/interactions. Different training and capacity building interventions (such as the TOPE/TOSE/TOEE/TOGE) training, support for selection of enterprise, access to finance, provision of equipments and appropriate technology) provide necessary support to the new micro-entrepreneurs for establishing and running an enterprise. There are six major components of MEDEP (Figure 4.23). Figure 4.23 Six major components of MEDEP enterprise development model Source: MEDEP 50 Final Report, GESI Impact Study, MEDEP The Business Service Providing Organisations (BDSPOs) selected are qualified non–governmental organisations with the capacity to implement the programme components at the grass root level. The outreach and depth of services greatly depends on the financial support from MEDEP in the form of annual budget allocation for micro-entrepreneur (ME) creation. The provision of services and their usefulness indicates the effective delivery of services to entrepreneurs. Except for market management, more than 80 percent programme respondents appreciated the usefulness of most of the services (Figure 4.24). Training about how to start enterprises, how and where to access finance, how to manage business, support by EDFs were all appreciated. The preparation of business plan is critical for the initiation of micro enterprise (as the BDSPOs are basically involved in the creation of new micro entrepreneurs). Basic entrepreneurship training (TOPE/TOSE) provides the needed skill to prepare a business plan for enterprise on the part of the potential entrepreneurs. Appropriate technology supports include provision of beehives, sewing machines and equipment on grant basis. In the post-creation phase the DMEGAs have been assigned the role on scaling up of business through the continued provision of business counselling and other linkages. The role of DMEGAs have been expanded to include scale up support through technology, advanced training, marketing and facilitating linkages with financial institutions. Efforts are also made to revive the sick (inactive) enterprises through individual and group counselling conducted by the EDFs. Figure 4.24 Provision of services and their usefulness (in percent) 77 77 85 84 94 93 Business counseling 80 Price information 87 Market management 82 82 Access to micro credit 89 88 Technical skill training 90 90 Appropriate technology 94 93 Entrepreneurship training/business plan Social mobilization 94 93 Usefulness of service Linkage with input suppliers Received as per need Source: Field Survey 2014 According to respondents of Focus Group Discussions and key informants, women, Dalits, Janajatis and hard-core poor have benefitted highly from the range of services provided by MEDEP. 51 Final Report, GESI Impact Study, MEDEP 4.2.10 Access to finance MEDEP facilitates access to finance for new and existing micro-entrepreneurs but this is a major concern still for many. Since most of MEDEP's target group are women, poor and excluded, they are historically disadvantaged financially and have no assets against which to raise finance. Women, experience gender based constraints with no collateral for loans (despite the Government guidelines, it is very difficult for women to raise money without collateral). The poor (e.g. like the Dalits in Sunsari) just do not have a credit history or the required assets for any finance institute or moneylender to lend to them. The formation of groups has facilitated the provision of collateral free loans on group liability basis through the MFIs. However, the coverage of MFIs in interior parts of the districts both in the hills and terai remains limited. In addition the lending procedures are also not considered friendly by poor borrowers because of the high interest rates charged and repayment schedules that are not practical in case of enterprises that take some time to generate profits. MEDEP's efforts to ease access to finance in MEDEP and MEDPA In the first phase MEDEP had partnered with Agriculture Development Bank, Nepal (ADB/N) to provide credit to micro entrepreneurs which helped in improving access to credit. It was however not continued in later phases as ADB/N priorities had changed. The problem with MFI's is their limited coverage in the rural areas, high interest rates ranging from 18-27 percent per annum, and limit on borrowing on group guarantee basis (collateral free). The credit needs for expansion beyond the limit requires collateral in the form of land. Survey results showed that on an average only 26 percent of total family owned land has been registered in women's name. Hence, in most cases women need the support of and have to depend on their spouses to access loans from financial institutions. Moreover for women (as reported in FGDs), it is necessary to get the signature of their men before these financial institutes approve loans to them, reinforcing the patriarchal structure of society where the women have to be dependent on men. Box 4.1: Access to finance arrangements of MEDEP MEDEP in the past has made an agreement with Agricultural Development Bank to disburse credit to the micro-entrepreneurs through its branch offices. This strategy was very effective and most of the microentrepreneurs were in access to credit as per the demand of investment into their enterprise. The agreement with Agricultural Development Bank couldn’t be continued due the changes in the organizational restructuring in the bank. Afterwards, MEDEP went for individual partnership approach with different banks according to their availability and interest to work with MEDEP in MEDEP III Phase where MEDEP made agreement with 45 organizations including Nirdhan Bank, Far Western Gramin Bikas Bank, Mid-Western Gramin Bikas Bank, Bageshwori Bikas Bank, Sangrila Bikas Bank, Vijaya Bikas Bank, FORWARD FINGO, Central Gramin Bikas Bank. More than 60 percent micro-entrepreneurs in the case of accessible areas have access to financial services. But for the growing enterprises for which larger loan volume is required which is not usual practice in deprived sector lending. So, scale up loan above Nrs. 1 lakh up to 5 lakh remain a challenge for micro-entrepreneurs. Financial Service Providers are mostly concentrated in accessible areas more specifically in terai and inner terai. Financial accessibility in hill and high hill is still very hard for micro-entrepreneurs who are operating their enterprises. Realizing this fact, MEDEP encourages potential Micro-Entrepreneurs’ Group (MEGs) to promote cooperatives. Cooperatives are found MEs friendly in terms of access to financial services. MEs can 52 Final Report, GESI Impact Study, MEDEP mobilize their savings and to some extent meet their initial demand of investment. For the growing enterprises MEs need larger volume of loan that the savings cannot meet. Realising the importance of micro-enterprise development sector, Central Bank of Nepal has incorporated a clause (Clause 105) in Monetary Policy 2014 to prioritize MEDEP promoted cooperative to provide wholesale loan from apex organizations, i.e. RSRF. Moreover, Ministry of Industry with technical support from MEDEP has entered a five years agreement (2013 – 2017) with Nepal Rastra Bank to provide wholesale loan to microentrepreneurs promoted cooperatives. So far MEDEP has promoted 208 cooperatives where 13 thousand members are affiliated. Fifteen cooperatives of them are already in access to the RSRF (Rural Self Reliance Fund) of Nepal Rastra Bank. MEs have already received loan amount Nrs. 300 million from RSRF. With the aim to expand the outreach of financial services, MEDEP is supporting Ministry of Industry/ Department of Cottage and Small Industry and Cottage and Small Industry Development Board (CSIDB) to enter long term agreement with central level banking organisation which have nationwide coverage and can extend the financial services to micro-entrepreneurs promoted by MEDEP and MEDPA. In this context, the MoU has been developed consisting of multi stakeholders affiliation including Civil Bank, Mega Bank, Clean Energy Development Bank, Mahila Sahayatra Laghu Bitta Bikas Bank, Rastriya Sahakari Bank, Nirdhan Utthan Bank, Nepal Federations of Savings and Credit Cooperative Ltd.. The agreement between MEs’associations and the banks are approved and being implemented with strong commitment of both sides to ensure financial services to the potential micro-entrepreneurs. Source: MEDEP, 2014 Participation of women in decisions regarding finance Forty-seven percent responses were that women's decision making for access to financial resources was very low before MEDEP. But after MEDEP only two percent stated that women's participation was low in decisions. Only 1.3 percent had said very high before MEDEP - this changed to 30 percent after MEDEP. Six percent had said high, this changed to 59 percent after MEDEP; 45 percent who had said low changed to eight percent. The responses indicate a major difference before and after MEDEP, with women having a major say in decisions after MEDEP. Highest change was among the hill Dalits, from 61 percent to one percent saying very low before and after MEDEP, and from zero to 44 percent stating very high before and after MEDEP. Fifty percent women had said very low and 45 percent low. This changed to 58 percent high and 28 percent very high after MEDEP (Figure 4.25). 53 Final Report, GESI Impact Study, MEDEP Figure 4.25 Women's level of participation in decisions regarding financial source for credit by caste/ethnicity (in percent) 100 Very low Low High Very High 88 80 73 80 71 65 61 54 49 44 47 43 49 42 35 59 56 53 47 45 42 37 33 30 25 16 4 0 B 7 2 1 A Hill Dalit 5 3 0 B A B Madhesi Dalit 20 13 12 8 5 20 17 12 8 5 A 0 B A 0 6 1 0 Hill Terai Indigenous Indigenous Source: Field Survey, 2014 7 B 1 00 A 0 B Hill Brahman/ Chhetri 9 6 0 00 A Muslims 1 00 B 2 A B Other Madhesi Caste A All Note: B=Before, A=After For hardcore poor, it changed from 42 percent very low and 53 percent low to 78 percent high after MEDEP; and for non-hardcore poor, it changed from 48 percent very low and 44 percent low to 55 percent high to 35 percent very high after MEDEP (Figure 4.26). Figure 4.26 Women's level of participation in decisions regarding financial source for credit by sex and by poverty (in percent) Very low High Low Very High 61 58 51 45 78 59 47 45 46 39 11 34 41 13 3 2 B A Female 23 B A Male Refer Annex 36 for details. 54 4745 35 30 6 1 2 B 41 A Both B 4 7 A Hard Core 7 B 8 1 2 A Non Hard Core By Poverty Note: B=Before, A=After 30 9 11 9 By Sex Source: Field Survey, 2014 48 44 42 28 59 55 53 6 2 1 B A All Final Report, GESI Impact Study, MEDEP 4.2.11 Raw materials MEDEP enterprises mostly depend on raw materials available locally from agriculture and forest resources. The majority of entrepreneurs are engaged in primary production including vegetables, mushroom, honey production and traditional crafts based on use of locally available resources. MEDEP has emphasized on promotoion of micro enterprises that are based on forest resources which are accessible to the poor most notably utilizing Allo (Himalayan nettle), Lokta, Chiuri and Kaulo for value added activities. About 21 percent of the respondents reported that they were facing the problem on supply of raw material (backward linkage). Among the caste/ethnic groups 44 percent of the Madhesi Dalits reported having the problem of supply of raw materials. Almost equal percent of men (21%) and women (20.6%) reported having this problem. The main problems related to raw material supply for both women and men included difficulty in transportation, non availability in the local market, high cost of inputs, and source scarcity (e.g. of honey bees). The respondents shared that they are able to access the required raw materials themselves. For women this has meant an increase in mobility and in skills of negotiating with dealers and suppliers e.g. Madhesi Dalit women in Mahottari travel in a group to neighbouring India to purchase the necessary materials for preparing bangles. One of the constraints faced by small producers is their inability to procure necessary raw materials in bulk. This is with respect to inputs that are imported and are not available locally. The traders in major commercial centres supplying the inputs deal in large quantities that MEs are unable to procure because of their limited capacity to procure as well as the scale of their production. 4.2.12 Technology and equipment The entrepreneurs have benefited from appropriate technology support from MEDEP. About 62 percent have received machine/equipment as grant. About 66 percent men and 61 percent women have received machines as grant. Among the disadvantaged groups 100 percent of the Muslims and 89 percent of Other Madhesi Caste have received this support. Among women, 100 percent of Muslims and Other Madhesi Caste received machines as grant while Hill- Janajati women were the lowest recipients of this support. Among men, Muslim men were the highest recipient, while Other Madhesi Caste men were the lowest. About 85 percent of the entrepreneurs reported that they had received training on the operation of the machine/equipment. About 15 percent respondents shared that the technical training was either not provided or not adequate. Some dropouts with closed enterprises (e.g. in herbal soap making) reported that the training was too short. However, the backstopping support services on the appropriate technology was considered inadequate. Only 16 percent of those receiving appropriate technology support reported that backstopping services were made available by MEDEP when needed. Participation of women in the decisions regarding purchase of machinery and equipment indicate that 58 percent of women and men respondents believed that women had high participation in such decisions; 28 percent believed they had a limited role and only 14 percent believed they had no role. 62 percent women felt they had a strong role while only 50 percent men felt so. Caste/ethnic differences existed with 50 percent hill Dalit men believing that women did not have a role in such decisions while 80 percent Brahman/Chhetri women believed that women had high decision making power for such issues (Figure 4.27). 55 Final Report, GESI Impact Study, MEDEP Figure 4.27 Participation of women in decisions on purchase of machinery and equipment by caste ethnicity and sex (in percent) 100 100 No 86 Limited 80 72 High 68 50 5050 55 53 50 47 40 5050 50 30 2423 19 1517 1414 9 3 0 F Hill Dalit M F M F M 15 14 0 F M F Madhesi Hill Terai Hill Dalit Indigenous Indigenous Brahman/ Chhetri Source: Field Survey, 2014 27 28 20 14 11 5 2 0 58 43 31 31 M 62 60 59 00 M F Muslims 0 0 0 M F M Other Madhesi Caste F All Total Note: M: Male respondents; F: female respondents Differences between Hardcore and non Hardcore group also existed (Figure 4.28). Figure 4.28 Participation of women in decisions on purchase of machinery and equipment by caste ethnicity and poverty (in percent) 100 No 89 Limited 86 80 75 High 75 73 66 56 55 42 40 40 20 58 57 50 48 52 50 35 29 28 25 20 16 9 20 11 8 0 26 25 0 2 17 11 0 28 15 14 28 14 8 000 0 0 0 0 HC NHC HC NHC HC NHC HC NHC HC NHC HC NHC HC NHC HC NHC All Hill Dalit Madhesi Hill Terai Hill Dalit Indigenous Indigenous Brahman/ Chhetri Source: Field Survey, 2014 Refer Annex 37 for details. 56 Muslims Other Madhesi Caste Note: HC: Hardcore Poor; NHC: Non-Hardcore Poor Total Final Report, GESI Impact Study, MEDEP 4.2.13 Common Facility Centres Common Facility Centres (CFCs) are one of the innovative practices introduced to support the Hardcore poor who have limited investment capacity to purchase machine and equipment and also lack working space at their residence. These CFCs may imply anything from grant for machinery and equipment to physical facilities such as buildings as common working facilities. CFC guidelines have specified toilet and child care spaces to be included in buildings. Out of the total active entrepreneurs 152 (33%) reported having the access to CFCs in their village out of which 114 (75%) were using the CFCs. Overall 29 percent of those using CFCs considered these to be highly useful, 60 percent considered them to be useful whereas 11 percent considered them not that useful. About 48 percent of hill Dalits reported CFCs to be highly useful. Dalits, being short of space and finance to purchase equipments, are obviously finding this support very helpful. Women and Hardcore poor have found them more useful than men and the non Hardcore (Figure 4.29). Refer Annex 38 for details. Figure 4.29 Usefulness of Common Facility Centres (in percent) Very useful Useful Not useful 100 78 75 75 66 60 57 47 47 37 36 25 17 By Caste Ethnicity 16 13 29 13 11 11 0 By Sex Hardcore 0 Terai Indigenous Hill Indigenous Madhesi Dalit Hill Dalit 9 8 5 Male 17 Female 18 14 32 25 Other Madhesi Caste 25 By Poverty Overall 38 Non-Hardcore 50 Hill BC 48 Overall Source: Field Survey, 2014 With MEDEP providing support with CFC, technology and equipments, there are numerous examples of micro-entrepreneurs establishing enterprises which they otherwise would never have contemplated. e.g. unemployed Dalit male youth in Sunsari were supported for furniture making with equipments which they have set-up in a Common Facility Centre (CFC). Similarly Madhesi Dalit women started a bread making micro-enterprise in Mahottari using an oven established in a CFC. They have a ready market as already shop keepers have been seeking their products. A group of Madhesi Dalit men in 57 Final Report, GESI Impact Study, MEDEP Mahottari have been supported with ice-cream making machine and this has enabled around 15 of them to earn a regular income (though there were complaints because without a generator and with high loadshedding they are unable to make optimal use of the facility). In Sunsari a group of Tharu women have been able to earn good money using the loom provided by MEDEP. A CFC provides them the space to work from a common centre. Women have received several sewing machines and weaving machines, which they have control over, in the community facility centre in Parbat, where they gather and work in a group. They have also received sewing machines from CSIDB at 60 percent discount, which was instrumental in expanding their sewing enterprise. It was possible only because they were associated in the sewing group, which was formed with the support and initiation of MEDEP. The use of such equipment by people who become inactive was raised. For instance, some microentrepreneurs are no more active in Dhaka production but they have received the handloom. In Sindhupalchowk, some people who had received the equipment support are no longer involved in the enterprise and the equipment has remained idle. Efforts to ensure re-use of the equipment has not been adequate. 4.2.14 Access to Market Assessing market possibilities is almost the first step of MEDEP's service delivery cycle. Various entrepreneurs shared that MEDEP has supported them for their products to reach Kathmand u for sale there and also for export to foreign countries. But mostly the products developed were sold by the women and men themselves in nearby communities. For women, many times their own group members were the clients e.g. for bangles. The ice-cream produced by Madhesi Dalit men in Mahottari was sold in neighbouring India by the vendors using cycles, bought with support of MEDEP. But there exists a market problem for processed food products such as juice, potato chips. The micro entrepreneurs mostly sell their products directly to local consumers as reported by 68 percent of the respondents. About 18 percent of the entrepreneurs sold to local traders (wholesalers/retailers). Saugat Grihas, the retail outlets managed by DMEGAs (with MEDEP support) and at the central level by NMEFEN, were the main outlet for less than one percent of the ME because they have limited capacity to market the products of micro entrepreneurs. Marketing was raised as an issue by both the service providers and DMEGA. As production costs are high, the products of the MEDEP project beneficiaries are priced higher leading to a disadvantage in a competitive market. The products of MEs except a few products for example allo and herbal soaps, have yet to become popular outside the production areas, because of issues related to product quality, packaging and quality assurance for food products (testing and certification). Only 25 percent respondents had an agreement with traders. Hill indigenous, hill Dalits, and hill Brahman/Chhetris ranked lowest in terms of contract with buyers. Twenty-six percent women entrepreneurs had contracts which was slightly higher than the percent of men entrepreneurs (24%). Of those who reported to have contract with buyers, about 56 percent had contract with two buyers, 32 percent with just one trader, 12 percent with three traders and less than one percent with more than three buyers. Most (79%) reported that were receiving a fair price from the traders to whom they sold their produce. 4.2.15 Increase in income 58 Final Report, GESI Impact Study, MEDEP The entrepreneurs are making reasonable net earnings (profit) from their enterprises,47 averaging an earning of Rs. 5,965 per month from their micro enterprise (Figure 4.30). Men have a higher level of earning than women. The Hardcore have expectedly the lowest net earnings. Amongst caste/ethnic groups, surprisingly the Muslims and Madhesi Dalits have higher earnings than the others. All Overall By Poverty Non-Hardcore By Sex Figure 4.30 Average net earnings per month from micro enterprises (in Rs.) Male Hardcore Female Other Madhesi Caste 5,965 6,570 2,152 7,496 5,326 5,722 By Caste Ethnicity Muslims 9,100 Hill BC Terai Indigenous Hill Indigenous 6,235 5,924 5,449 Madhesi Dalit Hill Dalit 7,409 5,296 Source: Field Survey, 2014 All the women and men entrepreneurs met expressed that their income was higher after joining MEDEP. For many, especially women and Dalits, it was the first time that an opportunity for a micro- enterprise was possible. This was a shift from their previous work as lowly paid farm labourers. For some Dalit men it was an alternative to migration to India though there were some voices (e.g. in Mahottari) that working in India would have helped them earn and save more. A musical band in Sunsari employs 16 people (all men) who are able to run their households using their traditional skills of singing and music. According to respondents in Dadeldhura, income has increased by 25-30 percent of the people after they joined MEDEP. The following graph shows that income of participating households on an average is higher by 55.5 percent as compared to the "control" group. The difference in the per capita income (PCI) of Dalits between treatment and control is very high. This indicates that MEDEP was able to impact on the income of the most disadvantaged group that have so far remained at the bottom of the social and economic caste hierarchy in Nepal. But there are social and ecological disparities in the PCI of the 47 Net earning is estimate of just one month of enterprise operation (this indicates efficiency of enterprises). The enterprise may not run for the whole year.. 59 Final Report, GESI Impact Study, MEDEP treatment group. The average PCI of MEDEP project beneficiaries is NRs 44,253 whereas that of control group is Rs. 28,451. The mean difference between treatment and control groups is found to be statistically significant at five percent level of significance (Refer to results of mean difference tests in Annex 39). The Hill Brahman/Chhetri, Hill Indigenous groups and the non Hardcore have a PCI higher than this average while the groups with PCI lower than this average include the Madhesi Dalits, Muslims, Other Madhesi Caste and the Terai Indigenous - all groups of the Terai. The analysis of poverty alleviation contribution of MEDEP, shows that overall 30 percent households are below the poverty line of NRs 21,168. Among caste/ethnic groups 56 percent Other Madhesi, 35 percent Terai Janajati, 31 percent hill Janajati, 30 percent hill Dalits, 25 percent Madhesi Dalits, 27 percent Brahman/Chhetris and 20 percent Muslim households are below the income line . The control group has higher percentage of households (54.8%) below the poverty line. The contribution of MEDEP in poverty alleviation is evident since the majority of the beneficiary households who were below poverty level have already crossed the poverty level PCI threshold (Annex 40). Figure 4.31 Per capita income (PCI) of treatment and control groups (in Rs.) Treatment 50,172 44,730 43,820 32,123 19,678 Control 51,811 44,253 42,104 35,370 37,738 33,803 30,542 28,395 29,212 28,451 23,977 18,890 Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill BC Muslims Other Madhesi Caste Hardcore Non-Hardcore Overall 8,403 7,696 (122.7) (70.1) (26.5) (44.1) (48.4) (NA) (7.6) (-8.4) (37.3) (55.5) By Caste Ethnicity Source: Field Survey, 2014 By Poverty Overall Note: Number in parenthesis is percentage difference between treatment and control group Women, who were dependent on their husbands even for their own pocket money, have now been able to share the household expenses and pay for children’s stationeries through the income from their enterprise. Sixty-nine percent women stated that there had been an increase in their income, the lowest was of hill Janajati while the highest was of Muslims. 60 Final Report, GESI Impact Study, MEDEP Figure 4.32 Percent of women respondents stating increase in income by caste/ethnicity Overall 68.6 Other Madhesi Caste 85.7 Muslims 100 Hill Brahman/Chhetri 64.3 Terai Indigenous 75.6 Hill Indigenous 58.6 Madhesi Dalit 88.9 Hill Dalit 70 Source: Field Survey, 2014 Increase in women's income has made a great difference in their status and has led to increased value of their opinions and views. People have become more aware about health and education and thus income earned was spent on children's health and education. Some have been able to invest in land and jewellery. Women's decision making about use of income Before MEDEP, only about two percent responses were that women’s decision making was very high with regards to use of income. This changed to 40.5 percent after MEDEP. 39 percent had said very low, 41 percent low and 17 percent high. This changed after MEDEP, to only 1.3 percent very low, 5.8 percent low and 52 percent high. Before MEDEP, less than 20 percent women had said high (16%) and very high (0.6%) which changed to more than 90 percent as high (52%) and very high (39%) after MEDEP (Figure 4.33). Figure 4.33 Participation of women in use of income by sex and caste/ethnicity (in percent) No Limited 100 High 89 86 80 71 67 71 71 71 5050 50 50 40 31 21 12 22 1414 7 M 19 3 F Hill Dalit M 1 F Madhesi Dalit Source: Field Survey, 2014 M 29 19 10 0 F M 75 64 60 51 46 76 74 10 4 4 F M 16 10 10 1 0 F Hill Terai Hill Indigenous Indigenous Brahman/ Chhetri M 00 F Muslims 0 M 22 5 3 0 F Other Madhesi Caste M 20 F All Total Note: M: Male respondents; F: female respondents 61 Final Report, GESI Impact Study, MEDEP About 30 percent hardcore poor and 41 percent non-hardcore poor had said very low which translated to 68 percent and 50 percent high for hardcore poor and non-hardcore poor respectively (Figure 4.34). Figure 4.34 Participation of women in use of income by poverty and caste/ethnicity (in percent) 100 No Limited High 90 87 87 81 80 76 75 75 74 71 60 60 60 57 57 40 43 38 38 25 20 20 20 18 13 12 5 0 HC NHC Hill Dalit 21 20 HC 0 NHC Madhesi Dalit HC 7 0 NHC HC 2 3 NHC HC 2 NHC Hill Terai Hill Indigenous Indigenous Brahman/ Chhetri Source: Field Survey, 2014 13 11 4 20 000 0 00 0 HC NHC HC NHC Muslims Other Madhesi Caste 6 5 HC NHC 5 All Total Note: HC: Hardcore Poor; NHC: Non-Hardcore Poor Refer Annex 41 for details. Among the caste ethnic groups, only about 6 percent Hill Dalits and 13 percent of other groups had said high to women's decision making, with no one saying very high among Madhesi Dalits, terai Indigenous, Muslims and Other Madhesi Caste. This changed to more than 47 percent for all except Other Madhesi Caste (25%) as high and 40 percent for Madhesi Dalits, 28 percent for terai Indigenous, 20 percent for Muslims and 75 percent for Other Madhesi caste as very high after MEDEP (Figure 4.35 and Figure 4.36). 62 Final Report, GESI Impact Study, MEDEP Figure 4.35 Change in women's decision making on use of income by caste ethnicity (in percent) Very low Low High 80 Very High 75 52 53 51 46 47 43 40 38 37 52 52 48 45 39 63 60 58 44 41 38 44 40 41 39 38 41 30 0 B 0 0 A B Hill Dalit 1 1 0 0 A B Madhesi Dalit A B A B Hill Terai Indigenous Indigenous Source: Field Survey, 2014 17 13 13 4 44 3 25 20 15 13 63 28 23 18 0 4 0 A 0 0 B Hill BC 0 A B Muslims 2 1 0 00 A B Other Madhesi Caste 6 A All Note: B: Before, A: After, BC: Brahman/Chhetri Figure 4.36 Change in women's decision making on use of income by sex and by poverty (in percent) Very low Low High Very High 68 53 52 43 40 44 39 3738 55 52 41 39 52 50 45 41 39 41 41 39 41 30 20 16 B 5 1 A Female 19 14 8 1 17 2 22 B A Male 6 1 B Both By Sex Source: Field Survey, 2014 B 17 11 1 A 18 3 2 A Hard Core B 5 A Non Hard Core 6 1 2 1 B A All By Poverty Note: B: Before, A: After Refer Annex 42 for details. 63 Final Report, GESI Impact Study, MEDEP On employment MEDEP intervention has been successful to create additional employment opportunities for the participants. On an average an enterprise has created 2.8 full time family employment including the entrepreneur and 2.3 hired jobs. Similarly, 2.4 family members and 3.3 hired workers have found employment on a seasonal basis (Annex 43). 4.2.16 Women in trading sector Women face challenges in participating in trading businesses (trade sector). More than 12 percent female entrepreneurs compared to less than one percent male entrepreneurs reported problems related to participation in trading. The specific problems cited included: • Lack of proper training (to conduct trading businesses) • Low literacy (difficulty in book keeping/accounting) • Social problem (not favourable to women participation in trading activities) • Caste problem (low acceptability) • Household work load (cooking, child care etc) • Difficult to contact other traders and suppliers in the markets (mobility constraints) • Difficult to get price information • Financial problem 4.2.17 Women's participation in decision making in selected enterprise management issues Women are actively participating in decision making with respect to activities from the selection of enterprise to use of profit from micro enterprise (Figure 4.37). Male control over decisions regarding large items is still a reality in Nepal and thus impact women's decision making in some items namely machinery and equipment, where they had the lowest response to women's participation in decision making. Some aspects have been dealt with in above sections (e.g. selection of enterprise, use of income, machinery and equipment), others are discussed below. Figure 4.37 Women's participation in enterprise related decision making (in percent) No Limited High 80.9 77.3 75.2 71.5 70.4 69.3 58 25.5 23.3 28.1 14.2 13.9 5.2 Selection of enterprise 6.3 Purchase of Purchase of raw material machinery & equipment Source: Field Survey, 2014 64 5 Production 18.7 4.1 Product sale 24.2 4.3 Product pricing 20 4.8 Use of income Final Report, GESI Impact Study, MEDEP 4.2.18 Major challenges experienced by micro-entrepreneurs At the enterprise level micro entrepreneurs are facing several problems to sustain their enterprises. With high male migration, women experience time shortages to work on both on-farm and off -farm, additionally, there is a shortage of labour. Micro enterprises are mainly catering to the local market. The small scale of production results in low income resulting in lack of interest of many. There are issues regarding the product quality and its assurance for product penetration in markets beyond the local level. MEDEP has been supporting different types of enterprises mostly without a commodity value chain focus. There have been successful entrepreneurs notably in allo yarn making and weaving, Chyuri herbal soap making, beekeeping, bamboo, vegetable production, and services such as beauty parlour, and tailoring. The value chains of Allo and Chyuri herbal soap are good examples of strengthened backward and forward linkages benefiting a large number of collectors of raw materials, processors and traders.48 Among enterprises which closed, incense sticks, candle making, dalmoth, chalk making, and tika making ranked high. These enterprises failed primarily because of non availability of raw materials at the local level. Inadequate orientation/training, limited capacity to invest in technology, inadequate working capital and, input/raw material supply constraints hampered scaling up of enterprises. The forward linkages were weak as demonstrated by the limited contacts of producers/processors with traders. Women entrepreneurs face problems in taking up trading business as their management capacities are weak and there are other social constraints of free mobility for making the necessary contacts that are essential for the trading business. 4.2.19 Gender/caste/ethnicity/poverty based constraints Women experience many constraints: mobility as social norms constrain them from travel to places a little far to purchase materials or to market; work-burden and time poverty as with many household responsibilities, they are forced to select enterprises that will enable them to manage both family and enterprise tasks. They do not have time to focus completely on the business due to multiple responsibilities. Inability to access finance independently and high interest rates are big deterrents for the women to grow in their business. Socio-cultural barriers which demand that women get approval and permission from family gatekeepers such as men and mothers-in-law to move ahead (with varying degree of control depending on ethnicity) result in women being controlled and confined to enterprises which are socially permitted by family and society. Dalits experience caste-based discrimination in the selection of enterprises as they are unable to work in the food and beverage sector. People may-not purchase such products from a community considered untouchable. There are certain groups experiencing poverty who, despite rigorous effort, There are certain groups (e.g. Majhi community) experiencing poverty, who despite rigorous efforts from MEDEP, they could not be included as micro-entrepreneurs. Due to extreme poverty, they do not have resources to experiment or take risk while an enterprise is developed and established. MEDEP does not have specific interventions to address the social barriers (mobility constraints, social practices like physical and social restrictions, menstrual exclusion, dowry) experienced by women 48 Refer to MEDEP reports (www.medep.org.np) on Value Chain Analysis-Allo (February 2010), and Value Chain Analysis-Chyuri Herbal Soap (December 2010) 65 Final Report, GESI Impact Study, MEDEP (including single women), Dalits or Janajatis in improving their businesses or the income barriers of the extreme poor. EDFs and BDSPOs too are not adequately oriented on GESI or on how to address the specific barriers of the different target groups. 4.2.20 Shifts in food security of MEDEP beneficiaries MEDEP has contributed to increased food self sufficiency both in terms of increased production from own land and with increased capacity to purchase food grains to meet household food requirements. Almost 37 percent programme respondents (treatment) stated they were self sufficient in food while 22 percent of non-programme (control) group stated so. The highest difference between treatment and control groups was found amongst Madhesi Dalit, Other Madhesi Caste and Terai Janajatis (Figure 4.38). The mean difference between treatment and control groups in food self sufficiency is statistically significant at five percent level of significance. Figure 4.38 Comparison of Treatment and Control (Improvement in food security after being entrepreneur) by caste/ethnicity (in percent) 96 Yes 86 91 91 88 83 No 68 82 67 66 55 54 48 46 45 54 52 34 32 33 18 17 10 46 14 12 9 4 T C Hill Dalit T C Madhesi Dalit Source: Field Survey, 2014 T C Hill Indigenous T C Terai Indigenous T C Hill BC T C Other Madhesi Caste T C All Note: T: Treatment, C: Control The difference between Hardcore and non Hardcore poor of treatment group was minimal while it was very high in the control group with only 9 percent of Hardcore poor stating they were food self sufficient while 29 percent non Hardcore poor stated so (Figure 4.39). 66 Final Report, GESI Impact Study, MEDEP Figure 4.39 Comparison of Treatment and Control (Food Security) by poverty (in percent) Yes 92 No 88 86 57 56 54 44 43 14 8 Treatment 46 Control Treatment Hard Core 12 Control Treatment Non Hard Core Source: Field Survey, 2014 Control All Note: T: Treatment, C: Control Geographic differences demonstrate that in each ecological region food security of project beneficiaries has improved. Food self sufficiency from own production (% of HH) is 45 percent in the Terai (treatment group - it is 20% in control group), 31 percent in the mountain (treatment group - it is 20% in control group) and 30 percent in the hills (treatment group - it is 25% in control group) (Annex 44). The mean difference between treatment and control groups in terms of increase in food self sufficiency after being entrepreneur is statistically significant at five percent level of significance. 4.2.21 Change in assets On an average the value of assets per household of treatment group was Rs. 1,561,800 which was 115 percent higher than that of control group (Rs. 725,520). The asset ownership situation (including land, livestock and durable goods) of treatment group was higher than that of the control group across all categories (Figure 4.40). The overall difference in asset ownership between treatment and control groups has been found to be statistically significant at five percent level of significance. Figure 4.40 Average value of assets owned by households (NRs. '000) Treatment Control 2,793 2,405 2,299 2,061 1,756 1,705 1,499 1,005 745 325 1,212 1,171 950 924 694 596 891 824 879 1,562 726 349 302 By Caste Ethnicity By Sex By Poverty Overall Non-Hardcore Hardcore Male Female Other Madhesi Caste Muslims Hill BC Terai Indigenous Hill Indigenous Madhesi Dalit Hill Dalit 0 Overall Source: Field Survey, 2014 67 Final Report, GESI Impact Study, MEDEP The households of programme respondents had better quality houses. Only about 14 percent of these households had houses of thatched roofs while it was 28 percent in the control group (Annex 45). Men and women entrepreneurs invested in land, buildings and other assets with the increased income. Overall 23 percent of beneficiaries (21% male and 23% female) reported using increased income from micro enterprise on house construction. Dalits benefited from increased acquisition of assets. Among Madhesi Dalits 44 percent reported using increased income on house construction (48% women and 29% men stated so). Among treatment group the ownership of colour TV was 54 percent and that of mobile phones was 89 percent (Annex 46). In comparison only 22 percent of the control households had colour TV sets and 17 percent owned mobile phones (Annex 47). 4.2.22 Changes in sanitation levels, and awareness of diseases There has been significant impact on sanitation with the proxy measurement of toilet facilities, clean drinking water, and the use of improved cooking stoves (ICS). Among both the treatment group and control group about 88-90 percent had access to toilet facility (Annex 48). About 66 percent of treatment group had access to safe drinking water whereas 56 percent of control households had access to safe drinking water (Figure 4.41). The mean difference between treatment and control groups in the access to safe drinking water is statistically significant at 10 percent. Hill Dalits and hill indigenous have relatively benefited more compared to other ethnic groups in terms of access to safe drinking water. Similarly, treatment group had relatively higher adoption of ICS (24%) as compared to control group (18%). The mean difference between treatment and control groups in the access to ICS is statistically significant at five percent. Use of ICS contributes to reduced indoor pollution that mainly affects the rural women. Figure 4.41 Use of improved cooking stove and access to safe drinking water (in percent) Improved Cooking Stove 100 84 90 83 86 Safe Drinking Water 81 77 65 66 64 57 56 52 50 40 26 11 T C Hill Dalit 27 25 25 02 00 T C T 15 C 17 10 7 3 T C Madhesi Hill Terai Dalit Indigenous Indigenous 13 14 14 10 0 T C Hill BC T Source: Field Survey, 2014 68 Note: T: Treatment, C: Control 14 24 18 00 C Muslims By Caste Ethnicity 20 T C Other Madhesi Caste T C Hardcore T C NonHardcore By Poverty T C Overall Overall Final Report, GESI Impact Study, MEDEP The participating households have comparatively higher level of awareness of HIV/AIDS and malaria as compared to the control group (Figure 4.42). However, the difference in HIV/AIDS awareness is not statistically significant between treatment and control groups whereas in the case of malaria the mean difference between treatment and control groups is significant at 10 percent level of significance. This contributes positively to the MDG 6 which targets combating HIV/AIDS, Malaria, and Other diseases. Refer Annex 49 for details. Figure 4.42 Awareness of HIV/AIDS and Malaria (in percent) Awareness of HIV/AIDS 96 66 60 68 100 95 77 73 71 63 63 57 52 51 76 Awareness of Malaria 82 75 73 67 65 63 78 71 72 64 7575 6161 69 64 7374 6663 40 33 29 00 T C Hill Dalit T C T C T C Madhesi Hill Terai Dalit Indigenous Indigenous T C Hill BC T Muslims By Caste Ethnicity Source: Field Survey, 2014 C T C Other Madhesi Caste T C Hardcore T C NonHardcore By Poverty T C Overall Overall Note: T: Treatment, C: Control Conclusion: MEDEP has contributed considerably to changes in the access to assets and services of women and other target group beneficiaries and to their livelihood improvement. Most have a higher income after joining MEDEP and also when compared to the control group thus a visible impact on increasing income has taken place. The income earned has been spent on improved health, education of children and better sanitation (with toilets) which achievements have also contributed to the MDGs. There is a strong focus on creation of entrepreneurs by MEDEP. Support for forward and backward linkages needs further attention. Most micro-enterprises are at subsistence level with issues of grading, packaging and marketing. Marketing linkages require a lot of attention. Access to finance is an issue with the process of micro-finance institution not friendly and access to collateral not gender and poor responsive. Dependency on village money lenders to access credit for is still prevalent. It was difficult for micro-entrepreneurs to compete with others, as they did not have the capital to invest and ensure that their products were of the quality at a price that consumers expect. It was found that women were engaged in enterprises like sewing, bangle making and men in furniture making which seems a continuation of the traditional division of labour. However, this has enabled the women to comfortably transition from home to the micro-enterprise sector and has given them the opportunity to learn the skills of managing an enterprise for their growth. They may require future interventions which would push them to access more resources and opportunities. 69 Final Report, GESI Impact Study, MEDEP 4.2.23 Recommendations for assets and services domain - The sustainability of micro enterprises created by MEDEP will depend to a large extent on the market linkages with actors higher up in the value chains of the commodities. Presently, such linkages are weak, with limited contractual arrangements between producers and the traders (retailers, wholesalers), exporters and large processors. There is a clear absence of a commodity and subsector focus although in cases like Allo processing and Herbal soap making (using Chyuri butter as main ingredient), value chain interventions from MEDEP have successfully strengthened the backward and forward linkages. There are some enterprises such as agarbatti (incense sticks) that are promoted without establishing proper market linkages, thus making such enterprises less viable. By working backwards from the final market whether domestic or export, MEDEP should support enterprises to improve the product quality as per market demand. It will be difficult for micro enterprises to sustain in the competitive markets in the absence of a focus on the final market. - There has been relatively less emphasis on the availability of raw materials and inputs at the local level as the basis for selection of enterprises. Dependence on imported inputs has resulted in products of micro enterprises being uncompetitive in many cases. The selection of enterprises should be done only after proper assessment of the resources available at the local level through resource surveys. This requires proper orientation to the EDFs (considering the staff turnover of partner BDSPOs) to ensure that sustainable enterprises are developed based on locally available resources with less reliance on imported inputs. - Working capital constraint has been hampering business expansion for micro entrepreneurs particularly constraining women, Dalits both in hill and the terai. The specific credit needs of the disadvantaged Dalit women should be addressed by linking them with financial institutions with the access to collateral free loans on group guarantee basis. While MEDEP has been making various efforts to address the issues of access to finance, specific focus to the more vulnerable within the target groups is necessary. - As most micro entrepreneurs have no agreement with traders, there is a need for developing contractual buy back arrangements especially in the case of high value crops. Expansion in production activities should be built around such producer-trader/processor linkages. However, the lack of legal framework on "Sub-Contracting Rules/By-Laws" under the Industrial Enterptises Act has been one of the policy constraints in this regard. An enactment of the rules relating to subcontracting is expected to be made by the Government which will greatly facilitate the implementation of buy back contracting arrangements. - Input suppliers constitute an important part of the value chains. To address the constraints on availability of inputs, micro entrepreneurs should be linked with input suppliers. Producers groups should be encouraged and facilitated to procure the inputs on the basis of combined demand of the groups such as herbal soap producers (for various imported ingredients) for savings in transportation costs. - The technical backstopping should be strengthened through linkage with equipment manufacturers. The entrepreneurs should be able to receive services locally for the repair and 70 Final Report, GESI Impact Study, MEDEP maintenance of the equipment. The provision of appropriate technology should be done through the local equipment manufacturers to the extent possible with built in provisions for the repair and maintenance services as per the need. MEDEP should extend support on capacity enhancement of equipment manufacturers in this regard. The skills of local women and men of disadvantaged groups for such manufacturing should be strengthened. - MEDEP services are organized and provided based on a sequential approach for micro enterprise development, which is excellent and should continue. But at times enterprises are promoted without proper skill training and even without using the right ingredients during the hands on training sessions. Such practices by service providers must be avoided and quality of training should be maintained. - MEDEP through BDSPOs and DMEGAs should adopt a flexible approach to provide the services that will help enterprises to be competitive in the markets, and to scale up their businesses. Such an approach should be based on specific needs of the enterprises to make them competitive. Integrating micro enterprises into the wider market economy with linkages to other value chain actors should be emphasized especially given the limited marketing contracts (forward linkages) in the current situation. The local market focus may not be remunerative enough to provide the necessary incentives to the potential and existing micro entrepreneurs. The long term sustainability of micro enterprises will be enhanced through such market integration. - A large number of entrepreneurs were still at subsistence level. Higher capacity building, networking and institutionalization of their enterprise for wider exposure, access and growth would enable this target group to move beyond this stage although it is an acknowledged fact that all micro entrepreneurs will not graduate to higher level. Potentials do however exist for micro entreptreneurs to move to higher levels by accessing grants from other projects. - While it is to be appreciated that MEDEP has been able to provide opportunities to a group which does not have the social or financial support to take risks, a finding of this survey is that women entrepreneurs are earning relatively less than their male counterparts. Specific attention thus has to be paid to identify ways in which women in the context they are in can be made to work in more profitable full time enterprises rather than seasonal enterprises. Measures to address the gender constraints of women in selecting and managing enterprises which can earn higher profit should be identified, planned for and implemented. - It is understandable that a high percentage of the micro-enterprises are in the agriculture sector, a sector this target group is familiar with. Ways to link these with other ongoing improvements in the agriculture sector (of improved seeds, fertilizer use, commercial products, improved livestock, fodder and grass) is necessary so that the profit margins can increase. 71 Final Report, GESI Impact Study, MEDEP 4.3 Changes in Voice and Influence (social mobilisation empowerment) INCREASING VOICE, INFLUENCE & ACCOUNTABILITY 4.3.1 In this chapter the key elements that are considered are the inputs by MEDEP to enhance capacity and voice of the microentrepreneurs, the relationships between MEDEP's impact on changing voice of project beneficiaries and the types of response that voice gets. Voice is determined by a range of factors including caste and ethnic group, gender and class. How confident women and men feel to express their voice depends on their social relationships with others, their own sense of selfworth, their confidence in their knowledge of their rights and entitlements, and their levels of expectation that there is anyone listening and responding to what they are saying. Response is very important. There is no point in having a voice to which no-one responds and no change or difference is made to the outcome as a result of raising a voice. A critical element of effective voice is having the right knowledge to be able to challenge and uphold rights, and the skills to be able to articulate this knowledge and ensure that the rules of the game support the entitlements of the individual. This chapter explores whether there are changes in the rules of the game at home and community levels as a result of this voice-knowledge and skillsresponse relationship. Shifts in rules of the game as a result of working with MEDEP are further explored in the next chapter. Training and capacity building Various training packages have been taken by the active micro-entrepreneurs. Most have been linked to enterprise development and this has facilitated skill strengthening of how to handle enterprises, how to access materials and produce, price products and market them. Participation of men has exceeded participation of women in all types of trainings except development of Training of Existing Entrepreneurs (TOEE), Training of Growing Entrepreneurs (TOGE) and Institutional Development training, which covered a smaller number of participants. A similar pattern was with Hardcore and non Hardcore Poor. Most have also found these training inputs useful (Figure 4.43 and Figure 4.44). 72 Final Report, GESI Impact Study, MEDEP Figure 4.43 Participation in training and its usefulness by sex (in percent) 9389 90 93 90 89 89 8586 Male 89 86 85 43 3638 8 1111 P U 9 1211 P U P Development of Development of TOPE, TOSE TOEE, TOGE Source: Field Survey, 2014 8 1111 U 9 15 U Institutional development P All 41 3436 12 11 P Technical skill development Female U 8 10 18 9 P 11 U Empowerment Observation Your Note: P: Participation (Yes), U: Usefulness There were not many differences between non-Hardcore and Hardcore respondents regarding the usefulness of the training (Figure 4.44). Figure 4.44 Participation in training and its usefulness by poverty (in percent) 91 90 86 9190 86 848786 8487 Hard Core 86 Non-Hard Core All 4038 30 21 18 P U 9 11 P U P Development of Development of TOPE, TOSE TOEE, TOGE Source: Field Survey, 2014 21 18 9 11 U Technical skill development 37 36 30 9 11 9 11 P U Institutional development 6 P U 1110 P 9 12 11 U Empowerment Observation Your Note: P: Participation (Yes), U: Usefulness Refer Annex 50 for details. Trainings however have been largely limited to technical aspects. Need and demand of the trainings on empowerment and institutional development were quite intense from the field. During the empowerment trainings, most of the women respondents requested for gender trainings together with their spouse, expecting that with the trainings, their spouse will be more supportive towards them and their enterprise. 73 Final Report, GESI Impact Study, MEDEP Majority of all caste/ethnic groups have participated in technical skill development training. But in institutional training there was no participation of Muslim women and Madhesi Dalit, Muslim and Other Madhesi Caste men was zero. Participation in empowerment training is highest of Muslim women and Terai Janajati men while lowest of Hill Janajati women with no participation of Other Madhesi Caste men. According to the respondents, different capacity building events have supported them in increasing their confidence and their ability to source raw materials, access service providers and work as microentrepreneurs. There are many programs from different organisations and line agencies which have also contributed to an increase in knowledge and skills of the women and other excluded social groups. Though there is considerable improvement on women’s outreach to various organizations and raising their voice for genuine concerns, the respondents still felt that the ‘empowerment’ trainings were not adequate. They reported that, all they have achieved is through ‘learning by doing’. The respondents who participated reported that the most effective among all the trainings were the exposure visit as it provided them the opportunity to learn and share from like minded people and enterprise. Among men and women, participation of men (15%) is comparatively higher than that of women (8%). Participation in observation tour is highest of Terai Janajati men and Hill Dalit women and no participation of Muslim and Other Madhesi Caste men and women. Such visits were the platform to interact with the people facing similar challenges and to understand their coping mechanisms. This knowledge remained instrumental in expanding their enterprise and for boosting up their confidence. Training and capacity building for addressing socio-cultural barriers, advocacy with men and other family members or with community leaders has been limited - only in Dadeldhura were there examples shared of joint gender training of women and men. 4.3.2 Building voice and influence through group membership Being a member of a group has enabled women, Dalits, Janajatis and the others to benefit from the discussions that occur in monthly meetings and from the different training and interactions that are organised. These have expanded their horizons and enabled them to absorb and understand how to work on things for which they did not have direct experience e.g. being organised, working in a team, managing raw materials and resources with discipline. The women who were largely confined to household chores before MEDEP had little access to different information sources. Once they joined MEDEP, they received both knowledge and exposure on various dimensions through different means. This enhanced their confidence and they became members of other community based organisations (CBOs) in the area such as saving and credit groups and cooperatives. They gained confidence to participate more meaningfully in groups they were already part of. The increased membership in groups provided them more opportunity to participate in various local, national and sometimes international forums. 74 Final Report, GESI Impact Study, MEDEP Box 4.2: Changes after MEDEP “I was always occupied in household chores before I joined MEDEP. But now, I am the member of saving credit group, cooperative and water users group. Now I know many people and organisations and also that many organisations are there to help us out. I am also invited to various social forums and to meetings of government bodies. Now I do not have to look for the organisations, but they look for me. All this happened after MEDEP,” Bindra Devi Shahani vegetable producer, Nawalparasi Figure 4.45 Member of other organisations and presence in meetings (in percent) Member in other organisation Regular participation in meetings Occasional participation in meetings Generally absent in meetings 100 92 88 82 81 75 75 71 69 65 59 82 78 61 57 80 69 66 58 57 46 35 29 33 28 25 24 19 17 9 By Caste Ethnicity By Sex 3 1 By Poverty Overall 1 Non-Hardcore Hardcore 2 1 0 Male 00 Female 0 Other Madhesi Caste Terai Indigenous Hill Indigenous 1 Muslims 2 1 0 Hill BC 8 Madhesi Dalit Hill Dalit 3 20 19 17 Overall Source: Field Survey, 2014 Refer Annex 51 for details. The respondents also mentioned that they are able to voice their opinions and interests within and outside the households much more now than before, after their engagement with MEDEP. 44 percent of the respondents from the treatment group mentioned that they raise their voice on women’s issues, while only 17 percent of the control group mentioned this. Interestingly, women from Madhesi Dalit community were the ones with the highest response (54.5%) about raising issues. There was only a slight difference between the non Hardcore poor and the Hardcore poor (44.8% and 42.2% respectively). 75 Final Report, GESI Impact Study, MEDEP Figure 4.46 Voice raised on issues affecting women and presence in meetings (in percent) Voice raised on women issue Occasional participation in meetings Regular participation in meetings 100 Listen only 80 63 60 55 11 Other Madhesi Caste Muslims By Caste Ethnicity By Sex 7 6 5 Overall 8 00 Hill BC Terai Indigenous Hill Indigenous Madhesi Dalit 2 29 Non-Hardcore 13 9 44 27 24 Hardcore 12 4 45 32 25 21 16 Hill Dalit 33 29 28 Male 33 47 42 42 46 44 41 8 64 53 48 38 67 61 Female 54 48 72 69 63 By Poverty Overall Source: Field Survey, 2014 Refer Annex 52 for details. Across social groups, issues raised by women are heard and acted upon (Figure 4.47). Figure 4.47 Response on issues raised in meetings (in percent) Nobody listens Listen and make decisions accordingly 93 84 Listen but do not make decisions 100 82 86 80 84 82 80 67 81 58 28 By Caste Ethnicity Source: Field Survey, 2014 Refer Annex 53 for details. 76 7 6 By Sex 10 6 By Poverty 7 13 Overall 0 Non-Hardcore 0 14 Hardcore 0 12 Male 6 13 Female 3 Other Madhesi Caste 3 14 Muslims 7 14 Hill BC Madhesi Dalit Hill Dalit 3 12 Terai Indigenous 14 Hill Indigenous 16 16 Overall Final Report, GESI Impact Study, MEDEP After their association with MEDEP, their level of confidence considerably increased as 54 percent of the respondents reported this as the primary reason behind them joining other organisations and groups. Interestingly, 100 percent Muslims, 75 percent Other Madhesi Caste, 64.3 percent Terai Indigenous and 63.6 percent Madhesi Dalits pointed to ‘increased confidence’ as the primary reason behind joining others after MEDEP. Women from Muslims (100%), Other Madhesi Caste (85.7%), Madhesi Dalit (63.9%) and Terai Indigenous (60.5%) expressed highest increase in confidence. Figure 4.48 Reason for being members in organisations other than MEDEP (in percent) Increased confidence Support from family Other women participate Available facilities Others 100 75 65 64 64 54 54 57 51 54 42 By Caste Ethnicity By Sex 3 1617 10 1 By Poverty 1618 10 1 Overall 28 22 17 Non-Hardcore 6 31 Hardcore 11 1 Male 00 Other Madhesi Caste 0000 27 22 1313 Female 1313 Muslims 0 2 1 1617 11 4 Hill BC 7 Terai Indigenous 02 26 2219 16 Hill Indigenous 1816 Madhesi Dalit Hill Dalit 1717 11 0 Overall Source: Field Survey, 2014 Refer Annex 54 for details. Access to information was impacted by the length of linkage with MEDEP and also ethnicity e.g. a group of Tharu women in Sunsari were far more informed about different aspects of MEDEP's working, about VDC budget and how to access it than a group of Madhesi Dalit women who had started only 6 months ago with MEDEP. There were also gender differentials in access to information as men with their higher mobility than women, had higher access to information than women of their particular community and area. 4.3.3 Participation in DDC/VDC meetings The respondents shared that their participation in the meetings with various stakeholders have significantly increased after MEDEP. For instance, five percent of the respondents mentioned that they participated in VDC/DDC meetings before MEDEP, it increased to 50 percent after MEDEP. Among the women, it increased from 2 to 43 percent before and after MEDEP respectively. Whereas Madhesi Dalit men reported the maximum variation on the response on this attribute before and after MEDEP (0 to 66.7%), among women, Hill Brahman/Chhetri reported maximum variation (56.4%) followed by 77 Final Report, GESI Impact Study, MEDEP Other Madhesi Caste group (50%). Forty-eight percent of the non Hardcore poor and 28 percent of the Hardcore group reported that they participated in such meetings. There is a considerable variation in the treatment and control group with 50 percent respondents of the treatment group and only 16 percent of the control group participating in VDC/DDC meetings (Annex 55). Figure 4.49 Participation in DDC/VDC meetings by caste ethnicity (in percent) Very low 87 Low High Very High 71 68 62 50 53 5050 56 52 46 44 41 35 33 31 26 13 7 B 00 A 0 B Hill Dalit 7 0 A B A 11 0 B Madhesi Dalit Hill Indigenous Source: Field Survey, 2014 39 37 33 15 8 6 00 29 29 34 30 27 29 30 15 12 9 43 35 A 00 B Terai Indigenous 13 12 9 64 A B Hill BC 4 1 0 A B Other Madhesi Caste A All Note: B: Before, A: After, BC: Brahman/Chhetri Figure 4.50 Participation in DDC/VDC meetings by sex and poverty (in percent) Very low 69 Low High 74 Very High 62 62 60 51 47 42 42 40 35 31 29 39 37 33 30 24 8 2 B A Female 5 B 4 A Male 1 B A All 78 15 B 4 2 2 A Hard Core B 4 1 A Non Hard Core By Poverty Note: B: Before, A: After 13 12 11 2 By Sex Source: Field Survey, 2014 16 13 12 21 39 37 33 21 15 9 38 36 35 1 B A All Final Report, GESI Impact Study, MEDEP 4.3.4 Access to VDC/DDC budgets Access to VDC/DDC budget of the micro-entrepreneurs has increased significantly after their joining MEDEP. Whereas only seven percent of the respondents reported that they had access to VDC/DDC budget before MEDEP, this increased to 43 percent after MEDEP. In the control group, it was limited to 21 percent of the respondents. Looking at the gender disaggregated data, men seem to have higher access (62%) against women (48%). But percentage change on access to budget before and after MEDEP is significantly higher for women as compared to men. Access to budget however is still lower for Hardcore poor (35.6%) compared to non Hardcore poor (49%) (Annex 56). Figure 4.51 Access to VDC/DDC budget allocation process by caste ethnicity (in percent) Very low Low High Very High 77 68 56 41 35 59 54 50 47 46 42 42 38 43 43 41 36 35 30 26 24 51 43 29 29 26 27 3640 34 20 14 10 3 00 B A 0 0 B Hill Dalit 8 6 6 84 0 A B A Source: Field Survey, 2014 4 8 B Madhesi Dalit Hill Indigenous 14 9 A 4 0 B Terai Indigenous A 6 2 0 B Hill BC 13 12 7 A B Other Madhesi Caste A All Note: B: Before, A: After, BC: Brahman/Chhetri Figure 4.52 Access in budget allocation by sex and by poverty (in percent) Very low Low High 63 74 Very High 59 59 56 50 3840 33 38 37 31 36 34 8 41 B A Female B A Male 2 B 15 2 A Both By Sex Source: Field Survey, 2014 40 36 34 28 13 12 6 2 34 21 14 7 42 37 26 23 11 44 40 B 9 7 2 1 2 A Hard Core B A Non Hard Core 13 12 6 2 B A All By Poverty Note: B: Before, A: After 79 Final Report, GESI Impact Study, MEDEP 4.3.5 Ability to demand services Before MEDEP, 34 percent and 52 percent responded that they had very low and low capacity, respectively, to demand services from government service providers when service delivery was ineffective or inadequate. After MEDEP 54 percent and 24 percent respondents stated high and very high respectively about their ability to go to service providers when such situations arise to demand services. There were zero responses on very low. Amongst social groups, the highest "very low" response before MEDEP were of the hill Dalits while after MEDEP the highest "very high" response was of Madhesi Other Caste group who had 14 and 57 percent very low and low response earlier. While 22 percent men had responded to very low, 39 percent women had responded that they had very low capacity to demand services before they joined MEDEP. This changed to 55 percent and 22 percent women stating high and very high capacity while for 53 percent and 28 percent men stated so. 50 percent Hardcore and 31 percent non Hardcore poor had said very low before MEDEP. This changed to 48 percent and seven percent high and very high after MEDEP for the Hardcore and 55 percent and 27 percent for the non Hardcore. Figure 4.53 Raise voice in government offices for services by caste ethnicity (in percent) Very low Low High Very High 67 59 59 61 59 63 57 55 51 49 57 39 38 29 34 30 29 29 29 28 22 21 B 0 12 0 0 A Hill Dalit B 22 24 22 0 B 14 15 14 14 13 11 0 0 A Madhesi Dalit Hill Indigenous Source: Field Survey, 2014 80 10 0 A 12 34 29 17 12 4 54 52 49 B 2 0 A Terai Indigenous 0 B 0 A Hill BC Note: B: Before, A: After, BC: Brahman/Chhetri B 1 0 A Other Madhesi Caste 0 B A All Final Report, GESI Impact Study, MEDEP Figure 4.54 Raise voice in government offices for services by sex and by poverty (in percent) Very low 55 52 Low 53 53 High Very High 55 55 54 52 50 54 52 48 46 39 39 34 34 31 28 24 27 24 22 24 22 22 24 22 19 18 14 13 9 13 9 1 1 0 B A Female 1 0 B A Male 2 0 B A Both By Sex Source: Field Survey, 2014 B 7 0 0 A Hard Core B 1 0 A Non Hard Core 0 B A All By Poverty Note: B: Before, A: After Refer Annex 57 for details. 4.3.6 Networks/linkages These have increased considerably after the women, Dalits and the others became micro-entrepreneurs through MEDEP. e.g. MEDEP provided training and a grinding machine to the coffee cooperative in Melamchi. The group then received seedling support from the agriculture office and equipment support from the Japanese government. As cooperatives have been formed, capacity has increased to approach different organisations for resources and services such as financial institutions for loans and line agencies for services. The respondents give credit to the group working approach of MEDEP for the wider linkage and exposure they have been enjoying after joining MEDEP. They believe that the group has given them a feeling of solidarity and an identity. They are recognized and invited by other organisations for various trainings, sharing etc not as an individual, but as a member of the group. There were examples shared in focus group discussions of women who were able to negotiate with raw materials dealers and suppliers, something that they had not done before. They had also accessed VDCs and other offices for support (in form of equipment and budget). Women were managing their own enterprises and were responsible for purchasing, pricing, sale and hence had improved their capacity to engage with different suppliers and service providers. 81 Final Report, GESI Impact Study, MEDEP Box 4.3: Benefits of increased linkages “After joining MEDEP, we initiated a saving credit group, which provided me reliable backup for finances whenever I needed it. At that time I didn’t know that this group would give me so much leverage in the future. Now, I am a member of a cooperative, women group and the President of MEGA. I have received two sewing machines and advanced training from Gharelu. I am invited in VDC/DDC meetings, in other learning sharing platforms, trainings and workshops organised by I/NGOs. I am now giving employment to 8 people in my own enterprise.” Narmaya Poon, Parbat district. 4.3.7 Capacity to access different source of funds Most of the respondents reported that with their association to saving/credit group and cooperatives, access to finance improved over a period of time for them. Only 15 percent of the respondents reported access to finance before MEDEP, but 84 percent did so after MEDEP. Forty-eight percent of the control group respondents had access to different sources of finance. Though access to finance was higher (90%) for men than women (81%), percentage change in this attribute before and after MEDEP is much higher for women. Interestingly, highest change in access to finance was reported by Other Madhesi Caste (100% for both men and women) followed by hill Dalit men (86.7%). Among women, Madhesi Dalit (91%) reported highest access. Again, the non Hardcore poor reported much higher access (70.6%) compared to Hardcore poor (59.2%). 4.3.8 Response of family to increased voice of women The income from their enterprises has enabled women to negotiate a little with their family and husband on selected issues and with improved status within households they are able to influence decisions. Women reported that the male members of their family listen and also implement their suggestions now much more (24%) than they did before MEDEP (89%). It is limited to 48 percent among the control group. The highest variation in this attribute was reported by Other Madhesi Caste group women (Annex 58). 82 Final Report, GESI Impact Study, MEDEP Figure 4.55 Status of addressing and implementing women's advice by male member of society/family by caste ethnicity (in percent) Very low Low High 100 Very High 75 70 68 67 67 55 46 38 59 57 55 54 61 42 42 42 30 29 20 19 13 11 2 11 14 0 B 14 11 7 13 0 A Hill Dalit 11 13 A B 4 A Source: Field Survey, 2014 14 17 19 11 0 A 27 11 4 B Madhesi Dalit Hill Indigenous 13 13 2 0 B 23 20 B Terai Indigenous 4 3 0 00 A Hill BC 0 B A 2 B A Other Madhesi Caste All Note: B: Before, A: After, BC: Brahman/Chhetri Figure 4.56 Status of addressing and implementing women's advice by male member of society/family by sex and by poverty (in percent) Very low Low High Very High 76 64 63 60 57 61 59 61 58 59 61 59 32 18 20 11 5 B 27 26 27 2 Female 4 1 B A Male 2 B 17 17 19 9 4 A Both By Sex Source: Field Survey, 2014 17 15 11 10 3 A 20 17 19 15 18 27 20 B 2 4 4 A Hard Core B 11 4 1 A Non Hard Core 2 B A All By Poverty Note: B: Before, A: After 83 Final Report, GESI Impact Study, MEDEP Before MEDEP, it was only three percent very high and 21 percent high respondents stating that husband and male members supported in child caring, cooking and household management. After MEDEP this changed to 25 percent very high and 60 percent high respondents stating this. The most dramatic change seems to have occurred in the Madhesi Dalit and Other Madhesi Caste group. The FGD discussions had indicated that women have not been able to voice about their household work burden or to get male members to share it (apart from some ethnic groups where men were traditionally working with the women in household management) as much as would enable them to work more professionally on their enterprises. "Men don't go to the kitchen - you expect me to go and cook?" was the reaction of a Madhesi Dalit man in an FGD in Mahottari. The responses of men and women were similar to this question. Before MEDEP, 61 percent women stated that the support was low while 44 percent men had stated so. After MEDEP, this changed to 60 percent women and 63 percent men stating it was high. 26 percent women and 11 percent men stating very high. Refer Annex 59 for details. Figure 4.57 Status of support from husband and male members in child caring, cooking and cleaning by caste ethnicity (in percent) Very low 81 73 Low High 70 Very High 83 67 61 57 60 51 50 47 40 52 42 60 50 37 33 29 24 23 17 10 3 B 15 12 8 3 0 A Hill Dalit B 12 0 A 21 8 8 4 17 15 B 0 0 A Madhesi Dalit Hill Indigenous Source: Field Survey, 2014 84 18 B 4 8 17 11 9 Terai Indigenous B 0 A Hill BC Note: B: Before, A: After, BC: Brahman/Chhetri 16 13 9 2 A 25 21 0 B 3 0 A Other Madhesi Caste 2 B A All Final Report, GESI Impact Study, MEDEP Figure 4.58 Status of support from husband and male members in child caring, cooking and cleaning by sex and by poverty (in percent) Very low 61 Low 63 60 High Very High 61 61 60 60 57 60 60 52 44 26 22 21 25 25 21 22 22 28 26 26 16 16 12 3 3 B 13 11 A Female B A Male 2 B Both B 4.3.9 A Hard Core By Sex Source: Field Survey, 2014 9 4 0 A 13 11 9 3 16 15 13 0 25 21 21 B 3 1 A Non Hard Core 2 B A All By Poverty Note: B: Before, A: After Change in level of respect received Women also reported a significant shift in the level of respect they received by their family and society before (21%) and after MEDEP (90%). Madhesi women reported maximum variation in this attribute (83.4%). Box 4.4: Shifts in level of respect received “Before joining MEDEP, my role in the household was limited to cleaning, cooking and taking care of my husband and children. At times I even felt like I was just a maid and no one cared about me or listened to me; not even my children. My children even said that I was illiterate and knew nothing. But now, I know how to read and write and how to do simple calculations. I am the member of different groups and cooperatives in the village. People call me for meetings and I get to know many things through the participation in those meetings. Even my husband sometimes asks for my opinion on different household and agriculture matters. Now I feel that I am being heard and respected” Kailashi, Nawalparasi district. According to the women, violence also decreased even though the ones experiencing violence did not have the capacity or the voice to fight against it individually. The next section provides more discussion regarding gender and caste-based violence. Refer Annex 60 for details. 85 Final Report, GESI Impact Study, MEDEP Figure 4.59 Status of respect from family and community by caste ethnicity (in percent) Very low 79 Low High 86 Very High 75 71 68 67 55 54 50 46 42 43 37 35 26 12 2 B 11 7 0 A B Hill Dalit 11 11 4 4 29 11 2 A 14 0 A 5 0 B Madhesi Dalit Hill Indigenous 14 13 12 8 0 B Source: Field Survey, 2014 27 26 14 21 18 18 18 64 58 57 55 A B Terai Indigenous 14 8 02 0 A 0 B Hill BC 3 0 A 0 B A Other Madhesi Caste All Note: B: Before, A: After, BC: Brahman/Chhetri There were 64 percent responses of increase in respect from family and community after MEDEP when it was only 26 percent before MEDEP. 58 percent responses before MEDEP were of low respect which reduced to only eight percent after MEDEP (Figure 4.60). Figure 4.60 Status of respect from family and community by sex and by poverty (in percent) Very low Low High 68 67 65 Very High 63 64 58 59 58 64 58 53 44 38 35 14 9 2 3 0 A B A Male 4 0 B A Both By Sex Source: Field Survey, 2014 14 14 13 8 7 6 1 17 15 14 13 Female 86 27 26 26 28 24 19 B 30 27 26 B A Hard Core B 3 0 A Non Hard Core By Poverty Note: B: Before, A: After 8 7 2 2 0 B A All Final Report, GESI Impact Study, MEDEP In focus group discussion, the Dalit group shared that the level of discrimination had reduced and with an increase in status as a micro-entrepreneur, the treatment of society towards them had improved. But there were no examples shared with the team where Dalit micro-entrepreneurs fought for their right not to be discriminated. Many shared examples where they still experience some kinds of discrimination but have not been able to raise a voice against it. In Dhangadi, it was shared that Kamaiyas and Kamlaris, former bonded labourers of Tharu community, had gained higher voice and identity in their community as MEDEP beneficiaries. While the shifts due to the micro-enterprise has led to an increase in voice and influence, which is to be greatly appreciated, women have not been able to raise a voice against deeper issues like the number of children to have (the team met many women waiting for sons even after having a number of children especially if all the previous ones were daughters), higher education opportunities and marriage age of girls. This indicates that their voice regarding deep structural issues is not yet very strong. Conclusion: There have been many changes in the capacity of women, Dalits, Indigenous Nationalities and the Hardcore poor to recognise their issues and have a voice. The improvement is across social groups, poverty groups and women/men of different backgrounds. The shifts in before and after MEDEP responses are remarkable. Despite this, there is a gap in the ability of these groups to ensure that their enterprises are of a more profitable nature, that they can negotiate further with family for dedicated time to manage enterprises more professionally and for decision making power regarding their reproductive health. The time invested to prepare micro-entrepreneurs requires a considerable period especially when working with a social group which has been historically disadvantaged, is voiceless and almost asset less. The social mobilisation process and the training provided by MEDEP has achieved much but would achieve much more if components to address deeply embedded structural issues like gender based violence and caste based discrimination, were integrated and dealt with at each step (refer Annex 12 on GESI review of MEDPA Operational Guidelines for details on possible ways to do this). 4.3.10 Recommendations for voice and ability to influence domain The data presented in this chapter indicate many positive changes, which is excellent. Hence all the measures being taken by MEDEP need to continue. Alongwith them a few changes would result in improved empowerment of women and the excluded. - Trainings were found to be largely limited to technical issues. Trainings on gender empowerment, institutionalisation and capacity building were found to be inadequate. These need to be improved. - There exists a need to provide training for gender empowerment to both women and men as many times even when women are aware of their rights, their men at times do not support them. To overcome this deep rooted patriarchal mindset, more gender sensitisation trainings for both spouses is required. - Time poverty was found to be still high among the women entrepreneurs despite the increased support of family for household tasks. This suggests that more creative ways are required for managing reproductive work and also more advocacy with men and family members for better sharing of work. - Gender related training was also found to be equally essential for other stakeholders, particularly the government counterparts such as officials of DEDIC and DDC. 87 Final Report, GESI Impact Study, MEDEP - As networking and participation in various meetings/forums was found to be an effective method of learning, exposure and capacity building, the learning sharing forums should be initiated and institutionalized. Mechanisms for learning from each others’ experiences and success stories need to be established and regularly held. - There has to be a sufficient lag period between the first training and selection of enterprise. As most of the target population are going to be the entrepreneurs for the first time in their lives, they need more incubation period to think, reflect and decide. This time is also vital for the necessary negotiations within family and with community especially for women so that they can select enterprises which can have higher profit. - Integration of gender issues in social mobilisation would further enhance the possibilities of the women micro-entrepreneurs growth. MEDEP has clear targeting but assessment of the capacity of women and men to influence and make service providers related with their micro-enterprises accountable is not explicitly assessed or addressed. With specific measures to address the precise issues of the different social groups, would facilitate their social mobilisation empowerment. - Extra effort and additional incentives/support system is needed to cater to the needs of pro-poor, women and Dalits. For instance, women with small children and no support for child care are bound to experience higher difficulties than others. The extreme poor cannot afford to attend seven days long training programmes as they struggle for survival. This is a complex situation which many development projects struggle with. But if this target group is to be engaged in the programme, some practical measures, suitable to the context, need to be developed in consultation with the poor and other stakeholders. 4.4 Changes in the Rules of the Game CHANGING RULES OF THE GAME Knowledge of rights and entitlements is a key element of building the capability of individuals and particularly for those who are poor and excluded. The study was interested to assess whether the mode of delivery of MEDEP was transformative through building the capacity of the poor and excluded to know about their rights, to address discriminatory social practices and violence and to contribute to micro-enterprise related policy formulation. It also assessed the shifts in the decision making power of women. Changing the rules of the game requires: 1) knowledge of what entitlements there are; 2) there is capacity to act upon this knowledge and to drive through changes; and 3) there are responsive people and institutions prepared to listen, act and respond with changes to the rules of the game. This section assesses the impact of MEDEP on the engagement of the target group in policy formulation (which is indicative of a shift in the mindset of policy makers and positions the people as partners) and shifts in discriminatory social practices, violence and decision making power of women. Differences in responses of treatment and control groups have been understood to be indicative of MEDEP's contribution. 4.4.1 88 Knowledge and participation in policy formulation Final Report, GESI Impact Study, MEDEP There were 87.7 percent of programme respondents who responded in the affirmative about knowledge required for becoming a micro-entrepreneur. The lowest number of responses were from the Terai Janajati group at 79 percent and highest by hill Brahman/Chhetri at 93 percent. Above 90 percent of all other social groups also responded positively indicating a high level of knowledge regarding microentrepreneur related criteria. A higher percentage of men (92%) were better informed than women (85%). Amongst both women and men, the least informed were the Terai Janajati women and men but both Muslim and hill Dalit men were well informed. Also Hardcore poor at 90 percent were better informed than the non-Hardcore poor at 87 percent. There were 36 percent who were consulted during the development of micro-enterprise plans in districts/VDC. Highest responses were of hill Dalit at 51 percent and hill Brahman/Chhetri group at 48.7 percent and the lowest of Other Madhesi Caste group at zero percent. Other responses included Muslims at 40 percent, Hill Indigenous at 31.4 percent, Terai Janajati at 16.9 percent and Madhesi Dalit at nine percent, indicating the lowest participation of Madhesi Dalits in such processes. Thirty percent women and 53 percent men were consulted. No Muslim and Other Madhesi Caste group women were included, only six percent Madhesi Dalit women were consulted. Highest number of women participating in such discussions were from Brahman/Chhetri social group. Amongst men, the lowest inclusion was of Terai Janajati and Madhesi Dalit (at 20% and 25%) and highest of Muslim men at 67 percent, followed by 64 percent Brahman /Chhetri men. Forty percent non Hardcore and 19 percent Hardcore poor were included in such discussions. Both Hardcore and non Hardcore Other Madhesi Caste group and Muslims were not consulted. Eighty-two percent non Hardcore Brahman/Chhetri were consulted. Twenty-two percent stated that they were consulted while preparing rules and regulations of microenterprise organisations in districts/VDC. Highest participation was of Brahman/Chhetri group at 37.2 percent. Muslims and Other Madhesi Caste groups were not consulted at all while Madhesi Dalits were consulted only minimally at 1.8 percent. Hill Dalit groups at 31.6 percent, Hill Janajati at 13.5 percent and Terai Janajati at 5.6 percent participated. Thirty-four percent men and 17 percent women were consulted. No Other Madhesi Caste group, Muslim and Terai Janajati women and men were consulted. 55 percent Brahman/Chhetri men, followed by 37.5 hill Dalit men and only eight percent Madhesi Dalit men were included in such discussions. Amongst women also it was women of Brahman/Chhetri group whose participation was highest at 30 percent, hill Dalit women (27 percent) Hill Janajati women at 11 percent. Twenty-three percent non Hardcore and 16 percent Hardcore participated, amongst them 40 percent non-Hardcore Brahman/Chhetri and 28 percent Hardcore Brahman/Chhetri, 35 percent non Hardcore poor hill Dalits and 13 percent Hardcore hill Dalits got the opportunity to participate in such policy formulation discussions. The above data indicates that there was only a small percentage which could participate in the various level of enterprise related policy formulations and of those who got this opportunity, selected social groups were at an advantage. There was disparity within the people who could influence such policy level rules. 4.4.2 Changes in social practices 89 Final Report, GESI Impact Study, MEDEP Various social practices followed by women and men in the community and within families are discriminatory and constrain the development of women, poor and the excluded. This section presents findings regarding the changes in such social practices. Ninety-eight percent of the respondents of the control group stated that there has been a decrease in the practice of women having to do parda (veiling); 91 percent respondents said that there was decrease in child marriage, 80 percent believed that the practice of menstrual exclusion (Chhaupadi, a social tradition practiced mainly in Western part of Nepal which prohibits women from participating in normal family activities during menstruation) had decreased. Only 46 percent stated that the practice of dowry has decreased. Some respondents believed the practices had increased: dowry (30.5% respondents thought so), child marriage (4%), chhaupadi (3%), parda (2%). More than 95 percent of the respondents of the treatment group stated that all the social practices (chhaupadi, child marriage, parda) had decreased except dowry (which only 64.5% respondents said had decreased). The number of respondents of the treatment group who believed that there had been an increase in such practices was lower than the control group respondents, except for the practice of dowry, which they believed had become even more widespread. Figure 4.61 Status of change in social practices (in percent) 95 95 80 98 97 91 65 46 32 31 17 0 5 3 3 2 4 5 1 1 2 0 23 Increased Decreased No change 4 Treatment Control Treatment Control Treatment Control Treatment Control Chhaupadi Child marriage Parda Dowry Source: Field Survey, 2014 4.4.3 Mobility Mobility constraints for women has reduced. In case of micro-enterprise related requirements or if related with the care of children, women are not constrained anymore in their movement. But women's movement is still controlled and they need the permission of the men and other family members in case of any movement which has not been previously approved by the family. Girls are still not allowed to attend secondary schools when these are at a distance from their homes. Social restrictions: For 94 percent of respondents, there has been decrease in social restrictions, while five percent reported no change and one percent said it has increased. The highest decrease in social restriction has been reported by Terai Indigenous (98.5%) followed by hill Dalits (98%) with none reporting of increase in such restriction. Other caste/ethnic groups have reported some increment in social restrictions with highest increase reported by the Muslims (20%). While 96 percent women and 89 percent men reported decrease in social restriction, about one percent women and three percent men reported increase in such restrictions. Among women, the highest reduction in social restriction was reported by Muslim women (100%) followed by Terai Indigenous women (98.4%) and Hill Dalit women (98.2%). 95 percent of non-hardcore poor and 90 percent hardcore poor reported decreased 90 Final Report, GESI Impact Study, MEDEP social restrictions, with one percent each sharing increase and eight percent of hardcore poor and four percent of non-hardcore poor reporting no change in social restriction. Control Group: For 82 percent of respondents, there has been decrease in social restrictions, while about 18 percent reported no change and about one percent said it has increased. The highest decrease in social restriction was reported by Other Madhesi Caste (100%), while 70–87 percent of remaining groups reported decrease with only Madhesi Dalits (7%) reporting increase. While 84 percent women and 79 percent men reported decrease in social restrictions, about one percent women and no men reported increase in such restrictions. 81 percent of non-hardcore poor and 84 percent hardcore poor reported decreased social restriction, with one hardcore poor and none of non-hardcore poor sharing. 4.4.4 Changes in women's decision making power Decision making capacity of women, including those of disadvantaged groups, has increased together with financial independence and high exposure (refer section 4.3). Level of respect and response women receive within the household and in the community has improved after they became micro-entrepreneurs - they receive respect (man-samman and are addressed as entrepreneur (an udhyami)as someone's wife or mother. As women no longer have to be dependent on their husband for petty household expenses, they have started taking decisions regarding minor issues. However, for major decisions, they still are dependent on their husbands though there have been major shifts. Sale and purchase of livestock Majority (77%) women responses were that women’s decision making was very low (35%) and low (43%) before MEDEP. This changed to only five percent very low and seven percent low after MEDEP. While only one percent and five percent had said high and very high before, after MEDEP 52 percent women responses were high and 36 percent very high. Figure 4.62 Change in women's decision making on sale and purchase of livestock by caste ethnicity (in %) Very low 77 Low High Very High 75 63 60 52 46 42 43 38 B 19 9 5 A Hill Dalit 0 B 42 35 33 40 4040 2 2 A B 6 9 8 0 A B 2 0 A Hill Terai Indigenous Indigenous 43 4040 38 20 21 22 13 Madhesi Dalit Source: Field Survey, 2014 52 47 45 32 19 8 0 36 34 29 19 49 46 B 25 20 36 35 21 77 0 A Hill BC B 0 0 A Muslims 0 B 1 00 A Other Madhesi Caste 57 B A All Note: B: Before, A: After, BC: Brahman/Chhetri 91 Final Report, GESI Impact Study, MEDEP Figure 4.63 Change in women's decision making on sale and purchase of livestock by sex and by poverty (in percent) Very low Low High Very High 65 52 52 52 45 43 39 36 35 31 30 36 43 42 37 36 35 52 49 49 39 36 35 25 24 21 21 21 18 18 12 9 5 2 1 B A Female 7 5 54 B A Male 3 1 B A Both By Sex Source: Field Survey, 2014 B 56 5 57 1 1 A Hard Core B A Non Hard Core B A All By Poverty Note: B: Before, A: After Refer Annex 61 for details. Highest change was among the Other Madhesi Caste, from about 75 percent to zero percent saying low before and after MEDEP, and from 25 percent to 62.5 percent high and with zero to 37.5 percent stating very high before and after MEDEP. 45 percent women had said very low and 46 percent low. This changed to 54 percent high and 34 percent very high after MEDEP. Only about 2 percent hardcore poor and one percent non-hardcore poor said very high which changed to 76 percent high and 10 percent very high for hardcore poor and 51 percent high and 38 percent very high for non-hardcore poor. Before MEDEP more than 80 percent women said very low and low which changed to 86 percent high and very high after MEDEP. Similarly, more than 70 percent hardcore poor and non-hardcore poor said very low and low which changed to more than 80 percent hardcore poor and non-hardcore poor saying high and very high after MEDEP. Purchase of house Before MEDEP 34 percent women shared very low, 39 shared low, 25 percent high and about two percent very high which changed to only six percent and eight percent very low and low respectively, and 50 percent and 37 percent high and very high respectively. 92 Final Report, GESI Impact Study, MEDEP Figure 4.64 Change in women's decision making on purchase of house by sex and by poverty (in percent) Very low Low High Very High 57 54 50 48 50 48 42 39 38 34 36 34 32 31 37 34 25 40 41 34 27 23 23 39 36 39 37 34 25 22 14 9 6 3 1 B A Female 8 6 55 B 2 A Male B 1 A Both By Sex Source: Field Survey, 2014 68 67 B 2 1 A Hard Core B 2 A Non Hard Core B A All By Poverty Note: B: Before, A: After Refer Annex 62 for details. Among the caste/ethnic groups, more than 50 percent of all groups said very low and low decision making power, which changed to more than 60 percent high and very high after MEDEP. Similarly about 76 percent women said very low and low to 85 percent high and very high after MEDEP. Surprisingly, the decision making was relatively more for hard-core poor (41%) as high than nonhardcore poor (22%) which changed to 57 percent and 48 percent as high for hardcore and non-hardcore poor respectively. Food for family members In comparison to other indicators, women had more negotiating power while deciding about food for family members as before MEDEP 39 percent said high and 4.5 very high which changed to 45 percent as high and 52 percent very high after MEDEP. 93 Final Report, GESI Impact Study, MEDEP Figure 4.65 Change in women's decision making on food for family members by sex and by poverty (in percent) Very low Low High Very High 63 55 51 46 47 52 56 55 52 45 43 42 39 35 37 37 38 36 21 19 4 1 B A Female 21 18 5 3 39 35 34 29 22 45 5 11 B A Male 5 12 B 0 A Both By Sex Source: Field Survey, 2014 21 B 21 4 3 A Hard Core B 5 12 A Non Hard Core 12 B A All By Poverty Note: B: Before, A: After Refer Annex 63 for details. Comparatively, hill Dalits’ decision making has improved as 25 percent said very low and 49 percent low which changed to 1.4 percent and zero percent low after MEDEP. None of the respondents said very high, this changed to about 61 percent after MEDEP. Before MEDEP about 59 percent women said very low and low which changed to 96 percent high and very high after MEDEP. With regards to the poverty cluster, MEDEP’s interventions seem to have made better impact for the non-hardcore poor compared to hardcore poor. The responses have changed from five percent very high for hardcore poor to 34 percent and from four percent to 56 percent very high for non-hardcore poor. Health treatment Twenty percent responses were that women's decision making was very low before MEDEP. This shifted to only 0.2 percent after MEDEP. Only 3.6 percent had said very high before MEDEP - this changed to 52 percent after MEDEP. 36.3 percent had said high, this changed to 45 percent after MEDEP; 40 percent who had said low changed to 2.5 percent. 94 Final Report, GESI Impact Study, MEDEP Figure 4.66 Change in women's decision making on health treatment by caste ethnicity (in percent) Very low Low High 59 54 52 36 36 38 39 33 28 35 30 52 51 48 4849 46 45 45 4040 3537 22 19 63 60 58 51 75 Very High 40 36 38 20 20 20 25 20 16 0 0 B 6 3 A 4 2 B Hill Dalit 4 4 0 A B Madhesi Dalit 3 0 A 0 B 6 3 01 A B Hill Terai Indigenous Indigenous Source: Field Survey, 2014 0 A 0 B Hill BC 0 A 0 B Muslims 4 00 A 0 B Other Madhesi Caste 3 A All Note: B: Before, A: After, BC: Brahman/Chhetri Figure 4.67 Change in women's decision making health treatment by sex and by poverty (in percent) Very low Low High Very High 71 57 43 40 36 3 0 B A Female 4 02 B A Male 3 03 B A Both By Sex Source: Field Survey, 2014 27 20 6 3 B 40 40 36 39 38 20 18 52 45 40 36 39 37 21 52 52 47 54 20 Hard Core 40 36 20 4 11 A 45 B 0 4 3 A Non Hard Core 03 B A All By Poverty Note: B: Before, A: After Refer Annex 64 for details. 95 Final Report, GESI Impact Study, MEDEP Highest change is among the hill Dalits, from 30 percent to zero percent saying very low before and after MEDEP, and from zero to 52 percent stating very high before and after MEDEP. 21 percent women had said very low and 40 percent low. This changed to 43 percent high and 54 percent very high after MEDEP. For hardcore poor, it changed from 20 percent very low and 39 percent low to 71 percent high and 27 percent very high after MEDEP; and for non-hardcore poor, it changed from 20 percent very low and 40 percent low to 40 percent high to 57 percent very high after MEDEP. Number of children Twenty-six percent responses were that women's decision making was very low before MEDEP. This shifted to 4.5 percent after MEDEP. Twelve percent had said very high before MEDEP - this changed to 47 percent after MEDEP. Twenty-six percent had said high, this changed to 42 percent after MEDEP; 37 percent who had said low changed to seven percent. Figure 4.68 Change in women's decision making on number of children by sex and by poverty (in percent) Very low Low High Very High 55 50 49 47 4346 42 38 36 27 25 23 38 37 13 7 Female 26 B A Male 37 26 26 24 13 12 1010 7 5 B 7 5 A Both By Sex Source: Field Survey, 2014 25 12 68 4 A 30 27 42 40 38 39 26 26 26 12 B 47 B 7 5 4 A Hard Core B A Non Hard Core B A All By Poverty Note: B: Before, A: After Refer Annex 65 for details. More than 55 percent of all caste/ ethnic groups said very low and low which changed to more than 75 percent high and very high except for Muslims. In case of Muslims 60 percent have very low, 20 percent low, 20 percent high and none said very high. After MEDEP, this which changed to zero percent very low, 60 percent low, 40 percent high and still no very high. 26.5 percent women had said very low and 36 percent low. This changed to only four percent very low and seven percent low. Similarly, about 25 percent said high and 12 percent very high, which changed to 43 percent high and 46 percent very high. About 30 percent hardcore poor said very low and 27 low which changed to 55 percent high and 26 96 Final Report, GESI Impact Study, MEDEP percent very high. Similarly, 25 percent non-hardcore poor said low and 38 percent low which changed to 40 percent high and 50 percent very high. This reflects better impact on non-hardcore poor compared to hardcore poor. Use of family planning methods Before MEDEP, women’s decision making power on the use of family planning methods was as follows: 27 percent very low, 28 percent low, 33 percent high and 12 percent very high. This remarkably changed to 51 percent very high, 42 percent high and only six percent low and one percent very low. Figure 4.69 Change in women's decision making on use of family planning device by caste ethnicity (in percent) Very low Low High Very High 60 62 57 53 44 34 31 30 30 50 47 50 49 45 37 35 32 32 30 21 12 51 50 50 42 33 32 33 28 27 27 23 19 14 50 40 40 29 17 60 22 17 13 12 8 2 B 4 0 A Hill Dalit B 2 0 A Madhesi Dalit Source: Field Survey, 2014 B 2 A Hill Indigenous 2 B 6 12 0 A Terai Indigenous B A Hill BC 00 B 0 0 A Muslims 0 B 1 0 0 A Other Madhesi Caste B A All Note: B: Before, A: After, BC: Brahman/Chhetri 97 Final Report, GESI Impact Study, MEDEP Figure 4.70 Change in women's decision making on use of family planning device by sex and by poverty (in percent) Very low Low High Very High 55 42 37 13 7 2 0 A Female 32 27 Male 13 B 12 6 5 2 1 A 33 28 27 33 29 26 11 6 4 B A Both By Sex Source: Field Survey, 2014 33 12 11 42 40 33 33 28 27 28 25 B 51 4748 41 31 29 27 54 51 52 B 6 1 1 A Hard Core B A Non Hard Core B A All By Poverty Note: B: Before, A: After Refer Annex 66 for details. More than 43 percent of all caste/ ethnic groups said their decision making power was very low and low which changed to more than 80 percent for all after MEDEP except Muslims and Other Madhesi Caste. In case of Muslims 40 percent have very low and 60 percent low which changed to 40 percent low and 60 percent high. While in case of Other Madhesi Caste, 33 percent very low and 17 percent low shifted to 50 percent low and 50 percent high to 50 percent very high after MEDEP. Twenty-seven percent women said had very low and 29 percent low decision making power which changed to 41 percent high and 52 percent very high. Thirty-three percent hardcore poor had very low and 27 percent low and 26 percent non-hardcore poor had very low and 29 percent low. This changed to 55 percent high and 32 percent very high for hardcore poor and 40 percent high and 54 percent very high for nonhardcore poor. Children's education Before MEDEP, women’s decision making power was as follows: 51 percent very low (20%) and low (31%) and 49 percent high (28.4%) and very high (20.2%). This changed to 95 percent high (44%) and very high (51%) and only five percent very low and low (3%). 98 Final Report, GESI Impact Study, MEDEP Figure 4.71 Change in women's decision making on children's education by sex and by poverty (in percent) Very low Low High 53 Very High 53 52 51 51 51 45 45 44 45 43 41 34 34 33 31 28 31 28 31 28 30 27 2223 21 20 20 20 21 20 21 20 20 20 14 4 0 B A Female B A Male 5 4 1 22 B A Both By Sex Source: Field Survey, 2014 3 2 B 4 1 0 A Hard Core B A Non Hard Core B A All By Poverty Note: B: Before, A: After Refer Annex 67 for details. Highest change is among the Terai Indigenous from 28 percent to zero percent saying very low before and after MEDEP, and from two percent to 56 percent stating very high before and after MEDEP. Twenty percent women had said very low and 34 percent low. This changed to 45 percent high and 51 percent very high after MEDEP. For hardcore poor, it changed from 21 percent very low and 34 percent low to 52 percent high and 41 percent very high after MEDEP; and for non-hardcore poor, it changed from 20 percent very low and 31 percent low to 43 percent high and 53 percent very high after MEDEP. These reflect that the population who earlier had very low and low power got changed to high and very high. Religious and social functions Thirty-one percent responses were that women's decision making was very low before MEDEP. This shifted to only one percent after MEDEP. Only 2.3 percent had said very high before MEDEP - this changed to 35 percent after MEDEP. Fifteen percent had said high, this changed to 55 percent after MEDEP; 52 percent who had said low changed to nine percent. 99 Final Report, GESI Impact Study, MEDEP Figure 4.72 Change in women's decision making on religious and social functions by caste ethnicity (in percent) Very low Low High 86 Very High 86 68 61 51 46 41 58 54 50 41 34 26 4 1 B 7 4 0 A B Hill Dalit A B Madhesi Dalit 0 A 0 B 14 15 14 5 3 A 0 B Hill Terai Indigenous Indigenous Source: Field Survey, 2014 20 9 5 1 0 35 31 16 18 11 6 4040 20 17 12 4040 37 33 28 28 27 55 52 49 38 11 54 53 0 A 0 0 B Hill BC 0 A 00 B Muslims 2 A 1 B Other Madhesi Caste A All Note: B: Before, A: After, BC: Brahman/Chhetri Figure 4.73 Change in women's decision making on religious and social functions by sex and by poverty (in percent) Very low Low High Very High 68 59 54 52 36 33 30 55 52 51 31 53 52 55 52 38 35 32 31 35 31 27 16 10 2 Female 2 B 2 A Male Refer Annex 68 for details. 15 15 9 3 1 B A Both By Sex Source: Field Survey, 2014 13 18 9 8 2 A 18 15 14 0 B 100 53 B 2 1 A Hard Core B A Non Hard Core By Poverty Note: B: Before, A: After 9 2 1 1 B A All Final Report, GESI Impact Study, MEDEP More than 60 percent of all caste/ ethnic groups had very low and low decision making power which changed to more than 70 percent high and very high after MEDEP. 30 percent women had said very low and 52 percent low. This changed to 54 percent high and 36 percent very high after MEDEP. For hardcore poor, it changed from 27 percent very low and 53 percent low to 68 percent high and 18 percent very high after MEDEP; and for non-hardcore poor, it changed from 32 percent very low and 52 percent low to 53 percent high to 38 percent very high after MEDEP. Investment of asset Thirty-eight percent responses were that women's decision making was very low before MEDEP. This shifted to only two percent after MEDEP. Only two percent had said very high before MEDEP - this changed to 35 percent after MEDEP. Fifteen percent had said high, this changed to 54 percent after MEDEP; 46 percent who had said low changed to nine percent. Figure 4.74 Change in women's decision making on investment of assets by sex and by poverty (in percent) Very low Low High Very High 64 56 53 46 44 38 35 35 46 45 39 38 35 54 52 51 47 37 54 38 38 35 32 21 15 15 14 9 1 A Female 2 2 B A Male 15 15 8 3 2 B A Both By Sex Source: Field Survey, 2014 12 9 8 3 2 B 15 B 3 2 A Hard Core B 9 2 2 2 A Non Hard Core B A All By Poverty Note: B: Before, A: After Refer Annex 69 for details. More than 60 percent of all caste/ethnic groups had very low and low decision making power which changed to more than 80 percent high and very high after MEDEP, with highest change in other Madhesi Caste (100% low changed to 86% high and 14% very high). Thirty-seven percent women had said very low and 47 percent low. This changed to 53 percent high and 35 percent very high after MEDEP. For hardcore poor, it changed from 32 percent very low and 51 percent low to 64 percent high and 21 percent very high after MEDEP; and for non-hardcore poor, it changed from 39 percent very low and 45 percent low to 52 percent high to 38 percent very high after MEDEP. 101 Final Report, GESI Impact Study, MEDEP Household assets Similar to the above indicator, 37 percent responses were that women's decision making was very low before MEDEP. This shifted to only one percent after MEDEP. Only one percent had said very high before MEDEP - this changed to 39 percent after MEDEP. 16 percent had said high, this changed to 53 percent after MEDEP; 46 percent who had said low changed to seven percent. Figure 4.75 Change in women's decision making regarding household assets by caste ethnicity (in percent) Very low Low High Very High 100 67 65 60 54 51 49 45 48 45 38 37 33 33 47 45 42 37 51 53 50 45 46 4040 35 39 37 33 20 22 21 15 12 11 0 B 1 4 A Hill Dalit 0 B 0 Madhesi Dalit Source: Field Survey, 2014 102 2 A 20 22 14 B 8 2 0 A B 7 0 Hill Terai Indigenous Indigenous 16 12 3 A 20 B 13 A Hill BC 0 B 0 0 A Muslims Note: B: Before, A: After, BC: Brahman/Chhetri 0 B 1 00 0 A Other Madhesi Caste 1 B A All Final Report, GESI Impact Study, MEDEP Figure 4.76 Change in women's decision making regarding household assets by sex and by poverty (in percent) Very low Low High Very High 68 53 37 46 45 43 39 37 36 53 50 50 46 44 37 53 52 46 42 38 39 37 31 22 16 17 16 17 9 1 2 1 B A Female 2 B 1 A Male 3 1 B A Both By Sex Source: Field Survey, 2014 16 9 7 5 16 B 7 1 1 A Hard Core B 7 1 1 A Non Hard Core 1 B A All By Poverty Note: B: Before, A: After Refer Annex 70 for details. More than 60 percent of all caste/ethnic groups had very low and low decision making power which changed to more than 80 percent high and very high after MEDEP. Thirty-seven percent women had said very low and 46 percent low. This changed to 53 percent high and 37 percent very high after MEDEP. For hardcore poor, it changed from 31 percent very low and 50 percent low to 68 percent high and 22 percent very high after MEDEP; and for non-hardcore poor, it changed from 38 percent very low and 45 percent low to 50 percent high to 42 percent very high after MEDEP. Business assets Forty-four percent responses were that women’s decision making was very low, 41 percent low, 13 percent high and two percent very high before MEDEP. This shifted to only one percent low, seven percent low, 44 percent high and 48 percent very high. Thus, MEDEP interventions have had a major effect under this indicator. 103 Final Report, GESI Impact Study, MEDEP Figure 4.77 Change in women's decision making related with business assets by sex and by poverty (in percent) Very low Low High Very High 62 55 52 46 44 45 40 4442 40 48 44 44 41 47 46 41 40 48 44 44 41 35 27 8 2 B 2 0 A Female B A Male 3 1 B A Both By Sex Source: Field Survey, 2014 13 12 9 7 5 3 2 15 13 13 12 B 7 3 2 A Hard Core B 7 2 1 A Non Hard Core 1 B A All By Poverty Note: B: Before, A: After Refer Annex 71 for details. Highest change is among the hill Dalits from 53 percent to zero percent saying very low before and after MEDEP, and from one percent to 65 percent stating very high before and after MEDEP. 44 percent women had said very low and 42 percent low. This changed to 46 percent high and 45 percent very high after MEDEP. For hardcore poor, it changed from 35 percent very low and 47 percent low to 62 percent high and 27 percent very high after MEDEP; and for non-hardcore poor, it changed from 46 percent very low and 40 percent low to 41 percent high and 52 percent very high after MEDEP. The decision making of women regarding use of labour and their wages was before MEDEP very low (46% very low and 45% low). After MEDEP this changed to 52 percent high and 37 percent very high. 104 Final Report, GESI Impact Study, MEDEP Figure 4.78 Change in women's decision making on use of labour by sex and by poverty (in percent) Very low Low High Very High 61 53 52 50 47 45 45 42 43 4645 52 51 51 4546 43 4645 38 37 37 34 24 12 10 7 3 1 1 B A 5 2 1 B Female A 4 42 A B Both 1 A Hard Core 10 8 1 1 B A 1 B Non Hard Core By Sex Source: Field Survey, 2014 10 8 1 B Male 12 10 8 A All By Poverty Note: B: Before, A: After Refer Annex 72 for details. Figure 4.79 Change in women's decision making on wage of labour by caste ethnicity (in percent) Very low Low High Very High 100 75 68 60 56 59 55 49 44 25 6 B 0 33 A Hill Dalit 6 B A Madhesi Dalit Source: Field Survey, 2014 B 8 25 22 7 0 0 A B 34 30 16 2 1 54 4544 40 37 25 21 19 2 0 4745 40 38 21 21 48 63 60 59 52 A Hill Terai Indigenous Indigenous B 1 1 4 A Hill BC 13 0 0 00 0 B 0 A Muslims 25 0 0 B A Other Madhesi Caste 10 10 1 1 B A All Note: B: Before, A: After, BC: Brahman/Chhetri 105 Final Report, GESI Impact Study, MEDEP Figure 4.80 Change in women's decision making on wage of labour by sex and by poverty (in percent) Very low Low High 56 54 46 45 Very High 54 47 12 1 B 12 7 3 1 A Female Male 42 1 B A Both By Sex Source: Field Survey, 2014 11 10 9 1 A 13 10 10 2 B 38 34 34 9 4544 44 44 43 36 54 51 52 4544 39 76 B 2 1 A Hard Core B 34 10 10 1 1 A Non Hard Core 1 B A All By Poverty Note: B: Before, A: After Refer Annex 73 for details. 4.4.5 Labour, access and control profile The results of the labour, access and control discussions facilitated with the women and men entrepreneurs indicated some findings which were different from the survey findings. Household work was identified as completely the women's domain. Women's decision making was restricted to the household and children's small expenses. Larger expenses were not where women could influence strongly, ultimately the men made the final decision. There had been shifts since women became entrepreneurs with men helping when needed and women being able to move around for enterprise related tasks. 4.4.6 Work-burden and time poverty The traditional division of labour with women being responsible for the private and men for the public domain is still widely prevalent. Household work is primarily the women's responsibility and becoming an entrepreneur has not necessarily changed that, even though there has been an increase in the support of men for such tasks (see section 4.3). There are slight changes in responsibility with women also going for meetings, when in case of need the husbands help out in some social groups e.g. the Janajatis where traditionally there was less of a divide about these activities but in most cases it is accepted that women will manage all their household responsibilities and then work on the micro-enterprise related tasks. If there would be a high impact on the household responsibilities because of the enterprise, the women would be forced to leave the micro-enterprise. 106 Final Report, GESI Impact Study, MEDEP Production work of enterprises which are women's are completely done by women. This is of course required as it also helps them to learn the business and improve their skill. But in one example in Mahottari, the women were also helping the men in their enterprise e.g. for making ice-cream, the ingredients had to be prepared at home before it was brought to the CFC for setting in moulds. The women were doing all this work (it was taken for granted that they would do all that was needed at home), in fact the women were appreciating that the men were keeping awake nights since due to loadshedding the setting could only be done at night! This indicates the deeply held belief about gender based division of labour is still strong with the community. MEDEP has not yet been able to devise ways to ensure that these mind-sets would be revised. Unconsciously changes are occurring but the multiple responsibilities and time poverty do push women into enterprises which can be handled in the left over "leisure" time that they have. Time pressure 49 percent responses said that time pressure has decreased and 17 percent shared there has been no change while 34 percent said that it has increased. For all caste/ ethnic groups, time pressure has increased by some percentage (14–52%). The highest increase in time pressure has been reported by hill Dalit (52%) and the highest decrease in time pressure has been reported by terai Indigenous (83%). 50percent of women responded decreased time pressure, 15 percent said no change while 35 percent shared increased time pressure. Forty-five percent of hardcore poor and 50 percent of non-hardcore poor reported decreased time pressure, 37 percent hardcore poor and 13 percent non-hardcore poor reported no change and 18 percent hardcore poor and 37 percent non-hardcore poor reported increased time pressure. Figure 4.81 Change on time pressure before and after MEDEP by caste/ethnicity and sex 100 Increased Decreased 81 80 86 83 Same 67 57 54 50 44 39 42 4038 30 22 19 18 13 F Hill Dalit 35 32 2827 20 47 33 50 35 33 15 14 49 34 21 18 15 14 17 8 0 M 5050 47 45 M F 3 0 M F M F Madhesi Hill Terai Dalit Indigenous Indigenous Source: Field Survey, 2014 0 M F Hill BC M 0 0 F Muslims 0 0 M F Other Madhesi Caste M F Total Both All Note: M: Male, F: Female 107 Final Report, GESI Impact Study, MEDEP Figure 4.82 Change on time pressure before and after MEDEP by caste ethnicity and poverty Increased Decreased Same 100 100 88 82 80 72 71 53 55 48 48 33 41 37 36 30 26 HC NHC Hill Dalit 38 37 37 2930 0 2 HC NHC Madhesi Dalit 0 HC NHC HC 16 20 16 34 18 13 10 2 NHC Hill Terai Indigenous Indigenous Source: Field Survey, 2014 49 29 13 0 50 45 22 13 8 52 HC NHC Hill BC 000 0 0 0 0 HC NHC HC NHC Muslims Other Madhesi Caste HC 17 NHC Both Total All Note: HC: Hardcore poor, NHC: Non-hardcore poor Refer Annex 74 for details. Control Group 49.5 percent responses said that time pressure had decreased and 38 percent shared there had been no change while 12.5 percent said that it had increased. For all caste/ethnic groups, time pressure had increased by some percentage (4–27%). The highest increase in time pressure was reported by terai Indigenous (27%) and the highest decrease in time pressure was reported by Other Madhesi Caste (71%). Fifty percent of women responded decreased time pressure, 35 percent said no change while 15 percent shared incresed time pressure. Thirty-seven percent of hardcore poor and 55 percent of nonhardcore poor reported decreased time pressure, 51 percent hardcore poor and 33 percent non-hardcore poor reported no change and 13 percent hardcore poor and 12 percent non-hardcore poor reported increased time pressure. 108 Final Report, GESI Impact Study, MEDEP Figure 4.83 Change on time pressure before and after MEDEP by caste ethnicity and poverty (Control) 100 Increased 70 Decreased 67 65 Same 70 64 60 58 46 42 30 33 5050 42 37 NHC Hill Dalit 0 HC 38 33 20 20 0 NHC Madhesi Dalit HC 0 NHC HC NHC Hill Terai Indigenous Indigenous Source: Field Survey, 2014 13 12 12 HC 50 37 21 21 21 18 18 4 40 55 30 26 4 51 48 HC NHC Hill BC 000 000 0 0 HC NHC HC Muslims NHC Other Madhesi Caste 12 HC 13 NHC Both Total All Note: HC: Hardcore poor, NHC: Non-hardcore poor, BC: Brahman/Chhetri Refer Annex 75 for details. 4.4.7 Gender based violence Gender based violence has reduced across all the areas visited. People shared that the incidences of GBV are high when men remain unemployed for an extended period of time. Now, as men have either gone away for foreign employment or are engaged in enterprises, the cases of GBV are less. Women’s income increase and contribution to household expenses has also supported the decrease in domestic violence. There are however other forms of violence such as women trafficking and forcing the women to go to gulf countries for employment. These are considered to be easier means of income earning. Across interviews and meetings, the study team discovered that the micro-entrepreneurs were not informed about the different policy provisions and response mechanisms that Government of Nepal has established to address GBV. In Sunsari where the Women and Children Office has the "Women's Shelter Home", Nepal Police has its "Women and Children Service Centre", district hospital has its "One-Stop crisis Management Centre", there had not been any initiative taken to link the women with these and at least inform them so that they could access the support if needed. It was similar in other districts. Physical torture: Majority – 97 percent of responses reported decrease in physical torture, with two percent reporting increase and 1 percent no change. The highest progress has been reported by hill Dalits with 99 percent reporting decrease followed by terai – Indigenous (98.5%) and hill BC (98%) with no reporting. Though 98 percent of Madhesi Dalits also reported decrease, two percent shared increase in such habits. The lowest progress has been noticed among Muslims – 80 percent decrease and 20 percent increase in physical torture. 93 percent of hardcore poor and 98 percent of non-hardcore 109 Final Report, GESI Impact Study, MEDEP poor reported decrease and one percent hardcore poor and two percent non-hardcore poor reported increase in physical torture. Control Group: Majority – 96 percent of responses reported decrease in physical torture, with three percent reporting increase and 1 percent no change. The highest progress has been reported by hill Dalits and Other Madhesi Caste with 100 percent reporting decrease followed by hill BC (98.5%) and hill indigenous (97%) with highest increase reported by Madhesi Dalits (15%). While 100 percent of men reported decreased, 94 percent women reported decrease with four percent increase. Ninety-three percent of hardcore poor and 98 percent of non-hardcore poor reported decrease and seven percent hardcore poor and one percent non-hardcore poor reported increase in physical torture. Psychological/ mental torture: Similar to physical torture, 97 percent of responses reported decrease in psychological/ mental torture, with two percent reporting increase and one percent no change. The highest progress has been seen among the hill Dalits with 99 percent reporting decrease in such practice, with no increase reported. The other caste/ethnic groups reported some increase in such practice with highest increase reported by the Muslims (20%). Ninety-seven percent of women reported decrease and two percent reported increase in mental torture. Hardcore poor reported lower decrease (94% vs. 97.5% non-hardcore poor) and increase (1% vs. 2% non-hardcore poor). Control Group: Ninety-five percent of responses reported decrease in psychological/mental torture, with four percent reporting increase and one percent no change. The highest progress has been seen among the hill and Madhesi Dalits and Other Madhesi Caste with 100 percent reporting decrease in such practice, with highest increase reported by the terai Indigenous (14%). Ninety-three percent of women reported decrease and five percent reported increase in mental torture. Hardcore poor reported lower decrease (92% vs. 96% non-hardcore poor) and higher increase (8% vs. 2% non-hardcore poor). Verbal abuse: Ninety-seven percent of responses shared that verbal abuse decreased, with two percent responded increase and one percent no change. 100 percent of Other Madhesi Caste reported decrease in verbal abuse. Among the Dalits, 99 percent hill Dalits reported decrease and one percent increase and 96 percent decrease and four percent increase in verbal abuse. The highest increase has been reported by Muslims (20%). Ninety-seven percent of women reported decrease and two percent reported increase in verbal abuse. Ninety-four percent and 97 percent of hardcore and non-hardcore poor respectively reported decrease and one percent and two percent hardcore poor and non-hardcore poor respectively reported increase in verbal abuse. Control Group: Ninety-five percent of responses shared that verbal abuse decreased, with four percent responded increase and one percent no change. Hundred percent of Other Madhesi Caste reported decrease in verbal abuse. Among the Dalits, 98 percent hill Dalits reported decrease and no increase and 81 percent of Madhesi Dalits reported decrease and 19 percent (highest among all) increase in verbal abuse. Ninety-two percent of women reported decrease and five percent reported increase in verbal abuse. Ninety-two percent and 96 percent of hardcore and non-hardcore poor respectively reported decrease and eight percent and two percent hardcore poor and non-hardcore poor respectively reported increase in verbal abuse. 4.4.8 Caste/language based discrimination Untouchability aspects have not been directly addressed by MEDEP but there have been some interventions to mix the groups or promte enterprises by Dalits in the dairy sector (e.g. in Salyan). The level of discrimination has decreased overall due to the changed context of Nepal but it still exists and 110 Final Report, GESI Impact Study, MEDEP impacts the enterprise selection of Dalits. In Kailali it was shared that members of mixed social groups, work closely with Dalits. Beekeepers use same extractor and equipment to process honey without any caste discrimination and that these have occurred after MEDEP. Language issues of Indigenous Nationalities and Madhesis have not been adequately considered - training and all services are in Nepali language. Conclusion: MEDEP has been able to contribute to some important shifts in the prevalent socio-cultural practices that discriminate against women and other excluded groups. In particular for women, the ability to earn has made a difference in their ability to negotiate within home and in their status within their community. This has resulted in improved behaviour towards them of family and community members and a reduction in domestic violence. MEDEP has adopted a targeted approach and due to that has been successful in reaching to the most needy. Once these women and men come into the MEDEP fold there is no explicit intervention to address socio-cultural barriers or gender/caste-based violence which can take different forms and which impact the development of their micro-enterprises. 4.4.9 Recommendations for the Rules of the Game domain Due to the changes in the socio-political context of Nepal, there have been major differences in this domain. For the MEDEP beneficiaries to benefit further, the following suggestions are proposed: - Ensure a meaningful participatory process is mandated for any MEDEP/MEDPA related policy development, including strategies/guidelines/procedures development or amendment - Integration of GESI issues into the social mobilisation process (as discussed above) with specific measures to address identified barriers of different social groups, would enable a further improvement in decision making power and reduction in violence against women, girls, Dalits and others. - The GESI financial allocation budget analysis has indicated that a very limited amount of budget has been spent in this domain. What has been spent has been more on higher level national policies. With a significant and more defined expenditure on specific barriers caused by social, gender, caste/ethnicity issues, a major shift can be made possible in the lives of women, Dalits, Indigenous Nationalities and Hardcore poor of MEDEP's beneficiaries. - A very nuanced gender and social analysis to identify the second generation of issues constraining women, poor and the excluded from benefiting optimally from MEDEP/MEDPA is needed. There were no major differences in the responses of the treatment and control groups to issues such as decrease in family conflict and neglect and different forms of violence. As these are very subtle and sensitive issues which are manifested in many different ways, a detailed and supportive analysis would discover the second generation of issues constraining the target groups from developing further. - Specific provisions to support women manage the increased time pressure are also required. 111 Final Report, GESI Impact Study, MEDEP 5. Returning to the Conceptual Framework ACCESS to ASSETS & SERVICES TO SECURE LIVELIHOOD RULES OF THE GAME VOICE, INFLUENCE & ACCOUNTABILITY This chapter returns to the conceptual framework that framed the study and looks at the outcomes. As the previous chapters have demonstrated there have been a range of effects on people’s livelihoods as a result of MEDEP. There is clear increase in income and decision making abilities, across gender and social groups. The question now is what are the summative gains and what does this tell us for future action. This chapter summarises the detailed findings of the preceding chapters and highlights some of the key points. It uses the three domains of change at project beneficiaries level as well as policy and institutional level to investigate where there has been change and why and provides pointers for the conclusions and recommendations presented in the next chapter. 5.1 Understanding the contribution of MEDEP to the livelihood changes of women, Dalits, Janajatis and Hardcore poor The findings indicate that there were major contributions of MEDEP to livelihood changes of women, Dalits, Janajatis and the Hardcore poor. MEDEP has contributed to food security (when compared to control groups, the MEDEP project beneficiaries had better food self-sufficiency), improved quality of life with better sanitation, houses and other facilities like mobile phones and TV (again MEDEP programme respondents had a better profile of enjoying these than the control group respondents). MEDEP's work with micro-entrepreneurs, providing training, skill-development opportunities, technological support, equipment, even working space along with facilitating access to finance and market, have all ensured that the project beneficiaries have an increased capacity to select and manage micro-enterprises leading to improved income and skills. A major portion of the budget of MEDEP and its service providers (BDSPOs) and DMEGAs is on assets and services, ensuring that livelihood related issues are addressed. With an investment of NRs 31,000 (average), the average income from micro-enterprises at NRs 87,503 has contributed to an increase in the per capita income (PCI) of participating households. The PCI was almost 56 percent higher than those of non-participating households. The difference in the per capita income of the Dalits in participating and non-participating households was high, indicating that the Dalits benefited well from MEDEP. Ninety-two percent of the enterprises were individual enterprises with only eight percent in groups. Those in groups were primarily from the Hardcore poor group who were able to benefit from MEDEP's Common Facility Centre support. This indicates that additional strategies for the Hardcore poor enables them to participate in the programme more effectively. 112 Final Report, GESI Impact Study, MEDEP Almost 60 percent of the micro-enterprises were agro-based and 72 percent were primary producers. Except for Brahman/Chhetris almost all other social groups were between 75-100 percent in agriculture. More women than men are in this sector which is traditionally one with little profit. A high number of enterprises were not registered. Almost 21 percent micro-enterprises were closed due to different reasons. MEDEP data base also showed a high number of inactive and semi-active enterprises, with a high percentage of women and Dalits in these categories. Aspects such as these have constrained a higher level of improvement in assets and livelihood capacities of the micro-entrepreneurs. 5.2 Understanding the contribution of MEDEP to the changes in voice and ability to influence of women, Dalits, Janajatis and Hardcore poor From selection of enterprise to its management, women have a strong voice and have control over their enterprises, its income and have a strong say in the use of the income. 75 percent women stated that their participation in decisions regarding use of income was high. Amongst women, the lowest voice was of Madhesi Dalit women. Both the Muslim women the survey covered believed that their voice was strong. Women have been participating in different groups, ensuring that their issues are raised and discussed, much more than before they joined MEDEP. Forty percent stated high access to local government budgets and the confidence to influence such decisions. Almost 80 percent responded that their participation to demand services and claim their rights from government offices was high/very high. This is remarkable as is the claim of above 90 percent women that they are able to influence household decisions with husbands and family gatekeepers listening to their voice. The differences in the access of women, Dalits, Janajatis and the Hardcore poor to different opportunities to strengthen capacity and their ability to participate and influence meetings, local government bodies and others are summarised below: Box 5.1: Overview of strength of voice of different social groups WOMEN Hill B/C: Highest participation in training; shift in access to VDC and DDC budget and respect from family and community after MEDEP. Muslims: have highest level of confidence, raising voice against women issues. Hill Dalit women have highest membership in other organisations . Other Madhesi Caste have highest shift in terms of access to finance and male members listening to implement suggestion of women after MEDEP. Lowest in terms of membership in other organisations. Terai Janajati women have the lowest responses in terms of raising voice; lowest shift in male members listening to implement their suggestion and respect from family and community after MEDEP. Hill Janajati: Lowest participation in training; in access to VDC and DDC budget and access to finance after MEDEP. 113 Final Report, GESI Impact Study, MEDEP DALITS Hill Dalits have better membership in other organisations than Madhesi Dalits (46%); also more male members among hill Dalits listen to women’s suggestion than Madhesi Dalits. Madhesi Dalits have increased confidence and higher participation in training before and after MEDEP than hill Dalits. No difference in voice raised, access to budget and finance, respect from family and community between hill and Madhesi Dalits. INDIGENOUS NATIONALITIES Hill Janajati have better membership in other organisations, better savings and more male members listen to women, voice raised, access to finance, and respect from family and community than terai Janajati. Terai Janajati have increased confidence and better shift in participation in training before and after MEDEP than hill Janajatis Nominal difference in access to budget between hill and Terai Janajatis. HARDCORE, NON HARDCORE POOR Higher percent of Hardcore are members in other organisations compared to non Hardcore poor Non-hardcore poor have higher participation in training, access to budget, access to finance, male members listening to women and gaining respect from family and community These achievements have occurred without a very defined GESI responsive social mobilisation process. Further steps in identifying and addressing issues impacting women and other excluded groups, would ensure that the capacity of these groups to make others accountable and influence decisions impacting their lives, could be strengthened. 5.3 Understanding the contribution of MEDEP to the changes in gender norms and discriminatory practices, processes and policies The changing social, political and legal context of Nepal has resulted in decrease of various social practices which were discriminatory to women, Dalits and other excluded groups. While these have not disappeared from society and different forms of discrimination are prevalent at times, respondents of both control and treatment groups stated that practices like menstrual exclusion, child marriage, veiling system practiced in the Terai in certain social groups had decreased; a higher number of MEDEP respondents compared to the non MEDEP respondents, believed that these had decreased. Only the practice of dowry according to the respondents had increased. A most heartening decrease has been in physical, verbal, psychological violence against women which above 95 percent control and treatment group respondents shared. Since there is hardly any difference between the control and treatment group responses, this can be attributed to the changed context in Nepal. But violence against women takes many forms and can be very insidious within households and 114 Final Report, GESI Impact Study, MEDEP community. Hence dedicated efforts to identify what are the different forms of discrimination/violence that exist and impact women micro-entrepreneurs need to be constantly monitored and addressed. Some aspects of shifts in the rules of the game for women and the different social groups is summarised below Women - Seventeen percent women were consulted while preparing rules and regulations of microenterprise organisations in districts/VDC, with highest percent of women from hill Brahman/Chhetris and none from other Madhesi, Muslim and Madhesi Dalit. - More than 94 percent women responded that chhaupadi, child marriage and parda system had decreased but only 61 percent reported decrease and 35 percent reported increase in dowry system. Hundred percent hill – Brahman/Chhetri women reported decrease in chhaupadi; 100 percent of Madhesi Dalit, Muslim and Other Madhesi Caste women reported decrease in child marriage; 100 percent of Other Madhesi Caste and Madhesi Dalit women reported decrease in parda system; highest decrease (50%) in dowry system was reported by terai-Janajati women (a practice not really prevalent in their community). - In terms of psycho-social effects, more than 90 percent women have responded decrease in family conflict and neglect, social restrictions and physical, verbal and mental abuse, whereas only about 80-89 percent responded decrease in family break up, husband’s drinking habit and only about 50 percent responded decrease in time pressure. Both the Muslim women reported decrease in all aspects. Dalits - Thirty-two percent of hill Dalits were consulted while preparing rules and regulations of microenterprise organisations in districts/VDC, with only marginal representation from Madhesi Dalits. - More than 90 percent hill Dalits reported decrease in Chhaupadi with no increase; 100 percent Madhesi Dalits responded decrease in child marriage with five percent hill Dalits responding increase; 98 percent Madhesi Dalits reported decrease in parda system while 89 percent reported increase in dowry. - Though there is not much difference in most of the psycho-social effects between hill and Madhesi Dalits, hill Dalits have reported higher decrease in family neglect, social restriction and all forms of abuse; and Madhesi Dalits have reported higher decrease in family conflict. Surprisingly, decrease in time pressure and husband’s drinking habit was reported by Madhesi Dalits. Hill Dalits reported about family break up. Indigenous Nationalities - Hill Janajati were better represented than terai Janajatis in preparation of rules and regulations of micro-enterprise organisations in DDC/VDC. - Ninety-seven percent hill Janajati reported decrease in chhaupadi; 97 percent Terai Janajati responded decrease in child marriage; 94 percent Terai Janajati reported decrease in parda system while 53 percent reported increase in dowry, both practices not really a part of their community. 115 Final Report, GESI Impact Study, MEDEP - Though there is not much difference in most of the psycho-social effects between hill and terai Janajatis, terai Janajatis have reported higher decrease in family conflict and negligence, and physical and mental abuse; and hill Janajatis have reported higher decrease in verbal abuse. Decrease in time pressure, social restrictions, family breakup and husband’s drinking habit has been reported by terai Janajatis. Hardcore, non Hardcore poor - Non-hardcore poor were better represented than hardcore poor in preparation of rules and regulations of micro-enterprise organisations in DDC/VDC. - Though there is not much difference in responses regarding social practices among hardcore and non-hardcore poor, a higher percentage of non-hardcore poor have reported decrease in such practices except for dowry which according to a higher percent of non-hardcore poor has increased. - In most aspects non-hardcore poor have a higher decrease than hardcore poor. But the nonHardcore poor reported a higher increase than the hardcore poor regarding family neglect, social restrictions and husband’s drinking habit. 5.4 Dalits’ ability to benefit from the range of services being provided by MEDEP One of the objective of this impact study was to assess the changes in the lives of Dalits through MEDEP. Thus the sub-section below covers this aspect presenting the findings on the changes in the lives of Dalits, including both Hill and Madhesi Dalits. 5.4.1 Profile of Dalit micro-entrepreneurs There were 154 programme respondents from the Dalit community, of whom 66 percent were women. Hill Dalits were 64 percent of the total Dalits covered. A high percentage were operating individual enterprises but comparatively a high percent of Madhesi Dalits were also in group enterprises, benefiting from the additional support provided by MEDEP. The enterprises of Dalits was predominantly in the agriculture sector where Madhesi Dalits had a strong presence. Hill Dalits had a high presence in the traditional skill category too. 5.4.2 Investment and loans There were 105 responses regarding investment in micro-enterprises of Dalits respondents. On an average above Rs 100,000 of own money was being invested by the micro-entrepreneurs but Dalits invested a much lower amount of around Rs. 56,000. The average loan amount was around Rs.12,800 but Dalits took a much higher loan of around Rs. 87,000/-.MEDEP has supported them more than it has the others by providing a support of Rs 56,385 when the average support was around Rs 10,559. But a large amount of this support was for Hill Dalit women. There was a high dependency of Dalits on village money lenders with almost 40 percent hill Dalits depending on them when the average dependency was 20 percent. 34 percent Dalits stated that they had not experienced an increase in income when on an average, about 29 percent had stated so - so a higher percentage of Dalits have not been able to enjoy increased income from enterprises than the others. 116 Final Report, GESI Impact Study, MEDEP 5.4.3 Services Majority of the Dalit respondents found the services as per need and appreciated the technology support. More than 91 percent of hill Dalits and 87 percent of Madhesi Dalits obtained all the services with highest service obtained by hill Dalits in terms of technical skill and by Madhesi Dalits in terms of technical skill and proper technology. Market management was considered the least as per requirements and hence the least useful. Hill Dalit women obtained higher services in terms of preparation of business plan and technical skill while men obtained highest service in terms of social mobilisation and business consultation. Highest percent of both men and women found preparation of business plan to be as per need Hill Dalits received less support regarding machines compared to Madhesi Dalits and received training to operate it from MEDEP. Higher percent of Dalit men received machines compared to Dalit women. Almost all Madhesi Dalit men received all the services and majority of Madhesi Dalit women received the services with highest of them obtaining social mobilisation, business plan and business consultation. Out of the services obtained, while highest percent women found preparation of business plan and business consultation as per need, men found proper technology and technical skill as per need. A slightly higher percent of women received machine compared to men. Those who received the machine all of them found it easy to operate it and majority of them are operating well. Only some Dalits with a higher percent of Hill Dalits, compared to Madhesi Dalits said that they used the Community Service Center. 5.4.4 Training Participation in training was relatively better for hill Dalits compared to Madhesi Dalits. Majority of both Dalit groups participated in development of TOPE, TOSE and technical skill development training and found it to be useful with Madhesi Dalits representing more than hill Dalits. Fewer percent of Dalits participated in development of TOEE and TOGE and institutional development training and found them to be useful with more hill Dalits’ participation compared to Madhesi Dalits.. Both hill Dalit and Madhesi Dalit men had higher participation in training and development of TOPE, TOSE and technical skill development training and found them useful compared to Dalit women. Both hill and Madhesi Dalit women had better participation in development of TOEE and TOGE and institutional development training compared to men. None of Madhesi Dalit men participated in development of TOEE and TOGE and institutional development training. 5.5 Understanding policy and institutional changes due to MEDEP MEDEP has made efforts to influence the policy environment for a more micro-enterprise responsive industrial sector. From a GESI perspective it has succeeded to demonstrate that a targeted approach is necessary and that working with local service providers to ensure services are more easily accessed by women, the poor and the excluded is important. By making provisions regarding representation in decision making forums and ensuring that implementation guidelines address GESI issues, MEDEP has achieved in establishing working modalities which are directly benefiting the target group. 117 Final Report, GESI Impact Study, MEDEP An institutional structure which has representation of the micro-entrepreneurs themselves has ensured that their voice is included in the decisions that affect the women, poor and the excluded. But the sustainability of a structure such as DMEGA is challenging as there are limited sources of income for it to run itself. MEDEP's local institutional partners are trying for a diverse workforce and there is high representation of women in most organisations though an improved social profile maybe needed in some. MEDEP itself needs to make its workforce more diverse. Human resource and personnel policies are not evenly GESI responsive across institutions. Very rarely are gender (beyond maternity leave) and caste specific aspects addressed. Skills and competencies on GESI are inadequate of staff of concerned organisations (DMEGA, BDSPO, DSCI) and need further attention and investment Financial allocation analysis from a GESI perspective indicates that MEDEP's budget is well used in providing services to the different target groups of women, Dalits, Janajatis, Hardcore poor and youth. It has not been possible to analyse how the resources are being used for specific groups within this target group. A key gap in the financial allocation is for interventions to address the ability of women, Dalits and others to raise their voice against deeply embedded discriminatory social practices and for working on addressing these barriers at a systemic, structural level. While there have been commendable shifts due to the improvement in the ability of women, Dalits and others to earn an income, their empowerment is still constrained by deeply held patriarchal and social values. Building assets and livelihood capacities has resulted in improved voice of micro-entrepreneurs but there is an absence of dedicated efforts to address such aspects systematically. Working with men and the advantaged for changing mind-sets, with women to enhance their agency and with organisations to revise rules and processes further with an explicit recognition of socio-cultural barriers, has to be a core component of MEDEP and MEDPA's work in future. Line agencies have not been sufficiently motivated to provide the necessary support e.g. raw materials, market, technical support, to these target groups in a manner which is responsive to their requirements. The extreme poor find it difficult to participate in training, interactions and other such event and just do not attend. Alternative modalities are necessary for this kind of group and requires policy direction. MEDPA Strategic Plan and Operational Guidelines specify the target group and outline steps and modalities which ensure that women, Dalits, Janajatis and other excluded groups are located centrally in the programme. Despite these positive provisions, there are gaps as the guidelines have not clarified exactly what has to be done to address GESI issues at each step. 5.6 Key Findings The key findings of the study, aligned with the study objectives are presented below. 5.6.1 118 Economic, social and political empowerment Final Report, GESI Impact Study, MEDEP The study aimed to assess the empowerment of women, Dalits, Indigenous Nationalities and other Hardcore poor in decision-making processes at household and community level, entrepreneurs and institutional levels. Some related key findings include: Economic empowerment Increase in income: There has been strong evidence of increase in income of women and men entrepreneurs. MEDEP has provided opportunities for independent earning to very disadvantaged women. Sixty-nine per cent of women stated that there has been an increase in their income. Women, who were dependent on their husbands even for their own pocket money, have now been able to share the household expenses. While there have been gender and caste/ethnic disparities, all across the board have enhanced their earnings. Gender and social differentials: Men have a higher level of earning than women. The Hardcore have expectedly the lowest net earning. Comparatively non-hardcore poor have higher participation in training, access to budget, access to finance than the Hardcore poor. Per capita income (PCI). The PCI of the treatment group is higher by 55.5 percent from the PCI of the control group. But within the PCI of the treatment group there are social and ecological disparities. The average PCI of MEDEP project beneficiaries is NRs 44253. The (hill) Brahman/Chhetri, hill Indigenous groups and the non Hardcore have a PCI higher than this average while the groups with PCI lower than this average include the Madhesi Dalits, Muslims, Other Madhesi Caste and the Terai Indigenous - all groups of the Terai. Stronger role of women in enterprise related decision making: Women are actively participating in decision making with respect to activities from the selection of enterprise to use of profit from micro enterprise. Improved Savings: “MEDEP’s active role to encourage savings from group members has contributed to increased capacity at the local level to mobilise savings”. Fifty-eight percent of respondents reported that they initiated savings habits after becoming a member of MEDEP. Improved food security: MEDEP has contributed to increased food self sufficiency both in terms of increased production from own land and with increased capacity to purchase food grains to meet household food requirements. Differences existed between social groups with the Dalits experiencing this benefit the least. Increased value of assets: On an average the value of assets per household of treatment group was 115 percent higher than that of control group. The value of assets of non Hardcore group of the project beneficiaries was higher than of the Hardcore. Average value of assets owned by households in (NRs. '000) of treatment group was 1562 while of the control group it was NRs 726 only. Value of assets owned by hill Dalits was the lowest at NRs 745000 while the households with higher value of assets were of terai Janajati, hill Brahman/Chhetri, Muslims, Other Madhesi Caste group and of men Social empowerment Increased confidence: Access to information and exposure to various issues enhanced the confidence of the target group, esp women and they became members of other community based organizations (CBOs) in the area. 57 percent treatment group responses compared to 39 percent control group women became group members. Of these Hill Dalit women were the highest. 119 Final Report, GESI Impact Study, MEDEP Increase in status: Increase in women’s income, financial contribution to household expenses and ability to work with outsiders (e.g. suppliers) has made a great difference in their status and has led to increased value for their opinions and views within families. Janajati and Dalit women experienced this less compared to other social groups. Male members of non Hardcore poor groups listen more to their women. Non Hardcore poor have gained higher respect from family and community. Strengthened women's voice: Above 90 percent of women reported that they are able to influence household decisions with husbands and family gatekeepers listening to their voice. Seventy-five percent of women stated that their participation in decisions regarding use of income was high. Male Members of the Family Listen and Implement Women’s Suggestions. Enhanced ability to influence decisions: Women have a major say in decisions both at family and community levels after MEDEP. Increased awareness of health and education: Increased understanding about health care and significance of education enabled the micro-entrepreneurs to spend their increased income on children’s health and education. This was true across all social groups. Changing social norms and discriminatory practices: Due to the overall change in Nepal's context, there has been lessening of discriminatory practices such as child marriage, menstrual exclusion and veiling. Change has also enabled women to become more mobile and a few Dalit project beneficiaries to attempt food and beverage related enterprises. Some forms of gender based violence have decreased across social groups, though other forms still exist. The practice of dowry was perceived to have increased by all the Terai groups. Decrease in caste-based discrimination: There has been some slight change in this form of discrimination after Dalits joined MEDEP. 6 percent respondents shared that they are permitted to enter households. Amongst Dalits, Hill Dalits experienced better change compared to Madhesi Dalits. Political empowerment Increased network: Women, especially those who were the first beneficiaries of MEDEP, have been able to increase their network and become members of different groups. Improved participation: Project beneficiaries participate more in VDC/DDC meetings after joining MEDEP. Responses of before and after joining MEDEP demonstrate high differences: from 2 percent to 43 percent women and from 12 percent to 64 percent men. Strengthened capacity to claim services: Almost eighty percent of women respondents reported that their ability to demand services and claim their rights from government offices was high. Inputs in rules and regulations of micro-enterprise organisations in districts/VDC: 34 percent men and 17 percent women were consulted. Those who were not consulted were the Other Madhesi caste group, Muslim and Terai Janajati women and men. 5.6.2 Challenges faced by entrepreneurs The challenges experienced by women, Dalits, Indigenous Nationalities and other Hardcore groups to expand their enterprises is summarised below: 120 Final Report, GESI Impact Study, MEDEP Limited access to finance: Inadequate working capital is a major challenge and had affected business expansion of the micro-entrepreneurs across groups. Dalits and women faced relatively higher constraint on expansion due to inadequate working capital. Gender based constraints limits women's access to finance and hence constrains them in their choice of businesses. Inadequate product development and marketing mechanisms: The different constraints of the target group of MEDEP in terms of finance, experience, access to information, credit, training opportunities, business partners and new market entry impact their ability to have vibrant micro-enterprises. Only 25 percent respondents had an agreement with traders. Weak backward and forward linkages affect the growth of enterprises of all, more specifically women and the Hardcore poor due to their additional vulnerabilities. MEDEP's efforts to address these kinds of structural barriers have been insufficient to propel the micro-enterprises into high profit. Limited supply of raw materials: Overall 21 percent of the respondents faced the problem on supply of raw material (backward linkage). Forty-four percent of the Madhesi Dalits reported this problem. Reasons included: difficulty in transportation, non availability in the local market, high cost of inputs, and source scarcity (e.g. of honey bees). Gender biased division of labour: The household work burden results in women having limited opportunities to become full time entrepreneurs. Traditional division of labour with women being responsible for the private and men for the public domain is still widely prevalent. Household work is primarily women's responsibility and becoming an entrepreneur has not necessarily changed that, even though there has been an increase in the support of men for such tasks in some social groups. Time poverty: Women's time poverty is a major challenge for their growth as entrepreneurs. Time pressure has increased by more than double for treatment group (34 percent) compared to control group (12.5 percent). The kind of enterprise which can yield higher results may require more time and undisturbed, dedicated attention or time away from home. These are not possible for women, especially younger women due to their multiple responsibilities. With high male migration, women experience time shortages to work on both on-farm and off -farm. Reproductive tasks like child care, cooking, cleaning are time consuming and community management of such tasks have not been accepted or support provided. This time poverty leaves women with less time for learning and/or exploring business prospects. Tension in family and break-up: Fourteen percent respondents of treatment group reported of family break-up while only nine percent respondents of control group said so 5.6.3 Ability of Dalits to benefit from MEDEP services Dalits benefited from training and services as much as others: Dalits were able to benefit from the services and training that MEDEP provided as much as the other target groups. Hill Dalits had more opportunities for training compared to Madhesi Dalits. Dalit men had higher participation in training and development of TOPE, TOSE and technical skill development training than the women. Dalits have not had comparable income benefits as others: There was a higher dependency of Dalits on village money lenders and a higher percent of Dalits had not experienced an increase in income from enterprises. 5.6.4 Policy level and structural changes for GESI 121 Final Report, GESI Impact Study, MEDEP Policy influencing of MEDEP has resulted in micro-enterprise becoming a part of the industrial policy framework in Nepal. Gender responsive provisions in the Industrial policy such as 35 percent exemption for women in the registration fee, special fund for women and other such directives have created a positive policy environment for women entrepreneurs. MEDEP has succeeded in establishing that a targeted approach is necessary in micro-enterprise. Specifying that a certain percentage of women, Dalits, Indigenous Nationalities and Hardcore poor are to be the project beneficiaries, it demonstrated that directives for inclusion of such groups was essential. It has additionally demonstrated that structures and mechanism need to ensure that the voice of the excluded is included e.g. by establishing a structure such as the DMEGA which is composed of the target group itself. Its modality of service provision through local service providers has shown how women, the poor and the excluded can access services. Human resource and personnel policies are not evenly GESI responsive across institutions. Very rarely are gender (beyond maternity leave) and caste specific aspects addressed in human resource arrangements. Skills and competencies on GESI are inadequate of staff of concerned organisations and need further attention and investment. Financial allocation analysis from a GESI perspective indicates that the budget of MEDEP and its local partners are focused on providing services to the target group. A key gap in the financial allocation was for interventions to address deeply embedded discriminatory patriarchal and social practices and for working on addressing these barriers in a systemic and structural manner. 6. Conclusions and Recommendations Based on the discussions in the previous chapters and the fey findings, conclusions and recommendations are presented below. All the six recommendations are relevant for the three key actors: MoI/GoN, UNDP and DFAT but their role is different. MoI/GoN has to ensure that the policy directive for the implementation of these recommendations is in place, UNDP is responsible for the effective implementation of these directives and DFAT for quality assurance and GESI responsive performance. Conclusion 1: MEDEP has contributed significantly in improving livelihoods - active micro-entrepreneurs across social profiles, have improved income levels and are able to spend on health, education and sanitation but progressing beyond subsistence level enterprises is challenging. Opportunities for an alternative occupation have been provided to a group which had previously never had this chance. Dalits, women, the hard-core poor had never before been able to raise the required resources, equipment or even the courage to take such risks that a micro-enterprise demands. Support to address different kinds of barriers e.g. space, finance, technology, linkages with market have all facilitated this. "Children, both girls and boys, go to school. All of us have better access to health care as we can now pay for it." (FGD responses). 122 Final Report, GESI Impact Study, MEDEP Due to inadequate resources and other barriers such as limited access to finance, marketing support, gender and caste based discriminatory practices, it has been challenging for women, Dalit, Janajati and Hardcore poor micro-entrepreneurs to move out of subsistence level easily. There is usually no additional assistance from Government organisations and hence there is dependency on MEDEP and its staff for any kind of support. Recommendation 1: A critical analysis of market and strengthening the range of services based on social realities, should be provided to women, Dalits, Janajatis and Hardcore poor micro-entrepreneurs by MEDEP/MEDPA. MEDEP is providing or facilitating access to a range of services like access to markets, information about raw material and technology, design inputs and product development. But this has been insufficient till now for developing sustainable and growth oriented MEs. Twenty-one percent enterprises have closed down and many others have generated marginal income. The three main pillars of micro-enterprises development i) identification of activities ii) nurturing of entrepreneur skills and iii) ensuring access to range of services and inputs (like access to finance and market information; provisions of inputs for design and product development; introduction of marketing linkages etc.) and creating enabling conditions, all need to be further strengthened by MEDEP/MEDPA. A more thorough analysis of market and ways to reach them for the different social and economic groups of women and men have to be identified and supported. The MEDPA operational guidelines outline the different steps to be taken to support the programme beneficiaries. At each step specific interventions to address needs and interests of women, Dalits, Janajatis and the Hardcore poor should be taken. The preliminary survey must be informed by a gender and social relations analysis. Based on this, the services to the micro-entrepreneurs must be adjusted and delivered e.g. assessment of raw materials availability must include a disaggregated analysis of access of women, Dalits, Janajatis and Hardcore poor to the available raw materials (Annex 12 provides detailed suggestions for mainstreaming GESI in the MEDPA Operational Guidelines). Measures to improve access to finance (e.g. through MFIs) have not been adequate enough for this target group to access higher level of finances to enable proper growth. Key issues of access to finance and market require further work and innovative strategies (e.g. the cooperatives being promoted by MEDEP need to be more widespread, the MoUs with the central banks may hopefully lead to improved results). These measures too need to consider the social differences of the micro-entrepreneurs and which group and which gender may experience additional issues. Banks need to become familiar with the obstacles women, poor and excluded micro-entrepreneurs experience and learn how to meet their specific needs. Conclusion 2: Voice of women, across social and geographic groups, has increased due to their ability to earn an income and contribute to household financial expenses but deeply embedded patriarchal values still persist and impact women's growth as entrepreneurs There are various opportunities for women and the excluded now to access information, training, capacity building processes especially through groups and cooperatives. Their views are heard more and opinions respected. "Even my husband sometimes asks for my opinion on different household and agriculture matters. Now I feel that I am being heard and respected" Madhesi women reported the 123 Final Report, GESI Impact Study, MEDEP highest increase in the respect they received after joining MEDEP. But deep-seated structural issues are challenging to raise a voice against - hence many traditional practices have to be accepted and followed like gender biased work division, managing the micro-enterprise along with other responsibilities; staying within the frame of responsibilities and tasks set by family and society. Recommendation 2: Identify GESI barriers of women, including of different social groups, and develop activities into each step of programme implementation of MEDEP/MEDPA to address them Social mobilisation component of MEDEP's cycle requires improved integration of GESI aspects. Micro-level initiatives for the awareness and sensitisation of women, Hardcore poor and Dalits is specially necessary. Advocacy activities with family members and husbands will support women to dedicate time to their enterprises as a professional. At the moment, for many, it is a work to be done in times snatched after all caring/cooking responsibilities are completed. This has to be changed as without working professionally women will not be able to ensure the growth of their enterprises. This will also provide wider options as choice of enterprises many times are limited for women by the amount of time they can work on it, how can they manage work and caring responsibilities and what is typically accepted as women's work. GESI demands a very systematic analysis of barriers as this informs the strategies and activities to be adopted by the program. To understand the barriers these groups experience, it is necessary to look at and think through several levels. The table below provides the level, what to do and some suggestions on how to do it. S.N. Level Analysis of Barriers How to do 1 Household, Community 2 Status of - Collect disaggregated data and substantive evidence to find - Review available data, out the existing status of women, poor and excluded in the progress reports etc, women, poor specific community/work area, and assess areas and level of project/programme-related and excluded disparities information 124 The analysis MEDEP does needs to be strengthened by the - Gender and power analysis following: tools like labour, access and - What practices, beliefs, values, traditions at family and control profile, mobility maps, community levels constrain women, the poor and excluded etc. from accessing resources, opportunities and services for micro-enterprise development? - What are the different rules, practices, divisions of labour, social expectations, and differences in vulnerability and mobility for women and men and for different caste/ethnic groups? How have these impacted women, poor and the excluded? How can they impact the micro-enterprise and the micro-entrepreneur? Final Report, GESI Impact Study, MEDEP S.N. 3 4 5 49 Level Analysis of Barriers - What policies exist, and how have these impacted on women Policy49 and men of different social groups and how will they impact on the micro-enterprises of different categories? - What new policy initiatives are being taken to address microenterprise sector issues, and what are the gender/caste/ethnic/regional identity differentials in access to/benefits from such initiatives? - What micro-enterprise related policies have the potential to transform existing relations of inequality, i.e. bring change in the socially prescribed division of labour, in access to resources and decision-making power between women and men, and between people of excluded and non-excluded groups? Formal - What kind of institutional structures/mechanisms/processes are there, and how responsive are they to the needs and institutional issues of the excluded (e.g. how representative are the structures and committees, project offices, other such bodies formed at processes local, district and national levels)? - Is work on GESI specifically mentioned as a responsibility of any of these different institutions or their constituent units? - What kinds of structures/mechanisms exist to enable women and the excluded to be part of the planning and monitoring processes in the micro-enterprise sector? - Human resource policies for recruitment, transfer, promotion, staff performance evaluation: How diverse in the staff profile in terms of gender, region, caste/ethnicity and other variables? What provisions recognise the specific issues/constraints of women, e.g. maternity leave, breast feeding, flexible hours, security? How does the performanceevaluation system capture the efforts of staff on addressing gender and inclusion issues? - What is the working culture in the committees and offices? How supportive is it for women, poor and excluded to work comfortably? What is the behaviour of the non-excluded towards these groups? Programming As part of preparatory tasks before working on annual and Budgeting programmes and plans, MEDEP/MEDPA should regularly identify: - What have been the main interventions in the microenterprise sector? How have these interventions affected women and people from other excluded groups (e.g. how did gender/caste/ethnic differentials support/constrain access to opportunities from the interventions)? Did these interventions have explicit inclusion goals and outcome indicators? Did they have a M&E system that was sufficiently disaggregated to track differential outcomes for different groups? - What is the budget allocation and expenditure on activities to address issues of women, poor and excluded? How to do - Review concerned Government/DDC/VDC policies/acts/regulations; project/programme logframe, operational guidelines/other policy statements; other guidelines partners’ logframes, project guidelines etc - Develop a disaggregated staff profile of project office, partner organisations, local Government partner; user groups formed by project; - Review the job descriptions of departments/divisions and staff such as project manager, planning officer, field facilitator, M&E (and any other relevant staff), and ToRs of consultants and other teams. - Facilitate interactions/ discussions with staff for situations regarding working environment - Review the annual budget of the Government agency, programme/projects/partner organisation; - identify how adequately activities are addressing GESI issues budgeted for as a % of the entire project cost. How transformative are the budgeted activities, and what is the % of such activities? - Review the M&E system and a sample of periodic and special reports and studies from the main interventions in the sector. Policy is understood here as a statement of intent, so it can be at macro, meso or micro level, and it can be formal (Government act or a programme-level guideline/criteria) or informal, such as social practices/norms. 125 Final Report, GESI Impact Study, MEDEP S.N. 6 Level Informal institutions (kinship, gender and caste systems) Analysis of Barriers How to do - What are the income, social and welfare characteristics of the - Consultation/Interaction groups identified as excluded in this sector that might present barriers to access? - What are the existing employment options in the sector, and what barriers exist for women and other excluded groups in terms of skill levels, mobility, social norms, etc.? - Who has access to control over what resources in the sector? Source; adapted from GESI Sectoral Monograph Series, WB?DFDI/ADB, 2011 Conclusion 3: There have been changes in the formal and informal rules of the game but MEDEP/MEDPA policies and interventions do not address such issues explicitly and do not provide directives for systematic work on changing the informal rules of the game i.e. existing gender and social norms Women's mobility is much higher, women being engaged in micro-enterprises and dealing with male suppliers is accepted, Dalits making and selling ice-cream, Madhesi Dalit women baking bread is being promoted. Social practices like menstrual exclusion, dowry, early marriage, untouchability and other such discriminatory issues which constrain MEDEP's target group from participating and benefitting fully from MEDEP's interventions have decreased. While MEDEP has had an impact and made progress in shifting social norms, there still exist discriminatory practices in different forms which constrain women, Dalits and other excluded groups from working fully and with dedication. Gender equality and social inclusion is always a work-in-progress as while some issues are addressed, others arise which block the development and growth of women and the excluded. Hence a keen eye has to be always maintained and a continuous effort to assess, analyse and revise strategies are necessary. Recommendation 3: Social issues need to be addressed systematically by formal and informal policies, institutions and interventions as part of the regular activities and process of MEDEP and MEDPA's service delivery. Directives for gender specific support and for provision of measures to address gender and caste-based discrimination are necessary. Institutional arrangements, budget allocations and expenditures and monitoring reporting all need to be GESI responsive for which policies and guidelines are required. The training of staff including the courses run by CTVET need to be GESI responsive and practical. SIYB modules require to be implemented with GESI inputs. Tax incentives by Government of Nepal to organisations working on such issues and to micro-enterprises led by women or Dalits are needed. MEDEP/MEDPA, to address the socio-cultural barriers and the weaknesses in the policy framework or delivery system, need to revise/strengthen policies, programme activities, resource allocations, institutional arrangements and staff incentives, as well as the monitoring and reporting systems. Key steps should include: 126 Final Report, GESI Impact Study, MEDEP S.N. Level Responses Process - Ensure policies (e.g. Micro enterprise, - Phrase objectives, outputs, activities and Technological Fund), explicitly address the indicators statements integrating microconstraints of women and the excluded, and enterprise and GESI issues. mandate action to address them. - Review who will benefit – which women, - The results planned in the MEDPA strategic men, girls, boys (with caste, class, location, plans/national and district logframes should aim ethnicity, age disaggregation). What to improve the assets, capabilities and voice of assumptions are being made on women’s women, the poor and excluded. They must roles, responsibilities, time, access to and address the formal and informal practices that control over resources? On the capacity of are inequitable and discriminatory, and must the people from excluded groups? aim to transform the existing structural - Identify what procedures, criteria or ways of framework that disadvantages women and/or working can shift these patterns to be more the excluded from profiting more from their equitable? What incentives for sector staff enterprises. and the community can be built into the - The constitution, policies, rules. procedures of intervention and the operation of the NEDC, NMEFEN, BDSPOs and DMEGA need MEDEP/MEDPA programme to strengthen aim to do as above and bring changes in all three GESI mainstreaming? domains foe women, poor and the excluded 1 Policy 2 Formal - There should be desks/units/sections/ institutional departments with specific responsibility on structures gender equality and social inclusion located and within the MOI, Departments, MEDEP/MEDPA, processes NEDC, MNMEFEN, BDSPOs, and DMEGAs. This should be adequately resourced and mandated to provide technical support for addressing GESI issues. - The terms of reference/job descriptions of all, including senior management and technical staff, should allocate responsibility to work on GESI issues, integrating it into their responsibilities. - Efforts must be made to make the staff profile inclusive, as far as possible, with women and people from excluded groups in positions of responsibility. - The human-resources policies of recruitment, promotion, capacity building should be gender and inclusion sensitive, and the personnel policies of all the organisations at different levels, should support gender-specific responsibilities. - The staff performance evaluation system should capture efforts made by staff to address gender and inclusion issues. - Identify GESI work responsibilities at different levels; review existing mechanisms: how are they addressing the identified responsibilities – what has worked, why, what has not, why not; identify through a participatory process what existing structures can take on GESI responsibilities effectively, figure out what new skills and approaches are needed and design accordingly; Refer recommendation 5 for suggestions regarding GESI related skills - Review ToRs/JDs of departments (DCSI)/divisions (CSIDB)/key staff to assess level of GESI responsibilities; Revise and add; Integrate into technical responsibilities for the technical staff; - Integrate recognition and incentives for staff that are successful in improving GESI outcomes. - Review human resource policies: for recruitment, identify issues constraining applications from women and excluded groups; adopt alternative strategies of informing about vacancies through networks, in local languages; Define ‘merit’ to include language skills, understanding of local community cultures, etc. 127 Final Report, GESI Impact Study, MEDEP S.N. Level Responses 3 Informal - Activities (e.g. sustained dialogue and institutions advocacy) must also be developed and implemented to address the informal institutions that violate the human rights of women, the poor and the excluded and negatively impact microenterprises. Strategies to work with the advantaged, men and boys for changing of values and attitudes are necessary and have often been very successful in bringing change. 4 Programmi - There should be programmatic activities and budget allocations that specifically address the ng and issues experienced by women and people of budgeting excluded groups (e.g. discriminatory practices, unequal gender relations, caste-based discrimination, community kitchen, community laundry). Budget should also be allocated for activities that can create a supportive environment to address gender/caste/ethnicity and other dimensions of exclusion (e.g. training of BDSPOs and DMEGA on GESI, disaggregated information and analysis of production inputs required etc). . - Activities should ensure that all three areas of change: i. livelihoods and ii. voice of women, poor and excluded are enhanced, along with iii. changing of inequitable social norms and formal policies, are addressed. Sufficient budget allocations must be made for these activities. Livelihoods is the main mandate of MEDEP, but the other two domains too require planned and structured activities for the target group to benefit fully from improvements in livelihoods. - Estimate required resources, and include human and financial resources for activities on gender and inclusion awareness for women and men and capacity building of women at the community level and even within organisations. - Include resources required to support childcare responsibilities, field escort for security reasons and other specific constraints/responsibilities (such as community management of household work - community laundry, community kitchen) faced by women and by people of excluded groups. - Allocate sufficient resources for genderbalanced staff, training and institutional capacity building; include sufficient budget and time to build linkages and for networking to strengthen different interest groups. - Implementation must ensure that planned activities are executed and the budget allocated is spent. 128 Process Through consultations and review of previous efforts, identify what has blocked implementation; what behavioural issues, values, social norms have been a challenge. Identify measures necessary to work with women, poor and excluded and with the family decision-makers, community leaders, local leaders and ‘elites’, e.g. poverty analysis with leaders, decision-makers; sustained dialogue with men on masculinity; advocacy campaigns against social ills like dowry during the social mobilisation stage and throughout the process n order to improve the value of the girl child and to ensure that the income earned from the micro-enterprise is not all spent on dowry Review programme activities and budget in detail; assess the likely impact of each activity on women, Dalits, Janajatis and the Hardcore poor. Ask whether these activities are addressing the barriers identified. Will women, poor and excluded access the resources and benefits coming from this activity? What will be their benefits? Will they get these directly? Will these activities help to address the structural issues constraining the progress of women, poor and excluded, constraining the development of their micro-enterprise ? Or will they provide immediate benefits of improving livelihoods? Identify the percent of budget allocated to different activities addressing the barriers, and assess whether these will enable the groups to benefit equally. Final Report, GESI Impact Study, MEDEP S.N. 5 Level Responses Process Monitoring - Strengthen M&E systems to collect - Review the Management Information System and disaggregated data on outputs, outcomes and of MEDEP/MEDPA to identify ways to link reporting development results linked to the three domains the information collection, compilation and of change processing to the three domains of change. - Revise and improve disaggregation level to - Develop and establish categories within reflect the population diversity and government Others to specify further different social definitions regarding excluded social groups. groups such as Brahmans/Chhetris, Other Madhesi Caste and Muslims. Reflect - Ensure that the system is linked into regional identities within the major social management decision making and that the groups of Dalits, Janajatis and feedback loop to changes in implementation is Brahman/Chhetris robust - Reporting should reflect progress against the three domains of change and analyse with disaggregation so that informed decisions can be made by the policy makers - NEDC, NMEFEN, BDSPOs, and DMEGA as per their mandate need to report with disaggregation and analysis Source: Adapted from GESI Sectoral Monograph series, WB/DFID/ADB, 2011 Conclusion 4: MEDEP has not recognised that sexual and gender minorities, persons living with disability or even women headed households are sub-groups of the existing project beneficiaries and hence there are no special measures for these disadvantaged groups None of the policy or implementation directives or practical processes address the issues of social groups such as sexual and gender minorities, persons with disability and women headed households. There is a missing recognition that these groups are also sub-groups of the existing project beneficiaries. These social groups require special attention due to the nature of their exclusion. For sexual and gender minorities, using opportunities to work as micro-entrepreneurs in itself could be a challenge. Market biases could result in inability to secure supplies or sell produce at correct prices. For persons living with disability, assistive devices, appropriate micro-enterprises, adapted training methodologies would be necessary but there was no evidence that such measures were being taken by MEDEP/MEDPA. Specific issues of women headed households, unfortunately could not be identified in this study but the heavy work burden, the control over distance by husbands and the limited abilities to make informed choices about micro-enterprises and its management, are aspects which were not explicitly dealt with in MEDEP/MEDPA's guidelines and strategies. Recommendation 4: MEDPA Operational Guidelines should integrate issues of sexual and gender minorities, persons living with disability and of women headed households MEDPA Operational Guidelines should integrate issues of sexual and gender minorities, persons living with disability and of women headed households so that the regular activities of the programme can identify the specific issues of these groups and address them. Part 2 of the Operational Guidelines about the target group should include these groups and define them clearly. The skills of staff need to be appropriately enhanced to work with such diverse groups of clients. 129 Final Report, GESI Impact Study, MEDEP Conclusion 5: Relevant service providing institutions need deeper understanding and high levels of responsive skills to address deeply complex issues of GESI impact on micro-entrepreneurs of different social profiles The related institutions from Ministry of Industry, relevant Departments to DMEGA, have been working on gender and inclusion issues without proper training or capacity strengthening. Due to its targeting, MEDEP/MEDPA ensures participation of women, Dalits, Janajatis and the Hardcore poor. What was found inadequate were the tools, competencies, skills and systems which would ensure that a mapping of the existing status of women, the poor and socially excluded, based on disaggregated qualitative and quantitative data would be done along with an assessment of the available evidence. A systematic analysis of existing policies, formal institutional structures and processes, and informal institutions to understand how exactly social inequities based on gender, caste, religion, ethnicity and location impact the micro-enterprises, was not an integral part of the process. This impacts different aspects of the programme functioning. Recommendation 5: Develop a GESI capacity strengthening plan, including GESI mainstreaming implementation guidelines, covering different levels and audiences A capacity strengthening plan to enhance skills and competencies of staff and to strengthen the organisational systems of the different organisations linked with MEDEP/MEDPA is required. This will need to be part of the MEDPA Operational Guidelines so that it is not treated in isolation and is accepted as a mandatory part of the working process. Capacity strengthening should address aspects of tools, skills, staff and infrastructure, structures, systems and roles.50 Work at all these four levels will ensure a systematic integration of GESI in the full MEDEP/MEDPA cycle. The points made for recommendations 2 and 3 also contribute to capacity strengthening with improved systems, specific location of GESI responsibility and use of GESI responsive tools. Decision makers and staff skills need to be enhanced so that a GESI lens can be applied by all to whatever work they are doing. For staff, issues like motivation, values, commitment and also initiative need to be addressed for both technical and personal change. A core group of GESI trainers and resource persons (both from government and non-government organisations) need to be developed at both national and district levels. This trained pool can then act as trainers, facilitators, technical support persons for the entire MEDEP/MEDPA operations at national and district levels. With the gradual phasing out of MEDEP and full implementation of MEDPA, it will be all the more essential for skills enhancement at all levels due to the limited capacities of government systems and officers to address process related GESI issues. Conclusion 6: Gender based norms limit options of women to work on more profitable micro-enterprises and thus MEDEP has had limited impact on substantive transformation of gender and power relations Despite the broader shifts in the social context of women and improved gender situation, there are various constraints which inhibit women's growth as a micro-entrepreneur. Many women cannot work 50 see Potter and Brough's Conceptual Framework of Capacity Building 130 Final Report, GESI Impact Study, MEDEP because of their family responsibilities, many need to work within a social construct framework which positions them as the primary home maker and family care taker and manage a secondary role as a micro-entrepreneur. This basic constraint in itself limits women's abilities to do well and have a microenterprise which can be highly profitable. While examples exist that this can be achieved, as some women micro-entrepreneurs have demonstrated (one has even received an international award), it cannot be done by all, without special support and transformation in approach and thinking. The findings of this study indicated high participation and decision making power of women. But till now women have usually been limiting themselves to micro-enterprises which were not affecting men or making such high incomes that men would be strongly involved in the management of and decisions about the income. Hence it is essential that a second generation of gender and inclusion issues be identified and addressed. Recommendation 6: Transformative interventions need to be built into the MEDEP/MEDPA programme for more equitable outcomes for women and other excluded groups. Interventions that work at the cusp of social and physical space can be transformative. 51 These are required for women especially due to inherent gender based constraints existing in Nepali society, like inability to travel alone and far due to safety concerns, inability to take higher risks due to lack of means for collateral, limited capacities to take informed decisions regarding complicated enterprises and low literacy capacities to manage leading to lack of confidence and self-esteem. Inclusion in physical spaces can be deepened through improvements in security and services. Advocacy and formal measures to promote security (e.g. travel and accommodation support for groups of women to travel together, accommodation support for Dalits who are refused accommodation during field work) are required. Strong measures by government to sanction VDCs/DDCs which tolerate abuse of women in any form can gradually improve the situation for women though this would require a multisectoral and multi-ministerial intervention. MEDEP/MEDPA is attempting to weaken gender stereotypes in both the domestic and public spheres by creating micro-entrepreneur role models but this is insufficient for the women to leap from survival level type of enterprises to growth oriented enterprises. For this the different constraints need to be well handled. Women's “capacity to aspire” as well as the attitudes of others toward them need to be addressed through complementary supportive measures. 7. Conclusion MEDEP has positively impacted the lives of its target beneficiaries. Women, Dalits, Indigenous Nationalities and the Hardcore poor have all improved income and the quality of their lives with the support of MEDEP. MEDEP has made extensive and in-depth efforts to address different issues from policy to providing tools for economic growth to poor women and the excluded. Recognising barriers caused by socioeconomic realities, it has adopted a process of social mobilisation and invested in strengthening capacity 51 see Inclusion Matters - Advance copy by World Bank, 2014 for more discussion on this 131 Final Report, GESI Impact Study, MEDEP through training and information about micro-enterprises, working space for the Hardcore poor, promoting different measures for increasing access to finance and other aspects required for enterprise development. With such opportunities and with the changing context in Nepal, women have an improved voice and are able to influence decisions at family and community levels, Dalits are experiencing lower levels of caste-based discrimination. There has been an increase in income which has been invested in improving children's education and health and an increase in the status of the project beneficiaries. These are all very worthwhile contributions of MEDEP. Structured and systematic interventions to assess and address the deeply embedded patriarchal and social values that create constraints for women, poor and the excluded are necessary as are improved mechanisms to support for the full enterprise chain. Only with such support will the women, Dalits, Indigenous Nationalities and the Hardcore poor will be able to grow beyond subsistence levels to manage growth oriented enterprises. For MEDEP to deliver its intended outcome of poverty reduction for women, poor and the excluded, careful work needs to be done in future to ensure that all policies, strategies and activities are addressing along with the livelihoods, aspects of voice and for changing unequal gender relations and discriminatory social practices constraining the growth of the target group effectively. 132 Final Report, GESI Impact Study, MEDEP Annexes Annex 1: Terms of Reference Services Required: Impact study on empowerment of Women, Dalits, Indigenous Nationalities and other Hardcore poor52 through Micro-Enterprise Development Programme. 1. Background and Rationale Gender equality and women's empowerment are key to national development and poverty reduction. However, wide gaps leading to gender inequality and discrimination against women exist in all aspects of Nepalese society. Women have lower economic, educational, social and health status than that of men. According to population census 2011, the female literacy rate is low (57%) as compared to male literacy rate (75%). The women's ownership of fixed asset is 19.71 percent. The Gender empowerment measure of Nepal is very low at 0.351. In fact, economic growth and social transformation have synergic impacts on sustainable development. Micro- Enterprise Development Programme (MEDEP) has been contributing to the Government of Nepal’s (GoN) efforts on poverty reduction in rural areas through the development of micro entrepreneurs and employment generation since 1998. The programme targets people below the nationally defined poverty line, with special focus on Women and Socially Excluded Groups, such as Dalits, Indigenous Nationalities, Religious Minorities, and Unemployed Youths. MEDEP was started as a pilot programme in June 1998 in ten districts and now by end of third phase(July 2013), it has covered 38 districts representing, Mountains, Mid Hills, Terai, across all five regions of the country. MEDEP has successfully completed its First, Second, and Third Phases of the programme. The fourth phase started from August 2013 and will be implemented until July 2018. The government of Nepal (GON) has adopted the MEDEP model for poverty alleviation and has been replicating it within its Micro-Enterprise Development for Poverty Alleviation (MEDPA) programme approved by Council of Ministers and currently covering 50 districts. The GoN has a plan to replicate it in all the 75 districts. MEDEP IV phase will focus on building the capacity of Government to implement MEDPA effectively and the creation and scaling up of entrepreneurs will be gradually shifted to the GoN agencies. MEDEP has adopted a Gender and Socially Inclusive (GSI) approach which includes minimum representation of 60 percent women (in MEDEP phase IV the target is increased to 70%), 40 percent Indigenous Nationalities, 30 percent Dalits, and 60 percent Unemployed Youths and other deprived sections of the communities. MEDEP has also adopted the principle of acquiring 'two third of positions by Women and Dalits and/or Indigenous Nationalities in all decision52 Hardcore Poor of any caste/ethnicity (those who cannot meet the costs of food items to provide 2,326 calorie energy) having Per Capita Income less than Rs. 12,700 (60% of PCI NRs 21,168 as defined by Nepal Living Standard Survey 2010/11 and after adjusting inflation of 2012) 133 Final Report, GESI Impact Study, MEDEP making' positions. Further, MEDEP has also adopted a Gender and Social Inclusive Programme Planning and Monitoring (GSIPPME) database system and has applied these tools for internal verification of achievements of results by the entrepreneurs themselves. Nevertheless, there are many challenges specific to women’s entrepreneurs which include meeting their families' daily subsistence needs, low literacy rate, patriarchal values and norms, inadequate information about services and resources available, their limited representation in user groups and committees, linguistic barriers, lack of women friendly technology etc. Despite all these challenges, MEDEP has made substantial contributions to women’s empowerment. As of July 2013, MEDEP has created more than 61,838 micro-entrepreneurs. Out of which women account for 68 percent and has generated employment for more than 63,992 jobs (67% women) in the rural area. Orientation on Gender and Social Inclusive Programme Planning Monitoring and Evaluation (GSIPPME) is provided to staffs and representatives from 36 District Micro Entrepreneurs' Group Associations (DMEGAs), 80 Micro entrepreneurs' Group Associations (MEGAs) and some cooperatives through uses of spider web tools and effect tree tools for their planning and performance evaluation. As a result, 64 percent, 21 percent and 41 percent decision-making positions of 36 DMEGAs are occupied by Women, Dalits and Indigenous Nationalities respectively. As a result, there has been an increase in inclusiveness of Muslims and Dalits in the DMEGA executive structure, in receiving loan through strong initiation of DMEGA executives, in acquiring knowledge and skills and on assessing gaps and making plans for fulfilling these gaps etc. Apart from this, there is also change in the local implementing partners' perceptions which creates an environment that accepts women’s and Dalits leadership. For example, in Business Development Service Providing Organization (BDSPO), women accounted for 50 percent of decision-making positions. Similarly, Dalits and Indigenous Nationalities occupied 15 percent and 30 percent of decision making positions respectively. MEDEP has also developed Enterprise Development Facilitators (EDFs) who are the frontline workers for facilitating micro-enterprise development at the grassroots level. EDFs are developed through supporting (a) 15 months Technical School Leaving Certificate (TSLC) course on EDF, and (b) 1460 hours Fast Track Course on EDF. MEDEP provides scholarship targeting 100 percent women from excluded groups. An impact assessment study was commissioned by the Ministry of Industry and the United Nations Development Programme in 2011 for systematic analysis of the changes brought in the socioeconomic conditions and livelihoods of its beneficiaries and how they have been benefited by operating micro-enterprise. The study found that particularly on gender equality and social inclusion, a larger percentage of women entrepreneur families (74.6%) have moved out of poverty as compared to men entrepreneur families (69.5%). The study also showed that women’s role in decision-making increased in the form of representation of women entrepreneurs in community institutions, participation in community/social work, holding decision-making positions in political parties, participation in VDC/municipalities meetings and ability to raise voices in VDC/DDC meetings. However the study had some limitations, including overlooking analysis of the magnitude of change brought by the MEDEP intervention. 134 Final Report, GESI Impact Study, MEDEP Though an impact assessment study gives a glimpse of the changes brought by MEDEP programme to its beneficiaries, there has been no study that analyses the impact of microenterprise development on the empowerment of Women and Socially Excluded Groups at large. With the MEDEP in its fourth phase of its intervention, it is imperative to analyse its contribution to minimize Gender and Social Inclusion gaps and to empower Women and excluded groups in 15 years of MEDEP interventions. It is aimed that the findings and the lessons learned identified by the study will contribute and guide the interventions of MEDEP phase IV and MEDPA to uplift the socio-economic status of Women and Socially Excluded Groups. 2. Objectives of the study One of the major focuses of MEDEP is socio-economic empowerment of Women, Dalits, Indigenous Nationalities and other Hardcore Poor through MicroEnterprise Development. In this context, the study should focus on the following objectives: - To assess the impact of the programme on the social, economic and political empowerment of Women, Dalits, Indigenous Nationalities and other Hardcore poor in decision-making processes at household and community level, entrepreneurs and institutional levels. - To identify the challenges faced by entrepreneurs (Women, Dalits, Indigenous Nationalities and other Hardcore groups) to expand their enterprises and recommend measures to address these challenges. - To assess whether the deprived groups particularly the Dalits are equally able/unable to benefit from the range of services being provided by MEDEP and recommend measures to strengthen their participation. - To analyse the policy level and structural changes due to the MEDEP intervention to promote Gender and Social Inclusion. - To recommend how gender and social inclusion interventions can be strengthened in MEDEP and MEDPA for sustainable enterprise development. 3. Scope of the Work The scope of the work includes developing an inception report including work-plan for the assignment, preparing study tools including questionnaires and guidelines for FGD, finalizing indicators, creating detailed research design including sampling design and identification of methodology in consultation with MEDEP team etc. - Assess the contribution of the programme to increase household income of women and socially excluded groups that contribute to reduce their poverty. (MDG 1), promote increased ratio of girls to boys in primary education due to increase in income from Women owned enterprises (MDG 2); promoting gender equality (MDG 3); improvement in maternal and child health due to increase in income of women owned enterprises (MDG 5); increase in 135 Final Report, GESI Impact Study, MEDEP awareness on HIV/AIDS and Malaria diseases (MDG 6) and improvement in women health through use of alternative energy that reduces health hazards of women exposed to cooking food using fuel wood (MDG 7). - Analyse the policy level and structural changes that have occurred due to MEDEP intervention to promote Gender and Social Inclusion. - Examine the effectiveness of MEDEP modality for business development services to Women, Dalits, Indigenous Nationalities and other hard-core groups particularly in access to micro finance, appropriate technologies, markets, technical skills, business training and price information. In examining effectiveness of MEDEP modality on women, ensure inclusion aspects are more prominently considered and the study does not just make conclusions about women beneficiaries but also analyse how the overlay of traditionally marginalized groups affect on program impact. - Unfold the reasons why different groups are equally able/unable to benefit from the range of services being provided by MEDEP and recommend how this can be addressed; - Identify any specific constraints faced by women micro-entrepreneurs who aspire to be involved in the trade sector and recommend how the constraints can be overcome - Analyse the power relationship between men and women, the changing gender role transformation of women within households, community and market place; - Analyse the access and control over resources of Women, Dalits, Indigenous Nationalities and other hard-core poor on production, marketing, distribution and assets management; - To assess how the programme has contributed to reducing gender-based discrimination (e.g. violence against women, wage discrimination and other forms of discrimination) at household, community and work place; - Assess gender and social inclusion sensitivity in Micro-entrepreneurs' organisations: Micro Entrepreneurs’ Cooperatives, Micro Entrepreneurs' Group Association (MEGA), District Micro Entrepreneurs' Group Association (DMEGA), National Federation of Micro Entrepreneurs Association (NMEFEN) and Business Development Service Providers Organizations (BDSPOs) and National Entrepreneurship Development Center (NEDC); - Assess Government perception (Ministry of Industry, Ministry of Federal Affairs and Local Development, National Planning Commission, Department of Cottage and Small Industry, Cottage and Small Industry Development Board, District Enterprise Development Committee and some Village Development Committees) of Women Empowerment and Social Inclusion in Micro Enterprise Development and their role in adapting GESI principles of MEDEP in MEDPA; - Recommend (i) ways of strengthening the understanding of GESI amongst related GoN members involved in the implementation of MEDEP and MEDPA and (ii) integrating GESI in MEDPA. 136 Final Report, GESI Impact Study, MEDEP - Identify the challenges and opportunities women face in balancing their household chores including child care and running their enterprises; what measures do women use in balancing their reproductive and productive functions. - Identify the lesson learned that can be carried forward in MEDEP phase IV and MEDPA; Recommend measures for facilitating policy making, programming and budgeting and implementation processes for entrepreneurship development on the basis of the findings. 4. Study Methodologies The team shall develop a research design compliant with the theory of change and will also complete the following activities after the signing of the contract: Review relevant documents and study reports in consultation with the UNDP/MEDEP team and develop a ‘theory of change’ for the impact study. Review available MEDEP data, which should inform the development of a robust research design and the identification of appropriate study tools Follow the UN, DFAT and Nepal Government’s gender and social inclusion policy. - Identify the methodology and concerned stakeholders (male, female micro-entrepreneurs from different social groups, heads of the households, VDC secretaries, chambers of commerce, banks/microfinance organisations, micro-enterprise organizations, business service providers etc.) to collect required information using tools such as gender sensitive PRA tools, focus group discussion, sample survey, interviews, community perception survey etc. (a) Conduct field visit (Covering all five development regions, three ecological zones and three previous MEDEP phases) in consultation with MEDEP staff. (b) The team shall prepare and submit the draft report to MEDEP for their inputs and finalize the report. 5. Inputs from UNDP/MEDEP The study team shall work under the direct supervision of National Programme Director through National Programme Manager. The team shall coordinate with MEDEP management and UNDP for any support required during the study. While reviewing the document, UNDP will also provide feedback from M&E aspect and the UN's experience on various thematic groups such as UN Gender Thematic Group and Social Inclusion Action Group which will strengthen the 137 Final Report, GESI Impact Study, MEDEP study. MEDEP team in general and the Gender and M&E team in particular will assist the team by availing available database for the study design, selection of sampling frame and the analysis of data. 6. Deliverables The study team will produce a comprehensive impact study report on the empowerment of Women, Dalits, Indigenous Nationalities and other Hardcore poor through Micro-Enterprise Development Programme. For this, the team shall produce the following deliverables: - An inception report, which builds a theory of change based on existing literature on gender and MEDEP; includes a solid study design/methodology supporting the theory of change; and includes a detailed work plan for completing the study - A preliminary findings report, including a debrief on the report at the conclusion of the field work - A draft impact study report which will have incorporated comments on the preliminary report - Final impact study report, incorporating final comments from all stakeholders (GoN, MEDEP, UNDP, DFAT, Project Board members) 7. Time Frame and deliverables Deliverables Deadline Inception report March 3rd week Draft Impact study report April 4th week Final report May 2nd week Part –B: Cost estimate/remuneration As per UNDP/MEDEP’s Guidelines and Norms. The cost will includes the remuneration of experts, allowance, travel and meeting costs, stationary and printing, and the other costs required. Part –C: Qualification required (academic and working experiences in the relevant fields) 138 Final Report, GESI Impact Study, MEDEP - The consulting firm/organizations that would be interested to submit proposal should posses the following qualifications to be eligible for the assignment: - The consulting firm/NGO should be registered under Nepal Government and should provide the VAT registration certificate and updated clearance certificate. - The consulting firm/NGO should be in existence or registered for at least 2 years as on the date of submission of the proposal. - Signed (original) and dated (latest) CVs of the consultants who meet the academic and professional experiences mentioned below. The team will consist of an International Consultant working for a certain number of days & two national consultants with following expertise's for 45 days: 1. The study will be led by the International Consultant, who will act as the team leader of this study. This International Consultant will be managed and paid for by DFAT and the consulting firm need not take care of the cost of the International Consultant while preparing their financial proposal. 2. The national study team will consist of two national consultants: Gender and Social Inclusion Expert and Economics/Enterprise development Expert. The national team will report to the International Consultant and will work closely with her/him. 3. Gender and Social Inclusion Expert should work on Gender and Social Inclusion aspects like analysis of gender role, power relationship between men and women, access to and control over resources, empowerment, etc. The Economics/Enterprise Development expert should work on enterprise development and economic empowerment. 4. The Gender and Social Inclusion Expert should hold a Master’s Degree in Gender Studies or Sociology or Anthropology or Development Studies (preference will be given to Ph. D.) with 10 years' experience in gender research and analysis. Economic Development Expert should have Master’s Degree in Business management or Economics (preference will be given to Ph.D.) with 10 years research and analysis experience in enterprise and economic development. 5. S/he should be familiar with UNDP, DFAT and Government of Nepal's Gender and Social Inclusion policies and programming with a proven track record on gender mainstreaming. 6. S/he should have in depth knowledge of the legal, policy and institutional issues governing micro-enterprises. 7. S/he should have proven experience in leading and managing an impact/evaluation study. Submission Criteria Interested organizations are requested to submit sealed technical and financial proposal separately in hard copy. Please note that the financial proposal will be opened only after the selection of the technical proposal. The following is the suggested structure of the proposal: 139 Final Report, GESI Impact Study, MEDEP Cover page [1 page] a) Name and contact information of the organization b) List of proposed activities included in the proposal 1. Organizational background [1.5 page max.] a. Past experience of the organization in the area of project evaluation providing, as well as experience working with the government and UN organizations, if relevant [0.5 page] b. Brief account of the organization’s capacity to undertake the proposed activities, in terms of human resources and others, as applicable [0.5 page] c. Why is this organization best suited to perform the proposed activities? Mention main strengths and general comparative advantages [0.5 page] 2. Description of proposed activities [0.5 page max. for each proposed activity] – Describe the activity defining its objective, key elements, related output, and coverage of target beneficiaries. 3. Implementation strategy [0.5 page max. for each proposed activity] – Identification of human resources per activity, as well as potential partners and collaborators if applicable. 4. Work plan and schedule of deliverables by activities [2 page max.] – Include a list of deliverables with due date 5. Data/information analysis methods to be used 6. Provide project study procedure that is gender and social inclusion sensitive. Supporting Documents The following documents should be submitted together with the hard copy of the proposal: (a) Proposal submission form; (b) VAT certificate (c) Audit reports including income and expenditure statements for the last two years. 140 Final Report, GESI Impact Study, MEDEP (d) Copy of by-laws (Memorandum and Articles of Association) (e) Copy of last annual report of the organization (f) Signed CVs of consultants who meet the academic and professional experiences (g) Signed CVs of consultants who meet the academic and professional experiences (h) At least two names, contact phone numbers, emails (if available) of donor/INGO/national NGO with whom the institution/professional firm has worked in the past (Attach at least two recommendation letters) (i) Operational and technical part of the Proposal, including documentation to demonstrate that the Offer or meets all requirements 141 Final Report, GESI Impact Study, MEDEP Work Plan The selected NGO//firm is required to prepare a work plan specifying time for implementation of different activities, person responsible for each activity and target. However, the work plan will be finalized jointly by the selected NGO/firm and the MEDEP. Table 3: Suggested format of the Work Plan 142 Final Report, GESI Impact Study, MEDEP Annex 2: Theory of Change for GESI Impact Study 143 Final Report, GESI Impact Study, MEDEP Annex 3: Note on Statistical Design of Study Sample Plan Study area and population For any household survey the ultimate sampling unit will be the selection of household. By the end of third phase (July 2013) MEDEP has covered 38 districts representing Mountain, Hills and Terai across the all five development regions of the country so that the population will be all households of beneficiaries of this program. Sampling frame and unit For this study the name list of beneficiaries provided by MEDEP will be used as a frame. Three stage sampling techniques will be used. At the first stage the sampling unit will be selection of district and at the second stage sampling unit will be selection of RMC and at the third stage (ultimate stage) households will be the sampling unit. Sampling design Multistage (three stage) sampling techniques will be used for this study. For first stage 10 districts will be selected purposively. For this name list of all districts will be the sampling frame. To select 10 districts different criteria like coverage of ecological regions, development regions and MEDEP phases will be identified. In the second stage, cluster sampling technique will be used. At this stage frame will be all the name list of RMC and sampling unit will be RMC/its division. For this, RMC/Its division will be considered as cluster. To select the cluster, name list of all RMCs along with their size within selected districts will be made and two clusters will be selected from each district by using probability proportion to size. For the large RMC, it will be divided two or three according to its size and each sub division will be considered as a cluster. The final selection unit, household will be selected from the list of selected clusters of the selected RMC/its division by using systematic random sampling mechanism after constructing sampling frames of the selected RMCs. To increase the coverage and to meet the objectives of social inclusion (gender wise, caste and ethnicity wise), the frame of households will be made according to the ascending order of ethnicity and gender. After arranging the name list in ascending order of ethnicity and gender, it maintains the proportion of respective gender and caste according to the population. To select the households systematic sampling technique will be used. 144 Final Report, GESI Impact Study, MEDEP To carry out Systematic random sampling following steps will be used: - The sample size of each PSU will be computed (i.e. n for each selected wards) - Name list of households of selected PSU will be made and total number of households gives corresponding population size (i.e. N) for selected PSU. - To select a systematic sample of items within enumeration area, the sampling interval will be computed as: K = Size of population / Size of sample required = N/n - Then taking a random number between 1 and K, which determines the first member for the sample. Selecting every kth member after the random start and doing this n-1 times determines the remaining n-1 members of the sample. The skipping pattern continues to pick up every kth member until getting desired sample size within enumeration area. Sample Size Under the assumption of simple random sampling scheme the sample size is determined by using following formula: 𝑆= 𝑍 2 𝑃 (1 − 𝑃) 𝑒2 Where, Z = Z value and which is determined by the level of accuracy desired P = Proportion of similar past survey e = maximum relative error for estimate (sampling error) Considering: Z = 1.96 (taking 95% as a confidence level) P = 0.5 (To make the sample size more representative, 50% of mark value is assumed) e = 0.05 145 Final Report, GESI Impact Study, MEDEP After correcting for the finite population (44,587) and using above formula, the sample size is calculated to be 380. Taking 1.5 design effects, the sample size will be 570. This sample size will be taken only from program implemented group (treatment group). To compare the result from the program implemented area (treatment area), half of the sample size of treatment area i.e. 285 sample size will be taken from program not implemented area (control area). Sample distribution by district (percentage of women within each group to be specified after review of relevant MEDEP data) Jumla Nawalparasi Parbat Kailali Dadeldhura Salyan Mahottari Sindhupalchowk Sunsari Total 28 78 65 49 65 27 19 69 98 Dalit 10 15 20 5 21 1 12 16 33 Treatment Indigenous Nationalities 0 39 15 37 11 5 2 35 37 Other 18 24 30 6 34 20 4 18 28 Total 14 39 32 24 33 13 9 35 49 Dalit 5 7 10 2 10 1 6 8 16 Control Indigenous Nationalities 0 19 7 19 5 3 1 18 18 Other 9 12 15 3 17 10 2 9 14 Terhathum Total 73 570 12 145 33 215 28 211 37 285 6 72 16 107 14 105 District Tools for Evaluation Some of the major bases taken for finalizing survey tools are: - ToR of the Impact evaluation study (MEDEP and It's Interventions, Scope and Objective of the study) - Baseline Information available in MEDEP - General Indicators of Impact evaluation - Proposal submitted to MEDEP (Methodology, resources – budget, time, HR, sampling) 146 Final Report, GESI Impact Study, MEDEP Tools 1. Survey Questionnaire for Treatment (570 Entrepreneurs of MEDEP) 2. Survey Questionnaire for Control (285 Non Participants of MEDEP Program) 3. FGD Checklists (10 Nos – 2 Nos. in each 5 districts, GESI and Enterprise expert will conduct) 4. Key Informant Interviews (KII) with social / political leaders of survey districts (2 in each sample district) 5. Case Study 147 Final Report, GESI Impact Study, MEDEP Annex 4: Field work details Mobilization of field enumerators A team of enumerators was mobilized for the surveys in the ten selected districts. For the quality assurance of the surveys potential candidates were screened based on the different criteria that included: - Prior experience of field survey preferably of MEDEP - Experience on both quantitative and qualitative tools - Minimum Bachelors level of education - Selecting 50 percent women enumerators (actual share was higher) - Ensuring representation of Dalit and Indigenous Nationalities and relevant language skills - Preference given to those with the knowledge and experience on gender and social inclusion - Having the ability to work in the team and coordinate field activities - Having good communication and documentation skills The enumerators were trained by team leader and component specialists for two days (26-27 June 2014) on the sampling procedures to be followed for both the treatment and the control groups, and conducting household surveys using the structured questionnaires.53 The team of specialists visited seven out of the ten sample districts where the enumerators were contacted and data collection work was monitored for ensuring the quality of the surveys. Data tabulation and analysis The household survey data collected from the field were tabulated using MSAccess by data entry assistants under the supervision of data analyst/statistician. Upon completion of data entry cross tables were generated as per the need by using the software FoxPro. 53 The selected enumerators are 7 women and 4 men from differet districts: Ms. Noki Tamang , Nuwakot; Ms. Kamala Sunuwar, Dolakha;; Ms. Susma Bhatta, Lalitpur; Ms. Ishwori Lohani, Kathmandu. Ms. Kalpana Khanal, Mahottari, Ms. Chadani Joshi, Pokhara, Ms. Renu Tamang, Nuwakot, Mr. Navraj Upadhaya, Bajhang; Mr. Laxman Sapkota, Kathmandu; Mr. Akash Bhattarai, Kaillai; Mr. Shiba Regmi, Kathmandu 148 Final Report, GESI Impact Study, MEDEP Survey instruments The main survey instruments used for the impact assessment include the following: 1. Household Survey using structured questionnaire for Treatment group (583 Entrepreneurs of MEDEP) 2. Household Survey using structured questionnaire for Control group (228 Non Participants of MEDEP Program) 3. FGDs using checklists (10 Nos – 2 Nos. in each 5 districts). 4. Key Informant Interviews (KII) with social / political leaders of survey districts (2 in each sample district) 5. Case Studies Other details - A sample size of 567 and 248 questionnaires were taken for the field survey for the treatment and control group respectively in 10 sample districts Whereas treatment group are the ones supported by MEDEP, control group are the ones with similar socio-economic characteristics as MEDEP’s target group but not supported by MEDEP Two RMCs were covered in each of the sample districts Sample list was drawn from the entrepreneurs’ population provided by MEDEP in each of the sample districts and respective RMCs. Ten enumerators were mobilized in the field for about 15 days on an average; though some districts took longer days than others depending on the sample size of each district (Please refer to the sample distribution table) All the enumerators are back from the field and data entry work has begun Around 40 percent of the respondents had to be taken as substitutes due to unavailability of the respondents in the field. Unavailability of the respondents is due to internal/external migration, marriage, change in RMCs and so forth Most of the migrated population belong to the youth group A substantial number of entrepreneurs were found to be inactive. Most of the inactive ones belonged to those group who were not driven by the motive to become entrepreneurs, but were just attracted for training, equipment and other facilities from MEDEP Community perception survey was also conducted by taking in-depth interviews with two key informants in each of the sample district Focus group discussion (FGD) was conducted with male and female entrepreneurs in each of the sample districts. FGD was also conducted among the officials of BDSPO/DMEGA and EDFs. Interaction meeting was conducted with the stakeholders such as focal point of DDC, DEIDC, WDO and so forth 149 Final Report, GESI Impact Study, MEDEP Orientation to enumerators Time Field Schedule of Enumerators and Experts Activities Responsible 09:00 - 09:30 Introduction and Formalization Bimal Pokharel 09:30 - 11:00 Presentation and Sharing on Concept of GESI Chhaya Jha 11:00 - 12:30 Sharing on Micro-Enterprises and MEDEP Model Bhimendra Katuwal 12:30 - 13:30 Lunch DMI 10:30 - 12:30 Orientation on Questionnaire Bhimendra Katuwal 12:30 - 14:30 Orientation on Questionnaire Manorama Adhikari 14:30 - 15:00 Tea and Snacks 15:00 - 16:00 Understanding on Questionnaire Participants 16:00 - 16:30 Logistics and District Allocation Bimal Pokharel Bhimendra Katuwal 10:30 - 13:00 Practical Testing of Questionnaire Participants Manorama Adhikari 13:00 - 13:30 Tea and Snacks DMI 27-May-14 05-Jun-14 Enumerators District Starting Date Ending Date Noki Tamang Mahottari 11-Jun-14 17-Jun-14 Kamala Sunuwar Dadeldhura 10-Jun-14 24-Jun-14 Navaraj Upadhaya Sunsari 10-Jun-14 25-Jun-14 Ishwori Lohani Nawalparasi 11-Jun-14 22-Jun-14 Shiva Regmi Teratthum 09-Jun-24 21-Jun-14 Susma Bhatta Jumla 09-Jun-14 19-Jun-14 Susma Bhatta Salyan 22-Jun-14 28-Jun-14 Noki Tamang/ Shiva Regmi Sindhupalchowk 23-Jun-14 28-Jun-14 Roshan Poudel Parbat 09-Jun-14 20-Jun-14 Akash Bhattarai/Laxman Sapkota Kailali 14-Jun-14 22-Jun-14 Dadeldhura 12-Jun-14 16-Jun-14 Kailali 18-Jun-14 22-Jun-14 Parbat 15-Jun-14 22-Jun-14 Sindhupalchowk 24-Jun-14 28-Jun-14 Expert 06-Jun-14 Field visit of Chhaya Jha, Team Leader: June 11-12: Sunsari, June 13-14: Mahottari 150 . Final Report, GESI Impact Study, MEDEP Annex 5: List of Focus Group Discussions and Key Informant Interviews District Sunsari FGD KII/ Discussion Women MERs (Tharu) (incl gender relations profile) Community leaders Men MERs (Dalit youth) Local Development Officer, DDC DMEGA Executive Committee members, DMEGA Staff Social Development Officer, DDC BDSPO and EDFs Women and Child Officer Area Support Office Manager and 3 Staff Mahottari Women MERs (Madhesi Dalit) (incl gender relations profile) Women and Child Officer Women MERs (Madhesi Dalit) Representative of Cottage and Small Industries (Gharelu) Men MERs (Madhesi Dalit) Husbands of women MERs DMEGA Executive Committee members, DMEGA Staff, EDFs BDSPO and EDFs Dadeldhura Women MERs (Dalit) (incl gender relations profile) Husbands of women MERs Men MERs (Dalit) DMEGA BDSPO and EDFs Dhangadi Women MERs (Janajatis) (incl gender relations profile) Husbands of women MERs Men MERs (Dalit) DMEGA BDSPO and EDFs Parbat Women MERs (mixed group - Janajatis and Brahman/Chhetris) (incl gender relations profile) DMEGA Men MERs ((mixed group - Janajatis and Brahman/Chhetris)) LDO EDFs Enterprise Focal Person, DDC BDSPO and EDFs APSO Representative of Cottage and Small Industries (Gharelu) 151 Final Report, GESI Impact Study, MEDEP Annex 6: List of policies reviewed National National Micro-enterprise related and other relevant Policies/Acts The Interim Constitution of Nepal (2006) - Annex 7: The Industrial Enterprises Act, 1992 Micro Enterprise Policy 2064 Micro-Enterprise Development for Poverty Alleviation (MEDPA): Operation Guidelines, 2070 Technology Development Fund Guidelines, 2070 Women Entrepreneurship Development Fund Karyabidhi, 2069 Land Acquisition Act 1977 List of organisations and documents reviewed Institution Districts Documents Reviewed DMEGA Dadeldhura - 2011-2013 Annual plan - Job description of DPC Mahotari - Staff diversity profile Save the Earth - Constitution - Organization profile SEEDS - Quarterly Progress Reports 2013 (4) - Constitution - Admin and Financial policy - Budget 2013 - Mission, Vision and Objectives - Organization Profile - Annual Workplans - Performance Evaluation System - Staff ToRs BDSPO MEDEP 152 - Progress Report 2013 - Staff diversity profile - Budget - M&E templates - Staff diversity profile - Annual Reports - ILO training manuals SIYB Final Report, GESI Impact Study, MEDEP Annex 8: Sample distribution by district (Treatment) 1. By caste/ethnicity and sex Hill Dalit District Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Sindhupalchowk 7 3 10 0 0 0 5 26 31 0 0 0 3 25 28 0 0 0 0 0 0 15 54 69 Jumla 1 9 10 0 0 0 0 0 0 0 0 0 10 7 17 0 0 0 0 0 0 11 16 27 Terhathum 13 2 15 0 0 0 9 18 27 0 0 0 12 17 29 0 0 0 0 0 0 34 37 71 Parbat 10 14 24 0 0 0 6 11 17 0 0 0 11 22 33 0 0 0 0 0 0 27 47 74 Salyan 0 1 1 0 0 0 2 7 9 0 3 3 5 10 15 0 0 0 0 0 0 7 21 28 Dadeldhura 8 12 20 0 0 0 3 11 14 0 0 0 12 20 32 0 0 0 0 0 0 23 43 66 Sunsari 1 0 1 7 31 38 10 6 16 4 21 25 1 3 4 3 2 5 1 7 8 27 70 97 Mahottari 0 1 1 2 9 11 0 3 3 0 0 0 0 4 4 0 0 0 0 0 0 2 17 19 Nawalparasi 0 14 14 3 2 5 10 24 34 1 8 9 4 16 20 0 0 0 1 0 1 19 64 83 Kailali 0 2 2 0 2 2 1 3 4 0 34 34 0 7 7 0 0 0 0 0 0 1 48 49 Total 40 58 98 12 44 56 46 109 155 5 66 71 58 131 189 3 2 5 2 7 9 166 417 583 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 153 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit District Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T Sindhupalchowk 1 9 10 0 0 0 7 24 31 0 0 0 7 21 28 0 0 Jumla 2 8 10 0 0 0 0 0 0 0 0 0 2 15 17 0 Terhathum 1 14 15 0 0 0 3 24 27 0 0 0 0 29 29 Parbat 2 22 24 0 0 0 2 15 17 0 0 0 1 32 Salyan 0 1 1 0 0 0 0 9 9 2 1 3 3 Dadeldhura 7 13 20 0 0 0 5 9 14 0 0 0 Sunsari 0 1 1 4 34 38 4 12 16 0 25 Mahottari 0 1 1 1 10 11 0 3 3 0 Nawalparasi 2 12 14 0 5 5 3 31 34 Kailali 0 2 2 0 2 2 0 4 Total 15 83 98 5 51 56 24 131 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total Source: Field Survey, 2014 154 Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T 0 0 0 0 15 54 69 0 0 0 0 0 4 23 27 0 0 0 0 0 0 4 67 71 33 0 0 0 0 0 0 5 69 74 12 15 0 0 0 0 0 0 5 23 28 20 12 32 0 0 0 0 0 0 32 34 66 25 0 4 4 0 5 5 2 6 8 10 87 97 0 0 0 4 4 0 0 0 0 0 0 1 18 19 2 7 9 0 20 20 0 0 0 0 1 1 7 76 83 4 4 30 34 3 4 7 0 0 0 0 0 0 7 42 49 155 8 63 71 36 153 189 0 5 5 2 7 9 90 493 583 Final Report, GESI Impact Study, MEDEP Annex 9: Sample distribution by project phase (Treatment) 1. By caste/ethnicity and sex Hill Dalit Phase Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T First 4 10 14 3 0 3 18 17 35 1 16 17 17 23 40 0 0 0 1 0 1 44 66 110 Second 23 20 43 3 27 30 13 43 56 3 33 36 11 53 64 0 0 0 0 2 2 53 178 231 Third 13 28 41 6 17 23 15 49 64 1 17 18 30 55 85 3 2 5 1 5 6 69 173 242 Total 40 58 98 12 44 56 46 109 155 5 66 71 58 131 189 3 2 5 2 7 9 166 417 583 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 2. By caste/ethnicity and poverty Hill Dalit Phase Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T First 1 13 14 0 3 3 6 29 35 1 16 17 1 39 40 0 0 Second 10 33 43 1 29 30 6 50 56 5 31 36 12 52 64 0 Third 4 37 41 4 19 23 12 52 64 2 16 18 23 62 85 Total 15 83 98 5 51 56 24 131 155 8 63 71 36 153 189 Total HC NHC T HC NHC T 0 0 1 1 9 101 110 0 0 0 2 2 34 197 231 0 5 5 2 4 6 47 195 242 0 5 5 2 7 9 90 493 583 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total Source: Field Survey, 2014 155 Final Report, GESI Impact Study, MEDEP Annex 10: Sample distribution by district (Control) 1. By caste/ethnicity and sex District Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/Chhetri Other Madhesi Caste Total M F T M F T M F T M F T M F T M F T M F T Sindhupalchowk 1 5 6 0 0 0 1 8 9 1 2 3 9 7 16 0 1 1 12 23 35 Jumla 2 4 6 0 0 0 0 0 0 0 0 0 4 0 4 0 0 0 6 4 10 Terhathum 2 2 4 0 0 0 5 6 11 0 0 0 9 1 10 0 0 0 16 9 25 Parbat 5 3 8 0 0 0 4 1 5 0 0 0 6 5 11 0 0 0 15 9 24 Salyan 3 5 8 0 0 0 0 0 0 0 0 0 2 3 5 0 0 0 5 8 13 Dadeldhura 3 12 15 0 0 0 5 0 5 0 0 0 0 5 5 0 0 0 8 17 25 Sunsari 1 0 1 1 6 7 1 0 1 3 3 6 5 7 12 1 0 1 12 16 28 Mahottari 0 2 2 0 0 0 0 1 1 0 0 0 0 5 5 0 1 1 0 9 9 Nawalparasi 1 0 1 8 6 14 2 1 3 1 2 3 7 4 11 3 1 4 22 14 36 Kailali 1 1 2 0 0 0 0 0 0 3 15 18 0 3 3 0 0 0 4 19 23 Total 19 34 53 9 12 21 18 17 35 8 22 30 42 40 82 4 3 7 100 128 228 M: Male, F: Female, T: Total Source: Field Survey, 2014 156 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty District Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/Chhetri Other Madhesi Caste Total HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T Sindhupalchowk 3 3 6 0 0 0 2 7 9 0 3 3 8 8 16 1 0 1 14 21 35 Jumla 1 5 6 0 0 0 0 0 0 0 0 0 2 2 4 0 0 0 3 7 10 Terhathum 1 3 4 0 0 0 2 9 11 0 0 0 1 9 10 0 0 0 4 21 25 Parbat 2 6 8 0 0 0 0 5 5 0 0 0 2 9 11 0 0 0 4 20 24 Salyan 2 6 8 0 0 0 0 0 0 0 0 0 0 5 5 0 0 0 2 11 13 Dadeldhura 12 3 15 0 0 0 4 1 5 0 0 0 3 2 5 0 0 0 19 6 25 Sunsari 0 1 1 0 7 7 0 1 1 0 6 6 0 12 12 0 1 1 0 28 28 Mahottari 0 2 2 0 0 0 1 0 1 0 0 0 1 4 5 0 1 1 2 7 9 Nawalparasi 1 0 1 5 9 14 0 3 3 0 3 3 1 10 11 1 3 4 8 28 36 Kailali 1 1 2 0 0 0 0 0 0 7 11 18 2 1 3 0 0 0 10 13 23 Total 23 30 53 5 16 21 9 26 35 7 23 30 20 62 82 2 5 7 66 162 228 HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total Source: Field Survey, 2014 157 Final Report, GESI Impact Study, MEDEP Annex 11: GESI analysis of selected policies Interim Constitution of Nepal (provisions for micro-enterprise, gender and social inclusion) The Interim Constitution of Nepal has been divided into 24 Parts on different topics. The most relevant part was Fundamental rights part. The Interim constitution has listed 21 fundamental rights; it is somehow silent on formation and operation of enterprise by any individual. In order to recognize rights of individuals to be a part of micro-enterprise, additional policies, acts, rules and regulations need to be crafted in order to create a facilitative environment for fostering microenterprises. Section in policy document Existing policy provisions Suggested GESI related revisions Part III, Article 18 Rights regarding employment and social security Every citizen shall have the right to employment as provided for in the law. The provision remains silent about enterprises which generate employment opportunities. Women, labourers, the aged, disabled as well as incapacitated and helpless citizens shall have the right to social security. Good that recognition of target groups have been identified. Still, the provision doesn’t address and identify largely marginalized groups like Raute, Chepang etc Part III, Article 19: Right to property Every citizen shall, subject to the existing laws, have the right to acquire, own sell and otherwise dispose of property. Good to learn that state respects private property coming from legal means. Such provisions shall help to retain monetary property within the country under prevalent mechanism. The right to hold property can promote establishment of enterprises. Part III : Rights of women No woman discrimination No violence against women Further acts should be enacted keeping in mind that facilitates women to come out from traditional domestic sphere of household chores only. Both sons and daughters have equal rights to ancestral property. Part III: Rights to social justice 158 Women, Dalits, Indigenous ethnic groups, Madhesi communities, oppressed groups, the poor farmers and labourers, who are economically, socially or educationally background shall have the right to participate in state structures on the basis of principles of proportional inclusion Good that disadvantaged social groups have been identified. Furthermore, other than proportional inclusion, it is necessary to involve and mainstream these target groups to holistic development discourses. All the development related works should prescribe mechanism which ensures high participation and involvement of these groups as proportional inclusion may help to uplift few representatives of these groups who already have the capability of accessing state resources. Final Report, GESI Impact Study, MEDEP The Industrial Enterprises Act, 1992 Section in Policy Existing policy provisions Suggested GESI related revisions Definition Defines several words that have meaning closest to industrial enterprises. Include and define terms related to gender and inclusion. Special provisions and definition like “women operated” enterprise etc can be included. Classification of industry Classification based on distinguished sector like Agriculture based industries, manufacturing industries etc have been done. Good that agri and forest based enterprises are also prioritized. Industry to be Registered The process of registration of industries has been mentioned. A simplified procedure need to be brought into effect for registering small scale industries. Moreover, women groups need to be provided cash concessions on registration of such industry. Facilities and Concessions to be Accorded to Industries Several facilities and concessions to the registered enterprises have been mentioned. Apart from few forest based enterprises like fruit enterprises, the provision seems to benefit large enterprises only as concessions on income tax, sales tax, excise duty and custom duties etc shall benefit the middle and large scale industries only. In addition to this, there is no recognition of women led enterprises resulting to no provision of facilities or special consideration for such enterprises. Industrial Manpower Forest-based industry may be made available any forest on a leasehold basis. Good that leasehold system shall be promoted to ultra-poors for enterprise set-up. Provision of manpower for industries run in Nepal is made. Good that local people are prioritized firstly. However, almost nothing is mentioned in terms of women manpower. Motivation could be generated by inducing provisions of tax concession if any company hires women manpower. Micro Enterprise Policy 2064 Section in Policy Existing policy provisions Suggested GESI related revisions Background Highlights about the need of enterprise development as well as necessity of framing this policy document. Good that policy realizes strong linkage between role of micro-enterprises and livelihood improvement of indigent class, women, Dalit, indigenous nationalities, Madhesi and other backward communities. The policy has rightly identified that facilities and concessions provided by the existing policies and laws is not adequate for small scale enterprises. 159 Final Report, GESI Impact Study, MEDEP Section in Policy Existing policy provisions Suggested GESI related revisions Past efforts, Existing situation, Problems and challenges, Need for new policy Describes the necessity of development of micro enterprise policy apart from industrial policy Good that a separate policy has been formulated to cover informal and business activities which could not be covered by the existing industrial policy in the classification of industries. Definitions Defines several words which are closely related to micro scale enterprise Though the policy background raises the need of pro-poor economic and development programs, it fails to define and include explanation of women and other marginalized groups in definition itself. In fact, these groups are largely involved in informal small enterprises. Objectives Highlights the objectives of policy Good that marginalized groups are properly targeted for opportunities of employment and selfemployment. In addition, maximum use of local resources, means, technologies and skills has been rightly included in objectives. Policy Highlights the policy provisions: - Build legal and institutional mechanisms and infrastructures as required for the inclusion of micro-enterprise in the formal sector. - Simplify, facilitate and systematize the establishment, management and operation of micro-enterprises. - To get the micro-enterprise promotion programs to be included by the local bodies in their respective plans. - Accord special priorities to the targeted group specified by GoN while promoting and operating micro-enterprises. - Capacity building of target groups - Use of collective marks for promotion of micro-enterprise based products - Good that institutional arrangement shall be built to include micro-enterprises in formal sector as doing so may facilitate microenterprises to enjoy several facilities and concessions. - The policy has laid emphasis on establishment, management and operation of microenterprises. - However classification of enterprises is necessary before providing promotional assistance to micro-enterprise. Classification of micro-enterprises need to be based on some vital questions like: Who is the principal owner of micro-enterprise? Is it women-led enterprise? Does the enterprise encourage representation of socially backward communities? How many women or IPs have access to job opportunities in enterprise? What is the capital investment in any enterprise? Do women-led enterprises have adequate resources to operate and compete along with male led enterprises? - A clear value chain involved in every micro-enterprise namely production, processing and marketing needs to be strengthened rather than capacity building by focusing on only one of the abovementioned three functions. 160 Final Report, GESI Impact Study, MEDEP Section in Policy Existing policy provisions Suggested GESI related revisions Entire policy document remains silent in safeguarding and subsequently enhancing the capacity of micro-enterprises to flourish in competitive market environment. The corporate and mega-enterprises who boost massive physical, human and financial resources already capture the market system making it almost impossible for micro-enterprises to survive. The market variations (fluctuations) exert tremendous pressure which is not the same in corporate giants. The marginalized groups are the hardest hit section of the community. Once micro-enterprises cannot cope to the fluctuating market systems, such groups lose income generation opportunities forcing them to explore for alternate means of livelihood e.g. migration to and employment in foreign land. Therefore, policy document which at a time safeguards as well as enhances capability of micro-enterprises to cope with fluctuating market systems and growing corporate influence is necessary. Institutional structure Provision of central level micro-enterprise development unit in MoICS and a district micro enterprise development unit under DDC. It would be effective if institutional structures were formed at municipality level as well as cluster of VDCs level. Monitoring and evaluation Agencies involved in monitoring and evaluation. There is a need to make provisions for intense and continuous monitoring of micro-enterprises in order to identify problems encountered by entrepreneurs as well as to provide necessary assistance services. Industrial Policy, 2067 Section in Policy Existing policy provisions Suggested GESI related revisions Part 1- Part 5 Background for the need of industrial policy, 2067 It is good that need of industrial development has been realized. The industrial policy enacted on 2049 is therefore updated to develop current version of industrial policy 2067 Part 6 Long term goal: effective and coordinated cooperation approach of public, private and cooperative sector to deliver significant contribution to national economy and poverty reduction through solid foundation of industrial development 161 Final Report, GESI Impact Study, MEDEP Section in Policy Existing policy provisions Part 7 Objectives: - Increase of industrial production and productivity - Mobilization of local means and resources, raw materials, skills etc - Introduction of appropriate technology - Prepare an investment friendly environment - Protection of industrial intellectual property rights. Part 8 Policies based on objectives Part 9 Special policy provisions for micro-enterprises and small scale industries: - Build legal and institutional arrangements for the promotion of micro enterprises and small scale industries - Capacity building of micro-enterprises - Preparation of district level industrial development plans with the close consultation with governmental organizations at local level. - Special priority to be given to target population in the establishment and operation of micro-enterprises. - Development of industrial clusters - OVOP (one village one products) concept to be promoted - Provision of grants for local bodies focusing on industrial infrastructure development - Provision of collective mark - Protection of intellectual property rights of micro-enterprises - Special provision on use of Information technology for production and marketing 162 Suggested GESI related revisions Good that the objectives set forward can lead to industrial development as envisaged. However, inclusive and equitable approach for industrial development needs to be highlighted. In this regard, marginalized groups and communities should also be brought into main development discourse for achieving broad-based holistic growth. Good that the policy has laid detailed elaboration of objectives. Good that special recognition is given for the development of micro-enterprises. Good that targeted population are given priority. Still, social groups like women and indigenous people need to be provided with certain monetary or credit facilities for the establishment and operation of micro-enterprises. Trainings can be helpful in increasing revenue generated by any micro-enterprise but capital investment is integral at every stages of micro-enterprise operation. Final Report, GESI Impact Study, MEDEP Section in Policy Existing policy provisions Part 11 Special strategies for micro-enterprises and small scale industries: - Identification of target groups and place through social mobilization - Integrated business development service to be started - Provision of equity fund, credit guarantee fund etc - Provision of business development service through business development service provider - Business incubation center establishment to benefit microenterprises based on agri and NTFPs. - Provision of additional funds like Angel Fund and Venture Capital Fund. Suggested GESI related revisions Good that, credit facilities are also included in strategies. It should be noted that equitable mechanism should be put in place to access such fund so that target groups get maximum benefit out of such funds. Technology Development Fund Guidelines, 2070 Section in Policy Existing policy provisions Suggested GESI related revisions Definition Explanation of terms used in policy document Absence of definition which states existence of indigenous technology and knowledge in traditional micro-enterprises Part 3 Formation of a basket fund. Funds coming from government agencies, donor agencies, private sector etc shall be accounted to such fund. Good that the fund can seek for policy reform, manage the fund for credit facilities and upgrade/ introduce technology. Roles and responsibilities of such fund are elaborated. Part 5 Formation of committee to overlook roles and responsibilities of fund. GESI perspectives should be employed in the formation of such committee. Since micro-enterprises is concerned/focused at grass-root level, provision of inclusion of civil society organizations need to be made in whatsoever committee formed at central/district/local level. Part 9 Submission of proposals for acquiring credit facilities by microenterprises An evaluation mechanism of finalizing grant or credit facility to micro-enterprise has been set up. However, policy needs to facilitate setting up GESI provisions as one of the criteria of evaluation mechanism. 163 Final Report, GESI Impact Study, MEDEP Section in Policy Existing policy provisions Suggested GESI related revisions Part 10 Monitoring: the committee can undertake monitoring at times. Monitoring is an important component of program conduction. So, the provision of compulsory monitoring within certain time limits may be effective than saying monitoring shall be carried out at times. Also this section on monitoring should exclusively mandate monitoring format and collection of data from GESI lens. Women entrepreneurship development fund Karyabidhi, 2069 Section in Policy Existing policy provisions Suggested GESI related revisions Part 3: Formation of Fund Setting up of “women entrepreneurship development fund”. It is good that fund is formed for promoting women entrepreneurship. Provision of basket funding on abovementioned fund. Part 4: Objectives of Fund Highlights main objectives of fund: - Provide collateral free loan to women entrepreneurs in simplified and easy way. - Help in socio-economic upliftment of women through entrepreneurship - Help in the development, promotion of women entrepreneurship through micro enterprises Part 6: Use of Fund The amount deposited in fund shall be used to promote entrepreneurship among women. Utilization of fund. Part 7: Formation of committee at central level The provision has provided a structure of committee for conduction of fund Part 8: Roles and responsibilities of committee Detailed description of roles and responsibilities of central committee Part 9:District Fund management committee Formation of district fund management committee Part 10: Roles and responsibilities of district fund management committee Detailed description of roles and responsibilities of district committee 164 GESI provisions need to be employed clearly. Final Report, GESI Impact Study, MEDEP Section in Policy Existing policy provisions Suggested GESI related revisions Part 11: Loan flow, interest determination Detailed description of loan flow: Complicated procedure to acquire loan. Applications submission to district committee. District committee then forwards those applications to central committee. Central committee approves the selected applications and sends back to district. Interest rate for the amount is 10%. Loan repayment duration is two years. The main criterion for disbursement of loan is taken as employment generation ability of enterprise. Other criteria like geographical coverage, raw material usage pattern etc should be included. Simplified database creation to track down the progress on women entrepreneurship is necessary. Loan disbursement and banking procedure needs to be highly simplified and systematized so that transparency and accountability can be ensured. 165 Final Report, GESI Impact Study, MEDEP Annex 12: GESI analysis of MEDPA Operational Guidelines Micro-Enterprise Development for Poverty Alleviation (MEDPA): Operational Guidelines, 2070 (Approved as per the ministerial decision of January 7, 2014) Section/Existing GESI sensitive policy provisions Part 1: Definitions Definition of poor included Part 2: Target Groups Clear target group and percentages 166 Suggested GESI related revisions - ADD: definitions of excluded groups, empowerment gender, GESI, GESI responsive programmes - Excluded groups are groups of people who have been systematically excluded over a long time due to economic, caste, ethnic, gender, disability, and geographic reasons and include sexual and gender minorities. GoN documents define excluded groups as “women, Dalits, indigenous Janajatis, Madhesis, Muslims, people with disabilities, senior citizens, and people living in remote regions who have not benefited from national development efforts.” - Empowerment is the enhancement of assets and capabilities of diverse individuals and groups to function and to engage, influence and hold accountable the institutions that affect them. - Gender is the socially constructed power relations between women and men that establishes the roles, responsibilities, opportunities and decision-making authority of women and men in society. - Gender equality and social inclusion (GESI) is a concept that addresses unequal power relations between women and men and between different social groups. It focuses on the need for action to re-balance these power relations and ensure equal rights, opportunities and respect for all individuals regardless of their social identity. - GESI responsive programmes are programmes that address the barriers women and other historically excluded groups face. They work to strengthen the capacities of women and poor and excluded people to improve their lives. (Source: adapted from Operational Guidelines for Gender Equality and Social Inclusion Mainstreaming in the Health Sector, Ministry of Health and Population, 2013) REFINE terminology: delete "backward" before women; ADD Gender and sexual minorities Final Report, GESI Impact Study, MEDEP Section/Existing GESI sensitive policy provisions Suggested GESI related revisions Part 3: Formation and operation of “Micro Enterprise Development Fund” at district levels ADD in Functions (F) Prepare and implement (ADD)"A GESI responsive" annual programme of the Fund and ensure value for money (H) Submit regular programme progress report, financial and audit report to DDC with disaggregation by gender/caste/ethnicity and location and with analysis of progress related with GESI issues (I) Prepare regular Programme progress report, financial and audit report of the Fund and submit to Department/Board and MEDEP with disaggregation by gender/caste/ethnicity and location and with analysis of progress related with GESI issues Functions, Duties and Authorities of DEDC in operation of MEDF as Fund Executive Committee Part 4: Program Operations “Business Development Service Providing Organization” Mobilization of Business Development Service Providing Organization ADD in first paragraph: Conduct gender and social relations analysis Invitation of Proposal for Pre-qualification of Business Development Service Providing Organization ADD: the ad must be circulated widely and through forums which will be accessed by organisations working on the issues of women, poor and excluded, ensuring it reaches the less accessible geographical areas. - Basis of pre-qualification of business development service providing organization - Inclusiveness and Competency of the human resources - Organizational policies related to gender equality and social inclusion ADD: Prior experience of the organisation in working with women, poor and people of excluded groups - Composition of the Selection Committee for selection of Business Development Service Providing Organization - Selection Committee for evaluation of the proposal and to shortlist pre-qualified BDSPOs ADD MEMBERS: representative national women commission, and representative NGO federation ADD LANGUAGE: Selection Committee shall prepare GESI sensitive standards for selecting BDSPOs for evaluation Publication of the list of Business Development Service Providing Organization after Pre-qualification ADD: Based on the recommendation of Selection Committee, DCSI/CSIDB shall publish district-wise list of prequalified BDSPOs in the national newspaper and local FMso that local organisations have access to pre-qualification information more easily 167 Final Report, GESI Impact Study, MEDEP Section/Existing GESI sensitive policy provisions Suggested GESI related revisions Selection of VDC - The VDCs shall include following particulars in the project proposal - Poverty mapping / DAG mapping), VDCs poverty index ADD - Status of employment of the VDC including of women and the excluded - Potential opportunities that may be available in the VDC for women, Dalits, Janajatis and Hardcore poor microentrepreneurs Part 5: Roles, Responsibility and Obligation of Business Development Service Providing Organization Conduct Preliminary Survey ADD - Map existing gender and social relations (micro-enterprise related division of labour, access to resources and decision making authority of women and men (of different social groups), - Identify existing gender/caste/ethnicity based social practices impacting micro-enterprise development of women, poor and the excluded Identification and Selection of Market Centre and Programme Location ADD: Based on the preliminary survey, raw materials availability, demand and market access, mobility issues of women target group, BDSPO will identify appropriate location. Identification of Market, Technology and Environment Feasibility ADD a) Particulars of the raw materials availability at the local level and its analysis, with disaggregated analysis of access of women, Dalits, Janajatis and Hardcore poor to the available raw materials b) Particulars of technology availability and its analysis, with disaggregated analysis of access of women, Dalits, Janajatis and Hardcore poor to the available technology c) Particulars of the skill requirement based on the raw materials and indigenous technology availability at the local level and its analysis, with disaggregated analysis of existing skills of women, Dalits, Janajatis and Hardcore poor d) Feasible industrial goods and its potential consumers, e) Status of physical infrastructure to operate enterprise, and ability of women, Dalits, Janajatis and Hardcore poor to use the infrastructure Identification and Selection of Potential Micro Entrepreneurs The families identified below poverty line as per the preliminary survey shall be the target group .... ratio of Hardcore poor, backward women, indigenous group, dalit, physically challenged, marginalized group shall be as per MEDEP’s approach ADD: Appropriate importance shall also be given for the quality that include attitude towards enterprise, level of commitment, level of commitment of family gatekeepers to women for addressing gender constraints, appropriate age group (16 to 50 years), level of assuming risk, willingness, readiness, time to be given for enterprise, dynamism, family enterprising environment, etc in the process of identification of potential micro entrepreneurs 168 Final Report, GESI Impact Study, MEDEP Section/Existing GESI sensitive policy provisions Suggested GESI related revisions Formation of Group - Orientation of potential MEs - Formation of MEGs, MEGA, DMEGA ADD: A meeting with husband, mother-in-law and other family members will be organised for potential women microentrepreneurs to identify the steps to be taken by the family to address women's work-burden, time poverty and mobility issues related with managing micro-enterprises. Conduct Entrepreneurship Development Training ADD: The main curricula of Entrepreneurship Development Training shall include: Micro Enterprise Creation and Development - MECD, Start and Improve Your Business –SIYB, Training on Potential Entrepreneurs –TOPE, Training on Start up Entrepreneurs –TOSE, Training on Existing Entrepreneurs –TOEE, Training on Growing Entrepreneurs – TOGE. all these training shall integrate GESI aspects as required Conduct Skill Development Training ADD: It shall be the responsibility of the Business Development Service Providing Organization to conduct/facilitate skill development training through the provision of a subject expert and competent trainer and to ensure that GESI aspects are integrated in the training. if needed a separate training session on GESI shall be organised with a GESI trainer. ADD an extra point regarding: business development service providing organization shall ensure that the gender/caste/ethnicity based issues experienced by the different groups amongst the target participants are addressed (e.g. language, methodology and timing, subject matter adapted to different social groups considering their particular context) ADD: Business Development Service Providing Organization shall make available the study materials, training materials, refreshment expenses, subsistence allowance and other facilities including child care (As per Annex 8) to the participants during skill development training Counseling Services to be provided by Business Development Service Providing Organization ADD: To start business after training, information on raw materials required starting enterprise, access to technology and method of using the technology shall also be taught. This will be customised and the social constraints of the participants recognised and addressed Part 6 Establishment and Operations of Common Facility Centre If the number of Hardcore poor who are interested to establish enterprises but because of poverty no space is available in their residence exceed 10 ..... ADD: Following points shall have to be considered in carrying out feasibility study: Possibility of child care facilities, community kitchen and community laundry facilities to ease household women's work burden 169 Final Report, GESI Impact Study, MEDEP Section/Existing GESI sensitive policy provisions Suggested GESI related revisions Part 7: Institutional arrangement Formation of committees: structure and processes in local, district and central level. Members: Representative of NWC, NDC, NEFDIN Function, Duties and Authority of the MEDPA Steering Committee ADD - Prepare policy environment for micro entrepreneurs' easy access to capital, including for women and the most disadvantaged amongst the target group. - Manage regular monitoring, evaluation and review of the programme and provide policy direction based on disaggregated analysis of monitoring reports. - Manage required human resources required for the implementation of the programme, ensuring diversity amongst them ADD AN EXTRA POINT - Ensure barriers of women, poor and the excluded amongst the target group are addressed for the development of their micro-enterprise Formation of Micro Enterprise Development for Poverty Alleviation (MEDPA) Executive Committee ADD: Member: Representative, GESI unit/section, Ministry of federal affairs and local development Function, Duties and Authority of the Executive Committee ADD: To ensure GESI mainstreaming in all of the above functions Formation of District Enterprise Development Committee - Member WCO, Member: Vice President, District Dalit Coordination Committee at DDC - Member: Vice President, District Indigenous Nationalities Development Coordination Committee Function, Duties and Authority of District Enterprise Development Committee 170 ADD: To ensure barriers of women, Dalits, Janajatis and Hardcore poor are addressed for progress in micro-enterprise development Final Report, GESI Impact Study, MEDEP Section/Existing GESI sensitive policy provisions Suggested GESI related revisions Formation of Village Enterprise Development Committee Ward Citizens Forum Representative, 1 person nominated by committee from among local Dalit organizations, from among local indigenous nationalities organizations, from among local women organizations Function, Duties and Authority of Village Enterprise Development Committee - To mobilize local community to promote Hardcore poor centric and inclusive enterprise development initiative through Ward Civic Forum at ward level and Civic - Awareness Centre at the VDC level ADD: To ensure GESI mainstreaming in all of the above functions Part 8: Roles and responsibilities Roles and Responsibilities Department of Cottage and Small Industry - DCSI/ Board – CSIDB ADD - To enhance capacity of the jurisdiction offices and make them capable for GESI responsive planning, implementation, monitoring and evaluation - To make managerial functions like human resources management, resource mobilization, fund management, monitoring and evaluation effective and inclusive - To update and standardize different training curriculum entrepreneurship and capacity development and ensure GESI mainstreaming in them. Roles and Responsibilities of District Offices of DCSI/CSIDB To establish gender centric and inclusive management information system ... ADD: To ensure GESI issues are addressed in all programmes related with micro-enterprise Roles and Responsibilities of District Development Committee ADD - To ensure GESI mainstreaming in all district level micro-enterprise activities - To prepare district level GESI responsive strategic plan for micro enterprise development and get it approved from District Council Roles and Responsibilities of Business Development Service Providing Organization – BDSPO ADD: To work with relevant organisations to address barriers of women, Dalits, Janajatis, Hardcore poor and other disadvantaged social groups 171 Final Report, GESI Impact Study, MEDEP Section/Existing GESI sensitive policy provisions Suggested GESI related revisions Roles and Responsibilities of Village Development Committee - VDC To mobilize local community to promote Hardcore poor centric and inclusive enterprise development initiative through Ward Civic Forum at ward level and Civic Awareness Centre at the VDC level ADD: To formulate GESI RESPONSIVE policy, plan and Programme in relation to micro enterprise development at the VDC level Roles and Responsibilities of MEDEP ADD: To provide technical assistance for GESI mainstreaming in MEDPA implementation Part 9: Graduation Training to be provided ADD - The Office shall interact with the micro entrepreneurs selected for graduation training and analyze their training need, feasibility, social issues impacting smooth graduation of particularly women, Dalits, Janajati and Hardcore poor micro-entrepreneurs and capacity before inducting them in the advanced training . - The Monitoring Sub-committee shall consider and give the following details: need, type and duration of the training, number and type of participants, diversity amongst participants....... Provision regarding specialized trainings. ADD extra point: To work with different partners to reduce the gender/caste/ethnicity based discriminatory practices impacting progress of women and other excluded group Part 10: Provision regarding use and development of appropriate technology ADD - Research and development of technology which would support women to make higher incomes from the enterprises they select - Micro entrepreneurs promoted by transfer of appropriate technology shall compulsorily submit annual progress report to the concerned Office. Such report may include additional employment generation, increase in income, multiplier effect etc and should report on shifts in gender and social relations - The provision of co-fund may deprive target groups from introducing appropriate technology in their enterprise. Alternate provisions and credit arrangements may encourage enterprises to adopt technology. Part 11: Conduct Training on Contract Basis ADD: Efforts should be made to promote business led/managed by women, if working in the sector, for such training Part 12: Management of the Goods Produced from Training 50% discount for participants ADD: For the Hardcore poor group, further concession could be made, as decided by the trainer in case of need of participant Part 13: Arrangement of Technical and Counseling Services ADD - The monitoring sub-committee will identify the specific needs of women, Dalits, Janajatis and Hardcore poor for technical and counselling services according to their needs/interests - Special arrangements to support, if required, the Hardcore poor will be identified. 172 Final Report, GESI Impact Study, MEDEP Section/Existing GESI sensitive policy provisions Suggested GESI related revisions Part 14: Marketing Network ADD: Support in strengthening capacity of women, Dalits, Janajatis and Hardcore poor amongst the target group to identify and use such marketing facilities/networks Part 15: Quality Control and Improvement ADD: District Enterprise Development Committee shall make extra efforts to address the constraints of women and others of excluded groups due to their low exposure to quality control/improvement activities. Part 16: Monitoring and Evaluation Indicator based effective monitoring ADD - This monitoring report will provide disaggregated data about the micro-entrepreneurs and will analyse the progress in addressing the constraints of women, Dalits, Janajatis and Hardcore poor micro-entrepreneurs. - Based on the monitoring done by District Enterprise Development Committee, member secretary shall send monitoring report, WITH GESI ANALYSIS, on monthly basis to Department/Board and MEDEP ADD (members in Monitoring sub-committee) - Member: Social Development Officer, DDC - Member: one representative of women's organisations ADD (responsibility of sub-committee on monitoring) - To monitor progress in addressing of gender/caste/ethnicity based constraints of women, Dalits, Janajatis and Hardcore poor for their micro-enterprise development - Make monitoring effective, GESI responsive and results-oriented Part 17: Progress Report ADD - Business Development Service Providing Organization shall submit regular monthly progress report (both financial and programme), with GESI disaggregation AND ANALYSIS, in the format as specified - The Executive Committee shall submit a GESI sensitive progress report to the Steering Committee on half yearly and annual basis Part 18: Arrangement to Reduce Fiduciary Risk Make provision of civic monitoring, public hearing, social audit, public audit, public survey etc. to make the Fund accountable to the stakeholders ADD: Ensure participation of women and the excluded of the target group participate actively in such social accountability monitoring Part 19: Arrangement of Rewards and Incentives - Cash incentive and certificate - Number of households that have come out of poverty ADD (evaluation indicator for DEDC): Demonstrated decrease in gender/caste/ethnicity based barriers for women, dalits, janajatis and other excluded groups ADD (for BDSPO): Status of GESI responsiveness in organisation 173 Final Report, GESI Impact Study, MEDEP Section/Existing GESI sensitive policy provisions Part 20: Miscellaneous 174 Suggested GESI related revisions ADD (Complaint Management Mechanism): District Enterprise Development Committee will be responsible to develop a grievance mechanism for sexual harassment cases which will provide privacy and confidentiality for complaints to be filed and heard. ADD (Qualification of Enterprise Development Facilitators): Those having Entrepreneurship Development skill test Level 2 or 3 of CTEVT after receiving training on Participatory Rural Appraisal (PRA), Household Survey (HHS), Entrepreneurship Development (SIYB/MECD) and gender equality and social inclusion Final Report, GESI Impact Study, MEDEP Annex 13: GESI analysis of BDSPO documents Document Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions 1. Kailali BDSPO (Sustainable Enterprise and Environment Development Working Awareness Center- SEEWAC/ Nepal) Vision: to firmly establish entrepreneurship development as a medium to address poverty in far western region in Nepal. Mission: to provide necessary enterprise development consultancy services to government bodies, non-government bodies and individuals seeking to upscale their business Goal: to promote the rural enterprise sector and entrepreneurial culture to reduce the level of poverty. DEFINE target groups. Vision: REVISE statement and ADD after “to firmly establish entrepreneurship development”……..“INCLUDING FOR WOMEN, POOR AND THE EXCLUDED” ……as a medium to address poverty in far western region in Nepal Mission and Goal: add "for women, poor and the socially excluded groups" in mission and goal itself. Focus areas of SEEWAC Of its four focus areas, one is ; - Undertake activities related to social mobilization, skills development, entrepreneurship development and income generating programmes targeted towards socially excluded groups, ethnic and indigenous groups, backward communities, women and people affected by conflict. The activities designed by the organization to achieve its goal and objectives have almost no provision targeted towards GESI groups. It’s good that BDSPO has included abovementioned point as one of its four focus areas. Add in activities section; - Map existing gender and social relations (micro-enterprise related division of labour, access to resources and decision making authority of women and men (of different social groups) - Prepare GESI guidelines or regulations to handle GESI issues - Include GESI activities on work plan and implementation plan Organizational Profile Composition: - There are 4 women out of 10 board members. - There are 9 women out of 13 human resources involved in organization. Ensure women and other candidates coming from excluded groups occupy positions at decision making level by making the provision of mandatory representation on the constitution and policy documents of the organization itself. Human Resources Regulation None Staff Profile None ToR None Constitution 175 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions 2. Tehrathum BDSPO (Deurali Society) Constitution Vision: inclusive and social discrimination free society. Mission: facilitate and advocate for economic, social, political enrichment of poor and disadvantaged families through empowerment, social mobilization and enhancing intervention on power relations, resource and opportunities. - Good that the vision and mission of organization has mentioned its target groups. - It has adopted GESI internalization as one of its values Define target groups. Organizational Profile Composition: Out of 50 staffs, 52% and 14 % come from Janajati and Dalit background respectively. 39% of staffs are women. Similarly, in Executive committee, 57.14 % come from Janajati background. Female executive members constitute 36% of executive board. Ensure poorest among the poors have access and mandatory representation in executive board. Human Resources Regulations Gender sensitive activities conduction regulations, 2062 Definition: It has identified the target groups as women, Dalit, IPs, opportunity deprived groups etc. - Selection criteria of employees for the operation of programs implemented by BDSPO well formulated. - Provision of lactation interval break for breast-feeding mothers. - Inclusion while hiring the employees for the program. Staffs rules and regulations, 2055 Policy and provisions for the selection of candidates in the programs implemented by BDSPO. - Formulate provision that sets “gender sensitive and social inclusion” knowledge and expertise as one of the evaluation criteria during selection and recruitment of staffs. - Make provisions that ensures all appointed staffs are equipped with “gender sensitive and social inclusion trainings” through various GESI trainings and workshops. Document name: Staff Profile - Has a total of 7 staffs- 1 DPC, 1 AFA and 5 EDFs. Of these 4 are hill Brahmin/Chhetri (2 men, 2 women), 1 janajati (hill except newar) male, 1 janajati (terai) female and 1 other caste madhesi male. - Of the two BC hill women, one is DPC and other is EDF. The two BC hill men along with Janajati (terai) female and other caste madhesi male are EDFs. Janajati (hill except Newar) male is the AFA. 176 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Terms of Reference District Program Coordinator (ToR) - Overall management of MEDEP programs. - The assignment of DPC is to manage the program by coordination and cooperation among district level stakeholders. Suggested GESI revisions/additions Assign responsibility to DPC to overlook GESI issues like identify hindrances for smooth operation of women led enterprises. EDF: Good that one of the important assignment of EDF is to: Make provisions to equip EDF with GESI sensitive knowledge. - Ensure gender and social inclusion by provisioning participation of 60% women, 60% Janajati, 10% Dalit and 60% Youth in programs. - EDF has the crucial role in revival and upgrading of existing enterprises. Therefore, the EDF remains in the core of enterprise development which makes it necessary to equip EDF with gender lens in executing the programs by providing extra privileges to women and excluded social groups. Administrative and Finance Assistant Define significant eligibility criteria for the selection of candidate for this post. 3. Mahottari BDSPO (Rural Community Development Service Council-RCDSC) Constitution Objective: Few of the GESI friendly objectives - Discrimination and untouchability on the basis of sex and caste shall be opposed by uniting social groups, leadership development, increasing access to local means and resources, increasing participation on social events etc - Empower both men and women for social change - Unite Dalits against women discrimination and untouchability Composition of executive committee - Good that compulsory representation of at least 20% Dalit and 40% women. - Have a total of 9 board members. - Though working committee detail haven’t been available, there is the involvement of one Dalit (Madhesi) female, two Janajati (Terai) female and one other caste (Madhesi) female in the board. Similarly, two Dalit (Madhesi) male, one janajati (Terai) male and one other caste (Madhesi) male have also been represented in the board. Incorporate GESI mainstreaming in planning, implementation, monitoring and reporting through the provision of GESI sensitive assignments of executive members 177 Final Report, GESI Impact Study, MEDEP Document Organizational profile Existing provisions/Existing GESI sensitive policy review Vision: rural societies with social, economic and political equity. Mission: One of its mission states that: Organize and capacitate Dalits, Women, Children and marginal farmers against untouchability, child labor, child marriage, human trafficking, caste/class violence, Gender violence and all forms of social discrimination and violence. Objectives: Some of the GESI friendly points - To organize and capacitate dalits, men and women against untouchability and gender discriminations/violence. - To initiate advocacy, lobby and campaign against various kinds of traditional obscurantism like, dowry system, veil system, child marriage, child labor, belief in “dyan” and to eliminate bonded/ semi bonded labor and child labor etc. Suggested GESI revisions/additions Vision: Incorporate the definition of target group in the vision itself. Good that the mission of the organization attempts to safeguard and capacitate poor social groups. Also, the organization has identified its primary target groups as women, Dalits and Children, agro forestry and other Socially Excluded Groups of Nepalese Societies. Composition: - All 9 board members come from Janajati or Dalit background. Four of them are women. - On one of the board members profile, the area of expertise has been mentioned as Gender Trainer. It is welcoming that executive board composition has Gender expert. Human Resources Regulations 178 Human Resource Management Policy Recruitment: The marginalized members of society namely women and Daltis will be given priority in recruitment where possible and applicable. However, this provision in itself is not so clear. Therefore, a fair mechanism need to be defined beforehand. Other provisions Devise transparent selection and recruitment mechanism so that candidates based on merit are selected rather than based on nepotism. Make provision of lactation hours for breast feeding staffs. Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions Financial Management policy and Office management policy: Deals with technical and economic affairs of office management. Include GESI sensitive issues which can be explained on implementation plan with budget. e.g. minimum of 20% of budget should be used to address GESI issues. Gender policy: Provisions for women friendly environment - Ensure poorest among the poors benefit by the gender policy. e.g. well being ranking to be conducted before selecting candidates for representation. - Formulate provisions to tackle modern form of discrimination and harassment at workplace. Good that representation of women has been made in every level: 40% on general assembly, 50% in decision making level, 45% in implementation phase of every program, 50% of total beneficiaries, 50% on trainings Staff Profile Has a total of 5 staffs – 1 DPC, 1 AFA and 3 EDFs. All of these positions are held by other madhesi caste males. ToR None 4. Nawalparasi BDSPO (Resource Center for Enterprise Development Nepal or Udhyam Bikas Shrot Kendra) Constitution Organizational profile Objectives: The closest objective among many which has GESI issues is following: - To help unemployed youths/ men and women towards self reliance through enterprise creation. - To conduct social mobilization and gender sensitization - Raise awareness against gender discrimination. Define clear target groups. Adopt GESI as “cross-cutting issue” Composition: Provision of 7 members (1 President, 1 Secretary, 1 Treasurer and 4 Make provision of mandatory representation of socially excluded groups executive members) like women, IPs and Dalit. Roles and responsibilities Manage required human resources required for the implementation of the programme, ensuring diversity amongst them. Add an extra point: "ensure barriers of women, poor and the excluded amongst the target group are addressed for the development of their micro-enterprise." 179 Final Report, GESI Impact Study, MEDEP Document Human Resources Regulations Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions Organization operation regulations Recruitment: Good that inclusion of one woman in staff selection committee is compulsory. Benefits: Its good that training facilities will be provided to its staff. Moreover, the women staffs will get privilege for such trainings. - Make provisions which respects cultural diversity through language, festival leaves according to culture etc. - Replace the term “Dashain allowance” with “festival allowance”. Delegation of responsibility: Formation of committee comprising one woman at least to delegate the responsibility if senior official remains out of country or organization. Staff regulation Recruitment and selection committee: A committee is formed comprising one member from executive committee, one member from donor agency, one member from business delivery organization and other members based on requirement. Such committee shall handle all the recruitment and selection process. Ensure mandatory representation of women and excluded groups on “staff selection and recruitment committee.” Promotion policy Ensure transparent mechanism for promotion to avoid nepotism. Benefits - Several provisions have been made. Moreover, the policy paper has the provision of penalty as well as prize for according acts. - Good that DMEGA has already developed several forms and evaluation sheets beforehand which can be helpful to inform or receive desired information. Make provisions for lactation period, play rooms for small children accompanying their parents at work etc. Staff Profile Has a total of 6 staffs- 1 DPC, 1 AFA and 4 EDFs. Of these 2 are hill Brahmin/ Chhetri (1 man, 1 woman), 3 are Janajati men and one Dalit madhesi woman who is an EDF. One BC woman is AFA. BC hill man is the DPC. All the Janajati men are EDFs. TOR None 180 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions 5. Sindhupalchok BDSPO (Sindhu Development Center, SIDEC) Constitution Vision: To be establish as the main business development support providing Define target group in vision itself. organization for development of efficient and self-reliance Society by improving the economic and social status of the people through enterprise. Mission: Providing necessary business counselling and support services to different Government, non-government as well as entrepreneurs for the creation and development of entrepreneurs as well as in using appropriate technology and make them aware and to take benefit from the developmental activities provided by the Government and other sources Objectives: The objectives have segregated the areas where the organization shall be involved. The number 7 objective mentions to conduct programs that are based on “equality based approach to development”. Organizational profile Executive Board composition: The board has high representation of socially Ensure mandatory representation of women, Dalits, IPs and other excluded groups, women, IPs and Dalits. marginalized communities. Composition on executive committee: No any description regarding the structure of executive committee and compulsory representation of socially excluded groups. However, the constitution itself does not have provision of mandatory representation of socially excluded groups in executive committee. Have a total of 7 board members: - On key positions of board, there is one Dalit (hill) female in the position of vice chairperson and one janajati (Newar) female as General Secretary. The position of chairperson and treasurer is held by janajati (hill except newar) male and Janajati (newar) male respectively. Similarly, the position of Secretary is held by Bahun Chettri (hill) male. - Likewise, two members involved in the board are Bahun Chettri (hill) female and janajati (newar) female. Manage required human resources required for the implementation of the Roles and responsibilities: Specific GESI roles and responsibilities are absent. programme, ensuring diversity amongst them. Add an extra point: Ensure barriers of women, poor and the excluded amongst the target group are addressed for the development of their microenterprise. 181 Final Report, GESI Impact Study, MEDEP Document Human Resources Regulations Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions Staff regulations Recruitment process: (1) Provision of compulsory representation of one woman in Devise transparent selection and recruitment mechanism so that 3 member sub-committee. (2) Priority to women, IPs and Dalits will be given. candidates based on merit are selected rather than based on nepotism. Provision of Dashain allowances. Lack of additional benefits to women staffs. - Term “Festival allowances” instead of “Dashain allowance”. - Provide freedom to staffs to decide on when to receive such allowances. - Formulate provisions of lactation hours of minimum one hour for breast feeding mothers/staffs. Job Performance Evaluation form - Mark system for criteria developed as per the program. - Absence of GESI related Performance indicators which tries to analyze the use of GESI perspective and knowledge during program implementation and staffs tenure at the organization. Design a GESI related “performance indicators”. Staff Profile Has a total of 7 staff- 1 Executive director, 1 AFA and 5 EDFs. - Of these 4 are hill Dalits (3 men, 1 woman), 1 Janajati (newar) male, 1 Janajati (hill except newar) female and 1 BC hill female. BC hill woman including all the hill Dalits are EDFs. - Janajati (newar) male is the executive director whereas janajati (hill except Newar) female is the AFA. ToR None 6. Jumla BDSPO (Panch Tara Yuba Samrekshak Manch) Constitution Vision: Develop an independent, equitable base and creative society Mission: To help the underprivileged and marginalized sections of people for their Define geographical adversity also as a form of exclusion. Livelihood Goal: The goal of the organization is to help the rural communities to help Inaccessibility and lack of connection with regional market centers have themselves in their development and eventually contribute to overall development of created geographical isolation and exclusion. the country. Good that the mission of organization identifies underprivileged groups. Organizational Profile Composition of staff: 3 Dalits, 2 women among 7 staffs. 182 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Human Resources Regulations None Staff Profile - Has a total of 7 staff- 1 DPC, 1 AFA and 5 EDFs. Of these 4 are hill Brahmin/ Chhetri (3 men, 1 woman) and three hill Dalits (2 men, 1 woman). - Both Dalit hill woman and Brahmin/Chhetri hill woman are EDFs. BC hill man is the DPC. Dalit Hill male is AFA. ToRs and Annual Work Plan Annual work plan of 2012 - Tailoring skill training and technology transfer - Off-seasonal vegetable skill training and technology support - Facilitation for access to micro-credit - Cooperative formation and registration - Labeling, packaging and quality control training - Participation in district level trade fair Annual work plan of 2013 PRA I phase - Meg formation and meeting - TOPE/TOSE training I phase - Market coordination - Off-seasonal trainings - Cooperative formation PRA II phase - Carrot production - Apple processing training - Garlic production Action plan of 2014 Suggested GESI revisions/additions Ensure poorest of the poors are benefited with these activities. Make provision of gesi activities along with the budget. Include members of socially excluded communities in cooperative formation. the social groups which have been provided trainings in 2012 do not have any representation in cooperative formation Guarantee participation of socially excluded groups in every phases of program. Ensure participation of dalits and ips decision making level which is remarkably low by allocating budget on gesi issues and activities. 183 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions 7. Sunsari BDSPO (Save the Earth Foundation International) Constitution Objectives: Develop educational sector; Environmental conservation; Awareness - Amend constitution with clear mentioning of goals, mission and and advocacy; Miscellaneous objectives. - Very few provisions related to GESI on objectives. Vision and mission is absent. - Mission and goal: add "for women, poor and the socially excluded groups" in mission and goal itself. - Focused largely on conservation approach. - Define target group - The constitution has been formulated in the times of Monarchy. Need to be amended to incorporate radical changes observed in country. Composition ADD - The constitution talks about the provision of advisory committee comprising 2 to - Mention the maximum number of members which a executive 5 members. committee can have. - There is no clear indication about the number of executive members to be - Ensure women and other candidates coming from excluded groups appointed in the executive committee. occupy positions at decision making level by making the provision of mandatory representation on the contitution. - Likewise, mandatory representation of GESI groups is completely absent. Board profile - Have a total of 11 board members. - Among key positions of board, two Bahun Chettri female occupy the position of chairperson and secretary whereas one Bahun Chettri (hill) male holds the position of vice chairperson. The position of treasurer is hold by Janajati (terai) male. - Likewise on 7 members, there is one Bahun Chettri (hill) female, one dalit (madehesi) male, one janajati (hill except Newar) male, one (terai) female, two janajati (terai) male and one madhesi other caste female. 184 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Organizational profile Vision: To assist in the construction of healthy & environmental friendly society, with the poverty Reduction for sustainable development. Goal: Helping in the people-centered development on the basis of Rights based approach. Purpose: Among several purposes, the most GESI sensitive purposes are; - To aware Dalits & backwards or DAG community regarding the Right Based issue in organized form and to enhance their good tradition and practice for elimination of poverty. - Empowerment of the people Centered poverty Reduction programmed through the sustainable agriculture base. - To help to attain & clime the Childs rights in an effective way. Awareness regarding women's right Strategy: Among several provisions, the most GESI sensitive strategy is; - Moving ahead on the basis of social mobilization & Empowerment. Human Resources Regulations None Staff profile None ToR None Suggested GESI revisions/additions Comply the vision and mission mentioned in organizational profile with the constitution of organization. Vision: Add after …environmental friendly society…. “including for women, poor and the excluded” ……as a medium to address”….. Poverty reduction for sustainable development. Purpose: Add - Incorporate gesi mainstreaming in planning, implementation, monitoring and reporting - Ensure barriers of women, poor and the excluded amongst the target group are addressed for the development of their micro-enterprise 8. Dadeldhura BDSPO (Social Environment and Enterprise Development Society/Nepal- SEEDS Nepal) Constitution Objectives: To identify and create entrepreneurial opportunities to reduce Define clear target groups in objectives itslef. discrimination based on gender and to help in socio-educational and environmental development. The organization is focused on enterprise development. Several of MEDEP components like MEC, SIYB, Gender Sanitation, Leadership development, Facilitation, Community mobilization, ICS contraction, market networking PRA, Bee keeping proposal and report writing, VDC periodic plan on LFA methodology, livelihood analysis, organizational development training and many more have been included on the amended version of constitution. 185 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Organizational profile Composition: Have a total of 9 board members. - On key positions of board, there is one Bahun Chettri (hill) female on the position of chairperson whereas remaining key positions of vice chairperson, secretary, joint secretary and treasurer are occupied by Bahun Chettri (hill) male. - Likewise on 4 members, there is one Bahun Chettri (hill) female and all the remaining three members are Bahun Chettri male. Human Resources Regulations Organization Operation Regulations Recruitment process: Formation of 5 member committee for recruitment and selection purpose. Suggested GESI revisions/additions Formulate provision of compulsory representation of women and indigenous people or dalits in executive committees. Include at least 2 members from ethnic groups like women, dalits or ips in “recruitment and selection committee”. Transfer: Women friendly transfer will be only conducted. Working environment and participation: Good that organization has stressed and mentioned working environment as one of the important components in the policy paper itself. In fact, creation of cooperative and helpful workplace can highly discourage work place discrimination based on sex, caste and ethnic groups. Staff Profile 186 Benefits: Training facilities which provide special consideration to women and backward communities. - Make provisions which respects cultural diversity through language, festival vacations. - Repalce the term “dashain allowance” with “festival allowance”. Performance evaluation format for Staffs at SEEDS: The staffs need to prepare a report by incorporating the prescribed details. Such details will obviously turn out to be good as it will be prepared by staff himself/herself. - Instead of allowing staffs to prepare a report, design a standarized format to evaluate the staff performance by independent individual. - Moreover, include criteria that make evaluation of “gesi sensitiveness” during his/her tenure. eg. was gesi sensitization adopted during hhs survey, participation selection etc? Evaluation is based on following factors: Social mobilization, resource survey, market survey, HHs survey and participation selection, group formation, entrepreneurship trainings, skill trainings, technology transfer, credit services, marketing, up-scaling and sick revival, developing business plan. Good that in each every steps, number of women, youths, IPs, Dalits included etc are recorded. Moreover, remarks of supervisor are also sought forward. - Instead of developing general format to all staffs namely DPC, AFA, BDC, EDF etc, develop a evaluation format based on tor of concerned staffs. (since evaluation of edf and afa cannot be done based on same criteria as they have different responsibilities assigned in tor). Or - Develop an evaluation format which is based on tor of concerned staff. None Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions District Program Coordinator: Organize groups of micro-entrepreneur through Include gender and inclusion specific assignments. community sensitization, identify MEDEP participants and provide support in microenterprise development. ToR Enterprise Development Facilitator (EDF): PRA, household survey, group Include additional gender and inclusion specific assignments. formation and SIYB should be conducted based on target population (70% women, 30% Dalit, 40 % IPs and 60% youths) prescribed by UNDP MEDEP Agriculture Enterprise Development Facilitator (AEDF) Include gender and inclusion specific assignments. Progressive reports None Progress report of SEEDS: The disaggregated data of details have been clearly mentioned. Therefore, GESI approach has been taken quite impressively. Time period Major activities Results Jan 1- Feb 15, 2013 - Resource survey, PRA 4 VDCs selected - HH survey, selection of target groups and group This is the preliminary step towards enterprise development under MEDEP. HHs survey conducted and 15 groups formed - Disaggregated data on sex, ethnic groups and age has been properly recorded. formation July 1-Aug 15, 2013 Resource Survey PRA HHs survey Group formation Suggested GESI revisions/additions - Wards and VDCs selected - HHs conducted and 13 groups formed Aug 16 to Sep - Train in entrepreneurship development training - 141 trained in entrepreneurship training (19% dalit, 36% 30, 2014 janjati 85% women) - Development of business plan - Improvement in living condition of women & backward communities - Six business development plan formed Oct 1 to Dec 31, 2013 - Entrepreneurship development training conduction Formation of business plan Credit access Marketing trainings - Seventy entrepreneurs trained in bee hive cultivation (11% dalit, 44% IPs, 74% women) - 49 business plan developed - Simple technology introduced for beehive cultivation - One all processing center established. - 104 entrepreneurs receiving credit access. Good that program has attempted to link the entrepreneurs with market. The marginalized and vulnerable social groups have been provided entrepreneurship development training. Ensure proper mechanism for easier and simplified credit facilities as well as equitable access to financial resources to women led groups and IPs groups. Collateral free loan may be provided to women led groups. 187 Final Report, GESI Impact Study, MEDEP Annex 14: GESI analysis of DMEGA documents Document Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions 1. Kailali DMEGA Constitution Goal: to improve living standard of poor, dalit, women, IPs and excluded groups. Good that the organization has adopted GESI perspective in the goal itself. Objectives: 11 objectives laid out which are largely focused towards enterprises development only. Add: 12. ensure gesi mainstreaming in planning, implementation, monitoring and reporting 13. remove barriers for women, dalits, ips and poor to operate microenterprises through capacity building Working areas: Entrepreneurship, skill development and institutional building Add: GESI mainstreaming (define GESI mainstreaming as provided by source: adapted from Operational Guidelines for Gender Equality and Social Inclusion Mainstreaming in the Health Sector, Ministry of Health and Population, 2013) Working area/service delivery: Major activities of the organization are listed down. Add: Absence of GESI sensitive activities. - Map existing gender and social relations (micro-enterprise related division of labour, access to resources and decision making authority of women and men (of different social groups). - Prepare GESI guidelines or regulations to handle GESI issues. - Include GESI activities on work plan and implementation plan. Major working area: Four major working areas are mentioned which completely Add: lacks GESI issues. The four major working areas are: Incorporate gesi as cross cutting issue in all four major working areas - Advocacy for rights of micro-entrepreneurs - Promote self-employment and enterprise development through entrepreneurship - Provide skill based trainings - Institutionalize Micro Entrepreneurs Groups (MEGs) 188 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions Organization Profile Board composition: Out of 10 executive board members, only two are men (from Ensure involvement of women and excluded groups in decision making “others” category) but they occupy key positions (one President and one Secretary) level Staff composition: All five staffs are women. Four belong to “others” category and Ensure involvement of poorest of the poor or the most vulnerable groups in only one to “IPs” category. management. Beneficiaries: So far, the organization has directly supported 1264 women and 235 Provide disaggregated analysis of dalits, janajati, sexual minorities and men. Hardcore poor to the programs and not only on the basis of sex. Good that more women have been benefitted than men. DMEGA office management and staff services related regulation Upcoming activities: Absence of GESI specific activities. Include GESI section consisting gesi sensitive workshops, trainings and activities on implementation plan itself. Part 6: Salary and other services Salary and incentives based on established scale of designation. Define established minimum scale of salary in the regulation itself. Add: There shall be no discrimination for slary and incentives based on sex, caste, ethnic groups etc Part 6: Leaves Maternity leave as well as paternity leave provisioned. Add: Provide a minimum of one hour lactation time for breast feeding staffs at least during infancy period (12 months after the delivery). Increase the number of days for maternity leave than 60 days if required. however, additional leaves other than 60 days need not necessarily be paid. Part 7: Trainings and other benefits Mentions about the payment and time period through trainings Add: ensure participation of staffs on gesi trainings, workshops to strengthen necessarry gesi knowledge and skills in planning, implementation, monitoring and reporting. Part 11: Economic provisions Mentions details of economic provisions (sources and details) for operation of organization. Add following provisions - Prepare and implement "a GESI responsive" annual programme for upcoming annual year. - Draft regular programme progress report, financial and audit report with disaggregation by gender/caste/ethnicity and location and with analysis of progress related with gesi issues. 189 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions Staff Profile Has a total of 6 staffs- 1 DPC, 1 BDC, 1 AFA and 3 EDFs. Of these two are hill Brahman/Chettri female who hold the positions of DPC and AFA. There is one Janajati (terai) male who hold the position of BDC. Among the three EDFs, one is BC Madhesi male, one Dalit hill female and one Janajati (terai) female. ToR District Program Coordinator Add in second point: Prepare work plan including GESI PLAN for programme planning and implementation. Add: Recommend appropriate gesi trainings and courses to business development counsellor, enterprise development facilitator and admin & finance assistant. Enterprise Development Facilitator Add in first point: Identify and select potential micro-enterprises for scale up based on preliminary survey of women led enterprises, ips led enterprises, women’s work burden in domestic chores, availability of conducive environment etc Add in second point: Disaggregation with women, dalits, ips etc should be maintained. Add in twelvth point: (1) Should possess gesi sensitive knowledge and skills (2) Should have sound understanding of GESI issues Business Development Counsellor Add in first point: Impart GESI sensitive training…… Add in fifth point: …..for upgrading their existing micro-enterprises by adopting GESI perspective. Add in Qualifications and Experiences - Should have gesi knowledge and skills to manage micro enterprises - Should have sound understanding of gesi issues and empathy towards gesi groups Admin and Finance Assistant Add - GESI responsive trainings should be obtained - Maintain and revise “GSIMIS database” in regular interval 190 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions 2. Parbat DMEGA Constitution None Organizational profile Board profile Has a total of 19 board members. On key positions of boards, there are two dalit (hill) female on the position of chairman and vice secretary; one janajati (hill except Newar) female as treasurer; one Janajati (hill except Newar) male as vice chairperson and one BC hill male on the position of secretary. Likewise on 14 members, there is one dalit (hill) female and three dalit (hill) male, two janajati (hill except Newar) female, one janajati (hill except Newar) male. The remaining seven members are two BahunChettri (hill) female and five BahunChettri (hill) male. Human Resources Regulations Part 2: Formation of staff selection committee for selection and recruitment process: A committee having upto 15 members can be formed. Ensure mandatory representation of women and socially excluded groups in such committee. Part 4: Recruitment and selection procedure Vacancy announcement shall be done in local newspaper. Recruitment process: women and marginalized groups shall be highly encouraged. - Use other accessible local media like f.m to announce vacancy so that people who don’t have access to newspaper can also be informed about the ad. - Mention clear explanation of levels/stages/ phases where marginalized groups can be provided special treatment in hiring process. Services and Benefits to Staffs - Maternity Leave and Paternity Leave has been provisioned. - “Dashain Allowance” will be provided. - No provision of lactation hour for breast feeding mother/staffs. Replace “dashain allowance” with “festival allowance” Add: Provide a minimum of one hour lactation time for breast feeding staffs at least during infancy period (12 months after the delivery). Economic administration related services Add the following: Fund management: Provision of fund for organization management. However, there - Prepare work plan including GESI plan for programme planning and is no provision related to GESI issues on this chapter. implementation. - Recommend appropriate gesi trainings and courses to business development counsellor, enterprise development facilitator and admin and finance assistant. 191 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Staff Profile - Has a total of ten staffs- 1 DPC, 1 BDC, 1 AFA, 1 HDO, 4 senior EDFs, 1 EDF and 1 office assistant. Of these six are Brahmin/Chettri (four women, 2 men), two are Janajati hill except Newar (1 man, 1woman), one Janajati (Newar) male and one Dalit Hill female. - The two BC hill women hold the position of DPC and AFA whereas other two are Senior EDFs. The remaining two positions of Senior EDFs are held by BC hill men. The BDC is held by Janajati (hill except Newar) male whereas the EDF is held by Janajati (hill except Newar) female. The position of HDO and Office assistant is held by Janajati (Newar) male and Dalit hill female respectively. ToR None Suggested GESI revisions/additions 2. Nawalparasi DMEGA Constitution Objectives - Operation of programs focused towards socially and economically backward communities, poors, Dalit, IPs, Janajati etc. - Promotion of entrepreneurship to reduce poverty Though GESI elements have been included on objectives, the activities designed to achieve objectives do not comply with objectives. Add in fifth point of activities: Organize trainings, workshops, conference, trainings including gesi sensitive events to impart gesi knowledge and skills. Add in eigth point of activities: Develop work plan to address gender issues. Add: Prepare and approve gesi section along with budget head in implementation plan. Organizational Profile Composition of executive committee: 11 to 17 members - Every enterprise can become its general member. - Provision of formation of advisory committee comprising 3 to 5 members. Increase the minimum quota of mandatory representation of dalit, janajati, apanga and women groups. Organization fund: A fund which oversees the financial management of organization. Prepare regular Programme progress report, financial and audit report of the Fund with disaggregation by gender/caste/ethnicity and location and with analysis of progress related with GESI issues 192 Final Report, GESI Impact Study, MEDEP Document Human Resources Regulation Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions Recruitment procedures and policy - Formation of selection sub-committee comprising 5 members among which 2 are women. - While transferring staffs, attention shall be provided to place women staffs in offices near the house. Transfer shall not be carried out if any transfer facilitates women to be placed away from their house. Provisions of services and benefits - Provision of “Dashain Allowance” for staffs - Provision of lactation time of two hours to breast feeding women. Allocate holidays for staffs based on their cultural and ethnic belief (not just provide one for all holidays for dashain and tihar). Formation of evaluation sub-committee - Provision of evaluation sub-committee comprising at least two women. - Moreover, “Gender Sensitive Behavior”. is taken as one among six evaluation criteria for evaluation of staffs Others While determining time and venue for any meetings and events of organization, suitable venue as well as favorable time for women staffs shall be kept in mind. Staff Profile None ToR None Progress reports Work Plan (Jan to Jun 2013) For new entrepreneurs creation: Entrepreneurship development training and Skill training have been provided. The budget has been allocated which is in line with the trainings conducted. Scale-up activities for existing entrepreneurs: Considerable amount (around 12 lakhs) has been spent on revival of entrepreneurs. The budget has justified the activities conducted under this component. Workshop and Seminar: In meetings of MEGA and DMEGA as well as workshops, relatively high budget (around three lakhs and fifty thousand) has been spent. Therefore, it is hard to justify budget spent with actual output of project. 193 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions Human resource mobilization cost: Around 15.5 lakhs have been spent on salary - Allign activities based on proposed budget heads. and monitoring visits on six months. The budget seems to be too high compared - Allocate budget on realistic assumptions based on outcome of program. with the budget allocated for program components and trainings. Institutional management: The budget of around 1 lakh for logistic support to two institutions is quite justifiable and reasonable. Progress report of 2069/70 Financial progress report While carrying out activities, actual budget has never exceeded the planned budget. Therefore, sound financial management have been undertaken. However, high amount of financial expenses have been incurred for salary and meetings. Target population 317 women, 50 Dalits, 273 IPs, 113 Madhesis have been benefited by the programs. Define the basic criteria for identifying and recording the targeted beneficiaries to understand WHO the real beneficiaries are? OR, Identify target groups based on well being ranking. Achievements of fiscal year Social mobilization among groups; Participation in exhibitions; Provision of awards for best enterprises; Facilitation for marketing of products etc. Segregate gesi sensitive activities conducted in previous fiscal year. Or, Monitoring and reporting of gesi issues with priority. 4. Sunsari DMEGA Constitution 194 Similar to DMEGA Nawalparasi objectives - The organization is solely focused on promotion of entrepreneurship by facilitation of enterprise related services. - Moreover, the organization in its objectives has mentioned to conduct various programs for economic upliftment of Dalits, IPs, women, handicapped etc - Add in objectives: (1) Ensure gesi mainstreaming in planning, implementation, monitoring and reporting. (2) Remove barriers for women, dalits, ips and poor to operate micro-enterprises through capacity building. - Though gesi elements have been included on objectives, the activities designed to achieve objectives do not comply with objectives. - Add in fifth point of activities: Organize trainings, workshops, conference, trainings including gesi sensitive events to impart gesi knowledge and skills. - Add in eighth point: Develop work plan to address gender issues - Add: Prepare and approve gesi section along with budget head in implementation plan. Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Organizational Profile Composition of executive committee: Provision of formation of executive committee consisting of at least 11 members Board profile: Have a total of 21 board members. - On key positions of boards, there is one dalit (madhesi) male on the position of chairperson; three janajati (terai) female on the position of vice chairperson, secretary and vice secretary as well as one janajati (terai) female as treasurer. - Likewise on 16 members, there is one dalit (hill) female and two dalit(madhesi) male, one janajati (hill except Newar) female, two janajati (hill except Newar) male, four janajati (terai) female, one janajati (newar) male. The remaining five members are two BahunChettri (hill) female, one BahunChettri (hill) male and two other caste madhesi male. Human Resources Regulations None Staff Profile - Has a total of 7 staffs- 1 DPC, 1 BDC, 1 AFA and 4 EDFs. Of these two are other caste madhesi males, three are janajatiterai (2 male, 1 female), one BC Hill male and one Daltimadhesi female. - The BC hill male is DPC. The two Janajatiterai male occupy the positions of AFA and EDF whereas one Janajatiterai female hold the position of EDF. The two other madhesi caste males occupy the position of BDC and EDF. The remaining one EDF position is held by Dalit Madhesi female. ToR None Suggested GESI revisions/additions - Ensure mandatory representation of poor and marginalized groups by specifying the minimum quota for such groups in executive committee. - Add this clause “executive committee shall ensure that the gender/caste/ethnicity based issues experienced by the different groups amongst the target participants are addressed (e.g. language, methodology and timng, subject matter adapted to different social groups considering their particular context)” 195 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions 5. Dadeldhura DMEGA Constitution Objectives - Representative organization for all micro-entrepreneurs of Dadeldhura district. - Conduction of various programs for social and economic upliftment of socially excluded groups. The organization has chosen coordination and facilitation as its major approach to support micro-enterprises rather than doing programmatic actions by itself. It is good to adopt this kind of approach as capacity of micro-enterprises will be enhanced. Organizational profile Composition: Formation of committee comprising 11 members in executive committee. Four members can be nominated by executive committee from socially excluded groups. At least 40% representation should be made for women and Dalits. - Good that attempt to make inclusive executive committee has been made. - The founding members have high representation of women in decision making level of founding executive committee. Human Resources Regulations Organization Operation Regulations Recruitment procedures: Formation of sub-committee for carrying out recruitment Specify exact % or number of women and socially excluded groups in comprising 3 to 5 members. executive committee rather than just mentioning the provision of inclusion in policy paper. Transfers: while transferring staffs, attention shall be given whether women staffs are in convenience with such transfers or not. Working environment and participation: Good that organization has stressed and mentioned working environment as one of the important components in the policy paper itself. In fact, creation of cooperative and helpful workplace can highly discourage work place discrimination based on sex, caste and ethnic groups. 196 Add in objectives - To ensure gesi mainstreaming at every levels of program operation i.e. planning, implementation, monitoring, reporting etc - Formulate appropriate policy documents to ensure “gender and social inclusion sensitive’ approach to handle projects and activities run by organization. In the activities section, Add - Include gesi activities, workshops, trainings, conferences etc in implementation plan along with the budget Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Benefits: Provision of benefits and services to employees. Training facilities shall be provided. Women and backward communities shall be given special privilege in such trainings. Suggested GESI revisions/additions - Respect cultural and social backgrounds of staffs. - Stop to impose Dashain allowances to every staffs. Alternatively, Replace the term “Dashain allowance” with “Festival allowance”. - Provide freedom to staffs to decide on which occasion to take festival leave and festival allowances. Performance evaluation: Good that among six evaluation criteria, Gender Sensitive Behavior is also taken as one of the criteria. Staff profile Has a total of 7 staffs- 1 DPC, 1 BDC, 1 AFA, 3 EDFs and 1 messenger. Of these 3 are hill Brahman/Chettri who hold the positions of DPC, BDC and messenger. There are three BC Hill women in which one hold the position of AFA and remaining two are EDFs. One remaining EDF is Dalit hill male. ToR None 6. Salyan DMEGA Constitution Goal and Objectives of organization - Has directly recognized poors, women, Dalits, backward communities, IPs, Youths, Conflict affected people and handicapped people in the Goal itself. - The objectives and working activities of the document do not include provisions which prioritize GESI issues. - However, the activity listed down in fifth point is focused in identifying potential entrepreneurs using GESI perspective. Add in objectives In point two and three of objectives, add after microentrepreneurs…”with special focus on women, dalits, ips and marginalized groups” so that target groups are properly defined in the objectives itself. Add the following objectives: 14. Ensure gesi mainstreaming in planning, implementation, monitoring and reporting. 15. Remove barriers for women, dalits, ips and poor to operate microenterprises through capacity building. Organizational profile Composition of executive committee: Founding members: All founding members Formulate the provision of mandatory inclusion of gesi groups in executive are women. The women come from disadvantaged groups as well. committee. Human Resources Regulations None 197 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Staff profile Has a total of 8 staffs- 1 DPC, 1 BDC, 1 AFA, 2 EDFs and 1 A-EDF. Of these five are Brahmin/Chettri (5 men, 0 woman), two are Dalit Hill female as EDFs and one is janajati (hill except Newar male) as AFA. The five BC males occupy the position of DPC, BDC, A-EDF and two EDFs. Progress reports Progress reports of several phases The progress namely number of MEGA and DMEGA meeting conducted, technology transfer, trainings etc have been mentioned of each phase. Suggested GESI revisions/additions Ensure beneficiaries of activities conducted in each phase serve the interests of poors, women, IPs, dalits, handicapped, conflict affected people and marginalized communities by developing GESI based reporting mechanism. 7. Jumla DMEGA Constitution Objectives: The following objective identifies its target beneficiaries: Add in objectives - Conduct and coordinate various programs and activities for economic - Ensure gesi mainstreaming in planning, implementation, monitoring and improvement of socially excluded groups like Dalits, IPs, women, Handicapped, reporting homeless etc. - Remove barriers for women, dalits, ips and poor to operate microObjectives are focused towards development of micro-enterprises only. The proper enterprises through capacity building assimilation of GESI issues along with enterprise development is somehow absent. Board profile - Has a total of 11 board members. - On key positions of board, there are two BC (hill) male on the position of secretary and joint secretary whereas one Dalit (hill) man and one Dalit (hill) woman hold the position of chairperson and treasurer respectively. - Likewise on 7 members, there are two BC hill (one man and one woman), four dalit (hill) and one janajati (hill except Newar) female. Staff profile - Has a total of seven staffs- 1 DPC, 1 BDC, 1 AFA, 3 EDFs and 1 messenger. All of the staffs are male. - Of these three are hill Brahman/Chettri men who hold the positions of DPC, BDC and messenger. There are four Dalit hill males among which one hold the position of AFA and remaining three are EDFs. 198 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Progress reports of Progress report has focused in following themes: various project - Skill enhancement and capacity building durations. - Marketing access - Revival of sick enterprises - Social mobilization, institutional development etc Suggested GESI revisions/additions - Ensure beneficiaries of activities conducted in each phase serve the interests of poors, women, IPs, Dalits, Handicapped, Conflict affected people and marginalized communities by developing GESI based reporting mechanism. - Segregate GESI sensitive activities conducted in previous fiscal year as well as those which require gesi attention in the future. 8. Mahottari DMEGA (* staff profile is the only document which was obtained for review) Staff profile Has a total of 7 staffs- 1 DPC, 1 BDC, 2 AFA and 3 EDFs. Of these four are Madhesi Other caste male who occupy the positions of DPC, 2 AFAs and 1 EDF. There are two Janajati (terai) female as EDFs and one BC madhesi male as BDC. 9. Sindhupalchowk DMEGA (* staff profile is the only document which was obtained for review) Constitution Vision: to build a prosperous society by strengthening social, cultural and economic condition of rural community. Mission: to conduct programs for the social and economic development of community with coordination and cooperation with several governmental, nongovernmental and donor organizations. Goal: to help in poverty reduction through social and economic development based on increased access to the use of local resources. Objectives: The following objective identifies its target beneficiaries: - Conduct and coordinate various programs and activities for economic improvement of socially excluded groups like Dalits, IPs, women, Handicapped, homeless etc. Objectives are focused towards development of micro-enterprises only. The proper assimilation of GESI issues along with enterprise development is somehow absent. Organizational profile Executive committee: The representation of Dalits and Janajati in executive committee is highly inclusive in terms of ethnicity (about 85%). However, while disaggregation by sex is analyzed, only 46 % of the executive committee are female. Define target groups namely women, dalits, ips, conflict affected people, handicapped people, sexual minorities etc in the vision, mission and goal itself. ADD in objectives - Ensure gesi mainstreaming in planning, implementation, monitoring and reporting - Remove barriers for women, dalits, ips and poor to operate microenterprises through capacity builiding - Formulate appropriate policy documents to ensure “gender and social inclusion sensitive’ approach to handle projects and activities run by organization. 199 Final Report, GESI Impact Study, MEDEP Document Existing provisions/Existing GESI sensitive policy review Suggested GESI revisions/additions Staff profile - Has a total of eight staffs- 1 DPC, 1 AFA, 2 Senior EDFs, 3 EDFs and 1 Entrepreneur Development Consultant (EDC). Of these three are Brahmin/Chettri (1 man, 2 women), two are Dalit Hill (1 man, 1 woman), two Janajati hill except Newar (0 man, 2 women) and one Janajati (Newar) female. - The Janajati (Newari) female is DPC. The BC hill male is EDC whereas two BC hill female are AFA and EDF. Also, the Dalit Hill male is Senior EDF wheras the Dalit Hill femae is EDF. Similarly, two Janajati (hill except Newar female are Senior EDF and EDF respectively. ToR District Program Coordinator Add in second point: Prepare work plan including GESI PLAN for programme planning and implementation. Add the following: recommend appropriate gesi trainings and courses to business development counsellor, enterprise development facilitator and admin & finance assistant. Business Development Counsellor Add in first point: Impart GESI sensitive training…… Add in fifth point: …..for upgrading their existing micro-enterprises by adopting GESI perspective Add in Qualifications and Experiences - Should have gesi knowledge and skills to manage micro enterprises - Should have sound understanding of gesi issues and empathy towards GESI groups Enterprise Development Facilitator Add in first point: Identify and select potential micro-enterprises for scale up based on preliminary survey of women led enterprises, ips led enterprises, women’s work burden in domestic chores, availability of conducive environment etc. Add in second point: Disaggregation with women, dalits, ips etc should be maintained Add in twelvth point: (1) should possess gesi sensitive knowledge and skills. (2) Should have sound understanding of gesi issues. Add - GESI responsive trainings should be obtained - Maintain and revise “gsimis database” in regular interval Admin and Finance Assistant 200 Final Report, GESI Impact Study, MEDEP Annex 15: GESI analysis of NMEFEN documents A. Constitution (Goal, mission, vision and objectives) of the organization Document Sections Existing provisions on such sections Suggested GESI revisions/additions Vision To take leadership role in strengthening the micro-enterprise sector, safeguard the interest of micro- Include GESI elements in the vision itself. entrepreneurs and receive national recognition. Add GESI terms in the vision itself like “…….. the interest of micro-entrepreneurs by focusing on socially excluded groups and receive national recognition”. Goal - To advocate for the interest and concerns of micro-entrepreneurs at the local and national level to ensure a conducive environment for underprivileged people's engagement in enterprise development. - To advocate for policy reforms to promote and strengthen the micro-enterprises. The first part of the goal has mentioned “ underprivileged people’s engagement in enterprise development. Purpose To ensure business success for micro-entrepreneurs by bridging the gap between disadvantaged Provide clear definition of terms like “low-income individuals and the tools they need to start and grow successful businesses. entrepreneurs”. Low-income entrepreneurs are equipped with necessary/vital business knowledge, access to capital etc. Objective To bring the large number of scattered micro-entrepreneurs across the country on a common platform to advocate for the rights and interest of poor entrepreneurs who are largely from disadvantaged and marginalized groups. Add in second point: To advocate for policy reforms to promote and strengthen the micro-enterprises with special emphasis to women, ips, dalits, sexual minorities and marginalized groups. Include objectives which aim to build capacity of GESI groups to acquire knowledge regarding the challenges and competition prevailing in market systems to target groups. Poor entrepreneurs who were poorly explained in purpose section is clear in this section. The program has been dedicated to increase the capability of low-income entrepreneurs by the provision of services and trainings. B. Human Resource Regulations: None 201 Final Report, GESI Impact Study, MEDEP C. Staff and Board Profile Document Sections Existing provisions on such sections Staff profile Has two staffs. Of these, both are men and come from Janajati hill category. Board profile - Have a total of 21 board members. Among these board members, 11 hold executive positions whereas 10 are the general members. - Among the key positions, six are Bahun Chettri (5 men, 1 woman), two Dalit hill females, two Janjati hill male and one janajati terai female. The two position of President and Vice-president are held by Dalit hill women. The position of Senior vice president and Vice-treasurer has been held by Janajati hill male whereas one vice-president position is held by Janajati terai female. The remaining positions namely two vice-president, one senior secretary and two secretary are held by Brahim/Chettri hill male. Lastly, one position of treasurer is held by Brahmin/Chettri woman. - Likewise among ten general members, five are Bahun Chettri (4 men, 1 woman), three Janajati hill female and two Dalit hill(1 man, 1 woman). Suggested GESI revisions/additions D. ToR of Team Leader/Coordinator Provision in ToR Suggested GESI revisions/additions - Coordinate with the donor agencies including Government for collecting resources to support the poverty reduction through promoting the micro, cottage and small enterprises. - Coordinate with the line agencies and support to ensure the interests and concerns of micro entrepreneurs and enhance their capacity. - Coordinate with the DMEGA and support them to coordinate with the district level donors, line agencies for collecting resources to support the poverty reduction through promoting the micro, cottage and small enterprises. - Support to the capacity building of NMEFEN by coordinating with the partner/ donor organizations and stakeholders. - Be responsible for preparing annual programme plan; submit to the Micro-Enterprises Development Programme (MEDEP/UNDP) and implementation. - Support to manage the meeting, workshops, seminars and Trade Fairs of micro- Entrepreneurs and their associations. - Strengthen the network and its organization with the regular monitoring and supervision. Add Prepare and implement (ADD) "a GESI responsive" annual programme of the fund and ensure value for money . Submit regular programme progress report, financial and audit report to executive board with disaggregation by gender/caste/ethnicity and location and with analysis of progress related with GESI issues. 202 Add in the fifth point: Ensure gesi mainstreaming on monitoring and reporting. Final Report, GESI Impact Study, MEDEP E. Action plan 2014 and Budget Activities Strengths Suggested GESI revisions/additions Support to Micro Entrepreneurs Association to build capacity of Micro Entrepreneurs for Sustainability Enterprise Sub activities like capacity assessment of NMEFEN and DMEGAs, performance evaluation, exposure programs and supporting entrepreneurs are notable good aspects of this activity plan. - Analyze activity based planning. - Include GESI planning with budget Support to building a strong Micro-Entrepreneurs Good that the activity attempts to bring entrepreneurs created by network to increase membership of micro entrepreneurs other organizations into a network which has already been created. (MEDPA/MEDEP, ME created by other organizations). Identify traditional enterprises run by ethnic groups and support these initiatives for scaling up. Workshop with Micro Finance Institutions Plan and organize activities which can produce desirable results at the grassroot level rather than those activities which is limited at central sphere only. Support to developed alliance with Business member organization such as FNCCI/FNCSI/FTGN/FITA/FHAN/ Mahaguthi/Dhukuti/Sana Hastakala and other for policy advocacy and product promotion Good that partnership with relevant stakeholders have been realized and planned accordingly. Develop clear frameworks, guidelines and mechanism to develop alliance with “business member organizations” that are outside of institutional structure developed by MEDEP. F. Fiscal Year 2069/70 Report Activities Suggested GESI revisions/additions Exhibitions Ensure regular participation of Micro-Enterprises on exhibitions and trade fairs etc. Women entrepreneur awards Continue the tradition of rewarding the best entrepreneurs. Capacity build up for MEs Analyze the documents in detail. G. Monitoring and evaluation team members Kesha Kumari Pariyar-Coordinator Lakpa Lama-Member Ghuran Mahato-Member Ramchandra Neupane-Member Shobha Gywali-Member Sabitri Kurmi-Member Nagendra Rajak-Member Uddav Giri-Member - The monitoring and evaluation is headed by a Dalit women. Representation of Madhesis, women, IPs is balanced. However, it is necessary to evaluate the roles and responsibilities assigned to each member of M & E team - Further analysis of TORs and responsibility of M & E teams needs to be carried out. 203 Final Report, GESI Impact Study, MEDEP Annex 16: List of MEDEP annual workplan activities categorised from a GESI perspective 1. Admin activities from MEDEP's annual workplans of 2011-2013 Due payment GSM Human resource, administration and operation management costs Operation and management for implementation of social mobilisation and overall follow up, interaction, regular monitoring for enterprise scale up, information collection, data entry into GSIMIS Database of 36 districts and GSIMIS/UNDP, and reporting Programme support cost 2. Programme activities from the perspective of GESI (MEDEP's annual workplans of 2011-13) 2.1 Supportive and 'Access to Services' as domains of change Assess income and expenditure pattern of MEs (types of MEs: agro-based, forest based), their requirement of external .... Build linkage of MEs of Baglung, Myagdi, Parbat to newly established eco tourism trekking route developed in Baglung, Myagdi, Parbat Create conducive environment for accessing financial service to MEs access to finance improved Enhance capacity of MED service providers to deliver MED sustainably Four days' orientation on agro-based enterprise development under CIDA support to MEDEP staffs Identify issues/areas for sustainability of micro-enterprises, where the existing micro-entrepreneurs need to... .... Identify potential micro entrepreneurs, develop their entrepreneurship and technical skills, develop market linkage Mobilise 9 interns and 2 research graduates for supporting implementation of programme at NPSO level Promotion of 3 cooperative with integrated e-marketing technology Provide logistic and technical support to JWDC for managerial position 204 Final Report, GESI Impact Study, MEDEP 2.2 Supportive and 'Voice' as domains of change Support NMEFEN for participating in trade fair exhibition 2.3 Supportive and 'Rules of the Game' as domains of change One day orientation on community forest guidelines (FECOFUN CFUGs) in 15 districts Assist GoN/MOOI for preparing capacity development plans for "ME Development for Poverty Alleviation" Capacity development support to NEFEN Conduct financial corrective action on the basis of special audit findings and recommendations in 36 districts; prepare for annual audit, orientation to AFAs' on NGO guidelines, sharing and orientation on ......... Conduct phasing out strategy preparation workshop Conduct training on VEDP preparation guideline for sustainability of micro enterprise development at local level Conduct workshop on issue of developing VEDP with selected LDOs/DDCs/MLD Develop plan of action for pro-poor value chain strengthening for prioritised products with concerned Four days training on formation and registration process of cooperative to MEG and MEGA Internal evaluation for cost effectiveness and sustainability of CFC support services to taret groups on cost sharing MED PA documentation management including documentation and dissemination of lessons leart and impact assessment of MEDEP Micro-enterprise friendly resource mobilisation by stakeholders Piloting of institutionalisation of gender and social inclusion sensitivity participatory planning, monitoring and evaluation techniques in DMEGAs, cooperatives Printing of flyers and stories (glossy papers) Produce communication reference materials and replication of MEDEP model Provide capacity development support to officers of 7 new district of CSIDB and DCSI on (i) PRA package for 7 days, (ii) SIYB orientation for 5 days (iii) and related areas like ........... Publishing of MEDEP information for advertisement Strengthen capacities of MEs' organisations of application of "Gender and social inclusion ......... Strengthen capacity of BDSPOs and other partners 205 Final Report, GESI Impact Study, MEDEP 2.4 Specific and 'Access to Services' as domains of change Adopt new technologies Adoption of new technologies for agro-based MEs in 18 districts Complete the Dhorpatan CFC (community lodge) of Baglung Creation of at least 4,250 new micro entrepreneurs directly and support 1,000 existing for their resiliency (MEDEP); and 3,000 new micro entrepreneurs indirectly and support 850 existing MEs for their resiliency (MEDPA) Develop 200 new micro entrepreneurs Develop local resource person for employment generation in collaboration with council for technical education and private training centre Establish 1500 new agro-based MEs Facilitate for strengthening access of micro-entrepreneurs to credit for MED Facilitate to establish Pine Pole Treatment Centre in Kavre/Sindhupalchok in "pro-poor public private partnership" approach Handover 200 CFCs to the owners/groups and certificates of handover distribution Identify 300 graduated entrepreneurs certify and counsel them to buy service by themselves now onwards in 25 districts Link agro-based MEs to financial services in 18 districts Link to financial services Provide scholarship support to women of indigenous Nationalities and Dalit .............. Provide support to 3 NTFP processing, grading, packaging and handling of training, monitoring of ............. Provide support to 72 female students for 15 months EDF Development Course Provide support to develop 150 micro-entrepreneurs Revise 50 sick CFCs Revise 550 sick entrepreneurs Scale up of 1000 existing agro based entrepreneurs through Scale up of 1000 existing ME under regular programme Scale up support to IGA group for promoting to MEs Strengthen capacity of training institutes for EDF course Support of renewal for 5 expired SGOPs from Sindhupalchowk and Kavre Support to completed initiated SGOPs development and implement the SGOPs 206 Final Report, GESI Impact Study, MEDEP 2.5 Neutral activities Assist GON for technical support in finalizing industrial enterprises act and bylaws, and "policy review and development" Assist Government of Nepal for reviewing sectoral policies and guidelines Assist MoI for "development of MED PA Master Plan/Strategy and Actions Plans" for implementation of "Micro Enterprises Development for Poverty Alleviation" Assist MoI/GON for conducting exposure visit of Project Board Members Assist to MoFSC to develop forest based enterprise development and implementation Capacity development and policy feedback to concerned government agencies Capacity development and policy feedback to concerned government agencies Capacity development support to national entrepreneurship development centre (NEDC) Conduct 3 national professionals consultative planning and ........................... Conduct market study on usage of allo from allo product producers to the end users, and market linkage of MEs product to 5 super markets Conduct physical assets management from 1998 to year 2010 Conduct skill testing curricula design for enterprise development Conduct skill testing of 80 enterprise development facilitators Conduct training and skill testing of community forestry facilitators, level 2 to 30 participants Conducting a value chain consultative meeting in KTM in participation of stakeholders Conduct training and orientation to partners AFA regarding the partners financial management guidelines and capacity strengthen to ........ Develop participatory action research for appropriate irrigation technologies in reiverbed farming in Siraha and other locations Development of market linkages and value chains for promoting and developing products Enhance capacity of implementing POs in 18 districts for technical supervision GoN makes use of relevant evidence and dialogue in MED policy making and planning. More research and evidence on MED is available. Institutional capacity of district level implementing partners (Government, private sector, NGOs) developed for implementing GON's MEDPA programme including local bodies Institutional capacity of the central government developed for implementing GON's MEDPA programme 207 Final Report, GESI Impact Study, MEDEP Internal review of the documents of partner organisation through internal audit Logistic support to partner NGOs in two districts Making structural change in website of MEDEP along with one year maintenance services MEDPA strategy and plan document will be reviewed and finalized by MoI/NPC/MoF Observation of micro-enterprise Provide capacity development support to officers of new districts of CSIDB and DCSI on ............... Provide capacity development support to selected NGOs on .............. Provide capacity enhancement support to MEDPA districts (DEDIC, EDU, CSIDB, DCSI, DDC/VDC, Business ........ Provide support to selected NGOs for technical service provision Results-based M&E framework for MEDEP model (that addressing sustainability issues and with specific ..... Results-based M&E guidelines and result measurement framework system in DCED standard for MEDEP IV Phase Revise NGO selection criteria/guidelines, and programme subcontract guidelines in result based perspective and implement accordingly SIYB manuals to new 20 districts of MED PA Strengthening financial management system of NPSO to address audit issues Subcontracting Policy to strengthen B2B linkages among micro, cottage, small, medium and large enterprises will Support GoN for enabling policy environments for effective implementation of MEDPA Support MEs unit in CSIDB/DCSI for implementing MED PA effectively Support to riverbed farming alliance (A national workshop on riverbed farming, documentation and publication, policy .....) Training on procurement (CIPS) organized by UNDP 208 Final Report, GESI Impact Study, MEDEP Annex 17: Average income by source (Treatment) In NRs. Strata Hill Dalit Micro enterprises Remittance Agriculture Service Business Other Total Income 104,255 83,153 22,883 11,725 4,592 27,367 253,975 Madhesi Dalit 49,238 31,893 19,239 80,232 357 18,089 199,048 Hill Indigenous 83,619 69,490 21,639 22,887 8,808 33,077 239,521 101,944 55,944 41,732 24,810 2,676 20,775 247,880 Hill Brahman/Chhetri 88,396 71,122 47,206 7,783 20,910 61,103 296,520 Muslims 91,200 48,000 64,000 3,000 - - 206,200 Other Madhesi Caste 75,333 66,667 25,000 31,444 1,778 - 200,222 Overall (All) 87,503 66,827 32,769 21,818 10,280 37,471 256,667 Male Hill Dalit 86,150 83,975 34,163 9,925 6,000 17,775 237,988 116,741 82,586 15,103 12,966 3,621 33,983 265,000 Male Madhesi Dalit 66,500 16,667 21,450 59,250 - 14,167 178,033 Female Madhesi Dalit 44,530 36,046 18,636 85,955 455 19,159 204,780 Male Hill Indigenous 91,370 60,544 26,478 9,739 1,739 24,978 214,848 Female Hill Indigenous 80,349 73,266 19,597 28,436 11,791 36,495 249,934 Male Terai Indigenous 114,800 100,000 30,000 24,000 - 30,000 298,800 Female Terai Indigenous 100,970 52,606 42,621 24,871 2,879 20,076 244,023 Male Hill Brahman/Chhetri 94,871 71,207 50,819 6,017 14,345 64,276 301,535 Female Hill Brahman/Chhetri 85,529 71,084 45,607 8,565 23,817 59,698 294,299 Male Muslims 80,000 - 106,667 - - - 186,667 108,000 120,000 - 7,500 - - 235,500 Male Other Madhesi Caste 87,500 200,000 20,000 7,500 - - 315,000 Female Other Madhesi Caste 71,857 28,571 26,429 38,286 2,286 - 167,429 Male 89,991 68,518 37,948 12,289 6,940 35,590 251,277 Female 86,512 66,154 30,707 25,612 11,610 38,219 258,813 Terai Indigenous Female Hill Dalit Female Muslims 209 Final Report, GESI Impact Study, MEDEP Strata Micro enterprises Remittance Agriculture Service Business Other Total Income Overall 87,503 66,827 32,769 21,818 10,280 37,471 256,667 Hardcore Poor Hill Dalit 28,267 13,600 5,467 9,733 - 3,600 60,667 Non-hardcore Poor Hill Dalit 117,988 95,723 26,030 12,084 5,422 31,663 288,910 Hardcore Poor Madhesi Dalit 28,800 - 10,600 22,800 - - 62,200 Non-hardcore Poor Madhesi Dalit 51,241 35,020 20,086 85,863 392 19,863 212,465 Hardcore Poor Hill Indigenous 20,333 6,042 9,417 6,708 1,300 - 43,800 Non-hardcore Poor Hill Indigenous 95,214 81,115 23,879 25,851 10,183 39,137 275,379 Hardcore Poor Terai Indigenous 33,750 4,500 17,000 3,188 1,250 1,875 61,563 Non- hardcore Poor Terai Indigenous 110,603 62,476 44,873 27,556 2,857 23,175 271,540 Hardcore Poor Hill Brahman/Chhetri 18,236 3,889 14,903 5,250 - 1,167 43,445 104,904 86,941 54,807 8,379 25,830 75,205 356,067 - - - - - - - Non-hardcore Poor Muslims 91,200 48,000 64,000 3,000 - - 206,200 Hardcore Poor Other Madhesi Caste 25,000 - - 7,500 8,000 - 40,500 Non-hardcore Poor Other Madhesi Caste 89,714 85,714 32,143 38,286 - - 245,857 Hardcore Poor 22,583 5,833 11,483 7,228 636 1,233 48,997 Non-hardcore Poor 99,354 77,962 36,654 24,482 12,041 44,086 294,578 Overall 87,503 66,827 32,769 21,818 10,280 37,471 256,667 Non- hardcore Poor Hill Brahman/Chhetri Hardcore Poor Muslims Note: Micro enterprises include retail shops and tailoring Source: Field Survey, 2014 210 Final Report, GESI Impact Study, MEDEP Annex 18: Education Status of Respondent Family by Poverty (Treatment) 1. Male Education level Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill BC Muslims HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T Illiterate 12 12 24 1 15 16 3 22 25 0 1 1 11 36 47 0 3 Literate & Primary 25 60 85 5 18 23 5 55 60 0 9 9 39 33 72 0 Class 5 to 10 13 56 69 6 19 25 9 83 92 0 5 5 30 79 109 SLC 2 16 18 0 6 6 1 32 33 0 1 1 1 39 Twelve (10+2) 2 6 8 0 2 2 1 10 11 0 3 3 5 Graduate 0 1 1 0 2 2 0 1 1 0 0 0 Master and above 0 0 0 0 0 0 0 1 1 0 4 Total 54 151 205 12 62 74 19 204 223 0 23 Source: Field Survey, 2014 Other Madhesi Caste HC NHC T HC NHC T 3 1 2 3 28 91 119 10 10 2 5 7 76 190 266 0 6 6 0 1 1 58 249 307 40 0 2 2 0 0 0 4 96 100 21 26 0 0 0 0 0 0 8 42 50 2 15 17 0 0 0 0 0 0 2 19 21 4 2 5 7 0 0 0 0 0 0 2 10 12 23 90 0 21 21 3 8 11 178 697 875 228 318 HC NHC T Total Note: M: Male, F: Female, T: Total, BC: Brahman/Chhetri 2. Female Education level Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill BC Muslims HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T Illiterate 12 37 49 4 53 57 13 55 68 12 47 59 17 43 60 0 1 Literate & Primary 9 78 87 8 83 91 33 134 167 11 96 107 39 114 153 0 Class 5 to 10 14 111 125 7 56 63 37 185 222 16 130 146 48 201 249 SLC 0 14 14 2 7 9 12 37 49 6 21 27 9 97 Twelve (10+2) 1 20 21 0 3 3 7 19 26 2 17 19 15 Graduate 0 7 7 0 1 1 0 10 10 2 5 7 Master and above 0 1 1 0 2 2 0 0 0 0 2 Total 36 268 304 21 205 226 102 440 542 49 318 Source: Field Survey, 2014 Other Madhesi Caste HC NHC T HC NHC T 1 0 9 9 58 245 303 4 4 4 13 17 104 522 626 0 7 7 0 9 9 122 699 821 106 0 0 0 0 1 1 29 177 206 63 78 0 0 0 0 0 0 25 122 147 1 43 44 0 0 0 0 0 0 3 66 69 2 0 9 9 0 0 0 0 0 0 0 14 14 367 129 0 12 12 4 32 36 570 699 HC NHC T Total 341 1,845 2,186 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total, BC: Brahman/Chhetri 211 Final Report, GESI Impact Study, MEDEP Annex 19: Education Status of Respondent Family (Treatment) 1. By caste/ethnicity and sex Hill Dalit Education level Madhesi Dalit Hill Indigenous Terai Indigenous Hill BC Muslims Other Madhesi Caste Total M F T M F T M F T M F T M F T M F T M F T M F T Illiterate 24 49 73 16 57 73 25 68 93 1 59 60 47 60 107 3 1 4 3 9 12 119 303 422 Literate & Primary 85 87 172 23 91 114 60 167 227 9 107 116 72 153 225 10 4 14 7 17 24 266 626 892 Class 5 to 10 69 125 194 25 63 88 92 222 314 5 146 151 109 249 358 6 7 13 1 9 10 307 821 1,128 SLC 18 14 32 6 9 15 33 49 82 1 27 28 40 106 146 2 0 2 0 1 1 100 206 306 Twelve (10+2) 8 21 29 2 3 5 11 26 37 3 19 22 26 78 104 0 0 0 0 0 0 50 147 197 Graduate 1 7 8 2 1 3 1 10 11 0 7 7 17 44 61 0 0 0 0 0 0 21 69 90 Master and above 0 1 1 0 2 2 1 0 1 4 2 6 7 9 16 0 0 0 0 0 0 12 14 26 223 542 765 23 367 390 318 699 1,017 21 12 33 11 36 47 875 2,186 3,061 Total 205 304 509 Source: Field Survey, 2014 74 226 300 Note: M: Male, F: Female, T: Total, BC: Brahman/Chhetri 2. By caste/ethnicity and poverty Education level Hill Dalit Madhesi Dalit Terai Indigenous Hill BC Muslims T HC NHC T HC NHC T HC NHC T HC NHC T Illiterate 24 49 73 5 68 73 16 77 93 12 48 60 28 79 107 0 4 Literate & Primary 34 138 172 13 101 114 38 189 227 11 105 116 78 147 225 0 Class 5 to 10 27 167 194 13 75 88 46 268 314 16 135 151 78 280 358 SLC 2 30 32 2 13 15 13 69 82 6 22 28 10 136 Twelve (10+2) 3 26 29 0 5 5 8 29 37 2 20 22 20 Graduate 0 8 8 0 3 3 0 11 11 2 5 7 Master and above 0 1 1 0 2 2 0 1 1 0 6 Total 90 33 267 300 121 644 765 49 341 Source: Field Survey, 2014 212 419 509 HC NHC Hill Indigenous Other Madhesi Caste HC NHC T HC NHC T 4 1 11 12 86 336 422 14 14 6 18 24 180 712 892 0 13 13 0 10 10 180 948 1,128 146 0 2 2 0 1 1 33 273 306 84 104 0 0 0 0 0 0 33 164 197 3 58 61 0 0 0 0 0 0 5 85 90 6 2 14 16 0 0 0 0 0 0 2 24 26 390 219 0 33 33 7 40 47 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total, BC: Brahman/Chhetri 798 1,017 HC NHC T Total 519 2,542 3,061 Final Report, GESI Impact Study, MEDEP Annex 20: Drop-out Status of Respondent Family (Treatment) 1. By caste/ethnicity and sex Hill Dalit Education level Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T School going (M) 73 0 73 17 0 17 47 0 47 8 0 8 89 0 89 6 0 6 1 0 1 241 0 241 School going (F) 0 71 71 0 65 65 0 146 146 0 107 107 0 215 215 0 3 3 0 9 9 0 616 616 Drop Out (M) 132 0 132 57 0 57 176 0 176 15 0 15 229 0 229 15 0 15 10 0 10 634 0 634 Drop Out (F) 0 233 233 0 161 161 0 396 396 0 260 260 0 484 484 0 9 9 0 27 27 0 205 304 509 74 226 300 223 542 765 23 367 390 318 699 1,017 21 12 33 11 36 47 Total 1,570 1,570 875 2,186 3,061 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 2. By caste/ethnicity and poverty Hill Dalit Education level Madhesi Dalit HC NHC Hill Brahman/ Chhetri Hill Indigenous Terai Indigenous T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T HC NHC T HC NHC School going (M) 22 51 73 5 12 17 6 41 47 0 8 8 37 52 89 0 6 6 1 School going (F) 8 63 71 7 58 65 31 115 146 14 93 107 53 162 215 0 3 3 Drop Out (M) 32 100 132 7 50 57 13 163 176 0 15 15 53 176 229 0 15 Drop Out (F) 28 205 233 14 147 161 71 325 396 35 225 260 76 408 484 0 Total 90 419 509 33 267 300 121 644 765 49 341 390 219 798 1,017 0 Total T HC NHC T 0 1 71 170 241 2 7 9 115 501 616 15 2 8 10 107 527 634 9 9 2 25 27 226 1,344 1,570 33 33 7 40 47 519 2,542 3,061 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total, M: Male, F: Female Source: Field Survey, 2014 213 Final Report, GESI Impact Study, MEDEP Annex 21: Reason for female household head (Treatment) 1. By caste/ethnicity and sex Hill Dalit Education level Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Husband outside home 1 10 11 0 1 1 1 12 13 0 5 5 1 11 12 0 0 0 0 0 0 3 39 42 Widow 0 4 4 0 3 3 3 8 11 0 3 3 1 7 8 0 0 0 0 0 0 4 25 29 Divorced 0 0 0 0 0 0 0 0 0 0 1 1 0 2 2 0 0 0 0 0 0 0 3 3 Husband separated 0 0 0 0 0 0 0 0 0 0 0 0 1 1 2 0 0 0 0 0 0 1 1 2 Others 0 0 0 0 0 0 1 1 2 0 1 1 1 3 4 0 0 0 0 0 0 2 5 7 Total 1 14 15 0 4 4 5 21 26 0 10 10 4 24 28 0 0 0 0 0 0 10 73 83 Source: Field Survey, 2014 Note: M: Male, F: Female, T: Total 2. By caste/ethnicity and poverty Hill Dalit Education level HC NHC Madhesi Dalit T HC NHC Hill Brahman/ Chhetri Hill Indigenous Terai Indigenous T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T HC NHC Total T HC NHC T Husband outside home 0 11 11 0 1 1 1 12 13 0 5 5 1 11 12 0 0 0 0 0 0 2 40 42 Widow 0 4 4 1 2 3 4 7 11 0 3 3 0 8 8 0 0 0 0 0 0 5 24 29 Divorced 0 0 0 0 0 0 0 0 0 1 0 1 2 0 2 0 0 0 0 0 0 3 0 3 Husband separated 0 0 0 0 0 0 0 0 0 0 0 0 0 2 2 0 0 0 0 0 0 0 2 2 Others 0 0 0 0 0 0 0 2 2 0 1 1 0 4 4 0 0 0 0 0 0 0 7 7 Total 0 15 15 1 3 4 5 21 26 1 9 10 3 25 28 0 0 0 0 0 0 10 73 83 Source: Field Survey, 2014 214 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total, M: Male, F: Female Final Report, GESI Impact Study, MEDEP Annex 22: Average income by source (Control) In NRs. 1. By caste/ethnicity and sex Hill Dalit Source M F Madhesi Dalit ALL M Remittance 27,632 Agriculture 40,000 32,029 34,887 3,235 11,981 F Hill Indigenous ALL M F 0 19,167 10,952 30,556 Terai Indigenous ALL M F Hill Brahman/ Chhetri ALL M ALL M F Other Madhesi Caste ALL M F Total ALL M F ALL 6,429 17,180 11,673 0 0 0 150,000 0 85,714 20,650 11,150 15,317 2,222 15,833 10,000 44,444 52,588 48,400 30,625 20,455 23,167 53,333 91,500 71,951 0 0 0 25,000 0 14,286 41,650 49,086 45,825 0 0 0 17,500 6,667 12,857 13,440 7,234 9,956 Livestock sale 1,316 3,353 2,623 14,444 Livestock products sale 4,684 3,250 3,764 Wages 2,895 5,177 4,359 0 15,714 15,000 18,182 17,333 F Muslims 6,000 3,636 7,400 0 1,318 967 8,000 8,345 8,168 0 0 0 17,500 6,667 12,857 5,750 5,838 5,800 8,429 0 0 0 7,619 9,000 8,293 0 0 0 18,000 0 10,286 6,660 4,930 5,689 Service 33,474 21,235 25,623 27,722 64,500 48,738 18,056 94,206 55,043 58,750 36,636 42,533 19,810 19,480 19,649 0 0 0 10,500 35,667 21,286 25,545 37,420 32,211 Driver 17,621 17,647 17,638 25,111 0 0 0 10,000 10,000 13,333 11,429 Business 833 6,667 7,778 12,588 10,114 5,000 2,500 3,571 1,944 13,177 1,000 833 0 2,388 1,532 1,053 0 377 0 0 0 0 7,895 1,471 3,774 Pension 0 0 Art making 0 0 Retail shop 5,000 0 10,762 20,667 28,118 24,286 0 1,429 14,222 6,647 10,543 9,524 556 2,118 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 11,111 9,636 7,900 20,524 16,050 18,342 0 63,636 46,667 13,857 1,314 15,750 5,880 9,966 0 0 0 0 5,714 18,598 15,094 16,631 9,080 14,605 12,182 4,200 5,714 4,900 5,317 0 0 0 0 0 0 4,160 3,219 3,632 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1,500 391 877 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5,714 0 0 0 0 0 0 0 0 0 0 0 0 2,000 0 877 136,568 89,785 106,557 81,055 118,667 102,548 161,000 214,441 186,957 129,250 153,500 147,033 157,452 184,535 170,664 0 0 0 258,500 62,333 174,429 149,033 148,966 148,995 Tractor Operator 2,222 15,000 3,125 0 Tailoring Total 3,333 905 11,667 4,267 22,167 12,200 17,305 Note: M: Male, F: Female Source: Field Survey, 2014 215 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Source Hill Dalit HC NHC Madhesi Dalit ALL HC NHC Hill Indigenous ALL HC NHC Terai Indigenous ALL HC NHC Hill Brahman/ Chhetri ALL HC NHC Muslims ALL Other Madhesi Caste HC NHC ALL HC NHC Total ALL HC NHC ALL Remittance 2,174 19,500 11,981 0 14,375 10,952 0 21,154 15,714 0 22,609 17,333 360 15,323 11,673 0 0 0 0 120,000 85,714 867 21,204 15,317 Agriculture 7,348 56,000 34,887 0 13,125 10,000 0 65,154 48,400 0 30,217 23,167 0 95,161 71,951 0 0 0 0 20,000 14,286 2,561 63,451 45,825 Livestock sale 2,783 2,500 2,623 2,000 8,125 6,667 6,700 20,726 17,305 0 0 0 10,000 14,000 12,857 4,197 12,303 9,956 Livestock products sale 4,609 3,117 3,764 9,000 1,875 3,571 5,340 9,081 8,168 0 0 0 22,500 4,603 6,287 5,800 Wages 8,696 1,033 4,359 2,000 563 0 12,750 6,855 8,293 0 0 0 6,000 12,000 10,286 10,636 3,673 5,689 18,044 31,433 25,623 30,000 54,594 48,738 24,389 65,654 55,043 37,286 44,130 42,533 14,160 21,419 19,649 0 0 0 11,000 25,400 21,286 20,465 36,997 32,211 0 0 0 0 5,714 800 23,080 16,631 Service Driver 2,296 29,400 17,638 Business 3,478 40 1,532 Retail shop 0 667 377 Tailoring 0 0 0 0 2,174 5,000 3,774 Pension 0 0 Art making 0 0 Tractor Operator Total 216 3,826 4,267 967 9,923 7,400 0 1,261 905 25,000 2,692 8,429 0 0 0 32,692 24,286 0 10,304 7,900 0 24,258 18,342 9,000 12,857 8,000 0 1,429 0 14,192 10,543 0 60,870 46,667 1,200 12,794 9,966 0 0 0 0 16,000 11,429 2,030 16,317 12,182 4,000 11,250 9,524 0 1,769 1,314 0 5,478 4,200 3,000 6,065 5,317 0 0 0 0 0 0 1,212 4,617 3,632 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 758 926 877 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 7,692 5,714 0 0 0 0 0 0 0 0 0 0 0 0 0 1,235 877 51,600 148,690 106,557 53,000 118,031 102,548 50,500 234,192 186,957 43,000 178,696 147,033 43,510 211,681 170,664 0 0 0 49,500 224,400 174,429 48,129 190,089 148,995 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 5,714 111 0 14,125 10,762 6,000 1,000 13,269 10,114 Final Report, GESI Impact Study, MEDEP Annex 23: Education Status of Respondent Family by Poverty (Control) 1. Male Education level Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill BC Muslims HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T Illiterate 11 9 20 5 5 10 3 9 12 7 12 19 6 14 20 0 0 Literate & Primary 18 25 43 10 12 22 13 18 31 4 21 25 15 42 57 0 Class 5 to 10 32 29 61 4 15 19 7 24 31 5 17 22 19 45 64 SLC 4 2 6 1 0 1 1 12 13 0 5 5 6 21 Twelve (10+2) 1 6 7 0 1 1 0 0 0 1 2 3 3 Graduate 0 2 2 0 0 0 0 0 0 0 1 1 Master and above 0 0 0 0 0 0 0 0 0 0 1 Total 66 73 139 20 33 53 24 63 87 17 59 Source: Field Survey, 2014 Other Madhesi Caste HC NHC T HC NHC T 0 0 2 2 32 51 83 0 0 2 6 8 62 124 186 0 0 0 2 8 10 69 138 207 27 0 0 0 1 1 2 13 41 54 9 12 0 0 0 0 0 0 5 18 23 1 9 10 0 0 0 0 0 0 1 12 13 1 2 3 5 0 0 0 0 0 0 2 4 6 76 52 0 0 0 5 17 22 184 388 572 143 195 HC NHC T Total Note: M: Male, F: Female, T: Total, BC: Brahman/Chhetri 2. Female Education level Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill BC Muslims HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T Illiterate 25 24 49 6 7 13 7 10 17 5 10 15 10 28 38 0 0 Literate & Primary 12 15 27 4 18 22 8 29 37 4 14 18 11 45 56 0 Class 5 to 10 21 19 40 3 10 13 4 10 14 7 23 30 19 43 62 SLC 3 2 5 0 0 0 1 9 10 0 2 2 6 13 Twelve (10+2) 1 2 3 0 0 0 0 0 0 1 3 4 1 Graduate 1 1 2 0 0 0 0 0 0 0 0 0 Master and above 0 0 0 0 0 0 0 0 0 0 1 Total 63 63 126 13 35 48 20 58 78 17 53 Source: Field Survey, 2014 Other Madhesi Caste HC NHC T HC NHC T 0 1 3 4 54 82 136 0 0 1 5 6 40 126 166 0 0 0 1 2 3 55 107 162 19 0 0 0 1 3 4 11 29 40 8 9 0 0 0 0 1 1 3 14 17 0 2 2 0 0 0 0 0 0 1 3 4 1 2 3 5 0 0 0 1 0 1 3 4 7 70 49 0 0 0 5 14 19 167 365 532 142 191 HC NHC T Total Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total, BC: Brahman/Chhetri 217 Final Report, GESI Impact Study, MEDEP Annex 24: Education Status of Respondent Family (Control) 1. By caste/ethnicity and sex Hill Dalit Education level Madhesi Dalit Hill Indigenous Terai Indigenous Hill BC Muslims Other Madhesi Caste Total M F T M F T M F T M F T M F T M F T M F T M F T Illiterate 20 49 69 10 13 23 12 17 29 19 15 34 20 38 58 0 0 0 2 4 6 83 136 219 Literate & Primary 43 27 70 22 22 44 31 37 68 25 18 43 57 56 113 0 0 0 8 6 14 186 166 352 Class 5 to 10 61 40 101 19 13 32 31 14 45 22 30 52 64 62 126 0 0 0 10 3 13 207 162 369 SLC 6 5 11 1 0 1 13 10 23 5 2 7 27 19 46 0 0 0 2 4 6 54 40 94 Twelve (10+2) 7 3 10 1 0 1 0 0 0 3 4 7 12 9 21 0 0 0 0 1 1 23 17 40 Graduate 2 2 4 0 0 0 0 0 0 1 0 1 10 2 12 0 0 0 0 0 0 13 4 17 Master and above 0 0 0 0 0 0 0 0 0 1 1 2 5 5 10 0 0 0 0 1 1 6 7 13 53 48 101 87 78 165 76 70 146 195 191 386 0 0 0 22 19 41 572 Total 139 126 265 Source: Field Survey, 2014 532 1,104 Note: M: Male, F: Female, T: Total, BC: Brahman/Chhetri 2. By caste/ethnicity and poverty Education level Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill BC Muslims HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T Illiterate 36 33 69 11 12 23 10 19 29 12 22 34 16 42 58 0 0 Literate & Primary 30 40 70 14 30 44 21 47 68 8 35 43 26 87 113 0 Class 5 to 10 53 48 101 7 25 32 11 34 45 12 40 52 38 88 126 SLC 7 4 11 1 0 1 2 21 23 0 7 7 12 34 Twelve (10+2) 2 8 10 0 1 1 0 0 0 2 5 7 4 Graduate 1 3 4 0 0 0 0 0 0 0 1 1 Master and above 0 0 0 0 0 0 0 0 0 0 2 33 68 101 44 121 165 34 112 Total Source: Field Survey, 2014 218 129 136 265 Other Madhesi Caste HC NHC T HC NHC T 0 1 5 6 86 133 219 0 0 3 11 14 102 250 352 0 0 0 3 10 13 124 245 369 46 0 0 0 2 4 6 24 70 94 17 21 0 0 0 0 1 1 8 32 40 1 11 12 0 0 0 0 0 0 2 15 17 2 4 6 10 0 0 0 1 0 1 5 8 13 146 101 285 386 0 0 0 10 31 41 351 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total, BC: Brahman/Chhetri HC NHC T Total 753 1,104 Final Report, GESI Impact Study, MEDEP Annex 25: Drop-out Status of Respondent Family (Control) 1. By caste/ethnicity and sex Hill Dalit Education level Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T School going (M) 6 0 6 2 0 2 3 0 3 7 0 7 25 0 25 0 0 0 2 0 2 45 0 45 School going (F) 0 7 7 0 1 1 0 2 2 0 6 6 0 23 23 0 0 0 0 0 0 0 39 39 Drop Out (M) 133 0 133 51 0 51 84 0 84 69 0 69 170 0 170 0 0 0 20 0 20 527 0 527 Drop Out (F) 0 119 119 0 47 47 0 76 76 0 64 64 0 168 168 0 0 0 0 19 19 0 493 493 139 126 265 53 48 101 87 78 165 76 70 146 195 191 386 0 0 0 22 19 41 572 Total 532 1,104 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 2. By caste/ethnicity and poverty Hill Dalit Education level HC NHC Madhesi Dalit T HC NHC Hill Brahman/ Chhetri Hill Indigenous Terai Indigenous T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T HC NHC Total T HC NHC T School going (M) 2 4 6 0 2 2 1 2 3 0 7 7 7 18 25 0 0 0 0 2 2 10 35 45 School going (F) 1 6 7 0 1 1 1 1 2 0 6 6 8 15 23 0 0 0 0 0 0 10 29 39 Drop Out (M) 64 69 133 20 31 51 23 61 84 17 52 69 45 125 170 0 0 0 5 15 20 174 353 527 Drop Out (F) 62 57 119 13 34 47 19 57 76 17 47 64 41 127 168 0 0 0 5 14 19 157 336 493 Total 129 136 265 33 68 101 44 121 165 34 112 146 101 285 386 0 0 0 10 31 41 351 753 1,104 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total, M: Male, F: Female Source: Field Survey, 2014 219 Final Report, GESI Impact Study, MEDEP Annex 26: Reason for female household head (Control) 1. By caste/ethnicity and sex Hill Dalit Education level Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Husband outside home 1 2 3 1 0 1 0 1 1 0 2 2 1 6 7 0 0 0 0 0 0 3 11 14 Widow 0 1 1 0 1 1 1 1 2 0 0 0 0 3 3 0 0 0 0 0 0 1 6 7 Divorced 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Husband separated 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 Others 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 Total 2 3 5 1 1 2 2 2 4 0 2 2 1 9 10 0 0 0 0 0 0 6 17 23 Source: Field Survey, 2014 Note: M: Male, F: Female, T: Total 2. By caste/ethnicity and poverty Hill Dalit Education level HC NHC Madhesi Dalit T HC NHC Hill Brahman/ Chhetri Hill Indigenous Terai Indigenous T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T HC NHC Total T HC NHC T Husband outside home 1 2 3 0 1 1 1 0 1 0 2 2 1 6 7 0 0 0 0 0 0 3 11 14 Widow 1 0 1 0 1 1 0 2 2 0 0 0 1 2 3 0 0 0 0 0 0 2 5 7 Divorced 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Husband separated 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Others 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Total 2 3 5 0 2 2 1 3 4 0 2 2 2 8 10 0 0 0 0 0 0 5 18 23 Source: Field Survey, 2014 220 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total, M: Male, F: Female Final Report, GESI Impact Study, MEDEP Annex 27: Type of Micro-Enterprises (Treatment) 1. By caste/ethnicity and sex Hill Dalit Category Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Individual 31 48 79 8 33 41 28 76 104 5 39 44 44 86 130 3 2 5 2 7 9 121 291 412 Group 5 2 7 2 2 4 1 6 7 0 4 4 4 11 15 0 0 0 0 0 0 12 25 37 Total 36 50 86 10 35 45 29 82 111 5 43 48 48 97 145 3 2 5 2 7 9 133 316 449 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 2. By caste/ethnicity and poverty Hill Dalit Category Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T Individual 10 69 79 5 36 41 13 91 104 4 40 44 25 105 130 0 5 Group 1 6 7 0 4 4 2 5 7 0 4 4 4 11 15 0 Total 11 75 86 5 40 45 15 96 111 4 44 48 29 116 145 0 Total HC NHC T HC NHC T 5 2 7 9 59 353 412 0 0 0 0 0 7 30 37 5 5 2 7 9 66 383 449 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total Source: Field Survey, 2014 221 Final Report, GESI Impact Study, MEDEP Annex 28: Number of male and female in women group (Treatment) 1. By caste/ethnicity and sex Hill Dalit Category Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T No. of response (F) 1 2 3 0 0 0 1 5 6 0 4 4 2 10 12 0 0 0 0 0 0 4 21 25 Number of female 11 11 22 0 0 0 7 40 47 0 53 53 6 55 61 0 0 0 0 0 0 24 159 183 Average female 11.0 5.5 7.3 0.0 0.0 0.0 7.0 8.0 7.8 0.0 3.0 5.5 5.1 0.0 0.0 0.0 6.0 7.6 7.3 No. of response (M) 4 2 6 2 0 2 1 4 5 0 0 0 3 3 6 0 0 0 0 0 0 10 9 19 Number of male 26 7 33 10 0 10 4 18 22 0 0 0 20 8 28 0 0 0 0 0 0 60 33 93 Average male 6.5 3.5 5.5 5.0 0.0 5.0 4.0 4.5 4.4 0.0 0.0 0.0 6.7 2.7 4.7 0.0 0.0 0.0 6.0 3.7 4.9 Source: Field Survey, 2014 13.3 13.3 0.0 0.0 0.0 0.0 0.0 0.0 Note: M: Male, F: Female, T: Total 2. By caste/ethnicity and poverty Hill Dalit Category Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T No. of response (F) 1 2 3 0 0 0 2 4 6 0 4 4 3 9 12 0 0 Number of female 7 15 22 0 0 0 11 36 47 0 53 53 21 40 61 0 0 Average female 7.0 7.5 7.3 0.0 0.0 0.0 5.5 9.0 7.8 0.0 7.0 4.4 5.1 0.0 No. of response (M) 1 5 6 0 2 2 2 3 5 0 0 0 1 5 6 0 0 Number of male 4 29 33 0 10 10 7 15 22 0 0 0 10 18 28 0 0 Average male 4.0 5.8 5.5 0.0 5.0 5.0 3.5 5.0 4.4 0.0 0.0 0.0 10.0 3.6 4.7 0.0 Source: Field Survey, 2014 222 13.3 13.3 Note: F: Female, M: Male, HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T 0 0 0 0 6 19 25 0 0 0 0 39 144 183 0.0 0.0 0.0 6.5 7.6 7.3 0 0 0 0 4 15 19 0 0 0 0 21 72 93 0.0 0.0 0.0 5.3 4.8 4.9 0.0 0.0 0.0 0.0 Final Report, GESI Impact Study, MEDEP Annex 29: Classification of micro-enterprises (Treatment) 1. By caste/ethnicity and sex Hill Dalit Type Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Production oriented 18 32 50 8 33 41 23 72 95 4 32 36 35 65 100 2 1 3 1 7 8 91 242 333 Processing 11 2 13 1 0 1 0 3 3 0 0 0 3 2 5 0 0 0 0 0 0 15 7 22 Retail/wholeseller 3 0 3 0 0 0 1 2 3 0 1 1 3 7 10 0 1 1 0 0 0 7 11 18 Exporter 0 0 0 0 0 0 0 0 0 1 1 2 0 1 1 0 0 0 0 0 0 1 2 3 Tailoring 3 5 8 0 0 0 1 0 1 0 3 3 1 6 7 0 0 0 0 0 0 5 14 19 Hotel /Restaurant 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 1 1 Beauty parlor 0 1 1 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 2 2 Dhaka 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Multiple enterprises 1 9 10 1 3 4 5 8 13 0 8 8 8 15 23 1 0 1 1 0 1 17 43 60 Total 36 49 85 10 36 46 30 86 116 5 45 50 50 98 148 3 2 5 2 7 9 136 323 459 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 223 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit District Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T Production oriented 6 44 50 5 36 41 13 82 95 3 33 36 24 76 100 0 3 Processing 3 10 13 0 1 1 0 3 3 0 0 0 0 5 5 0 Retail/wholeseller 0 3 3 0 0 0 0 3 3 0 1 1 1 9 10 Exporter 0 0 0 0 0 0 0 0 0 0 2 2 0 1 Tailoring 1 7 8 0 0 0 0 1 1 1 2 3 0 Hotel /Restaurant 0 0 0 0 0 0 0 0 0 0 0 0 Beauty parlor 0 1 1 0 0 0 0 0 0 0 0 Dhaka 0 0 0 0 0 0 0 1 1 0 Multiple enterprises 1 9 10 0 4 4 2 11 13 Total 11 74 85 5 41 46 15 101 116 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total Source: Field Survey, 2014 224 Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T 3 2 6 8 53 280 333 0 0 0 0 0 3 19 22 0 1 1 0 0 0 1 17 18 1 0 0 0 0 0 0 0 3 3 7 7 0 0 0 0 0 0 2 17 19 0 1 1 0 0 0 0 0 0 0 1 1 0 0 1 1 0 0 0 0 0 0 0 2 2 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 7 8 5 18 23 0 1 1 0 1 1 9 51 60 5 45 50 30 118 148 0 5 5 2 7 9 68 391 459 Final Report, GESI Impact Study, MEDEP Annex 30: Micro-enterprises by function (Treatment) 1. By caste/ethnicity and sex Hill Dalit Function Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Agriculture based 4 25 29 8 26 34 20 50 70 2 28 30 31 65 96 3 2 5 1 7 8 69 203 272 Forest based 6 2 8 0 2 2 1 1 2 0 2 2 1 2 3 0 0 0 0 0 0 8 9 17 Trad. skill based 17 12 29 0 0 0 3 6 9 1 4 5 1 2 3 0 0 0 1 0 1 23 24 47 Tourist based 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Service 4 4 8 2 0 2 3 4 7 0 8 8 2 13 15 0 0 0 0 0 0 11 29 40 Bee keeping 5 4 9 0 1 1 0 10 10 0 1 1 13 11 24 0 0 0 0 0 0 18 27 45 Skill related 0 3 3 0 7 7 4 15 19 1 1 2 1 3 4 0 0 0 0 0 0 6 29 35 Total 36 50 86 10 36 46 31 86 117 4 44 48 49 96 145 3 2 5 2 7 9 135 321 456 Source: Field Survey, 2014 Note: M: Male, F: Female, T: Total, Trad. = Traditional 2. By caste/ethnicity and poverty Hill Dalit Function Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T Agriculture based 3 26 29 5 29 34 8 62 70 2 28 30 12 84 96 0 5 Forest based 1 7 8 0 2 2 1 1 2 0 2 2 1 2 3 0 Trad. skill based 5 24 29 0 0 0 2 7 9 1 4 5 0 3 3 Tourist based 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Service 1 7 8 0 2 2 0 7 7 2 6 8 0 Bee keeping 1 8 9 0 1 1 3 7 10 0 1 1 Skill related 0 3 3 0 7 7 1 18 19 0 2 Total 11 75 86 5 41 46 15 102 117 5 43 Source: Field Survey, 2014 Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T 5 2 6 8 32 240 272 0 0 0 0 0 3 14 17 0 0 0 0 1 1 8 39 47 0 0 0 0 0 0 0 0 0 0 15 15 0 0 0 0 0 0 3 37 40 17 7 24 0 0 0 0 0 0 21 24 45 2 0 4 4 0 0 0 0 0 0 1 34 35 48 30 115 145 0 5 5 2 7 9 68 388 456 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total, Trad. = Traditional 225 Final Report, GESI Impact Study, MEDEP Annex 31: Number of closed Micro Enterprises by project phase (Treatment) 1. By caste/ethnicity and sex Hill Dalit Phase Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T First 0 0 0 0 0 0 5 2 7 0 3 3 4 3 7 0 0 0 0 0 0 9 8 17 Second 2 5 7 2 8 10 6 12 18 0 16 16 0 26 26 0 0 0 0 0 0 10 67 77 Third 2 3 5 0 0 0 3 8 11 0 2 2 4 4 8 0 0 0 0 0 0 9 17 26 Total 4 8 12 2 8 10 14 22 36 0 21 21 8 33 41 0 0 0 0 0 0 28 92 120 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 2. By caste/ethnicity and poverty Hill Dalit Phase Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T First 0 0 0 0 0 0 1 6 7 1 2 3 0 7 7 0 0 Second 4 3 7 0 10 10 4 14 18 2 14 16 5 21 26 0 Third 0 5 5 0 0 0 3 8 11 0 2 2 1 7 8 Total 4 8 12 0 10 10 8 28 36 3 18 21 6 35 41 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total Source: Field Survey, 2014 226 Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T 0 0 0 0 2 15 17 0 0 0 0 0 15 62 77 0 0 0 0 0 0 4 22 26 0 0 0 0 0 0 21 99 120 Final Report, GESI Impact Study, MEDEP Annex 32: Preference for lending institutions (Treatment) 1. By caste/ethnicity and sex Hill Dalit Institution Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Co-operatives 1 1 2 0 0 0 1 4 5 0 4 4 1 3 4 0 0 0 0 1 1 3 13 16 Micro-finance 2 4 6 1 0 1 0 4 4 0 0 0 2 1 3 0 0 0 0 0 0 5 9 14 Saving & credit group 6 3 9 1 1 2 3 7 10 0 2 2 3 8 11 0 0 0 0 0 0 13 21 34 Bank/Finance 1 1 2 1 2 3 1 1 2 1 0 1 1 5 6 0 0 0 0 0 0 5 9 14 Village/money lender 10 2 12 0 0 0 2 2 4 0 0 0 1 2 3 0 0 0 0 1 1 13 7 20 Others 0 0 0 0 0 0 0 1 1 0 0 0 1 1 2 0 0 0 0 0 0 1 2 3 Total 20 11 31 3 3 6 7 19 26 1 6 7 9 20 29 0 0 0 0 2 2 40 61 101 Source: Field Survey, 2014 Note: M: Male, F: Female, T: Total 2. By caste/ethnicity and poverty Hill Dalit Function HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Co-operatives 0 2 2 0 0 0 0 5 5 1 3 4 0 4 4 0 0 0 0 1 1 1 15 16 Micro-finance 0 6 6 0 1 1 1 3 4 0 0 0 1 2 3 0 0 0 0 0 0 2 12 14 Saving & credit group 1 8 9 0 2 2 0 10 10 0 2 2 0 11 11 0 0 0 0 0 0 1 33 34 Bank/Finance 0 2 2 0 3 3 0 2 2 0 1 1 0 6 6 0 0 0 0 0 0 0 14 14 Village/money lender 2 10 12 0 0 0 0 4 4 0 0 0 1 2 3 0 0 0 1 0 1 4 16 20 Others 0 0 0 0 0 0 0 1 1 0 0 0 0 2 2 0 0 0 0 0 0 0 3 3 Total 3 28 31 0 6 6 1 25 26 1 6 7 2 27 29 0 0 0 1 1 2 8 93 101 Source: Field Survey, 2014 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor 227 Final Report, GESI Impact Study, MEDEP Annex 33: Saving status (Treatment) 1. By caste/ethnicity and sex Hill Dalit Description Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T 34 51 85 11 38 49 36 84 120 4 40 44 49 108 157 3 2 5 2 7 9 139 330 469 Before MEDEP 16 18 34 2 7 9 11 43 54 1 13 14 27 57 84 0 0 0 1 1 2 58 139 197 After MEDEP 18 32 50 9 31 40 24 42 66 3 27 30 21 55 76 3 2 5 1 6 7 79 195 274 Total 34 50 84 11 38 49 35 85 120 4 40 44 48 112 160 3 2 5 2 7 9 137 334 471 Male member 22 11 33 6 2 8 20 12 32 1 4 5 30 26 56 3 1 4 2 0 2 84 56 140 Female member 11 38 49 2 27 29 9 77 86 1 29 30 19 85 104 0 0 0 0 3 3 42 259 301 Total 33 49 82 8 29 37 29 89 118 2 33 35 49 111 160 3 1 4 2 3 5 126 315 441 Saving Regularly Saving status Saving by Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 228 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Description Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T 11 74 85 5 44 49 13 107 120 7 37 44 31 126 157 0 5 Before MEDEP 7 27 34 1 8 9 5 49 54 4 10 14 22 62 84 0 After MEDEP 4 46 50 4 36 40 8 58 66 3 27 30 9 67 76 Total 11 73 84 5 44 49 13 107 120 7 37 44 31 129 Male member 3 30 33 0 8 8 2 30 32 1 4 5 7 Female member 8 41 49 1 28 29 10 76 86 6 24 30 Total 11 71 82 1 36 37 12 106 118 7 28 35 Saving Regularly Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T 5 2 7 9 69 400 469 0 0 1 1 2 40 157 197 0 5 5 1 6 7 29 245 274 160 0 5 5 2 7 9 69 402 471 49 56 0 4 4 1 1 2 14 126 140 22 82 104 0 0 0 0 3 3 47 254 301 29 131 160 0 4 4 1 4 5 61 380 441 Saving status Saving by Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 229 Final Report, GESI Impact Study, MEDEP Annex 34: Reason for selecting enterprise (Treatment) 1. By caste/ethnicity and sex Hill Dalit Reasons Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Availability of raw materials at local level 6 5 11 2 10 12 11 16 27 1 11 12 12 16 28 0 0 0 1 1 2 33 59 92 Based on traditional skill 18 12 30 1 4 5 9 23 32 0 8 8 2 4 6 1 0 1 1 1 2 32 52 84 High demand 9 20 29 1 0 1 10 27 37 2 12 14 22 53 75 0 0 0 0 0 0 44 112 156 Others 3 11 14 6 21 27 2 18 20 2 14 16 14 24 38 2 2 4 0 5 5 29 95 124 Total 36 48 84 10 35 45 32 84 116 5 45 50 50 97 147 3 2 5 2 7 9 138 318 456 Source: Field Survey, 2014 Note: M: Male, F: Female, T: Total 2. By caste/ethnicity and poverty Hill Dalit Reasons HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Availability of raw materials at local level 1 10 11 3 9 12 7 20 27 1 11 12 9 19 28 0 0 0 2 0 2 23 69 92 Based on traditional skill 8 22 30 0 5 5 1 31 32 0 8 8 0 6 6 0 1 1 0 2 2 9 75 84 High demand 0 29 29 0 1 1 2 35 37 3 11 14 11 64 75 0 0 0 0 0 0 16 140 156 Others 2 12 14 2 25 27 4 16 20 1 15 16 10 28 38 0 4 4 0 5 5 19 105 124 Total 11 73 84 5 40 45 14 102 116 5 45 50 30 117 147 0 5 5 2 7 9 67 389 456 Source: Field Survey, 2014 230 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Final Report, GESI Impact Study, MEDEP Annex 35: Participation of women in enterprise selection (Treatment) 1. By caste/ethnicity and sex Level of participation Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T No participation 13 1 14 0 1 1 0 2 2 0 2 2 4 0 4 0 0 0 0 0 0 17 6 23 Limited participation 5 6 11 3 21 24 12 13 25 5 19 24 10 9 19 1 0 1 2 7 9 38 75 113 High participation 17 39 56 4 12 16 20 65 85 0 24 24 35 88 123 1 2 3 0 0 0 77 230 307 Total 35 46 81 7 34 41 32 80 112 5 45 50 49 97 146 2 2 4 2 7 9 132 311 443 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 2. By caste/ethnicity and poverty Level of participation Hill Dalit HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T No participation 2 12 14 0 1 1 0 2 2 0 2 2 0 4 4 0 0 0 0 0 0 2 21 23 Limited participation 2 9 11 4 20 24 7 18 25 0 24 24 3 16 19 0 1 1 2 7 9 18 95 113 High participation 6 50 56 1 15 16 8 77 85 5 19 24 26 97 123 0 3 3 0 0 0 46 261 307 Total 10 71 81 5 36 41 15 97 112 5 45 50 29 117 146 0 4 4 2 7 9 66 377 443 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 231 Final Report, GESI Impact Study, MEDEP Annex 36: Women's level of participation in decisions regarding financial source 1. By caste/ethnicity and sex Level of participation Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 18 28 46 1 12 13 13 41 54 0 31 31 20 54 74 1 0 1 0 0 0 53 166 219 Low 13 13 26 7 27 34 15 34 49 3 22 25 21 43 64 2 2 4 1 7 8 62 148 210 High 1 2 3 2 2 4 5 3 8 1 2 3 8 3 11 0 0 0 0 0 0 17 12 29 Very high 0 0 0 0 1 1 2 1 3 0 0 0 2 0 2 0 0 0 0 0 0 4 2 6 Total 32 43 75 10 42 52 35 79 114 4 55 59 51 100 151 3 2 5 1 7 8 136 328 464 Very low 1 0 1 0 0 0 1 5 6 0 0 0 0 2 2 1 0 1 0 0 0 3 7 10 Low 1 3 4 0 8 8 1 8 9 0 10 10 2 7 9 0 0 0 0 0 0 4 36 40 High 16 21 37 8 29 37 22 39 61 4 38 42 29 54 83 2 2 4 1 6 7 82 189 271 Very high 14 19 33 2 4 6 11 26 37 0 7 7 19 35 54 0 0 0 0 1 1 46 92 138 Total 32 43 75 10 41 51 35 78 113 4 55 59 50 98 148 3 2 5 1 7 8 135 324 459 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 232 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Level of participation Hill Dalit HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 5 41 46 0 13 13 11 43 54 5 26 31 10 64 74 0 1 1 0 0 0 31 188 219 Low 5 21 26 4 30 34 6 43 49 1 24 25 21 43 64 0 4 4 2 6 8 39 171 210 High 0 3 3 1 3 4 1 7 8 0 3 3 1 10 11 0 0 0 0 0 0 3 26 29 Very high 0 0 0 0 1 1 0 3 3 0 0 0 1 1 2 0 0 0 0 0 0 1 5 6 Total 10 65 75 5 47 52 18 96 114 6 53 59 33 118 151 0 5 5 2 6 8 74 390 464 Very low 0 1 1 0 0 0 3 3 6 0 0 0 0 2 2 0 1 1 0 0 0 3 7 10 Low 1 3 4 0 8 8 3 6 9 1 9 10 3 6 9 0 0 0 0 0 0 8 32 40 High 8 29 37 5 32 37 9 52 61 5 37 42 29 54 83 0 4 4 2 5 7 58 213 271 Very high 1 32 33 0 6 6 3 34 37 0 7 7 1 53 54 0 0 0 0 1 1 5 133 138 Total 10 65 75 5 46 51 18 95 113 6 53 59 33 115 148 0 5 5 2 6 8 74 385 459 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 233 Final Report, GESI Impact Study, MEDEP Annex 37: Participation of women in decisions on purchase of machinery and equipment (Treatment) 1. By caste/ethnicity and sex Level of participation Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T No participation 18 6 24 0 3 3 1 18 19 0 1 1 7 5 12 0 0 0 0 0 0 26 33 59 Limited participation 7 6 13 3 19 22 14 17 31 3 19 22 8 14 22 1 0 1 2 6 8 38 81 119 High participation 11 31 42 3 10 13 15 39 54 2 24 26 32 75 107 1 2 3 0 1 1 64 182 246 Total 36 43 79 6 32 38 30 74 104 5 44 49 47 94 141 2 2 4 2 7 9 128 296 424 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 2. By caste/ethnicity and poverty Level of participation Hill Dalit HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T No participation 4 20 24 0 3 3 1 18 19 0 1 1 0 12 12 0 0 0 0 0 0 5 54 59 Limited participation 2 11 13 3 19 22 5 26 31 1 21 22 3 19 22 0 1 1 2 6 8 16 103 119 High participation 4 38 42 1 12 13 6 48 54 4 22 26 25 82 107 0 3 3 0 1 1 40 206 246 Total 10 69 79 4 34 38 12 92 104 5 44 49 28 113 141 0 4 4 2 7 9 61 363 424 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 234 Final Report, GESI Impact Study, MEDEP Annex 38: Usefulness of Common Facility Centre (Treatment) 1. By caste/ethnicity and sex Hill Dalit Usefulness Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very useful 5 5 10 0 1 1 3 4 7 0 2 2 6 7 13 0 0 0 0 0 0 14 19 33 Useful 1 7 8 2 0 2 10 21 31 0 9 9 5 12 17 0 0 0 0 1 1 18 50 68 Not useful 3 0 3 1 0 1 0 2 2 0 1 1 2 4 6 0 0 0 0 0 0 6 7 13 Total 9 12 21 3 1 4 13 27 40 0 12 12 13 23 36 0 0 0 0 1 1 38 76 114 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 2. By caste/ethnicity and poverty Hill Dalit Usefulness HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Very useful 0 10 10 0 1 1 1 6 7 1 1 2 0 13 13 0 0 0 0 0 0 2 31 33 Useful 0 8 8 0 2 2 4 27 31 1 8 9 6 11 17 0 0 0 1 0 1 12 56 68 Not useful 1 2 3 0 1 1 0 2 2 1 0 1 0 6 6 0 0 0 0 0 0 2 11 13 Total 1 20 21 0 4 4 5 35 40 3 9 12 6 30 36 0 0 0 1 0 1 16 98 114 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 235 Final Report, GESI Impact Study, MEDEP Annex 39: Test for difference of mean values of "treatment" and "control" groups Items Calculated t-values Per capita income 4.25 Use Improved cooking stove -2.18 Access to Safe drinking water -1.86 Food self-sufficiency from own production -3.82 Increase in food self-sufficiency 9.08 Asset ownership 5.06 Awareness of HIV/AIDS -1.26 Awareness of Malaria -1.78 Note: Calculated t-value > 1.96 indicates significance at 95% confidence level and 5 percent error. 236 Final Report, GESI Impact Study, MEDEP Annex 40: Number and percentage of households below and above poverty level PCI Strata Treatment Above poverty No. % 69 70.4 Hill Dalit Below poverty No. % 29 29.6 Madhesi Dalit 14 25 42 Hill Indigenous 49 31.6 Terai Indigenous 25 Hill Brahman/Chhetri Control Above poverty No. % 15 28.3 98 Below poverty No. % 38 71.7 75 56 13 61.9 8 38.1 21 106 68.4 155 15 42.9 20 57.1 35 35.2 46 64.8 71 17 56.7 13 43.3 30 52 27.5 137 72.5 189 37 45.1 45 54.9 82 Muslims 1 20 4 80 5 0 0 0 0 0 Other Madhesi Caste 5 55.6 4 44.4 9 5 71.4 2 28.6 7 Overall (All) 175 30 408 70 583 125 54.8 103 45.2 228 Male Hill Dalit 16 40 24 60 40 10 52.6 9 47.4 19 Female Hill Dalit 13 22.4 45 77.6 58 28 82.4 6 17.6 34 Male Madhesi Dalit 4 33.3 8 66.7 12 7 77.8 2 22.2 9 Female Madhesi Dalit 10 22.7 34 77.3 44 6 50 6 50 12 Male Hill Indigenous 14 30.4 32 69.6 46 9 50 9 50 18 Female Hill Indigenous 35 32.1 74 67.9 109 6 35.3 11 64.7 17 Male Terai Indigenous 0 0 5 100 5 4 50 4 50 8 Female Terai Indigenous 25 37.9 41 62.1 66 13 59.1 9 40.9 22 Male Hill Brahman/Chhetri 19 32.8 39 67.2 58 19 45.2 23 54.8 42 Female Hill Brahman/Chhetri 33 25.2 98 74.8 131 18 45 22 55 40 Male Muslims 1 33.3 2 66.7 3 0 0 0 0 0 Female Muslims 0 0 2 100 2 0 0 0 0 0 Male Other Madhesi Caste 1 50 1 50 2 2 50 2 50 4 Female Other Madhesi Caste 4 57.1 3 42.9 7 3 100 0 0 3 Male 55 33.1 111 66.9 166 51 51 49 49 100 Sample Sample 53 237 Final Report, GESI Impact Study, MEDEP Strata Treatment Above poverty No. % 297 71.2 417 Below poverty No. % 74 57.8 Control Above poverty No. % 54 42.2 Female Below poverty No. % 120 28.8 Overall 175 30 408 70 583 125 54.8 103 45.2 228 Hardcore Poor Hill Dalit 15 100 0 0 15 23 100 0 0 23 Non-hardcore Poor Hill Dalit 14 16.9 69 83.1 83 15 50 15 50 30 Hardcore Poor Madhesi Dalit 5 100 0 0 5 5 100 0 0 5 Non-hardcore Poor Madhesi Dalit 9 17.6 42 82.4 51 8 50 8 50 16 Hardcore Poor Hill Indigenous 24 100 0 0 24 9 100 0 0 9 Non-hardcore Poor Hill Indigenous 25 19.1 106 80.9 131 6 23.1 20 76.9 26 Hardcore Poor Terai Indigenous 8 100 0 0 8 7 100 0 0 7 Non- hardcore Poor Terai Indigenous 17 27 46 73 63 10 43.5 13 56.5 23 Hardcore Poor Hill Brahman/Chhetri 36 100 0 0 36 20 100 0 0 20 Non- hardcore Poor Hill Brahman/Chhetri 16 10.5 137 89.5 153 17 27.4 45 72.6 62 Hardcore Poor Muslims 0 0 0 0 0 0 0 0 0 0 Non-hardcore Poor Muslims 1 20 4 80 5 0 0 0 0 0 Hardcore Poor Other Madhesi Caste 2 100 0 0 2 2 100 0 0 2 Non-hardcore Poor Other Madhesi Caste 3 42.9 4 57.1 7 3 60 2 40 5 Hardcore Poor 90 100 0 0 90 66 100 0 0 66 Non-hardcore Poor 85 17.2 408 82.8 493 59 36.4 103 63.6 162 Overall 175 30 408 70 583 125 54.8 103 45.2 228 Mountain 34 35.4 62 64.6 96 28 62.2 17 37.8 45 Hill 64 26.8 175 73.2 239 46 52.9 41 47.1 87 Terai 77 31 171 69 248 51 53.1 45 46.9 96 Overall 175 30 408 70 583 125 54.8 103 45.2 228 Source: Household survey 2014 238 Sample Sample 128 Final Report, GESI Impact Study, MEDEP Annex 41: Participation of women in use of income by poverty and caste/ethnicity (in percent) (Treatment) 1. By caste/ethnicity and sex Level of participation Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T No participation 7 3 10 1 1 2 3 1 4 0 2 2 2 1 3 0 0 0 0 0 0 13 8 21 Limited participation 4 10 14 1 16 17 6 15 21 3 14 17 5 10 15 1 0 1 1 2 3 21 67 88 High participation 22 32 54 5 18 23 22 63 85 2 29 31 42 87 129 1 2 3 1 5 6 95 236 331 Total 33 45 78 7 35 42 31 79 110 5 45 50 49 98 147 2 2 4 2 7 9 129 311 440 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 2. By caste/ethnicity and poverty Level of participation Hill Dalit HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T No participation 2 8 10 0 2 2 0 4 4 1 1 2 1 2 3 0 0 0 0 0 0 4 17 21 Limited participation 2 12 14 3 14 17 2 19 21 0 17 17 2 13 15 0 1 1 0 3 3 9 79 88 High participation 6 48 54 2 21 23 13 72 85 4 27 31 27 102 129 0 3 3 2 4 6 54 277 331 Total 10 68 78 5 37 42 15 95 110 5 45 50 30 117 147 0 4 4 2 7 9 67 373 440 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 239 Final Report, GESI Impact Study, MEDEP Annex 42: Change in women's decision making on use of income (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 17 20 37 1 8 1 13 31 13 0 28 0 18 47 18 0 0 0 0 0 0 49 134 183 Low 12 16 28 4 18 4 10 40 10 1 17 1 22 47 22 2 1 2 0 3 0 51 142 193 High 0 4 4 5 13 5 7 10 7 3 11 3 10 11 10 1 1 1 1 4 1 27 54 81 Very high 1 1 2 0 0 0 4 1 4 0 0 0 2 0 2 0 0 0 0 0 0 7 2 9 Total 30 41 71 10 39 10 34 82 34 4 56 4 52 105 52 3 2 3 1 7 1 134 332 466 Very low 0 0 0 0 0 0 2 3 2 0 0 0 0 1 0 0 0 0 0 0 0 2 4 6 Low 1 1 2 0 6 0 0 5 0 1 7 1 0 6 0 0 0 0 0 0 0 2 25 27 High 15 22 37 6 17 6 18 43 18 0 35 0 29 52 29 3 1 3 0 2 0 71 172 243 Very high 15 18 33 4 15 4 14 30 14 3 14 3 22 46 22 0 1 0 1 5 1 59 129 188 Total 31 41 72 10 38 10 34 81 34 4 56 4 51 105 51 3 2 3 1 7 1 134 330 464 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 240 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 4 33 4 0 9 0 6 38 6 4 24 4 8 57 8 0 0 0 0 0 0 22 161 183 Low 6 22 6 3 19 3 12 38 12 1 17 1 19 50 19 0 3 0 0 3 0 41 152 193 High 0 4 0 1 17 1 2 15 2 0 14 0 5 16 5 0 2 0 2 3 2 10 71 81 Very high 0 2 0 0 0 0 0 5 0 0 0 0 1 1 1 0 0 0 0 0 0 1 8 9 Total 10 61 10 4 45 4 20 96 20 5 55 5 33 124 33 0 5 0 2 6 2 74 392 466 Very low 0 0 0 0 0 0 2 3 2 0 0 0 0 1 0 0 0 0 0 0 0 2 4 6 Low 0 2 0 1 5 1 4 1 4 1 7 1 2 4 2 0 0 0 0 0 0 8 19 27 High 8 29 8 3 20 3 9 52 9 4 31 4 26 55 26 0 4 0 0 2 0 50 193 243 Very high 2 31 2 0 19 0 5 39 5 0 17 0 5 63 5 0 1 0 2 4 2 14 174 188 Total 10 62 10 4 44 4 20 95 20 5 55 5 33 123 33 0 5 0 2 6 2 74 390 464 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 241 Final Report, GESI Impact Study, MEDEP Annex 43: Average number of persons engaged in micro-enterprises Full time (250 days or more) Strata Family Part Time Wage labor Family Wage labor Female Male Female Male Female Male Female Male 1.8 1.4 1 1 1.1 1 1 1 Madhesi Dalit 1 1 0 0 1 1 1 1 Hill Indigenous 1.1 1 1 1 1.1 1.1 1.3 1.3 1 1 0 0 1.7 1.7 0 0 1.7 1.6 1.7 1.3 1.4 1.3 2.8 1.6 Muslims 1 1 0 0 0 0 0 0 Other Madhesi Caste 1 0 0 0 1 0 0 0 Overall (All) 1.4 1.4 1.2 1.1 1.2 1.2 1.9 1.4 Male Hill Dalit 1 1 0 0 1 0 1 1 1.8 1.5 1 1 1.1 1 1 0 Male Madhesi Dalit 1 1 0 0 1 1 1 0 Female Madhesi Dalit 1 1 0 0 0 1 1 1 Male Hill Indigenous 1.1 1 0 0 1 1 1.6 1.6 Female Hill Indigenous 1.1 1 1 1 1.1 1.1 1.2 1.1 Male Terai Indigenous 0 1 0 0 0 0 0 0 Female Terai Indigenous 1 0 0 0 1.7 1.7 0 0 Male Hill Brahman/Chhetri 2.2 2 2 1 1.7 1.3 2 1.7 Female Hill Brahman/Chhetri 1.4 1.3 1.5 1.5 1.3 1.4 2.9 1.6 Male Muslims 1 1 0 0 0 0 0 0 Female Muslims 0 0 0 0 0 0 0 0 Male Other Madhesi Caste 0 0 0 0 0 0 0 0 Female Other Madhesi Caste 1 0 0 0 1 0 0 0 1.6 1.5 2 1 1.3 1.1 1.7 1.6 Hill Dalit Terai Indigenous Hill Brahman/Chhetri Female Hill Dalit Male 242 Final Report, GESI Impact Study, MEDEP Full time (250 days or more) Strata Family Part Time Wage labor Family Wage labor Female Male Female Male Female Male Female Male Female 1.4 1.3 1.1 1.1 1.2 1.2 2 1.3 Overall 1.4 1.4 1.2 1.1 1.2 1.2 1.9 1.4 2 1 0 0 1 1 0 0 Non-hardcore Poor Hill Dalit 1.7 1.5 1 0 1.1 1 1 0 Hardcore Poor Madhesi Dalit 1 0 0 0 0 0 0 0 Non-hardcore Poor Madhesi Dalit 1 1 0 0 1 1 1 0 Hardcore Poor Hill Indigenous 1.3 1 1 0 1 1 1 0 Non-hardcore Poor Hill Indigenous 1.1 1 1 0 1.1 1.1 1.4 0 Hardcore Poor Terai Indigenous 0 0 0 0 2.7 2 0 0 Non-hardcore Poor Terai Indigenous 1 1 0 0 1.2 1 0 0 Hardcore Poor Hill Brahman/Chhetri 2.3 2.3 0 0 2 1.3 2.5 0 Non-hardcore Poor Hill Brahman/Chhetri 1.6 1.4 1.7 0 1.3 1.3 2.8 0 Hardcore Poor Muslims 0 0 0 0 0 0 0 0 Non-hardcore Poor Muslims 1 1 0 0 0 0 0 0 Hardcore Poor Other Madhesi Caste 0 0 0 0 1 0 0 0 Non-hardcore Poor Other Madhesi Caste 1 0 0 0 0 0 0 0 Hardcore Poor 1.8 1.6 1 1 1.7 1.3 2.2 1.3 Non-hardcore Poor 1.4 1.3 1.3 1.1 1.2 1.1 1.9 1.4 Overall 1.4 1.4 1.2 1.1 1.2 1.2 1.9 1.4 Hardcore Poor Hill Dalit Source: Field survey 2014 243 Final Report, GESI Impact Study, MEDEP Annex 44: Food sufficiency from own production Strata Yes Treatment No No. % 87 88.8 Hill Dalit No. 11 % 11.2 Madhesi Dalit 14 25 42 Hill Indigenous 43 27.7 Terai Indigenous 47 Hill Brahman/Chhetri Control Sample Yes No Sample 98 No. 6 % 11.3 No. 47 % 88.7 75 56 2 9.5 19 90.5 21 112 72.3 155 9 25.7 26 74.3 35 66.2 24 33.8 71 3 10 27 90 30 91 48.1 98 51.9 189 30 36.6 52 63.4 82 Muslims 4 80 1 20 5 0 0 0 0 0 Other Madhesi Caste 4 44.4 5 55.6 9 1 14.3 6 85.7 7 214 36.7 369 63.3 583 51 22.4 177 77.6 228 Male Hill Dalit 6 15 34 85 40 2 10.5 17 89.5 19 Female Hill Dalit 5 8.6 53 91.4 58 4 11.8 30 88.2 34 Male Madhesi Dalit 6 50 6 50 12 2 22.2 7 77.8 9 Female Madhesi Dalit 8 18.2 36 81.8 44 0 0 12 100 12 Male Hill Indigenous 19 41.3 27 58.7 46 5 27.8 13 72.2 18 Female Hill Indigenous 24 22 85 78 109 4 23.5 13 76.5 17 Male Terai Indigenous 3 60 2 40 5 2 25 6 75 8 Female Terai Indigenous 44 66.7 22 33.3 66 1 4.5 21 95.5 22 Male Hill Brahman/Chhetri 23 39.7 35 60.3 58 21 50 21 50 42 Female Hill Brahman/Chhetri 68 51.9 63 48.1 131 9 22.5 31 77.5 40 Male Muslims 3 100 0 0 3 0 0 0 0 0 Female Muslims 1 50 1 50 2 0 0 0 0 0 Male Other Madhesi Caste 1 50 1 50 2 1 25 3 75 4 Female Other Madhesi Caste 3 42.9 4 57.1 7 0 0 3 100 3 Male 61 36.7 105 63.3 166 33 33 67 67 100 Overall (All) 244 53 Final Report, GESI Impact Study, MEDEP Strata Yes Treatment No No. % 264 63.3 Female No. 153 % 36.7 Overall 214 36.7 369 Hardcore Poor Hill Dalit 1 6.7 Non-hardcore Poor Hill Dallit 10 Hardcore Poor Madhesi Dalit Control Sample Yes No Sample 417 No. 18 % 14.1 No. 110 % 85.9 63.3 583 51 22.4 177 77.6 228 14 93.3 15 0 0 23 100 23 12 73 88 83 6 20 24 80 30 4 80 1 20 5 0 0 5 100 5 Non-hardcore Poor Madhesi Dalit 10 19.6 41 80.4 51 2 12.5 14 87.5 16 Hardcore Poor Hill Indigenous 7 29.2 17 70.8 24 1 11.1 8 88.9 9 Non-hardcore Poor Hill Indigenous 36 27.5 95 72.5 131 8 30.8 18 69.2 26 Hardcore Poor Terai Indigenous 6 75 2 25 8 0 0 7 100 7 Non- hardcore Poor Terai Indigenous 41 65.1 22 34.9 63 3 13 20 87 23 Hardcore Poor Hill Brahman/Chhetri 12 33.3 24 66.7 36 5 25 15 75 20 Non-hardcore Poor Hill Brahman/Chhetri 79 51.6 74 48.4 153 25 40.3 37 59.7 62 Hardcore Poor Muslims 0 0 0 0 0 0 0 0 0 0 Non-hardcore Poor Muslims 4 80 1 20 5 0 0 0 0 0 Hardcore Poor Other Madhesi Caste 0 0 2 100 2 0 0 2 100 2 Non-hardcore Poor Other Madhesi Caste 4 57.1 3 42.9 7 1 20 4 80 5 Hardcore-Poor 30 33.3 60 66.7 90 6 9.1 60 90.9 66 Non-hardcore-Poor 184 37.3 309 62.7 493 45 27.8 117 72.2 162 Overall 214 36.7 369 63.3 583 51 22.4 177 77.6 228 Mountain 30 31.3 66 68.7 96 9 20 36 80 45 Hill 72 30.1 167 69.9 239 22 25.3 65 74.7 87 Terai 112 45.2 136 54.8 248 20 20.8 76 79.2 96 Overall 214 36.7 369 63.3 583 51 22.4 177 77.6 228 128 Source: Field survey 2014 245 Final Report, GESI Impact Study, MEDEP Annex 45: Roof of house Treatment Strata Thatch Concrete/Cement Control Tin/Tile/Slate Thatch Concrete/Cement Tin/Tile/Slate No. % No. % No. % Total Response 98 17 32.1 1 1.9 35 66 47 56 56 7 33.3 0 0 14 66.7 16 74.7 154 155 14 40 3 8.6 18 51.4 28 61 85.9 71 71 4 13.3 2 6.7 24 80 14 9.8 158 85.9 184 189 20 24.4 8 9.8 54 65.9 57 0 0 5 100 5 5 0 0 0 0 0 0 0 33.3 1 11.1 5 55.6 9 9 2 28.6 0 0 5 71.4 4 78 13.6 50 8.7 444 77.6 572 583 64 28.1 14 6.1 150 65.8 166 Male Hill Dalit 10 26.3 1 2.6 27 71.1 38 40 5 26.3 1 5.3 13 68.4 15 Female Hill Dalit 8 14.5 10 18.2 37 67.3 55 58 12 35.3 0 0 22 64.7 32 Male Madhesi Dalit 1 8.3 1 8.3 10 83.3 12 12 1 11.1 0 0 8 88.9 7 Female Madhesi Dalit 17 38.6 1 2.3 26 59.1 44 44 6 50 0 0 6 50 9 Male Hill Indigenous 6 13 3 6.5 37 80.4 46 46 7 38.9 2 11.1 9 50 14 Female Hill Indigenous 20 18.5 10 9.3 78 72.2 108 109 7 41.2 1 5.9 9 52.9 14 Male Terai Indigenous 1 20 0 0 4 80 5 5 2 25 0 0 6 75 4 Female Terai Indigenous 4 6.1 5 7.6 57 86.4 66 66 2 9.1 2 9.1 18 81.8 10 Male Hill Brahman/Chhetri 2 3.4 4 6.9 52 89.7 58 58 12 28.6 2 4.8 28 66.7 32 Female Hill Brahman/Chhetri 6 4.8 14 11.1 106 84.1 126 131 8 20 6 15 26 65 25 Male Muslims 0 0 0 0 3 100 3 3 0 0 0 0 0 0 0 Female Muslims 0 0 0 0 2 100 2 2 0 0 0 0 0 0 0 Male Other Madhesi Caste 0 0 1 50 1 50 2 2 0 0 0 0 4 100 1 Female Other Madhesi Caste 3 42.9 0 0 4 57.1 7 7 2 66.7 0 0 1 33.3 3 Male 20 12.2 10 6.1 134 81.7 164 166 27 27 5 5 68 68 73 Reponse Sample No. % No. % No. % Hill Dalit 18 19.4 11 11.8 64 68.8 93 Madhesi Dalit 18 32.1 2 3.6 36 64.3 Hill Indigenous 26 16.9 13 8.4 115 Terai Indigenous 5 7 5 7 Hill Brahman/Chhetri 8 4.3 18 Muslims 0 0 Other Madhesi Caste 3 Overall (All) 246 Final Report, GESI Impact Study, MEDEP Treatment Strata Thatch Concrete/Cement Control Tin/Tile/Slate Thatch Concrete/Cement Tin/Tile/Slate No. % No. % No. % Total Response 417 37 28.9 9 7 82 64.1 93 572 583 64 28.1 14 6.1 150 65.8 166 66.7 15 15 10 43.5 0 0 13 56.5 23 54 69.2 78 83 7 23.3 1 3.3 22 73.3 24 0 4 80 5 5 0 0 0 0 5 100 5 2 3.9 32 62.7 51 51 7 43.8 0 0 9 56.3 11 33.3 1 4.2 15 62.5 24 24 6 66.7 0 0 3 33.3 9 18 13.8 12 9.2 100 76.9 130 131 8 30.8 3 11.5 15 57.7 19 Hardcore Poor Terai Indigenous 1 12.5 0 0 7 87.5 8 8 0 0 0 0 7 100 1 Non- hardcore Poor Terai Indigenous 4 6.3 5 7.9 54 85.7 63 63 4 17.4 2 8.7 17 73.9 13 Hardcore Poor Hill Brahman/Chhetri 1 2.9 0 0 33 97.1 34 36 5 25 0 0 15 75 18 Non-hardcore Poor Hill Brahman/Chhetri 7 4.7 18 12 125 83.3 150 153 15 24.2 8 12.9 39 62.9 39 Hardcore Poor Muslims 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Non-hardcore Poor Muslims 0 0 0 0 5 100 5 5 0 0 0 0 0 0 0 Hardcore Poor Other Madhesi Caste 0 0 0 0 2 100 2 2 1 50 0 0 1 50 2 Non-hardcore Poor Other Madhesi Caste 3 42.9 1 14.3 3 42.9 7 7 1 20 0 0 4 80 2 Hardcore-Poor 15 17 2 2.3 71 80.7 88 90 22 33.3 0 0 44 66.7 58 Non-hardcore-Poor 63 13 48 9.9 373 77.1 484 493 42 25.9 14 8.6 106 65.4 108 Overall 78 13.6 50 8.7 444 77.6 572 583 64 28.1 14 6.1 150 65.8 166 Reponse Sample No. % No. % No. % Female 58 14.2 40 9.8 310 76 408 Overall 78 13.6 50 8.7 444 77.6 Hardcore Poor Hill Dalit 4 26.7 1 6.7 10 Non-hardcore Poor Hill Dallit 14 17.9 10 12.8 Hardcore Poor Madhesi Dalit 1 20 0 Non-hardcore Poor Madhesi Dalit 17 33.3 Hardcore Poor Hill Indigenous 8 Non-hardcore Poor Hill Indigenous Source: Field survey 2014 247 Final Report, GESI Impact Study, MEDEP Annex 46: Ownership of goods (Treatment) 1. By caste/ethnicity and sex Type Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Muslims Other Madhesi Caste M F T M F T M F T M F T M F T M F T M F T Radio 18 23 41 3 5 8 24 51 75 1 10 11 27 61 88 2 0 2 1 1 2 Color TV 17 32 49 6 23 29 28 54 82 3 33 36 30 86 116 1 0 1 1 1 2 Black & white TV 1 2 3 0 3 3 0 1 1 0 4 4 1 6 7 0 0 0 0 1 1 Mobile 36 52 88 12 33 45 42 94 136 4 59 63 53 118 171 3 2 5 2 7 9 Bi-cycle 1 9 10 11 25 36 3 12 15 3 60 63 5 26 31 2 2 4 2 7 9 Motor cycle 1 2 3 1 3 4 2 8 10 2 10 12 5 21 26 0 1 1 1 0 1 Tractor 0 0 0 0 0 0 2 2 4 0 2 2 0 2 2 0 0 0 0 0 0 Refrigerator 0 1 1 0 1 1 2 4 6 1 4 5 5 6 11 0 0 0 1 0 1 Computer 0 0 0 0 0 0 0 2 2 0 0 0 0 0 0 0 0 0 0 0 0 Rickshaw 0 0 0 0 1 1 0 0 0 1 1 2 0 0 0 0 0 0 0 0 0 Thela 0 0 0 1 0 1 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 Micro oven 1 0 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 248 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty District Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Muslims HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T Radio 6 35 41 1 7 8 11 64 75 0 11 11 13 75 88 0 2 Color TV 2 47 49 1 28 29 9 73 82 4 32 36 9 107 116 0 Black & white TV 0 3 3 0 3 3 0 1 1 0 4 4 1 6 7 Mobile 14 74 88 4 41 45 19 117 136 8 55 63 31 140 Bi-cycle 0 10 10 3 33 36 1 14 15 6 57 63 3 Motor cycle 0 3 3 1 3 4 1 9 10 0 12 12 Tractor 0 0 0 0 0 0 1 3 4 0 2 Refrigerator 0 1 1 0 1 1 1 5 6 1 Computer 0 0 0 0 0 0 0 2 2 Rickshaw 0 0 0 0 1 1 0 0 Thela 0 0 0 0 1 1 0 Micro oven 0 1 1 0 0 0 0 Other Madhesi Caste HC NHC T HC NHC T 2 1 1 2 1 1 0 2 2 0 0 0 0 1 1 171 0 5 5 2 7 9 28 31 0 4 4 2 7 9 0 26 26 0 1 1 0 1 1 2 0 2 2 0 0 0 0 0 0 4 5 0 11 11 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 2 2 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total Source: Field Survey, 2014 249 Final Report, GESI Impact Study, MEDEP Annex 47: Ownership of goods (Control) 1. By caste/ethnicity and sex Goods Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Muslims Other Madhesi Caste M F T M F T M F T M F T M F T M F T M F T Radio 7 8 15 3 1 4 5 6 11 2 8 10 27 9 36 0 0 0 0 2 2 Color TV 3 9 12 2 7 9 8 11 19 5 8 13 30 23 53 0 0 0 2 1 3 Black & white TV 17 30 47 8 10 18 13 13 26 6 20 26 41 37 78 0 0 0 4 3 7 Mobile 2 2 4 8 12 20 3 1 4 6 17 23 10 16 26 0 0 0 2 2 4 Bi-cycle 1 1 2 0 0 0 1 0 1 1 2 3 1 5 6 0 0 0 1 0 1 Motor cycle 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 Tractor 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 Others 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 Source: Field Survey, 2014 Note: M: Male, F: Female, T: Total 2. By caste/ethnicity and poverty Goods Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Muslims HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T Radio 6 9 15 2 2 4 2 9 11 2 8 10 10 26 36 0 0 Color TV 4 8 12 1 8 9 1 18 19 0 13 13 6 47 53 0 Black & white TV 20 27 47 5 13 18 3 23 26 6 20 26 18 60 78 Mobile 1 3 4 4 16 20 0 4 4 6 17 23 3 23 Bi-cycle 0 2 2 0 0 0 0 1 1 0 3 3 0 Motor cycle 0 0 0 0 0 0 0 0 0 0 1 1 Tractor 0 0 0 0 0 0 0 0 0 0 1 Others 0 0 0 0 0 0 0 1 1 0 0 Source: Field Survey, 2014 250 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total Other Madhesi Caste HC NHC T HC NHC T 0 1 1 2 0 0 0 3 3 0 0 0 2 5 7 26 0 0 0 0 4 4 6 6 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Final Report, GESI Impact Study, MEDEP Annex 48: Toilet facility at home A. TREATMENT 1. By caste/ethnicity and sex Response Hill Dalit M F T Madhesi Dalit Hill Indigenous M M F T F T Terai Indigenous M F T Hill BC M F Muslims T M F Other Madhesi Caste T M F T Yes No Total 2. By caste/ethnicity and poverty Response Yes No Total Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous HC NHC T HC NHC T HC NHC T HC 15 0 15 73 10 83 88 10 98 4 1 5 34 17 51 38 18 56 23 1 24 121 10 131 144 11 155 8 0 8 NHC T 47 55 16 16 63 71 B. CONTROL Hill BC Muslims HC NHC T 34 2 36 145 8 153 179 10 189 4 1 5 M F T 151 360 511 15 57 72 166 417 583 Other Madhesi Caste HC NHC T 0 0 0 Total 4 1 5 Total HC NHC T HC NHC T 1 1 2 2 5 7 3 6 9 85 5 90 426 67 493 511 72 583 1. By caste/ethnicity and sex Response Hill Dalit M F T Yes 15 29 44 No 4 5 9 Total 19 34 53 2. By caste/ethnicity and poverty Response Yes No Total Hill Dalit Madhesi Dalit Hill Indigenous M F T M F T M F T M F T M F T M F T M F T 8 1 9 10 2 12 18 3 21 16 2 18 14 2 16 30 4 34 7 1 8 22 0 22 29 1 30 39 1 40 35 3 38 74 4 78 0 0 0 0 0 0 0 0 0 4 0 4 2 1 3 6 1 7 89 9 98 112 13 125 201 22 223 Madhesi Dalit Terai Indigenous Hill Indigenous Terai Indigenous Hill BC Muslims Hill BC Muslims HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T 21 2 23 23 7 30 44 9 53 4 1 5 14 2 16 18 3 21 7 2 9 23 2 25 30 4 34 7 0 7 22 1 23 29 1 30 17 2 19 57 2 59 74 4 78 Source: Field Survey, 2014 Other Madhesi Caste Other Madhesi Caste HC NHC T 0 0 0 0 0 0 Total 0 0 0 Total HC NHC T HC NHC T 2 0 2 4 1 5 6 1 7 58 7 65 143 15 158 201 22 223 Note: M: Male, F: Female, HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total, BC:Brahman/Chhetri 251 Final Report, GESI Impact Study, MEDEP Annex 49: Awareness on health (Treatment) 1. By caste/ethnicity and sex Description Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Muslims Other Madhesi Caste M F T M F T M F T M F T M F T M F T M F T Knowledge on HIV/AIDS 30 35 65 10 30 40 40 79 119 4 41 45 48 106 154 1 1 2 0 3 3 Knowledge on Malaria 26 33 59 12 42 54 35 78 113 5 49 54 46 95 141 3 2 5 2 5 7 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 2. By caste/ethnicity and poverty Description Hill Dalit Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Muslims HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T Knowledge on HIV/AIDS 8 57 65 3 37 40 17 102 119 2 43 45 28 126 154 0 2 Knowledge on Malaria 10 49 59 5 49 54 15 98 113 4 50 54 29 112 141 0 5 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total Source: Field Survey, 2014 252 Other Madhesi Caste HC NHC T HC NHC T 2 0 3 3 5 2 5 7 Final Report, GESI Impact Study, MEDEP Annex 50: Participation in training (Treatment) 1. By caste/ethnicity and sex Hill Dalit Training/Tour M Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Muslims Other Madhesi Caste F T M F T M F T M F T M F T M F T M F T Development of TOPE, TOSE Participation 526 38 564 49 10 59 44 48 92 100 4 104 52 50 102 117 3 120 2 2 4 Usefulness 503 39 542 50 10 60 44 43 87 97 4 101 47 47 94 108 3 111 2 2 4 Development of TOEE, TOGE Participation 61 4 65 8 0 8 3 4 7 12 1 13 4 5 9 19 0 19 0 0 0 Usefulness 65 4 69 9 0 9 4 4 8 12 1 13 4 6 10 20 0 20 0 0 0 Technical skill development Participation 526 38 564 49 10 59 44 48 92 100 4 104 52 50 102 117 3 120 2 2 4 Usefulness 503 39 542 50 10 60 44 43 87 97 4 101 47 47 94 108 3 111 2 2 4 Institutional development Participation 61 4 65 8 0 8 3 4 7 12 1 13 4 5 9 19 0 19 0 0 0 Usefulness 65 4 69 9 0 9 4 4 8 12 1 13 4 6 10 20 0 20 0 0 0 Participation 222 13 235 16 8 24 25 15 40 26 4 30 25 29 54 52 2 54 2 0 2 Usefulness 210 13 223 15 8 23 24 14 38 21 3 24 23 29 52 52 1 53 2 0 2 Participation 60 7 67 9 1 10 3 3 6 3 2 5 2 12 14 18 0 18 0 0 0 Usefulness 66 7 73 10 2 12 2 4 6 3 2 5 2 14 16 20 0 20 0 0 0 Empowerment Observation Tour Source: Field Survey, 2014 Note: M: Male, F: Female, T: Total 253 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Training/Tour Hill Dalit HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Muslims Other Madhesi Caste T HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T HC NHC T Development of TOPE, TOSE Participation 526 12 538 75 2 77 52 22 74 126 6 132 50 33 83 134 0 134 5 2 7 Usefulness 503 13 516 76 2 78 52 22 74 118 4 122 47 33 80 122 0 122 5 2 7 Development of TOEE, TOGE Participation 61 2 63 10 0 10 3 5 8 11 1 12 4 8 12 16 0 16 0 0 0 Usefulness 65 3 68 10 0 10 4 5 9 11 1 12 4 10 14 16 0 16 0 0 0 Technical skill development Participation 526 12 538 75 2 77 52 22 74 126 6 132 50 33 83 134 0 134 5 2 7 Usefulness 503 13 516 76 2 78 52 22 74 118 4 122 47 33 80 122 0 122 5 2 7 Institutional development Participation 61 2 63 10 0 10 3 5 8 11 1 12 4 8 12 16 0 16 0 0 0 Usefulness 65 3 68 10 0 10 4 5 9 11 1 12 4 10 14 16 0 16 0 0 0 Participation 222 3 225 26 4 30 29 7 36 34 3 37 26 10 36 71 0 71 4 0 4 Usefulness 210 2 212 26 4 30 28 7 35 28 4 32 22 10 32 71 0 71 3 0 3 Participation 60 1 61 15 0 15 4 0 4 6 0 6 4 4 8 26 0 26 0 0 0 Usefulness 66 1 67 16 0 16 4 0 4 7 0 7 4 7 11 27 0 27 0 0 0 Empowerment Observation tour Source: Field Survey, 2014 254 Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor, T: Total Final Report, GESI Impact Study, MEDEP Annex 51: Member of other organization and presence in the meeting (Treatment) 1. By caste/ethnicity and sex Hill Dalit Description Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Member of organisation other than MEDEP Level of participation Regular 29 41 70 8 18 26 23 69 92 2 23 25 38 84 122 0 0 0 1 2 3 101 237 338 21 29 50 10 37 47 20 63 83 4 34 38 39 73 112 3 2 5 0 6 6 97 244 341 Occasional Generally absent Total 8 1 30 13 1 43 21 2 73 1 0 11 3 0 40 4 0 51 9 0 29 18 1 82 27 1 111 0 0 4 4 1 39 4 1 43 6 1 46 17 0 90 23 1 136 0 0 3 0 0 2 0 0 5 1 0 1 1 0 7 2 0 8 25 2 124 56 3 303 81 5 427 Source: Field Survey, 2014 Note: M: Male, F: Female, T: Total 2. By caste/ethnicity and poverty Hill Dalit Description Member of organisation other than MEDEP Level of participation Regular Occasional Generally absent Total Source: Field Survey, 2014 Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T 11 59 70 5 21 26 9 83 92 5 20 25 28 94 122 0 0 0 1 2 3 59 279 338 5 5 1 11 45 16 1 62 50 21 2 73 5 0 0 5 42 4 0 46 47 4 0 51 10 2 0 12 73 25 1 99 83 27 1 111 3 2 1 6 35 2 0 37 38 4 1 43 20 9 0 29 92 14 1 107 112 23 1 136 0 0 0 0 5 0 0 5 5 0 0 5 1 0 0 1 5 2 0 7 6 2 0 8 44 18 2 64 297 63 3 363 341 81 5 427 Note: M: Male, F: Female, T: Total 255 Final Report, GESI Impact Study, MEDEP Annex 52: Voice raised on women issue and presence in the meeting (Treatment) 1. By caste/ethnicity and sex Hill Dalit Description Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T 21 26 47 3 24 27 16 47 63 2 13 15 34 67 101 1 2 3 0 3 3 77 182 259 Regular 18 21 39 9 31 40 20 42 62 4 23 27 34 59 93 3 2 5 0 5 5 88 183 271 Occasional 11 16 27 1 7 8 7 30 37 0 12 12 10 29 39 0 0 0 0 2 2 29 96 125 Listen only 0 6 6 1 1 2 3 10 13 0 4 4 1 2 3 0 0 0 1 0 1 6 23 29 Total 29 43 72 11 39 50 30 82 112 4 39 43 45 90 135 3 2 5 1 7 8 123 302 425 Voice raised on women issue Level of participation Source: Field Survey, 2014 Note: M: Male, F: Female, T: Total 2. By caste/ethnicity and poverty Hill Dalit Description Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T 7 40 47 4 23 27 7 56 63 1 14 15 18 83 101 0 3 3 1 2 3 38 221 259 Regular 3 36 39 5 35 40 7 55 62 1 26 27 12 81 93 0 5 5 1 4 5 29 242 271 Occasional 6 21 27 0 8 8 4 33 37 3 9 12 13 26 39 0 0 0 0 2 2 26 99 125 Listen only 1 5 6 0 2 2 2 11 13 2 2 4 2 1 3 0 0 0 0 1 1 7 22 29 Total 10 62 72 5 45 50 13 99 112 6 37 43 27 108 135 0 5 5 1 7 8 62 363 425 Voice raised on women issue Level of participation Source: Field Survey, 2014 256 Note: M: Male, F: Female, T: Total Final Report, GESI Impact Study, MEDEP Annex 53: Response on issues raised in the meeting (Treatment) 1. By caste/ethnicity and sex Hill Dalit Description Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Nobody listen 2 6 8 0 1 1 3 2 5 0 1 1 0 6 6 0 0 0 0 0 0 5 16 21 Listen and make decision accordingly 14 19 33 4 27 31 16 46 62 4 24 28 28 56 84 1 2 3 0 6 6 67 180 247 Listen but does not make decision 4 4 8 0 5 5 1 8 9 0 1 1 5 10 15 0 0 0 0 1 1 10 29 39 Total 20 29 49 4 33 37 20 56 76 4 26 30 33 72 105 1 2 3 0 7 7 82 225 307 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 2. By caste/ethnicity and poverty Hill Dalit Description Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Nobody listen 1 7 8 0 1 1 1 4 5 0 1 1 4 2 6 0 0 0 0 0 0 6 15 21 Listen and make decision accordingly 3 30 33 4 27 31 6 56 62 1 27 28 10 74 84 0 3 3 1 5 6 25 222 247 Listen but does not make decision 2 6 8 1 4 5 3 6 9 0 1 1 6 9 15 0 0 0 0 1 1 12 27 39 Total 6 43 49 5 32 37 10 66 76 1 29 30 20 85 105 0 3 3 1 6 7 43 264 307 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 257 Final Report, GESI Impact Study, MEDEP Annex 54: Reason for being members in organization other than MEDEP (Treatment) 1. By caste/ethnicity and sex Hill Dalit Reason Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Increased confidence 13 12 25 5 23 28 13 30 43 4 23 27 13 32 45 3 2 5 0 6 6 51 128 179 Support from family 0 0 0 0 0 0 1 0 1 0 0 0 0 3 3 0 0 0 0 0 0 1 3 4 Other women participate 0 5 5 0 1 1 1 15 16 0 3 3 0 9 9 0 0 0 0 0 0 1 33 34 Available facilities 4 4 8 3 5 8 8 15 23 0 1 1 5 8 13 0 0 0 1 0 1 21 33 54 Others 0 8 8 0 7 7 3 17 20 0 11 11 2 12 14 0 0 0 0 1 1 5 56 61 Total 17 29 46 8 36 44 26 77 103 4 38 42 20 64 84 3 2 5 1 7 8 79 253 332 Source: Field Survey, 2014 Note: M: Male, F: Female, T: Total 2. By caste/ethnicity and poverty Hill Dalit Reason Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Increased confidence 0 25 25 2 26 28 4 39 43 0 27 27 4 41 45 0 5 5 1 5 6 11 168 179 Support from family 0 0 0 0 0 0 0 1 1 0 0 0 1 2 3 0 0 0 0 0 0 1 3 4 Other women participate 1 4 5 0 1 1 2 14 16 1 2 3 2 7 9 0 0 0 0 0 0 6 28 34 Available facilities 2 6 8 1 7 8 2 21 23 0 1 1 3 10 13 0 0 0 0 1 1 8 46 54 Others 0 8 8 1 6 7 3 17 20 5 6 11 1 13 14 0 0 0 0 1 1 10 51 61 Total 3 43 46 4 40 44 11 92 103 6 36 42 11 73 84 0 5 5 1 7 8 36 296 332 Source: Field Survey, 2014 258 Note: M: Male, F: Female, T: Total Final Report, GESI Impact Study, MEDEP Annex 55: Participation in DDC/VDC meetings (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 12 35 47 4 13 4 10 34 10 0 11 0 13 35 13 0 0 0 1 1 1 40 129 169 Low 3 4 7 5 12 5 14 3 14 2 12 2 12 18 12 0 0 0 0 5 0 36 54 90 High 0 0 0 0 0 0 3 1 3 1 1 1 4 1 4 0 0 0 0 0 0 8 3 11 Very high 0 0 0 0 0 0 0 0 0 0 0 0 2 1 2 0 0 0 0 0 0 2 1 3 Total 15 39 54 9 25 9 27 38 27 3 24 3 31 55 31 0 0 0 1 6 1 86 187 273 Very low 1 3 4 1 3 1 1 9 1 0 4 0 0 8 0 0 0 0 1 1 1 4 28 32 Low 7 20 27 2 10 2 8 22 8 0 8 0 10 16 10 0 0 0 0 2 0 27 78 105 High 4 14 18 6 12 6 14 6 14 1 11 1 9 20 9 0 0 0 0 3 0 34 66 100 Very high 3 2 5 0 0 0 4 1 4 2 1 2 12 11 12 0 0 0 0 0 0 21 15 36 Total 15 39 54 9 25 9 27 38 27 3 24 3 31 55 31 0 0 0 1 6 1 86 187 273 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 259 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 6 41 6 2 15 2 7 37 7 2 9 2 14 34 14 0 0 0 1 1 1 32 137 169 Low 1 6 1 1 16 1 2 15 2 0 14 0 5 25 5 0 0 0 0 5 0 9 81 90 High 0 0 0 0 0 0 1 3 1 0 2 0 0 5 0 0 0 0 0 0 0 1 10 11 Very high 0 0 0 0 0 0 0 0 0 0 0 0 1 2 1 0 0 0 0 0 0 1 2 3 Total 7 47 7 3 31 3 10 55 10 2 25 2 20 66 20 0 0 0 1 6 1 43 230 273 Very low 1 3 1 1 3 1 1 9 1 1 3 1 2 6 2 0 0 0 1 1 1 7 25 32 Low 6 21 6 0 12 0 5 25 5 1 7 1 10 16 10 0 0 0 0 2 0 22 83 105 High 0 18 0 2 16 2 4 16 4 0 12 0 7 22 7 0 0 0 0 3 0 13 87 100 Very high 0 5 0 0 0 0 0 5 0 0 3 0 1 22 1 0 0 0 0 0 0 1 35 36 Total 7 47 7 3 31 3 10 55 10 2 25 2 20 66 20 0 0 0 1 6 1 43 230 273 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 260 Final Report, GESI Impact Study, MEDEP Annex 56: Access in budget allocation (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 11 28 39 3 13 3 13 32 13 0 11 0 15 29 15 0 0 0 1 2 1 43 115 158 Low 4 8 12 5 12 5 11 6 11 3 9 3 9 22 9 0 0 0 0 3 0 32 60 92 High 0 0 0 1 0 1 3 1 3 0 2 0 5 3 5 0 0 0 0 1 0 9 7 16 Very high 0 0 0 0 0 0 0 0 0 0 1 0 2 1 2 0 0 0 0 0 0 2 2 4 Total 15 36 51 9 25 9 27 39 27 3 23 3 31 55 31 0 0 0 1 6 1 86 184 270 Very low 0 7 7 0 2 0 3 10 3 0 1 0 2 4 2 0 0 0 1 1 1 6 25 31 Low 6 12 18 3 10 3 8 20 8 1 13 1 9 13 9 0 0 0 0 2 0 27 70 97 High 6 15 21 6 13 6 11 9 11 2 7 2 8 27 8 0 0 0 0 3 0 33 74 107 Very high 3 2 5 0 0 0 5 0 5 0 2 0 12 11 12 0 0 0 0 0 0 20 15 35 Total 15 36 51 9 25 9 27 39 27 3 23 3 31 55 31 0 0 0 1 6 1 86 184 270 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 261 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 7 32 7 1 15 1 8 37 8 1 10 1 14 30 14 0 0 0 1 2 1 32 126 158 Low 1 11 1 2 15 2 1 16 1 0 12 0 5 26 5 0 0 0 0 3 0 9 83 92 High 0 0 0 0 1 0 1 3 1 0 2 0 0 8 0 0 0 0 0 1 0 1 15 16 Very high 0 0 0 0 0 0 0 0 0 0 1 0 1 2 1 0 0 0 0 0 0 1 3 4 Total 8 43 8 3 31 3 10 56 10 1 25 1 20 66 20 0 0 0 1 6 1 43 227 270 Very low 1 6 1 1 1 1 3 10 3 1 0 1 4 2 4 0 0 0 1 1 1 11 20 31 Low 6 12 6 0 13 0 4 24 4 0 14 0 9 13 9 0 0 0 0 2 0 19 78 97 High 1 20 1 2 17 2 3 17 3 0 9 0 6 29 6 0 0 0 0 3 0 12 95 107 Very high 0 5 0 0 0 0 0 5 0 0 2 0 1 22 1 0 0 0 0 0 0 1 34 35 Total 8 43 8 3 31 3 10 56 10 1 25 1 20 66 20 0 0 0 1 6 1 43 227 270 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 262 Final Report, GESI Impact Study, MEDEP Annex 57: Raise voice in government office on necessary services (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 7 24 31 0 4 0 4 23 4 0 6 0 9 17 9 0 0 0 0 1 0 20 75 95 Low 9 11 20 5 15 5 18 17 18 1 16 1 11 38 11 0 0 0 1 3 1 45 100 145 High 0 2 2 4 6 4 5 2 5 2 2 2 8 4 8 0 0 0 0 2 0 19 18 37 Very high 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 1 1 2 Total 16 37 53 9 25 9 27 42 27 3 24 3 29 60 29 0 0 0 1 6 1 85 194 279 Very low 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Low 3 13 16 0 4 0 4 15 4 1 5 1 7 8 7 0 0 0 1 1 1 16 46 62 High 9 17 26 7 13 7 18 24 18 1 17 1 10 34 10 0 0 0 0 1 0 45 106 151 Very high 4 7 11 2 8 2 5 3 5 1 2 1 12 18 12 0 0 0 0 4 0 24 42 66 Total 16 37 53 9 25 9 27 42 27 3 24 3 29 60 29 0 0 0 1 6 1 85 194 279 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 263 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 3 28 3 1 3 1 9 18 9 1 5 1 9 17 9 0 0 0 0 1 0 23 72 95 Low 7 13 7 0 20 0 1 34 1 1 16 1 8 41 8 0 0 0 1 3 1 18 127 145 High 0 2 0 2 8 2 1 6 1 0 4 0 1 11 1 0 0 0 0 2 0 4 33 37 Very high 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 1 1 2 Total 10 43 10 3 31 3 11 58 11 2 25 2 19 70 19 0 0 0 1 6 1 46 233 279 Very low 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Low 3 13 3 1 3 1 6 13 6 1 5 1 10 5 10 0 0 0 0 2 0 21 41 62 High 7 19 7 1 19 1 4 38 4 1 17 1 8 36 8 0 0 0 1 0 1 22 129 151 Very high 0 11 0 1 9 1 1 7 1 0 3 0 1 29 1 0 0 0 0 4 0 3 63 66 Total 10 43 10 3 31 3 11 58 11 2 25 2 19 70 19 0 0 0 1 6 1 46 233 279 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 264 Final Report, GESI Impact Study, MEDEP Annex 58: Status of addressing and implementing women's advice by male member of society/family (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 3 13 16 0 3 0 3 10 3 0 3 0 5 7 5 0 0 0 0 0 0 11 36 47 Low 11 18 29 4 17 4 16 27 16 0 9 0 15 36 15 0 0 0 1 6 1 47 113 160 High 1 6 7 0 4 0 3 5 3 0 11 0 9 13 9 0 0 0 0 0 0 13 39 52 Very high 1 0 1 0 0 0 0 0 0 0 1 0 1 9 1 0 0 0 0 0 0 2 10 12 Total 16 37 53 4 24 4 22 42 22 0 24 0 30 65 30 0 0 0 1 6 1 73 198 271 Very low 0 0 0 0 2 0 1 0 1 0 1 0 0 0 0 0 0 0 0 0 0 1 3 4 Low 0 6 6 1 2 1 4 9 4 0 3 0 1 2 1 0 0 0 1 0 1 7 22 29 High 11 26 37 3 16 3 14 29 14 0 10 0 18 34 18 0 0 0 0 4 0 46 119 165 Very high 5 5 10 0 4 0 3 4 3 0 10 0 11 29 11 0 0 0 0 2 0 19 54 73 Total 16 37 53 4 24 4 22 42 22 0 24 0 30 65 30 0 0 0 1 6 1 73 198 271 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 265 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 3 13 3 0 3 0 3 10 3 1 2 1 2 10 2 0 0 0 0 0 0 9 38 47 Low 7 22 7 3 18 3 5 38 5 0 9 0 12 39 12 0 0 0 1 6 1 28 132 160 High 0 7 0 0 4 0 0 8 0 0 11 0 7 15 7 0 0 0 0 0 0 7 45 52 Very high 0 1 0 0 0 0 0 0 0 0 1 0 2 8 2 0 0 0 0 0 0 2 10 12 Total 10 43 10 3 25 3 8 56 8 1 23 1 23 72 23 0 0 0 1 6 1 46 225 271 Very low 0 0 0 1 1 1 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 1 3 4 Low 2 4 2 0 3 0 4 9 4 1 2 1 1 2 1 0 0 0 0 1 0 8 21 29 High 8 29 8 2 17 2 4 39 4 0 10 0 20 32 20 0 0 0 1 3 1 35 130 165 Very high 0 10 0 0 4 0 0 7 0 0 10 0 2 38 2 0 0 0 0 2 0 2 71 73 Total 10 43 10 3 25 3 8 56 8 1 23 1 23 72 23 0 0 0 1 6 1 46 225 271 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 266 Final Report, GESI Impact Study, MEDEP Annex 59: Status of support from husband and male members in child caring, cooking and sanitation (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 1 11 12 1 2 1 0 4 0 0 2 0 0 5 0 0 0 0 0 0 0 2 24 26 Low 2 12 14 1 20 1 1 22 1 0 12 0 0 23 0 0 0 0 0 5 0 4 94 98 High 0 3 3 0 2 0 1 5 1 0 10 0 1 12 1 0 0 0 0 1 0 2 33 35 Very high 1 0 1 0 0 0 0 0 0 0 0 0 0 4 0 0 0 0 0 0 0 1 4 5 Total 4 26 30 2 24 2 2 31 2 0 24 0 1 44 1 0 0 0 0 6 0 9 155 164 Very low 0 1 1 0 1 0 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 4 4 Low 0 5 5 1 3 1 0 5 0 0 2 0 1 3 1 0 0 0 0 1 0 2 19 21 High 3 14 17 1 18 1 1 19 1 0 16 0 0 24 0 0 0 0 0 3 0 5 94 99 Very high 0 7 7 0 2 0 1 7 1 0 5 0 0 17 0 0 0 0 0 2 0 1 40 41 Total 3 27 30 2 24 2 2 31 2 0 24 0 1 45 1 0 0 0 0 6 0 8 157 165 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 267 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 3 9 3 0 3 0 1 3 1 1 1 1 0 5 0 0 0 0 0 0 0 5 21 26 Low 1 13 1 2 19 2 6 17 6 1 11 1 2 21 2 0 0 0 0 5 0 12 86 98 High 0 3 0 0 2 0 0 6 0 0 10 0 5 8 5 0 0 0 1 0 1 6 29 35 Very high 0 1 0 0 0 0 0 0 0 0 0 0 0 4 0 0 0 0 0 0 0 0 5 5 Total 4 26 4 2 24 2 7 26 7 2 22 2 7 38 7 0 0 0 1 5 1 23 141 164 Very low 0 1 0 1 0 1 0 0 0 1 0 1 0 1 0 0 0 0 0 0 0 2 2 4 Low 2 3 2 0 4 0 2 3 2 0 2 0 2 2 2 0 0 0 0 1 0 6 15 21 High 2 15 2 1 18 1 4 16 4 1 15 1 5 19 5 0 0 0 0 3 0 13 86 99 Very high 0 7 0 0 2 0 1 7 1 0 5 0 0 17 0 0 0 0 1 1 1 2 39 41 Total 4 26 4 2 24 2 7 26 7 2 22 2 7 39 7 0 0 0 1 5 1 23 142 165 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 268 Final Report, GESI Impact Study, MEDEP Annex 60: Status of respect from family and community (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 3 10 13 0 3 0 1 6 1 0 2 0 5 6 5 0 0 0 0 0 0 9 27 36 Low 9 19 28 3 19 3 9 33 9 0 13 0 6 34 6 0 0 0 0 6 0 27 124 151 High 3 6 9 0 2 0 10 3 10 1 10 1 16 16 16 0 0 0 1 0 1 31 37 68 Very high 1 0 1 1 0 1 0 1 0 0 0 0 2 2 2 0 0 0 0 0 0 4 3 7 Total 16 35 51 4 24 4 20 43 20 1 25 1 29 58 29 0 0 0 1 6 1 71 191 262 Very low 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Low 1 5 6 1 2 1 2 5 2 0 3 0 1 1 1 0 0 0 0 1 0 5 17 22 High 11 25 36 2 17 2 13 34 13 1 13 1 14 34 14 0 0 0 0 4 0 41 127 168 Very high 4 5 9 1 4 1 5 4 5 0 9 0 14 23 14 0 0 0 1 1 1 25 46 71 Total 16 35 51 4 24 4 20 43 20 1 25 1 29 58 29 0 0 0 1 6 1 71 191 262 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 269 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 2 11 2 0 3 0 3 4 3 0 2 0 2 9 2 0 0 0 0 0 0 7 29 36 Low 7 21 7 2 20 2 5 37 5 1 12 1 9 31 9 0 0 0 1 5 1 25 126 151 High 2 7 2 0 2 0 0 13 0 1 10 1 10 22 10 0 0 0 0 1 0 13 55 68 Very high 0 1 0 0 1 0 0 1 0 0 0 0 2 2 2 0 0 0 0 0 0 2 5 7 Total 11 40 11 2 26 2 8 55 8 2 24 2 23 64 23 0 0 0 1 6 1 47 215 262 Very low 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 Low 2 4 2 1 2 1 3 4 3 1 2 1 1 1 1 0 0 0 0 1 0 8 14 22 High 8 28 8 0 19 0 4 43 4 0 14 0 19 29 19 0 0 0 1 3 1 32 136 168 Very high 1 8 1 0 5 0 1 8 1 1 8 1 3 34 3 0 0 0 0 2 0 6 65 71 Total 11 40 11 2 26 2 8 55 8 2 24 2 23 64 23 0 0 0 1 6 1 47 215 262 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 270 Final Report, GESI Impact Study, MEDEP Annex 61: Change in women's decision making on sale and purchase of livestock (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 11 16 27 1 8 1 11 26 11 0 27 0 16 38 16 1 1 1 0 0 0 40 116 156 Low 13 11 24 3 22 3 11 39 11 3 17 3 15 50 15 1 1 1 1 5 1 47 145 192 High 2 10 12 6 8 6 13 8 13 1 12 1 16 17 16 1 0 1 0 2 0 39 57 96 Very high 0 0 0 0 0 0 0 2 0 0 0 0 3 0 3 0 0 0 0 0 0 3 2 5 Total 26 37 63 10 38 10 35 75 35 4 56 4 50 105 50 3 2 3 1 7 1 129 320 449 Very low 5 0 5 0 1 0 1 6 1 0 0 0 1 9 1 0 0 0 0 0 0 7 16 23 Low 2 1 3 0 4 0 2 8 2 0 5 0 1 9 1 0 1 0 0 0 0 5 28 33 High 9 18 27 9 27 9 18 36 18 3 33 3 27 46 27 1 1 1 1 4 1 68 165 233 Very high 12 18 30 1 5 1 14 25 14 1 18 1 20 41 20 2 0 2 0 3 0 50 110 160 Total 28 37 65 10 37 10 35 75 35 4 56 4 49 105 49 3 2 3 1 7 1 130 319 449 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 271 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 4 23 4 0 9 0 3 34 3 4 23 4 8 46 8 0 2 0 0 0 0 19 137 156 Low 5 19 5 3 22 3 12 38 12 1 19 1 15 50 15 0 2 0 1 5 1 37 155 192 High 1 11 1 1 13 1 5 16 5 0 13 0 10 23 10 0 1 0 1 1 1 18 78 96 Very high 0 0 0 0 0 0 0 2 0 0 0 0 2 1 2 0 0 0 0 0 0 2 3 5 Total 10 53 10 4 44 4 20 90 20 5 55 5 35 120 35 0 5 0 2 6 2 76 373 449 Very low 1 4 1 0 1 0 2 5 2 0 0 0 1 9 1 0 0 0 0 0 0 4 19 23 Low 0 3 0 1 3 1 4 6 4 0 5 0 4 6 4 0 1 0 0 0 0 9 24 33 High 7 20 7 3 33 3 9 45 9 5 31 5 24 49 24 0 2 0 1 4 1 49 184 233 Very high 2 28 2 0 6 0 5 34 5 0 19 0 6 55 6 0 2 0 1 2 1 14 146 160 Total 10 55 10 4 43 4 20 90 20 5 55 5 35 119 35 0 5 0 2 6 2 76 373 449 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 272 Final Report, GESI Impact Study, MEDEP Annex 62: Change in women's decision making on purchase of house (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 15 13 28 0 4 0 9 23 9 0 25 0 18 45 18 1 0 1 0 0 0 43 110 153 Low 9 13 22 1 24 1 13 39 13 1 18 1 15 36 15 2 2 2 0 5 0 41 137 178 High 3 14 17 8 11 8 9 12 9 3 13 3 16 23 16 0 0 0 1 2 1 40 75 115 Very high 0 0 0 1 0 1 1 2 1 0 0 0 2 2 2 0 0 0 0 0 0 4 4 8 Total 27 40 67 10 39 10 32 76 32 4 56 4 51 106 51 3 2 3 1 7 1 128 326 454 Very low 4 1 5 0 1 0 1 5 1 0 2 0 1 10 1 0 0 0 0 0 0 6 19 25 Low 2 0 2 0 3 0 2 9 2 0 7 0 2 8 2 1 1 1 0 0 0 7 28 35 High 11 19 30 8 26 8 17 30 17 3 27 3 28 48 28 2 1 2 1 5 1 70 156 226 Very high 12 21 33 2 9 2 12 31 12 1 19 1 19 40 19 0 0 0 0 2 0 46 122 168 Total 29 41 70 10 39 10 32 75 32 4 55 4 50 106 50 3 2 3 1 7 1 129 325 454 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 273 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 3 25 3 0 4 0 2 30 2 4 21 4 7 56 7 0 1 0 0 0 0 16 137 153 Low 3 19 3 2 23 2 9 43 9 2 17 2 8 43 8 0 4 0 0 5 0 24 154 178 High 3 14 3 2 17 2 6 15 6 0 16 0 16 23 16 0 0 0 2 1 2 29 86 115 Very high 0 0 0 0 1 0 0 3 0 0 0 0 1 3 1 0 0 0 0 0 0 1 7 8 Total 9 58 9 4 45 4 17 91 17 6 54 6 32 125 32 0 5 0 2 6 2 70 384 454 Very low 1 4 1 0 1 0 0 6 0 0 2 0 0 11 0 0 0 0 0 0 0 1 24 25 Low 0 2 0 0 3 0 4 7 4 1 6 1 5 5 5 0 2 0 0 0 0 10 25 35 High 5 25 5 4 30 4 6 41 6 3 27 3 21 55 21 0 3 0 1 5 1 40 186 226 Very high 3 30 3 0 11 0 7 36 7 2 18 2 6 53 6 0 0 0 1 1 1 19 149 168 Total 9 61 9 4 45 4 17 90 17 6 53 6 32 124 32 0 5 0 2 6 2 70 384 454 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 274 Final Report, GESI Impact Study, MEDEP Annex 63: Change in women's decision making on food for family members (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 6 12 18 0 1 0 4 18 4 0 21 0 14 22 14 1 0 1 0 0 0 25 74 99 Low 18 17 35 2 24 2 11 34 11 0 19 0 6 27 6 1 2 1 0 3 0 38 126 164 High 6 13 19 6 16 6 17 28 17 4 16 4 27 46 27 1 0 1 1 4 1 62 123 185 Very high 0 0 0 0 0 0 2 4 2 0 0 0 5 10 5 0 0 0 0 0 0 7 14 21 Total 30 42 72 8 41 8 34 84 34 4 56 4 52 105 52 3 2 3 1 7 1 132 337 469 Very low 1 0 1 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 1 2 3 Low 0 0 0 0 1 0 0 3 0 0 3 0 0 2 0 1 0 1 0 1 0 1 10 11 High 10 18 28 5 25 5 15 36 15 2 25 2 24 45 24 2 2 2 0 2 0 58 153 211 Very high 21 24 45 4 14 4 19 43 19 2 27 2 27 58 27 0 0 0 1 4 1 74 170 244 Total 32 42 74 9 40 9 34 83 34 4 56 4 51 105 51 3 2 3 1 7 1 134 335 469 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 275 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 3 15 3 0 1 0 4 18 4 3 18 3 6 30 6 0 1 0 0 0 0 16 83 99 Low 3 32 3 1 25 1 5 40 5 3 16 3 2 31 2 0 3 0 0 3 0 14 150 164 High 4 15 4 3 19 3 11 34 11 0 20 0 22 51 22 0 1 0 2 3 2 42 143 185 Very high 0 0 0 0 0 0 0 6 0 0 0 0 4 11 4 0 0 0 0 0 0 4 17 21 Total 10 62 10 4 45 4 20 98 20 6 54 6 34 123 34 0 5 0 2 6 2 76 393 469 Very low 0 1 0 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 3 3 Low 0 0 0 0 1 0 2 1 2 0 3 0 0 2 0 0 1 0 0 1 0 2 9 11 High 7 21 7 2 28 2 10 41 10 4 23 4 25 44 25 0 4 0 0 2 0 48 163 211 Very high 3 42 3 2 16 2 8 54 8 2 27 2 9 76 9 0 0 0 2 3 2 26 218 244 Total 10 64 10 4 45 4 20 97 20 6 54 6 34 122 34 0 5 0 2 6 2 76 393 469 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 276 Final Report, GESI Impact Study, MEDEP Annex 64: Change in women's decision making on health treatment (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 6 14 20 0 3 0 2 17 2 0 17 0 14 21 14 1 0 1 0 0 0 23 72 95 Low 18 16 34 3 15 3 13 42 13 2 18 2 14 42 14 1 1 1 0 3 0 51 137 188 High 4 9 13 6 21 6 18 24 18 2 22 2 17 41 17 1 1 1 1 4 1 49 122 171 Very high 0 0 0 0 2 0 2 3 2 0 0 0 6 4 6 0 0 0 0 0 0 8 9 17 Total 28 39 67 9 41 9 35 86 35 4 57 4 51 108 51 3 2 3 1 7 1 131 340 471 Very low 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Low 1 1 2 0 2 0 0 4 0 0 2 0 0 1 0 1 0 1 0 0 0 2 10 12 High 15 16 31 4 14 4 17 40 17 3 20 3 29 52 29 0 1 0 0 2 0 68 145 213 Very high 14 22 36 5 24 5 18 41 18 1 35 1 21 55 21 2 1 2 1 5 1 62 183 245 Total 30 39 69 9 41 9 35 85 35 4 57 4 50 108 50 3 2 3 1 7 1 132 339 471 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 277 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 3 17 3 0 3 0 3 16 3 3 14 3 6 29 6 0 1 0 0 0 0 15 80 95 Low 3 31 3 1 17 1 11 44 11 3 17 3 11 45 11 0 2 0 0 3 0 29 159 188 High 1 12 1 3 24 3 7 35 7 0 24 0 15 43 15 0 2 0 2 3 2 28 143 171 Very high 0 0 0 0 2 0 0 5 0 0 0 0 2 8 2 0 0 0 0 0 0 2 15 17 Total 7 60 7 4 46 4 21 100 21 6 55 6 34 125 34 0 5 0 2 6 2 74 397 471 Very low 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 Low 0 2 0 0 2 0 1 3 1 0 2 0 0 1 0 0 1 0 0 0 0 1 11 12 High 5 26 5 3 15 3 15 42 15 3 20 3 27 54 27 0 1 0 0 2 0 53 160 213 Very high 2 34 2 1 28 1 5 54 5 3 33 3 7 69 7 0 3 0 2 4 2 20 225 245 Total 7 62 7 5 45 5 21 99 21 6 55 6 34 124 34 0 5 0 2 6 2 75 396 471 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 278 Final Report, GESI Impact Study, MEDEP Annex 65: Change in women's decision making on number of children (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 2 14 16 0 4 0 2 11 2 0 19 0 13 19 13 2 1 2 0 2 0 19 70 89 Low 7 5 12 4 23 4 10 24 10 3 22 3 7 19 7 1 0 1 0 3 0 32 96 128 High 2 10 12 6 13 6 8 9 8 1 16 1 4 16 4 0 1 0 1 2 1 22 67 89 Very high 2 5 7 0 1 0 3 8 3 0 0 0 6 17 6 0 0 0 0 0 0 11 31 42 Total 13 34 47 10 41 10 23 52 23 4 57 4 30 71 30 3 2 3 1 7 1 84 264 348 Very low 2 0 2 0 1 0 1 6 1 0 0 0 2 3 2 0 0 0 0 0 0 5 10 15 Low 1 2 3 0 5 0 2 1 2 0 2 0 1 4 1 2 1 2 0 2 0 6 17 23 High 3 15 18 3 20 3 5 19 5 3 23 3 14 28 14 1 1 1 1 2 1 30 108 138 Very high 8 17 25 7 14 7 13 21 13 1 32 1 10 28 10 0 0 0 0 3 0 39 115 154 Total 14 34 48 10 40 10 21 47 21 4 57 4 27 63 27 3 2 3 1 7 1 80 250 330 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 279 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 2 14 2 0 4 0 0 13 0 3 16 3 8 24 8 0 3 0 0 2 0 13 76 89 Low 0 12 0 2 25 2 3 31 3 3 22 3 4 22 4 0 1 0 0 3 0 12 116 128 High 0 12 0 2 17 2 7 10 7 0 17 0 6 14 6 0 1 0 2 1 2 17 72 89 Very high 0 7 0 1 0 1 0 11 0 0 0 0 1 22 1 0 0 0 0 0 0 2 40 42 Total 2 45 2 5 46 5 10 65 10 6 55 6 19 82 19 0 5 0 2 6 2 44 304 348 Very low 0 2 0 0 1 0 2 5 2 0 0 0 2 3 2 0 0 0 0 0 0 4 11 15 Low 0 3 0 0 5 0 2 1 2 0 2 0 2 3 2 0 3 0 0 2 0 4 19 23 High 2 16 2 2 21 2 2 22 2 5 21 5 11 31 11 0 2 0 1 2 1 23 115 138 Very high 0 25 0 3 18 3 3 31 3 1 32 1 3 35 3 0 0 0 1 2 1 11 143 154 Total 2 46 2 5 45 5 9 59 9 6 55 6 18 72 18 0 5 0 2 6 2 42 288 330 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 280 Final Report, GESI Impact Study, MEDEP Annex 66: Change in women's decision making on use of family planning device (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 2 14 16 1 5 1 4 15 4 0 19 0 16 23 16 1 1 1 0 2 0 24 79 103 Low 9 3 12 2 14 2 8 26 8 1 20 1 5 18 5 2 1 2 0 1 0 27 83 110 High 3 13 16 7 22 7 14 13 14 3 16 3 8 25 8 0 0 0 1 2 1 36 91 127 Very high 1 8 9 0 0 0 3 9 3 0 1 0 7 19 7 0 0 0 0 0 0 11 37 48 Total 15 38 53 10 41 10 29 63 29 4 56 4 36 85 36 3 2 3 1 5 1 98 290 388 Very low 1 0 1 0 1 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 2 1 3 Low 0 2 2 4 3 4 0 2 0 0 5 0 0 2 0 0 2 0 0 3 0 4 19 23 High 7 17 24 1 16 1 12 28 12 2 16 2 21 38 21 3 0 3 0 0 0 46 115 161 Very high 8 18 26 5 20 5 17 31 17 2 35 2 14 41 14 0 0 0 1 2 1 47 147 194 Total 16 37 53 10 40 10 29 61 29 4 56 4 36 81 36 3 2 3 1 5 1 99 282 381 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 281 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 2 14 2 0 6 0 3 16 3 3 16 3 8 31 8 0 2 0 0 2 0 16 87 103 Low 0 12 0 2 14 2 4 30 4 3 18 3 4 19 4 0 3 0 0 1 0 13 97 110 High 0 16 0 2 27 2 6 21 6 0 19 0 6 27 6 0 0 0 2 1 2 16 111 127 Very high 0 9 0 0 0 0 1 11 1 0 1 0 2 24 2 0 0 0 0 0 0 3 45 48 Total 2 51 2 4 47 4 14 78 14 6 54 6 20 101 20 0 5 0 2 4 2 48 340 388 Very low 0 1 0 0 1 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 1 2 3 Low 0 2 0 2 5 2 2 0 2 0 5 0 1 1 1 0 2 0 0 3 0 5 18 23 High 2 22 2 1 16 1 4 36 4 5 13 5 14 45 14 0 3 0 0 0 0 26 135 161 Very high 0 26 0 1 24 1 7 41 7 1 36 1 4 51 4 0 0 0 2 1 2 15 179 194 Total 2 51 2 4 46 4 13 77 13 6 54 6 20 97 20 0 5 0 2 4 2 47 334 381 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 282 Final Report, GESI Impact Study, MEDEP Annex 67: Change in women's decision making on children's education (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 4 13 17 1 3 1 2 10 2 0 17 0 16 17 16 1 0 1 0 0 0 24 60 84 Low 8 5 13 2 26 2 8 31 8 2 21 2 4 16 4 1 2 1 0 4 0 25 105 130 High 7 11 18 7 10 7 11 14 11 2 18 2 7 27 7 1 0 1 1 2 1 36 82 118 Very high 4 8 12 0 2 0 7 14 7 0 1 0 12 36 12 0 0 0 0 0 0 23 61 84 Total 23 37 60 10 41 10 28 69 28 4 57 4 39 96 39 3 2 3 1 6 1 108 308 416 Very low 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 1 0 0 0 2 0 2 Low 1 1 2 1 2 1 0 3 0 0 3 0 0 2 0 0 1 0 0 1 0 2 13 15 High 12 19 31 5 26 5 10 34 10 3 21 3 18 33 18 0 1 0 0 3 0 48 137 185 Very high 12 17 29 4 12 4 19 32 19 1 33 1 19 60 19 2 0 2 1 2 1 58 156 214 Total 25 37 62 10 40 10 29 69 29 4 57 4 38 95 38 3 2 3 1 6 1 110 306 416 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 283 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 2 15 2 0 4 0 0 12 0 3 14 3 7 26 7 0 1 0 0 0 0 12 72 84 Low 2 11 2 3 25 3 7 32 7 3 20 3 4 16 4 0 3 0 0 4 0 19 111 130 High 2 16 2 1 16 1 6 19 6 0 20 0 6 28 6 0 1 0 2 1 2 17 101 118 Very high 1 11 1 0 2 0 3 18 3 0 1 0 4 44 4 0 0 0 0 0 0 8 76 84 Total 7 53 7 4 47 4 16 81 16 6 55 6 21 114 21 0 5 0 2 5 2 56 360 416 Very low 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 0 0 0 1 1 2 Low 0 2 0 0 3 0 1 2 1 0 3 0 2 0 2 0 1 0 0 1 0 3 12 15 High 5 26 5 4 27 4 7 37 7 4 20 4 9 42 9 0 1 0 0 3 0 29 156 185 Very high 2 27 2 0 16 0 8 43 8 2 32 2 9 70 9 0 2 0 2 1 2 23 191 214 Total 7 55 7 4 46 4 16 82 16 6 55 6 21 112 21 0 5 0 2 5 2 56 360 416 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 284 Final Report, GESI Impact Study, MEDEP Annex 68: Change in women's decision making on religious and social function (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 11 18 29 3 10 3 10 22 10 0 17 0 18 35 18 1 0 1 0 0 0 43 102 145 Low 15 17 32 5 29 5 18 40 18 4 28 4 23 56 23 1 1 1 1 5 1 67 176 243 High 3 5 8 1 2 1 4 16 4 0 11 0 9 17 9 1 1 1 0 1 0 18 53 71 Very high 0 1 1 0 0 0 1 4 1 0 0 0 2 3 2 0 0 0 0 0 0 3 8 11 Total 29 41 70 9 41 9 33 82 33 4 56 4 52 111 52 3 2 3 1 6 1 131 339 470 Very low 3 0 3 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 3 1 4 Low 3 2 5 2 11 2 4 9 4 0 3 0 0 8 0 1 0 1 0 0 0 10 33 43 High 14 22 36 5 25 5 20 41 20 4 31 4 32 56 32 1 1 1 1 5 1 77 181 258 Very high 10 17 27 2 4 2 9 30 9 0 22 0 19 47 19 1 1 1 0 1 0 41 122 163 Total 30 41 71 9 40 9 33 81 33 4 56 4 51 111 51 3 2 3 1 6 1 131 337 468 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 285 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 3 26 3 1 12 1 7 25 7 3 14 3 7 46 7 0 1 0 0 0 0 21 124 145 Low 6 26 6 3 31 3 10 48 10 3 29 3 17 62 17 0 2 0 2 4 2 41 202 243 High 1 7 1 0 3 0 4 16 4 0 11 0 9 17 9 0 2 0 0 1 0 14 57 71 Very high 0 1 0 0 0 0 0 5 0 0 0 0 2 3 2 0 0 0 0 0 0 2 9 11 Total 10 60 10 4 46 4 21 94 21 6 54 6 35 128 35 0 5 0 2 5 2 78 392 470 Very low 0 3 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 3 4 Low 1 4 1 1 12 1 4 9 4 0 3 0 4 4 4 0 1 0 0 0 0 10 33 43 High 6 30 6 2 28 2 14 47 14 5 30 5 24 64 24 0 2 0 2 4 2 53 205 258 Very high 3 24 3 1 5 1 2 37 2 1 21 1 7 59 7 0 2 0 0 1 0 14 149 163 Total 10 61 10 4 45 4 21 93 21 6 54 6 35 127 35 0 5 0 2 5 2 78 390 468 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 286 Final Report, GESI Impact Study, MEDEP Annex 69: Change in women's decision making on investment of assets (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 16 21 37 2 9 2 11 30 11 0 24 0 21 42 21 0 0 0 0 0 0 50 126 176 Low 12 15 27 1 22 1 16 43 16 4 20 4 21 52 21 2 1 2 1 6 1 57 159 216 High 2 6 8 6 10 6 5 8 5 0 11 0 6 12 6 1 1 1 0 0 0 20 48 68 Very high 0 0 0 0 0 0 1 1 1 0 0 0 3 3 3 0 0 0 0 0 0 4 4 8 Total 30 42 72 9 41 9 33 82 33 4 55 4 51 109 51 3 2 3 1 6 1 131 337 468 Very low 1 0 1 1 1 1 0 4 0 0 0 0 0 3 0 0 0 0 0 0 0 2 8 10 Low 3 2 5 0 6 0 4 8 4 1 7 1 2 8 2 0 0 0 0 0 0 10 31 41 High 15 23 38 5 25 5 18 43 18 3 28 3 30 53 30 2 2 2 1 5 1 74 179 253 Very high 13 17 30 3 8 3 11 26 11 0 20 0 18 45 18 1 0 1 0 1 0 46 117 163 Total 32 42 74 9 40 9 33 81 33 4 55 4 50 109 50 3 2 3 1 6 1 132 335 467 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 287 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 5 32 5 0 11 0 7 34 7 3 21 3 9 54 9 0 0 0 0 0 0 24 152 176 Low 4 23 4 1 22 1 12 47 12 1 23 1 18 55 18 0 3 0 2 5 2 38 178 216 High 1 7 1 3 13 3 1 12 1 0 11 0 6 12 6 0 2 0 0 0 0 11 57 68 Very high 0 0 0 0 0 0 0 2 0 0 0 0 2 4 2 0 0 0 0 0 0 2 6 8 Total 10 62 10 4 46 4 20 95 20 4 55 4 35 125 35 0 5 0 2 5 2 75 393 468 Very low 0 1 0 0 2 0 2 2 2 0 0 0 0 3 0 0 0 0 0 0 0 2 8 10 Low 0 5 0 0 6 0 4 8 4 1 7 1 4 6 4 0 0 0 0 0 0 9 32 41 High 6 32 6 2 28 2 11 50 11 2 29 2 25 58 25 0 4 0 2 4 2 48 205 253 Very high 4 26 4 2 9 2 3 34 3 1 19 1 6 57 6 0 1 0 0 1 0 16 147 163 Total 10 64 10 4 45 4 20 94 20 4 55 4 35 124 35 0 5 0 2 5 2 75 392 467 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 288 Final Report, GESI Impact Study, MEDEP Annex 70: Change in women's decision making on increased household assets (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 14 23 37 2 9 2 13 31 13 0 25 0 18 38 18 1 0 1 0 0 0 48 126 174 Low 15 13 28 1 21 1 13 44 13 3 19 3 26 56 26 1 1 1 0 4 0 59 158 217 High 1 7 8 6 10 6 7 10 7 1 12 1 6 14 6 1 1 1 1 1 1 23 55 78 Very high 0 0 0 0 0 0 1 1 1 0 0 0 2 2 2 0 0 0 0 0 0 3 3 6 Total 30 43 73 9 40 9 34 86 34 4 56 4 52 110 52 3 2 3 1 5 1 133 342 475 Very low 0 1 1 0 0 0 1 1 1 0 0 0 1 1 1 0 0 0 0 0 0 2 3 5 Low 1 2 3 2 5 2 2 12 2 0 5 0 0 5 0 1 0 1 0 0 0 6 29 35 High 13 24 37 5 26 5 19 45 19 3 25 3 26 55 26 2 1 2 1 5 1 69 181 250 Very high 18 16 34 2 8 2 12 27 12 1 26 1 24 49 24 0 1 0 0 0 0 57 127 184 Total 32 43 75 9 39 9 34 85 34 4 56 4 51 110 51 3 2 3 1 5 1 134 340 474 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 289 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 5 32 5 0 11 0 7 37 7 5 20 5 7 49 7 0 1 0 0 0 0 24 150 174 Low 4 24 4 1 21 1 12 45 12 1 21 1 20 62 20 0 2 0 1 3 1 39 178 217 High 1 7 1 3 13 3 2 15 2 0 13 0 6 14 6 0 2 0 1 1 1 13 65 78 Very high 0 0 0 0 0 0 0 2 0 0 0 0 2 2 2 0 0 0 0 0 0 2 4 6 Total 10 63 10 4 45 4 21 99 21 6 54 6 35 127 35 0 5 0 2 4 2 78 397 475 Very low 0 1 0 0 0 0 1 1 1 0 0 0 0 2 0 0 0 0 0 0 0 1 4 5 Low 0 3 0 0 7 0 3 11 3 1 4 1 3 2 3 0 1 0 0 0 0 7 28 35 High 6 31 6 3 28 3 12 52 12 3 25 3 27 54 27 0 3 0 2 4 2 53 197 250 Very high 4 30 4 1 9 1 5 34 5 2 25 2 5 68 5 0 1 0 0 0 0 17 167 184 Total 10 65 10 4 44 4 21 98 21 6 54 6 35 126 35 0 5 0 2 4 2 78 396 474 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 290 Final Report, GESI Impact Study, MEDEP Annex 71: Change in women's decision making on increase of business assets (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 15 23 38 2 10 2 12 31 12 0 29 0 27 53 27 1 0 1 0 0 0 57 146 203 Low 13 15 28 3 20 3 13 42 13 4 16 4 16 42 16 2 2 2 0 3 0 51 140 191 High 2 3 5 4 7 4 5 7 5 0 10 0 5 12 5 0 0 0 1 2 1 17 41 58 Very high 0 1 1 0 1 0 1 2 1 0 0 0 3 1 3 0 0 0 0 0 0 4 5 9 Total 30 42 72 9 38 9 31 82 31 4 55 4 51 108 51 3 2 3 1 5 1 129 332 461 Very low 0 0 0 0 0 0 0 4 0 0 0 0 0 1 0 0 0 0 0 0 0 0 5 5 Low 1 2 3 1 5 1 3 10 3 1 4 1 0 6 0 1 0 1 0 0 0 7 27 34 High 7 16 23 6 24 6 12 33 12 3 27 3 23 44 23 1 2 1 0 5 0 52 151 203 Very high 24 24 48 2 8 2 16 35 16 0 24 0 27 57 27 1 0 1 1 0 1 71 148 219 Total 32 42 74 9 37 9 31 82 31 4 55 4 50 108 50 3 2 3 1 5 1 130 331 461 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 291 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 4 34 4 0 12 0 7 36 7 5 24 5 11 69 11 0 1 0 0 0 0 27 176 203 Low 5 23 5 2 21 2 12 43 12 1 19 1 16 42 16 0 4 0 1 2 1 37 154 191 High 1 4 1 2 9 2 2 10 2 0 10 0 6 11 6 0 0 0 1 2 1 12 46 58 Very high 0 1 0 0 1 0 0 3 0 0 0 0 2 2 2 0 0 0 0 0 0 2 7 9 Total 10 62 10 4 43 4 21 92 21 6 53 6 35 124 35 0 5 0 2 4 2 78 383 461 Very low 0 0 0 0 0 0 2 2 2 0 0 0 0 1 0 0 0 0 0 0 0 2 3 5 Low 0 3 0 0 6 0 3 10 3 1 4 1 3 3 3 0 1 0 0 0 0 7 27 34 High 6 17 6 3 27 3 10 35 10 3 27 3 25 42 25 0 3 0 1 4 1 48 155 203 Very high 4 44 4 1 9 1 6 45 6 2 22 2 7 77 7 0 1 0 1 0 1 21 198 219 Total 10 64 10 4 42 4 21 92 21 6 53 6 35 123 35 0 5 0 2 4 2 78 383 461 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 292 Final Report, GESI Impact Study, MEDEP Annex 72: Change in women's decision making on use of labour (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 20 22 42 1 8 1 9 32 9 0 30 0 22 50 22 0 1 0 0 1 0 52 144 196 Low 8 12 20 6 25 6 19 37 19 3 19 3 18 39 18 2 1 2 0 6 0 56 139 195 High 1 3 4 3 4 3 3 1 3 1 7 1 2 6 2 1 0 1 1 0 1 12 21 33 Very high 0 0 0 0 1 0 1 1 1 0 0 0 3 0 3 0 0 0 0 0 0 4 2 6 Total 29 37 66 10 38 10 32 71 32 4 56 4 45 95 45 3 2 3 1 7 1 124 306 430 Very low 2 0 2 0 0 0 0 3 0 0 0 0 0 1 0 0 0 0 0 0 0 2 4 6 Low 1 0 1 1 8 1 1 7 1 0 13 0 3 5 3 0 1 0 0 3 0 6 37 43 High 12 19 31 6 24 6 17 33 17 3 30 3 22 49 22 1 1 1 1 4 1 62 160 222 Very high 14 18 32 3 5 3 14 27 14 1 13 1 19 40 19 2 0 2 0 0 0 53 103 156 Total 29 37 66 10 37 10 32 70 32 4 56 4 44 95 44 3 2 3 1 7 1 123 304 427 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 293 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 5 37 5 0 9 0 8 33 8 4 26 4 9 63 9 0 1 0 0 1 0 26 170 196 Low 1 19 1 3 28 3 7 49 7 1 21 1 9 48 9 0 3 0 1 5 1 22 173 195 High 0 4 0 1 6 1 0 4 0 0 8 0 0 8 0 0 1 0 1 0 1 2 31 33 Very high 0 0 0 0 1 0 0 2 0 0 0 0 1 2 1 0 0 0 0 0 0 1 5 6 Total 6 60 6 4 44 4 15 88 15 5 55 5 19 121 19 0 5 0 2 6 2 51 379 430 Very low 0 2 0 0 0 0 2 1 2 0 0 0 0 1 0 0 0 0 0 0 0 2 4 6 Low 0 1 0 1 8 1 1 7 1 1 12 1 3 5 3 0 1 0 0 3 0 6 37 43 High 3 28 3 2 28 2 7 43 7 4 29 4 13 58 13 0 2 0 2 3 2 31 191 222 Very high 3 29 3 1 7 1 5 36 5 0 14 0 3 56 3 0 2 0 0 0 0 12 144 156 Total 6 60 6 4 43 4 15 87 15 5 55 5 19 120 19 0 5 0 2 6 2 51 376 427 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 294 Final Report, GESI Impact Study, MEDEP Annex 73: Change in women's decision making on wage of labour (Treatment) 1. By caste/ethnicity and sex Hill Dalit Response Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Very low 19 24 43 2 8 2 10 28 10 1 35 1 25 40 25 0 0 0 0 0 0 57 135 192 Low 8 8 16 4 23 4 17 38 17 1 14 1 15 48 15 3 2 3 0 6 0 48 139 187 High 1 3 4 4 6 4 3 3 3 2 8 2 3 6 3 0 0 0 1 1 1 14 27 41 Very high 0 0 0 0 1 0 1 1 1 0 0 0 2 0 2 0 0 0 0 0 0 3 2 5 Total 28 35 63 10 38 10 31 70 31 4 57 4 45 94 45 3 2 3 1 7 1 122 303 425 Very low 2 0 2 0 0 0 0 1 0 0 0 0 0 1 0 0 0 0 0 0 0 2 2 4 Low 1 1 2 2 8 2 3 5 3 1 17 1 1 4 1 0 0 0 0 1 0 8 36 44 High 16 15 31 7 22 7 13 39 13 2 27 2 27 54 27 2 1 2 1 4 1 68 162 230 Very high 9 19 28 1 8 1 15 25 15 1 12 1 16 35 16 1 1 1 0 2 0 43 102 145 Total 28 35 63 10 38 10 31 70 31 4 56 4 44 94 44 3 2 3 1 7 1 121 302 423 Before MEDEP After MEDEP Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 295 Final Report, GESI Impact Study, MEDEP 2. By caste/ethnicity and poverty Hill Dalit Response HC NHC Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri T HC NHC T HC NHC T HC NHC T HC NHC T Other Madhesi Caste Muslims HC NHC T Total HC NHC T HC NHC T Before MEDEP Very low 5 38 5 2 8 2 7 31 7 6 30 6 8 57 8 0 0 0 0 0 0 28 164 192 Low 1 15 1 1 26 1 8 47 8 1 14 1 11 52 11 0 5 0 1 5 1 23 164 187 High 0 4 0 1 9 1 0 6 0 0 10 0 0 9 0 0 0 0 1 1 1 2 39 41 Very high 0 0 0 0 1 0 0 2 0 0 0 0 1 1 1 0 0 0 0 0 0 1 4 5 Total 6 57 6 4 44 4 15 86 15 7 54 7 20 119 20 0 5 0 2 6 2 54 371 425 Very low 0 2 0 0 0 0 1 0 1 0 0 0 0 1 0 0 0 0 0 0 0 1 3 4 Low 0 2 0 2 8 2 2 6 2 1 17 1 2 3 2 0 0 0 0 1 0 7 37 44 High 6 25 6 2 27 2 10 42 10 5 24 5 15 66 15 0 3 0 2 3 2 40 190 230 Very high 0 28 0 0 9 0 2 38 2 0 13 0 3 48 3 0 2 0 0 2 0 5 140 145 Total 6 57 6 4 44 4 15 86 15 6 54 6 20 118 20 0 5 0 2 6 2 53 370 423 After MEDEP Note: HC: Hardcore Poor, NHC: Non-Hardcore Poor Source: Field Survey, 2014 296 Final Report, GESI Impact Study, MEDEP Annex 74: Change on time pressure before and after MEDEP (Treatment) 1. By caste/ethnicity and sex Hill Dalit Status Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Increased 17 31 48 5 8 13 10 45 55 1 9 10 17 41 58 1 0 1 1 1 2 52 135 187 Decreased 15 16 31 6 34 40 18 28 46 4 54 58 29 55 84 2 2 4 1 6 7 75 195 270 Same 7 7 14 1 0 1 17 27 44 0 2 2 8 21 29 0 0 0 0 0 0 33 57 90 Total 39 54 93 12 42 54 45 100 145 5 65 70 54 117 171 3 2 5 2 7 9 160 387 547 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 2. By caste/ethnicity and poverty Hill Dalit Status Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Increased 5 43 48 0 13 13 5 50 55 0 10 10 5 53 58 0 1 1 0 2 2 15 172 187 Decreased 2 29 31 4 36 40 11 35 46 7 51 58 11 73 84 0 4 4 2 5 7 37 233 270 Same 8 6 14 0 1 1 7 37 44 1 1 2 15 14 29 0 0 0 0 0 0 31 59 90 Total 15 78 93 4 50 54 23 122 145 8 62 70 31 140 171 0 5 5 2 7 9 83 464 547 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 297 Final Report, GESI Impact Study, MEDEP Annex 75: Change on time pressure before and after MEDEP (Control) 1. By caste/ethnicity and sex Hill Dalit Status Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Increased 1 1 2 1 1 2 2 1 3 2 6 8 2 9 11 0 0 0 1 0 1 9 18 27 Decreased 11 15 26 2 6 8 5 10 15 6 11 17 19 17 36 0 0 0 3 2 5 46 61 107 Same 6 16 22 3 1 4 11 7 18 1 4 5 19 13 32 0 0 0 0 1 1 40 42 82 Total 18 32 50 6 8 14 18 18 36 9 21 30 40 39 79 0 0 0 4 3 7 95 121 216 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 2. By caste/ethnicity and poverty Hill Dalit Status Madhesi Dalit Hill Indigenous Terai Indigenous Hill Brahman/ Chhetri Other Madhesi Caste Muslims Total M F T M F T M F T M F T M F T M F T M F T M F T Increased 1 1 2 0 2 2 0 3 3 3 5 8 4 7 11 0 0 0 0 1 1 8 19 27 Decreased 7 19 26 1 7 8 3 12 15 3 14 17 7 29 36 0 0 0 2 3 5 23 84 107 Same 15 7 22 2 2 4 7 11 18 0 5 5 8 24 32 0 0 0 0 1 1 32 50 82 Total 23 27 50 3 11 14 10 26 36 6 24 30 19 60 79 0 0 0 2 5 7 63 153 216 Note: M: Male, F: Female, T: Total Source: Field Survey, 2014 298