10-1 Chapter Ten Auditing the Revenue Process McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-2 Revenue Recognition (IAS 18) Revenue is defined as the gross inflow of economic benefits during the period arising in the course of the ordinary activities of an entity when those inflows result in increases in equity, other than increases relating to contributions from equity participants. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-3 Overview of the Revenue Process Credit Sale Cash Sale Purchases Purchases Inventory Account receivable Cash sales Inventory McGraw-Hill/Irwin Cash collection Credit sales Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-4 Types of Transactions and Financial Statement Accounts Affected Three types of transactions are typically processed by the revenue process: 1. The sale of goods or rendering of a service for cash or credit. 2. The receipt of cash from the customer in payment for goods or services. 3. The return of goods by the customer for credit or cash. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-5 Types of Transactions and Financial Statement Accounts Affected The revenue process affects numerous accounts in the financial statements. The most significant accounts are: Type of Transaction Account Affected Sales transactions Trade accounts receivable Sales Allowance for uncollectible accounts Bad-debt expense Cash Trade accounts receivable Cash discounts Sales returns Sales allowances Trade accounts receivable Cash receipts transactions Sales return and allowance transactions McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-6 Revenue Process – EarthWear Clothiers Order Entry Department By mail or fax Customer sales order By phone or internet Input Error Correction McGraw-Hill/Irwin A To the IT Department A If a new customer, a credit check is run by the Credit Department. Otherwise, credit is checked by IT Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-7 Revenue Process – EarthWear Clothiers IT Department Customer Price Inventory Open orders Inventory From order entry department Data validation program To order entry department Error Report Open orders Batched nightly Shipping program To shipping department McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-8 Revenue Process – EarthWear Clothiers Shipping Department From shipping department Approved shipping ticket The shipping ticket forwarded to the customer contains quantity and price of each item purchased. Ship goods Approved shipping ticket Input to the billing program To customer with goods McGraw-Hill/Irwin A Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-9 Revenue Process – EarthWear Clothiers IT Department Open orders Shipping transactions A Inventory Billing program Sales Invoice Customer McGraw-Hill/Irwin A weekly open order report is prepared and reviewed by billing department. Outstanding orders are investigated. Accounts receivable update For receivables processing B Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-10 Revenue Process – EarthWear Clothiers IT Department Accounts receivable Shipping transactions Sales Accounts receivable update B Remittance transactions Weekly or Monthly Accounts receivable reporting D Daily shipping listing Daily sales report Daily remittance report To cash receipts department To sales department McGraw-Hill/Irwin C Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-11 Revenue Process – EarthWear Clothiers IT Department Accounts receivable Remittance transactions Shipping transactions D General ledger Accounts receivable reporting Customer statements Weekly or Monthly Reports •Sales journal •Cash receipts journal •Aged trial balance •Sales summary •Remittance summary •Journal entry summary Customer McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-12 Revenue Process – EarthWear Clothiers Cash Receipts Department IT Department From bank Remittance advice transactions Accounts receivable Remittance advice transactions Error correction C Cash remittance update From bank Daily remittance report Error report Remittance advice listing Reconciled by cash receipts clerks McGraw-Hill/Irwin B Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-13 Types of Documents and Records Customer Sales Order Contains the details of the type and quantity of products or services ordered by the customer. Credit Approval Form For credit sales, the client must have a formal activity (procedure) for investigating the creditworthiness of the customer. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-14 Types of Documents and Records Open-Order Report A report of all customer orders for which processing has not been completed. Shipping Document This document generally serves as a bill of lading and contains information on the type of product shipped, the quantity shipped and other relevant information. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-15 Types of Documents and Records Sales Invoice The document is used to bill the customer. This document contains information on the type of product or service, the quantity, the price and the terms of trade. Sales Journal Once a sales invoice has been issued, the sale needs to be recorded in the accounting records. The sales journal is used to record information about the sales transaction. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-16 Types of Documents and Records Customer Statement This document is mailed to the customer and contains details of all sales, cash receipts, and credit memorandum transactions. Accounts Receivable Subsidiary Ledger This ledger contains an account and the details of transactions for each customer. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-17 Types of Documents and Records Aged Trial Balance of Accounts Receivable This report summarizes all the customer balances in the accounts receivable subsidiary ledger. Each account is classified as current or placed into one of several past due categories. Remittance Advice This is usually the part of the customer’s bill that should be returned with the payment. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-18 Types of Documents and Records Cash Receipts Journal This journal is used to record the cash receipts of the entity. Credit Memorandum This document is used to record credits for the return of goods by a customer. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-19 Types of Documents and Records Write-Off Authorization This document authorizes the write-off of an uncollectible account receivable. Final authorization is generally received from the treasurer. McGraw-Hill/Irwin Order Entry The initial function in the revenue process is the entry of a new sales order into the system. Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-20 Types of Documents and Records Credit Authorization The credit authorization process must determine that the customer is able to pay for the goods or services purchased. Failure to properly authorize credit can lead to extensive bad debts for the entity. Shipping Goods should not be shipped, nor should services be provided without proper authorization. The main control is payment or proper credit authorization. Billing The objective of proper billing is to ensure that all goods shipped and all services rendered are billed to the customer. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-21 Types of Documents and Records Cash Receipts Accounts Receivable All cash collected must be properly identified and promptly deposited intact at the bank. All billings, adjustments and cash collections must be properly recorded in the customers’ accounts receivable records. General Ledger As related to the revenue process, the general ledger function must ensure that all revenues, collections and receivables are properly recorded and classified. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-22 Key Segregation of Duties Segregation of Duties for Revenue and Accounts Receivable Functions by Department Department Order Accounts Cash Revenue and Accounts Receivable Entry Credit Shipping Receivable Receipts Receiving and preparing customer order X Approving credit X Shipping goods to customer X Preparing customer invoice X Updating accounts receivable records for sales X Receiving customer's remittance X Updating accounts receivable for remittance X Preparing accounts receivable aged trial balance X McGraw-Hill/Irwin IT X X X X Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-23 Inherent Risk Assessment The four inherent risk factors that may affect the revenue process are: 1. Industry-related factors. 2. The complexity and contentiousness of revenue recognition issues. 3. The difficulty of auditing transactions and account balances. 4. Misstatements detected in prior audits. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-24 Control Risk Assessment Understanding and documenting the revenue process based on a reliance approach. Planning and performing tests of controls on revenue transactions. Setting and documenting the control risk for the revenue process. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-25 Understanding and Documenting Internal Control Control Environment Understanding the control environment is generally completed on an overall entity basis. The Entity’s Risk Assessment Process The auditor must understand how management considers risks that are relevant to the revenue process. The auditor should estimate the significance of the risk and assess the likelihood of occurrence. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-26 Understanding and Documenting Internal Control Control Activities The auditor identifies what controls ensure that the assertions for transactions and events are being met. Documentation of the auditor’s understanding of the revenue process can be accomplished by using: Procedures manuals McGraw-Hill/Irwin Narrative descriptions Internal control questionnaires Flowcharts Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-27 Information Systems and Communication Process by which sales, cash receipts and credit memoranda are initiated. The flow of each transaction from initiation to inclusion in the financial statements. Auditor’s knowledge Accounting records, supporting documents and accounts that are involved in sales, cash receipts and sales returns. McGraw-Hill/Irwin The process used to prepare estimates for bad debts and sales returns. Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-28 Monitoring of Controls The auditor must understand how management assesses the design and operation of controls in the revenue process. This understanding should include how supervisory personnel review the personnel who perform the controls and evaluate the performance of the entity’s IT function. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-29 Planning and Performing Tests of Controls The auditor systematically examines the client’s revenue process to identify relevant controls that help to prevent, or detect and correct material misstatements. In order to properly set control risk the auditor must test controls over the revenue process. Such tests may include . . . McGraw-Hill/Irwin Inquiry of client personnel. Inspection of documents and records. Observations of the operation of the control. Walkthroughs. Reperformance of the control activities. Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-30 Setting and Documenting the Control Risk If the results of the tests of controls support the planned level of control risk, the auditor conducts the planned level of substantive procedures for the account balances. The level of control risk for the revenue process can be set using either quantitative amounts or qualitative terms such as ‘low,’ ‘medium,’ or ‘high.’ McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-31 Control Activities and Tests of Controls – Revenue Transactions Assertions about Classes of Transactions and Events for the Period under Audit Occurrence Completeness Authorization Accuracy Cutoff Classification McGraw-Hill/Irwin All revenue and cash receipt transactions and events that have been recorded have occurred and pertain to the entity. All revenue and cash receipt transactions and events that should have been recorded have been recorded. All revenue and cash receipts transactions and events are properly authorized. Amounts and other data relating to recorded revenue and cash receipt transactions and events have been recorded appropriately. All revenue and cash receipt transactions and events have been recorded in the correct accounting period. All revenue and cash receipt transactions and events have been recorded in the proper accounts. Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-32 Occurrence of Revenue Transactions The auditor is concerned about two major types of material misstatements: 1. Sales to fictitious customers. 2. Recording revenue when goods have not been shipped or services have not been performed. The auditor needs assurance that all recorded revenue transactions are valid. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-33 Completeness of Revenue Transactions The major misstatement that concerns both management and the auditor is that goods are shipped or services are performed and no revenue is recognized. Controls concerning completeness include: (1) accounting for numerical sequence of shipping documents and sales invoices, (2) matching shipping documents with sales invoices, (3) reconciling sales invoices to daily sales reports. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-34 Authorization of Revenue Transactions Possible misstatements due to improper authorization include shipping goods to or performing services for customers who are bad credit risks and making sales at unauthorized prices or terms. Test policies and activities relating to authorization of revenue transactions. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-35 Accuracy of Revenue Transactions The presence of an authorized price list and terms of trade reduces the risk of inaccuracies. The sales invoice should also be verified for mathematical accuracy before being sent to the customer. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-36 Cutoff of Revenue Transactions Sales may be recorded in the wrong accounting period unless proper controls are in place. All shipping documents should be forwarded to the billing department daily. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-37 Classification of Revenue Transactions The use of a chart of accounts and proper codes for recording transactions should provide adequate assurance about the proper classification of revenue transactions. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-38 Occurrence of Cash Receipts Transactions The possible misstatement that concerns the auditor when considering the occurrence assertion is that cash receipts are recorded but not deposited in the client’s bank account. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-39 Completeness of Cash Receipts Transactions A possible misstatement is that cash or cheques are stolen or lost before being recorded in the cash receipts records. When electronic transfer of cash receipts is used, a strong control exist to ensure that cash receipts are not stolen or lost before recording. Otherwise proper segregation of duties and a lockbox system are controls relating to completeness. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-40 Authorization of Cash Discounts Terms of trade generally include discounts for payment within a specified period as a way of encouraging customers to pay on time. 2/10, n/30 McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-41 Accuracy of Cash Transactions The wrong amount of cash could be recorded from the remittance advice, or the receipt could be incorrectly processed during data entry. To minimize these types of errors, daily remittance reports should be reconciled to a control listing of remittance advices. All bank statements should be reconciled monthly. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-42 Cutoff of Cash Receipts Transactions If the client uses electronic transfer, a lockbox system or if cash is deposited daily in the bank, there is a small possibility of cash being recorded in the wrong accounting period. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-43 Classification of Cash Receipts The auditor seldom has major concerns about cash receipts being recorded in the wrong financial statement account. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-44 Control Activities and Tests of Controls – Sales Returns and Allowances Sales returns and allowances is usually not a material amount in the financial statements. However, credit memoranda that are used to process sales returns can also be used to cover an unauthorized shipment of goods or conceal a misappropriation of cash. As a result, all credit memoranda should be properly authorized. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-45 Relating the Assessed Level of Control Risk to Substantive Procedures The auditor’s testing of control for revenue processing impacts the detection risk and therefore the level of substantive procedures impacted by the controls. Accounts receivable Allowance for bad debts McGraw-Hill/Irwin Cash Bad debts expense Sales returns and allowances Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-46 Auditing Accounts Receivable and Related Accounts Substantive analytical procedures are used to examine plausible relationships among accounts receivable and related accounts. Tests of details focus on transactions, account balances or disclosures. Tests of details concentrate on the ending balance for accounts receivable and related accounts as well as related disclosures. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-47 Substantive Analytical Procedures Ratios used for comparative purposes include: 1. Receivables turnover and days outstanding in accounts receivable. 2. Aging categories on aged trial balance of accounts receivable. 3. Bad-debts expense as a per cent of revenue. 4. Allowance for uncollectible accounts as a per cent of accounts receivable or credit sales. 5. Large account balances compared to last period. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-48 Tests of Details of Transactions, Account Balances and Disclosure For Accounts Receivable, Allowance for Uncollectible Accounts and Bad-Debt Expense Occurrence Completeness Authorization and Accuracy A sample of transactions from the sales journal should be vouched to the sales invoice, customer order and shipping document. A sample of shipping documents should be traced to related sales invoice and customer's account. Compare prices and terms for sample of sales invoices with authorized price list. From a sample, compare date of sales invoice with date of shipment and date sale was recorded. For a sample of sales invoices, determine that each is Classification properly classified in the revenue accounts. Cutoff McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-49 Completeness The auditor’s primary concern is whether all accounts receivable have been included in the accounts receivable subsidiary ledger and the general ledger accounts receivable account. Reconciliation of the aged trial balance to the general ledger account should detect an omission of a receivable from either the subsidiary or general ledger. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-50 Cutoff The cutoff test attempts to determine whether all revenue transactions and related accounts receivable are recorded in the proper period. 31/12/06 Test a few shipping documents just prior to year-end. Test a few shipping documents just after year-end. Are all transactions tested recorded in the proper period? McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-51 Rights and Obligations The auditor must determine that all accounts receivables are owned by the entity. This is usually not a problem, however, in some cases, accounts receivable may be sold or factored with or without recourse. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-52 Valuation and Allocation Accounts receivable should be shown on the balance sheet at net realizable value (gross amount less allowance for uncollectible accounts). The auditor must verify the adequacy of the allowance for uncollectible accounts. The first step is to prepare an aged trial balance and discuss results with the credit manager. Next, a comparison with last year’s results should be examined. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-53 Classification and Understandability The major issues related to presentation, disclosure, and classification are: 1. Identifying and reclassifying any material credits contained in accounts receivable. 2. Segregating short-term and long-term receivables. 3. Ensuring that different types of receivables are properly classified. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-54 The Confirmation Process – Accounts Receivables Confirmation is the process of obtaining information from third parties about the account receivable balance. Confirmation is a good source of evidence about the validity of the account receivable. The confirmation process should be controlled by the auditor. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-55 Types of Confirmations Positive Confirmation Requests that customers indicate whether they agree with the amount due to the client. A response is expected whether the customer agrees or disagrees with the balance indicated. McGraw-Hill/Irwin Negative Confirmation Requests that the customer respond only when they disagree with the amount due to the client. Negative confirmations are used when the client has many small account balances and control risk is assessed as low. Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-56 Timing Accounts receivable may be confirmed at an interim date or at year-end. The confirmation request should be sent soon after the end of the accounting period in order to maximize the response rate. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-57 Confirmation Procedures The auditor should mail the confirmation requests outside the client’s facilities. A record should be maintained of the confirmations mailed and those returned. A second request may be necessary in some cases. For each exception received, the auditor should examine the reasons for the difference between the balance on the client’s books and the balance indicated by the customer. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-58 Alternative Procedures When the auditor does not receive responses to positive confirmations, alternative audit procedures are used. These alternative procedures include: 1. Examination of subsequent cash receipts. 2. Examination of customer orders, shipping documents and duplicate sales invoices. 3. Examination of other client documentation. McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-59 Evaluating the Audit Findings When the auditor has completed the planned substantive procedures, the likely misstatement (projected misstatement plus an allowance for sampling risk) for accounts receivable is determined. Likely misstatement* less than tolerable misstatement Likely misstatement* greater than tolerable misstatement Accept the account as fairly presented Account is not fairly presented. *Together with any separately identified known misstatements (cf. ED ISA 320). McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved. 10-60 End of Chapter 10 McGraw-Hill/Irwin Copyright © 2006 by The McGraw-Hill Companies, Inc. All rights reserved.