Full-Time Faculty Benefits
Overview
January 2016
1
Employee Benefits
 Health Insurance Plan
 Retirement Plans
 Prescription Drug Plan
 Personal & Sick Leave
 Delta Dental & Vision
 Holiday Pay
 Life Insurance
 Tuition Waivers
 Long Term Disability
 Workers’ Compensation
 Cafeteria Plan
 Voluntary Benefits
Please note: If there are any discrepancies between this overview and state policy or
the Board Policy Manual, state policy and the Board Policy Manual will take precedence.
Insurance rates may be subject to change.
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Filing of Credentials
• It is the responsibility of each full-time faculty to
have current credentials on file in the Office of
Human Resources.
• We must have an official transcript for your highest
degree obtained. Please send to:
Office of Human Resources
Pulaski Technical College
3000 West Scenic Drive
North Little Rock, Arkansas 72118
3
Open Enrollment
• Each year Pulaski Technical College conducts an Open Enrollment
period for all benefits. During this time, employees may elect to make
changes to their existing benefits coverage. For example, if someone
has “employee only” coverage and wishes to change to “family
coverage”, they may make this change during the Open Enrollment
period.
• During the course of the year, employees may make changes to their
benefits due to "qualifying events". Qualifying events may occur due
to change in marital status, the birth or adoption of a child, a change in
the spouse’s job, etc. If you feel you have a qualifying event and would
like to make a change, please contact Tricia Stapler the Human
Resources Office.
To make Changes in Benefits Coverage
Contact Tricia Stapler by calling 501-812-2784 or e-mailing Tricia Stapler
at: pstapler@pulaskitech.edu
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(Board Policy 2.70)
Health Insurance Plan
QualChoice

1500 Base Plan

750 Buy Up Plan
Find up-to-date directory: www.qualchoice.com
1-800-235-7111
New employees are eligible to enroll the first day of the month following their date
of employment, or during annual open enrollment period.
Upon retirement, health insurance and some other benefits are eligible for
continuation.
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July 01, 2015 – June 30, 2016
Employee Contributions
1500 Base Plan
•
•
•
•
Employee Only $46.04
Employee & Children $113.65
Employee & Spouse $137.60
Employee & Family $188.97
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July 01, 2015 – June 30, 2016
Employee Contributions
•
•
•
•
750 Buy – Up Plan
Employee Only $76.97
Employee & Children $149.03
Employee & Spouse $180.93
Employee & Family $249.36
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QualChoice 1500 Base Plan
MEDICAL DEDUCTIBLES

Deductible: $1,500.00 Individual
$3,000.00 Family X 2 family members

Maximum Out-of-Pocket
Per Calendar Year
PER COVERED PERSON
PER FAMILY UNIT
$ 5,500
$11,000
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QualChoice 1500 Base Plan
MEDICAL DEDUCTIBLES
 Deductible:
 Maximum
$750 Individual
$1,500 Family X 2 family members
Out-of-Pocket
Per Calendar Year
PER COVERED PERSON
PER FAMILY UNIT
$ 3,250
$ 6,500
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Prescription Drug Plan
Provided by OptumRX
1-877-629-3118
 30-day
supply of prescriptions can be purchased at
most local pharmacies
 Per
covered person, per calendar year
$ 15 Co-Pay: Generic
$ 45 Co-Pay: Preferred
$ 60 Co-Pay: Non-Preferred
$200 Co-Pay : Specialty Pharmacy
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Prescription Drug Plan
Optional Mail Service Benefit
Provided by OptumRX
Mail Order: 1-866-814-7105
 90-day
supply of long-term prescriptions can be
purchased through optional mail order program
 Per
covered person, per calendar year
Generic
2 x $15 Co-pay = $30
Preferred
2 x $45 Co-pay = $90
Non-Preferred
2 x $60 Co-pay = $120
Specialty Pharmacy Not Covered
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Delta Dental
www.deltadentalar.com
1-800-462-5410
 Employee Only
 Employee + One
 Family
$16.30
$38.41
$55.69
$50 Deductible Per Person
Maximum Benefit Per Year $1500
No Deductible on Diagnostic & Preventive
No Waiting Period for New Employees
Benefits become effective the month following
original hire date for New Employees
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VSP Signature Plan
www.vsp.com
1-800-877-7195
 Employee Only…………………$5.18
 Employee + One………………$8.28
 Employee + Children………..$8.45
 Employee +Family……………$13.62
Your CO PAYS
Every Calendar Year
Exam
$10.00
EXAM COVERED IN FULL
Prescription Glasses $25.00
PRESCRIPTION GLASSES
LENSES COVERED IN FULL
Contacts – No Co pay Applies
Single vision, lined bifocal, and lined trifocal lenses.
Polycarbonate lenses for dependent children.
Every-Other Calendar Year
Frame of your choice covered up to $130.00.
Plus, 20% off any out-of-pocket costs.
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(Board Policy 2.70)
Life Insurance
$20,000 Basic Term Life Insurance benefit provided to all state employees
at no cost to the employee -Provided by Lincoln Financial
Optional Life
Basic DependentSpouse/ Child(ren)
$.12 per $1,000 ($2.40 for $20,000)
Retiree Life
$.19 per $1,000 (i.e. $3.80 for $20,000)
Eligible active employees enrolled in basic life
insurance
$5,000 increments to a maximum of 5 times
annual salary to a maximum amount of $300,000
AGE
PRICE
< 34 years
$.08 per $1,000
35 – 39 years
$.11 per $1,000
40 – 44 years
$.17 per $1,000
45 – 49 years
$.29 per $1,000
50 – 54 years
$.51 per $1,000
55 – 59 years
$.83 per $1,000
60 – 64 years
$1.08 per $1,000
65 – 69 years
$1.81 per $1,000
70 – 74 years
$3.30 per $1,000
75 – 99 years
$4.98 per $1,000
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Long Term Disability





60% of monthly earnings
$6,000 monthly benefit max
120 Day Benefit Waiting Period (at least 80% loss in earnings)
36 Month Own Occupation Definition of Disability
100% Employer Paid
Benefits Include:
$25,000
Partial
Lump
Reasonable Accommodation Expense Benefit
Disability always covered
Sum, Non-Integrated Survivors Benefit
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Cafeteria Plan
WageWorks – FLEX ONE
IRS Section 125
Allows the use of pre-tax dollars for:
Flexible Spending Accounts
 Child
or Elder Day-Care expenses
 Medical FSA plan
New employees are eligible to enroll in childcare and medical
reimbursement on the first day of the month following their date of
employment.
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Reimbursement Accounts
 Medical
Expense
Maximum annual contribution: $2,550
 Dependent
Care
Maximum Annual Contribution: $5,000
Plan Carefully. Money not used will be forfeited and used
towards plan expenses.
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AFLAC Supplemental Policies
•
•
•
•
•
•
•
•
Accident
Cancer
Disability
Dreaded Disease
Hospital
Intensive Care
Life
Personal Recovery
*please contact Atkins Insurance for more information. 501-228-0300
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Pre-Paid Legal Services
• Family Legal Service Plans
• Identity Theft Shield
www.mjwhitney.com/
Jan Whitney – (501) 951-2417
jan@mjwhitney.com
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(Board Policy 2.60)
Retirement Plans
Five (5) retirement plans are available to employees.
Participation in one of the systems is mandatory.
Arkansas Public Employees Retirement System (APERS)



New faculty and staff may elect to be in APERS if already a member.
All new employees are contributory. This plan vests in five years.
The employee contributes 5 percent. The College contributes 14.50 percent.
Arkansas Teacher Retirement System (ATRS)



New faculty and staff may elect to be in ATRS if they are already a fully vested ATRS
member.
All new employees are contributory. This plan vests in five years.
The employee contributes 6 percent. The College contributes 14 percent.
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Alternate Retirement Plans
Employees electing the ARP must contribute 6 percent of their gross salary, with
the College contributing 10 percent.
The following plans vest in one year.
Alternate Plans



TIAA-CREF
Valic
Met-Life
Supplemental (Voluntary) Annuity
All employees may exercise the option of carrying a supplemental annuity. This option will
be unmatched and may not exceed the federally established limitation.
401(k) Plan Limits
2016
Maximum elective deferral
$18,000
Defined contribution maximum deferral (employee/employer combined)
$53,000
Maximum catch-up contribution for those age 50 and older
$6,000
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529 College Savings Plan
• Arkansas now offers a 529 college savings program.
• Employees may set up contributions directly with Payroll.
• Arkansas taxpayers can deduct up to $5,000 (up to $10,000
for married couples) of your GIFT Plan contributions from
your Arkansas adjusted gross income.
www.thegiftplan.com
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Workers’ Compensation
 For
work related injury or illness
 Pays
about 2/3 of usual pay
 $425
per week maximum
 May
be supplemented with sick leave and
annual leave
 College
continues to pay health plan
premiums while employee is on
Worker’s Compensation
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Sick Leave
(Board Policy 2.52)

Sick leave accrues at the rate of one (1) day (8
hours) for each completed month of service

Sick leave must be accrued before it can be used

Full-Time (Nine Month) Faculty will accrue sick
leave for the months of September, October,
November, December, January, February, March,
April, and May
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Professional Day Leave
• Full-time faculty members may request one
professional leave day (8 hours) each fall and
spring semester.
• Request for the professional leave day will be
made at least one week in advance.
• A plan for class instruction will also be
submitted to the Division Chair.
Faculty members receive all scheduled academic recesses in lieu
of vacation leave
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Children’s Educational Leave
•
All state employees shall be entitled to eight (8) total hours of leave, regardless of the
number of children, during any one (1) calendar year for the purpose of attending or
assisting with the educational activities of a child (enrolled in pre-kindergarten through
grade 12).
•
The child may be a natural child, adopted child, stepchild, foster child, grandchild, ward
of the state employee, or any other legal capacity where the state employee is acting as
a parent for the child.
•
Child with disabilities: The definition of a child has been amended to include a child
with a developmental disability that is over the age of 18 years old. The disability has to
originate prior to the child reaching 22 years of age.
•
“Educational Activity” means any school-sponsored activity.
•
Prekindergarten: means an educational and child development program that is
designed to prepare children who are at least three (3) years of age for an academic
kindergarten program.
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Family Medical Leave Act
Eligibility Requirements:

Must have worked for one year and a minimum of 1250 hours

Accrued/unused annual/sick leave is used concurrently with
FMLA leave

Requires physician certification

Son or daughter must be under 18 years of age, or any age if
incapable of self-care
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Family Medical Leave Act
The Family and Medical Leave Act (FMLA) of 1993
entitles “eligible” employees to a total of twelve (12)
workweeks of unpaid leave during a 12-month period

For the serious illness of the employee

For the serious illness of family member

For the birth or adoption of a child
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Family Medical Leave Act
•
As of January 28, 2008, FMLA provides two important new leave rights related to
military services:
–
New Qualifying Reason for Leave – Eligible employees are entitled up to 12 weeks of leave
because of “any qualifying exigency” arising out of the fact that the spouse, son, daughter, or
parent of the employee is on active duty, or has been notified of an impending call to active
duty status, in support of a contingency operation. By the terms of the statute, this provision
requires the Secretary of Labor to issue regulations defining “any qualifying exigency.” In the
interim, employers are encouraged to provide this type of leave to qualifying employees.
–
New Leave Entitlement – An eligible employee who is the spouse, son, daughter, parent, or
next of kin of a covered service-member who is recovering from a serious illness or injury
sustained in the line of duty on active duty is entitled to up to 26 weeks of leave in a single 12month period to care for the service-member. This provision became effective immediately
upon enactment. This military caregiver leave is available during “a single 12-month period”
during which an eligible employee is entitled to a combined total of 26 weeks of all types of
FMLA leave.
–
Additional information on the amendments and a version of Title I of the FMLA with the new
statutory language incorporated is available on the FMLA Amendments Website at
http://www.dol.gov/esa/whd/fmla/NDAA_fmla.htm.
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(Board Policy 2.53)
Maternity Leave
 An employee may elect to take maternity leave
without pay without exhausting accumulated
sick and annual leave
 Maternity leave runs concurrently with FMLA
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(Board Policy 2.54)
Military Leave
Full-time employees who are
members of the National
Guard or any of the reserve
branches of the US Armed
Forces are granted paid leave
at the rate of fifteen (15)
working days per calendar
year, plus necessary travel
time for annual training
purposes
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(Board Policy 2.54)
Court and Jury Leave
An employee who serves as a juror or is subpoenaed as
a witness to give a deposition in a court or hearing is
entitled to receive normal and full compensation in
addition to any fees paid for such service.
Act 1845 of 2005 prohibits State employees from
retaining witness or mileage fees when subpoenaed as
a witness for a matter within the scope of their
employment.
32
Leave Without Pay
Employees exhausting paid leave benefits may
be eligible to receive leave without pay at the
College’s discretion upon approval by the
President
33
Catastrophic Leave Bank

Employees may voluntarily donate accrued annual and sick leave to
the Catastrophic Leave Bank as long as they have at least 80 hours of
leave remaining after the donation.

The eligible employee must be a regular, benefits-eligible, full-time,
employee of the college for at least two years

Eligible employees who exhaust their annual and sick leave due to
catastrophic illness of themselves or family members may apply for
paid catastrophic leave for up to 6 months

Employees must have at least 80 hours of accrued, unused combined
annual and sick leave at the onset of the catastrophic illness to be
eligible. This requirement may be waived based on extraordinary
circumstances if approved by the President
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8 Paid State Holidays
 January
 3rd
1 – New Year’s Day
Monday in January – Dr. Martin Luther King Jr.’s
 Last
Monday in May – Memorial Day
 July
4 – Independence Day
 1st
Monday in September – Labor Day
 4th
Thursday in November – Thanksgiving Day
 December
24 – Christmas Eve
 December
25 – Christmas Day
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2015-2016 Campus Closures
 May 25, 2015: Memorial Day
 July 3, 2015: Independence Day
 September 7, 2015: Labor Day
 November 25– 27, 2015: Thanksgiving
 December 23, 2015 – December 31, 2015: Christmas Holiday
 January 1, 2016: New Year’s Holiday
 January 18, 2016: Martin Luther King Jr. Day
 May 30, 2016: Memorial Day
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Tuition Waivers
 Full-time employees, their spouses and dependent children
meeting guidelines for the Tuition Waiver will be exempt from
paying PTC tuition (except specialty fees). Employee enrollment
in PTC courses will be subject to approval of his or her
supervisor and will not interfere with College operations. An
employee who attends class during his or her normal workday
will be expected to make up the time
 The dependent child must be under the age of 24 or any age if
the child is permanently and totally disabled and must have met
other tests as determined by the Internal Revenue Service.
37
Employee Safety
• Pulaski Technical College provides primary law enforcement service
and community policing through the Campus Police/Public Safety
department. Certified law enforcement personnel enforce federal,
state and local laws, including criminal laws and vehicle code
violations, as well as investigate all criminal and traffic cases that
occur on the campus. The Campus Police/Public Safety department
also provides policing for a variety of events held on campuses and
off-site locations.
• For identification purposes, all employees are required to wear a
picture i.d. badge at all times while present on any PTC Campus.
Employees are expected to observe all parking regulations.
• Main Campus Duty Officer - 580-1831
• South Campus Duty Officer - 626-1752
• Main Campus - 812-2711
38
Use of College Property
• All college owned equipment issued to
employees in the performance of job duties
and responsibilities including i.d. badges and
building keys - must be returned immediately
upon termination of employment with the
college.
• Proper clearance for return of all equipment is
required before final pay check is released.
39
Technet (College Intranet)
• All employees will need to register for
Technet, the College Intranet.
Log on to the Pulaski Tech Intranet site using your email log-in and password:
http://myptc.pulaskitech.edu/ics/
40
Technet – HR Forms
Common Forms are available online and accessible by
employees on our Intranet, Technet:
http://myptc.pulaskitech.edu/ics/
To Access
– Click on Employee Info tab
– Click on PTC Intranet Portal
Forms in Faculty/Staff drop down menu:
• Leave request forms
• Payroll direct deposit change form
• Insurance reimbursement forms
• Tuition waiver request forms
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Emergency Cell Message Alert
• To sign up for emergency alert system messages:
– Log on to the Pulaski Tech Intranet site using your email log-in and password:
http://myptc.pulaskitech.edu/ics/
– Click on Emergency Notification Setup (located on
“Home” tab)
– Follow directions for registration
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Other Benefits
Social Security & Medicare
 Normal
 Find
-
retirement at age 65
By 2027, Age 67
Reduced Benefits at Age 62
our about your estimated benefits
www.ssa.gov
1-800-772-1213
43
Computer Use
• All Pulaski Technical College employees are required to read the
following documents and to adhere to the standards within:
– Bulk Electronic Mail Distribution List Policy
– Internet and E-mail Use Policy
• These policies are available on the Pulaski Technical College website:
www.pulaskitech.edu
– Click on Faculty and Staff
– Click on Human Resources
The policies are located in the section titled “Other”
44
Faculty and Staff Handbook
• The Faculty and Staff Handbook is available on
Pulaski Technical College Human Resources website:
• Go to www.pulaskitech.edu/humanresources
• Click on Faculty and Staff
• Click on Faculty & Staff Handbook (PDF)
45
Who to ask?
For questions regarding employee
benefits information, contact
Tricia Stapler
in Human Resources
(501) 812-2784
pstapler@pulaskitech.edu
Humanresources@pulaskitech.edu
46