The Stock Market Game™ Program Investment Challenge Did you know? •Approximately 40,000,000 Americans, “the unbanked”, are not using mainstream, insured financial institutions •48% of credit card owners only pay their minimum monthly payment each month •One in four women currently retires on an income below the poverty level -JumpStart Did you know? • Students entering college are offered an average of eight credit cards the first week of school •University administrators state they lose more students to credit card debt than to academic failure -JumpStart Did you know? • Up to 20% of baby boomers will live in poverty after they reach age 65, roughly double the current proportion, unless there is a “substantial and sustained saving effort.” -SIA Our Mission The Stock Market Game is a comprehensive, engaging, real world program that advances student academic achievement in the core disciplines and enhances understanding of investment concepts among learners of all ages. What is it? It is a proven, educational tool for schools to enhance the learning experience in the classroom More specifically for you… The Stock Market Game program uses core subjects to teach business and economic concepts, while practicing life skills and test taking strategies. Students see this as a game: •Hypothetical $100,000 •Stock/Mutual Fund prices based on real world prices •Simulation portfolio mirrors on-line trading accounts •Session runs for 10 weeks •Spring 2007 – February 5 – April 13 Learning doesn’t stop when the trading stops Important life lesson… The Stock Market Game Program instills an understanding of the need to save and invest at an early age. Saving Vs. Investing: These are Not the Same Saving: money put in a bank (savings, money market, etc.) to preserve for a later time. Investing: stocks, bonds, mutual funds, and other uninsured assets purchased to increase a principal amount. Involves risk, as gains and losses are dependent on the market. Power of Compounding: Importance of Time: • The more time you have to invest, the longer your investment can compound, or grow in value. - Compounding adds your investment earnings to your principal, forming a larger base on which earnings may accumulate, thus having the potential to grow faster. What does this look like? How much time does it take? A Peek at the Student Portfolio • • • • On-line trading and research Region and Coordinator rankings Self-Help “Yellow ? Mark” Rules of the Game Student Portfolio Student Teams have access to a simulated “real world” online trading portfolio. Always check the Team Information box to be sure you are in the right Region and Region Trade Type. Teacher Support Center Provides • • • • Online teacher training and technical assistance Lesson plans and teaching resources Team management tools Up-to-date SMG program news Three Main Tabs Color-coded Expanded News Box Basics •Every student registered in SMG Program is eligible •Participate by writing essays in your grade division •Each topic relates to investment principles linked to the SMG Program •Teachers, students, schools and parents have a chance to win! Gift certificates, laptop computers, trips to New York and Disney World! InvestWrite InvestWrite • Critical thinking component to SMG. • Builds a bridge between classroom learning and the real world • A method of assessing individual student performance through writing. • Provides incentives for student achievement through awards and prizes. • Available only to registered SMG teachers and their teams. • Learn more at www.investwrite.info. To Register Visit http://www.stockmarketgame.org for information about The Stock Market Game program OR Maria L. Edlin EMAIL: medlin@mtsu.edu PHONE: 615-898-5291 Or your regional NIE office