Your Guide to Working and Living Overseas Presented by the UTPB CAREER CENTER Before you consider accepting an offer to work overseas, be informed: Familiarize yourself with the political, security, cultural and economic conditions of the country in which you plan to work. Find out about local health issues and standards of medical care. Immunizations: Check with your doctor and have a comprehensive physical exam before you leave. Security: Always check the U.S. Department of State website for travel warnings for American citizens. Go to http://www.state.gov/ and select the “travel warnings” link. Record the address and telephone number of the U.S. embassy in the country you plan to visit. A list can be found at http://usembassy.state.gov. Once you arrive in the country, make a point to register with the U.S. embassy in your destination country. If you are considering accepting work in a country where English is not the primary language, consider taking classes before you reach your destination country. Documents If you plan on working overseas for an extended amount of time, it is a good idea to take your personal records with you including your certificates of birth, citizenship, marriage and divorce. Keep them in your hand luggage while you travel and make sure to leave copies with family and friends at home. Always keep your passport on your person and make copies of driver’s license, credit cards and passport. Documents……continued Passports: All American citizens must have a valid passport and maintain a valid passport while overseas. Information about passport information can be obtained at http://travel.state.gov. Don’t wait to the last minute to apply for a passport, as this process can take up to 8 weeks. Some countries may deny you entry if your passport doesn’t have at least six months validity. Check with your destination and plan accordingly. Documents……continued Work VISAs: Normally the company you work for will sponsor your work VISA. If you are required to procure your own work VISA, you will need to contact the American based embassy of your destination country. In addition to fees, you’ll normally be asked to provide: a) A letter from your employer b) A letter from your doctor noting required immunizations c) Your original passport, which will be stamped with your work/entry VISA. d) Passport size photos There are some companies that will provide this service for you (for a fee). Ex: Project VISA at http://projectvisa.com. Documents…………..continued Driving permits: Check with the embassy (or work sponsor) of your country of destination about driving permits. Each country is different Some will accept a U.S. issued driver’s license, others require an international driver’s permit and others require an in country issued permit. If you decide that you need to apply for an IDP, go to http://drivers.com for local contacts within your destination country. Assessing Job Offers Research the company before accepting any job offer. Speaking to a former employee or current staff member will always give you a better idea of what to expect. Know up front if your employer will be paying for accommodations, utilities, telephone bills and transportation to/from work. Assessing Job Offers….Continued If you’re going to a non-English speaking country, find out if your employer will pay for language training. Check as to whether the employer offers different or separate quarters for single and married members of their staff and whether you’d be expected to share accommodations with other staff members. Check to see if airfare, health and dental coverage are available and extends to other members of the family. Confirm if the company will pay for relocation costs, storage, school fees and residency permits. Salary Considerations Are settling-in allowances offered? What currency will I be paid in? Will deposits be made directly to my home country banking account or will I be responsible for wiring money home? If you are staying overseas for an extended period of time, you may want open a local banking account. Tax Issues Will there be any local taxes due on my earnings? U.S. taxes: For tax year 2013, the foreign income exclusion amount was $97,600. To qualify for this exclusion you must have been out of the U.S. for 330 of the 365 days of the tax year. Financial Evaluation: Example employee is making $40,000/yr and is offered working package overseas with a 40% premium on salary plus apartment, utilities and board: Home Monthly Income/Expenses: Overseas Monthly Income/Expenses: Salary Taxes* Rent Food Utilities Cable Telephone Internet Car Insurance Gas Miscellaneous $3333.33 -$933.33 -$600.00 -$300.00 -$150.00 -$50.00 -$45.00 -$20.00 -$60.00 -$100.00 -$200.00 Salary 40% Premium Taxes* Rent Food Utilities Cable Telephone Internet Car Insurance Gas Miscellaneous Total Expenses $2458.33 Monthly Savings: $875.00 * Assuming 28% tax rate Total Expenses Monthly Savings $3333.33 $1333.33 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -$200.00 $200.00 $4466.67 Other helpful hints: Read your employment contract very carefully. Make sure all contingencies are noted if you fail to complete your contract. Establish an email address that you can access overseas. Advise your family when they will hear from you and stick to your word! Know and obey the local laws. Don’t purchase, take or travel with illicit drugs. Penalties overseas can be severe. Be sensitive to local customs and dress codes. In some cultures people are deeply offended by inappropriate or revealing clothes. Remember, YOU are the foreigner. Don’t try to change people to do things the “American way.” As the old saying goes, “when in Rome, do as the Romans do.” Important Numbers Overseas Citizens Services 1-888-407-4747 (from overseas: 202-501-4444) for answers related to: Death of an American citizen abroad Arrest/detention of an American citizen Robbery of an American citizen abroad American citizens missing abroad Crisis abroad involving American citizens After-hours number for an emergency involving an American citizen abroad. Important numbers….continued Office of Children’s Issues 1-888407-4747 (from overseas: 202-5014444) for answers concerning: International parental child abduction Inter-country adoption Denial of passports to minors in certain circumstances such as abductions The country of Yemen Yemen goat herder taking his flock to market (Sept 1990) Adel Abdul, Yemen Hunt Oil Driver: December 1990 Adel and three young boys at the “quat” market. Quat is a euphoric stimulant used by 85% of the men in Yemen. It is purchased in large stalks and the stems are broken off and the leaves are chewed like tobacco. Jambiyah salesman in downtown Sana’a at the “souq” (Left) Spice vendor inside the souq. (Top Right) More businesses inside the souq. (Bottom right) Worshipers leaving mosque Camel relaxing by a furnace at one shop in the “souq” This Yemeni approached me at the Souq one day and asked if I would take his picture. He spoke perfect English which was very rare for this country. House built on top of a rock. Note servant’s quarter’s at the base of the rock. This home was located about 5 miles south of Sana’a. This picture was taken in October of 1990. Pictured in the background is a memorial that was built by the Yemeni government for all the Chinese workers who were laborers on the highway built from Hodeidah to Sana’a. Some of those workers were killed in the Revolutionary war 26 years prior to this photo. Yemen Hunt Oil Company employee housing inside the company compound (Left) Yemen Hunt Oil company offices. Center office was accounting. (Right) View of Sana’a London, England (Left) “Big Ben” on the Thames river, (Right) London bridge (in the background on the Thames river) (Top Left) Doubledecker bus near the theatre. (Top right) Tower of London. Guide said this was where they used to chop convicted criminal’s heads off in the 17th century. (Bottom) two policemen outside the gates of Buckingham Palace. In front of Buckingham Palace 11/19/1990 Top (left) Buckingham Palace…the queen was too busy to come out and chat with me. Top (right) Band leading guards in prior to the changing of the guards at Buckingham Palace. (Bottom)….Carriage trailing the procession prior to the changing of the guards. (Left) Thames river..Big Ben in the background. (Right) Waterfall inside Hyde Park (Left) Piccadilly circus, downtown London. (Right) Wimbley stadium (center court) Wimbledon The End! Enjoy your time overseas! When time permits, travel to safe places and enjoy the culture and the people. An overseas experience can be the experience of a lifetime!