Virtual Terminal Demo
What is the Virtual Terminal?
 A simple, secure and efficient solution for Internet and
mail order/telephone order (MOTO) businesses to
collect and process payments for goods and services
over the Internet.
 A flexible payment system that allows merchants to
process both credit cards and electronic checks using
just one system anytime, anywhere from an Internet
enabled PC.
How It Works
5 Simple Steps to Secure Online Payment Processing
1.
2.
3.
4.
5.
Customer shops on your website and adds items to
shopping cart
Customer proceeds to checkout
Customer enters payment information
Payment is authorized and authenticated (screened for
fraud)
Customer confirms and finalizes purchase
How It Works
1. Customer shops on your website and adds items to shopping cart
15 Minutes (2001)
Starring: Robert De Niro,
Edward Burns
Director: John Herzfeld
Synopsis: Violent crime thriller
about hot-shot homicide
detective who teams with a
fire marshal to find a pair of
media-hungry serial killers
while a sensationalist TV talkshow host courts both sides of
the law.
Runtime: 120 minutes
MPAA Rating: R
Genres: Action, Comedy,
Drama, Suspense, Thriller
The Goonies (1985)
Starring: Sean Astin, Josh
Brolin
Director: Richard Donner
Synopsis: Lively action-fantasy
adventure about a group of
youngsters looking for buried
treasure in Oregon. Target
preteen audience loves this
upbeat, stylish, kid-oriented
quest — a favorite for children
and parents looking for
Spielbergian fun.
Runtime: 114 minutes
MPAA Rating: PG
Genres: Action, Comedy,
Family, Kids
$21.95
$9.95
How It Works
2. Customer proceeds to checkout
Thank You for Shopping with the Video Rack…
Item
Description
Quantity
Price
Total
Options
Delete
The Goonies
1
$9.95
$9.95
Adjust
Please review the above the information carefully, then proceed the Check Out!
How It Works
3. Customer enters payment information
Company Name:
Cardholder First Name:
Pay By Credit Card
Jane
Cardholder Middle Initial:
Cardholder Last Name:
Smith
Suffix (eg: Jr, Sr,II):
Billing Address:
Pay By Personal Check
Pay By Business Check
1234 Any Street
Apartment or Suite:
Billing City:
Billing State or Province:
Billing Postal/Zip Code:
Billing Country:
Any Hometown
VA
22100
United States
How It Works
4 Payment is authorized and authenticated
 Both credit card and electronic check payments are screened for
potential fraud.
 Credit cards are authorized by the credit card association and use both
AVS (Address Verification Service) and CW2 (Card Verification Value) antifraud measures.
 Electronic check user identity is authenticated by Equifax, based upon
unique information known only to the purchaser.
 To maximize your online sales, customers are given the option to pay by
credit card at this point if they decide not to pay by check.
I Agree with the Terms of Use, Continue With Personal Check
I Disagree with the Terms of Use, Pay By Credit Card
How It Works
5 Customer confirms and finalizes purchase
 Customers are given several opportunities to continue with their
purchase to minimize the risk of chargeback or returned merchandise.
 The final confirmation screen is the last step in the payment process in
which customers are then issued an online confirmation number as well
as emailed.
To complete this transaction and to authorize $19.90 to be charged to your credit card please select ‘Finalize and Process
Order’. To Cancel your order, select ‘Cancel Order’ and this transaction will
not be processed.
Please Review Your Order: 2286
Finalize and Process Order
Cancel Order
Please allow 5 to 25 seconds for processing
Completing the Payment Process
The Virtual Terminal takes the payment data entered by the customer and
allows you to easily complete the payment process.
Steps you will complete to process payments
1. Review Payment Batches
2. Settle Payments (Daily)
3. View Payment Activity Reports
Completing the Payment Process
1. Review Payment Batches
 These electronic payments have been authorized but are not yet settled.
After reviewing this “open batch,” the merchant can settle, adjust or
even void the selected payments.
Transaction
Date
Customer Information
6/13/2011
4:46:02 PM
John Hancok
411111XXXXX1111-0811
Order Number: 5493
Reference Number: Ae36eb28r4
6/13/2011
1:37:10 PM
David Clark
323075699 – XXX4536
Order Number: 0365
Reference Number : A8152th241
6/8/2011
2:54:43 PM
John Smith
411111XXXXX8689-1213
Order Number: 5694
Reference Number: A42na902bd
Status
Open Batch
Open Batch
Open Batch
Type
Sale
Sale
Sale
Amount
Option
$110.00
View
Void
Adjust
Manual
Recurring
$50.00
$1,200.00
View
Void
Adjust
Manual
Recurring
View
Void
Adjust
Manual
Recurring
Completing the Payment Process
2. Settle payments with a click of your mouse
 Click on “Continue With Batch Close” to settle the payments
Transaction
Date
Customer Information
6/13/2011
4:46:02 PM
John Hancok
411111XXXXX1111-0811
Order Number: 5493
Reference Number: Ae36eb28r4
6/13/2011
1:37:10 PM
David Clark
323075699 – XXX4536
Order Number: 0365
Reference Number : A8152th241
6/8/2011
2:54:43 PM
John Smith
411111XXXXX8689-1213
Order Number: 5694
Reference Number: A42na902bd
Select All Transactions
Continue With Batch Close
Status
Open Batch
Open Batch
Open Batch
Type
Sale
Sale
Sale
Amount
Option
$110.00
View
Void
Adjust
Manual
Recurring
$50.00
$1,200.00
View
Void
Adjust
Manual
Recurring
View
Void
Adjust
Manual
Recurring
Completing the Payment Process
3. View payment activity
Transaction
Date
Customer Information
6/13/2011
4:46:02 PM
John Hancok
411111XXXXX1111-0811
Order Number: 5493
Reference Number: Ae36eb28r4
6/13/2011
1:37:10 PM
David Clark
323075699 – XXX4536
Order Number: 0365
Reference Number : A8152th241
6/8/2011
2:54:43 PM
John Smith
411111XXXXX8689-1213
Order Number: 5694
Reference Number: A42na902bd
Status
Settled
Settled
Settled
Type
Sale
Sale
Sale
Amount
Option
$110.00
View
Void
Adjust
Manual
Recurring
$50.00
$1,200.00
View
Void
Adjust
Manual
Recurring
View
Void
Adjust
Manual
Recurring
Switch Commerce offers flexible reporting options including preset reports based on
timeframe and customizable reports based on selected search criteria and choice of
report formats (short, long, HTML, or comma delimited files).
Customization Options

Design your shopping cart

Create departments to organize your products

Add product inventory
You control the look and feel of your customer’s online experience – no waiting,
no costly implementation, and no HTML experience necessary. Switch Commerce
helps you keep your product offerings up to date and organized.
Customization Options
1.
Design your shopping cart

Choose text and background colors

Add your company logo

Designate a post-purchase url address

Write your own text message and display product images in you
shopping cart
Customization Options
2. Create departments to organize your products

Assign each product to a department

The Virtual Terminal will automatically create a catalog page

Link the catalog page to your website for easy integration
Customization Options
3. Add product inventory

Simply type in your product number and description and click
“Add New.”
Benefits of Virtual Payments
Open Architecture Integrates
Easily
Easy To Use
Easy to Customize Shopping Cart
Process Multiple Payment Types
Credit Cards
Virtual Checks
Merchant Account Included
Securely Authenticates
Consumers
AVS, CVV2, and Equifax Fraud
Control
Customized User IDs and
Privileges
Centralized Transaction
Information
Bank-neutral SSL Technology
Processes Recurring Billing