TOEIC 第八回
學生卷
LISTENING TEST
Part 1
Directions: For each question in this part, you will hear four statements about a picture in
your test book. When you hear the statements, you must select the one statement that best
describes what you see in the picture. Then find the number of the question on your answer
sheet and mark your answer. The statements will not be printed in your test book and will
be spoken only one time.
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Part 2
Directions: You will hear a question or statement and three responses spoken in English.
They will be spoken only one time and will not be printed in your test book. Select the best
response to each question or statement and mark the letter (A), (B), or (C) on your answer
sheet.
11. Listen to the question
12. Listen to the question
13. Listen to the question
14. Listen to the question
15. Listen to the question
16. Listen to the question
17. Listen to the question
18. Listen to the question
19. Listen to the question
20. Listen to the question
21. Listen to the question
22. Listen to the question
23. Listen to the question
24. Listen to the question
25. Listen to the question
26. Listen to the question
27. Listen to the question
28. Listen to the question
29. Listen to the question
30. Listen to the question
31. Listen to the question
32. Listen to the question
33. Listen to the question
34. Listen to the question
35. Listen to the question
36. Listen to the question
37. Listen to the question
38. Listen to the question
39. Listen to the question
40. Listen to the question
Part 3
Directions: You will hear some conversations between two people. You will be asked to
answer three questions about what the speakers say in each conversation. Select the best
response to each question and mark the letter (A), (B), (C), or (D) on your answer sheet.
The conversations will be spoken only one time and will not be printed in your test book.
Questions 41 through 43 refer to the following conversation.
Listen to the question
41. When will the man have a meeting?
A. This afternoon.
B. Tomorrow morning.
C. Next Wednesday.
D. Next Thursday.
42. When did the man originally want to schedule the meeting?
A. This afternoon.
B. Tomorrow morning.
C. Next Wednesday.
D. Next Thursday.
43. What does the man want Walter to do at the meeting?
A. Negotiate.
B. Discuss finances.
C. Present information.
D. Go over the budget.
Questions 44-46 refer to the following conversation.
Listen to the question
44. Why is the woman coming in for a meeting?
A. To discuss a business deal.
B. She's applying for a job.
C. She needs a distributor.
D. At two o'clock.
45. What time is the woman supposed to arrive for the meeting?
A. This afternoon.
B. One o’clock.
C. Twelve o’clock a.m.
D. Twelve o’clock p.m.
46. What might the woman from Osaka potentially do for the man’s company?
A. Manufacture goods.
B. Distribute goods.
C. Advertise goods.
D. Create sales.
Questions 47-49 refer to the following conversation.
Listen to the question
47. What did the woman do about the photocopier?
A. She broke it.
B. She called to have it repaired.
C. She sent it to the company.
D. She fixed it.
48. What does the man suggest they do about the repair service?
A. Insist they come earlier.
B. Call a different branch.
C. Complain to the manager.
D. Switch services.
49. How many times this week have they had a problem with the copier?
A. Two times before this time.
B. Three times before this time.
C. Once before.
D. This is the first time.
Questions 50-52 refer to the following conversation.
Listen to the question
50. When must the report be finished?
A. On the plane.
B. In London.
C. While traveling.
D. By Friday.
51. What always happens to the man when he works and travels?
A. He gets tired.
B. He gets sick.
C. He loses things.
D. He becomes forgetful.
52. If the man does not finish the report, what will happen?
A. He will get sick.
B. He will not be able to finish the accounting.
C. He won’t be able to report on the budget.
D. He will lose business.
Questions 53-55 refer to the following conversation.
Listen to the question
53. What is true about the man's room?
A. It's room number 1415.
B. It's a junior suite.
C. It has an ocean view.
D. It's been downgraded.
54. Why does the woman apologize?
A. She did not hear him clearly.
B. She forgot the room number.
C. She is unable to satisfy his original request.
D. She can’t give him a junior suite.
55. What is the man’s reaction to the woman’s response?
A. He doesn’t understand the specifics.
B. He would like to be upgraded.
C. He demands an apology.
D. He wants his money back.
Questions 56-58 refer to the following conversation.
Listen to the question
56. What is the woman most likely going to do?
A. Order ink from a supplier.
B. Go to the store to buy ink.
C. Ask another person to buy ink.
D. Borrow ink from a colleague.
57. Why can’t the woman go to the store?
A. She has a meeting.
B. She’s leaving soon.
C. The store doesn’t have any ink cartridges.
D. She doesn’t have the time.
58. What will happen if no one goes to the store?
A. The woman will have to buy a new fax machine.
B. The woman will not be able to receive a fax.
C. Jenny will not be able to photocopy anything.
D. The man will not be able to do his presentation.
Questions 59-61 refer to the following conversation.
Listen to the question
59. Where is this conversation most likely taking place?
A. An office.
B. A shop.
C. An airport.
D. A bank.
60. Other than the man’s ID, what does the woman want?
A. His bank book.
B. His address.
C. Two photos.
D. His signature.
61. What other service does the man say he wants?
A. He wants to exchange British pounds to US dollars.
B. He wants to open an account in the US.
C. He wants the woman to check his account in America immediately.
D. He wants traveler’s checks.
Questions 62-64 refer to the following conversation.
Listen to the question
62. What does the woman want to do?
A. Walk down Queen Street.
B. Get money.
C. Go shopping.
D. Go for a walk.
63. In which direction is the Uptown Bridge?
A. Northwest.
B. South.
C. Southeast.
D. North.
64. In which direction does the woman need to walk?
A. South.
B. Northwest.
C. North.
D. Southeast.
Questions 65-67 refer to the following conversation.
Listen to the question
65. When will the flyers most likely be delivered?
A. When heads will roll.
B. This morning.
C. Tomorrow morning.
D. Around four o'clock.
66. What does the woman think about the printers?
A. She thinks they are unreliable.
B. She trusts them.
C. She knows they are sometimes late.
D. She thinks they offer a reasonable price.
67. What does the woman want the man to do?
A. Call the printers to double check.
B. Take a copy of the flyer to the printers.
C. Calm down.
D. Get to the printers by four o’clock.
Questions 68-70 refer to the following conversation.
Listen to the question
68. Why might the woman not bring back paper?
A. She's busy.
B. She'll be carrying something else.
C. She doesn't think they need it.
D. She does too many favors for the man.
69. How much paper does the man want the woman to bring back?
A. Fifty pieces of paper.
B. Fifty packs.
C. One hundred sheets.
D. Two packs of fifteen sheets.
70. What does the man guess the woman is going to the supply room for?
A. To get paper for a presentation.
B. To give a presentation.
C. To store a projector.
D. To get something for a presentation.
Part 4
Directions: You will hear some short talks given by a single speaker. You will be asked to
answer three questions about what the speaker says in each short talk. Select the best
response to each question and mark the letter (A), (B), (C), or (D) on your answer sheet.
The talks will be spoken only one time and will not be printed on your test book.
Questions 71-73
Listen to the question
71. For which industry does Crank-It-Up Ltd offer business start-up assistance?
A. Internet.
B. Software.
C. Small business.
D. Various.
72. How often is training offered?
A. One time only.
B. Once a week.
C. Once a month.
D. Twice a month.
73. What does the software offered by Crank-It-Up help you do?
A. Become your own CEO.
B. Work in an international field.
C. Train employees.
D. Find distributors.
Questions 74-76
Listen to the question
74. How many weeks had Wealth Street closed ahead prior to the current week?
A. One week.
B. Two weeks.
C. Three weeks.
D. Zero weeks.
75. What are investors gaining confidence about?
A. The major markets.
B. Wealth Street.
C. The economy.
D. Consumer sentiment.
76. According to the report, when will optimism continue to grow?
A. Into the coming year.
B. Into the coming month.
C. Over the next two quarters.
D. After the next year.
Questions 77-79
Listen to the question
77. How many hours is Capital Bank open on Tuesday?
A. Nine hours.
B. Eight hours.
C. Eleven hours.
D. Unknown.
78. What time does Capital Bank open on Saturday?
A. 8 a.m.
B. 9 a.m.
C. 10 a.m.
D. 5 p.m.
79. If you want to leave a message for a representative, what should you do?
A. Call tomorrow.
B. Call an extension.
C. Call customer service.
D. Call after five.
Questions 80-82
Listen to the question
80. What requirements must applicants meet?
A. They must have a phone.
B. They must have been trained.
C. They must travel often.
D. They must be friendly.
81. What benefits does the job offer?
A. Free travel.
B. Free health care.
C. Free training.
D. Free telephone.
82. If you wish to find out more, what should you do?
A. Send an e-mail.
B. Call the sales manager.
C. Send in your resume.
D. Check out a website.
Questions 83-85
Listen to the question
83. In the new budget, what happened to health care funding?
A. It increased fifteen percent.
B. It decreased fifteen percent.
C. It decreased fifty percent.
D. It increased fifty percent.
84. How much of a tax exemption would a family with two university students receive?
A. Five percent of their income.
B. Five thousand dollars.
C. Ten thousand dollars.
D. Twenty thousand dollars.
85. When was this budget report released?
A. Last year.
B. Last night.
C. This month.
D. This morning.
Questions 86-88
Listen to the question
86. What happened in the fourth quarter of 2004?
A. Mutual prices dropped.
B. The markets recovered.
C. Equities skyrocketed.
D. Interest rates went up.
87. What do many analysts predict will happen in 2005?
A. The markets will rally.
B. Large-cap equities will perform better than in 2004.
C. Small-cap equities will score the biggest returns.
D. Large-cap equities will perform worse than in 2004
88. Which had the slimmest gains?
A. Mutual funds.
B. Real estate funds.
C. Equity funds.
D. Technology-focused funds.
Questions 89-91
Listen to the question
89. What does this company claim to offer?
A. Extensive instruction.
B. Large inventory.
C. Opportunity cost.
D. Life support.
90. What is NOT mentioned in the advertisement?
A. Comfort.
B. Opportunity.
C. Guidance.
D. Guaranteed success.
91. How long does a person have to accept the offer?
A. Twenty-four hours.
B. Thirty days.
C. Thirteen days.
D. Ten days.
Questions 92-94
Listen to the question
92. What is the purpose of this announcement?
A. To cancel a meeting.
B. To tell business students that Mr. Taylor wants to meet with them
C. To schedule a meeting.
D. To reschedule a meeting.
93. When will the meeting take place?
A. Today at 5 p.m.
B. Tomorrow at 5 p.m.
C. Friday at 4 p.m.
D. Friday at 5 p.m.
94. What room number did the online post give for the meeting?
A. 405.
B. 101.
C. 054.
D. 504.
Questions 95-97
Listen to the question
95. What is the reason for the announcement?
A. A Japanese company has made a large purchase order.
B. A Swedish company has made a large purchase order.
C. A Japanese company has taken over a Swedish company.
D. A Swedish company has taken over a Japanese company.
96. How much was the total order reported to be for?
A. 17 million Euros.
B. 70 million Euros.
C. 17 million US dollars.
D. 70 million US dollars.
97. Who took over whom last year?
A. HTT took over Bio-Heart.
B. Tiger Airlines took over Asia Airwaves.
C. Bio-Heart took over HTT.
D. Asia Airwaves took over Tiger.
Questions 98-100
Listen to the question
98. Which type of benefit is not mentioned in the advertisement?
A. Chiropractic.
B. Optical.
C. Homecare.
D. Dental.
99. How much would it cost to cover a young couple who were living together?
A. $12.
B. $19.
C. $24.
D. $31.
100. How long has Cover You been a trusted name?
A. For over four years.
B. For over forty years.
C. For over twenty years.
D. For half a century.
READING TEST
Part 5
Directions: A word or phrase is missing in each of the sentences below. Four answer
choices are given below each sentence. Select the best answer to complete the sentence.
Then mark the letter (A), (B), (C), or (D) on your answer sheet.
101. Mistakes are valuable ________ one learns from them.
A. as far as
B. as long as
C. as well as
D. as good as
102. The plane is ________ to land at 11:25 a.m.
A. scheduled
B. schedule
C. scheduling
D. schematic
103. Had the meeting started on time, it ________ finished before six o'clock.
A. would have
B. would be
C. will have
D. will be
104. The entire list of over a thousand clients was ________ alphabetically.
A. files
B. filing
C. filed
D. file
105. It is hard for some people to respect their boss because they have a problem with
________.
A. authorization
B. authorities
C. authors
D. authority
106. Mrs. Burns decided to switch jobs due to the length of the ________ everyday.
A. community
B. commuting
C. commute
D. commune
107. The group of financial advisors were rightly ________ of insider trading.
A. accusation
B. accused
C. accusing
D. accuse
108. The business was forced to ________ financial restructuring due to a lack of capital.
A. undergo
B. undermine
C. underwent
D. underfeed
109. Most mutual funds take a ________ approach to investing.
A. constant
B. consistent
C. considerate
D. conservative
110. The conference ________ by more than one hundred management executives last
week.
A. attendance
B. was attended
C. has been attended
D. is attended
111. It is important to ________ learning throughout our lives.
A. continuing
B. continue
C. continuity
D. continuance
112. The businessman was ________ to buy the ocean property no matter the cost.
A. determined
B. determine
C. determining
D. detrimental
113. Successful business people are ________ looking for new opportunities.
A. consistently
B. conservatively
C. constantly
D. considerably
114. The purchase of the struggling restaurant proved to be ________.
A. lucent
B. lucid
C. luckily
D. lucrative
115. Linda was ________ that if she was late one more time she would be looking for a
new job.
A. warning
B. warned
C. warranted
D. warn
116. The home owner's decision not to invest in fire insurance ________ being very costly.
A. ended up
B. ended for
C. ended with
D. ended in
117. ________ he was on vacation, Tim found it very difficult not to be doing work.
A. In spite of
B. Regarding
C. However
D. Even though
118. When the two brothers ended their business partnership, they ________ ended their
friendship.
A. also
B. so
C. too
D. since
119. It was important for the CEO to get some rest ________ the plane on his way to
Tokyo.
A. in
B. on
C. by
D. to
120. Good communication flowing both up and down an organization's hierarchy is
________.
A. essence
B. essentially
C. essentials
D. essential
121. The American businessman was not ________ to Asian business practices.
A. accommodated
B. acclimatize
C. accustomed
D. accredited
122. The manufacturer had to ________ production due to a lack of materials.
A. limit
B. expand
C. develop
D. increase
123. The company was committed ________ making the highest quality products.
A. by
B. to
C. for
D. with
124. The supervisor was very annoyed ________ the new employee who was always late.
A. for
B. to
C. in
D. with
125. The quoted price is ________ of all shipping and taxes.
A. include
B. included
C. inclusive
D. including
126. Thank you to everyone who ________ to the project. It went over very well with the
board of directors.
A. contributed
B. assisted
C. helped
D. supported
127. I'm not satisfied ________ the effort I have seen around the office lately.
A. in
B. at
C. with
D. on
128. I'd like all of you to become ________ with the other people in the class.
A. family
B. familiar
C. famine
D. fastidious
129. John is really ________ forward to the company vacation this year.
A. going
B. seeing
C. looking
D. moving
130. We need to be prepared ________ a drop in revenue this month.
A. for
B. by
C. at
D. to
131. Do you think Kate is ________ of running the office while you are away?
A. ability
B. competent
C. aptitude
D. capable
132. Please send me all of the files ________ to the Marshall account.
A. relatively
B. relativity
C. relevant
D. related
133. Investors took advantage of the extremely low interest rates by ________ large
amounts of money.
A. borrowing
B. lending
C. offering
D. saving
134. The seminar was informative, but it was extremely ________.
A. bored
B. boring
C. bored with
D. laboratory
135. The next board of directors meeting will be held ________ March 17th.
A. at
B. on
C. in
D. by
136. My secretary ________ for our driver to pick you up at the airport.
A. arranges
B. arranged
C. arranging
D. arrangement
137. The young manager thought she could do everything herself. She was not good at
________ responsibility.
A. delegating
B. accepting
C. receiving
D. attaining
138. This year's conference, ________ you are all expected to attend, will be the last
weekend of April.
A. that
B. when
C. which
D. whom
139. Steve has done all of the company's hiring for ________ ten years.
A. mostly
B. nearly
C. fairly
D. early
140. Our ________ this quarter will be to aim our advertising at the younger generation.
A. strategic
B. strategize
C. strategically
D. strategy
Part 6
Read the following texts. A word or phrase is missing in some of the sentences. You are to
choose the word or phrase that best completes the sentence.
NASA approved a major design change in the space shuttle's fuel tank on Wednesday,
____141____ the last major hurdle before shuttle flights can resume as early as July 1,
officials said. Though there was great attention paid ____142____ engine performance,
there were no surprises according to scientists. “Everything went smoothly and all is
____143____ schedule," NASA spokeswoman said after managers and engineers approved
the new tank design at a meeting at NASA's fuel tank manufacturing plant near New
Orleans. Officials will choose a firm launch date for Discovery at the completion of a
formal flight review next week
141.
A. clear
B. cleared
C. clearing
D. is cleared
142.
A. with
B. on
C. along
D. to
143.
A. in
B. on
C. with
D. to
College life isn't just about drinking beer. In a rare instance, Apple Computer Inc.'s
iconic iPod music player ____144____ beer drinking as the most "in" thing among
undergraduate college students, according to the latest biannual market research study by
Ridgewood, N.J.-based Student Monitor.
Nearly three quarters, or 73 percent, of 1,200 students surveyed said iPods were "in" —
more than any other item in a list that also ____145____ text messaging, bar hopping and
downloading music. In the year-ago study, only 59 percent of students named the iPod as
"in," putting the gadget well below alcohol-related activities. This year, drinking beer and
Facebook.com, a social networking Web site, were tied ____146____ second most popular,
with 71 percent of the students identifying them as "in."
144.
A. superior
B. surpassed
C. optimized
D. withdrew
145.
A. inclusion
B. occlusion
C. included
D. including
146.
A. in
B. for
C. upon
D. to
Achieving a long-sought goal of the $28 billion memory chip industry, SilverShell
Semiconductor Inc. ______147_______ the commercial availability of a chip last week
that mixes traditional memory with a hard drive's ability to keep data. The chips, called
magnetos random-access memory (MRAM), _____148______ information by using
magnetic properties instead of an electrical charge. ____149______ flash memory, which is
slower and unreliable, MRAM is fast to read and doesn't degrade over time.
147.
A. announce
B. announcing
C. announced
D. announces
148.
A. maintain
B. maintains
C. maintaining
D. maintenance
149.
A. Similar
B. Indeed
C. Unlike
D. Contrary
Stocks finished an uneasy session Monday when investors _____150______ nervous ahead
of the first-quarter earnings season. Weakness in the technology sector dragged on the
NASDAQ composite index. Expectations for solid quarterly results helped the market to an
early advance, but the enthusiasm waned throughout the session, _______151______ some
traders to lock in profits. Dow Jones industrial Alcoa Inc. — the first major U.S. company
to report — _____152______ after releasing its poor results post-close.
150.
A. made
B. struck
C. grew
D. romped
151.
A. initiated
B. collapsing
C. retrograded
D. causing
152.
A. rocketed
B. shot
C. sagged
D. tinged
Part 7
Directions: In this part you will read a selection of texts, such as magazine and newspaper
articles, letters, and advertisements. Each text is followed by several questions. Select the
best answer for each question and mark the letter (A), (B), (C), and (D) on your answer
sheet.
Question 153-156 refer to the following report:
Disappointing Figures for Siberia
Fourth quarter gross domestic product in Siberia rose only 3.0 percent, much slower than
the 3.7 percent growth rate that the markets estimated. However, third quarter GDP growth
was significantly revised upwards to 4.5 percent (previously reported 3.9 percent growth),
to provide some good news.
The slowdown in the fourth quarter was driven by weakness in consumer spending.
Personal consumption expenditure growth decelerated to only 1.0 percent, after a 4.1
percent increase in the third quarter. Real nonresidential private fixed investment increased
8.9 percent, up from 4.2 percent in the third quarter to help offset the slowdown in
consumer spending. There were no other positive signs in the fourth quarter. It remains to
be seen what affect this slowdown will have on the coming year in Siberia.
153. What was the expected GDP percentage growth for the fourth quarter?
A. 3.0 percent
B. 3.7 percent
C. 3.9 percent
D. 4.5 percent
154. What percentage of growth was originally reported for the third quarter?
A. 3.0 percent
B. 3.7 percent
C. 3.9 percent
D. 4.5 percent
155. What was the main reason for the slowdown in the fourth quarter?
A. Third quarter growth was revised.
B. Private fixed investment increased.
C. Consumer spending weakened.
D. Personal consumption expenditure growth decelerated.
156. What is predicted to happen to the GDP in Siberia in the coming year?
A. The slowdown will continue.
B. There will be considerable growth.
C. There will be moderate growth.
D. There are no predictions in the article.
Question 157-160
Welcome to Cyber Bank, where all your banking needs are met online through the
convenience of your personal or business computer. We are the first financial institute to
feature exclusively computer-based transactions. Our three-year performance record is
outstanding. Our commitment is to provide you with the very best service here on the
Internet. Your business is important to us and we appreciate the opportunity you've given us
to help meet your financial needs. You might like to review the following for immediate
information on topics that we are frequently asked about:
．Information about our electronic services--brokerage or banking
．How to open a brokerage account
．How to open a savings or checking account
．Internet browsers
．Information about our rates
www.cyberbank.com
157. What is needed to bank with Cyber Bank?
A. A username and password
B. A Web site
C. A brokerage account
D. An Internet connection
158. What is unique about Cyber Bank?
A. You can do your banking on the Internet.
B. It offers several different types of accounts.
C. Transactions are made exclusively by computer.
D. Brokerage accounts are available.
159. How long has Cyber Bank officially been operating?
A. One year
B. Two years
C. Three years
D. Unknown
160. What topic is NOT frequently asked about?
A. Rates
B. How to download different browsers
C. How to open various accounts
D. Different services
Question 161-164 refer to the following information:
Airline Profits Not Up To Par
Rapid Air's new parent company, Ace Aviation Inc cited restructuring costs for its loss in
the third quarter, but said operating income and passenger revenue were up.
The airline, which emerged from court protection at the end of the quarter, also said on
Friday it has agreed to purchase 15 Emblazer aircraft from a Brazilian aircraft maker and
has an option to buy 15 more of the 78-seat jets. Mexico's largest airline and No. 29 in the
world did not disclose the price of the deal, but said the first of the planes would be
delivered in July 2005.
Rapid Air said it had a net loss of $81 million, or 67 cents per share, in the period ended
September 30. That was down from a loss of $263 million, or $2.18 per share, last year.
Operating income was $243 million, up $17 million from what it recorded in the same
period of 2003. The company had said it expected to report a jump in net profit in the
current quarter despite higher fuel prices.
161. On what did the airline blame for its loss in the third quarter?
A. Operating income was down.
B. Passenger revenue did not meet expectations.
C. Restructuring costs were high.
D. Court protection.
162. How many Emblazer aircraft does Rapid Air have the opportunity to buy?
A. Fifteen
B. Thirty
C. Seventy-eight
D. Twenty-nine
163. From whom will Rapid Air purchase the Emblazer aircraft?
A. Ace Aviation Inc.
B. Mexico's largest airline
C. The Mexican government
D. An aircraft producer from Brazil
164. What is true about the Rapid Air's third quarter this year?
A. Operating Income increased seventeen million dollars from last year.
B. Net losses were higher than the previous year.
C. The company lost $2.18 per share.
D. The company made 67 cents per share.
Question 165-166
OFFICE FOR RENT
A large, luxurious downtown office space is available starting February 1, 2005. Located at
the corner of Front and King St., this beautiful space overlooks the lake and comes
complete with desks, chairs, telephones and Internet connection. Two floors, the
seventeenth and eighteenth, are each three hundred square feet and are available together or
separately. The monthly rates are as follows:
17th Floor - $3500 18th Floor - $3900
Both - $6900
Interested parties should contact Big's Real Realty at (434) 555-9900
165. According to the advertisement, what words best describe the available office space?
A. Huge and unpretentious
B. Sizeable and comfortable
C. Diminutive and deluxe
D. Big and modest
166. What is NOT included with the office space?
A. Furniture
B. Waterfront view
C. Computers
D. Web link
Question 167-171 refer to the following letters:
Dear Dad,
Well, once again I’m in need of your advice. I hope I’m not troubling you too much these
days. But after getting married, life has just become one responsibility after the other. No
more playful days on the college campus for me anymore! And with a kid on the way, I
really have to watch my finances.
In short, I’m thinking about getting a car. Now I know what you’re thinking. You probably
think I’m considering a car so I can have another big toy to play with. But the fact of the
matter is that Jeanie and I have gone over the costs of commuting every day and found that
we could actually save money if we had our own means of transportation. However, I do
need to get some advice from you on how to actually go about buying a car. I do know that
car salesmen are slick and can swindle you into a deal that you later find out was not at all
to your benefit.
Any ideas? This is new territory for me. I just want to do it right.
Your son,
Ralph
Dear Son,
I understand your concerns. The following advice I believe should give you some guidance.
Next to buying a home or funding your children's education, buying a car is the most
expensive purchase you'll make. And car-related expenses, such as gas, maintenance and
insurance, can take a big bite out of your wallet.
Before you begin looking for a new car, you should know your limits and what you should
be spending. Experts say you shouldn't spend more than 10 percent of your gross income
on car expenses, which include the cost of the car along with insurance, gas and
maintenance.
Once you decide on a price range, you'll want to decide how much you can put down as a
down payment and then negotiate the price of your car. Too many buyers accept long-term
financing arrangements in order to minimize their down payment. If they decide to trade
the car in the first year or so, they often find that they actually owe more on their car than
it's worth. A good rule of thumb is never to finance more than 80 percent of the total cost of
the car. At least 20 percent or more should be paid in cash at the time of purchase. This will
keep you out of trouble down the road.
I hope this helps.
Your loving father.
167. According to the article, which is the least expensive purchase?
A. Buying a car
B. Paying tuition
C. Buying a house
D. Taking a vacation
168. What expense is NOT mentioned in the article?
A. Car repairs
B. Fuel
C. Car insurance
D. Additions to your car
169. Why does Ralph need to watch his finances?
A. He has two kids that need to go to college.
B. His wife is going to have a baby soon.
C. His child’s education is very expensive.
D. He wants to buy a home in the future.
170. How much do experts say you should spend on car expenses?
A. Ten percent of the price of your car
B. Less than ten percent of your income
C. At least ten percent of your income
D. About ten thousand dollars
171. What does Ralph think about car salesmen?
A. They try to trick buyers.
B. They don’t understand his needs.
C. They are generally honest.
D. They give a good deal on used vehicles.
Questions 172-176 refer to the following:
Dear Linda,
How have you been? I hope that all is going well with your new job in Washington
D.C.
Here’s something interesting. I’m going to be bringing my American History
students up from Florida to Virginia to have a look at some of the historical sites there.
Anyway, the students would like to get off the university campus for a while. Can you
recommend any place that stands head and shoulders above the rest? I would greatly
appreciate it.
If you want to contact me by phone, please do so between one o’clock and three
o’clock in the afternoon. That’s when I have office hours.
Yours,
William
Dear William,
Coming to Virginia? Great! I have just the place for you. Try Monticello in Charlottesville,
Virginia. As you know, it’s the home of Thomas Jefferson, third president of the United
States. The place is really cool.
Here's the information:
Monticello Tours: Historic Home of Thomas Jefferson
While availability of the Monticello Study Tours is limited, teachers may also arrange for
student groups of any size to visit Monticello by contacting:
Monticello Group Tour Reservations Manager
Ph: (434) 984 - 9880 (M-F, 9 a.m.-5 p.m.)
Fax: (434) 984 - 0004
Email: GroupReservations@Monticello.org
These groups receive a guided tour of the house, and are free to enjoy the gardens and
grounds on their own.
When accompanied by a teacher, student groups (grades K-12) secure the following rates:



March 1 - Oct. 31, $6.00
Nov. 1 - Feb. 28, $4.00
Adults: $11.00 (all year)
Take care, Linda
172. If William’s students go to Monticello on March 25th, what rate will each have to pay?
A. $6.00
B. $11.00
C. $10.00
D. $0.00
173. After the guided tour, what can visitors do on their own at Monticello?
A. Ride the amusement rides.
B. Walk through the gardens.
C. Tour the library.
D. Eat at the bread factory.
174. Where is William brining his students from to visit Monticello?
A. Washington D.C.
B. Virginia.
C. Florida.
D. Charlottesville.
175. At what level of education are the students currently studying?
A. Junior high.
B. High school.
C. University.
D. Elementary school.
176. When would NOT be a good time for Linda to contact William?
A. Twelve o’clock a.m.
B. One thirty in the afternoon.
C. Two thirty in the afternoon.
D. One o’clock in the afternoon.
Questions 177 through 180 refer to the following email:
To: suetaylor@sunny.corp.com
From: rbannister@fmail.com
Subject: Re: An Official Offer
Dear Ms. Taylor,
I would first like to thank you for the wonderful hospitality that you have extended me
throughout the interviewing process. The people at Sunny Corp. were very courteous and
respectful. I appreciate that.
After carefully weighing my options, however, I have decided to respectfully decline
your offer to join your company as the marketing director. It was a very difficult decision
for me to make. I think your company has a lot of potential and the opportunity to grow
with you was extremely tempting. I was especially impressed with your facilities and your
extensive training program.
In the end, this was a geographical decision. As much as I have dreamt of living in
Chicago, I have decided to stay on the West Coast. I love San Francisco, and I have
received an offer for a similar position with one of your competitors, Energy Stream Ltd. I
wish you the best of luck in the future.
Sincerely,
Roger Bannister
177. How was Mr. Bannister treated during the interviewing process?
A. He was treated with hostility.
B. He was treated very well.
C. He was treated poorly.
D. He was treated appreciatively.
178. Why has this letter been written?
A. To accept a job offer
B. To make a job offer
C. To reject a job offer
D. To negotiate a job offer
179. What impressed Mr. Bannister about Sunny Corp.?
A. The company's faculty
B. The company's earnings
C. The company's logo
D. The company's training
180. If Mr. Bannister accepted the offer from Sunny Corp, where would he live?
A. The West Coast.
B. Chicago
C. New York
D. San Francisco
Questions 181 through 184 refer to the following article:
With everyone practicing safe investing these days, it's hard to find something to get
excited about in the financial world. Are people really on cloud nine because they are
making three percent a year from their GIC? What ever happened to rolling the dice?
There is obviously something to be said about working hard, putting money in the
bank every month, and watching it grow, ever so slowly, so that kids can go to college and
parents can retire, eventually. This is what the majority of our population does, so it must
be the most reasonable thing to do.
But wait. There are a plethora of investment opportunities out there. Most analysts
agree that it's a buyer's market. Do you remember the term 'opportunity cost' from
economics class? Well, let's just say that the three percent you think you're making is
actually costing you money. And it could be costing you a lot. If the money that returns
three percent could be returning ten percent, the opportunity cost is seven percent! So get
yourself a good financial advisor, and get your money working for you. Not the other way
around.
181. What would be the best title for this article?
A. Safe Investing
B. Three Percent
C. Roll the Dice
D. Put Your Money in a GIC
182. What type of investor is the writer?
A. Aggressive
B. Conservative
C. Passive
D. Stupid
183. What does the writer say about majority of the population?
A. They invest money conservatively.
B. They go to college.
C. They retire early.
D. They are smart investors.
184. What does the writer say regarding 'opportunity cost'?
A. Money invested at a low interest rate could have a high opportunity cost.
B. The opportunity cost for most investors is ten percent.
C. Aggressive investments have a high opportunity cost.
D. Opportunity costs make money for you.
Questions 185 through 187 refer to the following ad:
NO EXPERIENCE NECESSARY
Loan Representatives needed for a national lending/mortgage broker. No experience
and no license required. Work part-time or full-time and create a business for yourself. You
can hire loan representatives yourself and earn commissions and overrides on their services
without a license. This is completely legal. Come join one of the nation's top
lending/mortgage brokers. Start today!
COMPANY DESCRIPTION
Worldwide Equity Lending is one of the nation's premier mortgage companies offering
a complete line of residential loan programs to help homeowners harness the power of their
mortgage. We are licensed as a National Mortgage Banker/Broker in 48 states and provide
a full complement of residential mortgage products and services through our network of
branch offices. Worldwide Equity Lending offers a diversified portfolio of residential
mortgage products through its investor relationship with the top mortgage companies in the
industry. Through these relationships, we are able to offer the right loan to meet our client's
unique needs.
MEMBERSHIPS WORLDWIDE
Equity Lending is a member of the largest Association of Mortgage Bankers
Associations in Europe, and through members of its branch network and correspondent
affiliations, maintains memberships in many other associations. Worldwide Equity Lending
has a diversified portfolio of concepts and products from more than 100 of the most
respected companies in the industry. Visit www.wel.com and view the presentations on the
top left portion of the site and view all video links available. Every aspect of this
opportunity is there to see.
185. Who is this advertisement aimed at?
A. Experienced bankers
B. People who want to become loan representatives
C. Investors
D. Mortgage companies
186. What type of company is Worldwide Equity Lending?
A. A mortgage company
B. A trust company
C. A bank
D. A job bank
187. According to the article, what allows the Worldwide to offer such a variety of different
loans?
A. They have a diversified portfolio of products.
B. They are the largest mortgage company in the country.
C. They have relationships with the top mortgage companies in the industry.
D. They have a detailed website with lots of information.
Questions 188 through 190 refer to the following opinion:
Best and Worst of First Class
Richmagazine.com Chris Varlaine
Imagine the chief executive of a company in which you hold stock has to make a long
overseas flight to attend a meeting that could have a major impact on the company's share
price. Naturally, you would want the CEO to be at the top of his game, rested, refreshed,
relaxed, and ready. When millions of dollars hang in the balance, the price of a first-class
airline ticket doesn't seem so expensive after all. ^It's no secret that flying, especially on
long-haul flights, can take a toll on the body. For busy executives who have to rush off a
plane after a long flight and head directly to a meeting to seal the deal, having a decent
meal, a place to work and a good night's sleep can make all the difference.
We now offer you what Rich Magazine deems the best and worst airlines, in terms of
comfort and convenience. We have paid price no attention. By far, the most impressive
first-class treatment came from Luxury Airlines. Not only was the food, along with the
wine, and the service impeccable, but we were treated to a sleeping experience that many
hotels would not be able to beat. To be honest, I didn't want to leave once we had landed.
On the other side of the coin, Awesome Airways failed to impress us. The food was old,
the wine was new, and the service seemed in a big hurry to land before we took off. I failed
to see anything that was awesome about this flying experience. So the next time you see a
jump or fall in your portfolio, take a minute to think if the airlines had anything to do with
it.
188. What does the writer say about the price of first class tickets?
A. They are too expensive.
B. They are inexpensive.
C. They aren't worth the money.
D. They are worth the cost for traveling CEOs.
189. According to the article, why is the choice of airline so important?
A. Business people need to be well rested for meetings.
B. Different airlines serve different food.
C. The price varies widely.
D. Many airlines are like hotels.
190. What does the writer NOT say about Luxury Airlines?
A. The food was excellent.
B. The sleeping accommodation was superb.
C. The lounges at the airports were like hotels.
D. The service was flawless.
Questions 191 through 195 refer to the following inquiry and rules:
Dear BookTalk Think-fest organizers,
I was really glad to see that you will be carrying on your annual Think-fest contest.
My best friend and I have never participated in this competition before, but are really
looking forward to it. I live in Canada at the moment and my best friend in Quebec. Very
few contests of this caliber happen around where either one of us lives.
I was wondering what great books you’ll be offering as a prize this time around.
Please let me know. Since my best friend’s father works for Melville and Rick’s, which
does most of the promotion for Book Talk events, we have heard many great things about
your successful and fair competitions in the past.
Could you send me the information about the contest as soon as possible so I can
register on time?
Thanks,
Micky Waters
Dear Micky,
Thanks for your enthusiastic letter. I have attached the rules of the contest below. I hope
they are useful to you.
CONTEST RULES for Book Talk Think-fest Competition
NO PURCHASE NECESSARY. VOID WHERE PROHIBITED.
ELIGIBILITY: This contest is open only to legal residents residing in the 50 United States
and Canada (excluding Quebec). The following persons and their dependents are not
eligible to enter or win: employees of BookTalk.com or Book Talk, Inc. and their affiliates,
subsidiaries, advertising and promotion agencies, and the immediate families (spouse,
parents, siblings, and children) of each of the above.
HOW TO WIN: One winner will be randomly selected from all entries by the staff of
Bookreporter.com. Entries must be received before 12:01 a.m. ET on September 1, 2006.
BookTalk.com is not responsible for entries lost or delayed or not received for any other
reason, or for errors in the entry forms or the rules. BookTalk.com reserves the right to
announce the winner on BookTalk.com. In the event the winner is a Canadian resident,
he/she (or, if winner is a minor, his/her parent or legal guardian) will be required to
correctly answer a time-limited, skill-testing mathematical question to be administered by
mail to receive the prize.
PRIZES: BookTalk.com will notify the randomly selected winner. The winners will have
thirty days after notification to respond for collection of the prize. The winner will receive
the following two books with a retail value of $50.00:
BREAK NO BONES by Kathy Reichs
THE MESSENGER by Daniel Silva
191. According to the rules given, who will be able to compete in the contest?
A. Micky only
B. Micky and his best friend
C. Micky’s best friend only
D. Neither Micky nor his best friend
192. What will happen if Micky wins?
A. He will have to travel to Quebec to pick up his prize.
B. He will be able to enter the Book Talk final competition.
C. He will be able to interview for a job with Book Talk.
D. He will have to answer a math question.
193. How did Micky find out about the contest?
A. His uncle told him about it.
B. He competed in the competition last year.
C. His best friend’s father told him about it.
D. He saw the ad on Book Talk web page.
194. Where does Micky’s best friend live?
A. In Canada
B. In Quebec
C. In the US
D. In Iceland
195. How long do winners have to claim their prize?
A. One day
B. Fifteen days
C. Ten days
D. Thirty days
Questions 196 through 200 refer to the following letter and information:
Dear TravelPro:
My wife and I are looking to travel this year and have heard that your company is
offering special offers for trips in Southeast Asia.
I have read a great deal about the region and have to admit that I am fascinated by the
history of the many countries located there. I would especially like to see some of the great
architecture. Can you send me any information concerning travel packages you have? I
would especially like to see a dollar-by-dollar breakdown in the costs that each part of the
trip might entail, the more specific the better.
As we would like to travel with our neighbors, who are Korean, I would also like to
inquire into whether or not you offer your tours with a guide who speaks Korean. It would
certainly make it a lot more comfortable and enjoyable for them.
Please send the information as soon as possible,
Thank you for your time,
Jimmy Palmer
Dear Mr. Palmer:
Please read the following information about our tours in Thailand. I think it might be what
you are looking for.
Sincerely,
Amy Conners
A trip to Thailand designed especially for history lovers! You will be enchanted by ancient
temples and architecture. You will have the chance to see centuries old ruins.
Departure Date
Departs every Monday for Join-in, and daily departure for private tour
Inclusion : What is included in this trip
- Accommodation in air-conditioned room that includes bath and meals
- Transfers, entrance fees and tours by air-conditioned car/minibus/coach with English/
German/ French/ Italian/ Spanish-speaking guides.
- 2nd-class sleeping berth train-ticket Chiang Mai-Bangkok.
- Service charges, room tax, and baggage handling.
Exclusion : What is not included in the trip price
- Optional Tours
- International airport tax
- Expenditure of a personal nature, such as drinks, souvenirs and laundry, etc.
- Other tours & meals than mentioned in the program.
196. What information that Mr. Palmer asked for did the travel agency NOT give?
A. Specific information about the cost of the trip
B. Information about what is not included in the cost of the trip
C. Departure dates
D. Information about foreign language guides
197. What problem might Mr. Palmer’s neighbors encounter if they take the trip?
A. They will not have air-conditioned baths.
B. They will not have a guide who speaks Spanish.
C. They will not have a guide who speaks Korean.
D. They will not be able to attend the gala dinner.
198. What will Mr. Palmer most likely enjoy about the trip?
A. The gala dinner
B. The mini-bus transportation
C. The old buildings in Thailand
D. The ancient dance routines
199. What is not included in the price of the travel package?
A. Hotel
B. Mini-bus transportation
C. Optional tours
D. A foreign language guide
200. What tax is not included in the price of the package tour?
A. Immigration tax
B. Airport tax and room tax
C. Room tax only
D. International airport tax only