November 2012
PRIVREDNA BANKA BEOGRAD A.D. BEOGRAD
Introduction
Privredna Banka Beograd а.d. Beograd (hereinafter: Bank) has four decade long tradition of operating
on the financial market of former Yugoslavia. It was established as a branch office of the Privredna
Banka Sarajevo in 1972. Since 1978 the Bank was working as a legal entity –bank. It was founded under
the name Privredna Banka Beograd a.d. Beograd in 1989 and in the past period it operated in
compliance with the legislation.
The Bank is registered to carry out banking operations: credit and deposit operations, foreign-exchange
and exchange transactions, payment cards, issuance of securities, the issuance of guarantees, sureties
and other forms of surety (guarantee business), payment transactions, mediation in the securities trade,
and other activities in accordance with the Law on Banks
Ownership structure
As at 31.10.2012 the Bank had in total 5.706.666 ordinary shares owned by 2.171 shareholders. Nominal
value amounts to RSD 620 per share. The stake of the Republic of Serbia is 64,80%. The Bank’s shares
are traded on the Belgrade Stock Exchange. The following table presents the list of largest shareholders
by number of shares:
No.
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
SHAREHOLDER
REPUBLIC OF SERBIA
PIONIR DОО
АLFA INVEST SMM
RAIFFEISEN BANKA AD BEOGRAD- CUSTODY ACCOUNT
RAIFFEISEN BANKA AD BEOGRAD- CUSTODY ACCOUNT
MA PUBLIKUM
КОМЕРЦИЈАЛНА БАНКА АД- CUSTODY ACCOUNT
CITADEL SECURITIES AD
MIĆO COMMERCE DOO BEOGRAD
NLB BANKA AD BEOGRAD- CUSTODY ACCOUNT
Number of shares
3.697.805
202.427
124.641
124.381
114.430
84.647
82.481
74.949
61.738
56.479
Stake
(%)
64,80
3,55
2,18
2,18
2,01
1,48
1,45
1,31
1,08
0,99
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November 2012
Business network and staff
As at 31.10.2012 the Bank operates through its head office in Belgrade, 34 branch offices (of which 10 in
Belgrade) and 8 counters.
As at 31.10.2012 the Bank had 381 members of staff with the following educational structure:
Basic financial data
As at 30.09.2012 the Bank held 24th place with the share of 1,03% in the banking sector of Serbia
measured by total assets, 22nd place measured by total deposits of the banking sector with the share of
1,08% and 27th place measured by share in the total equity with 0,58%.
The trend in the level of assets, equity and deposits in the last three years:
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November 2012
As at 31.10.2012 the structure of balance sheet was as follows:
Balance Sheet Structure
Assets
Short-term operations
-F/X
-RSD
Long-term operations
-F/X
-RSD
Fixed assets
Total
(in RSD 000)
16.048.815
5.417.530
10.631.285
13.087.432
1.287.904
11.799.528
1.067.840
30.204.087
Liabilities
Short-term operations
-F/X
-RSD
Long-term operations
-F/X
-RSD
Capital and reserves
Total
17.795.699
10.540.425
7.255.274
9.036.014
7.595.887
1.440.127
3.372.374
30.204.087
As at 31.10.2012 the Bank deposits amounted to EUR 162.5 million, of which 20% were transaction and
sight deposits, and 80% were term deposits. Structure of deposits by clients was as follows:
Total investments of the Bank as at 31.10.2012 amounted to EUR 191.2 million, of which 89% were
invested as loans to clients and banks. Structure of investments into loans to clients was as follows:
Medium and large
enterprises
16%
8%
76%
Small enterprises and
entrepreneurs
Retail
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November 2012
Number of issued debit cards as at 31.10.2012 was 19.608, while the number of issued credit cards on
the same date was 8.584. The largest share of issued cards relates to Dina Cards.
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