Credit Union Acronyms
Acronyms can be confusing, especially if you’re new to CUs (that’s credit unions).
Below is a helpful list of many of the acronyms used by our financial institution.
ACH
ALM
APR
APY
APYE
ARM
ATM
BSA
CAMEL
CCCS
CCUE
CD
CFO
CPA
CPI
CTR
CU
CUES
CUMIS
CUNA
CUSO
DR
EBP
ECOA
EFT
EIN
FBI
FCC
FCRA
FCU
FDIC
FFIEC
FHA
FHLMC
FinCEN
FMLA
FNMA
FRB
FTC
FY
GAP
Automated Clearing House
Asset Liability Management
Annual Percentage Rate
Annual Percentage Yield
Annual Percentage Yield Earned
Adjustable Rate Mortgage
Automatic Teller Machine
Bank Secrecy Act
Capital Adequacy, Asset Quality, Earnings, Asset/Liability Management
Consumer Credit Counseling Service
Certified Credit Union Executive
Certificate of Deposit
Chief Financial Officer
Certified Public Accountant
Collateral Protection Insurance, Consumer Price Index
Currency Transaction Report
Credit Union
Credit Union Executives Society
Credit Union Mutual Insurance Society
Credit Union National Association
Credit Union Service Organization
Disaster Recovery
Electronic Bill Payment
Equal Credit Opportunity Act
Electronic Funds Transfer
Employer Identification Number
Federal Bureau of Investigation
Federal Communication Commission
Fair Credit Reporting Act
Federal Credit Union
Federal Deposit Insurance Corporation
Federal Financial Institutions Examination Council
Federal Housing Administration
Federal Home Loan Mortgage Corporation (Freddie Mac)
Financial Crimes Enforcement Network
Family Medical Leave Act
Federal National Mortgage Association (Fannie Mae)
Federal Reserve Bank
Federal Trade Commission
Fiscal Year
Guaranteed Asset Protection
GFE
HELOC
HMDA
IRA
LAN
LLC
LLP
LOC
LTV
MBP
MICR
MMA
MSR
MSRP
NACHA
NADA
NAFCU
NCUSIF
NCUA
NSF
OCC
OFAC
PFI
PMI
POS
RESPA
RFPA
ROA
ROAA
ROE
ROI
SAR
SEG
SSA
SCRA
SSI
SSN
TILA
TIN
TISA
UCC
VA
YTD
Good Faith Estimate
Home Equity Line of Credit
Home Mortgage Disclosure Act
Individual Retirement Account
Local Area Network
Limited Liability Company
Limited Liability Partnership
Line of Credit
Loan to Value
Mechanical Breakdown Protection
Magnetic Ink Character Recognition
Money Market Account
Member Service Representative
Manufacturer’s Suggested Retail Price
National Automated Clearing House Association
National Automobile Dealers Association
National Association of Federal Credit Unions
National Credit Union Share Insurance Fund
National Credit Union Administration
Non-Sufficient Funds
Office of the Comptroller of the Currency
Office of Foreign Asset Control
Primary Financial Institution
Private Mortgage Insurance
Point of Sale
Real Estate Settlement Procedures Act
Right to Financial Privacy Act of 1978
Return on Assets
Return on Average Assets
Return on Equity
Return on Investment
Suspicious Activity Report
Select Employee Group
Social Security Administration
Servicemembers’ Civil Relief Act
Supplemental Security Income
Social Security Number
Truth in Lending Act
Taxpayer Identification Number
Truth in Savings Act
Uniform Commercial Code
Veteran’s Administration
Year to Date