NCR, ACI and IFX
d
NCR, ACI and IFX
The need for
channel integration
The solution
In an effort to attract
and retain customers,
financial institutions
are deploying a wide
variety of service-rich
banking channels. With
the increase in the
number of channels,
financial institutions
are now faced with the
challenge of providing
a consistent and reliable
consumer experience
in a cost effective
manner.
Open standards are
the key to meeting
these objectives. As
the ATM continues to
be the most frequently
visited and most trusted
self-service delivery
channel, financial
institutions are seeking
to fully leverage the
ATM "visit" to encourage
usage, strengthen the
customer relationship,
cross-sell and improve
channel profitability.
Multi-channel
interoperability and
data sharing are central
to providing consistent
consumer experiences.
Successful strategies
to achieve channel
integration are designed
to embrace industry
mandates like EMV,
Triple DES and emerging
operating system and
communication
technologies. All of
these requirements
place additional
pressures on delivery
networks and their
supporting business
infrastructures.
For these reasons
financial industry
standards bodies and
technology leaders,
including ACI and NCR,
have combined
decades of experience
and best-of-breed
design principles into
the definition of
Interactive Financial
eXchange for ATM &
POS (IFX), an XMLbased financial
messaging standard.
IFX facts
With its ease of channel
integration, vendor
independence and
open standard design,
IFX will streamline
multi-channel
environments and is
set to become the new
standard for delivering
financial services across
all channels. APTRA
The new IFX standard
not only allows financial Edge is the only multivendor application
institutions to more
available today that
readily support new
mandates and technology allows banks to work
for as long as required
upgrades, but also
provides the basis for a in their current (for
example, NDC)
multi-service roadmap
environment and migrate
to the future.
to a new, integrated
channel environment
The combination of
such as IFX, without
NCR's IFX enabled
APTRATM Edge software replacing the entire
and ACI’s BASE24
ATM application. With
allows the ATM channel APTRA Edge, financial
to fully operate in an
institutions will simply
integrated, enterprisereplace the NDC
wide environment.
software component
with the IFX equivalent.
The remainder of the
application - the vast
majority - is
unaffected.
To nurture and promote
the standard these
companies formed the
IFX Forum which now
comprises around 30
member companies.
Membership and interest
continues to grow in
this global standard.
ACI facts
NCR facts
Formed
1997
Founded
Members
28
Processing
transactions
40 billion
Working groups
4
Customers
530
Countries
covered
71
1975
Website www.aciworldwide.com
Headquarters
Dayton, Ohio,
USA
Employees
30, 400
Service
experts
16,000
Management
centres
20
Countries
covered
Over 120
Website
www.ncr.com
NCR and ACI helping you move
forward to IFX
NCR and ACI have
teamed together to
provide a solution that
supports gradual or
immediate migration
to IFX. With APTRA
Edge, the decision to
move to an open,
enterprise-wide
environment can now
be implemented as a
single or multi-phase
project, based on the
particular business
drivers of each financial
institution.
Why NCR?
APTRA Edge allows
financial institutions to
introduce new ATM
services today, using
existing technology
and infrastructure to
support additional
services such as:
·
·
·
·
Bunch-note deposit
Personalised content
Cheque cashing
Improved authorisation
control
NCR's APTRA Edge and
ACI's BASE24 allow
users to offer these
enhanced services
now, while providing a
futureproof ATM
upgrade path that
enables financial
institutions to evolve
to IFX standards and
fully leverage the ATM
delivery channel.
"We partnered with NCR to leverage
the power of a global leader with a
market-ready solution that supports
our open strategy."
- Jeff Hale, Senior VP, Marketing & Business Development, ACI
· Industry commitment
NCR Financial
Solutions Group
invests 30% of its
R & D into self-service
software.
5 Thought leadership
NCR is an original,
founder member of
the IFX forum and
chairs the ATM/POS
working group.
· Experience
NCR has more
®
Windows based,
vendor independent
application
development
experience than any
other vendor.
· Infrastructure
NCR has the largest
global footprint of
software and services
development capability
to develop solutions
globally and to deliver
& support locally.
The results
5 Competitiveness
The architecture of APTRA Edge
separates decisions to change host
message formats from the need to
change other aspects of your ATM
application. This makes decisions
about future investments simpler
and more cost effective.
5 Investment protection
NCR's APTRA Edge software provides
smooth migration from legacy
protocols, such as NDC, to IFX.
5 Profitability
APTRA Edge reduces infrastructure
and maintenance costs and speeds
up time to market for new
developments by enabling ATMs to
support IFX for channel
integration.
d
a
NCR Corporation, 1700 South Patterson Boulevard,
Dayton, Ohio, 45479, USA
www.ncr.com
www.self-service-touchpoints.com
All features, functions and operations
described herein may not be marketed
in all parts of the world. Consult your
NCR representative for the latest
information.
© 2004 NCR Corporation
SP 3508