Retiree Benefits Overview
Classified (CCEU) & Confidential Employees
Faculty (CCFT) Employees
Administrative Managers
*Eligibility:
 Have been a regular full time employee of the
College for a period of at least ten (10) years
immediately prior to the date of retirement.
 Have reached the age of fifty years (50).
~Eligibility:
 The District shall provide the cost of the
same medical insurance coverage as
provided regular unit members for any unit
member who retires with ten (10)
consecutive years immediately before
retiring. Service as an adjunct member shall
not be counted as part of the ten (10) year
qualification.
 The unit member must retire into and be
receiving a monthly retirement allowance
from STRS or PERS.
~Medical Coverage Only:
Employees hired prior to 2008-09:
 Coverage shall include the retiree’s spouse
or principal domestic partner and continue
until the retiree reaches the age of 65.
 Once retiree has reached the age of 65 and
until reaching the age of 70, the District
shall provide the cost of the medical
insurance for the retiree only, in an amount
equal to the rate when the retiree was age
64.
+Eligibility:
 Have been an employee of the College for a
period of at least ten (10) years immediately
prior to the date of retirement.
 Have reached age 50 years old.
*Medical Coverage Only:
 Coverage for retiree and spouse/principal
domestic partner until retiree reaches age 65
or until retiree is covered by Medicare,
whichever comes first.
 Participating is required in Medicare when
eligibility exists.
 Coverage shall consist of the same range of
choices provided to current bargaining unit
members.
Page 1 of 3
* As defined in the CCEU Collective Bargaining Agreement
~ As defined in the CCFT Collective Bargaining Agreement
+ As defined in the Administrative Employee Benefits Summary
(June 2011)
+ Medical Coverage Only:
 Coverage for retiree and spouse/principal
domestic partner until retiree reaches age 65.
 Required to enroll in Medicare Parts A & B
at age 65.
 Once retiree has reached the age of 65 and
until reaching the age of 70, the District shall
provide the cost of the medical insurance for
the retiree only, in an amount equal to the
rate when the retiree was age 65.
Retiree Benefits Overview (continued)
*Medical Coverage Only: (continued)
 The District shall provide the cost of the
medical plan the employee was enrolled in at
the time of retirement.
 If the retiree elects to enroll in a more
expensive plan, the retiree will pay any
additional costs.
 After age 65, the retiree may continue
coverage at his/her own expense
 A surviving spouse or principal domestic
partner may remain enrolled in the medical
plan at their own expense.
~Medical Coverage Only: (continued)
 As soon as any retiree qualifies for
Medicare, the District shall not be
responsible for providing private medical
coverage but shall provide the “Carve Out”
plan for the retiree to age 70.
 After age 70, the retiree may continue
coverage at his/her own expense.
 A surviving spouse or principal domestic
partner may remain enrolled in the medical
plan at their own expense.
Employee hired during or after 2008/09
academic year:
 The District shall provide the retiree with a
stipend equal to the rate of the least cost
HMO medical plan for single or employee
plus one to age 65.
 The retiree may elect to purchase a higher
level of medical coverage at his/her own
expense.
 Once a retiree qualifies for Medicare and
until reaching the age of 70, the District
shall provide a stipend amount equal to the
cost of the lowest HMO “Carve Out” plan.
 After age 70, the retiree may continue
coverage at his/her own expense.
Page 2 of 3
* As defined in the CCEU Collective Bargaining Agreement
~ As defined in the CCFT Collective Bargaining Agreement
+ As defined in the Administrative Employee Benefits Summary
(June 2011)
+Medical Coverage Only: (continued)
 Retiree can elect to pay for spouse’s (or
domestic partner’s) medical coverage at this
time.
 After age 70, the retiree may continue
coverage at his/her own expense.
 Survivors of deceased retired administrators
have the option of remaining on the district
medical plan until the retiree would have
reached the age of 65 (as long as the survivor
was on the medical plan at the time the
retiree retired). After which, the survivor
may continue medical coverage at his/her
expense.
Retiree Benefits Overview (continued)
District Liability 2010/11:
 Total: $430,924
 40 retirees
 PPO: 30 retirees
 HMO: 10 retirees
Estimated District Liability 2011/12:
 Total: $514,403
 45 retirees
 PPO: 34 retirees
 HMO: 11 retirees
Annual Stipend Amounts 2010/11 (active
employees:
 Employee only: $8,773.68
 2-Person: $16,971.00
 Family: $23,363.28
District Liability 2010/11:
 Total: $447,690
 62 retirees
 PPO: 51 retirees
 HMO: 10 retirees
 Ind. Ret Plan: 1 retiree
Estimated District Liability 2011/12:
 Total: $460,091
 56 retirees
 PPO: 43 retirees
 HMO: 12 retirees
 Ind. Ret Plan: 1 retiree
Annual Stipend Amounts 2010/11 (active
employees):
 Employee only: $8,773.68
 2-Person: $16,971.00
 Family: $23,363.28
Total District Liability for 2010-11: $990,087
Total District Liability for 2011-12: $1,102,930
(June 2011)
Page 3 of 3
* As defined in the CCEU Collective Bargaining Agreement
~ As defined in the CCFT Collective Bargaining Agreement
+ As defined in the Administrative Employee Benefits Summary
(June 2011)
District Liability 2010/11:
 Total: $111,473
 13 retirees
 PPO: 10 retirees
 HMO: 3 retirees
Estimated District Liability 2011/12:
 Total: $128,436
 14 retirees
 PPO: 11 retirees
 HMO: 3 retirees
Annual Stipend Amounts 2010/11 (active
employees):
 Employee only: $8,773.68
 2-Person: $16,971.00
 Family: $23,363.28
Headcount Information by Employer Group 2010-11
Updated 05/11/11
Blue Shield HMO
Blue Shield PPO
Totals % of Total
Kaiser Permanente
(Retiree Plan)
Low $25 co-pay
Classified Employees
Employee
Employee + 1
Family
19
7
10
63
36
37
20
9
0
4
3
2
8
0
2
114
55
51
17.6%
8.5%
7.9%
Academic Employees
Employee
Employee + 1
Family
36
23
47
7
8
17
1
28
16
10
2
8
4
6
0
1
79
55
79
12.2%
8.5%
12.2%
Adjunct Employees
Employee
Employee + 1
Family
4
0
0
22
0
0
3
0
0
4
0
0
5
0
0
38
0
0
5.9%
0.0%
0.0%
Confidential Employees
Employee
Employee + 1
Family
0
0
0
7
0
5
0
0
0
0
0
0
0
0
1
7
0
6
1.1%
0.0%
0.9%
Admin/Mgrs
Employee
Employee + 1
Family
2
0
5
4
4
4
3
4
3
1
1
1
0
2
0
10
11
13
1.5%
1.7%
2.0%
Retirees (District Paid)
Employee
Employee + 1
Family
3
0
0
2
2
0
31
2
0
2
0
0
0
0
0
1
0
0
0
0
0
39
4
0
6.0%
0.6%
0.0%
Retirees (self-pay)
Employee
Employee + 1
Family
3
0
0
0
0
0
12
4
0
0
0
0
0
0
0
6
2
0
1
0
0
22
6
0
3.4%
0.9%
0.0%
Early Retirees (under 65)
Employee
Employee + 1
Family
4
5
1
2
4
0
22
17
0
2
0
0
0
1
0
30
27
1
4.6%
4.2%
0.2%
169
225
184
34
26
9
1
26.1%
34.8%
28.4%
5.3%
4.0%
1.4%
0.2%
Totals:
% of Total
High $300 Ded Med $500 Ded Low $2,500 Ded
Companion Care
(Retiree Plan)
High $10 Co-pay
647
2010-11 Open Enrollment - Related Medical Plan Information
Blue Shield
HMO High
2010/11
Blue Shield
HMO Low
2009/10 Difference
Blue Shield
PPO High
Blue Shield
PPO Medium
2010/11
2009/10
Difference
2010/11
2009/10
2010/11
2009/10
4
3
1
3
2
1
1
1
0
6
0
1
6
1
1
0
-1
0
112
61
44
121
61
41
17.6%
9.6%
6.9%
18.9%
9.5%
6.4%
1
-1
-1
2
8
4
5
8
4
-3
0
0
5
0
1
5
1
1
0
-1
0
82
54
77
87
56
75
12.9%
8.5%
12.1%
13.6%
8.8%
11.7%
3
0
0
0
0
0
4
0
0
4
0
0
0
0
0
5
0
0
2
0
0
3
0
0
38
0
0
33
1
0
6.0%
0.0%
0.0%
5.2%
0.2%
0.0%
0
1
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
7
1
4
6
2
3
1.1%
0.2%
0.6%
0.9%
0.3%
0.5%
0
1
1
3
5
2
3
5
2
0
0
0
0
2
1
0
0
2
0
2
-1
0
1
1
0
1
0
0
0
1
8
12
14
8
10
13
1.3%
1.9%
2.2%
1.3%
1.6%
2.0%
3
0
0
0
0
0
27
7
0
33
5
0
-6
2
0
1
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
34
7
0
38
6
0
5.4%
1.1%
0.0%
5.9%
0.9%
0.0%
0
0
0
0
0
0
0
0
0
12
1
0
13
0
0
-1
1
0
0
0
0
0
0
0
0
0
0
0
1
0
0
1
0
0
0
0
15
2
0
16
1
0
2.4%
0.3%
0.0%
2.5%
0.2%
0.0%
2
5
0
0
5
0
2
0
0
24
21
0
25
20
0
-1
1
0
3
0
0
2
0
0
1
0
0
0
1
0
0
2
0
0
-1
0
33
29
1
32
28
1
5.2%
4.6%
0.2%
5.0%
4.4%
0.2%
294
285
9
192
197
-5
2
22
21
1
635
639
46.3%
44.9%
30.2%
31.0%
3.5%
3.3%
24
13
8
-2
-5
1
61
38
33
68
34
31
-7
4
2
19
12
0
20
11
0
-1
1
0
Academic Employees
Employee
Employee + 1
Family
8
8
16
12
9
15
-4
-1
1
38
22
46
37
21
44
1
1
2
29
16
10
28
17
11
Adjunct Employees
Employee
Employee + 1
Family
4
0
0
4
0
0
0
0
0
22
0
0
20
1
0
2
-1
0
3
0
0
Confidential Employees
Employee
Employee + 1
Family
0
0
0
0
0
0
0
0
0
7
0
4
6
1
3
1
-1
1
Admin/Mgrs
Employee
Employee + 1
Family
1
0
5
1
1
5
0
-1
0
4
4
5
4
3
4
Retirees - over age 65
(District Paid)
Employee
Employee + 1
Family
3
0
0
2
1
0
1
-1
0
3
0
0
Retirees - over age 65
(self-pay)
Employee
Employee + 1
Family
3
0
0
3
0
0
0
0
0
Early Retirees (under 65)
Employee
Employee + 1
Family
4
2
1
5
1
1
-1
1
0
94
105
-11
14.8%
16.5%
33
31
5.2%
4.9%
2010/11
2009/10
2010/11
2009/10
Individual Retiree Medical Plans (over age 65 only)
CompanionCare
2010/11
Health Net
Seniority Plus*
2009/10 Difference 2010/11 2009/10
Kaiser Permanente
2009/10 Difference
2010/11
Totals
% of Totals
Retirees (District Paid)
Employee
Employee + 1
Family
1
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
n/a
n/a
n/a
0
0
0
1
0
0
0
0
0
9.1%
0.0%
0.0%
0.0%
0.0%
0.0%
Retirees (self-pay)
Employee
Employee + 1
Family
7
2
0
6
2
0
1
0
0
1
0
0
1
0
0
0
0
0
n/a
n/a
n/a
2
0
0
8
2
0
9
2
0
72.7%
18.2%
0.0%
81.8%
18.2%
0.0%
10
1.6%
8
1.3%
2
1
0.2%
1
0.2%
0
0
0.0%
2
0.3%
11
11
Totals:
% of Total
*Health Net Seniority Plus is no longer offered by SISC as of 10/01/10
Updated 10/13/2010
% of Totals
Difference
2009/10 Difference 2010/11 2009/10 Difference 2010/11
22
8
9
Totals:
Totals
2009/10
2010/11
Classified Employees
Employee
Employee + 1
Family
% of Total
Blue Shield
PPO Low
RETIREE RATES 2011-12
Rates Effective 10/01/11
BLUE SHIELD PPO High Option Plan (90%)
520.00 single with Medicare A & B
853.00 single - no Medicare
1040.00 2-person with Medicare A & B
1,514.00 2-person - no Medicare
BLUE SHIELD PPO Medium Option Plan (80%)
516.00 single with Medicare A & B
774.00 single - no Medicare
1032.00 2-person with Medicare A & B
1,373.00 2-person - no Medicare
BLUE SHIELD PPO Low Option Plan (high deductible)
497.00 single with Medicare A & B
577.00 single - no Medicare
994.00 2-person with Medicare A & B
1030.00 2-person - no Medicare
BLUE SHIELD HMO Medical Plans
BLUE SHIELD HMO High Option Plan (10-0)
522.00 single with Medicare A & B
780.00 single - no Medicare
1044.00 2-person with Medicare A & B
1,559.00 2-person - no Medicare
BLUE SHIELD HMO Low Option Plan (25-500)
483.00 single with Medicare A & B
654.00 single - no Medicare
967.00 2-person with Medicare A & B
1,305.00 2-person - no Medicare
COMPANIONCARE
427.00 single with Medicare A & B
854.00 2-Person with Medicare A & B
KAISER PERMANENTE SENIOR ADVANTAGE MEDICARE PLAN
324.00 single with Medicare A & B
648.00 2-Person with Medicare A & B
DELTA DENTAL
63.76 single
115.48 2-person
166.07 family
(June 2011)