Flashcards: Personal finance

A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of the person.

Gamblers Anonymous (GA) is a twelve-step program for people who have a gambling problem.

Money Management International (MMI) is a United States network of non-profits that provide consumers with free credit counseling and education.

Qontis is a Switzerland based online personal finance management (PFM) platform.

The idea for Qapital was conceived by ex-bankers in Sweden.

A spendthrift (also called profligate) is someone who spends money prodigiously and who is extravagant and recklessly wasteful, often to a point where the spending climbs well beyond her or his means.

An Alt-A mortgage, short for Alternative A-paper, is a type of U.

The American Academy of Financial Management is a US-based board of standards, certifying body, and accreditation council focused on the finance sector and management professionals.

Rich Dad Poor Dad is a 1997 book written by Robert Kiyosaki and Sharon Lechter.

Avant, Inc., formerly AvantCredit, is a private Chicago, Illinois-based company in the financial technology industry.

A promissory note is a legal instrument (more particularly, a financial instrument), in which one party (the maker or issuer) promises in writing to pay a determinate sum of money to the other (the payee), either at a fixed or determinable future time or on demand of the payee, under specific terms.

Financial independence is generally used to describe the state of having sufficient personal wealth to live, without having to work actively for basic necessities.

An incentive is something that motivates an individual to perform an action.

HiddenLevers is a financial technology company located in New York City.

Cost of living is the cost of maintaining a certain standard of living.

MoneySavingExpert.

Installment credit is a type of credit that has a fixed number of payments, in contrast to revolving credit.

Certified Financial Planner Board of Standards, Inc.

Love in the Time of Foreclosure is a memoir by Stephanie Alison Walker.

A fraudulent conveyance, or fraudulent transfer, is an attempt to avoid debt by transferring money to another person or company.

Debtors Anonymous (DA) is a twelve-step program for people who want to stop incurring unsecured debt.