Presented by:
Samantha DeBonis, Magan Kustera, Joe
Senni, Kristin Wiley
1
The reason why we put together this survey is to find out if
the cost of health insurance was effecting families decisions
to seek physician care.
Insurance is available through…
Public – governed (Medicare, Medicaid)
Private – commercial, profit (Cigna, Aetna, Horizon Blue Cross
Blue Shield)
Types of Insurance:
-Policies – Basic, Major Medical, Comprehensive
-Plans – individual, group, free-for-service, fixed dollar (set rate),
Medicare, Medicaid
2
Co pay – flat dollar amount that needs to be paid
before services. (i.e $10 - $35) ; co-insurance may
or may not be needed
Co-insurance – a percentage of the cost
Deductibles – a specified amount of money that the
insured must pay before an insurance company
will pay a claim
3
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
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We created a simple ten-question survey asking
for broad, yet general knowledge on their health
care status and how they feel towards their
coverage.
As a group, we passed out our surveys at
Dorothy L. Bullock School in Glassboro to
parents of families and received back over 100
questionnaires.
We took this information, charted our statistics,
and found a significant lack of knowledge.
4
How many people live in
your household?
5
0
1
When asked how
many people
lived within their
household, 12%
said between 1-2,
69% said 3-4,
20% said 5-6, and
1% said 7-8. No
one had over
nine people living
with them.
12
20
1-2.
3-4.
5-6.
7-8.
69
9+
How many adults live in
your household?
89% of these
families are said
to have 1-2
adults living with
them, which is a
huge percentage
compared to the
10% who have
identified 3-4
adults and the
2% who have had
5 or more.
2
10
1-2.
3-4.
89
5 or more
6
Are you employed?
7
100
90
90
90% were, while
the other 13% are
not. There were
staggering
results when we
asked those
who’ve said yes
to the above
question how
many hours a
week they work.
80
70
60
50
40
30
20
13
10
0
1
2
How many hours do you
work a week?
8
Out of those 90
individuals, 2
work 15 or less
hours a week, 5
work 20-25, 8
work 26-34, 43
work 35-40, 20
work 41-45, and
an impressive 12
individuals work
over 46 hours a
week.
12
2
5
8
20
43
15 or Less
20-25
26-34
35-40
41-45
46+
Do you have health
insurance?
9
100
90
When asked if
they had health
insurance, 91%
responded yes,
8% said no, and
1% didn’t know.
We went on to
assess what kind
of insurance
these individuals
had.
80
70
60
50
40
30
20
10
0
1
2
3
Do you have private or
public insurance?
10
The majority of
these
participants have
a private
insurance
provider (78
individuals), 15
had public, and
four respondents
left the answer
blank or were not
sure.
4
15
78
What are your monthly
premiums?
11
In regards to
their monthly
premium,
only 25
individuals
knew it, and
the results all
ranged from
$25 to $550.
0
$25-50
8
4
$51-100
3
4
$101-150
2
2
$151-200
1
3
$201-250
$251-300
3
65
$301-350
1
1
1
2
$351-400
$401-450
$451-500
$501-550
$551-600
I don’t know
How much is your co-pay?
12
Co-pay also
ranged from 0
to $35 dollars,
with 8 of those
25 not
knowing their
co-pay and
another 8
showing no
response.
8
16
1
$0
4
$5
10
$10
21
$12
$15
12
$20
12
$25
15
1
$30
$35
I don’t know
How often do you visit a
primary care physician?
13
Our final two questions
asked our participants how
often they visit their
primary care physician on
a monthly and annual
basis.
Monthly  55% said less
than once on a monthly
basis, 20% said 1-3,
4%answered 4-6, 0
answered 7-9, and 1%
answered 10+. 19% were
unsure.
Annually  8% see a
physician less than once a
year, 64% went 1-3 times,
17% went 4-6 times, 3%
went 7-9, 5% went over
ten, and 11% never
answered or clarified.
Monthly
19
20
1
4
0
Annually
3
5
11
17
64
Does your insurance restrict you
from seeing a doctor?
14
70
When asked the
essential
question if their
health insurance
eligibility
restricted them
from seeing a
doctor when they
are ill, 88% said
no, 9% said yes,
and 4% answered
sometimes.
60
Encourage
50
40
Discourage
30
No answer
20
10
0
1
2
3
Does your co-pay encourage or
discourage you to see a doctor?
15
100
Then we asked
does the amount
of your co-pay
encourage or
discourage you to
visit your doctor
for preventative
and or wellness
visits. 59% are
encouraged, 22%
are discouraged,
and 18% remained
unresponsive.
90
80
70
no
60
50
40
no response
30
yes
20
10
0
1
2
3



A majority of our participants were unaware
of their health insurance status.
Due to the lack of knowledge, it was very
difficult to conclude if the cost of health
insurance effected them seeking physician
help when needed.
Our findings concluded that the cost of
health care did not effect most parents in
their decisions to seek care.
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