Chapter 14 Taxes on the Financial Statements Corporations, Partnerships, Estates & Trusts © 2012 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. 1 The Big Picture (slide 1 of 2) • Raymond Jones, the CEO of Arctic Corporation, would like some help reconciling the income tax expense on Arctic’s financial statements with the income tax reported on the company’s corporate income tax return. – Mr. Jones doesn’t understand why he can’t simply multiply the financial statement income by the company’s 35% marginal tax rate to get the financial tax expense. • While the financial statements show book income before tax of $25 million, the reported Federal tax expense is only $7.7 million. • In addition, the corporate tax return reports taxable income of $19 million and Federal income taxes payable of only $6.65 million. The Big Picture (slide 2 of 2) • In addition, the corporate tax return reports taxable income of $19 million and Federal income taxes payable of only $6.65 million. • Without knowing the specifics of the company’s financial statements, does Arctic’s situation look reasonable? • Why is Arctic’s financial tax expense not equal to $8.75 million ($25 million X 35%)? • What causes the $1.05 million difference between the taxes shown on the financial statements and the taxes due on the tax return? • Read the chapter and formulate your response. Book-Tax Differences • Significant differences may exist between a corp.'s Federal income tax liability reported on Form 1120 (tax) and the corp.’s income tax expense on financial statements (book) – Differences are caused by any or all of the following: • Differences in reporting entities included in the calculation • Different definition of taxes included in the income tax expense amount • Different accounting methods 4 Different Reporting Entities (slide 1 of 2) • For book purposes: – For > 50% ownership, corporate group must consolidate all U.S. and foreign subs – For 20% to 50% ownership, parent uses the equity method to account for earnings of sub – For < 20% ownership, use the cost method to account for income from these investments 5 Different Reporting Entities (slide 2 of 2) • For tax purposes: – U.S. corporation may elect to include any domestic subsidiaries that are 80% or more owned in its consolidated U.S. tax return • The income of foreign subsidiaries and < 80% owned domestic subsidiaries is not included in consolidated tax return 6 The Big Picture – Example 1 Different Reporting Entities • Return to the facts of The Big Picture on p. 14-2. • Arctic Corporation owns the following: – 100% of Gator, Inc., a domestic corporation; – 100% of Hurricane, Ltd., a foreign corporation; and – 40% of Beach, Inc., a domestic corporation. • Arctic’s combined financial statement includes its own net income and the net income of both Gator and Hurricane. – In addition, Arctic’s financial statement includes its 40% share of Beach’s net income. • Arctic’s financial statement includes the income of these subsidiaries regardless of whether Arctic receives any actual profit distributions from its subsidiaries. The Big Picture – Example 2 Different Reporting Entities • Return to the facts of The Big Picture on p. 14-2 and also assume the facts presented in Example 1. • If Arctic elects to include Gator as part of its consolidated Federal income tax return, Arctic’s return includes its own taxable income and the taxable income generated by Gator. – Hurricane’s taxable income is not included in the consolidated return because it is a non-U.S. corporation. – Beach, although a domestic corporation, cannot be consolidated with Arctic because Arctic owns only 40% of the stock. • Income from Hurricane and Beach will be included in Arctic’s U.S. taxable income only when Arctic receives actual or constructive dividends. Different Taxes • For book purposes, income tax expense includes: – Federal, state, local, and foreign income taxes – Both current and deferred tax expense amounts • For tax purposes: – Amount is based on the U.S. corporation’s taxable income – State income taxes are reported on the Federal tax return, but as deductions in arriving at taxable income 9 The Big Picture – Example 3 Different Taxes • Return to the facts of The Big Picture on p. 14-2 and also assume the facts presented in Example 1. • For book purposes, Arctic, Gator, and Hurricane combine their income and expenses into a single financial statement. – The book tax expense for the year includes all Federal, state, local, and foreign income taxes paid or accrued by these three corporations. – In addition, the tax expense amount includes any future Federal, state, local, or foreign income tax expenses (or tax savings) on income reported in the current income statement. The Big Picture – Example 4 Different Taxes • Return to the facts of The Big Picture on p. 14-2 and also assume the facts presented in Example 1. • Arctic and Gator, file a consolidated Federal tax return. • The tax expense reported on the Form 1120 is only the U.S. Federal income tax expense for the consolidated taxable income of Arctic and Gator. – This tax expense does not include the income taxes that Arctic and its subsidiaries paid to state, local, or foreign governments. Different Methods (slide 1 of 4) • Many differences exist between book and tax accounting methods – Some are temporary differences • Income and expenses appear in both the financial statement and tax return, but in different periods – Others are permanent differences • Items appear in financial statement or tax return, but not both 12 Different Methods (slide 2 of 4) • Examples of temporary differences include: – Depreciation on fixed assets • MACRS used for tax, straight-line for book – Compensation-related expenses where, under GAAP, corps must accrue future expenses related to certain postretirement benefits • Only deductible for tax purposes when paid – Accrued income and expenses such as warranty expenses • Accrued for book purposes, but are not deductible for tax purposes until incurred 13 Different Methods (slide 3 of 4) • Examples of temporary differences include (cont’d): – Net operating losses incurred in one year for book purposes may be used as a deduction for tax purposes in a different year – Certain intangible assets such as goodwill are not amortizable for book purposes, but for tax purposes, post-1993 intangibles are amortized over 15 years 14 Different Methods (slide 4 of 4) • Examples of permanent differences include: – Nontaxable income such as municipal bond interest, which is income for book purposes but is not taxable – Nondeductible expenses such as 50% of meals & entertainment expense and certain penalties that are not deductible for tax purposes but are expensed in arriving at book income – Tax credits such as the research activities credit which reduce the Federal income tax liability but have no corresponding book treatment 15 Schedule M–1 (slide 1 of 2) • Used to reconcile book income to taxable income – Contains positive and negative adjustments for both temporary and permanent differences • For tax years after 2004, Schedule M–3 is required for a consolidated tax group with total year-end assets ≥ $10 million – Income tax note of the financial statements also contains a tax reconciliation, but the purpose and content of this reconciliation are quite different • Typically the starting point for IRS audits of corporations – Identifies large differences between book and taxable income which may offer the IRS auditor insights into tax saving strategies 16 Schedule M–1 (slide 2 of 2) 17 GAAP Principles (slide 1 of 5) • Income tax expense under ASC 740 (SFAS 109) is made up of both current and deferred components – Current tax expense theoretically represents the taxes actually payable to (or refund receivable from) the government – Deferred tax expense or deferred tax benefit represents the future tax cost (or savings) connected with income reported in the currentperiod financial statement • Created as a result of temporary differences 18 GAAP Principles (slide 2 of 5) • ASC 740 (SFAS 109) adopts a balance sheet approach to measuring deferred taxes – Under this approach, the deferred tax expense or benefit is the change from one year to the next in the net deferred tax liability or deferred tax asset • A deferred tax liability is the expected future tax liability related to current income (measured using enacted tax rates and rules) 19 GAAP Principles (slide 3 of 5) • A deferred tax liability is created in the following situations: – An expense is deductible for tax in the current period but is not deductible for book until some future period – Income is includible currently for book purposes but is not includible in taxable income until a future period 20 GAAP Principles (slide 4 of 5) • A deferred tax asset is the expected future tax benefit related to current book income (measured using enacted tax rates and rules) – A deferred tax asset is created in the following situations: • An expense is deductible for book in the current period but is not deductible for tax until some future period • Income is includible in taxable income currently but is not includible in book income until a future period 21 GAAP Principles (slide 5 of 5) • Deferred tax assets and liabilities are reported on the balance sheet – Deferred tax liabilities represent an amount that may be paid to the government in the future • In essence, an interest-free loan from the govt. with a due date perhaps many years in the future – Deferred tax assets are future tax benefits • Similar to a receivable from the government that may not be received until many years in the future 22 Deferred Tax Liability Example (slide 1 of 3) • PJ Enterprises earns net income before depreciation of $500,000 in 2009 and $600,000 in 2010. • PJ has one depreciable asset acquired in 2009 for $80,000 – For tax purposes, PJ may deduct $60,000 in depreciation expense for the first year and $20,000 for the second year – For book purposes, assume that PJ depreciates the asset on a straight-line basis over 2 years ($40,000 per year) 23 Deferred Tax Liability Example (slide 2 of 3) 24 Deferred Tax Liability Example (slide 3 of 3) 25 Valuation Allowance (slide 1 of 2) • Under ASC 740 (SFAS 109),deferred tax assets are recognized only when it is probable that the future tax benefits will be realized – When the more likely than not threshold is not met, a valuation allowance (a contra-asset account) must be created to offset all or a portion of the deferred tax asset 26 Valuation Allowance (slide 2 of 2) • To determine if a valuation allowance is needed, both positive and negative evidence must be evaluated – Examples of negative evidence include: • • • • History of losses Expected future losses Short carryback/carryforward periods History of tax credits expiring unused – Examples of positive evidence include: • • • • Strong earnings history Existing contracts Unrealized appreciation in assets Sales backlog of profitable orders 27 Earnings Of Foreign Subsidiaries (slide 1 of 2) • Corporate group’s financial stmts. include both domestic and foreign controlled subsidiaries – Foreign corps. controlled by U.S. shareholders, are not part of a U.S. consolidated tax return • May achieve deferral of current U.S. taxes on foreign income if earned through foreign subsidiary corps in jurisdictions with lower tax rates than the U.S. • Effective tax rate for financial stmt. purposes may not reflect this deferral – ASC 740 (SFAS 109) requires that a corporate group report both current and deferred income tax expense 28 Earnings Of Foreign Subsidiaries (slide 2 of 2) • ASC 740-30 (APB 23) provides a special exception to ASC 740 (SFAS 109) for income from foreign subs – If a corp. documents it is permanently reinvesting earnings of its foreign subs outside the U.S., the corp. does not record as an expense any future U.S. income tax that the corp. may pay on such earnings • ASC 740-30 (APB 23) can be adopted in some years and not others – Even within a year it may be used for only a portion of foreign subsidiary earnings 29 The Big Picture – Example 15 ASC 740-30(APB 23) • Return to the facts of The Big Picture on p. 14-2. • Recall from Example 1 that Arctic Corporation has a wholly owned foreign subsidiary, Hurricane, Ltd. – Assume that Arctic also owns 100% of another foreign corporation, Typhoon, Ltd. • Arctic can choose to apply ASC 740-30(APB 23) to: – Both of its foreign subsidiaries in 2010, and – To only Hurricane in 2011. • In 2012, Arctic can choose to use ASC 740-30 (APB 23) for: – 40% of Hurricane’s earnings, and – 80% of Typhoon’s earnings. Tax Disclosures (slide 1 of 4) • Deferred tax liabilities or assets appear in the corporation’s balance sheet – Classified as either current or noncurrent, based on the assets or liabilities that created the temporary difference – If not related to any asset, then classification is based on the expected reversal period 31 The Big Picture – Example 18 Balance Sheet Reporting • Return to the facts of The Big Picture on p. 14-2. • Arctic Corporation holds the following deferred tax asset and liability accounts for the current year. Current deferred tax assets Current deferred tax liabilities Noncurrent deferred tax assets Noncurrent deferred tax liabilities • On its balance sheet, Arctic reports: – A $22,000 current net deferred tax liability • ($72,000 - $50,000), and – A $65,000 noncurrent net deferred tax asset • ($93,000 - $28,000). $50,000 72,000 93,000 28,000 Tax Disclosures (slide 2 of 4) • Income statement reports corp.'s total income tax expense – Consists of both the current and deferred tax expense (or benefit) – Tax expense must be allocated to: • • • • • Income from continuing ops Discontinued ops Extraordinary items Prior-period adjustments, and The cumulative effect of accounting changes – Additional disclosures are required for some of these items 33 Tax Disclosures (slide 3 of 4) • Income tax note contains the following info: – – – – Breakdown of income between domestic and foreign Detailed analysis of provision for income tax expense Detailed analysis of deferred tax assets and liabilities Effective tax rate reconciliation (dollar amount or percentage) – Information on use of ASC 740-30 (APB 23) for the earnings of foreign subsidiaries – Discussion of significant tax matters 34 Tax Disclosures (slide 4 of 4) • Effective tax rate reconciliation – Demonstrates how a corporation’s actual book effective tax rate relates to its “hypothetical tax rate” as if the book income were taxed at a rate of 35% – Similar to Schedule M–1 or M–3, but only reports differences triggered by permanent differences • Can provide substantial clues as to tax planning strategies adopted (or not adopted) by a company 35 Calculating Corporate Income Tax Expense 36 Benchmarking • Reported income tax expense is a valuable source of information – Provides clues about a company’s operational and tax planning strategies – Companies may benchmark their tax situation to other years’ results or to other companies within the same industry • The starting point is data from the income tax note rate reconciliation 37 The Big Picture – Example 26 Releasing Valuation Allowance (slide 1 of 2) • Return to the facts of The Big Picture on p. 14-2. • Arctic Corporation’s $3 million deferred tax asset for an NOL carryforward is offset by a $1 million valuation allowance, due to doubts over the levels of future sales and profitability. The Big Picture – Example 26 Releasing Valuation Allowance (slide 2 of 2) • But this year, Arctic completed improvements to its inventory management system. – This is likely to increase contribution margins of every product it sells. • Two of Arctic’s largest customers have secured financing that will relieve the financial difficulties that have restricted them. – Arctic just received purchase orders from those customers that will increase unit sales by 20% over the next 18 months. • As a result, Arctic’s auditors now support a release of $200,000 of the valuation allowance in the current quarter. Refocus On The Big Picture (slide 1 of 5) • Raymond Jones should understand that tax expense reported on the company’s financial statements and tax payable on the company’s income tax returns are often different as a result of: – Differences in reporting entities used in the calculation, and – The different accounting methods used for book and tax purposes. Refocus On The Big Picture (slide 2 of 5) • The use of different accounting methods may result in both temporary and permanent differences in financial statement income and taxable income. – Examples of permanent differences include nontaxable income like municipal bond interest and tax credits. – Temporary differences include depreciation differences and other amounts that are affected by the timing of a deduction or inclusion but ultimately will result in the same amount being reflected in the financial statements and income tax returns. Refocus On The Big Picture (slide 3 of 5) • Permanent differences such as municipal bond interest cause Arctic’s book income to be greater than its taxable income. • In calculating the tax expense shown on the financial statements, Arctic’s book income must be adjusted for these permanent differences. – This results in an effective tax rate for financial statement purposes (30.8%) that is below the top U.S. statutory corporate income tax rate of 35%. Refocus On The Big Picture (slide 4 of 5) • In this case, Arctic’s income tax expense of $7.7 million is higher than the current Federal income tax payable. – This results from timing differences and creates a $1.05 million deferred tax liability that is reported on the company’s balance sheet. • Unlike other liabilities, deferred tax liabilities are ‘‘good’’ in the sense that they represent an amount that may be paid to the government in the future rather than today. Refocus On The Big Picture (slide 5 of 5) What If? • Mr. Jones is concerned about a newspaper article that said that companies reporting less tax on their tax returns than on their financial statements were cheating the IRS. – Is this an accurate assessment? • While differences in income taxes payable to the IRS and financial tax expense can result from aggressive and illegal tax shelters, differences also result from different methods of accounting that are required for financial statement reporting using GAAP and tax laws as enacted by Congress. If you have any comments or suggestions concerning this PowerPoint Presentation for South-Western Federal Taxation, please contact: Dr. Donald R. Trippeer, CPA trippedr@oneonta.edu SUNY Oneonta © 2012 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part. 45