The TD1, Personal Tax Credits Return, is a form used to determine the amount of income tax to be deducted from your pay. Generally the higher the claim amount, the lower the amount of income tax deducted each pay. There are federal (TD1) and provincial/territorial (TD1ON for Ontario) TD1 forms. You must complete these forms and submit them to Human Resources. If you do not submit these forms you will be set up with the Basic Personal
Amount only.
The personal information section at the top of the form must be completed in full (except for the Employee
Number, if unknown you can leave this blank). Please provide your permanent mailing address – should you choose not to receive your T4 in electronic format, your T4 will be mailed to this address. If you move, please update your mailing address on myHRinfo or by contacting Human Resources at hrhelp@uwaterloo.ca
or at extension 35935.
You must provide your Social Insurance Number. If you do not have a Social Insurance Number, you must apply for one at the Service Canada Centre located at
as soon as possible. Human Resources cannot process payments for employees that do not provide a valid
SIN.
Everyone is entitled to the Basic Personal Amount and students can claim the Tuition and Education amounts (line
4 on the TD1ON and line 5 on the TD1), but there may be other exemptions to which you are entitled.
Read over each section carefully and complete those that apply to you.
Effective January 1, 2015 the following amounts apply:
Federal TD1
Provincial TD1ON
Basic Personal
Amount
$11,327
$9,863
Education Amount
Per Month Enrolled
Full-Time
$465 per month
(includes $65 per month textbook amount)
$531 per month
Education Amount
Per Month Enrolled
Part-Time
$140 per month
(includes $20 per month textbook amount)
$159 per month
PLEASE NOTE: When calculating the Tuition and Education amount include those amounts that have been/will be paid for terms falling in the current calendar year (January – December – Winter, Spring and Fall terms). If you do not know the amount of tuition you will pay for an upcoming term, use your best estimate.
Example: 12 months as a full-time student with $10,000 tuition and no other claim amounts.
Federal TD1
Provincial TD1ON
Basic Personal
Amount
$11,327
$9,863
Total Tuition
paid
$10,000
$10,000
Education
Amount
$5,580 = $465 x
12 (includes $65 per month textbook amount)
$6,372 = $531 x
12
Total Claim
Amount
$26,907
$26,235
Read the back of each form carefully and answer any questions that apply to you. If your total income for all the calendar year from all employers/payers will be less that your total claim amount, you can check the box under

“
Total income less than total claim amount
” and no income tax will be deducted from your pay (CPP – Canada
Pension Plan and EI – Employment Insurance deductions will still apply.)
If you will be receiving pay from another employer at the same time as you are being paid by the University of
Waterloo and you have already filled out TD1’s and claimed personal tax credit amounts with that employer, do not include those amounts again. Only include amounts not previously claimed. If you are not entitled to any additional claim amounts, on the TD1 form check the box under “ More than one employer or payer at the same time”
(there is no box to check on the TD1ON) and enter “0” (zero) as your Total Claim Amount.
Please make sure you sign and date each form before submitting.
Copies of the TD1 and TD1ON forms can be found on the Human Resources website under Forms.
Completed forms can be returned through your Grad Coordinator (if applicable) or dropped off in person at the
General Services Complex (GSC) room 1102. Please also submit a completed Direct Deposit Form if you haven’t already.
For additional information or assistance please contact Human Resources at 519-888-4567 ext. 35935 or drop by the General Services Complex (GSC) room 1102 in person.