Bank PO Vs Equally Ranked Job through SSC - 23 replies.
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CHANDAN DUTTA - Mar 4
@ALL
Bank PO question is certainly tougher than GOI
examinations, but it does not mean creams are joining in banks now-a-days. The
cut-off percentage in Bank PO is much lower than GOI exams like SSC etc.
Talents don't stick to banks now-a-days. That's why some banks like PNB etc.
already introduced contract bond amounting around one lakh for a three years
period on joining of PO. Unions are also mum on this type development.
More over I feel Tax-Asst of SSC is presently
better than a Nationalised Bank PO on over all respect. The matrimonial value
of a Bank PO drastically has been reduced in society after sixth cpc and 17.5%
increase in Ninth BPS.
All these observations are from my eight years
stay in Government departments and eighteen years completion in a nationalised
bank.
Thanks.
Sumanashis:Madan ReddyRajchaman show more
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Ronnie Bansal - Jan 5
Bank PO Vs Equally Ranked Job through SSC
Members are invited to share their thoughts/experiences etc on the subject.
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Ronnie Bansal - Jan 5
Thoughts of one Mr Sameer
hi friends
i joined as sbi po on march 1st and i am from hyderabad circle i got selection for po general and i got posting in rural area not only me every one who got po general
are posted in rural areas and coming to the salaries we were told in sbi hyderabad that we will get around 40000 but that is a real fucking false thing. sbi pos who
joined on march 1st 2011 all over india got 22000 as salary and we thought that it is a mistake but after seeing our salary it was true our take home is 22000
excluding income tax and plus 3000 for petrol and paper that is total 25000 if tax is not diducted and coming to the leased accomodation no house owner will give u
house for 6months or 1year so leased accomodation is gone during probation and about 90% of our batch mates are very much disatisfied about sbi and its hr
practices so dont believe it and dont think to become the chairmen of sbi it is only one post and it is the fucking job i have ever seen.
And one of the strange thing i saw during my training is people who want to stay in sbi and who praise sbi are those whose age is around 30 and plus because no other
options and north people are the most affected in our batch they have stay in our circle for 7years and around 95%of the north candidates who got hyderabad circle
got selection as po rural they have to stay in those villages for 7 years
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Ronnie Bansal - Jan 5
Thoughts of one Mr Kapil Verma SBH
bhai logo apne 18 months ke banking exp se bta rha hu.....
bank is not gud place.....to work...
It is not gud job....yaar..!!!!!
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Ronnie Bansal - Jan 5
Thoughts of one 'Mr Anand now'
Sameer has said right thing yaar... m also in SBI joined as PO on 1st march & posted in gujrat, even here all my batchmate including me are getting only 21000 take
home salary.... & 95% of us has got rural posting . it's heck of a job.... so in my view excise inspector is far far better than this...
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Ronnie Bansal - Jan 5
Thoughts of one Mr JOJO
hai am working as PO in SBM... take home salary is 20,000 n 1060 news paper n conveyance.... 55 liters of petrol allowance,, if takes SHA,, upto 14,000 we are
eligible,,
n about working time,, 9.30 am to 8.30 pm,,, including saturdays,, its depends on ur posting location n branch,,
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Ronnie Bansal - Jan 5
Thoughts of one Mr Ranjan (June-2011)
i was in Canara bank and got selected for SBI and then selected for Central Excise...
my experiece with Canara Bank for three months was good but if i think for long term then wo things are sure for worries first is Nature of Job and second is transfer
policy..
Job of nature is totaly depend upon Branch location and bigger branch means more work and dealing with old employees and public makes its worst. Got gud branch
inchare means less tension and otherwise u be fucked off.. posting in new place make ife more tough. when i was in canara bank in hyderabad circle after leaving brach
my first thought had come for where to eat and it came daily ... i cant make arrangement in my rented house because i was informed that i have to be transfered in
next 4 months.. so fooding lodging will be always BIG Q.
transfer policy of bank even god doesnot have proper answer about the policy... if u want a gud posting (let say near to home or city) then u have to be either a girl
(1st or 2nd or 3rd time only) or officer union person...union ke aage pichhe karo aur wo ch....ya banate rahenge.
Now tell me friends how many of u think about promotional examination preparation.. why only few get passed in first attempt...
i left canara bank did not join Sbi and because i did not get time to study(as filled form for RBI ast exam i didnot appear beause of less study)..
this was my experience in bank...
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Ronnie Bansal - Jan 5
Thoughts of Hari Prakash bhaai (June-2011)
i m hari..was in sbi as asst. for 2 years,i had got home posting,was gettin enuf to lead a happy & satisfied life,ovrall was pretty mch satisfied,but d desire to be an
officer was burning inside me, completed my graduation in jan 2010..and appeared both in sbi po & ssc grad level(notification of both came jst aftr my graduation
results ie in feb.2010)...got selected as sbi po(rural)..had decided if 1ly i get patna or bengal circle,i will join,,bcoz i gt bengal circle & therefore joined on 1st march., d
transfer policy of d bank is not so pleasing...i m presently gettin arond 22,100 presently aftr nearly 4500 deductions,,besides petrol, newspapr etc..,lease house
rent,medical benefits,furniture etc...all good..bt gt to work 2 mch 4 it..at present-10 to 8.30..bt d workin times depend upon d branch and also d branch manager..bt in
general 7-9pm is d exit time...
i have also gt selected 4 excise inspector..and waitin 4 d zone allocation..will decide 1ly aftr zone allocation..as wat to do.!!!!
NOW AS D COMPARISON IS GOIN ON...BEFORE MAKING SUM POINTS,,I JST INTRODUCED MYSELF IN BRIEF...NOW MY POINTS ARE-----
1) IF U ARE AFTR SALARY & ALLOWANCE...DEN SBI PO SHULD B UR CHOICE...(I M JST TALKIN ABT WHITE MONEY HERE)...
2)IF U WANT A AARAM KA LIFE...I THINK EXCISE SHULD BE BETTER...DEPENDING UPON D WORK LOAD(GENEARALISED VIEW--MAY DEPEND UPON PLACE OF
POSTING 4 BOTH)
3)IF U WANT A GUD & PEACEFULLIFE 4 URSELF---I THINK EXCISE IS GUD...BUT IF WANT A VERY GUD LIFE UR FAMILY,,&&U R READY 2 WORK STAYING AWAY 4M
DEM..DEN SBI PO..BCOZ U KEEP GETTIN TRANSFERRED EVRY 2 YEARS OR SO..
4)ABOUT PROMOTION...2 GUD IN SBI PO...40% OF D EMPLOYEES GONNA RETIRE.(5 YRS..I THINK BETTER DEN EXCISE...BUT REMEMBER 1 PROMOTION OF EXCISE
MAKS U GAZZETTED OFFICER..BT NT EVN 2,3,4 OR AS MANY PROMOTIONS MAK U SO IN SBI PO.
continued..............
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Ronnie Bansal - Jan 5
In Continuation of Above
5)RESPECT--UNIFORMS COMMAND FEAR & RESPECT THUS EXCISE IS BETTER AS I FEEL...AS A BANK OFFICER--YOUR STAFF, YOUR SENIORS OR UR SUBORDINATES
KNOW U...APPRECIATE U OR RESPECT U AND UR CUSTOMERS ONLY...BUT PUTTING IN D UNIFORM OF AN EXCISE INSPECTOR...EVERY1 KNOWS U...
6) ABT CHUTTI(HOLIDAYS)--IN EXCISE U GET SATURDAY & SUNDAY..BUT IN SBI PO 1LY SUNDAYS...SATURDAY IS HALF DAY 1LY 4 NAMESAKE 4 US....U GET 12 CL &
33 EL IN SBI PER YEAR..BT U MAY NT B EVN ABLE TO UTILIZE IT AS UR WORK PRESSURE AND SENIORS DONT ALLOW U TO DO SO (MOREOFTEN)...
7) IF U R EVR DREAMIN TO CRACK D CIVIL SERVICES (UPSC) DEN...I THINK EXCISE WULD BE BETTER CHOICE...
I THINK..I HAV COVERED ENUF..PLZ CORRECT ME IF I M WRONG SOMEWERE...BUT DESE R JST MY VIEWS & NOT FACT....SO DONT TAKE IT VERY SERIOUSLY..
Madan Reddy
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Ronnie Bansal - Jan 5
Thoughts of one Mr Rahul (June-2011)
I dont know why people choose a non gazzeted job over bank po,as fas as the central excise is concerned,it takes 15-18 years for just a promotion which is of custom
supritendent,even though u will remain junior to asst commissioner which is a gazzeted officer post,for which a central excise inspectors can only aspire in the present
situation,only income tax inspector can become asst/deputy/joint commissioner of their department in his whole service period.
BUT in bank po,there is the speedy departmental test by which you could have even a DGM post in 20 yrs if you performed well in the same.DGM-ZONAL
MANAGER(Zone includes a biggest arena)
Now you inspector aspirant think,at the end of 20 years,you will be either just an inspector or a supritendent,but ur batchmate will be on atleast AGM post which is too
a REGIONAL MANAGER post.
ONLY ONE THING WHICH WILL DIFFER YOU BY US IS THE MIND BLOWING MAAL.
IF FOR MONEY YOU PEOPLE LEAVING BANK PO THEN I WONT COMMENT ANYTHING
SINCE MONEY IS NOT ONLY AN ISSUE IN LIFE.SELF SATISFACTION IS ALSO A BIG THING.
If you people say that bank PO have loads of work and not a sinle time for his personal life then I would say that he is the budding leader oof his bank,if he wont work
at that extent then how will he lead his bank in coming compititive situation.
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Ronnie Bansal - Jan 5
One Mr KARN in Response to Mr Rahul's Thoughts (June-2011)
very nice motivational speech but i will leave the bank.
Reason 1. Well said by vaibhav
2. i am posted in kerala being a person from bihar and i am expecting my posting in bihar as my rank is 25 in excise inspector.
3. Kindly go through all the comments mentioned in previous pages. you may come to know what is the situation in bank.
4. Regarding promotion in bank then let me tell you one thing very frankly everybody who join the bank doesnt get the post of dgm or gm. According to me
AGM=SUPERINTENDENT
DGM & GM has very less authority compare to asst. commissioner and commissioner.
In bank also it is easier job to get promotion upto scale three after that situation is very grave. Dont think whoever join the bank as po they will become gm.
5. Yes i do admit that there is too much stagnation in excise department but i feel that situation is going to improve very fast after the complete implementaion of GST
Even the Cadre structure is taking place in excise department. So i hope to get the post of superintendent after 10 years. That is really gud.
6. I feel govt is gradually going to privatise the banking sector or will make it complete independent body.Actually govt. policy is also not clear here.
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Ronnie Bansal - Jan 5
Thoughts of one Mr Vaibhav Sharma (June-2011)
I am just sharing my point of view.
You will only realize the importance of spending time with you family when you donot get any. At this time, mostly our vision is blurred with the energy and ambitions
that we hold in our self. But when you lose this energy and your ambitions have been achieved, you have time to spend with your family, you suddenly realize that it is
too late now. You have missed so many things in life.
I am working as a SAP consultant and earning around Rs. 50000 per month. But in these 3 years I have realized that there is no substitute for personal life and health.
So I will definitely go in favor of SSC jobs even if I do not get a good match ;-)
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Ronnie Bansal - Jan 5
Chandan Dutta Bhaai Sahab on the Point (June-2011)
Seven promises before joining bank
1. I have already enjoyed my life in childhood.
2. I love to work on Sundays and holidays.
3. I don’t want to marry before 30.
4. I want to take revenge on myself.
5. I Love to be charge sheeted any day.
6. I don’t love hair on my head.
7. I love tensions.
Deepak
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Ronnie Bansal - Jan 5
Jitendra Verma Bhaai's Thoughts on the Point (June-2011)
Everyone needs balance between professional and personal life, there had been a period when banks were maintaining such crucial balance but presently they are
failed to do so.. Moreover, we all know, banks wouldn't be able to regain their previous image of the same.. I find nothing bad to choose 4600 grade pay with
stagnation over bank PO with speedy promotions.
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Ronnie Bansal - Jan 5
From Chandan Dutta Bhaai Sahab
LETTER TO UFBU ON 9th BPS
On Thu, Aug 20, 2009 at 12:52 AM, CHANDAN DATTA wrote:
Bank employees wage increase 17.5% including pension load for p.f. optees, pushed the attraction of a bank job far behind than that of a central government job,
while comparing stress & strain involved between these two. Definitely unemployed will join in bank for employment, but not brains as it used to be happened in the
days of Eighties & Nineties. One should observe that the so called wage hike every five years in banks have been quite minimal during the past decade or so whereas in
central govt. there has been a quantum jump this time. As matters stand today the pay package in central govt. is quite high when compared with similar posts in
banks. So naturally people who have other choices in hand will not join banks any more. And one should know that in banks now a day’s people have to toil hard even
beyond office hours, that too being loaded with heavy risks all the time. In such a condition the present pay package will not attract talents into banks.
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Ronnie Bansal - Jan 5
Chandan Dutta Bhaai Sahab on the Point
STOP, THINK AND MOVE
"Bankers are doing work like donkeys...they have shouldered the responsibilities of other govt departments like collection of telephone bills, electricity bills, water bills,
distribution of cash and salary at the door steps of institutions, calculation of arrears of pension, distribution of pension.etc...our executives are exploiting staff at
operational level in name of deposits/ business...even a customer of zero balance is exploiting banker in name of customer service..the employee along with branch
manager has to touch his feet for bringing a satisfaction letter from him as the complaints are not being closed by the executives without it even though the executive
knows that a false complaint has been made by the customer... there are no timings ...no holidays...no family life...no staff...no required infrastructure has been
provided to him for the given turn over...he is sitting on the heap of explosive ...he can’t be spared even for the honest mistakes."
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Ronnie Bansal - Jan 5
Thoughts of Bhaai Gaurav Kothari (29.12.2011)
i am fully agree with chandan Bhaisahab, i m working in bank of baroda. per employee contribution is almost 15 crore, but our executive is not satisfied with this, they
give target to achieve which are almost impossible, they lure employee with higher performance mean good chance of promotion but this is not always true. bank jobs
mean no personal life, they ask to go in market and get business for bank even your branch covered almost all market opportunity. Transfer policy of bank is worse if
you want to stay 1500 km from home always then you are welcome in bank this is all in the name of bank interest. Good salary and respect and power you should
never expect in bank. bank timing for customer is 10 to 4, but mostly this is not occur, after customer hour real bank work is started as statement, proposal, files,
credit etc. By it, bank timing is generally extend for 8 to 9 pm. customer and management always exploit employee.
now a days bank job has become like a sales and marketing jobs, without good remuneration..
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Ronnie Bansal - Jan 5
Bhaai 'JOJO J' on the Point (29.12.2011)
am from 2010 SBI associate PO...on 26th december i put my resignation..going for divisional accountant under CAG posting in chennai....
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CHANDAN DUTTA - Jan 16
Life of becoming a bank officer
Initially, there is a lot of joy once the person clears Bank
PO Exam and become Bank Officer. But the
life of a Bank PO is miserable. Why I am
saying this because of the following reasons:1. Very Heavy Work Load:
The work load of an officer is very high. No one could tell how much pressure he is
having. If any officer is put into the
currency chest branch, then no one could imagine of the workload. You have to do the work of clerk as well as
an officer, as there is a huge shortage of employees in each and every
nationalized bank. This story is true
for each and every nationalized bank.
Especially in a small branch, same person is looking after online
banking, mobile banking, Accountant Job as well as Field Officer, Government
transactions. Not only this, there might
be some more work load.
2.
Hectic Timings: For coming to bank,
there is time say 10:30AM branch, officer has to come by 10:00AM in the morning
but for going home there is no time as such.
One has to complete the work and then one could go home. He is supposed to complete the work
and no
work should remain pending.3. Lots of Pressure coming from customers: There is a lot of pressure which is coming
from the customers regarding their work is not done or I am a VIP person do my
work first or you bank and people are useless and they are not giving me any
service. I will complain it to the
higher authority. They are saying this
and that. The main reason behind not
attaining successfully to the customers is lack of employees. Suddenly, you will find a call is coming from
higher authority and sayings do my work first. The person standing in front of
you is my friend. Now, the question
comes what to do and what not to do.
More important thing is that customers are not ready to wait. Leave the term to wait, infect they are not
ready to come up in queue. Their
thinking is that my work should be done first.
If a person comes for loan, as an officer you require some documents
which are mandatory and off course in passing loan time will take place. Here, the customers are not having documents
and the other thing is they want the loan immediately. When you clarify about this thing, they will
say “what the bank is this”. So, there
is a heavy pressure coming from the customers.(CONTINUED)
Sumanashis:pawanRaj
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RAJA SEKHAR - Jan 26
@everyone
Really what everyone is saying in this thread i completely agree with them bcoz i m also a SBI employee who has experienced all thee things..To the fresh job aspirants what i
want to say is......."Bank job suckssssssssssssssssss...................."
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CHANDAN DUTTA - Feb 20
From new recruit of any bank ranging from Clerical to
Management Trainee, a simple answer is “Just Quit". It is as simple
because these days they can find better jobs than the banking in terms of
salary and work culture. Nobody prefers to take pain from the ultimate Gods i.e.
customers. As many of the fresher are thinking that in these jobs they will
have to work more time in compare to private jobs. The super joke is "5
day week". RBI has already quoted that banks can’t be closed for more than
three days consecutively as our Gods may suffer a lot despite many alternative
delivery channels. Only talks about the customers’ welfare, but what’s about the
bank's staff who provide it? Framing the rules and regulations only how a
customer would be benefited would be responsible in future when maximum number
of expertise and potential staff would have left the banks.
RonnieHappysaumabha
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CHANDAN DUTTA - Mar 4
@ALL
Bank PO question is certainly tougher than GOI
examinations, but it does not mean creams are joining in banks now-a-days. The
cut-off percentage in Bank PO is much lower than GOI exams like SSC etc.
Talents don't stick to banks now-a-days. That's why some banks like PNB etc.
already introduced contract bond amounting around one lakh for a three years
period on joining of PO. Unions are also mum on this type development.
More over I feel Tax-Asst of SSC is presently
better than a Nationalised Bank PO on over all respect. The matrimonial value
of a Bank PO drastically has been reduced in society after sixth cpc and 17.5%
increase in Ninth BPS.
All these observations are from my eight years
stay in Government departments and eighteen years completion in a nationalised
bank.
Thanks.
Sumanashis:Madan ReddyRajchaman show more
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CHANDAN DUTTA - Oct 3
A BANK CLERK- YESTERDAY & TODAY:
After the introduction of the sixth pay commission, the entry level salary of a SWO (clerk) in PSU banks reduced below 70% of the salary of clerks in government. The human
tendency ever compares the level of salary at the time of entry point. The poor salary structure in banks compels the SWOs not to continue for years together and wait for an
opportunity to switch over. The attrition rate is higher among the creams recruited today in banks. During 1970s the maximum recruitment was in full swing that witnessed
large number of the post graduates joining the banking industry as a clerk. They had grown with the organization, served with full enthusiasm, got promotion to officer cadre in
4 to 5 years and enjoyed better wages on a comparative basis. All those theories were vanished and bank branches are today running with inadequate manpower, huge work
load around 10 hours per day along with work on holidays, over burden with responsibilities, vigilance fear, routine irregularities and failure in advances given in good faith.
Madan ReddySUMANsaumabha
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saumabha roy - Oct 7
I am absolutely agree with chandan bhai........
On oct 3 I got released from BOB P O..................JAAN CHUTI >>>>>>>>CAWANNI PAY<<<<<<<<<<<GhARKA BUDDHU>>>>>>>>>>GHARKO AAY.........................sala yeh koi job
tha................koi gali nahin hai mere pass jo iske liye thik ho...........chahta to aur 2 months continue kar sakta tha..........lekin itna sara gift diya BOB ne ke aur raha nahin gaya
(including power in the eyes)...........
2 mahina vab ITI ke joining ke sapne dekh ke hi bita dunga..............
Suggestion to all PO aspirants : DO NOT JOIN BANKS.......................EVEN IN INTERVIEW POSTS OF SSC WILL GIVE YOU A FEELING AC;;ED LOVE AND LIFE...............EVEN IF
YOU JOIN BANK P O .........................DON NOT JOIN BANK OF BARODA WHERE U CANT DISTINGUISH BETWEEN PUBLIC SEVCTOR AND PRIVATE SECTOR