The Affordable Care Act Healthy Young America 2013: The Young Adult Perspective Presented to Colorado Health Coverage Guides November 20, 2013 Amy Lin David Bransfield Young Invincibles Young Invincibles Amy.Lin@younginvincibles.org David.Bransfield@younginvincibles.org Who are Young Invincibles? There is an awareness gap 71% of uninsured 1829 year olds don’t know of new options for insurance 83% of the Medicaid expansion population don’t know of new options for insurance Research from Enroll America Characteristics of Young Adults 18-34 are those born between 1979-1995 Largely part of the Millennial generation (born after 1980) We are: More ethically & racially diverse Less likely to serve in the military Most educated Photo source:http://www.pewsocialtrends.org/2010/02/24/millennialsconfident-connected-open-to-change/ Interesting Facts Nearly 4-in-10 have a tattoo 1-in-4 unaffiliated with any religion Parenthood & marriage more important than financial success However, 1-in-5 are married 34% are young parents Events that shaped Millennials: 9/11 Hurricane Katrina Election of first African American President Photo source: http://rebloggy.com/post/gif-tattoo-tattoo-gif-tattoo-gifs/33981502263 Healingbeings.org Technologically Wired Technology & pop culture sets Millennials apart from other generations Attitudes towards technology: New technology makes life easier Brings them closer to friends & family 4-in-10 connect to internet wirelessly 75% have a social media site 87% sleep with their cell phone on or right next to their bed Photo Source: http://www.cbc.ca/q/blog/2011/05/16/jians-essayon-one-thing-at-a-time-day/ Overview Messaging Traditional Outreach Mobile Technology Social Media Enrollment Messages Can be Used to Motivate “Risk-Takers” Getting covered will save you money Getting covered now will help ensure financial security later Individual Mandate will require you to purchase insurance Messages Can be Used to Motivate You can see what your premium, deductibles, and outof-pocket costs will be before you make a decision to enroll You can find all the information you need about available health insurance plans in one place Young & Uninterested 71% are uninsured (most have been for 2 years): 67% are men 40% are 18-29 Who motivates them: Family member (spouse or mom) Friend Doctor Where do they find info: Google or search engine Mom, than spouse Photo source: hartsbeat.com Use Language Cautiously Be Careful Here’s Why Use This Instead “Exchange” People think “Exchange” is a place to trade or swap merchandise and don’t immediately associate it with health care. “Marketplace” Messages that only mention “your family” Single and childless “Individuals” people have trouble identifying with messages exclusively about “family” “Financial Assistance Available” The concept needs more exploration. Many consumers think “assistance” is for someone else, not them. Research from Centers for Medicare and Medicaid Services “You may be eligible for a $0 premium plan or a new type of tax credit that lowers your monthly payment” Outreach to Communities of Color Communities of color make up the largest population of uninsured Outreach to communities of color is key Who Needs Health Coverage in Colorado? Women as Messengers Women make 80% of the health care decisions for American families Uninsured Americans mentioned important women in their life as key sources for advice on health insurance Latina and African American mothers play a significant role in all aspects of the households— from health to finances Women are more vulnerable to losing their insurance compared to men, as they are more likely to be covered as dependents Shouting out to: Moms Mammas Madres Ma Partners Friends Grandma’s Me-Mas Abuelas Traditional Outreach Group Presentations Tabling Traditional Outreach Hosting Events Brochures and Newsletters Traditional Outreach Be prepared to have conversations & tangible information Meeting uninsured young adults where they are: Apartment complexes Basketball courts Classrooms Unemployment offices Community Colleges Barber Shops Grocery stores Concerts Bars Laundromats K-12 Schools (young parents) Where else? Photo Source: suntimes.com Swag that Informs Giveaways that will catch the attention of young adults Storytelling On the ground or online A tale shall accomplish something and arrive somewhere Advocacy storytelling is about effectively communicating this message to the audience and encouraging them to act Mobile Technology Mobile Websites Text Message Services Smart Phones Social Media Mobile App Use Social Media as an Outreach Tool One in five Americans have reported using social media for health information 50% of Facebook users are in the 18-34 age group Young adults value reviews through social media when considering goods and services Communities of Color & Technology 97% use cell phone for texting White, non Hispanic: 52% Black, non Hispanic: 79% Hispanic: 85% 77% access internet with their cell phones White, non Hispanic: 52% Black, non Hispanic: 60% Hispanic: 66% Use social networking sites White, non Hispanic: 65% Black, non-Hispanic: 68% Hispanic: 72% Photo Source: Photo Source: http://www.forebeyondthegreen.org/3rc.html Use Effective Methods of Interaction Listen Engage Build Relationships Google Alerts Ask questions ID Influencers RSS Readers Respond in real time Share info Fun and informative posts Conversations Shout outs Listen Email address Engage Ask questions: Ex: What is the most confusing thing about health insurance? “If you don’t get health insurance, you will literally be paying something for nothing.” Respond to questions/comments in quickly Fun and engaging posts Think You’ll Save Money by Opting out of Obamacare? Picture Source: http://www.buzzfeed.com/younginvincibles/think-youllsave-money-by-opting-out-of-obamacare-fnsb Build Relationships Find an “influencer” to share information Sharing stories and/or information to educate friends on social media Jesse's Story Getting the Big Picture on Affordable Health Care Flirting with Death Photo source: getcoveredamerica.org Video Source: http://www.getcoveredamerica.org/jesse/ Mobile Technology Twitter Anatomy Twitter handle Embedded links #Hashtags Share via email Retweet Favorite Engaging Communities of Color in Social Media African Americans use Twitter more than any other group: In 2012, over 28% of online African Americans used Twitter “Black Twitter” is the community where African Americans discuss both social and political issues and news. Twitter users were able to mobilize and move “Black Twitter” to take action Picture Source: http://www.buzzfeed.com/shani/the-secret-power-of-black-twitter Social Media and Engaged Audiences Social media is a great way to specific audiences who are already engaged on an issue Ex. Monday Night Football #MNF #GetCovered How to create a Meme Memes are usually images with a brief universal message Memes can either be funny or have a political or socially conscious message Can be created using sites like Meme Generator and Adobe Photoshop and Illustrator GIFs aka Graphics Interchange Format Gifs are also known as .Gifs are "Graphics Interchange Format” - Picture Format Websites and Tumblr pages with easy to share Gifs Mashable Top Gifs Tumblr pages Gif for the Masses Anatomy of an E blast Strong Heading Relevant Image Concise and powerful messaging Organization name and logo Social Media link Clear “Ask” Elements of E blasts Include a captivating subject line This will ensure subscribers open your e-blast Balance the amount of text and images Be sure to create a concise message that clearly displays asks and engages subscribers Link social media pages This will help improve your click rate Create a simple and mobile friendly layout Millions of people use their cell phones to check their emails daily Be sure to review the results Compare your click and open rates to the industry average in order accurately gauge the success of your campaign Mobile Friendly Technology It is extremely important to make mobile friendly content Now more than ever people use their cell phones to browse the internet and check emails As of May 2013, 63% of adult cell owners use their phones to go online. Over 52% of cell phone owners use their phones to receive and check emails Two ways you can use mobile technology to connect with young adults Mobile sites E blasts Mobile Website Unfriendly mobile websites can be difficult for smartphone users to display and navigate your page For many underserved populations, smartphones serve as theirs means to access the internet It is relatively affordable to create or convert your current website into a mobile-friendly site. You can use tools like Mobify, Mofuse, MobiSiteGalore and Wirenode. Photo Source: getlocalgetlisted.com Young Invincibles Mobile App: Your Health Care Finder Find doctors and Community Health Centers in your area Search by location with GPS or zip code Search by name or category Shows user ratings of doctors in the area Your Questions Answered How to find health insurance for different people Explains the health care law Defines common health insurance terms A National Campaign to Cover Young Adults Calendar of Upcoming Trainings Download our App: “Your Health Care Finder” State-by-State Fact Sheets FAQs: Answers for Consumers and Advocates Outreach Materials Webinars Toolkits Health.younginvincibles.org Keep in Touch Like us on Facebook Follow us @YI_Care Contact Information: http://younginvincibles.org/ Amy Lin - Amy.Lin@younginvincibles.org David Bransfield – David.Bransfield@younginvincibles.org