DOE OPSR Program
Payroll Training
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All Participants will have payments sent to
a personalized Payroll Card
◦ Name
◦ Visa Logo
◦ PIN
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Benefits of Payroll Cards
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Accepted nearly everywhere
Fast, easy way to access cash
Automatically available on payment dates
Avoid long lines at the check cashing facilities
There are ways to access all cash without
incurring a fee!
Payroll Cards: 101
This is a Fee-Free Program designed to
enable you to get all your funds without
incurring a fee.
 Some services will cause a fee.
 Education – We want to show you how to
access all of your funds, without ever
incurring a fee!
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Fee-Free Program
The Payroll Card!
Don’t Forget to Sign It!
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Open the envelope
Call the number on the card
◦ 1-877-368-0006
Or, go to www.paychekplus.com
Enter the 16 digit card number
Enter your 8 digit date of birth – month,
day, year (00/00/0000 – date format)
 Enter the last 4 digits of your SSN
 Select a PIN (Easy for you, hard for
someone else to guess!)
 Ready to use!
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Payroll Card Activation
 Store
Purchases
◦ With or without cash back
 Cash Advance / Teller Withdrawal
◦ *Not an advance of funds that are
unavailable
 Transfer
to Bank Account
 Savings Option
 ATM Withdrawal
Payroll Card Transaction Types
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Accepted wherever Visa is located
Signature card
Swipe card
Select “Credit”
NO LINE OF CREDIT
Under a certain amount, signature is not
required
Decline Fee = $0.50
Store Purchases
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Accepted wherever Payroll Cards are
accepted
Swipe card
Select “Debit”
Enter PIN
May ask “Would you like cash back?”
Select “Yes”
Enter amount, take card, purchase, cash
and receipt!
Store Purchases With Cash
Back
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Accepted at banks that perform “Cash
Advances”
This is not an advance of money that will
be posted on your card in the future!
Hand the card to the bank teller, and say
“I would like to have a cash advance.”
They will ask for a form of identification
Tell them the amount
Take the cash, card and receipt!
Cash Advance
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Go to:
◦ www.paychekplus.com
Type 16 digit card number
Transfer Funds
Card to Bank Account
Select Account Type
Enter Name on Bank Account, Transfer
Amount, Routing Number, and Bank
Account Number
 BE SURE TO ENTER THESE NUMBERS
CORRECTLY!!!
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Transfer to Bank Account
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Go to:
◦ www.paychekplus.com
Select “My Card Features”
 Select “Enroll in Savings”
 View the Electronic Signature Act
Disclosure, and Savings Account Terms
and Conditions
 The Interest Rate varies
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Enroll in Savings
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Insert Card
Enter PIN
Select “Withdrawal From Checking”
Enter amount
Select OK, Yes, or Enter
Take Cash, Card and Receipt
ATM Withdrawal
Two parties may assess fees: Payroll Card
Company and the place where you use your
card
 One fee-free transaction per payment period
 Use it wisely
 Utilize POS Purchase With Cash Back and
Cash Advances, which will always be
fee-free
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Know YOUR balance!
Fee-Free Use of Your Payroll Card
 Citibank
 HSBC
 TD
Bank
Fee-Free Banks
These banks will never charge a fee to your Payroll Card. The card
company will charge a fee, after your first fee-free transaction.
ATMs outside of our fee-free network
WILL assess fees. That’s how they make
their money.
 Be sure to stay within the fee-free
network as much as you can!
 Avoid “corner store ATM machines.”
 The Payroll Card company will charge a
fee for ATM usage beyond the first feefree transaction.
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Outside the “network”
Fee-Free
Transactions
•
Checking Your Balance!
• 877-368-0006
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www.paychekplus.com
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Text Alerts
Mobile App
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Store Purchases
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Cash Advances
(withdrawal from a bank teller)
Transactions with
Fees
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ATM Transactions
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Retail/ATM Declines
Transaction Types
FREE
Payroll Card Fees
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ATM Withdrawal at an HSBC.
Store Purchase at Staples as a Signature
card.
Make a small purchase at CVS as a Payroll
Card, with cash back.
Do a Teller Withdrawal (Cash Advance)
at any bank.
Call the 1-877-368-0006 to check your
balance.
Sign up for Text Alerts.
A Typical “Fee-Free” Day
Know Your Balance!
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Call 1-877-368-0006
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Go to www.paychekplus.com
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Text Alerts
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Mobile App
Checking Your Balance
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Alltel, AT&T, Boost, Nextel, Sprint,
Verizon, Virgin, Cellular One and more!
Enter phone number
Press 1 to confirm
Press 1 for English, 2 for Spanish
BAL 90831
STOP 90831
Low Balance, Load to Card, News and
Offers
Text Alerts
Prepaid CardConnect
 Sign up through www.paychekplus first to
get a password!
 Available for iPhone, iPad and Android
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Check your balance!
View transaction history
Transfer funds
And more!
Smart Phone App
Bi-weekly Payments
 Fridays at 9am starting
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◦ November 27
◦ December 4
◦ (Every other Friday thereafter)
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DO NOT ATTEMPT TO ACCESS YOUR
FUNDS UNTIL AFTER 9AM ON FRIDAY
PAY DATES!!!
Payment Dates
For Questions or Help:
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Call Customer Service: 877-368-0006
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Go to: www.paychekplus.com
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Search the App Store:
◦ Prepaid CardConnect
Contact Information