Atlantic County Municipal Joint
Insurance Fund
st
2010 Safety Kickoff and
2009 Awards Ceremony
February 19, 2010

Door Prize
And the winner is....

Purpose of Today’s Meeting
• Introduce 2010 Executive Safety Committee
•
Thank Safety and Claims Coordinators
• Tell You How We’re Doing
• Highlight 2010 JIF Safety Initiatives
•
Introduce 2010 Safety Incentive Program
•
Present 2009 Safety Incentive Awards

Fund Professionals
•
Conner Strong Risk Control
– Safety Director
•
Scibal Associates
– Claims Administrator
•
CSG/CHN
– Managed Care Provider
•
AJG Risk Management Services Inc.
– Administrator

Executive Safety Committee Chair
City of Ocean City

Introducing the
2010 Executive Safety Committee
•
Joann Cioeta, Chair, Ocean City
•
Carol Foster, Corbin City
• Ed Beck, Linwood City
• Kimberly Hodsdon, Estell Manor
•
Robert Smith, Cape May City
•
Claudia Kammer, Lower Township
• Alison Bradford, Downe Township
• Jim Dickenson, Northfield City
• George Savastano, Sea Isle City
•
Lucy Samuelson, Port Republic City
•
Sandra Biagi, Ventnor City
• Robert Flynn, West Cape May Borough
• Herbert Frederick, West Wildwood Borough

Introducing the
2010 Executive Safety Committee
• Stan Gunnison
,
C.J. Adams Agency
• Dave Miller, C.J. Adams Agency
• John D’Agostino, Jr., D’Agostino Agency
• Eugene Siracusa, Siracusa-Kauffman Agency
• Tom Byrne, J. Byrne Agency
•
Donald Cost, Donald Cost Agency
• Robert Sames, Robert Sames Agency
• Joe Henry, Hardenbergh Agency
• William McMahon, III, McMahon Agency

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Terry Dolan, City of Absecon
Ed Dean, Borough of Avalon
Dennis McKenna, City of Brigantine
William Nimohay, Borough of Buena
Diane Morgan, Buena Vista Township
Robert Smith, City of Cape May
Joe Nietubicz, Cape May Point
Hannah Nichols, Commercial Township
Carol Foster, City of Corbin City
Karen Seifrit, Deerfield Township
Clarence Ryan, Dennis Township
Mike Day, Downe Township
Dale Goodreau, Egg Harbor Township
Kimberly Hodsdon, City of Estell Manor
Thanks for a
Job Well Done!

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Paula Bradley, Borough of Folsom
Raymond Farrell, Galloway Township
Lisa Hedrick, Hamilton Township
Chris Ballin, Town of Hammonton
Edward Beck, City of Linwood
Rich Hirsch, Borough of Longport
Brian Marker, Lower Township
Daniel Adams, City of Margate
Bill Barger, Middle Township
Bob Polise, City of Millville
Dawn Stollenwerk, Mullica Township
Sam Barbagli, Borough of Newfield
Lew Ostrander, City of North Wildwood
Cindy Ruffo, City of Northfield
Charlotte Moyer, City of Ocean City
Thanks for a
Job Well Done!

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Robert Oglesby, City of Pleasantville
Lucy Samuelson, City of Port Republic
Eva Feeley, Sea Isle City
Tom Venafro, City of Somers Point
Grant Russ, Borough of Stone Harbor
Vicki Vagnarelli, Upper Deerfield Twp.
Jay Potter, Upper Township
Thomas Klein, City of Ventnor
John Knoll, Waterford Township
Kate Killian, Borough of West Cape May
Dorothy Tomlin, West Wildwood Borough
Ronald Carroll, Weymouth Township
Gordon Ball, City of Wildwood
Kevin Yecco, Borough of Wildwood Crest
James Gurdgiel., Borough of Woodbine
Thanks for a
Job Well Done!

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Terry Dolan, City of Absecon
Andy Bednarek, Borough of Avalon
Karen Thomas, City of Brigantine
Maryann Coraluzzo, Borough of Buena
Cindi LoGuidice, Buena Vista Township
Louise Cummiskey, City of Cape May
Constance Mahon, Boro of Cape May Point
Hannah Nichols, Commercial Township
Joanne Siedlecki, City of Corbin City
Annette Velez, Deerfield Township
Janice Kenney, Dennis Township
Alison Bradford, Downe Township
Eileen Tedesco, Egg Harbor Township
Kimberly Hodsdon, City of Estell Manor
Thanks for a
Job Well Done!
Report all claims promptly!

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Paula Bradley, Borough of Folsom
Diane Grams, Galloway Township
Mary Kelly, Hamilton Township
April Boyer-Maimone, Town of Hammonton
Anthony Strazzeri, City of Linwood
Rich Hirsch, Borough of Longport
Marie Lomonaco, Lower Township
Daniel Adams, City of Margate
Vera Kalish, Middle Township
Regina Burke, City of Millville
Kimberly Johnson, Mullica Township
Toni Van Camp, Borough of Newfield
Maureen Thall, City of North Wildwood
Mary Canesi, City of Northfield
Thanks for a
Job Well Done!
Report all claims promptly!

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Susan Huges, City of Ocean City
Cindy Hineline/Gayle Eaves, City of Pleasantville
Lucy Samuelson, City of Port Republic
Eva Feeley, Sea Isle City
Carol Degrassi, City of Somers Point
Jim Nicola, Borough of Stone Harbor
Vicki Vagnarelli, Upper Deerfield Township
Terry Smuz, Upper Township
Julie Harron,City of Ventnor
Larry Ruocco, Waterford Township
Elaine Wallace, West Cape May
Dorothy Tomlin, West Wildwood Borough
Bonnie Yearsley, Weymouth Township
Gordon Ball, City of Wildwood
Janelle Holzmer, Borough of Wildwood Crest
Lisa Garrison, Borough of Woodbine
Thanks for a
Job Well Done!
Report all claims promptly!

Safety Calendars
• Increase safety awareness
• Encourage safe behavior
• Post prominently in all work areas
JIF
2010
JIF
Keeps the JIF safety message visible all year long!

Memory Sticks
INCLUDES:
• Safety Coordinator’s
Handbook
•
2010 Safety Incentive Program
• Supervisor’s Incident
Investigation Form
• Use of Facilities Agreement
• Certificate of Insurance
Guidelines
• TULIP MEL Bulletin
Please Pick One Up Before You Leave Today!

Optional Safety Budget
• Members will be reimbursed for safety related expenditures.
• Updated in monthly Agenda
Packet.
• You cannot claim your allowance in advance.
• You must claim all of your funds by December 31, 2010.
$138,000

What’s New…
Helping Towns Help Themselves
Custom DVDs
• “ Survival Driving”
• “In the Scope of Your Authority –
Preventing Public Officials Liability”
• “
Rights & Duties of a Municipal
Employee/Volunteer
”
• “Traumatic Brain Injury – The Silent
Epidemic”

Safety Incentive Program
• Copy of the 2010 Program
•All of today’s slides
• Press release
& Photos! will be loaded to the website
ACMJIF.ORG

Because we have a lot to tell you!
Celebrate Our Successes!
Tell you what’s ahead!
And feed You
!

Safety First, Last, and Always

Door Prize
• And the winner is....

Atlantic County Municipal Joint
Insurance Fund
st
2010 Safety Kickoff and
2009 Awards Ceremony
February 18, 2010

Door Prize
And the winner is....

Joanne Hall
Safety Director
Conner Strong Risk Control

Your Risk Control Service Team
• Joanne Hall, Safety Director
•
Don Ruprecht, Consultant
•
Lou Carey, Consultant
•
Karen La Sala, Administration
•
Susan Kopec, Training Mgr

ATLANTIC JIF
Safety Breakfast
• Shared Successes
• Recap of Losses
•
Challenges Ahead
•
2009 Awards Presentation

2009
Shared Successes
•
96% qualified for SIP awards!
• Average member score - 92%
• More “Gold” Winners

2009
Shared Successes
• “Put Safety on Your Agenda”
• New Supervisor’s Incident
Investigation reports
•
Health & Wellness Initiatives

$hared $uccesses
•
•
94% of the safety monies were claimed or encumbered by members and put to good use!

SIP RESULTS
96 % of Members Qualified for SIP awards
14 Silver
18 14 7
7 Bronze
3 Qualifiers
Plus 3 Qualifiers
43 members qualified for awards

Special Recognition Awards
We received
17 nominations for
Special Recognition
Awards.

Shared Successes
SAFETY TRAINING
•
More than 3,063 ATLANTIC JIF employees attended MSI classes
•
More training resources available
–
DVDs
– Posters
–
On- line videos

2009 Regional Training
• New Safety Coordinator Orientation
•
Tips & Tools for Seasonal Employee training
• Safety Coordinators’ Roundtable
•
Senior Bus Operator Safety Training
• CDL / DOT Workshop
• Police Chiefs’ Roundtable
• Electrical Safety / Arc Flash Training
Attendance at Regional Training was very good (81%)

Safety Campaign
Each member received:
• “Crush Zone” DVD
• Tool Box Talk Outlines
•
Bumper / Dash board stickers

MEL Safety Institute
•
Over 1,600 classes
•
45 different topics
•
30,312 statewide!!
•
Many new & revised topics
Confined Space with
Practical Exercise

MSI Learning Management
System
• On-line catalog & registration
•
Order videos on line
• Plan & track safety training
Coming 2011 – new system with on-line learning capabilities

Advanced Safety
Leadership Program
•
Two-day program for managers & supervisors
•
Participants receive 10 Mgmt. CEUs
• OSHA “10 Hour Card”

Community Safety Leadership
8 Public Safety Concerns
• Pedestrian Safety
• School Crossing Guards
• Traffic Calming
• Traffic Hazards
• Playground Safety
• Bicycle Safety
• Organized Sports
• Senior Citizen Safety
Booklet and CD provided to JIF municipalities

Why Do We Train ?

Door Prize
• And the winner is....

Atlantic Claims by Line of Coverage
Fund Years 2005 - 2009
Auto
9%
Property
19%
Auto
Property
6%
4%
General
Liability
17%
Workers
Comp
50%
General
Liability
22%
Workers
Comp
73%
Number of Occurrences Total Dollars Incurred

Atlantic JIF
WC Claims by Department
Police
38%
Fire
6%
Streets
32%
Beach Patrol
13%
Sanitation
11%

Police Ad Hoc Committee
•
Provide direction and leadership
•
Encourage Accreditation Process
•
Members :
–
Egg Harbor Twp – Chief Blaze Catania
–
Hamilton – Chief Stacy Tappeiner
–
Northfield – Chief Robert James
–
North Wildwood – Chief Robert Matteucci
–
Waterford – Chief John Knoll

Police Ad Hoc Initiatives
•
Transitional Duty / WC Issues
•
Accident Investigation / Driver Review Panels
•
Training Seminars / workshops
•
Crossing Guard Safety
•
Accreditation Process

Law Enforcement
Accreditation Program
• Administered by NJSACOP
•
Participation is encouraged by JIF / MEL
•
$500 Application Fee waived for JIF members
•
JIF will reimburse 50% of Accreditation & Re-accreditation fee upon completion
•
Up to $1,000 Reimbursement of Fee Available from the MEL
• 5% discount on liability will be offered to accredited agencies
• Tracking software provided by the MEL
•
$$ Stipends for Interns available from the JIF

Atlantic JIF Departments
In Process of Becoming Accredited
• Avalon
•
Hammonton
• Longport
•
Margate City
• Millville
•
North Wildwood
• Pleasantville
•
Wildwood Crest

Congratulations to Three
Newly Accredited Agencies
• Hamilton
•
Lower
• Ventnor

ACM Accredited
Police Departments
Egg Harbor Twp.
Cape May City
Galloway*
Middle Twp
Ocean City*
Stone Harbor
Brigantine
Have completed the NJ Police Accreditation Program !

Lost Time Accident Frequency Rate
FUND
SUBURBAN MUNICIPAL
MORRIS
BERGEN
MONMOUTH
CENTRAL
NJ PUBLIC HOUSING
TRI-COUNTY
PROF MUN MGMT
CAMDEN
N.J.U.A.
OCEAN
SUBURBAN ESSEX
BURLINGTON
ATLANTIC
SOUTH BERGEN
2009 LOST TIME ACCIDENT FREQUENCY ALL JIFs
December 31, 2009
2009
LOST TIME
2008
LOST TIME
2007
LOST TIME
TOTAL
RATE
FREQUENCY FREQUENCY FREQUENCY 2009 - 2007
1.35
1.91
3.02
2.08
1.51
1.69
1.79
1.79
1.90
1.97
1.81
2.01
2.30
2.10
2.23
2.25
1.96
2.12
2.77
2.48
2.75
3.71
1.76
1.94
2.28
2.12
2.31
2.65
2.02
2.31
2.42
2.67
2.92
2.95
3.31
3.41
2.63
2.46
2.53
3.61
3.49
1.54
3.16
3.06
3.87
3.17
2.57
3.63
4.25
2.54
3.64
3.27
2.83
2.64
2.50
3.29
3.55
2.36
3.37
3.25
AVERAGE 2.27
2.47
3.05
2.60
Room for Improvement in 2010

How Can We Improve the LTAF Rate?
1) Not having accidents (12 members had No
Lost Time Cases in 2009)
2) Prompt reporting ( 87% of all WC claims were reported in 3 days or less)
3) Early Return to Work (JIF members used
73.8% of their Transitional Duty
“Opportunity Days” in 2009)

So What Can We Do to Have
Fewer Accidents?
•
Leadership & Direction
•
Provide a Safe Working Environment
•
Constant Reinforcement of Message
•
Accident Investigations
•
Find ways to do our Work Safer & More
Efficiently

Atlantic JIF
Most Frequent Types of Injuries
Strains
39%
Falls
16%
Cuts
8%
Other
15%
Crush /
Struck
22%

2010 Safety Campaign

Door Prize
And the winner is....

What’s Ahead for 2010?

2010 Regional Training
• Safety Coordinator R/T – Immediately following today’s breakfast
•
PPE Hazard Assessment Workshop - April 2009
• DPW Superintendents’ - June 15, 2010
• Police Chief Round Table – September 2010

2010 Challenges
Find ways to stretch resources
•
Use on-line training resources
•
Use your safety monies wisely
•
Plan training well in advance
•
Network with other Safety Coordinators
• Ask for help….

Cutting Safety Doesn’t Pay!
•
Increased Overtime Costs
•
Lower Employee Morale
•
Lost Productivity
•
Administrative Paperwork

What You Did to Qualify in 2009
•
Signed Safety Contract
•
Put safety on Your Agenda
•
Safety Improvement Objectives
• Safety Committee meetings
• Hazard Inspections, Roadway, Sign & Walkway programs
• No “Important” Suggestions more than 2 years old
•
Regional & MSI Training, Videos & Tool Box Meetings
•
Job Site Observations
•
Prompt Claims Reporting & Transitional Duty
• Accident Investigation

NEW FOR 2010
EXTRA CREDIT POINTS
Health & Wellness Initiatives
Up to 5 Points EC

Door Prize
• And the winner is....

LEVEL
GOLD
SILVER
SCORE
% of
Based
Earned
X-
Small
Small Medium Large
<95% 130% $1,700 $2,250
JIF
$1,400 $1,800
$2,650 $3,050
<90% 120% $2,200 $2,600
X-
Large
$3,500
$3,000
BRONZE <85% 110% $1,200 $1,500 $1,900 $2,200 $2,500
QUALIFIER <75% 100% $1,000 $1,300 $1,600 $1,900 $2,200

Exceptional Performance
Awards
• And the winner is....

Beat the Three Year JIF
Average Loss Ratio (88.5%)
•
Galloway (87.9%)
•
Cape May (86.5%)
• Ventnor (85.1%)
•
Lower (83.4%)
•
Middle (78.9%)
• Brigantine (76.6%)
• Wildwood (75.3%)
Fund Years 2006 – 2008 - As of 12/31/09

Beat the Three Year JIF
Average Loss Ratio (88.5%)
• Waterford (71.6%)
• Wildwood Crest (70.4%)
•
Mullica (70.3%)
•
Avalon (69.0%)
• Stone Harbor (62.6%)
• Linwood (55.9%)
Fund Years 2006 – 2008 - As of 12/31/09

Beat the Three Year JIF
Average Loss Ratio (88.5%)
• North Wildwood (55.4%)
• Somers Point (50.1%)
•
Margate (46.4%)
•
Buena Vista (42.3%)
• Upper Deerfield (33.6%)
• Corbin City (31.8%)
Fund Years 2006 – 2008 - As of 12/31/09

Beat the Three Year JIF
Average Loss Ratio (88.5%)
• Cape May Point (20.9%)
• Newfield (20.3%)
•
Commercial (9.0%)
•
Woodbine (4.7%)
• Folsom (0%)
• Downe (0%)
Fund Years 2006 – 2008 - As of 12/31/09

Lost Time Accident Frequency Rate
FUND
SUBURBAN MUNICIPAL
MORRIS
BERGEN
MONMOUTH
CENTRAL
NJ PUBLIC HOUSING
TRI-COUNTY
PROF MUN MGMT
CAMDEN
N.J.U.A.
OCEAN
SUBURBAN ESSEX
BURLINGTON
ATLANTIC
SOUTH BERGEN
2009 LOST TIME ACCIDENT FREQUENCY ALL JIFs
December 31, 2009
2009
LOST TIME
2008
LOST TIME
2007
LOST TIME
TOTAL
RATE
FREQUENCY FREQUENCY FREQUENCY 2009 - 2007
1.35
1.91
3.02
2.08
1.51
1.69
1.79
1.79
1.90
1.97
1.81
2.01
2.30
2.10
2.23
2.25
1.96
2.12
2.77
2.48
2.75
3.71
1.76
1.94
2.28
2.12
2.31
2.65
2.02
2.31
2.42
2.67
2.92
2.95
3.31
3.41
2.63
2.46
2.53
3.61
3.49
1.54
3.16
3.06
3.87
3.17
2.57
3.63
4.25
2.54
3.64
3.27
2.83
2.64
2.50
3.29
3.55
2.36
3.37
3.25
AVERAGE 2.27
2.47
3.05
2.60
Room for Improvement in 2010!

Zero Lost Time Accidents in 2009
•
Avalon
•
Cape May Point
•
Corbin City
•
Commercial
•
Deerfield
•
Estell Manor
Zero
Lost
Time

Zero Lost Time Accidents in 2009
•
Folsom
•
Newfield
•
Port Republic
•
West Cape May
•
Weymouth
•
Woodbine
Zero
Lost
Time

Significant Reduction in
Lost Time Accident Rate
•
Sea Isle City
–
4.67 in 2008
–
2.29 in 2009
•
Middle
–
6.25 in 2008
–
2.87 in 2009
Good
Job!
•
Absecon
–
8.77 in 2008
–
2.79 in 2009

Best Claims
Reporting Record

Buena

Commercial

Deerfield

Dennis

Downe

Margate

Mullica
BEST
All Claims Reported in Less than 3 Days!

Best Claims
Reporting Record

Northfield

Upper

West Cape May

West Wildwood

Weymouth

Woodbine
BEST
All Claims Reported in Less than 3 Days!

Modified Duty
Work Days Used
•
Avalon
•
Buena Vista
•
Dennis
•
Galloway
•
Linwood
100% of Available Days Used!

Modified Duty
Work Days Used
•
North Wildwood
•
Ventnor
•
West Cape May
•
West Wildwood
100% of Available Days Used!

Door Prize
And the winner is....

Special Recognition Awards
We received
17 nominations for
Special Recognition
Awards.

2009 Special Recognition
Award Winners
Ed Dean, Chief, Avalon Fire Department nominated:
Harry Debutts, Safety Officer
Avalon FD
For developing a “Personnel Qualifications Standard Training
Guide” for several pieces of fire fighting apparatus specific to Avalon
Recognition Plaque plus Lunch!
Harry
Debutts

2009 Special Recognition
Award Winners
Hamilton Township Safety Committee nominated:
Lisa Hendrick, Administration
Hamilton Township
For developing and running a “Biggest Loser Contest” that lead to the combined loss of 726 pounds by 39 employee participants
Recognition Plaque plus Lunch!
Lisa
Hendricks

2009 Special Recognition
Award Winners
Terri Smuz, Upper Township Fund Commissioner nominated:
Mike Jones, Dave Pennello
& Bill Mc Daniels
For designing and building a prototype lifeguard stand that makes moving the stand much easier & reduces the risk of back injuries
Mike Jones
Bill Mc Daniels
Dave Pennello
Recognition Plaque plus Lunch!

2009 Special Recognition
Award Winners
Richard Hirsch, Fund Commissioner, Longport Borough nominated:
Emilia R. Strawder
Longport Borough
For putting into action her idea to organize and hold monthly safety seminars within the City including classes on weight management, proper lifting, anger management & stress management
Recognition Plaque plus Lunch!
Emilia
Strawder

2009 Special Recognition
Award Winners
Stephen Bonanni, Public Works Director, Galloway Twp. nominated:
Ray Farrell, Safety Officer
Galloway Township
For developing and implementing multiple written safety programs, starting the Annual Incentive Luncheon, and helping to instill a
“Safety First” attitude among the workforce.
Recognition Plaque plus Lunch!
Ray
Farrell

2009 Special Recognition Award
Honorable Mentions
•
Egg Harbor Twp: Steve Marchelle & Robert Lundberg
Leaders of “Biggest Losers” Competition
•
Galloway: Police Department
Achieving State Reaccreditation
•
Galloway Twp: Health & safety Fair Committee
10 th Annual Health & Safety Fair
•
Linwood: Safety Committee
Health & safety, “ Going Green” Newsletter
Keep Up the Good Work!

2009 Special Recognition Award
Honorable Mentions
•
Margate: Health & Wellness Committee
Promoting wellness, screening, health fair
•
Millville: Mike McNiss, Street & Roads Dept
Going the extra mile for safety
•
Ocean City: Administration / HR
Summer Safety Patrol
•
Sea Isle City: Capt Michael Jargowski
Innovations in training - Verbal Judo, “Krav Maga”
Keep Up the Good Work!

2009 Special Recognition Award
Honorable Mentions
•
Stone Harbor: Lt Mick Scheele and SH Fire & Rescue
Service, leadership and helping to build safety culture
•
Upper Twp: Patty Smyth
Going the Extra Mile!
•
Upper Twp: Janet McCrosson, Rhonda Sharp, Ed Carter
Safety Award Winners
•
Ventnor: Fire Chief Bert Sabo:
First aid, CPR and AED training for employees
Keep Up the Good Work!

2009 SIP
Qualifiers
•
•
•
Members will receive notification of their awards by mail

2009 SIP Bronze
Award Winners
• Deerfield
•
Dennis
• Hammonton
•
Port Republic
Members will receive notification of their awards by mail

2009 SIP Bronze
Award Winners
• Somers Point
•
Upper Deerfield
• West Wildwood
Members will receive notification of their awards by mail

2009 SIP Silver Award
Winners
• Avalon
•
Buena Vista
• Cape May
•
Commercial
• Folsom
Members will receive notification of their awards by mail

2009 SIP Silver Award
Winners
•
Middle
• Millville
•
Mullica
• Northfield
Members will receive notification of their awards by mail

2009 SIP Silver Award
Winners
• Sea Isle
•
Stone Harbor
• Upper
•
Ventnor
• Wildwood Crest
Members will receive notification of their awards by mail

2009 SIP Gold
Award Winners
Buena
Brigantine
Cape May Point
Galloway
Hamilton
Members will receive notification of their awards by mail

2009 SIP Gold
Award Winners
Linwood
Longport
Lower
Margate
North Wildwood
Members will receive notification of their awards by mail

2009 SIP Gold
Award Winners
Ocean City
Pleasantville
West Cape May
Weymouth
Woodbine
Members will receive notification of their awards by mail

2009 SIP Gold
“100%” Award Winners
Members will receive notification of their awards by mail

Pick Up Your Gifts,
Plaques & Certificates in the back of the room before you leave!
2010 Safety Coordinators
Roundtable will begin shortly!

2010 Safety Incentive Program