Chapter 18 The Tax Compliance Process McGraw-Hill Education Copyright © 2015 by McGraw-Hill Education. All rights reserved. 18-2 Objectives • Determine the filing date and extended filing date for a tax return • Compute a late-filing and late-payment penalty • Describe the statute of limitations for a tax return • Identify the three types of IRS audits • Discuss the reasons why the IRS imposes a negligence or civil fraud penalty • Identify the three judicial levels in the tax litigation process • Define the term transferee liability • Explain the purpose of the innocent spouse rule 18-3 Taxpayer Responsibility • The tax laws are so complex that most taxpayers engage a tax practitioner to prepare their returns • Taxpayers who rely on professional help remain responsible for complying with the law and must bear the consequences of failure to comply 18-4 Filing Requirements • Required filing dates • Individual: 15th day of 4th month following close of tax year (April 15th for calendar year taxpayers) • Corporate: 15th day of 3rd month following close of tax year • Individuals and corporations may apply for an automatic 6-month extension of time to file a return • No explanation necessary! 18-5 Payment Requirements • Taxpayers must pay their tax during the year • Individuals pay in the form of withholding (from salary and wages) or through quarterly estimated tax payments • Corporations pay through quarterly estimated tax payments • Any unpaid balance of tax must be paid by the unextended filing date of the return for the year • Automatic extension of filing date does not extend payment date for any balance of tax due • The government charges interest on delinquent tax payments 18-6 Late-Filing and Late-Payment Penalty • Amount of the penalty is based on the unpaid balance of tax due for the year • If taxpayer is due a refund, there is no late filing penalty • Penalty: • 5% of unpaid tax per month or portion thereof that the return is late (five months maximum) • .5% of unpaid balance for up to 45 additional months or portion thereof 18-7 Example of Penalty • Ms. Burke filed her unextended 2013 Form 1040 on December 6, 2014 • She had no reasonable cause for filing late • She paid the $19,200 balance of tax due with the return Penalty: • $19,200 × (5% for five months) = $4,800 • $19,200 × (.5% for two additional months plus a portion of a third month) = $288 • Total penalty = $5,088 18-8 Return Processing • Income tax returns are processed by 10 IRS service centers • Returns are checked for mathematical accuracy and cross-checked against information returns (e.g., W-2s, 1099s, Schedule K-1s) • The fact that the IRS cashed a taxpayer’s check or mailed a refund does not mean that the IRS has accepted the accuracy of the return – only that it has been processed! 18-9 Statute of Limitations • IRS may select a return for audit three years from the later of: • Unextended filing date or • Date actually filed • If the taxpayer omits > 25% of gross income, the statute of limitations extends to six years • Fraudulent returns are open indefinitely 18-10 Statute of Limitations Example • Sylvia filed her 2013 return on February 6, 2014. When is the last day that the IRS can select her return for audit? • April 15, 2017 • What if Sylvia had requested an extension and filed her 2013 return on August 2, 2014? • August 2, 2017 18-11 Statute of Limitations Example • Ed, a self-employed roofer, filed his 2013 return on March 9, 2014. Ed omitted income that equaled 40% of gross income reported on the return • What is the last day that the IRS can select his return for audit? • April 15, 2020 • What if Ed has never filed a return because all his customers pay cash? • There is no statute of limitations for Ed’s tax years 18-12 Record Keeping • Taxpayers should keep all documentation such as receipts and canceled checks for at least three years after the return is filed • Records substantiating the tax basis of property, any legal documents containing tax information, and copies of tax returns should be retained permanently 18-13 The Audit Process • Corporate returns are selected for audit based on taxable income and net assets • Individual returns are scored under the discriminant function (DIF) system • The higher the DIF score, the greater the chance that the return contains an error causing an understatement of tax • Returns audited most frequently have the following characteristics: • High income • High deductions • Self-employed business income (Schedule C) 18-14 Three Types of Audits • Correspondence exams are conducted by mail • Office exams take place at an IRS office and are limited in scope • Field exams take place at the taxpayer’s place of business and are broader in scope with a complete analysis of the taxpayer’s books and records • A deficiency is additional tax assessed as a result of an audit • Interest charged on the deficiency is deductible only by corporate taxpayers. 18-15 Audits and Penalties • Any person who has made a good faith effort to comply with the tax law and has maintained adequate records has nothing to fear from an IRS audit 18-16 Taxpayer Bill of Rights • IRS must deal with every taxpayer in a fair, professional, prompt, and courteous manner • IRS must provide the technical help needed to comply with the law • Taxpayers’ information is confidential. However, the IRS may share information with other governmental authorities • National Taxpayer Advocate office assists taxpayers in resolving problems and helps taxpayers who suffer hardship due to IRS actions 18-17 Noncompliance Penalties - Negligence • Applies when the IRS determines that the taxpayer did not make a good faith effort to compute the correct tax • Penalty = 20% of any underpayment attributable to negligence • Negligence versus mistake? • Based on the complexity of issues, taxpayer’s education and experience, cooperation with IRS, and advice from professionals • IRS must show a preponderance of evidence 18-18 Noncompliance Penalties - Civil Fraud • Penalty = 75% of any underpayment attributable to fraud • IRS must show clear and convincing evidence • Fraud is the willful intent to cheat the government by deliberately understating tax liability • Systematically omitting income • Deducting nonexistent expenses • Keeping two sets of books 18-19 Noncompliance Penalties - Criminal Fraud • Tax evasion = criminal fraud = felony offense! • Penalty = up to $100,000 for individuals, $500,000 for corporations • Prison time may result • Government must demonstrate guilt beyond a reasonable doubt 18-20 Tax Return Preparer Penalties • Tax return preparer is any person who prepares returns for compensation • Preparer penalties include: • Failure to sign a return as preparer - $50 per failure • Taking a unreasonable legal position in preparing a return • greater of $1,000 or 50% of compensation for return • Intentional disregard of the law in preparing a return • greater of $5,000 or 50% of compensation for return • Monetary fines are not large, but the detriment to the preparer’s reputation is HUGE! 18-21 Contesting Audit Results - Appeal • Contact the IRS Problem Resolution department • Administrative appeal is the next step • See Publication 5, Appeal Rights and How to Prepare a Protest If You Don’t Agree • If administrative appeal fails, litigation is the next step 18-22 Contesting Audit Results - Litigation • Trial courts include: • U.S. Tax Court (single judge or panel of judges) • Taxpayer does not pay deficiency • U.S. District Court (jury trial) or U.S. Court of Federal Claims (single judge or panel of judges) • Taxpayer pays deficiency and sues for refund 18-23 Contesting Audit Results - Litigation • U.S. Circuit Courts of Appeal (13 in number) • U.S. Supreme Court (hears very few tax cases) 18-24 Small Tax Case Division • Congress established a Small Tax Case Division to make judicial relief more accessible to the average person • Available for deficiencies of $50,000 or less • Filing fee is only $60, and the taxpayer may act as his own counsel • Appeals are not allowed 18-25 Frivolous Tax Positions • Congress has little tolerance for people who waste federal time and money by initiating foolish lawsuits against the IRS • The Tax Court can impose a penalty up to $25,000 on a taxpayer who takes a frivolous position before the court 18-26 IRS Collections • IRS can seize property, levy bank accounts, and garnish wages • If individuals can’t pay, IRS may agree to an installment payment plan or accept an offer in compromise for lesser amount • When corporations are dissolved, shareholders have transferee liability for unpaid taxes up to the value of any assets received on liquidation 18-27 Innocent Spouse Rule • One spouse may not be responsible for deficiencies attributable to the other spouse if three conditions are met • Deficiency must be attributable to erroneous items of other spouse • Spouse must establish that he or she didn’t know that the return understated the correct tax • It is inequitable to hold the spouse liable for deficiency • Relief is unavailable if spouse received any benefit from evaded/avoided taxes 18-28