Circular to members # 76
May 23, 2012
Awareness session on Banking products and services for SMEs
Members are informed that an awareness session on “Banking
products and services for SMEs (Small & Medium Enterprises)” is
being organized on Tuesday, May 29, 2012 during 3:00 to 5:00 pm
at the Association secretariat in collaboration with SMEDA (Small &
Medium Enterprises Development Authority).
Considering the SMEs lack of awareness about sources of formal
financing available to them from financial institutions and Banks in
specific, identified in SME Policy and various other forums by
Chambers, Associations, Banks and SMEs, an awareness campaign
about relevant banking products and services is being proposed. The
campaign aims at to target potential SME businesses which desire
availing formal financing options.
The campaign will be conducted by way of holding awareness
seminars in six selected cities, covering SME business active areas
in Punjab, Sindh, KPK and Balochistan. This activity is proposed to
be conducted in collaboration with the State Bank of Pakistan,
assistance and participation of interested Banks and coordination of
relevant Chambers/Associations.
The seminars aim at to present working capital, project financing &
trade/export financing options available to SMEs. Additionally,
SMEs will also be given information on government schemes for
SME sector i.e. Long Term Finance facility and Export Refinance
facility.
Additionally, SMEDA publication, “How to Approach Banks and
Accounting Hand Book for SMEs” will be made available for sale to
interested participants.
Following topics will be discussed by the banking experts:




Assessing financial needs of a business
Basic concepts of assets, liabilities, working capital and
increasing efficiency of asset utilization
Banking services and products available for SME businesses
Government schemes available for SME business i.e. Long
term finance facility and export refinance facility


Discussion on eligibility criteria for all schemes
Detailed question answer session
The seminar will provide an opportunity for exchange of dialogue
between experienced and expert bankers and the SMEs owners.
Participation from owner members and their relevant personnel is
therefore requested.
M. Siddique
Secretary General
0306-2553947