R E Y N O L D S A N D R E Y N O L LAW ® California F&I Library D S Welcome Why Choose Reynolds? Standardized, Legally Reviewed F&I Documents The penalties for violating current compliance guidelines and policies can cripple your business. Reynolds and Reynolds provides the documents that can keep your business out of danger, giving you peace of mind. Reynolds’ new alliance with the California New Car Dealers Association (CNCDA) has made possible this new library of standard F&I documents. As increasing levels of litigation impact every dealer in every state, an alliance such as this between a state automobile dealer association and Reynolds is one that makes sense: two organizations using their core competencies to work together for the common goal of helping dealers minimize compliance risks. California dealers have trusted the LAW® 553 for many years and now the high standards of the LAW brand have been extended to a new library of documents. The LAW California F&I Library documents in this catalog were created and will be maintained using the combined legal expertise of Reynolds’ Director of Compliance, Terry O’Loughlin, and CNCDA’s Director of Legal & Regulatory Affairs, Jonathan Morrison. Additional support for this project was provided by the following organizations and individuals: • Auto Advisory Services, Rob Cohen • Automotive System Analysis, Robert Robards • Hudson Cook, LLP Standard Forms – Common Defenses – Managed Risk– Streamlined Processes LAW® - The Brand You Can Trust Please note, neither Reynolds nor any person involved in creating the Reynolds forms provide legal advice regarding usage and content of our forms; it is therefore incumbent on our customers to seek legal counsel concerning appropriate use of Reynolds forms. IN ADDITION, NEITHER REYNOLDS NOR ANY PERSON INVOLVED IN CREATING THE REYNOLDS FORMS MAKE ANY WARRANTY AS TO THE LEGAL SUFFICIENCY OF THE FORMS. Welcome Letter California New Car Dealers Association __________________________________________________________________________________________________________________________________ Dear California Dealers, The California New Car Dealers Association (CNCDA) and The Reynolds and Reynolds Company are continually working together to develop and update the LAW® California F&I Library - standardized, legally reviewed finance and insurance (F&I) documents that are specific to California new car dealers. At CNCDA, one of our highest priorities is helping you reduce litigation risk by providing legally reviewed documents that help standardize the F&I process. Reynolds shares this same vision and also brings the expertise necessary to help create these standard documents. CNCDA and Reynolds met earlier this year to incorporate new legislative and regulatory changes into the LAW California F&I Library, and we listened to feedback from our dealer members to streamline processes. Reynolds has been dedicated to providing forms and document products for nearly 150 years, with a focus on serving the needs of automotive dealers since 1927. In California, Reynolds is the sole provider of the trusted and proven LAW 553 Retail Installment Sales Contract. I strongly believe that the strategic alliance between CNCDA and Reynolds and the creation of these standard documents for use in F&I departments has benefited you. Not only do these updated forms provide common defenses in litigation, they potentially reduce liability. Both CNCDA and Reynolds are committed to creating and maintaining the finest F&I documents for California dealers. Sincerely, Brian Maas President California New Car Dealers Association 1415 L Street, Suite 700 ◦ Sacramento, California 95814 ◦ Office: 916.441.2599 ◦ Fax: 916.441.5612 ◦ www.cncda.org ® 553-CA-ARB 7/13 Ptg. 5/13 RETAIL INSTALLMENT SALE CONTRACT – SIMPLE FINANCE CHARGE (WITH ARBITRATION PROVISION) Dealer Number Contract Number Buyer Name and Address ® (Including County and Zip Code) R.O.S. Number Co-Buyer Name and Address Stock Number Seller-Creditor (Name and Address) (Including County and Zip Code) 553-CA 7/13 Ptg. 5/13 You, the BuyerINSTALLMENT (and Co-Buyer, if any), mayCONTRACT buy the vehicle–below for cash or on credit. By signing this contract, you choose to buy the vehicle on credit under the RETAIL SALE SIMPLE FINANCE CHARGE agreements on the front and back of this contract. You agree to pay the Seller - Creditor (sometimes ‘‘we’’ or ‘‘us’’ in this contract) the Amount Financed and Finance Charge in U.S. fundsNumber according to the payment schedule below. will figure your finance charge on a Stock daily basis. The Truth-In-Lending Disclosures below are part of this contract. Contract R.O.S.We Number Number Dealer Number New Buyer Name and Address (Including County and Zip Code)Used Make Co-Buyer Name and Address and Model Odometer (Including County and Zip Code) Year Seller-Creditor (Name and Address) Vehicle Identification Number Primary Use For Which Purchased Personal, family or household unless otherwise indicated below. business or commercial You, the Buyer (and Co-Buyer, if any), may buy the vehicle below for cash or on credit. By signing this contract, you choose to buy the vehicle on credit under the DISCLOSURES STATEMENT agreements on the front and back of this contract. YouFEDERAL agree to pay TRUTH-IN-LENDING the Seller - Creditor (sometimes ‘‘we’’ or ‘‘us’’ in this contract) the Amount Financed and Finance OF INSURANCE NOTICE. No person is required as a condition of financing ANNUAL Amount Total Total Sale below are Charge in U.S. funds according to the payment schedule below.FINANCE We will figure your finance charge on a daily basis. The of Truth-In-Lending Disclosures of thisofcontract. thepart purchase a motor vehicle to purchase or negotiate any PERCENTAGE CHARGE Financed Payments Price insurance through a particular insurance company, agent or The dollar The amount of The amount you The total cost of New Make RATE broker. You are not required to buy any other insurance to Used amount the Odometer credit will cost you. The cost of and Model your credit as a yearly rate. Year % $ creditIdentification provided Number will have paid after Primary your purchase onWhich Purchased Vehicle Use For obtain credit. Your decision to buy or not buy other insurance to you or you have made all credit, including will not be a factor in the credit approval process. Personal, family or household unless on your behalf. payments as your down otherwise scheduled. payment of indicated below. Vehicle Insurance business or commercial Term Premium $ is (e) $ (e) $ (e) Ded. Comp., Fire & Theft Mos. $ $ $ (e) means an estimate $ Ded. Collision Mos. $ FEDERAL TRUTH-IN-LENDING DISCLOSURES ANNUAL PERCENTAGE RATE The cost of your credit as a yearly rate. YOUR PAYMENT SCHEDULE WILL BE: FINANCE Amount Payments: CHARGE Number ofFinanced STATEMENT OF INSURANCE Total of Total Sale Amount of Payments:Price Payments The amount you The total cost of will have paid after your purchase on you have made all credit, including payments as your down scheduled. payment of $ is (e) $ (e) $ The dollar The amount of One Payment of amount the credit provided credit will to you or cost you. on your behalf. One Payment of NOTICE. No person is required as aBodily condition Injuryof financing $ Limits the purchase a motor or negotiate any When PaymentsofAre Due: vehicle to purchase Property Damageagent $ or Limits insurance through a particular insurance company, broker. You are not required to buy any other insurance to Medical obtain credit. Your decision to buy or not buy other insurance will not be a factor in the credit approval process. Total Vehicle Insurance Premiums Mos. $ Mos. $ Mos. $ Mos. $ $ (a) Vehicle Insurance UNLESS A CHARGE IS INCLUDED IN THIS AGREEMENT FOR Term LIABILITY Premium PUBLIC OR PROPERTY DAMAGE INSURANCE, PAYMENT FOR SUCH IS NOT PROVIDED BY THIS AGREEMENT. Mos. COVERAGE $ You may buy$the physical damage insurance this contract requires Mos. (see back) from anyone you choose who is acceptable to us. You YOUR PAYMENT SCHEDULE WILL BE: Bodily Injury $ Limits are notMos. $ to buy any other insurance to obtain credit. required Number of Payments: Amount of Payments: When Payments Are Due: Property Damage $ Limits Mos. $ Buyer X One Payment of Medical Mos. $ Co-Buyer X Mos. $ One final payment Seller X One Payment of (a) Total Vehicle Insurance Premiums $ IfTHIS any AGREEMENT insurance is checked FOR below, policies or certificates from the Late Charge. If payment is not received in full within 10 days after it is due, you will pay a late charge of 5% ofUNLESS the part ofAtheCHARGE payment ISthatINCLUDED is late. IN named insurancePAYMENT companies will describe the terms and conditions. PUBLIC LIABILITY OR PROPERTY DAMAGE INSURANCE, One Payment of Prepayment. If you pay off all your debt early, you may be charged a minimum finance charge. FOR SUCH COVERAGE IS NOT PROVIDED BY THIS AGREEMENT. Application for Optional Credit Insurance Security Interest. You are giving a security interest in the vehicle being purchased. You may buydefault, the physical damage insurance this contract requires Additional Information: See this contract for more information including information about nonpayment, any required Credit Life:to us. YouBuyer Co-Buyer Both beginning (see back) from anyone you choose who is acceptable repayment in full before the scheduled date, minimumMonthly finance charges, and security interest. are not required to buy any other insurance toCredit obtainDisability credit. (Buyer Only) % $ One Payment of (e) $ $ Ded. Comp., Fire & Theft (e) means an estimate Monthly$beginningDed. Collision Term Exp. Premium ITEMIZATION OF THE AMOUNT FINANCED (Seller may keep part of the amounts paid to others.)X Buyer Credit Life Mos. $ 1. Total Cash Price Co-Buyer X (A) $ Credit Disability Mos. $ A. Cash Price of Motor Vehicle and Accessories Seller X (b) $ Total Credit Insurance Premiums $ 1. Cash Price Vehicle If any insurance is checked below, policies or certificates from the Insurance Company Name Price Late Charge. If payment is not received in full within2.10 Cash days after it isAccessories due, you will pay a late charge of 5% of the part of the payment that$is late. named insurance companies will describe the terms and conditions. Prepayment. If you pay off all your debt early, you3. mayOther be charged a minimum finance charge. (Nontaxable) Application for Optional Credit Insurance Security Interest. You are giving a security interest in the vehicle being purchased. $ Home Office Address Describe Additional Information: See this contract for more information including information about nonpayment, default, any required Credit Life: Buyer Co-Buyer Both repayment in full before the scheduled date, minimum Describe finance charges, and security interest. $ Credit Disability (Buyer Only) Credit life insurance and credit disability insurance are not (B) $ B. Document Processing Charge (not a governmental fee) to obtain credit. Your decision to buy or not buy credit Term Exp. required Premium ITEMIZATION OF THE AMOUNT FINANCED (Seller may keep part of the amounts paid to others.) (C) $ C. Emissions Testing Charge (not a governmental fee) life and credit disability insurance will not be a factor in the Credit Life Mos. $credit approval process. They will not be provided unless you 1. Total Cash Price (D) $ D. (Optional) Theft Deterrent Device (to whom paid) (A) $ Credit Disability Mos. $sign and agree to pay the extra cost. Credit life insurance is A. Cash Price of Motor Vehicle and Accessories (E) $ E. (Optional) Theft Deterrent Device (to whom paid) based on your original payment schedule. This insurance may $ Total Credit Insurance Premiums $not pay all you owe(b) 1. Cash Price Vehicle on this contract if you make late payments. (F) $ F. (Optional) Theft Deterrent Device (to whom paid) Credit disability insurance does not cover any increase in your $ Insurance Company Name 2. Cash Price Accessories (G) $ G. (Optional) Surface Protection Product (to whom paid) payment or in the number of payments. Coverage for credit life 3. Other (Nontaxable) insurance and credit disability insurance ends on the original (H) $ H. (Optional) Surface Protection Product (to whom paid) due date for the last payment unless a different term for the $ Home Office Address Describe (I) $ I. EV Charging Station (to whom paid) insurance is shown above. $ Describe (J) $ Credit life insurance Youinsurance are applying J. Sales Tax (on taxable items in A through I) and credit disability are notfor the credit insurance marked (B) $ B. Document Processing Charge (not a governmental fee) required to obtain credit. Your decision toabove. buy or Your not buysignature credit below means that you agree K. Electronic Vehicle Registration or Transfer Charge (C) $ C. Emissions Testing Charge (not a governmental fee) life and credit disability not be(1)a You factorare in the not eligible for insurance if you have (K) insurance will that: $ credit approval process. (not a governmental fee) (to whom paid) They will not bereached providedyour unless65th you birthday. (2) You are eligible for (D) $ D. (Optional) Theft Deterrent Device (to whom paid) (L) sign and agree to pay the extra cost. Credit life insurance $ L. (Optional) Service Contract (to whom paid) disability insuranceis only if you are working for wages (E) $ E. (Optional) Theft Deterrent Device (to whom paid) based on your original This insurance may (M) payment schedule. or profit 30 hours $ M. (Optional) Service Contract (to whom paid) not pay all you owe on this contract if you make late payments.a week or more on the Effective (F) $ F. (Optional) Theft Deterrent Device (to whom paid) Date. (3) Only the Primary Buyer is eligible for (N) Credit disability insurance does not cover any increase in your $ N. (Optional) Service Contract (to whom paid) (G) $ G. (Optional) Surface Protection Product (to whom paid) insurance. payment or in the number Coverage for credit life DISABILITY INSURANCE MAY (O) of payments. disability $ insurance and credit O. (Optional) Service Contract (to whom paid) disability insuranceNOT endsCOVER on the original (H) CONDITIONS FOR WHICH YOU HAVE $ H. (Optional) Surface Protection Product (to whom paid) (P) payment unless aSEEN differentAterm for the OR CHIROPRACTOR IN THE $ due date for the last P. (Optional) Service Contract (to whom paid) DOCTOR (I) $ I. EV Charging Station (to whom paid) insurance is shown above. LAST 6 MONTHS (Refer to ‘‘Total Disabilities Not Q. Prior Credit or Lease Balance paid by Seller to (J) $ for the credit Covered’’ insuranceinmarked J. Sales Tax (on taxable items in A through I) your policy for details). (e) $ You are applying (Q) above. Your signature below means K. Electronic Vehicle Registration or Transfer Charge Youthat wantyou to agree buy the credit insurance. (see downpayment and trade-in calculation) that: (1) You are not eligible for insurance if you have (K) $ (not a governmental fee) (to whom paid) reached your 65th (R) birthday. (2) You are eligible X for $ R. (Optional) Gap Contract (to whom paid) (L) $ L. (Optional) Service Contract (to whom paid) wagesSignature Date for Buyer Age (S) only if you are working $ disability insurance S. (Optional) Used Vehicle Contract Cancellation Option Agreement (M) or profit 30 hours a week or more on the Effective $ M. (Optional) Service Contract (to whom paid) X for T. Other (to whom paid) Date. (3) Only the Primary Buyer is eligible (N) $ N. (Optional) Service Contract (to whom paid) Date Buyer Signature Age (T) DISABILITY INSURANCE $ disability insurance. MAY For (O) $ O. (Optional) Service Contract (to whom paid) NOT$COVER CONDITIONS YOU HAVE OPTIONAL GAP CONTRACT A gap contract (debt cancella(1) FOR WHICH Total Cash Price (A through T) (P) $ P. (Optional) Service Contract (to whom paid) tion contract)INis THE not required to obtain credit and will not be SEEN A DOCTOR OR CHIROPRACTOR 2. Amounts Paid to Public Officials provided unless you LAST 6 MONTHS (Refer to ‘‘Total Disabilities Notsign below and agree to pay the extra Q. Prior Credit or Lease Balance paid by Seller to charge. If you choose to buy a gap contract, the charge is shown (A) $ A. Vehicle License Fees Covered’’ in your policy for details).in item 1R of the Itemization of Amount Financed. See your gap (e) $ (Q) (B)the credit insurance. $ You want to buy B. Registration/Transfer/Titling Fees contract for details on the terms and conditions it provides. It is (see downpayment and trade-in calculation) a part of this contract. (C) $ C. California Tire Fees (R) X $ R. (Optional) Gap Contract (to whom paid) (D)Signature $ Term D. Other Date Buyer Age Mos. (S) $ S. (Optional) Used Vehicle Contract Cancellation Option Agreement Name of Gap Contract (2) $ Total Official Fees (A through D) X T. Other (to whom paid) I want to buy a gap contract. 3. Amount Paid to Insurance Companies Date Buyer Signature Age (T) $ For (3) $ Buyer Signs X (Total premiums from Statement of Insurance column a + b) OPTIONAL GAP CONTRACT A gap contract (debt cancella(1) $ Total Cash Price (A through T) tion contract) is not required(4) to obtain credit and will not be $ 4. � State Emissions Certification Fee or � State Emissions Exemption Fee 2. Amounts Paid to Public Officials OPTIONAL SERVICE CONTRACT(S) You want to provided unless you sign below and agree to pay the extra $ If you choose to buy a (5) 5. Subtotal (1 through 4) purchase theisservice charge. gap contract, the charge shown contract(s) written with the following (A) $ A. Vehicle License Fees company(ies) for the in item 1R of the Itemization of Amount Financed. See your gapterm(s) shown below for the charge(s) 6. Total Downpayment (B) $ B. Registration/Transfer/Titling Fees shown in item 1L,1M, for details(A) on the terms and conditions it provides. It is 1N, 1O, and/or 1P. $ contract A. Agreed Trade-In Value Yr Make a part of this contract. (C) $ C. California Tire Fees 1L Company Model Odom (D) $ Term Mos. D. Other Mos. or Miles VIN NameTerm of Gap Contract (2) $ Total Official Fees (A through D) $ I want to buy a(B) B. Less Prior Credit or Lease Balance (e) gap contract. 1M Company 3. Amount Paid to Insurance Companies (C) $ Term Mos. or Miles C. Net Trade-In (A less B) (indicate if a negative number) (3) $ Buyer Signs X (Total premiums from Statement of Insurance column a + b) (D) $ 1N Company D. Deferred Downpayment (4) $ 4. � State Emissions Certification Fee or � State Emissions Exemption Fee (E) CONTRACT(S) $ OPTIONAL SERVICE Term You want to Mos. or Miles E. Manufacturer’s Rebate (5) $ 5. Subtotal (1 through 4) the service with the following (F) contract(s) written $ purchase 1O Company F. Other company(ies) for the term(s) shown below for the charge(s) 6. Total Downpayment (G) 1N, 1O, and/or Term 1P. $ shown in item 1L,1M, Mos. or Miles G. Cash (A) $ A. Agreed Trade-In Value Yr Make (6) $ 1P Company Total Downpayment (C through G) 1L Company Model Odom Term Mos. or Miles (If negative, enter zero on line 6 and enter the amount less than zero as a positive number on line 1Q above) Term Mos. or Miles VIN (7) $ Buyer X 7. Amount Financed (5 less 6) (B) $ 1M Company B. Less Prior Credit or Lease Balance (e) (C) SELLER ASSISTED LOAN CAN BE CHANGED. This $ TermDISCLOSURE Mos. or HOW THIS CONTRACT Miles C. Net Trade-In (A less B) (indicate if a negative number) AUTO BROKER FEE BUYER MAY BE REQUIRED TO PLEDGE SECURITY FOR THE LOAN, AND contract contains the entire agreement between you (D) $ THIS If this contract 1N the Company D. Deferred Downpayment reflects retail sale of a WILL BE OBLIGATED FOR THE INSTALLMENT PAYMENTS ON BOTH and us relating to this contract. Any change to the (E) vehicle, the RETAIL INSTALLMENT SALE CONTRACT AND THE LOAN. $ Term Mos. or contract must Miles E. Manufacturer’s Rebate new motor sale is not subject be in writing and both you and we to a fee(F)received by an1Oautobroker from us $ Company F. Other must sign it. No oral changes are binding. Proceeds of Loan From: unless (G) the following box $ Termis checked: Mos. or Miles G. Cash Buyer Signs X Amount $ Finance Charge $ (6) $ 1P Company Total Downpayment (C through G) □ Name of autobroker receiving fee, if Co-Buyer Signs X Total $ Payable in Term Mos. or Miles (If negative, enter zero on line 6 and enter the amount less than zero as a positive number on line 1Q above) applicable: installments of $ .$ (7) $ Buyer X 7. Amount Financed (5 less 6) from this Loan is shown in item 6D. SELLER ASSISTED LOAN HOW THIS CONTRACT CAN BE CHANGED. This DISCLOSURE SELLER’S TO CANCEL AUTO If Buyer BROKER and Co-BuyerFEE sign here, the provisions of the Seller’s Right to Cancel section on the back giving the Seller the right to cancel if Seller is unable to BUYER MAY BE REQUIRED TO PLEDGE SECURITY FOR THERIGHT LOAN, AND contract contains the entire agreement between you thisON contract to a financial will apply. If thisinstitution contract reflects the retail sale of a WILL BE OBLIGATED FOR THE INSTALLMENTassign PAYMENTS BOTH THIS and us relating to this contract. Any change to the RETAIL INSTALLMENT SALE CONTRACT AND THE X LOAN. X new motor vehicle, the sale is not subject contract must be in writing and both you and we Buyer Co-Buyer to a fee received by an autobroker from us must sign it. No oral changes are binding. Proceeds of Loan From: unless the following box is checked: Agreement to Arbitrate: By signing below, you agree that, pursuant to the Arbitration Provision the Xreverse side of this contract, you or we may elect to resolve any dispute by neutral, Buyeron Signs Amount $ Finance Charge $ binding arbitration and not by a court action. See the Arbitration Provision for additional information concerning the agreement to arbitrate. □ Name of autobroker receiving fee, if Co-Buyer Signs X Total $ Payable in Buyer Signs X Co-Buyer Signs X applicable: installments of $ .$ from this Loan is shown in item 6D. One final payment LAW ® Universal Retail Installment Sale Contracts Our Universal Retail Installment Sale Contracts are available and widely accepted by lenders in all 51 jurisdictions. Developed and maintained by rigorous standards, the Reynolds LAW contract will simplify your business: • Reduce recontracting and protect your finance reserve by shopping deals. • Reduce reprogramming fees and errors with a single contract. • Increase sales and spot-delivery by sending the LAW contract to several sources simultaneously. All of this equates to greater profits for your dealership. Our forms help streamline the vehicle-buying process, improving efficiency and customer satisfaction with every transaction. And, all Reynolds LAW Retail Installment Sale Contracts are reviewed by leaders in the consumer finance industry on a monthly basis to keep pace with new legislative and regulatory developments. OPTION: , Year You pay no finance charge if the Amount Financed, item 7, is paid in full on or before . SELLER’S INITIALS SELLER’S RIGHT TO CANCEL If Buyer and Co-Buyer sign here, the provisions of the Seller’s Right to Cancel section on the back giving the Seller the right to cancel if Seller is unable to assign this contract to a financial institution willMINIMUM apply. PUBLIC LIABILITY INSURANCE LIMITS PROVIDED IN LAW MUST BE MET BY EVERY PERSON WHO PURCHASES A VEHICLE. IF YOU ARE UNSURE WHETHER OR THE NOT YOUR CURRENT INSURANCE POLICY WILL COVER YOUR X X NEWLY ACQUIRED VEHICLE IN THE EVENT OF AN ACCIDENT, YOU SHOULD CONTACT YOUR INSURANCE AGENT. WARNING: Buyer Co-Buyer YOUR PRESENT POLICY MAY NOT COVER COLLISION DAMAGE OR MAY NOT PROVIDE FOR FULL REPLACEMENT COSTS FOR THE VEHICLE BEING PURCHASED. IF YOU DO NOT HAVE FULL COVERAGE, SUPPLEMENTAL COVERAGE FOR COLLISION DAMAGE MAY BE AVAILABLE TO YOU THROUGH YOUR INSURANCE AGENT OR THROUGH THE SELLING DEALER. HOWEVER, UNLESS OTHERWISE SPECIFIED, THE COVERAGE YOU OBTAIN THROUGH THE DEALER PROTECTS ONLY THE DEALER, USUALLY UP TO THE AMOUNT OF OPTION: You pay no finance charge if the Amount item 7, isTHE paidVEHICLE in full on or BEEN beforeREPOSSESSED AND SOLD. , Year . SELLER’S INITIALS THE UNPAID BALANCEFinanced, REMAINING AFTER HAS FOR ADVICE ON FULL COVERAGE THAT WILL PROTECT YOU IN THE EVENT OF LOSS OR DAMAGE TO YOUR VEHICLE, YOU SHOULD CONTACT YOUR INSURANCE AGENT. THE BUYERLIMITS SHALL PROVIDED SIGN TO ACKNOWLEDGE HE/SHE UNDERSTANDS PUBLIC LIABILITY TERMSIFAND THE MINIMUM PUBLIC LIABILITY INSURANCE IN LAW MUST THAT BE MET BY EVERY PERSON THESE WHO PURCHASES A VEHICLE. YOUCONDITIONS. ARE UNSURE WHETHER OR NOT YOUR CURRENT INSURANCE POLICY WILL COVER YOUR NEWLY ACQUIRED VEHICLE IN THE EVENT OF AN ACCIDENT, YOU SHOULD CONTACT YOUR INSURANCE AGENT. S/S X X WARNING: YOUR PRESENT POLICY MAY NOT COVER COLLISION DAMAGE OR on MAY NOT PROVIDE REPLACEMENT FOR THE VEHICLE PURCHASED. IF YOU DO6B of the Itemization of Amount Financed Trade-In Payoff Agreement: Seller relied information from youFOR and/orFULL the lienholder or lessor ofCOSTS your trade-in vehicle to arrive BEING at the payoff amount shown in item NOT HAVE FULL COVERAGE, SUPPLEMENTAL COVERAGE FOR COLLISION DAMAGE MAY BE AVAILABLE TO YOU THROUGH YOUR INSURANCE AGENT OR THROUGH THE SELLING as the “Prior Credit or Lease YouYOU understand thatTHROUGH the amountTHE quoted is an estimate. DEALER. HOWEVER, UNLESS OTHERWISE SPECIFIED, THE Balance.” COVERAGE OBTAIN DEALER PROTECTS ONLY THE DEALER, USUALLY UP TO THE AMOUNT OF THE UNPAID BALANCE REMAINING AFTER THE VEHICLE REPOSSESSED SOLD. or lessor of the trade-in vehicle, or its designee. If the actual payoff amount is more than the amount shown in 6B, you must pay the Seller Seller agrees to pay theHAS payoffBEEN amount shown in 6B toAND the lienholder FOR ADVICE ON FULL COVERAGE THAT WILL PROTECT YOU IN THE EVENT OF LOSS OR DAMAGE TO YOUR VEHICLE, YOU SHOULD CONTACT YOUR INSURANCE AGENT. the excess onTHAT demand. If the actual payoff amount is lessPUBLIC than theLIABILITY amount shown in 6B,AND Seller will refund to you any overage Seller receives from your prior lienholder or lessor. Except as stated in the “NOTICE” THE BUYER SHALL SIGN TO ACKNOWLEDGE HE/SHE UNDERSTANDS THESE TERMS CONDITIONS. on the back of this contract, any assignee of this contract will not be obligated to pay the Prior Credit or Lease Balance shown in 6B or any refund. S/S X X Buyer Signature X Co-Buyer Signature X Trade-In Payoff Agreement: Seller relied on information from you and/or the lienholder or lessor of your trade-in vehicle to arrive at the payoff amount shown in item 6B of the Itemization of Amount Financed Notice to buyer: Do not sign agreement before you read it or if it contains any blank spaces to be filled in. (2) You are entitled to a completely filled as the “Prior Credit or Lease Balance.” You understand that the(1) amount quoted is anthis estimate. in copy of this agreement. (3) You can prepay the full amount due under this agreement at any time. (4) If you default in the performance of your obligations Seller agrees to pay the payoff amount shown in 6B to the lienholder or lessor of the trade-in vehicle, or its designee. If the actual payoff amount is more than the amount shown in 6B, you must pay the Seller under this agreement, the vehicle may be repossessed and you may be subject to suit and liability for the unpaid indebtedness evidenced by this agreement. the excess on demand. If the actual payoff amount is less than the amount shown in 6B, Seller will refund to you any overage Seller receives from your prior lienholder or lessor. Except as stated in the “NOTICE” a complaint thisthesale, should try to resolve it with on the back of this contract, any assigneeIf ofyou thishave contract will not be concerning obligated to pay Prioryou Credit or Lease Balance shown in 6Btheorseller. any refund. Buyer Signature X Complaints concerning unfair or deceptive practices or methods by the seller may be referred to the city attorney, the district attorney, or an investigator for the Department of Motor Vehicles, or any combination thereof. Co-Buyer Signature X After this contract is signed, the seller may not change the financing or payment terms unless you agree in writing to the change. You do not have to agree to any change, it isagreement an unfair or before deceptive practice to makeany a unilateral change. to be filled in. (2) You are entitled to a completely filled Notice to buyer: (1) Do not signand this you read itforortheif seller it contains blank spaces in copy of this agreement. (3) You can prepay the full amount due under this agreement at any time. (4) If you default in the performance of your obligations Buyer Signature X Co-Buyer Signatureevidenced X under this agreement, the vehicle may be repossessed and you may be subject to suit and liability for the unpaid indebtedness by this agreement. Annual Rate If you have a complaint concerningThe this sale, you shouldPercentage try to resolve it with the seller. may be negotiable with the Seller. The Seller may assign this contract Complaints concerning unfair or and deceptive practicesits or methods seller may beareferred city attorney, the district attorney, or an investigator for the Department retain rightbytothereceive parttoofthethe Finance Charge. of Motor Vehicles, or any combination thereof. After this contract is signed, the seller may not change the financing or payment terms unless you agree in writing to the change. You do not have to agreeYOU to any change, AGREE TO THE TERMS OF THIS CONTRACT. YOU THERE NOtoCOOLING-OFF and it is an unfair or deceptive practice for theISseller make a unilateral PERIOD change. UNLESS YOU OBTAIN A CONTRACT CANCELLATION OPTION CONFIRM THAT BEFORE YOU SIGNED THIS CONTRACT, WE Buyer Signature X California law does not provide for a ‘‘cooling-off’’ or other cancellation period for vehicle sales. Therefore, you cannot later cancel this contract GAVE IT TO YOU, AND YOU WERE FREE TO TAKE IT AND simply because you change your mind, decide the vehicle costsCo-Buyer too much,Signature or wish youXhad acquired a different vehicle. After you sign below, REVIEW IT. YOU ACKNOWLEDGE THAT YOU HAVE READ you mayRate only cancel this contract with the agreement of the seller orthe for legal cause, suchThe as fraud.Seller However, California does requirethis a BOTH The Annual Percentage may be negotiable with Seller. may law assign contract SIDES OF THIS CONTRACT, INCLUDING THE to offer a two-day contract cancellation option on used vehicles with a purchase price of less than forty thousand dollars ($40,000), subject ARBITRATION PROVISION ON THE REVERSE SIDE, BEFORE and retain its right totoseller receive part This ofcontract the cancellation Finance certain statutoryaconditions. optionCharge. requirement does not apply to the sale of a recreational vehicle, a motorcycle, SIGNING BELOW. YOU CONFIRM THAT YOU RECEIVED A an off-highway motor vehicle to identification under California law. See the vehicleOPTION contract cancellation option agreement details.TERMS YOU AGREE TO for THE OF THIS THERE IS NO COOLING-OFForPERIOD UNLESS YOUsubject OBTAIN A CONTRACT CANCELLATION COMPLETELY FILLED-IN COPY WHEN YOU SIGNED IT. Arbitration versions and foreign language translations are available. ® California law does not provide for a ‘‘cooling-off’’ or other cancellation period for vehicle sales. Therefore, you cannot later cancel this contract CONTRACT. YOU CONFIRM THAT BEFORE Signature X CONTRACT, WE GAVE Date YOU SIGNED THIS simply because you change your mind,Buyer decide theSignature vehicle costsXtoo much, or wish you had acquired a different Date vehicle. After you sign below,Co-Buyer andofOther Owners co-buyer personHowever, who is California responsible for paying An AND other YOU owner WERE is a person whose IT TOdebt. YOU, FREE TO name TAKEis on the title to the vehicle but you may only cancel this contract withCo-Buyers the agreement the seller or for — legalA cause, suchisasa fraud. law does requirethe a entire does not have to pay the debt. The other owner agrees to the security interest in the vehicle given to us in this contract. seller to offer a two-day contract cancellation option on used vehicles with a purchase price of less than forty thousand dollars ($40,000), subject IT AND REVIEW IT. YOU CONFIRM THAT to certain statutory conditions. This contract option requirement does not apply to the sale of a recreational vehicle, a motorcycle, Address YOU RECEIVED A COMPLETELY FILLED-IN Othercancellation Owner Signature X or an off-highway motor vehicle subject to GUARANTY: identification underToCalifornia law. See the vehicle contract cancellation option agreement for details. individually WHEN YOU the SIGNED induce us to sell the vehicle to Buyer, each person who signs as a GuarantorCOPY guarantees paymentIT. of this contract. If Buyer fails to pay any money owing on this contract, each Guarantor must pay it when asked. Each Guarantor will be liable for the total amount owing even if other persons also sign as Guarantor, and even if Buyer has a complete defense to Guarantor’s Each Guarantor agrees the following: (1) give the Buyer more time to pay one or more Buyer Signature X Datedemand for reimbursement. Co-Buyer Signature X to be liable even if we do one or more ofDate payments; (2) give a full or partial release to any other Guarantor; (3) release any security; (4) accept less from the Buyer than the total amount owing; or (5) otherwise reach a settlement Co-Buyers and Other Owners — A co-buyer a person who is responsible for paying the entire acknowledges debt. An otherreceipt ownerofisa acompleted person whose is on the to the atvehicle butof signing. relating is to this contract or extend the contract. Each Guarantor copy ofname this contract andtitle guaranty the time does not have to pay the debt. The other owner agrees to the security interest in the vehicle given to us in this contract. Guarantor waives notice of acceptance of this Guaranty, notice of the Buyer’s non-payment, non-performance, and default; and notices of the amount owing at any time, and of any demands upon the Buyer. Other Owner Signature X Address Guarantor X Date Guarantor X Date GUARANTY: To induce us to sell the vehicle to Buyer, each person who signs as a Guarantor individually guarantees the payment of this contract. If Buyer fails to pay any money owing on this contract, each Guarantor mustAddress pay it when asked. Each Guarantor will be liable for the total amount owing even if other personsAddress also sign as Guarantor, and even if Buyer has a complete defense to Guarantor’s demand for reimbursement. Each Guarantor agrees to be liable even if we do one or more of the following: (1) give the Buyer more time to pay one or more payments; (2) give a full or partial release to any other Guarantor; (3) release any security; (4) accept less from the Buyer than the total amount owing; or (5) otherwise reach a settlement SignsEach Guarantor acknowledges receipt of a completed copy of this Datecontract and guaranty By at X the time of signing. Title relating to this contract or extend theSeller contract. Guarantor waives notice of acceptance of this Guaranty, notice553-CA-ARB of the Buyer’s(REV. non-payment, non-performance, and default; and notices of the amount owing at any time, and of any demands upon the Buyer. FORM NO. 7/13) U.S. PATENT NO. D460,782 ® ©2013 The Guarantor X Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. Date Address The Brand You Can Trust ® Date FORM NO. 553-CA (REV. 7/13) U.S. PATENT NO. D460,782 ©2013 The Guarantor X Date Address Seller Signs Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. By X Title LAW ® California F&I Library 750S ® ® FORM NO. 750S 2/09 © 2009 The Reynolds and Reynolds Company 1 Credit Application 2/09 Ptg. 3/09 TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 CREDIT APPLICATION Check (Purchase IMPORTANT: READ THESE DIRECTIONS BEFORE COMPLETING THIS APPLICATION. If you are applying for individual credit in your own name and are relying on your own income or assets and not the income or assets of another person as the basis for / Lease) repayment of the credit requested, complete Sections A and C. Appropriate Box E-MAIL ADDRESS: If you are married and live in a community property state, complete all Sections providing information in Section B about your spouse. Your # of Parts: 1 spouse should not sign as “Co-applicant.” If this is an application for joint credit with another person, complete all Sections providing information in Section B about the co-applicant. NOTE: APPLICANT, IF MARRIED, MAY APPLY FOR A SEPARATE ACCOUNT. We intend to apply for joint credit. Applicant Initials MOBILE PHONE: Co-Applicant Initials SELLER STOCK NO. DATE AMOUNT REQUESTED $ SECTION A. Information Regarding Applicant LAST NAME (PRINT) FIRST INITIAL BIRTHDATE DRIVER'S LIC. NO. Married Unmarried Separated AGES OF DEPENDENTS ADDRESS CITY PREVIOUS ADDRESSES (TO COVER 5 YEARS RESIDENCE) OCCUPATION OR RANK PRESENT EMPLOYER ADDRESS ZIP HOME PHONE CITY STATE ZIP ( ) HOW LONG? CITY STATE ZIP HOW LONG? CITY STATE STATE ZIP PHONE PREVIOUS EMPLOYMENT (TO COVER 5 YEAR HISTORY) ADDRESS ZIP ( ) PHONE ADDRESS CITY STATE ZIP ( ) PHONE NEAREST RELATIVE NOT LIVING WITH APPLICANT ADDRESS CITY STATE ZIP ( ) PHONE CITY STATE ( HOW LONG? YRS. MOS. LIVED IN COMMUNITY? YRS. MOS. YRS. MOS. LIVED IN COMMUNITY? YRS. MOS. YRS. HOW LONG? MOS. YRS. HOW LONG? MOS. YRS. HOW LONG? MOS. YRS. RELATIONSHIP MOS. Applicant's gross monthly income from employment Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation. Alimony, child support, separate maintenance received under: court order written agreement verbal understanding Amount Amount of other monthly income and source(s) TOTAL MONTHLY INCOME SECTION B. Information Regarding Co-Applicant or Spouse (for community property states) (Use separate sheets if necessary.) LAST NAME (PRINT) FIRST INITIAL BIRTHDATE DRIVER'S LIC. NO. CITY $ Item #: 750S $ $ $ Married Do not complete if this is an application for individual credit Unmarried and you do not reside in a community property state. Separated RELATIONSHIP TO APPLICANT AGES OF DEPENDENTS SOCIAL SECURITY NO. ADDRESS STATE ZIP PHONE ZIP ( ) HOW LONG? ZIP HOW LONG? ADDRESS CITY STATE ZIP PHONE HOW LONG? CITY STATE ZIP ( ) PHONE YRS. HOW LONG? MOS. ADDRESS CITY STATE ZIP ( ) PHONE YRS. HOW LONG? MOS. ADDRESS ADDRESS CITY STATE ZIP ( ) PHONE YRS. RELATIONSHIP MOS. NEAREST RELATIVE NOT LIVING WITH APPLICANT CITY STATE CITY PRESENT EMPLOYER STATE ( Document an applicant’s personal and financial information. HOW LONG? PREVIOUS EMPLOYMENT (TO COVER 5 YEAR HISTORY) PREVIOUS ADDRESSES (TO COVER 5 YEARS RESIDENCE) # of Parts: 4 ) INCOME: OCCUPATION OR RANK Item #: 750 Do not complete if this is an application for individual credit and you do not reside in a community property state. SOCIAL SECURITY NO. YRS. MOS. LIVED IN COMMUNITY? YRS. MOS. YRS. MOS. YRS. MOS. LIVED IN COMMUNITY? YRS. MOS. 2 Notice of Credit Denial/Adverse Action Notice ) INCOME: Joint Applicant's gross monthly income from employment $ Alimony, child support or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation. written agreement verbal understanding Amount $ Alimony, child support, separate maintenance received under: court order Amount of other monthly income and source(s) $ TOTAL MONTHLY INCOME $ SECTION C. Asset and Debt Information: List All Debts Including Alimony, Child Support, Separate Maintenance. (Use a Separate Page If Necessary.) (If Section B has been completed, this Section should be completed giving information about both the Applicant and Joint Applicant or Spouse (for community property states). Please mark Applicant-related information with an "A". If Section B was not completed, only give information about the Applicant in this Section.) LANDLORD OR MORTGAGE HOLDER OWN RENT DATE HOME PURCHASED ADDRESS ACCOUNT NO. MORTGAGE BALANCE COMPANY NAME OF ALL OBLIGATIONS PRICE PAID FOR HOME ACCOUNT NO. MARKET VALUE $ 2nd MORTGAGE AMOUNT $ OPEN CLOSED ADDRESS CITY STATE ZIP OPEN CLOSED ADDRESS CITY STATE ZIP OPEN CLOSED ADDRESS CITY STATE ZIP OPEN CLOSED ADDRESS CITY STATE ZIP # of Parts: 2 PYMNT. OR RENT $ AGE OF HOME $ TYPE OF CREDIT PAYMENT $ BALANCE MONTHLY PYMTS OR DATE CLOSED HIGH $ $ $ $ $ $ $ $ $ $ $ Item #: LAWCA-SCD $ PRESENT VEHICLE FINANCED BY / LEASED BY: ACCOUNT NO. ADDRESS CITY STATE PRESENT VEHICLE FINANCED BY / LEASED BY: ACCOUNT NO. ADDRESS CITY STATE BANK REFERENCE ACCOUNT NO. BRANCH / ADDRESS CHECKING SAVINGS BANK REFERENCE ACCOUNT NO. BRANCH / ADDRESS CHECKING SAVINGS ZIP $ ZIP $ BALANCE $ Notify applicant of adverse action when credit is denied. BALANCE $ HAVE YOU EVER HAD ANY PROPERTY REPOSSESSED? YES NO DO YOU HAVE ANY LAW SUITS PENDING AGAINST YOU? PERSONAL FRIENDS KNOWN OVER ONE YEAR HAVE YOU EVER FILED BANKRUPTCY OR IS A BANKRUPTCY PROCEEDING IN PROGRESS OR EXPECTED? YES NO ADDRESS CITY ADDRESS CITY YES NO YES NO MILITARY RESERVE? STATE ZIP PHONE ( 1. STATE ACTIVE INACTIVE ZIP ® ) . PHONE ( 2. LAWCA-SCD ) INSURANCE — IF YOU WISH TO APPLY FOR VEHICLE INSURANCE IN CONNECTION WITH THIS CREDIT APPLICATION, COMPLETE THE FOLLOWING: Notice: No person is required as a condition pursuant to financing the purchase of a motor vehicle to purchase insurance through a particular insurance company, agent or broker. PHONE PREVIOUS INSURANCE CO. OR AGENT (NAME AND ADDRESS) ( Has your insurance ever been canceled by any company? YES IF YES, WHY? WHERE WILL VEHICLE BE GARAGED? Notice of Credit Denial POLICY NO. ) NO. OF INSURANCE LOSSES IN PAST 5 YEARS Applicant’s Name TOTAL AMOUNT OF LOSSES $ NO You agree that we and any assignee of the financing contract or lease may monitor and record telephone calls regarding your account to assure the quality of our service or for other reasons. You agree that we and our assignees may try to contact you in writing, by e-mail, or using prerecorded/artificial voice messages, text messages, and automatic telephone dialing systems, as the law allows. You also agree that we and our assignees may try to contact you in these and other ways at any address or telephone number you provide us, even if the telephone number is a cell phone number or the contact results in a charge to you. You (1) make the above representations, which are certified correct, for the purpose of securing credit; (2) authorize us, affiliated entities, and financial institutions to whom we submit your application (hereinafter “Financial Institutions”) to obtain consumer credit reports and to gather employment history as necessary and appropriate to determine your creditworthiness; (3) understand that we or the Financial Institutions will retain this application whether or not it is approved, and that it is your responsibility to update changes of name, address or employment. You are notified pursuant to the Fair Credit Reporting Act, that your application may be submitted to the financial institutions named below or to other Financial Institutions. Date of Notice Applicant’s Address (Street) City State City State Dealership Name (“we”/“us”) Zip 3 Acknowledgement of Cancelled Contract Date of Application Telephone Number Dealership Address (Street) Zip FINANCIAL INSTITUTION(S) ADDRESSES Thank you for your credit application. After carefully reviewing your application, we are sorry to advise you that: � We are unable to offer you vehicle financing or a lease program. � We are unable to offer you vehicle financing or a lease program on the terms you requested. If you would like a statement of specific reasons why your application was denied, contact our Finance Director at the address or telephone number shown above within 60 days of the date of this notice. We will provide you with a statement of reasons within 30 days of receiving your request. If we provide these reasons to you orally, you have the right to make a written request to confirm them in writing. We will provide the written statement of reasons within 30 days of receiving your written request for confirmation. DEALER OBTAINED A CREDIT REPORT: [ PURCHASER HEREBY ACKNOWLEDGES RECEIPT OF A COPY OF THIS CREDIT APPLICATION. x CO-APPLICANT x CO-APPLICANT’S SIGNATURE APPLICANT’S SIGNATURE IF MARRIED, YOU MAY APPLY FOR CREDIT SEPARATELY AS AN INDIVIDUAL. Community Property Notice for Married Applicants: Please provide information about your spouse requested in Section B, even if your spouse is not a co-applicant. Your spouse does not have to be a co-applicant unless he/she wants to be a co-applicant. ® FORM NO. 750S 2/09 © 2009 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 ] NO � If we checked yes above, we obtained information from one or more consumer reporting agencies as part of our consideration of your application. The box or boxes checked below show the name(s), address(es), and toll-free telephone number(s) of the consumer reporting agency(ies) that provided us with one or more credit reports. The reporting agency(ies) played no part in our decision and is/are unable to supply specific reasons why we have denied credit to you. You have a right under the Fair Credit Reporting Act and California Consumer Credit Reporting Act to know the information contained in your credit file(s) at the consumer reporting agency(ies). You have a right to a free copy of your report(s) from the reporting agency(ies), if you request it/them no later than 60 days after you receive this notice. In addition, if you find that any information contained in the report(s) you received is inaccurate or incomplete, you have the right to dispute the matter with the reporting agency(ies). You can find out about the information contained in your file(s) (if one or more were used) by contacting: � Equifax THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. ] YES [ � Experian P.O. Box 740241 Atlanta, GA 30374 (800) 685-1111 www.equifax.com � TransUnion P.O. Box 2104 Allen, TX 75013 (888) 397-3742 www.experian.com P.O. Box 2000 Chester, PA 19022 (800) 888-4213 www.transunion.com � Other Credit Reporting Agency Name Address City, State Zip Telephone Number DEALER OBTAINED AND USED A CREDIT SCORE FROM A CONSUMER REPORTING AGENCY: [ ] YES [ ] NO � If we checked yes above, we obtained your credit score from � Equifax � Experian � TransUnion � and used it in making our credit decision. Your credit score is a number that reflects the information in your consumer report. Your credit score can change depending on how the information in your consumer report changes. 1 # of Parts: 2 Item #: LAWCA-745EX Acknowledge that a contract has been cancelled and whether customer seeks to enter into a new contract. Foreign language translations are available. Your credit score: Date: Scores range from a low of to a high of . Key factors that adversely affected your credit score: If you have any questions about your credit score, you should contact � Equifax � Experian � TransUnion � at the address or telephone number above. DEALER OBTAINED INFORMATION FROM THIRD PARTY ABOUT CREDITWORTHINESS: [ ] YES [ ] NO � If we checked yes above, our credit decision was based in whole or in part on information obtained from an affiliate or from an outside source other than a consumer reporting agency. Under the Fair Credit Reporting Act and California Consumer Credit Reporting Act, you have the right to make a written request, no later than 60 days after you receive this notice, for disclosure of the nature of this information. DEALER SUBMITTED YOUR APPLICATION TO FINANCE SOURCE(S): [ ] YES [ ] NO � If we checked no above, we referred your application to one or more banks or finance companies for consideration. We generally make sales on credit or offer lease programs when we can find a bank or finance company that is willing to purchase the contract from us on terms that are financially acceptable to us. Unfortunately, we were unable to do that for your transaction. � If this box is checked, we made the decision on your application without referring it to a bank or finance company. If you have any questions regarding this notice, please contact our Finance Director or other person designated in Section 1 above. NOTICE: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission at Federal Trade Commission, Equal Credit Opportunity, Washington, D.C. 20580. ® LAWCA-745EX Date Dealer Representative’s Signature Ptg. 4/12 ACKNOWLEDGMENT OF CANCELED CONTRACT ® Buyer/Lessee Name(s) (“you”) FORM NO. LAWCA-SCD (REV. 4/12) ©2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. Address Street City State Zip Previous Contract Date Dealership (“dealer”) Year Make Model 2 VIN CONTRACT CANCELED - NEW CONTRACT REQUESTED (This section should be signed by customer(s) only when a sale or lease is canceled and the customer(s) elect(s) to enter into a new agreement with dealer) You acknowledge that the contract for the purchase or lease of the above described vehicle entered into between you and the dealer on the Previous Contract Date has been canceled (rescinded) and no longer has any legal effect. You freely and voluntarily elect to enter into a new contract for the purchase or lease of a vehicle from dealer. No form of duress or pressure has been exerted against you by any dealer personnel with respect to entering into a new agreement. ✍ Date Buyer/Lessee Signature ✍ Co-Buyer/Co-Lessee Signature - OR CONTRACT CANCELED - NO NEW CONTRACT REQUESTED (This section should be signed by customer(s) only when a sale or lease is canceled and the customer(s) elect(s) NOT to enter into a new agreement with dealer) You acknowledge that the contract for the purchase or lease of the above described vehicle entered into between you and the dealer on the Previous Contract Date has been canceled (rescinded) and no longer has any legal effect. You acknowledge receipt of a complete refund of all monies or other consideration previously paid by you, including return of a trade-in vehicle, if applicable. Date ® FORM NO. LAWCA-745EX (4/12) ©2012 The Reynolds and Reynolds Company ✍ Buyer/Lessee Signature ✍ Co-Buyer/Co-Lessee Signature TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. 3 To order, call 800.344.0996 or visit www.ReySource.com 3 LAW ® California F&I Library ® . 1 Contact Authorization (Telephone, E-mail, and Fax) LAWCA-AUTHORIZE Contact Authorization As part of our effort to provide the highest possible level of service, we would like your authorization to contact you in order to ensure you are happy with us, keep you informed of new product offerings and promotions, remind you of necessary maintenance or service your vehicle may need, and other reasons. By signing below, you give us permission to contact you in writing, by e-mail, or using prerecorded/artificial voice messages, text messages (SMS), and automatic telephone dialing systems, as the law allows. We may use the telephone numbers, fax number and/or e-mail address listed above (as well as any other email address or phone number you have provided us) for these purposes. You also agree that we may try to contact you in these and other ways even if the telephone number you have provided us is a mobile phone number or the contact results in a charge to you. This authorization allows us to better serve you in compliance with federal and state regulations. # of Parts: 3 Item #: LAWCA-AUTHORIZE Customer Name Street Address Gain express authority to contact consumer via telephone, email or fax. City, State, Zip Telephone Mobile Phone E-mail Address Fax Customer Signature Date If you would like to change any of the above contact preferences, please call us or e-mail us. (If you e-mail us from a different address than the one listed above, please include your full name and address in body of e-mail). ® FORM NO. LAWCA-AUTHORIZE (Rev. 4/12) © 2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 2 Notice to Cosigner (Retail Installment Sale Contract) THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. 1 # of Parts: 4 ® L AW C A - 1 7 7 (Retail Installment Sale Contract) Item #: LAWCA-177 You are being asked to guarantee this debt. Think carefully before you do. If the borrower doesn’t pay the debt, you will have to. Be sure you can afford to pay if you have to, and that you want to accept this responsibility. You may have to pay up to the full amount of the debt if the borrower does not pay. You may also have to pay late fees or collection costs, which increase this amount. The creditor can collect this debt from you without first trying to collect from the borrower. The creditor can use the same collection methods against you that can be used against the borrower, such as suing you, garnishing your wages, etc. If this debt is ever in default, that fact may become a part of your credit record. This notice is not the contract that makes you liable for the debt. Advise co-signers of obligations in the event that the primary borrower defaults on the loan. Foreign language translations are available. AVISO PARA EL FIADOR (Spanish Translation Required By Law) Se le está pidiendo que garantice esta deuda. Piénselo con cuidado antes de ponerse de acuerdo. Si la persona que ha pedido este préstamo no paga la deuda, usted tendrá que pagarla. Esté seguro de que usted podrá pagar si sea obligado a pagarla y de que usted desea aceptar la responsabilidad. Si la persona que ha pedido el préstamo no paga la deuda, es posible que usted tenga que pagar la suma total de la deuda, mas los cargos por tardarse en el pago o el costo de cobranza, lo cual aumenta el total de esta suma. El acreedor (financiero) puede cobrarle a usted sin, primeramente, tratar de cobrarle al deudor. Los mismos metodos de cobranza que pueden usarse contra el deudor, podran usarse contra usted, tales como presentar una demanda en corte, quitar parte de su sueldo, etc. Si alguna vez no se cumpla con la obligación de pagar esta deuda, se puede incluir esa información en la historia de credito de usted. Este aviso no es el contrato mismo en que se le echa a usted la responsabilidad de la deuda. Número de Contrato Contract Number 3 Notice to Cosigner (Lease Agreement) BUYER DATE CO-BUYER DATE X COSIGNER SIGNATURE X COSIGNER SIGNATURE DATE FIRMA DEL FIADOR DATE FIRMA DEL FIADOR X FORM NO. LAWCA-177 (REV. 4/12) ©2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 FECHA FECHA FECHA FECHA THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. 2 ® LAWCA-177L (Lease Agreement) NOTICE TO COSIGNER (Traducción en Inglés Se Requiere Por La Ley) Ptg. 4/12 You are being asked to guarantee this lease. Think carefully before you do. If the lessee doesn’t pay, you will have to. Be sure you can afford to pay if you have to, and that you want to accept this responsibility. You may have to pay up to the full amount owed on the lease if the lessee does not pay. You may also have to pay late fees or other collection costs, which increase this amount. The lessor can collect on the lease from you without first trying to collect from the lessee. The lessor can use the same collection methods against you that can be used against the lessee, such as suing you, garnishing your wages, etc. If this lease is ever in default, that fact may become part of your credit record. This notice is not the contract that makes you liable for the lease obligation. AVISO PARA EL FIADOR (Spanish Translation Required By Law) Se le está piediendo que garantice este arrendamiento. Piénselo con cuidado antes de ponerse de acuerdo. Si el arrendatario no paga, usted tendrá que pagar. Esté seguro de que usted podrá pagar si sea obligado a pagar y de que usted desea aceptar la responsabilidad. Si el arrendatario no paga, es posible que usted tenga que pagar la suma total debida en el contrato de arrendamiento, más los cargos por tardarse en el pago o el costo de cobranza, los cuales aumentan el total de esta suma. La compañía arrendadora puede cobrarle a usted por la suma debida en el arrendamiento, sin, primeramente, tratar de cobrarle al arrendatario. Los mismos métodos de cobranza que pueden usarse contra el arrendatario, podrán usarse contra usted, tales como presentar una demanda en corte, quitar parte de su sueldo, etc. Si alguna vez no se cumpla con la obligación del arrendamiento, se puede incluir esa información en la historia de credito de usted. Este aviso no es el contrato mismo en que se le echa a usted la responsabilidad del arrendamiento. Contract/Lease Number Contrato/Número del arrendamiento LESSEE DATE LESSEE DATE ARRENDATARIO FECHA ARRENDATARIO FECHA COSIGNER ACKNOWLEDGES RECEIPT OF A COPY OF THIS NOTICE. EL FIADOR ACUSA RECIBO DE UNA COPIA DE ESTE AVISO. X X COSIGNER SIGNATURE X COSIGNER SIGNATURE ® DATE DATE FIRMA DEL FIADOR X FIRMA DEL FIADOR FECHA FECHA FORM NO. LAWCA-177L (REV. 4/12) ©2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. 3 4 CO-COMPRADOR EL FIADOR ACUSA RECIBO DE UNA COPIA DE ESTE AVISO. # of Parts: 4 Advise lease co-signers of obligations in the event that the primary borrower defaults on the lease. Foreign language translations are available. COMPRADOR COSIGNER ACKNOWLEDGES RECEIPT OF A COPY OF THIS NOTICE. X ® Item #: LAWCA-177L Ptg. 4/12 NOTICE TO COSIGNER (Traducción en Inglés Se Requiere Por La Ley) To order, call 800.344.0996 or visit www.ReySource.com LAW ® California F&I Library ® 1 Agreement to Furnish Insurance Policy LAWCA-228RS Ptg. 4/12 AGREEMENT TO FURNISH INSURANCE POLICY (TO BE USED WITH SECURITY AGREEMENT ON SALE OF VEHICLE) # of Parts: 4 Date TO SELLER The undersigned Purchaser(s) agree(s) to furnish his/their own Insurance Policy, covering property which is the subject of a Security , YR day of Agreement dated this Item #: LAWCA-228RS The vehicle referred to herein is described as follows: Year Make Model Body Vehicle Identification No. Such Insurance Policy must be delivered to the Seller within days from the date hereof, and if Seller does not receive such Policy by the time stated, Seller may (but is not required to) procure insurance of the kind and type agreed to be furnished under the terms of the above mentioned Security Agreement. Ins.Co. Inform consumer of obligation to provide physical damage insurance on the vehicle until the loan is satisfied, protecting the lien holder from liability. Foreign language translations are available. Agent ADDRESS OF AGENT - STREET CITY Policy No. STATE ZIP AGENT'S PHONE NUMBER Exp. Date Fire & Theft Additional Coverage $ Deductible Comprehensive $ Deductible Collision In the event I fail to furnish a valid insurance policy, or written evidence, from an insurance company for comprehensive and deductible collision insurance coverage, within the time specified from above date, I hereby agree to pay to Seller or its assignees any earned premium for any policy they may have to place for the above described vehicle in accordance with repayment procedures established under California Civil Code Section 2982.8. I/we further agree to assume forthwith any and all responsibility for damage to the property referred to above or resulting from the use, maintenance or operation thereof, and agree to hold Seller free of any loss, claim, or liability resulting from any damage to said property or from the use, maintenance or operation thereof. Loss Payee NOTICE TO BUYER: This Agreement does not authorize the ordering of Public Liability or Property Damage Insurance. Any insurance ordered by the financial institution will cover loss of or damage to the above described vehicle only and will not include Public Liability or Property Damage Insurance. ‘‘WARNING: IT IS YOUR RESPONSIBILITY UNDER CALIFORNIA LAW TO OBTAIN LIABILITY INSURANCE OR BE SUBJECT TO PENALTIES FOR VIOLATING SECTION 16020 OF THE VEHICLE CODE, WHICH MAY INCLUDE LOSS OF LICENSE OR FINE. THE INSURANCE ACQUIRED BY THE LIENHOLDER DOES NOT PROVIDE LIABILITY COVERAGE AND DOES NOT SATISFY YOUR RESPONSIBILITY UNDER CALIFORNIA LAW.’’ BUYER’S NAME (Printed) HOME PHONE ® ADDRESS BUSINESS PHONE X X LAWCA-TCA BUYER’S SIGNATURE Ptg. 4/12 CO-BUYER’S SIGNATURE 2 Translated Contract Acknowledgement FORM NO. LAWCA-228RS REV. 4/12 ©2012 The Reynolds and Reynolds Company Order Toll Free 1-800-344-0996 The Printer makes no warranty, express or implied, as to content or fitness for purpose of this form. Consult your own legal counsel. TRANSLATED CONTRACT ACKNOWLEDGMENT 1 BY SIGNING BELOW, CUSTOMER ACKNOWLEDGES RECEIVING A COMPLETELY FILLED-IN CONTRACT OR AGREEMENT IN THE LANGUAGE CHECKED BELOW BEFORE SIGNING THE ENGLISH-LANGUAGE CONTRACT OR AGREEMENT. [SPANISH] MEDIANTE SU FIRMA MÁS ABAJO, EL CLIENTE RECONOCE HABER RECIBIDO UN CONTRATO O ACUERDO COMPLETAMENTE LLENADO EN ESPAÑOL ANTES DE FIRMAR EL CONTRATO O ACUERDO EN INGLÉS. [CHINESE] �戶在�面��,表�其��,�戶在���文�合�或協���,�收到����全 ��的�文合�或協�。 [KOREAN] ��� ������, ��� �� ��� �� ���� ���� �� ��� ��� ��� ��� �� ���� ���� ����. [VIETNAMESE] KHI KÝ TÊN DƯỚI ĐÂY, KHÁCH HÀNG XÁC NHẬN LÀ Đà NHẬN ĐƯỢC MỘT BẢN HỢP ĐỒNG HOẶC GIAO KÈO ĐƯỢC ĐIỀN ĐẦY ĐỦ BẰNG TIẾNG VIỆT TRƯỚC KHI KÝ BẢN HỢP ĐỒNG HOẶC GIAO KÈO BẰNG ANH NGỮ. [TAGALOG] SA PAMAMAG-ITAN NG PAGLAGDA SA IBABA, INAAMIN NG PAROKYANO ANG PAGTANGGAP NG KONTRATA O KASUNDUAN SA WIKANG-TAGALOG NA ANG MGA PUWANG AY LUBUSANG NASULATAN, BAGO LAGDAAN ANG KONTRATA O KASUNDUAN SA WIKANG-INGLES. # of Parts: 2 Item #: LAWCA-TCA Acknowledge that consumer has received a contract or agreement in a foreign language or that the contract was negotiated solely in English (Includes English, Spanish, Chinese, Korean, Tagalog, and Vietnamese). The transaction was negotiated solely in English LA TRANSACCIÓN SERÁ NEGOCIADA SÓLO EN INGLÉS. ��的協商��用��。 �� ��� ���� ����� ��. GIAO DịCH CHỉ ĐƯỢC THƯƠNG LƯỢNG BẰNG TIẾNG ANH. ANG KASUNDUAN AY PINAG-USAPAN SA WIKANG INGLES LAMANG. Date: _____________________________ Customer ________________________ FORM NO. LAWCA-TCA (REV. 4/12) © 2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. 2 To order, call 800.344.0996 or visit www.ReySource.com 5 LAW ® California F&I Library 1 Contract Cancellation Option Agreement LAWCA-CCOA-UMV ® . CONTRACT CANCELLATION OPTION AGREEMENT [Used Motor Vehicle Purchases Only] # of Parts: 3 Buyer Name and Address: (“Buyer” or “you”) Co-Buyer Name and Address: (“Co-Buyer” or “you”) Dealer Name and Address: (“Dealer”, “we” or “us”) Vehicle Delivery Date Odometer Reading Reading at time of delivery Item #: LAWCA-CCOA-UMV Year: Vehicle Description: (“Vehicle”) Make: Model: Cancellation Option Purchase Price Cancellation Deadline $ Record consumer’s decision to accept or decline purchase of a contract cancellation option agreement. Foreign language translations are available. VIN: / / Mileage Restriction □ AM Standard Restocking Fee Schedule (Must not be less than 250 miles) □ PM Lessee Restocking Fee Schedule Vehicle Cash Price: $5,000 or less: $175.00 More than $5,000 but less than $10,000: $350.00 $10,000 or more: $500.00 Restocking Fee A. Excess Mileage: $ B. Unrepaired Damage: $ C. Excess Wear & Tear: $ D. Maximum Restocking Fee (A plus B plus C): $ $ DECLINE (For use only when customer chooses NOT to purchase a contract cancellation option) You were offered, but choose not to purchase a contract cancellation option. You understand that California law does not provide for a “cooling off” or other cancellation period for used vehicle purchases unless you obtain a contract cancellation option. I DO NOT WANT TO PURCHASE A CONTRACT CANCELLATION OPTION. ✍ ✍ Buyer’s Signature Co-Buyer’s Signature ACCEPT (For use only when customer chooses to purchase a contract cancellation option) TERMS AND CONDITIONS 1. Cancellation Option and Purchase Price. Under the terms and conditions of this Contract Cancellation Option Agreement (“Agreement”), you agree to buy the option to cancel the retail installment sale contract or purchase order for the Cancellation Option Purchase Price shown above. 2. Cancellation Option Period. You agree that if you exercise the option to cancel the retail installment sale contract or purchase order, you must do so by the Cancellation Date/Time shown above. You may not cancel after the Cancellation Date/Time shown above. You may not cancel if, after the Vehicle Delivery Date, the Vehicle’s mileage exceeds the Odometer Reading by the number of miles shown in the Mileage Restriction box above. 2 Notice of Contract Cancellation (Retail Installment Sale Contract) 3. Restocking Fee. If you exercise the option to cancel the retail installment sale contract or purchase order, you agree to pay a Restocking Fee in the amount shown in the Restocking Fee box above. The restocking fee schedules above indicate the maximum charges that a dealer may collect in connection with this Agreement pursuant to Section 11713.21 of the California Vehicle Code. The Standard Restocking Fee Schedule above applies to all Buyers except for a Buyer who was a lessee of the Vehicle immediately preceding his or her purchase of the Vehicle (“Lessee”). If you were the Lessee, the Lessee Restocking Fee Schedule above applies to you and you understand that the maximum restocking fee is determined by taking the sum of: (1) the amount you would have been obligated to pay to the lessor, at time of lease termination for excess mileage, unrepaired damage, and excess wear and tear as specified in your lease agreement as if you had not purchased the Vehicle or this contract cancellation option, and (2) the maximum restocking fee as shown in the Standard Restocking Fee Schedule. The amount paid by you for the contract cancellation option shall be applied toward the restocking fee. 4. Exercising Your Cancellation Option. You understand that this cancellation option gives you the right to cancel the purchase of the Vehicle and obtain a full refund, less the Restocking Fee shown above. You understand that the right to cancel will apply only if, within the time shown above, you: • Personally sign and deliver to us a written notice exercising the right to cancel. You may do so by returning a copy of this Agreement with the “Exercise of Option to Cancel and Return the Vehicle” section completed below; • Pay the Restocking Fee shown above; • Return your copies of this Agreement, the original retail installment sale contract or purchase order, all related documents, and all original vehicle titling and registration documents, if any; • Execute any documents reasonably necessary to effectuate the cancellation and refund, and as reasonably required to comply with applicable law; and • Return the Vehicle free of all liens and encumbrances other than the lien or encumbrance created by the retail installment sale contract or loan arranged by us or any purchase money loan obtained from a third party and in the same condition as when it was received except for reasonable wear and tear and any mechanical problems that become evident after the Vehicle Delivery Date shown above that were not caused by you. # of Parts: 2 5. Other Important Terms and Conditions. In addition to the above, there are equally important terms and conditions located on the reverse side of this Agreement. Item #: LAWCA-NEREX By signing below, you acknowledge and agree to the terms and conditions of this Agreement (including those on the reverse side). I WANT TO PURCHASE A CONTRACT CANCELLATION OPTION. ✍ ✍ Buyer’s Signature Notify consumer that a contract is being cancelled under the “Seller’s Right to Cancel” for inability to obtain financing. Foreign language translations are available. Co-Buyer’s Signature EXERCISE OF OPTION TO CANCEL AND RETURN THE VEHICLE (For use only when customer chooses to cancel the purchase contract and return the Vehicle) NOTICE OF CONTRACT CANCELATION Cancellation Deadline / ✍ / (Retail Installment Sale Contract) □ PM Buyer Name(s) (“you”) ✍ Buyer’s Signature Today’s Date Co-Buyer’s Signature Copy 1 - Buyer ® □ AM LAWCA-NEREX ® . By signing below, I elect to exercise my right to cancel the purchase of the Vehicle described in this Agreement. In doing so, I also agree to comply with all terms and conditions as set forth in this Agreement, including, but not limited to, those set forth in section 4 above. Copy 2 - Buyer Copy 3 - Dealer Address Street City State Zip Contract Date FORM NO. LAWCA-CC0A-UMV (REV. 7/13) TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 ©2013 The Reynolds and Reynolds Company THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. Dealership Year Make Model VIN 1 Please take notice that we hereby elect to cancel the retail installment sale contract entered into between you and us in connection with your purchase of the Vehicle. We are canceling the contract because we were unable to assign the contract to any one of the financial institutions with whom we regularly do business under an assignment acceptable to us. For your reference, our right to cancel the contract is contained in the “Seller’s Right to Cancel” section on the reverse side of the contract. 3 Notice of Contract Cancellation (Lease Agreement) # of Parts: 2 By virtue of our cancelation of the contract, you are now required under the terms of the contract to immediately return the Vehicle to us in the same condition it was in at the time of purchase, reasonable wear and tear excepted. Upon your return of the Vehicle to us, we will give back to you all consideration you have paid to us for the Vehicle. Item #: LAWCA-NEREX-L Please contact the named representative below at the telephone number provided as soon as possible to make arrangements for the immediate return of the Vehicle to the dealership. Notify consumer that the lease agreement is being cancelled for inability to obtain financing. ® . Dealer Representative’s Printed Name LAWCA-NEREX-L NOTICE OF CONTRACT CANCELATION Date (Lease Agreement) Lessee Name(s) (“you”) Address ✍ Dealer Representative’s Signature Today’s Date Street City State Zip Telephone Number Contract Date Dealership ® FORM NO. LAWCA-NEREX (REV. 4/12) ©2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. Year Make Model VIN Please take notice that we hereby elect to cancel the lease agreement entered into between you and us in connection with your lease of the Vehicle. We are canceling the lease agreement because we were unable to assign the contract to any one of the financial institutions with whom we regularly do business under an assignment acceptable to us. For your reference, our right to cancel the contract is contained in the section for individualized agreements on the face of the lease agreement. By virtue of our cancelation of the lease agreement, you are now required under the terms of the agreement to return the Vehicle to us in good condition. Upon your return of the Vehicle to us, we will give back to you all consideration you have paid to us for the Vehicle. Please contact the named representative below at the telephone number provided as soon as possible to make arrangements for the immediate return of the Vehicle to the dealership. Dealer Representative’s Printed Name Date Dealer Representative’s Signature Telephone Number ® FORM NO. LAWCA-NEREX-L (REV. 4/12) ©2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. 3 6 To order, call 800.344.0996 or visit www.ReySource.com 2 LAW ® California F&I Library ® . LAWCA-PCD 1 Pre-Contract Disclosure (Retail Installment Sale Contract) PRE-CONTRACT DISCLOSURE (Retail Installment Sale Contract) Buyer Name(s) (“you”) Address: Street Year City Make State Model Zip Contract Date VIN # of Parts: 3 Optional Goods and Services Optional Service Contract(s): (1) $ (2) $ (3) $ (4) $ (5) $ Optional Debt Cancellation Agreement (GAP): Optional Theft Deterrent Device(s): Item #: LAWCA-PCD $ (1) $ (2) $ (3) $ Disclose installment payment with and without certain items as required by California law, and help avoid “packing” claims. Foreign language translations are available. Optional Surface Protection Product(s): (1) $ (2) $ Optional Vehicle Contract Cancellation Option Agreement Optional Insurance Product: $ $ $ Total Installment Payment EXCLUDING Listed Items: $ Installment Payment INCLUDING Listed Items: $ THE ABOVE INSTALLMENT PAYMENTS INCLUDE THE ITEMS DESCRIBED ABOVE, THE PRICE OF THE VEHICLE, GOVERNMENT FEES AND TAXES, FINANCE CHARGES, AND THE FOLLOWING ADDITIONAL CHARGES: Other Goods, Services and Miscellaneous Charges Cash Price of Additional Accessories Other (Nontaxable) $ Document Processing Charge Emissions Testing Charge Prior Credit or Lease Balance Other (to whom paid) For: $ $ $ EV Charging Station Electronic Vehicle Registration or Transfer Charge $ $ $ $ ® • • • LAWCA-UVHD $ 2 Used Vehicle History Disclosure Ptg. 4/12 By signing below, you acknowledge: USED VEHICLE DISCLOSURE All of the charges described above will be included in the retail installment sale contract accompanying the purchase of the above described vehicle. The goods and services are not required as a condition to obtaining financing terms. This document was presented to you prior to signing the retail installment sale contract and you consent to including all the above charges in the retail installment sale contract. # of Parts: 2 Buyer/Lessee Name(s) (“you”) Address: Street City State Contract Date Zip Dealership (“Dealer,” “us,” “our”) Date ® ✍ ✍ Buyer’s Signature Year Co-Buyer’s Signature Make Model VIN Item #: LAWCA-UVHD The undersigned buyer(s)/lessee(s) of the above described used motor Vehicle (“Vehicle”) acknowledge the following disclosure of the Vehicle’s prior history and/or use as known by us at the time of delivery. THIS FORM SUPERSEDES ALL VERBAL COMMENTS REGARDING THE VEHICLE’S PRIOR HISTORY AND/OR USE. FORM NO. LAWCA-PCD (7/13) © 2013 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. (Customer(s) initials) 1 1. Unregistered Factory Executive Vehicle (Warranty Commencement Date: 2. Unregistered Dealer Demonstrator (Warranty Commencement Date: 3. Dealer Service Vehicle 4. Dealer Loaner Vehicle 5. Registered Dealer Lease Vehicle 6. Other Dealer Registered Vehicle 7. Dealer Rental Vehicle 8. Other Rental Vehicle 9. Publicly Owned Vehicle (e.g., government agency) 10. Taxicab (includes limousines) 11. Provide required vehicle history disclosures and receive customer acknowledgement of disclosures before sale. ) ) Insurance Salvage Vehicle 12. Revived Salvage Vehicle 13. Lemon Law Buyback THIS VEHICLE WAS REPURCHASED BY ITS MANUFACTURER DUE TO A DEFECT IN THE VEHICLE PURSUANT TO CONSUMER WARRANTY LAWS. THE TITLE TO THIS VEHICLE HAS BEEN PERMANENTLY BRANDED WITH THE NOTATION “LEMON LAW BUYBACK.” 14. Rollback/Unwind This Vehicle has been previously sold/leased, delivered to a customer, then returned as a result of a sale/lease cancellation. 15. “Gross Polluter” This Vehicle has been classified as a “Gross Polluter.” The emissions system has been repaired and currently meets acceptable emission standards. State law requires the “Gross Polluter” designation to remain on the Vehicle’s DMV record. State law also requires that this Vehicle’s emissions be tested annually for up to five years by a California “Test-Only” facility. Annual test costs and the cost of necessary repairs to the emissions system are the responsibility of the Vehicle owner. 16. None of the above To the best of our knowledge, this Vehicle’s prior history and/or use does not match any of the above categories. 3 Tire Chain Disclosure # of Parts: 2 Item #: LAWCA-365 If a vehicle history report concerning the Vehicle (“report”) was provided to you, you understand that dealer obtained this report from an unaffiliated, third-party service provider. Dealer is not responsible for any errors or omissions in this report. This report is provided as a courtesy and is for your information only. ✍ ® LAWCA-365 Ptg. 4/12 Date ® Dealer Representative’s Signature FORM NO. LAWCA-UVHD (REV. 4/12) © 2012 The Reynolds and Reynolds Company ORDER TOLL FREE 1-800-344-0996; FAX 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. AS EQUIPPED, THIS VEHICLE MAY NOT BE OPERATED WITH TIRE CHAINS BUT MAY ACCOMMODATE SOME OTHER TYPE OF TIRE TRACTION DEVICE. SEE THE OWNER’S MANUAL FOR DETAILS. 2 The undersigned acknowledges that prior to signing a contract to buy or lease the subject new vehicle, the undersigned read this disclosure and received a signed copy. Dated: ✍ ✍ ® FORM NO. LAWCA-365 REV. 4/12 Acknowledge that a vehicle cannot be operated with tire chains. Meets California DMV requirements. Customer’s (co-buyer/co-lessee) Signature ✍ Date TIRE CHAIN DISCLOSURE ✍ Customer’s Signature (Buyer(s) Signature) (Lessee(s) Signature) 4 Electric Vehicle Charging Station Disclosure (Co-Buyer(s) Signature) (Co-Lessee(s) Signature) # of Parts: 3 ©2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. Item #: LAWCA-EVCSD 3 ® LAWCA-EVCSD ELECTRIC VEHICLE CHARGING STATION DISCLOSURE Identification of Parties Buyer Name(s)(“you”) Address: Telephone Number Street City State Dealership (“dealer”) Zip Contract Date Salesperson Identification of Vehicle (“Vehicle”) Year Make Model Record consumer’s decision to purchase an Electric Vehicle Charging Station with the purchase of an electric vehicle. Foreign language translations are available. VIN Electric Vehicle Charging Station Description Manufacturer Model Price Materials and Wiring Description Price Description Price Description Price Description Price Installation Services Description Price Description Price Description Price Description Price Total Charge By signing below, you acknowledge: $ • The Total Charge stated above will be included in the retail installment sale contract accompanying the purchase of the Vehicle and described as “EV Charging Station.” • The goods and services are not required as a condition to obtaining financing terms. • This document was presented to you prior to signing the retail installment sale contract and you consent to including all the above charges in the retail installment sale contract. • Additional charges may apply, including, but not limited to, applicable building permit fees, architectural services, additional installation charges, additional materials and wiring, the services of your own electrician, costs for electricity used to operate the Electric Vehicle Charging Station, and taxes and/or official fees related to electricity use and/or the equipment purchased. Date Buyer’s Signature ® FORM NO. LAWCA-EVCSD (REV. 7/13) ©2013 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 Co-buyer’s Signature THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. 4 To order, call 800.344.0996 or visit www.ReySource.com 7 LAW ® California F&I Library ® 1 Trade/Purchase Disclosure Form # of Parts: 2 Item #: LAWCA-96135 Obtain customer disclosures about history of trade-in vehicle. LAWCA-96135 Ptg. 4/12 TRADE/PURCHASE DISCLOSURE FORM Buyer/Lessee Name(s) (“you”) Contract Date Address (Street) Year City Make Model State Zip VIN Odometer As the registered owner or lessee of the above-described vehicle “vehicle”, you hereby declare to the best of your knowledge: Customer’s Initials The vehicle has NOT been in an accident that has caused any FRAME OR SUSPENSION DAMAGE or caused the vehicle to be classified as “SALVAGE.” A salvage vehicle is either of the following: 1. A vehicle that has been damaged to the extent that the owner, financial institution, or the insurance company that insured or is responsible for repair of the vehicle, considers it uneconomical to repair the vehicle and it is not repaired; or 2. A vehicle that was determined to be uneconomical to repair and, regardless of whether the vehicle was repaired or not, a total loss payment was made to an insured party and the insurance company informed the claimant of the need to report the total loss status to the DMV. The vehicle has NOT been classified as a “LEMON-LAW BUYBACK” or “WARRANTY RETURN” by its manufacturer or any prior selling dealer. (A warranty return vehicle is a vehicle wherein the manufacturer or dealer accepted a return of the vehicle due to a claimed defect which existed in the condition or performance of the vehicle, which defect caused the vehicle to be returnable because of state or federal warranty laws.) 2 Damage Disclosure (New or Previously Unregistered Vehicle) The vehicle was NOT a PUBLICLY OWNED vehicle, has NOT been previously used in law enforcement, or classified as a POLICE vehicle. The vehicle has NOT been previously used as a RENTAL vehicle, used for hire, or classified as a TAXI. The vehicle was NOT manufactured for use outside of the United States or classified as a GREY MARKET vehicle. The vehicle’s ODOMETER has NOT been TAMPERED WITH, REPAIRED or REPLACED. The vehicle’s ODOMETER READING is accurate. # of Parts: 2 ® The vehicle’s AIRBAGS, if any, have NEVER been deployed and are fully functional at this time. . The vehicle’s EMISSIONS CONTROL system has NOT been REMOVED or TAMPERED WITH in any way. The vehicle has never been designated by the State of California as a “GROSS POLLUTER.” Item #: LAWCA-DMGDSCL-N Disclose prior damage to a new vehicle. LAWCA-DMGDSCL-N The vehicle has NOT sustained any WATER DAMAGE due to flooding or other water-related event. DAMAGE DISCLOSURE The vehicle has NEVER been MODIFIED or REPAIRED in such a way as to cause the MANUFACTURER’S WARRANTY (in part or in its entirety) to be voided. There are no LIENS on this vehicle other than the one (if any) that appears on the vehicle’s title and/or registration. The vehicle’s most recent REGISTRATION RENEWAL FEES due to the state were NOT paid by a check that was subsequently (or may be) returned due to a STOP-PAYMENT ORDER, INSUFFICIENT FUNDS, or a CLOSED-ACCOUNT. You understand the dealer is relying on these representations in both agreeing to acquire the vehicle and in establishing a value for its acquisition. ✍ Date ® (New or Previously Unregistered Vehicle) Buyer/Lessee Name(s) (you) Address (Street) Year City Make Model State Zip Contract Date VIN California law requires dealers to disclose to purchasers any MATERIAL DAMAGE known by the dealer to have been sustained by new or previously unregistered motor vehicles and subsequently repaired. California law also requires dealers to disclose to purchasers any unrepaired damage (whether material or not) known by the dealer to have been sustained by new or previously unregistered motor vehicles. Customer’s Signature FORM NO. LAWCA-96135 (REV. 4/12) ©2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. MATERIAL DAMAGE is defined as: 3 Damage Disclosure (Used Vehicle) 1. The damage required repairs having a value, including parts and labor calculated at the repairer’s cost, exceeding 3 percent of the manufacturer’s suggested retail price of the vehicle or five hundred dollars ($500), whichever is greater. The replacement of damaged or stolen components, excluding the cost of repainting or refinishing those components, if replaced by the installation of new original manufacturer’s equipment, parts, or accessories that are bolted or otherwise attached as a unit to the vehicle, including, but not limited to, the hood, bumpers, fenders, mechanical parts, instrument panels, moldings, glass, tires, wheels, and electronic instruments, shall be excluded from the damage calculation, except that any damage having a cumulative repair or replacement value which exceeds 10 percent of the manufacturer’s suggested retail price of the vehicle shall be deemed material; or 1 # of Parts: 2 2. The damage was to the frame or drive train of the motor vehicle; or 3. The damage occurred in connection with a theft of the entire vehicle; or 4. The damage was to the suspension of the vehicle requiring repairs other than wheel balancing or alignment. Item #: LAWCA-DMGDSCL-U The Vehicle has sustained damage as described below and/or as described in any attachment: Disclose prior damage to a used vehicle. ® LAWCA-DMGDSCL-U □ This damage has been repaired MATERIAL DAMAGE DISCLOSURE - USED VEHICLE Buyer/Lessee Name(s) (you) Date Address (Street) City State Zip □ This damage has NOT been repaired By signing below, you acknowledge that dealer has disclosed to you the above-described damage prior to entering into a contract for the purchase or lease of the Vehicle. Buyer’s Signature Contract Date Date ® Co-buyer’s Signature Dealer Representative’s Signature FORM NO. LAWCA-DMGDSCL-N (4/12) ©2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. Year Make Model VIN To the dealer’s knowledge, the above-described vehicle (“Vehicle”) has sustained material damage as described below and/or as described in any attachment. □ This damage has been repaired □ This damage has NOT been repaired By signing below, you acknowledge that dealer has disclosed to you the above-described damage prior to entering into a contract for the purchase or lease of the Vehicle. Date Buyer’s Signature ® Co-buyer’s Signature FORM NO. LAWCA-DMGDSCL-U (4/12) ©2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. 3 8 To order, call 800.344.0996 or visit www.ReySource.com 2 LAW ® California F&I Library ® . LAWCA-VCR 1 Vehicle Condition Report VEHICLE CONDITION REPORT Customer Name(s) (“you”) Address (Street) Year City Make Model State Zip # of Parts: 3 Contract Date VIN Item #: LAWCA-VCR Exterior Identify exterior and interior damage to a vehicle at time of delivery. Indicate Damage: D = Minor Dent/Ding S = Minor Scratch X = Major Damage or Paint Discoloration P = Minor Paint Blemish There were no visible damage and/or cosmetic defects on the exterior of the Vehicle. 2 Statement of Facts – Unwind Interior Describe Damage (if none, write “None”): By signing below, you acknowledge that the physical damage and/or cosmetic defects indicated above were present at the time the Vehicle was inspected. Date Customer Signature Date Customer Signature Date Dealer Representative’s Signature ® . # of Parts: 1 LAWCA-229U Item #: LAWCA-229U STATEMENT OF FACTS Complete the appropriate section(s) in full (including vehicle description) and sign Section H. LICENSE PLATE/CF NUMBER A. ® FORM NO. LAWCA-VCR (REV. 4/12) © 2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. VEHICLE/VESSEL ID NUMBER YEAR/MAKE STATEMENT FOR USE TAX EXEMPTION This transfer is exempt from use tax because it is a: � Family transfer sold between a parent, child, grandparent, grandchild, spouse, domestic partner, or siblings (if both are minors related by blood or adoption.) � Addition or deletion of family member (spouse, domestic partner, parent[s], son/daughter, grandparents, grandchildren). � Gift (does not include vehicles traded between individuals, transfer of contracts or other valuable consideration). � Court Order � Inheritance 1 Document information for DMV regarding the return of a vehicle and the consumer’s trade-in and down payment. NOTE: The Use Tax Exemption cannot be claimed if the vehicle/vessel being transferred was purchased from an otherwise qualifying relative who is engaged in the business of selling the same type of vehicle/vessel. The current market value is: $ B. . STATEMENT FOR SMOG EXEMPTION The vehicle does not require a smog certification for transfer of ownership because: � The last smog certification was obtained within the last 90 days. � It is powered by: � electricity � diesel � Other . � It is located outside the State of California. (Exception: Nevada and Mexico) � It is being transferred from/between: � The parent, grandparent, child, grandchild, brother, sister, spouse, or domestic partner (as defined in Family Code §297) of the transferee.* � A sole proprietorship to the proprietor as owner.* � Companies whose principal business is leasing vehicles. There is no change in lessee or operator.* � Lessor and lessee of vehicle, and no change in the lessee or operator of the vehicle.* � Lessor and person who has been lessee’s operator of the vehicle for at least one year.* � Individual(s) being added as registered owner(s).* * Does not require smog certification unless Biennial Smog is required. C. STATEMENT FOR TRANSFER ONLY OR TITLE ONLY This vehicle has not been used or parked on a street or highway or off-highway. I am applying for a: � Title Only The vehicle is not currently registered. It has not been driven, moved, towed, or left standing on any California public highway to cause registration fees to become due. It was not transported over any California public highway or operated within California to cause off-highway fees to become due. Appropriate registration will be obtained before the vehicle is operated. � Transfer Only D. WINDOW DECAL FOR WHEELCHAIR LIFT OR WHEELCHAIR CARRIER Enter your Disabled Person License Plate, or Disabled Veteran License Plate, or Permanent Disabled Person Parking Placard number below: DISABLED PERSON PLATE DISABLED VETERAN PLATE PERMANENT DISABLED PERSON PLACARD The vehicle to which my Window Decal will be affixed is: LICENSE NUMBER VEHICLE MAKE VEHICLE ID NUMBER MAIL TO: NAME ADDRESS CITY STATE ® LAWCA-229U (REV. 8/08) The Reynolds and Reynolds Company ZIP (Continued on reverse side) REG 256 (REV. 8/2008) WWW TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. 2 To order, call 800.344.0996 or visit www.ReySource.com 9 LAW ® California F&I Documents 1 Vehicle/Vessel Transfer and Reassignment Form VEHICLE/VESSEL TRANSFER AND REASSIGNMENT FORM INSTRUCTIONS ON REVERSE SIDE — ALL SIGNATURES MUST BE IN INK — PHOTOCOPIES NOT ACCEPTED VEHICLE/VESSEL ID This form is not the ownership certificate. It must accompany the titling document or Application for Duplicate Title. For Car Buyer’s Bill of Rights, visit www.dmv.ca.gov. # of Parts: 3 IDENTIFICATION NUMBER BILL OF SALE YEAR MODEL MAKE LICENSE PLATE/CF NO. MOTORCYCLE ENGINE NUMBER SECTION 2 — BILL OF SALE I/We Item #: LAWCA-VTR00 ACQUISITION NUMBER (DISMANTLER ONLY) SECTION 1 — VEHICLE/VESSEL DESCRIPTION sell, transfer, and deliver the above vehicle/vessel PRINT SELLER’S NAME(S) to on PRINT BUYER’S NAME(S) for the amount of MO DAY $ (SELLING PRICE) YEAR (e.g., parents, spouse, friend, etc.) $ If this was a gift, indicate relationship: (GIFT VALUE) SECTION 3 — ODOMETER DISCLOSURE STATEMENT (Void if Mileage is Altered or Erased) Federal and State Law requires that you state the mileage upon transfer of ownership. Failure to complete or providing a false statement may result in fines and/or imprisonment. ODOMETER Includes vehicle/vessel description, bill of sale, odometer disclosure statement and power of attorney. Meets California DMV requirements. , 10 ths (no tenths) miles, and to the best of my knowledge The odometer now reads reflects the ACTUAL mileage unless one of the following statements is checked. WARNING—ODOMETER DISCREPANCY � Odometer reading is NOT the actual mileage � Mileage EXCEEDS the odometer mechanical limits Explain odometer discrepancy: SECTION 4 — BUYER AND SELLER (MUST hand print his or her name, date and sign this section.) BUYER’S SECTION I acknowledge the odometer reading and the facts of the transfer. I certify (or declare) under penalty of perjury under the laws of the State of California that the foregoing is true and correct. BUYER PRINT BUYER’S NAME SIGNATURE DATE DEALER/DISMANTLER NO. DATE DEALER/DISMANTLER NO. DATE DEALER/DISMANTLER NO. ZIP CODE DAYTIME TELEPHONE NO. X PRINT BUYER’S NAME SIGNATURE X PRINT BUYER’S NAME SIGNATURE X BUYER’S MAILING ADDRESS CITY STATE SELLER’S SECTION I certify (or declare) under penalty of perjury under the laws of the State of California that the foregoing is true and correct. SELLER PRINT SELLER’S NAME 2 Trade Pack SIGNATURE DATE DEALER/DISMANTLER NO. DATE DEALER/DISMANTLER NO. DATE DEALER/DISMANTLER NO. X PRINT SELLER’S NAME SIGNATURE X PRINT SELLER’S NAME SIGNATURE X SELLER’S MAILING ADDRESS STATE ZIP CODE DAYTIME TELEPHONE NO. ® SECTION 5 — POWER OF ATTORNEY POWER OF ATTORNEY # of Parts: 3 I/We appoint PRINT NAME(S) PRINT NAME(S) SIGNATURE REQUIRED BY PERSON APPOINTING POWER OF ATTORNEY TRADE PACK TO ENSURE YOUR LIABILITY IS RELEASED, PLEASE FOLLOW INSTRUCTIONS BELOW. THE FORM MUST BE COMPLETED IN FULL. PRINT IN CAPITAL LETTERS - USE BLACK OR BLUE INK. as my attorney in fact, to complete all necessary documents, as needed, to transfer ownership as required by law. DATE NOTICE OF TRANSFER AND RELEASE OF LIABILITY X SIGNATURE REQUIRED BY PERSON APPOINTING POWER OF ATTORNEY DATE MAIL THIS FORM TO DMV X Item #: LAWCA-1000-NA Contains Notice of Transfer and Release of Liability and Authorization for Payoff. CITY ® FORM NO. CA-VTR00 (REV. 9/2010) THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. ©2010 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 A. NEW OWNER’S LAST NAME (OR) COMPANY NAME FIRST B. NEW OWNER’S ADDRESS APT NUMBER C. ODOMETER READING (NO TENTHS) , D. CITY STATE F. SELLER’S OR LESSEE’S LAST NAME (OR) COMPANY NAME FIRST ZIP CODE E. DATE OF SALE OR LEASE RETURN MO. DAY YR. G. SELLING PRICE (NO CENTS) WHOLE DOLLARS 1 H. SELLER’S OR LESSEE’S ADDRESS I. SELLER’S OR LESSEE’S SIGNATURE APT NUMBER X J. CITY STATE K. VEHICLE LICENSE OR CF NUMBER ZIP CODE MAKE OR BUILDER - YEAR MODEL VEHICLE ID OR VESSEL HULL NUMBER WARNING! You must provide accurate, legible information: vehicle/vessel description, your name/address, buyer’s name/address, and date of sale or lease return, or the information SHALL NOT be updated or retained! ® FORM NO. LAWCA-1000-NA ©2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 The Printer makes no warranty, express or implied, as to content or fitness for purpose of this form. Consult your own legal counsel. ORIGINAL TO DEPT. OF MOTOR VEHICLES Fold Here and Tear on Dotted Line ▼ Identification of Parties 3 Odometer Disclosure Statement (Leased Vehicle) Trade Customer Name(s) Address: Street City State Zip Date Street City State Zip Date Dealership Name Address: # of Parts: 3 Identification of Vehicle (“Vehicle”) Year Make Model VIN Authorization for Payoff Item #: LAWCA-198T-L ATTENTION: Ptg. 4/12 LAWCA-198T-L I, State the mileage of a lease return vehicle in a formal document. (name of person making disclosure, Print) state that the odometer now reads (no tenths) miles and to the best of my knowledge that it reflects the actual mileage of the vehicle described below, unless one of the following statements is checked. (1) I hereby certify that to the best of my knowledge the odometer reading reflects the amount of mileage in excess of its mechanical limits. (2) I hereby certify that the odometer reading is NOT the actual mileage. WARNING: ODOMETER DISCREPANCY. MAKE MODEL BODY TYPE VEHICLE IDENTIFICATION NUMBER You are authorized and instructed to accept from the Dealership the pay-off due on my account in the amount of $ and deliver to Dealership the properly endorsed certificate of title for the Vehicle. Please note that Vehicle Code section 5753 requires that you release your security interest and mail, transmit, or deliver the vehicle’s certificate of ownership to Dealership within 15 business days after receiving payment in full for the satisfaction of a security interest. Your failure to comply with this code section can result in statutory penalties of $25 per day of noncompliance (up to a maximum of $7,500) as well as costs and reasonable attorneys fees. You are authorized to cancel any insurance policy or service contract covering Vehicle and apply the unearned premium to my account. ✍ Date ® Trade Customer Signature ✍ Trade Customer Signature FORM NO. LAWCA-1000-NA ©2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 The Printer makes no warranty, express or implied, as to content or fitness for purpose of this form. Consult your own legal counsel. AUTHORIZATION FOR PAYOFF YEAR Lessee’s Name Lessee’s Address Lessee’s Signature X (street) (city) (state) (zip code) Date of Statement Lessor’s Name Lessor’s Address (street) Date Disclosure Form Sent to Lessee (city) Lessor’s Signature FORM NO. LAWCA-198T-L (REV. 4/12) © 2012 (state) (zip code) Date Completed Disclosure Form Received from Lessee X The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. ORIGINAL 3 10 Vehicle Lienholder ODOMETER DISCLOSURE STATEMENT (LEASED VEHICLE) Federal Law (and State Law, if applicable) requires that the lessee disclose the mileage to the lessor in connection with the transfer of ownership. Failure to complete or making a false statement may result in fines and/or imprisonment. Complete disclosure form below and return to lessor. To order, call 800.344.0996 or visit www.ReySource.com 2 LAW ® California F&I Library ® . LAWCA-412T 1 Due Bill DUE BILL Service Hours Service Phone Number ® . Address Phone Street City State Zip Service Hours Contract Date Service Phone Number Salesperson Dealership (“dealer”) Item #: LAWCA-412T Sales Manager Identification of Parties Identification of Vehicle (“Vehicle”) Year # of Parts: 3 DUE BILL Sales Manager Identification of Parties Buyer/Lessee Name(s) (“you”) LAWCA-412Q Model Make VIN Phone Buyer/Lessee Name(s) (“you”) Stock Number Address Section A: Acknowledgment of Work Street City State Zip Contract Date You acknowledge that the work described in this Section A, if any, is the only work that you are entitled to have performed at no additional charge. If you request any additional work, dealer will provide you with an estimate of charges for your approval prior to performing the additional work. # of Parts: 4 Salesperson Dealership (“dealer”) Identification of Vehicle (“Vehicle”) Model Make Year A.1. VIN Stock Number Section A: Acknowledgment of Work You acknowledge that the work described in this Section A, if any, is the only work that you are entitled to have performed at no additional charge. If you request any additional work, dealer will provide you with an estimate of charges for your approval prior to performing the additional work. A.2. A.3. Item #: LAWCA-412Q A.1. A.4. A.2. A.5. Identify work to be performed and accessories to be installed on vehicle after sale or lease. Foreign language translations are available. A.3. Section B: Acknowledgment of Accessories A.4. You acknowledge that the charges for the accessories described in this Section B, if any, were disclosed to you and included in the retail installment sale or lease contract you entered into for the purchase or lease of the Vehicle with your consent. These accessories are the only accessories that you are entitled to have installed at no additional charge. If you request additional accessories, dealer will provide you with an estimate of charges for your approval prior to installation of such accessories. A.5. Section B: Acknowledgment of Accessories You acknowledge that the charges for the accessories described in this Section B, if any, were disclosed to you and included in the retail installment sale or lease contract you entered into for the purchase or lease of the Vehicle with your consent. These accessories are the only accessories that you are entitled to have installed at no additional charge. If you request additional accessories, dealer will provide you with an estimate of charges for your approval prior to installation of such accessories. B.1. B.2. B.3. B.1. B.4. B.2. B.5. B.3. PLEASE NOTE THAT LOANER CARS WILL NOT BE AVAILABLE WHILE THE WORK/INSTALLATION IS BEING PERFORMED PLEASE CONTACT OUR SERVICE DEPARTMENT AS SOON AS POSSIBLE TO SCHEDULE AN APPOINTMENT Date Buyer’s Signature Date ® B.4. 2 Front License Plate Acknowledgement B.5. Co-buyer’s Signature PLEASE NOTE THAT LOANER CARS WILL NOT BE AVAILABLE WHILE THE WORK/INSTALLATION IS BEING PERFORMED PLEASE CONTACT OUR SERVICE DEPARTMENT AS SOON AS POSSIBLE TO SCHEDULE AN APPOINTMENT Dealer Representative’s Signature FORM NO. LAWCA-412T (REV. 7/13) © 2013 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. Date Buyer’s Signature Date ® # of Parts: 2 Co-buyer’s Signature Dealer Representative’s Signature FORM NO. LAWCA-412Q (REV. 7/13) © 2013 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. Item #: LAWCA-FLPRA 1 Acknowledge either that license plate brackets were installed on vehicle or consumer refused bracket installation. ® . LAWCA-FLPRA FRONT LICENSE PLATE ACKNOWLEDGEMENT Buyer/Lessee Name(s) (“you”) Contract Date Address (Street) Year City Make Model State Zip 3 Thumbprint Form VIN ® VEHICLE IS EQUIPPED WITH A FRONT LICENSE PLATE BRACKET . LAWCA-TP # of Parts: 1 You have observed and acknowledge that this Vehicle is equipped with a bracket or other means of securing a front license plate and understand that California law requires a license plate to be displayed from and securely fastened to the front of this Vehicle. ✍ Date ✍ Buyer/Lessee Signature - OR VEHICLE IS NOT EQUIPPED WITH A FRONT LICENSE PLATE BRACKET AT CUSTOMER’S REQUEST Buyer/Lessee Name (“you”) Today’s Date You have been offered but expressly refuse installation of a bracket or other means of securing a front license plate. You understand that California law requires a license plate to be displayed from Address (Street) and securely fastened to the front of this Vehicle and that the hardware necessary to securely fasten the front plate to this Vehicle is available from the dealer. ✍ Date ® ✍ Buyer/Lessee Signature Co-Buyer/Co-Lessee Signature Item #: LAWCA-TP THUMBPRINT FORM Co-Buyer/Co-Lessee Signature Year City Make Model State Record thumbprint of consumer in effort to prevent identity theft. Includes Spanish translation. Zip VIN FORM NO. LAWCA-FLPRA (REV. 4/12) © 2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. As part of this dealership’s commitment to preventing identity theft, it is our policy to request a thumbprint of each customer who is purchasing a vehicle on credit or leasing a vehicle. 2 The box to the right contains the buyer/lessee’s: Right thumbprint Other print (specify) This print was taken by: Dealer Representative’s Printed Name Dealer Representative’s Signature By signing below, you acknowledge that the print taken above is your own. Buyer’s/Lessee’s Signature ® FORM NO. LAWCA-TP (REV. 4/12) © 2012 The Reynolds and Reynolds Company TO ORDER: www.reysource.com; 1-800-344-0996; fax 1-800-531-9055 THE PRINTER MAKES NO WARRANTY, EXPRESS OR IMPLIED, AS TO CONTENT OR FITNESS FOR PURPOSE OF THIS FORM. CONSULT YOUR OWN LEGAL COUNSEL. 3 To order, call 800.344.0996 or visit www.ReySource.com 11 Index Acknowledgement of Cancelled Contract 3 Notice to Cosigner 4 Agreement to Furnish Insurance Policy 5 Notice of Contract Cancellation 6 Contact Authorization 4 Pre-Contract Disclosure 7 Contract Cancellation Option Agreement 6 Statement of Facts–Unwind 9 Credit Application 3 Trade Pack Damage Disclosure 8 Trade/Purchase Disclosure 8 Translated Contract Acknowledgement 5 Tire Chain Disclosure 7 Due Bill 11 Electric Vehicle Charging Station Disclosure Front License Plate Acknowledgement LAW 553 Retail Installment Sale Contract Odometer Disclosure Statement (Leased Vehicle) Notice of Credit Denial 7 11 2 10 3 Thumbprint Form 11 Used Vehicle History Disclosure 7 Vehicle Condition Report 9 Vehicle/Vessel Transfer and Reassignment Form For more information or to order, contact your local Reynolds Document Consultant, call 800.344.0996, or email IDS_Mktg@reyrey.com. 12 10 To order, call 800.344.0996 or visit www.ReySource.com 10 Maybe it’s time to take a closer look at your sales and finance practices? “Every year dealers pay millions of dollars to plaintiff attorneys and law enforcement agencies. But, the really shocking part is that almost all of these payouts could have been avoided.” - Rob Cohen, president of AAS Compliance Auditing Exposure Assessment Expert Witness Services Litigation Consulting Compliance Publications Sales and Finance Training www.autoadvisory.com (800) 785-2880 ® The Brand You Can Trust The Brand California Can Trust To order, call 800.344.0996 or visit www.ReySource.com 13 nsurance Anniversary Cards Apparel Appointment Forms Appraisal Forms Arbitration Agreements Balloon Addenda ankers Boxes Banners Binders Birthday Cards Body Shop Repair Order Jackets Buyers Guides Buyers/Purchase Orders Card w/A-Peel Cash Receipts Checks ColorFile Commission Vouchers Contracts Credit Applications SI Labels Customer Care Cards Customer Care Packages Deal Jackets Dealer Image Decals Dispenser Racks MV Forms Document Envelopes/Wallets Due Bills Early Bird/Nite Owl Estimates Financial Statements Floor Mats ull-Color Commercial Printing Greeting Cards Hang Tags Holiday Cards Human Resource Forms Inspection Worksheets In-Vehicle Merchandising Inventory Records Journals Key Cabinets/Boards Key Fobs - Plastic or Metal Key Tags/Rings Kodata Solutions Labels Laser Form/Label Combo LAW® Retail Installment Sale Contracts edgers Letterhead/Envelope Combo License Plate Frame - Black or White Plastic License Plate Frame Finishes cense Plate Inserts Lock Boxes Lot Decorations Magnetic Roof Top Hats Name Plates Notice to Cosigner Odometer Statements Parts Bar Coding Accessories Parts Bar Coding Labels Parts Credit Memos Parts Invoices arts Requisition Forms Patriotic Promotional Products Payoff Forms Pennants Petty Cash Vouchers Power f Attorney Printer Supplies Promotional Products Prospecting Documents Punchable Loyalty Cards Purchase Orders Regulatory Documents Regulatory Documents – California Rental Agreements Repair Order Accessories epair Orders - Body Shop Repair Orders - Customer Pay Repair Orders – Internal Repair Orders - Laser epair Orders – Warranty ReySource® Sales Summary Worksheets Scheduling Forms Seat Covers Service Invoices ervice Maintenance Books Service Records and Logs Service Reminder Postcards Service Reminders - Hand Written ervice Reminders – Printed Signs Sold Packs Special Order Parts Special Order Parts - Manufacturer Specific Special Order Parts Labels Static Cling Plus Stationery Products Steering Wheel Covers Stock Tags/Stickers Tax Forms Thank ou Cards Time Forms Time Keeping Forms Time Tickets Toner Trade Packs Trailer Hitch Covers Vehicle Invoices ehicle Tracking We Owes Windshield Stickers and Markers Accounts Payable Voucher Jackets Accounts Receivable tatements Addendum Stickers Agreements to Provide Insurance Anniversary Cards Apparel Appointment Forms ppraisal Forms Arbitration Agreements Balloon Addenda Bankers Boxes Banners Binders Birthday Cards Body hop Repair Order Jackets Buyers Guides Buyers/Purchase Orders Card w/A-Peel Cash Receipts Checks ColorFile ommission Vouchers Contracts Credit Applications CSI Labels Customer Care Cards Customer Care Packages eal Jackets Dealer Image Decals Dispenser Racks DMV Forms Document Envelopes/Wallets Due Bills Early Bird/ ite Owl Estimates Financial Statements Floor Mats Full-Color Commercial Printing Greeting Cards Hang Tags Holiday ards Human Resource Forms Inspection Worksheets In-Vehicle Merchandising Inventory Records Journals Key abinets/Boards Key Fobs - Plastic or Metal Key Tags/Rings Kodata Solutions Labels Laser Form/Label Combo AW® Retail Installment Sale Contracts Ledgers Letterhead/Envelope Combo License Plate Frame - Black or White lastic License Plate Frame Finishes License Plate Inserts Lock Boxes Lot Decorations Magnetic Roof Top Hats ame Plates Notice to Cosigner Odometer Statements Parts Bar Coding Accessories Parts Bar Coding Labels Parts redit Memos Parts Invoices Parts Requisition Forms Patriotic Promotional Products Payoff Forms Pennants Petty ash Vouchers Power of Attorney Printer Supplies Promotional Products Prospecting Documents Punchable Loyalty ards Purchase Orders Regulatory Documents Regulatory Documents – California Rental Agreements Repair Order ccessories Repair Orders - Body Shop Repair Orders - Customer Pay Repair Orders – Internal Repair Orders - Laser epair Orders – Warranty ReySource® Sales Summary Worksheets Scheduling Forms Seat Covers Service Invoices ervice Maintenance Books Service Records and Logs Service Reminder Postcards Service Reminders - Hand Written ervice Reminders – Printed Signs Sold Packs Special Order Parts Special Order Parts - Manufacturer Specific Special Order Parts Labels Static Cling Plus Stationery Products Steering Wheel Covers Stock Tags/Stickers Tax Forms Thank ou Cards Time Forms Time Keeping Forms Time Tickets Toner Trade Packs Trailer Hitch Covers Vehicle Invoices ehicle Tracking We Owes Windshield Stickers and Markers Accounts Payable Voucher Jackets Accounts Receivable tatements Addendum Stickers Agreements to Provide Insurance Anniversary Cards Apparel Appointment Forms ppraisal Forms Arbitration Agreements Balloon Addenda Bankers Boxes Banners Binders Birthday Cards Body hop Repair Order Jackets Buyers Guides Buyers/Purchase Orders Card w/A-Peel Cash Receipts Checks ColorFile ommission Vouchers Contracts Credit Applications CSI Labels Customer Care Cards Customer Care Packages eal Jackets Dealer Image Decals Dispenser Racks DMV Forms Document Envelopes/Wallets Due Bills Early Bird/ ite Owl Estimates Financial Statements Floor Mats Full-Color Commercial Printing Greeting Cards Hang Tags Holiday ards Human Resource Forms Inspection Worksheets In-Vehicle Merchandising Inventory Records Journals Key abinets/Boards Key Fobs - Plastic or Metal Key Tags/Rings Kodata Solutions Labels Laser Form/Label Combo AW® Retail Installment Sale Contracts Ledgers Letterhead/Envelope Combo License Plate Frame - Black or White lastic License Plate Frame Finishes License Plate Inserts Lock Boxes Lot Decorations Magnetic Roof Top Hats ame Plates Notice to Cosigner Odometer Statements Parts Bar Coding Accessories Parts Bar Coding Labels Parts redit Memos Parts Invoices Parts Requisition Forms Patriotic Promotional Products Payoff Forms Pennants Petty ash Vouchers Power of Attorney Printer Supplies Promotional Products Prospecting Documents Punchable Loyalty ards Purchase Orders Regulatory Documents Regulatory Documents – California Rental Agreements Repair Order ccessories Repair Orders - Body Shop Repair Orders - Customer Pay Repair Orders – Internal Repair Orders - Laser epair Orders – Warranty ReySource® Sales Summary Worksheets Scheduling Forms Seat Covers Service Invoices ervice Maintenance Books Service Records and Logs Service Reminder Postcards Service Reminders - Hand Written ervice Reminders – Printed Signs Sold Packs Special Order Parts Special Order Parts - Manufacturer Specific Special Order Parts Labels Static Cling Plus Stationery Products Steering Wheel Covers Stock Tags/Stickers Tax Forms Thank ou Cards Time Forms Time Keeping Forms Time Tickets Toner Trade Packs Trailer Hitch Covers Vehicle Invoices ehicle Tracking We Owes Windshield Stickers and Markers Accounts Payable Voucher Jackets Accounts Receivable tatements Addendum Stickers Agreements to Provide Insurance Anniversary Cards Apparel Appointment Forms ppraisal Forms Arbitration Agreements Balloon Addenda Bankers Boxes Banners Binders Birthday Cards Body hop Repair Order Jackets Buyers Guides Buyers/Purchase Orders Card w/A-Peel Cash Receipts Checks ColorFile © 2013 The Reynolds and Reynolds Company. All rights reserved. Printed in U.S.A. 4626208 9/13 ommission Vouchers Contracts Credit Applications CSI Labels Customer Care Cards Customer Care Packages eal Jackets Dealer Image Decals Dispenser Racks DMV Forms Document Envelopes/Wallets Due Bills Early Bird/ ite Owl Estimates Financial Statements Floor Mats Full-Color Commercial Printing Greeting Cards Hang Tags Holiday