Cookies policy 1. A cookie is an information file which is downloaded onto your computer and which allows your activity to be recorded when accessing certain web pages. It stores and recovers information about your browsing habits on your machine and, depending on the information that it contains and how the machine is used, they can be used to recognise the user. 2. Type and purpose of the cookies used. On this website, iupay uses its own cookies and those of third parties, which are sent from a machine managed by iupay’s processor, and which in turn manages the information obtained by these cookies. Due to their permanence, iupay can use both session cookies and permanent cookies. As for the session cookies, the User is informed that once they close their browser or disconnect, they finish and are deleted. As for the permanent cookies, the User is informed that this is a small text file stored on the hard disk of their computer for a set period of time. These cookies expire when they achieve their objective or when the User manually uninstalls them. In general, cookies help us to improve the agility and security of your transactions and our website, and to provide a better and more personalised service. We can also compile information about your computer or other access device to minimise risk and prevent fraud. With regards to their purpose, iupay uses different types of cookies that are detailed as follows: Technical cookies: allow the User to navigate through the website and use the different options or services that it features. For example, controlling traffic and communicating data, identifying the session, accessing restricted parts of the website and using security elements while browsing. Personalisation cookies: allow the User to access the service with some general characteristics pre-set on their machine, or defined by the User themself. For example, the language, type of browser used to access the service, the design of the content selected, geo-location of the machine and the regional configuration from which the service is being accessed. Statistical analysis cookies: allow Users’ behaviour on the website to be monitored and analysed. The information collected using this type of cookie is used to measure the activity on the website and to develop User browsing profiles, with the aim of introducing service improvements according to data regarding the User’s activity. 3. Third party cookies. This web page uses Google Analytics - a web analytics service provided by Google, Inc., a company from Delaware whose main office is located at 1600 Amphitheatre Parkway, Mountain View (California), CA 94043, United States (“Google”). Google Analytics uses “cookies” to help the website to analyse Users’ use of the website. Google Analytics cookies are first party cookies that are associated with the domain that generates them, strictly limited to the purposes of gathering statistical information. These cookies only gather browser information that you create anonymously. The conditions of the Google Analytics service prohibit the monitoring or obtaining of data or personal information through this service, as well as the association of personal information with web analytics data. The information that the cookie generates about your use of the website will be directly transferred and archived by Google on United States web servers. Google will use this information on behalf of iupay’s processor, with the aim of monitoring your use of the website, compiling reports about website activity and providing other services relating to its activity and use of the internet. Google can transmit this information to third parties when required by legislation, or when said third parties process the information on behalf of Google. Google will not associate its real IP address with any other data that Google may have. In this sense, Google Analytics will not provide information about its real IP address other than using the method known as “IP masking” offered by the Google Analytics service itself, this is only used partially without it carrying any personal information. You can reject the handling of data or information by rejecting the use of cookies by selecting the appropriate configuration on your browser. However, you must know that if you do so, the full functionality of this website cannot be used. By using this website you consent to the handling of the information stored by Google in the way and for the purposes indicated above, complying in all cases with applicable legislation regarding storage devices and data recovery. 4. Consent, revocation and consequences of disabling cookies. The User is informed that it will be understood their consent is provided for installation and use by iupay’s processor and that of third parties if they browse the website and do not configure their browser to avoid it. The User can refuse to accept cookies or withdraw their consent by activating the cookie rejection configuration in their browser. However, this may affect the correct use and function of our website. To manage the activity of the cookies from your machine, you can accept them (if you continue browsing without disabling them), block them or delete them. To manage the cookies, we inform you that all modern browsers allow the configuration of cookies to be changed. These settings are normally found in the “options” or “preferences” of your browser. As follows, we will guide you through the steps to access the cookie configuration menu on the following main browsers: Internet Explorer: Tools -> Internet Options -> Privacy -> Configuration. For more information, you can refer to Microsoft support or browser help. Firefox: Tools -> Options -> Privacy -> History -> Personal Configuration. For more information, you can refer to Mozilla support or browser help. Chrome: Configuration -> Show advanced options -> Privacy -> Content configuration. For more information, you can refer to Google support or browser help. Safari: Preferences -> Security. For more information, you can refer to Apple support or browser help. 5. Changes to the Cookies Policy. iupay can modify the Cookies Policy due to legislative changes, recommendations from the authorities or due to changes in the characteristics and purposes thereof. For this reason, we recommend users to periodically visit the Cookies Policy, without prejudice to the possibility that Users will be informed of any significant change. If you have any questions regarding this cookies policy, you can call us on 902 153 646, send us an email to cau@iupay.es or contact Redsys Processing Services, S.L. en C/ Francisco Sancha 12, 28034, Madrid.