Say hello to Your benefits. AARP Member Benefits Guide Thanks for being a part of the AARP community. Whether it’s sharing a recipe, playing a game, looking for caregiving help, or searching for ways to save on prescription drug costs, AARP provides you with a wealth of opportunities to save money, travel, play, learn, volunteer, and make your voice heard. As your ally for real possibilities, AARP makes available products and services that have been researched and carefully evaluated, and that meet our high standards for service and quality. You’ll find all of them inside this guide. Please keep it handy so you can access the resources, information, services and discounts whenever you so desire. Once again, thanks for choosing AARP. I’m glad to have you as a member and look forward to helping you stay engaged with your family, friends, and community. Sincerely, A. Barry Rand Chief Executive Officer Offers are subject to change and may have restrictions. For the most up-to-date information, please visit http://www.aarp.org/benefitsguide. Your Table of Contents | 4 | Your Publications & Resources 6 | Your Home & Community 7 | Your Social Conscience 8 | Your Health & Wellness 12 | Your Finances & Career 15 | Your Discounts 20 | Your Travel 25 | Your Contacts 26 | Your Foundation Programs 28 | Your Privacy 3 4 | Your Publications & Resources AARP works to make life better for all. And through articles written from a familiar perspective, AARP publications help by serving up the latest on topics that interest members the most. From lifestyle stories to updates on Medicare and Social Security, and more, we’ve got you covered. Your Publications & Resources |5 AARP HEALTH LAW GUIDE aarp.org/healthlawguide Whether you have health coverage or no coverage at all—get the facts! With AARP’s Health Law Guide, learn how the Health Care Law, also called the Affordable Care Act, benefits you and your family—wherever you live. AARP Information Publications AARP.ORG aarp.org Get access to services and discounts, useful tools, and the latest information on health, money, work & retirement, and more at aarp.org, or in Spanish at aarp.org/espanol. AARP members also have access to newsstand.aarp.org, where digital editions of AARP The Magazine and AARP Bulletin are available. AARP The Magazine aarp.org/magazine The definitive lifestyle publication for AARP’s millions of members, it offers celebrity interviews, features on health and finances, book and movie reviews, travel and how-to tips, and more. AARP Bulletin aarp.org/bulletin Insights and analysis important to Americans 50+ on topics including health, Medicare, Social Security, financial security, and consumer protection. AARP en Español aarp.org/espanol A Spanish-language multimedia platform for Hispanics 50+ and their families focusing on health, financial security, entertainment, travel and more. AARP Books aarp.org/bookstore Rely on AARP for entertaining and informative books addressing the interests and issues of Americans 50+. 888-687-2277 | aarp.org/orderfinancialpubs Free publications on topics including money, Social Security, and consumer protection. Many publications are also available in Spanish. AARP Retirement Resources aarp.org/readyforretirement Retirement means many things to many people—maybe you want to volunteer, just spend time gardening, pursue that dream career, or even travel the world. It’s never too late or too early to work on your plan. Taking the right steps now will get you to the retirement you want down the road. doughnut hole calculator aarp.org/doughnuthole Do you want to avoid the Medicare drug coverage “Doughnut Hole”? If you have Medicare Part D, you may be at risk of falling into the coverage gap, or “doughnut hole.” Follow this four-step tool and save money! HoUSING AND MOBILITY aarp.org/housingmobilitypubs AARP offers publications addressing the housing and transportation issues of interest to our members. Subjects range from design—making homes beautiful, safe, and comfortable—to the best means of travel, whether it be walking, biking, or taking public transportation. Webinars aarp.org/webinars Engage with AARP and outside experts on topics of importance to you through AARP’s free online education webinar series. Topics include health, Medicare, Social Security, caregiving, long-term care, and home and community. 6 | Your Home & Community AARP creates real possibilities by connecting you with others. Our state offices and local chapters focus on what’s important to you and your community. In this way, we are able to offer a variety of ways for you to make a difference through volunteering and advocacy opportunities both locally and nationwide. AARP State Offices aarp.org/states With staffed offices in every state, AARP engages members, volunteers, the media, policy makers, and opinion leaders in carrying out our advocacy, education, and service efforts. Driver Resources aarp.org/driving60 Find information on the AARP Driver Safety course, available in a classroom or online, in English or Spanish. The course covers defensive driving techniques, new traffic laws, and more. Plus, you may be eligible for an auto insurance discount upon completion of the course. aarp.org/carfit Members can find tips on adjusting their fit within their personal vehicles for maximum safety and comfort. aarp.org/weneedtotalk Family and friends of older drivers can take a free seminar filled with information and guidance to help initiate productive, caring conversations about driver safety. Local AARP Chapters aarp.org/chapterlocator Join an AARP chapter in your area and help improve your community with your experience, talent, and compassion. Chapters are open to all local AARP members and are nongovernmental, nonpartisan, and nonprofit. Your Social Conscience |7 More than 50 years ago, Ethel Percy Andrus went to visit a former colleague and found her in poor health living in a chicken coop—all her meager teacher’s pension afforded. This inspired Andrus to set out to change the world. AARP and AARP Foundation continue her legacy by fighting for real issues that matter to you and your family. Advocacy aarp.org/getinvolved We’re fighting for you in Washington, D.C.—and your local community. Together, we make our voices heard and create positive social change on national and state issues such as Social Security, Medicare, high utility rates, and more. Create the Good createthegood.org Create The Good connects you with ways to share your life experiences, skills, and passions where you are needed most. You can search our database for volunteer opportunities in your community, as well as explore how-to guides to start your own project. Voter engagement aarp.org/yourvote You deserve to know where candidates stand before you cast your vote. AARP has a proud history of non-partisan voter engagement to provide you with the candidates’ positions on issues important to you and your family, so you can choose who best represents your views and values. You’ve Earned a Say earnedasay.org You’ve been paying into Medicare and Social Security your entire working life. Don’t let Washington decide the future of your hard-earned benefits without you. 8 | Your Health & Wellness Keeping fit, maintaining a balanced diet, and staying active are key to a healthy lifestyle. That’s why your AARP membership provides you with access to health care tools, resources, and coverage, and discounts on prescriptions. After all, living life at your healthiest is a great way to get more out of your years.1 AARp healthcare aarphealthcare.com Your gateway site to trusted health products, services, and discounts for AARP members. AARP Caregiving Resource Center 877-333-5885 | aarp.org/caregiving Find the tools you need to care for the ones you love. Visit the Caregiving Resource Center for information, support, and advice for caregivers. AARP® Dental Insurance Plan 866-230-6473 | aarphealthcare.com/deltadental5 Individual or family coverage for the most common dental procedures. Insured by Delta Dental Insurance Company, insured by Dentegra Insurance Company, and insured by Dentegra Insurance Company of New England, and administered by Delta Dental Insurance Company. AARP® Hearing Care Program PROVIDED BY HEARUSA 800-203-7048 | aarphealthcare.com/hearing5 Access to a network of hearing care providers and savings on hearing aids. Includes extended warranty, batteries, and follow-up care. AARP is not the insurer and does not make health plan recommendations for individuals. You are encouraged to evaluate your needs before choosing a health plan. 1 Your Health & Wellness |9 AARP® Hospital Indemnity Insurance Plan 866-739-6493 | aarphealthcare.com/hospitalindemnity5 Supplemental coverage that helps with your out-of-pocket costs while in the hospital. Insured by UnitedHealthcare Insurance Company. AARP® MedicareComplete (Medicare Advantage) 800-547-5514 | aarphealthcare.com/medicarecomplete5 Medicare health plans with prescription drug coverage from UnitedHealthcare. AARP® MedicareRx Plans (Medicare Part D) 888-867-5564 | aarphealthcare.com/medicarerx5 Medicare prescription drug coverage insured through UnitedHealthcare. AARP® Medicare Supplement Insurance Plans 866-739-6497 | aarphealthcare.com/medsupp5 Supplemental coverage for those enrolled in Medicare Parts A and B. Insured by UnitedHealthcare Insurance Company. AARP® Prescription Discounts provided by catamaran 877-422-7718 | aarphealthcare.com/prescriptions5 Members save up to 30% on medications not covered by insurance with this free Rx discount card that you can also extend to your entire family. 10 | Your Health & Wellness AARP® Vision Discounts provided by eyemed vision care 888-352-3924 | aarphealthcare.com/vision5 Members save up to 60% on eye exams and up to 30% off eye wear. Additional savings on Transitions lenses and laser vision correction. ADT Personal Emergency Response System 866-593-4471 | aarpdiscounts.com/adtcomp5 Members save 10% on new installation/activation of ADT® Companion Service® Personal Emergency Response System, and 10% on monthly monitoring. Health Screenings and Shots aarp.org/healthscreenings aarp.org/healthorderform Do you know the health screenings and vaccinations you need and when you need them? AARP has online tools and tips to help you decide which screening tests and shots to get so that you can take steps to keep yourself healthy. Health Webinars aarp.org/healthwebinars AARP provides free webinars on Medicare, caregiving, and long-term care. Use Medications Wisely aarp.org/usingmeds With this resource, you’ll learn the right questions to ask your doctor and pharmacist about your medications; find a medication record to help you keep a list of your medications; and find out if there’s another drug that may be as safe and effective that costs less. Your Health & Wellness | 11 Walgreens Way to Well Health Tour with AARP aarpdiscounts.com/wagtour5 Free health tests available to anyone 18 years and older from buses traveling throughout the U.S. and Puerto Rico. Web-Based Health Tools aarp.org/healthtools Use Web-based tools to look up health problems, learn possible causes and treatments, find the best source of medical care in your area, get answers to Medicare questions, and learn how different medications work and interact with each other. 12 | Your Finances & Career In today’s economy, more and more Americans are adding extra years to their careers and even starting new ones after retiring. This is why AARP also provides information, support, and answers that can help make navigating the current financial landscape a little easier. AARp FINANCIAL aarpfinancial.com Your gateway site to trusted financial products, services, and discounts for AARP members. AARP® Auto Insurance Program from The Hartford 888-675-3457 | aarp.thehartford.com/fb 24/7 claim service and 12-month rate protection. In most states, the program is also available through select, authorized local agents.1 AARP® Boat and Motor Home Insurance Program from The Hartford 800-555-2510 | aarp.thehartford.com/rc Protection available for sports vehicles and watercraft, including RVs, snowmobiles, ATVs, boats, personal watercraft, and more. AARP® College Savings Solutions from TIAA-CREF 866-717-9452 | aarpcollegesavings.com Members can receive information and education on how to help their grandchildren, children, or even themselves save for college. AARP® Credit and Identity Theft Protection from TrustedID® NEW 800-686-8300 | aarpidprotection.com Members can help protect their entire identity with services to safeguard their credit, online reputation, privacy, and more. Terms and conditions apply. 1 Your Finances & Career | 13 AARP® Credit Cards from Chase aarpcreditcard.com/benefits for non-cardmembers 800-283-1211 | chase.com/aarp for cardmembers The only cash back credit card endorsed by AARP. No annual fee. AARP® | Financial Guidance Services provided by Charles Schwab 877-310-7470 | schwab.com/aarp1 Cash and trade offer, complimentary financial consultation, and 1 year complimentary On Investing® magazine. More details. AARP® Home Business Plan from The Hartford 888-466-9675 | aarp.thehartford.com/hb Designed to provide home-based business owners coverage at affordable rates. AARP® Homeowners Insurance Program from The Hartford 800-423-4114 | aarp.thehartford.com/hm Coverage available for those who own a home or condo, or rent. Added savings if you bundle your home and auto policies. AARP Life Insurance Program from New York Life 800-314-2792 | nylaarp.com/2218 AARP members can apply for up to $100,000 in life insurance to help protect their family. Members can receive free life insurance information. AARP Lifetime Income Program from New York Life Insurance and Annuity Corporation 800-313-6841 | lifetimeincome.nylaarp.com/493 Simple annuities that turn part of your savings into an income stream for life. Members can request a free information kit and personalized income quote. AARP® Mobile Home Insurance by Foremost 800-752-2461 | aarpforemost.com Provides outstanding coverage for your mobile or manufactured home at low rates. Accepts year-round, seasonal, or vacant homes. 14 | Your Finances & Career AARP® Motorcycle Insurance BY Foremost 800-752-2461 | aarpforemost.com Offers discounts and customizable coverage for your bike, optional equipment, safety apparel, and towing & roadside assistance. AARP® Property and Casualty Insurance Program from Real Legacy Assurance Company, Inc. (P.R.) 800-981-7855 | (U.S./V.I.) 800-433-0881 reallegacyassurance.com These programs provide insurance coverage at discounted rates for AARP members in Puerto Rico and the U.S. Virgin Islands. AARP INVESTOR PROTECTION RESOURCES aarp.org/protectyourfinances Don’t take unnecessary risks with your finances. Learn invaluable tips and simple steps you can take to protect your money and prevent investment fraud. Work Reimagined workreimagined.org A project of AARP, powered by LinkedIn, Work Reimagined is dedicated to helping experienced professionals connect with the contacts, information, and inspiration you need to succeed in today’s ever-changing workplace. Your Discounts | 15 Many AARP members agree that saving money is important, not just for members themselves, but for their families as well. That’s why AARP helps you and your family save real money with an abundance of great deals from the carefully selected list of companies below. AARPdiscounts.com aarpdiscounts.com Members can register to customize their preferences and to receive email from AARPdiscounts.com on special limited-time offers from AARP Discount providers. ADT Security Services, Inc. 866-593-4472 | aarpdiscounts.com/adthome5 Members receive 10% off any new ADT Home Security System, including ADT Pulse, and 10% off monthly monitoring. ADT Security Services, Inc. Small Business 800-200-1112 | aarpdiscounts.com/adtsb5 Small Business owners save 10% on any new Business Security and Camera systems, including ADT Pulse, and 10% off monthly monitoring. AMAZON Kindle aarpdiscounts.com/amazon5 Members save 10% on all Amazon Kindle e-readers and the Kindle Fire tablet. Angie’s List 800-825-1875 | aarpdiscounts.com/angieslist5 Members can join Angie’s List for up to 45% off the regular membership price and search verified reviews of local contractors, roofers, landscapers, mechanics, and more. Bonefish Grill AARP member benefits are provided by third parties, not by AARP or its affiliates. Providers pay royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions. Please contact the provider directly for details. NEW aarpdiscounts.com/bonefish5 Members save 10% every day when dining at Bonefish Grill. 16 | Your Discounts Your Discounts Budget Truck Rental 866-470-7374 | aarpdiscounts.com/budgettruck5 AARP members save up to 20% on local or one-way truck rentals.1 Carrabba’s Italian Grill NEW aarpdiscounts.com/carrabbas5 Members save 20% when dining at Carrabba’s Italian Grill on Wednesdays. Cirque du Soleil aarpdiscounts.com/cirque5 Members save 20% on Resident Shows and 15% on Big Top and Arena Shows at live Cirque du Soleil events.2 Consumer Cellular 888-501-0953 | aarpdiscounts.com/cci5 Members save 5% on monthly service and usage charges and 30% on select accessories. No contracts. Free activation.3 Denny’s 866-748-8439 | aarpdiscounts.com/dennys5 Members save every day when they show their AARP membership card at participating Denny’s restaurants.4 Dunkin’ Donuts aarpdiscounts.com/dd5 Members can get a FREE Donut when they purchase a Large or Extra Large beverage and show their AARP membership card at participating Dunkin’ Donuts.5 Everyday Savings Center powered by NextJump aarpdiscounts.com/esc5 Exclusive online savings from top retailers offering electronics, flowers, apparel, gifts, and more. Advance reservations required. Restrictions apply. 3 Terms and conditions apply. 4 Restrictions may apply. 5 Excludes cooler beverages. Other conditions may apply. | 17 Geek Squad 800-921-0907 | aarpdiscounts.com/geeksquad5 Members save on 1–3 year plans of Geek Squad® Tech Support & Guidance for AARP® Members. Plus, savings up to 25% on other Geek Squad services. Grocery Coupon Center powered by Coupons.com aarpdiscounts.com/gcc5 Members have online access to hundreds of free printable grocery coupons from leading brands. HP aarpdiscounts.com/hp5 Members receive exclusive savings on select HP commercial technology, as well as free U.S. ground shipping.6 Kellogg’s® aarpdiscounts.com/kelloggs5 Members can download coupon offers monthly for cereals like Kellogg’s Corn Flakes®, All-Bran®, Smart Start®, and Raisin Bran®. Legal Services Network from Allstate 866-330-0753 | aarpdiscounts.com/lsn5 Free 45-minute consultation (in person or by phone) and a 20% discount for members on attorney’s fees.7 A legal directory is available to AARP members. Live Nation® 800-745-3000 | aarpdiscounts.com/livenation5 Members save 25% or more when buying tickets in groups of four.8 Michaels Stores aarpdiscounts.com/michaels5 Members save 10% at Michaels Stores on Tuesdays when they show their AARP membership card at checkout.9 More than 950 stores nationwide to choose from. 1 2 Restrictions apply. Reduced fees not available in HI, NV, and OH. In FL, this service is a “lawyer referral service.” Conditions apply. 6 7 8, 9 18 | Your Discounts Your Discounts Movies Unlimited aarpdiscounts.com/classicfilms5 Members save an extra 10% on the purchase of classic films and TV shows on DVD and Blu-ray.10 National Parks Gift Shops aarpdiscounts.com/natlparks5 Members get a 10% discount at National Park gift shops operated by Xanterra Parks & Resorts. This discount is also available at select National Park online stores. Outback Steakhouse NEW aarpdiscounts.com/outback5 Members save 15% when dining at Outback Steakhouse Monday through Thursday and during weekend lunch. Papa John’s Regal Entertainment Group aarpdiscounts.com/regal5 Members save on popcorn and soda when they show their AARP membership card at more than 530 Regal Entertainment Group theatres in the U.S. Rockport Outlet Stores NEW aarpdiscounts.com/rockport5 Members receive 20% off their entire purchase when they show their AARP membership card at Rockport Outlet Stores.13 Tanger Outlet Centers 800-482-6437 | aarpdiscounts.com/tanger5 Members receive a coupon book with savings from top brand names and designer outlet stores when they show their AARP membership card in any Tanger Shopper Services Center or Management Office. NEW aarpdiscounts.com/papajohns5 Members receive 25% off regular menu price items at participating Papa John’s.11 Premiere Live Events The UPS Store® 800-789-4623 | aarpdiscounts.com/upsstore5 Members save 15% on eligible products and services and 5% on domestic and international UPS® shipping services at The UPS Store®.14 NEW aarpdiscounts.com/premiere5 AARP members save 15% off of Here to Stay and One Night With Janis Joplin touring shows. Members also save 20% off any regular priced merchandise, including CDs and apparel, from these shows. Reebok | 19 NEW aarpdiscounts.com/reebok5 Members receive 20% off their entire purchase when shopping online at Reebok, and when they show their AARP membership card at Reebok Outlet Stores.12 Vonage 800-670-0399 | aarpdiscounts.com/vonage5 Members save 15% on Vonage World phone service and get unlimited calling to 60+ countries.15 Walgreens aarpdiscounts.com/walgreensoffer5 Members receive exclusive points offers with Balance Rewards. Offer is valid online and at any Walgreens or Duane Reade location nationwide. TM 1-800-Flowers.com NEW 800-356-9377 | aarpdiscounts.com/1800flowers5 Members receive 20% off any purchase, or $20 off any purchase of $79.99 or more (whichever is greater). Certain restrictions apply. Visit website for full offer details. 15 Restrictions apply. 13 Conditions apply. 12 Certain restrictions apply. 10,11 14 20 | Your Travel Your Travel When it comes to travel, AARP helps turn your goals and dreams into real possibilities. From saving money on transportation and hotel costs to planning the trip of a lifetime or just visiting friends and family, your membership opens the door to the information and resources you need to enjoy travel near and far. AARPtravel.com aarptravel.com Members can get information on all their AARP travel benefits, including special offers and local offers on the site and via email. AARP® Roadside Assistance from Allstate 800-772-4052 | aarpdiscounts.com/roadside5 Members save up to $10 on first-year Roadside Assistance membership fees by enrolling in AARP® Roadside Assistance from Allstate. Four plans to choose from. First-year rates as low as $36.1 AARP® Travel Center powered by Expedia® 800-675-4318 | expedia-aarp.com Exclusive 10% discount at select hotels, up to 25% off Avis and Budget car rentals, extra onboard credit on select cruises, up to $525 off packages, and more. MedjetAssist 866-809-4061 | aarpdiscounts.com/medjetassist5 Up to 18% off MedjetAssist memberships for hospital of choice medical transfers when you’re more than 150 miles from home. Park Ride Fly USA 877-503-7275 | aarpdiscounts.com/parkridefly5 | ID # aarp10 10% discount on off-airport parking at more than 100 locations in the U.S. when booked in advance. Hotels & Resorts aarpdiscounts.com/hotels Best Western 800-618-2277 | aarpdiscounts.com/bestwestern5 AARP members save 10% at more than 2,200 hotels in the U.S. and Canada. Best Western, Best Western Plus, Best Western Premier. Choice Hotels 877-424-6423 | aarpdiscounts.com/choicehotels5 Members save 10% on the best available rates at more than 5,000 hotels worldwide. Comfort Inn, Comfort Suites, Quality, Sleep Inn, Econo Lodge, Clarion, and more. Hilton HHonors British Airways aarpdiscounts.com/britishairways5 $65–$400 off round-trip ticket purchases to the U.K and beyond to more than 100 cities worldwide.2 KINGSMILL RESORT NEW 800-832-5665 | aarpdiscounts.com/kingsmill5 Members save 10% on rooms and suites, golf fees, and select items at resort shops. 855-227-7445 | aarpdiscounts.com/hhonors5 Members save up to 10% on the best available rate and get late checkout at 3,800 hotels across 88 countries.3 Hyatt Hotels & Resorts 800-352-0066 | aarpdiscounts.com/hyatt5 Members save 10% on the best available rate at more than 445 locations worldwide. Choose from Hyatt, Grand Hyatt, and more. La Quinta Inns & Suites Discount applies to first-year Roadside Assistance membership fee only. Offer available to new AARP Roadside Assistance members only. 2 Restrictions apply. Online only. 1 | 21 800-753-3757 | aarpdiscounts.com/laquinta5 Members receive a 10% discount at more than 800 La Quinta Inns & Suites locations in the U.S. and Canada. Subject to availability. 3 22 | Your Travel MGM Resorts International™ 877-353-1987 | aarpdiscounts.com/mgmresorts5 Members save 10% on select days with an advance reservation. Choose from Bellagio, MGM Grand, Mandalay Bay, The Mirage, Beau Rivage, Gold Strike Tunica, and more. Motel 6 NEW 855-662-2770 | aarpdiscounts.com/motel6 Members save 10% at more than 1,100 Motel 6 properties and receive free wi-fi with late checkout until 2 p.m. when available. The Ranch at Furnace Creek Resort 800-236-7916 | aarpdiscounts.com/furnacecreek5 Members save 10% on rooms and golf at The Ranch at Furnace Creek, Death Valley National Park, California. Starwood Hotels and Resorts Worldwide, Inc. 877-778-2277 | aarpdiscounts.com/starwood5 Members save 5% to 15% on the best available rates at participating hotels. Choose from almost 900 hotels in 100 countries. Wyndham Worldwide 800-364-6072 | aarpdiscounts.com/wyndham5 Members save up to 20% on the “best available rate” at more than 7,000 participating Wyndham Worldwide hotels in 50+ countries. CRUISES aarpdiscounts.com/cruises Norwegian Cruise Line 866-953-1936 | aarpdiscounts.com/ncl5 5% off cruises to the Caribbean, Europe, New England, the Bahamas, and transatlantic cruises booked 9+ months in advance, plus other special offers. Windstar Cruises 800-240-3709 | aarpdiscounts.com/windstar5 5% off Savings Fares on all small ship sailing cruises, plus 10% off at onboard retail stores and other special offers. Your Travel | 23 Vacations & Tours aarpdiscounts.com/vacations Collette Vacations 800-437-0241 | aarpdiscounts.com/collette5 $25­–$100 off per person on tours of seven days or more to all seven continents. Endless Vacation Rentals® 800-364-6072 | aarpdiscounts.com/evrentals5 Members save 10% and can select from 200,000 vacation rental properties in 100 countries and many rental types. G Adventures 877-277-9856 | aarpdiscounts.com/gadventures5 $25–$100 off per person on trips including Expedition Cruises, Discovery Channel Inspired Adventures, Family Adventure Tours, and more. Grand Canyon Railway 800-843-8724 | aarpdiscounts.com/grandcanyon5 25% off of rail packages and 15% off train tickets and stand-alone stays at Grand Canyon Railway Hotel. Grand European travel 866-847-3858 | aarpdiscounts.com/getours5 $100 off per person on first-class motor coach tours and river cruises to Europe and destinations around the world, plus a free gift. Vacations By Rail NEW 888-323-4200 | aarpdiscounts.com/vbr5 Members get 5% off on worldwide rail vacations, train tours and select tickets in the U.S. and Canada. Service fees are waived for European rail passes/tickets. 24 | Your Travel CAR RENTALS aarpdiscounts.com/carrentals Avis Rent A Car 800-331-1800 | aarpdiscounts.com/avis5 Members save up to 25% plus get a free one-car-group upgrade through full-size,* discounted GPS rate, and an additional driver at no additional cost in the U.S. and Canada. Budget Rent A Car 800-733-9092 | aarpdiscounts.com/budgetcar5 Members save up to 25% plus get a free one-car-group upgrade through full-size,* discounted GPS rate, and an additional driver at no additional cost in the U.S. and Canada. Your Contacts | 25 Need to get in touch with AARP? Want to update your contact information? How about add a spouse to your membership account? Whatever you’re looking for, we’re here to help. For faster service, please write your AARP membership number on all correspondence and have it available when calling AARP. Change of Address Please let us know six weeks in advance if you intend to move. There are a few easy ways you can inform us of any upcoming address change. By mail: If possible, please include your mailing label from AARP The Magazine or AARP Bulletin with your change-of-address correspondence to the address at the bottom of this page. Post office: A change-of-address form is available from your local post office. It’s an easy way to notify us and others. Or you can submit your address changes to the USPS at moversguide.usps.com. Online: You can also update your address and account information anytime when you visit aarp.org/membership. Membership Inquiries Questions about your membership? Need to replace a lost membership card? Not receiving your magazine? Please contact us by mail, phone, or email using the contact information below. Membership Renewal aarp.org/membership AARP will send you renewal notices before your membership expires. Renewing prior to your membership expiration ensures that everything will continue uninterrupted. For your convenience, you are now able to renew your membership online. CONTACT US *Based on availability. In addition to discounts, members using the applicable car rental ID # receive special insurancerelated benefits at participating U.S. locations: (1) enhanced primary liability insurance coverage of $25,000/$50,000/$10,000, and (2) maximum personal responsibility for damages to the rental car if you decline to purchase the collision/loss/damage waiver capped at $5,000. 888-687-2277 | 888-434-7598 TTY | member@aarp.org 3200 East Carson Street, Lakewood, CA 90712 Our privacy policy is included in this guide. But for more detailed information about our privacy practices, please visit aarp.org/privacy. To exercise your choices or ask questions about your membership information, please contact us by mail, phone, or email. 26 | Your Foundation Programs AARP Foundation aarpfoundation.org AARP Foundation, AARP’s affiliated charity, works to win back opportunity for struggling Americans 50+ by being a force for change on the most serious issues they face today: housing, hunger, income and isolation. By coordinating responses to these issues on all four fronts at once, and supporting them with vigorous legal advocacy, the Foundation serves the unique needs of those 50+ while working with local organizations nationwide to reach more people, strengthen communities, work more efficiently and make resources go further. The programs and services of AARP Foundation require funding beyond your membership dues. Through the generosity of members we are able to offer life-changing programs and services that give struggling older adults a chance to recover their confidence, regain a foothold and stay on track. Learn more today at aarpfoundation.org. AARP Foundation Tax-Aide aarp.org/taxaide Through the help of volunteers, low- to moderate-income taxpayers receive free help with tax preparation and filing. This is the largest free, volunteer-run tax preparation and assistance in the nation, and there are many volunteer opportunities available for members to get involved. Legal Advocacy aarp.org/aarp-foundation/our-work/legal-advocacy AARP Foundation Litigation defends and supports the rights of older Americans through the legal system, fighting consumer fraud and discrimination in health care, employment, housing, and much more. Your Foundation Programs AARP Foundation Housing Solutions Center | 27 NEW 855-850-2525 AARP Foundation’s Housing Solutions Center connects at-risk homeowners 50+ to free HUD-certified counseling, resources, and education that helps homeowners avoid foreclosure and remain in their homes. You can take action today by speaking with a HUD-certified counselor or learn more by accessing our online foreclosure-prevention presentation and unique podcasts at www.aarp.org/housingsolutionscenter. AARP Foundation Prepaid MasterCard® brought to you by Green Dot www.aarpfoundationcard.com The prepaid card offers Direct Deposit of paychecks and government benefits, safe online shopping, and an optional savings account. AARP Foundation Finances 50+SM NEW aarp.org/finances50plus AARP Foundation and Charles Schwab Foundation believe that everyone can benefit from smart money habits. We’ve teamed up to offer AARP Foundation Finances 50+SM, a simple, free three-part program that covers budgeting and goal-setting; developing a savings plan and protecting your assets; and taking charge of credit and debt. Each 90-minute interactive classroom session is designed to help you build habits that can improve your financial situation. Offers are subject to change and may have restrictions. For the most up-to-date information, please visit http://www.aarp.org/benefitsguide. 28 | Your Privacy AARP understands how important privacy is to our members. We are committed to protecting your privacy and want to make sure that you understand how your membership information is used. We also want you to be aware that you have choices about how we use this information. What we collect When you apply for membership, we ask for basic information such as your name, contact information, and date of birth. We keep track of your participation in AARP activities and member services so we can understand our members’ interests and evaluate the effectiveness of our offerings. We also collect generic demographic information from other sources to help us better serve our members, and the 50+ population as a whole, and to improve our programs, activities, and resources. We also collect information online in additional ways that are described in detail at aarp.org/privacy. information we share We share your personal information with companies we have selected to provide AARP member products and services or support AARP operations. Some of the providers of AARP member products and services, including many of those listed on the Member Benefits page on the AARP.org website, pay a fee for access to our membership list. Our contracts with these companies require them to keep the member information confidential, and allow them to use the information only to offer the contracted products or services to AARP and AARP members. We monitor the companies’ compliance through our wholly owned subsidiary, AARP Services, Inc. Some of our providers may also collect data about our members through their interactions with the members. The providers may share some or all of this data with AARP so that we may offer more effective and personalized service to our members. AARP may, in turn, make the data that we receive from the providers accessible to members in their respective online member account statements. Other AARP affiliates, such as the AARP Foundation, may also have access to member information that we have acquired (the AARP Foundation has Your Privacy | 29 its own privacy policy that applies to its donors). We may occasionally release personal member information when release is appropriate to comply with law, to enforce the Terms of Service applicable to our website, or to protect the rights, property, or safety of visitors to our site, our members, the public, or AARP. We do not sell or rent personal member information to telemarketers, mailing list brokers, or any other companies that are not offering AARP-endorsed services or benefits. We may, however, share personal member data, such as names and addresses, with specifically selected nonprofit organizations in “list exchanges” conducted by AARP and these organizations for the purpose of enlisting potential new members. This means that members may receive communications from other nonprofit groups that have agreed to participate in list exchanges with AARP, subject to approval of AARP. You may opt out of such list exchanges at any time by contacting us as provided below. we respect your choices I f you do not want us to share your information with providers of AARP member products or services, you can opt out by contacting us as specified below. You should then stop receiving AARP service provider mailings in about 12 weeks. (Note: If you request services or information from an AARP service provider directly, we may still need to confirm to the provider that you are an eligible AARP member.) If you do not want us to share your personal information with nonprofit organizations, you can opt out by contacting us as specified below. I f you wish to stop receiving all communications from AARP, including information about AARP activities, such as educational programs and legislative events, or about the activities of other AARP affiliates such as the AARP Foundation, you can also opt out by contacting us as specified below: Email us at AARPmember@aarp.org Call us at 888-687-2277 Write to us at AARP Membership Center 3200 East Carson Street, Lakewood, CA 90712