Sample Tenant Application Package for Jack & Jill Doe **This sample package is for a fictitious couple. It is intended to be used an example to illustrate the structure and quality of a Good Tenant Services rental application package.** Contents • • • • • • • • • • Custom Cover Letter Income Summary Good Tenant Letter-Verification of Tenancy Rental Application Rental Application Pay Stub Pay Stub Custom Credit Letter of Explanation Credit Report Credit Report 1 page 1 page 1 page 2 pages 2 pages 4 pages 2 pages 1 page 3 pages 3 pages April 24, 2012 To: Abraham Lincoln Reality Attention: John Appleseed Email: JA@NotaRealEmail.com Subject: Rental/Lease Application Package Property Address: 12345 Anywhere Street – Funkytown, CA Tenants: Jack and Jill Doe Hello John, Attached you will find the application package for the referenced tenants. Both of whom are extremely interested in an immediate lease of the referenced property. This family consists of Jack and Jill Doe, husband and wife, and there 2 children. John, age 3, and Joey, age 5. They recently have had to put up their home for a short sale due to the continuing crisis in the real estate market. This is the major factor that is affecting Jack and Jill’s credit score’s (see attached credit letter of explanation). Both tenants are employed full time with a combined monthly income of over $10,100. They also have over $15,336 in cash reserves available which is more than enough to guarantee rent payments. Their main focus is to find a place to call home for at least the next 2 to 3 years making them excellent long term tenants. They have agreed to the rent amount of $2,800 per month and the security deposit amount of $2,800. Also, they are willing to enter into the lease agreement immediately. Please review and provide a response at your earliest. Thank you, Jessie Hunter Jessie Hunter Broker / Realtor Good Tenant Services 3535 East Coast Highway #305 – Corona del Mar, CA 92625 (714) 866-0489 Phone – (714) 388-3809 Fax info@GoodTenant.biz Verified Income Summary For Jack & Jill Doe Name Income Source Jack Doe $6,600 per month Boeing Corporation Jill Doe $3,500 per month Boeing Corporation Combined Gross Monthly Income $10,100 per month Cash Reserves $15,336 Verification of Tenancy for Jack & Jill Doe April 20, 2012 Property: 98765 Somewhere Drive Every City CA, 99999 To Whom It May Concern: I am happy to verify that Jack and Jill Doe were tenants at my property from March 2004 till February 2007. They always paid their rent on time; and went out of there way keep both the inside and outside of the property clean and in good condition. Although I was happy to learn that they had purchased a new home, I has sad to see them go as they are among the most thoughtful and reliable tenants I have ever had. If the situation ever arose where I had had the opportunity to rent to them again, I would not hesitate for a second. I highly recommend them to any landlord that is concidering renting to them. Please feel free to call me with any questions regarding their tenancy with me. Thanks Arnold Schwarzenegger Arnold Schwarzenegger Landlord/Property Manager (714) 000-0000 Print Form APPLICATION TO RENT/SCREENING FEE (C.A.R. Form LRA, Revised 4/03) I. APPLICATION TO RENT THIS SECTION TO BE COMPLETED BY APPLICANT. A SEPARATE APPLICATION TO RENT IS REQUIRED FOR EACH OCCUPANT 18 YEARS OF AGE OR OVER, OR AN EMANICIPATED MINOR. Applicant is completing Application as a (check one) Total number of applicants 2 tenant ✔ tenant with co-tenant(s) or guarantor/co-signor. . PREMISES INFORMATION Application to rent property at Referenced Property Rent: $ per ("Premises") Proposed move-in date Upon Approval PERSONAL INFORMATION FULL NAME OF APPLICANT Jack Doe Social Security No. 000-00-0000 Driver's license No. D0000000 State CA Phone Number: Home (714) 000-0000 Work (949) 000-0000 Other Email JD@notarealemail.com Name(s) of all other proposed occupant(s) and relationship to applicant Jill Doe (Wife), John Doe (Son), Joey Doe (Son) Expires 2/12/16 Pet(s) or service animals (number and type) None Model F-150 Auto: Make Ford 2006 Chevy Aveo Other vehicle(s): Year 2005 State CA License No. In case of emergency, person to notify Jill Doe Color Black Relationship Wife Address Same as Self Phone (714) 000-0000 Does applicant or any proposed occupant plan to use liquid-filled furniture? No Yes Type Has applicant been a party to an unlawful detainer action or filed bankruptcy within the last seven years? ● ● No Yes If yes, explain Has applicant or any proposed occupant ever been convicted of or pleaded no contest to a felony? No Yes If yes, explain No Has applicant or any proposed occupant ever been asked to move out of a residence? ● Yes If yes, explain Property Short Saled RESIDENCE HISTORY Current address 12345 Any Street City/State/Zip Any City, CA, 00000 From Feb 07 to Current Name of Landlord/Manager Self Landlord/Manager's phone Self No ● Yes Do you own this property? Reason for leaving current address Short Sale Previous address 98765 Somewhere Drive City/State/Zip Every City, CA 99999 From Mar 04 to Feb 07 Name of Landlord/Manager Charles Dickens Landlord/Manager's phone (949) 000-0000 ● Did you own this property? No Yes Reason for leaving this address Bought Our Own Home EMPLOYMENT AND INCOME HISTORY Supervisor Self Current employer Boeing Corperation Employer's address 777 Boeing Drive, Boeing City, CA 33333 Position or title Supervisor Employment gross income $ 6,600 per month Previous employer Self Employer's address 444 Chuck Yeager Drive, All Town, CA 66666 Position or title Owner/Operator The copyright laws of the United States (Title 17 U.S. Code) forbid the unauthorized reproduction of this form, or any portion thereof, by photocopy machine or any other means, including facsimile or computerized formats. Copyright © 1991-2003, CALIFORNIA ASSOCIATION OF REALTORS®, INC. ALL RIGHTS RESERVED. LRA REVISED 4/03 (PAGE 1 OF 2) From Feb 07 To Current Supervisor's phone Self Phone number to verify employment Other $ per Source Supervisor Self From April 02 To Jan 07 Supervisor's phone Self Employment gross income $ 4,000 per Month Applicant's Initials ( Reviewed by )( ) Date APPLICATION TO RENT/SCREENING FEE (LRA PAGE 1 OF 2) Agent: Jessie Hunter Phone: (714) 866-0489 eFax: (714) 388-3809 Prepared using WINForms® software Broker: Jessie Hunter - CA Real Estate Broker 3535 East Coast Hwy #305, Corona Del Mar CA 92625 Property Address: Referenced Date: 4/24/12 CREDIT INFORMATION Account number Monthly payment Balance due Name of bank/branch Account number Type of account Account balance Bank of America Confidential Checking $8,316 Bank of America Confidential Savings $3,362 Name of creditor See Credit Report PERSONAL REFERENCES Name Barack Obama Phone (714) 000-0000 Name Mitchelle Obama Phone (714) 000-0000 Address Length of acquaintance Address Length of acquaintance 000 White House Drive, Washington DC CA, 00000 20 Years Occupation Commander and Chief 000 White House Drive, Washington DC CA, 00000 20 years Occupation First Lady NEAREST RELATIVE(S) Name Phone Name Phone Address Relationship Address Relationship Applicant understands and agrees: (i) this is an application to rent only and does not guarantee that applicant will be offered the Premises; and (ii) Landlord or Manager or Agent may accept more than one application for the Premises and, using their sole discretion, will select the best qualified applicant. Applicant represents the above information to be true and complete, and hereby authorizes Landlord or Manager or Agent to: (i) verify the information provided; and (ii) obtain credit report on applicant. If application is not fully completed, or received without the screening fee: (i) the application will not be processed, and (ii) the application and any screening fee will be returned. Applicant Jack Doe Time 5:00 pm Date 4/24/12 Return your completed application and any applicable fee not already paid to: Address City State Zip II. SCREENING FEE THIS SECTION TO BE COMPLETED BY LANDLORD, MANAGER OR AGENT. Applicant has paid a nonrefundable screening fee of $ 35.00 $ 20.00 for credit reports prepared by $ 10.00 for , applied as follows: Selected Credit/Tenant Screening Svc ; (other out-of-pocket expenses); and Application Pak Prep $ 5.00 for processing. The undersigned has read the foregoing and acknowledges receipt of a copy. Applicant Signature Date The undersigned has received the screening fee indicated above. Landlord or Manager or Agent Signature Date THIS FORM HAS BEEN APPROVED BY THE CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.). NO REPRESENTATION IS MADE AS TO THE LEGAL VALIDITY OR ADEQUACY OF ANY PROVISION IN ANY SPECIFIC TRANSACTION. A REAL ESTATE BROKER IS THE PERSON QUALIFIED TO ADVISE ON REAL ESTATE TRANSACTIONS. IF YOU DESIRE LEGAL OR TAX ADVICE, CONSULT AN APPROPRIATE PROFESSIONAL. This form is available for use by the entire real estate industry. It is not intended to identify the user as a REALTOR®. REALTOR® is a registered collective membership mark which may be used only by members of the NATIONAL ASSOCIATION OF REALTORS® who subscribe to its Code of Ethics. Published by the California Association of REALTORS® LRA REVISED 4/03 (PAGE 2 OF 2) Reviewed by APPLICATION TO RENT/SCREENING FEE (LRA PAGE 2 OF 2) Date Lease Agreemen Print Form APPLICATION TO RENT/SCREENING FEE (C.A.R. Form LRA, Revised 4/03) I. APPLICATION TO RENT THIS SECTION TO BE COMPLETED BY APPLICANT. A SEPARATE APPLICATION TO RENT IS REQUIRED FOR EACH OCCUPANT 18 YEARS OF AGE OR OVER, OR AN EMANICIPATED MINOR. Applicant is completing Application as a (check one) Total number of applicants 2 tenant ✔ tenant with co-tenant(s) or guarantor/co-signor. . PREMISES INFORMATION Application to rent property at Referenced Property Rent: $ per ("Premises") Proposed move-in date Upon Approval PERSONAL INFORMATION FULL NAME OF APPLICANT Jill Doe Social Security No. 000-00-0000 Driver's license No. D0000000 State CA Expires 2/28/14 Phone Number: Home (714) 000-0000 Work (949) 000-0000 Other Email JillDoe@notarealemail.com Name(s) of all other proposed occupant(s) and relationship to applicant Jack Doe (Husband), John Doe (Son), Joey Doe (Son) Pet(s) or service animals (number and type) None Model Aveo Auto: Make Chevy 2005 Ford F-150 Other vehicle(s): Year 2006 State CA License No. In case of emergency, person to notify Jack Doe Color Blue Relationship Husband Address Same as Self Phone (714) 000-0000 Does applicant or any proposed occupant plan to use liquid-filled furniture? No Yes Type Has applicant been a party to an unlawful detainer action or filed bankruptcy within the last seven years? ● ● No Yes If yes, explain Has applicant or any proposed occupant ever been convicted of or pleaded no contest to a felony? No Yes If yes, explain No Has applicant or any proposed occupant ever been asked to move out of a residence? ● Yes If yes, explain Short Sale RESIDENCE HISTORY Current address 12345 Any Street City/State/Zip Any City, CA, 00000 From Feb 07 to Current Name of Landlord/Manager Self Landlord/Manager's phone Self No ● Yes Do you own this property? Reason for leaving current address Short Sale Previous address 98765 Somewhere Drive City/State/Zip Every City, CA 99999 From Mar 04 to Feb 07 Name of Landlord/Manager Charles Dickens Landlord/Manager's phone (949) 000-0000 ● Did you own this property? No Yes Reason for leaving this address Bought Our Own Home EMPLOYMENT AND INCOME HISTORY Supervisor Sylvester Stallone Current employer Boeing Corperation Employer's address 777 Boeing Drive, Boeing City, CA 33333 Position or title Account Manager Employment gross income $ 3,500 per month Previous employer Super Duper Marketing Employer's address 444 Chuck Yeager Drive, All Town, CA 66666 Position or title Marketing Manager The copyright laws of the United States (Title 17 U.S. Code) forbid the unauthorized reproduction of this form, or any portion thereof, by photocopy machine or any other means, including facsimile or computerized formats. Copyright © 1991-2003, CALIFORNIA ASSOCIATION OF REALTORS®, INC. ALL RIGHTS RESERVED. LRA REVISED 4/03 (PAGE 1 OF 2) From March 07 To Current Supervisor's phone (949) 000-0000 Phone number to verify employment (949) 000-0000 Other $ per Source Supervisor Jack Doe From April 02 To Jan 07 Supervisor's phone (310) 000-0000 Employment gross income $ 3,000 per Month Applicant's Initials ( Reviewed by )( ) Date APPLICATION TO RENT/SCREENING FEE (LRA PAGE 1 OF 2) Agent: Jessie Hunter Phone: (714) 866-0489 eFax: (714) 388-3809 Prepared using WINForms® software Broker: Jessie Hunter - CA Real Estate Broker 3535 East Coast Hwy #305, Corona Del Mar CA 92625 Property Address: Referenced Date: 4/24/12 CREDIT INFORMATION Account number Monthly payment Balance due Account number Type of account Account balance Bank of America Confidential Checking $2,158 Bank of America Confidential Savings $1,500 Name of creditor See Credit Report Name of bank/branch PERSONAL REFERENCES Name Barack Obama Phone (714) 000-0000 Name Mitchelle Obama Phone (714) 000-0000 Address Length of acquaintance Address Length of acquaintance 00 White House Drive, Washington DC CA, 00000 20 Years Occupation Commander and Chief 000 White House Drive, Washington DC CA, 00000 20 Years Occupation First Lady NEAREST RELATIVE(S) Name Phone Name Phone Address Relationship Address Relationship Applicant understands and agrees: (i) this is an application to rent only and does not guarantee that applicant will be offered the Premises; and (ii) Landlord or Manager or Agent may accept more than one application for the Premises and, using their sole discretion, will select the best qualified applicant. Applicant represents the above information to be true and complete, and hereby authorizes Landlord or Manager or Agent to: (i) verify the information provided; and (ii) obtain credit report on applicant. If application is not fully completed, or received without the screening fee: (i) the application will not be processed, and (ii) the application and any screening fee will be returned. Applicant Date Time Return your completed application and any applicable fee not already paid to: Address City State Zip II. SCREENING FEE THIS SECTION TO BE COMPLETED BY LANDLORD, MANAGER OR AGENT. Applicant has paid a nonrefundable screening fee of $ 35.00 $ 20.00 for credit reports prepared by $ 10.00 for , applied as follows: Selected Credit/Tenant Screening Svc ; (other out-of-pocket expenses); and Application Pak Prep $ 5.00 for processing. The undersigned has read the foregoing and acknowledges receipt of a copy. Applicant Signature Date The undersigned has received the screening fee indicated above. Landlord or Manager or Agent Signature Date THIS FORM HAS BEEN APPROVED BY THE CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.). NO REPRESENTATION IS MADE AS TO THE LEGAL VALIDITY OR ADEQUACY OF ANY PROVISION IN ANY SPECIFIC TRANSACTION. A REAL ESTATE BROKER IS THE PERSON QUALIFIED TO ADVISE ON REAL ESTATE TRANSACTIONS. IF YOU DESIRE LEGAL OR TAX ADVICE, CONSULT AN APPROPRIATE PROFESSIONAL. This form is available for use by the entire real estate industry. It is not intended to identify the user as a REALTOR®. REALTOR® is a registered collective membership mark which may be used only by members of the NATIONAL ASSOCIATION OF REALTORS® who subscribe to its Code of Ethics. Published by the California Association of REALTORS® LRA REVISED 4/03 (PAGE 2 OF 2) Reviewed by APPLICATION TO RENT/SCREENING FEE (LRA PAGE 2 OF 2) Date Lease Agreemen ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------FOLD AND REMOVE FOLD AND REMOVE YOUR BANKING GROSS NET EARNINGS REGULAR 6,600 4,825 HOURS RATE 40 TOTAL EARNINGS EMPLOYER INFORMATION FILING STATUS Boeing Corporation 777 Boeing Drive Boeing City/CA/00000 (310) 000-0000 TAX TYPE SOC SEC MEDICARE FEDERAL CA DBL AMOUNT $4,825.00 YTD AMOUNT $53,075.00 $4,825.00 $53,075.00 AMOUNT YTD AMOUNT $337.75 $67.55 $723.75 $265.38 $72.38 $3,715.25 $743.05 $7,961.25 $2,919.13 $796.13 $1,466.80 $16,134.80 AMOUNT YTD AMOUNT $0.00 $155.00 $0.00 $0.00 $100.00 $0.00 $1,705.00 $0.00 $0.00 $1,100.00 $255.00 $2,805.00 $3,103.20 $34,135.20 PAY PERIOD 02/01/2012 TO 06/15/2008 CHECK DATE 03/1/2012 CHECK # 0037902385 TOTAL WITHHOLDINGS PERSONAL INFORMATION Jack Doe 12345 Any Street Any City / CA / 00000 ADJUSTMENTS 000-00-0000 LTD MED - EMPL DENTAL - EYE HEALTH ADMIN EMPL - SAVING EMPL# 0065 DEPT# 071 TOTAL ADJUSTMENTS PAYROLLS BY COMPANY NAME 0080 6541 0057 001850 NET PAY ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------FOLD AND REMOVE FOLD AND REMOVE YOUR BANKING GROSS NET EARNINGS REGULAR 3,500 $2,181.00 HOURS RATE 40 TOTAL EARNINGS EMPLOYER INFORMATION FILING STATUS Boeing Corporation 777 Boeing Drive Boeing City/CA/00000 (310) 000-0000 TAX TYPE SOC SEC MEDICARE FEDERAL CA DBL AMOUNT $3,500.00 YTD AMOUNT $38,500.00 $3,500.00 $38,500.00 AMOUNT YTD AMOUNT $245.00 $49.00 $525.00 $192.50 $52.50 $2,695.00 $539.00 $5,775.00 $2,117.50 $577.50 $1,064.00 $11,704.00 AMOUNT YTD AMOUNT $0.00 $155.00 $0.00 $0.00 $100.00 $0.00 $1,705.00 $0.00 $0.00 $1,100.00 $255.00 $2,805.00 $2,181.00 $23,991.00 PAY PERIOD 02/01/2012 TO 06/15/2008 CHECK DATE 03/1/2012 CHECK # 0037902385 TOTAL WITHHOLDINGS PERSONAL INFORMATION Jill Doe 12345 Any Street Any City / CA / 00000 ADJUSTMENTS 000-00-0000 LTD MED - EMPL DENTAL - EYE HEALTH ADMIN EMPL - SAVING EMPL# 0066 DEPT# 072 TOTAL ADJUSTMENTS PAYROLLS BY COMPANY NAME 0080 6541 0057 001850 NET PAY Credit Letter of Explanation For Jack and Jill Doe Like many others today, Mr. & Mrs. Doe are recovering from the loss of their home due to a short sale. When the mortgage bubble burst in late 2008, Mr. & Mrs. Doe were stuck with a mortgage payment that they could barely afford. They attempted several options with their lender, including a loan modification, but were ultimately denied. After weighing the options that remained, they chose to short sale their home instead of draining their retirement and reserves waiting for the market to rebound. This resulted in there once good credit being ruined. After close review, in addition to the short sale having a negative effect on their score, we have found a number of errors and old accounts that need to be resolved on their credit reports. These items are in the process of being corrected or paid off. They have also been counseled and educated and will be cleaning and building their credit over the next 6 to 18 months. As a result, they will see significant score improvements. They have always paid their rent/mortgage on time and have provided verification of their good standing with past landlords, as well as evidence of them keeping their mortgage payments current till the short sale. Mortgage Credit Report Experian TransUnion Equifax Account #: 2598-5-68 Prepared For: Good Tenant Services 3535 East Coast Highway 305 Corona Del Mar CA, 92625 Ordered By: Date: Good Tenant Services April 24, 2012 File #: 5689257 BORROWER INFORMATION Jack Doe Borrower: 000-00-0000 12345 Anywhere Street, Any City CA, 00000 Current Address: RED FLAG ALERTS Jack Doe Alternative social: ALERT (see details) OFAC: CLEAR SCORE MODELS Jack Doe 518 EQUIFAX, BEACON 5.0 FICO 039 010 018 013 Serious delinquency High balance owed on revolving accounts Number of accounts with delinquency Time since delinquency is too recent or unknown 508 EXPERIAN, FICO v2 038 013 010 002 Serious delinquency, public record or collection Recent delinquency or unknown timeframe Balance owed on revolving accounts is high Level of delinquency on accounts 547 TRANS UNION, FICO Classic 04 038 013 010 018 Serious delinquency, and public record or collection Time since delinquency is too recent or unknown Amount owed on revolving accounts is too high Number of accounts with delinquency TRADE SUMMARY Type Automobile Lates Count High Credit Balance Payment Past Due 1 $12,500 $8,991 $246 $0 0 0 0 30 60 90 Revolving 7 $5,840 $3,382 $139 $53 7 2 0 Education 13 $60,885 $28,309 $314 $0 0 0 0 Collection 3 $519 $541 $541 $541 0 0 0 TOTALS: 24 $79,744 $41,223 $1,240 7 2 0 1 of 3 $594 Jack Doe Good Tenant Services 3535 East Coast Highway 305 Corona Del Mar CA, 92625 File #: 5689257 Reference #: -Last Four SSN #: 0000 TRADELINES WHOSE B-I SOURCE USAA FEDERAL SAVINGS B 9123456789 XP TU EF TYPE REPORTED HI CREDIT PAYMENT 30 60 90 Auto Dec 11 $12,500 $246 0 0 0 TERM OPENED BALANCE PAST DUE 60 May 10 $8,991 $0 - - - TYPE REPORTED HI CREDIT PAYMENT 30 60 90 Edu Dec 11 $6,651 $64 0 0 0 TERM OPENED BALANCE PAST DUE 120 Aug 07 $5,500 $0 - - - TYPE REPORTED HI CREDIT PAYMENT 30 60 90 Edu Dec 11 $5,500 $57 0 0 0 TERM OPENED BALANCE PAST DUE 119 Aug 10 $5,500 $0 - - - as agreed MR LAST LATE DLA 20 - Aug 11 Auto Loan WHOSE B-I SOURCE ACS/WELLS FARGO 5987654321 XP TU EF as agreed MR LAST LATE DLA 10 - - Education Loan WHOSE B-I SOURCE FED LOAN SERV 32385696745457984 XP TU EF as agreed MR LAST LATE DLA 10 - - Education Loan WHOSE B-I SOURCE FED LOAN SERV 34579475220329510 XP TU EF TYPE REPORTED HI CREDIT PAYMENT 30 60 90 Edu Dec 11 $5,500 $60 0 0 0 TERM OPENED BALANCE PAST DUE 119 Aug 09 $5,500 $0 TYPE REPORTED HI CREDIT Edu Dec 11 $5,500 TERM OPENED BALANCE PAST DUE 119 Aug 08 $5,500 $0 TYPE REPORTED HI CREDIT Edu Dec 11 $2,454 TERM OPENED BALANCE PAST DUE 119 Aug 09 $2,799 $0 TYPE REPORTED HI CREDIT Edu Dec 11 $1,868 TERM OPENED BALANCE PAST DUE 119 Aug 10 $2,013 $0 TYPE REPORTED HI CREDIT Edu Dec 11 $1,266 TERM OPENED BALANCE PAST DUE 119 Mar 09 $1,497 $0 TYPE REPORTED HI CREDIT Rev. Dec 11 $2,000 TERM OPENED BALANCE PAST DUE - Apr 08 $1,242 $0 TYPE REPORTED HI CREDIT Rev. Dec 11 $1,300 TERM OPENED BALANCE PAST DUE - Aug 06 $1,225 $0 - - - PAYMENT 30 60 90 $61 0 0 0 - - - PAYMENT 30 60 90 $32 0 0 0 - - - PAYMENT 30 60 90 $23 0 0 0 - - - PAYMENT 30 60 90 $17 0 0 0 - - - PAYMENT 30 60 90 $38 0 0 0 - - - PAYMENT 30 60 90 $22 1 0 0 09/11 - - as agreed MR LAST LATE DLA 10 - - Education Loan WHOSE B-I SOURCE FED LOAN SERV 34578979610023148 XP TU EF as agreed MR LAST LATE DLA 20 - - Education Loan WHOSE B-I SOURCE FED LOAN SERV 35691240912569439 XP TU EF as agreed MR LAST LATE DLA 10 - - Education Loan WHOSE B-I SOURCE FED LOAN SERV 34582389592309560 XP TU EF as agreed MR LAST LATE DLA 10 - - Education Loan WHOSE B-I SOURCE FED LOAN SERV 36828956092934943 XP TU EF as agreed MR LAST LATE DLA 20 - - Education Loan WHOSE B-A SOURCE DISCOVER FIN SVCS LLC 658300193857320528 XP WHOSE B-I SOURCE USAA SAVINGS BANK 5456823954023 XP TU EF Was 30 days past due date 2 of 3 as agreed MR LAST LATE DLA 44 - Dec 11 as agreed MR LAST LATE DLA 64 09/11 Nov 11 Jack Doe Good Tenant Services 3535 East Coast Highway 305 Corona Del Mar CA, 92625 WHOSE B-I SOURCE CAP ONE 6734567578377 File #: 5689257 Reference #: -Last Four SSN #: 0000 TYPE REPORTED HI CREDIT PAYMENT 30 60 90 Rev. Jan 12 $750 $54 3 1 0 TERM OPENED BALANCE PAST DUE - Apr 08 $841 $53 XP TU EF 01/12 09/11 10/11 04/11 - delinq30 MR LAST LATE DLA 45 01/12 Nov 11 Account was delinquent 60 days past due date/now 30 days past due date WHOSE B-I SOURCE TRANSWORLD SYSTEMS INC 677536732556465 TYPE REPORTED HI CREDIT PAYMENT 30 60 90 Coll Jan 12 $223 $0 0 0 0 TERM OPENED BALANCE PAST DUE 1 Apr 11 $245 $245 XP - - - closed - collection MR LAST LATE DLA 8 - - Original Creditor: PROPERTY MINDER Collection Department/Agency/Attorney Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department WHOSE B-I SOURCE FOCUS RECEIVABLES MANA 68245567535564 TYPE REPORTED HI CREDIT PAYMENT 30 60 90 Coll Jan 12 $197 $0 0 0 0 TERM OPENED BALANCE PAST DUE 1 Mar 09 $197 $197 XP TU - - - closed - collection MR LAST LATE DLA 1 - - Original Creditor: TERMINIX INTERNATIONAL Collection Department/Agency/Attorney Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department Placed For Collection WHOSE B-I SOURCE FOCUS RECEIVABLES MANA 56789234 TYPE REPORTED HI CREDIT PAYMENT 30 60 90 Coll Jan 12 $99 $0 0 0 0 TERM OPENED BALANCE PAST DUE 1 May 09 $99 $99 - - - XP TU closed - collection MR LAST LATE DLA 1 - - Original Creditor: TERMINIX INTERNATIONAL Collection Department/Agency/Attorney Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department Placed For Collection WHOSE B-I SOURCE MCYDSNB 8567845637934 TYPE REPORTED HI CREDIT PAYMENT 30 60 90 Rev. Dec 11 $0 $25 1 0 0 TERM OPENED BALANCE PAST DUE - Sep 10 $74 $0 12/10 - - TYPE REPORTED HI CREDIT PAYMENT 30 60 90 Edu Mar 10 $6,766 $0 0 0 0 TERM OPENED BALANCE PAST DUE - Aug 08 $0 $0 - - - TYPE REPORTED HI CREDIT PAYMENT 30 60 90 Rev. Nov 11 $300 $0 1 1 0 TERM OPENED BALANCE PAST DUE - Sep 10 $0 $0 XP TU EF as agreed MR LAST LATE DLA 16 12/10 Nov 11 Was 30 days past due date WHOSE B-I SOURCE ACS 57567895423 XP TU EF transfer - as agreed MR LAST LATE DLA 10 - - Education Loan Account Closed Due To Transfer Account Transferred Or Sold Student Loan - Payment Deferred WHOSE B-I SOURCE US BANK HOGAN LOC 14789747973123 XP TU EF Account delinquent 60 days past due date Closed Or Paid Account/Zero Balance 3 of 3 10/11 11/11 - paid - delinq60 MR LAST LATE DLA 15 11/11 Sep 11