ALICE ® ASSET LIMITED, INCOME CONSTRAINED, EMPLOYED Fall 2015 STUDY OF FINANCIAL HARDSHIP UnitedWayALICE.org/Louisiana Regional Summary for Southeast Louisiana Percentage of Households below the ALICE Threshold by Parish, Louisiana, 2013 FUNDERS AND PARTNERS National ALICE Advisory Council The United Way ALICE Project is partially funded and supported by the National ALICE Advisory Council, a body of corporate and national organizations convened to elevate ALICE’s voice to a national level. The Council is a forum for sharing experiences, developing best practices, and building innovative impact strategies to stabilize ALICE households and our broader economy. Current members include: AT&T | Atlantic Health System | Deloitte | Entergy | Johnson & Johnson Novartis Pharmaceuticals Corporation | UPS Dear Louisianans: Entergy and our employees are blessed to be an integral part of this state. We don’t know what the future holds, but we do know it will need people, with imagination and ingenuity, to unlock problems – and turn ephemeral ideas into a new reality. Whoever we are, and wherever we came from, all of us here are looking to the next frontier, trying to create the kind of future we want – the kind of future that offers opportunity for all Louisiana residents. From its very beginnings, this is a state used to hardship – we have suffered famines and wars, storms and disasters. Every single time, the people of Louisiana, pull together and come back stronger than before. At Entergy, we always say that we are more than a power company – that what we do powers the lives of the people we serve. Entergy is committed to giving back to the community, because we can only be as strong as the communities we serve. Martin Luther King, Jr. said it best when he said, “Whatever affects one directly, affects all indirectly. I can never be what I ought to be, until you are what you ought to be. This is the interrelated structure of reality.” In the decade since devastating hurricanes Katrina and Rita ripped up the Gulf coast, Entergy has invested about $1 billion upgrading Louisiana plants and substations, and nearly $200 million hardening transmission and distribution systems. But more importantly, we have also invested approximately $60 million in community efforts, to create a stronger, more prosperous and sustainable Louisiana. As one of only two Fortune 500 companies headquartered in Louisiana, we take seriously our responsibility to support efforts such as the United Way ALICE Project. We will use this report to do our part, knowing it will take everyone working together to create a brighter future for ALICE and indeed for all of us. We appreciate the partnership of United Way as we work together to build stronger communities throughout Louisiana. Sincerely, Patty Riddlebarger Director of Corporate Social Responsibility Entergy Corporation Louisiana Friends of ALICE The Louisiana Association of United Ways is grateful for the support of corporate partners who are committed to the success of this project and helping bring the message of ALICE to the state of Louisiana. Current Louisiana Friends of ALICE include: DO YOU KNOW ALICE? Of course you do. ALICE is everywhere. From Amite to Arabi, Belle Chasse to Bogalusa, Mandeville to Marrero, the east bank to the west bank of New Orleans—ALICE lives in the wonderful mosaic of communities that make up Southeast Louisiana. ALICE is Asset Limited, Income Constrained, Employed—a term to describe residents across Louisiana who are working hard, yet still struggling to make ends meet. ALICE has low-paying jobs, little or no savings, and is one emergency from falling into poverty. ALICE represents community members working in jobs that are needed, but don’t always pay enough to afford the basics, such as our child care teachers, home health aides, mechanics, store clerks, office assistants and more. ALICE is men and women of all ages and races. ALICE is your customers, constituents, neighbors—even family members and friends. ALICE is the ‘working poor’. United Way of Southeast Louisiana, in conjunction with the Louisiana Association of United Ways, has published the groundbreaking new study of financial hardship in our state. The United Way ALICE Report for Louisiana reveals 695,719 households—40 percent of the state’s total—are ALICE. More than 208,000 of ALICE households live in southeast Louisiana. The United Way ALICE Report employs a Household Survival Budget (HSB), incorporating household costs such as housing, food, child care, transportation, healthcare and taxes establishing a threshold for ALICE to survive. The average HSB for ALICE households in our seven-parish region estimates $19,248 is needed for individuals and $48,492 for a 2 parent/1 preschooler/1 infant family to afford the bare minimum. While this exceeds the Federal Poverty Level (FPL) of $11,490 for a single adult and $23,550 for a family of four, ALICE can barely live paycheck to paycheck. Our goals are to give ALICE a voice, leverage the hard work of United Way and other nonprofits, and make it clear more needs to be done to help ALICE and those living in poverty so we can build a better, stronger Louisiana. We believe the United Way ALICE Report for Louisiana can equip communities with information to create innovative solutions. United Way of Southeast Louisiana plans to use the ALICE study as a framework for improving lives and strengthening local communities. Many of the social problems in our region have the same root cause Poverty. Equipped with knowledge gained from 63 listening sessions held across our service area, United Way of Southeast Louisiana identified poverty as its “Big Issue” going forward. We've put our stake in the ground. We want businesses and individuals to join us in developing strategies and partnerships to educate and empower people to help lift them out of poverty. We thank Entergy Corporation for serving as our lead sponsor to the United Way ALICE Report for Louisiana and as a member of the National ALICE Advisory Council with other national corporate sponsors seeking to help ALICE across the country. We also thank JPMorgan Chase for support as a Louisiana Friend of ALICE. The complete United Way ALICE Report for Louisiana as well as this Regional Summary for Southeast Louisiana can be viewed at www.unitedwaysela.org/ALICE. Michael Williamson President and CEO United Way of Southeast Louisiana Sarah Berthelot President and CEO Louisiana Association of United Ways EXECUTIVE SUMMARY WHO IS ALICE? With the cost of living higher than what most wages pay, ALICE families – an acronym for Asset Limited, Income Constrained, Employed – work hard and earn above the Federal Poverty Level, but not enough to afford a basic household budget of housing, child care, food, transportation, and health care. ALICE households live in every parish in Louisiana – urban, suburban, and rural. They include women and men, young and old, of all races and ethnicities. In Louisiana, 695,719 households – fully 40 percent – struggled to afford basic household necessities in 2013. 208,398 households were in Southeast Louisiana. WHO IS STRUGGLING? While the Federal Poverty Level reports that only 19 percent of Louisiana households face financial hardship, an additional 21 percent (368,682 households) qualify as ALICE. In Southeast Louisiana 42% of the population is ALICE. WHY ARE THERE SO MANY ALICE HOUSEHOLDS IN LOUISIANA? The basic cost of living outpaces wages: The cost of basic household expenses in Louisiana is more than most of the region’s jobs can support. The average annual Household Survival Budget for a Louisiana family of four (two adults with one infant and one preschooler) is $42,444 – nearly double the U.S. family poverty level of $23,550. Jobs are not located near housing that is affordable: After Hurricanes Katrina and Rita and through the Great Recession from 2007 to 2010, housing affordability fell by one-third, and job opportunities fell 9 percent. Conditions did not improve from 2010 to 2013, so it remains difficult for ALICE households to find both housing affordability and job opportunities in many parishes in Louisiana. Public and private assistance helps, but doesn’t achieve financial stability: Assistance provides essential support for households below the ALICE Threshold but cannot lift all households to economic stability. Government, nonprofit, and health care organizations spend $10 billion on services for ALICE and poverty-level households in Louisiana to supplement their income, but even that total is still 14 percent short of lifting all households above the ALICE Threshold. UNITED WAY ALICE REPORT – LOUISIANA Low wage jobs dominate the local economy: More than 70 percent of jobs in Louisiana pay less than $20 per hour, with most paying less than $15 per hour ($15 per hour full time = $30,000/year). These jobs – especially service jobs that pay below $20 per hour and require only a high school education or less – will grow far faster than higher-wage jobs over the next decade. Population: 4,625,470 | Number of Parishes: 64 | Number of Households: 1,730,059 Median Household Income (state average): $44,164 Unemployment Rate (state average): 8% Gini Coefficient (zero = equality; one = inequality) (state average): 0.49 How many households are struggling? ALICE, an acronym for Asset Limited, Income Constrained, Employed, are households that earn Above ALICE more than the U.S. poverty level, but less than Threshold 60% the basic cost of living for the state (the ALICE Threshold). Combined, the number of poverty and ALICE households (40 percent) equals the total Louisiana population struggling to afford basic needs. Poverty 19% ALICE 21% Income Assessment for Louisiana The total annual income of poverty-level and ALICE households in Louisiana is $10.7 billion, which includes wages and Social Security. This is only 44.4 percent of the amount needed just to reach the ALICE Threshold of $24.1 billion statewide. Government and nonprofit assistance makes up an additional 41.7 percent, or $10 billion, but that still leaves an Unfilled Gap of 14 percent, or $3.4 billion. ALICE Threshold – Earned Income and Assistance = Unfilled Gap $24.1 billion – $20.7 billion = $3.4 billion What does it cost to afford the basic necessities? This bare-minimum Household Survival Budget does not allow for any savings, leaving a household vulnerable to unexpected expenses. Affording only a very modest living in each community, this budget is still significantly more than the U.S. poverty level of $11,490 for a single adult and $23,550 for a family of four. Monthly Costs – Louisiana Average – 2013 Housing Child Care SINGLE ADULT 2 ADULTS, 1 INFANT, 1 PRESCHOOLER 2007 – 2013 PERCENT CHANGE $517 $713 20% $– $791 16% Food $177 $535 17% Transportation $347 $694 8% Health Care $109 $435 17% Taxes $161 $47 -39% Miscellaneous $131 $322 11% Monthly Total $1,442 $3,537 11% ANNUAL TOTAL $17,304 $42,444 11% $8.65/hour $21.22/hour 11% Hourly Wage UNITED WAY ALICE REPORT – LOUISIANA 2013 Point-in-Time Data AT-A-GLANCE: LOUISIANA AT-A-GLANCE: LOUISIANA AT-A-GLANCE: LOUISIANA UNITED WAY ALICE REPORT – LOUISIANA AT-A-GLANCE: LOUISIANA 2013 Point-in-Time Data Population: 4,625,470 | Number of Parishes: 64 | Number of Households: 1,730,059 Median Household Income (state average): $44,164 Unemployment Rate (state average): 8% Gini Coefficient (zero = equality; one = inequality) (state average): 0.49 Louisiana Parishes, 2013 Louisiana Parishes, 2013 Parish Total HH % ALICE & Poverty Parish Total HH % ALICE & Poverty Acadia 22,837 45% Allen 8,108 45% Madison 4,068 64% Morehouse 10,424 Ascension 40,762 57% 22% Natchitoches 14,544 Assumption 49% 8,658 40% Orleans 158,354 47% Avoyelles 15,050 49% Ouachita 56,477 45% Beauregard 12,966 37% Plaquemines 8,673 35% Bienville 5,668 50% Pointe Coupee 8,848 46% Bossier 47,151 33% Rapides 48,074 43% Caddo 98,570 44% Red River 3,320 40% Calcasieu 76,601 40% Richland 7,674 47% Caldwell 3,935 42% Sabine 9,193 45% Cameron 2,529 25% St Bernard 14,251 51% Catahoula 3,767 43% St Charles 18,190 37% Claiborne 5,726 50% St Helena 4,130 51% Concordia 7,733 52% St James 7,937 34% De Soto 10,208 46% St John The Baptist 15,182 40% East Baton Rouge 168,824 35% St Landry 31,698 49% East Carroll 2,488 66% St Martin 18,615 41% East Feliciana 7,052 39% St Mary 20,077 42% Evangeline 12,053 47% St Tammany 88,248 31% Franklin 7,388 54% Tangipahoa 46,039 42% Grant 7,328 47% Tensas 2,049 55% Iberia 26,536 38% Terrebonne 38,949 32% Iberville 11,396 44% Union 8,507 51% Jackson 6,090 42% Vermilion 21,447 36% Jefferson 167,442 41% Vernon 17,856 40% Jefferson Davis 11,587 44% Washington 17,549 51% Lafayette 88,453 32% Webster 15,410 46% Lafourche 34,469 36% West Baton Rouge 9,057 36% La Salle 5,619 36% West Carroll 4,130 49% Lincoln 17,221 51% West Feliciana 4,007 44% Livingston 47,465 36% Winn 5,402 46% Sources: 2013 Point-in-Time Data: American Community Survey, 2013. ALICE demographics: American Community Survey, 2013, and the ALICE Threshold, 2013. Income Assessment: Office of Management and Budget, 2014; Department of Treasury, 2015; American Community Survey, 2013; National Association of State Budget Officers, 2014; NCCS Data Web Report Builder, 2010; see Appendix E. Budget: U.S. Department of Housing and Urban Development (HUD), U.S. Department of Agriculture (USDA),Bureau of Labor Statistics (BLS), Internal Revenue Service (IRS) and state Treasury, and Child Care Aware,2013; American Community Survey, 1-year estimate. ALICE IN JEFFERSON PARISH Jefferson Parish, 2013 2013 Point-in-Time Data Population: 434,767 | Number of Households: 167,442 Median Household Income: $46,576 (state average: $44,164) Unemployment Rate: 6.8% (state average: 8%) Gini Coefficient (zero = equality; one = inequality): 0.49 (state average: 0.49) How many households are struggling? ALICE, an acronym for Asset Limited, Income Constrained, Employed, are households that earn more than the U.S. poverty level, but less than the basic cost of living for the parish. Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. 17% 24% Poverty ALICE Above AT What are the economic conditions? Job Opportunities fair (52) Avondale 1,720 46% Barataria 376 44% Bridge 2,448 56% Elmwood 2,731 28% Estelle 5,376 32% 366 46% Gretna 6,644 53% Harahan 3,866 30% Harvey 7,678 49% 701 38% Jefferson 5,161 47% Kenner 24,845 35% Lafitte 491 27% Marrero 12,261 58% Metairie 59,686 35% River Ridge 5,729 31% Terrytown 8,421 46% Timberlane 3,429 35% Waggaman 3,445 52% Westwego 3,689 54% Woodmere 3,714 34% Jean Lafitte The Economic Viability Dashboard evaluates community conditions for ALICE in three core areas. Each is an index with a scale of 1 (worst) to 100 (best). Housing Affordability good (58) % ALICE & Poverty Grand Isle 22051 59% Total HH Town Community Resources good (61) What does it cost to afford the basic necessities? This bare-minimum budget does not allow for any savings, leaving a household vulnerable to unexpected expenses. Affording only a very modest living in each community, this budget is still significantly more than the U.S. poverty level of $11,490 for a single adult and $23,550 for a family of four. SINGLE ADULT 2 ADULTS, 1 INFANT, 1 PRESCHOOLER Housing $637 $935 Child Care $– $930 Food $177 $535 Transportation $347 $694 Health Care $109 $435 Miscellaneous $146 $367 Taxes $188 $144 Monthly Total $1,604 $4,041 ANNUAL TOTAL $19,248 $48,492 Hourly Wage $9.62 $24.25 Source: U.S. Department of Housing and Urban Development (HUD), U.S. Department of Agriculture (USDA), Bureau of Labor Statistics (BLS), Internal Revenue Service (IRS) and state Treasury, and Child Care Aware, 2013; American Community Survey, 1 year estimate. NOTE: Municipal-level data on this page is for Census Places. Totals will not match parish-level data; municipal-level data often relies on 3- and 5-year averages and is not available for the smallest towns that do not report income. UNITED WAY ALICE REPORT – LOUISIANA Household Survival Budget, Jefferson Parish ALICE IN ORLEANS PARISH Orleans Parish, 2013 2013 Point-in-Time Data Population: 378,715 | Number of Households: 158,354 Median Household Income: $36,631 (state average: $44,164) Unemployment Rate: 9.4% (state average: 8%) Gini Coefficient (zero = equality; one = inequality): 0.56 (state average: 0.49) Town New Orleans Total HH % ALICE & Poverty 158,354 48% How many households are struggling? ALICE, an acronym for Asset Limited, Income Constrained, Employed, are households that earn more than the U.S. poverty level, but less than the basic cost of living for the parish. Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. Orleans 26% 52% 22% Poverty ALICE Above AT What are the economic conditions? The Economic Viability Dashboard evaluates community conditions for ALICE in three core areas. Each is an index with a scale of 1 (worst) to 100 (best). Housing Affordability poor (1) Job Opportunities poor (39) Community Resources good (61) What does it cost to afford the basic necessities? This bare-minimum budget does not allow for any savings, leaving a household vulnerable to unexpected expenses. Affording only a very modest living in each community, this budget is still significantly more than the U.S. poverty level of $11,490 for a single adult and $23,550 for a family of four. SINGLE ADULT 2 ADULTS, 1 INFANT, 1 PRESCHOOLER Housing $637 $935 Child Care $– $930 Food $177 $535 Transportation $347 $694 Health Care $109 $435 Miscellaneous $146 $367 Taxes $188 $144 Monthly Total $1,604 $4,041 ANNUAL TOTAL $19,248 $48,492 Hourly Wage $9.62 $24.25 Source: U.S. Department of Housing and Urban Development (HUD), U.S. Department of Agriculture (USDA), Bureau of Labor Statistics (BLS), Internal Revenue Service (IRS) and state Treasury, and Child Care Aware, 2013; American Community Survey, 1 year estimate. NOTE: Municipal-level data on this page is for Census Places. Totals will not match parish-level data; municipal-level data often relies on 3- and 5-year averages and is not available for the smallest towns that do not report income. UNITED WAY ALICE REPORT – LOUISIANA Household Survival Budget, Orleans Parish ALICE IN PLAQUEMINES PARISH Plaquemines Parish, 2013 2013 Point-in-Time Data Population: 23,690 | Number of Households: 8,673 Median Household Income: $52,136 (state average: $44,164) Unemployment Rate: 6% (state average: 8%) Gini Coefficient (zero = equality; one = inequality): 0.45 (state average: 0.49) How many households are struggling? ALICE, an acronym for Asset Limited, Income Constrained, Employed, are households that earn more than the U.S. poverty level, but less than the basic cost of living for the parish. Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. Town Belle Chasse Total HH % ALICE & Poverty 4,859 27% Boothville 325 60% Buras 391 50% Empire 393 48% Port Sulphur 647 48% 22075 16% 19% 65% Poverty ALICE Above AT What are the economic conditions? The Economic Viability Dashboard evaluates community conditions for ALICE in three core areas. Each is an index with a scale of 1 (worst) to 100 (best). Housing Affordability poor (35) Job Opportunities good (74) Community Resources good (64) What does it cost to afford the basic necessities? This bare-minimum budget does not allow for any savings, leaving a household vulnerable to unexpected expenses. Affording only a very modest living in each community, this budget is still significantly more than the U.S. poverty level of $11,490 for a single adult and $23,550 for a family of four. SINGLE ADULT 2 ADULTS, 1 INFANT, 1 PRESCHOOLER Housing $637 $935 Child Care $– $930 Food $177 $535 Transportation $347 $694 Health Care $109 $435 Miscellaneous $146 $367 Taxes $188 $144 Monthly Total $1,604 $4,041 ANNUAL TOTAL $19,248 $48,492 Hourly Wage $9.62 $24.25 Source: U.S. Department of Housing and Urban Development (HUD), U.S. Department of Agriculture (USDA), Bureau of Labor Statistics (BLS), Internal Revenue Service (IRS) and state Treasury, and Child Care Aware, 2013; American Community Survey, 1 year estimate. NOTE: Municipal-level data on this page is for Census Places. Totals will not match parish-level data; municipal-level data often relies on 3- and 5-year averages and is not available for the smallest towns that do not report income. UNITED WAY ALICE REPORT – LOUISIANA Household Survival Budget, Plaquemines Parish ALICE IN ST. BERNARD PARISH St. Bernard Parish, 2013 2013 Point-in-Time Data Population: 41,524 | Number of Households: 14,251 Median Household Income: $41,426 (state average: $44,164) Unemployment Rate: 11.5% (state average: 8%) Gini Coefficient (zero = equality; one = inequality): 0.43 (state average: 0.49) Total HH % ALICE & Poverty Arabi 1,543 55% Chalmette 6,604 55% Meraux 1,988 35% Poydras 796 60% 2,035 47% Violet How many households are struggling? ALICE, an acronym for Asset Limited, Income Constrained, Employed, are households that earn more than the U.S. poverty level, but less than the basic cost of living for the parish. Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. Town 22087 19% 49% 32% Poverty ALICE Above AT What are the economic conditions? The Economic Viability Dashboard evaluates community conditions for ALICE in three core areas. Each is an index with a scale of 1 (worst) to 100 (best). Housing Affordability fair (46) Job Opportunities good (54) Community Resources fair (58) What does it cost to afford the basic necessities? This bare-minimum budget does not allow for any savings, leaving a household vulnerable to unexpected expenses. Affording only a very modest living in each community, this budget is still significantly more than the U.S. poverty level of $11,490 for a single adult and $23,550 for a family of four. SINGLE ADULT 2 ADULTS, 1 INFANT, 1 PRESCHOOLER Housing $637 $935 Child Care $– $930 Food $177 $535 Transportation $347 $694 Health Care $109 $435 Miscellaneous $146 $367 Taxes $188 $144 Monthly Total $1,604 $4,041 ANNUAL TOTAL $19,248 $48,492 Hourly Wage $9.62 $24.25 Source: U.S. Department of Housing and Urban Development (HUD), U.S. Department of Agriculture (USDA), Bureau of Labor Statistics (BLS), Internal Revenue Service (IRS) and state Treasury, and Child Care Aware, 2013; American Community Survey, 1 year estimate. NOTE: Municipal-level data on this page is for Census Places. Totals will not match parish-level data; municipal-level data often relies on 3- and 5-year averages and is not available for the smallest towns that do not report income. UNITED WAY ALICE REPORT – LOUISIANA Household Survival Budget, St. Bernard Parish ALICE IN ST. TAMMANY PARISH St. Tammany Parish, 2013 2013 Point-in-Time Data Population: 242,333 | Number of Households: 88,248 Median Household Income: $61,280 (state average: $44,164) Unemployment Rate: 8.4% (state average: 8%) Gini Coefficient (zero = equality; one = inequality): 0.46 (state average: 0.49) Abita Springs 987 25% 43% Eden Isle 2,955 18% 279 49% 3,137 42% 359 33% Mandeville 4,741 24% Pearl River 865 46% 9,741 37% 122 55% Folsom Slidell Sun 11% 20% 69% % ALICE & Poverty 3,346 Madisonville 22103 Total HH Covington Lacombe How many households are struggling? ALICE, an acronym for Asset Limited, Income Constrained, Employed, are households that earn more than the U.S. poverty level, but less than the basic cost of living for the parish. Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. Town Poverty ALICE Above AT What are the economic conditions? The Economic Viability Dashboard evaluates community conditions for ALICE in three core areas. Each is an index with a scale of 1 (worst) to 100 (best). Housing Affordability poor (27) Job Opportunities good (53) Community Resources good (64) What does it cost to afford the basic necessities? This bare-minimum budget does not allow for any savings, leaving a household vulnerable to unexpected expenses. Affording only a very modest living in each community, this budget is still significantly more than the U.S. poverty level of $11,490 for a single adult and $23,550 for a family of four. SINGLE ADULT 2 ADULTS, 1 INFANT, 1 PRESCHOOLER Housing $637 $935 Child Care $– $856 Food $177 $535 Transportation $347 $694 Health Care $109 $435 Miscellaneous $146 $357 Taxes $188 $119 Monthly Total $1,604 $3,932 ANNUAL TOTAL $19,248 $47,184 Hourly Wage $9.62 $23.59 Source: U.S. Department of Housing and Urban Development (HUD), U.S. Department of Agriculture (USDA), Bureau of Labor Statistics (BLS), Internal Revenue Service (IRS) and state Treasury, and Child Care Aware, 2013; American Community Survey, 1 year estimate. NOTE: Municipal-level data on this page is for Census Places. Totals will not match parish-level data; municipal-level data often relies on 3- and 5-year averages and is not available for the smallest towns that do not report income. UNITED WAY ALICE REPORT – LOUISIANA Household Survival Budget, St. Tammany Parish ALICE IN TANGIPAHOA PARISH Tangipahoa Parish, 2013 2013 Point-in-Time Data Town Total HH % ALICE & Poverty Amite 1,203 49% Hammond 6,794 55% Independence 690 46% Kentwood 776 67% Natalbany 1,017 52% Ponchatoula 2,755 45% Roseland 415 56% Tangipahoa 242 59% Tickfaw 278 41% Population: 125,412 | Number of Households: 46,039 Median Household Income: $44,166 (state average: $44,164) Unemployment Rate: 13% (state average: 8%) Gini Coefficient (zero = equality; one = inequality): 0.46 (state average: 0.49) How many households are struggling? ALICE, an acronym for Asset Limited, Income Constrained, Employed, are households that earn more than the U.S. poverty level, but less than the basic cost of living for the parish. Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. Tangipahoa 22% 57% 21% Poverty ALICE Above AT W hat are the economic conditions? The Economic Viability Dashboard evaluates community conditions for ALICE in three core areas. Each is an index with a scale of 1 (worst) to 100 (best). Housing Affordability poor (41) Job Opportunities poor (36) Community Resources poor (53) What does it cost to afford the basic necessities? This bare-minimum budget does not allow for any savings, leaving a household vulnerable to unexpected expenses. Affording only a very modest living in each community, this budget is still significantly more than the U.S. poverty level of $11,490 for a single adult and $23,550 for a family of four. UNITED WAY ALICE REPORT – LOUISIANA Household Survival Budget, Tangipahoa Parish NOTE: Municipal-level data on this page is for Census Places. Totals will not match parish-level data; municipal-level data often relies on 3- and 5-year averages and is not available for the smallest towns that do not report income. SINGLE ADULT 2 ADULTS, 1 INFANT, 1 PRESCHOOLER Housing $538 $819 Child Care $– $856 Food $177 $535 Transportation $347 $694 Health Care $109 $435 Miscellaneous $134 $342 Taxes $166 $82 Monthly Total $1,470 $3,764 ANNUAL TOTAL $17,640 $45,168 Hourly Wage $8.82 $22.58 Source: U.S. Department of Housing and Urban Development (HUD), U.S. Department of Agriculture (USDA), Bureau of Labor Statistics (BLS), Internal Revenue Service (IRS) and state Treasury, and Child Care Aware, 2013; American Community Survey, 1 year estimate. ALICE IN WASHINGTON PARISH Washington Parish, 2013 Town Angie 2013 Point-in-Time Data Total HH % ALICE & Poverty 142 45% Bogalusa 4,525 60% Franklinton 1,405 55% 141 68% Varnado Population: 46,764 | Number of Households: 17,549 Median Household Income: $31,898 (state average: $44,164) Unemployment Rate: 15.2% (state average: 8%) Gini Coefficient (zero = equality; one = inequality): 0.49 (state average: 0.49) How many households are struggling? ALICE, an acronym for Asset Limited, Income Constrained, Employed, are households that earn more than the U.S. poverty level, but less than the basic cost of living for the parish. Combined, the number of poverty and ALICE households equals the total population struggling to afford basic needs. 22117 26% 49% 25% Poverty ALICE Above AT W hat are the economic conditions? The Economic Viability Dashboard evaluates community conditions for ALICE in three core areas. Each is an index with a scale of 1 (worst) to 100 (best). Housing Affordability fair (51) Job Opportunities poor (33) Community Resources poor (54) What does it cost to afford the basic necessities? This bare-minimum budget does not allow for any savings, leaving a household vulnerable to unexpected expenses. Affording only a very modest living in each community, this budget is still significantly more than the U.S. poverty level of $11,490 for a single adult and $23,550 for a family of four. UNITED WAY ALICE REPORT – LOUISIANA Household Survival Budget, Washington Parish NOTE: Municipal-level data on this page is for Census Places. Totals will not match parish-level data; municipal-level data often relies on 3- and 5-year averages and is not available for the smallest towns that do not report income. SINGLE ADULT 2 ADULTS, 1 INFANT, 1 PRESCHOOLER Housing $467 $636 Child Care $– $856 Food $177 $535 Transportation $347 $694 Health Care $109 $435 Miscellaneous $125 $320 Taxes $150 $41 Monthly Total $1,375 $3,517 ANNUAL TOTAL $16,500 $42,204 Hourly Wage $8.25 $21.10 Source: U.S. Department of Housing and Urban Development (HUD), U.S. Department of Agriculture (USDA), Bureau of Labor Statistics (BLS), Internal Revenue Service (IRS) and state Treasury, and Child Care Aware, 2013; American Community Survey, 1 year estimate. Household Income by Age, Louisiana, 2013 Households by Race/Ethnicity and Income, Louisiana, 2013 Households below the ALICE Threshold, Largest Cities and Towns in Louisiana, 2013 Stability vs. Survival Budget, Louisiana, 2013 Occupations by employment and wage Consequences of Households Living below the ALICE Threshold in Louisiana THE UNITED WAY ALICE PROJECT The United Way ALICE Project provides a framework, language, and tools to measure and understand the struggles of the growing number of households in our communities who do not earn enough to afford basic necessities, a population called ALICE. This national research initiative partners with state United Way organizations, such as the Louisiana Association of United Ways, to deliver research-based data that can stimulate meaningful discussion, attract new partners, and ultimately inform strategies that affect positive change. Based on the overwhelming success of this research in identifying and articulating the needs of this vulnerable population, the United Way ALICE Project has grown from a pilot in Morris County, New Jersey in 2009, to the entire state of New Jersey in 2012, and now to the national level with United Way ALICE Reports in ten states and more on the way. As much as one-third of the population of the United States lives in an ALICE household. Eleven Louisiana United Ways are proud to join the some 250 United Ways from the other participating states to better understand the struggles of ALICE. The result is that ALICE is rapidly becoming part of the common vernacular, appearing in grant applications, in the media, and in public forums discussing financial hardship in communities across the country. Together, United Ways, government agencies, nonprofits, and corporations have the opportunity to evaluate the current solutions and discover innovative approaches to give ALICE a voice, and to create changes that improve life for ALICE and the wider community. To access reports from all ten states, visit UnitedWayALICE.org States with United Way ALICE Reports Oregon North Dakota Montana Washington Minnesota Wisconsin South Dakota Idaho Wyoming Michigan Iowa Nebraska Nevada New Hampshire Vermont Maine Illinois Indiana Utah Colorado California Kansas Missouri Oklahoma Arizona Arkansas Ohio Tennessee Georgia Alabama Louisiana Pennsylvania West Virginia Virginia Kentucky New Mexico Texas New York North Carolina Massachusetts Rhode Island Connecticut New Jersey Delaware Maryland District of Columbia South Carolina Florida Mississippi Alaska Hawaii New Jersey (2012) First Cohort (2014) Second Cohort (2015) THE ALICE RESEARCH TEAM The United Way ALICE Project provides high quality, research-based information to foster a better understanding of who is struggling in our communities. To produce the United Way ALICE Report for Louisiana, a team of researchers collaborated with a Research Advisory Committee, composed of 19 representatives from around Louisiana, who advised and contributed to our United Way ALICE Report. This collaborative model, practiced in each state, ensures each United Way ALICE Report presents unbiased data that is replicable, easily updated on a regular basis, and sensitive to local context. Working closely with United Ways, the United Way ALICE Project seeks to equip communities with information to create innovative solutions. Lead Researcher and National Director Stephanie Hoopes, Ph.D. is the lead researcher and national director of the United Way ALICE Project. Dr. Hoopes’ work focuses on the political economy of the United States and specifically on the circumstances of low-income households. Her research has garnered both state and national media attention. She began the United Way ALICE Project as a pilot study of the low-income community in affluent Morris County, New Jersey in 2009, and has overseen its expansion into a national initiative to more accurately measure financial hardship in states across the country. In 2015, Dr. Hoopes joined the staff at United Way of Northern New Jersey in order to grow this work in new and innovative ways as more and more states become involved. Dr. Hoopes was an assistant professor at the School of Public Affairs and Administration (SPAA), Rutgers University-Newark, from 2011 to 2015, and director of Rutgers-Newark’s New Jersey DataBank, which makes data available to citizens and policymakers on current issues in 20 policy areas, from 2011 to 2012. SPAA continues to support the United Way ALICE Project with access to research resources. Dr. Hoopes has a Ph.D. from the London School of Economics, a master’s degree from the University of North Carolina at Chapel Hill, and a bachelor’s degree from Wellesley College. Research Support Team Andrew Abrahamson Laurie Hills, M.B.A. Hanjin Mao, M.P.A. Jami Thall ALICE Research Advisory Committee for Louisiana Gary Asmus, Ph.D. Workforce Opportunity Services Vicki Mack, M.H.A., Ph.D. The Data Center Tre Rials New Orleans Business Alliance Robin A. Barnes, M.P.A. Greater New Orleans, Inc. Clair Hebert Marceaux, PCED Cameron Parish Policy Jury Patty Riddlebarger Entergy Corporation Ali R. Bustamante Loyola University New Orleans Jan Moller Louisiana Budget Project Steven Dick, Ph.D. University of Louisiana at Lafayette Dave N. Norris Jr., Ph.D. Louisiana Tech University Bill Rodier St. Landry Parish Economic Development Barry Erwin Council for A Better Louisiana Alexandra Priebe Louisiana Public Health Institute Robert Eisenstadt, Ph.D. University of Louisiana at Monroe Peggy Ramey BHP Billiton John L. LaCour, M.S.W, retired University of Louisiana at Lafayette Kim Hunter-Reed, D.P.P., M.P.A. HCM Strategists Adrienne C. Slack Federal Reserve Bank of Atlanta New Orleans Branch Monty Sullivan, Ed.D. Louisiana Community and Technical College System