Banking Services 8.0
October 2014
English
Savings Account Product
for Deposits in Banking
Services
(L29)
Building Block Configuration Guide
SAP SE
Dietmar-Hopp-Allee 16
69190 Walldorf
Germany
SAP Best PracticesSavings Account Product for Deposits in Banking Services (L29): Configuration Guide
Copyright
© 2014 SAP SE or an SAP affiliate company. All rights reserved.
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These materials are provided by SAP SE or an SAP affiliate company for informational purposes only,
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© SAP SE
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SAP Best PracticesSavings Account Product for Deposits in Banking Services (L29): Configuration Guide
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SAP Best PracticesSavings Account Product for Deposits in Banking Services (L29): Configuration Guide
Contents
1
2
Purpose .............................................................................................................................. 5
Preparation ......................................................................................................................... 5
2.1
Prerequisites .............................................................................................................. 5
3 Configuration ...................................................................................................................... 5
3.1
Conditions .................................................................................................................. 6
3.1.1 Informational Purpose: Defining Condition Types ................................................. 7
3.1.2 Defining Condition Group Types ........................................................................... 7
3.1.3 Editing a Condition Group...................................................................................... 9
3.2
Defining Medium/Payment Method ......................................................................... 16
3.3
Product Definition – Creating a Savings Account Product ...................................... 16
3.3.1 Creating RDS Savings Account Product (Standard) ........................................... 17
3.4
Product Version Change – Defining Product Transitions ........................................ 23
3.4.1 Defining Product Transitions ............................................................................... 23
3.5
Order Management.................................................................................................. 23
3.5.1 Defining the Maximum Number of Days Before Execution ................................. 23
3.5.2 Assigning a Transaction Type ............................................................................. 24
3.6
Assigning Account Symbol for Account Closure ..................................................... 24
3.6.1 Assigning Account Symbol for RDS Savings Account Closure ........................... 25
3.7
Defining Exception ................................................................................................... 26
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SAP Best PracticesSavings Account Product for Deposits in Banking Services (L29): Configuration Guide
Savings Account Product for Deposits in
Banking Services: Configuration Guide
1 Purpose
The purpose of this document is to describe the general configuration steps required to
manually set up the configuration within the system landscape that has already been installed
using the corresponding installation or configuration guides for installation.
If you do not want to configure manually and prefer automated installation using BC Sets and
other tools, refer to the Quick Guide of your SAP rapid-deployment solution that is attached to
the SAP Note.
This document supplements the existing Customizing documentation in the Implementation
Guide (IMG) and provides additional information where required.
Within this document, all necessary steps for configuring the savings account life cycle in
Banking Services are described. Therefore, master data settings as well as configuration
needs are included.
As a result of configuration and maintenance of the master data and of the customizing
configuration described within the subsequent chapters, the Banking Services part of a typical
life cycle of a savings account can be executed.
After having set up all the prerequisite steps, like general settings, organizational data, and
business partners, this savings account cycle starts at the point in time when the customer
signs the contract, it supports some typical events that can occur during the life cycle, and it
ends with the closure of the account.
2 Preparation
2.1 Prerequisites
Banking Services from SAP 8.0 - SP 2 must be installed.
Before you start installing this building block, you must install prerequisite building blocks. For
more information, see Building Block Prerequisites Matrix for the SAP Deposits Management
Rapid-Deployment Solution V1.800.
3 Configuration
The following section describes the complete settings for this building block. These settings
can be divided into three main groups:
Prerequisite settings that have to be checked and which were delivered by SAP (as part of
the standard delivery)
The term Check refers to these prerequisite settings.
Specify all prerequisites necessary for the configuration of this building block (even if this
means describing a complete table). Prerequisite settings are those settings that direct or
influence the business process. Do not describe settings that are for documentation purposes
only and that do not influence the process, such as generic code lists for currencies or
countries. These settings are not described as prerequisites.
Settings defined by the customer (in the customer namespace and customer-specific):
The system uses automation to request individual customer settings during the
personalization process. These settings can be initial or reused from existing SAP ERP layers
and are indicated in the text by <your value>.
If you need to explain the customer value, choose one of the following options:
If you have a short explanation, enter it directly in the table.
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If you need a longer explanation, add an asterisk * after the customer value (<your
value>*) and explain the value in the Comment paragraph.
Additional settings that need to be made, covered either by automation or manual
configuration (in the customer namespace).
The term Create refers to these additional settings in the text.
Personalization
In this configuration guide, some fields are marked with (*) – Personalized field.
If the solution is implemented manually using the delivered configuration guides, the fields
marked for personalization have to be taken into consideration.
During the configuration, you have to adjust the values provided for these fields in line with
the values relevant for your implementation (for example, the currency in the configuration
guides is marked as personalized field. Always replace the specified currency (ARS) with the
currency relevant for your RDS).
For more details on personalization, see sections 6.2.1 and 6.2.3.6.2 in the Quick Guide. The
overview table in the Quick Guide lists all the fields/values that are personalized along with a
brief explanation.
3.1 Conditions
In general, a condition represents part of a contractual agreement between the bank and the
customer for a financial instrument like a savings account.
Use
For the conditions for savings account assignment, the condition model of Banking Services
is used. Therefore, the following must be checked or maintained:

condition type

condition group type

condition group
 condition
For the rapid-deployment solution for deposits, several condition groups need to be created in
order to group together the different ranges of conditions that are used for this rapiddeployment solution for deposits.
These groups of conditions are linked to standard condition types, as described in the
following tables:
Rapid-deployment solution savings account:
Condition Group
Category
Condition Group Type
Condition Group (RDS)
Financial Conditions
Category: Settlement
Settlement Type: 001
92010 - Settl. Sav. Acc.
RDS DM
920100 - Settl. Sav. Acc. Stand
920101 - Settl. Sav. Acc. Empl.
920102 - Settl. Sav. Acc. ACust.
920103 - Settl. Sav. Acc. BCust.
Transaction
92011- Trans Sav. Acc.
RDS DM
920200 - Trans Sav. Acc. Stand
Event
92012– Event Sav. Acc.
RDS DM
920300- Event Sav. Acc. Stand
Condition groups are created from the SAP Easy Access menu in the application (using
transaction F9COGR2), and then conditions are assigned to the created condition groups.
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To create condition groups and edit conditions in the master data, some customizing steps
are required.
The customizing and application level settings that must be made to use condition groups in
the rapid-deployment solution for deposits are explained in detail in the following paragraphs.
3.1.1
Informational Purpose: Defining Condition Types
Use
Condition types form the basis for the creation and account assignment of conditions in the
application.
To use the condition types, these have to be grouped in condition groups.
Procedure
1. Access the customizing activity using the following navigation path:
Transaction code
SPRO
IMG menu
Financial Services  Account Management  Product
Management  Financial Conditions  Define Condition
Types
2. On the Change View “Condition Type”: Overview screen, check that the following
conditions are given:
User
Action
CondTyp
Condition Type Name
CondCat
Check
105110
Credit Interest
115020
Check
115010
Acct Maintenance Charge
115010
Check
105140
Int. Penalty
105040
Check
205010
Value Date
205010
Check
115080
Acct Holder Change Charge
115020
The SAP standard financial conditions mentioned in the table above are used to
describe the financial requirements to be represented within the rapid-deployment
solution.
All other condition types delivered in the standard SAP system are not used for
this rapid-deployment solution but they remain in the system and are not deleted
or changed.
3.1.2
Defining Condition Group Types
Use
Together with the condition groups, condition group types are needed for the product and
allow condition group categories to be subdivided into more specific units.
For the rapid-deployment solution for savings deposits, the following condition group types
must be created.
Procedure
1. Access the customizing activity using the following navigation path:
Transaction code
SPRO
IMG menu
Financial Services  Account Management  Product
Management  Financial Conditions  Define Condition
Group Types
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SAP Best PracticesSavings Account Product for Deposits in Banking Services (L29): Configuration Guide
2. Choose the New Entries pushbutton and create the following entries:
User Action
Field name
User Value and Actions
Create
Con.Gr.Type
92010
Create
Condition Group Type
Description
Settl. Sav. Acc. RDS DM
Select
Con.Gr.Cat.
1 - Settlement
Activate
B (buffering indicator)
Flag X
Check
Corresp. Ind. Conds
Indicator Not Set
Check
RCategory
0020 Reference Interest Rates for
Savings Accounts
Check
Number of Days
blank
Check
Template Allowed
blank
Condition Group Category can be chosen from the dropdown list.
3. Press Enter.
4. Then select the entry (by marking the line) and double-click the Condition Type subfolder
in the dialog structure (on the left side of the screen).
5. Choose the New Entries pushbutton and select the following condition type from the
dropdown list:
CondTyp
Cond Type Name
105110
Credit Interest
115010
Acct Maintenance Charge
6. Choose the Save pushbutton.
7. Choose the Back pushbutton twice to return to Change View “Condition Group Type”:
Overview.
8. Create the following entries:
User Action
Field name
User Value and Actions
Create
Con.Gr.Type
92011
Create
Condition Group Type
Description
Trans Sav. Acc. RDS DM
Select
Con.Gr.Cat.
2 - Transaction
Activate
B (buffering indicator)
Flag X
Check
Corresp. Ind. Conds
Indicator Not Set
Check
RCategory
blank
Check
Number of Days
blank
Check
Template Allowed
blank
Condition Group Category can be chosen from the dropdown list.
9. Press Enter.
10. Then select the entry (by marking the line) and double-click the Condition Type subfolder
in the dialog structure (on the left side of the screen).
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11. Choose the New Entries pushbutton and select the following condition type from the
dropdown list:
CondTyp
Cond Type Name
105140
Int. Penalty
205010
Value Date
12. Choose the Save pushbutton.
13. Choose the Back pushbutton to return to Change View “Condition Group Type”:
Overview.
14. Create the following entries:
User Action
Field name
User Value and Actions
Create
Con.Gr.Type
92012
Create
Condition Group Type
Description
Event Sav. Acc. RDS DM
Select
Con.Gr.Cat.
3 - Events
Activate
B (buffering indicator)
Flag X
Check
Corresp. Ind. Conds
Indicator Not Set
Check
RCategory
blank
Check
Number of Days
blank
Check
Template Allowed
blank
Condition Group Category can be chosen from the dropdown list.
15. Press Enter.
16. Then select the entry (by marking the line) and double-click the Condition Type subfolder
in the dialog structure (on the left side of the screen).
17. Choose the New Entries pushbutton and select the following condition type from the
dropdown list:
CondTyp
Cond Type Name
115080
Acct Holder Change Charge
18. Choose the Save pushbutton.
3.1.3
Editing a Condition Group
Use
You use the transaction F9COGR2 (Edit Condition group) to define standard conditions in
condition groups. Standard conditions are valid for all transactions and are not dependent on
a contract. In this transaction, you define the interest and charge records for the condition
types that you defined in the condition group types.
You can assign condition groups to products in Customizing. If you create a contract for a
product, the standard conditions defined in the product are automatically valid for this
contract.
Once the created condition groups are linked to the rapid-deployment solution savings
account product (see section 3.2 Product Definition), these conditions will act as the standard
conditions for the product and can be used in the application. This means that they are valid
for all transactions and are not dependent on a contract.
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3.1.3.1
Editing Condition Groups for a Settlement
Procedure
1. Access the transaction using the following navigation path:
Transaction code
F9COGR2
SAP Menu
Financial Services  Account Management  Current Settings
 Financial Conditions  Condition Group  Edit Condition
Group
2. Choose Condition Group to create a condition group. Then go to the CondGrTyp select
button and select the Application Account Management row from the dropdown list.
3. From the list of all condition group types, choose 92010 - Settl. Sav. Acc. RDS DM.
4. Fill in the following fields (at the top of the screen):
User
Action
Field name
User Value and Actions
User Value and Actions
Create
Condition Group
920100
Settl. Sav. Acc.
Stand
5. Press Enter (the condition group created can be seen on the left side of the screen).
6. Choose the Create Condition pushbutton and then the condition type 105110 – Credit
Interest by selecting it and pressing Enter.
The lower half of the screen displays the details of the condition on various tab pages.
7. Fill in the fields and/or check the default values on each of the tab pages shown below:
 Calculation tab page:
User
Action
Field name
User Value and Actions
Create
Valid From
01.01.2000
Select
Currency (*)
ARS
Debit Interest:
Select
Int Calc Method (*)
360/360
Check
Rounding Cat
Round to the Nearest
Check
IntRateTimeUnit
Interest Rate per Annum
Check
Interest Calc.
Straight-line
Check
Tiered/Interval
No Tiered/Interval
Create
Percentage Rate (*)
2
Check
Ref Int Rate
Absolute Markup / Markdown (Value on
Reference Interest Rate)
Check
Min. Int. Rate
999,0000000000-
Check
Max. Int. Rate
999,0000000000
(*) Personalized field
All other fields are not filled with any data and therefore remain empty.
8. Choose the Create Condition pushbutton again and then the condition type 115010 Acct. Maint. Charge.
The lower half of the screen displays the details of the condition on various tab pages. Fill
in the fields and/or check the default values on each of the tab pages shown below:
 Calculation tab page:
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User
Action
Field name
User Value and Actions
Create
Valid From
01.01.2000
Select
Currency (*)
ARS
Pro Rata Amount:
Check
Rounding Cat.
Round to the Nearest
Create
Amount (*)
10
(*) Personalized field
9. Save settings.
10. Choose the Create Condition Group pushbutton (on the left side of the screen).
11. In the middle of the screen, choose 92010 - Settl. Sav. Acc. RDS DM from the Condition
Group Type dropdown list.
12. Fill in the following fields (at the top of the screen):
User
Action
Field name
User Value and
Actions
User Value and Actions
Create
Condition Group
920101
Settl. Sav. Acc.
Empl.
13. Press Enter (the condition group created can be seen on the left side of the screen).
14. Choose the Create Condition pushbutton and then the condition type 105110 – Credit
Interest by selecting it and pressing Enter.
The lower half of the screen displays the details of the condition on various tab pages.
15. Fill in the fields and/or check the default values on each of the tab pages shown below:
 Calculation tab page:
User
Action
Field name
User Value and Actions
Create
Valid From
01.01.2000
Select
Currency (*)
ARS
Debit Interest:
Select
Int Calc Method (*)
360/360
Check
Rounding Cat
Round to the Nearest
Check
IntRateTimeUnit
Interest Rate per Annum
Check
Interest Calc.
Straight-line
Check
Tiered/Interval
No Tiered/Interval
Create
Percentage Rate (*)
3
Check
Ref Int Rate
Absolute Markup / Markdown (Value on
Reference Interest Rate)
Check
Min. Int. Rate
999,0000000000-
Check
Max. Int. Rate
999,0000000000
(*) Personalized field
All other fields are not filled with any data and therefore remain empty.
16. Save settings.
17. Choose the Create Condition Group pushbutton (on the left side of the screen).
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18. In the middle of the screen, choose 92010 - Settl. Sav. Acc. RDS DM from the Condition
Group Type dropdown list.
19. Fill in the following fields (at the top of the screen):
User
Action
Field name
User Value and
Actions
User Value and Actions
Create
Condition Group
920102
Settl. Sav. Acc.
ACust.
20. Press Enter (the condition group created can be seen on the left side of the screen).
21. Choose the Create Condition pushbutton and then the condition type 105110 – Credit
Interest by selecting it and pressing Enter.
The lower half of the screen displays the details of the condition on various tab pages.
22. Fill in the fields and/or check the default values on each of the tab pages shown below:
 Calculation tab page:
User
Action
Field name
User Value and Actions
Create
Valid From
01.01.2000
Select
Currency (*)
ARS
Debit Interest:
Select
Int Calc Method (*)
360/360
Check
Rounding Cat
Round to the Nearest
Check
IntRateTimeUnit
Interest Rate per Annum
Check
Interest Calc.
Straight-line
Check
Tiered/Interval
No Tiered/Interval
Create
Percentage Rate (*)
3
Check
Ref Int Rate
Absolute Markup / Markdown (Value on
Reference Interest Rate)
Check
Min. Int. Rate
999,0000000000-
Check
Max. Int. Rate
999,0000000000
(*) Personalized field
All other fields are not filled with any data and therefore remain empty.
23. Choose the Create Condition pushbutton again and then the condition type 115010 Acct. Maint. Charge.
The lower half of the screen displays the details of the condition on various tab pages. Fill
in the fields and/or check the default values en each of the tab pages shown below:
 Calculation tab page:
User
Action
Field name
User Value and Actions
Create
Valid From
01.01.2000
Select
Currency (*)
ARS
Pro Rata Amount:
Check
Rounding Cat.
Round to the Nearest
Create
Amount (*)
5
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(*) Personalized field
24. Save settings.
25. Choose the Create Condition Group pushbutton (on the left side of the screen).
26. In the middle of the screen, choose 92010 - Settl. Sav. Acc. RDS DM from the Condition
Group Type dropdown list.
27. Fill in the following fields (at the top of the screen):
User
Action
Field name
User Value and
Actions
User Value and Actions
Create
Condition Group
920103
Settl. Sav. Acc.
BCust.
28. Press Enter (the condition group created can be seen on the left side of the screen).
29. Choose the Create Condition pushbutton and then the condition type 105110 – Credit
Interest by selecting it and pressing Enter.
The lower half of the screen displays the details of the condition on various tab pages.
30. Fill in the fields and/or check the default values on each of the tab pages shown below:
 Calculation tab page:
User
Action
Field name
User Value and Actions
Create
Valid From
01.01.2000
Select
Currency (*)
ARS
Debit Interest:
Select
Int Calc Method (*)
360/360
Check
Rounding Cat
Round to the Nearest
Check
IntRateTimeUnit
Interest Rate per Annum
Check
Interest Calc.
Straight-line
Check
Tiered/Interval
No Tiered/Interval
Create
Percentage Rate (*)
1,5
Check
Ref Int Rate
Absolute Markup / Markdown (Value on
Reference Interest Rate)
Check
Min. Int. Rate
999,0000000000-
Check
Max. Int. Rate
999,0000000000
(*) Personalized field
All other fields are not filled with any data and therefore remain empty.
31. Choose the Create Condition pushbutton again and then the condition type 115010 Acct. Maint. Charge.
The lower half of the screen displays the details of the condition on various tab pages. Fill
in the fields and/or check the default values on each of the tab pages shown below:
 Calculation tab page:
User
Action
Field name
User Value and Actions
Create
Valid From
01.01.2000
Select
Currency (*)
ARS
Pro Rata Amount:
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User
Action
Field name
User Value and Actions
Check
Rounding Cat.
Round to the Nearest
Create
Amount (*)
10
(*) Personalized field
32. Save settings.
3.1.3.2
Editing Condition Groups for a Transaction
Procedure
1. Access the transaction using the following navigation path:
Transaction code
F9COGR2
SAP Menu
Financial Services  Account Management  Current Settings
 Financial Conditions  Condition Group  Edit Condition
Group
2. Choose the Condition Group pushbutton to create a condition group. Then choose
CondGrTyp and select the Application Account Management row from the dropdown list.
3. From the list of all condition group types, choose 92011- Trans Sav. Acc. RDS DM.
4. Fill in the following fields (directly below the dropdown menu):
User
Action
Field name
User Value and
Actions
User Value and
Actions
Create
Condition Group
920200
Trans Sav. Acc.
Stand
5. Press Enter.
6. Choose the Create Condition pushbutton and then the condition type 105140 – Int.
Penalty by selecting it and pressing Enter.
The lower half of the screen displays the details of the condition on various tab pages.
7. Fill in the fields and/or check the default values on each of the tab pages shown below:
 Calculation tab page:
User
Action
Field name
User Value and Actions
Create
Valid From
01.01.2000
Select
Currency (*)
ARS
Interest Penalty:
Select
Int Calc Method (*)
360/360
Check
Rounding Cat
Round to the Nearest
Check
IntRateTimeUnit
Interest Rate per Annum
Check
Interest Calc.
Straight-line
Check
Tiered/Interval
No Tiered/Interval
Create
Percentage Rate (*)
2
Check
Ref Int Rate
Absolute Markup / Markdown (Value on
Reference Interest Rate)
Check
Min. Int. Rate
999,0000000000-
Check
Max. Int. Rate
999,0000000000
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(*) Personalized field
All other fields are not filled with any data and therefore remain empty.
8. Choose the Create Condition pushbutton again and then the condition type 205010 –
Value Date.
The lower half of the screen displays the details of the condition on various tab pages. Fill
in the fields and/or check the default values en each of the tab pages shown below:
 Calculation:
User
Action
Field name
User Value and Actions
Create
Valid From
01.01.2000
Select
Currency (*)
ARS
Value Date:
Select
Calendar for Working Day
Shift (*)
99 - International
Check
Value Date Def.
No Value Date Calculation
Check
Tiered/Interval
No Tiered/Interval Calculation
Check
Type of Days
Calendar Days
Create
Number of Days
0
Check
Working Day Shift
No Shift
Check
Tolerance Days Val.Dte.Min
15
Select
Tolerance Days
Val.Dte.Max
15
(*) Personalized field
All other fields are not filled with any data and therefore remain empty.
9. Save entries.
3.1.3.3
Editing Condition Groups for Events
Procedure
1. Access the transaction using the following navigation path:
Transaction code
F9COGR2
SAP Menu
Financial Services  Account Management  Current Settings
 Financial Conditions  Condition Group  Edit Condition
Group
2. Choose the Condition Group pushbutton to create a condition group. Then choose
CondGrTyp and select the Application Account Management row from the dropdown list.
3. From the list of all condition group types, choose 92012– Event Sav. Acc. RDS DM.
4. Fill in the following fields (directly below the dropdown menu):
User
Action
Field name
User Value and
Actions
User Value and
Actions
Create
Condition Group
920300
Event Sav. Acc.
Stand
5. Press Enter.
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6. Choose the Create Condition pushbutton and then the condition type 115080 – Account
Holder Change Charge.
The lower half of the screen displays the details of the condition on various tab pages. Fill
in the fields and/or check the default values en each of the tab pages shown below:
 Calculation tab page:
User
Action
Field name
User Value and Actions
Select
Features
0012 – Account Holder Change
Create
Valid From
01.01.2000
Select
Currency (*)
ARS
Fixed Amount:
Check
Rounding Cat.
Round to the Nearest
Create
Amount (*)
10
(*) Personalized field
7. Choose the Save pushbutton.
3.2 Defining Medium/Payment Method
Use
In this activity, you define all the media and payment methods that are to be used in your
system.
Procedure
1. Access the transaction using the following navigation path:
Transaction code
SPRO
IMG menu
Financial Services → Account Management → Item
Management → Basic Functions → Define Medium/Payment
Method
2. On the “Change view “Payment Method/Medium Maintenance” choose the New Entries
pushbutton.
3. On the New Entries: Overview of Added Entries screen, define the following settings:
User
Action
Medium
Medium
Description
Short
Desc.
Format
PM
Create
9005
SEPA
Disbursement
DISB
02
X
St.Pmt
IntAcct
Control
X
None
4. Choose Save to save your entries.
3.3 Product Definition – Creating a Savings Account
Product
Use
Each savings account created in the application in Banking Services is based on a product
that needs to be configured first.
To each product, several characteristics, attributes, possible business functions, and
transactions are assigned.
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When creating a product, there is a set of available attributes to be chosen if they are used or
not used. Furthermore, some characteristics can be predefined with default values or value
restrictions.
Prerequisites
Before the rapid-deployment solution product for deposits can be set up with all the
prerequisites necessary, the following configuration settings need to be made.
Prerequisites from other documents:
In general, the settings should be finalized for the Generic Settings in Banking Services
according to building block configuration guide ID L24 and the Basic Settings for Deposits in
Banking Services according to building block configuration guide IL L25.
To set up the product in the product configurator, it is imperative that the following settings
from the Quick Guide are finalized beforehand:
 Assignment of logical system (for details of the setup, see the Quick Guide)
Prerequisites from this document:

Condition Settings
o condition types
o condition group types
Procedure
3.3.1
Creating RDS Savings Account Product (Standard)
1. Access the transaction using the following navigation path:
Transaction code
FSPRD1_Y
IMG menu
Financial Services  Account Management  Product
Management  Product Definition  Account Products 
Create Account Product
2. On the Product Create: Initial Screen, create the following settings:
Field name
User Value and Actions
New Product
ACC_RDS_S1
Template Prod.
_ACC_SBK
Product Version
0001
3. Press Enter to move to the next screen.
4. On this Product Create: Administration screen, check the following settings:
Field name
User Value and Actions
Product
ACC_RDS_S1
Product Version
0001
Status ProdVers
Parked/New Product
Valid To
31.12.9999
Authorization Group
Blank
Logical source System
((*)) – see description in document L24
Authorization Group
5. Furthermore, on this Product Create: Administration screen, create the following settings:
Field name
User Value and Actions
Product Desc.
RDS Savings Account DM (Standard)
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Field name
User Value and Actions
Valid From
01.01.2000
The valid-from date is set in the past based on the fact that, for testing purposes,
a large time range is needed to set up a savings account life cycle. If this is
started on the current date and testing is done in the future, some problems can
occur based on the fact that some values cannot be set in the future.
Furthermore, when setting up posting dates, a warning occurs whenever a future
date is chosen.
6. Press Enter to move to the next screen.
Creating (or Changing/Deleting) Settings
1. On this Product Create: Used attributes screen, create the following settings by using the
respective navigation path.
In general, to open the next level of the structure, the “+” sign on the left side
must be clicked.
Furthermore, the traffic lights and locks given for a node or path are taken into
consideration. To change an attribute or node from green to red or vice versa, the
traffic light must be clicked, and to open or close the lock symbol, the symbol
must be clicked. For nodes that are set to red, all subnodes are generally also
red.
For nodes that have no sign (“+” or “-”), the view can be opened by choosing the
text that is highlighted in blue.
2. In the dialog structure of the customizing activity for creating a product (or changing it if
the product has already been saved for the first time), choose the following path:
Product: Used attributes
Used Attributes  Basic Data  Administration  Currency
3. In the Value Restriction area, delete the text in the Single Value column.
User Action
Single Value
Description
Clear values
EUR
Clear values
CHF
Clear values
USD
4. In the Field Currency view, enter the following setting in the proposed value area:
Field name
User Value and Actions
Currency (*)
ARS
(*) Personalized field
5. In the dialog structure of the customizing activity for creating a product (or changing it if
the product has already been saved for the first time), choose the following path:
Product: Used attributes
Used Attributes  Financial Conditions  Condition Groups 
Condition Group Type
6. In the Field Condition Group Type view, create the following entries:
User Action
Condition Group Type
Condition Group
Create
92010 - Settl. Sav. Acc. RDS DM
920100
Create
92011- Trans Sav. Acc. RDS DM
920200
Create
92012– Event Sav. Acc. RDS DM
920300
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To enter the condition group, Next Attribute or F6 can be used.
7. After entering the condition group, enter the following values in the Value Restriction
window:
User Action
User Value and Actions
Create
920100
Create
920200
Create
920300
Create
920102
Create
920103
8. In the dialog structure of the customizing activity for creating a product (or changing it if
the product has already been saved for the first time), choose the following path:
Product: Used attributes
Used Attributes  Settlement  Time Periods  Settlement
Date Starting Date
9. Enter the following value:
User Action
Starting Date
Create
01.01.2000
10. Press Enter.
11. In the dialog structure of the customizing activity for creating a product (or changing it if
the product has already been saved for the first time), choose the following path:
Product: Used attributes
Used Attributes  Settlement  Time Periods  Settlement
Date Shift Next Period End to Working Day
12. Enter the following value:
User Action
Shift Next Period End to Working Day
Create
3 – Previous Working Day
13. Press Enter.
14. In the dialog structure of the customizing activity for creating a product (or changing it if
the product has already been saved for the first time), choose the following path:
Product: Used attributes
Used Attributes  Minimum Deposit  Currency of Minimum
Deposit
15. Set the traffic light for Currency of Minimum Deposit to red.
16. n the dialog structure of the customizing activity for creating a product (or changing it if
the product has already been saved for the first time), choose the following path:
Product: Used attributes
Used Attributes  Minimum Deposit  Amount of Minimum
Deposit
17. Set the traffic light for Amount of Minimum Deposit to red.
18. In the dialog structure of the customizing activity for creating a product (or changing it if
the product has already been saved for the first time), choose the following path:
Product: Used attributes
Used Attributes  Notice on Amount  Notice on Amount Rules
Language-Dep. Description of Notice Period
19. Set the traffic light for Language-Dep. Description of Notice Period to Green.
20. In the Field Notice Reason view, create the following setting:
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User
Action
Def.
Val.
ID
Notice Reason
Language Key
Notice Period
Description
Create
1
000100
Standard
Notice Reason
EN –
English (*)
Standard
Notice Reason
Create
2
000110
Goodwill
Notice Reason
EN –
English (*)
Goodwill
Notice Reason
(*) Personalized field
To enter the next attribute values, Next Attribute or F6 can be used.
21. In the dialog structure of the customizing activity for creating a product (or changing it if
the product has already been saved for the first time), choose the following path:
Product: Used attributes
Used Attributes  Notice on Amount  Allowance Amount Rule
22. In the Field Currency of Allowance Amount view, create the following setting in the
proposed value area:
User
action
Def.
Val.
ID
Currency of Allowance Amount
Allowance
Amount
Availability
Period of the
Allowance
Amount
Create
4
ARS – Argentine Peso
1000
01 Calendar
Month
5
GBP – British Pound
1000
01 Calendar
Month
6
BRL – Brasilian Real
1000
01 Calendar
Month
7
MXN – Mexican Peso
1000
01 Calendar
Month
8
CAD – Canadian Dollar
1000
01 Calendar
Month
9
RUB - Russian Ruble
1000
01 Calendar
Month
10
RMB - Chinese Yuan
Renminbi
1000
01 Calendar
Month
11
AUD – Australian Dollar
1000
01 Calendar
Month
23. In the dialog structure of the customizing activity for creating a product (or changing it if
the product has already been saved for the first time), choose the following path:
Product: Used attributes
Used Attributes  Administrative Data  Contract Calendar 
Contract Calendar 1
24. In the Field Contract Calendar 1 view, create the following entry:
Field name
Entry Value
Contract Calendar 1 (*)
99 - International
(*) Personalized field
25. In the dialog structure of the customizing activity for creating a product (or changing it if
the product has already been saved for the first time), choose the following path:
Product: Used attributes
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Used Attributes  Product Change  Reason for Product
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Change
26. Set the traffic light for Reason for Product Change to green and open the lock.
27. Furthermore, on this Product Change: Used Attributes screen, make the following
settings
Field name
User Value and Actions
Use attributeSettlement
Payment Details
Change traffic to red
Use attributePayment
Details
Change traffic to red
Use attributePayment
Advice Management
Change traffic to gree and open all the padlocks in the subnodes under Payment Advice management
Use attributePayment
Advice Management
Business Process
Restrict value to Time Deposit related processes by entering
the following values: 00200000; 00220000; 00400000;
00900000
99999999. Press <Enter)to continue
Use attributeNotice on
Amount
Change traffic to red
Use attributeNotice on
Amount Notice on
Amount Rules
Change traffic to Green
Use attributeNotice on
Amount Interest Penalty
Calculation Type
Double click on Interest Penalty Calculation Type field and
enter the value “01” on line 1 Press <Enter)to continue
Use attributeNotice on
Amount Notice on
Amount RulesDefault
Notice Reas
Double click on Default Notice Reason field and enter the
value “X” on line 1. Press <Enter)to continue
Use attributeNotice on
Amount Notice on
Amount Rules Notice
Reason
Double click on Notice Reason field and enter the value
“000100” on line 1. Press <Enter)to continue
Use attributeAccount
Closurepayment Details
Change traffic to red
Use attributeCombined
Bank Statement Participants
Change the padlock to green
Use attribute General
Settlement Settlement
General Settlement
Indicators
Click on “Calculate Capital Yield Tax”; on the pop up sceen,
maintain value 5 in the field Calculate Capital Yield Tax
This makes the product to be CYT applicable.
Used Attributes Notice on
Amount Interest Penalty
Calculation Type
Select Value “1”
Used Attributes Notice on
Amount Turnover Class
for Notice Lock Period
Balance
Select Value “3000”
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Field name
User Value and Actions
Used Attributes Notice on
Amount Request
Attributes
Change all padlock under the node to green, open the padlock
on the second row
On the first row select the following value 208000 in Event
Type for Credit Posting lock field.
Double click each row and select :optional field radio button for
each row where applicable
Used Attributes Notice on
Amount Request
Attributes  Availability
Period
Change all traffic lights under the node to green and open the
padlock on the second and third rows.
Click the first row and enter the following value 30 in the
Availability Period of Amount of Notice on Amount field.
Double click each row and select :optional field radio button for
each row where applicable
Used Attributes Notice on
Amount Request
Attributes 
Correspondence
For both rows: select the green traffic light, Open the padlock,
select the optional field and enter the value 01 No
correspondence as the default value.
28. Choose the Previous Screen pushbutton (picture: a yellow arrow to the left with paper in
the background) to return to the Product Change: Administration screen.
A product can only be used if it is activated.
A product is generally created in a version (version 0001 if the product is being
created for the first time). In this version, it can be used for creating a in the
application whenever the product version is activated.
If changes to the product become necessary after the product has already been
used, a new version of the product can be created and the configuration changed
within this version.
The new version can then be activated for use after the current version has been
deactivated, meaning that there can only ever be one active version at a time).
29. Choose the Save pushbutton.
30. An Error Messages dialog box appears, which must be accepted by pressing Enter. Data
is then saved.
If there are mistakes in the product configuration that produce, for example,
inconsistencies, combinations of entries not working, and so on, red messages
appear in the dialog box. In this case, corrections need to be made before the
product can be saved.
31. To activate the product, use the following navigation path:
Transaction code
FSPRD2_Y
IMG menu
Financial Services  Account Management  Product
Management  Product Definition  Account Products 
Change Account Product
32. On the Product Change: Initial Screen, create the following settings:
Field name
User Value and Actions
Product
ACC_RDS_S1
33. To activate the product, choose the Flag for activation pushbutton and then choose the
Activate pushbutton that appears.
34. Choose the Save pushbutton.
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3.4 Product Version Change – Defining Product
Transitions
Use
Sometimes the defined products have to be adapted due to legal or market requirements, for
example. Therefore, the old product is changed into a new product version. To adapt the
existing accounts based on the old product version to the new product version, a product
version change must be conducted. This can be done either for one specific account or a
whole bank posting area.
Prerequisites
Before a product version change, the different product versions should have been created in
the account management customizing settings by choosing IMG: Financial Services 
Account Management  Product Management  Product Definition  Account Products 
Change Account Product.
Procedure
3.4.1
Defining Product Transitions
1. Access the transaction using the following navigation path:
Transaction code
SPRO
IMG menu
Financial Services  Account Management  Order
Management  Account Order  Product Change (Account)
 Define Product Transitions
2. On the Change View “Define Product Transitions”: Overview screen, choose the New
Entries pushbutton and create the following settings:
Field name
User Value and Actions
PCat
0002 Account
Source Product
Savings Account Product (ACC_RDS_S1)
Target Product
Savings Account Product (ACC_RDS_S1)
Def. Tans. Proc.
0002
DC
01 No Correspondence
DFC
02 Reject
Favor Targ.Prod
3. Choose the Save pushbutton.
3.5 Order Management
3.5.1
Defining the Maximum Number of Days Before
Execution
Use
When creating a forward order, the system validates the planned execution date against the
customized maximum number of days in the future that this is permitted.
Entering payment details with a notice on amount, leads to a forward order to be created
automatically.
Prerequisites
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In order to execute the above validation, the maximum number of days must first be
customized. The value is required globally and for the transaction types used for forward
orders.
Procedure
1. Access the IMG activity for defining the maximum number of days before execution using
the following navigation path:
Transaction
SPRO
IMG menu
Financial Services  Account Management  Order
Management  Forward Order  Define Maximum Number of
Days Before Execution Date
2. Check that a value exists for Max. Days and that it is sufficiently high for a standard
notice period of, for example, three months.
3. If no value exists, create a new record by choosing the New Entries pushbutton and
entering the value (or changing an existing entry if the previously chosen value was too
low).
User Action
Max. Days
Create
360
4. Choose the Save pushbutton.
3.5.2
Assigning a Transaction Type
Use
After defining the maximum number of days before the execution date, the value must be
assigned to the focused transaction type.
Prerequisites
Definition of the maximum number of days before execution date for the forward order
Procedure
1. Access the IMG activity for defining the maximum number of days before execution using
the transaction type for internal processes.
Transaction
SPRO
IMG menu
Financial Services  Account Management  Order
Management  Forward Order  Assign Transaction Types 
Assign Transaction Types (Internal Processes)
2. Check that, for the transaction type Bank Transfer from Amount Notice (020200,) either
no value exists or the number of days is sufficiently high.
3. If no value exists, create a new record by choosing the New Entries pushbutton and
entering the value (or changing an existing entry if the previously chosen value was too
low).
User Action
Tran Ty
Max. Days
Create
020200 (Bank Transfer
from Amount Notice)
360
4. Choose the Save pushbutton.
3.6 Assigning Account Symbol for Account Closure
In this IMG activity, you assign each combination of the criteria Account Symbol, Currency,
Country, Bank Key, and Bank Posting Area with an account ID. The account symbols that you
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assign in this IMG activity are necessary for to posting the charges that are levied when
accounts are closed
3.6.1
Assigning Account Symbol for RDS Savings
Account Closure
Use
You assign the account symbols to bank posting areas in Customizing for Account Management.
Procedure
1. Access the transaction using the following navigation path:
SAP Menu
Account Management Item Management Basic Posting
Settings Account Symbols Assign Account Symbols
2. Fill in the following fields (at the top of the screen):
User Action
Field name
User Value and Actions
Select
Account Symbol
CLOSURE
Create
Curency
Select from drop down for exampleEUR
Select
Bank Key
12345678
Select
Account Number
0000100000
Select Bank Posting Area
Bank Posting Area
DE
Select Product for example
Product
ACC_RDS_S1
Accept Default Blank
BalGroup
Blank
Select
Bank Country
DE
Select
Bank Key
12345678
Select
Account Number
0000100000
Accept Default Blank
Contr. Currenc
Blank
Accept Default Blank
Acct Diff.Char
Blank
Accept Default Blank
IBAN
Blank
3. Choose the Save pushbutton.
Steps for Creating Multiple Entities for Independent Testing
If several independent entities need to be configured, the configuration step described above
needs to be performed x more times (up to 20) with following settings:
Bank Country (*)
Bank Key (*)
DE
11111111
DE
22222222
DE
33333333
DE
44444444
DE
55555555
DE
66666666
DE
77777777
DE
88888888
DE
99999999
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Bank Country (*)
Bank Key (*)
DE
11112222
DE
11113333
DE
11114444
DE
11115555
DE
11116666
DE
11117777
DE
11118888
DE
11119999
DE
22221111
DE
22223333
DE
22224444
(*) Personalized field
3.7 Defining Exception
In this Customizing activity, you can specify how standard conditions are to be included in
information messages. You have two different messages for this purpose:

Full Message
The differentiated and merged standard conditions are fully included in the message.

Lean Message
The differentiated and merged standard conditions are contained as a link in the
message, but not explicitly listed there. The individual conditions are fully included in
the message.
In this Customizing activity, you specify the product that the system is not to send with the
selected message.
Use
You assign the account symbols to bank posting areas in Customizing for Account Management.
Procedure
1. Access the transaction using the following navigation path:
Transaction
SPRO
IMG menu
Financial Services Account Management Basic Settings
Information Messages Define Exceptions
2. On the Change View “Define Exception for Master Data Messages”: Overview screen,
choose New Entries.
3. On the New Entries: Overview of Added Entries screen, make the following entries:
Recip. ID
Product
DCCGL
ACC_RDS_S1
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Recip. ID
Product
DCCHG
ACC_RDS_S1
4. Save your entries.
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