Credit and Budget Counseling

Credit and Budget Counseling
At the Housing Bureau for Seniors trained volunteers provide tips for improving
budget managing skills and repairing damaged credit histories. For an
appointment call 734-998-9339. It will be helpful to bring a copy of your credit
history to your appointment.
Michigan County Extension Service
There is no fee for this service. Financial management is offered to individuals
needing counseling on basic budgeting skills. For an appointment call 734-9971678 or go to
It is now possible to obtain a free credit report on an annual basis. To do this, go
online to or call 877-322-8228. You will need to
provide the following information:
Full name, with middle initial and title, such as Jr.
Current zip code
Other addresses you have used within the last 5 years, including zip code
Birth date, including month, day and year
Social security number
You will also need to give some information to verify your identity that only you
might know, like the amount of your monthly mortgage.
Credit Bureau List
Experian Consumer Assistance
PO Box 2104
Allen, Texas 75013-2104
Call 1-888-397-3742
Trans Union Consumer Relations
Disclosure Center
PO Box 1000
Chester, PA 19022
Equifax Information Services Center
PO Box 105873
Atlanta, GA 30348