APPENDIX A: STATE AND NATIONAL AFFORDABLE HOUSING
AGENCY/ORGANIZATION CONTACT INFORMATION
North Carolina Agencies & Organizations
Association of Housing Counselors c/o
The Affordable Housing Group
1300 Baxter Street, Suite 215
Charlotte, NC 28204
Phone: 704-342-3316
Fax: 704-376-8709 www.affordablehousinggroup.org
Center for Responsible Lending
302 West Main Street
Durham, NC 27701
Phone: 919-313-8500 www.responsiblelending.org
Fannie Mae North Carolina Partnership Office
112 South Tryon Street
Suite 1100
Charlotte, NC 28284
Phone: 704-344-6960
Fax: 704-344-6970 www.fanniemae.com
Freddie Mac NC Office
132 Copper's Trail
Wilmington, NC 28411
Phone: 910-686-7904 www.freddiemac.com
IDA and Asset-Building Collaborative of North Carolina
PO Box 27386
Raleigh, NC 27611
Phone: 919-341-6418
Fax: 919-510-0509

www.ncidacollaborative.org
Legal Aid of North Carolina
Administrative Office
224 South Dawson Street
Raleigh, NC 27601
Phone: 919-856-2564
Fax: 919-856-2120 www.legalaidnc.org
NC Association of CDCs
3109 Poplarwood Ct., Ste. 209
Raleigh, NC 27604
Phone: 919-831-9710
Fax: 919-831-9728 www.ncacdc.org
NC Coalition to End Homelessness
PO Box 27692
Raleigh, NC 27611
Phone: 919-755-4393 www.ncceh.org
NC Community Development Initiative Inc.
2209 Century Drive, 2nd Floor
PO Box 98148
Raleigh, NC 27624
Phone: 919-828-5655
Fax: 919-834-8018 www.ncinitiative.org
NC Division of Aging and Adult Services
2101 Mail Service Center
Raleigh, NC 27699-0443
Phone: 919-733-3983
Fax: 919-733-0443 www.ncdhhs.gov/aging

NC Division of Community Assistance
301 N. Wilmington St.
4301 Mail Service Center
Raleigh, NC 27601
Phone: 919-733-4151
Fax: 919-733-0443 www.dca.commerce.state.nc.us
NC Division of Public Health
AIDS Care Branch
1902 Mail Service Center
Raleigh, NC 27699-1902
Phone: 919-733-7301
Fax: 919-733-1020 www.epi.state.nc.us/epi/hiv/aidscare
NC Division of Vocational Rehabilitation Services
Community Services Section
2801 Mail Services Center
Raleigh, NC 27699-2801
Phone: 919-855-3579
Fax: 919-733-7968 http://dvr.dhhs.state.nc.us
North Carolina Housing Coalition
PO Box 347
Raleigh, NC 27602
Phone: 919-881-0707
Fax: 919-881-0350 www.nchousing.org
North Carolina Housing Finance Agency
Mailing Address:
PO Box 28066
Raleigh, NC 27611-8066
Street Address:
3508 Bush Street
Raleigh, NC 27609-7509

Phone: 919-877-5700 or 800-393-0988; For hearing-impaired dial 711 for
Relay NC Services. www.nchfa.com
North Carolina Justice Center
224 S. Dawson St.
Raleigh, NC 27601
Phone: 919-856-2570
Fax: 919-856-2175 www.ncjustice.org
Office of Economic Opportunity
222 North Person Street
2013 Mail Service Center
Raleigh, NC 27601
Phone: 919-715-5850
Fax: 919-715-5855 www.dhhs.state.nc.us/oeo
US Department of Agriculture
NC State Office
Rural Housing Service
4405 Bland Road
Raleigh, NC 27609
Phone: 919-873-2060
Fax: 919-873-2075 www.rurdev.usda.gov/nc/
US Department of Housing and Urban Development Greensboro Field
Office
1500 Pinecroft Road, Suite 401
Greensboro, NC 27407-3838
Phone: 336-547-4000;
TTY: 336-547-4054-NC Relay: 711 (Voice/TTY)
Fax: 336-547-4138 www.hud.gov/local/index.cfm?state=nc
National Agencies & Organizations

Bazelon Center for Mental Health Law
1101 15th Street, NW
Suite 1212
Washington, DC 20005
Phone: 202-467-5730
Fax: 202-223-0409 www.bazelon.org
Center on Budget and Policy Priorities
820 First Street, NE, Suite 510
Washington, DC 20002
Phone: 202-408-1080
Fax: 202-408-1056 www.cbpp.org
Consortium for Citizens with Disabilities
1660 L Street, NW, Ste. 700
Washington, DC 20036
Phone: 202-783-2229
Fax: 202-783-8250 www.c-c-d.org
Corporation for Supportive Housing
1518 K Street, NW, Suite 206
Washington, DC 20005
Phone: 202-393-1948
Fax: 202-393-4664 www.csh.org
Housing Assistance Council
1025 Vermont Ave., N.W.
Suite 606
Washington, D.C. 20005
Phone: 202-842-8600
Fax: 202-347-3441 www.ruralhome.org

National Alliance to End Homelessness
1518 K Street NW, Suite 410
Washington, DC 20005
Phone: 202-638-1526 www.endhomelessness.org
National Low Income Housing Coalition
727 15th Street, NW, 6th Floor
Washington, DC 20005
Phone: 202-662-1530
Fax 202-393-1973 www.nlihc.org
Technical Assistance Collaborative (TAC)
31 St. James Ave., Ste. 710
Boston, MA 02116
Phone: TTY 617-266-5657
Fax: 617-266-4343 www.tacinc.org

APPENDIX B: LEGAL SERVICES IN NORTH CAROLINA
A. Attorneys:
Legal Aid of North Carolina – 919-856-2564 – Provides free legal services to low-income individuals throughout North Carolina. www.legalaidnc.org
2. Other legal services providers: a. Asheville/Western NC
Pisgah Legal Services
800-489-6144 www.pisgahlegal.org
b. Charlotte/West-Central NC
Legal Services of Southern Piedmont
704-376-1600
800-438-1254 (Outside of Mecklenburg County)
800-247-1931 (Spanish) www.lssp.org
c. Forsyth, Davie, Iredell, Surry, Stokes, & Yadkin Counties
Legal Aid Society of Northwest NC
910-725-9166
800-660-6663
3. NC Justice Center – 919-856-2570 – Provides free legal services to lowincome individuals on issues that impact litigation and policy matters. www.ncjustice.org
B. Fair Housing Investigators:
1. NC Human Relations Commission – 919-789-5930 or 866-324-7474 –
NC state agency that investigates complaints of discrimination and enforces
NC’s Fair Housing Law.
C. Governmental Entities:

NC Attorney General’s Office – Consumer Protection – 919-716-6000
Local Code Enforcement Agencies

APPENDIX C: HUMAN RELATIONS COUNCILS/COMMISSIONS WITH PAID
STAFF CONTACT INFORMATION (AUGUST 2009)
North Carolina Human Relations Commission
1318 Mail Service Center
Raleigh, NC 27699-1318
(919) 789-5930
866-324-7474
Asheville-Buncombe Human Relations
Bob Smith, Director
175 Bingham Rd.
Asheville, NC 28806
(828) 255-5953
RSMITH8483@aol.com
(Buncombe County)
Charlotte-Mecklenburg Community Relations Department
Willie Ratchford, Director
606 E. Trade St.
Charlotte, NC 28202
(704) 336-2195 wratchford@ci.charlotte.nc.us
(covers Mecklenburg County except townships)
Cabarrus County Human Relations Council
Andy Simmons, Director
16 Church Street North East
Concord, NC 28025
(704) 795-3537 www.cbc-cabarus.org
Duplin County Human Relations
Warren Helper, Director
310 West Main Street
Wallace, NC 28466
(910) 296-2193 warren.helper@nc.usda.gov

Durham Human Relations
Yvonne Pena, Director
101 City Hall Plaza
Durham, NC 27701
(919) 560-4107
Ypena@ci.durham.nc.us
(covers Durham city only)
Fayetteville Human Relations
Ron McElrath, Director
City Hall-433 Hay Street
Fayetteville, NC 28301
(910) 433-1696 rmcelrath@ci.fay.nc.us
Gaston County Human Relations
PO Box 1578
Gastonia, NC 28053-1578
(704) 866-3692
Goldsboro Community Affairs
LaTerrie Ward, Director
PO Drawer A
214 North Center Street
Goldsboro, NC 27530
(919) 580-4359 jward@ci.Goldsboro.nc.us
Greensboro Human Relations
Anthony Wade, Director
PO Box 3136
City-County Complex
1 Governmental Plaza
Greensboro, NC 27834
(336) 373-2038 john.shaw@greensboro-nc.gov
(covers city limits of Greensboro)

Greenville Human Relations
Cassandra Daniels, Director
PO Box 7207
Greenville, NC 27835
(252) 329-4494 cdaniels@greenville.gov
High Point Human Relations
Alvena Heggins, Director
PO Box 230
High Point, NC 27261
(336) 883-3124; al.heggins@highpoint.nc.gov
Lexington Human Resources
Jean Thompson, Director
28 West Center Street
Lexington, NC 27292
(336) 248-3955; jeant@lexingtonnc.net
Lumberton Human Resources Department
Laney Sapp, City Clerk
501 East 5th Street
Lumberton, North Carolina 28359
(910) 671-3807 lsapp@ci.Lumbertin.nc.us
Wilmington-New Hanover Human Relations
Carl Byrd, Director
County Administrative Building
801 Princess Street, Suite 101
Wilmington, NC 28401-4026
(910) 341-7171 cbyrd@nhcgov.com
(covers New Hanover County)
Orange County Human Relations
Shoshanna Smith, Director
501 W. Franklin St. Suite 104

Hillsborough, NC 27516
(919) 960-3875 shsmith@co.orange.nc.us
(covers Orange County)
Raleigh Human Resources Division
Hardy Watkins, Director
PO Box 590
Raleigh, NC 27603
(919) 831-6101 hardy.watkins@ci.raleigh.nc.us
Rocky Mount Human Relations
Loretta Braswell, Director
PO Box 1180
Rocky Mount, NC 27802
(252) 972-1181; braswelll@ci.rocky-mount.nc.us
Salisbury Rowan County
Human Relations Commission
Melissa Taylor, Staff Director
132 N. Main Street
Salisbury, NC 28144
Office (704) 638-5229 mtayl@salisburync.gov
Wilson Human Relations
Veronica Creech, Director
PO Box 10
Wilson, NC 27893
(252) 399-2308
Winston-Salem Human Relations
Wanda Allen-Abraha, Director
PO Box 2511
Winston-Salem, NC 27102
(336) 727-2429
(covers city of Winston-Salem only)

wandaea@cityofws.org

APPENDIX D: SAMPLE BUDGET SHEET
The chart on the next page is an example of a simple monthly personal budget.
You can enter your information into the blanks or calculate your personal budget online by visiting www.personalbudgeting.com
.
Notice that this sample budget has a net income (i.e., there is money left over after all expenses have been paid). It is possible that you may end up with a net loss, which is not a good situation to be in. If this is the case, you may want to think about what you can do to increase your income, decrease your spending, or both.
Sample Budget
Income
Paycheck 1 = $2,000
Paycheck 2 = $1,500
Other = $500
Total Income (add above items) = $4,000
Expenses
Mortgage $ 950
Cars $600
Insurance--Auto $150
Insurance--Life $60
Health Expenses/Insurance $200
Installment Loans $125
Phone $75
Utilities--Gas/Water/Electric $125
Groceries $250
Entertainment $250
Gasoline for Cars $100
Total Expense (add above items) = $2,885
Net Income (subtract total expenses from total income) = $1,115

APPENDIX E: SAMPLE RENTAL HOUSING APPLICATION
Date of Application
Desired Date of Occupancy
Type and Size of Apartment Wanted (No. of Bedrooms, etc.)
Personal Information
Applicant’s Full Name
Date of Birth
Social Security No.
Driver’s License No./State
Co-applicant’s Full Name
Date of Birth
Social Security No.
Personal Information
Driver’s License No./State
Full Names of All Other Residents
Relationship to You
Date of Birth
How Many Pets Do You or Other Occupants Own
Kind of Pet, Breed, Weight and Age
How Did You Hear About Our Property?
Residence History
Present Address
Present Telephone
Dates From To
Present Landlord or Mortgage Co.
Telephone
Monthly Payment $
Reason for Moving
Previous Address
Dates From To
Previous Landlord or Mortgage Co.
Telephone
Monthly Payment $
Reason for Moving

Employment Information
Present Employer
Dates From To
Employer’s Address
Telephone
Position
Supervisor
Gross Monthly Salary $
Previous Employer
Dates From To
Employer’s Address
Telephone
Position
Supervisor
Gross Monthly Salary $
Co-applicant’s Employer
Dates From To
Employer’s Address
Telephone
Position
Supervisor
Gross Monthly Salary $
Other Information
Total Number of Vehicles (Including Company Vehicles)
Make/Model
Year
Color
Tag No. & State
Make/Model
Year
Color
Tag No. & State
Other Car, Motorcycle, etc.
Total Gross Monthly Household Income $

If there are other sources of income you would like us to consider, please list income, source and person (Banker, Employer, etc.) who we could contact for confirmation. You do NOT have to reveal alimony, child support or spouse’s annual income unless you want us to consider it in this application.
Amount $ Per
Source
Telephone
Amount $ Per
Source
Telephone
Comments
Have You or Co-applicant Ever:
Been sued for non-payment of rent?
Been evicted or asked to move out?
Broken a Rental Agreement or Lease?
Been sued for damage to rental property?
Declared Bankruptcy?
In case of Personal Emergency, Notify:
Name
Relationship
Address
Home Phone
Work Phone
I hereby make application for an apartment and certify that this information is correct. I authorize you to contact any references that I have listed. I also authorize you to obtain my consumer credit report from your credit reporting agency, which will appear as an inquiry on my file.
Applicant’s Signature
Date
Co-Applicant’s Signature
Date

If you are applying by mail or fax, please send in signed and completed application using the contact information provided. If you are applying by email, download, complete, and send it as an attachment to info@emailaddress.com. Email applicants may leave the signature fields blank but must provide a contact number below for Apt. Co’s staff to confirm identity before the application is processed.
Email Application Contact Telephone Number
Best time to call

APPENDIX F: NORTH CAROLINA LANDLORD-TENANT LAWS
Knowing Your Rights and Responsibilities:
A Brief Overview
Prepared December 2006
William D. Rowe, General Counsel
NC Justice Center
P.O. Box 28068
Raleigh, NC 27611
(919) 856-2177 bill@ncjustice.org
Understanding where your rights and responsibilities come from
There are two places to look to determine what your rights and responsibilities are. First, there is North Carolina law. Some of the laws are mandatory and cannot be changed, even if everybody agrees. While other laws can be changed if everyone agrees. Second, there is your lease agreement. Your lease is a contract and it explains what each party is agreeing to and controls each party’s behavior.
For the most part, this information reviews North Carolina laws that you must comply with and that cannot be changed by your lease agreement.
This outline is intended only as a reference and is not intended to serve as a substitute for legal advice or to establish any lawyer-client relationship.
Basic Fit-Housing Laws
North Carolina requires the landlord and the tenant each take on certain responsibilities to ensure the property is maintained in conditions fit for humans to live in. We review those responsibilities now.
A. What does the landlord have to do regarding repairs?

Obey the Local Housing Code. Most cities and some counties have passed a law which is called a housing code. This law tells the landlord what conditions have to be provided and maintained, including such items as hot and cold water facilities that do not leak, window screens, walls, ceilings and floors without holes, door locks and other basic necessities.
Cities and counties with a housing code will have an inspection department whose duties include inspecting units and informing owners and tenants of needed repairs. The inspection department will also be responsible for enforcing the local housing code. Failure to make the required repairs can result in the premises being boarded up and not allowed to be rented until the repairs are made.
Make any repairs needed to make the premises fit and habitable.
Keep the plumbing, heating, sanitary and electrical equipment in good and safe working order.
If the landlord provides appliances, such as a stove or refrigerator, he/she must fix them if they break down.
Keep the stairwells, walkways and other common areas of apartment buildings and duplexes in safe condition.
Install smoke detectors.
B. What does the tenant have to do regarding repairs?
Keep the place as clean and safe as possible. Get rid of garbage in a clean and safe way. Keep the plumbing (toilet, sinks, bathtub) as clean as possible.
Notify the landlord of needed repairs.
Do not do any damage to the premises. If the tenant or someone visiting damages the premises, the tenant is responsible. This means the landlord may charge the tenant for the repairs.
C. Consequences of not making repairs.

Tenant may sue owner/landlord and/or agent and recover:
Damages equaling the difference between the fair rental value of the premises free of defects and the fair rental value of the premises in their defective condition (“rent abatement”);
Prospective rent abatement (ordering the rent to be at the lower rate on account of the condition);
Treble damages (three times the amount of the actual damages) and attorneys’ fees if the conditions of the premises and the agreement between the parties are rise to the level of unfair and deceptive acts by the landlord; and
Injunctive relief, requiring the landlord to make repairs.
2. Local housing code may call for the premises to be taken off the market.
Fines and/or criminal liability may be applicable.
Handling the money: Paying attention to the details
There are two laws that require landlords to handle tenants’ monies with particular detail. First, there are requirements for handling security deposits. Second, there are requirements for charging late payment fees.
Security Deposits (N.C.G.S. 42-50)
A. How much security deposit can a landlord charge?
The tenant pays rent every week, the landlord can require two weeks rent as a deposit.
If the tenant pays rent every month and there is no written lease, he/she can require one and one-half month’s rent as a deposit.
If the tenant has a lease for more than a month, he/she can charge two months’ rent as a deposit.
B. What does the landlord have to do regarding security deposits?

Give the tenant written notice of the name of the bank that is holding the tenant’s security or the name and address of the insurance company providing a bond to cover the security deposit, if not in a bank in N.C.; and
After the tenant moves out for any reason (including eviction), the landlord must give the tenant a written account of any items deducted from the deposit and refund the remainder to the tenant. The landlord has thirty
(30) days from the time the tenant moves out to give an interim accounting and sixty (60) days to give a final accounting and refund.
C. When can a landlord keep all or part of the security deposit?
If the tenant owes back rent, he/she can deduct what is owed.
If the tenant has damaged the property more than normal wear and tear, the landlord can deduct the cost of repair.
If the tenant breaks the lease and the landlord loses rent or has expenses to find a new tenant, he/she can keep the actual amount lost.
If the tenant has been evicted in court, the landlord can deduct court costs from the security deposit.
Late Fees (N.C.G.S. 42-46)
When can a landlord charge a late fee?
Only after the rent is five days or more late.
How much can be charged?
$15.00 or 5% of the monthly rent, whichever is more.
How much can be charged if living in Subsidized Housing?
Five percent of the portion of the rent the tenant pays. For example, if the rent is $500/mo. and Section 8 pays $400/mo. and the tenant pays
$100/mo., the late fee is $15, which is greater than 5% of $100 or $5.00.
How much can be charged if rent is paid weekly?
Late fees cannot exceed $4 or 5% of rental payment.

Late Fees may be imposed only one time for each late rental payment.
Late Fees may not be deducted from rent payment so as to make tenant late with rent payment.
Eviction
Evicting a tenant requires that the landlord follow the process set out by
North Carolina law. Landlords should not take matters into their own hands. Landlords cannot change the locks; turn off the utilities; or take other actions to force a tenant to move other than NC’s court process.
How Can the Landlord Evict Legally. (N.C.G.S. 42-25.9)
Some kinds of evictions by a landlord are illegal.
A landlord may evict a tenant legally only by getting a court order. The landlord may not evict by changing the locks, turning off electricity, gas or water, disconnecting a heater, or any way other than through the court.
What can a tenant be evicted for?
There are four grounds for evictions:
Nonpayment of Rent
Staying after the lease has ended
Breach of the lease
Certain criminal activities
Tenants facing eviction should seek legal help. (See Section VIII.
Resources.)
How do court evictions work?
The landlord must file a legal complaint with the court. This complaint must be served to the tenant by the sheriff. Attached to the complaint will be a summons that tells the tenant the day, time, and place to be in court, usually within ten days of the filing of the complaint.

If the landlord or the tenant loses in court, he/she has a right to appeal for a new trial in District Court within ten days in writing or tell the court while the landlord is there that they wish to appeal. The cost of appeal must be paid within 20 days after the judgment. The appeal fee can be waived if the tenant can show they cannot afford to pay it. There is a form, “Petition to Sue/Appeal as an Indigent,” that will have to be completed and filed with the Clerk of Court. People who receive Food Stamps, Temporary
Assistance to Needy families (TANF) or Supplemental Security Income
(SSI) automatically qualify to have the fee waived.
If the tenant does not appeal, the landlord can get an order to have the
Sheriff put the tenant out. This eviction by the Sheriff generally occurs within approximately 15 days of the court hearing.
D. Can tenant stay while the case is appealed to District Court?
Yes. The tenant can get a “stay of execution” by signing and filing a form with the Clerk of Court that says they will pay the rent to the Clerk as it comes due and pay the rent claimed to be behind, unless the Magistrate finds the amount in dispute or the tenant is appealing as an “indigent.”
E. Can the landlord accept rent and still evict?
No. If landlord is proceeding with an eviction, they may not accept rent from the tenant. If they do, the tenant can claim that the landlord “waived” the breach and defeat the eviction.
F. What happens to the tenant’s property after an eviction?
If the tenant is evicted through the court process and the landlord has the furniture and clothes padlocked inside the house, the tenant will have ten days to get them out from the day of the padlocking. The tenant must contact the landlord and arrange for a time during regular business hours or another time by agreement to come and remove the property.
If the tenant does not remove them within those ten days, the landlord may dispose of the property in any way he/she wishes.

Where the tenant leases only a space for a manufactured home, he/she will have 21 days instead of 10 days to remove the manufactured home from the rental lot.
V. When the tenant seeks to enforce their rights
When a tenant seeks to enforce their rights, a landlord cannot respond by attempting to evict them. Such action is illegal and the landlord may have to pay the tenant damages.
Retaliatory Evictions (N.C.G.S. 42-37.1)
The following tenant activities are protected by the law:
Complaining or requesting that the landlord make repairs;
Complaining to the housing inspector, health department or any other government agency about repair needs or unhealthy conditions;
Any complaint to a landlord from the housing inspector, health department or other government agency;
Any honest attempt of the tenant to enforce their rights under the lease or under state or federal law, such as filing a lawsuit and
Any honest attempt to organize, join or become involved with any group of people who are trying to help tenants.
Eviction is a remedy, if the tenant has breached the lease.
A landlord cannot evict a tenant in retaliation for doing any of these protected activities. But the landlord can evict for not paying rent or for breaking the lease in any other way, if the lease says that the tenant can be evicted for that particular violation.
What are the consequences of evicting a tenant in retaliation for protected activity?
A tenant may be able to regain possession of the premises and have a claim for money damages. The damages may include loss of personal property, lost wages, cost of moving belongings, mental suffering, and other damages.

VI. Protections for Victims of Domestic Violence, Sexual Assault or Stalking
(Applies to leases entered into or renewed after Oct 1, 2005)
Victims of domestic violence, sexual assault or stalking have certain protections and rights other tenants do not.
A. Who is covered and what are those protections and rights?
1. “Protected tenant” means a tenant or household member who is a victim of domestic violence under Ch. 50B of the General Statutes or sexual assault or stalking under Ch. 14 of the General Statutes. (G.S. 42-40)
2. Nondiscrimination – (G.S. 42-42.2) - A landlord shall not terminate, fail to renew a tenancy, refuse to enter into a rental agreement, or otherwise retaliate based substantially on (i) the tenant, applicant or a household member’s status as a victim of domestic violence, sexual assault or stalking or (ii) the tenant or applicant having terminated a rental agreement under
G.S. 42-45.1.
3. Changing locks – (G.S. 42-42.3) – A landlord must change locks after oral or written request by a “protected tenant” or tenant may do so if landlord does not, as follows:
If perpetrator is not a tenant in the same dwelling unit, no documentation required and locks must be changed within 48 hours of notice.
If perpetrator is a tenant in same dwelling unit, protected tenant must provide the landlord with a copy a court order barring the perpetrator from the unit and landlord has 72 hours to change locks.
Once a landlord is provided with a court order requiring the perpetrator to stay away from the dwelling unit, landlord has no duty to allow access unless the court order allows for access to retrieve personal belongings and the landlord has no liability if he/she follows the law.

Excluded perpetrator remains liable under the lease for rent or damages to the dwelling unit.
Protected tenant bears expense of lock change and must provide key to the landlord if tenant changes lock themselves.
D. Early Termination of Rental Agreement – (G.S. 42-45.1)
Any “protected tenant” may terminate his or her rental agreement by providing the landlord with written notice effective at least 30 days after landlord’s receipt of the notice.
Notice to the landlord must be accompanied by either: (i) a copy of a valid protective order, other than an ex parte order; (ii) a criminal order restraining contact with the “protected tenant”; or (iii) a valid “Address
Confidentiality Program” card issued pursuant to G.S. 15C-4.
A victim of domestic violence or sexual assault must also provide the landlord a copy of a safety plan which recommends relocation provided by a domestic violence or sexual assault program.
Upon termination of the rental agreement, the “protected tenant” is liable for rent prorated to the effective date of the termination notice.
Perpetrator excluded from the dwelling unit and any other tenants of the dwelling unit remain liable for rent or damages to the unit.
VII. Public and Subsidized Housing
Tenants who reside in public housing or subsidized housing have certain rights that tenants in private housing do not.
Federal law dictates how rent is figured, and how tenants are selected and evicted. What rights a tenant has depends in large part on the type of federally assisted housing a tenant lives in. This is a complex area of law.
See resources for assistance below.
VIII. Resources

See Appendices A and B for contact information.
Addendum to Appendix F: Recent Changes to NC Landlord-Tenant Laws
Basic Fit Housing Laws
A new NC law requires all landlords to repair “within a reasonable period of time based on the severity of the condition” the following “imminently dangerous conditions:” a. Unsafe wiring. b. Unsafe flooring. c. Unsafe ceilings and roofs. d. Unsafe chimneys and flues. e. Lack of drinkable water. f. Lack of operable locks on all doors leading to the outside. g. Broken windows or lack of operable locks on all windows on the ground level. h. Lack of heat for all living areas. i. Lack of operable toilet. j. Lack of operable bathtub or shower. k. Rat infestation as a result of defects in the structure. l. Excessive standing water, sewage, or flooding problems caused by plumbing leaks or inadequate drainage that contribute to mosquito infestation or mold.
Tenants in Foreclosed Properties
A new federal law, part of the “Helping Families Save Their Homes Act of
2009” (Pub. L.111-22) applies to any foreclosure sale of residential properties on or after May 20, 2009 until December 31, 2012 & controls how “bona-fide tenants” can be evicted after the sale of foreclosed properties. Before May 20, 2009 in NC, a tenant living in a property sold at foreclosure could be evicted by the new owner without any court hearing as long as notice was provided. That is no longer the case. a. Buyers of foreclosed properties take the property “subject to” the remaining term of any Section 8 voucher lease and accompanying Housing
Assistance Payment (HAP) contract or other bona-fide tenancy of any

foreclosed residential rental property, and requires (1) 90 days notice to terminate any such tenancy and (2) the landlord to use NC’s court process for eviction. b. Bona-fide tenancy: (1) does not include the former owner, or the child, spouse or parent of the former owner; (2) must be the result of an arms length transaction; and (3) requires receipt of rent that is not substantially less than fair market value. c. If occupants of foreclosed residential rental property are not a Section 8 voucher recipient or other bona-fide tenant, NC law applies. See below.
This will generally be cases where the former owner or his/her family is living in the property or allowing someone to stay in the property at a reduced rent.
1. Property with less than 15 rental units a. Notice of foreclosure sale shall be mailed to the tenant at least 20 days prior to the sale. b. Tenant has right to terminate lease after receiving notice of foreclosure sale by giving LL written notice effective at least 10 days after the date of the notice of sale. c. Purchaser of foreclosed property must give 10 days’ notice to tenant before obtaining order of possession from Clerk of Court.
2. Property with 15 or more rental units a. Purchaser of foreclosed property must give 30 days’ notice to tenant before obtaining order of possession from Clerk of Court. (N.C.G.S. 45-
21.29(k)(5)) – No other notice required
Other Authorized Fees
A new NC law allows landlords to charge certain fees for seeking to evict a tenant.
Complaint Filing Fee: A lease may allow a complaint filing fee of $15.00 or
5% of the monthly rent, whichever is greater, if a landlord files a complaint for Summary Ejectment.

Court Appearance Fee: A lease may allow a court appearance fee of 10% of the monthly rent if a landlord wins in Small Claims Court on a Complaint for Summary Ejectment or for Money Owed.
Second Trial Fee: A lease may allow a second trial fee of 12% of the monthly rent for a new trial following an appeal of the magistrate’s judgment and the landlord wins at the second trial.
Where the rent is subsidized, the fees authorized above are based on the tenant’s share of the rent only.
A landlord is allowed to claim only one of the fees described above. f. The fees described above may not be deducted from a subsequent rental payment so as to make the tenant late with his/her rent.

APPENDIX G: EVICTION AND TERMINATION STANDARDS FOR HOUSING
CHOICE VOUCHER (SECTION 8) TENANTS
The rights and responsibilities of landlords and tenants who participate in the Housing Choice Voucher Program (Section 8) are regulated by the same laws that apply to all private landlord-tenant relations.
As with other tenants, Section 8 voucher holders may be evicted by the owner of the rental property. The Housing Authority does not evict Section
8 voucher tenants.
However, there are additional rules that affect the eviction of Section 8 tenants. During the initial lease term and any extensions of the lease, a landlord may evict only if: the tenant seriously or repeatedly violates the terms and conditions of the lease; the tenant violates a federal, state, or local law regarding the tenants occupancy of the rental unit; the tenant, household member, guest, or other person under the tenant’s control commits a crime threatening the health, safety, or peaceful enjoyment of the premises by other residents or persons living nearby; the tenant, household member, guest, or other person under the tenant’s control commits a violent crime on or near the premises; the tenant, household member, guest, or other person under the tenant’s control commits a drug-related crime on or near the premises; the tenant or household member’s alcohol abuse threatens the health, safety, or peaceful enjoyment of the premises by other residents; the tenant or household member violates a condition of state or federal probation; the tenant flees to avoid prosecution or confinement after conviction of a felony; or for other good cause.
During the first year of the lease term, the owner may not evict the tenant to use the unit for personal, family, or nonresidential use or for a business or economic reason like sale of the property, renovation, or to rent the unit at a higher rate.

At the end of the lease term, the landlord may choose to terminate the lease or not to renew the lease without cause.
An owner must give the tenant a written notice specifying the grounds
(reasons) for terminating the tenancy which may be included either in the notice to vacate or the complaint filed in court. The landlord must give a copy of the notice to vacate to the Housing Authority.
The landlord may not evict because the Housing Authority has not made a housing assistance payment.
When a tenant is evicted for a serious violation of the lease the Housing
Authority must propose termination of the family’s participation in the
Section 8 voucher program, but the Housing Authority may decide not to terminate.
Termination of Housing Choice (Section 8) Vouchers
The Housing Authority may not terminate a family’s voucher without first providing notice of the grounds for the proposed termination and an opportunity for a hearing.
In some cases, the Housing Authority may decide to continue assistance if certain conditions are met like removing the household member responsible for criminal activity or completion of a chemical abuse rehabilitation program.
If the tenant loses a summary ejectment (eviction) trial because they failed to appear in court, the Housing Authority may not terminate the voucher without proving the grounds supporting the eviction at the termination hearing.
An evicted family whose voucher assistance is not terminated is entitled to receive a voucher to locate another residence.

APPENDIX H: PUBLIC HOUSING STANDARD FOR EVICTIONS
The PHA may terminate the tenancy ONLY for:
SERIOUS or REPEATED violations of MATERIAL terms of the lease, such as the failure to pay rent, or
Other good cause.
What is this “other good cause”? It definitely is criminal activity, alcohol abuse that threatens the health and safety of residents and employees of the PHA, material false statements to the PHA to gain admittance, refusal to accept new terms in the lease, and failure to comply w/ the community service requirement (25 CFR 966.4 (2)). But it’s also more. But what else?
That varies.
After many court cases, a few things stand out in determining “other good cause”:
Since right to occupy public housing exists, there must be more than a minor infraction, and the harm must be weighed against the loss of that unit to the family. More than one court has noted that public housing may be the last hope of many to obtain safe and sanitary housing, the stated goal of public housing.
There must be some “control” by the tenant over the actions alleged.
There, generally, is a “right to cure” which is a right to fix the problem to avoid eviction.

APPENDIX I: FORECLOSURE PREVENTION RESOURCES
This appendix provides additional information on the actual foreclosure process, as well as additional resources. As mentioned in Chapter 4, at first sign of financial difficulty contact a housing counselor.
Typical Foreclosure Process: From Being Late to the Actual Auction of Your
Home
First month missed payment – your lender will contact you by letter or phone. (A housing counselor can help).
Second month missed payment – your lender is likely to begin calling you to discuss why you have not made your payments. It is important that you take their phone calls. Talk to your lender and explain your situation and what you are trying to do to resolve it. At this time, you still may be able to make one payment to prevent yourself from falling three months behind.
(A housing counselor can help.)
Third month missed payment – after the third payment is missed, you will receive a letter from your lender stating the amount you are delinquent, and that you have 30 days to bring your mortgage current. This is called a
"Demand Letter" or "Notice to Accelerate". If you do not pay the specified amount or make some type of arrangements by the given date, the lender may begin foreclosure proceedings. They are unlikely to accept less than the total due without arrangements being made if you receive this letter.
You still have time to work something out with your lender. (A housing counselor can still help.)
Letters from the lender will stop - The mortgage company will not send you any more letters. It is now totally up to you to contact them directly as soon as possible, or through a HUD certified housing counselor. Unless you act quickly, your house will be sold at auction on the date specified. Note:
The total number of days of delinquency (90, 120, 180) depends on your mortgage company.
Attorney takes over - A third party or “trustee” (typically an attorney) takes over your delinquent account if you have not paid the full amount or worked out arrangements. You have now incurred all attorney fees as part of your delinquency. The attorney will send a Notice of Default stating that the property will be sold. The sale date is the actual day of foreclosure.
You will be notified of the date by mail, the Sheriff will hand deliver or post a notice to your door, and the sale may be advertised in a local paper. The

time between the Demand or Notice to Accelerate Letter and the actual
Sale varies by state. In some states, it can be as quick as 2-3 months. This is not the move-out date, but the end is near. You have until the date of sale to make arrangements with your lender, or pay the total amount owed, including attorney fees.
Redemption Period – after the sale date, you may enter a redemption period , which in the state of North Carolina is 10 days after the sale. You can still reclaim your home, but you will need to pay the outstanding mortgage balance and all costs incurred during the foreclosure process.
All dates are estimated and will vary according to your mortgage company.
The total number of days of delinquency (90, 120, 180) depends on your mortgage company.
Know Your Options
Repayment Plan - Spreading the defaulted payments over a series of months, usually not more than 12-24 months.
Forbearance - Similar to a Repayment Plan where lender agrees to a modified monthly payment for several months allowing the borrower to catch up.
Modification - This plan involves more work, and may reduce or fix your interest rate, change your term from 30 to 40 or 50 years, or add the delinquent amount to your current amount and re-amortize (or reschedule your payments).
Partial Claim - You may be able to obtain a second loan from HUD to bring you current that is repaid after the first loan is paid. This option is available only with FHA insured mortgage loans.
FHA Secure - A program designed to provide an opportunity for homeowners to refinance into a prime rate FHA insured mortgage after having their adjustable rate mortgage “reset.”
Service Members Civil Relief Act - You may be entitled to some protections against foreclosure if you are currently or have within the last three (3) months been in military service AND joined after signing the deed that is now in foreclosure.
Refinance - The lender will offer a new loan which may add an additional borrower. There must be adequate equity in the property. This cannot be done if the value of the home is less than the amount owed to the lender.

Bankruptcy – Chapter 13 - Filing bankruptcy lets you pay off the
“arrearage” (late, unpaid payments) over the length of a repayment plan you propose—five years in some cases. In this situation, you’ll need enough income to at least meet your current mortgage payment at the same time you’re paying off the arrearage.
Options If You Decide Not Keep Your Home
Sell the Property - Best option if the borrower cannot afford the mortgage payment and the house is worth more than the amount owed. Other considerations include the condition of your home and how much time do you have.
Assumption - If you find another borrower willing and qualified to take over your mortgage and your home, they may assume your mortgage. The new borrower must meet the lender’s criteria.
Deed in Lieu - In some cases the lender will take back your property instead of holding you responsible for the mortgage loan. This requires investor approval. This option will be considered, in most cases, only after the property has been on the market for 90 days. There may be tax consequences.
Short Sale - When the borrower owes more than the property is worth, it may be best to sell the property. The lender and mortgage insurer must agree to accept the lower payoff. The original homeowner may then receive a taxable income Form1099 in the amount of the underpayment.
Foreclosure - This is sometimes the only option for a borrower to accept.
After five years, the borrower may qualify for a new mortgage. There are tax consequences to foreclosure and credit challenges, as well.
NC Counties and Serving Counseling Agency
County
Counseling Agency Handling
Phone number
Alamance - Consumer Credit Counseling Service of Greater Greensboro -
336-373-8882
Alexander - Western Piedmont Council of Government - 828-322-9191
Alleghany - Northwestern Regional Housing Authority - 828-264-6683

Consumer Credit Counseling Service of Forsyth County - 336-896-1191
Anson - Sandhills Community Action Program, Inc - 910-947-6575
Ashe - Northwestern Regional Housing Authority - 828-264-6683
Consumer Credit Counseling Service of Forsyth County - 336-896-1191
Avery - Northwestern Regional Housing Authority - 828-264-6683
Beaufort - Cumberland Community Action Program, Inc - 910-323-3192
Bertie - Choanoke Area Development Association - 252-539-4155
Bladen - Kingdom Community Development Corporation - 910-484-2722
Brunswick - Wilmington AME Zion Housing Development Corporation - 910-
815-3826
Buncombe - On Track Financial Services - 828-255-5166
Burke - Western Piedmont Council of Government - 828-322-9191
Cabarrus - Prosperity Unlimited - 704-933-7405
Caldwell - Western Piedmont Council of Government - 828-322-9191
Camden - Northeastern Community Development Corporation - 252-338-
5466
Carteret - Twin Rivers Opportunities, Inc - 252-637-3599
Caswell - Consumer Credit Counseling Service of Greater Greensboro - 336-
373-8882
Catawba - Western Piedmont Council of Government - 828-322-9191
Chatham - Triangle Family Services - 919-821-0790
Cherokee - On Track Financial Services - 828-255-5166
Chowan - River City Community Development Corporation - 252-331-2925
Clay - On Track Financial Services - 828-255-5166
Cleveland - Cleveland County Community Development Corporation - 704-
480-7701
Columbus - Wilmington AME Zion Housing Development Corporation - 910-
815-3826
Craven - Twin Rivers Opportunities, Inc - 252-637-3599
Cumberland - Kingdom Community Development Corporation - 910-484-
2722
Currituck - Northeastern Community Development Corporation - 252-338-
5466
Dare - Northeastern Community Development Corporation - 252-338-5466
Davidson - Consumer Credit Counseling Service of Greater Greensboro -
336-373-8882
Davie - Consumer Credit Counseling Service of Forsyth County - 336-896-
1191

Duplin - Cumberland Community Action Program, Inc - 910-323-3192
Durham - Triangle Family Services - 919-821-0790
Edgecombe - Rocky Mount Edgecombe Community Development
Corporation - 252-442-5178
Forsyth - Consumer Credit Counseling Service of Forsyth County - 336-896-
1191
Franklin - Franklin Vance Warren Opportunity Inc - 252-492-0161
Gaston - Consumer Credit Counseling Service of Gaston County - 704-864-
7704
Gates - River City Community Development Corporation - 252-331-2925
Graham - On Track Financial Services - 828-255-5166
Granville - Franklin Vance Warren Opportunity Inc - 252-492-0161
Greene Cumberland Community Action Program, Inc 910-323-3192
Guilford - Consumer Credit Counseling Service of Greater Greensboro -
336-373-8882
Halifax - Choanoke Area Development Association - 252-539-4155
Harnett - Kingdom Community Development Corporation - 910-484-2722
Haywood - On Track Financial Services - 828-255-5166
Henderson - On Track Financial Services - 828-255-5166
Hertford - Choanoke Area Development Association - 252-539-4155
Hoke - Kingdom Community Development Corporation - 910-484-2722
Hyde - Choanoke Area Development Association - 252-539-4155
Iredell - Prosperity Unlimited - 704-933-7405
Consumer Credit Counseling Service of Forsyth County - 336-896-1191
Jackson - On Track Financial Services - 828-255-5166
Johnston - Triangle Family Services - 919-821-0790
Jones - Twin Rivers Opportunities, Inc - 252-637-3599
Lee - Kingdom Community Development Corporation - 910-484-2722
Lenoir - Cumberland Community Action Program, Inc - 910-323-3192
Lincoln - Consumer Credit Counseling Service of Gaston County - 704-864-
7704
Macon - On Track Financial Services - 828-255-5166
Madison - On Track Financial Services - 828-255-5166
Martin - Cumberland Community Action Program, Inc - 910-323-3192
McDowell - On Track Financial Services - 828-255-5166
Mecklenburg - Prosperity Unlimited - 704-933-7405
United Family Services - 704-332-9034
Mitchell - Northwestern Regional Housing Authority - 828-264-6683

Montgomery - Sandhills Community Action Program, Inc - 910-947-5675
Moore - Sandhills Community Action Program, Inc - 910-947-5675
Nash - Rocky Mount Edgecombe Community Development Corporation -
252-442-5178
New Hanover - Wilmington AME Zion Housing Development Corporation -
910-815-3826
Northampton - Choanoke Area Development Association - 252-539-4155
Onslow - Cumberland Community Action Program, Inc - 910-323-3192
Orange - Triangle Family Services - 919-821-0790
Pamlico - Twin Rivers Opportunities, Inc - 252-637-3599
Pasquotank - River City Community Development Corporation - 252-331-
2925
Pender - Wilmington AME Zion Housing Development Corporation - 910-
815-3826
Perquimans - River City Community Development Corporation - 252-331-
2925
Person - Franklin Vance Warren Opportunity Inc - 252-492-0161
Pitt - Cumberland Community Action Program, Inc - 910-323-3192
Polk - Consumer Credit Counseling Service of Carolina Foothills - 828-286-
7062
Randolph - Consumer Credit Counseling Service of Greater Greensboro -
336-373-8882
Richmond - Sandhills Community Action Program, Inc - 910-947-5675
Robeson - Kingdom Community Development Corporation - 910-484-2722
Rockingham - Consumer Credit Counseling Service of Greater Greensboro -
336-373-8882
Rowan - Consumer Credit Counseling Service of Greater Greensboro - 336-
373-8882
Salisbury Community Development Corporation - 704-638-2154
Rutherford - Consumer Credit Counseling Service of Carolina Foothills -
828-286-7062
Sampson - Cumberland Community Action Program, Inc - 910-323-3192
Scotland - Sandhills Community Action Program, Inc - 910-947-5675
Stanly - Prosperity Unlimited - 704-933-7405
Stokes - Consumer Credit Counseling Service of Forsyth County - 336-896-
1191
Surry - Consumer Credit Counseling Service of Forsyth County - 336-896-
1191

Swain - On Track Financial Services - 828-255-5166
Transylvania - On Track Financial Services - 828-255-5166
Tyrell - Choanoke Area Development Association - 252-539-4155
Union - United Family Services - 704-332-9034
Vance - Franklin Vance Warren Opportunity Inc - 252-492-0161
Wake - Triangle Family Services - 919-821-0790
Warren - Franklin Vance Warren Opportunity Inc - 252-492-0161
Washington - Choanoke Area Development Association - 252-539-4155
Watauga - Northwestern Regional Housing Authority - 828-264-6683
Wayne - Cumberland Community Action Program, Inc - 910-323-3192
Wilkes - Northwestern Regional Housing Authority - 828-264-6683
Wilson - Wilson Community Improvement Association - 252-243-4855
Yadkin - Consumer Credit Counseling Service of Forsyth County - 336-896-
1191
Yancey - Northwestern Regional Housing Authority - 828-264-6683

APPENDIX J: HUD PROGRAMS COVERED BY CONSOLIDATED PLANS
As described in Chapter 5, submitting a Consolidated Plan is a required prerequisite for states and local communities to receive block grant funding for the programs described below. Many major cities and several regions within the state receive funds directly from HUD and therefore must submit their own local Consolidated Plan. The state as a whole is covered by the state’s Consolidated Plan.
The federal rules allow for a range of eligible activities for the four programs, i.e. activities that are allowed under the rules. The Consolidated
Planning requirements for conducting needs assessments and a public input process are designed to assist localities in targeting their funds, within the boundaries of the eligible activities set by the federal rules, to their particular identified needs and priorities.
Community Development Block Grant (CDBG)
CDBG funds are used to support communities by providing decent housing and a suitable living environment, and by expanding economic opportunities. At least 70 percent of CDBG funds must be used to benefit low and moderate income households.
Under the federal rules, allowable CDBG activities include: acquisition of property for public purposes; construction or reconstruction of streets, water and sewer facilities, neighborhood centers, recreation facilities, and other public works; demolition; rehabilitation of public and private buildings; public services; planning activities; assistance to non-profit entities for community development activities; and assistance to private, for profit entities to carry out economic development activities (including assistance to micro-enterprises).
In North Carolina, the Department of Commerce’s Division of Community
Assistance administers CDBG funds for community development activities, while funds for economic development activities are administered by the
Department’s Commerce Finance Center. In 2008, North Carolina received

over $60 million in CDBG funds. Funds help local governments improve deteriorating residential neighborhoods, support public services, install water and sewer facilities, and provide assistance to businesses. Category awards are funded either through competition or on a non-competitive basis.
Emergency Shelter Grant (ESG)
The ESG Program is designed to help states and local communities meet the basic shelter and supportive services needs of homeless people while also preventing more individuals and families from becoming homeless.
Under the federal rules allowable ESG activities include: renovation, major rehabilitation, or conversion of buildings for use as emergency shelter; up to 30 percent on essential services for homeless persons; up to 30 percent on homeless prevention efforts; and shelter operating costs, such as maintenance, insurance, utilities, rent, and furnishings.
The NC ESG Program is administered by the Office of Economic
Opportunity in the NC Department of Health and Human Services. In 2009,
North Carolina anticipates to receive $2.5 million in resources through the
ESG program that are distributed to emergency shelters and transitional housing facilities across the state, to operate these facilities, provide essential social services, and to help prevent homelessness.
HOME Investments Partnerships Program (HOME)
The HOME Program is a formula grant of federal housing funds to participating jurisdictions. Local jurisdictions are larger cities and consortia of smaller communities (called “participating jurisdictions”).
Under the federal rules HOME funds can be used for the following activities: rental housing production and rehabilitation loans and grants; first-time home buyer assistance; rehabilitation loans for homeowners; and

tenant-based rental assistance (two-year renewable contracts).
All housing developed with HOME funds must serve low - and very lowincome individuals and families. For rental housing, at least 90 percent of
HOME funds must benefit families whose incomes are at or below 60 percent of area median income; the remaining 10 percent must benefit families with incomes at or below 80 percent of area median income.
Individual states or participating jurisdictions may have even lower income targeting for their HOME funds.
To encourage affordable housing development by non-profit organizations, a minimum of 15 percent of a jurisdiction’s HOME funds must be set aside for housing that is developed by community housing development organizations (CHDOs).
A CHDO is a special type of non-profit organization and has meaning only in the context of HUD's HOME Program. Generally defined, a CHDO is a non-profit, community-based organization that has staff with the capacity to own, manage, and/or sponsor affordable housing.
The NC state HOME Program is administered by the N.C. Housing Finance
Agency. In 2008, N.C. received $19 million in resources through the HOME program. The State’s General Assembly appropriated $1.6 million in public non-federal funds to match the federal HOME funds.
Housing Opportunities for Persons with AIDS (HOPWA)
The HOPWA Program funds housing and services for people living with
HIV/AIDS and their families whose incomes are at or below 80 percent of area median income. Funds help local health departments, non-profit community based organizations, housing authorities, AIDS service organizations, and other interested provider agencies meet the housing needs of persons living with AIDS or related diseases, and their families.
Under the federal rules eligible HOPWA activities include: housing information and referral services; acquisition, rehabilitation, and leasing of property; project-based or tenant-based rental assistance; homeless prevention activities;

supportive services; housing operating costs; and technical assistance, including resource identification.
The HOPWA Program is distributed under a formula that is based on AIDS surveillance information from the Centers for Disease Control and
Prevention. The formula allocates 90 percent of the HOPWA appropriation to eligible states and cities, on behalf of their metropolitan area. Ten percent of HOPWA funds are awarded by competition.
The NC state HOPWA Program is administered by the AIDS Care Unit in the
Department of Health and Human Services.
In 2009, North Carolina anticipates to receive almost $2.4 million in resources through the HOPWA program. These funds, along with other private and nonfederal resources, were available in 2006 to address the housing needs of persons living with HIV/AIDS.
For more detailed information on how these funds are being used under the NC State Consolidated Plan, you can access the program reports, the annual Action Plan, and NC’s Consolidated Plan on the NC Division of
Community Assistance Web site at www.ncdca.org/plan or call 919-733-
2850.
For information on Consolidated Plans for the various communities that receive funding directly from HUD, contact the local community development office in that community. A listing of communities that receive these funds can be found at www.hud.gov/offices/cpd/about/budget/budget07/states/nc.xls
.
Summaries of selected Consolidated Plans from across the country are also available on HUD’s Web site at www.hud.gov/states.html
.
The above is a synthesis of information taken from North Carolina’s 2006
Consolidated Annual Performance and Evaluation Report, information from the NC Division of Community Assistance’s website (www.ncdca.org), and the Technical Assistance Collaborative’s Regional Housing Forum: A
Technical Assistance Guide for Housing Resources and Strategy (2003). It

is available for download on their Web site at www.tacinc.org/Pubs/housingpubs.htm
.