Learning English with CBC Listening Lessons for Intermediate Students Based on CBC Manitoba Radio Broadcasts February 4, 2011 Lesson 65: Self Study Edition Level: CLB 6 and up Topic: The Housing Challenge Language Skills and Functions: Listening – listening to a short interview for details and inference Speaking – giving advice; responding to offers and excuses Reading – reading a text for information Writing – writing a letter; writing tips/advice Language Competencies: Language Tasks: Vocabulary, Pronunciation, Listening and Speaking Strategies, Socio-cultural/sociolinguistic Competence Answer questions about newcomer housing preferences and challenges Listen for detail and inference in a radio interview with Paul Ash, founder of New Journey Housing Understand food idioms in context Understand and respond to offers and excuses from landlords Read information about the importance of tenant insurance and respond to scenarios by giving advice Write a letter to a landlord to request a repair Essential Skills: Reading text, oral communication, writing Appendices: Transcript of the podcast Top Reasons Why You Need Tenant Insurance Manitoba Memo Social policy experts believe housing is at the centre of people’s well-being. Affordable, good quality, safe and stable housing contributes to our emotional, cultural, social and economic health. If there’s a crack in Manitoba’s aggressive immigration policy, some believe it may be in area housing. Manitoba just doesn’t have enough affordable and subsidized housing to meet the need. Refugees and immigrants who are in lower income brackets face the toughest housing challenge. Vacancy rates for apartments and rental units are extremely low in Winnipeg and Brandon. Some even say there is a “housing crisis” in these cities. While the price of purchasing a home in Manitoba is still relatively low compared to other Canadian provinces, the average cost of home ownership has increased significantly in the past decade. A lack of availability and affordability often translates into very limited housing choices for newcomers, especially in their first two years in Manitoba. However, the housing market is only one part of their housing challenge. According to New Journey Housing, other challenges include: A lack of understanding of the different housing options and government supports which are available; A lack of knowledge of different neighbourhoods and their advantages and disadvantages; Limited English skills, making it difficult to search for housing using the internet and other sources; Financial stress, which results in many newcomers spending more than thirty percent of their income on housing; The need to learn about more than one kind of housing because newcomers tend to move several times in the first few years of residence before becoming truly settled; The need for a guarantor or co-signer; A lack of experience owning or renting a home in Manitoba, including learning about tenant rights and responsibilities; pest control and cleanliness; financial systems and obligations and home maintenance. When it comes to meeting these housing challenges, there is some good news. New Journey Housing is providing newcomers to Winnipeg with information and resources to help them make good housing choices. Welcome Place offers similar assistance to refugees. Settlement programs throughout the province also help with the housing challenge, as do private sponsors. The second piece of good news is that the provincial and federal governments are stepping up to the plate. Recently announced new housing projects are a good first step toward beginning to meet Manitoba’s affordable housing shortage. Self Study: The Housing Challenge Learning English with CBC Page 2 of 19 Background 1. Can you answer the following questions? Generally speaking, do you prefer to live in the city, in a town or in the country? If you prefer living in the city, do you prefer living in the downtown area or in the suburbs? Why? Would you prefer living in an area where other newcomers from your country live? Where newcomers from other countries live? Why? What are some of the other things that are important to you when you are looking for housing? (For example: affordability; the condition of the home or apartment; the number of rooms/bedrooms; closeness to schools, transit and stores; the look and appearance of the neighbourhood; who else lives there.) What do you see as the greatest challenges newcomers face when they look for housing in a new country? What do you think people should know about the housing situation in Manitoba before they immigrate? 2. Vocabulary definitions Here are some words you need to know to understand the CBC interview. options Options are when you have different alternatives or choices available to you. An example of a housing option is having a choice between renting and owning. bricks and mortar The expression “bricks and mortar” refers to the existence of a physical building. misunderstandings Examples of misunderstanding are problems that are caused when someone doesn’t understand a question, situation or instruction. New Journey Housing New Journey Housing is a private, non-profit organization that assists and mentors newcomers who are looking for housing in Winnipeg. in a nutshell This idiom means to say something concisely or in very few words. a resource centre A resource centre is a place where someone can go to find information and assistance. decent A decent house is one of good quality or standards. It would not need a lot of repairs. born and raised If you are born and raised somewhere, it means you were born there and you grew up there. Self Study: The Housing Challenge Learning English with CBC Page 3 of 19 a blue collar worker Someone who does physical work is called a blue collar worker. Office workers are often referred to as white collar workers. rental accommodation If you live in rental accommodation, you live in housing someone else owns. An apartment is an example of rental accommodation. shabby When something is in poor or bad condition it can be described as shabby. rundown A building that is in very bad condition can be described as rundown. a chapter in life This expression refers to a period of time in a person’s life that has a beginning and an end, just like a chapter in a book. struggles Struggles are difficulties or challenges someone deals with over a long period of time. a tenant A tenant is a person who has the use of a room, house, apartment, building etc. as long as they pay rent to the owner. a landlord Someone who rents a room, house, apartment, building etc. to someone else is called a landlord. references References are people you ask to provide a landlord or employer with information about your character and abilities. a referral When you suggest that someone go to another person or organization for help or assistance, that’s called a referral. assumptions When we assume or believe things are true, but have no definite proof they are true, we are said to be making an assumption. expectations Things you think or hope will happen are described as expectations. Self Study: The Housing Challenge Learning English with CBC Page 4 of 19 3. Predict what the podcast is about In this story, Marcy Markusa interviews Paul Ash about the housing resource centre he founded. It’s called New Journey Housing and it helps newcomers to Winnipeg understand how the housing market works. Can you predict the questions Marcy will ask Paul? Here are a few examples: I think she might ask him…if he is a newcomer himself. She’ll probably want to know… why he decided to start New Journey Housing. I wonder if she’ll ask him...how the organization is funded. I’m sure she’ll ask him…what the organization does. I don’t know have any idea what she’ll ask him. 4. Get ready to listen In this interview, you will hear: Marcy Markusa – host and interviewer Paul Ash – founder, New Journey Housing In this podcast, both Marcy and Paul speak very quickly. Paul also uses a number of strategies often heard in informal, fast speech. He uses a lot of fillers or hesitators as he searches for the right word. His favourite is ah. Notice Paul’s use of hesitators/fillers when you listen to the podcast? Do you think it make it easier or more difficult for you as a listener when a speaker uses a lot of fillers? Play the podcast for the first time. Did you notice that Paul also reduces certain words? This is also a typical strategy in spoken English and especially in fast, informal speech. It can make it difficult for listeners to figure out where one word ends and another begins. One example is y’know. Did you hear examples of any other reduced words when you listened? For example: a lot of sounds like a lotta (line 26 on the transcript) what are sounds like whaddare (line 41 on the transcript) Self Study: The Housing Challenge Learning English with CBC Page 5 of 19 After you listen a) Review your pre-listening predictions Were you able to predict some of the things Marcy asked Paul Ash? b) Listen for detail and inference Listen to the interview and decide if the following statements are true or false. Sometimes you will need to listen for details and other times you will need to listen for inference. The first one is completed for you as an example. 1. There are three new housing projects in Winnipeg for newcomers. True False 2. Paul Ash started New Journey Housing. True False 3. New Journey finds jobs for newcomers. True False 4. New Journey helps newcomers find good housing. True False 5. New Journey Housing is funded by government. True False 6. Paul Ash grew up in a wealthy household. True False 7. Paul Ash can relate to the challenges newcomers face finding good True False housing. 8. Paul got the idea of starting New Journey Housing from friends. True False 9. The main goal of New Journey is to help newcomers understand housing basics. True False 10. The responsibilities of home ownership and renting are very similar around the world. Self Study: The Housing Challenge Learning English with CBC True False Page 6 of 19 c) Understand food idioms The English language uses many idioms. On first glance, the following idioms seem to be about food. But don’t be fooled! They aren’t really about food – they have a different meaning entirely. Match the sentences with the food idiom in context with the option that best shows what the idiom means. The first one is completed for you as an example. 1. So, what in a nutshell does the organization do? a) So, what exactly does the organization do? b) So, what kind of nut shell does the organization do? c) So, what crazy things does the organization do? 2. Use your noodle and you’ll figure it out. a) Use your ears and you’ll figure it out. b) Use your calculator and you’ll figure it out. c) Use your brain and you’ll figure it out. 3. The best way to impress your landlady is to butter her up. a) The best way to impress your landlady is to talk to her. b) The best way to impress your landlady is to take her treats. c) The best way to impress your landlady is to flatter her. 4. My landlord is very serious. You could say he’s a hard nut to crack. a) My landlord is very serious. You could say he’s difficult to get to know. b) My landlord is very serious. You could say he’s very unfriendly. c) My landlord is very serious. You could say he’s nuts. 5. Yes, I’ve got a cat. But please don’t spill the beans to the landlord. a) Yes, I’ve got a cat. But please don’t ask me to tell the landlord. b) Yes, I’ve got a cat. But please don’t tell my secret to the landlord. c) Yes, I’ve got a cat. But please don’t hide that from the landlord. 6. I heard through the grapevine that our rent is going up. a) I heard from the landlord that our rent is going up. b) I heard on the radio that our rent is going up. c) I heard from some other tenants in the building that our rent is going up. 7. My neighbour is head of the tenant’s association. She’s cool as a cucumber. a) My neighbour is head of the tenant’s association. She’s well organized. b) My neighbour is head of the tenant’s association. She’s a bit arrogant. c) My neighbour is head of the tenant’s association. She’s calm and collected. Self Study: The Housing Challenge Learning English with CBC Page 7 of 19 d) Respond to offers and excuses from a landlord Sometimes it’s difficult to tell if someone is offering to help or if they’re making an excuse for not helping. In each situation we need to know their intention so that we can respond correctly. Read each of the dialogues below in which a tenant is making a complaint and a landlord is responding. When you read the landlord’s response, decide if the landlord is making an excuse or offering to help. Depending on what you decide, write offer or excuse in the brackets. Then decide what you would say in response to the landlord. Your response might include asking the landlord for more information, asking for a reason or thanking the landlord. (Possible responses are included in the box at the end of the scenarios.) The first dialogue is completed for you as an example. 1. Tenant: The window in my apartment has been broken ever since I moved in two ` months ago. Landlord: Sorry about that. I’ve been swamped with repairs and I haven’t had time. (excuse) Tenant: 2. (h) I think that I have been more than patient. Please have it fixed immediately. Tenant: My sink is completely clogged. It won’t drain at all. Landlord: I’ll bring a plunger and come up to fix it right away. (___________) Tenant: 3. _______________________________________________________. Tenant: Last week you promised to have someone come and check the leak in my roof. Landlord: I called the roofer but he hasn’t gotten back to me. There’s really nothing I can do until I hear back from him. (___________) Self Study: The Housing Challenge Learning English with CBC Page 8 of 19 Tenant: 4. _______________________________________________________. Tenant: My television reception is terrible. The picture is fuzzy and distorted. Landlord: Several other people have called with the same complaint. I will get the cable company to come out right away. (___________) Tenant: 5. _______________________________________________________. Tenant: The neighbour next door persists in having noisy parties every weekend. Could you please do something about it. Landlord: There’s really nothing I can do, because the building superintendent’s niece lives in that apartment. (___________) Tenant: 6. _______________________________________________________. Tenant: My neighbour has a cat and I’m allergic to cats. Can’t you do something about that? Landlord: This block allows pets, so my hands are tied. (___________) Tenant: 7. _______________________________________________________. Tenant: The fridge in my apartment keeps cutting out. I’m afraid it will quit for Self Study: The Housing Challenge Learning English with CBC Page 9 of 19 good one of these days and my food will spoil. Landlord: I will call a repair service and ask them to send someone to fix the problem as soon as possible. Tenant: 8. (___________) _______________________________________________________. Tenant: There’s a bed bug problem in this building! Landlord: We have a contract with an exterminator. I will ask them to come immediately. (___________) Tenant: _______________________________________________________. Possible Tenant Responses a) But it’s supposed to rain. Could you call him again please? b) I would really appreciate that. Do I have to move out while they spray? c) Thanks, that would be great. My favourite show is on tonight. d) Perfect. That means I can do my dishes. e) Do you know of another block where I might be able to move? I am very allergic. f) I will be making an official complaint then. It’s not fair that other tenants have to put up with the noise. Self Study: The Housing Challenge Learning English with CBC Page 10 of 19 g) That’s good news. I just went grocery shopping yesterday. h) I think that I have been more than patient. Please have it fixed immediately Self Study: The Housing Challenge Learning English with CBC Page 11 of 19 e) Read about tenant insurance and give advice If you drive a car, Manitoba law says you must have vehicle insurance and liability coverage. However, if you rent a home or apartment, there is no law that says you have to have tenant insurance. Many would argue that renters also need insurance to protect themselves and their belongings. Read Appendix A. Then read each of the scenarios below. Use the sentence starters to give insurance advice to the individuals in each of the scenarios. Sentence Starters for Giving Advice You really should…. I’d recommend that you…. You really ought to…. It’s a good idea to…. You would do well to…. Scenario 1 I live in an apt., but I really don’t have much except for some expensive sporting equipment. What do you think? Scenario 2 I just moved into a rental house. I think I’ll wait a few months before I get tenant insurance. I want to get settled first. What do you advise? Self Study: The Housing Challenge Learning English with CBC Page 12 of 19 Scenario 3 I live on my own in a small apartment. I can’t think of any reason to purchase liability insurance. Do you think I ought to have it? Scenario 4 Our family immigrated to Manitoba a few months ago. We haven’t accumulated many possessions. All we have is just clothes, a TV, and some household appliances. Won’t it cost more to purchase tenant insurance that we may never use than to just replace an item that’s damaged or stolen? What do you recommend? f) Write a letter to request a repair If your rental unit needs repairs, it is always best to put your request in writing. Your landlord may ask you to fill out a form, or you may be asked to write a letter. Always date your written request and keep a copy. This will help you if you need to seek assistance from Manitoba’s Residential Tenancies Branch to resolve a repair issue. Can you write a letter to a landlord to request repairs based on the following scenario? Use the outline to help you. Scenario: Date: July 15, 2010 Renter: Daniel Juba Rental unit: 123 Block Place, Suite 304, Winnipeg, MB, R2G 1R5 Landlord: Jim Loewen, 348 Rouge Road, Winnipeg, MB, R4T 1X4 Self Study: The Housing Challenge Learning English with CBC Page 13 of 19 Moved in: July 1, 2009 Repairs requested: -the window air conditioner has not worked at all this summer and blows warm air -the bathtub faucet won’t stop dripping and the problem is getting worse Date of letter Landlord’s address Who is the letter to? Dear …. What apartment /suite is the letter regarding? (Re: is an abbreviation for regarding that you often see in formal letters) Re: Suite …. My suite requires some repairs. First, my air conditioner …. Provide details of the problem and what needs to be repaired. Secondly, the faucet…. Ask the landlord to fix the problem and to let you know when it will be fixed. Can you please …. Sign the letter. Thank you. Yours sincerely, Want to know more: New Journey Housing has a website with more information about their services. It’s at: http://www.newjourneyhousing.com/ For more information on housing/tenancy in Manitoba, try these government websites: http://www.gov.mb.ca/housing/about_mbhousing.html and http://www2.immigratemanitoba.com/browse/settle/settle-housing.html Self Study: The Housing Challenge Learning English with CBC Page 14 of 19 The Manitoba Residential Tenancies Branch also has general information on its website. Under “Resources” some of the materials (for example, information on rent increases, the responsibilities of landlords and tenants and the role of the Branch) are available in eight languages. Their website is: http://www.gov.mb.ca/fs/cca/rtb/index.html The Canadian Mortgage and Housing Corporation publishes an information guide for newcomers. Much of the information is available in eight languages. You can find it at: http://www.cmhc.ca/newcomers/ The website for the Manitoba Interfaith Immigration Council/Welcome Place is at: http://www.miic.ca/Default.aspx CBC does not endorse and is not responsible for the content of external websites Self Study: The Housing Challenge Learning English with CBC Page 15 of 19 Appendix 1: Transcript January 17, 2011 (broadcast date) Speaker Podcast Line Marcy Hi I'm Marcy Markusa and you're listening to Learning English with CBC. Recently we told our listeners about two projects in Winnipeg that will soon offer new housing options for immigrants and refugees in the city. But bricks and the mortar are only part of the challenge that newcomers face in finding housing. Basic 5 misunderstandings about how things work in Canada can prevent newcomers from finding – and even keeping – their apartments or homes. Local businessman Paul Ash founded New Journey Housing to help newcomers meet the housing challenge. In this interview, he tells me more about his 10 organization. Marcy Good morning. Paul Good morning. Marcy So what first in a nutshell does the organization try to do? Paul Ah well we consider ourselves a resource centre for newcomers 15 to Canada so our our goal really is to ah give newcomers the tools they need ah to ah help them find decent, affordable housing, whether that be rental housing ah or home ownership. Marcy Now this is not ah sort of a government idea, this is your idea. Why did you want to start it? Self Study: The Housing Challenge Learning English with CBC 20 Page 16 of 19 Paul Well um it happened ah a few years back, ah I was I found out I had a little more time ah ah business wasn’t taking as much of my time ah, and I was talking to my wife one day, we had ah, we were visiting Montreal where I was born and raised and I was raised in a blue collar, working class family, we didn’t have 25 a lotta money. We often, well my ah our whole life we lived in rental accommodation and mo most often it wasn’t the best rental accommodation, it was could be shabby, somewhat rundown and it was a chapter in my life where I was saying, y’know, I’ve got more time to start giving back, wh what’s some 30 of the things I could be doing? And she said well y’know you ah have you thought about, have you thought about, helping people with housing? Because at the same time we had some friends, a number of personal friends, who were newcomers to Canada, and they were they were having some major struggles with 35 housing and she said, maybe you need to do something in that area. Marcy What are the things you need to equip them (newcomers) with? If you had to name sort of three big things people just don’t realize about finding and keeping housing in Winnipeg? Paul 40 Well a lot of it is just basic understanding ah whadda whaddare your rights and responsibilities for example ah as a tenant? What can you reasonably expect from a landlord and what can a landlord reasonably expect from you? Um a lot of struggles with ah y’know do I get references? How do I get referrals? How do I 45 just begin the whole process of of looking for an apartment? With newcomers of course they ah um every porsh1 every part of the world has different ah expectations, different assumptions that people have when it comes to owning a home or buying or renting a home. 50 1 Paul starts to say one word, then decides to use a different word. He begins to say portion but instead says only the first syllable (which sounds like porsh) before deciding instead to say part. Self Study: The Housing Challenge Learning English with CBC Page 17 of 19 Appendix 2: Top Reasons Why You Need Tenant Insurance2 It is no secret that insurance is vitally important. Car, life, home or medical insurance coverage is necessary to protect you in the case of emergency or an accident. Yet, many renters fail to purchase tenant insurance even though the cost is often less than one dollar a day. Here are the top misunderstandings about tenant insurance and why you need a policy to protect you: 1. My landlord’s insurance policy will cover me. While your landlord may have insurance coverage on the building where you are renting, that insurance is in place to protect the structure and the landlord’s own personal liability in case someone is injured on the property. It will not protect your possessions. As a renter you should carry your own tenant insurance to protect your possessions from theft, fire or other damages. 2. I don’t own that much – I don’t need to insure my possessions. Though you may not think losing your possessions would be a significant loss to you, add up what you own. You’ll see the total to replace all these items is more than you might think. You don’t need to have big screen televisions or expensive art and jewelry - books, clothing, cell phones, basic furniture and small kitchen appliances add up quickly!. 3. If I’m careful, I don’t need to have liability insurance. Accidents happen. That’s why we need insurance. You may not intentionally injure someone in your home, or plan on causing damage to another apartment when your dishwasher overflows, but these things can happen. Having third party liability insurance as part of your tenant insurance policy will protect you from these kinds of accidents. 4. My landlord will look after me if I have to vacate my apartment. Your landlord isn’t responsible for paying your living expenses if something happens and you have to move out. This could happen when an insurance claim is being settled or repairs are being made. If you have tenant insurance, your insurance provider will help to cover your living expenses while the repairs are made. 2 Adapted from: http://www.insurancehotline.com/5-reasons-why-you-need-tenants-insurance Self Study: The Housing Challenge Learning English with CBC Page 18 of 19 Answers to Worksheets Listen for detail 1. F 2. T 3. F 4. T 5. F 6. F 7. T 8. F 9. T 10. F Food Idioms 1. a 2. c 3. c 4. a 5. b 6. c 7. c Respond to Offers or Excuses 1. excuse; h 2. offer; d 3. excuse; a 4. offer; c 5. excuse; f 6. excuse; e 7. offer; g 8. offer; b Self Study: The Housing Challenge Learning English with CBC Page 19 of 19