MID-SIZED RETIREMENT & HEALTHCARE PLAN MANAGEMENT CONFERENCE Find the way ahead amid the Supreme Court’s ruling on ACA, new ERISA obligations and an uncertain economy An educational conference focused on key retirement plan and healthcare beneļ¬ts issues for mid-sized employers Orlando, FL • October 14-17, 2012 Walt Disney World Swan Presented by Register Now! www.ucs-edu.net Don’t Let Your Healthcare and Retirement Plans Go Adrift! These are challenging times for employer-sponsored benefits. The Supreme Court’s ruling upholding ACA has employers scrambling to ensure they are in compliance. In addition, an uncertain economy, employers’ exposure to retirement plan fee litigation, employees’ lack of retirement readiness, an aging population and federal budget deficits all affect the cost and design of your healthcare and retirement plans. What can you do to ensure their long-term viability as tools for attracting and retaining the talent your organization needs to succeed? This fall’s Mid-Sized Retirement & Healthcare Plan Management Conference in Orlando is the one place you can go for answers. Make plans now to attend, and discover how to set the right course for your benefit programs. There Is NO Substitute for the Experience of a Live Conference! This 2½-day conference lets you focus your attention on issues critical to your healthcare and retirement benefits. No online course or webcast can compare! • 36+ sessions—choose from topics on healthcare, retirement or both • Updates on critical regulatory and legislative issues by attorneys from top law firms and the DOL • An educationally driven agenda that emphasizes problem solving and solutions • Insights into what you can do now in light of the Supreme Court’s ruling upholding ACA • In-person contact with benefits specialists, innovators and fellow practitioners in small group settings • Registration reserved exclusively for benefits practitioners; outside vendors cannot attend • Money-saving ideas that can reduce your benefits costs now 2 To register or for more details, call 800-864-2063 (8:30 am– Who Will Attend? • Company officers with plan fiduciary responsibilities • Vice presidents, directors and managers of human resources and benefits • CFOs, vice presidents and directors of finance and risk management, treasurers and controllers • Employee benefits/compensation directors, managers and specialists • Pension/savings plan managers and trustees Keynote Speaker James A. Klein President American Benefits Council Register Early & Save Register by September 13 and take $100 off your registration fee. Bring a Colleague Register as a team of two or more. First person pays the regular fee; each additional person receives $200 off. Earn Recertification Credits The HRCI typically pre-approves our programs for 12 to 15 credits. Approval pending. 5:00 pm Eastern) or visit www.ucs-edu.net How the Elections, Tax Reform and Deficit Reduction Will Shape the Landscape for Employee Benefits This Fall’s Presidential and Congressional elections promise to have a huge impact on the future of employee benefits. James Klein, head of the Washington, D.C.-based American Benefits Council, offers insight into how politics, budget deficits and tax reform will affect the future of employer-sponsored benefits. You won’t want to miss this opportunity to hear directly from one of the most respected voices in the industry. 3 Workshop Highlights Keep Pace with Healthcare Plan Regulations and Legislation • Top attorneys discuss the impact of the Supreme Court’s PPACA decision, the latest regulatory changes and legislative trends. • A plan design expert reviews legal restrictions on HRAs, HSAs and FSAs, highlighting the pros and cons of each type of account. • DOL representatives offer guidance on complying with COBRA and HIPAA. Avoid Fiduciary Pitfalls for Your Retirement Plan • A retirement plan expert discusses your fiduciary obligation to understand, document and negotiate plan fees to ensure that you and your participants are not overpaying. • A former DOL litigator reveals how to avoid participant and government lawsuits. • An ERISA attorney provides insights into fiduciary best practices. Take Steps to Contain Healthcare Costs • Hear how to lower your overall costs without cost-shifting or changing your plan. • Learn the strategies colleagues have used to successfully take control of runaway healthcare costs. • Discover the best methods for lowering prescription drug costs. “This conference does a great job tying healthcare and retirement benefits together and provides the tools and resource information to ensure successful relationships with our employees. Time very well spent!” Stephanie Koch Human Resources Manager Tampa Armature Works, Inc. • Gain insight into how self-funding can help you manage healthcare spending. 4 To register or for more details, call 800-864-2063 (8:30 am– Boost Employee Engagement and Decision Making Manage Your Retirement Plan’s Investment Risk • Discover how to use new technologies to deliver smart, relevant communications that encourage employees to save for retirement. • Learn about funding solutions for your DB plan in today’s volatile equity markets and low interest rate environment. • Learn about cost-efficient, effective healthcare benefits communication practices. • Gain insight into how imprudently selecting “house brand” target date funds for your DC plan can jeopardize your fiduciary interests and your participants’ account balances. • Explore key communication metrics and how to gather and track the data to improve results. Drive Positive Behavior Changes with Healthcare and Retirement Plan Design • Explore how wellness strategies that incorporate incentives, health risk assessments and well-planned communications improve employee health and reduce costs. • Improve employees’ retirement readiness with 401(k) auto design features that increase participation and savings rates and appropriately allocate assets. • Discover how well-designed consumer-directed health plans can create better-informed, value-conscious consumers. 5:00 pm Eastern) or visit www.ucs-edu.net • Hear investment experts discuss how to minimize DB plan funded status volatility, meet liability payments and reduce contribution ups and downs. CFOs and Other Financial Professionals– Protect Your Organization’s Bottom Line Retirement and healthcare benefits can have a significant impact on overall profitability. This conference helps you uncover strategies for providing these valued benefits without breaking your budget. 5 Sunday, October 14, 2012 – Pre-Conference Sessions (see page 8 for details) 10:00 am–5:00 pm 2:00 pm–5:00 pm Fiduciary Obligations Under ERISA, M. E. Falcone, 401(k) Advisors; S. S. Kaplan, Nixon Peabody LLP Self-Funding: Basic and Advanced Concepts, D. M. Hoffman, Dean M. Hoffman, LLC 8:30 am–9:30 am Keynote Address • 9:45 am - 10:45 am Tuesday, October 16 9:15 am–10:15 am Keynote Address • How the Elections, Tax Reform and Deficit Reduction Will Shape the Landscape for Employee Benefits, James A. Klein, American Benefits Council 10:30 am - 11:30 am Monday, October 15 2012 Health and Welfare Plan Legislative and Compliance Update R. W. Ashley III DLA Piper US LLP HH Avoiding the 10 Most Common Issues in Retirement Plan Operation and Design R. J. Crouch Lincoln Financial Group 29 1 R Building Health Improvement Programs That Stick D. Malstaff Quantum Health, Inc. Evolving the Participant Experience W. Park Vanguard 3 H 2 R 4 HIPAA and New Healthcare Legislation: What You Need to Know Employee Benefits Security Administration, U.S. DOL (Invited) 13 H R 5 H 6 R Evaluating the Reasonableness of Plan Fees in Light of the New Disclosures M. E. Falcone 401(k) Advisors 11:00 am - 12:00 pm Diminishing Complexity— Stop Loss 101 Simplification in a Presented by Complex Benefits Swiss Re Corporate Solutions Environment S. J. Smith DIVERSIFIED Case Study: Developing a Results-Oriented Wellness Program S. P. Alstad Independent Consultant 7 H 8 Defining Retirement Plan Choosing the Right Pharmacy Benefits Interactive Panel: Health—The Next Account-Based Health Plan: Strategies for Lowering Perspectives on DB Plan Generation of Plan Tricks, Traps and Tradeoffs Prescription Drug Costs Sponsor Challenges Support Models and of FSAs, HSAs and HRAs Presented by G. I. Madsen, M. J. Staab Metrics K. U. Saracene Pyramis Global Advisors Innovative Rx Strategies, LLC Presented by Nixon Peabody LLP MassMutual Retirement Services H 9 R 10 H 11 R 12 Does Your Non-Qualified Plan Really Get You Qualified People? S. J. Smith, R. J. Vetere DIVERSIFIED 17 R,H 12:00 pm–2:00 pm Lunch & Speaker • 2:15 pm - 3:15 pm 3:00 pm - 4:00 pm 1:45 pm - 2:45 pm 11:30 am–1:30 pm Lunch & Speaker • Keeping Your Head in the Game, Barry E. Beder, AllOne Health Resources Fiduciary Best Practices Presented by Vanguard 21 R “Absolutely fabulous seminar—great speakers, great content, a must do!” Julie Winfield, Vice President, Controller, Harbor Freight Tools 3:30 pm - 4:30 pm 4:00 pm–5:30 pm Networking Reception Ask the Lawyer I. S. Kopelman DLA Piper US LLP R 4:30 pm–5:30 pm Networking 25 Legal, Regulatory & Fiduciary Issues Employee Communication Evaluating and Monitoring Investment Management & Plan Funding Your Plan & Vendors & Education Plan Design & Administration Wellness, Disease & Case Management R = Retirement; H = Healthcare Wednesday, October 17 Ground-Level Fiduciary: Actionable Tips & Techniques Eric Leverson, MassMutual Retirement Services The Unspoken Crisis in American Business H. Leck Corporate Benefit Advisors CDH Adoption C. N. Hankins UnitedHealthcare 16 15 R Managing Volatility in Your Pension Plan K. Lisella, D. R. Wilson Cutwater Asset Management 19 R 18 H Have We Been Living Beyond Our Means? Lower Your Expectations... We Have New Speed Limits, C. Bruce Johnstone, Fidelity Investments 20 H 10:15 am - 11:15 am 14 H Revolutionary Risk Management Strategies for Pension Plans B. Pushaw Milliman 11:30 am - 12:30 pm HR Guide to Fearless Vendor Negotiations M. Gray Trion Optimizing Retirement Plan Design to Drive Better Participant Outcomes J. Thompson Fidelity Investments R 8:30 am–10:00 am Panel Discussion • Best Practices in an Evolving Benefits Environment–Moderator: M. E. Friedman, Chairman M. E. Falcone, 401(k) Advisors; J. A. Kopanis, Dynamic Dies, Inc.; M. B. Reynolds, Asbury Communities, Inc. What to Expect from a DOL Retirement Plan Investigation Employee Benefits Security Administration, U.S. DOL (Invited) R 29 H How to Comply with COBRA Employee Benefits Security Administration, U.S. DOL (Invited) H Effective Cost Containment Strategies Presented by Swiss Re Corporate Solutions 30 R Fiduciary Issues and How to Avoid Being a Defendant S. S. Kaplan Nixon Peabody LLP 33 H, R Brighten Your Retirement Outlook S. A. Coopersmith DIVERSIFIED 32 31 H No Money? No Problem! Creative, Low-Cost Programs to Help Retain and Motivate Employees D. S. Peterson Hologic, Inc. 34 H How to Use Incentives to Drive Behavior Change L. Maremont Wheels, Inc. The Changing 403(b) Market Presented by MassMutual Retirement Services 35 R 36 12:30 pm–1:30 pm Networking Lunch and GRAND PRIZE DRAWING • Kindle Fire • Must be present to win! Some sessions and speakers may change. Stop the Medical Cost Madness and Realize a Million Dollar Savings J. A. Kopanis Dynamic Dies, Inc. H Will Outsourcing Address Metrics Matter: Your Worries? Understanding the Basics J. Gelly of Communication + Russell Investments Education Campaign Effectiveness Measures D. M. MacFarland Lincoln Financial Group 22 R 24 23 R H What’s Working in Healthcare Benefit Communications Today and Why M. B. Reynolds Asbury Communities, Inc. 26 R H Reception Evaluating, Selecting and Monitoring Target Date Fund Offerings M. E. Falcone 401(k) Advisors Case Study: Building an Award-Winning Wellness Program from the Ground Up! J. Dominguez, S. Hawkins Southwest Key Programs 27 H 28 Win a Kindle Fire! Stay for the Lunch and Grand Prize Drawing at 12:30 pm on Wednesday! Session descriptions and schedule details available online at www.ucs-edu.net Register Early & Save! Register by September 13, 2012 and save $100! Bring a Colleague! First person pays the regular fee; each additional person receives $200 off! Pre-Conference Sessions add value! Earn additional continuing education credits when you attend a pre-conference session Day-Long Fiduciary Tutorial— Perfect for Your Committee!! Sunday, October 14, 2012 10:00 am – 5:00 pm Sunday, October 14, 2012 2:00 pm – 5:00 pm Self-Funding: Basic and Advanced Concepts Fiduciary Obligations Under ERISA Michael E. Falcone, 401(k) Advisors Sherwin S. Kaplan, J.D., Nixon Peabody LLP This intensive, six-hour tutorial provides a comprehensive look at the fiduciary duties and obligations of retirement plan sponsors. A team of highly respected ERISA experts covers issues ranging from the basic rules and regulations governing fiduciary responsibility to a more advanced look at contemporary and unfolding issues. Register by September 13, 2012, and attend this session for just $350 8 In-Depth Pre-Conference Workshop Dean M. Hoffman, Dean M. Hoffman, LLC This information-filled session covers self-funding from A to Z. In an easy-to-understand format, the speaker explains the “plug and play” approach to stop loss protection, claims administration, disease management, pharmacy and data integration and compares this approach to other funding vehicles. Learn the subtleties of self-funding contracts that can lead to liability for the employer as well as the intermediary. Gain insight into the different types of stop-loss contracts and how each works with the employer’s risk tolerance and financial goals. Walk away from this session well grounded in the concept of self-funding. Register by September 13, 2012, and attend this session for just $150 To register or for more details, call 800-864-2063 (8:30 am– National Sponsors Conference Sponsors 5:00 pm Eastern) or visit www.ucs-edu.net 9 Keynote Speakers General Session Panel Discussion James A. Klein Best Practices for an Evolving Benefits Environment President American Benefits Council How the Elections, Tax Reform and Deficit Reduction Will Shape the Landscape for Employee Benefits Monday, October 15, 9:15 am – 10:15 am Wednesday, October 17 8:30 am – 10:00 am Barry Beder Vice President AllOne Health Resources Keeping Your Head in the Game Monday, October 15, Luncheon Address You don’t have to be a futurist to predict that employer-sponsored benefits are in for some big changes. National, local and industry headlines all point to the same thing: economic trends and regulatory complexity are having a profound effect on employer-sponsored healthcare and retirement benefits. A panel of experienced benefits practitioners and plan management specialists offer their recommendations on how employers can continue to provide benefits that will help them attract, retain and reward the talent they need to make their organizations successful. Eric Leverson Assistant Vice President, ERISA Advisory Services MassMutual Retirement Services Ground-Level Fiduciary: Actionable Tips and Techniques Tuesday, October 16, 8:30 am – 9:30 am C. Bruce Johnstone Managing Director and Senior Marketing Investment Strategist Fidelity Investments Have We Been Living Beyond Our Means? Lower Your Expectations…We Have New Speed Limits Tuesday, October 16, Luncheon Address 10 “I return to these conferences year after year because each time I get real, specific, actionable information that helps me bring the very best to my employees.” Heidi DeLisle Director, Talent Acquisition & Development A.W. Hastings & Co., LLC To register or for more details, call 800-864-2063 (8:30 am– Registration Fees MID-SIZED RETIREMENT & HEALTHCARE October 14-17, 2012 Walt Disney World Swan First Registrant By September 13, 2012 $995 After September 13, 2012 $1,095 Additional Registrants By September 13, 2012 $795 each After September 13, 2012 $895 each Pre-Conference Tutorial* By September 13, 2012 $350 After September 13, 2012 $450 Pre-Conference Workshop­* By September 13, 2012 $150 After September 13, 2012 $250 *Available only to conference participants. Tutorial fee includes lunch. PLAN MANAGEMENT CONFERENCE Four Ways to Register Hotel Info Walt Disney World Swan 1500 Epcot Resorts Boulevard Lake Buena Vista, FL 32830 (800) 227-1500 1. Online: www.ucs-edu.net 2. Call Us: 800-864-2063 Or, download a registration form online and: 3. Mail University Conference Services Attn: Registrar P.O. Box 60622 Charlotte, NC 28260 4. Fax: 919-558-8845 Make checks payable to: University Conference Services NOTE: Registration is limited exclusively to plan sponsors. Outside vendors of benefit plan services are not permitted to register. University Conference Services is solely responsible for determining eligibility. Cancellation/Substitution Policy: Cancellations received by September 13, 2012, will be assessed a $250 administrative fee. After that date, the registration fee is non-refundable, but is transferable one time only to a conference within one year for a fee of $100. Requests to transfer must be received no later than October 12, 2012. Substitutions can be made at any time and must be submitted in writing. 5:00 pm Eastern) or visit www.ucs-edu.net Room Rate $189 per night, single or double + $12 mandatory resort fee that includes high speed internet, phone calls, fitness club and bottled water. Room rate is valid until September 13, or only as long as rooms remain in the block. 11 MID-SIZED Register Early $100 when you register by RETIREMENT & Save September 13, 2012. HEALTHCARE Register as a Team PLAN MANAGEMENT CONFERENCE October 14-17, 2012 Walt Disney World Swan Orlando, FL First registrant pays the regular fee; take $200 off each additional team member’s fee. Earn Continuing Education Credits The HRCI typically pre-approves our programs for 12-15 credits. Mark your calendar and make plans now to attend. This educationally focused, action-oriented program will help you set the right course for your healthcare and retirement plans. • 36+ sessions—customize the agenda to your own needs • Insights into actions you must take now that the Supreme Court has upheld ACA • The latest on crucial regulatory and legislative issues • Emphasis on real-world, proven benefits solutions • Face-to-face contact with benefits experts, innovators and industry leaders • A time and money-saving agenda that offers immediate ROI 99% of past attendees would recommend our conferences to a colleague! “I probably paid for the cost of the seminar with the ideas I received in the first two sessions I attended. Excellent!” Stan Schmidt Human Resources Manager Powers and Sons LLC Phone: 800-864-2063 | www.ucs-edu.net University of North Carolina at Chapel Hill Kenan-Flagler Business School Executive Programs CB #3445 Chapel Hill, NC 27599-3445