TRAVIC-Corporate
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Payments via EBICS with TRAVIC-Corporate The banking system for handling all aspects of payments with corporate customers In dealing with corporate customers, financial institutions have to offer comprehensive services: Multibank capability, stable systems, high-performance processing, permanent availability etc. Overview TRAVIC-Corporate is a branch-capable bank system for handling all aspects of payments with TRAVIC-Corporate is a flexible, high-performance bank system for electronic banking in the corporate customer environment: corporate customers. Bank customers can use TRAVIC-Corporate to submit orders and download account information, protocols and other High-performance bank server for EBICS Flexible connection to bank-technical systems Branch-capable 24/7 operation Multibank-capable Multi-channel: EBICS, PeSIT/IP, SFTP, FTP, FTPS Easy migration from legacy system Supports SEPA and various other formats information that financial institutions provide to their customers. TRAVIC-Corporate is completely multibank-capable, supports the EBICS standard in all its forms and is designed for 24-hour operation. 01 Comprehensive functionality for EBICS payments TRAVIC-Corporate provides the best solution for electronic banking with corporate customers. Structure and scope of TRAVIC-Corporate TRAVIC-Corporate has a modular structure. It comprises communication modules for EBICS, SFTP, FTP, FTPS and PeSIT/IP, an HTML-based dialog system and the Corporate Engine for the following bank-technical tasks: Verification of electronic signatures Format checks and conversions (SEPA, SWIFT, DTAZV, ISO20022, CGI etc.) Limit and account checks Administration for the distributed electronic signature Forwarding of customer orders to bank-technical systems The dialogs support the system configuration and the master data management. They also provide comprehensive functions for statistical evaluations and data retrieval. For data retrieval, the institution can select specific individual orders and call up detailed information for these orders: Customer protocol Verification protocol with context information for an order Action protocol showing the individual processing steps Detailed view of order data The statistics enable flexible evaluation options relating to turnover and the RDT activities of the customer. The statistics include: Customer statistics Turnover statistics Order statistics Payments order types Customer activity Branch capability Easy system handling TRAVIC-Corporate offers a dialog user/role model and an authorisation processe for administration and master data management based on this model. Both are adjusted to the role model of the institute by means of simple system configuration. 02 TRAVIC-Corporate is fully branch-capable. The operator and branch concept provides a two-level hierarchy. The system operators (computer centres) are on the top level, with the branches (e.g. banks) on the level below. This data model provides a logical separation of all branch-specific data. This applies to the master data (customers, users, accounts etc.), the operative data records (order data, download information), the statistical information and the branch-related log information. A branch-related dialog user/role model ensures that only authorised users can access the respective data. Photos: Heiko Klotz TRAVIC-Corporate provides data to customers for download. This data includes account statements (camt, MT94x etc.), SEPA pain.002 and other data in a range of formats. Customer protocols are provided as PTK, HAC or PSR in accordance with EBICS. Fast implementation – secure operation TRAVIC-Corporate fulfils all the requirements of IT and security experts. High performance with low resource requirements TRAVIC-Corporate is designed for a large data volume and is fully scalable. The communication module for EBICS achieves high transfer rates with a simultaneously low system load. The processing in the Corporate Engine is stream-oriented. All actions pertaining to an order are executed in one step. This does away with multiple file accessing of the same data. Integration options A wide range of interfaces is available for integrating TRAVIC-Corporate flexibly into the system landscapes : Web service, API or batch tool for the master data management Web service for the user data management Web service, batch and MQ interfaces for the provision of download data Dialog user login optionally via SSO and LDAP To optimise the load distribution and have full backup capability for the server components, multiple instances of the EBICS communication modules can be operated in parallel. Flexible processing The institution configures the processing of customer orders and adapts them to the environment and processes. TRAVIC-Corporate uses complex rules to process the customer orders. This applies to both the processing in the Corporate Engine and the forwarding to the bank-technical systems. Various interfaces are available for external monitoring: Rules are also used to provide download information. They can be individually set up by the bank. TRAVIC-Corporate optionally enables individualised processing of customer orders. The financial institution can call up its own functions at different stages of the processing and, for example, control the order processing and archive order data or process order files that are submitted via other systems. Message numbers and message texts can be evaluated via the logging. A central eventing table enables event-based monitoring. The system can be monitored via JMX interfaces. Exit interfaces for technical errors can be integrated individually. To monitor the external accessibility via the EBICS connection, the optional EBICS-Ping product can be used. 03 TRAVIC-Corporate The best system for internationally active financial institutions Easy migration TRAVIC-Corporate allows for a “soft migration” from an EBICS bank server. The migration comprises: Import of master data and cryptographic keys Migration of currently available download information Automatable forwarding of data exchanged via EBICS This ensures that customers are not affected by a migration. Security Because the EBICS communication is via the Internet, TRAVIC-Corporate also provides special security measures to protect the systems on the bank side. The security precautions to make the communication secure that are stipulated in the DK standard “RDT with customers” have been implemented in full. The architecture of the EBICS communication module of TRAVIC-Corporate provides the highest degree of security against potential attackers. TRAVIC-Corporate multi-channel A508e_EBICS_TRAVIC Corporate For questions and further information 04 The multi-channel solution from TRAVIC-Corporate provides: Server and client functions in bank-to-bank transactions and customer-bank interfaces via EBICS, PeSIT/IP, SFTP, FTP and FTPS Bank server functions for the EBICS communication with customers in accordance with the French (T and TS) and German usage profiles Easy integration of further components into the existing architecture in order to support new standards in the customer segment Open, documented interfaces for the integration of a financial institution’s own functions for individualised processing System requirements System requirements for TRAVIC-Corporate: At the international level it is important for a financial institution to provide multiple transfer protocols and transfer channels at the same time. With its multi-channel components, TRAVIC-Corporate is the solution required here. The TRAVIC-Corporate bank server is available as a single solution that integrates the server and client components for SFTP, FTP and FTPS. Michael Lembcke Tel.: +49 40 227433-1378 Mobile: +49 151 12522243 michael.lembcke@ppi.de Here the accesses is managed and monitored centrally. TRAVIC-Link and the client components for the EBICS client and PeSIT/IP client transfer protocols enhance the bilateral data exchange in bank-to-bank transactions. This completes the multi-channel processe on the client side PPI AG Moorfuhrtweg 13 22301 Hamburg www.ppi.de Operating systems: AIX, Sun Solaris, Linux Databases: DB2, Oracle Servlet container: e.g. Tomcat A banking system for the HOST platform is also available - please contact us for details.
