THE COST OF BLINDNESS IN NEW ZEALAND Everyone involved in the blindness community knows that being blind or vision-impaired is expensive for individuals, families and society – in actual costs, time costs and opportunity costs. But determining the cost of blindness is like asking how long a piece of string is. No-one anywhere in the world has come up with the perfect, undisputed research on the cost of blindness. It is just too complex. Against that backdrop, we are delighted to make public the most comprehensive research ever done in New Zealand on the Cost of Blindness. This research was conducted by Gravitas Research and Strategy Ltd and Market Economics Ltd. Further analysis was done by Dr Jonathan Godfrey, Lecturer in Statistics, Massey University, and graduate student Deborah Brunning. Both reports are available on our website (www.rnzfb.org.nz) and in accessible formats through our library. As I mentioned above, no research on the cost of blindness is perfect. Budget constraints meant our research included interviews with 200 of our approximately 11,500 members. Because of this relatively small sampling, care must be taken in “over-interpreting" the results, or extrapolating them onto other groups. Total figures in the "Gravitas" report cannot be used to derive a meaningful average cost per individual blind person - the range of actual incurred costs is simply too wide. Finally, the Gravitas research focuses on actual costs of blindness, not opportunity costs. The RNZFB and the Association of Blind Citizens (NZ) Inc will use this ground-breaking research to inform Government and other stakeholders. It is our fervent hope that others build on this research over time, so that the world can improve its understanding of the myriad and enormous costs of the unique disability that is blindness. Paula Daye CEO Royal New Zealand Foundation of the Blind RESEARCH REPORT Prepared By Gravitas Research and Strategy Ltd And Market Economics Ltd THE COST OF BLINDNESS IN NEW ZEALAND FINAL REPORT Prepared For PUBLIC RELEASE MARCH 2006 Report completed by Gravitas Research and Strategy Ltd and Market Economics Ltd December 2004 Analysis work undertaken or commissioned by the Royal New Zealand Foundation of the Blind and the Association of Blind Citizens (NZ) Inc during 2005 Public release March 2006 TABLE OF CONTENTS ACKNOWLEDGMENTS EXECUTIVE SUMMARY 1. INTRODUCTION ...................................................................................................... 1 1.1 Background .............................................................................................................. 1 1.2 Research Objectives................................................................................................. 1 2. 1.2.1 Epidemiology and Prevalence of Blindness ................................................... 1 1.2.2 Individual Costs of Blindness ......................................................................... 1 1.2.3 Societal Costs of Blindness ........................................................................... 2 RESEARCH METHODOLOGY ................................................................................. 3 2.1 Examining the Costs of Blindness ............................................................................. 3 2.2 2.1.1 Life Stage and Timing .................................................................................... 3 2.1.2 Level of Adaptation ........................................................................................ 4 2.1.3 Level of Aspiration ......................................................................................... 4 2.1.4 Separating Wants and Needs ........................................................................ 4 2.1.5 Level of Support ............................................................................................ 4 2.1.6 Geographical Location ................................................................................... 5 Responses to the Research Challenges ................................................................... 5 2.3 Definitions Used ....................................................................................................... 6 2.4 2.3.1 Blindness and Vision Impairment ................................................................... 6 2.3.2 Costs of Blindness ......................................................................................... 6 2.3.3 Individual Direct Costs ................................................................................... 6 2.3.4 Individual Opportunity Costs .......................................................................... 7 2.3.5 Societal Costs of Blindness ........................................................................... 7 Research Methodology ............................................................................................. 8 2.5 2.4.1 Review of the Research Literature ................................................................. 8 2.4.2 Secondary Data Review ................................................................................ 9 2.4.3 In-depth Interviews ........................................................................................ 9 2.4.4 Focus Groups ................................................................................................ 9 2.4.5 Telephone Survey........................................................................................ 10 Survey Data Analysis .............................................................................................. 12 2.6 2.5.1 Data Weighting ............................................................................................ 12 2.5.2 Estimating Costs .......................................................................................... 12 2.5.3 Cost Calculations ......................................................................................... 13 2.5.4 Cost Allocation ............................................................................................. 13 Methodology Limitations ......................................................................................... 13 2.6.1 Survey Methodology .................................................................................... 13 2.6.2 Additive Effect of Other Disabilities .............................................................. 14 2.7 2.6.3 Limited Evaluation of Indirect Service Related Costs ................................... 14 2.6.4 Sampling Limitations.................................................................................... 14 2.6.5 Education Related Costs ............................................................................. 15 2.6.6 Comparisons in Time Spent Undertaking Activities ...................................... 15 Report Structure ..................................................................................................... 15 3. LITERATURE REVIEW .......................................................................................... 17 3.1 Introduction ............................................................................................................. 17 3.2 Defining “Costs of Blindness” .................................................................................. 17 3.3 Previous Costs of Blindness Studies ...................................................................... 18 3.4 Individual Costs of Blindness .................................................................................. 19 3.5 3.4.1 Communication ............................................................................................ 19 3.4.2 Daily Living .................................................................................................. 20 3.4.3 Accommodation ........................................................................................... 20 3.4.4 Shopping ..................................................................................................... 20 3.4.5 Transport/ Mobility ....................................................................................... 20 3.4.6 Parenting ..................................................................................................... 21 3.4.7 Social Costs................................................................................................. 21 3.4.8 Costs to Partners, Family, Friends and Carers ............................................ 22 Societal Costs of Blindness .................................................................................... 23 4. WELFARE BENEFITS AND THE VISION IMPAIRED ............................................ 25 4.1 Welfare for the Blind - Historical Overview .............................................................. 25 4.2 Current Benefits Available ...................................................................................... 27 4.3 4.2.1 Work and Income New Zealand (WINZ) ...................................................... 27 4.2.2 Accident Compensation Corporation............................................................ 28 Provision and Economic Cost of Benefits Provided................................................. 28 5. 4.3.1 Invalids Benefit ............................................................................................ 28 4.3.2 The Blind Subsidy ........................................................................................ 30 4.3.3 Sickness Benefit .......................................................................................... 30 4.3.4 Sickness Benefit (Hardship) ......................................................................... 32 4.3.5 Disability Allowance ..................................................................................... 33 4.3.6 ACC Weekly Compensation ........................................................................ 33 4.3.7 Other Benefits.............................................................................................. 35 4.3.8 Benefit Summary ......................................................................................... 35 EPIDEMIOLOGY .................................................................................................... 37 5.1 Introduction ............................................................................................................. 37 5.2 Final Estimates of New Zealand Blind and Vision impaired Populations (June 2004)38 5.3 Projections of New Zealand Blind and Vision impaired Populations (2011 and 2021)39 5.3.1 5.3.2 5.3.3 5.3.4 Analysis Methods......................................................................................... 39 Scenario One – Low Estimate...................................................................... 39 Scenario Two – Medium Estimate ............................................................... 40 Scenario Three – High Estimate .................................................................. 41 6. EDUCATION AND TRAINING COSTS ................................................................... 44 6.1 Education Status .................................................................................................... 44 6.2 6.1.1 Levels of Education ..................................................................................... 44 6.1.2 Costs of Blindness Related to Education ..................................................... 45 Individual Costs ...................................................................................................... 46 6.3 6.2.1 Time Costs .................................................................................................. 46 6.2.2 Financial Costs ............................................................................................ 48 6.2.3 Opportunity Costs ........................................................................................ 49 Society Costs - Education Related Subsidies, Services and Benefits ..................... 50 6.3.1 Education Services- Ministry of Education ................................................... 50 6.3.2 Vision Education Agency (VEA) ................................................................... 51 6.3.3 Homai National School for the Blind and Vision Impaired ............................ 51 7. 6.3.4 Visual Resource Centres (VRCs) and Resource Teacher Vision (RTVs) ..... 52 6.3.5 Tertiary Education Support .......................................................................... 52 6.3.6 Tertiary Education Commission ................................................................... 53 6.3.7 Support and Assistance Received ............................................................... 54 6.3.8 Summary of Education Costs....................................................................... 54 EMPLOYMENT ...................................................................................................... 56 7.1 Economic and Employment Status of the Disabled ................................................. 56 7.2 Economic and Employment Status of the Blind and Vision impaired ....................... 56 7.3 Barriers to Employment .......................................................................................... 58 7.4 Financial Costs of Employment............................................................................... 58 7.5 Opportunity Costs Related to Employment ............................................................. 59 7.6 Individual Costs ...................................................................................................... 60 7.7 7.6.1 Financial Costs ............................................................................................ 60 7.6.2 Time Costs .................................................................................................. 61 7.6.3 Opportunity Costs ........................................................................................ 62 Society Costs - Employment Related Subsidies, Services and Benefits ................. 65 8. 7.7.1 Support and Assistance ............................................................................... 65 7.7.2 Workplace Modifications .............................................................................. 66 7.7.3 Work Bridge ................................................................................................. 67 7.7.4 State Services Commission ......................................................................... 68 7.7.5 Summary of Employment Costs................................................................... 68 DAILY LIVING ........................................................................................................ 69 8.1 Communication....................................................................................................... 69 8.1.1 8.1.2 8.1.3 8.1.4 8.1.5 8.1.6 Communication Equipment .......................................................................... 69 Computer Software ...................................................................................... 71 Braille Equipment......................................................................................... 72 Other Equipment.......................................................................................... 73 Equipment Training...................................................................................... 74 Equipment Repair and Maintenance ............................................................ 76 8.2 8.1.7 Opportunity Costs ........................................................................................ 78 Domestic and Personal Tasks ................................................................................ 79 8.3 8.2.1 Time Costs .................................................................................................. 79 8.2.2 Support and Assistance Required................................................................ 82 8.2.3 Financial Costs ............................................................................................ 83 Shopping ................................................................................................................ 84 8.4 8.3.1 Shopping for Groceries ................................................................................ 84 8.3.2 Time Costs .................................................................................................. 86 8.3.3 Support and Assistance ............................................................................... 86 8.3.4 Financial Costs ............................................................................................ 87 8.3.5 Opportunity Costs ........................................................................................ 88 Housing .................................................................................................................. 90 8.5 8.4.1 Financial Costs ............................................................................................ 90 8.4.2 Time Costs .................................................................................................. 92 8.4.3 Opportunity Costs ........................................................................................ 92 Recreation Activities ............................................................................................... 93 8.6 8.5.1 Financial Costs ............................................................................................ 93 8.5.2 Support and Assistance ............................................................................... 94 8.5.3 Opportunity Costs ........................................................................................ 95 8.5.4 Recreation and Social Activity...................................................................... 97 Voluntary Work ....................................................................................................... 98 9. 8.6.1 Support and Assistance Required................................................................ 99 8.6.2 Summary of Costs Associated with Daily Living ......................................... 100 TRANSPORT AND MOBILITY.............................................................................. 103 9.1 Individual Costs .................................................................................................... 103 9.2 9.1.1 Financial Costs .......................................................................................... 103 9.1.2 Time Costs ................................................................................................ 105 9.1.3 Opportunity Costs ...................................................................................... 107 Societal Costs of Transport Related Benefits and Subsidies ................................. 108 10. 9.2.1 Total Mobility Scheme ............................................................................... 108 9.2.2 Public Transport Subsidies ........................................................................ 111 9.2.3 Summary of Costs Associated with Transport and Mobility ........................ 111 SOCIAL COSTS OF BLINDNESS ........................................................................ 112 10.1 Introduction ........................................................................................................... 112 11. 10.1.1 Loss of Independence ............................................................................... 112 10.1.2 Difficulties Achieving Social Integration ...................................................... 113 MEDICAL, ASSESSMENT AND SERVICE PROVISION COSTS ......................... 115 11.1 Individual Costs .................................................................................................... 115 11.1.1 Medical and Health Consultations .............................................................. 115 11.1.2 Medication and Drugs ................................................................................ 118 11.1.3 Secondary Health Conditions..................................................................... 119 11.2 Annual Numbers Seeking Treatment .................................................................... 120 11.3 Ministry of Health Costs for DHB Ophthalmology Services ................................... 124 11.4 Pharmaceutical Management Agency Subsidies for Eye Related Drugs............... 127 11.5 Disability Support Services ................................................................................... 127 12. 11.5.1 Summary of Costs Associated with Medical, Assessment and Service Provision ............................................................................................................... 129 SUPPORT AND SERVICES NOT AVAILABLE .................................................... 131 12.1 Support Not Accessible ........................................................................................ 131 13. ECONOMIC COSTS OF OTHER SERVICE PROVISION .................................... 133 13.1 RNZFB Services ................................................................................................... 133 13.2 13.1.1 Volunteer Services..................................................................................... 133 Postal Concession ................................................................................................ 133 13.3 Other Services ...................................................................................................... 134 14. COST SUMMARY TABLES .................................................................................. 135 15. REFERENCES ..................................................................................................... 142 ACKNOWLEDGEMENTS The researchers would like to thank all those people who have contributed to the costs of blindness research. The final research report represents not only the work of the research team but also the collective effort of many people who have contributed time, experience and expertise in making the research possible. We would particularly like to thank the many Royal New Zealand Foundation of the Blind (RNZFB) members who took the time to participate in the research. Your willingness to honestly and critically examine the costs of blindness in your daily lives has been fundamental to the research. Your courage, determination and tenacity inspired us all. Particular thanks also to the parents of vision impaired children; your participation has vitally informed understanding of how the costs of blindness impact beyond those with vision impairment. Thank you also to the key informants involved in the research. Your expertise and experience of the costs of blindness provided the essential foundations for the research. There are too many people to individually thank within the RNZFB. A collective acknowledgement is necessary but unable to fully recognise the input of each individual. We thank you all for your unfailing enthusiasm for the research and your willingness to assist us in its completion. There are many other individuals within many other organisations to thank. In particular, we would like to acknowledge the assistance of personnel within the Vision Education Agency, Statistics New Zealand, Ministry of Social Development, Auckland Area Health Board, Ministry of Education, Ministry of Health, Workbridge New Zealand, Transfund New Zealand, Local Government, Pulse Data International, New Zealand Radio for the Print Disabled Inc. and Ophthalmology departments throughout the country. EXECUTIVE SUMMARY Introduction The Royal New Zealand Foundation for the Blind (RNZFB) commissioned Gravitas Research and Strategy Ltd and Market Economics Ltd to conduct research into the direct, indirect and opportunity costs of blindness in New Zealand. To advance understanding of both the individual and societal costs of blindness, three main research questions were addressed: how many blind and vision impaired people are there in New Zealand; what are the quantitative and qualitative costs of blindness to the individual; and, what are the costs of blindness to society? The costs of blindness are defined to include financial, time and opportunity costs as well as non-quantifiable qualitative costs. Individual costs are defined as extra, non-optional costs incurred by blind and vision impaired individuals because of their blindness or vision impairment. Costs are above and beyond those that would be encountered if the person did not have vision impairment. Societal costs are defined as the costs to society to provide the services, treatment, equipment, benefits and other support required to mitigate the effects of vision impairment. Costs are identified and reported purely on the basis that they exist and not on the basis that they have been assessed as costs appropriately compensated for by the government. The study provides greatest focus on quantifying the financial costs of blindness, whilst also providing some qualitative discussion of costs to support the quantitative analysis. The definitions of blindness and vision impairment used in the study are the same as those used by the World Health Organisation (1997). Total blindness is defined as anything less than visual activity of 3/60 but not including 3/60. ‘Low vision’ is defined as anything less than 6/18 but not including 6/18. Throughout the report, the terms ‘blind’ and ‘vision impaired’ are used to distinguish between individuals defined as having total blindness and those defined as having low vision. In this research report the definitions of ‘individual’ and ‘society’ have been taken to describe the following: The individual is defined as including both the blind or vision impaired person and his or her family; Society is defined as including government, charitable organisations and persons who fall outside the above definition of the individual, for example friends, flatmates and neighbours. Whilst family members have been included as part of the individual unit, distinction has been made when discussing support and assistance. Throughout this report helpers have been distinguished as those being members of the blind/ vision impaired person’s family, defined as ‘family helpers’; those falling outside this definition are referred to as ‘society helpers’. Society helpers will include a varied mix of individuals and organisations as relevant to the specific area of research investigated, as such society helpers may include flatmates, friends, neighbours, shop assistants, members of the public, transport workers, workmates, employers, fellow students, volunteers, government aid (benefits, subsidies and paid helpers) and so on as relevant. Research Methodology The research assesses the current and future incidence of blindness and vision impairment in the New Zealand population and the individual and societal costs of blindness. Identified costs are expanded to both the current and projected future populations of blind and vision impaired individuals to provide population cost estimates. The research data was collected through: a review of the national and international literature on the costs of blindness; an extensive review of secondary data sources; eleven in-depth key informant interviews; four focus groups with RNZFB members; and a national telephone survey of 200 RNZFB members using Computer Assisted Telephone Interviewing (CATI). The research methodology was primarily designed to enable quantification of the costs identified. In doing so, the study reports average costs for different sub-groups and aggregates costs into two categories; those incurred by either the ‘individual or family’ or ‘society’. These costs are further differentiated as costs incurred by blind or vision impaired persons. Average costs are reported per recipient to demonstrate the magnitude of costs to those who incur them. Total costs are estimated for the blind and visually impaired population (three estimates of this have been developed and these are discussed in the next section). In recognising the individuality of the costs of blindness, the study examines how costs differ in relation to variables such as life stage, employment status, gender and location. These are identified and discussed where statistically significant differences occur. For a full set of tables which cover all variables, please see separate document: ‘The Cost of Blindness in New Zealand Full Table Set’ (excel format). Analysis of cost differences at the specific sub-group level, for example, between those in the prime working age years and those in retirement years, enables identification of how the cost burden differs between such groups. The costs of blindness identified have not been discussed in terms of whether they do, or do not constitute costs which are appropriately compensated for by government. The study, has, however, sought to focus on the extra, non-optional costs which are incurred as individuals seek to participate in society in the manner and extent to which any society member should rightfully expect. In striving for such integration, the extent to which blind and vision impaired individuals should personally incur subsequent costs clearly demands further discussion. Estimates of the Blind and Vision impaired Population No one data source exists to estimate the total blind and vision impaired population in New Zealand. Data is derived from a variety of sources, each providing different estimates. Because of this, three estimates are presented: A low estimate gives a current blind and vision impaired population of 11,293, this being the total RNZFB membership in June 2004; A medium estimate guided by leading NZ ophthalmologists gives a current population of 12,000 blind and 34,700 vision impaired people; and A high estimate provides a June 2004 equivalent to the estimated 98,400 New Zealanders identified by the 2001 New Zealand Disability Survey estimated by Statistics NZ. Applying population forecasts to these three estimates gives projections for the blind and vision impaired populations: Under the low estimate, the blind population is projected to grow 36% from 3,200 in 2004 to 4,300 in 2021. During this same time, the vision impaired population will reach 11,500, up 3,400 (42%) from 2004. Under the medium estimate, the blind population will grow by 36% from 11,600 in 2004 to 16,000 in 2021. The vision impaired population will reach 44,600 in 2021, up 10,000 (29%) from 2004. Under the high estimate, the blind population will grow by 34% from 10,900 in 2004 to 14,600 in 2021. The vision impaired population will reach 113,000, up 25,000 (37%) from 2004. Overview of Costs Identified The direct financial costs incurred by the blind or vision impaired individual are shown to be substantial. From the need to pay for assistance to undertake relatively minor domestic and household tasks through to expenditure on adaptive equipment, these costs are shown to be varied and unavoidable. Further indirect financial costs are also identified. While unable to be quantified, these costs include difficulties faced in easily and consistently purchasing cheaper grocery items and the need for housing which has proximity to necessary amenities, services and other supports which can be more expensive. The discussions held in this research indicate that substantial time costs are incurred by blind and vision impaired persons. Qualitative findings indicate additional time potentially spent undertaking domestic and personal tasks, travel, study, and training are evident by those who undertake these tasks unassisted. Qualitative findings also indicate that those employed spend longer undertaking the requirements of their job and often travelling to work if they use public transport. Time costs are incurred in many ways: extra time spent undertaking activities; time spent planning, scheduling and marshalling resources; time lost in not being able to do something immediately, or in waiting for necessary assistance; time spent identifying, accessing and asserting rights to available support and assistance. Time costs also constitute a significant opportunity cost. While unable to be quantified, the additional time spent undertaking daily living activities means less time for other activities and endeavours. Time costs are also shown to be substantial for those providing assistance to blind and vision impaired individuals. These costs are particularly evident in areas such as the undertaking of domestic tasks, travel, recreation and voluntary work participation. Much of the time family members spend providing such assistance is unpaid and again constitutes a significant opportunity cost. While of less focus in the study, the research findings provide further understanding of the range of opportunity costs faced by blind and vision impaired individuals. These costs have not been quantified nor have attempts been made to attribute a dollar value to them. Collectively, however, they illustrate the huge impact blindness and vision impairment has on available options, choices and the level of independence possible. The cost of a loss or reduction in autonomy, flexibility and spontaneity should also not be underestimated. Consideration of manageability, accessibility and the availability of support can dominate decision making, rather than preferences, convenience and appropriateness. Under such consideration, qualitative findings indicate that opportunities may be more likely to be forgone. Difficulties accessing information can also mean that opportunities are missed or less likely to be considered. Costs of Blindness The following sections discuss the costs of blindness identified and where quantified in the range of areas researched. The total costs reported are annual costs based on depreciation of capital expenditures and grossing up of day to day expenses and time costs. Costs include those incurred by individuals, their family and by society as captured in the survey of Foundation members. Additional societal costs, such as the cost of the Total Mobility Scheme, benefits and medical costs, also exist and, where possible, are discussed in later sections. Undertaking Domestic and Personal Tasks Survey respondents commonly report requiring assistance to undertake domestic tasks around the home. Family members providing this assistance are reported to provide an average of 290 minutes of assistance each week. Almost all (95%) of these helpers are unpaid. Society helpers provide an average of 174 minutes of weekly assistance, with 80% of these helpers being paid. In total, 42% of survey respondents report that they or their family incur a personal financial cost for domestic assistance received around the home. This cost is estimated at an average of $75.24 per month. Summary Table 1: Total Cost (to both Individual and Society) of Domestic and Personal Tasks Population Base Estimate Cost Estimate ($000's) Low Estimate (RNZFB Membership) 32,648 Medium Estimate (Ophthalmologists) 122,193 High Estimate (NZ Disability Survey) 246,705 Grocery Shopping Survey respondents report an average of 143 minutes per week spent shopping for groceries, with blind respondents spending on average an extra 42 minutes per week shopping compared to vision impaired respondents. Over two thirds of respondents who shop require assistance to do so. Family helpers provide an average of 116 minutes of assistance per week, with most of this assistance identified as unpaid. Society helpers provide an average of 67 minutes assistance per week. Qualitative discussions also identify a lack of ability to be adhoc or spontaneous, resulting in time spent and clear necessity for careful planning and arranging of shopping needs and shopping trips. Indirect financial costs related to shopping reported by participants include restricted ability to take advantage of sales and specials and heightened difficulties accessing cheaper goods generally. Reported opportunity costs include, fewer shopping trips than desired, less purchasing choice, a more limited range of products generally purchased and reliance on others to undertake or assist with shopping. Summary Table 2: Total Cost (to both Individual and Society) of Grocery Shopping Population Base Estimate Cost Estimate ($000's) Low Estimate (RNZFB Membership) 7,245 Medium Estimate (Ophthalmologists) 26,400 High Estimate (NZ Disability Survey) 57,000 Communication Equipment Communication equipment commonly used includes magnifying equipment (75% of all survey respondents), talking book players (65%), tape recording equipment (29%) and personal computers (23%). Tape recording and magnifying equipment is most commonly acquired through personal purchase while CCTV’s, talking book players and OCR scanners are commonly acquired through loan, lease or given by someone else. Forty two percent of computer users report using screen magnification software such as Zoomtext and 33% report use of screen reader software such as JAWS. Approximately, six percent of the survey sample report using Braille equipment, this equates to approximately 600 foundation members. Braille-writers are reported to be used by 52% of Braille users, while 41% of users use Braille embossers. Braille embossers are most likely to have been purchased personally, although most commonly with financial assistance or subsidy from society sources. More expensive Braille equipment such as Braille Writers and electronic notetakers are mostly bought for, or given by someone else, primarily by society sources. Other communication costs identified include the loss of privacy due to requiring others to read personal correspondence such as bank statements. Respondents also discuss delays and the inconvenience of being unable to read information exactly when required and a loss of privacy and independence in this context. The cost of adaptive equipment is particularly significant given the increasing importance and potential of adaptive technology to mitigate the disadvantages of blindness. Cost barriers to accessing adaptive equipment or difficulties learning communication technology can mean heightened reliance on others, more pronounced loss of communication skills and reduced ability to remain connected and conversant within society generally. In addition, access to and ability to use adaptive technology is increasingly important in preparation for, and likelihood of, gaining employment. Communication Equipment Training Recipients of Braille training estimate an average of 39 days spent in training while recipients of personal computer training estimate an average of 16 days training. Training in adaptive software is also time consuming – recipients of screen reader software training estimate an average of 12 days of training, while those undertaking screen magnification software training estimate 13 days of training. While most respondents do not directly pay for training received, the time and financial costs of travelling to and from training are commonly identified. Time off work and lost income are also identified, however less frequently. Summary Table 3: Total Cost (to both Individual and Society) of Communication Equipment (including training and maintenance) Population Base Estimate Low Estimate (RNZFB Estimate) Cost Estimate ($000's) 6,232 Medium Estimate (Ophthalmologists) 28,000 High Estimate (NZ Disability Survey) 50,700 Transport and Mobility Accounting for Total Mobility subsidies, the average reported weekly spend for blind and vision impaired taxi users amounts to $15 per week. Expenditure for those 18 years or less is significantly higher than average at $40 per week. These findings do not suggest that expenditure on taxi use constitutes travel costs above and beyond that which sighted equivalents would incur. Research participants also recognise in not running and maintaining a vehicle, significant financial costs are avoided. However, expenditure on taxis does not represent all travel undertaken or necessarily indicate total satisfaction of travel needs, that is, the average spend on taxis by blind and vision impaired users may be low because users simply cannot afford to spend more than this. For twenty nine percent of the 18 to 65 year olds surveyed, cost is the main reason for not taking taxis or not taking taxis more regularly. This finding suggests cost as a constraint on the regularity or freedom within which travel is undertaken this is confirmed in the qualitative discussions. While not examined in the study, such cost barriers may also contribute further to costs experienced by others, for example, through increased reliance on others for transport assistance. Indeed the research suggests that it is the loss of travel independence which constitutes a significant transport related cost for blind and vision impaired individuals. Reliance on others for transportation is identified as a significant opportunity cost as well as one resulting in substantial time costs. While not quantified, time can be lost waiting for arranged transport or in needing to structure activities around available transport, for example, public transport timetables. Planning and carrying out travel arrangements is also seen as highly time consuming. Time spent travelling can also impact on time available to undertake other activities. Reliance on others for transport inevitably incurs financial and time costs for those providing transport assistance. On average, family members providing this assistance contribute an average of 126 minutes of assistance each week. Society sources such as volunteer drivers are reported to provide an average of 112 minutes of travel assistance each week. While not quantified, parents of vision impaired children also report transportation comprising a significant time cost for them and one not envisaged to diminish as their children grow older. Summary Table 4: Total Cost (to both Individual and Society) of Transport and Mobility (excluding travel to work or study) Population Base Estimate Cost Estimate ($000's) Low Estimate (RNZFB Membership) 17,693 Medium Estimate (Ophthalmologists) 85,200 High Estimate (NZ Disability Survey) 172,400 Housing Housing related costs identified include the need for additional safety features (24% of respondents), contrasting features within homes (21%), additional or special lighting (20%) and additional security features (14%). Participants also report less flexibility and choice when choosing where to live, particularly because of the need for proximity to amenities and support services. Some report this requirement resulting in higher housing costs, with houses close to required amenities reported as generally being more expensive. Summary Table 5: Total Cost (to both Individual and Society) of Housing Population Base Estimate Low Estimate (RNZFB Membership) Cost Estimate ($000's) 320 Medium Estimate (Ophthalmologists) 1,049 High Estimate (NZ Disability Survey) 2,425 Recreation Patterns of recreation activities undertaken are illustrative of the functional limitations of blindness. Compared to vision impaired respondents, blind respondents more commonly undertake home-based, individual focused activities such as crafts, playing with pets, reading and listening to talking books. Activities more commonly undertaken by vision impaired respondents tend to be more public and social in nature, for example, voluntary work, sports, socialising and attending movies, concerts and other performances. Vision impaired respondents are also more likely to undertake activities requiring a higher level of functional ability, for example, gardening, playing computer games, puzzles, games and cards and undertaking DIY projects. Half (51%) of the respondents undertaking recreation and leisure activities require assistance from others to do so. This includes the need for guidance and assistance during the activity undertaken and for transportation (both at 62%). Society helpers spend an average of 124 minutes per week providing assistance, most of which is unpaid. Family helpers spend an average of 239 minutes per week proving this type of assistance, most of which is also unpaid. Summary Table 6: Total Cost (to both Individual and Society) of Recreation Population Base Estimate Costs ($000's) Low Estimate (RNZFB Membership) 8,445 Medium Estimate (Ophthalmologists) 37,300 High Estimate (NZ Disability Survey) 73,800 Opportunity costs include being unable to undertake recreational activities previously undertaken, reduced choice in activities possible, reduced access to information about the availability of events and activities and the possibility of avoiding certain activities simply because of participation difficulties, for example, transport logistics. Parents of vision impaired children report incurring time and money costs in order that their children are able to participate in recreational and sporting activities that are appropriate and enjoyable for them. Education Data from the 2001 New Zealand Disability Survey shows that in comparison to the total New Zealand population, the share of blind and vision impaired adults with no qualifications (30%) is higher than the national average (24%). The proportion of blind and vision impaired population having attained school qualifications (25%) is also less than the national average (34%). Approximately 28% of New Zealanders have post school qualifications. This share is again significantly higher than the reported 4% for blind adults and 17% for vision impaired adults. Students identify many challenges in reaching their academic potential. The difficulty or inability to use visual references such as graphs and diagrams is particularly noted. Past research in this area notes that such difficulties can have the effect of restricting access to certain subject areas and consequently higher paying career potential in the future. All blind students and 75% of vision impaired students require some form of additional assistance in order to complete the requirements of their study. Society helpers are identified as providing 784 minutes of assistance each week. Students estimate an average of 334 additional minutes spent studying each week because of their blindness or vision impairment. Tertiary students report 570 additional minutes per week, polytechnic students 480 minutes and secondary students 271 minutes each week. Parents of vision impaired children report significant time costs in ensuring their children receive rightful access to education related support, adaptive technology and other funding. Parents may feel compelled to purchase adaptive equipment themselves, for example, computers, if it is felt that available government provision is not appropriately timed to meet their children’s needs. Other reported financial costs include the cost of constructing appropriate educational resources for use within the home and undertaking training themselves in adaptive equipment so as to be able to provide learning assistance within the home. Summary Table 7: Total Cost (to both Individual and Society) of Education Population Base Estimate Estimated students* Population of Costs ($000's) Blind/ VI 5,530 *A population base of 850 blind and vision impaired students (from primary through to tertiary education) was calculated using information on the number of students as reported by the Vision Education Agency (VEA) and an estimate of blind and vision impaired tertiary students accessing disability support services at the University of Auckland. As such, this figure cannot be extrapolated according to the low, medium or high population estimates, due to a lack of linkage between the weight estimate of 850 and the population base data. Economic Status and Employment A review of the national and international literature shows that compared to national averages, blind and vision impaired adults have higher rates of unemployment and underemployment, are more likely not to be in the labour force and more likely to be in receipt of a government benefit. Qualitative data derived in the study provides further support for previously identified opportunity costs in relation to employment. Amongst other employment related issues discussed, participants talk of reduced employment and career potential, underemployment, as well as forgone or lost income. The research also shows that, when employed, blind and vision impaired workers face a number of employment related costs. Collectively, blind and vision impaired workers report an average of 190 minutes spent travelling to and from work each week. Assuming a five day week, this equates to 38 minutes a day travelling. By sub-group, blind workers report an average 49 minutes travelling per day. Employed respondents using taxis to travel to work report an average personal weekly expenditure of $60.25 above any subsidies received. Family members specifically driving workers to work reportedly spend an average of 287 minutes per week providing this assistance. Society drivers are reported to spend an average of 160 minutes per week. Employed respondents required to travel within their work report an average of 623 minutes of travel assistance provided to them each week. Almost two thirds (64%) of employed respondents report requiring special assistance within the workplace, the most commonly mentioned type being additional administration or secretarial support. Blind workers requiring additional support report receiving an average of 265 minutes support per week. Vision impaired workers report an average of 241 minutes per week. Twenty percent of employed respondents also report modifications to their workplace in order to accommodate their particular needs. These include changes to the layout of work areas and additional or special lighting. Modified duties, modified hours and modifications to job responsibilities are also reported. While not quantified, employed participants also self-report having to spend more time fulfilling the requirements of their jobs compared to sighted equivalents. Summary Table 8: Total Cost (to both Individual and Society) of Employment Population Base Estimate Costs ($000's) Low Estimate (RNZFB Membership) 6,922 Medium Estimate (Ophthalmologists) 49,975 High Estimate (NZ Disability Survey) 122,018 Health and Medical Over half (52%) of survey respondents report they consulted an ophthalmologist in the preceding 12 months. Other health professionals consulted for advice/treatment for blindness or vision impairment include GP’s (33%), optometrists (29%), pharmacists (25%), and podiatrists and chiropodists (25%). Personal financial costs are most commonly incurred for consultations with GP’s (80% of those consulting a GP), podiatrists and chiropodists (78%) and optometrists (64%). The time spent travelling to medical consultations is also documented. Twenty percent of provincial respondents consulting optometrists travel two to three hours for each consultation. Thirteen percent of rural respondents travel one and two hours per optometrist consultation while 9% travel more than three hours. For some respondents, travel to ophthalmologist consultations is particularly time consuming. Sixteen percent of those consulting ophthalmologists travel between one to three hours and seven percent travel for more than three hours. Notably, 16% of rural respondents consulting ophthalmologists travel more than three hours to do so. When assistance other than drivers of taxis or public transport is required to attend medical consultations and treatments, this is most likely to be provided by family helpers. Ophthalmologist consultations require the greatest amount of family assistance (216 minutes per consultation), followed by GP consultations (59 minutes) and podiatrists and chiropodists (38 minutes). Respondents incurring at least some personal cost through taking prescription drugs because of their blindness or vision impairment report an average personal cost of $204.47 a year for this treatment. Additionally, where costs are incurred by those taking non-prescription drugs and those taking herbal remedies or vitamins, the average spends are $81.08 and $138.25 a year respectively. Just over a third (35%) of all respondents report secondary health conditions or injuries related to their blindness or vision impairment. Grazes, cuts and bruises are most commonly experienced. While not quantified, associated costs reported include: loss of quality of life, time spent travelling to and from medical appointments, consultations with medical professionals and rehabilitation. Summary Table 9: Total Cost (to both Individual and Society) of Health and Medical Population Base Estimate Cost Estimate ($000's) Low Estimate (RNZFB Membership) 2,767 Medium Estimate (Ophthalmologists) 9,714 High Estimate (NZ Disability Survey) 21,053 Social Costs While not a primary focus within the study, two social costs commonly identified by participants include the loss of independence and increased potential for social isolation. Loss of independence occurs through lessened ability to undertake a range of activities as well as increased reliance on others. Reliance on others can have further impacts on family members, for example, reduced time available for other siblings and fewer opportunities for parents of vision impaired children to have time-out. Many barriers to achieving or maintaining social networks and relationships are identified. Difficulties may range from restricted ability to identify appropriate recreation opportunities through to the planning and logistics required to attend a group or activity. The inability to initiate and maintain visual contact with others is identified as a major barrier to social engagement and can lead to a withdrawal from social activities or a tendency to limit social contacts to known friends and smaller environments. Costs to Parents of Vision Impaired Children While limited investigation was undertaken, the study provides some understanding of the costs of blindness experienced by the parents of vision impaired children. Parents inevitably strive to provide as best they can for their children and to do as much as possible to mitigate and address disadvantages faced. In doing so, financial, time and opportunity costs are inevitably incurred. Many of these costs are not reimbursable and fall directly onto the parents themselves. Societal Costs of Blindness Provision of Welfare Benefits Work and Income New Zealand (WINZ) and the Accident Compensation Corporation (ACC) are the main government and quasi government providers of welfare assistance to blind and vision impaired persons. As at 27 June 2003, 799 people are estimated to be receiving the Invalid’s Benefit with blindness as their primary disability. An annual cost of $9.6m at an average of $12,047 per recipient is estimated. A further 518 people are estimated to be receiving an Invalid’s Benefit with vision impairment as the primary disability. A total annual cost of $6.3m at an average of $12,202 per recipient, is estimated. As at 27 June 2003, 8 people are estimated to be receiving the Sickness Benefit with blindness determined as their primary disability. An annual cost of $73,700 at an average of $9,216 per recipient, is estimated. A further 194 people are estimated to be receiving a Sickness Benefit with vision impairment as the primary disability. The total annual cost of this provision is estimated at $1.9m at an average of $9,626 per recipient. In addition, 495 blind and 405 vision impaired recipients also receive a Disability Allowance estimated to total in 2003, $689,000 and $398,000 respectively. Blind recipients received on average $1,393 per annum and vision impaired recipients $984. Collectively, Invalid, Sickness and Disability Allowance provision is estimated at approximately $19 million per annum for blind and vision impaired recipients. In 2002/03, there were 2,500 new claimants and 2,200 existing claimants to ACC receiving financial assistance relating to eye injuries at a cost of $10.4m. Note: this includes all severities and both permanent and temporary injuries. Employment Support It is estimated that Workbridge provided job placement support to blind and vision impaired job seekers to the value of $1.2m between June 2003 and May 2004. Blind job seekers are estimated to have on average received $5,964.50 of assistance during this year and vision impaired job seekers $4, 605.62. Other employment support services have not been quantified due to lack of access to or presence of such information. Employment support possibly provided to blind and vision impaired persons by their employers was covered in the survey of RNZFB members and is included in this section of the report. Transport and Mobility In 2002, the total cost of the Total Mobility scheme servicing blind and vision impaired users is estimated at $712,106.53. An average annual cost of $130.85 per blind or vision impaired user is estimated, this comparing to an average annual cost of $192.16 for all users. This figure has been derived based on research conducted by Transfund and through contact with individual regional councils where gaps were identified. Public transport subsidies for blind and vision impaired users would also likely incur some cost to society; however, information on these users is not collected. In Auckland, bus and train subsidies are provided to blind and vision impaired persons, allowing them to travel at the senior citizens rate. As such, while the number of senior citizen fares can be derived, distinction between blind and vision impaired users and senior users cannot be made. Health and Medical Treatment Ministry of Health information on volumes of patient services contracted to District Health Boards provides the best available estimate of the number of people seeking treatment from ophthalmologists. This data, however, over-estimates the number of people seeking treatment for blindness and vision impairment as it includes anyone treated for an eye related issue, rather than just those meeting the definition of blindness or vision impairment used in the study. Approximately 46,000 events are budgeted for first time visits to ophthalmology clinics throughout the 2003/04 financial year. A further 108,000 second visits are budgeted for those as well as approximately 8,850 inpatient events. Total funding for Ophthalmology department services and treatment over the 2003/04 year is estimated at approximately $44 million. In 2003, Pharmac spent $8.7m on drugs and $570,000 on prescriptions for eye and ear related treatments. Figures again account for all eye related medications and treatments and therefore over-estimate the cost of just treating blind and vision impaired individuals. Disability Support Services Available data on government funded Disability Support Services shows that there were 7,300 clients in 2002 and 8,700 clients in 2003 receiving support for sensory disabilities which included both hearing as well as vision impairments. Conclusion The research reveals that the costs of blindness in New Zealand are wide ranging and significant. Key cost areas are related to carrying out domestic tasks, day to day travel, shopping, recreation and use of specialised equipment. These costs are borne by individuals and their families and by society - though the greatest burden currently lies with the individual and their families. Qualitative discussions reveal visual conditions generating a number of opportunity costs and also resulting in unrealised life potential in the economic and social areas. Summary of costs quantified in the RNZFB Cost of Blindness Survey The following table summarises the costs quantified in the survey of Foundation members expanded to the three population scenarios. This table and tables throughout the report do not include data collected from other secondary sources such as RNZFB costs, government and council costs (in terms of subsidies or other costs) outside what was reported by respondents in the RNZFB Costs of Blindness survey. These have not been included because of the lack of information in terms of either detail or consistency (please see separate document: ‘Data Collection Issues Encountered during the Costs of Blindness Research’). As such, discussions of identified and accessible secondary source information on societal costs are addressed throughout this report. No attempt to collate or integrate this secondary source data with the information derived from the Costs of Blindness Survey has been made due to issues as above. Education costs are omitted as figures for the total blind and vision impaired populations in education have not been able to be accessed by the research team. It is believed that such information is able to be provided by the Tertiary Education Commission but was unable to be provided for use in this research. In place of this a population estimate of blind and vision impaired students totalling 850 (primary through to tertiary) has been generated from information provided by the VEA and Disability Support Services at the University of Auckland. This figure is in no way linked to the low (RNZFB), medium (Opthamologists) or high (NZ Disability Survey) population estimates, thus education costs are not presented here. Please see Section 6 for discussion of education costs. Executive Summary Table: By cost area activity, Individual and Society according to Low, Medium and High Population Estimates. Total Costs Low Estimate (RNZFB membership) Activity Domestic tasks Medium Estimate (Ophthalmologists) High Estimate (NZ Disability Survey) Cost to Cost to Total Cost Cost to Cost to Total Cost Cost to Cost to Total Cost Individual Society ($000’s) Individual Society ($000’s) Individual Society ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) 24,035 8,614 32,649 93,448 28,745 122,193 197,837 48,869 246,706 Shopping 5,412 1,833 7,245 20,565 5,866 26,431 45,022 11,898 56,920 Misc. Equipment cost 1,705 1,619 3,324 6,656 7,297 13,953 14,202 14,956 29,158 64 598 662 246 2,622 2,868 488 4,706 5,194 Equipment – Braille 515 535 1,050 1,117 4,928 6,045 2,516 4,397 6,913 Equipment – other 227 74 301 832 288 1,120 1,759 560 2,319 Equipment training 251 155 406 623 1,205 1,828 1,081 1,512 2,593 392 97 489 1,534 669 2,203 3,219 1,309 4,528 13,583 4,111 17,694 64,120 21,027 85,147 126,406 46,015 172,421 300 20 320 957 92 1,049 2,216 209 2,425 4,767 3,678 8,445 16,778 20,564 37,342 37,350 36,459 73,809 Travel to work 688 46 734 2,734 203 2,937 5,684 462 6,146 Employment Related Travel 179 5,519 5,698 244 42,833 43,077 225 106,069 106,294 65 425 490 90 3,869 3,959 85 9,492 9,577 1,950 7 1,957 6,990 37 7,027 14,890 57 14,947 817 0 817 2,687 0 2,687 6,106 0 6,106 5,951 317 6,268 29,939 1,556 31,495 66,731 3,600 70,331 60,901 27,648 88,549 249,560 141,801 391,361 525,817 290,570 816,387 (excl shopping) Equipment – computer Equipment repair/ maintenance Travel (excl work travel) Housing Recreation Education* Work modifications Medical treatment/consultations Medication Voluntary work TOTAL ALL ACTIVITIES 1. INTRODUCTION 1.1 Background The Royal New Zealand Foundation for the Blind (RNZFB) commissioned Gravitas Research and Strategy Ltd and Market Economics Ltd to conduct research into the direct, indirect and opportunity costs of blindness in New Zealand. The need for the research arises from a comparative lack of local information on the costs of blindness and the need for comprehensive information to inform RNZFB activities such as funding and fund raising, advocacy, public awareness, service planning and service delivery. The research addresses three main questions: how many blind and vision impaired people are there in New Zealand; what are the quantitative and qualitative costs of blindness to the individual; and, what are the costs of blindness to society? In commissioning the research, the RNZFB recognises that blindness is a unique disability, experienced in a world primarily structured around the visual senses. In posing the specific research questions, it is recognised that deriving the true cost of blindness in New Zealand requires consideration of the costs to the blind or vision impaired individual as well as society as a whole. It is also recognised that while many costs of blindness can be quantified and attributed a cost value, there are other, equally important qualitative and non-quantifiable costs which also need to be acknowledged. 1.2 Research Objectives The specific research objectives are as follows: 1.2.1 Epidemiology and Prevalence of Blindness 1. To determine the prevalence of blindness and vision loss in New Zealand by condition, age, gender, location and ethnicity. 2. To estimate the prevalence of and trends in blindness and vision loss over the next 50 years. 1.2.2 Individual Costs of Blindness 3. To determine the quantitative (financial) non-optional costs of blindness to the blind or vision impaired individual, including direct, indirect and opportunity costs. 4. To review the qualitative costs of blindness in areas such as mobility/transport, communication, education, employment and recreation. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 1 1.2.3 Societal Costs of Blindness 5. To determine the costs of blindness to society in areas including: health; education; transport; disability support services; government benefits, services and subsidies. The study seeks primarily to identify the costs of blindness on the basis that they exist and not on the basis that they are assessed as costs appropriately compensated for by the government. There are likely to be different views on this issue, for example, whether opportunity costs or expenditure patterns resulting from opportunity costs should be compensated for. Making judgments on such issues is considered to be beyond the scope of the current study, however, it is hoped the research findings will encourage further discussion in relation to these issues. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 2 2. RESEARCH METHODOLOGY This section discusses the methodology used to undertake the costs of blindness research. The section begins with a discussion of the challenges inherent in the research and how the research approach has sought to respond to these. The definitions used in the research are then discussed. 2.1 Examining the Costs of Blindness It is recognised that the amount of functional sight does not always directly correlate with the degree of impairment a blind or vision impaired person experiences (Kelly, 1995). A range of social, psychological and physiological factors can affect how an individual reacts to the loss of sight (Kelly, 1995). Factors can include an individual’s personality, degree of vision loss, cause of blindness, age at onset and societal influences (Hudson, 1994). Reflecting the above, it is also recognised that the costs of blindness at a personal level can be diverse and highly individual (BCA, 2003; Chou, Misajon, Gallo & Keeffe, 2003). There are many variables which are likely to influence if, when and to what extent an individual may experience and recognise a cost as a cost of blindness. These can include: the timing of the onset of blindness or vision impairment; lifestyle prior to onset and the extent to which the previous lifestyle is restricted or limited; the amount of support available to a blind or vision impaired individual; and, the extent to which costs may be experienced or borne by those around them. 2.1.1 Life Stage and Timing The timing of onset is likely to be a critical factor in the experience of the costs of blindness. The cost structure and impact of these costs will likely differ by life stage and costs will almost certainly change over a lifetime. For example, becoming blind or vision impaired in the prime of one’s working life is likely to impose significant financial, emotional and opportunity costs. Parents of a blind or vision impaired child are likely to incur substantive costs during the up-bringing of their child with the distribution of the cost burden possibly transferring more towards the individual as they age. If blindness or vision impairment occurs later in life, it may become increasingly difficult to distinguish the costs of blindness from other costs incurred by older aged persons generally. There is the additional likelihood of other disabilities providing further difficulties teasing out respective costs. Vision impairment at an older age may also be perceived or experienced as resulting in fewer costs if changes in lifestyle are expected with age. Older age may bring lower aspirations and expectations, further impacting on the experience of both direct and opportunity costs. The magnitude and impact of costs of blindness may also change over time. For example, with technological advances, a significant cost ten years ago may now be considerably reduced. However, technological advances may also bring new opportunity Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 3 costs. A blind or vision impaired person who today remains computer illiterate is likely to face significant disadvantage and opportunity costs, for example, reduced employment potential. 2.1.2 Level of Adaptation The costs of blindness may also become less obvious to an individual with increasing adaptation to vision impairment. For example, an individual blind from birth is likely to have developed a higher level of adaptive functioning compared to an individual with more recent vision impairment. Given this, the individual blind from birth is likely to have become accustomed very early to many of the costs of blindness, likely making it more difficult for costs to be recognised. 2.1.3 Level of Aspiration The extent to which a blind or vision impaired individual aspires to be independent or to achieve other accomplishments may also be influential in the experience and recognition of the costs of blindness. If vision impairment impacts on an individual’s ability to satisfy a goal, then the individual may rightly be defined as experiencing a cost of blindness. For example, an individual striving to re-develop a level of independence after becoming vision impaired may experience different costs compared to another individual who accepts a lower level of independence. An individual may choose to become computer literate as a means of enhancing independence, incurring a range of costs in the process compared to an individual who may not pursue this goal. However, this decision may also result in opportunity costs for this person, for example, reduced communication potential and reduced employment prospects. Furthermore, this decision may also result in a greater transfer of costs to others, for example, a greater reliance on others for undertaking communication activities. 2.1.4 Separating Wants and Needs The difficultly of separating ‘wants’ from ‘needs’ is a challenge when trying to measure the costs of blindness. Both vision impaired and fully sighted people have ‘wants’, however, it may be incorrect to count these ‘costs’ in the current study. Central to distinguishing between the two is the concept of a cost being ‘non-optional’ (O’Neil, 2001). If, because of their vision impairment, the blind or vision impaired person has no option but to incur a cost in order to satisfy a need, this cost could rightly be determined a cost of blindness. Comparisons to fully sighted people may also be useful in determining what costs are ‘non-optional’. If a cost is optional for a sighted person, but non-optional for a vision impaired person, then this cost could be defined as a cost of blindness. 2.1.5 Level of Support The presence or absence of a sighted partner may also impact on both the experience and recognition of the costs of blindness. Adaptive functioning may be significantly Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 4 developed around the role of the sighted partner, thus reducing the personal experience of costs by the vision impaired individual. Such situation is also likely to represent a transfer of cost burdens to the sighted partner. 2.1.6 Geographical Location While there is little available literature, the costs of blindness are also likely to be influenced by geographical location, in particular urban or rural location. Relative availability of, and access to, necessary services is likely to be influential in different cost experiences. 2.2 Responses to the Research Challenges An incidence-based costing approach is likely to have been most appropriate for capturing the costs of blindness over time and how costs are likely to change over time. However, this approach requires a level of detail on epidemiology and the long-term course of eye diseases beyond the resources of the current study. The research has instead used prevalence based costing which estimates the costs of blindness in a given time interval. This approach does not explicitly account for when a person became blind or vision impaired or the stage of disease progression. It does, however, assume that in deriving costs from a representative sample of blind and vision impaired people that the costs identified will accurately account for the distribution and range of costs experienced in the whole population of blind and vision impaired people. These costs have been annualised in the final analysis. While utilising mean or average costs to extrapolate the costs identified through the survey, the report also seeks to present the range of costs in order to acknowledge the individuality of costs experienced. To further understand costs by life-stage, the research examines costs by relevant demographic characteristics such as age, gender, and employment status. Difference in costs according to these demographic differences is reported and discussed where statistically significant differences occur. A full set of tables is also provided in the appendices for information according to demographic characteristics (age, sex, location, and blind/VI). Focus group discussions were also arranged by life stage to enable more in-depth examination of similarities and differences in costs by life stage. A number of strategies were used in the costs of blindness survey to counter likely differences in respondents’ experience and recall of costs. Throughout the recruitment process, respondents were provided with definitions of possible costs of blindness, including the range and types of costs likely to exist. To enable preparation for the interview, each respondent was sent further information on the range and types of costs and was encouraged to consider costs they may be consciously or unconsciously experiencing. In particular, emphasis was placed on discussing costs as being nonoptional. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 5 2.3 Definitions Used 2.3.1 Blindness and Vision Impairment The definitions of blindness and vision impairment used in the current study are the same as those used by the World Health Organisation (1997). Total blindness is defined as anything less than visual activity of 3/60 but not including 3/60. ‘Low vision’ is defined as anything less than 6/18 but not including 6/18. Throughout the report, the terms ‘blind’ and ‘vision impaired’ are used to distinguish between individuals defined as having total blindness and those defined as having low vision. 2.3.2 Costs of Blindness The individual costs of blindness are understood as those extra, non-optional costs incurred by blind or vision impaired persons because of their blindness or vision impairment. These costs are above and beyond those that would be encountered if the person did not have vision impairment. The ‘individual’ for the purposes of the current study is defined as including not only the blind or vision impaired person, but also members of the blind or vision impaired person’s family. The reasoning behind such a definition is to recognise the impact of blindness or vision impairment beyond the affected person to the family unit. The societal costs of blindness are defined as the costs to society to provide the services, treatment, equipment, benefits and other support required to mitigate the effects of vision impairment. ‘Society’ is defined as including both local and central government agencies, charitable and voluntary organisations and individual members of society outside of the blind or vision impaired person’s family and may include flatmates, friends, neighbours, workmates, employers, fellow students, shop assistants and member of the general public. 2.3.3 Individual Direct Costs At the individual level, the costs of blindness impact on the vision impaired person and their family. For this reason, as discussed above, the study defines individual costs to also include the costs incurred by immediate family members. The individual costs of blindness are broken into further categories as follows: Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 6 Direct Costs – Type 1: Money and time costs incurred for medical treatment and mitigation of vision impairment and blindness. This includes specialist visits, medication, surgery, sensory aids, artificial eyes and other equipment. It also includes travel associated with medical appointments. Direct Costs – Type 2: Money and time costs arising from impediments of undertaking routine daily activities. Extra costs of daily activity include all costs associated with travel and additional equipment and assistance with daily living. 2.3.4 Individual Opportunity Costs Opportunity cost defines cost in terms of an opportunity foregone and the benefits that could be received from that opportunity, or the most valuable forgone alternative (Wikipedia 2004). In relation to blindness and vision impairment, opportunity costs can include the extra time spent undertaking activities, for example, as well as the inability to undertake an activity immediately as desired and the planning, scheduling and marshalling of resources required to do something. Opportunity costs can also include things that are missed out on, things that are selectively excluded or not pursued and the need to concentrate lifestyle and activities around areas of life that are achievable. Individual opportunity costs of blindness are broken into further categories as follows: Type 1 Opportunity Costs: The range of costs incurred by blind or vision impaired individuals and household members, because of the time involved in compulsory activities and/or caring for vision impaired people, to undertake discretionary daily activities. The direct effect is on time available, the consequent cost related to their quality of life. Type 2 Opportunity Costs: The costs incurred by blind or vision impaired individuals and household members who are unable to participate in some routine activities because they do not have enough vision to do so. This will directly impact the vision impaired individual and quality of life of other household members. Type 3 Opportunity Costs: The costs to blind or vision impaired individuals and household members from lower earning power than equivalent people who are not blind or vision impaired. The direct effect is less money to buy goods, services and participate in activities. The consequent effect is on the individual and household quality of life. 2.3.5 Societal Costs of Blindness The societal costs of blindness are defined as the costs to society to provide the services, treatment, equipment, benefits and other support required to mitigate the effects of vision impairment. Societal costs also include the time inputs of volunteers and other agencies in providing services to the blind and vision impaired. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 7 Societal costs of blindness are broken into further categories as follows: Direct – Type 1: Public funding and subsidies for medical and equipment costs associated with vision impairment. This includes funding by government and vision impairment agencies. Direct – Type 2: Money and time costs associated with supporting blind and vision impaired people to undertake routine daily activities. This includes travel subsidies, employment benefits, funding of education and employment training, postal concessions and volunteer support. Societal Opportunity Costs: While not examined in depth, societal opportunity costs include that which is lost to society as a result of blindness and vision impairment. This includes for example, talented blind people having to live in another country in order to fulfil employment potential, blind people not being able to fully contribute to society, and blind people not being more visible in the community. These costs can also include that which is lost because of public perceptions of blindness, for example, an employer’s expectation about the level of performance possible from a vision impaired worker. 2.4 Research Methodology The components of the research are: 1. Literature review (separate ‘summary’ and ‘by document’ reports available but not included here) 2. Review and analysis of available secondary data 3. In-depth interview discussions with key informants 4. Focus groups with RNZFB members 5. Telephone survey of RNZFB members The study draws on secondary and primary data sources as well as both qualitative and quantitative research methodologies. Further description of method is provided below. 2.4.1 Review of the Research Literature A review of the national and international literature on the costs of blindness was undertaken. Key words, structured around the objectives of the study, were used to conduct literature searches through the following data bases and other sources: JSTOR, EBSCO Host, Index New Zealand (INNZ) and Te Puna, Expanded Academic, Web of Science, Medline, Digital Dissertations and the RNZFB library resources. A broad range of relevant research reports and other documents were identified. Key findings from each study were reviewed, documented and then further compiled under key headings with particular relevance to the current study. Findings are reported in Section Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 8 Three and as relevant, drawn on throughout the report. Separate Literature Review documents are available, both an overall literature summary document and a by article review document have been completed as part of the research. 2.4.2 Secondary Data Review A range of secondary data was sourced and reviewed, particularly to inform analysis of epidemiology and the societal costs of blindness. The following data was reviewed: RNZFB Annual Reports and Financial Statements ACC Annual Reports and Financial Statements MSD Annual Reports RNZFB Membership Database Statistics NZ Census (2001) Statistics NZ Population Forecasts Disability Survey Statistics NZ Disability Survey Statistics NZ Time Use Survey 2.4.3 In-depth Interviews Eleven in-depth interviews were conducted with key informants to provide understanding of key issues for the research and to inform development of the final research design (refer to Appendices for Interview Schedule). Key informants were identified by the RNZFB as having expertise in the costs of blindness as well as other areas with relevance to the study. These areas included: research with the blind and vision impaired; benefit provision; consumer groups; disability; Maori and Pacific; issues for the deafblind; employment; education; and the elderly. The final sample of informants was selected by the researchers in consultation with the RNZFB. Selection aimed to provide a broad mix of relevant expertise and representation within the research. Many of the key informants were blind or vision impaired themselves. Relevant findings on the costs of blindness from these interviews have been incorporated into the research findings where appropriate. 2.4.4 Focus Groups Four focus groups were conducted with RNZFB members to further examine the day to day costs of blindness. Budget constraints limited the total number of groups possible. One group respectively was conducted for: youth; persons of working age; elderly persons; and, parents of blind and vision impaired children. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 9 Participant Selection Specifications for the composition of each group were set to achieve a diversity of representation based on: sex; ethnicity; age; type of vision impairment; employment status (employed; self employed; unemployed); location; living situation. Partners, caregivers and other support people were also invited to participate. RNZFB staff members were asked to identify RNZFB members fitting the eligibility requirements and composition targets set for each focus group. Purposeful recruitment was then undertaken from the compiled lists of potential participants. Recruitment was undertaken by telephone and conducted by members of the RNZFB 0800 team using a pre-prepared recruitment script (refer to Appendices for recruitment script). Each confirmed participant was sent a confirmation letter in the format of their choice, confirming their participation and providing further details on the objectives of the research and the focus group. The final composition of each group is detailed in the Appendices. Research Process A total of thirty-eight people participated in the four focus groups (refer to Appendices for further description of group participants). All groups were conducted at Awhina House, Auckland and moderated by at least two members of the research team. Groups were moderated using semi-structured interview schedules developed by the researchers in consultation with the RNZFB (refer to Appendices for example of interview schedule). Each group took between two and three hours. 2.4.5 Telephone Survey A national telephone survey was undertaken of 200 RNZFB members using Computer Assisted Telephone Interviewing (CATI). The survey gathered data on the financial, time and to a lesser extent, opportunity and qualitative costs of blindness. Questionnaire Design The questionnaire was developed by the research team in consultation with RNZFB staff (refer to Appendices for questionnaire). The development of the questionnaire was informed by information derived from all previous stages of the research, in particular the literature review and key informant interviews. The questionnaire focused primarily on deriving information on quantitative financial and time costs. While there was some exploration of opportunity and qualitative costs, it was recognised that these costs are generally more appropriately explored through qualitative methods. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 10 The questionnaire used in the survey was comprehensive and highly structured so as to provide in-depth and detailed examination of costs experienced. Prior to and throughout the interviews, respondents were reminded of the range and type of costs likely to exist and reminded to focus only on those factors legitimately defined as costs. Interviewers were trained to prompt and probe on answers as appropriate to further ensure compliance to this requirement. Respondent Selection To ensure that the survey sample collected reasonable data from the range of members, quotas were set by age, sex, ethnicity, location, eye condition. Quotas were also set to ensure that a minimum number of employed and student members were surveyed. Within these quota characteristics, respondents were randomly selected from the RNZFB membership data-base. Recruitment was carried out by telephone by staff of the Gravitas Research Survey Centre in Auckland. A structured recruitment script was used to determine initial interest in participating and to cover issues such as confidentiality (refer to Appendices for recruitment script). Those interested in participating were sent a follow-up letter in the format of their choice providing further information, including areas to be covered in the interview. The letter assisted undecided respondents to decide about participation as well as assisting confirmed participants to prepare for the interview. Those receiving letters were re-called approximately one week later to either complete the interview or to confirm participation and establish an appropriate time and day for the interview to be completed. Interview Coverage The survey questionnaire covers the following potential cost areas: Daily living including personal tasks and shopping Equipment (including training) Accommodation and Home Alterations Education and Training Employment Transport / Travel Medical and Health Social, Recreational and Leisure Unpaid and Voluntary Work Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 11 Interviewing Process The survey was fully piloted at the close of 2003 and a second round of piloting was conducted in early 2004. Final interviews were conducted between 2nd March and 4th April 2004. The interview was comprehensive with each interview taking on average 54 minutes. Respondents were offered the opportunity to break the interview at any stage and resume at a later time - if they were feeling tired or needed time to consider questions. The response rate (proportion of members contacted who completed the interview process) was 67.3%. In some instances, interviews were conducted involving both the respondent and a support person (usually family members or caregivers). Where the RNZFB member gave consent, some support persons were also solely responsible for responding to certain sections (e.g. shopping). In fewer cases, surveys were totally completed by caregivers on behalf of the RNZFB member. This ensured their participation in the survey, as they were otherwise unable to participate independently (e.g. because of disability). 2.5 Survey Data Analysis 2.5.1 Data Weighting The data collected was weighted by age, sex, location, ethnicity, acuity and whether employed or not - using the RNZFB membership database as the target population. 2.5.2 Estimating Costs Once the sample collected was weighted to be reflective of the structure of the RNZFB membership, mean and total costs were calculated for each of the cost areas covered. Mean costs were expressed as mean costs per member - acknowledging that not all respondents and members incur every cost. The mean costs derived have been applied to each of the three populations by creating mean cost figures by age, sex and acuity (blind and visually impaired) and location and applying these to each population. In order to put a financial value on time spent undertaking tasks and helping blind and vision impaired people in addition to time that sighted people would spend on such activities, we have valued time at $12 per hour. This is consistent with the monetary value assigned to volunteer time in the “Value-Added for Voluntary Agencies” (VAVA) project conducted by Price Waterhouse Coopers. In comparison, the Transfund Project Evaluation Model valued time for non work travel purposes at $7/hr and time for work travel purposes at $21.30/hr in July 1998. These values are used by Transfund to estimate the financial cost of people being trapped in congested traffic. The value used for the VAVA project falls between the upper and lower estimates provided by the Transfund evaluation methods and because this project assesses both costs for Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 12 employment and non-employment tasks the project team has decided to use the VAVA project value of $12 p/hr for consistency purposes. Three populations for blind and vision impaired people in NZ have been considered. The first is the RNZFB membership. Since the RNZFB membership is a subset of all blind and visually impaired people in New Zealand as membership is voluntary and eligibility criteria based on sightedness apply, two further potential populations have been provided. These estimate the total number of blind/vision impaired people according to ophthalmologists and international literature and the second estimate is based on reporting in the Disability Survey conducted by Statistics NZ in 2001. 2.5.3 Cost Calculations Costs were recorded in the survey in a number of ways, based on the cost area under discussion and respondent’s situation and recall. These include dollar costs, time spent in hours and recording of equipment owned or held. Typical cost values were then applied to equipment and time and these cost assumptions are detailed in the relevant sections and in the appendices. All costs were annualised and capital items were depreciated to provide a typical annual cost. 2.5.4 Cost Allocation The survey questioning established who met the costs identified and where these were shared and to what extent. Throughout the report, costs are categorised as being incurred by either the ‘individual’ or ‘society’. These are defined in preceding sections of the report. 2.6 Methodology Limitations The limitations of the research methodologies used in the current research are discussed. 2.6.1 Survey Methodology The limitations of using survey methodologies in cost of blindness research have been previously discussed, particularly in relation to the reliance on participants to identify and recall costs (Chou et al, 2003). Previous authors have also noted that some everyday costs can be taken-for-granted (BCA, 2003, RNIB, 2000; Curtis & Blind Persons Assembly, 1986). It has also been recognised that surveys may only provide an assessment of current costs and do not account for ongoing costs and the “dynamics of disability” (Curtis & Blind Persons Assembly, 1986). Surveys can also be particularly time consuming for both participants and the interviewer (Newbold 1987). Two studies have used personal dairy keeping in conjunction with other methods (BCA, 2003; Chou et al, 2003). Diary keeping is likely to provide a more accurate measure of Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 13 costs, as once the cost is incurred it is immediately recorded, thereby eliminating reliance on recall (Chou et al, 2003). The method does, however, require a considerable amount of commitment on behalf of the participant and a significant resource investment. Responses undertaken within the current study to address limitations of the survey methodology have been discussed in preceding sections of the report. 2.6.2 Additive Effect of Other Disabilities Given the age profile of blind and vision impaired persons, vision impairment is often experienced with other disabilities. The multiple experience of disability may have an additive effect on the costs of blindness experienced, for example, mobility being further restricted by physical disability. The current study has not attempted to factor in this potential additive effect and has instead sought to concentrate singularly on those costs clearly attributable to blindness and vision impairment. It is acknowledged that ‘extracting’ one cost from another is likely to have been difficult for those respondents experiencing multiple disabilities. 2.6.3 Limited Evaluation of Indirect Service Related Costs Key informant contributors to the research suggest that costs of blindness may indirectly result from the level or type of service provision to blind and vision impaired people. For example, some perceive mainstreaming education to have reduced the level of specialised teaching support provided to blind and vision impaired students and the loss of some skill development previously achieved through an institutional approach to education. These outcomes are in turn suggested as creating further difficulties for young blind people, for example, in the area of employment. While acknowledging that such indirect costs may exist, it is beyond the scope of the current study to undertake the level of evaluation required to examine such issues further. 2.6.4 Sampling Limitations Any sample is constrained by its size. A sample of n=200 is not large and has a maximum error of +/- 6.9% at the 95% confidence level (based on a random sample). Since the survey sampled blind and vision impaired people rather than their families it is possible that data collected on the impact on families is under recorded. However, the survey process is detailed and robust and therefore provides comprehensive cost data on the sample collected. In this sense the method can be considered to emphasise depth rather than breadth in terms of the sample coverage. This was felt to be most appropriate for a study of this kind, given limited resources. Sample numbers of students and employed surveyed are small and data presented is unweighted. Consequently, results should be considered indicative only. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 14 2.6.5 Education Related Costs At the time of submitting the final report, a range of data on the costs of providing education services remains unavailable to the researchers (for further information please refer to the separate document, ‘Data Collection Issues Encountered During the RNZFB Costs of Blindness Research’). 2.6.6 Comparisons in Time Spent Undertaking Activities The research provides some discussion of potential differences in the average time blind and vision impaired individuals spend undertaking certain activities and the average time spent by the general New Zealand population. This discussion is drawn from a comparison of the Costs of Blindness survey findings on time spent undertaking activities and comparable data from the 1998/1999 Statistics NZ Time Use Survey. Data is compared for activities where the questions used in the survey are comparable to those used in the 1998/1999 Time Use Survey. The comparisons provide some means to estimate whether blind and vision impaired individuals spend more or less time on certain activities compared to the general population. The findings should, however, be treated as indicative only as there are a number of methodological limitations preventing definitive quantitative comparison. In particular, the 1998/1999 Time Use survey data was collected using personal activity diaries while the Costs of Blindness survey data is derived from respondent self-recall and estimates. The diary methodology will provide more reliable data as respondents are asked to record actual time spent undertaking activities over a defined period of time, with records likely made immediately on completion of a task. In comparison, the recall method relies on respondents making assessments of time spent during the interview process itself. We believe this is likely to result in an under estimation of the time spent undertaking activities. The sample size for the Costs of Blindness survey is also small, providing a further limitation on the reliability of comparisons. In addition, care is needed when interpreting the meaning of any differences identified between blind and vision impaired individuals and the general population. For example, less time spent on an activity by blind or vision impaired individuals may indicate more time spent by others undertaking or supporting completion of the activity concerned. Due to the limitations of drawing time spent comparisons from the available data, the findings are only described qualitatively and no quantitative data on differences are presented. 2.7 Report Structure The review of the research literature is initially presented followed by a discussion and cost estimates of welfare provision to blind and vision impaired people within New Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 15 Zealand. The current and future number of blind and vision impaired people living in New Zealand is then estimated. Subsequent sections then examine the costs of blindness related to education, employment, daily living, and transport and mobility. The social costs of blindness are also discussed. Findings are then discussed and final conclusions drawn, including research implications and future research needs. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 16 3. LITERATURE REVIEW 3.1 Introduction Previous research has traditionally been undertaken to understand the costs of blindness to wider society (Chou et al, 2003, Wright et al, 2000). In doing so, studies have often sought to provide evidence of the cost effectiveness of enhancing blindness prevention strategies. While this focus is understandable, there is increasing awareness of the need to also investigate the costs of blindness as experienced by persons whose situation is beyond prevention (BCA, 2003; Chou et al, 2003, RNIB, 2000; Newbold, 1987; WHO, 1997). There is also increasing recognition that costs of blindness research must understand the life time costs of blindness, including time, opportunity and social costs, as well as financial costs and the costs of service provision. 3.2 Defining “Costs of Blindness” The ‘costs of blindness’ are defined in various ways within the literature (Chou et al 2003, Wright et al, 2000, Newbold, 1987; Curtis et al, 1986). Definitions are both specific and broad in terms of defining what constitutes a cost. A number of different costs have also been defined; for example, direct, in-direct, optional, non-optional, extra, and total costs. Some consistency in definition terminology and approach is apparent. Regardless of exact definition, previous studies commonly make a distinction between those costs incurred by the individual and those incurred by wider society. A number of studies use the term ‘direct’ costs when referring to the ‘societal’ costs of blindness, while ‘indirect’ costs is commonly used to refer to ‘individual’ costs (Chou et al, 2003, WHO, 2003; Wright et al, 2000). The World Health Organisation (WHO) (2003) sees the ‘direct’ costs of blindness being measurable though government and organisational expenditure. WHO calculates the global, direct costs of blindness to be US $25 billion per annum. They estimate this figure to at least double, if ‘indirect’ or individual costs are also accounted for. Chou et al (2003) also define the costs of blindness as ‘direct’ and ‘indirect’. ‘Direct’ costs are defined as “resources consumed by health care interventions or programmes, which aim to prevent and treat eye disease and provide rehabilitation and government supports…” (2003: 336). ‘Indirect costs’ are seen to include ‘out-of-pocket’ expenses, the value of production lost to society, costs to the individual, and cost to his or her family and friends due to vision impairment” (2003: 337). Newbold (1987) also conceives the costs of blindness to fall into two categories; costs faced by the affected individual, their family and carers and, costs to society. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 17 In a recent study, the Blind Citizen’s Association (BCA) of Australia investigate the ‘direct’, ‘indirect’ and ‘opportunity’ costs of blindness (2003). The BCA refers to the ‘non-optional costs’ of blindness. While this term is not defined further, it is similar to the notion of ‘extra costs’ (Curtis & Disabled Persons Assembly, 1986). In the Curtis study, ‘extra costs’ are defined as those “…above and beyond the costs that would be encountered if the person did not have a disability” (1986:02). Similarly, a 2000 study by the Royal National Institute of the Blind is also concerned with ‘extra costs’, particularly those related to everyday living (RNIB, 2000). The World Health Organisation (WHO) moves beyond the more simplistic distinction of ‘direct’ and ‘indirect’ costs of blindness to identify multiple costs of blindness – ‘personal’, ‘social’ and ‘economic’ (WHO, 1997). The costs of blindness are seen as extending from the individual and his or her family, to the wider community and then, globally. The WHO report also advocates that the economic and social costs of blindness be considered from the perspectives of both the blind or vision impaired individual as well as the country as a whole (WHO, 1997). This position recognises the range of variables that can influence and shape interpretations of the costs of blindness, for example, an individual’s personal perception of their situation and their culture. In essence, the costs of blindness are seen as specific to the person, his or her society and their cultural context. 3.3 Previous Costs of Blindness Studies Newbold (1987) undertook a seminal study on the costs of blindness in New Zealand in the late 1980’s. Commissioned by the RNZFB, the research provides a largely qualitative examination of the costs of blindness from the perspective of blind and vision impaired individuals. The study examines direct costs (such as equipment costs), indirect costs (such as travel costs), lost earnings and the experience of other household members and carers (Newbold, 1987). In the first study of its kind in the United Kingdom, the Royal National Institute for the Blind (UK) (RNIB) undertook costs of blindness research in 2000 (RNIB, 2000). The research identifies ‘extra costs’ incurred by blind or vision impaired persons in five key areas: Household Tasks; Assistance; Communication; Shopping; and Transport. The study recognises the need to understand costs according to life stage and consequently study participants are segmented by parents of vision impaired children, vision impaired students, those seeking employment, parents, working age and the older aged. Like Newbold (1987), the RNIB study does not attempt to quantify the extra costs of blindness, however, the study concludes that existing benefits provided to vision impaired individuals in the United Kingdom only cover a small proportion of their needs (RNIB, 2000). The Blind Citizens of Australia (BCA) have also recently undertaken research into the costs of blindness (BCA, 2003). The study investigates costs by age, employment status, Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 18 gender, ethnicity and geographic location. Consistent with the work of WHO (1997), key findings include that non-optional costs of blindness are highly personal, that gender and culture are significant factors in how individuals perceived non-optional costs and, that costs are compounded by the experience of other disabilities and old age. The BCA study also shows a relationship between income and community participation. Vision impaired individuals with higher incomes are shown to have higher non-optional costs due to increased community involvement, while those with fewer means are often unable to participate in such activities as they struggle to meet even basic needs. A further cost of blindness study is currently being undertaken in Australia (Chou et al, 2003). The research will collect costs of blindness data using two questionnaires as well as cost diaries which will be completed by participants in monthly batches over one year. Identified cost categories include those relating to medicine, health and community services, informal care and support and other expenses. A preliminary study piloting the diary method concludes the average, extra monthly cost of blindness to be AUS$316.72 (Chou et al, 2003). 3.4 Individual Costs of Blindness 3.4.1 Communication Blindness or vision impairment severely reduces the amount of information that people are able to receive and impacts on the way information is able to be processed (Ryan, 2002). A number of studies have examined the additional costs associated with this impairment. These include the inaccessibility of principle sources of information such as newspapers, magazines and books (Newbold, 1987), the need for special communication equipment and technology (La Grow & Good, 2003, RNIB, 2000; Hanley 1992) and the need for additional support in undertaking communication activities (Newbold, 1987). The RNIB (2000) discusses costs associated with higher than average telephone use, costs associated with alternative communication methods (e.g. tape recorded letters) as well as the opportunity costs associated with being unable to access a variety of information. Newbold (1987) discusses the communication difficulties often encountered by blind and vision impaired people in social situations. The inability to attract and maintain eye contact makes it particularly difficult to initiate and conduct conversations. The inability to receive visual feedback and to detect responses such as sincerity, humour or irony, can also make it hard to respond appropriately within interactions with others. Newbold (1987) notes that the blind or vision impaired can easily become passive in social situations, relying on others to initiate contact. Communication can be stressful and frustrating leading blind and vision impaired people to withdraw from public situation or tending to only associate with close friends (Newbold, 1987). Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 19 3.4.2 Daily Living Identified additional costs related to daily living include: the cost of specialised household equipment and/or the need to modify existing equipment (RNIB, 2000); the additional time taken to undertake daily activities (Newbold, 1987); and, the need for either paid or unpaid assistance to undertake household and other daily living activities (Newbold, 1987; Guralnik, 1999; RNIB, 2000). The RNIB (2000) also note increased costs associated with ‘over-cleaning’, both in terms of the time taken as well as excessive use of cleaning products and equipment. The RNIB (2000) study reports that the elderly often live alone and therefore may be more dependent on home modifications and outside hired help to maintain their independence. The authors note that the situation of the elderly blind and vision impaired may be further complicated by other disabilities, illness and general body decline. Results from the 2001 New Zealand Disability Survey show that 71% of adults in households with sight limitations used some kind of special equipment or service for people who are blind or vision impaired (Statistics NZ, 2003). Equipment used includes glasses and contact lenses (39,900 people) and hand held or desk-mounted magnifiers (18,200 people). The survey also concludes that 97% of adults in residential facilities with sight limitations use special equipment or services. This included glasses or contact lenses (5,500) and large print reading materials (1,900 people). 3.4.3 Accommodation A number of studies conclude that blind and vision impaired people face significant additional costs related to their accommodation (BCA, 2000, Newbold, 1987). Identified costs include: the need for special house design or layout; the need to consider (and pay for) housing location in relation to access to amenities, public transport and proximity to work; the difficulty of finding suitable accommodation; and additional safety and security concerns. 3.4.4 Shopping Identified costs of blindness associated with shopping include: greater reliance on others to undertake shopping (Newbold, 1987); additional time taken to complete shopping activities (Newbold, 1987); and lost savings due to the difficulty of shopping at larger discount stores as well as the difficulty of fully capitalising on sales or specials (RNIB, 2000). 3.4.5 Transport/ Mobility Transport and mobility has been identified as a significant additional cost area for blind and vision impaired persons (Newbold, 1987, Curtis et al, 1986). Access to affordable transport has been inextricably linked to the blind or vision impaired persons’ ability to be active within the community (BCA, 2000). Issues related to transport and mobility Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 20 generally have also been identified as being vital to success in other areas of the blind or vision impaired person’s life (Hanley, 1992). In their general study of disabilities, Curtis et al (1986) identify transport as the most significant area of cost to individuals with a disability. The authors conclude that the cost of transport can severely restrict the disabled person’s ability to participate in activities outside the home and estimate that transport costs account for half of the overall extra cost faced by those with a disability. Other transport related costs identified include: the expense associated with high taxis use (Newbold, 1987); high reliance on public transport and the subsequent difficulties and time costs associated with using such transport (RNIB, 2000, Newbold, 1987) and the reliance on others when travelling by private car (Newbold, 1987). The costs associated with having a Guide Dog have also been previously discussed (Newbold, 1987). Training costs are significant, with training and acquisition a lengthy process. The RNZFB estimates it costs $22,000 per year of training, a significant cost to the Foundation and programme sponsors (RNZFB Website). Costs to the individual can include the cost of food, vet bills and the requirement for a fenced property with a reasonable sized section. Newbold (1987) suggests that having a Guide Dog may restrict mobility due to some premises and taxis not allowing guide dogs on premises. 3.4.6 Parenting Additional costs faced by the parents of vision impaired children have been identified to include medical expenses, the need for home modifications (e.g. safe playing areas), and the loss of work, employment opportunities and income as a result of the level of care needed by vision impaired children (RNIB, 2000). 3.4.7 Social Costs It has been noted that blind and vision impaired people are at risk of becoming socially isolated. The extent of their social world may become restricted due to the difficulty of learning new faces or recognising old acquaintances (Whitbourne, 1985). Increasing social isolation can result in a loss of varied, stimulating and fulfilling social roles, support and contact (Mott & Riggs, 1992). Older people may lose confidence in social situations, increasing their risk of becoming housebound and in developing feelings of insecurity, loneliness and worthlessness (Advisory Council for the Community Welfare of Disabled Persons, 1989). A range of psychological impacts from blindness and vision impairment have also been described. These include grief, depression and disorganisation of one’s personality (Scott, 1991), resentment, fear, uncertainty, denial and anxiety (Sacks, 1996; Hudson, 1994). Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 21 Higgins and Ballard (1999) investigate the meaning of blindness in the lives of four blind people through open-ended interviews. The authors stress the need to consider disability as a social issue in that disability occurs in the manner dictated by society. They believe that disability should not be solely defined by the medical model but must also account for the disadvantage or restriction of activity which occurs when a society takes no or little account of people with impairments and exclude them from mainstream social activities. The authors challenge the notion of the ‘personal tragedy of disability’, believing that disability is not randomly distributed, but rather caused by social and cultural standards of living. They discuss the stereotypes and stigmas attached to being blind with typical stereotypes seen as presenting blind and vision impaired persons as helpless, docile, dependent, melancholic, aesthetic (more sensitive to music and literature) and serious minded. Six themes emerge from the research on the lived experience and meaning of being blind. These are the idea of being blind as: different; expensive; requiring special instruction; having limited life (in terms of opportunities); possessing a bond with other blind and pride in identity; and being excluded from the opportunity to teach others. 3.4.8 Costs to Partners, Family, Friends and Carers Fewer studies were identified which focus on the costs of blindness experienced by partners, families, friends and carers of blind and vision impaired persons. However, some studies have recognised the substantial financial, time and opportunity costs that are incurred when undertaking care and support roles (Chou et al, 2003, Newbold, 1987, Curtis et al, 1986). In an American study, Meyers, Lukemeyer, & Smeeding (1998) observe that children with disabilities or chronic illness require extra care that may be expensive not only in terms of dollars, but also in terms of time and forgone opportunity. This includes additional time spent by family and others in care giving and subsequent lost employment and income opportunities. Meyers, Lukemeyer, & Smeeding (1998) define ’subjective private costs’ to be significant costs of disability. This term is defined as qualitative emotional, psychological and interpersonal costs not usually accounted for in traditional cost measures which tend to focus on the costs of medical care, rehabilitation services, special equipment and indirect costs such as the caregiver’s lost productivity. The authors also see the need to capture additional monetary costs associated with transportation to doctors and specialists, home and vehicle modifications, extra costs of more specialized childcare, special food and even clothing. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 22 Half of the families in the Meyers, Lukemeyer, & Smeeding (1998) study were shown to incur direct, out-of-pocket expenses for special medical expenses, food, transportation, or other goods and services directly related to their child’s special needs. The authors conclude that the indirect costs of caring for disabled children are as substantial as those direct costs. A limited number of other studies have reported similar costs incurred by those responsible for supporting and caring for blind and vision impaired people. Chou et al (2003) note that family members may have to give up, or reduce their employment in order to provide assistance. Blindness or vision impairment can also result in a change in the family breadwinner and increased likelihood that partners and others will be required to take on a larger proportion of activities associated with the home and everyday living (Newbold 1987). 3.5 Societal Costs of Blindness A number of research projects have investigated to varying levels of detail the costs of blindness to wider society. Most studies have focussed on government and organisation costs related to benefits, medical subsidies and lost productivity. The World Health Organisation (2003) calculates the global government and organisational costs of blindness to total some US$25 billion annually. The University of Melbourne’s Centre for Eye Research Australia (CERA, 2004) estimates the governmental cost of Blind pensions and entitlements to be AUS$625 million annually. An earlier American study identified an annual cost of blindness to society of US$4 billion to the American government (Chiang, Bassi & Javitt, 1992). Two more recent studies have attempted to quantify the government and wider societal costs of blindness. Wright, Keeffe & Thies (2000) assess the costs of blindness to the Australian government and community through examining the cost of providing government pensions, subsides, concessions, equipment and services. The study undertook a case study approach and calculated costs for three scenarios of vision impairment: a retired person with age-related macular degeneration (Case One); a working age person with diabetic retinopathy (Case Two); and, a school student with congenital vision impairment (Case Three). Annual direct costs were concluded at AUS$14,686 ($9,749 - $22,507) for Case One; AUS$17,701 ($9,669 -$26,720) for Case Two; and AUS$15,948 ($5,106 - $23,798) for Case Three. A recent UK study (Ethical Strategies Ltd, 2003) also examines government and societal costs of blindness. Cost areas examined include: healthcare - including hospitalisation, surgery, diagnostic procedures, medications, physician visits and nursing time; costs to patients and families including prescriptions, home adaptations, visual aids; time costs including time spent by relatives and household members caring and assisting blind or Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 23 vision impaired persons; and other costs including social services and benefits provided, as well as lost productivity. Using a case study approach, the researchers generate cost estimates for five scenarios of vision impairment1. This requires the modelling of typical patterns for the onset and progression of conditions, treatment schedules and subsequent requirements for rehabilitation and support services. A series of assumptions are also developed for each case regarding the use of resources, treatment received and the cost of providing respective treatment and services. To test the assumptions made, sensitivity analyses are applied either by suppressing or removing some of the assumptions included in the overall assessment. Estimated lifetime costs are provided for each case study. These range from £19,120 for Case Three through to £257,184 for Case Five. Reflecting age of onset, 48% of the costs for the 50 year old male represented productivity forgone while 61% of costs for the 16 year old female were attributed to productivity loss. Almost all the costs (96%) estimated for 70 year old female in long-term residential care was attributed to the costs of the residential care provided. Prevalence estimates were identified for three categories - children, working age and the elderly. Results indicated that the cost of 306,480 cases (based on the official Blind register) of blind and partially sighted persons in the UK cost between £1.4 and £2.9 billion in 2002. The authors recognise that the blind register underestimates the prevalence of cases and also generates a further cost of £4.1 to £8.8 billion for a projected total of 919,440 cases. 1. A 50 year old male suffering from severe vision loss as a result of proliferative retinopathy (£237,591) 2. A 70 year old female with AMD in long-term residential care (£196,876) 3. A 65 year old male with cataracts in both eyes living in a local authority sheltered accommodation (£19,120) 4. A 60 year old female with glaucoma who lives with her husband at home (who provides most of her care services) (£40,324) 5. A 16 year old female student with severe vision loss as a result of retinitis pigmentosa who lives with her parents (£257,184) Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 24 4. WELFARE BENEFITS AND THE VISION IMPAIRED This section discusses the welfare benefits available to blind and vision impaired people in New Zealand. The section begins with an historical overview of blind welfare and summarises the rationale and objectives underlying welfare provision. The welfare benefits currently available to blind and vision impaired persons are identified and the annual costs of providing these estimated. 4.1 Welfare for the Blind - Historical Overview In 1924, an amendment to the Pensions Act (1896) meant that the blind were the first disability group to become eligible to receive a pension (McKenzie, 2002). The legislation provided for a flat rate benefit that was not means tested to an upper limit of £143 per annum for total income from all sources. A financial incentive known as the blind subsidy was also offered to encourage the blind to find paid employment therefore enabling them to play a more active role in the community. The incentive comprised the offer of an additional bonus of 25 percent of any wages earned, provided that the annual accumulated income from all sources did not exceed £182 (McKenzie, 2002). The 1924 amendment also provided the foundation for more profound changes that would come later in the form of the Social Security Act (1938). This legislation provided for disability, unemployment, and sickness benefits. A basic annual benefit of £78 was available to an unmarried invalid. The 25 percent earning subsidy remained, meaning that the blind were able to earn up to £143 a year without impact on their pension. In 1943, the special earning provision was increased to £156, with the exception remaining unchanged until 1957 (McKenzie, 2002). In considering the rationale for the blind subsidy during this time, the Ministry of Social Development reports the subsidy to be in line with the societal conditions of the time ‘when there was considerable sympathy to the plight of blind people. In addition, the technology and aids available for people with disabilities at the time were basic and therefore employment opportunities were severely restricted.’ (Ministry of Social Development, Personal Communication, 26th February, 2004). Means testing of blind benefits was abolished in 1954 by the Commonwealth Government of Australia and also removed in Sweden and Denmark. The rationale for this move was that the blind experience additional costs to sighted people and that these costs remain irrespective of employment status (McKenzie, 2002). As a result of the overseas experience, efforts were stepped up in New Zealand for a similar abolishment of means testing. In 1957, the New Zealand government increased the upper earnings limit from £156 to £520, meaning that the blind were free to pursue normal careers without negative financial consequences. At the same time, however, the government rejected a petition to Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 25 totally abolish the means test, stating that its removal for one disability group only was not justified. Under a new government, however, the means test was eventually removed under the Social Security Amendment Act (1958). As a result there was an immediate increase in the number of blind workers, both in industry and the public service. However, an anomaly not addressed by the 1958 legislation was the ‘intimacy tax’ that discriminates against blind partners of sighted spouses who are employed (McKenzie, 2002). Through this provision, the earnings of the spouse are taken into account in the assessment of the benefit, a consideration still in effect today. Between the late 1950s and early 1970s a variety of subsidies and discounts were offered to the blind including air travel, steamship travel, postage, rail travel, sighted guides, and bus travel. However, there was still tension between advocates seeking special consideration to be granted to the blind, and the government’s desire to treat all those with disabilities the same. The Accident Compensation Act (1972) enabled those blinded in an accident to claim ongoing blindness-related expenses, as well as a lump sum. Only around 10% of blind persons were blinded as a result of an accident, and so in order to establish some measure of fairness, the Disabled Persons Community Welfare Act (1975) was introduced. Under this legislation, those with disabilities could access assistance with employment-related expenses, loans for essential home alterations and motor vehicles, and childcare, among other things. In 1981, the Department of Social Welfare set up a Rehabilitation Committee. This organisation focused on promoting a greater political voice for the sight impaired rather than recommending greater financial assistance from the government. In 1985, the Labour Government announced extra funding for the support of the severely disabled. A number of individual benefits were increased and the six month stand-down period before the disability allowance could be received was removed. However, in the following year, all benefits became subject to taxation, largely negating any gains. Some blind recipients of government assistance who were also working were then pushed into higher tax brackets that now assessed total income, making them worse off than before the benefit review. With a new National government in 1990 came benefit cuts. As part of this reform, the government divided the disabled support industry into ‘purchasers’ (who bought services and were funded directly by the government) and ‘providers’ of actual services. The Human Rights Act (1993) become an important piece of civil rights legislation for the blind in making it illegal to discriminate against anyone because of their disability in the Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 26 areas of ‘government or public sector activities, employment, access to education, access to public places, vehicles, and facilities, provision of goods and services, provision of land, housing, and accommodation, industrial and professional associations, qualifying bodies and vocational training bodies and partnerships’ (ABC, 2003). Further sources of civil rights protection for blind and vision impaired persons in New Zealand are the New Zealand Disability Strategy and the New Zealand Bill of Rights Act 1990. A central goal of the Disability Strategy is to remove barriers that impinge on the human rights of those with disabilities and to create an environment in which disabled people can thrive. Through the goal of ensuring that the needs and rights of the disabled are considered in government decision-making, inclusiveness is a key element of the New Zealand Disability Strategy. In addition to directing each government department to consider disabled people in their decision-making, departments are also required to have an implementation plan outlining how they are contributing to the aims of overall strategy. Local territorial authorities and other government bodies are also expected to contribute to the overall goals of the strategy. 4.2 Current Benefits Available The main government and quasi government providers of support and assistance to the blind and vision impaired are Work and Income New Zealand (WINZ) and the Accident Compensation Corporation (ACC). 4.2.1 Work and Income New Zealand (WINZ) Work and Income New Zealand (WINZ) administrate a range of benefits to the unemployed, those retired and those permanently or temporarily unable to work because of disability or illness (see Appendices for a full description of benefits available). Blind and vision impaired persons are eligible for all standard benefits and may also be eligible for the Blind Subsidy, an additional benefit payable with the Invalids Benefit (see later discussion). Provision of benefits is dictated by three key Acts of Parliament: the Social Security Act 1964; the Social Welfare (Transitional Provisions) Act 1990 and the New Zealand Superannuation Act 2001. The benefits available have a range of objectives including: to support job seekers until they find paid employment; to support those permanently or temporarily unable to work because of disability or illness; to recompense for regular costs incurred because of disability; to recompense for medical costs for those on low incomes and/or with high, ongoing medical costs; to provide childcare support and subsidies; to support for accommodation costs; and to provide family support. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 27 4.2.2 Accident Compensation Corporation Accident Compensation Corporation (ACC) provides a range of compensation and support to those suffering personal injury. ACC aims to prevent injury and provide treatment, care and rehabilitation if injury does occur. A primary goal is to assist people back to work or independence at a price that offers high value to levy payers and all New Zealanders ACC operates under the Injury Prevention, Rehabilitation and Compensation Act 2001 which reprioritises the corporation’s activities in line with the Government’s key goals of injury prevention, complete and timely rehabilitation, fair compensation and the observation of claimant’s rights. General assistance to which those blinded or vision impaired through accident may be eligible includes weekly financial compensation (calculated from pre-injury earnings), lump sum compensation, the Independence Allowance and rehabilitation assistance (e.g. provision of special equipment or aids, home help and transport subsidises) (see Appendices for detail). People who have become blind or vision impaired as a result of a personal injury covered by ACC are also able to access a range of specific services if they meet certain criteria with medical certification. Training and coaching services primarily seek to support claimants back to independence and include services in daily living, orientation and mobility, literacy and communication. A transcription service (accessible format production), an ‘equipment for independence’ service and Counselling Service are also provided (see Appendices for detail). 4.3 Provision and Economic Cost of Benefits Provided The number of blind and vision impaired people receiving government benefits is presented below where this data is available. The total and mean (per person) annual costs of providing these benefits are estimated. 4.3.1 Invalids Benefit Since 1998 there has been a steady increase in the number of people receiving the Invalid’s Benefit whose primary incapacity is identified as blindness or vision impairment (refer to Table 1). Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 28 Table 1: Total Number of Recipients Invalids Benefit (Blind or Vision Impaired) Year Total number 1998 1,171 1999 1,205 2000 1,265 2001 1,307 2002 1,322 Approximately 60% of recipients of the Invalids Benefit (Blindness or Vision Impairment) are male, a trend evident in the data from 1998 through to 2002. The majority of recipients are aged between 20 and 64 years. In 2002, recipients aged 40 to 64 years made up 51% of all recipients. Since 1998, recipients 60-64 years of age have increased the most in number. Recipient numbers in the 55-59 year age cohort have also steadily increased. Receipt of the Invalids Benefit (Blindness or Vision Impairment) have remained consistently low for those aged 16 and 17 years and 65 years and older. Those over 65 years make up 1% of all recipients in any year since 1998. Rates for recipients aged 1819 years have also remained low since 1998. A regional comparison of Invalids Benefit uptake shows Manukau as having significantly and consistently higher rates of blind or vision impaired persons in receipt of this benefit. The Waitemata (Auckland), Canterbury and Wellington regions show the next highest rates of uptake. Nelson, Northland, East Coast and Taranaki show the lowest levels of blind or vision impaired persons receiving the Invalids Benefit. As with the whole of New Zealand, most regions show an increase in persons receiving the Invalids Benefit for the reason of blindness or vision impairment, but the regions of Manukau, Canterbury and Wellington show some decline in recent years. Based on a weekly snapshot of Invalids Benefit receipt for reason of blindness or vision impairment at 27 June 2003, 2,392 people received a total of $553,000. This implies an annual cost of $28.8m. Invalids Benefit recipients may specify up to four incapacities but with one being identified as the primary reason for receipt of the benefit. The following table displays the number of people as at 27 June 2003 by incapacity and the total amount received: Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 29 Table 2: Invalids Benefit recipients for reason of blindness or vision impairment by incapacity, total numbers, and amount received and mean amount received Incapacity Number of People Total amount received Mean amount received Blind Primary 799 $9.6m $12,047 Other Primary+ Blind 941 $11.2m $11,945 Blind TOTAL 1740 $20.9m $11,992 Vision Impairment Primary 518 $6.3m $12,202 Other Primary+ Vision Impairment 134 $1.6m $11,820.60 Vision Impairment TOTAL 652 $7.9m $12,123 TOTAL 2392 $28.8m $12,028 As shown in Table 2 the persons citing blindness as either their primary or other incapacity make up the majority of persons on the Invalids Benefit for reason of blindness or vision impairment and receive 72.5% of the total funds. However, those receiving the Invalids Benefit for reason of vision impairment, either as primary or other incapacity, on average receive a greater payment with an overall annual mean payment of $12,123. 4.3.2 The Blind Subsidy As at February 2004, the Ministry of Social Development (MSD) reports only one person receiving the Blind subsidy at a rate of $6.14 per week. MSD notes that ‘the situation regarding employment for blind people has changed over the past 40 years. Technology now means that it is easier for many blind people to participate in mainstream employment. The need for a provision like the blind subsidy has declined and take up of the subsidy has been at minimal levels for the past few years’ (Ministry of Social Development, Personal Communication, 26th February 2004). 4.3.3 Sickness Benefit Since 1998, the number of recipients of the Sickness Benefit with blindness or vision impairment as the primary incapacity has remained fairly stable (refer to Table 3). Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 30 Table 3: Total Number of Recipients Sickness Benefit Year Total number 1998 191 1999 172 2000 173 2001 169 2002 180 As with the Invalids Benefit, receipt of the Sickness Benefit (blindness or vision impairment) is skewed towards males. Over the last 5 years, males comprise on average 71% of all recipients of this benefit. On average, 88% of recipients of the benefit are aged between 20 and 64 years. Over the last five years, recipients in the 50 to 60 year age cohort have showed the highest rates of receipt when compared to any other age group. Reflecting this, persons aged between 40 and 64 years made up 63% of all recipients in 2003. In comparison, those over 65 years make up on average 3 percent of recipients, while in the last five years, only two persons 17 years or younger have received the benefit. As with the Invalids Benefit, highest levels of receipt occur in Manukau, then Waitemata (Auckland), Waikato and Wellington. Lower levels occur in Taranaki, Southern, Nelson and Central regions. As at 27 June 2003 there were 329 people receiving the Sickness Benefit for reason of blindness or vision impairment, the total annual amount received is calculated to be $3.2m. The table below shows a breakdown of this number and funds by incapacity: Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 31 Table 4: Sickness Benefit recipients for reason of blindness or vision impairment by incapacity, total numbers, and amount received and mean amount received Incapacity Number of People Total received Blind Primary 8 $73,700 $9,216 Other Blind 117 $1.1m $9,775 Blind TOTAL 125 $1.2m $9,739 Vision Impairment Primary 194 $1.9m $9,626 Other Primary+ Vision Impairment 10 $94,000 $9,421 Vision Impairment TOTAL 204 $2.0m $9,616 TOTAL 329 $3.2m $9,663 Primary+ amount Mean received amount In contrast to the Invalids Benefit, the majority of persons receiving the Sickness Benefit cite vision impairment as their primary incapacity. However, those citing blindness as a secondary incapacity have the highest annual mean payment of $9,739. 4.3.4 Sickness Benefit (Hardship) Relatively few blind and vision impaired persons have received the Sickness Benefit (Hardship) since 1998 and the total number of recipients has been in decline since this time (refer to Table 5) Table 5: Total Number of Recipients Sickness Benefit (Hardship) Year Total number 1998 24 1999 19 2000 18 2001 13 2002 14 While males (2002= 62%) again comprise a large portion of recipients, prior to 2000, receipt of the benefit was fairly equally distributed across the sexes. In 2002, 94% of recipients were aged between 20 and 64 years. In 1998, those aged 65 years or older made up 21% of recipients, however, numbers in this group have steadily Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 32 declined to 6% in 2002. In the last five years, only two people under the age of 24 years have received this benefit for reason of blindness or vision impairment. Over the last five years, Manukau is the only region to show fairly stable numbers of recipients. In 2002, recipients from the region comprised 79% of all those receiving this benefit. Since 2000, all other regions have respectively contributed less than 5% of persons receiving the benefit. Total annual costs for Sickness Benefit (Hardship) are included in the Sickness Benefit calculations see Table 4. 4.3.5 Disability Allowance As at 27 June 2003 of those receiving the Invalids Benefit or Sickness Benefit for reason of blindness or vision impairment 64% received a Disability Allowance. The annual amount received is calculated to be $2.0m. The table below provides a more detailed breakdown of Disability Allowance receipt: Table 6: Disability Allowance recipients for reason of blindness or vision impairment by incapacity, total numbers, and amount received and mean amount received Incapacity Number of People Total received Blind Primary 495 $689,000 $1,393 Other Blind 741 $795,000 $1,073 Blind TOTAL 1236 $1.5m $1,201 Vision Impairment Primary 405 $398,000 $984 Other Primary+ Vision Impairment 97 $118,000 $1,218 Vision Impairment TOTAL 502 $517,000 $1,029 TOTAL 1738 $2.0m $1,151 Primary+ amount Mean received amount As shown in the table above the majority of persons receiving a Disability Allowance as at 27 June 2003 cited blindness as a secondary incapacity. Those citing blindness as primary incapacity have the highest mean annual payment at $1,393. 4.3.6 ACC Weekly Compensation Accident Compensation Corporation (ACC) covers individuals for personal injury treatment resulting from an accident. Table 7 shows the number of claimants and value of claims for the 2002/03 financial year by assistance provided to people for injuries to the Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 33 eye. Information on recipients who are permanently affected by blindness or vision impairment as a result of their accident cannot be extracted from those persons whose eye injury is only temporary or did not have implications for their sight. As such, the value of this information in understanding cost experienced as a result of blindness or vision impairment occurring through accident is limited. There were 2,500 new cases and 2,200 existing cases receiving financial assistance relating to eye injuries. It should be noted that the number of cases is not equivalent to the number of people in receipt of compensation. It is likely that one individual would be in receipt of more than one compensation type, and would therefore be represented more than once as shown in Table 7. ACC provided $10.4m financial assistance to claimants for eye related injuries. In the past five years the value of financial assistance has grown by 171% ($6.6m) from $3.8m in 1998/99, and the number of cases has increased by 93% (2,200). Table 7: Total Number of Cases and Financial Value ACC Claims- Eye Injuries (2002/03) Claim New Ongoing Cases Value Cases Value Miscellaneous 12 $ 29 $ Weekly Compensation 522 $ 1.5m 193 $ 3.4m Independence Allowance / Lump Sums 16 $ 59,800 186 $ 577,000 Survivors' Grants 8 $ 90,000 14 $ 98,000 Death Benefits 9 $ 77,300 2 $ 25,200 Vocational Rehabilitation 23 $ 13,200 66 $ 102,600 Support for Independence for Non Serious Injury 309 $ 1.0m 249 $ 954,500 Support for Independence Serious Injury 67 $ 106,600 91 $ 414,700 Medical Treatment (Med Fees) 775 $ 241,500 849 $ 317,600 Medical Treatment (Entitlement) 21 $ 10,900 17 $ 20,600 Hospital Treatment 159 $ 465,000 89 $ 284,100 Assessments 185 $ 100,500 211 $ 176,000 Dental Treatment 27 $ 23 $ 10,000 Transport to Treatment 328 $ 160 $ 84,700 TOTAL 2,461 $ 3.9m 2,179 $ 6.5m for 6,700 10,000 249,200 22,200 Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 34 4.3.7 Other Benefits Other benefits that blind or vision impaired persons may receive include most prominently the Unemployment Benefit and NZ Superannuation. It would also be possible for blind and vision impaired persons to be receiving the Accommodation Supplement, particularly those on low incomes. However, because MSD does not record information on disability and because disability, sickness and injury do not constitute eligibility criterion for these benefits it is unknown as to the number of blind and vision impaired persons receiving these benefits. Through personal communication with MSD and through analysis of age cohorts in receipt of Invalids Benefit and Sickness Benefit it is considered likely that blind and vision impaired persons over 65 years of age would be transferred to NZ Superannuation. In light of the assumption that New Zealanders are most likely to be affected by blindness or vision impairment in their old age (this confirmed by both literature and the distribution of the RNZFB membership being weighted in favour of those over 65 years) it is likely that a significant number of blind and vision impaired persons over 65 years will be in receipt of NZ Superannuation and are not able to be accounted for in the research. 4.3.8 Benefit Summary The total cost of benefits and compensation paid to persons for reason of eye injury, blindness or vision impairment is $44.4 million for the year 2002-2003. This cost does not include individuals who for reason of blindness or vision impairment may be out of work and therefore receiving the Unemployment Benefit nor does it include those receiving NZ Superannuation or costs of receipt of the Accommodation Supplement. As shown in Table 8 below, the cost of providing the Invalids Benefit for reason of blindness or vision impairment accounts for 65% of the total benefit/compensation cost as known to blind and vision impaired persons. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 35 Table 8: Benefit/ Compensation Cost Summary, as known, to blind or vision impaired persons- Number in receipt and annual cost 2002-2003 Benefit/ Compensation Number of persons in receipt (based on parameters in text) TOTAL Annual cost for 20022003 Invalids Benefit 2392 $28.8m Sickness Benefit 329 $3.2m Sickness Benefit Hardship 14 Blind Subsidy 1 $319 Disability Allowance 1738 $2.0m ACC (various) 4640 (cases) $10.4m Unemployment Benefit unavailable - Accommodation Supplement unavailable - NZ Superannuation unavailable - TOTAL Cost $44.4m Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 36 5. EPIDEMIOLOGY 5.1 Introduction The following section estimates the number of blind and vision impaired individuals living in New Zealand and provides future incidence estimates. The estimates are structured by the World Health Organisation’s (WHO) Classification of Visual Performance (Colenbrander, 1977). This framework categorises vision impairment according to visual acuity and field of vision. Three broad categories of visual performance are defined: 1. Normal: (6/4-6/18 visual acuity, 180-80 degrees field of vision) 2. Low Vision (6/24-3/60 visual acuity, 60-15 degrees field of vision) 3. Blindness (6/150-No Light Perception visual acuity, 10-0 degrees field of vision). The Classification of Visual Performance provides an internationally accepted definition of blindness and vision impairment relating to scientifically measured variables rather than qualitative assessments of vision. A variety of blind and vision impaired New Zealand estimates exist in the public arena, but no organisation collects information regarding visual acuity and field of vision for every New Zealander. The current study has relied on the following sources for estimates of blind and vision impaired New Zealanders: Royal New Zealand Foundation of the Blind Membership Database; Statistics New Zealand Disability Survey 2001; Vision Education Agency National Database for Learners who are Blind and Vision impaired; Land Transport Safety Authority Driver Licensing; Anecdotal data from New Zealand ophthalmologists; and Price Waterhouse Coopers and Diabetes New Zealand Incorporated (2001). Other sources investigated include client records from the National Health Index, Health Insurers, Low Vision Clinics and individual optometrists and ophthalmologists. These organisations indicate that individual records are not easily accessible and time, financial and confidentiality issues prevented the release of data. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 37 5.2 Final Estimates of New Zealand Blind and Vision impaired Populations (June 2004) Each of the data sources discussed throughout this section measures blindness and vision impairment using different definitions. At the low end of the spectrum the RNZFB membership data indicates that there are 11,293 blind and vision impaired New Zealanders in 2004. At the high end of the spectrum, the Disability Survey estimates there were 94,600 blind and vision impaired New Zealanders in 2001. RNZFB data is collected according to acuity and field of vision measurements recorded by ophthalmologists. The membership criterion is visual acuity worse than 6/24. Therefore it is known that there are 11,293 New Zealanders that fit the WHO Classification of Visual Performance criteria for Low Vision and Blindness. However, not all New Zealanders with significant Low Vision or Blindness will be members of RNZFB. There are a number of reasons why individuals may choose not to access services from RNZFB. For example, older people who have progressively lost their vision may see their vision loss as a part of the ageing process and decide to deal with impediments in their own manner. Other people may not want to accept that they are blind, because they perceive there is a social stigma attached to blindness or may feel that they have no need of the RNZFB services. The Statistics NZ Disability Survey (2001) asks respondents subjective questions to rate their visual impairment. There is no scientific basis for respondents’ answers, which means that optimistic blind people may say that they have little difficulty undertaking the screening questions, whilst pessimistic vision impaired people may say that they cannot do tasks in the screening questions at all. This means that the results from the Disability Survey cannot be easily matched with data from RNZFB, VEA or LTSA. For example, the Statistics New Zealand estimates of blind and vision impaired populations for children (015 year olds) of 13,200 differs significantly from the RNZFB membership (727) and the VEA estimates (1,110), highlighting the conflict of comparing scientifically measured variables with subjective responses to questionnaires. However, LTSA records show that there are significant proportions (60-85%) of failed drivers licence applications in young people (aged 15-35 years) due to poor vision. Nevertheless, government organisations rely on these estimates for strategic policy decisions. Anecdotal evidence from leading New Zealand ophthalmologists suggests that the number of blind and vision impaired New Zealanders is more likely to be closer to 30,00035,000. Keefe et al (2002) estimate that New Zealand has a low vision rate of 8,600 people per million. This indicates that New Zealand would have approximately 37,600 New Zealanders with Low Vision in 2004. Keefe et al (2002) present WHO estimates of prevalence of low vision from the Global Update 1994, which concluded that there are three people with low vision for every blind person. Whilst this ratio varies by country, the ratio is widely accepted for industrialised nations. This would indicate that there are approximately 12,500 blind New Zealanders in 2004. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 38 In order to deal with the diverse estimates of blindness and vision impairment uncovered throughout the research process, three estimates of the blind and vision impaired population are presented. Scenario One: Low Estimate: 11,293 RNZFB members in June 2004. (3161 blind and 8132 vision impaired). Scenario Two: Medium Estimate: 12,000 blind and 34,700 vision impaired people in 2004, a total of 46,700. Scenario Three: High Estimate: A June 2004 equivalent for the 2001 estimated 98,400 blind and vision impaired New Zealanders identified by the Statistics New Zealand Disability Survey. These scenarios are an important foundation of the current study, as costs arising from the survey will be applied to the estimates of blind and vision impaired people to extrapolate time and monetary costs. Due to the significant variance in the estimates of blind and vision impaired individuals, the research team believes it is best to present a range of estimates of the blind and vision impaired population. 5.3 Projections of New Zealand Blind and Vision impaired Populations (2011 and 2021) 5.3.1 Analysis Methods Statistics New Zealand provides estimates of population growth according to age, sex and ethnic distribution to 2021. In order to estimate the number of blind and vision impaired people in New Zealand in 2011 and 2021, we have applied the age, sex, ethnicity, visual status ratios for 2004 to the projected populations. 5.3.2 Scenario One – Low Estimate By 2021 the blind population will grow by 36% from 3,200 in 2004 to 4,300. By 2021 the vision impaired population will reach 11,500, up 3,400 (42%) from 2004. The proportion of blind people older than 65 years will increase from 56% in 2004 to 67% in 2021. The proportion of vision impaired people older than 65 years will increase from 72% in 2004 to 80% in 2021 (refer Figure A). Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 39 Figure A: Estimated Growth in Blind and Vision impaired Population Low Estimate (2011, 2021) 14,000 2004 2011 2021 12,000 Number of People 10,000 8,000 6,000 4,000 2,000 0-18 18-65 65+ Total 0-18 Blind 18-65 65+ Total Vision Impaired Age & Visual Status 5.3.3 Scenario Two – Medium Estimate By 2021 the blind population will grow by 33% from 12,000 in 2004 to 16,000. By 2021 the vision impaired population will reach 44,600, up 10,000 (29%) from 2004. The proportion of blind people older than 65 years will increase from 58% in 2004 to 69% in 2021. The proportion of vision impaired people older than 65 years will increase from 45% in 2004 to 56% in 2021 (Refer Figure B). Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 40 Figure B: Estimated Growth in Blind and Vision impaired Population Medium Estimate (2011, 2021) 50,000 2004 2011 45,000 2021 40,000 Number of People 35,000 30,000 25,000 20,000 15,000 10,000 5,000 0-18 18-65 65+ Total 0-18 Blind 18-65 65+ Total Vision Impaired Age & Visual Status 5.3.4 Scenario Three – High Estimate By 2021 the blind population will grow by 34% from 10,900 in 2004 to 14,600. By 2021 the vision impaired population will reach 113,000, up 25,000 (29%) from 2004. The proportion of blind people older than 65 years will increase from 59% in 2004 to 70% in 2021. The proportion of vision impaired people older than 65 years will increase from 46% in 2004 to 57% in 2021 (refer Figure C) Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 41 Figure C: Estimated Growth in Blind and Vision impaired Population High Estimate (2011, 2021) Replace with High Chart 140,000 2004 2011 2021 120,000 Number of People 100,000 80,000 60,000 40,000 20,000 0-18 18-65 65+ Total 0-18 Blind 18-65 65+ Total Vision Impaired Age & Visual Status Increasing proportions of blindness and vision impairment are caused by age related macular degeneration and diabetic retinopathy in western countries. Diabetic retinopathy is particularly important for New Zealand because of the high prevalence of Type 2 diabetes in Maori and Pacific Island populations. Price Waterhouse Coopers and the Diabetes New Zealand Incorporated (2001) estimate the prevalence of Type 2 diabetes will grow in the Pacific Island population by 109%, from 8,760 diagnosed cases in 2001 to 18,260 diagnosed cases in 2021. There will be a 90% increase in diagnosed cases in the Maori population, up from 24,820 cases in 2001 to 47,070 cases in 2021. European and other ethnic groups are expected to increase by 39%, from 72,830 diagnosed cases in 2001 to 101,420 diagnosed cases in 2021. The report estimates that for every two diagnosed cases of type 2 diabetes in 2001, there is one undiagnosed case. This ratio is projected to remain the same in 2021. The New Zealand Health Strategy claims that Type 2 diabetes is the leading cause of preventable blindness in NZ. The strategy cites international studies that have estimated 70 people become legally blind every year as a result of diabetes in New Zealand, and this number will grow in line with increases in the rate of diabetes across the population. The Price Waterhouse Coopers report estimated that 7% of Maori, 8% of Pacific Island and 2% of European and Other ethnic populations diagnosed with Type 2 diabetes are Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 42 likely to become blind as a complication of the disease. This means in 2021 there will be approximately 600-1,000 cases of blindness caused by diabetic retinopathy. Age related macular degeneration is significant in the New Zealand environment as well, because New Zealand’s population is increasingly ageing. Whilst the blindness and vision impairment estimates have not estimated incidence according to disease, the estimates assume that the age related macular degeneration has the same influence on people aged over 65 years in the future. Therefore the estimates presented in this report take into account the influence that age related macular degeneration and diabetic retinopathy will have on the blind and vision impaired populations overall. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 43 6. EDUCATION AND TRAINING COSTS This section discusses the costs of blindness associated with education and training. The section begins by reviewing the education status of blind and vision impaired people and the education related costs of blindness previously identified in the literature. Individual and society costs of blindness are then examined. As previously noted, some data on the cost of government provided education services to blind and vision impaired students was not available for this research (please refer to the separate document on this issue ‘Data Collection Issues Encountered During the RNZFB Costs of Blindness Research’). In addition data on the total population of blind or visually impaired people in education or training has also not been made available for this research. In order to expand costs reported in the RNZFB Costs of Blindness survey, an estimate of 850 blind and vision impaired students (from primary through to tertiary education) has been generated using information from the VEA and Disability Support Services at the University of Auckland. This population base figure is used throughout this section and cannot be equated or expanded to those low (RNZFB Membership), medium (Ophthalmologists estimate) and high (NZ Disability Survey) population base estimates used in other sections and cost areas discussed in the report. As such comparison with these cost areas has not been developed. 6.1 Education Status 6.1.1 Levels of Education The Statistics New Zealand Disability Survey (2001) provides a recent indication of levels of education amongst blind and vision impaired persons. The survey asked adults living in households what level of education they had attained and grouped responses according to no qualification, school qualification, post-school qualification and not elsewhere included (Statistics NZ, 2003). Of the 69,200 blind and vision impaired adults, 30% had no qualification, 25% had attained school qualifications and 16% had attained post school qualifications. Males were more likely to attain post school qualifications (20% of total males). Of the blind population, 25% had no qualification, 38% had school qualifications and only 4% had post school qualifications. Of the vision impaired population, 30% had no qualification, 24% had school qualifications, and 17% had post school qualifications. In comparison to the total New Zealand population, the share of blind and vision impaired adults with no qualification was higher than the national average (24%). Slightly more than a third of New Zealanders indicated that they had school qualifications (34%) Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 44 meaning the blind and vision impaired populations are significantly under represented in this group. Approximately 28% of New Zealanders had post school qualifications; this share is significantly higher than the reported 4% for blind adults and 17% for vision impaired adults. 6.1.2 Costs of Blindness Related to Education Previous research has discussed the costs of blindness related to education. These costs constitute a range of barriers to education faced by the blind or vision impaired student. The difficulty of engaging in an education process primarily structured around the written word, as well as visual references, has been widely discussed as a major obstacle faced by the blind or vision impaired student (La Grow & Good, 2003, RNIB, 2000; Newbold, 1987). Financial costs can include the need for special equipment and technology (RNIB, 2000), and the need to convert course materials into accessible formats (RNIB, 2000). Undertaking tertiary education also requires the vision impaired individual to achieve a very high level of organisation and time management as well as requiring additional time to read course materials and prepare for classes (La Grow & Good, 2003). Opportunity costs can include restrictions on the types of subjects which are accessible to the blind or vision impaired student. Newbold (1987) notes a tendency for students to take social science and humanities courses due to the additional difficulty blind and vision impaired have with mathematical and science based disciplines. La Grow & Good (2003) argue that more supportive systems and infrastructure within learning institutions has resulted in a more accessible environment for blind and vision impaired students. Improvements identified include: increased availability of paid and voluntary readers; closed circuit television systems; larger computer screens and auditory and tactile output systems; Brailled, enlarged or taped textbooks; the provision of course and assessment materials formats; and, an increased flexibility in learning and teaching processes. The authors note, however, that blind and vision impaired students still experience a high dropout rate after the first year of tertiary study (La Grow & Good, 2003). Hodges & Keller (1999) note a similar situation for blind and vision impaired tertiary students in America. Both studies identify a range of difficulties and costs experienced by blind and vision impaired students in order to successfully complete tertiary studies. These include the need to develop many skills in addition to academic ones, for example, independent living, travel, time and money management and communication. Transportation and mobility issues can provide additional difficulties such as reduced time efficiency, lessened opportunities for social involvement, more limited accommodation choices and restricted ability to move easily around the campus (Hodges & Keller, 1999). Both studies note that blind and vision impaired students who successfully achieve both social and academic integration on campus are more likely to successfully complete their Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 45 tertiary education (La Grow & Good, 2003, Hodges & Keller, 1999). However, it is recognised that blind and vision impaired students face considerable challenges in achieving social integration. Students can become isolated on campus yet also need to have the confidence and skills to advocate for their needs and to initiate contact with lecturers and others. Socialisation can be further hampered by transportation and mobility issues and the limited extent to which resources and material associated with campus activities and events are provided in accessible formats (Hodges & Keller, 1999). 6.2 Individual Costs 6.2.1 Time Costs Time Spent Studying On average, students in the current research report spending 374 minutes per day studying. This includes time attending lectures and classes as well as individual study. Blind females spend the most time studying, 452 minutes per day with blind males under 18 years the least, at 280 minutes per day. Of this total time, students estimate an average of 48 minutes per day are ‘additional’ minutes required because of their blindness or vision impairment (refer also: La Grow & Good, 2003). The additional hours required for study increase with the level of education undertaken. On average, secondary students report an additional 39 minutes per day, polytechnic students 69 minutes and tertiary students 81 minutes. Time Spent Traveling for Study The time required to plan and undertake travel to and from the place of study is also examined. Public transport is the most common form of transport used (42%) with walking (25%), someone else’s car (17%), taxis (13%), and the school bus (4%) also identified. Students report an average of 47 minutes per day spent travelling to and from their place of study. Students in urban locations (57 minutes per day) spend more time travelling on average than students in provincial locations (46 minutes per day) who in turn spend more time travelling on average than students in rural locations (34 minutes per day). Table 9 presents a total cost of time spent by blind and vision impaired students in relation to education and training, this includes both time spent studying and time spent travelling to and from place of study. The total time cost estimated is $47,865 based on a blind and vision impaired student population estimate of 850. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 46 Table 9: Annual Education Related Time Cost, to the Individual and Society (Blind/ Vision Impaired Student Estimate) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) 0 - 0 Vision impaired 47.9 - 47.9 Total Blind and VI 47.9 - 47.9 Blind Time Spent Organising and Planning Students participating in the focus group discussion report needing to be highly organised in their planning and time management in order to complete their study requirements (refer also: La Grow & Good, 2003, Hodges & Keller, 1999). The need to be proactive in initiating contact with teachers and communicating specific needs is also noted. One student comments: “I found that I have to go to the tutor the day before, to make sure I have [the notes] all enlarged for me. I had to be really outgoing, which I am not very. I found it really hard coming up with the courage to go up and ask them, even though it’s their job.” (Male Youth) Other Time Costs While not quantified, student respondents also note the time spent undertaking mobility training on campus. This involves learning how to get to buildings that will be used such as libraries, disability support offices, lecture rooms and cafeterias. Parents of Vision impaired Children Identifying, applying for, and ensuring access to available education funding is reported to be time consuming for parents of vision impaired children. Parents also report the need to spend additional time within schools to ensure that teachers fully understand the needs of their child. This can include ensuring that their child receives their rightful entitlements, for example the allowance of additional time during examinations. With mainstreaming, parents can feel an increased need to spend time within schools as mainstream teachers can be seen as less likely to fully appreciate the needs of their vision impaired child. One parent notes that each new teacher their child has can require more time to be spent within the school: “My daughter had a new Social Studies teacher and she said, ‘I can’t see the board’ and [the teacher] said, ‘I am older than you. If I can see it, you Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 47 can see it’. All your hard work [is] just gone.” (Mother of Vision impaired Child) 6.2.2 Financial Costs Students Three students report primarily travelling to their place of study by taxi. One of these respondents reports spending an average of $156.00 a week on this travel. Cost data was not provided by the other two respondents. Other financial costs identified by survey respondents but not quantified include the cost of accessible format conversion (identified by 23% of student respondents), the cost of staying on or near campus and the cost of increased internet use. Parents of Vision impaired Children Parents of vision impaired children strive for their children to have access to the best educational opportunities possible. This includes appropriate access to support and assistance, for example, access to adaptive technology. Parents may feel best positioned to understand their child’s development and learning needs, in turn feeling most able to understand their child’s needs for adaptive equipment and other support. In this context, the timing of available funding and eligibility criteria may not always be seen as appropriately aligned to their children’s requirements. In such situations, rather than waiting for eligible funding and provision, some parents report feeling compelled to purchase necessary equipment themselves. Comments include: “They fund, but they fund too late. We had bought a computer and two years later they bought the computer and then they wouldn’t refund the one that we bought so we have two of the damned things.” (Father of Vision impaired Child) “What do we do? Do we pay the money now and let her get on and do what she will be at school doing, or do we sit around and wait for funding? Of course the answer is that we had the money, so we did it [but] you are never going to get that money reimbursed.” (Mother of Vision impaired Child) To make up for the more limited range of books available to blind or vision impaired children, parents also report enlarging books or constructing reading resources themselves. Personal costs in time and money are again incurred. Parents also report being required to pay for personal training in adaptive equipment if they wish to enhance their ability to help their children’s studies at home. Parents may also feel compelled to personally fund additional teacher support if they feel their child is having learning difficulties and not keeping up within the mainstream setting. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 48 Because of the need to provide more than a visual function, toys providing educational value for vision impaired children can be more expensive than ‘standard’ toys. For example, an audible function is required to enhance the child’s ability to interact with the toy and therefore the educational value received from it: “You can sell that to sighted kids in their stocking at Christmas, [stuff] from the $2 Shop. But you can’t do that with a vision impaired child: it means nothing to them. It has to give them some sort of feedback.” (Mother of Vision impaired Child) 6.2.3 Opportunity Costs Blind and vision impaired students report facing many opportunity costs throughout their experience in the education system and the challenge of reaching their full academic potential is commonly discussed. Practical difficulties include the inconvenience of transporting Braille text books to and from school and the limited portability of some adaptive equipment from the classroom to the home environment, thereby compromising the extent to which learning can be continued at home. Restricted access to adaptive equipment used in the classroom may also restrict the extent to which parent’s can contribute to their child’s learning within the home environment. One parent comments further on this: “We have heard another child in Wellington plead with his RTV to be allowed to take [a Mt Batten] home over the holidays…[the child] was a gifted writer and he was not allowed to have his pencil and paper at home.” (Mother of Vision impaired Child) Parents who are themselves vision impaired report difficulties or inability to assist their children with their homework. This can result in a greater burden on other siblings to help out as well as potentially further disadvantaging the blind and vision impaired child in their schooling. Difficulties accessing the ‘tools’ of learning taken for granted by others are discussed by students. The difficulty or inability to use visual references such as graphs and diagrams is particularly noted. Visual references play a central role in education and the inability to access these constitutes a significant learning disadvantage (refer also: La Grow & Good, 2003, RNIB, 2000; Newbold, 1987). Converting information into accessible format also incurs time and financial costs (refer also: RNIB, 2000) and may mean information is not available when ideally required. Students also report it can be difficult for them to engage in other learning processes such as group work and extra curriculum activity such as field trips. The need to attend specific adaptive technology computer training can also incur costs such as inconvenience and reduced choice on attending mainstream courses. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 49 Students also report physical limitations in the amount of time they can study for. For example, reading for sustained periods may result in excessive tiredness and headaches. One student illustrates this difficulty further: "My biggest problems were when it came to exam time because for me studying a lot and using my eyes a lot causes headaches… I missed a few exams and had to get consideration for quite a few. It just turned into a vicious cycle of trying to study to get ready for the exam, but knowing that I would have a headache because I had studied so much." (Female Youth) One student also discusses having less choice over where to live with close proximity to their place of study needing to be the primary consideration in choosing their student accommodation. 6.3 Society Costs - Education Related Subsidies, Services and Benefits 6.3.1 Education Services- Ministry of Education Special education for blind and vision impaired learners is mainly funded by the Ministry of Education. Special education is “the provision of extra assistance, adapted programmes or learning environments, specialised equipment or materials to support young children and school students with accessing the curriculum in a range of settings” (Ministry of Education, 2003). General funding comes from the Group Special Education division. Development of current special education policy has been driven by two transitional periods within the education sector – Tomorrow’s Schools (1989-1995) and Special Education 2000 (1995-2002). The Special Education Service (SES) was established alongside Tomorrow’s Schools as an independent crown entity contracted to the Ministry of Education. The main role of SES was to provide “advice, guidance and support for the benefit of people under 21 with difficulties in learning development”. Specific policy strategies aimed to “achieve a world class inclusive education system that provides learning opportunities of equal quality to all students”. This strategy encouraged schooling children with special education needs at their local schools and for education decisions to be made by local stakeholders. Under the current policy, students with minimal to moderate needs receive funding from the “Moderate Needs Scheme”. Funds are allocated to mainstream schools taking into account the school setting, resources and capabilities. Learners with severe vision impairment or blindness receive funding from the Ongoing and Reviewable Resourcing Scheme (ORRS). Children with multiple disabilities, of which vision affects their ability to learn as well as other challenges associated with their disabilities, are also eligible for funding through the ORRS scheme. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 50 ORRS funds children requiring additional support while at school. Eligible children are entitled to receive specialist intervention and support including: specialist therapy support, paraprofessional support and additional funding for small items. There are two levels of eligibility criteria – Very High and High. The difference between the two levels is determined by needs for specialist involvement in educational programmes. For vision impaired students the difference between the two ORRS criteria is that children with Very High requirements need special assistance in all face to face communications (Braille acquisition skills) and children with High needs may need significantly adapted teaching methods provided by specialist teachers. Most students with low vision are likely to be eligible for High ORRS funding at the least and the support allocated to each student is based on the student’s current Individual Education Programme (IEP), which has been collaboratively agreed by parents/caregivers, school and the fund holder. 6.3.2 Vision Education Agency (VEA) The Vision Education Agency is an independent organisation that researches and provides information about the educational needs of blind and vision impaired students. The purpose of the agency is to ensure the advancement and effectiveness of education services to blind and vision impaired students through collaboration with the Ministry of Education, parents, students and other organisations within the blind and vision impaired community. The organisation was formally established in 1999 as a Charitable Trust with the Royal New Zealand Foundation for the Blind. The VEA board has up to nine members representing the voices of the New Zealand Association of Teachers with Vision Impairment, RNZFB, Association of Blind Citizens, Tangatawhenua, and parents. 6.3.3 Homai National School for the Blind and Vision Impaired Homai College was established in Manurewa in 1965 by RNZFB. In 2000, the school became a state residential special school with its own elected Board of Trustees and changed its name to Homai National School for the Blind and Vision impaired. Homai education programmes have input from specialists such as Occupational Therapists, Physiotherapists, Speech-Language Therapists, Music Therapists, Orientation and Mobility Instructors, and Recreation Specialists. Specialists work closely with teachers to support students IEPs. Each student has an IEP including relevant areas from the expanded core curriculum in conjunction with essential education skills from the national curriculum. Additionally, Homai co-ordinates the Education for Living (EFL) and Kick Start programmes. The EFL programme began in 1992 to provide young adults (14-21 year olds) with the skills for living as full a life as possible within their homes and communities. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 51 The Kick Start programme is a residential programme for 17-21 year olds which aims to develop skills in the following areas: social, daily living, recreation, independence, management of finances, vocational, tertiary training, organisation, special interests and orientation and mobility. Homai also provides an Assessment/Training Service from birth to 21 years for young people who have or are suspected of having a vision impairment. The data enables informed decisions to be made concerning future placement, programme and resource requirements for each individual. This service provides educational training for parents, teachers and other professionals. There are usually around 95 students attending Homai, including students attending the Kick Start programme and preschoolers attending the Early Childhood centre. There are 40 residential students living on site. The Ministry of Education funds student accommodation and travel costs whilst staying at the residential facility at Homai. In 2002, only 14% of blind and vision impaired students attended special education schools such as Homai National School for the Blind and Vision impaired (RNZFB, 2003). It is estimated that approximately $17m is spent per annum supporting blind and vision impaired students within mainstream schools (RNZFB, 2003). 6.3.4 Visual Resource Centres (VRCs) and Resource Teacher Vision (RTVs) There are 12 Visual and Sensory Resource Centres based in New Zealand’s cities. Each centre employs Resource Teachers- Vision (RTVs) to serve their region as itinerant teachers. The teachers support children at all levels, from preschool through primary and secondary schools. Teachers also assist parents and mainstream staff in understanding the “functional implications of blindness and vision impairment through their regular contact and modelling of appropriate teaching strategies” (ERO, 2003). 6.3.5 Tertiary Education Support New Zealand tertiary institutions have disability support offices, providing staff, resources and equipment for all students with disabilities. The Tertiary Education Commission monitors the number of students with disabilities at each institution, however, funding for operating disability support services is based on the total number of students (with and without disabilities) at the institution. In 2004, the rate of $32.18 per equivalent full time student will be paid to each institution. This funding covers provision of services to all students with disabilities and each individual office decides how to spend their money based on the composition of students and the most important services or equipment required. There are scholarships available for students with disabilities and specifically blind and vision impaired students. The Ministry of Education also provides Supplementary Student Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 52 Grants to assist students with disability related expenses. Subsidy also provides a positive work incentive. The Invalids Benefit Blind Disability offices may provide the following services to blind and vision impaired students: study spaces, computers with vision impairment technology, assistance with choosing courses and departmental liaison. The University of Auckland liaises with RNZFB to provide orientation and mobility sessions with new students. This involves showing students around campus to places that they will frequently use, such as lecture rooms, the library, cafeterias and the disability support office. Tertiary institutions will be responsible for accessible format production from 2004 onwards. This may include transferring academic texts and lecture notes into electronic versions compatible with the JAWS system, audio recording, enlarged print or Braille. The University of Auckland has been providing this service since 1996, with the exception of Braille, however, many students criticise the length of time it takes to convert academic texts into accessible format. Some students have not received accessible format versions of academic texts until after their exams have been sat at the end of the course paper. While The University of Auckland is endeavouring to streamline this process, it is likely that tertiary institutions undertaking this task for the first time will initially share the same experiences. 6.3.6 Tertiary Education Commission The Tertiary Education Commission is currently in transition, as a result information about the number of blind and vision impaired tertiary students and the level of funding is unavailable (please see separate document ‘Data Collection Issues Encountered During the RNZFB Costs of Blindness Research). Nevertheless, we know that institutions will receive a disability allowance for every equivalent full time student in 2004 of $32.18 to provide services for disabled students. The Ministry of Education publishes information about the number of domestic tertiary students from 1999 to 2003. The average rate of annual growth was 5% implying that there will be approximately 274,000 domestic tertiary students. Therefore total funding for disability services will be approximately $9m. The value of funding directly attributed to blind and vision impaired students is much smaller than this value however, as all disabled students needs are met with this funding. The number of blind and vision impaired tertiary students nationally is unknown, however, the Foundation reports providing assistance to 61 students over the last two years. The University of Auckland and Auckland University of Technology each had around 10-12 students in 2003 requiring support from the Disability Services Office. The University of Auckland provided access to study spaces for disabled students, the Accessible Print Service, two CCTVs, one Scanner, three sites with access to JAWS, five sites with access to Zoomtext, one site with access to Supernova, library and research assistance, readers Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 53 as required, and Brailed examination papers. These services were paid for by the funding from the Tertiary Education Commission. 6.3.7 Support and Assistance Received Eighty five percent of students surveyed require some form of additional assistance in order to complete the requirements of their study. All blind students require assistance as do 75% of students who are vision impaired. People identified as providing assistance are most commonly society2 helpers (96%), for example, disability support people provided by the educational institution attended3. On average, these helpers are identified as providing 784 minutes of assistance each week. Of all the society helpers identified, 78% are paid, with all paid by society4. Table 10 presents a total financial cost for blind and vision impaired students in relation to education and training; this includes the cost of travelling to and from place of study and the cost of society support and assistance, the latter being the clear cost area. The cost of society support and assistance is entirely borne by society. The total financial cost estimated is $5482 000 based on a blind and vision impaired student population estimate of 850. Table 10: Annual Education Related Financial Costs, to the Individual and Society (Blind/ Vision Impaired Student Estimate) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 0 2,302 2,302 Vision impaired 0 3,180 3,180 Total Blind and VI 0 5,482 5,482 6.3.8 Summary of Education Costs Costs of Blindness experienced in the Educational setting cannot be accounted for beyond the responses and data provided by respondents to the RNZFB Costs of Blindness Survey due to unavailability of information on the number of students within the New Zealand Education System. This means that unlike other cost areas, the population 2 Defined to include: support person employed by education institution, government agency, respondent or family; fellow student; flat-mate; friend; neighbour; volunteer. 3 Responses indicate that respondents generally did not consider assistance received beyond the classroom or education institution situation. Because of this, assistance received from family members is under reported. 4 Defined to include: education institution (e.g. university/polytech) and government agency (e.g. WINZ, ACC, Ministry of Education). Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 54 base estimate provided is specific to the figure of 850, estimated using information from the VEA and Disability Support Services at the University of Auckland. Summary Table 11: Annual Education Related Costs, to the Individual and Society (Blind/ Vision Impaired Student Population Estimate) Cost Activity Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind Vision Impaired Blind Vision Impaired Blind Vision Impaired Education Time Cost 0 47.9 0 0 0 47.9 Education Financial Cost 0 0 2,302 3,180 2,302 3,180 Total ALL Costs 0 47.9 2,302 3,180 2,302 3,228 Total Cost to Groups 47.9 5,482 5,530 Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 55 7. EMPLOYMENT This section discusses the economic and employment status of blind and vision impaired persons, as well as the individual and social costs associated with employment, underemployment and unemployment. 7.1 Economic and Employment Status of the Disabled Findings from the 2001 New Zealand Disability Survey show the lower economic and employment status experienced by all adults with a disability (Statistics NZ, 2003). In all age groups, adults with disability are more likely than adults without disability to not be in the labour force. In all age groups under 65 years, unemployment rates are also higher for adults with disability than for adults without disability. In a review of overseas literature, La Grow (2003) reports an employment rate of 32% in Britain and 50% in America for persons identifying as having any type of disability. People with disability in the 25-64 age group are more likely than non-disabled people to obtain income from ACC or from a government benefit. In the 65 plus age group and similar to most people without disability, most people with disability derive their income from NZ Superannuation. However, people with disability were less likely than nondisabled people to derive income from wages, salary, commissions, bonuses and other payments made by employers, or from self-employment (Statistics NZ, 2003). In all adult age groups, people with disability are also more likely than people without disability to live in low-income households. Adults with disability in the 25-44, 45-64 and 65 plus age groups are also more likely than their non-disabled counterparts to have low personal incomes (Statistics NZ, 2003). 7.2 Economic and Employment Status of the Blind and Vision impaired The impact of blindness and vision impairment on employment and economic status has been widely examined. La Grow (2003) in review of overseas studies notes that employment rates for this group are typically low worldwide, estimating only 25-30% of working age blind and vision impaired persons to be meaningfully employed in developed countries. Curtis et al (1986) identifies the lack of suitable work as a significant issue facing the disabled generally. Participants in this study express a desire not only to be financially independent but also to have the experience and regular social contact which employment provides. Newbold (1987) concludes employment and income issues to be the greatest contributor to the difficulties faced by a blind or vision impaired person as well as being central to their ability to achieve independence. Hanley (1992) concludes that the majority of people with a visual impairment, including a majority of those of working age, are not in the paid labour force. His analysis of Newbold’s 1987 study showed that the majority of respondents relied on some form of government benefit for their income. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 56 A study by the European Blind Union (EBU) (2001) reports an average of 60% unemployment amongst blind and vision impaired people in European countries. Particularly high rates of unemployment are reported for Poland (87%), Hungary (77%), Germany (72%), Denmark (69%) and Norway (98%). A recent American study showed that persons ‘blind in both eyes’ had lower economic status to those with less severe vision impairment and those with hearing impairments. Economic status was, however, similar to those reporting other serious impairments such as paraplegia, hemiplegia, quadriplegia and mental retardation (Houtenville, 2003). Findings from the 2001 New Zealand Disability Survey show a relatively higher level of economic and employment disadvantage experienced by those blind and vision impaired compared to other disability types. Compared to other disabilities, the survey shows those with a seeing disability to have the lowest level of employment and greatest likelihood of not being in the labour force (Refer to Table 12). Table 12: Disability Type by Labour Force Status, 2001 Disability Type Employed (%) Unemployed (%) Not in Labour Force (%) Hearing 38 3 58 Seeing 24 4 71 Mobility 26 3 69 Agility 27 4 68 Intellectual 36 6 57 Psychiatric/Psychological 39 7 53 Other 41 4 54 Total 40 4 56 (Source: Statistics New Zealand, 2001 Household Disability Survey) In a recent study of RNZFB members 39% of participants were employed while 61% were not in employment (La Grow, 2003). However, of those unemployed, only 40% were actively seeking employment and the unemployment rate was concluded to be 14-24%. The higher figure included “discouraged workers”, that is, those blind and vision impaired who said they were not seeking work, but would be interested in work if it was made available. The lower calculation of 14% was identified as three times the national unemployment rate of 5.3% at the same time. Studies have also found that in addition to low levels of employment, blind and vision impaired persons are less likely to be employed at levels that reflect their skill and educational levels (Leonard, D’Allura & Horowitz, 1999). La Grow (2003) presents similar findings in New Zealand with 24% of employed participants in his study believing they worked too few hours and 30% feeling their current position was below their skill and Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 57 educational levels. Thirty-six percent of working respondents felt that due to their blindness or vision impairment their chances for promotion were limited when compared to others and 40% felt that their wages/salary did not reflect their level of employment (La Grow 2003). When the results of the study were analysed by degree of vision and gender, it was found that males with greater vision were more likely to be in paid employment than females and those with little or no usable vision (La Grow, 2003). Those with the least education and those with the most education were also found least likely to be in employment. Of employed respondents in the RNZFB study, 34% worked a maximum of 1200 minutes (20 hours) per week, 24% worked between 1860-2400 minutes (31 to 40 hours) per week and 29% worked more than 2400 minutes (40 hours) per week. Two-thirds (67%) felt that the number of hours they currently worked were about right (La Grow, 2003). 7.3 Barriers to Employment A number of studies have examined the disadvantages and barriers blind and vision people face in gaining employment. Securing employment can be difficult due to practical difficulties- such as going to employment agencies and accessing job vacancies (RNIB 2000) and because of stigma and discrimination (Beatson 1981). Beatson (1981) also notes reduced job opportunities due to an inability to perform some types of jobs as a significant barrier to some types of emplyment. Newbold (1987) also comments that it can be difficult for blind and vision impaired persons securing work that is not of low status and not lowly paid. La Grow (2003) reports that 80% of respondents in the RNZFB 2002 employment study report barriers to employment. These include discrimination, employer attitude or ignorance and functional limitations related to their blindness or vision impairment. The EBU (2001) also notes the range of employment obstacles faced by the blind or vision impaired person. These include practical limitations associated with being vision impaired, high rates of general unemployment, low job qualifications and experience, employers’ prejudice and a less than supportive legislative and policy environment. In addition, while blind and vision impaired workers may have academic skills, ability and qualifications, they may lack the practical and life skills to be employable. The changing labour market, including an overall reduction in the volume of low skilled jobs available, may also mean relatively fewer opportunities for the lower skilled and educated blind or vision impaired person compared to those without vision impairment. 7.4 Financial Costs of Employment When a blind or vision impaired person is in employment, direct financial costs can be incurred by the individual, the employer or society in general. These can include: required Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 58 office modifications and technology (RNIB, 2000); the need for time off work and lost earnings due to medical appointments and treatment (Newbold, 1987); and, the additional administration costs faced by those self-employed (Newbold, 1987). A number of studies suggest that blind and vision impaired employees may bear some of the additional costs of employment themselves in order to improve their employment prospects (Hanley, 1992; RNIB, 2000). A recent study by the RNZFB (Fitzgerald & Associates, 2003) examines the substantive costs of supporting vision impaired staff within the RNZFB. Five main areas of extra cost are identified: personal equipment and communication needs; the cost of converting written materials to Braille; the need for extra administrative support; travel costs; and training and adaptive technology needs to maintain equal access to information. 7.5 Opportunity Costs Related to Employment Previous research has discussed the range of opportunity costs faced by the blind or vision impaired workers. A central theme is unrealised earnings and lost income potential typically experienced by the blind or vision impaired individual (Newbold 1987). Beatson (1981) has noted how the difficulties of finding employment can lead to a selfperpetuating cycle of failure, self-doubt and lack of confidence, leading to a lack of motivation to seek employment. He also observes there can be financial disincentives to seek employment because of impact on benefits and subsequent income. Hanley (1992) identified that 54% of respondents in Newbold’s 1987 study felt that their visual impairment had resulted in a loss of earnings or job. Almost half (48%) reported difficulty obtaining employment and 84% said they would like to do jobs that they couldn’t because of their vision impairment. Three quarters of those 20-39 years and 86% of those 40-59 reported that their vision impairment had negatively affected the amount of money they earned. If work is secured, blind and vision impaired employees can face limited upward mobility because of the type of work that is typically found (Newbold 1987, Beatson, 1981). Newbold (1987) also notes that employers and colleagues can have lower expectations of blind and vision impaired workers. Such perceptions can further limit the scope for personal development and promotion. The RNIB (2000) also discusses barriers to career building, promotion and limited access to further training. Chou et al (2003) note the loss of labour and talent to society as a result of blind and vision impaired persons being unable to find work, or, having lost their job. The potential lost production of partners, family, friends and carers who support the blind or vision impaired individual is also recognised as a loss to society in the same way. The authors calculate the average cost of lost production of carers to the Australian society to be A$181.43 per month. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 59 La Grow’s (2003) recent study of employment amongst RNZFB members also examines a range of opportunity costs related to employment. Based on respondents’ own perspectives of their employment situation, findings are mixed. Just over two thirds of respondents (67%) felt that the number of hours they currently work was about right and just over half (56%) felt their rate of pay was about right. Forty percent felt their rate of pay was “a bit too low” or “way too low”. When compared to the average take home pay, 79% felt there their pay was a bit, or way below this amount (La Grow, 2003). Seventy percent of respondents felt that their present position was about right, while 30% felt their position was “a bit too low” or “way too low” for their ability and qualifications. Only 39% of employed respondents felt that their opportunity for advancement in their workplace was about the same as their peers. Over a third (36%) felt their opportunities were “a bit worse” or “way worse” than their peers while 26% felt them to be “a bit better” or “a lot better” (La Grow, 2003). 7.6 Individual Costs Twenty percent (n=40) of all survey respondents in the current research were employed. Of these, 38% were in full time employment, 35% were in part-time employment and 28% were self-employed. Because of the relatively small numbers, survey findings in relation to employment are provided as actual, un-weighted numbers of respondents. 7.6.1 Financial Costs Travel to and from Work Eleven respondents report that they walk to work. Other forms of transport used include travelling in someone else’s car (n=7), public transport (n=6), taxi (n=4) and own car (n=3). Taxi user’s report an average weekly spend of $104.50 on taxis ($130 for those blind, $79 for those vision impaired). Accounting for the Total Mobility subsidy, the average personal weekly cost to all users travelling to and from work is $60.25. Taxi users in the prime working age group of 18-65 years have an average personal weekly spend of $72.00 while those less than 18 years have an average weekly spend of $25.00. Users who are blind spend on average approximately $10 more a week than those vision impaired. Travel within Work Of all employed respondents, 15 are required to travel as part of their employment. Travel within someone else’s car (n=5) or by taxi (n=4) is most common. For those travelling by taxi, an average weekly spend of $38.33 is reported. Of respondents using transport other than taxis, seven report receiving driver assistance. Identified drivers include partners, work colleagues and specifically provided drivers. An average of 623 minutes of travel assistance is received each week (125 minutes each Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 60 working day). Four of these respondents report that the travel assistance provided is specifically allocated to meet their requirements. In two cases, the cost of this assistance is provided by the employer, in one case by a government agency and in another by the individual, who is self employed. Total Annual Employment Travel to Work Financial Costs, 2004 Total annual work related travel costs for the Foundation membership is estimated at $498,000. This includes the cost of taxi travel not funded by subsidies (such as Total Mobility) and the cost of any employment related travel borne by the individual. The survey recorded no taxi costs incurred by society; the level of funding from the Total Mobility Scheme is discussed in a later section of the report. Under the medium epidemiology estimates (ophthalmologist scenario) the total travel to work cost is $1.9m in 2004, and according to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $3.8m. Table 13: Annual Work Related Travel Costs, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 361 0 361 Vision impaired 137 0 137 Total Blind and VI 498 0 498 7.6.2 Time Costs Travel to and from Work Employed respondents report an average of 38 minutes travelling to and from work each day. Blind workers (49 minutes) spend more time on average each day travelling compared to vision impaired workers (30 minutes). Respondents travelling to work by car are most commonly driven by family members, typically husbands, wives or partners. Where these drivers make a special trip to take workers to work, family drivers spend on average 287 minutes per week driving while society drivers spend an average 160 minutes per week. Total Annual Employment Travel to Work Time Costs, 2004 Total annual travel to work time costs for the Foundation membership is estimated at $110,000. This includes time spent by individuals and society assisting blind and vision impaired to travel to their place of work. Under the medium epidemiology estimates (ophthalmologist scenario) the total travel to work time cost is $1.1m in 2004, and according to the high epidemiology estimates (NZ Disability Survey scenario) the total time cost is $2.3m. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 61 Approximately 57% of total time costs can be attributed to Blind members, with the cost to either blind or vision impaired individuals being the largest component of the total cost experienced, at 81% ($190,000). Table 14: Annual Time Cost of Travel to and from work, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 110 24 134 Vision impaired 80 21 101 Total Blind and VI 190 45 235 Time Working While unable to be quantified, employed participants commonly report spending more time fulfilling the requirements of their jobs compared to fully sighted equivalents doing similar jobs. Reasons discussed for this include that specific activities take longer to complete, that additional breaks may be required throughout a working day and that a more consistent work pattern may be required to be adopted. Employed participants also report feeling the need to work extra hours to ensure they are fulfilling their role as well as a sighted person does, or would be expected to. One employed female focus group participant comments: "I work far more hours into the evening just to make sure that things are done….[you have to] work better and harder and more effectively to be as effective, or productive." (Employed Female) The need to undertake work-related adaptive technology training can also result in time and indirect financial costs. For one self-employed male participant, the need to attend training meant forgoing income for three months. For another, it meant falling behind in their paid work. 7.6.3 Opportunity Costs Employment related opportunity costs identified by participants in the research include reduced employment and career potential (refer also: La Grow; 2003, RNIB, 2000; Newbold, 1987; Beatson, 1981), underemployment, and forgone or lost income (refer also: Hanley, 1992). Reduced Employment and Career Potential Participants identify a range of factors contributing to reduced employment and career potential. These include certain careers not being available to them (refer also: Beatson, 1981), having to modify or limit career expectations, accepting less than appropriate Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 62 employment, and limited prospects for career progression (refer also: RNIB, 2000, Newbold 1987, Beatson, 1981). Older participants in particular report encountering active discouragement to go onto higher learning when they were young and in the absence of current technology, an extremely restricted range of employment options. A young male participant notes the difficulty of building up work experience to enhance future employment potential: "When you are a teenager, going for a job as a Foodtown person or something… most people find easy, [but] it is quite difficult for people who can't see properly, and when you don't get those jobs it leads on to getting older and having no job history and that makes it harder getting a job in the future." (Male Youth) Under-Employment Once employed, participants recognise that blind or vision impaired workers are more likely to remain in work for which they are overqualified or which does not fully extend them (refer also: La Grow, 2003). A range of factors are identified through the research as likely contributing to this situation: the difficulty of job searching and finding employment in the first place; the desire to fulfil the expectations of those who assisted in securing employment; a perception of limited opportunities and a subsequent lack of confidence in considering an alternative; and, a sense of security in knowing that the current employment at least accommodates the persons’ vision impairment. Further, in order to move beyond their current employment, a qualified and skilled blind person may require a level of support and mentoring not necessarily available to them. One employed female participant observes: "The job I have been doing for the last 9 months I have loved it, but compared to what I could have been earning it is probably a lot less. I have a [university] degree, I have spent five years training to come out with a qualification, but I have been doing a job that someone that just came from school, or didn't have any training, could have done." (Female Working Age) Participants accept that they are likely to experience discrimination in the job market. Consequently, some report feeling pressure to demonstrate their ability to perform as well if not better than a sighted person. This can include feeling the need to acquire more or higher academic qualifications or being prepared to work for a period of time without pay in order to demonstrate capacity and capability. Comments include: "You kind of feel like you have to have more than the regular person to get the same kind of job. It's all equal opportunities, but at the end of the day Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 63 for an employer to take on someone with a visual impairment is a lot of work for them. It's like you have to somehow make yourself better than the average person to be employable." (Female Youth) "… You do have to study harder and longer and try to be better qualified and prove you can be an effective and productive employee in order to get a job." (Employed Female) Loss of Income The loss of income, both real and potential, is also commonly reported. Participants report having to pursue alternative, lower paid career paths, being less able to pursue potentially higher paying employment opportunities and having to give up previous employment and income because of developed vision impairment. For example, an older female participant was unable to continue working as a self-employed seamstress and subsequently experienced a loss of income. A male participant with a business degree was unable to accept higher paid work overseas because necessary support networks would not be available for him in another country. Self-employed participants report further examples of lost income or additional cost. In order to be competitive, a male participant working in manufacturing is required to price his goods equivalent to those produced by sighted equivalents. This is despite the additional equipment and time costs he incurs during the manufacturing process. The participant comments: "… it takes me longer, but you cannot charge that extra time for the job you a doing. You can only put the cost on the item you are making, equal to the cost as if a sighted person made it. So if it takes for example four hours to make, I have to think, 'now what would I reckon a sighted person would do it at…" (Working Aged Male) Self-employed participants also note the need to be highly organised with high levels of forward planning and being more susceptible to small errors. Another self-employed participant reports that if he runs out of materials he requires for his business, he has to wait until some can transport him to the shop to purchase what he needs. This can mean delays in completing work, which in turn can impact on income earned. Parents of vision impaired children also report a loss of income and employment opportunities usually because employment is forfeited in order to provide the level of support their children require (refer also: Chou et al, 2003; Lukemeyer, & Smeeding, 1998; Newbold, 1987; Meyers, Curtis et al, 1986). This can include the need to provide full time care for the child, being restricted to part time as opposed to full time employment and the requirement to take time off work or use holiday entitlements to fulfil care and assistance requirements. Comments include: Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 64 “No one has any idea what to do with a blind child, and until they hit kindergarten age, there is not really any support out there for us. I have not worked since [daughter was born], it has just been a full-time job.” (Mother of Vision impaired Child) “I had a part-time job that I had to give up to help [my daughter]. They need so much more input; you can’t be a part-time parent with them. You have to be more than a full-time parent. So you can’t do anything else.” (Mother of Vision impaired Child) "My mum generally had to go for jobs that she knew she would get time off for and when I was really young at primary school she would pick me up from school and stuff. She had to do part-time work, she didn't feel safe letting me walk home from school." (Male Youth) 7.7 Society Costs - Employment Related Subsidies, Services and Benefits 7.7.1 Support and Assistance Sixty-four percent of employed respondents (n=25) report requiring assistance from others to complete the requirements of their job (refer also: Fitzgerald & Associates, 2003). Blind respondents (72%) are more likely to require assistance compared to those vision impaired (57%) as are those employed full time (72%) compared to those employed part time (50%). Additional administration or secretarial support (n=16) is most commonly required followed by assistance with reading (n=8) and in fulfilling travel requirements (n=2). Assistance is most commonly required on a daily basis (n=9) with daily assistance most typically required for administration and secretarial support. Seven respondents require assistance at least twice a week, five once a week and six less than once a week. On average, respondents receive an average of 253 minutes of assistance each week. Blind workers (265 minutes) receive slightly more assistance each week on average compared to those vision impaired (241 minutes). Four respondents report that the time spent providing them with assistance is specifically paid for rather than begin provided through an existing job or activity. Three respondents report this time being paid for by society5 at an average of ten hours paid per week. One 5 Defined to include employer; ACC; other government agency; other private agencies. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 65 respondent who is self employed, reports the time being paid by themselves and/or their family at an average of 14 hours per week. Total Annual Time Cost of Workplace Assistance The application of the Foundation membership population figures (low estimate) provides an estimated total annual time value for workplace assistance of $321,000. This figure increases to $1.4m if the Ophthalmologist population (medium estimate) is applied and to $3.1m applying the Disability Survey population figures (high estimate). Table 15: Annual Cost of Workplace Assistance, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 36 13 49 Vision impaired 0 272 272 Total Blind and VI 36 285 321 7.7.2 Workplace Modifications Twenty-one percent (n=8) of employed respondents report that modifications had been made to their workplace to accommodate their blindness or vision impairment. These include changes in the layout of work areas (n=4) and additional or special lighting (n=2). Others mentioned include improved access ways to the place of employment and the installation of air conditioning. In all cases, modifications to the layout of the work area were paid for by the employer while additional or special lighting was paid for by the respondent and/or their family. Personal cost to the individual for workplace modification estimated at an average of $72.86 for each modification. Other supportive changes identified as being made in the workplace include modified or different duties (n=4), modified hours or days of work (n=2), and modifications to job responsibilities (n=2). Total Annual Financial Cost of Workplace Modifications, 2004 The total annual financial cost of workplace modifications for the Foundation membership (low estimate) is estimated at $9,900. Under the Ophthalmologist population estimate (medium estimate) costs are $21,100 and under NZ Disability Survey scenario (high estimate) the total financial cost is approximately $33,700. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 66 Table 16: Annual Financial Cost of Workplace Modifications, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 6.1 2.7 8.8 Vision impaired 0.2 0.9 1.1 Total Blind and VI 6.3 3.6 9.9 Total Annual Time Cost of Workplace Modifications, 2004 The application of the Foundation membership population figures (low estimate) provides an estimated total annual time for workplace modifications of $480,000. This figure increases to $3.9m if the Ophthalmologist population (medium estimate) is applied and to $9.5m applying the NZ Disability Survey population figures (high estimate). The major component of the total time cost is the cost to society for workplace modifications undertaken for the vision impaired. This amounts to $420,000 or 88% of the total time costs. Table 17: Annual Time Cost of Workplace Modifications, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Blind Vision impaired Total Blind and VI Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) 59.1 21 80.1 0 400 400 59.1 421 480 7.7.3 Work Bridge Workbridge is a not-for-profit organisation contracted by government to enable people with disabilities to participate and experience equal opportunities in the labour market. Workbridge has been delivering work-focused services for the last twelve years and has twenty centres nationwide. On average, Workbridge has made 3,500 job placements annually (Workbridge Website, 2004). Services are free to both job seekers and employers. As part of its service, Workbridge administers ‘support funds’, a government initiative aimed at leveling the playing field to enable a client with a disability to ‘gain or maintain employment’. Within the support funds there are three groups: Job support yearly (for employment), Training support (for training) and Self Start (for self employment). To be eligible various criteria must be fulfilled, but the overall aim of the funds is to address those extra costs faced in the workplace that are unavoidable because of disability. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 67 Between 1 June 2003 and 30 May 2004, 75 blind and 167 vision impaired persons received financial assistance through these support funds. On average these blind clients received $5,965 each and vision impaired clients $4, 606, providing a total support cost of $1.2m for the period. 7.7.4 State Services Commission Mainstream Supported Employment Programme (Mainstream) is an initiative facilitated by the State Services Commission to enable people with disabilities to participate in mainstream employment and ‘on the job’ training in the public sector. Mainstream was established in 1976 and since this time over 1,000 people have participated. Mainstream provides a subsidised salary for two years (100% in the first year and 50% in the second year) an advice and referral service for employers and programme participants, follow-up support and access to funding for external training (State Services Commission website: 2004). The programme is reported to have a success rate of between 55 and 65%, measured by those programme participants who go on to maintain or find meaningful long term employment (State Services Commission website 2004). 7.7.5 Summary of Employment Costs Costs of Blindness experienced in relation to employment as covered in the RNZFB Costs of Blindness Survey are summarised in Table 16 below. With regards to the costs experienced and covered in the RNZFB Costs of Blindness survey, society costs make up the majority of all costs accounting for 74% of all work related costs. Employment costs, overall, are greater for vision impaired respondents than compared to blind respondents; however, the blind population reports a higher cost in relation to work related travel. Summary Table 18: Annual Employment Related Costs, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Cost Activity Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind Vision Impaired Blind Vision Impaired Blind Vision Impaired Work related travel 361 137 0 0 361 137 Travel to & from work 110 80 24 21 134 101 Workplace Assistance 36 0 13 272 49 272 Financial Cost of Workplace Modifications 6.1 0.2 2.7 0.9 8.8 1.1 Time Cost of Workplace Modifications 59.1 0 21 400 80.1 400 Total ALL Costs 572.2 217.2 60.7 1093.9 632.9 911.1 Total Cost to Groups 789.4 1154.6 1544 Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 68 8. DAILY LIVING This section discusses the costs of blindness associated with daily living. Cost areas examined include communication, domestic and personal tasks, shopping, housing, recreation activities and voluntary work. 8.1 Communication 8.1.1 Communication Equipment Most respondents report using communication related equipment specifically because of their blindness or vision impairment. Three quarters (75%) of respondents use magnifying equipment and two thirds use a talking book player. Over a quarter (29%) use tape recording equipment and 23% use personal computers. Other equipment used includes computer printers (19%), Closed Circuit Televisions (CCTV) (17%), 19-inch computer monitors (9%), OCR Scanners (8%) and Braille equipment (6%). Respondents over 65 years of age most commonly use magnifying equipment (85% of respondents this age) and talking book players (75%), while relatively few use personal computers (11%) and Braille equipment (2%). By comparison, computer use is high for those aged less than 18 years (54%) and those 18 to 65 years (48%). Of all the equipment items identified, 60% are reported to have been “personally purchased”. A third were “brought by someone else or gifted”, 6% “loaned or leased” and 2% were acquired in “some other way”. Most tape recording (81%) and magnifying (84%) equipment is “personally purchased” as are almost two thirds (65%) of identified printers and over half (57%) of identified OCR scanners. Talking book players (4%) and CCTV’s (31%) are least likely to have been acquired through personal purchase. Items most likely to have been “loaned or leased” include CCTV’s (45%) and talking book players (31%). Items commonly “bought by someone else or gifted” also include talking book players6 (63%) as well as OCR scanners (42%). Most (93%) communication equipment “personally purchased” is reported to have been paid for without any financial assistance or subsidy. Where financial assistance or a subsidy was paid, society7 sources are reported to have provided this on all occasions. 6 Findings suggest that some respondents may have similarly interpreted ‘loan or lease’ and ‘brought or given by someone else’. 7 Defined to include: government (general); ACC; WINZ; MoH; MoE; Workbridge; Homai School; RNZFB; employer; friend or neighbour. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 69 Society sources are also reported to have contributed most (84%) of the equipment identified as “brought by someone else or gifted” (the remaining 16% contributed by family) as well as most (77%) of equipment acquired through “loan or lease” (remaining 23% contributed by family). Focus group and in-depth interview participants note that financial support is less likely for adaptive technology required for voluntary work. Those needing adaptive technology for education and employment purposes are prioritised for assistance over those with personal needs, for example, to assist with personal communication. Safety is also an important consideration for determining disability funding priorities. Consequently, adaptive technology for blindness is reported as never funded as a top priority. It is reported, therefore, that it can be difficult for older people or those with needs related to voluntary work or personal communication to get funding for things like adaptive technology. In situations of ineligibility, participants report the potential of being faced with substantive personal costs for adaptive technology, including equipment up-grades. If such technology is unaffordable, the continuing need to use out-dated or less efficient equipment may impact on communication activity. For example, one older participant active in voluntary work reports that her need to continue using an outdated laptop with reduced battery capacity limits the volume of work she can undertake outside the home. Parents of vision impaired children identify the additional costs of ‘talking’ equipment such as clocks, tape measures, calculators, watches, dictionaries, Braille rulers and tape measures. The necessity of such equipment may mean 'doubling up' on existing household utensils. Total Annual Communication Equipment Cost Total annual cost of communication equipment is based on an average cost of equipment items as provided by various suppliers (please see Appendices for further detail on cost estimates). Total annual communication equipment costs for the Foundation membership (low estimate) is estimated at $3.3m. This includes costs incurred by the individual, their family and society in purchasing communication equipment. Under the medium epidemiology estimates (ophthalmologist scenario) total communication equipment costs are $14.0m in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $29.2m. Approximately 69% of communication equipment costs can be attributed to vision impaired populations, with individuals paying for 66% of the costs themselves. Overall, society supports just under half the financial costs of communication equipment. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 70 Table 19: Annual Communication Equipment Cost, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual (000’s) Cost to Society (000’s) Total Cost (000’s) 532 690 1,222 Vision impaired 1,173 929 2,102 Total Blind and VI 1,705 1,619 3,324 Blind Elderly (65+ years) vision impaired people account for 37% ($1.2m) of total financial costs associated with communication equipment, followed by working aged (18-65 years) vision impaired (22%, $724,000) and working aged blind (20%, $673,000). Blind youth (less than 18 years) only account for 2% ($57,000) of communication equipment financial costs. 8.1.2 Computer Software Screen magnification software such as Zoomtext is most commonly used by computer users (42% of computer users) followed by screen reader software such as JAWS (33%). Use of print reading (16%) and voice or speech recognition (14%) software is less common. Almost half (43%) of computer users report not using any of these software packages. Screen reader software is most commonly acquired through someone else buying or giving it (61% of this software identified). “Loan or lease” (21%) and buying it personally (18%) are also identified. Screen magnification software is also commonly acquired through someone else buying or giving it (58%) with fewer loaning or leasing (24%) or buying personally (11%). Loaning or leasing (52%) is more common for voice or speech recognition software with someone else buying or giving it (41%) also common. Few (8%) report buying this software personally. Print reading software is almost totally brought or provided by someone else (92%) with few (8%) again buying this software personally. Most (98%) software “bought or gifted by someone else” is provided by society sources (remaining 2% provided by family sources). All software “loaned or leased” is also provided by society sources. Forty-seven percent of software “personally purchased” is acquired with financial assistance or a subsidy with society sources again contributing all the assistance provided. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 71 Total Annual Computer Software Cost Total annual cost of computer software is based on an average cost of software as provided by various suppliers (please see Appendices for further detail on cost estimates). Total annual computer software costs for the Foundation membership (low estimate) is estimated at $662,000. Under the medium epidemiology estimates (ophthalmologist scenario) total software costs are $2.9m in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $5.2m. The costs for the vision impaired make up the major component of the total computer software costs at 54% of the total; with costs to society being more significant (93%) than for vision impaired individuals. Table 20: Annual Computer Software Cost, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 38 268 306 Vision impaired 26 331 357 Total Blind and VI 64 599 663 Working aged (18-65 years) blind account for 33% ($219,000) of total financial costs associated with computer software, followed by vision impaired elderly (65+ years) (33%, $215,000) and working aged vision impaired (18%, $122,000). Vision impaired youth (less than 18 years) account for only 3% ($20,000) of computer software financial costs. 8.1.3 Braille Equipment Respondents using Braille equipment most commonly report the use of Braille writers (52%) and Braille embossers (41%). Fewer use electronic note takers (13%) and computer Braille displays (8%). A high proportion of electronic note takers (81%), Braille writers (76%) and to a lesser extent, computer Braille displays (69%) are reported to have been brought for, or given to users by someone else. In almost all cases, society sources as identified as having paid for the equipment provided. Braille embossers are most likely to have been “personally purchased” (73%) and are less commonly “loaned or leased” (17%), or “bought or gifted by someone else” (10%). Most (86%) embossers personally purchased are done so with financial assistance or subsidy, with all this assistance again provided exclusively by society sources. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 72 Almost a third (31%) of identified computer Braille displays are reported to have been “personally purchased”. Electronic note takers (19%), and Braille writers (15%) are both less commonly purchased by the individual user. Of the Braille writers “personally purchased”, 40% are purchased with financial assistance or subsidy, with all this assistance again provided by society sources. Total Annual Braille Equipment Costs Total Annual cost of Braille equipment is based on an average cost and expert opinion on Braille equipment as provided by various suppliers (please see Appendices for further detail on cost estimates). Total annual Braille equipment costs for the Foundation membership (low estimate) is estimated at $1.0m. Under the medium epidemiology estimates (ophthalmologist scenario) total Braille equipment costs are $6.0m in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $6.9m. The cost for blind individuals ($0.7m) is the largest contributor to total costs, at 64% of the total; with cost to society for the blind being nearly four times the cost to the individual overall. Braille equipment costs to the vision impaired fall predominantly on the individual ($0.4m, or 99% of total costs). Table 21: Annual Braille Equipment Cost, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 137 531 668 Vision impaired 378 4 382 Total Blind and VI 515 535 1,050 Elderly (65+ years) vision impaired people account for 36% ($378,000) of total financial costs associated with Braille equipment, followed by elderly blind (34%, $355,000) and working aged blind (30%, $313,000). No financial costs were recorded for elderly blind or vision impaired youth. Working aged vision impaired individuals accounted for only $4,000 financial cost related to Braille equipment. 8.1.4 Other Equipment Other equipment commonly used by respondents includes special glasses (69% of all respondents), mobility canes (62%), adaptive clocks, watches or alarms (43%), adaptive telephone equipment (36%) and special lights or lighting equipment (27%). Other equipment is commonly “personally purchased”, most notably special glasses (91%), talking appliances (90%) and special lights or lighting equipment (90%). All lights Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 73 or lighting equipment are purchased without financial assistance or subsidy. Thirty-eight percent of talking appliances purchased are done so with financial assistance or subsidy as are 13% of special glasses. In almost all cases, the assistance or subsidy is provided by society sources. Mobility canes are more commonly “bought or gifted by someone else” (70% of canes identified), provided in most cases by society sources. Over a quarter (28%) of adaptive clocks, watches or alarms are also acquired in this way. Total Annual Other Equipment Costs Total Annual cost of other equipment is based on an average cost and expert opinion on equipment items as provided by various suppliers (please see Appendices for further detail on cost estimates). Total annual other equipment costs for the Foundation membership (low estimate) is estimated at $301,000. Under the medium epidemiology estimates (ophthalmologist scenario) total other equipment costs are $1.1m in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $2.3m. The Other Equipment costs fall largely on vision impaired individuals ($0.2m), who pay 70% of the total cost. Cost to blind individuals comprise 21% of the total cost. The total cost to society is nearly a quarter (25%) of the total costs for other equipment. Table 22: Annual Other Equipment Cost, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 63 27 90 Vision impaired 163 47 210 Total Blind and VI 226 74 300 Elderly (65+years) vision impaired people account for 54% ($164,000) of total financial costs associated with other equipment, followed by elderly blind (19%, $58,000) and working aged (18-65 years) vision impaired generally (14%, $43,000). Both blind youth (less than 18 years) and vision impaired youth accounted for $3,000 of total financial costs for other equipment. 8.1.5 Equipment Training Over two thirds (68%) of respondents have not undertaken any training in special equipment used by them. Training reported includes training in mobility cane use (23% of all respondents), personal computers (8%), computer software (5%), techniques of daily living (2%), Braille equipment (2%) and talking books (2%). Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 74 Braille equipment training is identified as having the highest time cost with recipients estimating an average of 39 days spent in training. Personal computer training is also time-consuming. Recipients report an average of 16 days in computer training generally, 12 days for screen reader software training and 13 days for screen magnification software training. Recipients of guide dog training report an average of 12 days spent training while recipients of techniques for daily living report an average of 5 days training. Training is mostly identified as being provided by the RNZFB, Homai School, and various government agencies and to a much lesser extent, private providers and employers. While most respondents do not state directly paying for training received, associated costs are reported. These are most notable for training in use of personal computers, Braille equipment, mobility training, and guide dog training. Associated costs most commonly include the time and financial costs of travelling to and from training. For example, 66% of those receiving computer training report a travel time cost while 41% report a travel related financial cost. Time off work and lost income are also identified, however, less frequently than travel costs. Most notably, 28% of recipients of screen magnification software training and 17% of recipients of Braille equipment training report having time off work. The time and financial costs of travel are particularly relevant rural respondents. For example, most (89%) rural respondents undergoing computer training identify a time cost from travelling. Time off work and loss of income is also reported by some rural respondents, with these costs likely to be exacerbated by travel requirements. Mobility training is an exception to the above with rural respondents less likely to report time and financial travel costs compared to those in provincial and urban areas. This result likely reflects the more local provision of mobility training and in this context, greater travel requirements from those living in larger centres. Total Annual Equipment Training Financial Costs Total annual equipment training financial costs for the Foundation membership (low estimate) is estimated at $41,000. This includes the direct financial cost to individuals and their families, of special training in using equipment. Under the medium epidemiology estimates (ophthalmologist scenario) total equipment training costs are $107,000 in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $208,000. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 75 Table 23: Annual Equipment Training Financial Cost, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 24 0 24 Vision impaired 17 0 17 Total Blind and VI 41 0 41 Working aged (18-65 years) blind account for 59% ($24,000) of total financial costs associated with equipment training, followed by elderly (65+ years) vision impaired (29%, $12,000) and working aged vision impaired (10%, $4,000). There were no financial costs recorded for blind youth (less than 18 years) and elderly blind. Vision impaired youth recorded only $1,000 financial costs for equipment training. Total Annual Equipment Training Time Costs Total annual equipment training time costs for the Foundation membership (low estimate) is estimated at $365,000. This includes costs to family and society in supporting and assisting people to attend equipment training (but not the time spent by the individual). Under the medium epidemiology estimates (ophthalmologist scenario) total equipment training costs are $1.7m in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $2.4m. Table 24: Annual Equipment Training Time Cost, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 183 102 285 Vision impaired 28 52 80 Total Blind and VI 211 154 365 Working aged (18-65 years) blind account for 57% ($208,000) of total time costs associated with equipment training, followed by blind youth (less than 18 years) (20%, $74,000), elderly (65+ years) vision impaired (8%, $29,000) and working aged vision impaired (8%, $29,000). Elderly blind had the least time costs associated with equipment training ($3,000). 8.1.6 Equipment Repair and Maintenance Almost three quarters (74%) of respondents using equipment report not being required to undertake repairs or maintenance on equipment used in the last twelve months. For those required to do so, repairs or maintenance are most commonly reported for personal computers (9%), talking book players (5%), CCTV’s (3%) and adaptive clocks, watches or Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 76 alarms (3%). Of these, computer repairs or maintenance is reported to be the most expensive, on average, $575. Work undertaken on CCTV’s averages $157, talking books $92 and adaptive clocks, watches or alarms, $32. Repairs or maintenance undertaken are reported to be mostly paid for by respondents with some assistance from RNZFB and government agencies also identified. Total Annual Equipment Repair & Maintenance Costs Total annual equipment repair and maintenance costs for the Foundation membership (low estimate) is estimated at $489,000. This includes financial costs to the individual or family and to society. Under the medium epidemiology estimates (ophthalmologist scenario) total equipment repair and maintenance costs are $2.2m in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $4.5m. The costs are fairly evenly distributed between the blind and vision impaired, with the cost to blind persons being 38% and cost to vision impaired being 62% of total costs. Approximately 80% of the total cost falls on the individual ($0.4m). Within these costs, the cost to the vision impaired is greater (66% of the total cost to the individual). Table 25: Annual Equipment Repair and Maintenance Cost, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 132 51 183 Vision impaired 260 46 306 Total Blind and VI 392 97 489 Elderly (65+ years) vision impaired account for 36% ($177,000) of total financial costs associated with equipment repairs and maintenance, followed by elderly blind (26%, $129,000) and vision impaired youth (less than 18 years) (16%, $79,000). There were no financial costs recorded for blind youth. Total Communication Equipment Costs The total communication equipment costs are estimated at $6.2m for the Foundation membership (low estimate). Under the Ophthalmologist scenario (medium estimate) the total cost is $28.0m and by applying the NZ Disability Survey estimates (high estimate) the total cost is $50.7m. Just over half (51%, $3.2m) of the total communication equipment costs are borne by the individual, with 49% ($3.1m) being costs to society. Costs to the blind individual account Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 77 for 33% of the total costs to the individual, with the costs to vision impaired individuals accounting for the remaining 67%. Communication equipment costs to the blind account for 39% of total annual communication equipment costs. Communication equipment costs for the vision impaired are estimated at 61% of the total communication equipment costs. The purchase of communication equipment and computer equipment is the largest cost component ($4.0m) and comprises 64% of total communication equipment costs. 8.1.7 Opportunity Costs Loss of Privacy Participants commonly discuss the loss of privacy due to an inability or restricted ability to read correspondence such as bank statements. There may be a lack of choice or control over who reads information or delays in being able to receive information until a suitable reader is available. The desire to impose some control over information disclosure may result in further delays in information being communicated. One older male participant comments: "There are some things that I don't want my daughter or my son to know, so I would rather get someone else to read it for me. You are just going around and around [different people] in order to keep it private." (Male Older Adult) Portability While technology advances have improved the function of communication equipment, difficulties or limitations in using equipment can contribute further opportunity costs. The relative lack of portability of some equipment may reduce the range of environments or situations within which equipment can be used. For example, a lack of portability of workplace adaptive equipment may reduce the ability to use such equipment outside the workplace. A lack of technology within the home may also restrict ability to practice learning, thus undermining the benefit of training courses attended. There may also be additional physical strains in using adaptive equipment limiting the amount of time that can be spent undertaking activities such as reading. Knowledge and Confidence Barriers Vision impaired persons less adaptable, able and confident in learning to use adaptive technology are particularly vulnerable to communication opportunity costs. In an increasingly technological society, difficulties adapting to technology can result in an increased reliance on others, greater loss of previously undertaken communication activity and more pronounced loss of skills and communication ability. For example, loss of reading may lead to a reduced vocabulary, reduced ability to maintain currency in interests and less connection and understanding of contemporary events. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 78 Location Effects It is noted that those living outside of the Auckland area can face more limited access to adaptive technology training, consequently requiring greater reliance on independent learning and/or experiencing difficulties in using adaptive technology as effectively and/or as efficiently as possible. One South Island based key informant working in voluntary services notes: "I had to figure out myself how to access all this sort of stuff. It was quite hard and I still don't have access to the internet easily. It's quite hard for me to find what I want, because half the time I can't. My customers are not getting as good a service as they should from me." (Female Older Adult) Cost Barriers Survey participants were asked unprompted whether there is any equipment, service or support they needed but were unable to get. Equipment was raised most often, with large screen, scanner and CCTV mentioned by 5% of total respondents and 10% of those of working age (18-65yrs). Ninety-six percent of these people identified cost as the key barrier here. From discussions, it also appears likely more elderly members may not even consider some of the more expensive communication equipment because of cost. 8.2 Domestic and Personal Tasks 8.2.1 Time Costs Domestic Tasks Survey respondents were asked what domestic activities they spent time on, with or without assistance. Tasks commonly undertaken include: daily preparation of food and drink and clearing up after meals (88% of respondents); weekly indoor cleaning, laundry and other care of clothing (74%); and the weekly upkeep of grounds (e.g. gardening and mowing lawns) (58%). Tasks less commonly undertaken include: household administration (49%); looking after pets and other domestic animals (40%); and home and vehicle maintenance and repairs (21%). Vision impaired respondents are significantly more likely than those totally blind to undertake all domestic tasks examined in the research. Compared to male participants, females are significantly more likely to undertake all tasks except home and vehicle maintenance and repairs. On average, respondents spend a total of 150 minutes per day undertaking those domestic tasks surveyed. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 79 Comparison with findings from the 1998/99 Statistics NZ Time Use Survey suggests that compared to the general population, blind and vision impaired people spend less time on average undertaking food and drink preparation and clean up, indoor cleaning, laundry and other clothes care and home maintenance. As discussed, methodological limitations require these findings to be considered with some caution. The findings may, however, reflect the amount of time spent by others undertaking or supporting blind or vision impaired persons in undertaking such activities. It is notable that the comparison with the Time Use Survey suggests that on average, blind and vision impaired persons spend more time on household administration compared to the general population. There may be a number of possible reasons for this result. Household administration may in particular be an activity which blind and vision impaired people strive to achieve so as to maintain a level of autonomy and independence. It may also be an activity in which assistance from others is less readily available. Personal Tasks Respondents report an average of 142 minutes per day spent on personal tasks. This includes getting dressed, attending to personal hygiene and grooming, eating and drinking. Respondents less than 18 years spend the least time on these tasks, on average 107 minutes per day; while those aged over 65 years spend the most time, an average of 150 minutes per day. On average, vision impaired respondents spend 14 minutes more per day on personal tasks when compared to those totally blind. Comparisons with the Time Use Survey findings again indicate blind and vision impaired persons spending less time on average eating and drinking in their home compared to the general population. Compared to the previous findings on domestic tasks, differences are, however, less obvious and are perhaps mostly explained by the methodological limitations of the comparison (i.e. a likely under reporting of time spent through the survey recall method). Greater consistency between the two groups seems understandable, particularly given that this is just a measure of time spent eating and drinking (rather than any associated activity) and is an activity more likely to be undertaken without assistance by the blind or vision impaired individual alone. The ability to make comparisons in relation to personal hygiene and grooming is limited due to differences in questioning. The Costs of Blindness Survey included time spent getting dressed in this question whereas the Time Use Survey only included personal hygiene and grooming. Compared to the general population, the Costs of Blindness data shows more time spent by blind and vision impaired persons undertaking personal hygiene, grooming and dressing. Given the additional activity included in the Costs of Blindness question, this result is not surprising. However, the extent of the difference, particularly for some demographic sub-groups, is notable and suggests that even in accounting for time spent dressing, blind and vision impaired individuals may spent more Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 80 time on personal hygiene and grooming compared to the general population. Such activities are likely to be undertaken independently by blind and vision impaired persons, a situation consistent with the likelihood that these tasks will take longer to undertake when compared to a sighted person. Participants generally perceive domestic duties to take longer for someone with vision impairment when compared to sighted equivalents. For example, when ironing, the removal of wrinkles may need to be felt rather than observed. Identifying, using and replacing ingredients can substantially impact on the amount of time spent cooking. The difficulty of assessing progress in domestic tasks can also lead to over-cleaning (refer also: RNIB, 2000) and the unnecessary repetition of tasks. Time and financial costs can subsequently be incurred. Participant’s comments illustrate these costs further: "My husband is partially sighted. He seems to take tons longer mowing than my brother, or if my mother did it. He's out there three quarters of an hour and mum will whip around in fifteen to twenty minutes. I think it's because he's going over the same thing." (Employed Female) “…housework, it takes you at least twice as long because if you’re vacuuming a floor, you’ll go over an area more than you need to, to make sure that it’s clean.” (Female Older Adult) Parents of vision impaired children recognise their children’s lack of vision as a major impediment to their learning of daily living tasks such as dressing, grooming, using the telephone and eating. One participant comments: “The biggest thing, over and above everything is the time to teach our children simple daily techniques of daily living…It took me six weeks of morning, noon and dinner to get [my child] to drink through a straw.” (Mother of Vision impaired Child) Total Annual Domestic Tasks Time Costs, 2004 (excluding shopping) Total annual time costs associated with domestic tasks around the home (excluding shopping) are estimated at $19.5m for the Foundation membership (low estimate). This includes time costs to the family and society in providing help and support - not paid for by the individual. The cost activities covered in the survey include: preparing meals, cleaning, laundry, gardening, home maintenance and repairs, help with personal care (dressing, hygiene, grooming) looking after pets and help with household administration (paying bills, reading mail etc). Under the medium epidemiology estimates (ophthalmologist scenario) the total time costs associated with domestic tasks is $77.8m in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $168.3m. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 81 Of the total costs, the domestic task costs to vision impaired persons ($12.2m) comprise 62% of the total. Table 26: Annual Time Cost of undertaking Domestic and Personal tasks, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 7,327 0 7,327 Vision impaired 12,183 0 12,183 Total Blind and VI 19,510 0 19,510 Elderly (65+ years) vision impaired account for 39% ($7.5m) of total time costs associated with domestic tasks, followed by working aged (18-65 years) blind (28%, $5.5m) and working aged vision impaired (20%, $3.9m). Blind youth (less than 18 years) have the least time costs associated with domestic tasks at $181,000 (1%) this may be more likely a reflection of life-stage and the likelihood or parents and caregivers assisting as opposed to a lack of cost experienced. 8.2.2 Support and Assistance Required Survey respondents were asked whether they require assistance to undertake domestic tasks around the home. Tasks most commonly requiring help include: indoor cleaning, laundry and other care of clothing (54% of all respondents); looking after grounds, including gardening and mowing lawns (53%); home and vehicle maintenance and repairs (46%); and household administration (47%). Help is less commonly required for food and drink preparation and cleaning up (22%), personal care (11%) and looking after pets and other domestic animals (6%). When compared to vision impaired respondents, blind respondents are significantly more likely to require help with food and drink preparation and cleaning up, looking after grounds, household administration, looking after pets and other domestic animals and attending to personal care. Of all persons identified as providing domestic assistance, 62% are defined as family8 helpers and 38% as society9 helpers. On average, family members provide 290 minutes 8 Defined to include: Husband; wife; partner; family/whanau member. 9 Defined to include: Helper employed by government agency; Helper employed/provided by private agency; Helper employed by respondent or family; Flatmate; Friend or neighbour; Volunteer; Other. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 82 of assistance in a typical week while society helpers provide 174 minutes of weekly assistance. Compared to vision impaired respondents, blind respondents receive on average, 72 minutes more of family provided assistance per week and 146 more minutes of society provided assistance per week. 8.2.3 Financial Costs All family provided assistance with domestic tasks is unpaid while 80% of society helpers are paid for their assistance. Of society helpers who are paid, 95% are paid for by society10 sources while 5% are paid for by both the respondent and/or family and society sources. In total, 42% of all respondents report a personal cost to either themselves or their family for domestic help received. Respondents who are totally blind (46%) are significantly more likely to experience a personal cost compared to vision impaired (40%). On average, reported personal costs for domestic assistance are $75.24 per month. Average monthly costs are similar for vision impaired ($74.87) and totally blind ($76.08) respondents. Rural respondents have a higher monthly average cost ($101.06) compared with those in urban ($71.84) and provincial ($60.43) locations. Focus group participants report that families are less likely to pay for domestic assistance when family members are available to assist. Subsidies for domestic assistance are also generally only available to those living alone or without family support. If home assistance is funded, limited availability and flexibility in provision may still require additional expenditure or further draw on voluntary assistance. Where there is ineligibility for paid assistance or unpaid assistance is not readily available, personal payment for relatively simple tasks such as minor repairs and personal grooming may be required. Participants comment: "Now I am going to a chiropodist, I cannot see to cut my own toenails. I cut the tops of my toes off last time, one of them anyway. My eyebrows need plucking, so I will have to go and [pay for that]. I have to have my hair done. I used to do it myself." (Older Adult, Female) “When you own your own home, one of the ongoing costs is gardening and mowing lawns. You have to pay someone to do it. And also every three to five years you have to get your house painted and guttering and roof. It’s just ongoing.” (Working Aged Male) Other domestic related costs identified by focus group participants include the potential for higher incidences of breakages around the home and for some, additional electricity bills 10 Defined to include: government agency; private agencies; other. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 83 due to increased need for lighting. It is noted that a combination of old age and vision impairment can result in a greater chance of dropping things, falls and injury within the home. Higher grocery bills due to food spillage and wastage is also suggested, with one participant estimating this extra cost to be in the region of 30% of total grocery spend. Some participants report increased use of dry cleaning in order to ensure that clothes are properly cleaned and appropriate levels of personal appearance maintained. Restricted ability to make, modify or repair items around the home may also result in greater or more frequent expenditure. Parents of vision impaired children report having to buy special equipment for the home, for example, high chairs and equipment to help with toilet training. Shoes and clothing may also be more expensive due to the need to accommodate their children’s needs (e.g. shoes with Velcro rather than standard shoelaces). Total Annual Domestic Assistance Financial Costs Total annual financial costs associated with domestic tasks are estimated at $13.1m for the Foundation membership (low estimate). This includes costs incurred by the individual in paying for help and assistance and to society in providing support. Under the medium epidemiology estimates (ophthalmologist scenario) the total time costs associated with domestic tasks is $44.4m in 2004. According to the high epidemiology estimates (Disability Survey scenario) the total cost is $78.4m. Table 27: Annual Financial Cost of undertaking Domestic and Personal tasks, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 1,464 4,328 5,792 Vision impaired 3,061 4,286 7,347 Total Blind and VI 4,525 8,614 13,139 Elderly (65+ years) vision impaired account for 49% ($6.4m) of total financial costs associated with domestic tasks, followed by working aged (18-65 years) blind (26%, $3.5m) and elderly blind (13%, $1.7m). Vision impaired youth (less than 18 years) account for the least financial costs associated with domestic tasks (1%, $112,000) and may again be more reflective of lifestage. 8.3 Shopping 8.3.1 Shopping for Groceries Seventy-eight percent of all survey respondents report that they shop for groceries, with or without assistance. Vision impaired respondents (80%) are slightly more likely to go shopping than those blind (74%). Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 84 Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 85 8.3.2 Time Costs Focus group participants generally perceive that getting to the supermarket and doing the shopping takes them longer due to their vision impairment (refer also: Newbold, 1987). Survey respondents report an average of 143 minutes per week shopping for groceries with blind respondents spending on average an additional 42 minutes per week shopping compared to those vision impaired. Total Annual Shopping Time Costs, 2004 Total annual time costs associated with shopping are estimated at $5.3m for the Foundation membership (low estimate). This includes time costs to the family, neighbours and friends in assisting with shopping. Under the medium epidemiology estimates (ophthalmologist scenario) the total time costs associated with shopping is $20.3m in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $44.6m. Table 28: Annual Time Cost of doing Shopping, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 1,472 0 1,472 Vision impaired 3,838 0 3,838 Total Blind and VI 5,310 0 5,310 Elderly (65+ years) vision impaired account for 52% ($2.7m) of total time costs associated with shopping, followed by working aged (18-65 years) vision impaired (17%, $926,000) and elderly blind (15%, $806,000). There are no time costs recorded for blind youth (less than 18 years) associated with shopping. 8.3.3 Support and Assistance Approximately 69% of respondents who shop for groceries report that they require help to do so. Of all helpers identified, 61% are family helpers while 39% are society11 helpers. Family helpers provide an average of 116 minutes of shopping assistance per week. Society12 helpers provide much less assistance each week, on average 67 minutes. On average, blind respondents receive 69 more minutes of family provided help each week compared to vision impaired with regards to shopping. 11 Defined to include: flatmate; friend; neighbour; volunteer; employee at supermarket/shop; taxi driver; driver of public transport; helper employed by government agency; helper employed by respondent/family. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 86 All family helpers are unpaid while 25% of society helpers are paid. Ninety four percent of paid society helpers are paid for by society13 sources while 6% are paid for by both the respondent or their family and society sources. Overall, only 3% of all respondents report a personal cost for the help they receive doing shopping, on average, $25.52 per week. Shopping Undertaken by Someone Else Of those respondents who do not shop for groceries (22% of all respondents), almost half (49%) do not do so because of their vision impairment. The likelihood of not shopping increases with age and is significantly more likely if blind as opposed to vision impaired. All non-shoppers require others to shop for them. Of those undertaking this shopping, 72% are family helpers and 28% are society helpers. Family shopping helpers spend on average 140 minutes per week shopping with all this time being unpaid. Society shopping helpers spend on average 62 minutes per week shopping. Just over two thirds (68%) of society shopping helpers are paid, in cases by society sources. 8.3.4 Financial Costs The restricted ability to take advantage of sales and specials is commonly identified by participants (refer also: RNIB, 2000). In total (unprompted and prompted) 41% of all blind and vision impaired shoppers (78% of all respondents) feel they ultimately pay more for goods purchased because of this disadvantage. Difficulties in becoming aware and then taking advantage of advertised sales and specials are commonly discussed. Comments by participants include: "[I am not able] to go through the circulars that everybody gets in their box, or read in the paper. So you just stick to what you might know… (Employed Female) "Some of these sales might be 20% discount on say $100 or $200that is $40 off. But quite often it can cost that to get there. So what was the point? You might as well buy it from the shop across the road instead of [paying] $160 and a taxi." (Working Aged Male) The blind or vision impaired shopper may face further disadvantages generally in accessing cheaper goods. In total (unprompted and prompted) 29% of shoppers feel they pay more for goods because they are less able to shop at supermarkets and other discount stores. Access to such stores may be difficult or may require substantial transport planning. For manageability, there may be a tendency to purchase items from shops closest to home with such stores not necessarily offering the cheapest option. 13 ‘Society’ here includes: government agency (e.g. ACC, Ministry of Health services) or other private agency. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 87 People upon whom the blind or vision impaired shopper may rely to select goods may not always pay full attention to price. The blind or vision impaired shopper may themselves inadvertently select the more expensive option without recognising this. Blind and vision impaired shoppers can also find it difficult to fully evaluate the condition and quality of produce purchased as well as use by dates. Both difficulties can increase the possibility of wastage and further indirect financial costs. Unprompted, 15% of survey respondents identify the cost of transport to and from shops as an additional financial cost faced. Total Annual Shopping Financial Costs Total annual financial costs associated with shopping are estimated at $1.9m for the Foundation membership (low estimate). This includes costs to the individual and families in paying for assistance and costs to society in providing assistance. Under the medium epidemiology estimates (ophthalmologist scenario) the total financial costs associated with shopping is $6.1m in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $12.4m. Financial costs associated with shopping are funded mainly by society (95%). Approximately 66% of financial costs associated with shopping can be attributed to vision impaired populations. Table 29: Annual Shopping Financial Costs, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000s) Cost to Society ($000s) Total Cost ($000s) Blind 51 599 650 Vision impaired 50 1,234 1,284 Total Blind and VI 101 1,833 1,934 Elderly (65+ years) vision impaired account for 58% ($1.1m) of total financial costs associated with shopping, followed by working aged (18-65 years) blind (17%, $327,000) and elderly vision impaired (17%, $323,000). There are no financial costs recorded for blind youth (less than 18 years) associated with shopping. 8.3.5 Opportunity Costs Opportunity costs identified in relation to shopping include less purchasing choice, a more limited range of products purchased and reliance on others (refer also: Newbold, 1987). A central theme within the findings on shopping is that shopping trips and purchase decisions are typically determined by accessibility and manageability rather than price, needs, preferences, or even spontaneity. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 88 Many factors contribute to having less choice in purchasing decisions. These include reduced access to information to inform purchasing decisions, inability to read product labels and ingredients and difficulty seeing the full range of products on offer. Product selection may be further limited through restricting purchases to a limited range of known brands and less opportunity to try new goods. Furthermore, there may be fewer opportunities to try new products because of limited access to information notifying their availability. The vision impaired shopper may also limit their shopping to specific stores where they know and trust the shop assistants. While this may reduce the difficulties experienced with shopping, it can further limit choice and variety in shopping. Unassisted, supermarket shopping can be particularly difficult for the blind and vision impaired shopper due to the self-selection nature of this form of shopping. In order to manage with this requirement, the selection of goods may be based on familiarity with the positioning of goods within regularly used shops. However, shopping by ‘route’ may further limit selection and product choice. Furthermore, the re-positioning of items within the store can undermine previous learning, requiring further time to relearn new positioning. Because of the difficulties encountered, the timing of shopping trips may need to be carefully considered, for example, conscious avoidance of shopping centres during particularly busy periods. In total (unprompted and prompted) 44% of survey respondents report that they are unable to shop at particular times or places because of their vision impairment. Shopping trips may also be limited and a number of shopping tasks attempted in each trip. This may reduce the ability to be as selective and discerning in shopping, with the goal being to achieve as much as possible in one shopping trip. Reliance on others is another central theme within the findings on shopping. In total (unprompted and prompted), 58% of shoppers recognise their inability to shop when and where they desire as a cost of blindness. The blind or vision impaired shopper may be reliant on others for transport, guidance around the store, product evaluation and selection, purchasing, and putting goods away when back home. Reliance on others can result in less flexibility and freedom in planning shopping exertions. For example, the timing of shopping trips may be fully dependent upon access to sighted helpers, such as family, friends or trusted taxi drivers. Even a trip to the local dairy, a shopping exertion taken for granted by most sighted people, may be totally dependent upon the availability of support people. One participant comments: "There is a dairy probably 50 metres in the distance, but I can't get to it because you have to cross the street, and that would be straight out Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 89 suicide for me. So I have to wait until I know that somebody that we know is passing that way." (Working Age Male) 8.4 Housing 8.4.1 Financial Costs Home Modifications Survey respondents were asked whether they had been required to make any modifications to their home because of their blindness or vision impairment. Modifications reported include: additional safety features (24% of all respondents); contrasting features (21%); additional or special lighting (20%); additional security features (14%); erected fences (7%); and structural changes to the house (5%). Less commonly reported modifications include improving access ways to the house, removing corners, bathroom alterations, tinted windows, additional rooms added and the removal of loose item/fixtures within the house. Focus group and in-depth interview participants also discuss undertaking modifications such as safety railings, new paint to improve visual contrasts, safety strips on steps and additional, often high wattage lighting. One participant comments: “We had 1 quite big expense moving into this place…. [new house] had a patio off the sitting room…was quite high up….[with] no railing or steps off it…[putting up railings] was one of the first things we had to do…Had I been a sighted person, I could probably have left it like it was”. (Older Adult, Female) Of all modifications identified, the respondent and/or their family paid for the majority (77%) of modifications, with society14 paying for 20% of those identified. Modifications commonly paid for the respondent and/or their family include additional or special lighting (94%), contrasting features (93%), additional safety features (83%) and putting up fences (81%). Society sources were most likely to pay for additional safety features with 69% of these modifications paid for by society sources. Respondents identifying costs for home alterations report an average personal cost of $621.40. Participants note that even when house renovations are undertaken by choice rather than necessity, additional costs can be experienced due to less ability to undertake some or all of this work personally. One participant comments: “...We’ve just had [renovations] done in the flat we’ve bought… It’s cost us about $15,000 to do the upgrading we wanted to do… it could have been a 14 ‘Society’ here includes: government (general), ACC, WINZ, MOH, RNZFB or other private agency. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 90 lot cheaper if [partner] could have done quite a lot of it himself.” (Older Adult, Female) Total Annual Housing Financial Costs Total annual housing financial costs are estimated at $65,000 for the Foundation membership (low estimate). This includes costs for home modifications to the individual and society. Under the medium epidemiology estimates (ophthalmologist scenario) the total housing financial costs are $973,000 in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $2.3m. Of the total financial costs for housing, individuals meet the majority (98%) of costs, with cost to blind respondents for home alterations being 22% of the total costs and vision impaired bearing the greatest portion of the cost burden, accounting for 78% of total costs to the individual. Table 30: Annual Housing Financial Costs, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 65 2 67 Vision impaired 235 4 239 Total Blind and VI 300 6 306 Elderly (65+ years) vision impaired account for 63% ($193,000) of total financial costs associated with housing alterations, followed by working aged (18-65 years) blind (19%, $59,000) and working aged vision impaired (14%, $44,000). There were no financial costs associated with housing alterations recorded for blind youth (less than 18 years). Location of Housing The need to secure accommodation close to amenities such as shops, public transport, medical services, work and schools is discussed by some participants (refer also: BCA, 2000, Newbold, 1987). It is perceived that suburbs and houses offering such benefits are generally more expensive to purchase or rent within. There may also be a need to stay in more expensive areas because necessary support systems have been built up in the area over time. This can be particularly important for older adults who may rely heavily on their familiarity with local amenities and services as well as locally established support networks. The need to accommodate seeing-eye dogs may also limit rental accommodation choices (Newbold, 1987) as well as potentially adding further costs, for example, erecting and maintaining fences. Vision impaired parents may also face the additional requirement of fencing properties in order to ensure the safety of their children. If such fencing cannot be Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 91 afforded, children may face limitations in the extent to which they are able to play outdoors. 8.4.2 Time Costs Twenty six percent of respondents identify having received unpaid assistance in making modifications to their home, on average receiving 298 minutes of unpaid assistance. Total Housing Time Costs Total annual housing time costs are estimated at $14,000 for the Foundation membership (low estimate). This includes costs of unpaid assistance received in carrying out modifications. Under the medium epidemiology estimates (ophthalmologist scenario) the total housing time costs are $76,000 in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $179,000. Table 31: Annual Time Cost of undertaking Home Alterations, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 0 4 4 Vision impaired 0 10 10 Total Blind and VI 0 14 14 Working aged (18-65 years) vision impaired account for 50% of total time costs associated with housing alterations, followed by elderly (65+ years) vision impaired (29%, $4,000) and working aged blind (21%, $3,000). 8.4.3 Opportunity Costs Reflecting the previous findings, less choice and flexibility in accommodation decisionmaking is commonly reported. For example: "Automatically as soon as you buy a house in any suburb closer to the amenities it costs you more. There were some suburbs they just weren't an option to me, because I couldn't be close enough to the things that I was familiar to.” (Working Age Female) "I could move out further from the Central City, out to West Auckland or South Auckland or whatever. Even though it would be cheaper, I just don't feel comfortable about going. I wouldn't know where I was and there wouldn't be as good public transport." (Male Youth) Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 92 "[Nana] could have had a nice little retirement fund, in that big house, but she has had to stay where she is - she needs us [close by]." (Granddaughter of Older Adult) Participants also report constraints on the extent to which they can experience new living or lifestyle arrangements. This can include restricted ability to live outside of cities due to more limited access to necessary services. Youth report that it can be difficult to move from the family home, due to difficulties finding appropriate flatting arrangements. Parents with vision impaired children also note that moving can be particularly difficult for their children. Difficulties can include the need to break supportive relationships built up between children and their teachers as well as removing the child from the local surroundings they have grown accustomed to. Such constraints may also have financial implications. For example, while being aware that it would be cheaper to move and rent in another suburb, one mother reports feeling unable to do this because of the level of familiarity her child had developed within their current location. This connection was crucial to the level of independence the child had established and it was recognised that a move would be highly retrograde for the child. 8.5 Recreation Activities Respondents report undertaking a variety of recreation and leisure activities. Activities identified by 5% or more of respondents include: sports activities (60%); reading, including talking books (56%); social activities with family and friends (41%); social groups (41%); television (36%); music related activities (33%); gardening (27%); computer games and the internet (12%); craft activities (11%); puzzles, games, cards (10%); cooking (8%); and attending movies, concerts, performances (9%). Particularly common activities undertaken by blind respondents may reflect the reduced mobility and socialisation commonly experienced with blindness. Compared to vision impaired respondents, blind respondents are significantly more likely to: undertake craft activities; play with pets; write or record letters; participate in music related activities; and read and listen to talking books. All are activities commonly undertaken within the home and often on an individual basis. By comparison, vision impaired respondents are significantly more likely to: undertake voluntary work; engage in sports activities; socialise with family and friends; and attend movies, concerts and other performances. Reduced or loss of participation for the blind in activities requiring functional abilities are also reflected in the findings. Compared to blind respondents, vision impaired are significantly more likely to; garden; play computer games or use the internet; play puzzles; games and cards; and undertake DIY projects and other activities around the home . 8.5.1 Financial Costs Over a quarter (29%) of respondents report requiring special equipment to participate in recreation and leisure activities. Blind respondents (33%) are significantly more likely to Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 93 require special equipment than vision impaired (28%). Consistent with this finding, increasing likelihood of need is also shown with increasing age. Equipment required by 5% or more of respondents include: talking book equipment (57%); magnifiers (15%); walking or mobility cane (14%); special lightning (11%); glasses (10%); modified cards and games (7%); and cell phones (5%). Total Recreational Financial Costs Total annual recreation financial costs are estimated at $4.0m for the Foundation membership (low estimate). This includes costs to the individual in paying for support received and to society in helping. Under the medium epidemiology estimates (ophthalmologist scenario) the total recreational financial costs are $21.5m in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $38.4m. Of the total financial costs for recreation, society bears the majority (92%) of cost, with blind persons experiencing 38% of the total costs and vision impaired the greater portion at 62%. Table 32: Annual Recreation Financial Costs, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 147 1,371 1,518 Vision impaired 178 2,307 2,485 Total Blind and VI 325 3,678 4,003 Elderly (65+ years) vision impaired account for 34% ($1.4m) of total financial costs associated with recreation, followed by working aged (18-65 years) vision impaired (26%, $1.0m) and vision impaired youth (less than 18 years) (15%, $613,000). 8.5.2 Support and Assistance Half (51%) of those respondents undertaking recreation and leisure activities report requiring assistance from others in order to participate in such activities. The provision of guidance and assistance during the activity undertaken is commonly required (62%) as is the need for transportation to and from the activity (62%). Other requirements include directions or assistance in getting to the activity (9%), specific training or instruction (3%) and assistance with reading (2%). Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 94 Of those people identified as providing assistance with recreation and leisure activities, 61% are identified as society15 helpers and 39% as family helpers. On average, society helpers spend 124 minutes per week providing assistance and most (91%) helpers are unpaid. On average, family helpers spend 239 minutes per week providing assistance with recreation and leisure activities. All family helpers are unpaid. Those respondents and/or their families contributing to or fully paying the cost of society helpers incur an average monthly cost of $37.67. Total Recreational Time Costs Total annual recreation time costs are estimated at $4.4m for the Foundation membership (low estimate). This includes time spent by the individual and their family in undertaking recreational tasks and getting to and from tasks. Under the medium epidemiology estimates (ophthalmologist scenario) the total recreational time costs are $15.8m in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total time cost is $35.4m. The individual and their family bears all time cost associated with recreation. The vision impaired population reports a greater cost, accounting for 72% of total recreation time costs. Table 33: Annual Recreational Time Costs, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 1,231 0 1,231 Vision impaired 3,211 0 3,211 Total Blind and VI 4,442 0 4,442 Vision impaired females aged 65 years and older bear 43% of all recreation time costs reported. Respondents living in rural areas report the least recreation time costs, with only respondents (either blind or vision impaired) aged 18-65 years and vision impaired females aged 65 years and older reporting a recreation time cost. Those living in Metropolitan and Provincial areas reported greater cost by comparison, perhaps reflective of greater recreational opportunities, facilities and services may be more readily available in these areas. 8.5.3 Opportunity Costs Opportunity costs identified by research participants include the loss of ability to undertake recreational activities and reduced choice in the range of feasible recreation options (refer 15 Defined to include: member of social club; member of sports club; flatmate; friend; neighbour; volunteer; private organisation; general public Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 95 also: Kelly, 1995). With vision impairment, activities that once may have been freely engaged in become more difficult, often to the point where they are no longer undertaken and/or where essential elements or benefits of the activity are lost. Participant comments include: "You never plan when you retire that you are going to be blind… you think that you will be out gallivanting [around]… bit of this and that and popping around garden centres. And you just can't do those things anymore…” (Female Older Adult) "I walk you see, but I don't walk for pleasure unless I walk with somebody, because I don't know where I'm going really. I'm only three minutes from the beach, but to get down onto the beach, you have to clamber over a lot of rocks and I wouldn't ever do that by myself, it's too dangerous. When I had no more friends to walk with me, I stopped walking down the beach." (Female Older Adult) The need to consider safety issues in recreational pursuits can also result in additional costs. For example, in order to be able to exercise alone, yet with safety, some participants report that they were required to join gyms; a decision they may not have made if they were sighted and had other options for safe forms of exercise (e.g. walking or jogging). Certain recreational activities may also simply be unavailable because of safety issues connected to vision impairment. Further barriers to participation may be experienced due to limited access to information about the availability of events and activities. New, unknown or particularly challenging activities may be avoided simply because of the associated difficulties of undertaking such endeavour. The anticipated attitude or reaction of sighted others within groups may also provide a considerable disincentive to participation. Parents of vision impaired children note that additional time and money can be spent finding recreational and sporting activities that are appropriate and enjoyable for their children. Once such activities are identified, additional travel may be required in order to access them. Ensuring that their children do not miss out on experiences may also incur additional costs, for example, needing to pay for more expensive tickets at live productions so that their children are closer to, and therefore more likely to benefit from, and enjoy, the performance. Parents also note that it can be difficult for their children to engage in recreational activities or training in a group situation. Activities such as horse riding, swimming and music are identified as generally requiring individualised as opposed to group tuition, typically at additional cost. One parent comments further: “You can’t get a kid that is blind getting into a public pool to have a lesson, they are just totally disoriented. You ask her to swim to the other side of Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 96 the pool, well where is that? She needs that one on one where it’s a quiet surrounding and she can find out where she needs to go.” (Mother of Vision impaired Child) “We go to a play group on a Friday, we live in West Auckland and we travel all the way to the North Shore to be with peers for the children, then our children go to Homai Pre School which is South Auckland.. the transportation and the time is unbelievable.” (Mother of Vision impaired Child) 8.5.4 Recreation and Social Activity Survey respondents were asked whether there were any activities or pursuits they would like to participate in, or do so more often. For anything nominated respondents were then asked why they were unable to do so. Seventy one percent of respondents could nominate at least one activity they'd like to undertake, or pursue more often. Table 34: Recreation Activities would like to participate in or do more often Activity persue more often Respondents(%) None 29 Sport (various) 43 Drive a car/ ride a motorbike 13 Craft and Art activities 9 Go on a trip/ Travel 8 Puzzles/ card games 7 Read 5 Join a club/ group 3 Go to the Movies 3 Travel Alone/ Do things without assistance 3 Play an instrument 3 More Gardening 2 Go to sports matches/ watch sport 2 Generally be more active 2 Go for walks 2 Go to Music festivals/ concerts/ community events 2 Use a computer 1 Check out new shopping malls 1 Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 97 The main barrier to participation/ increased participation in identified activities is the experience of blindness or vision impairment, this being cited by 68% of respondents. Lack of confidence (15%) and cost (14%) are also commonly mentioned. Time taken to organise and plan for the activity (9%) and lack of access to necessary support and assistance (6%) are also contributing factors. 8.6 Voluntary Work Twenty five percent of survey respondents report undertaking some form of voluntary work. Vision impaired respondents (26%) are slightly more likely to undertake voluntary work compared to those blind (23%). Of all age groups, respondents over 65 years are least likely to undertake voluntary work (18%), however, by virtue of their total numbers; they contribute the greatest proportion of total voluntary workers (49%). This finding suggests increasing difficult to engage in voluntary work with increasing age increasing vision impairment. Comments from a number of older adults involved in the research support this: "I gave it up because I was finding that I was doing the job okay, but I was thinking it was difficult for me to see all the things that people were going to look at, like gardens and museums. I find that is something that is taken away from me and I can't do anymore." (Female, Older Adult) Those volunteering do so most commonly on a weekly basis (55%). volunteer on a daily basis, 8% monthly and 25% less than monthly. Eleven percent Compared to vision impaired respondents (7%), blind respondents (26%) are significantly more likely to volunteer on a daily basis while vision impaired respondents are more likely to volunteer weekly (59% c/f 44%). Compared to all other age groups, those under 18 years are significantly more likely to undertake voluntary work on a daily (20%) or weekly (80%) basis. This finding may reflect high numbers of young people engaged in voluntary work as a means of gaining work experience. On average, blind and vision impaired volunteers report contributing 227 mins of voluntary work each week. On average, blind volunteers (334 minutes) contribute 142 more minutes of volunteer work each week compared to those vision impaired (192 mins). Respondents to the Statistics NZ Time Use Survey report spending an average of 32 minutes per day, or 224 minutes per week, on unpaid or voluntary work outside of the home. Clearly, blind and vision impaired people are contributing as much time to society for free as the general population. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 98 Total Voluntary Work Financial Costs Total annual financial costs associated with voluntary work are estimated at $320,000 for the Foundation membership (low estimate). This includes costs to family and society in supporting the blind and vision impaired person to carry out voluntary work. Under the medium epidemiology estimates (ophthalmologist scenario) the total voluntary work financial costs are $1.6m in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $3.6m. Of the total financial costs for voluntary work, society bears the majority (99%) of the cost, with the blind volunteer worker costs being 43% of the total costs and vision impaired 57%. Table 35: Annual Voluntary Work Financial Costs, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 3 135 138 Vision impaired 0 182 182 Total Blind and VI 3 317 320 Working aged (18-65 years) vision impaired account for 50% ($160,000) of total financial costs associated with voluntary work, followed by working aged blind (42%, $135,000) and elderly (65+ years) vision impaired (4%, $13,000). There are no financial costs associated with voluntary work recorded by blind youth (less than 18 years). 8.6.1 Support and Assistance Required Almost one third (31%) of blind and vision impaired volunteers require assistance from others in order to undertake their voluntary work. Blind volunteers (42% require assistance) are significantly more likely than vision impaired volunteers (27%) to require assistance. Transportation to and from voluntary work commitments is the assistance most commonly required (50% of volunteers), followed by assistance with administrative tasks (33%), undertaking the voluntary task itself (23%) and reading support (6%). Of all people identified as providing assistance, 75% are society16 and 25% are family helpers. On average, both society and family helpers provide 52 minutes of assistance 16 Defined to include: member of social club; member of sports club; flatmate; friend; neighbour; volunteer; private organisation. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 99 each week. All family helpers are unpaid while a quarter of society helpers are paid, in all cases by society17 sources. Total Voluntary Work Time Costs Total annual time costs associated with time voluntary work are estimated at $5.9m for the Foundation membership (low estimate). This includes costs to individual for the hours worked voluntarily and costs of time contributed by family members to help the blind and visually impaired people to do volunteer work. Under the medium epidemiology estimates (ophthalmologist scenario) the total voluntary work time costs are $29.9m in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $66.7m. Table 36: Annual Voluntary Work Time Costs, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 2,326 0 2,326 Vision impaired 3,622 0 3,622 Total Blind and VI 5,948 0 5,948 Working aged (18-65 years) vision impaired account for 37% ($2.2m) of total time costs associated with voluntary work, followed by working aged blind (25%, $1.5m) and elderly (65+ years) vision impaired (17%, $1.0m). 8.6.2 Summary of Costs Associated with Daily Living Costs of Blindness experienced in relation to daily living as covered in the RNZFB Costs of Blindness Survey are summarised in table 35 below. The Blind population experience the greatest proportion of total cost, accounting for 67% of the total cost associated with the tasks of daily living. The greatest daily living cost area is in undertaking domestic and personal tasks, accounting for over half (55%) of all costs associated with daily living. 17 Defined to include: government agency (e.g. ACC, MoH); private agencies; RNZFB; social club; sports club. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 100 Summary Table 37: Annual Costs of Daily Living, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Cost Activity Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind Vision Impaired Blind Vision Impaired Blind Vision Impaired Communication Equipment 532 1,173 690 929 1,222 2,101 Computer Software 38 26 268 331 305 357 Braille Equipment Cost 137 378 531 4 668 382 Other Equipment 63 163 27 47 91 210 24 17 0 0 24 17 Equipment TrainingTime Cost 183 28 102 52 285 80 Equipment repair/maintenance 132 260 51 46 184 306 Total Equipment Costs 1,109 2,045 1,669 1,409 2,779 3,453 Equipment Financial Cost Training- Total Equipment Cost to Groups 3,514 3,078 6,232 Domestic Tasks- Financial Costs 1,464 3,061 4,328 4,286 5,792 7,347 Domestic Cost Tasks- Time 7,327 12,183 0 0 7,327 12,183 Total Domestic Costs Task 8,791 15,244 4,328 4,286 13,119 19,530 Total Domestic Cost to groups Task 24,035 8,614 32,649 Shopping- Financial Costs 51 50 599 1,234 650 1,285 Shopping- Time Costs 1,472 3,838 0 0 1,472 3,838 Total Shopping Costs 1,523 3,888 599 1,234 2,122 5,123 Total Shopping Cost to groups 5,411 1,833 7,245 Housing-Financial Costs 65 235 2 4 67 239 Housing- Time Costs 0 0 4 10 4 10 Total Housing Costs 65 235 6 14 71 249 Total Housing Cost to groups 300 20 320 Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 101 RecreationCosts Financial 147 178 1,371 2,307 1,518 2,486 Recreation- Time Cost 1,231 3,211 0 0 1,231 3,211 Total Recreation Costs 1,378 3,389 1,371 2,307 2,479 5,697 Total Recreation Cost to groups 4,767 3,678 8,176 Voluntary Work- Financial Costs 3 0 135 182 138 182 Voluntary Costs Work- Time 2,326 3,622 0 0 2,326 3,662 Total Voluntary Costs Work 2,329 3,622 135 182 2,464 3,844 Total Voluntary Cost to groups Work Total ALL Costs Total Cost to Groups 5,951 14,111 25,390 39,501 317 9,479 9,432 18,911 6,308 22,073 37,171 59,244 Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 102 9. TRANSPORT AND MOBILITY The following section considers the costs of blindness in relation to transport and mobility. Please note that this section does not include transport associated with employment or education. Transport to and from work and place of study or travel within work is considered in the Employment (section 7) and Education (section 6) sections. 9.1 Individual Costs 9.1.1 Financial Costs Short Distance Travel Almost all (98%) respondents to the Costs of Blindness survey report travelling short distances18 in the last twelve months. Forms of transport most commonly used to do this include some else’s car (75% of all respondents), walking (62%), taxis (57%), public transport (40%), and own car (34%). While only 9% of taxi users use taxis everyday or almost everyday, 67% of taxi users aged less than 18 years use taxis on a daily basis. In comparison, only 8% of users 18 to 65 years and 6% of users over 65 years use taxis everyday or almost everyday. Over a third (35%) of taxi users use this transport mode once a week or more, while approximately one in five (19%) use taxis once a month or more. Over a third (37%) of users use taxis less than once a month. Rural respondents use taxis less frequently than those in provincial and urban areas. Over half (57%) of rural users use taxis less than once a month. Only 18% of rural respondents use taxis once a week or more and none use them everyday or almost everyday. This may be due to the likely higher cost of taxi travel in rural areas, due to perhaps further travel distances when compared to provincial or urban areas. Lack of use in rural areas may also represent a lack of readily accessible taxi services. Taxi users report spending an average of $27 a week on taxis. Users under 18 years of age spend an average of $59 a week. While travelling by taxis less frequently, rural users ($27) spend on average more than urban users ($22), however, less than provincial users ($33). Accounting for Total Mobility subsidies, average additional weekly spend for those using taxis amounts to $15 per week. Previous differences by sub-groups are still apparent with those under 18 years of age spending on average the most ($40 per week). Differences between urban ($13), provincial ($17) and rural ($15) locations are also still apparent. 18 If employed or a student, excludes travel to and from work or place of study Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 103 All respondents travelling short distances in the last 12 months were asked either why they had not used taxis at all or why they had not used taxis more frequently over the last 12 months. Forty-four percent report not needing to use taxis any more frequently while 29% report cost as the main reason. Cost is a particularly common barrier for those aged 18 to 65 (42%) as well as urban respondents (42%). Other reasons identified for not using taxis or not using them more frequently include having someone else available to drive (5%) and taxi services being unavailable in the location lived in (4%). While cheaper public transport options may be available, the difficulties of using such transport can mean that these options are less than feasible. Difficulties can be experienced walking to and from stops, identifying the appropriate service to catch as well as connecting services. Some participants also discuss their safety concerns about getting on and off vehicles such as buses. When there is a need to ensure punctuality, for example, getting to work, the potential for delays and difficulties may be considered too great and taxis then relied upon. People also report leaving very early to allow additional time to cover any potential difficulties, to ensure punctuality. Some participants also report favouring taxis to cope successfully with new or unfamiliar trips or when a trip would require a number of connecting public transport services. Comments include: “…compared with the time it would take to catch a bus I don’t mind paying, but then I have this thing, ‘Oh my god, I have had x number of taxis this week and it has cost me this many dollars….But I will still much rather take a taxi. What makes me decide to take them is that the whole process of taking the bus is pretty full-on at times.” (Female Youth) “…I had to get someone to look after my children while I went, like after school while I was in [another city] training. That’s a cost to the family. They might pay your travel, but there are always extraordinary costs involved, like getting the taxi to the train station”. (Female Older Adult) A sense that the constant feeling of reciprocal obligation is suggested as a cost in itself for those highly reliant upon others for transportation: "I can't just hop in a car and drive myself, so I have to pay somebody to take me there and pay somebody to bring me back. Always paying and that has been my life." (Working Age Male) Total Short Distance Travel Financial Costs Total annual financial costs associated with short distance travel are estimated at $4.6m for the Foundation membership (low estimate). This includes costs to the individual for taxis not covered by the Total Mobility subsidy. Under the medium epidemiology estimates (ophthalmologist scenario) the total financial costs are $21.4m in 2004. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 104 According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $39.6m. Table 38: Annual Short Distance Travel Financial Costs, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 1,374 0 1,374 Vision impaired 3,267 0 3,267 Total Blind and VI 4,640 0 4,640 Elderly (65+ years) vision impaired account for 54% ($2.5m) of total financial costs associated with short distance travel, followed by blind youth (less than 18 years) (12%, $563,000) and working aged (18-65 years) vision impaired (12%, $537,000). Vision impaired youth account for the least financial costs associated with short distance travel (4%, $204,000). Long Distance Travel Over two thirds (69%) of respondents report having undertaken long distance19 travel in the last twelve months. Rural respondents (83%) are most likely to have travelled long distances, compared to those in provincial (66%) and urban (60%) areas. Over three quarters (77%) of those who travel long distances report requiring assistance to make such trips. The requirement for assistance is high for those blind (83%) as well as for those living in rural areas (94%). 9.1.2 Time Costs Reliance on others for transportation is reported to result in substantial time costs for the blind or vision impaired traveller. For example, time can be lost waiting for arranged transport to arrive or needing to delay activities until transport is available. Planning the efficient use of one’s time can also be difficult if movements are reliant upon the availability of drivers. Comments from participants in the research include: "You spend a terrible lot of time waiting about, waiting to be picked up." (Male Older Adult) "My eldest [child] is eighteen and she drives me. But if she is an hour late, that is nothing to her, whereas I'm sitting there for an hour waiting for her to come and pick me up." (Working Age Female) 19 Travel over 80km Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 105 "… That is a cost in itself, waiting. arguments." (Male Older Adult) That means frustration and If travelling by public transport, additional time can be incurred planning the trip, identifying and making connecting services and getting to and from pick up points. Aligning appointments with public transport schedules may also mean significant amounts of time having to be dedicated to a single appointment. Inevitably, the need for transport assistance translates to time costs for those providing this assistance. Survey respondents travelling in some else’s car or their own car most commonly identify family members (40%) as those driving them. Respondents under 18 years of age are particularly reliant on family members as drivers (69% of respondents this age). Other drivers commonly identified include wives (19%), husbands (14%), friends (15%), neighbours (6%), drivers employed by the respondent and/or their family (4%) and volunteers (3%). On average, family drivers are reported to spend 126 minutes a week driving and society drivers, 112 minutes per week. Parents of vision impaired children report transportation comprising a significant time cost for them and one not necessarily likely to reduce as children get older. Public transport is also typically less available and frequent in smaller centres resulting in greater reliance on family and friends for transportation. Limited public transport options may mean having no option but to use taxis. Limited services to and from smaller centres may also require overnight stays in areas otherwise not wished to be undertaken. Limited rail services in smaller centres may also mean that the bus is the only feasible long distance travel option for the vision impaired, an option, however, providing a number of potential difficulties (e.g. negotiating stops and toilet requirements). Blind parents may also face a greater requirement to walk to after-school or weekend activities, incurring extra time costs to do this. Getting children to activities generally inevitably requires substantial planning and effort, be the transport mode walking, taxis, or public transport. Because of their transport difficulties, blind parents also note less ability to leave children at activities and do something else during the time the children are occupied. Having to stay at the activity until it is completed can result in a loss of time for other activities to be carried out and less ability to have time out from their children. One participant who was a parent comments on this further: “…There is no provision for time out. As I said, sighted people could drop kids off at the kindergarten for the afternoon, but if it took you half an hour to walk to the kindergarten and then stay with them, it would take you half an hour to walk home again.” (Female Older Adult) Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 106 Total Short Distance Travel Time Costs Total annual time costs associated with short distance travel are estimated at $13.1m for the Foundation membership (low estimate). This includes costs for time spent by family and society in driving for blind or vision impaired persons. Under the medium epidemiology estimates (ophthalmologist scenario) the total time costs are $63.8m in 2004. According to the high epidemiology estimates (Disability Survey scenario) the total cost is $132.9m. Table 39: Annual Short Distance Travel Time Costs, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 3,006 963 3,969 Vision impaired 5,936 3,148 9,084 Total Blind and VI 8,942 4,111 13,053 Elderly (65+ years) vision impaired account for 39% ($5.1m) of total time costs associated with short distance travel, followed by working aged (18-65 years) vision impaired (25%, $3.2m) and elderly blind (13%, $1.7m). 9.1.3 Opportunity Costs Transport related opportunity costs identified in the study include restricted ability to travel when and where as desired, the loss of ability to travel independently, and reduced time to undertake other activities. “…I think people as a whole like their independence. They want to move when they want to move. You’ve got to move when they say move.” (Female Older Adult) Reliance on public transport can severely restrict movements and result in a loss of flexibility in travel decisions. For example, planning longer distance travel may be totally based around public transport schedules and connecting services. The cost of taxis can require being selective in what trips are undertaken, potentially leading to further opportunity costs. One mother discusses the impact of this further: "With the children now we have coffee groups occasionally, and I do still weigh it up, 'even with half price it's going to cost me $35 return. Should I Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 107 go or should I skip this one, or go to every second one?’ So I think it results in lost opportunities because of that." (Working Age Female) A blind parent also notes reduced opportunities to link into existing parent support networks as a result of being unable to contribute to such networks, for example, a car pool. Restrictions on the range of activities that could be undertaken as parents with their children are also identified. Thirty-two percent of survey respondents report not having travelled long distances (trips more than 80kms) in the last 12 months. Of these 56% report their blindness or vision impairment as stopping them from undertaking long distance travel. Difficulties identified with travelling centre around a lack of someone to help, difficulties with boarding and alighting from planes, trains and buses and the distance and difficulty of getting to an airport. 9.2 Societal Costs of Transport Related Benefits and Subsidies 9.2.1 Total Mobility Scheme The Total Mobility Scheme (TMS) is a subsided Taxi scheme run by Transfund New Zealand in conjunction with participating regional councils throughout New Zealand. The programme is designed to address issues of mobility for disabled persons by improving access to taxis and making them more affordable. As of 2003, the typical level of subsidy is 50% although some regional schemes are run differently. For example, the Northland scheme provides a 50% subsidy for the first half of the year with a 25% subsidy being made available for the latter part. All regional councils have their own restrictions on the service such as minimum and maximum fares or travel distances able to be travelled. In some regions, the service excludes certain geographical areas. Users of the scheme are typically provided with a set number of subsidy vouchers to last them the year. Blind or vision impaired Total Mobility users would usually access the scheme through their local RNZFB branch. Alternatively the scheme may be accessed via the regional council’s Total Mobility co-ordinator. Most regional councils require users to carry a Total Mobility identification card issued by either the RNZFB or the Total Mobility co-ordinator. Annual Cost of the Total Mobility Scheme In calculating the annual cost of the Total Mobility Scheme to both blind and vision impaired individuals and society, information was collated using Transfund’s 2003 survey Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 108 of the scheme. Direct communication was also undertaken with individual regional councils. The amount of information available and the level of detail that could be provided is unique to each regional council. Table 40 summarises the information available on total numbers of blind and vision impaired users of the scheme by regional council: Table 40: Blind and Vision Impaired Users of the Total Mobility Scheme (2002) Regional Council Total Number of Scheme Users Total Number of Blind/ VI Scheme Users Proportion of Scheme Users who are Blind/ VI (%) Auckland 9,184 2,303 25.1 Waikato 1,791 182 10.2 800 52 6.5 2,736 332 12.1 609 n/a - Hawkes Bay 1,089 n/a - Taranaki 1,200 24 2.0 Man/ Wanganui 3,500 630 18.0 Wellington 7,787 766 9.8 Malborough 185 49 26.5 Nelson/ Tasman 606 n/a - Canterbury 5,443 667 12.3 West Coast 900 13 1.4 2,022 328 16.2 868 96 11.1 38,720 5,442 14.1 Northland Bay of Plenty Gisborne Otago Southland National TOTAL Table 38 shows that in 2002 there were 38,720 Total Mobility Scheme users of which 5,442 or 14% were blind or vision impaired users. In Malborough and Auckland, blind and vision impaired persons comprise a large portion of total Total Mobility Scheme users (26.5% and 25.1% respectively). By comparison, blind or vision impaired users comprise a relatively small proportion of users in the West Coast and Taranaki regions (1.4% and 2.0% respectively). The annual cost of the Total Mobility Scheme is shared by both the regional council and Transfund New Zealand. As of 2002, Transfund incurs 40% of the cost with the Regional council funding 60%. In 2002, the scheme cost regional councils and Transfund a total of $7.4m. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 109 While blind and vision impaired users of the TMS comprise a particular proportion of total users in each region, this proportion does not necessarily correspond to their total use of funds. Blind and vision impaired total mobility users use less funding than would correspond with their portion of the total population. The following table (Table 39) summarises the total cost for 2002 experienced by Transfund and regional councils in subsidising taxis for blind or vision impaired users: Table 41: Cost to Society of Blind/ Vision Impaired users of the Total Mobility Scheme (2002) Regional Council Cost of Blind/ VI Scheme Users ($) Average Cost per Blind/VI Scheme User ($) Average Cost per Non-Blind/ VI Scheme Users (*= All Users) ($) Auckland 391, 153 170 321 Waikato 23,620 130 179 Northland 6,100 117 152 Bay of Plenty n/a - 133* Gisborne n/a - 66* Hawkes Bay n/a - 152* Taranaki n/a - 182 Man/ Wanganui 39,000 62 156 Wellington 91,000 119 151 Malborough 4,438 91 225 Nelson/ Tasman 7,000 - 218* Canterbury 101,800 153 239 West Coast n/a - 78* Otago 32,400 99 206 Southland 15,596 162 239 National TOTAL 712,107 131 192* The total annual cost to society of blind and vision impaired users of the Total Mobility scheme in 2002 was $712,107, with an average cost per blind or vision impaired user being $131. This compares with an average of $192 for non-blind/ vision impaired users. With the subsidy typically standing at 50% it is conceivable that individuals would therefore have faced the same annual costs in 2002, therefore doubling the total expenditure on taxi fares. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 110 9.2.2 Public Transport Subsidies Various public transport concessionary fares are offered to disabled persons throughout New Zealand. Administered by local authorities, a general concession is often provided to beneficiaries, senior citizens, and the disabled, although specific details again differ across the country. As of 2003, in Auckland, North Shore and Waitakere, blind passengers are able to travel on bus, train and ferry services on a senior citizen fare. A special photo ID is required for such concessions. Wellington City Council offers a general discount to beneficiaries and anyone over 60 years of age. The concessionary fares are, however, only available off peak (so not before 9am or between 4pm and 6pm). ID is also required. The minimum saving is $0.20 and the maximum saving available is $2.10. Nelson City council has a flat fare of $1.50 for beneficiaries, senior citizens and the disabled. Information on blind and/ or vision impaired users uptake of these concessionary fares is unavailable in that, as users they are grouped in with other persons (e.g. senior citizens, other disability groups). 9.2.3 Summary of Costs Associated with Transport and Mobility Costs of Blindness experienced in relation to Transport and Mobility (excluding travel associated with employment or education- please see sections 7 and 6 respectively) as covered in the RNZFB Costs of Blindness Survey are summarised Table 42 below. The Individual and their family bears the greatest cost in relation to Transport and Mobility costs, accounting for 77% of total costs. Greater cost is also experienced by the vision impaired population when compared to blind counterparts. Summary Table 42: Annual Costs of Transport & Mobility, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Cost Activity Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind Vision Impaired Blind Vision Impaired Blind Vision Impaired Travel- Financial Costs 1,374 3,267 0 0 1,374 3,267 Travel- Time Costs 3,006 5,936 963 3,148 3,969 9,084 Total ALL Costs 4,380 9,203 936 3,148 5,343 12,351 Total cost to groups 13,583 4,084 17,694 Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 111 10. SOCIAL COSTS OF BLINDNESS 10.1 Introduction The extent to which blindness and vision impairment results in social costs for both the individual and society should not be underestimated. Anecdotal evidence suggests a range of costs including an increased rate of relationship failure, family difficulties, depression, and loss of social connectiveness amongst others. While there is need to acknowledge the social costs of blindness, the current study is limited in its exploration of these. There are two main reasons for this: firstly, the research methodologies primarily employed in the study were considered to be largely inappropriate for examining social costs; and, secondly, there were questions over whether such data collection was ethically warranted within the context of current study. Collecting information on social costs was only considered ethical if a process existed through which such findings could be effectively used to address those costs identified. While such data may have been able to identify unmet social service needs within members, such an evaluation was considered to be beyond the scope, mandate and resources of the current research. However while limited examination of social costs was undertaken, two common themes relating to social costs do emerge from the research findings. These are the loss of independence and difficulties achieving social integration. Each theme is discussed further below. 10.1.1 Loss of Independence Loss of independence as an outcome of blindness and vision impairment has been illustrated in many of the previous research findings. Such loss is commonly experienced through restrictions or inability to undertake a range of activities as well as increased reliance on others to undertake activities. The need for support can result in a high level of reliance and involvement by family members in the lives of the vision impaired. This is noted as having impacts on both family members as well as the vision impaired person themselves. Family members can feel particularly bound or responsible for vision impaired family members, while the vision impaired person may struggle to develop independently. The vision impaired individual may recognise the additional costs borne by family members because of their vision impairment. This may in turn, lead them to try and minimise their call on others, a response which can add to the difficulties and stressors already faced. Young people identify a range of ways in which they can struggle to achieve independence. They may be particularly reliant on their parents for transportation and may be required to live at home for longer than they would if they were sighted. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 112 For parents of vision impaired children, the loss of independence can be experienced through the increased dependence the vision impaired child typically has on their parents. This can be experienced in many ways. Fewer opportunities for time out from the vision impaired child is reported. There can be many reasons for this: the need to be constantly aware of what the child is doing, particularly around potential physical dangers; the child being less able to engage in more independent and group play; and that the child is less likely to easily visit and play with other children. The additional time and financial costs incurred because of the vision impaired child can also result in less time or attention spent with other children in family. Parents may inadvertently emphasise the achievements of the vision impaired child over siblings, potentially adding to further sibling rivalry or resentfulness. Family activities may also be restricted if certain activities are deemed inappropriate or particularly difficult for the vision impaired child to engage in. Identified examples include going to the movies, tramping, or visiting the zoo. Such family dynamics may in themselves lead to further costs to the family, for example, behavioural problems with the sighted siblings or even relationship breakdown within the family. 10.1.2 Difficulties Achieving Social Integration Participants commonly report that blindness or vision-impairment can create many difficulties in social interactions and developing social networks, particularly with sighted people (refer also: Mott & Riggs, 1992; Advisory Council for the Community Welfare of Disabled Persons, 1989; Whitbourne, 1985). Difficulties may be experienced in identifying what social opportunities exist, where they are and how they would be accessed. There may be further need to identify how suitable the group or activity will be for a vision impaired person. This can include the extent to which there is willingness to accommodate the specific needs of blind or vision impaired participants. Making initial contact with the group or activity may be difficult; particularly when the vision impaired person is cognisant of the specific needs and requirements they will bring to the group. Furthermore, substantial planning can be required to participate, including transport arrangements and potentially significant transport costs. It is noted that the ability to fit in and participate in a range of social activities is often highly reliant on initiating and maintaining visual contact with others. The inability to initiate visual contact is commonly noted as a barrier to forming relationships (refer also: Newbold, 1987). Initiating and maintaining social interactions in unfamiliar or crowded social settings such as parties, nightclubs or other social gatherings, can be particularly difficult. Comments from a number of participants illustrate these difficulties further: "You are like a wall flower… You just sit there." (Female Older adult) Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 113 "It's difficult to circulate like everybody else does in a gathering. You can't look across a room and spy somebody and head over there and meet them ...If we're at a function it definitely has an impact on how effective you are with networking, or even just social contact." (Employed Female) "… you [have to] sit back and wait for them to come to you, and they don't always. You can be sitting and nobody is talking to you at all." (Female Older Adult) The difficulties encountered in social situations may result in blind or vision impaired people ‘sticking’ together in social situations or electing to socialise primarily with other vision impaired people. Social difficulties may result in a loss of confidence and possibly a withdrawal from, or avoidance of certain social situations, for example, loud bars, clubs and other settings where there may be a lot of people. One male participant comments: “…All my mates were going clubbing and stuff. You would go as a group, but a lot of them would grab a drink and go off and mingle… I would be stuck on my stool having a beer. Someone would come back every ten minutes and [ask], 'how are you doing, do you want another beer?' If I was just stuck on a stool listening to music I can do that at home…I have gone to this place to meet people and have a laugh, and I am bored out of my wits." (Working Aged Male) Social interaction may get particularly difficult for older adults due to the physical and emotional effort that can be involved in maintaining social connections with limited or no sight. The partners of vision impaired people may also incur costs as a result of the social constraints experienced by their partners. For example, one participant reports never going to the movies because his partner is not inclined to do so. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 114 11. MEDICAL, ASSESSMENT AND SERVICE PROVISION COSTS The following section examines the individual and societal costs of blindness associated with medical and other health services. 11.1 Individual Costs 11.1.1 Medical and Health Consultations Frequency of Consultations and Treatments Respondents were asked whether, because of their blindness or vision impairment, they had consulted or received treatment from health professionals in the last twelve months. Health professionals commonly consulted include ophthalmologists (52% of all respondents), General Practitioners (33%), optometrists (29%), pharmacists (25%), podiatrists and chiropodists (25%) and counsellors, social workers or psychologists (6%). Most (82%) respondents consulting an ophthalmologist report one to two consultations in the last twelve months. Ten percent report three to five consultations while 7% report six to ten consultations. Eighty percent of respondents consulting optometrists also report one to two consultations in the last twelve months. Eleven percent report three to five consultations. General Practitioners (GPs) are generally visited most frequently. Half (52%) of respondents visiting a GP have done so between three to five times in the last year and 10% have visited six or more times a year. Pharmacist consultations are also frequent. Approximately a third (32%) of respondents using pharmacists have done so six to ten times in the last year and 21% have consulted pharmacists ten or more times. A further 38% report between three to five pharmacist consultations in the last year. Personal Costs for Medical Consultations and Treatments There is some variance in the proportion of respondents incurring at least some personal costs as a result of consultations or treatments received for their blindness or vision impairment. Personal costs are commonly incurred for GP consultations (80% of those consulting a GP), podiatrists and chiropodists consultations (78%) and optometrist consultations (64%). Personal costs are less commonly incurred for pharmacist (42%) Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 115 and ophthalmologist (39%) consultations and least commonly incurred for occupational therapists (12%) and consultations with counsellors, social workers or psychologists (0%). For those consultations and treatments undertaken most frequently, Ophthalmologists represent the greatest personal cost to recipients, on average a total of $317.13 in the last twelve months. Optometrist consultations provide the next greatest total cost, on average $198.95 annually. Consultations with podiatrists and chiropodists ($132.18), pharmacists ($125.24) and GP’s ($116.05) also cost on average over $100 each year. Time Spent Travelling to and from Medical Consultations and Treatments The time spent travelling to and from consultations and treatment is also examined. Reflecting the more local provision of GPs, pharmacists, optometrists, podiatrists and chiropodists, most travel to these consultations takes an hour or less. Relatively less access to optometrists is, however, suggested in provincial and rural areas. Twenty percent of provincial respondents consulting optometrists spend between two to three hours travelling to each consultation. Thirteen percent of rural respondents consulting optometrists spend between one and two hours travelling per consultation while nine percent travel for more than three hours. Greater travel requirements are also generally shown for consulting ophthalmologists. While 77% of respondents consulting ophthalmologists travel an hour or less for each consultation, 16% travel between one to three hours and 7% travel for more than three hours. Travel is again shown to be particularly onerous for rural respondents, with 16% of those consulting ophthalmologists travelling more than three hours to do so. Support and Assistance Required When excluding drivers of taxis or public transport20, many respondents do not require other assistance in order to attend medical consultations and treatments. For consultations or treatments most frequently undertaken, assistance is most likely to be required for ophthalmologists (24%), podiatrists and chiropodists (16%), GPs (15%) and consultations with counsellors, social workers or psychologists (13%). Relatively few respondents require additional assistance attending pharmacists (9%) and optometrists (5%). Likely reflecting the travel distances required, the need for additional assistance to consult GPs, ophthalmologists, optometrists, podiatrists and chiropodists is greatest for those 20 Accounted for elsewhere in the survey see Transport and Mobility. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 116 living in rural locations when compared to those living in provincial or urban locations. Over a third (39%) of rural respondents consulting ophthalmologists require assistance as do a third of those consulting podiatrists and chiropodists. Across most consultation and treatment types requiring assistance, family members are identified as providing all or most of the assistance provided. The only exception to this is consultations with occupational therapists where 69% of those providing assistance are identified as society helpers. Of those consultations most likely to require assistance, ophthalmologist consultations require the greatest amount of family assistance (216 minutes per consultation) followed by GP consultations (59 minutes) and podiatrists and chiropodists (38 minutes). All family members providing assistance are unpaid while most society members are paid in full by society sources. Total Medical & Health Consultation Financial Costs Total annual financial costs associated with medical and health consultations are estimated at $1.9m for the Foundation membership (low estimate). This includes costs of any consultation fees or payments to helpers by the individual or their family. Under the medium epidemiology estimates (ophthalmologist scenario) the total financial costs are $6.9m in 2004. According to the high epidemiology estimates (NZ Disability Survey scenario) the total cost is $14.7m. Table 43: Annual Medical & Health Consultation Financial Costs, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) 503 0 503 Vision impaired 1,429 0 1,429 Total Blind and VI 1,932 0 1,923 Blind Elderly (65+ years) vision impaired account for 58% ($1.1m) of total financial costs associated with medical and health consultations, followed by elderly blind (16%, $301,000) and working aged (18-65 years) vision impaired (14%, $269,000). Blind youth (less than 18 years) account for the least financial costs associated with medical and health consultations ($15,000). Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 117 Total Medical & Health Consultation Time Costs Total annual time costs associated with medical and health consultations are estimated at $26,000 for the Foundation membership (low estimate). This includes costs for time spent by the family and / or society in providing help or support to attend medical consultations. Under the medium epidemiology estimates (ophthalmologist scenario) the total time costs are $115,000 in 2004. According to the high epidemiology estimates (Disability Survey scenario) the total cost is $229,000. Individuals bear 69% of time costs associated with medical and health consultation. Costs are equal for blind and vision impaired persons. Table 44: Annual Medical and Health Consultation Time Costs, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 7 6 13 Vision impaired 12 1 13 Total Blind and VI 18 7 26 Elderly (65+ years) blind account for 35% ($9,000) of total time costs associated with medical and health consultations, followed by elderly vision impaired (23%, $6,000) and working aged (18-65+ years) vision impaired (19%, $5,000). 11.1.2 Medication and Drugs Almost a third (31%) of all respondents report taking prescription drugs in the last twelve months directly for their blindness or vision impairment. Of these respondents, 74% report having incurred at least some personal cost in purchasing the drugs taken, with these respondents paying an average of $204.47 a year. Only 7% of all respondents report taking non-prescription drugs in the last twelve months directly for their blindness or vision impairment. Of these, 77% report having incurred at least some personal cost in purchasing the drugs taken, spending an average of $81.08 a year. Sixteen percent of all respondents report taking herbal remedies or vitamins in the last twelve months directly for their blindness or vision impairment. Of these, 89% report having incurred at least some personal cost in purchasing the remedies or vitamins taken, on average, $138.25 a year. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 118 Total Medication & Drugs Financial Costs Total annual financial costs associated with medication and drugs are estimated at $817,000 for the Foundation membership (low estimate). This includes costs incurred by individuals and families in purchasing prescription, non prescription and herbal medication taken for their vision impairment. Under the medium epidemiology estimates (ophthalmologist scenario) the total financial costs are $2.7m in 2004. According to the high epidemiology estimates (Disability Survey scenario) the total cost is $6.1m. Table 45: Annual Medication and Drugs Financial Costs, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Visual status Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind 141 - 141 Vision impaired 676 - 676 Total Blind and VI 817 - 817 Elderly (65+ years) vision impaired account for 72% ($585,000) of total financial costs associated with medication and drugs, followed by working aged (18-65 years) vision impaired and elderly blind (9%, $75,000). 11.1.3 Secondary Health Conditions Just over a third (35%) of all respondents report secondary health conditions or injuries related to their blindness or vision impairment. Grazes, cuts and bruises are most commonly experienced (58% of respondents experiencing other conditions or injury). Also common are sprains or strains (20%). Less common are psychological problems (9%), broken bones (7%), headaches (6%) and dislocations (5%). While not financially quantified, a range of further costs are reported as a result of each secondary condition or injuries sustained. For example, for those suffering grazes, cuts and bruises, costs reported include loss of quality of life (61%), time spent travelling to and from medical appointments (42%), consultations with medical professionals (34%), rehabilitation from health professionals such as physiotherapists and occupational therapists (14%) and prescription (14%) and non-prescription drugs (9%). For those suffering sprains and strains, reported costs include loss of quality of life (68%), time spent travelling to and from medical appointments (54%), consultations with medical professionals (52%), rehabilitation from health professionals such as physiotherapists and Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 119 occupational therapists (24%) prescription (23%) and non-prescription drugs (11%), time off work (9%) and loss of income (6%). While not quantified, examination of who met the resultant costs shows much of the cost burden falling onto the individual. For example, individuals suffering grazes, cuts and bruises are shown to have incurred all associated travelling costs as well as all the costs of prescribed and non-prescribed drugs. Where consultation was required from a medical professional, the individual is reported to have incurred at least some personal cost for 76% of treatments identified. Society is more clearly shown to incur the cost for rehabilitation services such as physiotherapy, with 64% of treatments reported to have been paid for by government agencies such as ACC. The individual cost burden is further described for those individuals suffering sprains and strains. Once again the individual incurs all the cost of prescribed and non-prescribed drugs. Most (97%) resultant consultations from medical treatments results in at least some personal costs to the individual as does the time spent travelling to such consultations (88%). One participant describes the consequences of an injury suffered because of her blindness: "The last one, which was a bad one, wrecked both my knees. I was injured in five places and it took me a year of physio at the hospital to get over that and sort my legs out. There have been ongoing consequences of that. That was because I never saw the obstacle that was in my way on a pavement, left there by kids." (Female Older Adult) 11.2 Annual Numbers Seeking Treatment Every person seeking medical treatment in New Zealand has a National Health Index number allocated for medical treatment and prescription records. The National Health Information Service collates treatment data but was unable to provide information about the number of people seeking treatment for blindness and vision impairment related conditions for this study. A major concern was patient record confidentiality. Another issue was that medical treatment information is categorised using a simplistic framework that does not allow records to be identified according to the blindness and vision impairment definitions this study uses. Currently, there are approximately 100 ophthalmologists operating in New Zealand in public and private sectors, as well as independent optometrists. Collecting records from individual operators would be an exhaustive process and neither the New Zealand Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 120 Association of Optometrists nor the New Zealand Ophthalmologists Association collects data from their members about clients. The Ministry of Health collects information on contracted volumes of patient services from the District Health Boards on an annual basis for budgeting requirements. This is the best estimate of the number of people seeking treatment from ophthalmologists, as other organisations could not release patient records. However, clients receiving services or treatment from DHB ophthalmology departments may not meet the WHO definition of blindness or vision impairment, as anyone with an eye related issue (for example an eye related accident that doesn’t cause vision impairment) could visit an ophthalmology department for treatment. Therefore, these figures over estimate the number of people seeking treatment for blindness and vision impairment. Information could not be provided for a few DHBs and client information from Counties Manukau and Canterbury has been highlighted as potentially unreliable. Table 46 shows Ministry of Health contracted volumes for ophthalmology services by DHB for the 2003/04 financial year. Approximately 46,000 events are budgeted for first time visits to ophthalmology clinics throughout the year. Nearly one third of appointments will be conducted by Auckland DHB (14,200 visits). Canterbury, Capital and Coast and Waikato DHBs will have approximately 10% of total New Zealand visits each (14-20,000 visits). There will be approximately 108,000 visits to ophthalmology clinics by clients who have previously attended ophthalmology clinics. Approximately one quarter of visits will occur at Auckland DHB ophthalmology clinics (25,800 visits). Ophthalmology departments will have approximately 8,850 inpatient events in 2003/04. Auckland DHB provides two and a half times more inpatient services than expected based on its share of total New Zealand population. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 121 Table 46: Ministry of Health Contracted Ophthalmology Services by DHB(2003/04 Financial Year) District Health Board Inpatient Services First Attendance Northland 481 Waitemata - 1,335 Subsequent Attendance 2,800 - - Minor Eye Procedures Eye Laser Procedures Additional Consults TOTAL - 224 - - - - 4,840 Auckland 2,353 14,184 25,764 4,485 1,297 - 48,083 Counties Manukau 456 2,807 7,540 122 664 - 11,589 Waikato 763 4,430 10,815 400 450 - 16,858 Lakes 319 770 3,000 - - 158 4,247 Bay of Plenty 308 700 3,216 290 120 - 4,634 Tairawhiti 108 515 1,100 - 116 35 1,874 Hawkes Bay 332 725 1,761 - 200 - 3,018 Taranaki 303 1,020 3,000 - 100 - 4,423 MidCentral 276 1,672 4,500 110 - 280 6,838 Whanganui 186 1,005 1,860 350 96 - 3,497 Capital and Coast 889 4,663 7,713 250 900 - 14,415 - - - - - - - - 1,286 692 150 - 7,482 - - - - Hutt - - Wairarapa 70 420 796 Nelson Marlborough 340 1,300 5,000 West Coast - Canterbury 900 5,150 12,909 420 205 - 19,584 South Canterbury 127 650 2,140 100 200 - 3,217 - - Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 122 Otago 511 3,624 12,356 445 300 - 17,236 Southland 128 850 2,150 - 200 - 3,328 8,849 45,820 108,420 TOTAL 7,664 5,222 473 176,448 Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 123 11.3 Ministry of Health Costs for DHB Ophthalmology Services Alongside the contracted volume of clients by DHB, the Ministry of Health provided budgeted value of ophthalmology service and treatment provision for the 2003/04 financial year (Table 47). In total the Ministry of Health will be funding approximately $44m of ophthalmology department services and treatment. More than half of the expenditure will relate to inpatient services ($24m). Subsequent visits will make up 27% of expenditure ($12m). Auckland DHB will receive 27% of total expenditure in line with the over representative number of clients. Auckland DHB receives 58% of funding for minor eye procedures. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 124 Table 47: Ministry of Health Budgeted Value of Ophthalmology Services and Treatment (2003/04 Financial Year) District Health Board Inpatient Services First Attendance Subsequent Visits Minor Eye Procedures Eye Laser Procedures Additional Consults Total Northland $ 1,312,675 $ 157,917 $ $ - $ $ - $ 1,833,628 Waitemata $ $ - $ $ - $ $ - $ Auckland $ 6,419,592 $ 1,677,797 $ 2,773,072 $ 579,471 $ 357,133 $ - $11,807,063 Counties Manukau $ 1,244,219 $ 332,040 $ 811,530 $ 15,233 $ 182,812 $ - $ 2,585,834 Waikato $ 2,081,884 $ 524,025 $ 1,164,018 $ 51,944 $ 123,894 $ - $ 3,945,765 Lakes $ 866,885 $ 90,853 $ 322,094 $ $ 158 $ 1,323,225 Bay of Plenty $ 833,588 $ 82,130 $ 343,347 $ Tairawhiti $ 300,115 $ 62,013 $ 120,524 $ Hawkes Bay $ 878,627 $ 83,178 $ 183,566 Taranaki $ 882,851 $ 120,656 $ Mid Central $ 752,629 $ 197,775 Wanganui $ 505,555 $ Capital & Coast $ 2,425,929 Hutt $ Wairarapa $ Nelson Marlborough $ West Coast $ Canterbury South Canterbury - 301,364 - - - - - $ 32,771 $ - $ 1,329,289 - $ 37,993 $ 35 $ $ - $ 53,408 $ - $ 1,198,778 322,890 $ - $ 27,532 $ - $ 1,353,929 $ 484,351 $ 14,284 $ $ 280 $ 1,523,801 118,620 $ 199,764 $ 45,346 $ 26,372 $ - $ $ 551,626 $ 830,264 $ 32,468 $ 247,816 $ - $ 4,088,103 $ - $ 211,497 $ 51,156 $ 927,707 $ 153,772 $ $ - $ $ 2,455,695 $ 609,194 $ 1,389,396 $ 54,541 $ $ $ 76,889 $ 230,328 $ 12,986 $ - 346,526 - 37,453 $ 61,672 - 530,455 895,658 $ - $ - $ - $ - 88,221 $ - $ - $ - $ 350,873 538,168 $ $ - $ 1,750,807 $ - $ 56,441 $ - $ 4,565,266 55,064 $ - $ - $ 89,861 - $ $ 41,298 - Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 125 721,793 Otago $ 1,393,552 $ 428,683 $ 1,329,876 $ Southland $ $ 101,382 $ 233,340 $ TOTAL $ 24,229,999 $ 11,666,112 $ 390,473 $ 5,419,705 57,788 991,375 $ 82,596 $ - $ 3,292,495 $ 55,520 $ - $ $ 1,442,323 $ 473 780,715 $43,877,477 Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 126 11.4 Pharmaceutical Management Agency Subsidies for Eye Related Drugs As with the Ministry of Health and Accident Compensation Corporation, Pharmaceutical Management Agency (Pharmac) statistics cover all eye related medications and treatments not just those relating to the treatment of blind and vision impaired individuals. Figure D shows Pharmac expenditure on eye and some ear related drugs and prescriptions for the 1999-2003 financial years. In 2003 Pharmac spent $8.7m on drugs and $570,000 on prescriptions for eye and ear related treatments. Since 1999 expenditure on eye and ear related treatments has increased by 31% ($2.2m). Figure D: Pharmac Expenditure on Eye and Selected Ear Related Drugs and Prescriptions (1999-2003) $10.0 $9.0 $8.0 Expenditure ($m) $7.0 $6.0 $5.0 $4.0 $3.0 $2.0 $1.0 $1999 2000 2001 2002 2003 Financial Year 11.5 Disability Support Services Disability Support Services are an individualised range of services from home based support to residential support services. The Ministry of Health is the major government funder of Disability Support Services, however other agencies such as the Ministry of Education, ACC and WINZ provide support services also. Under the New Zealand Public Health and Disability Act 2000, the Ministry of Health purchases Disability Support Services at the national level, with most contracts being administered by four regional offices. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 127 To qualify for assistance, a disabled person must meet the Ministry of Health’s definition of disability; that is to “be assessed as having either a physical, intellectual, sensory, psychiatric or age related disability, or a combination of these, where the disability is likely to continue for a minimum of six months and result in reduction of independent function to the extent that ongoing support is required.” Once eligibility for Disability Support Services assistance is established, the following three processes form the basis for access to Disability Support Services funding. Needs Assessment: identifies and prioritises a persons care and support needs, irrespective of funding constraints and availability of services. Service Co-ordination and Planning: identifies the most appropriate services and support options to meet assessed needs and outcome goals, within available funding. Provision of Services: individual support package of service for the disabled person and their family where appropriate. The Ministry of Health has provided detailed client records of funding by service type for the 2002 and 2003 financial year for clients with a Sensory Disability. This is the finest level of detail collected by the Ministry of Health, therefore the funding levels provided include information on individuals with hearing impairments as well as vision impairments. Table 48 shows the number of clients receiving Disability Support Services and the volume of funding for each service type excluding GST for the 2002 and 2003 financial year. There were 7,300 clients in 2002 and 8,700 clients receiving support for sensory disabilities in 2003. Each client can receive support for more than one service so the number of clients for each service does not add to the total number of clients receiving services. The value of Disability Support Services increased from $91m in 2002 to $103m in 2003 (13% increase). Community Residential Care for Clients with Intellectual Disability accounted for approximately 26% of total funding in 2003 ($27m). Home Support (Mainly Household Management and Personal Care) accounted for 24% of total funding in 2003 ($24.8m). Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 128 Table 48: Number of Clients Receiving Disability Support Services and Funding for Each Service Type (2002 and 2003 Financial Year) Disability Support Service 2001-2002 2002-2003 Clients Claims excl GST Clients Claims excl GST Ageing in Place Service - - 6 $29,680 Aged Residential Care Services - Dementia Care for Clients with Aged Disabilities 136 $1,702,395 154 $2,166,640 Aged Residential Care Services - Hospital level care for Clients with Aged Disabilities 813 $18,532,081 874 $21,307,798 Aged Residential Care Services - Psychogeriatric Hospital level care for Aged Clients 26 $811,353 28 $1,061,275 Aged Residential Care Services - Resthome level care for Aged Clients 812 $14,851,954 863 $17,354,346 Aged Residential Care Services - Hospital level care for clients with Non Aged Disabilities 2 $155,755 7 $74,379 Aged Residential Care Services - Resthome level care for Non Aged Clients 11 $292,479 15 $276,796 Aged Residential Care Services for Non Aged Clients 4 $116,796 10 $102,330 Carer Support 909 $3,517,974 924 $3,517,760 Day Programme for clients with Intellectual Disabilities 59 $521,446 62 $491,091 Day Care Dementia 2 $3,974 4 $6,934 for clients with 11.5.1 Summary of Costs Associated with Medical, Assessment and Service Provision Costs of Blindness experienced in relation to Medical costs as covered in the RNZFB Costs of Blindness Survey are summarised in Table 49 below. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 129 Summary Table 49: Annual Costs of Transport & Mobility, to the Individual and Society (Low Estimate, RNZFB Membership scenario) Cost Activity Cost to Individual ($000’s) Cost to Society ($000’s) Total Cost ($000’s) Blind Vision Impaired Blind Vision Impaired Blind Vision Impaired Medical ConsultationsFinancial Costs 503 1,429 0 0 503 1,429 Medical ConsultationsTime Costs 7 12 6 1 13 13 Medication & Financial Costs 141 676 0 0 141 676 651 2,117 6 1 657 2,118 Drugs- Total ALL Costs Total cost to groups 2,768 7 2,775 Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 130 12. SUPPORT AND SERVICES NOT AVAILABLE 12.1 Support Not Accessible Survey respondents were asked if there was any equipment, service or other resources (‘support’) that they required but were unable to get, for whatever reason. Eighty percent of respondents report not requiring any additional ‘support’ to that which they were already receiving. However, we have concerns that this may potentially understate need for a number of reasons: i) Firstly, this issue was assessed through a single open ended question (covering equipment, support and services) at the end of the questionnaire, where respondents were becoming fatigued after almost one hour of discussion in many cases. ii) For many respondents, the preceding questions emphasised all the help and assistance they already receive and may have made it more difficult to specify additional requirements. iii) Since, the question was unprompted it is only likely to capture key concerns of respondents. A prompted question which referred in each area to what respondents currently have or receive, what they'd prefer to have or receive, the barriers to achieving this and the strength of need or preference would have been a far superior approach. However, the survey length precluded this approach. We note that more detailed questioning of this nature in relation to transport revealed more significant levels of desire to make more journeys. It is worth considering more comprehensive research into this area in the future to provide a more definite picture. Most ‘support’ identified as being inaccessible by 1% or more all respondents comprises equipments items. Equipment items identified include: enlarged screen/scanner/CCTV (4% of all respondents); talking equipment (4%); special glasses or contact lens (2%); computer software (2%); improved lighting (2%); computers (1%); magnifying equipment (1%) and mobility scooter (1%). Being too expensive or unaffordable is clearly the most common reason why required ‘support’ is considered inaccessible. Over two thirds (68%) of respondents identifying ‘support’ as being inaccessible cite affordability as the reason for this. Financial barriers are particularly common for provincial respondents, with 89% of these respondents identifying unmet ‘support’ needs, citing cost as a reason. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 131 Other financial based reasons identified include uncertainty as to if and where financial assistance is available (4%) and because the ‘support’ required is ineligible for financial assistance (3%). Of the two equipment items most commonly identified as being inaccessible (enlarged screen/scanner/CCTV and talking appliances), the lack of affordability accounts for almost all the reasons given for inaccessibility (94% and 92% respectively). While acknowledging the limitations of this question, overall findings are similar to those derived from the 2001 New Zealand Disability Survey. In this survey, 21% of blind and vision impaired adults in households reported having an unmet need for some type of equipment or service. Cost barriers were again identified as the most common reason for this need (Statistics NZ, 2003). Limitations, uncertainty or difficulties in the provision of ‘support’ are also common reasons for inaccessibility. This includes: uncertainty whether the required ‘support’ exists (29%); the unavailability of required ‘support’ in the local area (12%); transport or travel distance barriers (8%); the inappropriateness or dislike of ‘support’ that is provided (6%); and, uncertainty about how to access required support (1%). Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 132 13. ECONOMIC COSTS OF OTHER SERVICE PROVISION 13.1 RNZFB Services The RNZFB is the only major provider of blindness services in New Zealand (RNZFB 2002). These services are made possible only through the Foundation’s government contracts, fundraising efforts and investment. This section provides a brief overview of the costs of services to blind and vision impaired members. The Foundation in its Annual Report 2002-2003 (RNZFB website) reports the following costs and sources of income: Total expenditure on member services $17,551,000 Net income from Fundraising $10,261,000 Income from Government Funding $5,121,000 13.1.1 Volunteer Services The Foundation’s delivery of services to members benefits from significant contributions from volunteers, reported by the Foundation to number more than 16,000 (RNZFB 20022003 Annual Report, RNZFB website). The value of the Foundation’s Volunteer services was investigated further in the recent Value Added by Voluntary Agencies (VAVA) research. The VAVA research found that: the total estimated number of volunteer full-time equivalent jobs created by the Foundation of the Blind is 823; input-voluntary-value-added by the RNZFB is estimated to be between $28.6 million and $42.6 million annually, with $15.7 million to $29.7 million being the estimated contribution from its volunteers. 13.2 Postal Concession Postal charges for mailing talking books, Braille books as well as mail between blind consumer groups and between blind persons and others are currently covered through a contract between the Ministry of Social Development and NZ Post. Similar concessions exist for the blind in the United Kingdom, Australia, Canada and the United States (ABC website 2003). The concession provides recognition of the fact that blindness severely limits a person’s ability to access written information (ABC website 2003). Prior to 1987, the provision of the postal concession was a legislated concession. Currently, however, the contract between MSD and NZ Post secures the concession and is reviewed annually. For 2003-2004, the postal concession is valued at $690,000 (excluding GST). The RNZFB’s Braille and Talking book library is the largest user of the postal concession, with the mailing of Braille and Talking books estimated to account for approximately 87% of the available fund (RNZFB Personal Communication, 4th August, 2004). Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 133 13.3 Other Services There are many other services provided that may support or provide assistance to blind and vision impaired persons on an everyday basis. These services range from local government provisions through to the work of volunteers at the Levin Radio reading service. Two examples of other services are discussed below. Recreational Services Some city councils provide a concession pass for leisure activities for people with disabilities or for those on benefits. Christchurch City Council and The Community Trust support the Kiwiable programme, an initiative designed to promote an inclusive community that offers information, to persons with disabilities, on accessible sport, leisure and recreation activities. Kiwiable encourages and supports people with disabilities to become more active and also provides disability awareness training. The programme also administers a Leisure card, designed to reduce the cost of recreation and leisure for persons with disabilities. The card provides discounts on a variety of recreation and leisure services, museums, movies, gyms and sporting centres. To be eligible for this card individuals must be receiving the Invalids Benefit, Sickness Benefit, long term ACC and with more specific criteria for those under 16 years. Similar programmes are offered by Wellington and Manawatu City Councils. The Manawatu ‘Recreation Ticket’ provides discounts on leisure and learning services for a wider variety benefit groups and is not as specifically targeted to persons with disabilities as Christchurch’s Kiwiable. Information Services The Radio Reading Service is a not for profit radio station which operates from Levin and broadcasts the mid-central North Island. The station provides comprehensive and timely reading of everyday printed literature (news and information) and is currently in the process of expanding its reach. Similar services operate in the United States, Canada and Australia. New Zealand’s Radio Reading service has been up and running since 1987 and currently delivers a total air time of 7620 minutes per week. The station is run by volunteers and receives some funding from NZ on Air (in 2003 this was $90 000). While this service may be of particular use to blind and vision impaired persons, other print disabled New Zealanders such as the aged, dyslexic and physically impaired are also seen as benefiting from this service. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 134 14. COST SUMMARY TABLES The following tables summarise the cost estimates derived from the Costs of Blindness survey of Foundation members expanded to the three population scenarios. These are annualised costs and show the split between financial and time costs and the allocation of cost burden between the individual (including their families) and society. Note, that other societal costs such as Total Mobility, medical costs and costs of providing benefits are reviewed in separate sections of the report. Education costs are omitted as figures for the total blind and vision impaired populations in education have not been able to be accessed by the research team. It is believed that such information is able to be provided by the Tertiary Education Commission but was unable to be provided for use in this research. In place of this a population estimate of blind and vision impaired students totalling 850 (primary through to tertiary) has been generated from information provided by the VEA and Disability Support Services at the University of Auckland. This figure is in no way linked to the low (RNZFB), medium (Opthamologists) or high (NZ Disability Survey) population estimates, thus education costs are not presented here. Please see Section 6 for discussion of education costs. This is an area which would require further investigation (please see separate document: ‘Data Collection Issues Encountered During the RNZFB Costs of Blindness Research’). These tables (Tables 50, 51 and 52) do not include data collected from other secondary sources such as RNZFB costs, government and council costs (in terms of subsidies or other costs) outside what was reported by respondents in the Costs of Blindness survey. These have not been included because of the lack of information in terms of either detail or consistency (please see separate document: ‘Data Collection Issues Encountered During the Costs of Blindness Research’). As such, discussions of identified and accessible secondary source information on societal costs are addressed throughout this report. No attempt to collate or integrate this secondary source data with the information derived from the Costs of Blindness Survey has been made due to issues as above. Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 135 Total Cost Table 50: Total Financial Costs of Blindness, By Cost area activity, Individual and Society according to Low, Medium and High Population Estimates FINANCIAL COSTS Activity Domestic tasks (excl Low Estimate Medium Estimate High Estimate (RNZFB membership) (Ophthalmologists) (NZ Disability Survey) Cost to Cost to Total Cost Cost to Cost to Total Cost to Cost to Total Cost Individual Society ($000’s) Individual Society Cost Individual Society ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) 4,525 8,614 13,139 15,607 28,745 44,352 29,523 48,869 78,392 102 1,833 1,935 260 5,866 6,126 458 11,898 12,357 1,705 1,619 3,324 6,656 7,297 13,953 14,202 14,956 29,158 64 598 662 246 2,622 2,868 488 4,706 5,194 Equipment - braille 515 535 1,050 1,117 4,928 6,045 2,516 4,397 6,912 Equipment - other 227 74 301 832 288 1,121 1,759 560 2,319 Equipment training 41 0 41 107 0 107 208 0 208 392 97 489 1,534 669 2,202 3,219 1,309 4,529 4,640 0 4,640 21,381 0 21,381 39,555 0 Housing 300 6 306 957 16 973 2,216 30 Recreation 325 3,678 4,003 935 20,564 21,499 1,931 36,459 498 0 498 1,876 0 1,876 3,823 0 179.5 496.9 676.4 244 5,021 5,265 225 shopping) Shopping Misc. Equipment cost Equipment - computer Equipment repair and maintenance Travel (excl work travel) Education* Travel to work Employment Related 3,823 Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 136 Travel Work modifications Medical 6 4 10 9 12 21 11 23 34 1,932 0 1,932 6,912 0 6,912 14,721 0 14,721 816.9 0.0 816.9 2,687 0 2,687 6,106 0 6,106 2.9 316.8 319.7 4 1,556 1,560 4 3,600 3,603 16,273 17,871 34,144 61,364 77,583 138,947 120,966 139,028 259,994 treatment/consultations Medication Voluntary work TOTAL ALL ACTIVITIES Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 137 Total Cost Table 51: Total Time Costs of Blindness, By Cost area activity, Individual and Society according to Low, Medium and High Population Estimates TIME COSTS Activity Domestic tasks (excl Low Estimate Medium Estimate High Estimate (RNZFB Membership) (Ophthalmologists) (NZ Disability Survey) Cost to Cost to Total Cost to Cost to Total Cost to Cost to Total Individual Society Cost Individual Society Cost Individual Society Cost ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) 19,510 0 19,510 77,841 0 77,841 168,313 0 168,313 5,310 0 5,310 20,304 0 20,304 44,564 0 44,564 Misc. Equipment cost 0 0 0 0 0 0 0 0 0 Equipment - computer 0 0 0 0 0 0 0 0 0 Equipment - Braille 0 0 0 0 0 0 0 0 0 Equipment - other 0 0 0 0 0 0 0 0 0 211 155 365 516 1,205 1,721 873 1,512 0 0 0 0 0 0 0 0 8,942 4,111 13,053 42,739 21,027 63,767 86,851 46,015 0 14 14 0 76 76 0 179 4,442 0 4,442 15,843 0 15,843 35,419 0 190 46 236 858 203 1,062 1,861 462 0 5,022 5,022 0 37,813 37,813 0 93,846 shopping) Shopping Equipment training Equipment repair and maintenance Travel (excl work travel) Housing Recreation Education* Travel to work Employment Related 2,322 Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 138 Travel Work modifications 59 421 480 80 3,857 3,938 74 9,469 9,543 Medical 18 7 26 78 37 116 170 57 227 0 0 0 0 0 0 0 0 0 5,948 0 5,948 29,935 0 29,935 66,727 0 66,727 44,629 9,775 54,404 188,196 64,219 252,415 404,852 151,540 556,392 treatment/consultations Medication Voluntary work TOTAL ALL ACTIVITIES Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 139 Total Cost Table 52: Total Time Costs of Blindness, By Cost area activity, Individual and Society according to Low, Medium and High Population Estimates TOTAL COSTS Low Estimate (both Financial and Time Medium Estimate (Ophthalmologists) (RNZFB Membership) High Estimate (NZ Disability Survey) Costs) Activity Domestic tasks (excl shopping) Cost to Cost to Total Cost Cost to Cost to Total Cost to Cost to Total Individual Society ($000’s) Individual Society Cost Individual Society Cost ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) ($000’s) 24,035 8,614 32,649 93,448 28,745 122,193 197,837 48,869 246,706 Shopping 5,412 1,833 7,245 20,565 5,866 26,431 45,022 11,898 56,920 Misc. Equipment cost 1,705 1,619 3,324 6,656 7,297 13,953 14,202 14,956 29,158 64 598 662 246 2,622 2,868 488 4,706 5,194 Equipment - braille 515 535 1,050 1,117 4,928 6,045 2,516 4,397 6,913 Equipment - other 227 74 301 832 288 1,120 1,759 560 2,319 Equipment training 251 155 406 623 1,205 1,828 1,081 1,512 2,593 392 97 489 1,534 669 2,203 3,219 1,309 4,528 13,583 4,111 17,694 64,120 21,027 85,147 126,406 46,015 172,421 300 20 320 957 92 1,049 2,216 209 2,425 4,767 3,678 8,445 16,778 20,564 37,342 37,350 36,459 73,809 Travel to work 688 46 734 2,734 203 2,937 5,684 462 6,146 Employment Related Travel 179 5,519 5,698 244 42,833 43,077 225 106,069 106,294 Equipment - computer Equipment repair and maintenance Travel (excl. work travel) Housing Recreation Education* Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 140 Work modifications Medical 65 425 490 90 3,869 3,959 85 9,492 9,577 1,950 7 1,957 6,990 37 7,027 14,890 57 14,947 817 0 817 2,687 0 2,687 6,106 0 6,106 5,951 317 6,268 29,939 1,556 31,495 66,731 3,600 70,331 60,901 27,648 88,549 249,560 141,801 391,361 525,817 290,570 816,387 treatment/consultations Medication Voluntary work TOTAL ALL ACTIVITIES Royal New Zealand Foundation of the Blind The Costs of Blindness in New Zealand Page 141 15. 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