Virginia Knights of Columbus Charities, Inc Report for the 2012 Proceedings May 19, 2012 Reverend Fathers, Worthy State Deputy Ron Gorman, Worthy Supreme Representative, State Officers, Former Supreme Secretary Don Kehoe, Former Supreme Director John Barrett, Past State Deputies and Brothers all. Virginia Knights Of Columbus Charities, Inc. was founded in 1994 for the purpose of carrying out the dreams of Fr. McGivney and the first principle of our Order, Charity that is our greatest virtue. VKCCI awards grants to individuals and families who are in financial distress. These grants provide some of the necessities of life for these individuals when they are in the greatest need for our assistance. We review applications for grant assistance sent to us from the councils in Virginia after the council has reviewed the family situation. Our grant committee reviews the grant and votes on the grant and amount to be given. As of May 15, 2012 we have awarded a total of 687 grants with a total dollar amount of $1,035,5277. Of those, 687 grant awards 33 grants have been awarded this fraternal year amounting to $55,840 or an average grant of $1,692 per recipient. While the number of grants was 32% lower than the last fraternal year; the amount of the average grant increased by $57 per award. As long as there are individuals who have been brought to the attention of our councils, we will continue to provide grant assistance to those in need with your continued financial support and prayers for us to continue the dream of Fr. McGivney. We get our funding from 5 sources. 1) The board of KOVAR donates funds to VKCCI whereby we can award individual grants to those who have intellectual disabilities and are in need of assistance since KOVAR cannot make grants to individuals. KOVAR also has assisted VKCCI by participating in the Supreme Council Christopher Fund from which we have shared income over the years. We do not want to forget our partnership with KOVAR in continuing the dream of our founder. 2) Our Label Program generates the major source of our funding for the year. When you get your address labels, please consider making a donation to continue Fr. McGivney’s dream. Use your return labels to spread the name of the Knights of Columbus. 3) We also derive funds from donations by the councils of Virginia from the Council Contribution Program which we have been collecting this weekend and we thank you for those contributions. This year the Board of Directors voted to name Bill Mulvihill, PSD, FVSM as the Honoree for this campaign. If you have not turned in your checks, please do so today. If you have forgotten your check, you can mail it to Kelly Mortensen. In addition to the Council Contribution Program, we are fortunate to get gift donations form the Ladies of Virginia both on the State and local levels. Ladies we are very thankful for those donations. 4) Another source of income is through the Robert D. Neary Award Program. This program is available to any council wishing to recognize a member or someone who has made a contribution in service to or in behalf of the Knights of Columbus. It is an excellent way for a council to recognize those fostering the work of the Knights and that recipient’s name remains on a perpetual list of award winners. 5) The fifth source of income consists of those donations made in memory of a loved one or a friend. What better tribute to someone you love than to help others with a final gift in their name? In closing, VKCCI wishes to thank state officers and the councils of Virginia for your support through the years. But most of all we wish to thank you the members of the Order who believe in and work to carry out the dreams of Fr. Michael J. McGivney when he founded the Knights of Columbus. Worth State Deputy that concludes my report on Virginia Knights of Columbus, Inc. Submitted, Michael J, Lazzuri President VKCCI Grant Summary Report 2011-12 Grant 12-001 – A grant of $900 to assist a single mother with 3 children with the deposit and first month rent on an apartment she is trying to rent. During the summer of 2010, she lost her job with a call center and moved in with her mother. Grant 12-002K – A grant of $2,000 to assist a brother and sister, both with intellectual disabilities, outfit an apartment. They have been living with another brother and now their Public Guardian, Jewish Family Services, has found them an apartment with Community Services of Virginia. Grant 12-003 – A grant of $1,377.51 is to assist a family of three to keep from being evicted from their apartment. As of result of change in employment hours, her from full time to part time and him from a full month’s pay to a day without pay each month, has had a cumulative effect of approximately a loss of $1,000.00 per month. Monthly expense are verified at approximately $2,485.00. They are behind in rent one month to the tune of $1,377.51 and have a court date of August 15, 2011 for non-payment. Grant 12-004 – A grant of $2,000 to assist a family of three whose rental house was complexly destroyed by fire. They lost everything except the clothing on their back. She works earning approximately $3,000.00 per month and he is the stay-at-home caretaker for the child. They have no savings. Grant 12-005 -- A grant of $2000 is to assist a Brother Knight with a payment toward his overdue mortgage payment. About 3 months ago, he diagnosed with Pulmonary Fibrosis and has not been able to work since that time. Grant 12-006 – A grant of $1,800 to assist a single mother whose ex-husband (was a Knight at the time) deserted her and departed the country. She has a 21 year old son who is completing his studies in auto mechanics in September and has a strong possibility of securing employment at a local car dealership. Grant 12-007 – A grant of $1,000 to assist a single father partial custody of 2 children. His financial trouble began with a car accident which left him unable to work for a period of time. He is not employed with a monthly income of $1,391.00 (Wages - $850.00 and VA benefits – $541.00). Rent - $715.00; electricity - $105.42 (past due $269.52); water/sewer - $56.79 (past due $168.27); child support - $444.89 for a total of Monthly expenses of $1,322.10. The council is requesting a grant of $1,000.00 they will contribute $150.00 to pay off the past due amounts. Grant 12-008 – A grant of $2,000 to assist a mother (and eight children) who is separated from her husband (a Knight) because of his abusive behavior. He is pending court action for assault and battery on his wife and oldest son. She is working as a Teacher’s Aide with a monthly income of $1,300 .00 plus whatever she can earn as a part time house cleaner. Her outstanding monthly household bills amount to $1,155.00 not including medical and psychological counseling. The council is requesting a grant of $2,000.00 to assist the family with outstanding bills and medical bills. Grant 12-009 – A grant request for $2,000 to assist a single mother with 3 children cope with meeting the financial needs of her family. The council believes that the grant would by paying one month mortgage; allow the family to pay the remaining 2011 tuition. THE GRANT IS DENIED Grant 12-010 – A grant of $2,000 to assist a single disabled lady meet some of her current obligations. She receives $820.00 per month in SSDI benefits and $135.00 in SNAP (food stamps). She lived with her parents until her father died and her mother developed Alzheimer. The mother was moved to Our Lady of the Valley Nursing facility in Roanoke. Not able to meet mortgage payments, the house was foreclosed. She found a trailer for rent for $550.00 per month until she can get in to subsidize housing. She has been approved but waiting for a ground floor apartment as required by law for disabled persons. Her monthly expenses are: electricity - $100.00; phone - $40.00; car insurance - $42.00; food and paper products - $75.00; water/sewer - $35.00; storage of furniture - $80.00; and $150.00 for yard work required by the landlord. The council is requesting $2,000.00 to meet her obligations until she can get in subsidized housing. Grant 12-011 – A grant of $2,000 to assist a Brother Knight and his family in financial difficulty because of lack of work. He hadn’t had a job since being discharged from active duty on August 6. He has been drawing unemployment of $389.00 per week until he took a job paying $12.00 per hour. The travel expenses associated with his job made the job financially impossible to maintain. He has re-applied for unemployment. The family is almost totally out of funds. Grant 12-012 – A grant of $2,000 to assist a family of two (husband and wife) in financial difficulty due to the medical condition of the husband. He suffered a stroke and as a result he is unable to work but is looking. She works with monthly income of $2,481.24 plus $500.00 per month from various concert performances. Grant 12-013 – A grant of $1,652.00 to assist a single mother and her daughter. About a year ago she became medically disable and loss her job. Her health has improved and she is working two jobs to catch up on her bills. One of the places she works (Apartment complex) has a 2 bedroom apartment that she can rent for $899.00 per month. After paying her brother the $1,200.00 that was owed for two months’ rent August and September, she does not have the first month’s rent. She paid the security deposit. The council is requesting $1,652.00 to pay off the visa bill, the medical bill and the first month’s rent Grant 12-014 – A grant request is to assist a Brother Knight and his wife in financial difficulty due to losing his job that he has held for five years. Current monthly income consist of retirement $1500.00; Wife’s income - $1650.00 for a total of $3,150.00. Their monthly expenses are approximately $4,300.00 per month. The current outstanding bills amount to $1,404.72 and this is the amount the council is requesting. THIS GRANT IS DENIED Grant 12-015 – A $2,000 grant to assist a Brother Knight and his family (wife & 2 children) who are in financial difficulty due medical reason. The wife is the primary breadwinner for the family and she is currently on “medical leave w/o pay” due an injury to her leg and foot. It is anticipated that she will return to work in approximately 3 weeks. He is employed earning $400.00 per month. Their monthly expenses run approximately $1,500.00 per month. The council is requesting $1,200.00 to cover one month’s rent and late fees and $800.00 to pay for repair to his vehicles that is necessary for transportation. Grant 12-016 – A grant request for $1,989.00 for a Brother Knight who has a history of medical problem dating back to 2002 and cannot work full time. . In January of this year, he was given $3,000.00 to help pay his expenses. He has recently been approved for SSDI and will receive $1,163.00 per month beginning Nov 9, 2011. The council received a grant for this same individual in September 29, 2010. The grant request is denied. Grant 12-017 – A grant request of $200.00 to assist a single mother with three children pay for an electric water heater. She lives on a fixed income that includes $947.00 from her ex-husband and will work odd jobs from time to time as her health and children allow. Replacing the water heater was an extraordinary expense of $602.97 that she is not equipped to pay. The church social ministry is contributing $300.00; the council is contributing $102.97 and they are requesting a grant of $200.00. Grant 12-018K – A $1,631.60 grant is to assist a family of six to obtain a special needs bike for a child with Muscular Dystrophy (MD). The bike will help him to enhance muscle movement in his legs and other parts of his body. Grant 12-019 – This requested grant is to assist a family of four (one is away in college) in financial difficulty due medical issues, automotive breakdowns, DMV fees and high cost of health coverage. He is currently working earning $2,799.00 net after taxes and other deductions. His listed monthly expenses are: rent - $1,285.00; Groceries - $300.00; Electric $400.00; Gas and tolls - $300.00; Church - $200.00; Medication - $160.00; Telephone - $139.00; Cable - $230.00 and miscellaneous - $100.00. The council also included $500.00 monthly for college fees for the daughter that I removed from the list. Monthly expenses totaled $3,114.00. The electric bill is overdue in the amount of $1,427.00 and DMV is owed $650.00 in fees. GRANT IS DENIED Grant 12-020 – A grant request for $1,694.27 to assist a family of four whose income has been cut due to the medical condition of the husband. He was diagnosed with cancer in August 2011 and has not been able to work full time since that date. Grant 12-021 – A grant request is to assist a Brother Knight and his family in serious financial difficulty due to the medical condition of the spouse. They were led by the Holy Spirit to the Envita Medical Centers of America for treatment, where conventional medicine is combined with science-based natural healing techniques. This treatment comes at a high cost and is not fully covered by their health insurance. The Council is requesting the grant be paid into a fund established to help the family. This is not permitted under VKCCI By-Laws and Charter. GRANT IS DENIED Grant 12-022 – A grant request for $1,000 to assist a 56 year old lady confined to a wheel chair. She lives alone with the help of a part time nurse in a house willed to her and that is free of any mortgage payments. She has no income and is receiving help with the electric and property taxes. She needs a wheel chair ramp to help her get out for trips to doctor’s appointment and the food bank. Grant 12-023 – A $2,000 grant is to assist a single mother with 3 children. She lost a job and was out of work for a couple of week until employment was found. Her child support was not received for 2 months and the Court is now pursuing to have it continued. Her present income is $1,300.00 per month plus receives $674.00 per month SSI in behalf of her youngest child. Grant 12-024 – A $1,500 grant request to assist a permanently disable lady living on SSI of $674.00 per month and until May 2010 a limited amount from a trust established to ensure regular and ordinary bills are paid. It was discovered that the fund administrator diverted trust funds for his own use and now the fund is depleted. She is $4,300 behind on her rent and the Council and friends have paid $1,00 and the landlord will spread the unpaid portion over 18 months. Grant 12-025 – A $2,000 grant is to assist a father with 7 children to provide for a Christmas for the family. Three weeks ago he was the defense attaché in Tajikistan and his wife gave birth to a baby boys. Five days later, she had a heart attack and died. Grant 12-026 – A $2,000 grant is to assist a family of six in financial difficulty due to cancer. He receives $900.00 monthly and she is out looking for work on a daily basis. They are living rent free in a house provided by a member of Council 11639. They need to make utility payments and pay for heating this winter. He takes 23 medicines a day and the monthly cost is $700.00. The council is requesting $2,000.00 to cover utilities and heating. Grant 12-027 – A $2,000 grant request for a Brother Knight in difficulty due to his mortgage payment. He is currently employed earning $3,072.00 monthly and with monthly expenses of $2,310.00 including his mortgage payment. He re-financed his home mortgage over a year ago with Bank of America and shortly thereafter his loan was sold to Green Tree Finance which did not credit his last payment to BofA. He is pursuing legal recourse for this payment. With late fees, additional interest and a processing handling charge, he now owes $8,409.72. The mortgage company is threaten foreclosure is this amount is not paid shortly. He has approximately $4,909.72 raised from Knights, savings and friends and another $1,200.00 from St. William of York Outreach. The council is requesting the remaining $2,300.00 by way of this grant request. Grant 12-028 – A $2,000 grant to assist a Brother Knight out of work because of broken foot and protein in his urine. As a truck driver, DOT regulations prevent him from working. His wife is disabled and unable to work and his daughter, her husband and two young children are living with him due to their own financial difficulties. He has outstanding bill amounting to $2,008.00 and the council is requesting $2,000.00 to bring them current. Grant 12-029 – A $2,000 grant to assist the family of deceased Brother Knight pay some of the expenses associated with the funeral expected to be $10,000.00 plus. Due to his long battle with cancer, he was unable to obtain much insurance and no insurance to help cover his burial expenses. No significance income will be available to the widow. Grant 12-030 – A $249.92 grant to assist an elderly widow of a Brother Knight with the December mortgage payment. Her monthly income is $1,502.73 and monthly expenses are +/$1,313.75. The expenses include: mortgage - $444.75; lot rent - $300.00; phone - $65.00; electric - $91.00; auto insurance - $50.00; groceries - +/- $150.00; prescription copay - +-$108.00 and credit card - $108.00. An unexpected costly auto repair bill in Nov 2011 stressed finances to cause her to missed December mortgage payment of $444.75. She has paid January and February mortgage payment. To prevent default, the council covered the December payment in the amount of $449.92 (includes late fees) through free will donations and from their Relief Fund. They are requested $249.92 and will contribute $200.00. Grant 12-031 – A $1,434.35 grant to assist a family of five whose financial difficulties started on September 18, 2011 when their house burned down. Replacing their possessions and household goods caused some of their bills to become past due. He is currently employed earning approximately $1,600.00 per month. The past due bills are: Appalachian Power – 413.52; GMAC Insurance – 76.10; Sprint – 449.21; City of Roanoke (Personal Property Tax) – 209.43; and Loan Max – 286.09 for a total of $1,434.35. This is the amount the council is requesting. Grant 12-032 – A $2,000 grant request to assist a Brother Knight and his wife in financial difficulty due to medical expenses. The family’s income is $5,530.00 per month and monthly expenses are $5,467.00. The grant committee unanimously voted to DENY the grant as failing to meet the “case of last resort” criteria or a case of necessities of life. GRANT DENIED Grant 12-033 – A $2,500 grant request to assist a seriously ill, middle-aged woman with some necessary home repairs. The council was asked by Arlington Diocese’s Catholic Charities to look into the situation. The council conducted a site survey of the home and determined that the chimney and the roof needed repairs. The home owner lives alone and is unemployed due her medical condition. The council is asking for $2,500.00 for the project. Grant approved for $2,000. Grant 12-034 – A grant request for $2,000.00 a Brother Knight and his wife in financial difficulty due to change in working hours. His and his wife’s hours were reduced from full time to half time and he lost his second job. Their combined monthly income is $3660.00 and monthly expenses are $3966.00 a deficit of $306.00. Grant Approved for $2,000. Grant 12-035K – A grant of $1,850.00 to assist a lady with mental retardation who is in need some dental procedures. Her income is $674.00 in SSI benefits. This income is use to pay her room and board in a Virginia Beach Group Home. Her health insurance does not cover dental work. The estimate from the dentist is $2,100.00. The council will provide $250.00 and a grant of $1,850.00 is requested. Grant 12-036 – A grant of $2,000 to assist a single man who is in need of surgery on his prominent hand. The injury consists of a fracture of the forth metacarpal and surgery is needed to repair the damage. The surgeon’s estimate is $6,000.00 and he required a deposit of $2,000.00 be paid up front. Family members and friends were contacted with no success. He is a full time student living with friends and works at Target earning approximately $600.00 per month. Grant 12-037 – A grant request of $2,000 to assist a brother Knight in some financial difficulty due to some decisions made last summer. He was receiving unemployment compensation but did not report to VEC as required and lost that benefit. In September, he has some unexpected bill and petitioned VEC for reinstatement of his benefits. He was approved in January 2012 and found his current job in March and again ended his unemployment benefits. He still feels the effects of missing pay from the end of September until the first of this year. Grant denied Grant 12-38K – A grant of $3,000 to assist a man with intellectual disability who resides in a blended family with his grandmother his legal guardian and his aunt. The family income consists of Social Security of $1,305.00 (Grandmother’s). He did receive SS of $830.90 until it was discovered that he has was overpaid $8,000.00 benefits which are now being recouped and he will not receive any benefits until January 1213. The aunt does not work but is the full time caregiver for her mother who has cancer. This request is to pay $2,200 on the car loan to prevent repossession and to pay $1,508.00 toward two months’ rent. Grant 12-39 – A grant of $1,000 to assist an elderly man currently residing in a rehabilitation facility recovering from a stroke. He is not able to return home until a wheelchair ramp is installed. Savings are nearly depleted after recent extensive modification of the home. His elderly wife (Age 82) works two part time jobs to sustain the household. A site survey conducted by members of Council 11922 indicated that 30 foot ramp with a turning ramp is required. The cost is projected to be $3,800.00. The council is requesting $1,000.00 toward this cost and they will provide the labor. Grant 12-40 – A grant of $1,550 to assist a lady provide for her 3 grandchildren. Her daughter is incarcerated with an expected sentence of 6 months to a year. When she learned of her daughter’s incarceration, she gave up her apartment and move in with the grandchildren. There she found that the rent was two months behind and faced eviction at the end of May. The electric bill was also behind and was due to be turned off. She used her small savings to keep the electricity on.