Supplemental Methods: The following variables are adjusted for in each Cox Frailty model: All-cause death: level of education, rhythm control, cognitive impairment/dementia, hyperlipidemia, eGFR ≤80, eGFR >80, LAD type, cancer, diastolic blood pressure truncated at 70, intraventricular conduction, frailty height, heart rate, hematocrit, diabetes, smoking, systolic blood pressure ≤120, COPD, sex, CHF, age, functional status, stroke, peripheral vascular disease, coronary artery disease. New onset heart failure: insurance status, LVEF type, significant valvular disease, prior MI, eGFR, heart rate, anemia, age, history of CAD Stroke or non-CNS embolism or TIA: dialysis, AF type, peripheral vascular disease, AV node/HIS bundle ablation, weight, hypertension, age, history of stroke/TIA All-cause hospitalization: age ≤70, age >70, weight, osteoporosis, height, PCI, cancer, OSA, anemia, frailty, insurance status, history of CAD, PI/site specialty, prior antiarrhythmic drug use, peripheral vascular disease, functional status, heart rate >68, diabetes, hematocrit, eGFR ≤80, COPD, diastolic blood pressure truncated at 70, EHRA score, CHF Cardiovascular hospitalization: history of CAD, prior valve replacement/repair, COPD, history of PCI, rhythm control, peripheral vascular disease, functional status, eGFR, LVEF type, diastolic blood pressure, AF type, diabetes, hematocrit, prior antiarrhythmic drug use, LAD type, age ≤75, age >75, heart rate >70, PI/site specialty, EHRA score, CHF 2 Bleeding hospitalization: COPD, prior cardioversions, level of education, OSA, sex, prior valve replacement/repair, insurance, rhythm, age, eGFR, anemia, hematocrit, history of GI bleed Non-CV, non-bleeding hospitalization: family history of AF, history of drug abuse, weight, anemia, diastolic blood pressure ≤75, peripheral vascular disease, liver disease, systolic blood pressure ≤130, systolic blood pressure >130, PI/site specialty, smoking status, level of education, functional status, cancer, height, frailty, diabetes, OSA, hematocrit, CHF, age, eGFR ≤80, COPD Atrial Fibrillation Progression: Most recent 12 lead EKG: atrial fibrillation or atrial flutter, Linear spline of heart rate ≤80 bpm, Linear spline of heart rate >80 bpm, Congestive heart failure, Age, left atrial diameter, Prior cardioversions, Race, Sinus node dysfunction/sick sinus syndrome, Anemia, Type of AF at baseline