MBALI ADMINISTRATIONS CC T/A R F oyal uneral S ervices VAT Reg No:4730228840 Reg No:2003/110183/23 Fsp no: 15781 HEAD OFFICE: Stand 09 Erasmus, Hebron E-mailroyalfs@telkomsa.net PO Box 911-776,Rosslyn 0200 012 706 0034 Cell: 082 2555 209 Fax: 012 706 0255/086 661 0255 Tel: 012 323 0080 Cell: 083 476 7479 Shop 14, Zone 1 Complex, GARANKUWA - Tel/ Fax: 012 703 8118 Stand 2, Lekgalaopeng Sec,SunCity rd, BAPONG APPLICATION FORM JOINING FEE Ref No. Type of Cover (For Office use only) R150.00 Plan A Plan B Plan C Plan A Single Inception Date Plan A Elite Plan B Elite Plan C Elite Executive Plan Pensioners Plan Plan D Plan E PREMIUM AMOUNT R ADDITIONAL R200.00 R250.00 FREE R TOTAL AMOUNT PAYABLE R There will be an annual increase on premiums MEMBER DETAILS TITLE INITIALS SURNAME NAMES Marital Status ID NO Married Single Divorced Other Spouse Name and Surname ID NO Residential Address Postal Code Postal Code Postal Address Tel No. Cell No. Fax No. E-mail Details of Family members to be covered Name and Surname ID No. Relationship 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. Extra R20.00 per member if more than 10 members in a plan 1. 2. Payment (ROYAL FS ENCOURAGES MEMBERS TO USE THE BANK/CREDIT CARD DEBIT ORDER TO PROCESS PAYMENTS) Cash Bank Debit Payment/Action Date for Debit order 7th 15th Last Working day of the month Signed at ____________________________________________ on the ____________ day of _____________________20_____ Our plans (only one plan per member can be chosen) Amount PLAN A PLAN B Coffin Hearse and Family Car Tent 50 Chairs 2 x Tables 2 x Pots PREMIUM R60.00 PENSIONERS PLAN PLANC Coffin Hearse and Family Car Tent 50 Chairs 2 x Tables 2 x Pots 50 x copies of funeral programmes 1 x Toilet PREMIUM R100.00 PLAN A-SINGLE * Coffin *Hearse and family car *Tent *50 Chairs *2X Tables *2X Pots Coffin Hearse and Family Car Tent 50 Chairs 2 x Tables 2 x Pots Vegetables & groceries PREMIUM R150.00 PLAN A ELITE Coffin Hearse and Family Car Tent 70 Chairs 2 x Tables 2 x Pots 1 x Toilet 1 x Bus 1 x Gas Stove 100 x copies of funeral programmes PLAN B ELITE Coffin Hearse and Family Car Tent 50 Chairs 2 x Tables 2 x Pots Vegetables Groceries Hearse and Family Car Tent 70 Chairs 2 x Tables 2 x Pots 50 x copies of funeral programmes 1 x Toilet Vegetables & groceries Matshidiso PLAN C ELITE Hearse and Family Car Tent 70 Chairs 2 x Tables 2 x Pots 1 x Toilet 1 x Bus 1 x Gas Stove 150 x copies of funeral programmes Flowers Matshidiso PREMIUM R165.00 PREMIUM R100.00 EXECUTIVE PLAN PREMIUM R175.00 PREMIUM R275.00 PLAN D AND PLAN E Casket Hearse Family car Tent 100 x chairs 3 tables 2 pots * 1 x Bus * 1 x Toilet * 150 x copies Funeral Programmes * 1 x flower * 1 x Name Board * Matshidiso PREMIUM R350.00 Coffin Coffin spray Hearse and Family Car 1 Bus Tent 50 Chairs 1 x Tables 1 x Toilet Funeral Programmes X 120 Refreshments *Groceries *Vegetables * Meat PREMIUMS R170.00 AND R185.00 PLAN A- SINGLE ADDITIONAL PREMIUMS FOR EXTENDED ALL THE BENEFITS IN PLAN A PREMIUM Between 18 - 30years :R60.00 Between 31- 50 years :R90.00 Between 51 - 64 years :R120.00 Between 65- 74 years :R150.00 Over 75 years :R175.00 OWN CHILDREN Unmarried children between 21 - 30 years Unmarried children over 31 years Married Children/ in laws PARENTS ( IN LAWS) Under 40 years7 Between 41 - 74 years Between 75 - 84 years ALL PLANS INCLUDE THE FOLLOWING STORAGE GRAVEYARD EQUIPMENT 1. MATSHIDISO PLAN B ELITE Family to be covered Cover Member Spouse Children over 21yrs Children between 14- 20yrs Children between 1- 13yrs Stillborn – 11 months Extended members Children over 21yrs Children between 14- 20yrs Children between 1- 13yrs R2000.00 R2000.00 R1500.00 R1000.00 R750.00 R500.00 R1 000.00 R 550.00 R 370.00 BROTHERS,SISTERS, NEPHEWS & NIECES 20 years and below : R 10.00 Between 21- 30 years ; R15.00 Between 31- 50 years ; R25.00 Between 51- 60 years ; R45.00 Between 61- 84 years ; R80.00 UNCLES,AUNTS & GRANDPARENTS Under 35 years ;R25.00 Between 36- 45 years ;R40.00 Between 46-65 years ;R75.00 Between 66 – 84 years ;R95.00 :R10.00 :R20.00 :R25.00 :R20.00 :R35.00 :R80.00 PLAN C ELITE Family to be covered Member Spouse Children over 21yrs Children between 14 – 20yrs Children between 1 -13yrs Stillborn – 11 months Extended members/ (R45.00) Children over 21yrs Children between 14- 20yrs Children between 1- 13yrs Cover R3500.00 R3500.00 R2000.00 R1500.00 R800.00 R500.00 R1 000.00 R 650.00 R 470.00 EXECUTIVE PLAN Family to be covered Member Spouse Children over 21yrs Children between 14 -20yrs Children between 1 -13yrs Stillborn – 11months Matshidiso R55.00 Children over 21yrs Children between 14- 20yrs Children between 1- 13yrs Cover R5000.00 R5000.00 R2500.00 R2000.00 R1000.00 R750.00 R1 000.00 R 750.00 R 550.00 NO MATSHIDISO FOR PERSONS OVER 84 years 2. VEGETABLES & GROCERIES VEGETABLES 1 X BAG CABBAGE 1 X BAG POTATOES 1 X BOX TOMATOES 1 X BAG BEETROOT 1 X BAG CARROTS 1 X BAG ONIONS GROCERIES 1 x 12,5 Mealie meal 1 x 10 kg Cake flour 1 x 10 kg Sugar 1x 1kg Milk Powder 1 x 5 litres Cooking Oil 1 x box Teabags 1 x 10 kg Mabele MEAT 10 kg Mala Mogodu 2kg X 6 Braai packs 5kg X5 Sew beef ( The meat listed above only applies to Plan D and Plan E) 3. CATERING WE ONLY OFFER Matsogo Monthly premium 4. CASHBACK PLAN R175.00 10% of your 3 years premium IF NO CLAIM IN THREE YEARS YOU QUALIFY FOR 10% OF YOUR 3YRS PREMIUM 5.TOMBSTONE OFFER after 2 years ROYAL FUNERALS is giving its members a free TOMBSTONE as a token of appreciation for their loyal support. For a member to qualify for this incredible offer you have to: 1. Your premiums has to be up to date for 2 consecutive years (A CLAIM FREE 2 YEARS) 2. You should make sure that premiums are paid every month. 3. No probations between the 2 years I Confirm that I have read all the contents in this page and I understand everything. Everything has been explained to me and agree with the contents on this page. Initials and surname of Policy holder/ Premium Payer: ___________________________________________________ Signature of Policy holder/ Premium Payer :_________________________________________________ Date :___________________________________ POLICY TERMS AND CONDITIONS 1. All the information supplied by member to the Royal Funeral Service will form the basis of the contract with us (Royal Funeral Services), only persons mentioned in this forms with identity documents copies will be covered under the contract between two parties. Member or dependants without identity document/birth certificates will not be covered. NO AFFIDAVITS WILL BE ENTERTAINED. We reserve the right to alter the contributions, benefits and any other conditions contained in the policy at any given time, with a three month written notice to you. The relationship between Royal Funeral Services and member is strictly based on society operation. 2. Waiting Period FOR ALL PLANS 2.1 Waiting period is calculated from the date you start to pay your first monthly premium ( The first payment after registration fee will be your first month of probation) The date which appears on this form PLAN A,B,C Main member, spouse and own children under 21 years : (03) three months PENSIONERS PLANMain member, spouse and own children under 21 years : (03) three months Single members at and under 65 years : (06) six months Single members over 65 years : (12) twelve months Children over 21years and extended family members : (06) six months Names and ID copies provided after inception date : (06) six months Member who skips or owes a payment (ELITE PLAN A,B,C) : (06) six months Member who skips or owes a payment (EXECUTIVE PLAN) : (06) six months Upgrading a plan (e.g.. From plan A to plan C) : (06) six months Upgrading a plan (e.g.. From plan A to plan ELITE PLANS) : (06) six months Where death occurs as a result of suicide : (24) twenty four months ELITE PLAN A,B,C and EXECUTIVE PLAN : (6) six months PLAN D AND E : (6) six months CATERING : (6) six months Unnatural deaths (MVA, gunshots etc) will be covered one month after the receipt of the first premium 3. Premium Payments *Premiums are payable on the date you choose (preferably the 7th, 15th or last day of a month) *Members owing their accounts for a period of two months will be fined. *Members who owe two months on Plan A, Plan B, Plan C and Pensioners plan will pay the amount of R3000.00 before burial can be conducted. *Members who owe two months on Plan A- Elite, Plan B- Elite, Plan C- Elite, Plan D and Plan E will pay the amount of R4000.00 before burial can be conducted *Members owing two months on the executive plan will have to pay R5000.00 before a burial can be conducted. *Member owing three months on all packages will have to conduct their burial on CASH basis because they would have forfeited their benefits after three months without paying. *A person owing three months without any deaths, will incur a three months’ probation. A person owing from four months will have a six months’ probation. *Members paying for Plan A, Plan B and Plan C will have to pay the full three months to qualify for burial. A client paying for Plan D and Plan E will have to pay the full six months before qualifying for burial. 3.2 ELITE PLAN A,B,C and EXECUTIVE PLAN Premiums are payable on the date chosen each month If premiums are not paid by the chosen date of the next month the policy will lapse. Should the policy lapse as a result of late payments of premiums and the reinstated, all waiting periods will apply accordingly from reinstatement date. There will be no refund of premiums on withdrawal, death of a member or cancellation of policy. Royal Funeral Service cannot be held responsible if the member does not pay premiums CANCELLATION OF MEMBERSHIP IS NOT REFUNDABLE 4. Cancellation of policy/ lost membership book/ lost policy documents If a member decides to cancel the membership they shall not be entitled to any form of REFUND Lost membership book/ policy documents are chargeable and paid upon before re-issue 5. Premium payers consent As a member I hereby understand that should a payment not be made for some reason and my monthly premium not paid to Royal Funeral Service my benefits shall be withdrawn and premium are wholly irrecoverable 6. Restriction of membership No individual may apply for membership of more than one contract. In the event of death only one claim shall be made 7. Age at entry A member should be 18 years and older to apply 8. Acceptance Only a principal member, spouse and children under 25 years will be covered under the basic plan. Any other members will covered as extended family members and will have to be paid for an extra amount depending on age and relationship.( These rule does not apply for Plan D and Plan E since there is no age restriction) 9. Claim Procedure for plan B & C ELITE and EXECUTIVE PLAN Documents needed are certified (i) ID Copy of deceased (ii) ID Copy of claimant/chosen beneficiary (iii) Membership Book (iv) Membership Certificate/card (v) Death Certificate (vi) BI 1663/ (vii)Confirmation Letter from the undertaker if Royal Funeral Service does not render this service (vii). No affidavits will be entertained 10.Cash Back Plan A cash back of 10% of total number of premiums of three years is offered only if in those three years a member has not claimed or Royal Funeral Service has not rendered any service to them. 11. Funeral Fund/ Matshidiso Matshidiso are provided only if you contribute to this fund and only in case of a valid claim. Matshidiso can be offered even if Royal Funeral Service does not render a funeral service, provided all the necessary documents (see 9) are provided A payout is paid within 48 hours after all documents are received 12. Service Details (Plans A, B and C) 12. 1 Service in a radius 80km consists of above mentioned benefits and Service exceeding 80km only hearse, coffin, graveyard equipment will be provided and extra kilometers will be charged. 12. 2 Tent, chairs, tables, pots, gas stove, toilet, and other accessories are only offered in a radius of 80km. 12. 3 Bus is only offered in a radius of 40km (from home to cemetery) and extra kilometers will be charged. 12. 4 Service for the main member, spouse, children over 5 years and extended family members who are over 5 years consists of the above mentioned ( Plan (A, B or C) depending on the chosen plan). 12. 5 Children between age of stillborn and 5 years only coffin and hearse will be provided. 12. 6 Royal Funeral Services will remove the deceased from home/government mortuary in a radius of 40km for free. 12. 7 Member or family will be responsible for any removal fees/charges from other private/government mortuary. 12. 8 Member or family will be responsible for doctor's/ grave fees. 12. 9 Member or family will be responsible for extra charges for an oversized or upgraded coffin. 12. 10 Catering is only provided for main member, spouse and children over 21 years and only in a radius of 80km. 13. Special Declaration In case where the service of Royal Funeral Service is not required, the following will apply 13.1 the service cannot be exchanged for cash being paid to the member or the family, unless a member is paying a funeral fund policy. 13.2 accessories such as tents, chairs, pots etc shall not be made available. 13.3 no replacements will be made unless paid for, 13.4 overtime shall be charged accordingly, that is if the family decides to bury on SUNDAY and PUBLIC holiday. 14. Declaration on Debit orders I declare and agree that upon signing a debit order agreement I cannot cancel it in anyway without prior three months written notice to Royal Funeral Services. Fees incurred due to me failing to honour this declaration will be liable to me. I also agree that all fees incurred due to RD (Refer to Drawer) will be liable to me, including the unblocking of my account after two failed debit orders. 15. Declaration of the policy holder I ______________________________________________________________ of ID No. ___________________________ declare that I have read and understood the terms and conditions laid by ROYAL FUNERAL SERVICES/ I declare that everything has be explained to me and I understood everything and agree with the terms and conditions and will abide by them. I therefore state that all the information provided on this form by me is correct and will not hold Royal Funeral Service responsible for the mistakes done by me. Signed at _______________________________________ on the _______ day of ____________________ 20 _ Signature of Policy Holder _____________________________________________________________________________ Royal Funeral Services/ Agent name ___________________________________ Agent Number _____________________