Y0036_15_21295 Approved 09192014

• Cigna-HealthSpring ® is a Medicare Advantage Organization.
• Representatives are licensed insurance agents and certified appointed with Cigna-HealthSpring.
• Representatives do not work for Medicare.
• A commission is paid to each agent who enrolls individuals into a Cigna-HealthSpring Medicare Advantage plan.
• You are under no obligation to join a plan.
• You give permission to discuss Cigna-HealthSpring
Medicare Advantage plans with you.
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
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This presentation is designed to help you learn how Cigna-
HealthSpring’s
Medicare Advantage plans can give you better health and better value.
Our hope is that you will:
• Think about what's important to you.
• Talk to a Benefit Advisor about your individual needs.
• Choose a plan that's right for you.
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
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To join a Medicare Advantage plan, you must:
• Have both Medicare Part A and Part B
• Have permanent residence in our service area
• Not have End Stage Renal Disease (ESRD), (kidney dialysis)
If you join a Cigna-HealthSpring Medicare Advantage plan, you may:
• Keep all the coverage you have with Original Medicare
• Get more benefits and services with Cigna-HealthSpring
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
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ORIGINAL
MEDICARE
ONLY
ORIGINAL MEDICARE with a purchased
SUPPLEMENTAL PLAN
Original Medicare covers
80% of approved charges
•
No prescription drugs
• No dental
•
No maximum out-of-pocket
YOU PAY
The 20% gap plus deductibles and coinsurance
+
Part D prescription drugs
Original Medicare covers
80% of approved charges
•
No prescription drugs
• No dental
YOU PAY
Monthly premium
(Supplemental covers the 20% gap)
+
Part D prescription drugs
CIGNA-HEALTHSPRING
MEDICARE ADVANTAGE PLANS
(supplemental plan is not needed)
Plan covers
100% of Original Medicare benefits
Plan may include coverage for:
• Prescription drugs
•
Dental
• Hearing
• Health club membership
•
Out-of-pocket protection
YOU PAY
No / low monthly plan premiums and copays
+
Our plans utilize a team of doctors to coordinate your health care.
BETTER HEALTH, BETTER VALUE.
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
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You can feel confident when you put your trust in Cigna-HealthSpring.
COMPANY STRENGTH
• Part of Cigna, a leading global health care company serving millions of people and communities around the world since 1792*
• One of the largest companies focused on Medicare
CONTRACTS WITH CMS
Contracts with the Centers for
Medicare & Medicaid Services (CMS) to offer Medicare-approved Medicare
Advantage plans
COMMITMENT TO YOU
• Dedicated to keeping you healthy
• Works with your team of doctors to make sure you get the attention and quality care you deserve
CUSTOMER SATISFACTION
• Proudly services over 1 million** customers
• 4 out of 5*** customers recommend
Cigna-HealthSpring to family and friends
*Based on statistics found on http://www.cigna.com/about-us/cigna-fact-sheet as of December 31, 2012.
**Based on CMS monthly plan membership report which includes Cigna and Cigna-HealthSpring Medicare
Part C and D members as of May 2014. ***Based on data from the Cigna-HealthSpring Annual Member
Survey as of September 2013.
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
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You can choose a health plan that meets your individual health and budget needs.
BETTER HEALTH

Staying healthy or getting healthy
 Treating chronic disease
 Preventive health

Getting the right prescriptions

Stronger relationship with your doctor
 Dental health
 Other: _________________________
BETTER VALUE

No or low monthly plan premiums
 No or low copays and coinsurance
 Prescription drug savings

Coverage gap protection
 Catastrophic health costs protection
 Other: _________________________
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
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Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
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•
Doctor partnerships
– We partner with your team of doctors and give them extra tools so they can give you the time, attention, and quality care you deserve.
•
Quality of care
– We pay doctors for the quality of the care they give you – not the quantity of customers they see.
•
Yearly 360 ° exam
– We treat all of you – not just your symptoms. Your doctor gives you a yearly 360 ° exam to review your overall health.
•
Preventive care
– One of our core beliefs is the importance of preventive care. You are covered for annual physicals and other screenings.
•
Case management
– You can always get help from your dedicated case manager. If you have a chronic illness, your case manager is a nurse trained to help you get the right medication, therapies, education, and community resources.
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
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Your doctors work with us closely to make sure you get the right preventive care at the right time.
Our focus on preventive care offers:
• Early detection
• Early treatment or management
• Better overall health outcomes
Cigna-HealthSpring customers receive*:
*Results are for year 2012 and reflect the percentage difference between Cigna-HealthSpring customers enrolled in our Partnership for Quality program and Standards of Healthcare data which are based on HMO
Medicare customer data collected by the NCQA.
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
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• Your doctor is the team leader for all your health care needs, so they know your whole health picture.
• Your doctor will refer you to the right specialists and hospitals – and will work with them to keep you healthy.
• This teamwork approach makes sure you receive quality care when and where you need it.
TEAM APPROACH SELF-DIRECTED APPROACH
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
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A referral is a valuable service that can improve overall health outcomes – it’s what you might call a “stamp of approval.”
At Cigna-HealthSpring, a referral from your primary doctor is your gateway to a team approach to care with a focus on your needs. At
Cigna-HealthSpring, referrals are fast and easy. We use the most current online systems to ensure a streamlined, efficient referral process. Your on-staff Referral Nurse is dedicated to setting up referrals for you based on your doctor’s recommendations. And
Cigna-HealthSpring ensures that everyone on your health care team works together . That’s our stamp of approval.
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
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You may need a referral from your primary doctor to:
• Visit a specialist
• Go to a health care facility
• Get certain services
A referral is a way for your primary doctor to:
• Handpick the right specialists or facilities for your needs
• Communicate with your entire health care team
• Coordinate a care plan that may include:
 Medications
 Treatments
 Ongoing care
 Recent findings

Recommendations
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
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Enrolling is easy.
• Review benefits and services.
• Talk to a Benefit Advisors if you need advice.
• Join during the enrollment period that is right for you:
INITIAL
When you turn 65 or when
Part A and B become effective
SPECIAL
ANNUAL
Year-round, depending on your situation
From October 15 – December 7
Confidential, unpublished property of Cigna. Do not duplicate or distribute. Use and distribution limited solely to authorized personnel. © 2014 Cigna
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All Cigna products and services are provided exclusively by or through operating subsidiaries of Cigna Corporation, including Cigna Health and Life Insurance Company, Cigna HealthCare of South Carolina, Inc., Cigna HealthCare of North
Carolina, Inc., Cigna HealthCare of Georgia, Inc., Cigna HealthCare of Arizona, Inc., HealthSpring Life & Health Insurance
Company, Inc., HealthSpring of Tennessee, Inc., HealthSpring of Alabama, Inc., HealthSpring of Florida, Inc., Bravo Health
Mid-Atlantic, Inc., and Bravo Health Pennsylvania, Inc. The Cigna name, logos, and other Cigna marks are owned by
Cigna Intellectual Property, Inc. This information is available for free in other languages. Please call our customer service number at 1-800-668-3813 (TTY 711), 7 days a week, 8 a.m.
– 8 p.m. Esta información está disponible de forma gratuita en otros idiomas. Favor de contactar a nuestro Departamento de servicio al cliente llamando al 1-800-668-3813
(TTY 711), 7 días de la semana, 8 a.m. – 8 p.m. The benefit information provided is a brief summary, not a complete description of benefits. For more information, contact the plan. Limitations, copayments, and restrictions may apply.
Benefits, formulary, pharmacy network, provider network, premium and / or copayments / coinsurance may change on
January 1 of each year. You must continue to pay your Medicare Part B premium. Cigna-HealthSpring is contracted with
Medicare for PDP plans, HMO and PPO plans in select states, and with select State Medicaid programs. Enrollment in
Cigna-HealthSpring depends on contract renewal. © 2014 Cigna