Medicare-Related Institutional Claim Filing HP Provider Relations May 2010 Agenda – Objectives – What is a Medicare Benefit Exhaust Claim – Billing Part B Charges – What is a Medicare Replacement Claim – What is a Medicare Crossover Claim – Billing Electronically – Paper Billing Locators 50 through 54 – Paper Billing Locator 39 – Supporting Documentation – Helpful Tools – Questions 2 Medicare-Related Institutional Claim Filing May 2010 Session Objectives At the end of this session, providers will understand: – What constitutes a Medicare benefit exhaust claim – How to bill the Part B charges – What constitutes a replacement claim – What constitutes a Medicare crossover claim – What supporting documentation is required – How to identify and notate the supporting documentation 3 Medicare-Related Institutional Claim Filing May 2010 MEDICARE EXHAUST CLAIMS What Constitutes A Medicare Exhaust Claim – Dually eligible member (Medicare and Medicaid coverage) – IHCP member has exhausted his or her Medicare Part A benefits – Benefits exhaust prior to the admission for an inpatient stay – Medicare Remittance Notification (MRN) or online Florida Shared System (FSS) printout indicating exhaust status must accompany the claim to Medicaid DO NOT BILL THE IHCP FOR PARTIAL INPATIENT STAYS 5 Medicare-Related Institutional Claim Filing May 2010 Part B Charges – Part B charges must be billed to Medicare before billing the exhaust inpatient claim to IHCP – Medicare Part B claims automatically crossover – Medicare B crossover claim must be voided before billing the exhaust claim • Inpatient claim will deny as a duplicate claim if Part B claim is not voided – Part B payment must be listed as a third-party liability (TPL) payment 6 Medicare-Related Institutional Claim Filing May 2010 Electronic Billing Of Medicare Benefit Exhaust Claim? – Medicare benefit exhaust claims may be submitted electronically via Web interChange using the Attachment feature – “Benefits Exhausted” must be typed in the Notes field of the claim submission screen – The supporting documentation required for the electronic claim is the same as for the paper claim 7 Medicare-Related Institutional Claim Filing May 2010 Billing Information 8 Medicare-Related Institutional Claim Filing May 2010 Coordination Of Benefits 9 Medicare-Related Institutional Claim Filing May 2010 Coordination Of Benefits 10 Medicare-Related Institutional Claim Filing May 2010 Claim Note Information 11 Medicare-Related Institutional Claim Filing May 2010 Attachment Information 12 Medicare-Related Institutional Claim Filing May 2010 Attachment Cover Sheet 13 Medicare-Related Institutional Claim Filing May 2010 Benefits Exhausted 14 Medicare-Related Institutional Claim Filing May 2010 PAPER MEDICARE EXHAUST CLAIMS Paper Billing Of Medicare Exhaust Claims Locators 50 Through 55 – Providers must verify member eligibility to determine if the patient is enrolled in Traditional Medicaid including Care Select – These claims are billed on the UB-04 claim form – Part B payments are indicated by entering the word, “Exhaust” in locator 50 on lines a or b • Do not enter the word “Medicare” on the claim in line 50 – The payment is entered in field 54 – Other commercial payments are entered in the same manner on line b fields 50 through 55 – Use line c in fields 50 through 55 for the Medicaid billing 16 Medicare-Related Institutional Claim Filing May 2010 Paper Billing Locator 39 – Using value code 80, enter the covered days – Do not enter value codes for deductible and coinsurance or blood deductible • A1, A2, or 06 – These claims are TPL claims – All other UB-04 billing policies apply 17 Medicare-Related Institutional Claim Filing May 2010 Medicare Exhaust Claim Address – Paper claims should be submitted to the regular IHCP claims address: HP Institutional Claims P. O. Box 7271 Indianapolis, IN 46207-7271 18 Medicare-Related Institutional Claim Filing May 2010 Supporting Documentation – In the top or bottom margin of the UB-04 claim form boldly write the words: • “Benefits Exhausted” – On the top of the MRN or FSS screen print boldly print: • “Benefits Exhausted” – The information on the supporting documentation must match the information presented for Medicaid claim – Claims are Medicaid primary; all filing limit and prior authorization rules apply to these claims 19 Medicare-Related Institutional Claim Filing May 2010 Benefits Exhausted 20 Medicare-Related Institutional Claim Filing May 2010 Benefits Exhausted 21 Medicare-Related Institutional Claim Filing May 2010 Benefits Exhausted 22 Medicare-Related Institutional Claim Filing May 2010 MEDICARE REPLACEMENT CLAIM What Is A Medicare Replacement Claim? – Created by the Balanced Budget Act of 1997 – Medicare beneficiaries given the option to receive Medicare benefits through private health insurance plans – Replacement of original Part A and Part B plan – Sometimes referred to as Medicare+Choice, Part C, Medicare Advantage Plan, or Medicare HMO 24 Medicare-Related Institutional Claim Filing May 2010 How Medicare Replacement Plans Work – Plans are approved by Medicare but run by private companies – Some plans require referrals to see specialists – Premiums, copays, and deductibles often lower – Cover all Part A and Part B services – Often have networks requiring member to use certain doctors and hospitals – Offer extra benefits, such as prescription drug coverage 25 Medicare-Related Institutional Claim Filing May 2010 Medicare Replacement Plans – Health Maintenance Organizations (HMOs) – Preferred Provider Organizations (PPOs) – Private Fee-for-Service Plans (PFFS) – Medicare Medical Savings Account (MSA) – Medicare Special Needs Plans 26 Medicare-Related Institutional Claim Filing May 2010 Eligibility Verification – For a member with a Medicare Replacement Plan, the Web interChange Eligibility Inquiry screen will indicate that the member has Medicare Part A and Medicare Part B – No information will appear about the Medicare Replacement Plan in the Third Party Carrier section 27 Medicare-Related Institutional Claim Filing May 2010 Medicare Replacement Plans – TPL or Crossover? – Replacement plans are considered TPL (Third Party Liability); not Medicare Crossovers – This is a critical distinction, as billing requirements and reimbursement are different for TPL vs. Crossover – A Medicare crossover is defined as a claim billed to the original Part A and Part B plan, which is covered – Medicare Replacement Plans, and all other insurances, other than the original Medicare Part A and Part B plans, are considered TPL 28 Medicare-Related Institutional Claim Filing May 2010 Electronic Billing Of Medicare Replacement Plans – Medicare Replacement Plans will not automatically cross over from the Medicare carrier to Medicaid – Medicare Replacement Plans can be submitted via Web interChange • Coordination of Benefits information must be entered at the “header” level, but not required at the “detail” level • Must use the “Attachment” feature, and mail the replacement policy EOB as an attachment, along with an Attachment Cover Sheet • The words “Medicare Replacement Policy” must be written on the attachment and mailed to HP with an Attachment Cover Sheet • The words “Medicare Replacement Policy” should be entered in the Notes section 29 Medicare-Related Institutional Claim Filing May 2010 Electronic Billing Of Medicare Replacement Plans – Submit a copy of the Private Insurance EOB – Standard Medicaid prior authorization rules apply to these claims – Standard Medicaid timely filing limits apply to these claims 30 Medicare-Related Institutional Claim Filing May 2010 Web interChange Claims Processing Menu 31 Medicare-Related Institutional Claim Filing May 2010 Billing Information 32 Medicare-Related Institutional Claim Filing May 2010 Coordination Of Benefits 33 Medicare-Related Institutional Claim Filing May 2010 Coordination Of Benefits 34 Medicare-Related Institutional Claim Filing May 2010 Attachment Information 35 Medicare-Related Institutional Claim Filing May 2010 Claims Attachment Cover Sheet 36 Medicare-Related Institutional Claim Filing May 2010 PAPER REPLACEMENT CLAIMS Paper Billing Of Replacement Claims Locators 50 Through 55 – Providers must verify member eligibility to determine if the patient is enrolled in Traditional Medicaid including Care Select – These claims are billed on the UB-04 claim form – The private insurer name or the word “Replacement” is indicated by entering the information in locator 50 on lines A or B • Do not enter the word “Medicare” on the claim – The payment is entered in field 54 – Other commercial payments are entered in the same manner on line B in fields 50 through 55 – Use line C in fields 50 through 55 for the Medicaid billing 38 Medicare-Related Institutional Claim Filing May 2010 Paper Billing Locator 39 – Using value code 80, enter the covered days – Do not enter value codes for deductible and coinsurance or blood deductible • A1, A2, or 06 – These claims are TPL claims – All other UB-04 billing policies apply 39 Medicare-Related Institutional Claim Filing May 2010 UB-04 Billing – Medicare Replacement Plans – Paper claims should be submitted to the regular IHCP claims address HP Institutional Claims P. O. Box 7271 Indianapolis, IN 46207-7271 – Enter the payment received from the Medicare Replacement Plan in the Prior Payments field 54 A or B – Enter the replacement plan name or the word “replacement” in the Payer Name field 50 A or B – Do not enter any reference to Medicare in Payer Name field, as this causes the claim to be treated as a crossover claim 40 Medicare-Related Institutional Claim Filing May 2010 Support Documentation – In the top or bottom margin of the UB-04 claim form boldly write the words: • “Medicare Replacement Policy” – On the top of the Commercial EOB boldly print: • “Medicare Replacement Policy” • IHCP Member ID number – The information on the supporting documentation must match the information presented on the Medicaid claim – Claims are Medicaid primary; all filing limit and prior authorization rules apply to these claims 41 Medicare-Related Institutional Claim Filing May 2010 Replacement Claim 42 Medicare-Related Institutional Claim Filing May 2010 Replacement Claim 43 Medicare-Related Institutional Claim Filing May 2010 Replacement Claim 44 Medicare-Related Institutional Claim Filing May 2010 MEDICARE CROSSOVER CLAIM Medicare Crossover Claim Defined The term, “crossover claim” applies when a member has Medicare as the primary insurance, and: – The Medicare coverage is from traditional Medicare, not one of the Medicare Replacement (or Medicare HMO) plans – Medicare issued a payment of any amount, or the entire payment was applied to the deductible A claim is not a crossover claim when: – The member’s primary insurance is not traditional Medicare – Medicare denied the entire claim – It is a Medicare benefit exhaust claim 46 Medicare-Related Institutional Claim Filing May 2010 Why Claims Do Not Automatically Cross Over Following are some of the reasons why claims fail to cross over from Medicare automatically – The Medicare intermediary is not National Government Services (NGS) or is not an intermediary that has a partnership agreement with HP – Ambulatory surgical center (ASC) claims billed to Medicare on a CMS-1500 claim form with the SG modifier – Data errors on the crossover file • Examples include incorrect Social Security number (SSN) or spelling of member name 47 Medicare-Related Institutional Claim Filing May 2010 Claim Filing Limit – The standard filing limit for Medicaid claims is one year from the date of service – Crossover claims are not subject to the one-year filing limit • Crossover claims may be submitted and processed irrespective of the age of the claim 48 Medicare-Related Institutional Claim Filing May 2010 Claims Partially Paid By Medicare When Medicare allows only some of the services on a non-surgical outpatient claim: –Only the Medicare-allowed services apply to crossover logic • These services should be billed to Medicaid separately from the Medicare-denied services • Providers should not send the Medicare Remittance Notice (MRN) to Medicaid when billing these services –Only the Medicare-allowed services are exempt from the one-year filing limit –Services denied by Medicare are subject to the oneyear filing limit • 49 These services should be billed separately to Medicaid with a copy of the MRN Medicare-Related Institutional Claim Filing May 2010 Web interChange – Claims Processing Menu 50 Medicare-Related Institutional Claim Filing May 2010 Institutional Claim 51 Medicare-Related Institutional Claim Filing May 2010 Coordination Of Benefits 52 Medicare-Related Institutional Claim Filing May 2010 Coordination Of Benefits 53 Medicare-Related Institutional Claim Filing May 2010 PAPER CROSSOVER CLAIMS How To Bill A Crossover Claim – Identify Medicare Remittance Notice (MRN) information in field 39 as follows: • Value Code A1 – Medicare deductible amount • Value Code A2 – Medicare coinsurance amount • Value Code 06 – Medicare blood deductible amount • Value Code 80 – IHCP covered days 55 Medicare-Related Institutional Claim Filing May 2010 Crossover Claim 56 Medicare-Related Institutional Claim Filing May 2010 HELPFUL TOOLS Avenues of resolution Helpful Tools Avenues of resolution – IHCP Web site at www.indianamedicaid.com – IHCP Provider Manual (Web, CD- ROM, or paper) – Customer Assistance • Local (317) 655-3240 • All others 1-800-577-1278 • Written Correspondence • HP Provider Written Correspondence P. O. Box 7263 Indianapolis, IN 46207-7263 • Provider field consultant 58 Medicare-Related Institutional Claim Filing May 2010 Q&A 59