Wind v Surge
John G. Minor, General Contractor
Complete, Inc.
www.completecontracting.com
Wind v Surge
National Flood Insurance Program [NFIP]

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Originated in 1968
Supplemented by the Federal Disaster Protection Act of
1973 : Requires federally backed financial institutions
and the mortgage loans that originate from them to
require flood insurance
Special Flood Hazard Area [SFHA] : 26% chance of
being flooded during the term of a 30 year mortgage as
compared to 9% chance of fire
Since 1978 $31.4 billion paid [as of 3/31/06]
1994-2004 $2.4 billion in claims paid : $16 billion in 2005
Currently 5 million policies in 20,200 plus communities
Source www.floodsmart.gov
NFIP Statistics

Flood Insurance Program ran up $17.5
billion dollars in debt

Interest costs are $900 million per year

NFIP rates are not actuarially sound and
lead to a deficit with impact on the
American tax payers
NFIP Flood Inundation Map
Serves as an excellent tool when
available after a loss.
Maps are based on the observation of
survey teams set up by FEMA.
NFIP Flood Inundation Map

An excellent tool, when
available after a loss;
these maps are based on
the observations of FEMA
survey teams.

FEMA Map Svc Center @
FEMA.gov provides free
FIRMettes for planning
and understanding of the
replacement costs locally.

http://www.msc.fema.gov/
Mierzwa v Florida Windstorm

2004 law enacted in Florida when so many storms
hit the state.

“Mierzwa” was the rallying cry of plaintiff attorneys
heard around the Florida peninsula.

This ruling essentially stated that “a property that
was a deemed total loss [destroyed by a storm or
as result of the 50% rule] could rely that 1-shingle
of wind damage entitled the owner to policy limits
on the wind policy.
Valued Property Law – The Theory
Insurance companies paid based on a
portion of this theory - some fought, lost,
received judgments and have now have had
those judgments removed. These claims are
back to square one and will need to be
proven based on the actual damages to the
roof area, windows, exterior claddings,
interior water and structural damages. Many
of these structures have since been razed.
DOCUMENTATION
Location:
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Distance from the Coast
Exposure to Non-Buoyant Items Being
Carried in Flood Waters
Exposure Type
 Higher wind speeds
 Gulf or Waterfront
 Height from Grade
 Protection
Location:
Pre-Existing Conditions:
Construction Type
 Poorly maintained exteriors can uncover
hidden problems that affect the way a
structures reacts to wind and flood.
 Windows are more likely to blow in if all of
the studs are rooted around the opening.

Attention to how structures are built will
connect the dots as to how they fail. . .
Pre-Existing Conditions:
A claim settlement may
have to rely on the owner’s
or the insurance company’s
underwriter’s description of
interior components
Pre-storm photos provided
by the owner to determine
original construction type
and quality are very helpful.
Age of Structure:
Age determines Pre-Firm or Post-Firm construction
[Flood Insurance Rate Map] and will direct coverage
after a flood loss.
Current flood elevation requirements regulate new
construction & substantially improved properties.
One can be surprised by apparently slab on-grade
construction in an area that would seem to warrant
pilings; this was common in Hatteras after
Hurricane Isabel and was based on the application
of a LOMA–F a map alteration allowing coverage.
Typical Pre-Firm Damage:
Typical Post-Firm Damage:
DFIRM & LOMA Data:
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DFIRM data and LOMA designate current elevation
requirements by revision date.
Theoretically, structures built after a certain date will be
built to the same elevation.
Sometimes an owner will elect to build out a bottom floor
regardless of good practice and/or local building code.
This is a safety issue and a good local plain manager
should disallow this practice. These areas invariably
flood in lesser events and are havens for mold; they
provide no safe place to live.
DFIRM & LOMA Data:
Local municipalities regulate Elevation Requirements
based on FIRM Maps, FEMA research and NFIP
regulations; in some cases, additional requirements exist
in certain areas. One instance is the 3’ Free Board
requirement.
Elevation Certificate:
One of first things to
understand on any
wind/water loss is the
elevation of a property.
This will tell you where
are you in relation to
sea level, grade at time
of measurement and
from floor to floor pre or
post firm.
Elevation Certificate:

Determine if there are
multiple elevations in a
single structure that would
affect flood lines

The timing of Permitting a
Repair will determine the
elevation requirements as
municipalities adopt local
codes and accept the maps
drawn by FEMA for the local
flood plain.
Elevation Certificate:
http://www.nspsmo.org
If you are in need of an elevation certificate for your
property or residence; contact the National Society of
Professional Surveyors.
Timing of Events:

Factual Data

Video Evidence

Weather Data

Storm-Chaser Information
Concurrent Events:
Wind Driven Waves
 Rising Tidal Waters in Bays, Bayous &
Sounds
 Storm Water Runoff
 Flooding from Lakes, Rivers and as a
result of Dam Failure

Damage Indicators:
 Local
 Eye
Meteorological Observations
Witness Testimony and/or Video
 Damage
Associated with Flying
Debris, Falling Objects and Uplift or
Wind Damage
Still Water v Velocity Water
Determined due to physical damage indicators:
 Scarring on Pilings
 Trees
 Debris at Flood Level or Above
Physical Damage Indicators
Critical Early Documentation:

Photographs:
 Roof
 Trees/Exterior
Damages
 Building Components

Documentation of the
Water Height - Still and
Wave - in relation to the
structure is important.
[Grade & Sea Level]
Experts:

Meteorologist: Determine the timing of the different
aspects of the claim as to time and intensity of a
storm.

Structural & Forensic Engineers: Overlay the
weather data to the structure to determine within a
reasonable degree of engineering certainty that what
portions of a structure would have been damaged by
a given peril.

Cost Providers: Present the costs associated with
the individual causation determinations and building
characteristics.
Digital Photos:
The use of digital photography is now the
norm.
Overlays, imbedded notations and audio
can be installed in Xactimate and Adobe
software programs.
Documentation : Digital Photos
Documentation : Digital Photos
Digital photos can determine the degree of
damage & allow you to map the water
damage in a specific area.
Documentation : Digital Photos
Conditions remaining after
a loss can help in
determining the overlay of
the damage costs.
In this case from Hurricane
Katrina, the floor coverings
and floor plan of this slab
on-grade home is easy to
identify .
Documentation : Digital Photos
The site will reveal clues as to the former
residence, i.e., granite countertops were
identified in the deposition of the owners
house pictured above.
An existing slab or piling spacing will allow
for at least a representation of the size of
the structure pre-loss.
Engineers will look at anchor bolts and
identify in some cases they can establish
in what way the structure was removed
from the slab, primarily associated with the
direction the bolts are bent and the time
that the wind was blowing in that way and
whether the flood waters were to the
house yet or not in full height.
Documentation : Digital Photos
Every detail remaining on
the site will become
evidence at trial as to
expected stress loads a
structure can be expected
to withstand as to wind
and flood causation.
Documentation : Digital Photos
Digital documentation of the remaining
structural components is crucial for file
research down the road.
Thermal Imaging:

An excellent tool to detect anomalies in
building components. Water holds heat
longer and results in water-damaged
building materials retaining heat longer
than adjoining or similar dry substrate.

Thermal Imaging can accurately
delineate damages from wind and flood
as long as they do not comingle.
Documentation : Thermal Imaging
Documentation : Thermal Imaging
Measurements:
Measurements From Grade – Photos
and record elevations with landmarks
are likely to remain; may require the use
of a surveyor stick or marker.
 Local Benchmark Data – Documenting
elevation from grade in a neighborhood
can go a long way in making sense of
the reported facts of the loss.

Documentation : Measurements
Surveyor tools can tell the story visually in
a way that an elevation certificate can not.
Documentation : Measurements
Measurements from the Finished Floor Elevation (FFE)
Document the measurement up close with a tape, as well
as from a perspective view.
Inside measurements will eliminate the ramp-up effect of
wave action.
Structural Accounting:
In more difficult files,
expect to interview the
builder and/or any other
person that can provide
testimony as to how a
property was constructed,
including special features.
Policy Determinations:
Direct Physical Damage definition in Flood
Policy
 Items to be Included in Wind Portion of a
Claim
 Items to be Excluded from the Flood
Coverage
 Delineation of HOA/HO6 on Commercial
Residential Policies
 Overhead and Profit Allowances

Substantial Damage Rule

ICC – Increased Costs of Compliance is
available after a property is deemed 50%
damaged for costs associated with the
elevation of a new structure and
demolition of the old.

Letter of Substantial Damage (50% rule)
Replacement Cost
Building Code Data is used for replacement cost
determinations and with original construction or
substantial improvement to determine what code the
structure should live to. Older structures are much
more likely to be damaged by wind and/or flood.
Wind v Surge
Out of date construction practices simply do
not hold-up to catastrophic events.
It is important to understand how a structure is
put together to determine where the flood stops
and the wind begins.
Wind v Surge
In the photo to the left, the effect Flood had
removed the load bearing components of this
spread foundation in one tier [left] at the same
time the Wind has blown back the metal mansard.
Wind v Surge
Code upgrades are a natural part of the
evolution of coastal construction and are
why buildings are made stronger today.
Total Loss Determination
This is when an entire structure has to be
brought down regardless of causation.
Wind v Surge : Regulations
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Recently the U.S. Government Accounting Office (GAO),
at the request of several members of congress, has
found a potential “conflict of interest” in the (WYO)
insurance companies administering hurricane claims and
segregating the damages.
The nature of this responsibility requires that the adjuster
take into account causation in determining the loss and
applying the damages to the Wind or Flood claim. This
effectively puts the companies and its’ adjusters in the
drivers seat as to loss ratio and costs to the company.
NFIP claims that it does not have the authority to require
submission of the claim data from the wind company
and, therefore, can not guard against this potential self
dealing.
Source www.gao.gov
Wind v Surge
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The findings of the (GAO) and certain class action lawyers does not
surprise me and is one of the factors that cause certain claims to be
problematic.
When an adjuster for the (WYO) member company sets the flood
payments based on the description of direct physical damage too
high in a structure, it is likely that following reports will duplicate the
mistaken premise.
This mistake will perpetuate the problem especially when the Flood
policy begins to pay for items that very often are damaged by Wind
in a hurricane. [Trees, Roof, Roof Framing, Windows, Soffit, Fascia
and Gutter System, Siding]
The causation when flood has blown out supporting walls or other
elements of the foundation can become very difficult to determine
and can greatly affect the outcome of a file and the ability of the
owner to rebuild.
Wind v Surge
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Recent attempts at combining Wind and Flood into one
policy have been attempted under H.R. Bill 920 under
the Multiple Perils Act of 2007, as well as by
Congressman Gene Taylor of Mississippi.
This act has been opposed by the insurance industry
who say it could cause as much as $100 to $200 billion
annually in losses - Flood coverage would end up being
a huge issue for tax payers.
Insurance industry lobbyist argue that while insurance
has doubled since Hurricane Katrina that policies are
typically available in many cases through JUA programs
administered by various states, i.e., Citizens or NC JUA.
Some in government look at this as an economic
development need citing that many projects are not
moving forward as result of high insurance costs.
Current Event : Disaster in the Gulf
John Minor
HazMat Certified : OSHA HAZWOPER
29 CFR 1910.120
www.nationalenvironmentaltrainser.com
Current Event : Disaster in the Gulf
Karen Thornhill
Santa Rosa County Office
850.981.7029
Resources and Links
Resources and Links
Complete General Contractors

913 Gulf Breeze Pkwy Suite 5A, Gulf Breeze, FL 32561 ; 866-256-2742

Email: completeinc@msn.com ; Website: www.completecontracting.com
American Concrete Institute

38800 Country Club Dr., Farmington Hills, MI 48331

Website: www.concrete.org
American Architectural Manufacturers Association
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1827 Walden Office Square Suite 550, Schaumburg, IL 60173 ; 847-303-5664

Website: www.aamanet.org
American Society of Testing and Materials
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1-800-262-1373

Website: www.astm.org
ASTM Technical and Professional Training
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1-800-262-1373
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Website: www.astm.org
Claims Yellow Pages
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537 Deltona Blvd Deltona, FL 32725 ; 800-290-1347
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Email: info@claimspages.com Website: http://www.claimspages.com
Community Associations Institute
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225 Reinekers Lane, Suite 300, Alexandria, VA 22314 ; (703) 548-8600
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Website: www.caionline.org
Environmental Protection Agency

1200 Pennsylvania Avenue N.W., Washington, DC 20004 ; (202) 272-0167

Email: amtic@epamail.epa.gov ; Website: www.epa.gov
Resources and Links
Mississippi Emergency Management


866-519-MEMA (6362)
Email: memainfo@mema.ms.gov ; Website: www.msema.org
Windstorm Insurance Network
2929 Langley Avenue, Suite 203 , Pensacola, FL 32504

Email: info@windnetwork.com , Website: http://www.windnetwork.com/
National Association of Homebuilders

1201 15th Street NW , Washington, DC 20005 ; (800) 368-5242

Website: www.nahb.org

Air Purifiers-In Duct, Inc.
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PO Box 2044, Delray Beach FL 33277 • (800) 442-1247

Email: activtekab@gmail.com • Website: http://www.airpurifiersinc.net
Alpine Air

220 Reservoir Street: Ste 22, Needham Heights MA 02194 • (781) 449-7979 or (800) 6282209
Association of Occupational and Environmental Clinics (AOEC)

Phone: (202) 347-4976 • Website: http://www.aoec.org

Referrals to clinics with physicians who have experience with environmental exposures,
including exposure to mold; maintains a database of occupational and environmental
cases.
Resources and Links
Association of Specialists in Cleaning and Restoration (ASCR)
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Disaster recover, water and fire damage, emergency tips, referral to professionals
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
2525 220th St SE, Suite 203,Bothell, WA 98021 ; (866) 659-8439
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Experts.com
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2800 W. March Lane, Suite 340, Stockton, CA 95219 ; 866-239-7378
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U.W.F Engineering
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Building #70, room 116 , 11000 University Parkway , Pensacola, FL 32514-; (866) 3405886

Website: http://uwf.edu/ece/
F.L.I.R

1-800-GO-INFRA (464-6372)

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ICC(International Code Council)

5360 Workman Mill Road; Whittier, CA 90601 ; 1-800-423-6587
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University of North Florida
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Resources and Links
Clemson University
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Website: www.clemson.edu
Florida Institute of Technology

150 W. University Blvd. Melbourne, FL 32901 (321) 674-8000
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Website: www.fit.edu
Louisiana State University

Louisiana State University , Baton Rouge, LA 70803
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Email: webmaster@lsu.edu ; Website: www.lsu.edu
Texas Tech

2500 Broadway, Lubbock, TX 79409; 806.742.2011

Email: webmaster@ttu.edu ; Website: www.ttu.edu
University of Alabama at Huntsville

301 Sparkman Drive Huntsville AL 35899 ; 1 800 UAH CALL
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Email: webmaster@uah.edu ; Website: www.uah.edu
University of Florida

University of Florida, Gainesville, FL 32611; 352.392.3261

Website: www.ufl.edu
University of Oklahoma

660 Parrington Oval, Norman, OK 73019-0390 (405) 325-0311

Website: www.ou.edu
Resources and Links
American College of Occupational and Environmental Medicine (ACOEM)

Phone: (847) 818-1800 • Website: http://www.siouxlan.com/acoem

Referrals to physicians who have experience with environmental exposures
American Conference of Governmental Industrial Hygienists, Inc. (ACGIH)

Phone: (513) 742-2020 • Website: http://www.acgih.org

Occupational and environmental health and safety information
American Industrial Hygiene Association (AIHA)

Phone: (703) 849-8888 • Website: http://www.aiha.org

Information on industrial hygiene and indoor air quality issues including mold hazards and
legal issues
American Society of Heating, Refrigerating, and Air-Conditioning Engineers, Inc.
(ASHRAE)

Phone: (800) 527-4723 • Website: http://www.ashrae.org

Information on engineering issues and indoor air quality
American Shrinkwrap Co.
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PO Box 150152, Cape Coral FL 33915 • (239) 542-9599 Toll Free (800) 229-2904

Email: customerservice@americanshrinkwrap.com • Website:
http://www.americanshrinkwrap.com
Anderson Windows, Inc. Division Anderson Corporation

100 4th Avenue North, Bayport MN 55003 • (800) 426-7691

Email: link on website • Website: http://www.andersonwindows.com
Armstrong World Industries, Inc.

2500 Columbia Avenue, Lancaster PA 17603 • (717) 397-0611 or (800) 292-6308

Email: link on website • Website: http://www.armstrong.com
Resources and Links
Bracken Engineering
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Berridge Manufacturing Company

1720 Maury Street, Houston TX 77026• (713) 223-4971 Toll Free (800) 231-8127

Email: sales@berridge.com or bmarks@berridge.com • Website: http://www.berridge.com
The Blue Book of Building and Construction

PO Box 500, Jefferson Valley NY 10535 • (800) 431-2584

Email: info@thebluebook.com • Website: http://www.thebluebook.com
The Claims Page of the Carolinas
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Email: info@claimspages.com • Website: http://www.claimspages.com
California Environmental Protection Agency
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California IAQ resources
Canada Mortgage and Housing Corporation (CMHC)
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Phone: (613) 748-2003 [International] • Website: http://www.cmhc-schl.gc.ca/cmhc.html
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Several documents on mold-related topics available
Carpet and Rug Institute (CRI)
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Phone: (800) 882-8846 • Website: http://www.carpet-rug.com

Carpet maintenance, restoration guidelines for water-damaged carpet, and other carpetrelated issues.
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Centers for Disease Control and Prevention (CDC)
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
Information on health related topics including asthma, molds in the environment, and
occupational health.
CDC’s National Center for Environmental Health (NCEH)

Phone: (888) 232-6798 • Website:
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
Questions and answers on Stachybotrys chartarum and other molds
CertainTeed Corporation

750 E. Swedesford Road, Valley Forge PA 19482 PO Box 860 • (610) 341-7000 or (800)
233-8990

Email: roofing.ct@sgc/infonet.com • Website: http://www.certainteed.com
Chemical Specialties, Inc.

200 East Woodlawn Road: Suite 350, Charlotte NC 28217 • (800) 421-8661

Email: acquinfo@chemspec.com • Website: http://www.chemspec.com
ChemRex – BASF Construction Chemicals – Building Systems

889 Valley Park Drive, Shakopee MN 55379 • (800) 433-9517

Email: info@radiancomfort.com • Website: http://www.buildingsystems.basf.com
Clean Aire Inc.

1006 Rabbit Run, Hopkins SC 29061 • (803) 776-1117

Email: cleanaiq@bellsouth.net
Cleanco Cleaning Products

3750 – 19th Street NE, Calgary AB T2E-6V2 • (800)653-8338

Email: lquerin@cleanco.com • Website: http://www.cleanco.com
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CRS – Cleaning and Restoration Supply

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
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http://www.cleaningandrestoration.com
Coastal Claims Association
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1506 Azalea Drive: Suite 603, Myrtle Beach SC 29575 • (843) 238-5181
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Dri-Eaz Products, Inc.

15180 Josh Wilson Road, Burlington WA 98233 • (360) 757-7776

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Duron Paints and Wall Coverings

10406 Tucker Street, Beltsville MD 20705 • (800) 723-8766

Email: sales@duron.com • Website: http://www.duron.com
Energy and Environmental Building Association
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Information on energy efficient and environmentally responsible buildings, humidity and
moisture control, and vapor barriers
Environmental
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Health Canada, Health Protection Branch, Laboratory Centre for Disease Control, Office of
Biosafety
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Resources and Links
Environmental Microbiology Laboratory, Inc

Phone: (866) 888-6653 • Website: http://www.emlab.com
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Specialize in the analysis of air and surface samples for fungi, mold, bacteria, allergens,
and asbestos. EmLab is the leading commercial indoor air quality testing laboratory in
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Inline Distributing Company

9380 San Fernando Road, Sun Valley CA 91352 • (800) 795-0933

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Jon-Don, Inc.
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400 Medinah Road, Roselle IL 60172 • (800) 400-9473

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Grohe America, Inc.
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241 Covington Drive, Bloomingdale IL 60108
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Howe-Baker Engineers, Ltd., CB&I Sonozaire Division

3102 E. Fifth Street, Tyler TX 75701 • (903) 597-0311

Email: sonozaire@howebaker.com • Website: http://www.sonozaire.com
Humidity Control Systems, Inc.

PO Box 1767, Vancouver WA 98668 • (800) 642-7910
Hurd Windows & Doors, Inc.

575 South Whelen Avenue, Medford WI 54451 • (800) 223-4873

Email: perfection@hurd.com • Website: http://www.hurd.com
Indoor Environmental Remediation Board (IERB)

Phone: (215) 387-4097 • Website: http://www.ierb.org

Information on best practices in building remediation
Resources and Links
Institute of Inspection, Cleaning and Restoration Certification (IICRC)
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Information on and standards for the inspection, cleaning, and restoration industry
International Sanitary Supply Association (ISSA)
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Phone: (800) 225-4772 • Website: http://www.issa.com
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Education and training on cleaning and maintenance
International Society of Cleaning Technicians (ISCT)
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Phone: (800) WHY-ISCT or (800) 949-4728 • Website: http://www.isct.com

Information on cleaning, such as a stain removal guide for carpets.
ICI Dulux Paints

925 Euclid Avenue, Cleveland OH 44115 • (800) 984-5444

Website: http://www.icipaintstores.com
Juno Lighting Group

1300 S. Wolf Road, Des Plaines IL 60018 • (847) 827-9880

Website: http://junolightinggroup.com
Kohler Company, Plumbing Division

(920) 457-4441 • 444 Highland Drive, Kohler WI 53044

Website: http://www.kohler.com
Lincoln Windows

1400 West Taylor Street, Merrill WI 54452 • (715) 536-2461

Website: http://www.lincolnwindows.com
Ludowici Roof Tile

PO Box 860, Valley Forge PA 19482 • (800) 917-8998

Email: info@ludowici.com • Website: http://www.ludowici.com
Resources and Links
Material Safety Data Sheets (MSDSs) - Cornell University
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MSDSs contain information on chemicals or compounds including topics such as health
effects, first aid and protective equipment for people who work with or handle these
chemicals.
MidAtlantic Environmental Hygiene Resource Center (MEHRC)

Phone: (215) 387-4096 • Website: http://www.mehrc.org

Indoor environmental quality training on topics such as mold remediation
Moen Inc.

25300 Al Moen Drive, North Olmsted OH 44070 • (800) 289-6636

Email: dmeredit@moen.com • Website: http://www.moen.com
Mold Report

Phone: (800) 224-1527 • Website: http://www.moldreport.com

Online store and other information about Mold Report
Mohawk Manufacturing, Inc.

2175 Beechgrove Place, Utica NY 13501 • (800) 765-3110

Email: info@austinmohawk.com • Website: http://www.mohawkcanopy.com
Benjamin Moore & Company

51 Chestnut Ridge Road, Montvale NJ 07645 • (888) 236-6667

Email: info@benjaminmoore.com • Website: http://www.benjaminmoore.com
Moisture Control Services, Munters - Ben Brackin

16 Hunt Road, Amesbury MA 01913 • (800) 959-7901

Email: mcsinfo@munters.com • Website: http://www.muntersmcs.com
Resources and Links
National Air Duct Cleaners Association (NADCA)

Phone: (202) 737-2926 • Website: http://www.nadca.com

Duct cleaning information
National Antimicrobial Information Network (NAIN)

Phone: (800) 447-6349 • Website: http://nain.orst.edu

Regulatory information, safety information, and product information on antimicrobials
National Association on the Remodeling Industry (NARI)

Phone: (847) 298-9200 • Website: http://www.nari.org

Consumer information on remodeling, including help finding a professional remodeling
contractor
National Institute of Building Sciences (NIBS)

Phone: (202) 298-7800 • Website: http://www.nibs.org

Information on building regulations, science, and technology
National Institute of Environmental Health Sciences

Phone: (919) 541-3345 • Website: http://www.niehs.nih.gov

The mission of NIEHS is to reduce the burden of human illness and disability by
understanding how the environment influences the development and progression of human
disease. Reference for information on mold.
National Institute for Occupational Safety and Health (NIOSH)

Phone: (800) 35-NIOSH or (800) 356-4674 • Website: http://www.cdc.gov/niosh

Health and safety information with a workplace orientation
National Institutes of Health

Phone: (608) 263-6297 • Website: http://www.nih.gov
The Nation’s Medical Research Agency – information regarding environmental health
issues, including IAQ.
Resources and Links
National Pesticide Telecommunications Network (NPTN)

Phone: (800) 858-7378 • Website: http://ace.orst.edu/info/nptn

Information on pesticides and antimicrobial chemicals, including safety and disposal
information
Occupational Safety & Health Administration (OSHA)

Phone: (800) 321-OSHA or (800) 321-6742 • Website: http://www.osha.gov

Information on worker safety, including topics such as respirator use and safety in the
Phoenix EnviroCorp

4020 Shipyard Blvd, Willington NC 28403 • (910) 397-0370

Email: PEC@phoenixenvirocorp.com • Website: http://www.phoenixenvirocorp.com
Porcelanite, Inc.

PO Box 1777, Lexington NC 27292 • (910) 242-5621

Email: info@porcelanite.com.mx • Website: http://www.porcelanite.com
Pro Spec, Bonsal American

8201 Arrow Ridge Blvd., Charlotte NC 28273 • (800) 334-0784

Email: link on website • Website: http://www.prospec.com
Restoration Consultants

3463 Ramona Avenue, Sacramento CA 95826 • (916) 736-1100

Email: rhi@quiknet.com • Website: http://www.restcon.com
RIA Restoration Industry Association

8229 Cloverleaf Drive Suite 460, Millersville MD 21108 • (410) 729-9900

Email: info@ascr.org • Website: http://www.ascr.or
Resources and Links
Sheet Metal & Air Conditioning Contractors’ National Association (SMACNA)

Phone: (703) 803-2980 • Website: http://www.smacna.org
Smithsonian Center for Materials Research and Education (SCMRE)

Phone: (301) 238-3700 • Website: http://www.si.edu/scmre

Guidelines for caring for and preserving furniture and wooden objects, paper based
materials, and preservation studies.
Buric RV Construction Consultants

2512 Independence Blvd. #200, Wilmington NC 28403 • (910) 791-3299

Website: http://www.buric.com
Sherwin Williams Company

101 Prospect Avenue, Cleveland OH 44115 • (216) 566-2000

Website: http://www.sherwin-williams.com
Simultaneous Solutions, Inc.

3452 Lake Lynda Drive Suite 420, Orlando FL 32817 • (800) 447-4676

Email: relations@simsol.com • Website: http://www.simsol.com
Symons Corporation

200 East Touhy Avenue, Des Plaines IL 60018 • (847) 298-3200

Email: info@symons.com • Website: http://www.symons.com
Sun-Belt USA

4211 - C Atlantic Avenue, Raleigh NC 27604 • (800) 334-8418

Email: steamex@vnet.net.com • Website: http://www.sun-beltusa.com
Resources and Links
Wilmington Claim Association

PO Box 645, Buford GA 30515 • (910) 350-8208 Kevin Best

Email: kareng@cagworld.com • Website: http://www.ncclaims.com
3M Company

3M Center Building 225-4SW-25, St. Paul MN 55144 • (800) 364-3577

Email: dtstevens@MMM.com • Website: http://3mindustrialtransportation.thomasnet.com
University of Michigan Herbarium

Phone: (734) 764-2407 • Website: http://www.herb.lsa.umich.edu

Specimen-based information on fungi; information on fungal ecology
University of Tulsa Indoor Air Program

Phone: (918) 631-5246 • Website: http://www.utulsa.edu/iaqprogram

Courses, classes, and continuing education on indoor air quality
Unsmoke Restorx Systems, Microban

1135 Braddok Avenue, Braddock PA 15104 • (800) 332-6037

Email: czlotnik@compuserv.com • Website: http://www.unsmoke.com
Vac Systems Industries

5995 West 149th Street Suite 102, Apple Valley MN 55124 • (952) 432-3955

Email: sales@vacsystems.com • Website: http://www.vacsystem.com
Vale National Training Center, Inc.

5070 Ritter Road Suite 130, Mechanicsburg PA 17055 • (717) 790-9950

Website: http://www.valenational.com
Video-Aire International

2569 Gravel Drive, Fort Worth TX 76118 • (888) 595-4393

Email: info@videoaire.com • Website: http://www.videoaire.com
Resources and Links
U.S. Environmental Protection Agency (EPA), Indoor Environments Division (IED)

An Office Building Occupant’s Guide to IAQ http://www.epa.gov/iaq/pubs/occupgd.html

Biological Contaminants http://www.epa.gov/iaq/pubs/bio_1.html

Building Air Quality Action Plan (for Commercial Buildings) •
http://www.epa.gov/iaq/largebldgs/actionpl.html

Floods/Flooding http://www.epa.gov/iaq/pubs/flood.html

Indoor Air Quality (IAQ) Home Page http://www.epa.gov/iaq

IAQ in Large Buildings/ Commercial Buildings http://www.epa.gov/iaq/largebldgs

IAQ in Schools http://www.epa.gov/iaq/schools

Mold Remediation in Schools and Commercial Building http://www.epa.gov/iaq/molds

Mold Resources http://www.epa.gov/iaq/pubs/moldresources.html

For more subject-specific links, go to: http://www.epa.gov/iaq/schools/links.html, or
http://www.epa.gov/iaq/asthma/links/index.html, or http://www.epa.gov/iaq/moreinfo.html
U.S. EPA IAQ Information Clearinghouse (IAQINFO)

Phone: (800) 438-4318 or (703) 356-4020 • Fax: (703) 356-5386 • Email: iaqinfo@aol.com

Indoor air-related documents, answers to Indoor Air Quality (IAQ) questions, maintains
listing of state IAQ contacts, and regional EPA contacts