DNP Mobile Wallet Services
March 2014
Dai Nippon Printing Co., Ltd.
© 2014 Dai Nippon Printing Co.,Ltd. All Rights Reserved.
Contents
1. About DNP
2.Core Technologies and Market Approach
3. Environment around Mobile Wallet
4.Introduction of DNP Mobile Wallet
© 2014 Dai Nippon Printing Co.,Ltd. All Rights Reserved.
1
About DNP
© 2014 Dai Nippon Printing Co.,Ltd. All Rights Reserved.
2
Who is DNP?
P&I Solutions DNP
Printing & Information technology
 Experience
137years
 Annual Sales
\1,507,227M
(consolidated)(overseas 12.8%)
 Employees
39,986
(consolidated)
*as of March 2012
DNP is a comprehensive printing company with printing and information technologies
at its core business, serving over 30,000 corporate clients worldwide
© 2014 Dai Nippon Printing Co.,Ltd. All Rights Reserved.
3
An Integral Part of Our lives
The Largest Comprehensive Printing Company with broad
business activities.
- Book & Magazines Printing
- General Commercial Printing
- Network Business
- Business Forms & Security Printing (including Smart Card)
- Opt Materials / Industrial supplies
- Packaging
- Lifestyle materials
- Display Components
- Electronic Device
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4
From Smart Card to Digital Security “4 cores”
DNP has 4 cores that are backed up by its extensive accomplishments and technology
in Smart Card business.
Occupies 42% (67M pcs) in 2012
*Contact Smart Card market (161M)
UIM Development
1st UIM vendor in JP market
Electronic
Modules
Financial Card
Application
World smallest module
Design/manufacturing technology
No.1 Smart card share
(JP market)
Over 60 corporate users mainly
in financial industry in Japan
DNP has started
developing SWP
compatible products
Network
Services
B2it: DNP’s proprietary technology
CDMS
Figures from Fuji Kimera 2011
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5
DNP NFC solutions
NFC Service
Net Work Service
Wallet Service
Payment
Mobile App
Smart Poster
Dosing Schedule
Management
Contactless
Credit Payment
Payment Service
Data
Generation
Issuance
Mobile phone remote issuance ASP
Healthcare
NFC
Solutions
R/W
Petit-Porta
Smart Cards, tags
NFC TAG
Coupon
R/W
module
Digital Signage
NFC Hardware
DNP provides NFC total solutions for various service providers
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6
Analysis of big data linked personal, buying and measurement info collected by each service
Consumer Info
Health-Care
Care)
Automotive
・Browsable health and
buying log
・Advice service
・Home Delivery Service
Online Shopping
・Browsable beauty log
・Advice Service
・Recommendation Service
Mobile Wallet
PASSSMART
M2M System
・Browsable Facility
Utilization Log Record
・Advice Service
・Support for the
Disaster time
(Planning Stage)
Information of Device, Operation and Sensing
Payment：Brand Pre-paid/Regional Currency(FPM Linkage)/E-Money Payment Network (TMN Linkage)
TAPLINK
Coupon Distribution(C&I Linkage)
3D Secure/OTP
Smart City
・Driving record/log
・User/Vehicle
Authentication
・Emergency service
Information of Personal, Payment and Service
Payment Processing
Measurement
Info
Buying Info
・Personal Authentication for online payment
Data Distribution(Smart Poster)
・Device Authentication (Planning Stage)
Network
Consumer
Service
Salon de Wallet(Beauty
Network
2nd STEP
I/F
3rd STEP
Data
Collection
4th STEP
Consumer Info Analysis
Feedback of Assay Result
Expansion of Service Range
5th STEP
Utilization of Big Data
Personal
Info
Consumer
Service
Infrastructure
Collaboration
with Other
Departments
Communica
tion
Collaboration
with Other
Companies
Big Data
Solution
DNP approach toward consumer’s information utilization.
IC Card R/W, NFC Module, Data Information Terminal
・Instant Issuance
・Network
Data Creation
・Mobile Bureau
ID Device
Operation Service
Smart Phone
IC Card
・Personal
Authentication
・Payment
・Network Linkage
・Personal
Authentication
・Payment
・Loyalty
Program
NFC Plug
・Device Authenti
cation
・Data Collection
・Smart Phone
Linkage
Personal ID Device
Communication Module
IC Tag
・ID Authentication
・Commodity
Management
・Smart Phone
Linkage
・Device
Authentication
・Data Collection
・Device Linkage
Product ID Device
Consumer
Product
1st STEP
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7
Ｅｎｖｉｒｏｎｍｅｎｔ Ａｒｏｕｎｄ Ｍｏｂｉｌｅ Ｗａｌｌｅｔ
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8
Expanding SmartPhone
Approx 80% Smart Phone released in Japan can react to NFC.
The number of Handset Supported NFC has increased at good rate.
■ March 2014
■ March 2018
As of Jan’14 The number of NFC supported Handset
10 of 13 support NFC
14 of 14 support NFC
6 of 12 support NFC
56.27million（46.6％）
89.24million（68.2％）
（Forecast at Oct’13）
The number of smart phone (Record& Forecast)
The ration of Smart phone
The number of Feature Phone
The number of Smart Phone
Forecast at Oct ‘13
Not
supported:
2 units
Only Osaifu keitai
supported:
7 units
NFC･Osaifu keitai
supported:
30 units
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
※Source : Catalogue in MNOs ※Except : iPhone,Tablet and futurephone
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9
The Environment Surrounding Mobile Wallet
New Technology
New Service
Wi-Fi
NFC
The needs of Mobile Wallet consolidating and
integrating variable services is expanding.
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10
Expansion of Mobile Wallet Service
Mobile Wallet Service is the application providing E-payment service such as credit,
pre-paid and point on a mobile phone and being launched around world.
Main Service of Mobile Wallet
Credit Payment
Point Service
Pre-Paid Payment
Coupon Service
Debit Payment
Ticket Service
【QR cord payment】
Payment
The Cases of Mobile Wallet Serivce in the World
 Isis mobile wallet
 olleh touch NFC
 Google wallet
 SmartWallet
 Cityzi Wallet
 PayPass Wallet Services
 Quick Tap
 SmartWallet
（PayPass Wallet Services）
 Lider wallet
・・・ etc.
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11
Mobile Wallet Recent Instance in Japan
Smartphone application 「Salon de Wallet」 launched in February 2014.
「Salon de Wallet」 is a smart phone application connected with the POS system 「Salon de Net」 which
is operated by Hypersoft at 2,000 beauty salons in Japan
Salon member card
Reservation
Beauty Album
Net shopping
2014. Feb 3 News Release
Large shopping complex 「Tressa Yokohama」 starts Mobile Wallet service.
Toyota Automall Create (TAC）, Toyota Finance （TFC）, JCB and Dai Nippon Printing（DNP） is launching smart phone wallet
application 「Tressa Wallet」 at the large shopping complex 「Tressa Yokohama」 operated by TAC in spring 2014. The 「Tressa
Wallet application」 manages various services such as discount coupon and point in a wallet.
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12
Micro SD solution for e-payment
By using micro SD with communication module, we can provide
mobile e-money instantly to customers.
Customers
Device/Application
•User Information
•Communication Module
•E-Money Value
Smartphone
Service Provider / Vender
・Payment
Retailer
・Top Up
3GNW
・Issue
Infrastructure
e-payment System
3GNW
3GNW
SP-TSM
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13
Introduction of DNP Mobile
Wallet
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14
DNP Mobile Wallet Service
Optimal Solution which is in harmony with community market and
company needs can be realized by linking & integrating payment
service with each service.
Ienaka(Inside House)
Misenaka(Inside Shop)
・Community Information check
・Event Information check
・Coupon
・Health care
・Online game
・Home electric Appiiance
・Point
・Coupon
・Contactless credit
・Electric money
・Area money
・Smart shopping
Community
Ekinaka(Inside Station)
・Community membership
・P2P Information
exchange
・SNS Introduction
/ Spreading
・Smart Poster
・Ivent Information
・Coupon
Machinaka(Inside Town)
・Stamp rally
・Event ticket
・ O2O promotion
・ Smart town
Behavior log DB
Customer Analysis
Office
・Employee ID
・Security Management
・ Office equipment
management
Marketing for end users / Establishment of optimal PDCA cycle
Maximize loyalty in customers
Increasing profit
Maximize Sales promotion
Customer acquisition
Development of goods & services
Improvement of production/
sales support.
© 2014 Dai Nippon Printing Co.,Ltd. All Rights Reserved.
15
Over view of NDP mobile Wallet service
“Mobile Wallet Application” for End user and
“Mobile Wallet Server” to control and
Other services provided by DNP
Mobile Wallet Application
Mobile Wallet Server
Other services provided DNP
Coupon service
Prepaid service
Point serivce
Contactless credit payment
And More…
Services of third party provider
Activation
Withdraw
Member information
Login/Logout
Wallet management
Activation
Finance
Member management PUSH notification
Password change
Inquiry
NFC
FeliCa
Barcode
2D barcode
Logging
Widget download
Access control
Other service
Retail
Health care
Ammusement
And More…
© 2014 Dai Nippon Printing Co.,Ltd. All Rights Reserved.
16
Feature of DNP Mobile Wallet
Flexible interface
Speedy set up
Compatible with NFC, FeliCa, Barcode,
and other interface like BLE
Combination of the services of DNP,
the implementation timeline could be shortened.
＋
You can choose the interface depend on the
service requirement and infrastructure
environment
Mobile Wallet application
Credit
Prepaid
Ticket
Member card
Coupon service
Coupon
Prepaid service
Smart Bureau
NFC
library
FeliCa
library
One dimensional
barcode library
Two dimensional
barcode library
BLE
library
And more
Acquiring platform
Remote issuance service
And more…
© 2014 Dai Nippon Printing Co.,Ltd. All Rights Reserved.
17
PASSMART
DNP has launched Mobile marketing platform “PASSMART” for
Japanese market in 2013.
• PASSMART is…
Owned media which connects shoppers with
shopping malls, major retailers and
consumer brands.
• PASSMART can…
•
Provide retailers/brands consolidated sales
promotion functions into a mobile
application.
• Update its features along with marketing
trend.
• Be introduced easily and at reasonable price
as ASP service.
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18
About “VALUE TACTiX”
Value management server is provided as ASP.
Access to the server is possible through internet.
DNP supports smooth implementation of value card by providing inexpensive terminal for trial
introduction.
VALUE TACTiX （Value Management System）
Value Management Center
Shop
■Value Management
Secure
Network
Mag stripe Card ＋ POS
or
Inexpensive Terminal
■Card Issuance Support
■Terminal Installation
Charge （Value add）
Use （Value deduct）
Balance check （Balance reference）
■Support from Introduction to
Operation
■Campaign Planning
・Plastic card with mag stripe （Gift／Prepaid）
・Value is safe because the card itself does not have any value. The value is managed by the center
server.
・Low cost introduction is achieved with effective use of internet.
© 2014 Dai Nippon Printing Co.,Ltd. All Rights Reserved.
19
About OrderLine
OrderLine is a ASP service for credit card payment geared to mail order/internet shopping.
It automatically make real time authorization at the time of order receipt at shopping site.
Its management screen supports various needs of the merchants at their order processing center.
※OederLine service is available in Japan only.
Credit Card
Issurer
Client
（shopper）
３D Secure
MPI +AP
PC
SSL
Card Info
カード番号
有効期限
MPI
（Merchant Plug-in）
Credit Request（3D Secure mail)
1234 5678 9101 1121
06
Result
12
送信
Credit・Sale
（support ＡＰI）
SSL
Mobile
Card Form
Credit Request（mail＋Security code）
Result
Security Code
（Support ＡＰI）
Shopping Site
TEL
Merchant
Acquirer A
Management
Screen
Search
History
（Search screen）
Result
Form Input
Credit Payment
Network
Acquirer B
Credit・Sale Request
FAX
Card Number
Deposit
Result
Credit Payment
Info ＤＢ
File
Mail
Filing
Batch completion mail
Shop Info
ＤＢ
Acquirer C
Result file
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20
Smart Bureau（NFC SP-TSM Service） Overview
•
DNP has provided Japan Airlines with NFC SP-TSM service for JAL airline ticketing service “Touch & Go”.
•
DNP has started the NFC SP-TSM services for NTT docomo “ID x PayPass” in Q1’14.
•
DNP will start NFC SP-TSM services for payWave around the end of Q1’14.
•
MicroSD and Embedded SE will be added to the product portfolio soon.
Google Play
①UI Appli Download
UI Appli
（Wallet Appli）
MNO TSM
IC Applet
SP-TSM
UI Appli
（Wallet Appli）
Smart Bureau
OTA
②IC Applet Download（Partitioning）
Personal
Data
③Personal Data Download (Loading Data)
OTA
IC Applet
Service Provider
Personal Data
UIM
© 2014 Dai Nippon Printing Co.,Ltd. All Rights Reserved.
21
Dynamic coupon distribution by TAPLINK
Dynamic coupon distribution system “TAPLINK” enables various coupon distribution on the mobile
wallet.
NFC smart poster at
Merchants
1. Tap on NFC
smart poster
【TAPLINK】
TAPLINK selects the coupon
based on pre-condition.
(e.g.) time, weather, etc.
3. Merchant ID (URL1)
4. App
identification,
Coupon ID (URL2)
2. Merchant ID
(URL1)
5. Wallet app startup and
Input PIN to open wallet
TAPLINK
Re-direct Server
Provide coupon
contents information
to TAPLINK
6. Coupon ID (URL2)
7. Coupon ID
(URL2)
Do you want to save
this coupon?
8. Coupon DL
9. Opens coupon service screen
and show the details of distributed
coupon, and then show popup
whether save or not.
Wallet Server
Coupon Server
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22
The Function of Mobile Wallet
Various optional functions and services are ready
to use at DNP Mobile Wallet
Functions
Member Management
チャージ
使う
今週のおトク情報
・ Registration & Service suspension
・External Service Info Setting
・Activation
・Password Lock
・Alteration of mail address and
device
Coupon Distribution
Prepaid Function
・Balance Check
・Use History
・External Service Info Management
Information Distribution
会員情報
※Image only
・Coupon making & apply workflow
・Validity & Number Limit
・Coupon List
・My Coupon Management
・QR Code supported
・Distribution with appointed date,
time and address.
・Showing appointed screen in Push
Application
・New Release Info Management
・Banner Contents Management
・Distribution of Rules and
Regulations
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23
Service Menu of DNP Mobile Wallet
DNP Mobile Wallet Service is designed to meet customer’s needs
Mobile
Wallet
Service
=
Client Application
ＵＩ
Tie Up with
ＤＮＰ Services
Support
customer’s own
services
Coupon Service
Prepaid Service
Payment Acting Service
Smart Bureau
Remote Issuing Service
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24
Typical Process of introducing Mobile Wallet
Preparation
Period
・Selecting the services to provide
・Making Wallet Application （UI／UX）
（１～２ months）
FS
（6 months）
Service
Improvement
（3～6 months）
・Evaluating the effect & extracting the issues
to cover
・Assessing the result of FS.
・To decide to utilize DNP Services or to develop
new original service.
・ Review of Wallet Application Design
Launching
Service
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25
DNP is a principal member of NFC Forum
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26