Tax Psychology (5) Slippery Slope Framework Erich Kirchler University of Vienna, Austria TARC Master Class London - 2014 Research focus and paradigms - Type of tax: Income tax (VAT, inheritance tax etc.) - Actors in the field: The “tax-interaction” context - Tax behaviour research: Shift of attention from authoritarian-punitive to cooperate interaction Decisions under risk Social dilemma Differential perspectives Psychological contract Interaction climate Actors in the field: The “tax-interaction” context Government Tax authorities Tax accountants Taxpayer Taxpayer Governance and regulation, image of taxpayers, tax law, tax rate Images of government, tax accountants and taxpayers, audits and fines, interaction style Images of government and tax authorities, taxpayers and their goals Images of government and tax authorities, attitudes, tax morale, knowledge of tax law, norms Taxpayer (personal,Taxpayer social, societal), justice (distributive, procedural, retributive) Change of research perspectives • Focus on the individual: paying taxes as decision under risk (Allingham & Sandmo, 1972; Srinivasan, Fines, audits 1973) • Focus on the social group: paying taxes as a social contribution dilemma (e.g., Dawes, 1980) Moral, norms, fairness • Focus on differences between taxpayers Occupation, age, motivation (Braithwaite, 2003; 2009) • Focus on the relationship between taxpayer and tax authority: Tax compliance as the result of a psychological contract (Feld & Frey, 2007; 2010) • Focus on the climate: The interaction climate of all stakeholders shapes tax compliance (Kirchler, 2007; Kirchler, Hoelzl, & Wahl, 2008) Intrinsic motivation, tax authority’s interaction style Antagonistic vs synergistic tax climate; power, trust Social norms • Wenzel (2005b) refers to social norms as perceived frequency or acceptance of tax evasion among a reference group. • Taxpayers who perceive others as behaving according to socially accepted rules and who communicate with others about appropriate behaviour will adopt the socially shared norms and behave appropriately. If the reference group signals that non-compliance will be tolerated, then compliance will decrease. • If a taxpayer believes that non-compliance is widespread and a socially accepted behaviour, then this taxpayer will more likely not comply. Social norms ..... Wenzel (2004) concludes that taxpayers are influence by other taxpayers’ behaviour and they are more likely to be influenced by other taxpayers who are considered members of one’s relevant self-category; that is, members of the group with which a taxpayer identifies. Social norms elicit concurring behaviour when taxpayers identify with the group to whom the norms are ascribed. Taxpayers then internalise the social norms and act accordingly. Social norms ..... THE BEHAVIORALIST AS TAX COLLECTOR: USING NATURAL FIELD EXPERIMENTS TO ENHANCE TAX COMPLIANCE Michael Hallsworth John A. List Robert D. Metcalfe Ivo Vlaev Working Paper 20007 http://www.nber.org/papers/w20007 NATIONAL BUREAU OF ECONOMIC RESEARCH 1050 Massachusetts Avenue Cambridge, MA 02138 March 2014 Fairness Wenzel (2003) provides a conceptual framework for justice and fairness considerations: • Distributive justice refers to the exchange of resources, both benefits and costs • Procedural justice refers to the processes of resource distribution • Retributive justice refers to perceived appropriateness of sanctions in case of norm breaking Distributive justice Most studies on fairness focus on distributive justice: Horizontal justice (distribution of taxes and resources between taxpayers of comparable income groups) Vertical justice (distribution of taxes and resources across income groups) Exchange justice (fairness of tax payments and governmental provision of public goods and taxpayers’ participation) Procedural justice Procedural justice refers to the processes of resource collection and distribution. Procedures are regarded as fair if the people involved are treated in a way they think is appropriate. According to Leventhal (1980), treatments are considered fair if decisions and processes are perceived as being consistent, accurate and free of errors, representative and ethical, and correctable in case of errors. In discussing public trust and confidence in institutions, Tyler (2001a) argues that the key issue that shapes public views is a process-based evaluation of the fairness of procedures that are used to exercise authority. Central to this process is the communication of respect for the individual. What shall be done to improve tax compliance ? Norms and justice Establishment and communication of social norms of correct behavior is necessary; and measures need to be taken that strengthen the identification of citizens/residents with the community. Focus needs to be on justice on the distributive, procedural, and retributive levels. Service climate Taxpayers need to be segmented according to their needs, so that appropriate services can be offered to facilitate tax honesty and tailored to meet needs at one “point of sale.” Method Sample Two representative samples of • 807 private Dutch taxpayers (50.4% men; age: 50.45, SD = 16.88) • 1377 Dutch entrepreneurs (68,3% men; age: 48.67, SD = 11.22) Data collection - administered by a market research agency employed by the Dutch tax administration - Online questionnaires, telephone interviews, paperpencil survey 2. Correlation between service orientation and tax compliance • • Private taxpayers: Entrepreneurs: r = .22, p < .001 r = .22, p < .001 4. Mediation analyses: Private taxpayers Trust 0.13** 0.74*** Service (0.22***) 0.12** Tax compliance Sobel test: z = 2.57, p < .01 Sobel test for mediation analyses with control variables (socio-demographic, economic and psychological): z = 2.20, p < .05 4. Mediation analyses: Entrepreneurs Trust 0.14** 0.73*** Service (0.22***) 0.11** Tax compliance Sobel test: z = 3.72, p < .001 Sobel test for mediation analyses with control variables (socio-demographic, economic and psychological): z = 1.80, p < .05 Interaction climate (Integration of economic and psychological perspectives View of system: Authorities Government Tax authority Interaction climate; segmentation and responsive regulation Power &Trust Individuals and groups interacting in social system Voluntary cooperation vs enforced compliance Taxpayers Slippery Slope Framework Tax climate Power : Antagonistic climate Trust : Synergistic climate „Cops and robbers“ orientation • High social distance • No respect • Negative emotions • Cost-benefit calculation • Enforced compliance „Service & client“ orientation • No social distance • Mutual respect • Positive emotions, trust • Feeling of responsibility • Voluntary cooperation Key elements • Power of authorities: Perceived potential of tax authorities to detect and to punish evasion • Trust in authorities: Taxpayers‘ perception of tax authorities as benevolent and working for the common good • Compliance: Degree of cooperation by taxpayers • Enforced compliance vs voluntary cooperation Slippery Slope Framework of Tax Compliance Kirchler, Hoelzl and Wahl (2008) Enforced Tax Compliance Voluntary Tax Cooperation Maximum Maximum Compliance Compliance Minimum Minimum Maximum Maximum Power of Authorities Trust in Authorities Minimum Minimum Slippery Slope Framework of Tax Compliance Kirchler, Hoelzl and Wahl (2008) Enforced Tax Compliance Voluntary Tax Cooperation Maximum Synergistic climate Maximum Compliance Antagonistic climate: Command and control Audits Fines Minimum Maximum Power of Authorities Minimum Minimum Subjective Compliance complexity of tax law Tax morale and attitudes Personal, social Minimum and societal norms Fairness Maximum considerations Trust in Motivational Authorities postures OECD From Enhanced Relationships to Co-operative Compliance Revenue bodies and their relationships with taxpayers and tax intermediaries need to be built on the principle of reciprocity in which all parties can seek to co-operate within a framework that both recognises the statutory obligations and protections available and can go beyond these to produce better participation and tangible benefits for each party. + disclosure and transparency, with all parties being open to enhanced level od dialogue and co-operation to allwo collaboration in the identification and resolution of areas of risk and concern; and + mutual co-operation in advancing enquiries and reaching proportionate resolutins quickly and with finality. HORIZONTAL MONITORING (e.g., Austria, Slovenia, The Netherlands) 22 Horizontal Monitoring The Netherlands • In 2005, the Dutch Tax and Customs Administration initiated the “horizontal monitoring” program, first involving 20 of the largest businesses. After positive feedback of the participating businesses, the program was extended to SME’s as well. In the horizontal monitoring approach the Dutch Tax and Customs Administration and taxpayers enter into a compliance agreement, based on the key values mutual trust, understanding and transparency. The compliance agreement covers a range of taxes. • The standard method of customs checking is characterized by ‘vertical supervision’ and distrust. The Dutch Tax and Customs Administration carries out its activities by selecting and checking. The principle of horizontal supervision is based on the notion that the Dutch Tax and Customs Administration operates on the basis of trust rather than distrust. This is a not implicit trust but it is trust based on experiences from the past (what is the reputation of the company at the Dutch Tax and Customs Administration) and the fact that businesses would take their own responsibility. Studies: Laboratory experiment and online experiment Manipulation Scenarios Power Trust • Audit probabilities • Procedural fairness • Efficiency of audits • Distributive fairness • Amount of fines • Positive social representations • Budget of tax office • Transparency • Competence of tax office • Social norms Study 1 Laboratory Experiment: N = 64 females & 56 males Design: 2 (High power vs. Low power) x 2 (High trust vs. Low trust) 20 Periods tax simulation experiment (program: z-Tree, Fischbacher, 2007) → Income: 3500 ECU → Tax liability: 1400 ECU → Audit probability: 10% → Fine: amount evaded Questionnaire (7-point answering scales): → Enforced compliance → Voluntary cooperation Mean contributions. Study 1: Results 1400 1200 1000 800 600 400 High power Low power 200 0 High trust Low trust Study 1: Results Enforced compliance Enforced compliance (Resistance, Braithwaite, 2003) 7 6 5 High power Low power 4 3 2 1 High trust Low trust Voluntary cooperation Voluntary cooperation (Commitment, Braithwaite, 2003) 7 6 5 4 3 2 1 High power Low power High trust Low trust Covariates: sex = .54, age = 23.68, income = 1.71 Study 2 Online Experiment: N = 41 females & 86 males; self employed taxpayers Design: 2 (High power vs. Low power) x 2 (High trust vs. Low trust) Questionnaire (7-point answering scales): → Compliance (α = .84) → Enforced compliance (α = .63; Resistance, Braithwaite, 2003) → Voluntary cooperation (α = .93; Commitment, Braithwaite, 2003) → Strategic evasion (α = .83) Compliance Study 2: Results (Compliance) 7 6 5 4 3 2 1 High power Low power High trust Low trust Study 2: Results Enforced compliance Enforced compliance (Resistance, Braithwaite, 2003) 7 6 5 High power 4 3 2 1 Low power High trust Low trust Voluntary cooperation. Voluntary cooperation (Commitment, Braithwaite, 2003) 7 6 5 4 3 2 1 High power Low power High trust Low trust Covariates: sex = 0.32, age = 38.54, income = 2.87 Study 2: Results (strategic evasion) Strategic evasion 7 6 5 High power Low power 4 3 2 1 High trust Low trust Study 3 Survey in Austria Representative sample of self employed: N = 491 Questionnaire (7-point answering scales): → Trust (α = .89 - .91) → Power (α = .70 - .77) → Enforced compliance (α = .47 -.61) → Voluntary cooperation(α = .50 - .74) Tax compliance by power of authorities and trust in authorities Enforced compliance by power of authorities and trust in authorities Voluntary cooperation by power of authorities and trust in authorities Cross-cultural testing of the SSF (44 countries study) Experimental testing of the main assumptions of the slippery slope framework in 44 countries on 5 continents Africa Asia Europe North America Australia South America Egypt Ghana Morocco South Africa Bhutan China Hong Kong India Indonesia Iran Israel Japan Pakistan Russia South Korea Thailand Turkey UAE Austria Finland France Germany Greece Hungary Iceland Italy Lithuania Malta Norway Poland Romania Slovenia Spain Sweden Switzerland Canada Mexico USA Australia Brazil Colombia Cross-cultural testing of the SSF (44 countries study) Sample Countries 44 N (economics students) 14,694 N per Country 326 M (SD) Age 21.49 (3.30) Female percentage 52% Studies 88% Scenarios Manipulation of TRUST (high/low) & POWER (high/low) …Varosia’s legislation is [not] transparent and the government offers [no] the opportunity of free counselling on judicial subjects and tax issues in information centers. Furthermore, Varosia’s public authorities are [little] very service-oriented and [not] interested in supporting Varosia’s citizens… [TRUST] …The chance to be audited for self-employed people is very [low] high. This is to say that self-employed are [not] audited very often. Therefore, [not] very many of the committed tax offences can be detected… [POWER] Scales / Items • Manipulation checks: trust & power (3 items) – “The governmental authorities in Varosia act fair towards their citizens.” – “The governmental institutions in Varosia are very effective in the suppression of tax criminality.” • Intended tax compliance (3 items) – “How likely would you pay your tax completely honest?” • Voluntary tax compliance (5 items) – “When I pay my taxes in Varosia as required by the regulations, I do so to support the state and other citizens.” • Enforced tax compliance (5 items) – “When I pay my taxes in Varosia as required by the regulations, I do so because a great many tax audits are carried out.” Results I: Manipulation checks TRUST: Mean (SD) Low vs. high trust: 2.82 (1.61) vs. 6.27 (1.77) F(1, 14661) = 16402.14, p < 0.001, η2 = .53 POWER: Mean (SD) Low vs. high power: 3.05 (1.74) vs. 6.85 (1.79) F(1, 14661) = 19070.65, p < 0.001, η2 = .57 INTERACTION TRUST x POWER: Significant (positive) influence of trust manipulation on perceived power and vice versa SAME PATTERN OF RESULTS IN EACH COUNTRY Results II: Intended tax compliance 9 8 Intended Compliance 7 6 5 Intended Tax Compliance Voluntary Tax Compliance 4 Enforced Tax Compliance 3 2 1 0 Power Low/ Trust Power High/ Trust Power Low/ Trust Power High/ Trust Low Low High High Multivariate ANOVA: Trust: F(3, 14370) = 576.35, p < 0.001, η2 = .12 Power: F(3, 14370) = 2374.46, p < 0.001, η2 = .36 Significant effect of the covariate gender: women are more compliant than men! Results of analyses of variance Enforced Compliance • 29,5% of 98,2% of variance are explained by the experimental condition • 4,8% of 1,8% of variance are explained by the country Voluntary Compliance • 9,3% of 95,5% variance are explained by the experimental condition • 0,1% of 4,5% variance are explained by the country • Intended Compliance • 17,7% of 95,5% variance are explained by the experimental condition • 0,3% of 4,5% variance are explained by the country Trust • 53,8% of 99,3% variance are explained by the experimental condition • 5,8% of 0,7% variance are explained by the country Power • 54,9% of 99,8% variance are explained by the experimental condition • 6,8% of 0,2% variance are explained by the country Power > trust Trust > power Bhutan Egypt * France Ghana India * Indonisia * Iran * Israel Lithuania Mexico * Marocco Norway Pakistan * Romania Turkey UAE (* relevant difference) Australia Austria Brazil Canada China Colombia Finland Germany Greece Hong Kong Hungary Iceland Ireland Italy Japan Malta Poland Portugal Russia Slovenia South Africa South Korea Spain Sweden Switzerland Thailand UK USA Corruption Corruption Perception Index Corruption Perception Index β Variable B SE B Constant 56.80 1.46 Trust 9.56 2.44 .50*** Power 7.87 2.44 .41** R2 .75 F 62.21*** Note. N = 44 **p < .01. ***p < .001. Shadow Economy Shadow Economy Index Shadow Economy Index β Variable B SE B Constant 22.98 1.12 Trust -2.51 1.86 -.27 Power -3.55 1.86 -.38 R2 .39 F 12.95*** Note. N = 44 ***p < .001. Happiness Veenhoven Happiness Veenhoven Happiness β Variable B SE B Constant 6.69 .11 Trust .165 .18 .18 Power .468 .18 .50* R2 .42 F 14.75*** Note. N = 43 *p < .05. ***p < .001. Note: SWB is the extend of satisfaction with life as inferred from the World Database of Happiness; it is displayed on the z-Axis and the manifestations per country are shown in a colored spectrum on the right side of the figure. Strategic regulation “State regulation implies that governments act … in the ‘public interest’ …” (Freiberg, 2010, p. 5). According to Arie Freiberg “Regulation is essentially about the use of power (Freiberg 2010, p. 84). Power is defined as the potential and perceived ability of a party to influence another party’s behavior (e.g., Freiberg, 2010; French & Raven, 1959). French and Raven (1959) and Raven (1965) developed a concept of bases of social power which distinguishes between coercive power, Coercive power reward power, legitimate power, expert power, Legitimate power referent power, and information power. Coercive power is related to the potential to punish and reward. It originates from the pressure applied through either punishment or remuneration. Legitimate power originates from the legitimization of the authorities, expert knowledge, skills, access to information, and identification with the powerful party. In French and Raven’s (1959) theory it bases on legitimate power, expert power, information power, and referent power. Legitimate power operates through the accepted right to influence others by means of, for instance, agreed election rules, the norm of reciprocity (Gouldner, 1960), social responsibility, and equity norms (Berkowitz & Daniels, 1963). Impact of coercive and legitimate power on intended tax compliance (Hofmann, Gangl, Kirchler & Stark, 2012) Design: 2 (low vs high coercive power) x 2 (low vs high legitimate power) Experimental online questionnaire: 4 Scenarios: low/high coercive & low/high legitimate power e.g., tax authorities are lenient/strict toward tax evaders and in-/competent. Scales (72 items): intended tax compliance, implicit trust, reason-based trust, antagonistic climate, service climate, enforced compliance, voluntary cooperation. Convenience sample: 121 taxpayers Sex: 50.4% females Age: M = 38.77 years, SD = 12.15, range 20–68 Education: 47.9% university degree, 28.1% qualifications for university entrance Employment: 61.2% employed, 38.4% self-employed Results 7 6 Intended tax compliance 5 Service climate Reason based trust Voluntary cooperation 4 Enforced compliance 3 Antagonistic climate 2 1 Implicit trust Power Low legitimate Low coercive Intended compliance: coercive power (CP) F(1, 117) = 1.00, p = .32 legitimate power (LP) F(1, 117) = 23.67, p < .001, η2 = .17 Power Low legitimate High coercive Power High legitimate Low coercive Power High legitimate High coercive Reason-based trust: CP: F(1, 117) < 0.01, p = .95 LP: F(1, 117) = 86.02, p < .001, η2 = .42 Service climate: CP: F(1, 117) = 0.45, p = .51 LP: F(1, 117) = 84.93, p < .001, η2 = .42 Voluntary cooperation: CP: F(1, 117) = 1.14, p = .29 LP: F(1, 117) = 27.47, p < .001, η2 = .19 Implicit trust: CP: F(1, 117) = 0.37, p = .54 LP: F(1, 117) < 2.02, p = .16 Antagonistic climate: CP: F(1, 117) = 1.80, p = .18 LP: F(1, 117) = 75.86, p < .001, η2 < .39 Enforced compliance: CP: F(1, 117) = 26.29, p < .001, η2 = .18 LP: F(1, 117) = 2.51, p = .12 Dynamic aspects and regulation of interaction climate Hypotheses and first empirical results Power has both positive and negative effects on trust. The exertion of power may evoke suspicion and mistrust in the group the measures are imposed on, which can lead to a vicious circle: mistrust of one party provokes mistrust of the other party, which justifies and deepens the mistrust of the first. Power can have positive effects on trust. Bachmann (2001) for instance proposes that de-personalized forms of power (i.e., the power of a system) such as the law can be perceived as a necessary precondition for trust. Perceived direction of (coercive) power and anticipated emotions Erich Kirchler, Katharina Gangl, Barbara Hartl, Eva Hofmann (2014) Items for Cluster Analysis: As the tax authority takes targeted action against tax evaders, I am feeling protected by the authority. As the tax authority indiscriminately takes action against all taxpayers, I’m feeling chased by the authority. 2 λ= .007 1 Who pays his/her taxes honestly, does not have to fear audits and fines. Even who pays his/her taxes honestly, has to fear indiscriminate audits and fines. 3 1 Diffuse threat - non compliance 3 λ= .063 2 Targeted action - compliance N = 500 self-employed 61% male Age: 20-65 yrs February 2014 Jeffrey Owens (OECD) Workshop at the Economics University Vienna, December 2013 Problems of making good tax policy: well-trained staff (train and keep them; salaries) lack of dialog between commissioners & business (mistrust behavior) lack of targeted research to benchmark and impose performance of tax administrators